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Integrated Report for the Year Ended 30 June 2020
Integrated Report for the year ended 30 June 2020 Sasfin Holdings Limited Sasfin Holdings At Sasfin we contribute to society by going beyond a bank to enable growth in the businesses and global wealth of our clients. Integrated Report 2020 Report Integrated TABLE OF CONTENTS 01. 02. 04. 08. 17. Supporting our An overview of The 2020 Integrated An overview Sasfin’s material employees and clients the 2020 report Report compilation of Sasfin matters during Covid-19 43. 57. 26. Pillar performance reviews Human capital performance review Leadership reviews 63. 70. Information and technology Social and Ethics Committee performance review report 75. 80. Building stakeholder Risk management and relationships overview 88. Governance practices and outcomes 111. How performance is rewarded 126. Appendices Supporting our employees and clients during Covid-19 01 SUPPORTING OUR EMPLOYEES AND CLIENTS DURING COVID-19 The Group seamlessly moved to a remote working environment The support we provide to our clients will help to safeguard our employees. We are facilitate economic recovery and growth which proud of the resilience our teams aligns with our purpose to contribute to have demonstrated. society by enabling growth in the businesses and the global wealth of our clients. Alert levels 5 and 4: We remained available to our We granted payment holidays and other clients throughout the lockdown. assistance to clients to the value of Our B\\YOND® chat function has 95% R986.71 million (totalling approximately allowed clients to engage with us of employees worked from home 14% of our loan book). at any time of the day or night. -
Cemair Skynews 1502
YOUR COPY TO KEEP SKYNEWS CemAirFEB | MARCH 2015 BACK OUR BOYS! Country Club Villa Rentals Villa Sales Tel: +27 (0)39 313 0111 +27 (0)39 313 5141 +27 (0)39 313 0450 +27 (0)39 313 5146 +27 (0)39 313 0642 Letter from the team The strength of the turbulence is directly pro- A letter from the CEO portional to the temperature of your coffee. Contents — Gunter's Second Law of Air Travel CemAir Info elcome 2015! Well, we 11 hope you have enjoyed 7 Route Map & Important Info your time with CemAir and we welcome you as 8 New Bloemfontein Route hank you for W a regular or a new reader to our publi- 9 CemAir diaries - Tertius Myburgh flying with cation, CemAir Skynews. We wish you PHOTO ShowMe Plett South Africa’s a pleasant journey and hope you enjoy 23 Flying with Pets most personal this issue along the way. T If you had a busy December holiday airline. We are proud to and are planning a chilled and relaxed be of service to you and getaway for the later part of the year, Features I trust our fine team is you may want to check out a few of taking great care of you. Whether your travels are for work SA’s more tranquil destinations featured 5 Plett Boutique Real Estate: or leisure we wish you a comfortable and relaxed journey on in this issue; Sedgefield, Southbroom or Helen Melon Properties board with us today. False Bay may just be what the doctor The year ahead promises to be an exciting one for us at ordered. -
South Africa Gains Day's Honours; India in Dire Straits
South Africa gains day's honours India in dire straits From R. Mohan ball was swinging around and that meant trouble. cise this morning instead of giving a pinch hitter like Stunning catch: The debutant Jadeja was a victim Pringle a chance to put away a few big hits DURBAN, Nov. 14 of a ball that lifted from length, McMillan taking a The major success of the opening day had been Cricket took a giant step forward into the elec- stunning head-high catch at second slip just as that of the seamers despite Prabhakar disappointing tronic age when the third umpire and his ready Cook from third was just about severing his line of a bit. To claim the new ball soon this morning was reckoner, the television replay, were brought into vision. Manjrekar shaped hesitantly at the the best indicated route and postponing it by a few play to rule Sachin Tendulkar run out Indian batting inswingers of which a deep one from McMillan overs proved quite expensive Pringle's clean hits was, however, seen stepping back to an atavistic struck him on the crease, well in front. off Shastri which sent the ball racing to and beyond state in which a strokeless occupation of the crease The third umpire, Liebenberg today, was asked to the fence was like shock treatment for the Indians. became the overwhelming priority, with relief swing into action when Mitchley could not decide if Timing a sweep so sweetly as to send it over the coming only in the braver methods employed by Tendulkar was in or not, after he had pushed to short boundary for six and then pulling another -
Iraq's Football Election Split Between 2 Cities
14 Monday 26th July, 2010 It also gave me a story to share with The Island The Chesterfield Files readers last Wednesday. Not too surprising, the for- mer South Africa-born, Queens College pupil and England captain and a Sri Lanka cricket aficionado, is also on my wavelength when it comes to the thought how day/night Test cricket is a no go area. There are so many areas where it is wrong. Tony is a regular reader of these files, and makes occasional comments via emails. When it comes to the modern game, he is thoughtful yet realistic in his approach. He has a dislike of my dismissive “slogs” remark when it comes to ODIs, and that is fair enough. After all, and A worthwhile chat with Tony and agreed, it helps pay the rent. Also, it has to be remembered from where he is coming with his cau- tionary prudence over such comments. As one of Sanga’s complaint answered . the leaders in the Kerry Packer revolution and its reasons, World Series Cricket did change the face of by Trevor Chesterfield the game and shaped its future: in many senses, for the better. What has to be remembered is that along with t is easy to sympathise, Yahaluweni, with Kumar Ian Chappell, Tony is a pioneer of the modern game, Sangakkara. Sri Lanka do not play enough Test and when he agreed that Test cricket is a day game cricket. It is nothing new, either. They don’t. I for the reasons he pointed out, it suggests that a lot The way the future tours programme was more thought is needed before launching into that mapped there were too many gaps and the side need- area until they are ready. -
Graduate School for Humanities and Social Science
Graduate School for Humanities and Social Science Anthropology Department WITS UNIVERSITY Research Report Cricket and Politics: An Ethnographic Study of Black Cricketers in Gauteng. By Lewis Manthata 338287 Research Report and Course Work. A discourse submitted to the Faculty of Humanities, Department of Anthropology, University of the Witwatersrand, Johannesburg, in partial fulfilment of the requirement for the degree Master of Arts in Anthropology completed under the Supervision of Professor S. Vawda. February 2016 Declaration I declare that this dissertation is my own unaided work. It is submitted for the degree of Masters of Arts in the University of the Witwatersrand, Johannesburg. It has not been submitted before for any other degree or examination in any other university. Lewis Manthata Day of 2016 / 11/20 Acknowledgments I would like to express my sincere thanks to my supervisor, Prof Shahid Vawda, for his invaluable support and guidance during the years of my research. I further dedicate this thesis to my mom, Lydia Manthata who passed away on December 2012. Thank you for the selfless sacrifice and support you gave to me. My sincere gratitude and thanks to the members of the Anthropology department for their relentless support and advice over the years. A special note of thanks to my colleagues and students at St Johns College, for their support and undying love for my work and research. I could not have done it without the foundation I got from the two illustrious institutions; Fort Hare and Rhodes University. My gratitude and thanks goes to the cricket community and individuals who gave of their time in the form of interviews, and their participation in group discussions and debates. -
Renaldi Aims to Emulate Sylvester Dias
Monday 2nd 14 August, 2010 Facts, true stats and non-fiction – the SSC pitch fiasco . Death in the afternoon line facilities available in the second When it was over, he grumbled with innings. the incredulous comment: “This SSC The Chesterfield Files When this tour was rushed through pitch is getting slower and lower with early last month by the unelected govern- each series. This body (he was then 34), ment appointed ad-hoc coterie known as can’t churn out so many overs a Test for the Interim Committee, and the schedule much longer. I really need to talk to the was released, Muralitharan knew at curator about the bounce. No bowler is once, why his swansong would be at going to enjoy these conditions if they Galle. All anyone need do is look at the continue to be like this. It was really plethora of statistics from this latest Test hard work, among the hardest I have had SSC debacle for an explanation. to bowl in.” Galle International’s congenial con- The late Bob Woolmer, a good friend fines offered a better chance of a result of mine, once described the SSC pitch as than the soulless pitch prepared at SSC. the “difference between condemning Murali wanted one where he knew he bowlers to hard labour instead of honest had a chance of getting his eight wickets toil,” (a quote from the drawn 2006 for 800. At the Maitland Place venue, the game). It is why it has defeated local run factory would have denied him Harbhajan Singh; in four games, his BY TREVOR CHESTERFIELD such an opportunity. -
It's South African Scything Pace Vs Indian Batting Flair
It's South African scything pace vs Indian batting flair From R. Mohan "Cricket is a hard game played with a hard ball," cricket had to leam. "Pakistan and the West Indies was the Indian tour manager Amrit Mathur's com- have the finest attacks in cricket today. So losing DURBAN, Nov. 12. ment at the banquet. This was the line South African the way we did was not a shock. We are better off Friday the 13th may not be the most auspicious team manager Alan Jordan pounced upon. Appar- for the experience," said Wessels just as he praised day for the momentous return of Test cricket to ently, they are taking the line very seriously. The India as the experienced side his team would be up South Africa. The march of history — Test cricket is moment the opening ceremony, featuring among against. 115 years old and probably ageing more quickly other things the release of 3,000 doves is over, it's The home captain was pleased at the way the these days given its proliferation — does not, how- going to be a hard game played with a hard ball. pitch has been prepared for the Test. The mower ever, permit the recognition of such minor distinc- And none may have seemed as hard as the one in had been on this morning, which was apparent now tions of numerology and superstition. The game is this series as a battle of pace is all set to begin. that the' pitch can be distinguished from the outfield. too glad to have its nine-member club working full This Test and series is going to be all about pace The surface is rock hard, dry and likely to offer a swing to wish to bother unduly about what may be attacks and what they can do to dismantle opposing good deal of bounce. -
Cricket at Last Most of the Crowd Wanted to See Me Bat, So a Loud Cheer Went up When It Was Announced That India Had Won the Toss
First published in Great Britain in 2014 by Hodder & Stoughton An Hachette UK company Copyright © Sachin Tendulkar 2014 The right of Sachin Tendulkar to be identified as the Author of the Work has been asserted by him in accordance with the Copyright, Designs and Patents Act 1988. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted, in any form or by any means without the prior written permission of the publisher, nor be otherwise circulated in any form of binding or cover other than that in which it is published and without a similar condition being imposed on the subsequent purchaser. A CIP catalogue record for this title is available from the British Library ISBN 9781473605190 Hodder & Stoughton Ltd 338 Euston Road London NW1 3BH www.hodder.co.uk To all my fellow Indians. The author’s proceeds from this book will be used to support two charitable causes: the alleviation of malnutrition in children and the provision of clean water to the underprivileged. Contents Title Page Copyright Dedication Acknowledgements Prologue 1. Childhood 2. Learning the Game 3. My First Tour 4. Foreign Conditions 5. Anjali 6. Years of Consolidation 7. World Cup 1996 8. Captaincy – The First Stint 9. A Four-Month Honeymoon 10. Tumultuous Times 11. The Best Series Ever 12. Standing Up for Myself 13. A Glorious English Summer 14. World Cup 2003 15. Away Wins 16. Under the Knife 17. ‘Endulkar’ 18. Bad Language 19. Bouncing Back 20. The IPL 21. Number One 22. Staying at the Top 23.