Business Matters Winter/Spring 2009
Total Page:16
File Type:pdf, Size:1020Kb
Load more
Recommended publications
-
Thank You! to These Members for Renewing Their Membership for 2018
Thank You! To These Members for Renewing Their Membership for 2018. Your Support is Greatly Appreciated. List as of 2/21/18 1806 Uniques & Antiques Boyer Financial Planning DCZip Enterprises/dba Hidden Valley 1st Summit Bank Boys & Girls Club of Somerset County, Inc. Rentals A-1 Garage Doors and Openers Budget Blinds of South Johnstown Deaner Funeral Homes, Inc. A-1 Vending Company Bull's Eye Security, Inc. Debra DiLoreto AAA East Central Bulow, Hottle & Co. Deer Valley YMCA Camp Ace Air Conditioning Experts, Inc. Bumbleberry Farms LLC Democratic Women of Somerset County Ace Answering Service Butler, Terry Deskevich Consulting Advanced Disposal Caddie Shak Family Fun Park DeVilbiss Healthcare AEPCOR-Geothermal Cambria Regional Chamber of Commerce Doing Better Business AFLAC - Frank James Your Local Cambria Somerset Authority Donner-Farber & Associates, Inc. Independent Agent Representative CambriArts Advertising Dress to the Nines of Somerset County Agchoice Farm Credit, ACA Martinsburg Camp Allegheny Driver, Mary Ellen & Mike Branch Office Camp Harmony Dumbauld's Tire Service, Inc. AK Coal Resources, Inc. Camp T. Frank Soles YMCA Duncan Financial Group Al Meucci Real Estate Cascio's Fruit Market Duppstadt's Country Store Allegany College of Maryland CBIZ Benefits & Insurance Services Dynamic Auction Group Allegheny Lutheran Social Ministries Center Rock, Inc. e s Printing & Copying Allegheny Mountain Antique Gallery Central City, Borough of EADS Group, The Allstate Insurance, Burchfield Insurance Challenge Program, Inc., The Eagle Concrete Products, Inc Alluring Edge Hair & Nail Salon ChamberChoice Earthtech, Inc. Altoona Curve Chan Soon-Shiong Medical Center at Edgewood Grove Storage American Cancer Society Windber Edgewood Welding & Fabrication, Inc. Ameriserv Financial Chickentown Gas & Steam Association Elite Kitchen & Bath Design Center Angelitto's Hair Co. -
800.237.8590 • Visitjohnstownpa.Com • 1
800.237.8590 • visitjohnstownpa.com • 1 PUBLISHED BY Greater Johnstown/Cambria County Convention & Visitors Bureau 111 Roosevelt Blvd., Ste. A Introducing Johnstown ..................right Johnstown, PA 15906-2736 ...............7 814-536-7993 Map of the Cambria County 800-237-8590 The Great Flood of 1889 .....................8 www.visitjohnstownpa.com Industry & Innovation ........................12 16 VISITOR INFORMATION Cambria City ....................................... Introducing Johnstown By Dave Hurst 111 Roosevelt Blvd., Our Towns: Loretto, Johnstown, PA 15906 Ebensburg & Cresson ........................18 If all you know about Johnstown is its flood, you are Mon.-Fri. 9 a.m. to 5 p.m. Outdoor Recreation ...........................22 missing out on much of its history – and a lot of fun! Located on Rt. 56, ½ In addition to being the “Flood City,” Johnstown has Bikers Welcome! .................................28 mile west of downtown been a canal port, a railroad center, a steelmaking ATV: Rock Run .....................................31 Johnstown beside Aurandt center, and the new home for a colorful assortment Paddling & Boating ............................32 Auto Sales of European immigrants. Cycling .................................................36 INCLINED PLANE In 2015, Johnstown was proudly named the first .....................................38 VISITOR CENTER Arts & Culture “Kraft Hockeyville USA,” recognizing the community as 711 Edgehill Dr., Family Fun & Entertainment .............40 the most passionate hockey town -
Greater Johnstown Regional Partnership 11:30 A.M
GREATER JOHNSTOWN REGIONAL PARTNERSHIP 11:30 A.M. January 17, 2014 Holiday Inn, Johnstown GJRP members in aJendance: John Boderocco, Dan Fieirtag, Bob Eyer, Dr. Tom Foley, Adam Henger, Frank Janakovic, Mike Kane, Elmer Laslo, Mark Pasquerilla, Bill Polacek, Sco Roberts, Kevin Volk, Glenn Wilson, Greg Winger, Dr. Gerald Zahorchak. Guests and staff in aJendance: Jack Babich, District AJorney Kelly Callihan, Commissioner Tom Chernisky, Lou Crocco, Liz Fishback, Seth McKinley, Tom Seitz, Commissioner Mark Wissinger and Cindy Saylor. Approval of Minutes The minutes of the November 15, 2013 GJRP meeng were unanimously approved following a moon by Mike Kane and seconded by Dr. Tom Foley. Review of Financial Statement It was reported that the GJRP currently has $203,508 on its balance sheet. 2014 member dues are currently being remied to GJRP. Crime Commission Report o K-9 Community Fund Aer reading the crime report and going on patrol with a Johnstown officer, Jack Babich offered to purchase a dog for the police department. They declined his offer because the city does not have the funding to support a canine program. Jack spoke with city officials regarding making this an iniave that the cizens of Cambria County could be involved with. A program has been iniated through the Community Foundaon which will enable the Johnstown Police Department to purchase two drug sniffing dogs and the vehicles necessary to transport them. One transport vehicle has been purchased, is being retrofied and is expected to be delivered the first week of April. The second vehicle will be delivered in June prior to Thunder in the Valley. -
Week 4 Game Notes Vs Somerset 2017
ovarian cancer awareness 2017 FOOTBALL GAME NOTES SEPTEMBER 15, 2017 | POINT STADIUM | 7PM | WWW.MCCORT.ORG | @CRUSHERSPORTS | #CRUSHERPRIDE GAME INFORMATION BISHOP McCORT (2-1) Radio: Hot 92 FM — 92.1 T @ crushersports 2016 Record: 10-3 Play-by-Play: Terry Deitz Analysts: Gary Vitko Head Coach: Brian Basile I /bishopmccort Last Game: Lost to Bishop Guilfoyle, 19-0 Twitter Updates: @CrusherSports V bishopmccort Hashtag: #CrusherPride @ SOMERSET (1-2) All-Time Series: Bishop McCort leads, 21-4-2 2016 Record: 5-5 LHAC Series: Bishop McCort leads, 20-3-0 Head Coach: Bob Landis Post-Season Series: N/A Last Game: Lost to Cambria Heights, 35-12 vs. Somerset LHAC Year by Year: 2016: BM 31-7 2008: BM 39-7 2000: BM 47-0 THE LAST TIME 2015: Som 27-16 2007: BM 35-21 1999: BM 24-14 2014: Som 54-14 2006: BM 35-0 1998: BM 41-6 2013: Som 21-3 2005: BM 41-6 1997: BM 21-20 Bishop McCort used a balanced offensive attack and a strong defensive performance to 2012: Som 19-14 2004: BM 24-0 1996: BM 32-20 2011: BM 45-0 2003: BM 52-14 1995: BM 21-14 defeat Somerset 31-7. The win improved McCort to 3-1 on the season and it snapped a four 2010: BM 28-14 2002: BM 49-14 1994: BM 31-13 2009: BM 38-0 2001: BM 44-8 1993: BM 41-14 game losing streak to the Golden Eagles. Levi Cook paced the Crushers' offense with 127 passing yards and 51 rushing yards. -
June 2009 Newsletter
EBENSBURG BULLETIN Official Publication of Ebensburg Borough June 2009 Free concerts will be held in the new Penn Eben Park every Friday in Inside this issue: August! Hosted by the Ebensburg Area Business Commission and Main Street Partnership, the event is sure to be a hit. Alleys in 2 “The concerts were suggested in a borough survey that was conducted Ebensburg a few years ago,” said Deborah Nesbella, Borough Council President. “We now have the perfect venue in the downtown to host the event and Sewage Testing 3 are happy to provide this for our residents.” Bring a lawn chair and enjoy live entertainment each Friday night in Recycling 3 August from 6:00 p.m. - 8:00 p.m. Recreation News 4 August 7th ‐ Rosie & The Jammers Polka August 14th ‐ Jazz in Your Face Quartet August 21st ‐ The Boomers Oldies Swimming Pool 5 Renovation August 28th ‐ Night Train Rock Tennis Center 6 SIDEWALK IMPROVEMENTS UNDERWAY Farmer’s Market 8 Annual sidewalk improvements are underway along West Ogle Street between Center Street and High Street, along Triumph Street, and West Street in the area of Memorial Field. Stormwater improvements have already been completed in those same areas. Borough Council awarded a Deborah Nesbella, President Doug Tusing, Vice President contract to Fred Imler & Sons of Bedford in the amount of $235,868 to complete this project, Susan Barber expected to be done by the end of July. Once the Terry Illig sidewalk and new curbs are installed, all streets Dave Kuhar within the project will be resurfaced later this fall. Joe Lutz New trees will be planted along the entire route. -
Comprehensive Plan
COMPREHENSIVE PLAN JACKSON TOWNSHIP, Cambria County, Pennsylvania PREPARED FOR: JACKSON TOWNSHIP BOARD OF SUPERVISORS 513 Pike Road Johnstown, PA 15909 PREPARED BY: RICHARD C. SUTTER & ASSOCIATES, INC. Comprehensive Planners/Land Planners/Historic Preservation Planners The Manor House, P.O. Box 564 Hollidaysburg, PA 16648 In association with P. Joseph Lehman Inc., Consulting Engineers Old Farm Office Center P.O. Box 409 Hollidaysburg, PA 16648 2006 i TABLE OF CONTENTS TITLE PAGE .................................................................................................................... i TABLE OF CONTENTS ...................................................................................................ii LIST OF MAPS ...............................................................................................................iv LIST OF TABLES............................................................................................................ v LIST OF FIGURES.........................................................................................................vii ACKNOWLEDGMENTS................................................................................................ viii SECTION I: INTRODUCTION Introduction........................................................................................................... 1 SECTION II: BACKGROUND STUDIES A. Historic and Cultural Resources Study ................................................................. 7 B. Natural Resources Study................................................................................... -
FY 2015-2019 Analysis of Impediments to Fair Housing Choice
CITY OF JOHNSTOWN City Hall, 401 Main Street, Johnstown, PA 15901 FY 2015-2019 Analysis of Impediments to Fair Housing Choice For Submission to HUD for the Community Development Block Grant and HOME Investment Partnership Programs City Manager: Carlos Gundy Community and Economic Development Director: Renee K. Daly City of Johnstown, Pennsylvania Table of Contents Executive Summary ........................................................................................................ 2 I. Introduction ............................................................................................................. 6 II. Background Data .................................................................................................... 7 A. Population and Race ....................................................................................... 7 B. Households ................................................................................................... 20 C. Income and Poverty ...................................................................................... 25 D. Employment .................................................................................................. 31 E. Housing Profile .............................................................................................. 33 F. Financing ....................................................................................................... 42 G. Household Types .......................................................................................... 47 H. Cost Overburden -
BISHOP Mccortcrushers
Volume 10, Issue 2 Winter 2017-18 BISHOP McCORTcrushers 2017-18 WINTER SPORTS MEDIA GUIDE Bishop McCort Catholic High School would like to thank the following businesses for their support as Corporate Sponsors AmeriServ Financial McAneny Brothers Associates in Family Eye Care McIlwain Bus Company Atlantic Broadband MERHO Federal Credit Union Bishop McCort Class of 1962 Metz Culinary Management Brett Insurance Milhalko’s General Contracting Buettner Insurance Mishler Auction Services Catanese Group Modern Art & Plate Glass Co., Inc. Clark’s Corner Store Murphy’s Conemaugh Health Systems NYKO’S David J. Weaver, Esquire Pro Disposal Dr. John Walker RE/MAX POWER ASSOCIATES-Jerry Murphy Family Dentistry Associates of Johnstown, P.C. Senior Life FARMERS INSURANCE - Ryan Young Agency Sporting Goods Discounters First Commonwealth Bank The Haven Forever Media The Herbick Family Formica’s Kitchen Designs and Contracting The Tribune-Democrat and Johnstown Magazine Harrigan’s Cafe & Wine Deck Thomas Team Honda Hilltop Office Supply UPMC Health Plan Independent Catholic Foundation Valley Printing Interstate Insurance Management Wesner Lawn Care James Excavating Western PA Sports Medicine & Rehab Clinic Joey Del’s 2001 Catering Westwood Floral & Gifts Laurel Auto Group WJAC-TV Laurel Auto Group Charity Fund WWCP-FOX 8 Lifetouch Ziggy’s Sports Martella’s Pharmacy For more information on joining TEAM McCORT please call the Bishop McCort Advancement Office at 814-248-3867. CRUSHERATHLETICS.ORG OFFICIAL SITE OF M CCORT ATHLETICS WINTER SPORTS MEDIA GUIDE ———— 2017-2018 ———— he entire Bishop McCort High School commu- T nity appreciates the businesses, coaches, par- ents, students, and friends who celebrate Crusher Athletics. Thank you for supporting Bishop McCort’s tradition of excellence on and off the field. -
Ameriserv Financial, Inc. a BETTER CUSTOMER EXPERIENCE
A ABETTER BETTER CUSTOMERCUSTOMER EXPERIENCEEXPERIENCE AmeriServAmeriServ Financial, Financial, Inc. Inc. 20192019 Annual Annual Report Report CONTENTS OUR MISSION FINANCIAL HIGHLIGHTS Financial Highlights Per Share AmeriServ Financial is committed $ in thousands except per share amounts 2019 2018 Change Change Earnings Per Share 1 (in dollars) Net Income 0.35 0.43 (0.08) (18.6%) A Message to Our Shareholders to increasing shareholder value Book Value at December 31 5.78 5.56 0.22 4.0% 0.43 2 Tangible Book Value at December 31 5.08 4.88 0.20 4.1% A Better Customer Experience 0.35 by striving for consistently Dividends Paid 0.095 0.075 0.020 26.7% 4 0.31 Market Value at December 31 4.20 4.03 0.17 4.2% Technology improving financial performance; 5 For the Year 0.18 Commercial Banking providing our customers with 0.12 6 Net Income $ 6,028 $ 7,768 $ (1,740) (22.4%) Return on Average Assets 0.51% 0.67% (0.16) (23.9%) Wealth Management products and exceptional service 8 Return on Average Equity 6.02% 8.08% (2.06) (25.5%) ‘15 ‘16 ‘17 ‘18 ‘19 Retail Banking At Year-End 10 for every step in their lifetime Tangible Book Assets $ 1,171,184 $ 1,160,680 $ 10,504 0.9% Value Per Share Retail Lending (in dollars) 12 financial journey; cultivating an Loans 887,574 863,129 24,445 2.8% Deposits 960,513 949,171 11,342 1.2% 5.08 Community 4.88 Nonperforming Loans/Total Loans 0.26% 0.16% 0.10 62.5% 4.59 14 employee atmosphere rooted 4.56 4.41 Branch Locations 16 in trust, empowerment and growth; 2019 Capital Returns 2019 Net Income $ 6,028 and serving our communities Common Stock Repurchase Program 2,550 through employee involvement Common Stock Dividend Payments 1,642 Total Capital Returned to Shareholders $ 4,192 and a philanthropic spirit. -
Type Your Uppercase Title Here
ARTISTS AND NEIGHBORHOOD CHANGE: A CASE STUDY OF THE LOWERTOWN ARTS DISTRICT AND THE KERNVILLE ARTS DISTRICT A thesis presented to the faculty of the College of Arts and Sciences of Ohio University In partial fulfillment of the requirements for the degree Master of Arts Christopher W. Tartoni June 2007 This thesis titled ARTISTS AND NEIGHBORHOOD CHANGE: A CASE STUDY OF THE LOWERTOWN ARTS DISTRICT AND THE KERNVILLE ARTS DISTRICT by CHRISTOPHER W. TARTONI has been approved for the Department of Geography and the College of Arts and Sciences by Nancy R. Bain Professor of Geography Benjamin M. Ogles Dean, College of Arts and Sciences Abstract TARTONI, CHRISTOPHER W. M.A., June 2007, Geography ARTISTS AND NEIGHBORHOOD CHANGE: A CASE STUDY OF THE LOWERTOWN ARTS DISTRICT AND THE KERNVILLE ARTS DISTRICT (102 pp.) Director of Thesis: Nancy R. Bain In this thesis, I employ a variety of methods to examine the changes in two neighborhoods, The Lowertown Neighborhood in Paducah, Kentucky and The Kernville Neighborhood in Johnstown, Pennsylvania, where each have recently launched programs designed to attract artists to renovate the housing stock. This thesis asks how these two arts districts were formed and what their morphology is, or how the physical form and the function of spaces that have been transformed. This thesis also examines the extent of gentrification that has occurred in Lowertown since the inception of the Artist Relocation Program in August of 2000. Throughout this thesis, comparisons are made to the SoHo (South Houston) Arts District in New York City, a thoroughly studied neighborhood that has experienced arts-driven revitalization and gentrification. -
Ameriserv Financial, Inc. 2020 Annual Report Contents Our Mission
“The Essential Resilience of our community bank business model was evident in 2020. Despite a year of crisis, it empowered our people to maintain vital services as health-related restrictions tightened, relaxed and tightened again. And it enabled us to deliver a consistently excellent customer experience.” AmeriServ Financial, Inc. 2020 Annual Report Contents Our Mission Financial Highlights 1 AmeriServ Financial is committed to A Message to increasing shareholder value by striving Our Shareholders 2 for consistently improving financial Technology 4 Commercial Banking 6 performance; providing our customers Wealth Management 8 with products and exceptional Retail Banking 10 service for every step in their lifetime Retail Lending 12 financial journey; cultivating an Community 14 Branch Locations 16 employee atmosphere rooted in trust, empowerment and growth; and serving our communities through employee involvement and a philanthropic spirit. Financial Highlights Per Share $ in thousands except per share amounts 2020 2019 Change Change Earnings Per Share (in dollars) Net Income 0.27 0.35 (0.08) (22.9%) BookValueatDecember31 6.12 5.78 0.34 5.9% 0.43 TangibleBookValueatDecember31 5.42 5.08 0.34 6.7% 0.35 Dividends Paid 0.100 0.095 0.005 5.3% MarketValueatDecember31 3.13 4.20 (1.07) (25.5%) 0.27 For the Year 0.18 Net Income $ 4,598 $ 6,028 $ (1,430) (23.7%) 0.12 Return on Average Assets 0.37% 0.51% (0.14) (27.5%) Return on Average Equity 4.52% 6.02% (1.50) (24.9%) ‘16 ‘17 ‘18 ‘19 ‘20 At Year-End Tangible Book Assets $ 1,279,713 $ 1,171,184 $ -
FY 2015-2019 Five Year Consolidated Plan and FY 2015 Annual Action Plan
CITY OF JOHNSTOWN City Hall, 401 Main Street, Johnstown, PA 15901 FY 2015-2019 Five Year Consolidated Plan and FY 2015 Annual Action Plan For Submission to HUD for the Community Development Block Grant and HOME Investment Partnership Programs City Manager: Carlos Gundy Community and Economic Development Director:DRAFT Renee K. Daly FY 2015‐2019 Five Year Consolidated Plan City of Johnstown, PA Executive Summary ES‐05 Executive Summary ‐ 24 CFR 91.200(c), 91.220(b) 1. Introduction The City of Johnstown, Pennsylvania is an entitlement community under the U.S. Department of Housing & Urban Development’s (HUD) Community Development Block Grant (CDBG) and HOME Investment Partnerships (HOME) Programs. In compliance with the HUD regulations, the City of Johnstown has prepared this FY 2015‐2019 Five Year Consolidated Plan for the period of January 1, 2015 through December 31, 2019. This consolidated plan is a strategic plan for the implementation of the City’s Federal Programs for housing and community and economic development within the City of Johnstown. The Five Year Consolidated PlanDRAFT establishes the City’s goals for the next five (5) year period and outlines the specific initiatives the City will undertake to address its needs and objectives by promoting the rehabilitation and construction of decent, safe and sanitary housing, creating a suitable living environment, removing slums and blighting conditions, promoting fair housing, improving public services, expanding economic opportunities, and principally benefitting low‐ and moderate‐income persons. This Five Year Consolidated Plan is a collaborative effort of the City of Johnstown, the Community at large, social service agencies and providers, housing providers, community development agencies, and economic development groups.