LAUNCH SPECIAL £799 Register by 8 June FinTech startup? Apply for a discounted pass at [email protected]

TECHNOLOGY & INNOVATION RISK EUROPE Emerging advances in technology and innovation and leveraging across fnancial services 25-26 SEPTEMBER, 2018 | LONDON

HEAR FROM MORE THAN 20 KEY TOPICS TO BE ADDRESSED INNOVATION, STRATEGY AND FINTECH ECB ADDRESS – DIGITAL BUILDING A BANK CUSTOMER PROFESSIONALS INCLUDING: INFRASTRUCTURE A case study into AUTHENTICATION Review and analysis building a bank and New techniques to Julian Sawyer Alexander Knothe of building a driving innovation increase security and Chief Operating Offcer Director, European Head Non-bank FI/Fintech digital infrastructure data protection through Deutsche Bank customer authentication

Francis Gross Tatjana Christians Directorate General Statistics, Head of Brexit Execution, PLUS, HEAR THE LATEST ON Senior Advisor Legal Strategy and Bank NEW TECHNOLOGY | BIG DATA | CYBER SECURITY | European Central Bank Structure REGULATION | AND MORE

Mark Bird Matt Glover STREAM ONE: TECHNOLOGY & INNOVATION Global Head of Data, Global Head of Transformation Regulatory Compliance Unity Trust Bank plc HSBC DISTRIBUTED LEDGER Reviewing opportunities and uses of distributed ledger and its impact on the fnancial industry Peter Smith Becky Clements FINTECH Global Head of Industry Head of Industry Engagement Policy Liaison and Payment Change Monetising on collaborative partnerships with FinTechs TISA Metro Bank and utilising opportunities to develop innovation ARTIFICIAL INTELLIGENCE David Lian Robert Woods Exploring the use of AI across the industry to Head of group capital Strategic Fraud improve practice and effciency regulatory reporting Prevention Initiatives Bank STREAM TWO: REGULATORY DEVELOPMENTS PSD2/OPEN BANKING William Piquard Anastasia Dokuchaeva Exploring what it means to fully implement Managing Director Europe Head of Partnership Gatecoin ClauseMatch and open banking system REGTECH How emerging RegTech can help banks Richard Crook Head of Emerging comply with regulatory programmes Technology RBS COMPLIANCE CPD ACCREDITATION: Reviewing the ability to balance innovation and compliance

#TechRisk www.cefpro.com/techrisk TECHNOLOGY & INNOVATION RISK EUROPE 2018 | 25-26 SEPTEMBER, 2018 | LONDON

ABOUT THE EVENT To discuss the latest industry trends join us on 25-26 September, 2017 in London at our highly anticipated In the past ten years the fnancial industry has been Technology & Innovation Summit. The two day Summit will revolutionised by multiple technological advancements. address emerging advances in technology and innovation Undoubtedly the landscape is unrecognisable and several and leveraging across fnancial services. The event will bring areas of business have been improved and enhanced. The together the industries fnest to debate and discuss some of demand to keep on top of the technology curve continues to the latest trends, opportunities and risks. grow as many look for the next big thing.

The next twelve months are set to be especially important as we see a new wave of technology taking fight. Areas like payments, blockchain, artifcial intelligence, machine We love the learning and crypto currencies are set to be top talking points for 2018. With any new form of innovation there are several questions to be answered, including a review of the Center for Financial benefts and potential risks. Professionals because they bring together a community of like- minded professionals at very senior levels covering both risk and

SPONSORSHIP & EXHIBITION Oracle Financial Services Advance your branding, awareness, industry expertise, fnance thought-leadership and lead-generation at the upcoming Technology & Innovation 2018.

Sponsorship and exhibition with The Center for Financial CPD ACCREDITATION: Professionals offers unique networking, brand recognition and thought-leadership deliverance opportunities with senior risk professionals from around the world. Whether you want full branding across the event or simply a well positioned exhibition stand, our business development team will tailor the right package for you. We do everything we can to help you get your marketing message across and also to benchmark the return on your investment.

There are a limited number of reduced sale prices for FinTech Start-ups. BRING THE TEAM 50% To see if your organisation qualifes please email 3RD ATTENDEE GETS 50% OFF 1 2 OFF [email protected] when registering at the same time

#TechRisk www.cefpro.com/techrisk TECHNOLOGY & INNOVATION RISK EUROPE 2018 | 25-26 SEPTEMBER, 2018 | LONDON AGENDA DAY ONE | 25 SEPTEMBER

08:10 REGISTRATION AND BREAKFAST PANEL DISCUSSION - INFRASTRUCTURE 13:30 Developing infrastructure, technology, process and people to enhance innovation and ensure adaptability 09:00 CHAIR’S OPENING REMARKS • Patchwork of various acquisitions and add-ons • Diffculty extracting data and implementing new products • Developing IT infrastructure NEW TECHNOLOGY • Current infrastructure patchwork of acquisitions 09:00 Filtering new technology: navigating the waters of • Cost implications to upgrade systems and risk new opportunities and making strategic business decisions considerations to leverage technology • Moving from legacy systems and hardware into cloud • Application in practice to leverage opportunity environments • Filtering technologies and knowing where to apply them • Unlocking value and using in fnancial institutions • Defning tangible business cases and technology choices as • Getting value out of new and emerging technology a result • How will the new payments architecture infuence the way • Turning into a practical, realisable opportunity for banks we innovate • Maturity of different technologies and organisations Craig Ramsay, Global Head of Innovation, GLCM, HSBC • Dimensions to assess decision making Becky Clements, Head of Industry Engagement and Payment • Investment decisions for large institutions used to multiyear Change, Metro Bank enterprise wide investments Matt Glover, Head of Transformation, Unity Trust Bank plc • Governance and assessment criteria going against Alexander Knothe, Director, European Head Non-bank FI/ corporate structures Fintech, Deutsche Bank Richard Crook, Head of Emerging Technology, RBS

REGULATION PANEL DISCUSSION - BIG DATA 14:20 The fourth industrial revolution and what it might 09:50 Advancing strategic thinking and integrating data sets mean for the regulatory environment in the Financial to enhance decision making and KYC Services space • Integrating data sets at banks vs. FinTechs • Latest regulatory updates/trends • Changing strategic thinking and the way banks do business • A strategic approach to regulatory compliance • Collaboration with FinTechs • RegTech & FinTech • Making better decisions with what is learnt about customers • Complying to multiple rules and regimes • Aggregation of accounts and analyse spending • Working across multiple jurisdictions • Using data as a predictor of credit rating • Leveraging resources from other areas Mark Bird, Global Head of Data, Global Regulatory • Keeping ahead of the curve whilst meeting regulatory Compliance, HSBC demand Alexander Knothe, Director, European Head Non-bank FI/ • Future outcomes and predications Fintech, Deutsche Bank Beate Born, ED, Global MIFID II Project Lead, UBS

10:40 MORNING REFRESHMENT 15:00 AFTERNOON REFRESHMENT BREAK AND NETWORKING BREAK AND NETWORKING

CYBER SECURITY BUILDING A BANK 11:10 Reviewing the increasing cyber risk amongst digital 15:30 Building a bank and driving innovation: Case study on and technological advances to protect the organisation how starling was created & the next steps and customers • Building a Bank from scratch • Potential to knock out whole infrastructure • Creating an innovation agenda & maintaining that culture • Risks when moving to the cloud while growing • Digital solutions • What next • Increased risk with PSD2 and open-banking Julian Sawyer, Chief Operating Offcer, Starling Bank • Tackling the security aspect of putting private customer data in a cloud environment? • Data weaknesses and protection CUSTOMER AUTHENTICATION • Increased risk of online attacks and fraud events 16:10 New techniques to increase customer identifcation and authentication to increase security and protect sensitive data DIGITAL INFRASTRUCTURE • Fraud perspective – use identity to open online-banking 11:50 Review and analysis of building a digital infrastructure • Accuracy of devices and user experience Francis Gross, Directorate General Statistics, Senior Advisor, • Machine vs. human European Central Bank • Cloud vs. on-brand data centre • What are of authenticators and images: • Biometrics, card and readers, voice biometrics etc. 12:30 LUNCH BREAK AND NETWORKING Robert Woods, Strategic Fraud Prevention Initiatives, Lloyds Banking Group

16:50 CHAIR’S CLOSING REMARKS

17:00 END OF DAY ONE AND NETWORKING DRINKS RECEPTION

#TechRisk www.cefpro.com/techrisk TECHNOLOGY & INNOVATION RISK EUROPE 2018 | 25-26 SEPTEMBER, 2018 | LONDON

AGENDA DAY TWO | 26 SEPTEMBER

08:10 REGISTRATION AND BREAKFAST

09:00 CHAIR’S OPENING REMARKS

PANEL DISCUSSION – BREXIT 09:10 Assessing the impact of Brexit on the industry and regulatory requirements post Brexit • What happens to these post Brexit? - GDPR & PSD2 • What a hard Brexit could mean for the industry • Impacts on technology and innovation • Product availability across Europe

Tatjana Christians, Head of Brexit Execution, Legal Strategy and Bank Structure, Barclays Antony Higginbotham, Corporate Governance and Regulatory Affairs, RBS

CRYPTO CURRENCY 10:00 A review of the crypto currency landscape including themes, trends and updates Nicole Sandler, Lead Innovation Council, Barclays

10:40 MORNING REFRESHMENT BREAK AND NETWORKING

STREAM ONE STREAM TWO TECHNOLOGY & INNOVATION REGULATORY DEVELOPMENTS

DISTRIBUTED LEDGER PSD2/OPEN BANKING 11:10 Reviewing the opportunities and potential use cases 11:10 PSD2: what does it mean to fully implement an open of distributed ledger technology and its impact on the banking system? banking industry • Impact of Brexit – what next for PSD2 & allied regulation. • Opportunities available with emerging technology Whats on the horizon for payments? • Heightened risk • Development of APIs • Getting value out of AI through DL • API – opportunity to increase customer experience can • Trust of banks is replaced by new technology providers fnancial advisers get in on the act? • Potential, practical and further use opportunities • What kind of features do APIs need to have to meet needs? • Encounters to date and foresight on the horizon • Structuring preparation for innovation • Brand replicated through technology rather than legacy Peter Smith, Global Head of Industry Policy Liaison, TISA • Opportunities created by FinTechs • Integrating capabilities into bigger organisations William Piquard, Managing Director Europe, Gatecoin

PANEL DISCUSSION - ARTIFICIAL INTELLIGENCE PANEL DISCUSSION – PSD2 11:50 Assessing the use of artifcial intelligence across the 11:50 Analysing the post implementation impacts of PSD2 industry to enhance banking practices and effciency and open banking, and lessons learnt • Impact on real economy and market developments • Developments and impact on business models and industry • Balancing effciency of processes and costs • Banks and tech providers getting the most out of • Using AI to personalise the service offered to customers new environment effectively • Do customers understand the ramifcations of PSD2 • Self-learning algorithms and screen-scraping • Limiting learning: structuring to learn only wanted • Impact on range of business models across new and areas and limiting side effects older banks • Oversight and supervision • Challenging and changing banks and FinTech models • When can AI replace human logic and interaction Matthew Glover, Head of Transformation, Unity Trust Bank • Potential uses for initial customer contact Caitriona Whelan, Head of Compliance and Controls, NatWest • How will AI, Machine learning & robotics be regulated pre & post brexit? • What impacts to robotics & AI profling will GDPR have? Peter Smith, Global Head of Industry Policy Liaison, TISA Antony Higginbotham, Corporate Governance and Regulatory Affairs, RBS

12:40 LUNCH BREAK AND NETWORKING

#TechRisk www.cefpro.com/techrisk TECHNOLOGY & INNOVATION RISK EUROPE 2018 | 25-26 SEPTEMBER, 2018 | LONDON

STREAM ONE STREAM TWO TECHNOLOGY & INNOVATION REGULATORY DEVELOPMENTS

FINTECH REGULATION 13:40 FinTech competition: The potential disruption to the 13:40 Assessing the changing regulatory landscape and the industry with FinTechs challenging traditional models impact of global and jurisdictional variations • Are FinTech models economically viable? • Jurisdictional deviation • Moving as fast as challenger FinTechs • Increasing global harmonisation • Smaller, agile businesses • Changes across borders regarding to global payments • New levels of competition • Landmark approach cross country and jurisdiction • Ability of smaller start-ups to create scale • Security fnancial transaction regulation, simple transparent securitisation, EMEA reft and ftness checks • Further implementation of the G20 Pittsburgh Directive: Transparency and risk litigation Dawd Haque, Market Initiatives, Regulatory Transformation & Strategy, Deutsche Bank

COMPLIANCE 14:20 Monetising on collaborative partnerships with 14:20 Reviewing the ability to navigate and prosper through FinTechs and utilising opportunities to develop innovation regulatory change and balancing innovation with compliance • Innovation perspective • What does it mean to run an effective organisation with all • Partner with FinTechs based on specifc customer need regulatory changes • Can opportunities with FinTechs be monetised? • Updating regulation alongside new emerging technology • Working with FinTech start-ups and new technologies • Machine-learning and self-learning algorithm – is it always • Practicalities and implementation in line with regulation? Does it need reviewing constantly? • Moving into markets from an innovation perspective • Adapting to the new environment with FinTechs and banks • Mobilising organisations to be more nimble • Regulating FinTechs Craig Ramsay, Global Head of Innovation, GLCM, HSBC • Prioritising and planning with infux of enforced regulatory changes coming through Anastasia Dokuchaeva, Head of Partnerships, ClauseMatch

15:00 AFTERNOON REFRESHMENT BREAK AND NETWORKING

CHALLENGER BANKS REGTECH 15:30 Looking at challengers banks and the potential 15:30 Discussing how emerging RegTech can help banks disruption to traditional banking models comply with their regulatory programmes • New value propositions and business models • Task of discovering the practical, realisable opportunities • Changes to banking practices and products • Process automation and repetitive activity from meeting • creating innovative partnerships regulatory requirements • Open banking/PSD2 • How to revolutionise the obligatory reporting for the central • Creating new ecosystems and interfaces banks Lillian Grosman, Head of Payments, Personal Banking, Business • Solutions needed Development, Danske Bank • Due diligence on solution offerings

MACHINE LEARNING 16:10 Leveraging machine learning technology to advance 16:10 What does it mean to run an effective fnancial data analytics and customer interaction institution? Balancing business and regulation • Data analytics – augmenting with humans • Following regulation and preparing for future changes • Improving human interaction rather than replacing • Principles to prepare themselves • Data and analytics for machine learning • Managing in institutions with legacy systems • Making humans better rather than replacing them David Lian, Head of Group Capital Regulatory Reporting, Standard Chartered Bank

16:50 CHAIR’S CLOSING REMARKS

17:00 END OF SUMMIT

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