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VISION: TO BUILD LIFELONG RELATIONSHIPS ONE MEMBER AT A TIME! WWW.CHATT.COOP SPRING NEWSLETTER 2018

Keep Track Of Your Credit It's always been important to keep up with what's in your credit report and make sure it's accurate. But the Got New Auto Fever? Check Out Our disastrous data breach that lasted from Low Rates! May to July 2017 at Equifax, one of the With sunnier skies, warmer days, and three major credit reporting agencies, makes it imperative. If your vital greener pastures on the horizon, many Congratulations to personal information was hacked, you of us have caught that proverbial spring Keiron Carter could be a victim of identity theft fever. Perhaps you're smitten by for receiving the resulting in someone fraudulently springtime but have four wheels, shiny 2018 People Helping People opening accounts, filing taxes or making paint, and the rev of an engine on your purchases in your name. You would mind? You may have a case of new auto Scholarship in memory of have to spend many hours setting the fever! If you want to ring in spring with a Dr. Oscar L. Crawley, Sr. record straight. new ride, look no further than Your first line of defense is to request Chattahoochee Federal . Keiron Carter, has been selected to your free annual credit report from each of the three agencies, Equifax, Experian Our low rates and unmatched service are receive the third annual People Helping and Transunion. You can do so online, the cure for what ails you! People Scholarship award, presented by Chattahoochee Federal Credit Union by phone, or by mail. Do not contact the credit reporting companies individually (CFCU). The $1,000 scholarship is With the high costs of purchasing and as they are providing free annual credit maintaining a new car or truck, you want named in memory of Dr. Oscar L. reports only through these three to get the best deal possible on your Crawley, Sr. who served as CFCU board methods. To order, visit financing, and we can help. With your chairman from 2008 until his death in annualcreditreport.com, call 1‐877‐322‐ credit union's support when buying your 2015 and exemplified the credit union 8228, or complete the Annual Credit next vehicle, you'll benefit from more philosophy of “people helping people” Report Request Form available at consumer.ftc.gov and mail it to: Annual bargaining power, lower rates, fast by donating countless hours of time Credit Report Request Service, P.O. Box approvals, and quick turnarounds, plus: without any compensation. Keiron submitted an essay on what it 105281, Atlanta, GA 30348‐5281. * Up to 100% financing of the vehicle's You may order your reports from each means to be a servant leader and his value plus tax and tags of companies at the same time, or * Option for pre‐approval own experience being a servant leader. better, order your report from each one * No monthly fees or prepayment Keiron plans to attend University of at a time every four months. This will penalties Alabama at Birmingham to obtain a allow you to more closely keep an eye * Easy, convenient application process Bachelor of Science in Public Health. on your report. The law allows you to * Loan Payment Protection/ order one free copy of your report from Pictured above are Oscar Crawley, Jr., each of the nationwide credit reporting * GAP Insurance Juliette Crawley (wife of Dr. Crawley), companies every 12 months. Bring that new auto fever down along Vernon Carter (dad), Keiron, Valerie with your vehicle loan rates by relying on Carter (mom) and Kristaan Carter the professionals at Chattahoochee (Keiron’s sister). FCU. Stop in our office today or check

out www.CHATT.coop to apply.

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As an existing or prospective IRA holder,  Get trusted protection at true savings below are a couple of important deadlines to with the TruStage Auto & Home note: Insurance Program. * The IRS allows you to contribute to the  Shop and get cash back at over 1,500 . previous year (in this case, 2017) up until the online retailers with Love to Shop normal federal tax deadline ‐ April 15, 2018. If Click On Us For All Your Financial Needs you opt to make your contribution after To find out more and learn about other Technology is a part of life these days, from January 1st but before the April 15th valuable discounts, visit our website or how we interact with family and friends, to deadline, you must designate the LoveMyCreditUnion.org. You get all these how we shop for goods and services, and contribution year that you're targeting. This offers and discounts just for being a member even how we handle our . In fact, applies to most types of IRA accounts. of CFCU. when it comes to financial management, * The deadline for establishing a 2017 IRA is *Activ. Fee: Up to $30/line. Credit approval req. Sprint Credit Union online tools and ever‐changing technology Member Cash Rewards Offer: Offer Ends 12/31/2018. Avail. for April 17, 2018. Per the federal government eligible credit union members and member employees (ongoing provide unparalleled convenience, speed, (and like taxes), a valid IRA application verification). Tax ID req. to establish business acct. Switch to Sprint and accessibility for consumers. At and receive a $100 cash reward for each new smartphone line should be postmarked by midnight of the activation. Reqs. port‐in from an active number (wireless or landline). Chattahoochee FCU we strive to bring our deadline for Traditional and Roth IRA Existing customers receive a $100 cash reward for each new members all of this and more via smartphone line activation and/or a $50 cash reward for each accounts. smartphone line transferred to program. New lines req. activation at www.CHATT.coop .All of the solutions to point of sale. Max 15 lines. Sprint acct must remain active and in good your financial needs are right at your standing for 31 days to receive Cash Reward. Excludes MBB devices, Additional details, forms and worksheets, tablets and Sprint Phone Connect, upgrades, replacements and ports fingertips ‐ just click on us! and rules on contribution limits for specific made between Sprint entities or providers associated with Sprint (i.e. Virgin Mobile USA, Boost Mobile, Common Cents Mobile and types of IRA accounts can be found at Assurance.) May not be combinable with other offers. $50 Loyalty Our website is a safe, secure place to IRS.gov. Cash Reward: Members can earn one $50 cash reward annually when conduct everyday transactions with Sprint acct remains active and in good standing for 1 year. Max 15 lines. Cash Reward: Cash Reward issued by CU Solutions Group. Allow simplicity and speed. These include: An IRA is an ideal way to guarantee a secure, 6‐8 wks for Cash Reward to be deposited to your Credit Union acct. If * Transferring funds comfortable retirement income. the Cash Reward does not appear after 8 wks, visit lovemycreditunion.org/sprintrewards. Other Terms: Offers/coverage * Checking account balances Chattahoochee FCU offers both ROTH and not avail. everywhere or for all phones/networks. May not be * Referring friends and family Traditional IRAs in a regular IRA Share combinable with other offers. Offer, terms, restrictions, and options subject to change and may be modified, discontinued, or * Applying for a loan Account. To contribute to, or start one today, terminated at any time without notice. Restrictions apply. © 2016 * Inquiring about products, services, and contact us. Sprint. All rights reserved. Sprint and the logo are trademarks of Sprint. Other marks are the property of their respective owners. promotions in real time via live chat * And much more!

All of the pertinent, up‐to‐date information and news about Chattahoochee FCU is just a couple of clicks away as well. Log on 24/7 to find out about: CFCU Members Get Exclusive * New products, services and promotions Discounts from Love My Credit * Current rates Memorial Day ‐ Saturday, May 26th and Union Rewards * CFCU news and press releases Monday, May 28th Everyone loves to save, especially on * Upcoming events and seminars Independence Day ‐ Wednesday, July 4th products and services you use every day. * Safety and security alerts Labor Day ‐ Saturday, Sept 1st and Monday, That's what Love My Credit Union Rewards is * Our branch and ATM locations Sept 3rd all about. Members have saved nearly $2 * Holiday closings and other updates * Contact information and hours billion in discounts from valued partners through Love My Credit Union Rewards. You HOURS With your PC, laptop, tablet, or other mobile can save too with valuable discounts from device, quality are never these partners: Mon, Tues, Thurs., & Fri: Lobby/Phones more than a click or two away at  $100 cash reward with every new line 9:00‐5:00; Drive Thru 8:00‐5:30 www.CHATT.coop. We're there for activated with Sprint! Current you...online, anytime. customers will receive a $50 cash reward WED: Lobby/Phones 9:00‐1:00; for every line transferred into Sprint Drive Thru 8:00‐1:00 Credit Union Member Cash Rewards. Sat: Drive Thru Only 9:00‐12:00 Plus, get a $50 loyalty cash reward every

year for every line.* Attention IRA Holders! 2017 IRA Deadline  Save up to $15 on TurboTax federal Reminder products!

All signs are pointing to springtime ‐ the  Get an exclusive smoke communicator weather is warming up, the flowers are and a $100 gift card with a new 519 Fob James Drive. P.O. Box 8. Valley, AL 36854 blooming, the birds are chirping, and tax ADT monitored home security system. (334) 756‐7027 Fax (334)756‐7542 season is approaching! Call 844‐703‐0123 to activate this special www.CHATT.coop offer.