Pricing & Reimbursement

Total Page:16

File Type:pdf, Size:1020Kb

Pricing & Reimbursement Pricing & Reimbursement 2018 First Edition Contributing Editor: Edward J. Dougherty CONTENTS Preface Edward J. Dougherty, Dentons US LLP General chapter Reimbursement of Specialty Drugs in the Hospital Inpatient Setting: Are current pathways in the USA and Europe sufficient? Stephen Hull & Claire Bezdek Gochal, Hull Associates LLC 1 Country chapters Angola Paulo Pinheiro, Francisca Paulouro & Pedro Fontes, Vieira de Almeida 16 Australia Greg Williams, Colin Loveday & Sheena McKie, Clayton Utz 23 Austria Francine Brogyányi & Bernhard Müller, DORDA Rechtsanwälte GmbH 36 Belgium Pieter Wyckmans & Julie De Keukeleire, Quinz 48 Brazil Rodrigo Augusto Oliveira Rocci, Dannemann Siemsen Advogados 61 Canada Sara Zborovski, Christopher A. Guerreiro & Ian Trimble, Norton Rose Fulbright Canada LLP 73 China Nicolas Zhu, CMS China 80 France Catherine Mateu, Armengaud Guerlain 87 Germany Dr. Ulrich Reese & Carolin Kemmner, Clifford Chance LLP 100 India Archana Sahadeva, Deepshikha Malhotra & Bitika Sharma, Singh and Singh Law Firm LLP 112 Ireland Marie Doyle-Rossi & Maree Gallagher, Covington & Burling LLP 122 Japan Chie Kasahara, Yuji Tomioka & Kirika Morita, Atsumi & Sakai 131 Mozambique Paulo Pinheiro, Francisca Paulouro & Pedro Fontes, Vieira de Almeida 138 Norway Sigrid Toft Fløystad & Per Thomas Thomassen, Advokatfirmaet Grette AS 144 Poland Agata Zalewska-Gawrych & Marta Skomorowska, Food & Pharma Legal Wawrzyniak Zalewska Radcy Prawni sp.j. 154 Portugal Paulo Pinheiro, Francisca Paulouro & Pedro Fontes, Vieira de Almeida 159 Romania Silvia Sandu, Bohâlțeanu și Asociații 170 Spain Jordi Faus & Mercè Maresma, Faus & Moliner 180 Sweden Odd Swarting & Camilla Appelgren, Calissendorff Swarting Advokatbyrå KB 192 Switzerland Dr. Oliver Künzler, Dr. Carlo Conti & Dr. Martina Braun, Wenger Plattner 202 United Kingdom Grant Castle & Brian Kelly, Covington & Burling LLP 210 USA Edward J. Dougherty, Dentons US LLP 220 Reimbursement of Specialty Drugs in the Hospital Inpatient Setting: Are Current Pathways in the USA and Europe Sufficient? Stephen Hull & Claire Bezdek Gochal Hull Associates LLC Abstract/Synopsis It has been well established that the growth of specialty pharmaceuticals, which today represent approximately 40% of the United States pharmaceutical market, has been accompanied by greater spending by hospitals on inpatient drugs. (Alliance, 2017) (NORC, 2016). In part, this shift may coincide with greater numbers of hospital and physician- administered therapies for rare and difficult-to-treat diseases. Analyses of US drug spending on inpatient drugs have found that annual spending has increased at up to twice the rate of prescription drugs in some recent years. (NORC, 2016.) But are the systems of reimbursement for inpatient care designed to address these costs? Because many hospital environments are reimbursed via bundled payment methods, innovator companies selling to hospitals must address a completely different set of challenges from prescription pharmaceuticals – in particular, previously determined, fixed payments for hospital stays, and in some international markets, capped annual budgets that limit overall spending on such products. The most common scenario of payment in hospitals, globally, is the use of Diagnosis Related Groups (DRG) to pay a predetermined amount for an entire patient discharge, which reflects the primary diagnoses and procedures provided to the patient. But DRG systems create obvious disincentives for adoption of promising new therapies and diagnostics, since hospitals often cannot cover their additional costs. Starting with the US in 2000, special pathways to address the high additive costs of new innovative drugs were developed in a number of DRG payment systems. (106th Congress, 2000.) England, Germany and France all subsequently implemented systems of add-on payment for certain inpatient innovations as part of their DRG-type systems. Drugs that achieve supplemental payment are often indicated for rare or severe diseases. Other sources have noted the variation and lack of transparency in health technology assessments (HTAs) by country, which can lead to delays in reimbursement and patient access for new drugs. (Akehurst, 2017.) Variability may even be greater for hospital-based therapies. This chapter describes the special pathways established for high-cost, specialty drug products in the United States, Germany, France, and England along with recent developments that directly impact the evidence portfolios that manufacturers need to anticipate to succeed in today’s markets. GLI – Pricing & Reimbursement 2018, First Edition 1 www.globallegalinsights.com © Published and reproduced with kind permission by Global Legal Group Ltd, London Hull Associates LLC Reimbursement of Specialty Drugs in the Hospital Inpatient Setting Country Inpatient Reimbursement Mechanism for New System Innovations Germany Inpatient: G-DRG System “NUB” Innovation Clause, ZE Supplements France Inpatient: GHS System Liste en Sus, add-on payment for drugs England Inpatient/Outpatient: HRGs High Cost Drugs List, Cancer Drugs Fund United States Medicare: DRGs Medicare: New Technology Commercial: DRGs, Per Diem, DRG Payment Discounted Charges Commercial: Negotiated rates USA Reimbursement schemes in the hospital setting Medicare In the United States, the cost of Medicare inpatient care is covered by a patient’s DRG payment for each admission, in approximately 80% of hospitals. Because DRGs pay for admissions with a pre-determined, bundled payment that is calculated from prior year data, there is a time lag in the update to payments for new innovations. Hence, new innovations may struggle to gain adoption until DRG payment rates for admissions reflect the added costs of the drug. For small volume therapies used in selected patients, it is quite possible the DRG rates for large volume conditions will never adjust upward sufficiently to compensate their costs. Section 533 of the Medicare, Medicaid, and SCHIP Benefits Improvement and Protection Act of 2000 (BIPA) mandated that Medicare implement an add-on payment to adequately cover the costs of new innovations introduced in the hospital setting. (106th Congress, 2000.) The core concept of the US legislation was to create a bridge for promising innovations to receive add-on payment to the DRG payment, while Medicare collected data on the overall costs of admissions so it could then make a permanent assignment to an appropriately- paying DRG. While the original statute simply requires Medicare to pay additionally for qualified new drugs, it does not specify the exact criteria for eligibility. This was refined in 2001 when CMS used its authority under the statute to provide the process and criteria for new technology add-on payments (NTAP). (CMS, 2001.) CMS deliberately established a high bar for eligibility. Additional modifications to the statute were implemented under the Medicare Prescription Drug, Improvement, and Modernization Act of 2003 (MMA) which amended the NTAP criteria to include the threshold described below. (Medicare Modernization Act, 2003.) The current eligibility criteria are: (1) the technology must be new; (2) the medical service or technology must be costly such that the DRG rate otherwise applicable to discharges involving the medical service or technology is determined to be inadequate; and (3) the service or technology must demonstrate a substantial clinical improvement over existing services or technologies for Medicare beneficiaries. (Centers for Medicare & Medicaid Sevices, 2018.) “New” under the CMS rules means within two to three years following market introduction, (Centers for Medicare and Medicaid Services, 2001) and a specific code has been assigned GLI – Pricing & Reimbursement 2018, First Edition 2 www.globallegalinsights.com © Published and reproduced with kind permission by Global Legal Group Ltd, London Hull Associates LLC Reimbursement of Specialty Drugs in the Hospital Inpatient Setting to identify the service. (Centers for Medicare & Medicaid Sevices, 2018.) (Centers for Medicare and Medicaid Services, 2001.) Technologies that are substantially similar to older technologies are not considered new. Demonstrating inadequate payment involves a formula for the applicable DRG payment groups, based on the lesser of 75% of the standardised amount increased to reflect the difference between costs and charges, or 75% of one standard deviation beyond the geometric mean standardised charge for all cases to which the new technology is assigned. (Centers for Medicare & Medicaid Sevices, 2018.) Cost thresholds for each MS-DRG are published annually in Table 10 of each year’s IPPS (inpatient payment prospective payment system) final rule. Determining substantial clinical improvement under the Medicare definition can be somewhat challenging. Technologies are considered eligible if: • The drug offers a treatment option for a patient population unresponsive to, or ineligible for, currently available treatments. • Use of the drug significantly improves clinical outcomes for a patient population as compared to currently available treatments. (Centers for Medicare and Medicaid Services, 2001.) Applicants must submit data to CMS verifying that the average charge per case exceeds the MS-DRG cost threshold. CMS makes add-on payments only for individual cases that are more costly: • The additional payment is capped at 50% of the additional cost of the technology. • Cases receive less add-on payment if the case costs less than MS-DRG payment amount plus 50% of the cost
Recommended publications
  • PRESCRIPTION DRUG COUPON STUDY Report to the Massachusetts Legislature JULY 2020
    COMMONWEALTH OF MASSACHUSETTS HEALTH POLICY COMMISSION PRESCRIPTION DRUG COUPON STUDY Report to the Massachusetts Legislature JULY 2020 EXECUTIVE SUMMARY In this report, required by Chapter 363 of the 2018 Session Prescription drug coupons are currently allowed in all 50 Laws, the Massachusetts Health Policy Commission (HPC) states for commercially-insured patients. Federal health examines the use and impact of prescription drug coupons insurance programs, such as Medicare, Medicaid, Tricare in Massachusetts. This report focuses on coupons issued by and Veteran’s Administration, prohibit the use of coupons pharmaceutical manufacturers that reduce a commercial based on federal anti-kickback statutes. Massachusetts patient’s cost-sharing. Prescription drug coupons are offered became the last state to authorize commercial coupon use almost exclusively on branded drugs, which comprise only in 2012 but continues to prohibit manufacturers from 10% of all prescriptions dispensed in the U.S., but account offering coupons and discounts on any prescription drug for 79% of total drug spending. Despite the immediate ben- that has an “AB rated” generic equivalent as determined efit of drug coupons to patients, policymakers and experts by the Food and Drug Administration (FDA). The 2012 debate whether and how coupons should be allowed in the law authorizing coupons in Massachusetts also contained commercial market given the potential relationship between a sunset provision, under which the law would have been coupon usage and increased spending on branded drugs repealed on July 1, 2015. However, this date of repeal versus lower cost alternatives. was postponed several times and ultimately extended to January 1, 2021. Massachusetts has long sought to con- Coupons reduce or eliminate the patient’s cost-sharing sider the impact of drug coupons on the Commonwealth’s responsibility required by the patient’s insurance plan, while landmark cost containment goals, as well as the benefits for the plan’s costs for the drug remain unchanged.
    [Show full text]
  • United States District Court for the Southern District of New York Filed Under Seal Pursuant to 31U.S.C. §3730 United States Of
    Case 1:15-cv-07881-JMF Document 20 Filed 04/13/18 Page 1 of 267 UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF NEW YORK FILED UNDER SEAL PURSUANT TO 31U.S.C. §3730 UNITED STATES OF AMERICA, THE STATE OF CALIFORNIA, THE STATE OF COLORADO, THE STATE OF CONNECTICUT, CIVIL ACTION NO. THE STATE OF DELAWARE, THE STATE OF FLORIDA, THE STATE OF GEORGIA, THE STATE OF HAWAII, THE STATE OF RELATOR'S COMPLAINT PURSUANT TO ILLINOIS, THE STATE OF INDIANA, THE THE FEDERAL FALSE CLAIMS ACT [31 STATE OF IOWA, THE STATE OF LOUSIANA, U.S.C.§3729 et seq.]; AND SUPPLEMENTAL THE STATE OF MARYLAND, THE STATE OF STATE FALSE CLAIMS ACTS MASSACHUSETTS, THE STATE OF MICHIGAN, THE STATE OF MINNESOTA, THE STATE OF MONTANA, THE STATE OF NEVADA, THE STATE OF NEW HAMPSHIRE, THE STATE OF NEW JERSEY, THE STATE OF NEW MEXICO, THE STATE OF NEW YORK, THE STATE OF NORTH CAROLINA, THE STATE OF OKLAHOMA, THE STATE OF RHODE ISLAND, THE STATE OF TENNESSEE, THE STATE OF TEXAS, THE STATE OF VIRGINIA, THE STATE OF WASHINGTON, THE STATE OF WISCONSIN AND THE DISTRICT OF COLUMBIA, ex rel. JOHN R. BORZILLERI, M.D. Plaintiffs, ABBVIE, INC., AMGEN, INC., BRISTOL- MYERS SQUIBB COMPANY, JOHNSON & JOHNSON, ELI LILLY & COMPANY, NOVARTIS AG, PFIZER, INC., SANOFI S.A., UCB GROUP S.A., EXPRESS SCRIPTS HOLDING COMPANY, CVS CAREMARK CORPORATION, UNITEDHEALTH GROUP, INC., HUMANA, INC., ANTHEM (FORMERLY WELLPOINT), INC., CIGNA JURY TRIAL DEMANDED CORPORATION, AETNA, INC. AND WELLCARE HEALTH PLANS, INC. Defendants. 1 Case 1:15-cv-07881-JMF Document 20 Filed 04/13/18 Page 2 of 267 RELATOR’S COMPLAINT NATURE OF THE ACTION 1.
    [Show full text]
  • Bluereviewsm
    BLUE REVIEWSM A NEWSLETTER FOR MONTANA HEALTH CARE PROVIDERS SECOND QUARTER 2020 Inside This Issue COVID-19 Coverage .....................................................................2 Federal Agencies Extend Timely Filing and Medicare Advantage Recoupment Threshold to be Appeals Deadlines ........................................................................7 Implemented, Effective August 15, 2020 ...............................2 Montana Tobacco Quit Line Offers Increased Important Reminder Regarding Billing for Incentives for Pregnant Women .............................................11 Point-Of-Use Convenience Kits .................................................3 Healthy Montana Kids Durable Medical Equipment BlueCard® Alert: Prior Authorization Process Reimbursement Change Effective June 20, 2020 ..............11 for California Blue Plan Members With Prefix PHU ............4 NEWS ROOM Update: Change in Advance Member Notification BCBSMT Commits $150,000 to Montana Tech Process July 15, 2020 ...................................................................5 for Future Nursing Simulation Center............................... 12 Calls to Electronic Commerce Services Will $10,000 Contribution from BCBSMT to Aid PPE be Redirected to Email as of June 15, 2020 ..........................5 Production by Montana Manufacturers ...........................14 Remember to Use In-Network Laboratories ........................6 Pharmacy Program Updates: Quarterly Pharmacy Changes Effective on or after July 1, 2020 – Part 1 ...........16 Medicare
    [Show full text]
  • Busniess ADVANTAGE Member Guide 2020
    Focus on life. Focus on health. Stay focused. BusinessADVANTAGESM 2020 Member Guide Table of Contents Introduction . 1 Health Insurance Portability Your ID Card . 3 And Accountability Act (HIPAA) . 25 Advantages of Your Digital ID Card . 3 Authorization to Disclose to a Third Party Form . 26 How to Access Your Digital ID Card . 3 If You Need To See A Doctor . 27 Your Personal Physician . 27 Accessing the ADVANTAGE Network . 4 Routine Care . 27 ADVANTAGE Network Benefits . 4 Gynecologist (GYN) . 27 Transition of Care . 4 If You Need to See a Specialist . 27 Benefit Basics . 5 Other Health Care Providers . 27 At-a-Glance Charts . 5 If You Need Urgent Care . 28 Plan Overview . 7 Urgent Care . 7 If You Need To Be Admitted To A Hospital . 29 What We Pay For . 7 If You Need Emergency Care . 29 Out-of-Network Benefits . 7 When Is an Emergency Not an Emergency? . 30 What We Do Not Pay For . 8 Services and Supplies We Don’t Cover . 8 If You Need A Prescription Drug . 31 What Is the Covered Drug List? . 31 Preventive Care And How To Stay Healthy . 10 How We Cover Drugs on the Covered Drug List . 31 Coverage for Preventive Exams and Screenings . 10 Preventive Health Guidelines . 10 Can The Covered Drug List Change? . 33 What if My Drug Is Not on the Covered Drug List? . 33 Great Expectations® for health . 11 How to Enroll . 11 Additional Pharmacy Considerations . 33 How the Programs Work . 11 For More Information . 33 Benefits and Services . 13 If You Need Other Services . 33 Adult Vision Care .
    [Show full text]
  • Trends and Effects of Pharmaceutical DTCA Alberto Coustasse Marshall University, [email protected]
    Marshall University Marshall Digital Scholar Management Faculty Research Management, Marketing and MIS 2018 Trends and Effects of Pharmaceutical DTCA Alberto Coustasse Marshall University, [email protected] P. Sathorn William K. Willis Marshall University, [email protected] Follow this and additional works at: http://mds.marshall.edu/mgmt_faculty Part of the Health and Medical Administration Commons, and the Medical Specialties Commons Recommended Citation Sathorn, P., Willis W., & Coustasse, A. (2018). Trends and effects of pharmaceutical DTCA. International Journal of Pharmaceutical and Healthcare Marketing, 12(1), 61-70. This Article is brought to you for free and open access by the Management, Marketing and MIS at Marshall Digital Scholar. It has been accepted for inclusion in Management Faculty Research by an authorized administrator of Marshall Digital Scholar. For more information, please contact [email protected], [email protected]. TRENDS AND EFFECTS OF PHARMACEUTICAL DTCA ABSTRACT Purpose – The purpose of the review is to investigate the current trend of pharmaceutical Direct-to-Consumer Advertising (DTCA) in the US and its effect on patients, physicians, and drug utilization. DTCA by pharmaceutical firms may be defined as an attempt by pharmaceutical companies to advertise products directly to patients. Design/methodology/approach – Methodology for this paper is a literature review approach. Findings – Pharmaceutical DTCA demonstrated a reduction in total spending, while the online channel media experienced growth. DTCA has influenced the physician-patient relationship and patient satisfaction. Patients who received medication associated with DTCA showed higher satisfaction. DTCA of second-line drugs increased first-line drug utilization. Benefits of pharmaceutical DTCA include enhancing appropriate drug utilization and increasing awareness.
    [Show full text]
  • The Failed Economics of Consumer- Driven Health Plans
    The Failed Economics of Consumer- Driven Health Plans John Aloysius Cogan Jr.* Consumer-driven health plans (“CDHPs”) are now the dominant form of health insurance coverage in the US. CDHPs represent a market-based attempt to control health insurance costs. By requiring a significant outlay of the patient’s own money before insurance payments begin, CDHPs try to turn patients into health care consumers. Patients-turned-consumers, so the theory goes, will be more judicious about health spending and will reduce consumption of low-value health care. In response, health care providers will lower their prices to compete for fewer health care dollars. But the CDHP price-lowering theory is flawed. Constructed using an economism framework, CDHPs rely on a microeconomic, partial equilibrium model that overextends the concept of moral hazard and disregards the larger health care economy. This matters. CDHP theory simply ignores the powerful legal structures and system incentives that health care providers exploit to limit competition and drive up prices. In short, CDHPs cannot reduce prices because larger, more powerful profit-driven forces in our health care system out-muscle CDHP’s “patient power” approach to price control. This failure leaves patients with CDHPs in a dangerous double bind: they are increasingly burdened by high deductibles yet possess less purchasing power as medical prices keep rising. As a result, many patients with CDHPs suffer medical harm and are plunged into financial ruin. * Copyright © 2021 John Aloysius Cogan Jr. Associate
    [Show full text]
  • Quarterly Pharmacy Changes Effective Jan. 1, 2020 – Part 1
    Pharmacy Program Updates: Quarterly Pharmacy Changes Effective Jan. 1, 2020 – Part 1 Posted November 1, 2019 PHARMACY NETWORK CHANGES Some Blue Cross and Blue Shield of Illinois (BCBSIL) members’ plans may experience changes to the pharmacy network beginning Jan. 1, 2020. Some members’ plans may move to a new pharmacy network and some members’ plans may experience changes to the pharmacies participating within the network. Based on claims data, members impacted by these changes were sent letters from BCBSIL to alert them. Members who continue to fill prescriptions at a pharmacy no longer in their network will pay more. In most cases, no action is required on your part for any of these pharmacy network changes as members can easily transfer prescriptions to a nearby in-network pharmacy. If your office stores pharmacy information on your patients’ records, you may want to ask your patient which pharmacy is their preferred choice. DRUG LIST CHANGES Based on the availability of new prescription medications and Prime’s National Pharmacy and Therapeutics Committee’s review of changes in the pharmaceuticals market, some revisions (drugs still covered but moved to a higher out-of-pocket payment level) and/or exclusions (drugs no longer covered) will be made to the Blue Cross and Blue Shield of Illinois (BCBSIL) drug lists. Your patient(s) may ask you about therapeutic or lower cost alternatives if their medication is affected by one of these changes. Changes effective Jan. 1, 2020 are outlined below. You can view a preview of the January drug lists on our Member Services website.
    [Show full text]
  • Quarterly Pharmacy Changes Effective Jan. 1, 2020 – Part 1
    Pharmacy Program Updates: Quarterly Pharmacy Changes Effective Jan. 1, 2020 – Part 1 PHARMACY NETWORK CHANGES Some Blue Cross and Blue Shield of Texas (BCBSTX) member plans may experience changes to the pharmacy network as of Jan. 1, 2020. Some may move to a new pharmacy network and some may have changes to the pharmacies participating within the network. BCBSTX sent letters to the impacted members to alert them. Members who continue to fill prescriptions at a pharmacy no longer in their network will pay more. In most cases, no action is required on your part for any of these pharmacy network changes as members can easily transfer prescriptions to a nearby in-network pharmacy. If your office stores pharmacy information on your patients’ records, ask your patient for their preferred in-network pharmacy to update your records. DRUG LIST CHANGES Based on the availability of new prescription medications and Prime’s National Pharmacy and Therapeutics Committee’s review of changes in the pharmaceuticals market, some revisions (drugs still covered but moved to a higher out-of-pocket payment level) and/or exclusions (drugs no longer covered) will be made to the BCBSTX drug lists. Your patient(s) may ask you about therapeutic or lower cost alternatives if their medication is affected by one of these changes. Changes effective Jan. 1, 2020, are outlined below. • Visit the Member Services website to preview January 2020 drug lists. • The final lists will be available on both the member services website and Pharmacy Program section of our provider website closer to the Jan. 1 effective date.
    [Show full text]
  • GEHA Benefit Plan 2020 Rates
    GEHA Benefit Plan www.geha.com 800-821-6136 2020 A Fee-for-Service (High and Standard Options) health plan with a Preferred Provider Organization This plan's health coverage qualifies as minimum essential coverage and meets the minimum value standard for the benefits it provides. IMPORTANT See page 7 for details. This plan is accredited. See page 12. • Rates: Back Cover • Changes for 2020: Page 14 Sponsored and administered by: • Summary of Benefits: Page 125 Government Employees Health Association, Inc. Who may enroll in this Plan: All Federal employees and annuitants who are eligible to enroll in the Federal Employees Health Benefits Program may become members of GEHA. You must be, or must become a member of Government Employees Health Association, Inc. To become a member: You join simply by signing a completed Standard Form 2809, Health Benefits Registration Form, evidencing your enrollment in the Plan. Membership dues: There are no membership dues for the Year 2020. Enrollment codes for this Plan: 311 High Option - Self Only 313 High Option - Self Plus One 312 High Option - Self and Family 314 Standard Option - Self Only 316 Standard Option - Self Plus One 315 Standard Option - Self and Family RI 71-006 Important Notice from Government Employees Health Association, Inc. About Our Prescription Drug Coverage and Medicare OPM has determined that the Government Employees Health Association, Inc. prescription drug coverage is, on average, expected to pay out as much as the standard Medicare prescription drug coverage will pay for all plan participants and is considered Creditable Coverage. This means you do not need to enroll in Medicare Part D and pay extra for prescription drug coverage.
    [Show full text]
  • My Choice Member Guide
    Focus on life. Focus on health. Stay focused. MyChoice 2020 Member Guide 1 Welcome to BlueChoice HealthPlan This member guide will provide valuable information to help you get the most out of your health care coverage. We have created a “Benefits at a Glance” section to help get you started. Here you will find answers to some of the more common questions as you learn about your insurance coverage. To help you understand some of the terms used in health insurance, common insurance words are defined in the glossary on Page 43. Thank you for choosing MyChoice, and we look forward to providing you the highest level of service. Remember, we’re here to help you. If you need more information about anything in the Member Guide, or have other questions, please contact Member Services2018 in one of thesecon ways:2018 - Cumulie con - Cumulie2018 con - Cumulie QuickBill Bases QuickBill Physician’s Bases NewsQuickBillPhysician’s BasesNews Physician’s News Visit our website: Write to us: Or call Monday – Friday between Office Manual Office Manual Office Manual www.BlueChoiceSC.com BlueChoice HealthPlan 8:30 a.m. – 5 p.m.: Member Services 800-868-2528 P.O. Box 6170 TTY Services 711 + 800-868-2528 Columbia, SC 29260-6170 Other documents referred to in this Member Guide will help you better understand your specific coverage and benefits, such as your copayments for prescription drugs and office visits, exclusions, etc. Here’s how to access these documents: Laboratory Laboratory Laboratory This is a list of your unique coverage and benefits. The Schedule of Benefits includes Biometric Learning ManagementBiometric EducationLearning ManagementBenefits Biometric MgmtEducation Learning Benefits Management Mgmt Education Benefits Mgmt ScheduleofBenefits: Screening System Screening Center System ScreeningCenter System Center the benefit categories and what you will pay for each service.
    [Show full text]
  • People Before Profits February 21 - 22, 2013
    Selling Sickness, 2013: People Before Profits February 21 - 22, 2013 bringing together ACADEMIC MEDICAL REFORMERS, CONSUMER ACTIVISTS, AND HEALTH JOURNALISTS to examine the current scope of disease mongering and to develop strategies and coalitions FOR CHANGE Hyatt Regency Washington on Capitol Hill Washington D.C. Floorplan REGENCY D REGENCY B REGENCY C GOOD NEWS EXHIBIT HALL Ballroom Level 2 Selling Sickness 2013: People Before Profits - Washington D.C. Table of Contents Conference Floorplan ............................................................................. 2 Welcome from Leonore and Kim ............................................................ 4 Special Thank Yous ............................................................................... 5 Disease-Mongering, defined.................................................................. 6 Call To Action On Disease Mongering ................................................... 7 Booktivism ............................................................................................. 9 Schedule-at-a-glance, Thursday, 2/21 ................................................... 10 Schedule-at-a-glance, Friday, 2/22 ........................................................ 11 Conference Program ............................................................................. 12 Wednesday, Registration, Social Hour .............................................. 12 Thursday morning sessions and break ............................................. 12 Thursday lunch .................................................................................
    [Show full text]
  • Prime Position Manufacturer Copayment Coupons
    Prime Position Manufacturer Copayment Coupons Coupons are a powerful savings tool Clipping coupons is one way thrifty people make their money go farther. And when times are tight, coupon use soars. The number coupons redeemed for various products in 2011 was 35 percent greater than in 2007 and consumers saved over $4.6 billion – nearly 60 percent more than five years ago.1 Coupons exist to increase consumers’ awareness of products or services. They can entice shoppers to try a new product or purchase something they wouldn’t ordinarily buy, thus changing their product preferences and purchasing habits. It is precisely because coupons have the power to change consumer attitudes and behaviors that drug manufacturers issue them for brand name medications. What’s wrong with saving money? Coupons themselves are not bad – and neither is the desire to save money. In fact, coupons, waivers and other financial incentives are used by payers and PBMs to help members afford costly treatments and encourage them to make cost‐saving choices. But some drug manufacturers’ coupons are clearly designed to increase sales of brand‐name products, even though less expensive options exist. Members may not know that using these coupons can increase costs for their benefit plan. Since most people with insurance do not pay the full cost of their drugs, it is usually the plan sponsor who ends up paying the price for bad coupon use. How drug manufacturer coupons work Under a typical pharmacy benefit, members must pay a set amount (copayment or coinsurance) for every prescription. Any charges beyond the initial copayment are covered by the plan sponsor, usually an employer or insurance company.
    [Show full text]