10% OFF for a minimum single-receipt purchase of P5,000 on regular-priced items

Terms and Conditions:

1. BDO Delights Promo is open to all active Principal and Supplementary cardholders of BDO Credit Cards, BDO issued American Express Cards and BDO Debit Cards (collectively, “BDO Cardholder”). 2. The offers is available at participating establishments accepting MasterCard, Visa, JCB, UnionPay or American Express Cards, and Debit Cards. 3. To avail of the offer, BDO Cardholder must charge the total amount of transaction to his/her qualified BDO Card through a BDO point- of-sale terminal. BDO Cardholder must meet the minimum spend required as applicable to the participating establishment. 4. Only one (1) qualified BDO Card may be used per single-receipt transaction and only one qualified BDO Card will be accepted per cardholder per visit even if he has more than one qualified BDO Card. Splitting of a single transaction for the purpose of availing multiple discounts or freebies is prohibited. The promo is valid for single-receipt straight transactions only. 5. The offer cannot be exchanged for other items or discounts and cannot be used in conjunction with other promotional offers by the partner merchant. Senior Citizens and PWDs may either avail of this promotion or the standard discount from the regular rate under Republic Act No. 74321 and 72772 under R.A. 99943. 6. Instant freebies and/or discount are not convertible to cash. 7. Offer is available until October 31, 2016.

1 Original Senior Citizens Act of 1993 2 Magna Carta for Disabled Persons 3 Expanded Senior Citizens Act of 2010 Per DTI-FTEB SPD Permit No. 7310, Series of 2016.

Participating Branches: All branches (except Gaisano Davao store) | | Mall CDO | 3 | 5 | | Robinsons Magnolia | Shangri-La Plaza Mall | SM Aura | SM Mall of Asia | SM Megamall | Trinoma | UP Town Center