Annual Report 2020
NEW HATTHA BANK TOWER PROJECT ANNUAL REPORT 2020 BUILDING A BRIGHT FUTURE TOGETHER CONTENT A. OPERATIONAL HIGHLIGHTS 2 32 Modernize Hattha Mobile B. FINANCIAL HIGHLIGHTS 4 33 Products and Services C. SOCIAL PERFORMANCE HIGHLIGHTS 5 37 Call Center D. CAMBODIA’S KEY ECONOMIC INDICATORS 6 37 Human Resources E. BUSINESS PARTNERS 7 39 The Spirit and The Letter F. COVERAGE AND DISTRIBUTION NETWORKS 8 40 I. INTERNAL CONTROL AND INTERNAL AUDIT G. CORPORATE INFORMATION 9 40 Internal Audit Shareholder 9 41 Risk Management About Hattha Bank 11 42 Compliance Vision, Mission and Core Values 12 43 J. SOCIAL PERFORMANCE MANAGEMENT Hattha Bank Milestones 13 44 Corporate Social Responsibility Message from Chairman 14 45 Environmental Performance Indicators Message from President & CEO 16 45 K. BOARD OF DIRECTORS REPORT H. BUSINESS REVIEW 17 51 L. AUDITED STATEMENTS FROM INDEPENDENT AUDITOR Board of Directors 17 51 Balance Sheet Board of Directors Meeting 20 53 Income Statement Executive Committee Members 23 54 Statement of Changes in Equity Organizational Structure 28 55 Statement of Cash Flows Key Accomplishment in 2020 29 57 M. THREE YEARS FINANCIAL SUMMARY The Change of Logo 31 ANNUAL REPORT 1 2020 A. OPERATIONAL HIGHLIGHTS LOAN PORTFOLIO Change Change Description (USD) 2018 2019 2020 (Amount) (%) Total Loan 757,326,744 1,050,928,838 1,322,729,009 271,800,171 26% Loan in KHR 72,363,197 160,299,247 219,051,919 58,752,672 37% Loan in USD 657,518,847 852,453,574 1,056,319,548 203,865,974 24% Loan in THB 27,444,700 38,176,017 47,357,541 9,181,525 24% Hattha Bank offers loan to a customer with 3 currency types such as: Khmer Riel, United States Dollar and Thai Baht.
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