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Citi Worldlink Payment Services Citi WorldLink Payment Services This Reference Booklet provides information for payments via the following May 2014 communication methods: • CitiDirect • File Transmission • SWIFT The material contained in this Reference Book is for informational purposes only, and is provided solely as a courtesy by WorldLink. Although WorldLink believes this information to be reliable, WorldLink makes no representation or warranty with respect to its accuracy or completeness. The information in this Reference Book does not constitute a recommendation to take or refrain from taking any action, and WorldLink is not providing any tax, legal or other advice. Citigroup and its affiliates accept no liability whatsoever for any use of this material or any action taken based on or arising from anything contained herein. The information in this Reference Book is subject to change at any time according to changes in local law. WorldLink is not obligated to inform you of changes to local law. Citibank Europe plc may, at its discretion, reasonably modify or amend this Reference Booklet from time to time, which modification or amendment will become binding when your organization receives a copy of it. These materials are confidential and proprietary to Citigroup or its affiliates and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without our express written authorization. The authoritative and official text of this Reference Booklet—a part of the User Manual—shall be in the English language as used in the United States of America. Any translation from the English text of this Update is for the convenience of the parties and any inconsistencies or inaccuracies between the English text and that translation shall be resolved in favor of the English text. The rights and obligations of your organization and Citibank Europe, its affiliates, subsidiaries, correspondents, and their successors and assigns are subject to and limited by all applicable local laws and regulations, including, without limitation, any foreign exchange control laws and regulations. As such laws and regulations are subject to change without notice, Citibank Europe, its affiliates, subsidiaries and correspondents do not make any representations with respect to such laws and regulations. It is your organization's responsibility to ascertain and comply with such laws and regulations. Note: For WorldLink Terms & Conditions, please refer to the WorldLink Management Guide Treasury & Trade Solutions www.transactionservices.citigroup.com © 2014 Citibank, N.A. All rights reserved. Citi and Arc Design, Citibank, CitiDirect and WorldLink are trademarks and service marks of Citigroup Inc.or its affiliates, used and registered throughout the world. WorldLink® Payment Services is owned and operated by Citibank Europe plc, a Dublin-based (Head Office) and incorporated subsidiary of Citigroup, Inc. SWIFT, S.W.I.F.T. and SWIFT-derived products and service names (such as but not limited to S.W.I.F.T. Net) are trademarks of S.W.I.F.T. Scrl Contents WorldLink® Payment Services ............................................................................................................................... 4 WorldLink Funding .................................................................................................................................................. 6 Funding Methods ................................................................................................................................................ 6 Value Dating and Funding Offset Days ............................................................................................................... 7 Funding Currencies ............................................................................................................................................. 8 WorldLink Fee Billing ............................................................................................................................................ 11 Invoices ............................................................................................................................................................. 11 Remittance Instructions ..................................................................................................................................... 11 USD Remittance ............................................................................................................................................... 11 Non- USD Remittance ....................................................................................................................................... 11 WorldLink Funds Transfers .................................................................................................................................. 12 WorldLink Funds Transfer Formatting .............................................................................................................. 12 Funds Transfer Charges ................................................................................................................................... 15 Funds Transfer – Cut-off Times ........................................................................................................................ 17 Funds Transfer Clearing ................................................................................................................................... 18 WorldLink Checks ................................................................................................................................................. 40 On-Site Check Processing ................................................................................................................................ 40 Remote Check Crossing and Special Requirements ........................................................................................ 46 Stop Payments and Presentation Periods ........................................................................................................ 47 Recovery Process for Fraudulent Checks ........................................................................................................ 51 Presentation Rules and Rules on Stale Date .................................................................................................... 52 Photocopy Availability ....................................................................................................................................... 54 WorldLink Cross Border ACH .............................................................................................................................. 56 WorldLink SEPA Credit Transfers ....................................................................................................................... 57 WorldLink Cash ..................................................................................................................................................... 58 Miscellaneous WorldLink Payment Information ............................................................................................... 59 Beneficiary Deduct Currency Information ......................................................................................................... 59 Country Codes .................................................................................................................................................. 60 Trade Sanctions and Embargoes ..................................................................................................................... 62 Customer Service .................................................................................................................................................. 63 Addendums ............................................................................................................................................................ 69 Addendum 1: Funds Transfer Routing Guidelines: CitiDirect & Software Customers .................................... 69 Addendum 2: Funds Transfer Routing Guidelines: File & SWIFT Customers ................................................ 77 Addendum 3: IBAN Examples........................................................................................................................... 85 Addendum 4: Central Bank Transaction Codes for Algerian Dinar Transfers .................................................. 87 Addendum 5: Bulgarian Lev budgetary payment requirements ....................................................................... 89 Addendum 6: Symbol/Detail for Israeli Shekel Transfers ................................................................................ 90 Addendum 7: India Payment Purpose Codes .................................................................................................. 92 Addendum 8: KZT Payments Only .................................................................................................................. 95 Addendum 9: Nigerian Bank Codes for NGN Funds Transfers ..................................................................... 107 Addendum 10: VO codes for Russian Ruble Funds Transfers ...................................................................... 108 Addendum 11: Thai Baht Transaction Purpose Codes ................................................................................. 114 Addendum 12: Zambia Sort
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