No. of Users Volume Value No. of Users Volume Value 1

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No. of Users Volume Value No. of Users Volume Value 1 ECS - All Centres' Transaction Details for the month of December 2019 ECS (CREDIT) ECS (DEBIT) S.No Centre Name Bank Name No. Of Users Volume Value No. Of Users Volume Value 1 AGARTALA STATE BANK OF INDIA 00 0 000 2 AGRA PUNJAB NATIONAL BANK 00 0 000 3 AMRITSAR ORIENTAL BANK OF COMMERCE 0 0 0 0 0 0 4 ANAND UNION BANK OF INDIA 00 0 000 5 ASANSOL STATE BANK OF INDIA 00 0 000 6 AURANGABAD PUNJAB NATIONAL BANK 00 0 000 7 BELGAUM UNION BANK OF INDIA 00 0 000 8 BHAVNAGAR BANK OF BARODA 00 0 000 9 BHILWARA STATE BANK OF BIKANER AND JAIPUR 00 0 000 10 BIJAPUR STATE BANK OF INDIA 00 0 000 11 BIKANER STATE BANK OF BIKANER AND JAIPUR 00 0 000 12 BURDWAN STATE BANK OF INDIA 00 0 000 13 COIMBATORE BANK OF BARODA 00 0 000 14 CUTTACK STATE BANK OF INDIA 00 0 000 15 DAVANGERE STATE BANK OF MYSORE 0 0 0 0 0 0 16 DEHRADUN STATE BANK OF INDIA 00 0 000 17 DURGAPUR STATE BANK OF INDIA 00 0 000 18 ERNAKULAM STATE BANK OF TRAVANCORE 0 0 0 0 0 0 19 ERODE PUNJAB NATIONAL BANK 00 0 000 20 GADAG STATE BANK OF INDIA 00 0 000 21 GANGTOK STATE BANK OF INDIA 00 0 000 22 GULBARGA STATE BANK OF HYDERABAD 0 0 0 0 0 0 23 HALDIA UNITED BANK OF INDIA 00 0 000 24 HASSAN STATE BANK OF MYSORE 0 0 0 0 0 0 25 HUBLI STATE BANK OF INDIA 00 0 000 26 IMPHAL STATE BANK OF INDIA 00 0 000 27 JALANDHAR PUNJAB NATIONAL BANK 00 0 000 28 JAMNAGAR BANK OF BARODA 00 0 000 29 JODHPUR STATE BANK OF INDIA 00 0 000 30 KAKINADA STATE BANK OF INDIA 00 0 000 31 KOLHAPUR PUNJAB NATIONAL BANK 00 0 000 32 KOTA UNION BANK OF INDIA 00 0 000 33 KOZHIKODE STATE BANK OF INDIA 00 0 000 34 LUDHIANA PUNJAB NATIONAL BANK 00 0 000 35 MADURAI CANARA BANK 00 0 000 36 MANDYA STATE BANK OF MYSORE 0 0 0 0 0 0 37 MANGALORE CORPORATION BANK 0 0 0 0 0 0 38 MYSORE PUNJAB NATIONAL BANK 00 0 000 39 NELLORE STATE BANK OF INDIA 00 0 000 40 PANAJI STATE BANK OF INDIA 00 0 000 41 PONDICHERRY STATE BANK OF INDIA 00 0 000 42 RAICHUR STATE BANK OF HYDERABAD 0 0 0 0 0 0 43 RAJKOT BANK OF BARODA 00 0 000 44 SALEM UNION BANK OF INDIA 00 0 000 45 SHILLONG STATE BANK OF INDIA 00 0 000 46 SHIMOGA STATE BANK OF MYSORE 0 0 0 0 0 0 47 SILIGURI STATE BANK OF INDIA 00 0 000 48 SURAT STATE BANK OF INDIA 00 0 000 49 TIRUCHIRAPALLI STATE BANK OF INDIA 00 0 000 50 TIRUNELVELI STATE BANK OF INDIA 00 0 000 51 TIRUPATI STATE BANK OF INDIA 00 0 000 52 TIRUPUR STATE BANK OF INDIA 00 0 000 53 TRICHUR STATE BANK OF INDIA 00 0 000 54 TUMKUR STATE BANK OF MYSORE 0 0 0 0 0 0 55 UDAIPUR PUNJAB NATIONAL BANK 00 0 000 56 UDUPI STATE BANK OF INDIA 00 0 000 57 VADODARA STATE BANK OF INDIA 00 0 000 58 VARANASI PUNJAB NATIONAL BANK 00 0 000 59 VISAKHAPATNAM ANDHRA BANK 00 0 000 60 AHMEDABAD RESERVE BANK OF INDIA 00 0 000 61 ALLAHABAD PUNJAB NATIONAL BANK 00 0 000 62 BANGALORE RESERVE BANK OF INDIA 00 0 000 63 BHOPAL RESERVE BANK OF INDIA 00 0 000 64 BHUBANESWAR RESERVE BANK OF INDIA 00 0 000 65 CHANDIGARH RESERVE BANK OF INDIA 00 0 000 66 CHENNAI RESERVE BANK OF INDIA 00 0 000 67 DHANBAD STATE BANK OF INDIA 00 0 000 68 GORAKHPUR PUNJAB NATIONAL BANK 00 0 000 69 GUWAHATI RESERVE BANK OF INDIA 00 0 000 70 GWALIOR STATE BANK OF INDIA 00 0 000 71 HYDERABAD RESERVE BANK OF INDIA 00 0 000 72 INDORE STATE BANK OF INDIA 00 0 000 73 JABALPUR STATE BANK OF INDIA 00 0 000 74 JAIPUR RESERVE BANK OF INDIA 00 0 000 75 JAMMU PUNJAB NATIONAL BANK 00 0 000 76 JAMSHEDPUR UNION BANK OF INDIA 00 0 000 77 KANPUR RESERVE BANK OF INDIA 00 0 000 78 KOLKATA CPC RESERVE BANK OF INDIA 00 0 000 79 LUCKNOW PUNJAB NATIONAL BANK 00 0 000 80 MUMBAI RESERVE BANK OF INDIA 00 0 000 81 NAGPUR RESERVE BANK OF INDIA 00 0 000 82 NASIK STATE BANK OF INDIA 00 0 000 83 NEW DELHI RESERVE BANK OF INDIA 5 10468 533475646 0 0 0 84 PATNA RESERVE BANK OF INDIA 00 0 000 85 PUNE UNION BANK OF INDIA 00 0 00 86 RAIPUR STATE BANK OF INDIA 00 0 000 87 RANCHI STATE BANK OF INDIA 00 0 000 88 SHIMLA STATE BANK OF INDIA 00 0 000 89 SOLAPUR STATE BANK OF INDIA 00 0 000 90 TRIVANDRUM RESERVE BANK OF INDIA 00 0 000 TOTAL 10468 533475646 0 0 Total (Volume in lakh, Value in crore) 0.10 53.35 0.0000 0.0000 NATIONAL ELECTRONIC FUND TRANSFER (NEFT) - DECEMBER 2019 TOTAL OUTWARD DEBITS RECEIVED INWARD CREDITS Sr. No BANK NAME NO. OF OUTWARD AMOUNT NO. OF INWARD AMOUNT TRANSACTIONS (Rs. Lakh) TRANSACTIONS (Rs. Lakh) 1 ABHYUDAYA CO-OP BANK LTD 98759 42180.3 228007 73551.0 2 ABU DHABI COMMERCIAL BANK 200 226.6 82 253.1 3 ADITYA BIRLA IDEA PAYMENTS BANK LTD 70 5.3 70 5.3 4 AHMEDABAD MERCANTILE COOP BANK 21048 17993.4 35353 23229.6 5 AHMEDNAGAR MERCHANTS CO-OP BANK LTD 10147 6184.7 9990 9270.1 6 AIRTEL PAYMENTS BANK LIMITED 576767 314704.1 145760 85034.6 7 AKOLA DISTRICT CENTRAL CO-OP BANK 16857 9059.3 41488 17501.0 8 AKOLA JANATA COMMERCIAL CO-OP BANK 18590 12144.5 16725 17353.8 9 ALLAHABAD BANK 1253959 1078774.4 3865251 1762352.6 10 ALMORA URBAN CO-OPERATIVE BANK LTD 12618 7095.1 24622 9689.7 11 AMBARNATH JAI HIND CO -OP BANK LTD 2337 1553.0 8606 1866.2 12 ANDHRA BANK 1176568 1308316.3 3535007 2009035.4 13 ANDHRA PRADESH GRAMEEN VIKAS BANK 51656 30348.1 195368 74000.0 14 ANDHRA PRAGATHI GRAMEENA BANK 44400 31878.0 149674 37922.7 15 ANZ BANKING GROUP LIMITED 32323 103099.5 9009 102817.9 16 APNA SAHAKARI BANKLTD 17385 11764.8 64860 24468.0 17 AU SMALL FINANCE BANK LIMITED 185162 217919.0 179856 224709.6 18 AXIS BANK 19382701 11464532.1 10610990 11331300.3 19 B N PARIBAS 348915 857636.8 155394 1685325.9 20 BANDHAN BANK LIMITED 426817 225294.9 511562 295610.8 21 BANK INTERNASIONAL INDONESIA 1513 1703.0 47 4507.9 22 BANK OF AMERICA 647877 1466040.9 112670 1163838.0 23 BANK OF BAHARIEN AND KUWAIT 15726 45225.8 2615 11627.0 24 BANK OF BARODA 3719183 3429300.6 11891284 5353431.4 25 BANK OF CEYLON 1696 737.1 449 1192.1 26 BANK OF INDIA 2489982 1681077.6 9664625 4106943.4 27 BANK OF MAHARASHTRA 1241343 778670.1 2911626 1316664.8 28 BANK OF NOVA SCOTIA 614 1096.1 444 34667.0 29 BANK OF TOKYO AND MITSUBISHI 68429 237241.2 9898 269763.6 30 BARCLAYS BANK 65387 151693.5 8936 163077.0 31 BASSEIN CATHOLIC CO-OP BANK LTD 39192 28028.8 77631 36793.2 32 BHAGINI NIVEDITA SAHAKARI BANK LTD 3321 1072.7 5847 1386.1 33 BHARAT CO-OP BANK LTD 90945 57474.9 186678 99097.1 34 CANARA BANK 3240020 2708239.5 6818129 4962598.0 35 CAPITAL SMALL FINANCE BANK LTD 42237 30063.1 49644 40097.3 36 CATHOLIC SYRIAN BANK LTD. 214183 89231.1 200494 112321.8 37 CENTRAL BANK OF INDIA 2052632 1562756.6 6949803 2609775.9 38 CITI BANK 7700687 11409026.3 2726590 9359211.3 39 CITIZEN CREDIT COOPERATIVE BANK LTD 12947 6671.5 30591 14979.6 40 CITY UNION BANK LTD 1115189 532237.2 735190 445257.8 41 CORPORATION BANK 2639008 981055.1 2978229 2009779.9 42 COSMOS COOPERATIVE BANK 130800 135272.5 220903 151992.4 43 CREDIT AGRICOLE CORP N INVSMNT BANK 11856 44132.6 1596 245688.4 44 CREDIT SUISSE AG 24 23.8 35 57273.9 45 CTBC BANK CO LTD 1421 6226.1 670 30911.6 46 DCB BANK LIMITED 304170 237900.9 463145 293568.0 47 DELHI STATE CO OP BANK LTD 2216 1656.5 7408 2769.3 48 DENA BANK 527715 370700.0 1890622 638955.9 49 DEOGIRI NAGARI SAHAKARI BANK LTD 5527 4886.4 13739 4932.5 50 DEUSTCHE BANK 2772445 3853654.5 481575 2969797.0 51 DEVELOPMENT BANK OF SINGAPORE 547405 1146554.8 185132 536699.4 52 DHANLAXMI BANK LTD 160015 61843.5 177124 83704.2 53 DICGC 86 1100.1 61 129.0 54 DMK JAOLI BANK LTD 4037 4578.7 13554 4077.8 55 DOHA BANK QSC 30174 32233.9 1148 3730.4 56 DOMBIVLI NAGRIK SAHAKARI BANK 20603 13774.8 67318 22662.1 57 DURGAPUR STEEL PEOPLES COOP BANK LT 1729 513.8 5594 2832.2 58 EMIRATES NBD BANK PJSC 1513 14087.7 508 8320.4 59 EQUITAS SMALL FINANCE BANK LIMITED 253051 120474.9 78319 62744.5 60 ESAF SMALL FINANCE BANK LTD 29391 10431.2 36560 17488.4 61 EXPORT IMPORT BANK OF INDIA 2 9300.0 164 55222.6 62 FEDERAL BANK 2578561 1601352.6 2110810 1126505.8 63 FINCARE SMALL FINANCE BANK LTD 8361 6642.1 12210 13818.8 64 FINO PAYMENTS BANK LIMITED 456901 62398.3 124865 38448.1 65 FIRSTRAND BANK 247 2022.3 32 3119.1 66 GOPINATH PATIL PARSIK JAN SAHA BANK 35621 28794.0 93915 36655.0 67 GREATER BOMBAY CO-OP BANK 9398 4077.0 38827 10981.5 68 HDFC BANK 31689442 32578771.2 17798646 28019786.1 69 HIMACHAL PRADESH STATE COOPERATIVE 62990 13198.5 65890 26379.1 70 HSBC BANK 2190823 5169974.7 866732 3939912.4 71 ICICI BANK LTD 19670877 12601793.2 14924959 16498035.2 72 IDBI BANK 7021054 3623375.5 4481416 4494940.9 73 IDFC BANK LIMITED 740429 886964.9 584427 1248237.4 74 IDUKKI DISTRICT COOPERATIVE BANK LT 5677 10847.2 3758 2698.8 75 INDIA POST PAYMENTS BANK LIMITED 127102 41658.1 65445 13384.6 76 INDIAN BANK 1278990 989853.0 4485639 1967496.3 77 INDIAN OVERSEAS BANK 1585481 985070.1 3664342 1562926.4 78 INDUSIND BANK 3896659 3073432.3 1900503 2795346.1 79 INDUSTRIAL AND COM BANK OF CHINA LT 924 16738.4 171 28294.4 80 INDUSTRIAL BANK OF KOREA 1911 5544.4 241 15662.0 81 IRINJALAKUDA TOWN CO-OP BANK LTD 1432 669.9 949 628.2 82 JALGAON JANATA SAHKARI BANK LTD 12904 5988.6 21984 13257.3 83 JALGAON PEOPLES COOP BANK LTD 7973 10693.9 30575 15780.8 84 JAMMU AND KASHMIR BANK LTD 392879 395971.9 387679 330547.9 85 JANA SMALL FINANCE BANK LIMITED 54478 35018.5 16314 33616.0 86 JANAKALYAN SAHAKARI BANK LTD 15001 10852.1 37661 16099.2 87 JANATA SAHAKARI BANK LTD 70344 44064.7 98518 57095.8 88 JANSEVA SAHAKARI BANK BORIVILI LTD 4509 4024.0 9257 3747.4 89 JANSEVA SAHAKARI BANK PUNE 8964 3867.6 36620 10984.7 90 JIO PAYMENTS BANK LIMITED 3148 283.6 1413 22.4 91 JP MORGAN BANK 430217 632634.2 17326 866425.6 92 KALLAPPANNA AWADE IJSB LTD 18904 9829.4 22272 16092.9 93 KALUPUR COMM COOPERATIVE BANK 65311 50803.6 103576 82945.0 94 KALYAN JANATA SAHAKARI BANK 13600 11003.3 48287 18327.4 95 KARAD URBAN CO-OP BANK LTD 19043 11840.9 30366 26225.1 96 KARNATAKA BANK LTD 503696 337787.2 1334122 596961.4 97 KARNATAKA STATE COOP APEX BANK 171631 82157.4 120947 60812.9 98 KARNATAKA VIKAS GRAMEEN BANK 78514 100692.2 189938 73388.0 99 KARUR VYSYA BANK 1008977 725787.1 1478592 855483.6 100 KAVERI GRAMEENA BANK 35431 33055.9 56304 16244.5 101 KERALA GRAMIN BANK 77103 38228.5 344558 71272.2 102 KOREA EXCHANGE BANK 2373 60277.5 816 30726.3 103 KOTAK MAHINDRA BANK LTD 8837508 5855811.7 5173771 6541054.6 104 KOZHIKODE DISTRICT COOP BANK LTD.
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  • Annual Report 2020
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  • Krungsri: Transforming the Homebuying Journey
    CHAMPION SERIES Krungsri: Transforming the homebuying journey July 2020 Creating a better mortgage experience The mortgage business has long been lucrative for banks. But for as long as it has been profitable, it has been a complex and frustrating process for clients. These types of processes are ripe for disruption from innovative financial institutions. Krungsri Bank, in Thailand, is one such institution that has done incredible work and has created industry-leading products. At Efma, we understand the importance of sharing best practices from across the financial services industry. So, we are delighted to share the next installment of our ‘Champions series’, produced exclusively for our members. Krungsri is an Efma member that continually impresses us, and the industry, with their ability to innovate and create new products that exceed their customers’ needs. This edition highlights the impressive recent achievements from Krungsri and their mortgage digitization team. For banks, now is the time to be rethinking business models and expanding digital offerings. Customers and employees are more dependent than ever on digital tools. So how can financial institutions capitalize on this accelerating shift? The answer is clear: enhance the customer experience on digital platforms and deliver more value to customers. There is no better place to do this than in areas that have been stagnant and resistant to change for years, like the home-buying process. In this publication’s interviews, senior figures from Krungsri describe how they conducted serious market research to identify pain points for customers on their homebuying journey. They then discuss their approach to executing on their new digital strategy that has resulted in increased customer satisfaction and improved figures for the bank.
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