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MONTHLY ISSUE - OCTOBER - 2016 CurrVanik’s ent Affairs

Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU

URJIT R. PATEL “The New Governor & The New Challenges”

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EDITOR Dear Students, Mr. Pramod Padhi It is truly said that “What we show, so we reap” One’s present ASSOCIATE EDITORS Satabdi Sagar Mohanty acts relations interactions endeavours and scarifies get accumulated as Samarendra Narayan Sahoo an aggregate of deeds and shape the course of life in future. ADVISORS G. Khatua This is the period where your every action is put to test to make B. R. Das you perfect achiever in future. PUBLISHING MANAGER Smrutiranjan Chhatoi In your search for perfection we come forward to your rescue DESIGNING & LAYOUT out experience and your commitment will definitely led to your success. Vijaya Maharana Publisher : Subrat Kumar Chhatoi Printed and Published by : Vanik Publication Printed at : Bhagabati Press

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Website : www.vanik.org | Phone : 0674-6556677, 8093-556677 Wishing you all the Best ______Subrat Kumar Chhatoi © Copyright Reserved  No part of this magazine can be printed in whole or part without the written permission of the publisher.  The editor and publisher have tried their best to verify the factual accuracy of the informations  published, but do not take any responsibility for the absolute accuracy of the informations in the magazine.  All disputes subject to Bhubaneswar (Odisha) Jurisdiction. CONTENTS

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Events of the Month 3  International news 9  National news 12  Bilateral 16  Economy and Banking 18  Award and Honour 24  Book and Author 25  Person in news 26  Places in news 28  Sports 29  Science and Technology 31  Environment and Ecology 33  Defence 34  Recent Summit in News 34  Committee and its Function 35  Date and Observation 36  International and National institution 36  State news 38  Recent government devlopement and scheme 41  Miscellaneous 43

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 Practice Set  Vanik Extra Dose IBPS-PO (Preliminary) - 58 Who’s Who - 129 IBPS-PO (Main) - 68 Word of the Month - 135 IBPS-Clerk (Preliminary) - 88 Abbreviation - 136 BOB-PO (Main) - 97 One Liner - 137 SSC-CGL-2016 - 119 MAGAZINE FOR THE MONTH OF OCTOBER - 2016 EVENTS OF THE MONTH reports to the Prime Minister office of India. ISRO built India’s CRAMJET ROCKET ENGINE first satellite, , which was launched by the Soviet S Union on 19 April in 1975. In 1980, became the first The Indian Space Research Organization (ISRO) for the first satellite to be placed in orbit by an Indian-made launch time has successfully conducted the Scramjet (or Supersonic vehicle, SLV-3. ISRO subsequently developed two other Combusting ramjet) engine test. The test was conducted from rockets: the Polar (PSLV) for Space Centre, Sriharikotta in launching satellites into polar orbits and and has successfully met all the intended parameters. With the Geosynchronous Satellite Launch Vehicle (GSLV) for this, India became only the fourth nation in the world to placing satellites into geostationary orbits. These rockets successfully flight-test a scramjet engine after United States, have launched numerous communications satellites and earth Russia and China. observation satellites. Satellite navigation systems like Navie About Scramjet Engine: (IRNSS) have been deployed. In January 2014, ISRO The scramjet engine works on the Air-breathing Propulsion successfully used an indigenous cryogenic engine in a GSLV- System. The system uses natural oxygen present in the D5 launch of the GSAT-14.ISRO sent one lunar atmosphere to burn the fuel stored in the rocket. It reduces orbiter, Chandrayaan-1, on 22 October 2008 and the amount of oxidiser to be carried along with the fuel, one Mars orbiter, , which successfully bringing down launch costs. entered Mars orbit on 24 September 2014, making India the The scramjet engine was test launched on board of RH 560 first nation to succeed on its first attempt, and ISRO the sounding rocket. RH 560 sounding rocket is two stage fourth space agency in the world as well as the first space Advanced Technology Vehicle (ATV). The ATV along with agency in Asia to successfully reach Mars orbit. Recently of the scramjet engines weighed 3,277 kg at lift-off. During the successful placed 20 satellites in different orbit by single test, ATV was able to fly at Mach 6 (six times the speed of PSLVC-35 launch vehicle creating a record for itself. sound) speeds. The scramjet uses hydrogen as fuel and oxygen from the atmospheric air as the oxidiser. During the test, Air Breathing Propulsion System (ABPS) using hydrogen URJIT R. PATEL : THE NEW as fuel and oxygen from the atmospheric air as the oxidiser was successfully tested. GOVERNOR & THE NEW This system would help in reducing the lift-off mass of the vehicle as there will be no need of carrying liquefied oxygen CHALLENGES on board the vehicle. In turn help in increasing the energy Union Finance Ministry has appointed Urjit R. Patel, Reserve efficiency of the rocket and also make it cost-effective. Bank of India (RBI) deputy governor as the new governor of Scramjet does not have rotating parts so the chances of as Raghuram Rajan’s successor. Urjit failure are also measurably reduced. Currently, ISRO uses Patel take up the top job for a three-year from 4th September. rocket launch vehicles like the PSLV to deliver satellites into About Urjit R. Patel : orbit. But PSLVs are expendable i.e. it can only be used once.  Urjit R. Patel is an Indian economist, consultant About ISRO: and banker, served as Deputy Governor of the The Indian Space Research Organisation is the space Reserve Bank of India (RBI). As Deputy Governor agency of the Indian government headquartered in the city of RBI, he looks after monetary policy, economic of Bangalore. Its vision is to “harness space technology for policy research, statistics and information national development, while pursuing space science research management, deposit insurance, communication and and planetary exploration”. Formed in 1969, ISRO superseded Right to Information. On 20 August 2016, he was the erstwhile Indian National Committee for Space Research named as the governor of RBI to succeed Raghuram (INCOSPAR) established in 1962 by the efforts of Rajan when the latter’s term expires in September independent India’s first Prime Minister, Jawaharlal Nehru, 2016. and his close aide and scientist . The  Patel obtained his Bachelor’s in Economics from establishment of ISRO thus institutionalised space activities the School of Economics, M. Phil. degree in India. It is managed by the , which from Oxford University in 1986. He received his

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doctorate in Economics from Yale University in 1990. and thereby improving monetary transmission are tasks He was at IMF India desk during the 1991–94 needs to be finished. Similarly investors and markets alike transition periods. He was posted to IMF country will be keenly watching new Governor’s approach to mission in India 1992–95. He has also been a non- expending the process, especially given past stress on fiscal resident Senior Fellow at the Brookings restraint. Hence Governor needs to ensure confidence among Institution since 2009. investors and market players.  After obtaining his PhD, Dr. Patel joined Urjit Patel has played key roles at multilateral lending the International Monetary Fund (IMF) in 1990 institutions and diverse industries, ought to stand him in worked on the USA, India, Bahamas and Myanmar good stead while dealing with the complexities of regulating desks at IMF till 1995. Thereafter he went on the markets, the financial services industry and payments deputation to the Reserve Bank of India, where he systems at a time of rapid technological change and played an advisory role in the development of the disruption. Challenges are quit common under rapidly debt market, banking sector reforms, pension fund changing circumstances; hence new governor needs to reforms, targeting of real exchange rate. address all these issues.  After the two-year deputation with RBI, Patel He joined as the 24th governor of RBI on 4th September 2016. became a Consultant to the in the Ministry of Finance, Department of Economic OVT CONFERED KHEL RATNA Affairs – a position he held from 1998 to 2001. G  Between 2000 and 2004, Dr. Patel worked with several High Level Committees at both Central and State TO FOUR ATHLETES Government level, including Competition In an unprecedented move, the country’s highest sporting Commission, Task Force on Direct Taxes, Prime award - Rajiv Gandhi Khel Ratna – has been conferred upon Minister’s Task Force on Infrastructure, Group of four athletes with Olympic medallists PV Sindhu and Sakshi Ministers on Telecom Matters, Advisory Committee Malik honoured alongside trail-blazing gymnast Dipa on Research Projects and Market Karmakar and ace shooter Jitu Rai. Studies, Committee on Civil Aviation Reforms, The Rajiv Gandhi Khel Ratna Award in Sports and Games is Expert Group on State Electricity Boards and High the highest sporting honour of the Republic of India. The Level Expert Group on Civil & Defence Services award is named after Rajiv Gandhi, former Prime Minister of Pension System. India who served the office from 1984 to 1989. It is awarded  On 11 January 2013, Urjit Patel was appointed as annually by the Ministry of Youth Affairs and Sports. The Deputy Governor of RBI for a period of three recipients are selected by a committee constituted by the years. He took over charge of the vital Monetary Ministry and is honoured for their “spectacular and most Policy Department, succeeding Subir Gokarn to the outstanding performance in the field of sports over a period post. of four years” at international level. As of 2016, the award On 20 August 2016, he was selected as the governor of comprises a medallion, a certificate, and a cash prize of Rs Reserve Bank Of India(RBI) succeeding Raghuram Rajan. A 7.5 lakh (US$11,000). The first recipient of the award was decision to appoint Urjit Patel as Governor of RBI seems Chess Grandmaster , who was honoured affirmation of the Centre’s commitment to ensure policy for the performance in the year 1991–92.In 2001,sport continuity at the central bank. But considering current shooter , then aged 18, became the youngest economic conditions there are challenges before new RBI recipient of the award. The Rajiv Gandhi Khel Ratna Award Governor. usually conferred upon only one sportsperson in a year, a The new RBI Governor will face the issue of changed few exceptions have been made (1993–94, 2002, 2009, 2012, circumstances of monetary policy formulation. Under new and 2016) when multiple recipients were awarded in a year. system the Monetary Policy Committee, the six member panel Pusarla Venkata Sindhu is an Indian will decide the interest rates. It will be interesting and professional badminton at the 2016 Summer Olympics, she instructive to see how he helms the committee approach to became the first Indian woman to win an Olympic silver rate- setting. The new Governor as the head of the banking medal. Sindhu came to international attention when she broke regulator inherits the ongoing clean-up of bank balance into the top 20 of the BWF World Ranking in September 2012 sheets. Unclogging the credit pipeline by helping resolve at the age of 17.In 2013, she became the first ever Indian the build-up of stressed assets with the country’s lenders women’s singles player to win a medal at the Badminton

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World Championships. In March 2015, she became the the Punjabi University of Patiala will be awarded the Maulana youngest recipient of India’s fourth highest civilian honor, Abul Kalam Azad (MAKA) Trophy 2015-16. the Padma Shri. Her silver medal win in the women’s singles The Khel Ratna Award is given for spectacular and most event of the 2016 Summer Olympics made her the first Indian outstanding performance in the field of sports by a shuttler to reach the final of an Olympics badminton event sportsperson over a period of four years. Apart from a medal and the youngest Indian to make a podium finish in an and a citation, the Khel Ratna Awarde will receive a cash individual event at the Olympics. prize of Rs 7.5 lakh. The Arjuna Award is given for consistent Sakshi Malik is an Indian freestyle wrestler. At the 2016 performance over four years, while the Dronacharya Award Summer Olympics, she won the bronze medal in the 58 kg is given to coaches for producing medal winners at category, becoming the first Indian female wrestler to win a prestigious international sports events and the Dhyan Chand medal at the Olympics and the fourth female Olympic medalist Award for lifetime contribution to sports development. from the country. She is a part of the JSW Sports Excellence Arjuna, Dronacharya and Dhyan Chand Awardees will Program, along with fellow female wresters Vinesh receive statuettes, certificates and cash prize of Rs 5 lakh Phogat, Babita Kumari and Geeta Phogat. Sakshi Malik had each. previously won the silver medal at the2014 Commonwealth Awards: At a glance Games in Glasgow, and the bronze medal at the 2015 Asian Rajiv Gandhi Khel Ratna 2016: PV Sindhu (badminton), Dipa Wrestling Championships in Doha. Karmakar (gymnastics), Jitu Rai (Shooting) and Sakshi Malik Dipa Karmakar is an artistic gymnast who (wrestling) represented India at the 2016 Summer Olympics. She is the Dronacharya Award 2016: Nagpuri Ramesh (athletics), Sagar first Indian female gymnast ever to compete in the Olympics, Mal Dayal (boxing), Raj Kumar Sharma (cricket), Bisveshwar and the first Indian gymnast to do so in 52 years. She attained Nandi (gymnastics), S. Kumar (swimming), Lifetime and 4th position in Women’s Vault Gymnastics event of Rio Mahabir Singh (wrestling), Lifetime Olympics 2016.She first gained attention when she won Arjuna Awards 2016: Rajat Chauhan (archery), Lalita Babar a bronze medal at the 2014 Commonwealth (athletics), Sourav Kothari (Billiards and Snooker), Shiva Games in Glasgow, becoming the first Indian female gymnast Thapa (Boxing), Ajinkya Rahane (cricket), Subrata Paul to do so in the history of the Games. She is sponsored by the (Football), Rani Rampaul (hockey), VR Raghunath (hockey), GoSports Foundation. Karmakar is one of only five women Gurpreet Singh (shooting), Apurvi Chandela (Shooting), who have successfully landed the Produnova, the most Soumyajit Ghosh (table tennis), Vinesh Fogat (wrestling), difficult vault currently performed in women’s Amit Kumar (wrestling), Sandeep Singh Mann (para athletics), gymnastics. She also won a bronze medal at the Asian Virendra Singh (Wrestling) Gymnastics Championships and finished fifth at the 2015 Dhyan Chand Awards: Sati Geetha (athletics), S Dung Dung World Artistic Gymnastics Championships, both firsts for (hockey), Rajendra Prahlad Selke (rowing) her country. Maulana Abul Kalam Azad Trophy 2015-2016: Punjab Jitu Rai(born 26 August 1987) is an University Patiala Indian shooter of Nepalese origin who competes in the 10 metre air pistol and 50 metre pistol. ND OF FASTING BY IRON LADY Besides, the Ministry also selected 15 athletes for this year’s E Arjuna Award. The notable names in the list are boxer Shiva Thapa, long distance runner Lalita Babar, cricketer Ajinkya SHARMILA Rahane, hockey players VR Raghunath and Rani Rampal World’s longest hunger strike ended on August 9 when Irom among others. Chanu Sharmila ended her 16-year-long fast. Manipur’s ‘Iron This year’s Dronacharya Award has been conferred upon six Lady’ Irom Chanu Sharmila was on a hunger strike for 5757 coaches, being Dipa’s coach Bishweshwar Nandi, India Test days and was being force-fed through a nasal tube to keep team captain Virat Kohli’s mentor Raj Kumar Sharma, Nagapuri her alive at a prison-turned- in Imphal. Ramesh (athletics), Sagar Mal Dhayal (boxing), Pradeep Irom Chanu Sharmila also known as the “Iron Lady of Kumar (swimming, lifetime) and Mahabir Singh (wrestling, Manipur” or “Mengoubi” is a civil rights activist, political lifetime). The Dhyan Chand Lifetime Achievement Award activist, and poet from the Indian state of Manipur. On 2 will be given to Satti Geetha (athletics), Sylvanus Dung Dung November 2000,she began a hunger strike which she ended (hockey) and Rajendra Pralhad Shelke (rowing). Besides, on 9 August 2016, after 16 years of fasting. Having refused

5 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016 food and water for more than 500 weeks, she has been called Parliament has passed in its 45 years of Parliamentary history. “the world’s longest hunger striker”. It is noted that on Under this Act, all security forces are given unrestricted and International Women’s Day, 2014 she was voted the top unaccounted power to carry out their operations, once an woman icon of India by MSN Poll and the Amnesty area is declared disturbed. Even a non-commissioned officer International has declared her as a prisoner of conscience. is granted the right to shoot to kill based on mere suspicion On July 26, 2016, Irom Sharmila, who had been on a hunger that it is necessary to do so in order to “maintain the public strike since 2000, announced that she would end her fast on order”. August 9, 2016. She also announced that she would contest The AFSPA gives the armed forces wide powers to shoot, state elections in Manipur. The decision to end her fast arrest and search, all in the name of “aiding civil power.” It comes as a surprise considering her earlier statement that was first applied to the North Eastern states of Assam and she would eat rice from her mother’s hand the day AFSPA is Manipur and was amended in 1972 to extend to all the seven repealed as the Act is still enforced in Manipur. However, states in the north- eastern region of India. They are Assam, the objective of her fast and entering politics is to fight for Manipur, Tripura, Meghalaya, Arunachal Pradesh, Mizoram the removal of AFSPA. and Nagaland, also known as the “seven sisters”. The Some more facts about Irom Chanu Sharmila : enforcement of the AFSPA has resulted in innumerable  Born on 14 March 1972, the Iron Lady of Manipur is incidents of arbitrary detention, torture, rape, and looting by also known as “Mengoubi” (“the fair one”). security personnel. This legislation is sought to be justified  She is a civil rights activist, political activist. She is by the Government of India, on the plea that it is required to also a poet. stop the North East states from seceeding from the Indian  She began her hunger-strike, the world’s longest Union. There is a strong movement for self-determination hunger strike till date, on 2 November 2000 by which precedes the formation of the Indian Union. refusing food and water for more than 500 weeks. The Armed Forces (Special Powers) Act (hereinafter “the  On International Women’s Day 2014, she was voted Act” or “AFSP Act”) has been in force in several parts of the top woman icon of India by MSN Poll. India, including the state of Manipur in the northeast of the  Amnesty International has declared her as a country, for more than 50 years. The vaguely formulated Prisoner of Conscience. provisions of the Act grant extraordinary powers to the Indian Awards and Honours conferred on the Iron Lady includes: armed forces in the so-called “disturbed areas” where it is  In 2007, she was awarded the 2007 Gwangju Prize applicable. The Act has been at the heart of concerns about for Human Rights. She shared the award with Lenin human rights violations in the region, such as arbitrary Raghuvanshi of People’s Vigilance Committee on killings, torture, cruel, inhuman and degrading treatment and Human Rights, a northeastern Indian human rights enforced disappearances. Its continued application has led organisation. The Gwangju Prize is given to “an to numerous protests, notably the longstanding hunger strike outstanding person or group, active in the by Ms. Irom Chanu Sharmila in Manipur. promotion and advocacy of Peace, Democracy and Under AFSPA, an Indian Armed Forces officer can do the Human Rights”. following:  In 2009, she was awarded the first Mayillama Award  After giving warning, an officer can fire upon or of the Mayilamma Foundation “for achievement of use other kinds of force, even if it causes death, her nonviolent struggle in Manipur”. against the agitator who is acting against the law  In 2010, she won a lifetime achievement award from and order in the ‘disturbed area’, for the the Asian Human Rights Commission. maintenance of public order  In 2010, she also won the Rabindranath Tagore Peace  Seize any unauthorised arms storage, hide-outs, Prize of the Indian Institute of Planning and shelter or training camp which is being used by the Management, which came with a cash award of militants 5100000 rupees.  Arrest anyone who has committed cognisable  She also won the Sarva Gunah Sampannah “Award offences or is suspected of having committed such for Peace and Harmony” from the Signature Training a crime, without a warrant Centre.  Search any place to make such arrests, or to recover AFSPA any suspect, or confiscate unauthorised arms and The Armed Forces (Special Powers) Act of 1958 (AFSPA) is ammunition one of the more draconian legislations that the Indian

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 Stop and search any vehicle or vessel, suspected  Goa Tourism presents an exclusive bike rally called to be carrying such a person or weapons ‘Freedom Ride’, which held on 15 August  The arresting officer must present the suspect to 2016. The Rally will be very enjoyable and give the nearest police station with least possible delay, bikers an experience of Goa while with a report of the circumstances that resulted in exploring its treasures packed with churches, rivers, the arrest beaches, temples, villages and much more.  No Army officer can be held against any arrest under  Union Urban Development Minister, M Venkaiah the AFSPA. No prosecution or any other legal Naidu inaugurated the Independence Day Film proceeding can be made against the arrest or seize. Festival in Delhi’s Siri Fort Auditorium. Even the state government cannot question his  On the eve of 70th Indian Independence Day, action Information & Broadcasting Minister M Venkaiah Naidu inaugurated an Independence Day Film Festival besides launching Festival of 70TH INDEPENDENCE DAY- Independence theme song “Tiranga Yatra” at separate functions. AUGUST 15, 2016  As part of Independent Day celebrations, Defence Prime Minister addressed the nation from the Minister Manohar Parrikar inaugurated ‘Bharat Parv’ bulwarks of Red Fort in New Delhi on the occasion of 70th festival at India Gate lawns and the inauguration Independence Day. Prime Minister Narendra Modi’s speech ceremony of the festival, which concluded on on Independence Day made it clear that he has completely August 18, was also attended by Union Ministers rerouted his policy on Pakistan with aggressive comments M Venkaiah Naidu and . referring to Pakistan’s human rights abuses in its large  A commemorative postage stamp on Tourism in province of Balochistan as well as Pakistan-Occupied India on the occasion of 70th Independence Day has Kashmir.Speaking for over 90 minutes, Prime Minister Modi been released by the Minister of State touched upon the achievements of his government over the for Railways . last two years and stressed that the only way the country  On the occasion of the 70th Indian Independence can move forward is through unity.”Ek Bharat, Shreshta Day, a total of 948 central and state forces police Bharat,” Modi reiterated, further adding that there would be personnel were awarded gallantry and other service no tolerance for violence in the country and that medals. social discrimination should be ended.  Havildar Hangpan Dada honored with Ashok Here are few points to remember and some events to note Chakra posthumously th down on the eve of the 70 Independence day of India.  Among the above stated award distributing  Marking the Independence Day, Nehru Yuva Kendra ceremony, Telangana State has received the highest Sangathan organized a candle-light “TIRANGA number of gallantry medals for police personnel in MARCH” in 100 prominent District Headquarters the country on the eve of Independence Day and it of several States/ UTs. is noted that it was the only State unit to secure the  The Department of Youth Affairs organized a President’s police medal for gallantry (PPMG). candle-light “Tiranga March” in 100 prominent District Headquarters to celebrate the 70th Indian Independence Day. The members of youth clubs THE GST BILL affiliated with NYKS as well as other youth The Parliament passed The Constitution (122nd Amendment) participated in the Programmes. (GST) Bill, 2014 after it was unanimously passed by the Lok  A week-long “Colors of Independence” campaign Sabha by approving all the amendments made by Rajya Sabha has been launched by the Jute Corporation of earlier. The bill now will go states (15 out of total 29 states) th India – JCI marking the 70 Independence Day of for approval as per Article 368 of Constitution as it is a India. In a step towards promoting national constitutional amendment bill dealing with changes in the integration and jute awareness, this campaign will features of fiscal federalism. provide an opportunity for general public to Article 368: Special Majority plus State ratification participate, from 70 Indian cities to celebrate 70 years This type of special majority plus state ratification is required of Independence. when a constitutional amendment bill try to change the federal

7 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016 structure. As per article 368, the bill must be passed by a b) Lead to uniform, seamless market across the special majority requiring a majority of 2/3rd members present country. and voting in both houses of Parliament. Besides, it must be c) The uniform rate GST rate will check evasion and ratified by more than half of the state legislatures (15 out of boost growth rates. 29 states) by a simple majority. d) Reduce logistic costs for firms due to elimination of By now the required number of states (15+) has ratified the centre-states taxes. historic tax amendment bill. The Madhya Pradesh and Delhi e) Reduce the prices of capital goods and also boost Assembly ratified the Goods and Service Tax (GST) economic (GDP) growth. Constitution Amendment Bill, With this MP and Delhi became F) The need for financial documentation will increase the seventh and eighth State to ratify the historic tax and thus reduce black money. amendment bill. The Goods and Services Tax bill has already g) It will also work as a catalyst to strengthen federal been signed by Bihar, Jharkhand, , Himachal structure of the country. Pradesh, Assam, Gujarat & Odisha etc. The northern east Short term negative impacts state of Assam became first state in India to ratify The a) First one or two years of implementation will see a Constitution (122nd Amendment) (GST) Bill, 2014. negative impact of higher inflation. The passage of bill will pave the way for the roll out of Goods b) There will be also a temporary dip in growth before and Services Tax (GST) i.e. uniform taxation regime across the economic fruits of a common national market the country.GST is considered as great step towards kick in. transformation and transparency in tax regime. It will bring freedom from tax terrorism as it will be levied on consumption rather than production. GST will also benefit states which  are considered backward states and also address the problem of imbalanced development. It will help to curtail black money as traders will be compelled to give proper bills. Key Provisions of the Bill VANIK’S KNOWLEDGE GARDEN a) Keeping in mind the federal structure of India, the GST has two components viz. Central GST (CGST) Important Nuclear Power Plant in India and the State GST (SGST). Plant Location State Capacity b) Besides, Centre will only levy the Integrated GST Narora Atomic Power (IGST) on interstate supply of goods and services Narora Uttar Pradesh 440 MW or imports. Station c) Parliament and state legislatures have concurrent Rajasthan Atomic Rawatbhata Rajasthan 1180 MW powers to make laws on GST. Parliament will not Power Station override state law on GST. Tarapur Atomic Power Tarapur Maharashtra 1400 MW d) GST council will recommend rates of tax, period of Station levy, principles of supply, special provisions to Kakrapar Atomic certain states etc. Kakrapar Gujarat 440 MW e) GST council will comprise of Union Minister of Power Station Finance (Chairman), Union Minister of State (MoS) Kudankulam Nuclear Kudankulam Tamilnadu - MW for Revenue and state finance Ministers as Power Plant members. Madras Atomic Power Kalpakkam Tamilnadu - MW f) Alcoholic liquor for human consumption has been Station keep away from preview of GST. Kaiga Nuclear Power g) Initially, GST will not apply to (i) petroleum crude, Kaiga 660 MW (ii) high speed diesel, (iii) motor spirit (petrol), (iv) Plant natural gas and (v) aviation turbine fuel. The GST Madras Atomic Power Kalpakkam Tamil Nadu 440 MW Council will decide when GST will be levied on them. Station Long term effects GST a) Eliminate multiple taxes on firms, thus help in ease of doing business.

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China agreed with 10 ASEAN nations to solve the Brazil Launched Immunization Programme against dispute over South China Sea the deadly Dengue Fever China and ten members of Association of Southeast Asian Brazil launched the first public immunization programme in Nations [ASEAN] have agreed to form a framework for a the Americas against dengue fever, where 500,000 people to code of conduct to ease tension in the disputed South China be injected with the world’s first authorized vaccine against Sea. Meeting in northeastern China, the two sides agreed to the disease. This anti dengue movement will be set out in the get the framework for the code of conduct done by mid-2017, southern state of Parana and In Parana state, home to 10 and also approved guidelines for a China-ASEAN hotline million people, cases of dengue fever and deaths due to the for use during maritime emergencies and they also agreed disease have tripled in recent years. The vaccine has been that a pact on unplanned maritime encounters, signed in 2014 approved in Mexico, the Philippines, El Salvador and Costa by countries in the region, applied to the South China Sea. Rica and Dengvaxia is produced in France in a facility which should be able to produce 100 million doses per year when at UK approved for the establishment of the Second full capacity. Phase of the World’s biggest offshore Wind Farm Ministers approved the second phase of WHO to remove transgenders from its mental the world’s biggest offshore wind farm. Hornsea Project Two disorders list will include 300 turbines spread across 300 square miles, 55 The World Health Organisation (WHO) is considering miles off the cost of England in the North Sea. With an changing the way it classifies transgender identity. It came estimated energy capacity of 1.8 Giga watts, the project could following calls from researchers and advocates to remove it provide enough power for 1.6 million homes. from the WHO’s list of mental disorders. The study was led by the National Institute of Psychiatry in Mexico. World’s largest aircraft Airlander 10 embarked maiden flight Tokyo elected Yuriko Koike as first female World’s largest aircraft has made its maiden flight at an airfield governor in Cardington in central England. It has been created by Former Japanese Defence Minister Yuriko Koike was elected Hybrid Air Vehicles and it is a hybrid airship. This plane is as the first woman governor of Tokyo, the capital city of important in current affairs as it is partly plane and partly Japan. Koike garnered more than 2.9 million votes in the airship which is filled with helium gas. It is total 43.5 m wide election, defeating her opponents, Hiroya Masuda and and 92 m long. It is capable to fly up to 4880 meters and can Shuntaro Torigoe, by a wide margin. She served as the achieve a speed of 148 kilometers per hour. But it met with member of the House of Representatives of Japan from 1993 accident during its second test flight. to 2016 when she resigned to run in the Tokyo gubernatorial election. Sri Lanka, China signed tripartite pact to construct mega port city Over 1000 Dancing Robots Set Guinness Record Sri Lanka and China has entered into a tripartite agreement in China to go ahead with construction of a mega multi-billion dollar A new Guinness World Record for the most robots dancing port city project that initially began construction in September simultaneously has been set in China where 1,007 robots 2014 in capital Colombo. The tripartite agreement was signed shimmied in unison, nearly double the previous record. Each between Sri Lanka’s Urban Development Authority, the of the 43.8 cm tall dancing machines at the Qingdao Beer Ministry of Mega polis and Western Development and Festival were controlled using just one mobile phone and the China Harbour Company. Upon this they had to dance for a full minute in order to count towards agreement Colombo Port City Development Project was newly the record. A few robots were disqualified because they did renamed as the Colombo International Financial City which not dance or fell over, but the majority of the mechanical would make over Sri Lanka into an international financial dance troupe completed the 60 second routine in perfect hub in the Indian Ocean region.The $1.4 billion Port City unison. would also fuel the planned Maritime city, Aero city, Tech city, Industrial cities and Tourist cities.

9 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016 First-ever ‘Pizza ATM’ opens in the US China holds first nuclear security emergency drill The first-ever ‘Pizza ATM’ has been installed at a university China has held its first comprehensive nuclear security campus of US by French- based company Paline, which emergency drill Code-named as Fengbao-2016 to expand the developed the ATM. The pizza vending machine on the nuclear power generation. The drill was chaired by Science, campus of Xavier University (XU) in Ohio can hold seventy Technology and Industry for National Defense vice director 12-inch pizzas and dispense them fresh and hot in just three Wang Yiren to test and improve security-incident response minutes. Customers can select what kind of pizza they want mechanism. China had 27 nuclear power plants that in using the 24-hour machine’s touch screen. The pizza ATM, operation, with a total installed capacity of 25.5 GW, while was opened for public on August 10. the country constructing 25 units with a total installed capacity of 27.51 GW. The country also stepping up the Russian President Vladimir Putin agreed to work installed nuclear power capacity to 58 GW, besides it also to toward restoring full relations with Turkey generate 30 GW by 2020. Russian President Vladimir after meeting with Turkish President Tayyip Erdogan in Saint Petersburg has agreed to America passed a law endorsing Jamaat-ur-Ahrar work toward restoring full relations with Turkey and also to enter the list of Global Terrorists added that rebuilding trade ties will be time consuming. Putin The United States has added the Pakistani militant was one of the first foreign leaders to phone Erdogan offering group Jamaat-ur-Ahrar to its list of global terrorists, triggering support after the coup attempt and shares none of the sanctions against a faction that has staged multiple attacks scruples of leaders about the ensuing on civilians, religious minorities and soldiers. Jamaat-ul-Ahrar crackdown. . It’s the first time the two leaders have met since (JuA) is a splinter group of the Tehrik-e Taliban Pakistan Turkish interceptors blasted a Russian warplane out of the (TTP) based in the Afghanistan-Pakistan border region. The skies over Syria in November. group, founded by a former TTP leader in August 2014, has staged multiple attacks in the region targeting civilians, India remained as the Number one among the religious minorities, military personnel, and law enforcement Wikipedia’s Priorities agency, and was responsible for the killing of two Pakistani India is expected to remain the “number one most strategic employees of the U.S. Consulate in Peshawar in early March region” in the global plans of the Wikipedia, the free Internet 2016. encyclopedia that allows its users to edit most of its content. India became the largest, most popular general reference work Pushpa Kamal Dahal elected as new Prime on the Internet, and among the top 10 most-visited sites in Minister of Nepal the world. This was coping with India’s “huge size and Maoist Party Chief Pushpa Kamal Dahal, also known as diversity”. ” Wikipedians as a community have such a Prachanda, has been elected as the new Prime Minister of hard time meeting up across different states and even Nepal. The Parliament elected him with 363 in favour and 210 countries”. The WikiConference India 2016 ended in the twin against it. Dahal returns to the post for the second time after towns of Chandigarh-Mohali in August. a gap of over seven years. Dahal who will be heading a coalition government comprising Nepali Congress, the Japan records biggest current account surplus largest party in parliament. since 2007 Japan has recorded the largest current account surplus in China’s unmanned submersible sets new national the first half of 2016 that quantify the international trade of record goods, services and investments in and out marked a surplus China’s unmanned submersible submarine has dived to a of 10.63 trillion yen ($104 billion) in the duration which is up depth of 10,767 meters at the world’s deepest ocean point, 31.3 per cent from a year earlier. Japan has been showing setting a new record for the country to enable it to explore good result in tourism also in Goods trade, a key component ocean beds for minerals and other natural resources. The of the current account balance, registered a surplus of 2.35 submarine created the record by diving in the Mariana Trench trillion yen compared with a deficit of 375.4 billion last year in the western Pacific Ocean. It is the world’s deepest ocean same duration. In the period of January to June Japan’s travel area. balance posted a surplus of 775.8 billion yen, the largest India is 7th wealthiest country, China second since comparable data became available in 1996. The New World Wealth, India is ranked 7th among the wealthiest countries in the world in terms of private wealth held by individuals. The New World Wealth is a research

10 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016 consultancy that tracks the global wealth sector. The value According to the latest Bloomberg Misery Index which of total individual wealth in India – which includes property, combines the inflation and unemployment rates in 74 cash, equities and business interests – is pegged at $3,492 countries, Thailand is the happiest place in the world. billion in 2015. The Top 5 Counties are: 1. US 2. China 3. S. No Country Japan 4. UK 5. Germany 1 Thailand 2 Singapore 2 Indian-American women named White House 3 Japan fellows 4 Switzerland Two Indian-American women have been selected for the 5 Iceland prestigious White House Fellow programme that offers first hand experience of working at the highest levels of the US India ranked 39th in Asia Pacific on fixed federal government. Astrophysicist Anjali Tripathi from broadband California and physician Tina R Shah from Chicago are among India ranks a low 39th in terms of fixed broadband adoption the 16 White House Fellows appointed from across the nation among Asia-Pacific countries, with just 1.3% of its citizens for the year 2016-17. subscribing to such a service in 2015, according to a study US Postal Service honored Diwali Festival with a by the United Nations Economic and Social Commission for Forever Stamp Asia and the Pacific (ESCAP). Hong Kong, New Zealand, The United States Postal Service (USPS) announced to Japan, Macao, Australia and Singapore topped the list of 53 commemorate the joyous Hindu festival of Diwali with the countries. launch of Forever stamp. The first-day-of-issue dedication Global Liveability Ranking ceremony of the Forever Stamp will take place at the The Global Liveability Ranking, released by The Economist Consulate General of India, New York on 5 October 2016. declared Australia’s Melbourne city as the world’s most The launch of this stamp is an important recognition for the liveable city for the sixth consecutive year. This ranking more than 3 million Indian-Americans who celebrate Diwali scored 140 cities on health care, infrastructure, culture, every year in US. The stamp design is a photograph featuring environment and stability. Other top 5 cities include Vienna a traditional diya oil lamp beautifully lit, sitting on a sparkling ranked No 2 and Vancouver, Toronto, Calgary and Auckland. gold background. Carbon Clean 200 List – 7 Indian Companies China launches first Tibetan-language search among the 200 companies throughout the World engine A special institution named Corporate Knights created the China has launched its first Tibetan-language search engine Carbon Clean 200 (Clean 200 TM) – a list of the 200 largest ‘Yongzin’. The search engine will serve as a unified portal companies worldwide ranked by their total clean energy for all major Tibetan-language websites in China. It has eight revenues as an invitation to a larger discussion of how we sections for news, websites, images, videos, music, can invest in a clean energy future. The list is topped encyclopedia, literature and forums. by Japan’s Toyota Motor followed by Germany’s Siemens China successfully launched the first satellite for AG. mobile telecommunication Indian companies among Carbon Clean 200 List China has successfully launched the first Tiantong satellite 1. Among Indian companies are Suzlon Energy at 68 for mobile telecommunication at southwestern China’s rank for its wind farms, Xichang Satellite Launch Center, with the Long March-3B 2. Bharat Heavy Electricals Ltd at 106 for its wind carrier rocket. It is the first satellite of China’s home-made electric generators and solar cells, satellite mobile telecom system and a key part of the country’s 3. Tata Chemicals at 114 for chemicals for biodiesel, space information infrastructure. Tiantong-01 was designed solar energy, and fuel cells. by China Academy of Space Technology and its ground 4. Thermax Ltd is at 139 service will be operated by China Telecom. 5. Exide Indus at 153 for electric storage batteries. 6. IDFC Ltd at 155 for its green infrastructure financing INDEX 7. Havells India at 166 for energy meters. Thailand is the happiest country in the world: Bloomberg Misery Index

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Trip Index Cities :Mumbai – the highest 4 Larry Ellison- Oracle Corporation founder Expensive City in India but the second Least 5 Larry page- co-founded Google Expensive in World TCS bagged 58th rank among the Top 100 Most According to the sixth edition of Trip Advisor’s Trip Index Valuable Brand in the US Cities, Mumbai has been ranked the most expensive city in As per the Brand Finance report, Major IT giants bagged the India but the second least expensive in the world to visit, top spots. They are as follows, after Hanoi, Vietnam. Along with the neighboring regions of RANK COMPANY NAME the Mumbai Metropolitan Region, it is one of the most 1 Apple populous urban regions in the world and the second most 2 Google populous metropolitan area in India, with a population of 3 Amazon 20.7 million as of 2011. The report revealed that New York 4 Microsoft (US) is the most expensive city in the world for a three-day 5 Verizon break for Indians will cost a whooping INR 1,24,201. Trip Brand Finance rating agency has ranked TCS as the 58th Index Cities compares the cost of a three-night break during most valuable brand in the US and as one of only four global the summer travel period of June to September in 27 key IT services companies recognised as a top 100 brand in the cities around the world. US, with 78.3 points, earning an AA+ rating. Forbes list of 100 richest people in the technology field Forbes released list of The World’s Highest-Paid Actresses 2016 Forbes has released its first ever list of the 100 richest people in the technology field. This list topped by Microsoft founder Forbes released the list of The World’s Highest-Paid Actresses 2016. Indian actress Deepika Padukone is the only with an estimated fortune of USD 78 billion. Azim Indian star to make the cut. Jennifer Lawrence topped the Premji ranks 13th on the list with a networth of USD 16 billion Forbes magazine list for the second straight year with and Shiv Nadar comes in on the 17th spot with USD 11.6 earnings of 46 million US dollars. The second position is billion of net worth. grabbed by Ghostbusters star Melissa McCarthy (33 Million) The Top 5 list as follows followed by Scarlett Johansson (25 million US dollars) and Position Name of the Person Jennifer Aniston (21 million US dollars) at third and fourth 1 Bill Gates- Microsoft founder position respectively. 2 Jeff Bezos- Amazon.com founder 3 Marl Zuckerburg-Facebook founder  NATIONAL NEWS

74th Quit India Movement Commemorated on Narendra Modi unveiled the ‘Yaad Karo Kurbani’ August 8, 2016 celebrations at Alirajpur, birthplace of freedom 74th Quit India Movement commemoration is followed fighter Chandra Shekhar Azad in Madhya Pradesh throughout the country on August 8, 2016. It is noted that on August 8. the Quit India or August Kranthi Movement was launched ii. BJP leader and Union Information and Broadcasting at the Bombay Session of All India Congress Committee on Minister Venkaiah Naidu addressed that all August 8, 1942. the Union Ministers will visit 150 places all over the On marking this day, Maharashtra Govt. launched Quit India country associated with Indian freedom movement. II from Swaraj to Suraj Movement which would emphasize on freedom in literacy, water, Addiction among youth and Rail Budget to merge with the General Budget corruption and also the honorable CM presents awards to From the next fiscal, the 92-year-old practice of presenting a several prize winners in these celebrations. separate Rail Budget is set to come to an end as the Finance PM Narendra Modi Unveils Yaad Karo Kurbani on the Ministry accepted to Railway Minister Quit India Day SureshPrabhu’s proposal for merging it with the General i. In order to mark the 70 years of Independence and Budget. Following the recommendation of the 10 member 74 years of Quit India Movement,Prime Minister Committee in 1920-21,headed by British railway economist

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William Acworth. The “Acworth Report” led to reorganization The central government has allowed online authentication of railways, the railway finances of India were separated from using Aadhar for new mobile connections. The guidelines the general government finances in 1924. If the merger for Aadhaar Electronic-Know Your Customer e-KYC, were happens, Indian Railway will get rid of the annual dividend it issued to make the online process of application and has to pay for gross budgetary support from the government authentication faster and simpler for subscribers. Customers every year. With the merger, the issue of raising passenger can now walk in with their Aadhar card to get new mobile fares, an unpopular decision, will be the Finance Minister’s connections with instant activation, with the government call and this merger is proposed in the long-term interest of clearing electronic-Know Your Customer (e-KYC) rules for national transporter as well as the country’s economy. using the biometric identification. Alibaba Group launched ‘million books’ donation Mental Health Care Bill, 2013 passed by Rajya drive Sabah Chinese E-commerce giant Alibaba Group launched a book Rajya Sabha finally passed the Mental Health Care Bill, 2013. donation drive named Mission Million Books in India, This bill repeals the Mental Health Act, 1987. However, the inviting people to donate textbooks and educational material upper house passed the bill with record 134 amendments. to empower those who are underprivileged. The drive is The Bill also provides for mental health care and services for carried out in association with Crossword and Ratna Nidhi persons with mental illness too. It also has a provision to Charitable Trust, Alibaba Group will also donate over 50,000 protect, promote and fulfill the rights of such persons during books to the campaign, and Alibaba.com and mobile browser delivery of mental healthcare and services. UC Web will be online marketing support platform. Irom Sharmila ended 16-year-long fast PM Modi to be new brand ambassador of Irom Chanu Sharmila who is known as The Iron Lady of Incredible India Manipur has ended her 16-year-long hunger strike at the age Indian government’s Tourism Ministry has decided that of 44 for repealing of the Armed Forces (Special Powers) Act instead of getting a brand ambassador for the Incredible (AFSPA) of 1958 from Manipur. India campaign, it will make Prime Minister Narendra Modi However, after ending her 16-year-long hunger strike, she the face of the campaign. His face will be used for the finally declared that she wants to bring some positive advertisements and promotional films. Even Gujarat Tourism’s changes in the state by actively participating in politics and prosperity will also be mentioned. contesting elections too. Know About Irom Chanu Sharmila Union Ministry of Mines launched web portal for  Irom Chanu Sharmila is populary known as The Iron star rating of major mineral mines Lady of Manipur, who born on 14 March 1972 in Power, Coal, Mines and New and Renewable Energy Minister Imphal, Manipur. launched the web portal for online filing of  Irom is also a civil rights activist, political activist, evaluation template for star rating of mines, which will prompt and poet also. Oher than Iron Lady of Manipur, she miners to quickly adopt sustainable practices for a higher is also known as Mengoubi (the fair one). rating. The move is aimed at having all mines in India meeting required parameters to achieve at least four-star rating in the Employee’s Compensation (Amendment) Bill next 3 years. The Minister also has given a deadline for Star 2016 passed by Rating of all mines by 31st of December, 2016. On 9th August 2016 Lok Sabha passed the Employee’s Compensation (Amendment) Bill, 2016 with an aim to reduce Cyberabad Commissionerates launched mobile litigation in cases of disputes arising over compensation to app to involve people in curbing crime workers. The Cyberabad East and West Commissionerates launched The Bill also meant to amend the Employee’s Compensation a mobile phone application called Hawk Eye, as a part of Act, 1923. However, this law provides payment of responsive policing. The App seeks to involve citizens to compensation to employees and their dependents in the case turn as Police to check crimes, curb unlawful activities and of injury by industrial accidents, including occupational traffic violations. diseases. Government allowed Online Authentication of the Rajya Sabha passed Maternity Benefits New mobile connections using Aadhar Card (Amendment) Bill, 2016

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The Rajya Sabha has passed the Maternity Benefits Union Cabinet approved amendments to Lokpal (Amendment) Bill, 2016 to raise maternity leave for working and Lokayuktas Act women from 12 weeks to 26 weeks for two surviving The cabinet gave ex-post facto approval to a proposal children. This bill is meant to amend the Maternity Benefit to amend the Lokpal Act to exempt Central government Act, 1961. The law protects the employment of women during employees and NGOs executives from filing details of assets the time of her maternity and also entitles her of a ‘maternity of their spouses and children. Union cabinet gave its benefit’. approval for amendments to section 44 and consequential Do You Know amendments to the Lokpal and Lokayuktas Act, 2013 by  The main aim of this Bill is to increasing women’s introducing the Lokpal and Lokayuktas (Amendment) Bill, participation in the workforce which is “decreasing 2016 in Parliament. As per old Lokpal rules, every public day-by-day.” servant will file declaration, information and annual returns  Here, the provisions of bill apply to every pertaining to his assets and liabilities, along with those of establishment employing ten or more persons and spouse and dependent children, as on March 31 every year include mines and factories. on or before 31 July of that year. This was changed through the amendment bill to exempt spouse and children of public IIT-Kanpur adopted villages under Namami Gange servants and the declarations under the Lokpal law are in IIT-Kanpur has adopted five villages to restrict the flow of addition to those filed by the employees under various sewage into the river under the Namami Gange programme service rules and the last date for filing such declarations .Five villages: L Ramel Nagar, Khoyra Katree, Pratapur, Hari has been extended till 31 December, 2016. Hindpur, and Katri Ladhva Khera. Namami Gange Project : Ministry of Drinking Water and Sanitation f& Namami Gange Project is Union Government Project Organizing One Month Campaign for “Freedom which integrates the efforts to clean and protect the Ganga from Open Defecation” river in a comprehensive manner. A month-long Swachh Bharat special campaign with the Outlay: Rs. 2037 Crore theme of “Freedom from Open Defecation” is being organized by The Ministry of Drinking Water and Sanitation (Cabinet Central body approved Rs 400 crore for Ganga Minister – ) throughout this August. In rejuvenation projects the month of August, totally 8 days have been dedicated to A high-level panel of the National Ganga River Basin the swachh bharat campaign in order to demote the open Authority (NGRBA) has approved various projects worth defecation prevalence in India. approximately Rs 400 crore for development of ghats (river fronts) and crematoria at different places along the river Ganga launched websites for from Uttarakhand to West Bengal under the Centre’s Ministry of Minority Affairs ambitious Namami Gange programme. The projects, The Union Minister of State for Minority Affairs approved by the empowered steering committee of the (Independent Charge) & Parliamentary Affairs Shri Mukhtar NGRBA, include development of ghats and crematoria in the Abbas Naqvi launched new Hindi website and updated and stretch from Rudraprayag to Guptkashi in Uttarakhand, revamped English website of the Minority Affairs Ministry. Kanpur, Allahabad, Bithoor and Bijnor (on Ramganga) in Uttar The new improved and revamped website http:// Pradesh, Kahalgaon in Bihar, Sahibganj and Rajmahal in www.minorityaffairs.gov.in is very user-friendly and provides Jharkhand and Bhatpara and Naihati in West Bengal. easy navigation. Assam Assembly passed the Assam Amusements South India’s first Children Court was inaugurated and Betting Tax (Amendment) Bill, 2016 in Hyderabad Assam Assembly passed the Assam Amusements and After Goa and Delhi, Telangana has become the third state Betting Tax (Amendment) Bill, 2016.This bill will reduce the to inaugurate south India’s first Children’s Court in service charge of cinema tickets with an aim to give a fillip to Hyderabad. This court is a child-friendly court and sixth in the local film industry but, government raised the the country with features like separate waiting rooms for entertainment tax on cinema tickets by up to ten percentile children and a video camera trial for the accused, mandated points. under the Protection of Children from Sexual Offences (POSCO) Act-2012.

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Modi Launched PMO App at MyGov Anniversary Project Report for Varanasi and Kanpur have already been Event approved. Uttar Pradesh was the lone state in which Metro Prime Minister Narendra Modi has launched the new PMO Rail projects were underway in four major cities, app at a function organised by MyGov in New Delhi. The and Ghaziabad as well as Noida was already linked to the app would correspond to the website of the Prime Minister’s Delhi Metro. Office (PMO). The app is developed by a team of young flaged off Agartala-Delhi train engineering students from Delhi who has won the contest to develop the app. The new app will allow mobile users to ‘Tripura Sundari Express’ Railway Minister Suresh Prabhu has flagged off maiden connect with the website of the Prime Minister’s Office. broad-gauge train service between Agartala and Delhi, 2nd National Handloom day was celebrated ‘Tripura Sundari Express’. The ‘Tripura Sundari Express’ The second National Handloom Day has been celebrated all will run weekly between Agartala and Anand Vihar in Delhi. over the country, on August 7. As the first National Handloom The rail link was developed at an expense of 968 crore rupees. Day was celebrated last year and Hon’ble Prime Minister Apart from this, Prabhu along with Bangladesh Railway was the Chief Guest in the main event held in Chennai on 7th Minister Md. Mazibul Hoque also laid the foundation stone August, 2015. But this time, the main function was held in for Agartala-Akhaura International Rail Project. This train Varanasi in which Sant Kabir Awards and National Handloom link would be part of the trans-Asian rail connectivity. Awards has been presented by the Union Textiles Minister 92 Paisa insurance premium for train traveller from Smt. Smriti Zubin Irani who was the Chief Guest on the August 31 occasion. A travel insurance cover of upto Rs 10 lakh can be availed Finance Minister inaugurated India’s while a booking train ticket online by paying less than one International Footwear Fair rupee from August 31. The new facility will be available to all A three day long India’s International Footwear Fair (IIFF) passengers excluding those travelling on suburban trains has been launched by the Finance Minister Arun Jaitley in while booking online irrespective of the class. It will be started Pragati Maidan, New Delhi. This year around 263 companies on a trial basis. The cover will not be applicable for children from India and abroad are participating in the event. upto 5 years of age and foreign citizens. It will be for passengers holding tickets such as confirmed, RAC and wait- Venkaiah Naidu launched Swachh Survekshan for listed ones, said the official. The scheme offers travellers/ 500 cities nominees/legal heirs a compensation of Rs 10 lakh in the Union Urban Development Minister Venkaiah Naidu has event of death or total disabilty, Rs 7.5 lakh for partial disability, launched Swachh Survekshan-2017 for 500 cities in the upto Rs 2 lakh for hospitalisation expenses and Rs 10,000 for country with an idea to make competitive environment make transportation of mortal remains from the place of a train the cities clean in New Delhi. This is the second round of accident. survey to cover 500 cities and towns, including those with a population of one lakh and above, besides capital towns Railways to partner with Google for showcasing with less than one lakh population and towns known for its heritage heritage, tourism, and hilly locations. Google has agreed to partner with Railways to digitise its heritage assets and help create a digital repository for RAILWAY universal online access free of cost. Indian Railway has a CCEA approved nine new railway projects for huge list of heritage assets including bridges, steam locos, better rail connectivity in India buildings, artefacts and museums which can be showcased The Cabinet Committee on Economic Affairs approved nine for global audience. projects worth about Rs 24,000 crore on 24th August 2016 in nine states for expansion of railway network and connectivity across the country. UP Cabinet approved a Metro Rail project for  Allahabad Uttar Pradesh government approved a Metro Rail project for Allahabad on August 17. This metro train Work is already underway on the Metro Rail in Lucknow and the Detailed

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India-Russia The MoU emphasizes on several factors includes Prime Minister Narendra Modi and Russian i. To expand bilateral cooperation in the tourism sector PresidentVladimir Putin dedicated Kudankulam Nuclear and to exchange informationand data related to Power Project’s (KKNPP) 2nd unit to the country. tourism . This nuclear plant collaborationis a highlight of friendship ii. To encourage cooperation between tourism between India and Russia and both countries plan to build a stakeholders, including hotels and tour series of nuclear power plants. The power plant is updated operators and to establish exchange programmes with most modern Russian technologies. for cooperation in Human Resource Development; For Unit I and II, the initial cost was estimated to be around Rs iii. To Invest in the tourism and hospitality sector 13,171 crore, but it has gone up to Rs 17,270 crore due to the and to encourage visits of Tour Operators/Media/ delay, rupee depreciation and certain other factors. Opinion Makers and tourists from both countries Meanwhile, Unit-III and Unit-IV is expected to cost around for promotion of two way tourism; Rs 39,000 crore and would be ready by 2022.The capacity of iv. To exchange experiences in the areas of promotion, KKNPP Unit-II on full power operation would be 1,000 MW. , marketing, destination development and Electricity generated by central sector generating stations is management; allocated to the beneficiary states and union territories in v. To participate in travel fairs and exhibitions in each the electricity region by the Ministry of Power. other’s country and to promote safe, honorable and sustainable tourism. India – Bangladesh a) India – Bangladesh signed a short-term route India – Crortia agreement to allow of petroleum goods The cabinet has given its approval to sign an agreement for from Assam to Tripura through Bangladesh due to economic cooperation between Indian and Croatia. The the heavy monsoon damaged roads and made it Union Cabinet chaired by the Prime Minister Narendra Modi very difficult in the transportation between the two has given its approval for signing and ratification of states .Heavy monsoons and the resultant bad an agreement between India and Croatia on Economic condition of NH44 have disrupted the supply Cooperation. between these two states.This is a short-term deal About Croatia : Capital – Zagreb, Currency – Croatian kuna, with validity of the MoU till September President: Kolinda Grabar-Kitaroviæ, Prime minister: Tihomir 30.Bangladesh :Capital: Dhaka, Currency: Oreškoviæ Bangladeshi taka, Prime minister: Sheikh Hasina b) India and Bangladesh jointly set to produce India – Germany a documentary on the 1971 War of Independence of India and Germany signed an agreement to foster conditions Bangladesh to mark the 100th birth anniversary of that will help create and improve workplace-based vocational its Father of the Nation Bangabandhu Sheikh training in India’s industrial clusters. The agreement was Mujibur Rahman in 2020. signed between the Ministry of Skill Development and Entrepreneurship (MSDE) and German International India – Mauritius Cooperation (GIZ). It will initiate a new project focused on Government has notified the revised tax treaty with Mauritius adapting elements of the German dual system in select under which India will impose capital gains tax on investments industrial clusters in India. routed through the Mauritius from April 1 next year in a bid to curb tax evasion.India and Mauritius signed the revised India – China Double Taxation Avoidance Convention (DTAC) after China largest high-speed train maker has announced the prolonged negotiations at Port Louis. launch of its first joint venture (JV) plant in India with USD 63.4 million investment to manufacture and repair railway India – South Africa locomotives. The joint venture, named CRRC (China Railway The Union Cabinet chaired by the Prime Minister Shri Rolling Stock Corporation) Pioneer (India) Electric Co Ltd, is Narendra Modi has given its ex-post facto approval for housed in Bavo Industrial District of Haryana between New a Memorandum of Understanding (MoU) Delhi and Bombay. The Chinese side holds 51% of the share. between India and South Africa for cooperation in the field of Tourism.

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India – Nepal Gujurat Govt, Railways Inked Pact To Develop India has pledged financial assistance worth 39.97 million Surat Station Nepali Rupees for the construction of a new building and a The Union Railways Ministry, Gujarat state government hostel facility at a Sanskrit school in eastern Nepal. The and Surat Municipal Corporation went into tri-party project is being implemented through the Indian agreement to develop Surat station under the Public Private government’s grant assistance under the small development Partnership model. The agreement was inked by Railway programme. Minister Suresh Prabhu, Gujarat Deputy Chief Minister Nitin Patel and Surat mayor Asmita Siroya. India – Egypt A nine-member Kathakali dance troupe has performed first Fifth Generation signed pact with time in Egypt. The Kathakali dance troupe was a part the Chennai based Fifth Generation Technologies has entered 14th Summer Festival organized by Bibliotheca Alexandrina. into an agreement with Anna University, Chennai, for And as part of their tour, the Indian dance troupe will performe conducting research to study about the remaining life of in different places including Port Said Cultural Palace, Ismailia critical equipment that are working in high temperature Cultural Palace. environments. The Company is specialized in real time intelligence solutions and products to the manufacturing India –Zimbawe industry, will work on creep, fatigue and corrosion to arrive India offered an aid of $1 million to Zimbabwe to cope up at a prediction of remaining life of critical equipment’s. with the El Nino Effects. The Indian Ambassador to Zimbabwe R Masakui had handed over the grant to Dr Rajasthan Govt. tieed up with ITEC Dubai for the Misheck Sibanda, Chief Secretary to President Robert promotion of Tourism Sector in the State Mugabe. In order to facilitate the development of the Tourism sector, Rajasthan government signed a Memorandum of MOU Understanding (MoU) with India Trade And Exhibition NITI Aayog tied up with US EIA to set up portal Centre (ITEC), Dubai for promotion of skill development, on energy data investment and tourism sectors. Kerala Tourism has rolled National Institution for Transforming India (NITI) Aayog out a promotional campaign in Dubai targeting Arab travellers has finally signed the agreement with United States (US) and showcasing the state’s backwaters and waterfalls on Energy Information Administration (EIA) to set up web portal taxis plying in the bustling metropolis, with the onset of the on energy data. This web portal is meant to host all the data outbound tourism season in the Middle East. In this regards, related to energy sector including oil & gas, coal, solar & as many as 200 Kerala-branded taxis will ferry the message thermal energy etc. This NITI Aayog, a think tank of Union of ‘A Faraway Land Four Hours Away’ - with eye-catching Government, is working to develop India’s energy data visuals featuring hill stations, backwaters, waterfalls and also agency which will take 3-4 years to develop. Ayurvedic therapies - through the streets of Dubai, the NMCG and IOC inked pact for the establishment throbbing heart of the UAE. and betterment of STP in Mathura IRCTC signed MoU with Manipur govt to provide An MoU was signed between National Mission for Clean hospitality & tourism services Ganga (NMCG) and Indian Oil Corporation (IOC) in Indian Railway Catering and Tourism Corporation (IRCTC) the establishment of STP in Mathura which will provide and the Manipur government have signed a Memorandum treated water for industrial use. Laying the foundation of 20 of Understanding (MoU), which seeks to provide improved MLD STP in Vrindavan, which is estimated at a cost of Rs. 40 hospitality and tourism services to their customers by making crore and a nine kilometer pipeline from Laxmi nagar to Gokul ‘joint use of their capabilities and facilities’. The MoU entails barrage will carry the treated water to Mathura refinery. Union upon both the parties to identify areas of cooperation and Minstry of Water Resources and Ganga Rejuvenation Uma draw up detailed plans for the development of joint tourism Bharti laid the foundation of 20 MLD Sewage Treatment Plant products and opening and managing various catering and (STP) in VrindavanThe Mathura refinery will clean the hospitality outlets, budget hotels and handicrafts shops at sewage treated water and bring to use by recycling it. Every railway as well as non-railway locations effort is made to stop the flow of polluted water of Yamuna from Delhi to Mathura Vrindavan by the central government.The proposed project is expected to change “the complexion of Yamuna” completely in Mathura-Vrindavan  by the year 2018.

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RBI IN NEWS RBI launched new website ’Sachet’ to curb Illegal Urjit Patel appointed as next RBI Governor Collection of Deposits Urjit Patel is the new Reserve Bank of India Governor, the The Reserve Bank of India (RBI) Governor Raghuram Rajan Finance Ministry announced. Patel will succeed Raghuram has launched ’Sachet- www.sachet.rbi.org.in’, a web portal Rajan as the RBI chair once he steps down on September 3, to curb illegal collection of deposits. Sachet is an SLCC after his term comes to an end. He will be India’s 24th RBI (State Level Coordination Committees) website from which Governor. One of the RBI’s four deputy governors, Patel, 52, the members of the public would be able to obtain information was reappointed as deputy governer in January for another regarding entities that are allowed to accept deposits, lodge three years. Urjit R. Patel is an Indian economist, consultant complaints and also share information regarding illegal and banker, currently serving as Deputy Governor of the acceptance of deposits by unscrupulous entities. The Reserve Bank of India (RBI). As Deputy Governor of RBI, he website would also help enhance coordination among looks after monetary policy, economic policy research, regulators and State Government agencies and thus be useful statistics and information management, deposit insurance, in curbing instances of unauthorised acceptance of deposits communication and Right to Information. by unscrupulous entities. RBI imposeed penalty on four cooperative banks RBI’s Draft for Limiting Liability of Customers in Mumbai based Reserve Bank of India(RBI) has imposed Unauthorized Electronic Banking Transactions penalties on four cooperative banks for violation of various RBI has come up with a Draft Circular for public comments norms. This 4 cooperative banks are on”Limited Liability” for customers in case of frauds in 1. Cooperative City Bank, Guwahati – Rs 5 lakh Internet Banking and Card transactions.RBI has also 2. Indapur Urban Cooperative Bank, Indapur – Rs 2 proposed zero liability on the customer if the loss is reported lakh within three working days even if the cause is not directly 3. Shri Dadasaheb Gajmal Cooperative Bank, Pachora linked to deficiency on the part of the lender and the fault – Rs 1 lakh lies elsewhere in the system. 4. Model Cooperative Urban Bank, Hyderabad – Rs 1 Zero Liability of a Customer – A customer’s entitlement to lakh zero liability shall arise where the security architecture and systems of the bank for electronic banking transactions are RBI panel to benchmark India’s household finance not able to protect the customer in the following events. Reserve Bank has constituted a panel to study the various Fraud/ negligence on the part of the bank facets of household finance in India and to benchmark India’s Third party breach where the fault lies neither with the bank position vis­ -a-­ visa is both in other major world markets nor with the customer but lies elsewhere in the system, and and advanced economies. The panel is headed by Financial the customer notifies the bank within three working days of Economics Professor Tarun Ramadorai at Oxford University. receiving the communication from the bank regarding an The panel has also been directed to explore the priority for unauthorized transaction. growth and change and evaluate households’ demands in Indian formal financial markets in coming years. SBI IN NEWS SBI bank board approved the significant merger RBI imposed penalty on 2 Chhattisgarh of five associate banks and BMB with itself cooperative banks The board of State Bank of India approved scheme of merger Reserve Bank of India slapped penalty of five lakh each on of five associate banks and Bharatiya Mahila Bank two cooperative banksbased in Chhattisgarh under the (BMB) with itself while protecting the interest of the existing Banking Regulation Act, 1949. The two banks namely, staff. The merger will create a banking mammoth of global 1. Zila Sahakari Kendriya Bank Maryadit, Raipur scale with a balance sheet of Rs 37 trillion or over 555 billion 2. Raipur Urban Mercantile Cooperative Bank Limited US Dollar, making SBI as one of the top 50 global financial These cooperative banks penalised for violation of the powerhouses. directives/guidelines of theCentral Bank on ‘Know Your As per the merger proposal, SBBJ shareholders will get 28 Customer’ norms. shares of SBI for every 10 shares. Similarly, SBM and SBT

18 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016 shareholders will get 22 shares of SBI for every 10 shares and named iMobile SmartKeys to make mobile payments there will not be any share swap or cash outgo as SBH and easier. This solution was developed by one of the winners SBP are wholly-owned by the SBI. of the bank’s app developing competition ‘ICICI Appathon‘ In the case of Bharatiya Mahila Bank, 4,42,31,510 shares of which enables users to make quick and secure paymentson SBI will be swapped for every 100 crore shares of face value any mobile application. The Special feature embedded in the of Rs 10 each. As per the merger proposal, the pay and App is users get into the app by pressing Globe Icon tab allowances of the staff of the merging bank will be protected without closing the other application if they were using. and “shall not be less favorable overall comparatively. With this mobile App customers can access About SBI :HQ – Mumbai, Chairperson – Arundathi the iMobile SmartKeys by long pressing theglobe icon on Bhattacharya, Establishment – 1955. their Mobile keyboard and make transfer money to their listed beneficiaries, pay their utility bills as well as recharge South Indian Bank, SBI Card to launch co- their mobile numbers. branded credit card ICICI Bank, CEO: , Headquarters: Mumbai, Kochi Based leading private sector Lender South Indian Tagline: Hum Hai Na, Khyal Apka. Bank and India’s Largest lenderState Bank of India has joined hands for their co-branded credit card for the South Indian ICICI teamed up with APOLLO India for an Asset Bank customers.Upon this tie-up it is set to launch two Reconstruction Company variants of credit card on VISA platform, namely South Indian India’s largest private banking lendor, ICICI banks teamsup Bank Platinum SBI card and South Indian Bank SimplySave with US based Apollo India Credit Opportunity Management SBI card.The Platinum variant has been designed focused LLC to launch an asset reconstruction company (ARC).This on premium customers and offers features in line with their tie-up is mainly emphasizing on the establishment of the lifestyle habits that comes at a joining fee of Rs 2,999.While ARC, which will acquire debt from lenders as well as equity the SimplySave variant is aimed at the value conscious stakes in companies.ICICI has also entered into a consumers. It offers rewards and features that take into memorandum of understanding with AION Capital account the spending requirements of customers which will Management Ltd to launch an asset reconstruction company seek a joining fee of Rs499. (ARC) as third partner. SBI and Korea Development Bank tied up for Andhra Bank teamed up with Geojit for 3-in-1 Business Development. online platform India’s largest public sector bank, State bank of India (SBI) Andhra Bank government jointly with Geojit BNP Paribas and Korea Development Bank (KDB) have signed an MOU Financial Services has launched a three-in-one online to develop business synergies in the domains of corporate investment and trading platform christened AB eTrade which finance, project finance and asset finance. The MOU was integrates savings and demat accounts with online trading. signed between SBI chairman Arundhati With this secure customer-friendly product, customers can Bhattacharya, and chairman and CEO of Korea Development invest in equity, mutual fund and other capital market Bank, Lee Dong Geol. products that paves way for easy trading on the basis of net obligation. This AB eTrade also comes with real-time online Oracle India Joins SBI To Foster Digital Skills access to all the three accounts viz, bank account, demat Initiative account and trading account in the website and mobile Global software major, Oracle India has announced a applications as well as through call and trade. corporate citizenship collaboration with State Bank of India (SBI) and launched the ‘D-Change’ programme. It will support Four bank chose to sale their share in HUDCO education and learning, women’s empowerment and rural Department of Investment and Public Asset Management skills development in the country. The initiative will merge (DIPAM), the nodal agency under the finance ministry that SBI’s financial expertise and expansive reach with Oracle’s co-ordinates government disinvestment programme has technology leadership to help local communities drive selected four investment banks namely Nomura, SBI Caps, substantial change and develop a skilled economy. ICICI Securities and IDBI Capital for the proposed share sale in HUDCO – Housing & Urban Development Corporation OTHER BANKS Limited. The Department of Investment and Public Asset ICICI Bank unveild new ‘smart keys’ mobile app Management, the nodal agency under the finance ministry India’s largest Private Sector lender ICICI Bank has launched that coordinates the government’s disinvestment programme a payment service using a smartphone keyboard

19 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016 has selected Japanese investment bank Nomura, which Federal Bank tied up with Chillr for cashless quoted the lowest financial bids . 5 core, and asked of a little transactions over the others to match the fee, according to a senior official Federal Bank tied up with Chillr, a mobile banking application, of a leading investment bank that participated in the process. to provide cashless transactions.Chillr, India’s first and only About HUDCO : multi-bank mobile application, allows users to connect HUDCO has a paid up capital of Rs 2,000 crore, comprising seamlessly with multiple bank accounts and manage all their of 200 crore equity shares of Rs 10 each. It is noted that the banking needs on a single platform, making money transfer government is planning to sell 10% stake in HUDCO, which between bank accounts easier, faster and safer than sending is under administrative control of the urban development a text message.The facility is already available to all customers ministry, through an initial public offering. The proposed of Federal Bank and the bank always believed that digital move is aimed at raising about 1,500 crore on a total valuation services will herald a paradigm shift in banking services. The of 15,000 crore. HUDCO was Established in 1970 it’s Head bank has always striven to be ahead of the curve by Quarter is situated at New Delhi, launching a bouquet of on line services.All transactions on Chillr are initiated directly from the users’ bank accounts and Indian Private Banks at the Top Spots among the authenticated by a secure PIN provided by their banks. The Global Banks on Key Return Ratios mobile banking app integrates with banks directly and Leading Indian private banks namely HDFC Bank, Axis provides total security for all transactions. The easy to use Bank and ICICI Bank along with their Chinese peers China app is available on Android, Windows and iOS operating Construction Bank Corp (CCB), Industrial and Commercial systems. Bank of China (ICBC) and Agricultural Bank of China (ABC) occupy the top six slots among global banks on key Syndicate Bank launched Project Ananya to return ratios, namely return on equity (RoE) and return on improve Digital Banking Services assets (RoA). Syndicate Bank has adopted a large scale transformation a) For FY16,HDFC Bank and Axis Bank earned the program called ”Project Ananya” that focuses on improved highest return on assets of 1.91 per cent and 1.67 customer service and offering latest in digital per cent, respectively, followed by CCB, which banking services. clocked return on assets of 1.3 per cent. About Syndicate Bank : HQ – Manipal, CEO – Arun b) ICBC and ICICI Bank completed the top five lists Shrivastava with RoAs of 1.29 per cent and 1.17 per Kotak Mahindra Bank integrates with Flipkart cent,respectively. Mumbai based Private sector lender Kodak Mahindra Bank c) The Chinese banks follow December year-end and, has tied up with the E- Commerce Market Place Flipkart by hence, the data for them is at the end of calendar year 2015. HDFC Bank tops its global peers on RoE expanding the Bank’s in-app shop, mStore which was used to book air tickets, hotels and bus tickets. as well, which stood at 18.63 per cent in FY16. Kotak Mahindra Bank : Headquarters: Mumbai, Founder: d) Axis Bank stood fifth in this table with a RoE of 16.95 per cent, after CCB, ICBC and ABC that Uday Kotak, Founded: 2003, Slogan:Let’s make money simple. reported RoEs of 17.18 per cent, 17.1 per cent and NABARD sanctioned Rs 26.06 crore to Punjab 17.03 per cent. The National Bank of Agriculture and Rural Development Federal Bank joined hand with MMTC for the (NABARD) has sanctioned Rural Infrastructure Development fund of Rs 26.06 crore to the state of Punjab distribution of IGC – Indian Gold Coins also upon this the total grand stood at Rs 7,826.17 crore so Kerala based private sector lender, Federal Bank ties up far.The financial grand will be used for tackling water logging with MMTC(Metals and Minerals Trading Corporation of by building lift schemes in low-lying areas, village ponds India) for distribution of Indian Gold Coins (IGC), the first- and other allied works in the state.The project will benefit Ever National Gold offering by the Government, which was 5,913 hectares of land in 87 villages of Muktsar and Fazilka launched by Prime Minister Narendra Modi. districts. The project will pave the way for farmers to cultivate About Federal Bank : HQ – Kochi, CEO – Shyam Srinivasan, crops in the previously waterlogged areas after a long gap. Establishment – 1945 NABARD : HQ: Mumbai, Chairman: Harsh Kumar Bhanwala

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The Bank was set up on the recommendations from B. the bank and begin its operations in 2017. The India Post Sivaraman committee which was formed by RBI. Government Payments Bank aims to become the most accessible bank in of India holds 99% stake in NABARD. the world, riding on advanced banking and payments technology. Coupled with physical presence across1.55 lakh Bank of Baroda tied up with start-up Fisdom post offices and the reach of the postman, the India Post India’s leading public sector bank, Bank of Baroda has tied Payments Bank plans to become a powerful and effective up with a financial technology start-up Fisdom for personal vehicle of real financial inclusion in the country. wealth management services. Fisdom app helps users make financial investments in an easy and paperless manner by Union Bank of India launches USSD based mobile blending cutting-edge technology with personalised financial app for basic banking needs with NPCI advice. It helps people manage their money with the help of National Payments Corporation of India (NPCI) ties up with a robo-advisor. Besides, the bank has also entered into a Union Bank of India to launch an USSD based *99# mobile pact with six other fintech companies, proficient in different application for their customers. USSD (Unstructured areas. Supplementary Service Data) is a GSM based technology that is used to send text between a mobile phone and an Corporation Bank launched group credit life application program in the network. insurance scheme *99# Mobile App Mangalore-based mid-sized public sector bank, Corporation f& The App does not require data/ internet as USSD is fast Bank has launched ‘group credit life insurance scheme’ of in doing transactions. It is available in multiple language LIC of India in Mangaluru. It has been launched by the Jai (in 10 languages.) Kumar Garg, Managing Director and Chief Executive Officer f& The app comes various features like banking transactions of Corporation Bank. The scheme has been made available like checking account balance, send money, MPIN initially at all the branches of Mangaluru zone. It will later be management. extended to all the branches of the bank. The scheme is f& The App also provides Value Added Services like checking available to customers in the age group of 18-60 years who Aadhaar linked Overdraft status and PMJDY account have taken term loan from the bank. Overdraft status. FINANCIAL NEWS IRDAI Slaped Rs 35 Lakh Fine On Bharti AXA Central Govt. imposed additional penalty of 2,500 General Insurance crore on Reliance Industries Hyderabad based Insurance Regulatory and Development The Central Government has slapped an additional penalty Authority(IRDAI) has imposed Rs 35 lakh fine on Bharti Axa of $380 million – Rs 2,500 crore on Reliance Industries and its General Insurance Co Ltd for violation related with an partners for producing less than targeted natural gas from inspection finding during December 2012 to March 2013. eastern offshore KG-D6 fields. This is the fifth penalty in as many years that the government has imposed on the operators BSE got approval to establish International of the KG Basin gas field, in form of disallowing recovery of exchange at GIFT cost incurred, for missing the production target since April Mumbai based Bombay Stock Exchange has got approval 2010. The accumulated penalty now stands at a $2.76 billion. from the Corporate Affairs Ministry to establish BSE International Exchange and BSE International Clearing India Post Payments Bank Incorporated Sets to Corporation at Gujarat International Finance Tec-city begin in 2017. (GIFT).In this regard BSE had signed a MoU with GIFT India Post Payments Bank has come into existence after SEZ to set up the two entities at the GIFT city — India’s first it received certificate of incorporation from the Registrar of International Financial Services Centre (IFSC) in January last Companies, setting the stage for the new bank to begin year.BSE’s centre in the GIFT SEZ-IFSC will also provide operations in 2017.The India Post Payments Bank has platform for global securities listed on the international received the Certificate of Incorporation from the Registrar exchanges such as NYSE, LSE, NASDAQ. of Companies, Ministry of Corporate Affairs under Bombay Stock Exchange:- Founder: Premchand Roychand the Companies Act 2013.With the incorporation, the Board on July 9, 1875 of the India Post Payments Bank Limited is likely to be f& Headquarters: Mumbai constituted soon. The incorporation of the IPPB Ltd is a f& CEO: Ashish Chauhan significant step forward as this also paves the way for the bank to begin hiring of banking professionals to set up

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MSME Data Bank Portal and Online Finance and small and medium enterprises pan-India customer Facilitation Web Portal launched by Union finance base, robust distribution network and strong brand name. Minister Arun Jaitley Ponzi schemes not under our purview: SEBI Finance Minister Arun Jaitley launched an online finance Market Regulator SEBI has clarified that any regulatory facilitation portal for the micro, small and medium enterpris purview over Ponzi schemes will come under purview of state (MSMEs) to facilitate ease of doing business at New Delhi. governments. The state government is the responsible to He launched two important initiatives of the Ministry of protect investors. MSME – MSME Data Bank Portal and Online Finance Ponzi Schemes: Facilitation Web Portal. The online finance facilitation centre A Ponzi scheme is an investment fraud in which fraudulent will allow the MSMEs to apply for loans from the various companies woos clients promising a large profit in short term banks on the NSIC – National Small Industries Corporation at little or no risk at all. Such entities are focused on attracting portal. The online finance facilitation centre will allow the new clients to make investments. Thereby new investments MSMEs to apply for loans from the various banks on the (income) are used to pay original investors their returns, NSIC (National Small Industries Corporation) portal and NSIC marked as a profit from a legitimate transaction. has also signed a MoUs (memorandum of understanding) with 33 banks, 14 of whom have agreed to associate with the Airtel and Vodafone unveils e-KYC solution to use online finance facilitation portal. The initiatives were Aadhar number for SIM activation launched on the side-lines of 14th Meeting of the National Bharti Airtel and Vodafone has started rolling out Aadhaar Board of MSME in the presence of Union MSME Minister based e-KYC solution following the notification by the , MoS MSME Ministry , Haribhai Department of Telecom, Government of India. Telecom Parthibhai Chaudhary and MSME Secretary K K Jalan. operator Vodafone will roll out e-KYC facility across 4,500 stores in India that will quickly activate SIMs of its customers SEBI’s first phase of new enterprise portal goes live with an Aadhaar number. Markets regulator Securities and Exchange Board of India ONGC launched Rs 100-crore start-up fund (SEBI) has initiated the first phase of its new enterprise portal Dehradun based Oil and Natural Gas Corporation Ltd (ONGC) to facilitate accurate and timely circulation of information to has launched Rs 100-crore start-up fund on its Diamond internal and external stakeholders. The portal, developed by Jubilee year. The company started operations back in IT firm Tech Mahindra, provides an e-platform to registered 1956.The initiative, named ONGC Start-up which also in tune and prospective intermediaries to interact in a secure, with government’s flagship programme Start-up India to transparent, and paperless manner with SEBI. foster, nurture and incubate new ideas related to oil and gas Non-Performing Assets (NPA) of commercial sector. Upon this ONGC start-up iniative the company would banks increased around 4% promote entrepreneurship among younger Indians by providing the entire support chain for start-ups, including The Union Government has declared that the Non-Performing seed capital, hand-holding, mentoring, market linkage and Assets (NPA) of commercial banks have increased by around follow-ups. 4% in the from March 2015 to March 2016. NPA NEWS IN BRIEF A Non-performing asset(NPA) is defined as a credit facilityin  The boards of HDFC and Max Financial’s groups respect of which the interest and/or installment have given their nod to merge their respective life of principal has remained ‘past due’ for a specified period of insurance entities. This will pave the way for more 90 days. In simple terms, an asset is tagged as non performing consolidation in the life insurance space. when it ceases to generate income for the lender.  The Bombay Stock Exchange (BSE) has signed an RGIC ties up with SVCB to foster the spread of MoU (Memorandum of Understanding) with IIT Kanpur for developing tools for strengthening Insurance Policies on a Pan – India Basis cybersecurity and advising the stock exchange on Reliance General Insurance Company Ltd, Non-life current and future cyber related issues. insurer declare a bancassurance tie-up with Shamrao Vithal  IT giant Infosys is investing $4 million(Rs 27 Co-operative Bank (SVCB). This tie-up will enable Reliance crore) in Cloudyn, an Israeli corporation. This Israeli General Insurance to leverage SVC Bank’s unparalleled retail Corporation is providing software as a service

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(SAAS) solutions for the management and Intel acquires AI start-up run by Indian-origin optimization of hybrid, multi-cloud deployments. entrepreneur American technology major Intel Corporation has announced MERGER, ACQUISITION AND TIE UP that it has acquired California-based deep learning start-up NFAI acquires the Bengali Silent Film – Nervana Systems. Nervana systems run by an Indian-origin Bilwamangal entrepreneur, it provides a full-stack software-as-a-service The National Film Archive of India – NFAI has platform called Nervana Cloud to create their own custom acquired surviving footage of the Indian silent film deep learning solutions.Start-up Nervana Systems was Bilwamangal (1919) from the Cinema the que Francaise, founded by CEO Naveen Rao in 2014. France. This acquisition is considered an important for NFAI Intel Corporation-CEO: Brian Krzanich, Headquarters: at a juncture when they are in the process of implementing California prestigious National Film Heritage Mission to safeguard Country’s cinematic heritage. Apple buys US machine learning startup Turi Apple has confirmed that it has bought US machine learning Reliance Brands ties up with Scotch & Soda startup Turi as Silicon Valley giants focus on a future rich Reliance Brands, a part of Reliance Industries Group declared with artificial intelligence. Turi specialises in enabling a long-term master franchise agreement with Amsterdam- developers to imbue software applications with artificial based fashion brand Scotch & Soda. Through this intelligence. The move will help Apple to step up its artificial partnership, Reliance Brands will offer Scotch & Soda intelligence efforts to compete against rival services from products across mens wear, women wear and children wear Amazon, Google, and Microsoft. categories through all channels of sale. Job portal Monster sold for USD 429 million Tech Giant Microsoft’s Xbox Acquires seattle Amsterdam-based human resource consulting firm Randstad based Live Streaming Platform – Beam Holdings has announced that it would acquire job portal Microsoft’s Xbox team acquired Beam, an interactive live Monster Worldwide for USD 429 million in cash. streaming platform for gamers.Xbox is a video gaming brand created and owned by Microsoft. Freecharge inked partnership with PayUbiz India’s digital payments platform Freecharge has partnered Times Internet partners HDFC Bank to launch with the leading payment gateway solution provider, PayUbiz, co-branded Debit Card to further strengthen its merchant base and help consumers Times of India Group’s Times Internet in cooperation with move from cash to digital payments. This integration allows Mortgage lender HDFC launched co-branded debit cards. It Freecharge to tap PayUbiz’s more than 10, 000 online will have a daily shopping limit of Rs 2.75 lakh and an ATM merchants. The partnership draws Freecharge closer its withdrawal limit of Rs 1 lakh.This is the second co-branded vision of creating an ecosystem where organized and card launched by Times Internet with HDFC Bank, back in unorganized merchant networks can accept electronic 2013 both the majors jointly launched Credit card focused payments through one secure platform. on Entertainment segment. Co-Branded Debit Card: Uber China Merged with Didi Chuxing f& The Times Points HDFC Bank Debit Card will offer at least China’s Didi Chuxing and Uber have now both confirmed 10 per cent discount on online shopping on retail, groceries that Didi has agreed to buy Uber’s separate business in and dining space and also offers reward them for engaging China. The deal, according to a person familiar with the with the Times Internet sites. matter, that would value the combined company at $35 billion. f& It also comes with a personal accidental death cover up Didi Chuxing is China’s leading taxi company and the service to Rs 10 lakh per customer, international air accidental death provider in the market with more than 85 percent stake. After cover of Rs 50 lakh and zero liability cover up to Rs 1 lakh on the merger, Uber’s stake will be 5.89 per cent in Didi Chuxing. fraudulent and skimming transactions. Uber CEO Travis Clanik and the founder of Didi companies Cheng Wei will be the board members. Chuxing will invest a Aditya Birla Nuvo to merge with Grasim billion dollars (about Rs 6,700 crore) in Uber out of China. The Aditya Birla Group has announced a plan to merge Aditya Birla Nuvo Ltd (ABNL) with Grasim Industries to  create an entity with combined revenue of Rs 60,000 crore.

23 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016 AWARD & HONOUR Motor Giant Tata Auto Comp to acquired TitanX The Indian Film Festival Melbourne 2016 The Pune-based Tata AutoComp Systems, the Tata group- The Indian Film Festival Melbourne 2016 kick started at promoted auto component firm, is set to acquire TitanX, a Melbourne Recital Centre, Australia. The function glitters global engine-cooling solutions firm that caters to commercial with full of guests flowed in belonging to not only Australian vehicle manufacturers. Film Industry but also Pakistan industry. AWARD The theme for this year 2016 is ‘Women CLRI scientist P Shanmugam awarded with APJ Empowerment’. Angry India Goddesses, Indian Film Festival of Melbourne 2016 (IFFM) Award Abdul Kalam Award winners: Central Leather Research Institute’s (CLRI) Principal Scientist 1. Best Actor (Male) – Nawazuddin Siddiqui for Raman P Shanmugam has been awarded with the APJ Abdul Kalam Raghav 2.0 Award for his meritorious services in the Higher Education 2. Best Actor (Female) – Sonam Kapoor for Neerja Department of Tamil Nadu. 3. Best Director – Shakun Batra The award includes a certificate, 5 lakh rupees cheque and 4. Best Indie Film – Thithi also 8 gram gold medal. 5. Best Film Award – Kapoor & Sons A R Rahman honoured with Tamil Ratna Award 6. Diversity Award for Contribution in Indian Cinema Singer and music composer A.R. Rahman has been honoured – Fawad Khan with the Tamil Ratna Award.This award was presented by 7. Indian Film Festival Excellence in Cinema New York based Tamil Sangam.Here, Rahman was bestowed Award(lifetime achievement award) – Rishi Kapoor. with the honour after his concert at the United Nations ‘People vs OJ Simpson’ wins big at 2016 TCA General Assembly (UNGA) chamber. Awards Pt Shiv Kumar Sharma to be honored with lifetime American Crime Story the People vs OJ Simpson has topped achievement award in the Television Critics Association Awards 2016. The Crime Sursagar Society of Dilli Gharana has announced that Santoor Story’s Sarah Paulson received Individual Achievement in maestro Pandit Shiv Kumar Sharma will be conferred upon Drama. with the annual Sangeet Martand Ustad Chand Khan Lifetime Indian Artist won 2016 PEN/Heim Translation Achievement Award 2016. is the master Fund Grant instrumentalist of the Santoor, after some years as a vocalist. Anita Gopalan, A Bangalore based Translator and artist has Pathankot NSG Martyr gets Shaurya Chakra and been awarded the 2016 PEN/Heim Translation Fund Grant for Hangpan Dada Honoured with Ashok Chakra her English translation of Geet Chaturvedi’s Hindi novel Shaurya Chakra was conferred to Lt. Col. E.K. Niranjan of “Simsim” . It is noted that Anita Gopalan is the second Indian the National Security Guard posthumously, as he gave writer and First Woman translator to be titled the winner of supreme sacrifice while defusing a grenade at the scene of the PEN/Heim Translation Fund. the terror attack at Pathankot.Important to mention here that IOA chief Ramachandran awarded the Olympic Shaurya Chakra is peacetime gallantry medal. Order Also Ashok Chakra was conferred to Havildar Hangpan Dada Indian Olympic Association (IOA) President, N. posthumously on the eve of Independence Day. He was Ramachandran was awarded the Olympic Order for his serving with Assam Regiment/35th Battalion of the Rashtriya outstanding services to the Olympic movement. The Olympic Rifles. Important to mention here that Ashok Chakra is highest Order is the highest award of the Olympic Movement and is peacetime gallantry medal. awarded for particularly distinguished contributions to the 25th Vyas Sammam award 2015 Olympic Movement, that is, recognition of efforts worthy of Well-known Hindi scholar and writer Sunita Jain’s poetry merit in the cause of sport. It was established in May 1975. collection Kshama has been selected for the prestigious 25th Vyas Samman 2015 for her poetry collection “Kshama”.

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23rd Rajiv Gandhi National Sadbhavna Award Indians who have been conferred the Chevalier Order include Well-known UP hailed singer Shubha Mudgal named for 23rd actors Sivaji Ganesan, , Aishwarya Rai, Rajiv Gandhi National Sadbhavna Award for her exceptional Nandita Das and Shah Rukh Khan. contribution in the areas of communal harmony, peace and BEL head bags top award goodwill. The singer has been presented with the award on SK Sharma, Chairman and MD, Bharat Electronics Limited Sadbhavna Diwas Day on August 20. (BEL), has been awarded as the Most Enterprising CEO in Telangana Aarogyasri Trust bags FICCI award Electronics Sector by the Indo Global Business Council The GPS-enabled mobile app of the Telangana Aarogyasri (IGBC), a policy think-tank based in New Delhi. Healthcare Trust bagged this year’s Federation of Indian NEWS IN BRIEF Chambers of Commerce & Industry (FICCI)’s healthcare  Bangalore based Indian Institute of Science (IISc) excellence award. It is the IInd award for the app having has bagged the 5 Medals for Young Scientists award secured the ‘Elite Smart Healthcare Conclave’ for being the 2016.It was awarded by the Indian National Science most important mobile app in the nation. Academy (INSA). to get prestigious French honour  Late Iranian director Abbas Kiarostami has been Famous Actor Kamal Haasan will be awarded the Chevalier selected for the Asian Filmmaker of the Year Award de L’Ordre Arts et Lettres (The Knight of the Order of Arts at the Busan International Film Festival. He passed and Letters) by the French government. The Order is part of away on July 4 at the age of 76. France’s premier award, the Legion of Honor. The order of  filmmaker N Chandra was honored with merit is awarded “to recognize eminent artists and writers, as the Lifetime Achievement award during the 8th Goa well as people who have contributed significantly to State Film Festival held at Goa furthering the arts in France and throughout the world.” Other  BOOK & AUTHOR

‘One Indian Girl’: Chetan Bhagat’s new novel Development which is narrating the state’s journey Chetan Bhagat, announced the title of his upcoming fiction since its inception in 2000 One Indian Girl through his twitter handle which was  A book titled R D Burmania: Panchamemoirs accompanied with a link to a video teaser. Bhagat has authored by Chaitanya Padukone was released. The released on YouTube, which recites about the book narrated book throws light on the legendary musician Rahul by an Indian girl, Radhika, who is getting married in a Dev Burman. fortnight.The famous author had authored 7 books which  The President of India, Shri includes five fiction and two non-fiction and his last received a copy of book ‘Grassroots Innovation’ book, ‘Half-Girlfriend’ is being adapted into a film of the same authored by Prof. Anil K. Gupta of IIM Ahmedabad name starring Bollywood actors Arjun Kapoor and Shraddha who is also the Vice Chairman, National Innovation Kapoor. Foundation at Rashtrapati Bhavan. Harry Potter and the Cursed Child book launched  A book titled The Ocean of Churn: How the Indian Ocean Shaped Human History authored by Sanjeev The book based on the script of the play ‘Harry Potter and Sanyal was released in August 2016. The book the Cursed Child’ launched globally. This is JK Rowling’s narrated the history of The Indian Ocean, which eighth Harry Potter story written along with Jack Thorne stretches across East Africa, the Middle East and and John Tiffany. Thorne scripted the two-part play based the Indian subcontinent to South East Asia and on the original story, which begins 9 years after ‘Harry Potter Australia. and the Deathly Hallows’, which was published in 2007. NEWS IN BRIEF  Uttarakhand Governor K K Paul released a book  titled Uttarakhand: Fifteen Years of

25 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016 PERSON IN NEWS

WORLD P D Gupta : Eminent scientist P D Gupta was appointed as Youssef Chahed: Youssef Chahed – A minister in Tunisia’s Vice Chancellor of Mumbai-based Homi Bhabha National previous government announced that he has been nominated Institute (HBNI). The HBNI is an aided institution of the as the country’s new prime minister and quickly warned Department of Atomic Energy and is a deemed to be Tunisians to brace themselves for “exceptional sacrifices.” university under the UGC Act. About Tunisia: Dr Prashant Murumkar : Dr Prashant f& Capital – Tunis, Murumkar, Assistant Professor at Faculty of Pharmacy of f& Currency – Tunisian dinar The MS University of Baroda here has been selected for Takehiko Nakao: Board has prestigious ”Indian Council of Medicinal Research (ICMR) re-elected Takehiko Nakao as the multilateral funding International Fellowship Award’. agency’s president for a five-year term beginning 24 Sudhanshu Mani : Sudhanshu Mani has been appointed November, 2016. as General Manager, Integral Coach Factory. Edgar Lungu: Zambian and Patriotic Front’s Bhaskar Khulbe : Bhaskar Khulbe, a Senior IAS officer (PF) Presidental Candidate Edgar Lungu has won the re- of 1983 batch of West Bengal cadre has been appointed as election in a common voting against his main National Secretary to Prime Minister Narendra Modi. He was development Party Rival. Additional Secretary in Prime Minister’s Office. Zambia-Capital: Lusaka, Currency: Zambian kwacha, Rani Singh Nair : Senior Indian Revenue Service(IRS) President: Edgar Lungu officer Rani Singh Nair is set to be appointed the Central Dr Renu Khator: India based American woman academic Board of Direct Taxes (CBDT) chairperson, with incumbent Dr Renu Khator is to be inducted into the Texas Women’s Atulesh Jindal retiring. Hall of Fame for making significant contribution for the Dilip Rath: Dilip Rath took over as the chairman of National benefit of the Texas state Dairy Development Board (NDDB), after the department of personnel and training (DoPT), Government of India gave INDIA him the additional charge of the post until the appointment Four new governors appointed for the state of of a regular incumbent. Punjab, Assam, Manipur and UT Andaman Islands D K Gayen : D K Gayen has assumed charge of new President Pranab Mukherjee appointed four new governors General Manager of East Central Railway (ECR) with on 17th August . The appointment includes headquarters at Hajipur in Bihar. i. State of Manipur – ii. State of Punjab – V.P. Singh Badnore BILATERAL iii. State of Assam – Banwarilal Purohit. Shri Vishvas Vidu Sapkal: Shri Vishvas Vidu Sapkal, iv. Lieutenant- Governor of Andaman and Nicobar Officer of Indian Foreign Service – 1998 batch, presently High Islands –Jagdish Mukhi. Commissioner of India to the Republic of Fiji, has been Manjula Chellur:Manjula Chellur, chief justice of the concurrently accredited as the High Commissioner of India Calcutta High Court, has been appointed Chief Justice of to the Republic of Kiribati, with residence in Suva (Fiji).He is the Bombay High Court with effect from August 24. expected to take up his assignment shortly. Iqbal Ahmed Ansari: Justice Iqbal Ahmed Ansari was Birender Singh Yadav : Birender Singh Yadav has been sworn in as the Chief Justice of Patna High Court. His oath appointed as the next High Commissioner of India to the of office was administered by Bihar Governor Ramnath West Africa’s Republic of Ghana. Yadav will succeed K. Jeeva Kovind at Raj Bhawan in Patna. Sagar in Ghana. Sandeep Kumar:Sandeep Kumar has been appointed as Republic of Ghana -Capital: Accra, Currency: Ghanaian cedi, the Transport Commissioner of Delhi. President: John Dramani Mahama K M Hanumantharayappa: K M Hanumantharayappa Shri Yogeshwar Sangwan : Shri Yogeshwar Sangwan, has assumed charge as new Chairman of Central Silk Board, presently Ambassador of India to the Republic of Armenia, Union , for a period of three years. He is has been concurrently accredited as the Ambassador of India the 25th Chairman of the Central Silk Board. to Georgia, with residence in Yerevan (Armenia).

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Ms. Anitha Nayar Ms. Anitha Nayar India’s present Gautam Eknath Thakur : Gautam Eknath Thakur has ambassador to Lebanon Ms. Anitha Nayar is to be appointed been elected Chairman of the leading co- operative as the next Ambassador of South American country, Chile. banker,Saraswat Bank. Saraswat Bank is an urban co- operative banking institution based inMumbai, Maharashtra CORPORATE and operating as a co-operative bank since 1918. Pawan Munjal : The Board of Directors at Hero MotoCorp Garg : Ashok Kumar Garg has been has reappointed Pawan Munjal as the Chairman, Managing appointed as ED of Bank of Baroda. Director (CMD) and Chief Executive Officer (CEO) of the Gopal Murli Bhagat : Gopal Murli Bhagat as ED of company for a period of around five years. Corporation Bank Sriram Rajamani : Microsoft declared the appointment Himanshu Joshi : Himanshu Joshi appointed ED on board of Sriram Rajamani as the new Managing Director (MD) of of OBC its India Research Lab. Pawan KumarBajaj: Pawan KumarBajaj as Managing Umang Vohra : Leading Drugmaker Cipla Ltd appointed Director of UBI Umang Vohra its new managing director and global CEO. Ravindra Prabhakar : Ravindra Prabhakar Marathe as Manish Tandon : Manish Tandon has been appointed as Chief Executive Officer (CEO) Bank of Maharashtra. the Chief Executive Officer (CEO) of the CSS Corp, a global Technology Support company. VISITE Deepika Padukone :Vistara, is an Indian domestic airline : External Affairs Minister Sushma based in Gurgaon has announced that Bollywood actor Swaraj will address the 71st session of the United Nations Deepika Padukone will be their new brand ambassador. General Assembly (UNGA) on September 26 in New York. KK Khurana : KK Khurana, General Manager in-charge, RESIGN has taken over as Head of BHEL Corporate R&D with effect : Former Comptroller and Auditor General (CAG) from August 4, 2016. of India Vinod Rai has stepped down from private sector R S Sodhi : Amul Managing Director (MD) R S Sodhi has been appointed as independent director on the board of India lender IDFC Bank’s board. Post Payment Banks (IPPB) - the payments bank arm of postal OBITUARY department. Gobind Tej: Renowned Odia filmmaker, actor and director Bharti Mittal: Sunil Bharti Mittal has been re- Gobind Tej died in a private hospital in Bhubaneswar at the appointed as theChairman of telecom giant Bharti Airtel for age of 88. another five year, with effect from October 1, 2016. Kalikho Pul: Former Arunachal Pradesh chief minister Anant Maheshwari : IT major Microsoft India Kalikho Pul was found dead in the CM residence where he appointed Anant Maheshwari as the President of its India’s found hanging. operations. He will join the office from September 1.He is set Arthur Hiller: Canadian-American director and former to take over from Bhaskar Pramanik, Chairman. Academy president Arthur Hiller has passed away in Los Banking Angeles of natural causes. He was 92 years old. Ashok Chawla : Ashok Chawla to take over as YES Bank Ahmed Zewail: Nobel Prize-winning Egyptian-American non-executive chairman chemist Ahmed Zewail, a science and technology advisor to Anand Sinha : Former RBI Deputy Governor Anand Sinha President Barack Obama and the first U.S. science envoy to was appointed to the Board of IDFC Bank. Anand Sinha will the Middle East, has passed away in the United States. join this Bank as an Additional Director in the category of Gurdial Singh: Prominent Punjabi writer and Jnanpith Independent Director on the board with effect from 1 August awardee Gurdial Singh passed away in Bathinda on August 2016. As Vinod Rai has resigned, after serving on the board 16, when he was under treatment in a private hospital in for a year. Vinod Rai is a former Comptroller and Auditor Bathinda for the last about 10 days. General of India who served as a Nominee Director João Havelange: Former FIFA President João Havelange representing IDFC Limited on the board of IDFC Bank. has passed away at Samartino Hospital, Rio de Janeiro. He : However, Vinod Rai will still continue to be non-executive was 100 years old. He was 7th head of international football’s independent chairman of IDFC Limited. governingbody FIFA from 1974 to 1998. Dinesh Kumar Khara : Dinesh Kumar Khara has been Swami Maharaj:Spiritual Guru Pramukh Swami Maharaj appointed as a Managing Director (MD) of State Bank of passed away, he was Head of Boachasanvasi Akshar India (SBI), which is India’s largest lender.

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Purushottam Sanstha (BAPS) and had large number of Jyothi Lakshmi: Veteran Tamil and Telugu actress Jyothi followers across the world. Lakshmi passed away after long battle with blood cancer at B P Kesri: Renowned educationist Prof B P Kesri of a hospital in Chennai. She was 63 year old. Jharkhand state has passed away in Ranchi district in his TKV Desikachar : Renowned Yoga Guru TKV Desikachar age of 80’s. has passed away following a brief illness in Chennai. T A Razzaq: Malayalam scriptwriter T A Razzaq, 58 passed Bernard Farrelly : Australian surfing champion Bernard away at Kochi while undergoing treatment for liver ailment Farrelly, best known as Midget for his slight size, has passed at a private hospital in Kochi on August 16. away. Charti Lal Goel: Former speaker of the Delhi Mahim Bora : Noted Assamese litterateur Mahim Bora Assembly Charti Lal Goel passed away. He was 89. He was has passed away due to old age problems. the first speaker of Delhi assembly. Subrata Banerjee : Former international umpire Subrata Hanif Mohammad : Hanif Mohammad, Legendary former Banerjee dies. Subrata Banerjee, the former international Pakistan batsman died at the age of 81 after a battle against umpire, died at the age of 71 in Kolkata. Banerjee had a 15- cancer and respiratory problems.He was dubbed ‘the Little year career at the international level, where he officiated in Master’ years before the sobriquet was given to India’s 13 ODIs. .  PLACE IN NEWS

Calicut University, Kerala Pune A first-of-its-kind, Initiative for a touch and feel garden for India’s first bio-CNG plant inaugurated in Pune the visually impaired people in the country was inaugurated India’s first bio-CNG plant was finally launched in Pune, on August 11 in the premises of Calicut University.The Maharashtra. Here, the plant was jointly inaugurated by garden comprises of 70 aromatic, medicinal and herbal plants Union Minister of Transport and Union Defence brought from various parts of India.The visually impaired Minister Manohar Parrikar. will study the plants not only by touching, feeling and smelling them, but also getting information about them Ladakh through audio inputs.By touching the name board with The Archaeological Survey of India (ASI) has discovered an audio pen, the person can listen to the description of the an ancient camping site dating 8500 BC in Ladakh in Jammu particular plant and its flower. and Kashmir, indicating humans were camping in thearea 10,500 years ago.The site was found at an altitude of 14,000 Donja Village of Maharashtra feet on the way from Saser La to Ladakh in Nubra valley the Master Blaster Sachin Tendulkar adopted Donja Village of ASI team had a section work over there. Maharashtra under Sansad Adarsh Gram YojnaCricket icon and Rajya Sabha MP Sachin Tendulkar has selected Donja Visakhapatnam village in Osmanabad district of Maharashtra for development The first National Association of Software and under the Sansad Adarsh Gram Yojna.Sansad Adarsh Gram Services (Nasscom) warehouse has launched at Rushikonda, th Yojana is a rural development programme broadly focusing V isak h ap a tn a m . It is th e 9 warehouse of NASSCOM.It will upon the development in the villages which includes social provide affordable co-working space with incubation for 6 development, cultural development and spread motivation months.It will create wonderful opportunities in emerging among the people on social mobilization of the village markets and boost entrepreneurship community.The programme was launched by the Prime Safdarjung hospital, New Delhi Minister of India, Narendra Modi on the birth anniversary Union Health Minister J P Nadda inaugurated the Affordable of Jayaprakash Narayan, on 11 October 2014. Medicines and Reliable Implants for Treatment (AMRIT) China outlet at Safdarjung Hospital in New Delhi. It is the tenth The 430-metre long and six metre wide Glass Bridge set to be AMRIT outlet centre.The country’s first AMRIT outlet the world’s longest and highest glass bridge will open to opened at the All India Institute of Medical Sciences (AIIMS). visitors in Hunan province of China. What is AMRIT ?

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i. AMRIT pharmacy will sell drugs for some diseases on a military testing range in northern Utah in the United at a discounted rates. States. ii. It would be selling 202 cancer and 186 cardio- Marwa ,Chhattisgarh vascular drugs, and 148 types of cardiac implants. State-run Bharat Heavy Electricals Ltd (BHEL) has AP, Telangana commissioned the second 500 Mw (megawatt) thermal unit American photovoltaic (PV) manufacturer’s Indian at Marwa Thermal Power Station in Janjgir-Champa district subsidiary First Solar Power India announced the commercial of Chhattisgarh. The first unit of Marwa TPS was also operation of 80 MW and 50 MW as part of the 260 MW commissioned earlier by BHEL. Marwa TPS has been set up project portfolio solar power plants in Andhra Pradesh and by Chhattisgarh State Power Generation Company (CSPGCL). Telangana.The proposed Solar plants will produce as much Andhra Pradesh as energy to power that will illuminate2,27,500 average Tata Power Solar planned to Commission 100 Mw Project In homes in India and will displace 204 tonnes of carbon Andhra Pradesh using domestically manufactured cells and dioxide every year. modules, thus fitting in with the government’s ‘Make in India’ Northern Utah,US mission, and makes a huge addition to Tata Power Solar’s PV A team of archaeologist’s spots the ancient tribal fire pit with portfolio in India. tools, a spear tip and tobacco seeds that is 12,300 years old  SPORTS CRICKET Sania-Martina (Indo-Swiss) pair became one of the most ICC Test team Rankings: India become No.1 Test team successful women’s tennis pairings in recent years, winning The Team Rankings: titles at Wimbledon and the US Open last year and Aussie Team Rank Points Open this year.The pair has 3 grand Slams and 11 WTA India 1 112 doubles titles together under their belt, However in Rio Pakistan 2 111 Olympics Sania will partner Rohan Bopanna in the mixed Australia 3 108(-10) doubles. England 4 108 2016 Rogers Cup New Zealand 5 99 Men’s Singles- Novak Djokovic (Serbia) won by defeating  Indian Batting Great Virender Sehwag has been Kei Nishikori (Japan) Women’s Singles- Simona Halep honored with the honorary life membership of the (Romania) won by defeating Madison Keys (the US) Marylebone Cricket Club. Men’s doubles- Ivan Dodig (Croatia) and Marcelo Melo  MRF player Rankings for Test Bowlers (Brazil) In the latest MRF player Rankings for Test Women’s doubles- Ekaterina Makarova and Elena Vesnina Bowlers England Speedster James Anderson has (Russia) topped the list. India off Spinner Ravichandran Ashwin placed at 2nd position. got No 1 spot in women’s doubles by  India women’s team all-rounder Harmanpreet Kaur defeating Martina Hingis created history by becoming the first player from Sania Mirza, paired with Barbora Strycova from the Czech the country to get a contract from an overseas Republic, defeated Martina Hingis and her partner Coco Twenty20 franchise. Vandeweghe 7-5, 6-4. This is the first win for Indo-Czech  Four South African cricketers have been banned pair. With the win, Sania retained her number one status on for allegedly involving in fixing the matches. the women’s doubles ranking as Hingis slipped to 2nd spot. TENNIS Purav Raja and Divij Sharan win Los Cabos Open Sania Mirza and Martina Hingis end partnership Men’s Doubles title World No. 1 Mixed Doubles pair Sania Mirza and Martina Indian tennis Men’s doubles pair Divij Sharan and Purav Hingis have mutually agreed to end their partnership after Raja clinched ATP title at the Abierto Mexicano Mifel in Los the pair showed poor performances in recent times.This

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Cabos, Mexico. This is the second title for the Duo.The Melbourne Sports & Aquatic Centre in Australia.The Qatar unseeded pair has defeated Israeli-British pair of Jonathan seed defeated New Zealand’s Campbell Grayson in the final Erlich and Ken Skupski. match, while In the Women’s event, Pallikal Karthik came up against Egyptian teenager Mayar Hany. OTHER SPORTS Five new games including Karate finds place in India to host Kabaddi World Cup in October 2016 Olympics 2020, Tokyo’s Agenda International Kabaddi Federation announced selected India The International Olympic Committee (IOC) agreed to add to host The 2016 Kabaddi World Cup. The World Cup five new games/events to the sports programme agenda for featuring 12 countries is scheduled to be held in October the Olympic games, Japan 2020. 2016, the dates for the event will be announced later. The games list of Japan Olympics gives way for five new Participants of the tournament include India, USA, Canada, entrants namely, UK, Australia, Iran, Poland, Pakistan, Bangladesh, Korea, 1. Baseball/softball, Japan and Kenya. Kabaddi became a part of Asian Games in 2. Karate, the year 1990 and India has won all the gold medals since. 3. Skateboard, Pro Kabaddi season 4: Patna Pirates lift trophy 4. Sports climbing and for second time 5. Surfing. Patna Pirates beat Jaipur Pink Panthers by 37-29 in the final Lewis Hamilton won 2016 German Grand Prix title of season 4 in the Pro Kabaddi League. Patna, who were the of champions of season 3, dominated the game right from the Mercedes driver Lewis Hamilton has won the 2016 German first whistle. The Patna unit made history as they became Grand Prix title of Formula One. It was his fourth consecutive the only team to lift the trophy twice in the tournament’s win in the 2016 season and overall fifth title of the 2016 history of four editions. season. Earlier in 2016 season, he had won Monaco (May Abhijeet Gupta retains Commonwealth Chess 2016), Canadian (June 2016), Austrian (July 2016), British championship crown (July 2016) and Hungarian (July 2016) Grand Prix. Lewis Grandmaster and former world junior champion Abhijeet Hamilton is a British Formula One racing driver from England, Gupta has added another feather to his cap by retaining the currently racing for the Mercedes AMG Petronas team. Commonwealth Chess championship crown. As the title was Wrestler Sakshi Malik won first Medal for India also won earlier by him in 2015. This is the 20th at Rio Olympics Commonwealth Chess championship and was held in Freestyle wrestler Sakshi Malik won first medal at 2016 Rio Colombo, Sri Lanka. Olympic Games. She won Bronze medal in 58kg NEWS IN BRIEF category.Important to mention here that she is first Indian  Rio bound India wrestler Narsingh Yadav has woman wrestler to win an Olympic medal.Sakshi Malik been banned a four-year by Court of Arbitration for defeated Aisuluu Tynybekova of Kyrgyzstan by 8-5 points Sports following an appeal by WADA. World Anti- to won this medal. First Indian wrestler to win a medal in Doping Agency:Headquarters: Montreal, Canada, Olympics was KD Jadhav, as he got bronze at the 1952 President: Craig Reedie Helsinki Olympic Games.  American swimmer Katie Ledecky set a new world Guwahati to Host ISL 2016 Opening Ceremony record to fetch gold in the women’s 400 metres Hero Indian Super League promoter Football Sports freestyle at the Rio Olympics. Development Ltd have awarded Guwahati to host the  Judoka Rafaela Silva won the women’s 57kh judo opening ceremony and the season opener match of Hero ISL gold at Rio Olympics in Brazil. Along with this, 2016. The Ceremony to be hosted on Indira Gandhi Stadium, Judoka Silva also won the first gold for the host Sarusajai. country Brazil at the Olympic Games Rio 2016.  Michael Phelps won his fourth consecutive 200m Al Tamimi and Pallikal Karthik Capture Australian individual medley Olympic title. After this win, he Open Crowns became the first swimmer ever to win four Qatar’s Abdulla Mohd Al Tamimi and Indian Dipika consecutive golds in the same event. Pallikal are the 2016 Australian Open, Men’s and Women’s  USA has won its 1000th Olympic gold medal. It was crowned champions after they won the title clashes at the won by American women’s team in 4*100 meter

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medley relay. Kathleen Baker, Lilly King, Dana  Indian Olympic Association (IOA) has announced Vollmer & Simone Manuel were team members to a cash award of 50 lakh rupees for the gold medal get it. winning athlete in the Rio Olympics. While 30 lakh  ITC’s health and hygiene brand, Savlon has roped rupees for silver and 20 lakh rupees for bronze. in ace shuttler as its brand  Oil major’s ONGC team was the crowned ambassador. Champions in the PSG Trophy by beating the Tamil  Dipa Karmakar, the Indian Gymnast, created history Nadu State team by 84­ -72, in title clash of the 52nd by becoming the first Indian gymnast to enter the All India Olympic final at the Rio Olympic Centre.  Basket Ball Championship held in . In  129th IOC Session in Rio elected Nita Ambani , the the Nehru trophy Kumarakam Vembanad Boat Club founder and chairperson of the Reliance Foundation maneuvered Karichal Chundan were the crowned as the first Indian woman member of International Champions of the 64th Nehru Trophy in the Olympic Committee. electrifying boat race held at Punnamada lake in  Cristiano Ronaldo has been voted UEFA’s 2015-16 Alappuzha Kerala. Best Player in Europe ahead of Real Madrid team mate Gareth Bale and Atletico Madrid’s Antoine Griezmann.  SCIENCE & TECHNOLOGY

World’s first Quantum Communication Satellite media platforms without having to access individual launched by China websites. China launched the world’s first quantum satellite, which will China launched Gaofen-3 Satellite to get accurate help it establish ”hack-proof” communications between space and the ground, which is the latest advance in an images of earth ambitious space programme. This satellite was launched from China launched the Gaofen-3 Satellite, which is known to be the Jiuquan Satellite Launch Centre in the remote China’s first Synthetic Aperture Radar (SAR) imaging northwestern province of Gansu. satellite. This satellite was launched from the Taiyuan The main aim of this satellite is to help establish hack-proof Satellite Launch Centre in northern Shanxi province on 10th communications between space and the ground. August, 2016. Gaofen-3 Satellite is a high-resolution satellite for the protection of its maritime rights as the South China Virtual Reality Headset called Project Alloy Sea dispute continues to simmer. launched by Intel Intel has unveiled a Virtual Reality headset to take on Oculus, Orkut creator launched new social network called HTC and Microsoft. This headset, called Project Alloy, will Hello San Francisco based Hello Network, Inc which was founded offer ‘mixed reality’ – bridging the gap between VR headsets such as the Oculus Rift and AR headsets such as by orkut creator Orkut Büyükkökten come up with new social the Microsoft Holo Lens, which projects holographic data network called Hello, which is available on mobile only.The Hello platform designed to help connect with people who onto the wearer’s field of vision. share passions. In fact Hello is probably the most widely External Affairs Ministry joins hand with Facebook spoken word in the world after Okay.The for the launch of a new App integrating various Orkut website owned and operated by Google in which users media handles meet new and old friends and maintain in effect relationships The External Affairs Ministry launched an app integrating came to an end on September 30, 2014. the websites and social media handles of over 170 Indian missions abroad on a common platform. This app developed Ikea laid the foundation for first Indian store in in cooperation with social media giant Facebook. This app Hyderabad will help people connect with Indian missions abroad and Netherlands based IKEA who designs and sells ready-to- the Ministry of External Affairs through a range of social assemble furniture appliances and home accessories worldwide has laid the foundation in Hyderabad for its first

31 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016 store in India.The company will cough out Rs 700 crore in Mobikwik launched partial payment for bus tickets setting up the store in Hyderabad. It is one of the first firm to booking get government approval under 100 per cent FDI in single The new entrant in the bus booking industry MobiKwik brand retail for setting up a store. announced its first initiatives to capture the lead position in the industry by end of 2016. The company has announced Ola launched intra-city rental service ‘Ola Rental’ partial payment for ticket reservation and cash pick up for Cab aggregator Ola has launched Ola Rentals which will bus tickets booking, further simplifying the user’s journey. simplify intra city travel with affordable hourly packages The overall bus booking segment is valued at Rs. 20,000 on Ola Lux, Ola Prime Sedan & SUV vehicles as well as OLA crore in India and online transactions contribute nearly 15 mini.The OLA rentals currently being available in 35 cities and percent to this segment. will be rolled out in 100 cities across India soon. IBM and Apple opened first global development Union Government unveiled India’s first e-Market hub in India place for Online selling of goods and services by IBM in partnership with Apple has launched a new global Govt. Departments development hub at Manyata Tech Park, Bengaluru. The Commerce Minister launched an “e- hub mainly aims to help the clients in India complete digital marketplace” for online purchase of goods and services by mobility process platform. IBM is also planning to launch various central government ministries and departments. satellite centres in many other countries including China, Complete Transparency- ‘Government e-Market place’ end Romania, and Brazil. to end Digital India platform for government procurement is launched by the Union Minister. L&T got Maharashtra gov contract to convert Government procurement of select goods and services is Nagpur into smart city now possible at a one-stop online marketplace, an Larsen & Toubro to be the implementation partner to make arrangement aimed at improving transparency and bringing Nagpur as Smart city. It is the country’s first large-scale down corruption. integrated smart city.L&T’s business unit ‘Smart World and Communication‘ will execute the project that entails laying South India’s first Doppler weather radar of 1200 km of optical fiber network.The Company will set inaugurated up 136 wifi hotspots across the city and will establish 100 Indian Space Research Organisation (ISRO) Chairman A S digital interactive kiosks and developing city surveillance Kiran Kumar inaugurated the C Band Polari metric Doppler systems. Weather Radar to be installed in the southern states at the Vikram Sarabahi Space Centre in Thiruvananthapuram. This NEWS IN BRIEF is the first of its kind. A Doppler weather radar, which can  Google Unveils its Video Chatting App – Dubbed provide advance information about storms, cyclones and Duo,represents Google’s response to other popular other severe weather conditions also it would be available video calling options, including Apple’s FaceTime, to India Meteorological Department (IMD) to supplement its Microsoft’s Skype and Facebook’s Messenger app. weather predictions. Last year PM Narendra Modi had  In a first ever major overhaul, IITs across the country launched the first Doppler weather radar in Chirapunji in have blacklisted 30 companies, including 28 start- Meghalaya that was jointly built by the ISRO and Bharat ups, for one year with immediate effect which meant Heavy Electricals Ltd (BHEL). they can’t take part in forthcoming campus placements season. President Pranab Mukherjee launched Akashvani Maitree channel HEALTH India state radio broadcaster’s Akashvani Maitree Channel, Novel drug compound inhibiting skin cancer a special Bengali channel targeted at the Bengali-speaking discovered - NCCS Study audience of India, Bangladesh and in other countries, was Researchers from the Pune-based National Centre for Cell launched by President Pranab Mukherjee. The initiative will Science (NCCS) have finally got the success and isolated provide a platform for blending content both from India and cancer stem cells that cause skin cancer. However, they have Bangladesh and preserving Bengali culture. It will be successfully demonstrated that Andrographolide (a broadcast from a state-of-the-art brand new high power compound) isolated and purified from Andrographis 1000Kw DRM transmitter. paniculata (a herb) found in India is effective in inhibiting

32 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016 tumour growth both in skin cancer and lung metastasis in Zika virus may cause long-term memory damage, mice. similar to Alzheimer’s disease: US Researchers According to a study published in the journal Cell Stem Cell, New sensor developed to detect heart attacks in U.S. researchers have found evidence that the Zika virus just a minute may cause long-term damage to the memory which A team of researchers from Ulsan National Institute of mirrors the effects of Alzheimer’s disease.It was found that Science and Technology(UNIST) in South Korea has certain kind of brain cell present in newborns that remains in developed a new electrical immune sensor for swift and some amounts in adulthood can be susceptible to Zika reliable diagnosis of heart Attack. The sensor uses a single infection. droplet of blood to identify the level of cardiac troponin, a type of protein that is excreted by the heart muscle into the  blood which causes acute myocardial infarction, also called heart attack. ENVIRONMENT & ECOLOGY

Rhino horn verification process began in Assam Recovery Plant of Hindustan Copper Limited in Indian Assam Government has started verification of rhino horns, Copper Complex, Ghatsila, Jharkhand. It is the only unit in stored in various treasuries since 1980. However, for this India to produce nickel metal of (London Metal Exchange) purpose, the government recently instituted a Rhino Horn LME grade. Verification Committee. The 12-member committee, which is 16 rare frog species and 3 snake species found in headed by former forest officer and former Assam State the Chinnar Wildlife Sanctuary, Kerala Information Commissioner, Mohan Chandra Malakar will During the first phase of a first of its kind reptile-amphibian be responsible for verifying the genuineness of the rhino survey carried in the Chinnar Wildlife Sanctuary, horns, which were recovered in last three decades and Kerala, Sixteen frog species and three snake species, which stored in various treasuries. have not been spotted in the Chinnar Wildlife Sanctuary Queen of the forest: Machli, Ranthambore’s iconic earlier, have been spotted. tigress, dies Country gets its first tiger repository Machli tigress known popularly as the Queen of Ministry of Environment Forest and Climate change Ranthambore perhaps India’s most iconic big cat and the run Wildlife Institute of India (WII) will establish repository face of the country’s tiger conservation programme, died on tigers, under its new Tiger Cell in Dehradun. This at Ranthambore National Park in Rajasthan. is first such repository in India.The Dehradun-based WII has SC lifted ban on registration of High-end Diesel worked with National Tiger Conservation Authority (NTCA) cars and SUVs having engine capacity of 2000 cc on tiger Conservation and population and created data base and above which includes about 23,000 images of tigers. Upon this if a Supreme Court(SC) allowed the sale of diesel cars and tiger skin is recovered it can check where the tiger might SUVs with engine capacity of2,000cc or more in Delhi and have come from.The Tiger Cell will be headed wildlife the national capital region (NCR) on payment of 1% ex- scientist Y.V. Jhala which will be funded by the NTCA, a showroom cost as environment levy.SC ordered the Central statutory body under the Environment Ministry. Pollution Control Board to open an account in Public Sector Himachal to plant 1 Cr saplings to increase Banks(PSBs) to receive green levy from big diesel car and green cover SUV makersIt will also decide whether the rate of green levy State government of Himachal Pradesh has come up with a on big diesel cars be more than 1% of ex-showroom cost of target of planting over one crore saplings this year to the vehicle. increase green cover in the state. It is the first state to earn Hindustan Copper Limited inaugurates India’s carbon credit.The state has received from the centre Rs 1.93 first facility to produce nickel crore as the first installment for this purpose, which was As the first facility in India to produce Nickel metal of LME distributed to self-help groups. grade from primary resource, Shri. Balvinder Kumar, Secretary, Ministry of Mines, inaugurated the Nickel, Copper and Acid 

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India’s first Nuclear Suppliers’ Insurance Policy LS Speaker inaugurated DRDO exhibition in unveiled by INIP Parliament premises State-run General Insurance Corporation of India in Lok Sabha Speaker Sumitra Mahajan has inaugurated the association with non-life insurance companies unveiled the three-day Defence Research and Development Organisation Nuclear Supplier’s Insurance Policy (NSIP). It is first of its (DRDO) exhibition in the Parliament premises in New Delhi. kind in India.The policy was launched by Atomic Energy The three-day long exhibition will showcase numerous state- Commission (AEC) chairman in Mumbai. The ofthe-art defence technologies, products, and systems move comes a year after launching the Rs 1,500 crore India developed by various DRDO laboratories indigenously. This Nuclear Insurance Pool (INIP) which is the 27th global nuclear would include the BrahMos missile, the ‘Arjun’ main battle insurance pool which was launched. tank, Airborne Early Warning and Control System, Multi Falcon 9 rockets Successfully landed on a floating Barrel Rocket Launcher ‘Pinaka’ Various type of Radars and drone ship other products. The DRDO will also organise a virtual reality display of Arjun Main Battle Tank, BrahMos Missile, One of SpaceX’s Falcon 9 rockets successfully landed on a AEW&C & LCA-Tejas. floating drone ship, after the vehicle launched a Japanese communications satellite into orbit. The feat marks the fourth time SpaceX has landed one of its vehicles at sea and the  company’s fifth rocket recovery overall in 2016. RECENT SUMMIT IN NEWS

First SAARC Youth Parliamentarians Conference Second Counter-Terrorism Financing Summit concluded in Islamabad 2016 & International Meeting on Counter The first South Asian Association for Regional Cooperation Terrorism held in (SAARC) Youth Parliamentarians Conference on ‘Peace and The four day long Counter-Terrorism Financing (CTF) Harmony for Development’ was held in Islamabad, Pakistan Summit 2016 conducted in Bali, Indonesia .The summit from August 16 to 18, 2016 i.e. the two-day intends to offer delivered real outcomes on terrorism financing that young Parliamentarians’ narrative as a prelude to the 19th AUSTRAC and PPATK have developed jointly SAARC Summit to be hosted by Pakistan in November 2016. with Malaysia, the Philippines, Singapore and Thailand. This Do You Know is first of its kind meeting being hosted by Indonesia. From  In this conference, Parliamentary delegates from 8 India side it was represented by the Minister of State SAARC member countries participated. Lok Sabha for Home Affairs Where he had discussed with MP Kalikesh Narayan Singh Deo, is led the three Mr. Wiranto, Minister for Political, Security and LegalAffairs, member Indian delegation. Indonesia about various issues of bilateral importance.  This conference was hosted by the Pakistan Indonesia - Capital: Jakarta, Currency: Indonesian rupiah, National Assembly and was inaugurated by National President: Joko Widodo Assembly Speaker Ayaz Sadiq. India Global Summit to be held in Seoul Maiden National Conference Investigation Global Social India Foundation announced that it is set to Agencies held in New Delhi host the Tomorrow’s India Global Summit, for the proposal The first National Conference of InvestigationAgencies was the Embassy of India in the Republic of Korea has offered its held on 12-13 August, 2016, at Vigyan Bhawan in New Delhi. support during the five-day event in Seoul from September It is jointly organized by the Bureau of Police Research and 25-29.The summit will focus on developing international Development (BPR&D) and the National Investigation collaborations and tie-ups between both the countries in the Agency (NIA) of India. fields of business, education and culture, its debut edition was held in Singapore.

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India to host international summit on tobacco- The two-day meeting of the BRICS Women’s Parliamentarian control Forum was held in Jaipur in which 42 delegates from member India is going to host a crucial global summit in November to countries were participated. Lok Sabha Speaker Sumitra eliminate the illicit trade of tobacco products. The summit is Mahajan inaugurated the meeting which had different plenary scheduled for November 7-12 at the Indian Exposition Mart sessions. A total of 42 delegates attended the meeting. in Noida. In this summit delegates from 180 countries will NEWS IN BRIEF take part. This is the 7th session of the Conference of the  In recognizing the Indian development, World Parties (COP7) to the WHO Framework Convention on Economic Forum(WEF), will host its Tobacco Control (WHO-FCTC). annual India Economic Summit at New Delhi on Two-day meeting of BRICS women October 6-7. Parliamentarian’s forum held in Jaipur  COMMITTEE & ITS FUNCTION Gov constitutes National Committee on Trade set of guidelines for “regulating” the interaction of the Facilitation headed by Pradeep Kumar Sinha department with journalists and media organizations. Centre has constituted a National Committee on Trade Facilitation (NCTF) to develop the pan-India road map for Govt to set up committee to review e-commerce trade facilitation.This move comes after India signed the 76th rules WTO member to accept the TFA in line with the World Trade Union government is mulling to constitute a Organisation in March this year.The Committee comprises committee to review e-commerce rules on foreign direct inter – ministerial body and will be headed by Cabinet investment norms. The committee will study issues pertaining Secretary of India Pradeep Kumar Sinha on trade facilitation with the E commerce Sector also would suggest ways to that will facilitate domestic co-ordination and implementation further promote the growth of the sector.The committee will of TFA provisions.The national level committee will focus be headed by the NITI Aayog CEO, Amitabh Kant, it will on pan-India road map for trade facilitation and will monitor have representatives from four states including Maharashtra the implementation of TFA. and Karnataka.

TVSN Prasad committee formed for exploring  possible alternatives to Pellet Guns Union Home Minister has constituted a VANIK’S KNOWLEDGE GARDEN sevenmember expert committee for exploring possible Important Nuclear Power Plant in India alternatives to pellet guns as non-lethal weapons. The Plant Location State Capacity committee will be chaired by Joint Secretary (Police Narora Atomic Power Narora Uttar Pradesh 440 MW Modernisation) TVSN Prasad. It has been asked to submit Station its report within two months. The committee was constituted Rajasthan Atomic Rawatbhata Rajasthan 1180 MW to rethink on the use of pellet guns after its use by CRPF for Power Station crowd control in Kashmir was blamed for causing fatal injuries Tarapur Atomic Power Tarapur Maharashtra 1400 MW and blindness among protestors during the recent unrest. Station Kakrapar Atomic Kakrapar Gujarat 440 MW CBDT constitutes a committee to review the Power Station Media Policy Kudankulam Nuclear Kudankulam Tamilnadu - MW Central Board of Direct Taxes – CBDT has constituted Power Plant Madras Atomic Power a new committee to “review” the existing media Kalpakkam Tamilnadu - MW policy for communicating the activities of the board and the Station Kaiga Nuclear Power income tax department to the public.The nine-member Kaiga Karnataka 660 MW Plant committee has been created under Central Board of Direct Madras Atomic Power Kalpakkam Tamil Nadu 440 MW Taxes member Gopal Mukherjee and mandated to draft new Station

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August 15 : India’s Independence Day, West Bengal Day, August 1 : Clergy Sexual Abuse Awareness Day US & World Internet Appreciation Day, International International Mourning Day August 3 : World Friendship Day, Liberation Day August 16 : Black day August 5 : International Beer Day August 19 : World Humanitarian Day, World Photography August 6 : Hiroshima Day, Anti Nuclear Day Day August 7 : International Hipster Day August 20 : World Mosquito Day August 8 : World Senior Citizen Day August 21 : World Fashion Day August 9 : Quit India Day (India), Nagasaki Day, International August 23 : International Day for the Remembrance of the Day of the World’s Indigenous People, World Slave Trade and its Abolition (Recognized by Gifted & Talented Awareness Day, National the UN) Women’s Day in South Africa August 24 : Kolkata’s Birth Day, Sanskrit Day August 10 : Dengue Prevention Day, International Sorry August 26 : Namibia Day Ranga (redhead) Day August 29 : National Sports Day (India), International Day August 12 : International Youth Day (Recognized by the against Nuclear Tests, Day UN), Librarians Day August 30 : International Day of the Victims of Enforced August 13 : International Lefthanders Day Disappearances, Small Industry Day August 14 : Pakistan’s Independence Day  INTERNATIONAL & NATIONAL INSTITUTION

1. (WTO) – Founded on – 1964 Headquarters – Geneva, Switzerland 7. World Meteorological Organisation (WMO) – Head – Roberto Azevedo Headquarters – Geneva, Switzerland Founded on – 1 January, 1995 Head – Pettere Talas 2. World Health Organization (WHO) – Founded on – 1950 Headquarters – Geneva, Switzerland 8. International Committee of the Red Cross (ICRC) – Head – Dr Margaret Chan Headquarters – Geneva, Switzerland Founded on – 7 April, 1948 Head – Peter Mauren 3. (WEF) – Founded on – 1863 Headquarters – Geneva, Switzerland 9. International Monetary Fund (IMF) – Head – Klaus Schwab Headquarters – Washington DC, US Founded on – 1971 Head – Christine Lagarde 4. World Intellectual Property Organisation(WIPO Also Founded on – 27 December, 1945 called OMPI) – 10. The – Headquarters – Geneva, Switzerland Headquarters – Washington DC, US Head – Francis Gurry Founded on – July, 1944 Founded on – July 14, 1967 11. United Nations Organization (UN) – 5. International Labour Organisation (ILO/OIT) – Headquarters – New York, US Headquarters – Geneva, Switzerland Head – Ban Ki-moon Head – Guy Ryder Founded on – 1945 Founded on – 1919 12. United Nations Children’s Fund (UNICEF) – 6. United Nations Conference on Trade & Development Headquarters – New York, US (UNCTAD) – Head – Anthony Lake Headquarters – Geneva, Switzerland Founded on – December, 1946 Head – Mukhisa Kituyi

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13. United Nations Populations Fund (UNFPA) – Head – Salil Shetty Headquarters – New York, US Founded on – July, 1961 Head – Dr. Babatunde Osotimehin 25. Commonwealth of Nations – Founded on – 1969 Headquarters – London, UK 14. Asian Development Bank – Head – Queen Elizabeth II Headquarters – Manila, Philippines Founded on – 28 April, 1949 Head – Takehiko Nakao 26. International Atomic Energy Agency (IAEA) – Founded on – 22 August, 1966 Headquarters – Vienna, Austria 15. Asian Infrastructure Investment Bank (AIIB) – Head – Yukiya Amano Headquarters – Beijing, China Founded on – July 29, 1957 Head – Jin Liqun 27. United Nations Industrial Development Organisation Founded on – 4 October, 2014 (UNIDO) – 16. New Development Bank (BRICS Development Bank) – Headquarters – Vienna, Austria Headquarters – Shanghai, China Head – Li Yong Head – K. V. Kamath Founded on – 1966 Founded on – July, 2015 28. Organisation of Petroleum Exporting Countries 17. United Nations Education Scientific & Cultural (OPEC) – Organisation (UNESCO) – Headquarters – Vienna, Austria Headquarters – Paris, France Head – Mohammed Sanusi Bankindo Head – Irina Bokova Founded on – 1961-62 Founded on – 16 November, 1945 29. International Olympic Committee (IOC) – 18. Organisation for Economic Cooperation & Development Headquarters – Lausanne, Switzerland (OECD) – Head – Thomas Bach Headquarters – Paris, France Founded on – 23 June, 1894 Head – Jose Angel Gurria 30. International Cricket Council (ICC) – Founded on – 30 September, 1961 Headquarters – Dubai, UAE 19. North Atlantic Treaty Organisation (NATO) – Head – Dave Richardson Headquarters – Brussels, Belgium Founded on – 15 June, 1909 Head – Jens Stoltenberg 31. The Fédération Internationale de Football Association Founded on – 4 April, 1949 (FIFA) – 20. Asia Pacific Economic Cooperation (APEC) – Headquarters – Zurich, Switzerland Headquarters – Singapore Head – Joseph S. Blatter Head – Dr. Alan Bollard Founded on – 21 May, 1904 Founded on – 1989 32. World Wide Fund for Nature (WWF) – 21. Association of South East Nations (ASEAN) – Headquarters – Avenue du Mont-Blanc, Gland, Vaud, Headquarters – Jakarta, Indonesia Switzerland Secretary-General – Le Luong Minh, Vietnam Head – Macro Lambertini Founded on – 8 August, 1967 Founded on – 29 April, 1961 22. South Asian Association for Regional Cooperation 33. Food & Agricultural Organisation (FAO) – (SAARC) – Headquarters – Rome, Italy Headquarters – Kathmandu, Nepal Head – Jose Graziano da Silva Head-Mr. Thapa Founded on -16 October, 1945 Founded on – 8 December, 1985 34. International Court of Justice (ICJ) – 23. International Maritime Organisation (IMO) – Headquarters – The Hague, The Netherland Headquarters – London, UK Head – Ronny Abraham Head – Kitack Lim Founded on -1945 Founded on – 1959  24. Amnesty International – Headquarters – London, UK

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Assam became first state to ratify The for dependent NRIs.Earlier this year Gujarat had issued an Constitution (122nd Amendment) (GST) Bill, ordinance, called the Gujarat Professional Medical 2014 Educational Colleges or Institutions (Regulation of The Assam Assembly has passed a resolution to become Admission and Fixation of Fees) (Amendment) Ordinance, the first state to ratify The Constitution (122nd Amendment) 2016 which abolishes the entire quota for NRIs in medical (GST) Bill, 2014.Lok Sabha passed this bill on 8th August colleges. 2016 and by the Rajya Sabha on 3rd August 2016. Do You Know - Odisha government to make Aadhar Card  The GST will have two components keeping in mind mandatory for procurement of paddy the federal structure of India, i.e. the Central GST In a bid to maintain transparency and ensure quick payment (CGST) and the State GST (SGST). of dues, the Odisha government has finally decided to make  However, for goods and services that pass through Aadhar Card mandatory for procurement of paddy in the several states, or imports, the Centre will levy state. another tax, the Integrated GST (IGST). On 11th August 2016, in a meeting at the state secretariat in Bhubaneswar, it was decided to link Aadhaar cards of farmers Madhya Pradesh & Delhi passes GST Amendment to the cooperative banks and the peasants’ accounts for Bill online transfer of cost of paddy to be procured from the The Madhya Pradesh and Delhi Assembly ratified the Goods coming kharif season. and Service Tax (GST) Constitution Amendment Bill, With this MP and Delhi became the seventh and eighth State to Nagaland government to grant 33% reservation ratify the historic tax amendment bill. The Goods and Services to women in Urban Local Bodies Tax bill has already been signed by Bihar, Jharkhand, The Nagaland Government decided to grant 33 percent Chhattisgarh, Himachal Pradesh, Assam and Gujarat.The 122 reservation to women in Urban Local Bodies (ULBs). This Constitution Amendment bill was passed by LokSabhaon decision was however taken during a cabinet meeting held August 9 while RajyaSabha cleared it on August 4. in Kohima.By the Chief Minister TR Zeliang, the decision was announced during the State Level Watershed Conference Kerala Govt offered debt relief for poor and low held in Kohima.However, Zeliang has said that the state has income population not been able to avail the annual developmental funds The Kerala government approved a new debt relief scheme granted by the Centre for ULBs, which was a big loss. for low income and poor people who face the threat of revenue recovery proceedings after they fail to repay loans Gujarat govt to implement 7th Pay Commission taken from various financial institutions under the recommendations from 1st Jan government. As a one-time relief, interest and penal interest Gujarat state Cabinet chaired by Chief Minister Vijay pending would be written off or relaxed for loans up to Rs 5 Rupani has approved to implement the 7th pay commission lakh subject to the amount repaid.The scheme, expected to recommendations at a meeting in Gandhinagar.The move will cause an additional burden of Rs 40 crore to the exchequer, benefit over 4.65 lakh Gujarat government employees and would benefit more than 10,000 persons. Kerala:CM – more than 4.12 lakh pensioners, in a move that would cost Rs Pinarayi Vijayan, Governor – P. Sathasivam. 8,513 crore annually to the exchequer.The pay scale’s actual implementation for the employees would start from August 1 Gujarat HC partly quasheed ordinance abolishing and pensioners would commence from October 1, it will come all NRI quota in medical courses into effect from January 1. Gujarat High Court partly quashed a government ordinance abolishing all NRI quota in colleges offering medical Bihar CM unveils bunch of State Development coursesoffered in the state.The High court bench comprising schemes On the eve of Independence Day Chief Justice R Subhash Reddy and Justice V M Pancholi Bihar Chief Minister Nitish Kumar announced a bunch said it is unconstitutional move by the government to cancel of development projects and schemes regarding the “seven quota for genuine NRIs seeking admission in colleges, resolves” adopted by his government for the next five years. However the bench upholding its decision to abolish quota

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On the 70th Independence Day, Nitish Kumar announced under the jurisdiction of Imphal-based Central Agriculture the launch of Student Credit Card scheme from October 2 University in neighboring Manipur was passed by the Lok and this scheme promises Rs. four lakh interest free loan to Sabha. The bill in effect seeks to amend the Central students for pursuing higher education. Another scheme of Agricultural University Act, 1992, that was enacted for the providing free Wi-fi facility would be made available in all establishment and incorporation of a university for the state universities and colleges from February 2017.A new northeastern region in order to promote development and scheme of launch of startup capital of Rs. 5,000 crore to help research in agriculture and allied sectors. young entrepreneurs start their ventures.An innovative scheme of opening centers in all 534 blocks in the state for Madhya Pradesh & Puducherry joined “UDAY” scheme imparting language training and computer knowledge to Madhya Pradesh and Union territory Puducherry joined youths to prepare them with better employment prospects. Centre’s Power revitalizing power discoms UDAY Punjab’s first ‘Sewa Kendra’ inaugurated by scheme that will save the state Rs 17,515 crore and for the Punjab Chief Minister UT it is expected to be around Rs.72 crore.With this Punjab Chief Minister Parkash Singh Badal inaugurated the Puducherry is the first union territory to formally join the Punjab’s first ‘Sewa Kendra‘ in order to provide efficient and scheme. Also this marks the number of states/UT that have transparent governance to the people at their doorsteps, joined UDAY goes up to 16. where people will be able to avail 243 services under one Newly designed web portal of Home dept launched roof.A total of 2,147 Sewa Kendras had been constructed in Odisha by spending an amount of Rs 500 crore.These kendras were Odisha Chief Minister Naveen Patnaik has launched a being started to minimize public interaction with various web portal of the Home department at the Secretariat in offices and weeding out corruption besides enhancing Bhubaneswar.The new Web portal has been designed by efficiency of the administration and delivery of services. the National Informatics Centre (NIC) featured with Bihar government to implement Pradhan Mantri accessibility guidelines that can be used by the differently- Fasal Bima Yojana abled persons to see and hear the website. Nitish Kumar-led Bihar Government is agreed to implement Rajasthan became first state to approve sewage the Pradhan Mantri Fasal Bima Yojana on an experimental & waste water policy business standard basis in Kharif season immediate effect. Vasundhara Raje led BJP government in the Rajasthan Pradhan Mantri Fasal Bima Yojana: becomes the first state in the country to give nod to sewage f& Union government has announced this New Crop th and waste water policy. This is the first of its kind policy. Insu rance schem e o n 1 3 January, 2016, being rolled out from Upon this policy treated waste water will be used in irrigation the Kharif season this year. This scheme replaces the existing and agricultural purpose. It also covers requirement of next two schemes National Agricultural Insurance Scheme and 30 years under the policy.This policy encompasses all district the Modified NAIS. headquarters, heritage cities, and cities in the state which f& Under the provisions farmers’ premium has been kept at a have more than one lakh population.It also making maximum of 2 % for foodgrains and oilseeds, and up to 5 % compulsory that every household to connect with sewage for horticulture and cotton crops (annual Yielding). system in those cities which have 100% sewage system. Bihar cabinet nod for tax hike on petrol, diesel Punjab CM Prakash Singh Badal launches mobile Bihar Cabinet led by the Chief Minister Nitish Kumar gave app for farmers its nod to increase VAT on petrol and diesel by 1.5 per cent Punjab Chief Minister Parkash Singh Badal launched a mobile and 1 per cent respectively.Upon this VAT on diesel will go up 19 per cent from 18 per cent and on petrol it will be 26 per app ‘Kisan Suvidha’ for farmers. The app will provide basic information on weather updates, crop prices and expert cent from 24.5 per cent.The cabinet also approved to waive advices. Praising the Agriculture Department initiative, he the entertainment tax on a Hindi documentary Guturgu- said this would go a long way to keep the farmers abreast guturgu. with the changing agricultural practices and marketing Lok shaba passes bill to include Nagaland under support, coupled with the latest agronomical techniques to Central Agricultural University of Imphal enhance productivity. The Central Agricultural University (Amendment) Bill, 2016 that provides for bringing the northeastern state of Nagaland

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Haryana CM appointed Sakshi Malik as Beti Odia became the Official Language of the Odisha Bachao ambassador Government Haryana Chief Minister Manohar Lal Khattar announced that Odia will be used as the official language in all transactions Sakshi Malik will be the face of the ‘Beti Bacaho, Beti Padhao’ of the Odisha government from August 16, 2016.According campaign in the state. For her historic achievement, Sakshi to the amendment of the Orissa Official Language Act 1954, all will be felicitated with a cash prize of Rs 2.5 crore by Chief government letters, files will be carried in Odia language. Minister Manohar Lal Khattar. NEWS IN BRIEF Kerala Cabinet approved new debt relief scheme  Haryana Chief Minister Manohar Lal Khattar has Kerala government has approved a new debt relief scheme approved a proposal of the State Transport for low income and poor people who face the threat of department to implement a new “NCR Taxi Scheme revenue recovery proceedings after they fail to repay loans 2016” in 13 districts of the state falling in the National taken from various financial institutions under the Capital Region. government. The scheme, expected to cause an additional  Union Agriculture Minister Radha Mohan burden of Rs 40 crore to the exchequer, would benefit more Singh has inaugurated College of Veterinary than 10,000 persons. Sciences and Animal Husbandry in Peren District of Nagaland under Central Agricultural University India’s first Crime Criminal Tracking Network (CAU) Imphal MP. System launched by Maharashtra  Telangana and Andhra Pradesh is set to launch on the eve off of the 70th Independence Day Maharashtra campaign against ISIS by staging on board government has launched the country’s first comprehensive Imams of mosques to prevent the attempts of the Crime Criminal Tracking Network System CCTNS) in terror group to lure youths. The campaign is Mumbai. The System was unveiled by the state Chief Minister organised by State Minorities Commission. Devendra Fadnavis. The system was developed by Pune  Gujarat High Court has quashed government’s based Centre for Development of Advanced Computing ordinance to offer 10 % quota for the (CDAC) to deal with the complex cyber-crime also ensure economically backward among upper castes in quick crime detection.Upon this integrated network, all police education and admission. stations would be connected with each other. Similarly, cities  Odisha Chief Minister Naveen like Mumbai, Pune, and Nagpur would be entirely brought Patnaikopened 1 0 0 multi-purpose under CCTV. shelter housesto the people of Odisha for use during Telangana signed MoU with ISRO for water natural calamities like floods and cyclones. resources info system  Goa government will implement the 7 th pay Telangana Irrigation Department has signed a memorandum commission recommendations in the state of understanding with the Indian Space Research form November 1 this year, Goa Chief Minister Organisation for setting up a Telangana Water Resources Laxmikant Parsekar has informed in the state Information System (TWRIS) on the ‘Bhuvan’ web portal. Assembly. The MoU was inked in the presence of Irrigation Minister T  The UP Police launched ‘Operation Vishwas’ in Harish Rao and ISRO chairman A S Kiran Kumar at the Lucknow following a slew of rape cases, including Hyderabadheadquartered National Remote Sensing Centre the horrific Bulandshahr gangrape, on 5 August. of ISRO. The main aim is to capture every field-level irrigation  Andhra Pradesh government has inked a MoU network including dams/barrages, anicuts, main and field with Japan’s Agriculture Ministry and Foresty and channels, etc. and mark every irrigation structure on satellite Fisheries Dept to develop food chain value. visualisation tool Bhuvan (similar to Google Earth).  The Odisha government has decided to recruit members of transgender community persons as Vijay Rupani takes oath as Gujarat Chief Minister warders in jails of the State as per the directive of 60 year old BJP leader Vijay Rupani has sworn-in as the Chief the Supreme Court. Minister of Gujarat at the Mahatma Mandir in Gandhinagar.  The two-year-old Telangana government has issued He was administered the oath of office and secrecy by the draft notification on rearranging district borders to Governor OP Kohli while Nitin Patel has sworn in as the create 17 new districts. The new districts will come Deputy CM of the state. into being in October.

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RECENT GOVERNMENT DEVELOPMENT & SCHEME

Narendra Modi Unveiled Mission Bhagiratha for The Ministry of Housing and Urban Poverty Alleviation Drinking Water Distribution throughout Telegana (HUPA) has approved construction of around 37013 houses Prime Minister Narendra Modi launched phase-1 of a for the urban poor in Karnataka and Haryana with an flagship project of Telangana government called ‘Mission investment of 1491 crore rupees. Bhagiratha‘, which is aimed at providing piped drinking water However, these houses will be developed with central to every household in the state. assistance of 569 crore rupees.By the inter-ministerial Central Mission Bhagiratha: Sanctioning and Monitoring Committee, chaired by HUPA i. Objective : To provide 100 liters of clean drinking Secretary Nandita Mukherjee, the project was approved.Also, water per person in rural households and 150 liters the total investment in construction of these houses would per person in urban households. This project aims be to the tune of about 1491 crore rupees. to provide water to about 25000 rural habitations and 67 urban habitations. Union Minister unveils e-portal for e-auction of ii. Chief Minister K Chandraskhar Rao named this power transmission projects Water Grid scheme which is meant for providing In order to enhance transparency in transmission sector, the safe drinking water to every households in the rural Power Ministry launched a portal for electronic bidding and areas with an estimated cost ofRs 35,000 crore as e-reverse auction of tariff-based electricity transmission “Mission Bhagiratha”. It is an extensive 1.26 lakh projects.Union Minister launched ”Tarang” mobile App, “e- km stretch of pipelines would be laid to quench the Trans” and “DEEP” (Discovery of Efficient Electricity Price) thirst of Telangana towns and villages apart from e-bidding web portals developed by Rural Electrification providing water for the people needs. Corp which reverse auction is being introduced in iii. Mr. Narendra Modi also laid the foundation stone transmission sector on the lines of coal sector in order to for the following development projects, facilitate better price discovery in such projects. The Tarang 1. 152-km Manoharabad- Kothapalli new railway line (Transmission App for Real Time Monitoring and Growth) which connects Hyderabad and Karimnagar, mobile app will also give information on delayed transmission 2. NTPC’s Telangana Super Thermal Power Project projects and issues halting them and the DEEP e-Bidding Stage-1 (2×800 MW), Ramagundam, portal allows for medium term (1-5 years) purchase of power. 3. University of Health Sciences, ICHR plans to create encyclopedia of village-level and folklore across the country 4. Revival of Ramagundam fertiliser plant in ICHR is planning a mammoth encyclopedia of Indian villages Karimnagar district. complete with stories and legends relating to villages and 5. Singareni Thermal Power Project (2X600 MW) at towns across India.This initiative aims to connect people Jaipur in Adilabad district. better with the oral and folk traditions.The Indian Council inaugurates first dog birth control for Historical Research(ICHR) is an autonomous body of centre of Uttarakhand for sterilization of dog the Ministry of Human Resource Development, which had The Union Woman and Child Development Minister Maneka been established by an Administrative Order of the Gandhi inaugurated The Animal Birth Control Centre at then Ministry of Education and Social Welfare. It was Kedarpuram Uttarakhand. The centre provided with 72 Dog registered as a society with the Delhi Government. kennels for housing dogs as well as their treatment & Union Cabinet approved the introduction of vaccination post-surgery and also has 4 staff quarters within pension and post-retirement medical schemes the premises. The centre was developed at a cost about 1.5 The Union Cabinet led by Shri. Narendra Modi approved crore. The project as good news for the residents also will the introduction of pension and post-retirement medical ensure that there is less scattering and after neutralization schemes for the 22,000 existing employees of Food the dogs. Corporation of India (FCI) as per the guidelines of Department HUPA approved Construction of over 37000 of Public Enterprise houses for urban poor

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Pension Scheme: partner for the TV channel initiative which provides course i. In order to qualify for this pension scheme one segments from its present library, which the team at should have a Minimum service period of 15 Millionlights customises for the Indian audiences. years before superannuation except in case of death. Baristha Bunakar Sahayata Yojana launched by ii. The Employer’s Contribution is 10% of Basic pay Odisha and DA per month in respect of all existing Odisha government launched a unique and special assistance employees as on 01.12.2008 or appointed thereafter. scheme for elderly weavers, ‘Baristha Bunakar Sahayata iii. The Employees’ Mandatory Contribution is about Yojana’, to mark the National Handlooms Day. 2% of basic pay + DA per month. Employees’ What is Baristha Bunakar Sahayata Yojana? Voluntary Contribution and up to 25% of basic pay  Under this scheme of Baristha Bunakar Sahayata + DA per month. Yojana, all weavers above the age of 60 years would Post Medical Scheme: get a monthly pension of total 500 rupees, and those i. A Minimum service period of 15 years before above 80 years would get 700 rupees. superannuation except in case of death qualifies  The scheme is also aimed at improving the financial one to this scheme. condition of over 8000 weavers, who have been ii. The Employer contribution is 3.83% of Basic + DA working in this field for the last 20 years. w.e.f. 01.04.2016. iii. The Employee Contribution is Last drawn Basic pay Maharashtra renovated and re launched girl child and DA at the time of retirement / death during development scheme as Majhi Kanya Bhagyashri service, subject to minimum of Rs.10, 000. Maharashtra government re launched its “Majhi Kanya Union Minister Harsh Vardhan Launched I Feel Bhagyashri” scheme in order to achieve its objective of Safe for Women Safety improving the skewed girl child ratio in the state. This scheme is broadly divided into two parts. Union Minister of Science and Technology and Ministry of 1. The couple has gone for family planning Earth Sciences, Harsh Vardhan Launched “I Feel Safe”- A operation after the birth of the first girl child; and mobile application aimed at helping women ensure their 2. The couples have opted for the family planning safety in the national capital was launched at Delhi operation after the birth of the second girl child. University. “I Feel Safe” is a personal safety application that However, the scheme shall not apply for couples having one works across mobile networks. The app is powered boy and one girl. by Nirbhaya Jyoti Trust and developed in association with Mobile Standards Alliance of India.The app instantly adds a This re launched move is an amalgamation of “Sukanya” virtual panic button. Mobile phone owners can simply press scheme and the Centre’s “Beti Bachao, Beti Padhao” scheme introduced last year. State government has focused its the”Safety Ka Power Button” five times to activate an attention on the scheme and plans to implement it on a alarm.The app works across India on all mobile networks mission mode across the state, for which it has enlisted and sends near real-time updates about the location of the support of her cabinet colleagues and guardian ministers. mobile user. It places an automatic call to the national emergency launches Rs 560 cr projects under number 100 and the location of the potential victim is tracked Namami Gange every 30 seconds and made available to their emergency Union Minister for Water Resources, River Development and contacts and emergency call centre team.It is noted that the Ganga Rejuvenation Sushri Uma Bharti launched various idea of the app came after the 2012 Delhi gang rape. The Projects on the Bank of Ganga worth Rs. 560 crore under government has since then made it mandatory to put a panic Namami Gange programme at Ganga Barrage in Kanpur. button in every phone starting January 2017. The Projects include: First Indian channel on skill development Interception and diversion plan of Sisamau drain—worth Rs. launched in Pune 63 crore. Educational Service provider Millionlights in partnership with Networking schemes at Bithoor–Worth Rs. 397 crore DEN Manoranjan Satellite has rolled out a first and River front development scheme at Bithoor–worth Rs. 100 crore. only Indian TV Channel focused on higher education and 14 Ghats and five crematoria will be constructed at Bithoor. skill development in Pune.The company has Microsoft as a

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Smart Ganga City Scheme Launched in Ten Cities Mathura-Vrindavan Patna Union Water Resources, River Development and Ganga Varanasi Sahibgunj Rejuvenation Minister Uma Bharti and Urban Development Kanpur Barrackpore Minister M Venkaiah Naidu launched Smart Ganga City These cities has been chosen by the National Mission for Scheme in 10 cities located along Ganga to set up Sewage Clean Ganga where the programme will be established in the Treatment Plants (STPs) and improve drainage. first phase for infrastructure development for sewage The 10 Cities: treatment on hybrid annuity mode on public private The Scheme bound 10 Cities partnership basis. Haridwar Allahabad Rishikesh Lucknow  MISCELLANEOUS

PM Modi’s monogrammed suit enters Guinness library houses publications across diverse subjects and Records as ‘most expensive suit sold’ languages and multiple accessible formats. It has been The monogrammed suit worn by Prime Minister Narendra created by Department of Empowerment of Persons with Modi during his meeting with American President Barack Disabilities (Divyangjan), Ministry of Social Justice and Obama last year, which created huge controversy, entered Empowerment in collaboration with member organizations Guinness Book of World Records as ‘the most expensive of Daisy Forum of India and powered by TCS Access. Books suit sold’. The suit was sold at an auction for Rs 4.31 are available in Accessible formats for people with visual crore.Lalji Patel, a Diamond merchant from Surat bidded impairment and other print disabilities. Over 2 lakhs books in highest to buy this suit. diverse languages. Integrating libraries across India and the Globe, including the largest international library, Bookshare. Four Indians of Bangalore firm clinch Guinness records title after making largest dirt cake Bangalore based Bangalore Baking Buddies has entered their name in Guinness World Records 2016 after making a world  largest dirt cake that weighed a whopping 1,078 kg was unveiled at The Park hotel in Bangalore. 12-day long Krishna Pushkaralu festival commences in twin Telugu states The12-day long Krishna Pushkaralu festival that comes once in every 12 years, begins at the Krishna River in Vijayawada, The twin Telugu states made all the Precautionary measures to avoid any mishap. Faculties from New Delhi & Hyderabad Irom Sharmila ends 16-year-long fast Contact : 8093083555, Web : vanikias.com CRPF Square, Bhubaneswar A Dalit woman has been appointed as priest in Kudroli Gokarnanatha Temple For the first ever in history of Karnataka, a Dalit woman has been appointed as priest in Kudroli Gokarnanatha Temple in Karnataka’s Mangalore city.Gokarnanatheshwara Temple, also known as Kudroli Sri Gokarnanatha Kshetra, is in the Kudroli area of Mangalore in Karnataka.

Sugamaya Pustakalaya – Online Library for For details please like in Facebook : https://www.facebook.com/vanik Persons with print Disabilities “Sugamaya Pustakalaya” is an online platform that makes accessible content available to print-disabled people. The

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200 MCQ ON CURRENT AFFAIRS 20. Which State announced Olympic bronze 1. In the list of 10 Richest Countries in 10. Subrata Banerjee who passed away medallist Sakshi Malik as brand World, India is ranked ______in the recently, he was a former international world umpire of ______ambassador of ‘Beti Bachao Beti a) 1st b) 3rd a) Hockey b) Football Padhao’ initiative? a) Andra Pradesh c) 5th d) 7th c) Cricket d) Baseball b) Haryana 2. The All India Radio’s first cross-border 11. Former Union Minister Najma Heptulla c) Gujarat radio service channel was launched in was sworn-in as the 18th governor of d) Maharashtra ______by President ______21. Former CCI head Ashok Chawla will Pranab Mukherjee a) Assam b) Kerala take over as Non-Executive Part-time a) Mumbai b) Kolkata c) Karnataka d) Manipur Chairman of ______from October c) Hyderabad d) Delhi 12. President of the Indian Olympic a) Yes Bank b) HDFC Bank 3. Gujarat becomes ______state to Association ______c) Federal bank d) Axis Bank ratify GST bill was awarded the Olympic Order for 22. The Government of India launched a) Third b) Fourth his outstanding services to the Olympic Accessible E-Library ______for c) Fifth d) Sixth movement 4. ______will soon have a a) K Ravichandran Divyang under Prime Minister’s Sugamya Bharat Abhiyan. sprawling new Aerospace Museum b) N Ramachandran close to the international airport c) N Srinivasan a) ‘Bharat Pustakalaya’ focused mainly on Nation’s rich d) P Sivaraman b) ‘Sugamya Pustakalaya’ aviation history. 13. India is the ______largest number of c) ‘Sugamya Abhinaya Pustakalaya’ a) Maharashtra technology driven startups in the world d) ‘Swachh Pustakalaya’ 23. The 2016 Kabaddi World Cup will be b) Andra Pradesh a) First b) Second held in ______c) Delhi c) Third d) Fourth a) China b) India d) Karnataka 14. Railways will collaborate with ______c) Pakistan d) Bangladesh 5. Which state became the seventh state in for digitizing and showcasing its 24. A total of ______nations won their the country to ratify the historic tax heritage on digital platforms first ever Olympic gold medal at the amendment bill? a) Facebook b) Google recently concluded Rio Olympics, a) Madya Pradesh c) TCS d) Twitter making it the most first-time gold b) Andra Pradesh 15. Which telecom company has signed a medalists since 1996 c) Chhattisgarh strategic business pact with Microsoft a) 10 b) 15 d) Assam India for offering complete suite of c) 17 d) 19 6. Which Country won its first Olympic telecom and IT solutions for enterprise 25. Sellapan Ramanathan who passed away men’s football gold medal in 2016 Rio businesses? recently, He was the sixth and longest- Olympics? a) Airtel b) Aircel serving President of ______a) Argentina b) Brazil c) BSNL d) Vodafone a) Sri Lanka b) Nepal c) Germany d) Spain 16. Which Bank becomes the first public c) Singapore d) Myanmar 7. Indian-origin MP ______sector bank to make locker visiting 26. NLC Ltd to add 6,820 Mw of power at became Canada’s first female Leader of facility free for its customers? cost of Rs 27,740 crore, Navaratna the Government in the House of a) State Bank of India Company (NLC) Neyveli Lignite Commons b) Punjab National bank Corporation Limited (NLC) located at a) Maryam Monsef c) Indian Bank ______b) Melanie Joly d) Syndicate Bank a) Tamil Nadu b) Gujarat c) Kirsty Duncan 17. World’s first leprosy vaccine developed c) Bihar d) Kerala d) Bardish Chagger in ______27. Union Women and Child Development 8. World’s New Largest Glass Bridge Opens a) Russia b) USA Minister Maneka Gandhi inaugurated in ______c) Japan d) India a) China b) USA 18. Which country is the largest investor in the state’s first animal birth control centre (ABC) at ______c) India d) Japan India? a) Uttar Pradesh 9. ______is home to the India’s a) UK b) USA b) Kerala largest number of technology driven c) China d) Japan c) Rajasthan startups, according to a study by 19. Which state has emerged at the top in d) Uttarakhand Assocham terms of attracting investments in 28. Which State police launched pilot project a) Hyderabad India’s hospitality and tourism on DNA profiling? b) Bangalore industry? a) Tamil Nadu b) Andra Pradesh c) Mumbai a) Tamil Nadu b) Kerala c) Punjab d) Karnataka d) Chennai c) Rajasthan d) Maharashtra

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29. A two-day meeting of BRICS women c) Maharashtra 49. The First SAARC Young parliamentarian’s forum began in d) Telangana Parliamentarians Conference begins in ______39. Which state government has issued draft ______a) Mumbai b) Hyderabad notification on rearranging district a) Kabul, Afghanistan c) Jaipur d) Bangalore borders to create 17 new districts? b) New Delhi, India 30. China’s largest high speed train maker a) Rajasthan b) Telangana c) Islamabad, Pakistan has announced that its first USD 63. 4 c) Maharashtra d) Tamil Nadu d) Dhaka, Bangladesh million joint venture plant in _____ 40. The Chhattisgarh Assembly 50. The Finance Ministry has asked a) USA b) India unanimously ratified the Goods and ministries and departments to open e- c) Bangladesh d) Sri Lanka Service Tax (GST) constitution FPB accounts with RBI. Expand e- 31. Which company has completed the amendment bill becoming the ______FPB? acquisition of Anil Ambani-owned state to pass the bill a) Electronic Focal Point Bank Reliance Infrastructure’s cement a) Third b) Fourth b) Electronic Foreign Point Branch business for a valuation of about ¹ 4,800 c) Fifth d) Sixth c) Electronic Focal Permanent Branch crore? 41. NBFCS allowed using Sarfaesi Act for d) Electronic Focal Point Branch a) Birla Corporation cases above ______51. Actor ______will be awarded the b) India Cements a) 10 Lakhs b) 50 Lakhs Chevalier de L’Ordre Arts et Lettres c) Ambuja Cements c) 1 Crore d) 10 Crore (The Knight of the Order of Arts and d) Ultratech Cement 42. Jagdish Mukhi took oath as the 12th Letters) by the French government. 32. The world’s largest indoor theme park, Lieutenant Governor of ______a) Amir Khan b) ‘IMG Worlds of Adventure’ is a) Andaman and Nicobar Islands c) Kamal Haasan d) Mohan Lal scheduled to open in ______b) Manipur 52. India ranks _____ in Asia Pacific on fixed a) USA b) China c) Assam broadband c) India d) Dubai d) Delhi a) 56th b) 44th 33. A new species of sea creature, named 43. Banwarilal Purohit took oath as the c) 81st d) 39th Nudibranchs, was recently confirmed Governor of ______53. Which State government decided to in ______a) Haryana felicitate the Olympic badminton star a) India b) USA b) Manipur PV Sindhu with Rs. 3 crore rewards in c) Australia d) China c) Assam cash and a Group I cadre job in the 34. Cricketer Ajinkya Rahane, athlete Lalita d) Andaman and Nicobar Islands State? Babar, and boxer Shiva Thapa, along 44. Who has been appointed as independent a) Haryana b) Andra Pradesh with ____ other sportspersons will be director on the board of India Post c) Telangana d) Tamil Nadu conferred with the Arjuna Award Payment Banks (IPPB) — the 54. Who has been concurrently accredited a) 10 b) 11 payments bank arm of postal as the Ambassador of India to Georgia? c) 12 d) 15 department? a) Yogeshwar Sangwan 35. K K Sreedharan who passed away a) R S Sodhi b) K M Mukherjee b) Viiay Keshav Gokhale recently was a/an c) A K Singh d) T K Ganesh c) Gautam H Bambawale a) Author b) Editor 45. Who won the Cincinnati Masters d) Raghavan c) Politician d) Journalist women’s doubles title 2016? 55. Who has been re-appointed as the 36. India and ______signed an a) Sania Mirza and Martina Hingis Chairman of telecom giant Bharti Airtel agreement that aims to foster b) Sania Mirza and Coco for another five year, with effect from conditions that will help create and Vandeweghe October 1, 2016? improve workplace-based vocational c) Martina Hingis and Coco a) Gopal Vittal training in India’s industrial clusters Vandeweghe b) a) Bangladesh b) China d) Sania Mirza and Barbora Strycova c) Sunil Bharti Mittal c) USA d) Germany 46. Which city has been named as the most d) 37. Indian Railways has increased the freight liveable city in the world? 56. Government has slapped an additional rates by up to _____ in a bid to step a) Mumbai b) Singapore penalty of USD 380 million (around c) Melbourne d) Washington up its revenue Rs 2,500 crore) on ______47. ______confirmed the production of a) 10% b) 14% a) Mahendra Industries plutonium has been restarted in the c) 19% d) 22% country b) Tata Company 38. ______government signed a a) USA b) India c) Reliance Industries Memorandum of Understanding with c) China d) North Korea d) Adidas Company the Union Civil Aviation Ministry and 48. SBI approved merger with its associate 57. Online and mobile commerce major the the Airports Authority of India for banks, how many associates banks ______Group, along with developing 10 airports in the state merge with State Bank of India? Crossword and Ratna Nidhi Charitable a) Andra Pradesh a) 4 b) 5 Trust, has launched ‘Mission Million b) Karnataka c) 6 d) 7 Books’

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a) Flipkart b) Amazon 67. Railway Minister Suresh Prabhu has village in ______under the c) Snapdeal d) Alibaba announced four new trains, they are Saansad Adarsh Gram Yojana 58. World Mosquito day is observed on? ______a) Assam a) August 17 b) August 19 a) Antyodaya Express, Tejas, b) Punjab c) August 20 d) August 18 UDAY, and Shatabdi Express c) Maharashtra 59. The Telecom Regulatory Authority of b) Antyodaya Express, Talco, d) Gujarat India (Trai) permitted an increment in UDAY, and Humsafar 75. Which E-commerce firm has shut down the maximum validity period of mobile c) Maharaja Express, Tejas, UDAY, Exclusively, a marketplace for branded internet data packs to _____ days from and Gatimaan Express fashion and lifestyle products? 90 days d) Antyodaya Express, Tejas, a) Amazon b) Snapdeal a) 180 b) 365 UDAY, and Humsafar c) Flipkart d) Shopclues c) 270 d) 120 68. Union Government allows Online 76. Who has been appointed as the 24th 60. Which State received ¹ 16,469.43 crore Authentication using ______for Governor of the Reserve Bank of India? in 2015-16, making it the top new mobile connections a) Arundhati Bhattacharya beneficiary of loans disbursed under a) Aadhaar b) Arvind Subramanian Pradhan Mantri Mudra Yojana? b) Voter ID c) R Gandhi a) Karnataka b) Rajasthan c) Ration Card d) Urjit Patel c) Tamil Nadu d) Punjab d) Bank Book 77. In order to promote the “welfare of 61. Who has been appointed as Vice 69. Which state government launched ‘Pink women”, the ______government Chancellor of Mumbai-based Homi Police Patrol’ to tackle crimes against has decided to reserve 33% posts of Bhabha National Institute (HBNI)? women in the state? Sub-Inspectors for women recently a) Ashok Das a) Tamil Nadu a) Delhi b) b) Karnataka b) Puducherry c) P D Gupta c) Kerala c) West Bengal d) Venkatraman Ramakrishnan d) Andra Pradesh d) Gujarat 62. Hindi scholar and writer 70. Which state government passed the 78. Water Resources Minister Uma Bharti ______was awarded the Goods and Services Tax (GST) Bill and launched projects worth ¹ 560 crore prestigious 25th Vyas Samman 2015 became the third state to ratify the bill under the Namami Gange programme for her poetry collection “Kshama”. after Assam and Bihar? in ______a) Sunita Jain a) Kerala b) Jharkhand a) Jaipur, Rajasthan b) Kalpana Jain c) Bihar d) Telangana b) Mumbai, Maharashtra c) Archana Jain 71. In an attempt to improve the girl child c) Kanpur, Uttar Pradesh d) Kavitha Jain ratio, the ______government has re d) Vishakhapatnam, Andra Pradesh 63. Which state government has proposed launched the “Majhi Kanya 79. Which State government urged the an internal security act to deal with the Bhagyashri” scheme Chinese companies to invest in sectors, challenges of terrorism and communal a) Rajasthan including infrastructure, to help and caste violence? b) Punjab accelerate the economic growth of the a) Tamil Nadu b) Kerala c) Maharashtra state along with the country? c) Maharashtra d) Punjab d) Assam a) Tamil Nadu 64. In a bid to curb black money in the 72. Which state government signed a MoU b) Maharashtra economy, the Government of India is with Railways to develop the Surat c) Assam considering banning cash transactions railway station under a Public Private d) Arunachal Pradesh over ______Partnership (PPP) model? 80. Who the first athlete to complete a triple- a) 3 lakh b) 5 lakh a) Gujarat triple of winning golds in 100-metre, c) 10 lakh d) 50 lakh b) Bihar 200-metre and 4X100-metre at three 65. PM Modi and Afganistan president c) West Bengal consecutive Olympics? Ashraf Ghani jointly inaugurate the d) Maharashtra a) Justin Gatlin restore stor palace in ______73. Which pharmaceutical firm has been b) Yohan Blake a) Jalalabad b) Mumbai ranked first in ‘India’s Top Most c) Usain Bolt c) Kabul d) Delhi Reputed Pharmaceutical Brands’ list, d) Micheal Johnson 66. Who has been awarded Dr APJ Abdul released by BlueBytes? 81. Who has been awarded as the Most Kalam Award for meritorious services a) Sun Pharmaceutical Enterprising CEO in Electronics Sector in the Higher Education Department b) Lupin by the Indo Global Business Council of Tamil Nadu? c) Cipla (IGBC)? a) L Narasimman d) Abbott a) Girish Kumar b) P Shanmugam 74. Former cricketer and Rajya Sabha MP b) M M Joshi c) S Suresh Kumar Sachin Tendulkar has adopted Donja c) SK Sharma d) V Ganesh d) Prakash Varma

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82. Which State has received the highest 90. Who became the first Indian female and country to establish hack-proof number of gallantry medals for police first ever Indian shuttler to win communications between space and the personnel in the country on the eve of Olympic silver in Rio Olympics 2016? ground? Independence Day? a) Saina Nehwal a) India b) China a) Tamil Nadu b) Jwala Gutta c) Russia d) USA b) Maharashtra c) PV Sindhu 99. ______and SBI Card announced the c) Kerala d) Ashwini Ponnappa launch of co-branded credit cards for d) Telangana 91. Microsoft India lab has announced the the customers 83. Who has been re-elected as President of appointment of _____ as the new a) Lakshmi Vilas Bank Zambia? managing director b) City Union Bank a) Micheal Sata a) Vignesh Kumar c) Kotak Mahindra Bank b) Edgar Lungu b) Sriram Rajamani d) South Indian Bank c) Rupiah Banda c) Naveen Rajamani 100. The first ever BIO-CNG project in India d) Hakainde Hichilema d) Udayasankar Rajamani was inaugurated in ______84. ______to be new brand ambassador 92. Rajya Sabha named _____ of its a) Delhi b) Mumbai of Incredible India members to the Joint Committee of c) Pune d) Hyderabad a) Narendra Modi Parliament that will go into the 101. Hindustan Copper Limited (HCL) b) Sachin Tendulkar Citizenship (Amendment) Bill, 2016 inaugurated the nickel, copper and acid c) Saina Nehwal a) 5 b) 7 recovery plant in ______d) Amitabh Bachchan c) 10 d) 12 a) Bihar b) Jharkhand 85. Qatar-based Doha Bank will open a state- 93. Bharat Heavy Electricals limited c) Kerala d) Rajasthan of-the-art branch in ______(BHEL) appointed ______as 102. Times Internet partnered with _____to a) Karnataka director (power) launch co-branded Debit Card b) Kerala a) Akhil Joshi a) South Indian Bank c) Maharashtra b) Vijay Joshi b) Axis bank d) Tamil Nadu c) Praveen Joshi c) HDFC Bank 86. The largest aircraft in the world d) Mukesh Joshi d) ICICI Bank ______made its maiden flight in 94. ______Government has decided to 103. Which State has received the highest IT Bedfordshire, United Kingdom grant 33 per cent reservation to women investments in 2015-16, getting nearly a) Airlander 10 in Urban Local Bodies, ULBs recently 25% of the total ¹ 2.2 lakh crore b) Skylander 10 a) Tamil Nadu investments in the sector, an Assocham c) Wetlander 10 b) Nagaland report said? d) Biglander 10 c) West Bengal a) Kerala 87. According to a notification issued by d) Rajasthan b) Tamil Nadu the Ministry of Commerce and 95. IRCTC signs MoU with ______to get c) Maharashtra Industry, no custom duty will be ready-to-eat food straight out of packet d) Karnataka charged for importing a consumer a) FSSAI 104. Which Country has been ranked the electronic item worth up to ______b) ISRO world’s top exporter of information and in India c) DRDO communication technology (ICT) a) 25000 b) 50000 d) None of these services, as per a report by World c) 100000 d) 200000 96. ______government announced 50% Intellectual Property Organization 88. Which Bank has launched a payment hike in minimum wages of workers in (WIPO)? service using a smartphone keyboard the city a) India b) China named ‘iMobile SmartKeys’? a) Puducherry c) USA d) Singapore a) Axis Bank b) Tamil Nadu 105. India was ranked ____ on WIPO’s 2016 b) State Bank of India c) Kerala Global Innovation Index (GII) while c) HDFC Bank d) Delhi maintaining its top position among d) ICICI Bank 97. Which state government announced that Central and South Asian economies 89. Indian Wrestler ______won the state government employees and a) 35th b) 58th bronze medal in women’s freestyle pensioners will get an additional 6% c) 66th d) 80th wrestling in the 58kg category in 2016 Dearness Allowance with effect from 106. ______and ______has signed the Rio Olympics January 1, 2016? Memorandum of understanding with a) Babita Kumari a) Haryana the Ministry of Power to join the Ujwal b) Sakshi Malik b) Odisha Discom Assurance Yojana recently c) Vignesh Phogat c) Himachal Pradesh a) Maharashtra and Rajasthan d) Geeta Phogat d) Assam b) Haryana and Chandigarh 98. Which country launched the world’s first c) Assam and Bihar quantum satellite, which will help the d) Madya Pradesh and Puducherry

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107. Which Bank announced the availability a) Sikkim b) Punjab 124. Indian steeplechase runner Lalita Babar of Flipkart’s mobile site in its mobile c) Assam d) Rajasthan finished ______with a time of banking app? 116. Which State will be launching solar 9:22.74 minutes in the women’s 3,000- a) ICICI Bank powered three-wheelers and based on metre steeplechase event’s final at the b) Kotak Mahindra Bank the project’s success, it will be carried Rio Olympics c) Axis Bank forward in other states as well? a) Ninth b) Tenth d) HDFC Bank a) Sikkim c) Seventh d) Fourth 108. ______government inaugurated 100 b) Kerala 125. Former Indian cricketer ______has new godowns for storing fertilisers, c) Andra Pradesh been elected as an Honorary Life seeds and paddy, with a storage d) Assam Member of the Marylebone Cricket capacity of 41,425 metric tonne, in 117. Who has been appointed as the Club (MCC). villages of different districts Governor of Manipur? a) Virendar Sehwag a) Odisha b) Sikkim a) V Shanmuganathan b) Sachin Tendulkar c) Rajasthan d) Maharashtra b) S.C. Jamir c) Anil Kumble 109. ______became the first Indian in c) Najma Heptulla d) 32 years to qualify for the finals of an d) Kalyan Singh 126. Parliament passed Central Agricultural athletic event at the Olympics 118. Which state government announced it University (Amendment) Bill, 2016. a) Sudha Singh will install 3,050 solar water pumps in Who is the Minister of State for b) Tintu Lukka 2016-17 with 90% subsidy, to Agriculture and Farmers Welfare? c) Lalita Babar encourage farmers to use renewable a) d) Kavita Raut energy? b) Chaudhary Birendar Singh 110. Who won the Australian open women’s a) Himachal Pradesh c) squash title 2016? b) Gujarat d) a) Saina Nehwal c) Bihar 127. More banks are likely to start a facility b) Deepika Pallikal d) Haryana E-verifying without net banking, E- c) Joshna Chinnapa 119. Who has been appointed as Assam’s verifying without net banking facility d) Deepika Kumari Governor? was primarily started by ______111. Who has been appointed as the next a) Najma Heptulla and ______High Commissioner of India to the West b) Banwarilal Purohit a) Punjab and Sind Bank and United Africa’s Republic of Ghana? c) VP Singh Badnore Bank of India a) Navtej Sarna d) Jagdish Mukhi b) Punjab National Bank and United b) Birender Singh Yadav 120. Who has been appointed as Punjab’s Bank of India c) Sanjiv Kohli Governor? c) Syndicate and Indian Bank d) Nadir Patel a) Najma Heptulla d) State Bank of India and Union 112. Union Ministers M Venkaiah Naidu b) Banwarilal Purohit Bank of India and Uma Bharti jointly launched c) VP Singh Badnore 128. Which telecom company issued new ‘Smart Ganga City’ programme in d) Jagdish Mukhi notification, which to make unlimited ____cities 121. Indian gymnast Dipa Karmakar finished free calls from landline to any network’s a) 10 b) 15 ______in the women’s vault finals at mobile and landline in India on August c) 20 d) 25 the Rio Olympics 15, and every Sunday thereafter? 113. The 92-year-old practice of presenting a) Forth b) Third a) Airtel b) Aircel a separate Rail Budget is set to come c) Fifth d) Sixth c) BSNL d) Idea to an end from the next fiscal. Who is 122. Who became the only athlete in history 129. Who has been appointed as the United the present Minister of Railways? to win the 100-metres Olympic title Nations’ special envoy on youth a) Piyush Goyal thrice? unemployment? b) Nitin Gadkari a) Justin Gatlin a) Werner Faymann c) Suresh Prabhu b) Usain Bolt b) Michael Haupl d) Sadananda Gowda c) Michael Phelps c) Christian Kern 114. A first-of-its-kind “touch and feel d) Ian Thorpe d) Heinz Fischer garden” for the visually impaired 123. Who became the first tennis player to 130. Which online retailer company recently people in the country was inaugurated retain the Olympic singles gold medal launched a used books store on its in ______after he won the event at the Rio online platform that allows users to a) Kerala b) Tamil Nadu Olympics? choose from over 1, 00,000 books c) Rajasthan d) Uttar Pradesh a) Roger Federer across genres? 115. Which State government will formally b) Rafael Nadal a) Flipkart b) Amazon start the verification of rhino horns, c) Novak Djokovic c) Snapdeal d) Paytm stored in various treasuries? d) Andy Murray

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131. Which company bags contract to 140. Former captain and batsman Hanif a) 65876 b) 64786 convert Nagpur into integrated smart Mohammad passed away recently, He c) 60176 d) 66276 city? played for which team? 149. Which country launched new synthetic a) Reliance a) Pakistan aperture radar (SAR) imaging satellite b) Tata Company b) Bangladesh called Gaofen-3? c) Larsen & Toubro c) India a) Russia b) China d) Exide d) South Africa 132. Which State government announced a 141. Which State has been selected for the c) India d) USA slew of development projects and All India Coordinated Rice 150. World elephant day is observed on? schemed regarding the “seven resolves” Improvement Project Award 2015? a) August 10 for the next five years? a) Manipur b) August 11 a) Gujarat b) Rajasthan c) August 12 b) Assam c) West Bengal d) August 13 c) Tamil Nadu d) Kerala 151. Who took the top spot in Forbes’ 100 d) Bihar 142. Prime Minister Narendra Modi richest in Tech List? 133. Which company has secured an order launches Mission Bhagiratha and lays a) Jeff Bezos to set upsolar photovoltaic (SPV) Foundation Stone of key development b) Mark Zuckerberg plants, estimated to cost Rs 169 crore? projects in ______c) Bill Gates a) BHEL b) NTPC a) Andra Pradesh d) Mukesh Ambani c) NHPC d) None of these b) Tamil Nadu 152. India’s tiger cell will soon take shape at 134. ______is the first bank c) Karnataka the Wildlife Institute of India (WII) to introduce Android based mobile d) Telangana campus in ______application on USSD platform 143. Which State government has set a target a) Dehradun b) Mumbai a) Central Bank of India of planting over one crore saplings this c) Jaipur d) Gangtok b) Union Bank of India year to increase the depleting green 153. Reserve Bank of India retains GDP c) State Bank of India cover in the state? growth forecast at ______for FY17 d) ICICI Bank a) Haryana a) 7.1% b) 7.3% 135. Prime Minister Narendra Modi b) Himachal Pradesh c) 7.5% d) 7.6% announced a _____ increase in the c) Maharashtra 154. Who has been appointed as managing pension of freedom fighters d) Gujarat director (MD) and chief executive a) 10% b) 15% 144. First-ever ‘Pizza ATM’ opens in officer (CEO) of United Bank of India? c) 20% d) 25% ______a) PS Jayakumar 136. Who has been appointed as Lieutenant a) USA b) China b) Pawan Kumar Bajaj Governor of Andaman and Nicobar c) Japan d) UK c) Suresh N Patel Islands? 145. Jute Corporation to launch “Colours d) Sushil Mahnot a) Najma Heptulla of Independence” campaign in _____ 155. Government of India has slapped anti- b) Banwarilal Purohit a) Mumbai dumping duty on the import of hot- c) VP Singh Badnore b) Vishakhapatnam rolled steel products from _____ d) Jagdish Mukhi c) Bangalore nations, including China and South 137. Noted music composer ______on 15 d) Chennai Korea August 2016 was honoured by the 146. Petroleum and Natural Gas Minister a) Four b) Five Tamil Ratna Award by New York based Pradhan to launch LPG c) Six d) Seven Tamil Sangam scheme for BPL households in 156. IDFC Bank has appointed former a) Rajesh Roshan ______targeting 1.06 crore BPL Reserve Bank of India deputy governor b) A.R. Rehman households of the state ______to the bank’s board c) a) Tamil Nadu a) Usha Thorat d) Nadeem Shravan b) Andra Pradesh b) Subir Gokarn 138. Which team becomes number 1 ranked c) West Bengal c) Chakrabarty Test team in the world? d) Madya Pradesh d) Anand Sinha a) Australia b) Pakistan 147. ______has become the first state 157. The Indian Space Research Organisation c) India d) Sri Lanka to ratify the Goods and Services Tax (ISRO) will launch two new 139. ITC’s leading health & hygiene brand, Constitutional Amendment Bill meteorological satellites in September. Savlon is proud to announced a) Gujarat b) Kerala Who is the chairman of ISRO? ______as its brand ambassador c) Goa d) Assam a) AS Kiran Kumar a) Sania Mirza 148. The Reserve Bank will transfer to the b) Radhakrishnan b) Deepika Pallikal central government its surplus profit c) c) Dipa Karmakar of Rs ______crore d) Madhavan Nair d) Saina Nehwal

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158. Minister of Communications 166. Kalikho Pul who passed away recently, a) Bangladesh (Independent Charge) He was former chief minister of b) South Africa ______unveiled the Commemorative ______c) Japan Postage Stamps on Rio Olympic a) Andra Pradesh d) Iran Games b) Arunachal Pradesh 177. Who has been appointed as managing a) c) Madya Pradesh director (MD) and chief executive b) Kalraj Mishra d) Assam officer (CEO) of Bank of Maharashtra? c) Manoj Sinha 167. Department of Science and Technology a) Ravindra Prabhakar Marathe d) Prasad (DST) has launched a $15 million b) Rakesh Sharma 159. Food safety regulator FSSAI has programme called ______for c) Rakesh Sethi sought public opinion for allowing up Indian startups d) Arun Sharma to _____ vegetable fats, other than a) INDIA b) BHARAT 178. Cabinet approved Agreement between cocoa butter, and up to 50% artificial c) NIDHI d) YOJANA the India and ______on sweetener Isomaltulose in chocolates 168. The International Day of the World’s Economic Cooperation a) 5% b) 10% Indigenous People is observed on? a) Latvia b) Croatia c) 15% d) 20% a) August 9 b) August 10 c) Estonia d) Slovenia 160. ______is the world’s ‘least c) August 11 d) August 12 179. Max Life Financial Services will get miserable’ place: Survey 169. ______is the world’s first carbon Rs850 crore as non-compete fee a) USA b) Thailand negative country, meaning that the following merger of its life insurance c) China d) Spain country’s forests absorb more carbon business with ______161. Government of India has decided to dioxide each year than it produces a) Bajaj Allianz set up a committee to look into all a) Norway b) India b) Aviva India issues including FDI norms pertaining c) Bhutan d) Switzerland c) HDFC Life Insurance to the fast growing e-commerce 170. Which country has witnessed it’s d) ICICI Prudential Life Insurance industry in the country. The committee highest-ever tea production during 180. Which State government has introduced will be headed by ______2015-16, at 1233.14 million kilograms? the Excise Duty (Amendment) Bill a) Bibek Debroy a) China b) Kenya 2016, which proposes to declare ‘no b) Arvind Panagriya c) Sri Lanka d) India alcohol consumption zones’? c) Amitabh Kant 171. Which IT company is recognised as a a) Goa b) Maharashtra d) Ramesh Chand Top 100 Brand in the US? c) Bihar d) Tamil Nadu 162. Which State Tourism has been awarded a) Wipro b) Infosys 181. National Handloom Day is observed the ‘Film Tourism Destination of the c) TCS d) HCL on? Year’ Award at the India International 172. Who has been appointed as the a) August 5 b) August 6 Travel Mart (IITM) in Chennai? managing director of Max c) August 7 d) August 8 a) Goa b) Madya Pradesh Hypermarkets in India? 182. Central Government launched ‘Swachh c) Kerala d) Manipur a) Sanjeev Krishnan Suvekshan-2017’ to assess and rank 163. Millionlights, an education content b) Rajeev Krishnan 500 cities and towns. Who is the provider Company has launched the c) Amit Mishra Minister of Urban Development? first and only Indian TV Channel d) Mahesh Gopal a) focused on higher education in _____ 173. ______was appointed as Managing b) Maneka Gandhi a) Agra b) Jaipur Director of State Bank of India (SBI). c) c) Pune d) Bangalore a) Prakash Kumar Vohra d) Venkaiah Naidu 164. Which team won the UEFA super cup b) Vinay Kumar Vohra 183. The Adani Group had got the extension football title 2016? c) Suresh Kumar Khara for setting up 540 Mw power plant a) AC Milan d) Dinesh Kumar Khara in______till 2019-20 b) Real Madrid 174. Government of India spent over Rs a) Maharashtra c) FC Barcelona ______crore on Swachh Bharat in b) Chhattisgarh d) Sevilla 2015-16 c) Punjab 165. ______became the first Indian to a) 6500 b) 7500 d) Meghalaya score multiple hundreds and take c) 8500 d) 9500 184. Government of India has proposed to multiple five-wicket hauls in a Test 175. ______,which disease claims set up four new Major Ports in series hundreds of lives every year in eastern ______a) Virat Kohli India, will be made a notifiable disease a) Tamil Nadu, West Bengal, Andra b) Anil Kumble a) Typhoid b) Encephalitis Pradesh and Maharashtra c) Ravichandran Ashwin c) Jaundice d) Malaria b) Tamil Nadu, Odisha, Andra d) Ravindra Jadeja 176. Cabinet approved MoU between India Pradesh and Maharashtra and ______for cooperation in c) Kerala, West Bengal, Andra the field of Tourism Pradesh and Maharashtra

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d) Tamil Nadu, Karnataka, Andra 193. The Reserve Bank of India launched a ANSWER KEYS Pradesh and Maharashtra website called ______to 1.d 2.b 3.d 4.c 185. The Ministry of Railways has signed identify instances of illegal acceptances 5.a 6.b 7.d 8.a an agreement with the ______of deposits, and provide timely 9.b 10.c 11.d 12.b government for formation of a joint information to the public 13.c 14.b 15.c 16.b venture (JV) company a) Sachet b) Sacket 17.d 18.a 19.d 20.b a) Tamil Nadu c) Sakshi d) Sacjet b) Tripura 194. Which State government will open 51 21.a 22.b 23.b 24.d c) Chhattisgarh cyber laboratories on August 15 this 25.c 26.a 27.d 28.b d) Assam year? 29.c 30.b 31.a 32.d 186. Parliament approved establishment of a) Tamil Nadu 33.c 34.c 35.b 36.d _____ new IITs across the country by b) Maharashtra 37.c 38.c 39.b 40.c passing the Institutes of Technology c) Sikkim 41.c 42.a 43.c 44.a (Amendment) Bill 2016 in the Rajya d) Rajasthan 45.d 46.c 47.d 48.b Sabha 195. World’s tallest outdoor glass lift opened 49.c 50.d 51.c 52.d a) Four b) Five in ______53.d 54.b 55.c 56.c c) Six d) Seven a) India b) USA 187. Under Pradhan Mantri Jan Aushadhi c) Russia d) China 57.d 58.c 59.b 60.a Yojana (PMJAY), the central 196. Who has been re-elected as Asian 61.c 62.a 63.c 64.a government will open ______Jan Development Bank President? 65.c 66.b 67.d 68.a Aushadhi Stores (JAS) a) Jim Yong Kim 69.c 70.b 71.c 72.a a) 3000 b) 1500 b) Takehiko Nakao 73.b 74.c 75.b 76.d c) 2500 d) 2000 c) Jin Liqun 77.b 78.c 79.b 80.c 188. Which State government has sought a d) Haruhiko Kuroda 81.c 82.d 83.b 84.a 10-year extension of the North East 197. Which State government will undertake 85.b 86.a 87.b 88.d Industrial Promotion Policy (NEIPP) an irrigation project worth ¹ 2,800 crore 89.b 90.c 91.b 92.c from the Centre? to keep a check on floods? a) Tamil Nadu a) Sikkim 93.a 94.b 95.c 96.d b) Assam b) Meghalaya 97.c 98.b 99.d 100.c c) Rajasthan c) West Bengal 101.b 102.c 103.d 104.a d) West Bengal d) Haryana 105.c 106.d 107.b 108.a 189. The tallest moving observation tower 198. Government of India launched the app 109.c 110.b 111.b 112.a in the world, the ‘British Airways i360’ called ______, which will allow the 113.c 114.a 115.c 116.b opened in ______general public to directly connect to 117.c 118.d 119.b 120.c a) USA b) India high-level ministers 121.a 122.b 123.d 124.b c) UK d) Australia a) MyApp b) MyGov 125.a 126.d 127.b 128.c 190. For the first time the ______Navy c) MyMin d) MyPar has flown an aircraft using 3D-printed 199. Which State has started work on the 129.a 130.b 131.c 132.d parts deemed essential to maintaining installation of an Early Warning 133.a 134.b 135.c 136.d safe flight Dissemination System (EWDS) in six 137.b 138.c 139.d 140.a a) India b) USA coastal districts prone to disasters like 141.c 142.d 143.b 144.a c) Russia d) North Korea floods and cyclones? 145.b 146.c 147.d 148.a 191. Who has been named as the new Chief a) Andra Pradesh 149.b 150.c 151.c 152.a Minister of Gujarat? b) Karnataka 153.d 154.b 155.c 156.d a) Nitin Patel c) Maharashtra 157.a 158.c 159.a 160.b b) Anandiben Patel d) Odisha 161.c 162.a 163.c 164.b c) Vijay Rupani 200. Which state has emerged as the top d) Saurabh Patel state in India in terms of growth in 165.d 166.b 167.c 168.a 192. Government of India has exempted industry and service sectors during 169.c 170.d 171.c 172.b ______from the purview of 2004-05 to 2014-15? 173.d 174.a 175.b 176.b compulsorily providing Aadhaar a) Uttarakhand 177.a 178.b 179.c 180.a numbers for availing University Grants b) Tamil Nadu 181.a 182.c 183.b 184.a Commission (UGC) scholarships and c) Uttar Pradesh 185.c 186.c 187.a 188.b fellowships d) Bihar 189.c 190.b 191.c 192.d a) Gujarat b) Rajasthan 193.a 194.b 195.d 196.b c) Kerala d) Assam  197.c 198.b 199.d 200.a  51 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016

100 G.K. QUESTION FOR SSC/RAILWAY 1. The locomotory organ ‘Amoeba’ is d) Horse 19. Which is a cold current a) Pesudopodia 11. The ‘Kannauj Assembly “organized by a) Humboldt current b) Parapodia harsha was held in honour of b) Brazil current c) Flagella a) Fa-Hien c) Oyashio current d) Cilia b) Itsing d) Canary current 2. The term ‘Rh factor’ refers to c) Hieun-Tsang 20. Manas Sanctuary in Assam is known a) Rhesus factors d) Meghasthenes for b) Rheumatoid 12. The head quarter of the Ghadar party a) Elephant c) Rnal factor was at b) Bears d) Rhombic factor a) Koruchi c) Tiger 3. The vitamin most readily destroyed by b) Moscow d) Wild ass heat is c) Borlin 21. Highest Tower in India? a) Riboflavin d) San-Fransisco a) pitam pura tower (Delhi) b) Ascorbic acid 13. The excess of price a person is to pay b) Bijapura tower c) Tocopherol rather than forego the consumption of c) mysore Tower d) Thiamine the commodity is called d) Hyderabad tower 4. The colour of the eye depends upon the a) Price 22. Kerala High court is located at pigment present in b) Profit a) Jabal pur a) Cornea c) Producer surplus b) Trivendrum b) lris d) Consumer’s surplus c) Cochi c) Rods 14. When the price of a commodity falls, d) Erna kulam d) Cones we can except 23. ‘National defence Academy’ located at 5. The brain of human adult weighs about a) the supply of it to increase a) Mhow a) 1200-1300 gm b) the demand for it to fall b) Kirkce b) 1600-2000gm c) the demand it to stay constant c) Deolali c) 500-800gm d) the demand for it to increase d) Khadakvasla d)100-200gm 15. Census of population in India is done 24. The classical dance of Goa 6. Pituitary gland is situated in after every a) Rauf a) the base of heart a) 10 years b) Karma b) the base of the brain b) 5 year c) Hattari c) the neck c) 7 year d) Mando d) the abdomen d) 1 year 25. The flightless sea bird found in 7. Which in n’t viral disease? 16. General Insurance Corporation (GIC) Antarctica is also called a) small pox establish in which year? a) Ostracich b) jaundice a) Jan. 1973 b) Pelican c) syphilis b) Feb. 1980 c) Penguin d) rabies c) Mar. 1982 d) Puma 8. Name the important French possession d) Dec. 1975 26. Which is official book of French? in India? 17. The existence of a parallel economy or a) Green book a) Goa Black money b) white book b) Pondicherry a) Makes the economy more c) Yellow book c) Daman competitive d) White paper d) Cochin b) Makes the monetary policies less 27. How many organ of United Nations 9. Which is the Indian to become member effective Organization? of British Parliament c) Ensure a better distribution of a) 5 a) W. Chandra . Bannerji income and wealth b) 6 b) Bchramij m. malabai d) Ensure increasing productive c) 7 c) D.N. wacha. investment d) 8 d) Dadabhai Naroji 18. Which Volcanoes is situated in mexico 28. Two elements which are used to absorb 10. Which is n’t one of the animals carved a) Colima neutrons to control the chain reactions on the sarnath pillar b) Purace during nuclear fission are a) Hamped Bill c) Semeru a) Boron and Cadmium b) Deer d) Etna b) Boron and plutonium c) Elephant

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c) Cadmium & uranium d) Cobalt c) UPSC d) Uranium & Boron 37. Chocolates can be bad for health because d) Planning commission 29. A metal plate with a circular hole at the of a high content of 47. The declaration of constitutional centre is heated. What will happen to a) Zinc Emergency in an Indian state has to be the area of the hole? b) Nickel approved by the parliament within a a) Increase c) Lead period of b) Decrease d) Cobalt a) 2 months c) Remain constant 38. Cooking gas is a Mixture of b) 4 months d) Will increase first and then decrease a) Methane and ethylene c) 6 months 30. A piece of paper and a cricket ball are b) Carbon dioxide & oxygen d) 12 months dropped from the same height. Under c) Butane and propane 48. Who is the appointed Prime Minister which of the following conditions do d) Carbon monoxide & carbon dioxide a) Cabinet both reach the surface simultaneously? 39. Dry powder fire extinguishers contain b) parliament a) They must have the same Volume a) Sand c) President b) They must have the same density b) Sand & sodium carbonate d) Chief Justice of supreme court c) They must have the same mass c) Sand & potassium 49. Ctrl, shift and alt are called ____ key d) They must be dropped in vacuum d) Sand & sodium biocarbonate a) Modifier 31. Cloudy nights are warmer compared 40. Who has been awarded with Dada Sahib b) Function nights, because clouds mainly phalke Award for the year 2015? c) Adjustment a) absorb heat from the atmosphere a) d) Specifier send it towards earth b) Manoj kumar 50. File deleted from the hard disk are sent b) prevent back the given by earth c) Ratan thiyan to ____ c) reflect back the heat given by earth d) a) Memory d) produce heat and radiate it toward 41. World’s costliest Railway station has b) Recyclebin earth been opened in which of the following c) Mother board 32. When a ship enters the sea from a river cities? d) None of these a) It rises a little a) London 51. Most glasses contain about 71% by b) It sinks a little b) Beijing weight of c) It remains at the same lavel c) Dubai a) Silicon dioxide d) It rises of sinks depending on the d) New York b) Carbon dioxide material it is made of 42. Who is author of the book titled ‘who c) Sulfur dioxide 33. Two stones of unequal masses are was Shivaji” d) Calcium carbonate thrown vertically up with the same a) Govind pansare 52. Second law of thermodynamic is about velocity. Which of the following will b) Jain Acharya a) Temperature happen? c) Anup Ashok Sardesai b) pressure a) The heavier mass will reach d) Hindol sengupta c ) entropy greater height 43. March 4 is celebrated in India as ? d) enthalpy b) The lighter mass will reach greater a) National Defence Day 53. A Nobel gas is al so called height b) National Youth Day a) an ideal gas c) Both will reach the same height c) National security Day b) rare gas d) Any of them may reach greater d) National flag Day c) an inert gad height 44. The Attorney General of India has the d) both (b) and (c) 34. Magnalium is an alloy of right to audience in 54. The process of electroplating involves a) Aluminum and magnesium a) Any session court a) electrolysis b) Magnesium and Tib b) High High court b) dialysis c) Aluminum and Zinc c) Supreme court c) osmosis d) Manganese and Magnesium d) Any court of law within the d) decomposition 35. Galvanization of iron is carried out using territory of India 55. Most abundant Carbohydrate present a) Zinc 45. The Constitution of India contains in blood is b) Tin a) 340 Article a) Glucose c) Copper b) 395 Article b) lactose d) Chromium c) 400 Article c) starch 36. Galena is a Mineral of d) 404 Article d) cellulose a) Iron 46. Which is n’t a constitutional Body 56. Hard steel contains b) Gold a) Election commission a) 2 to 5% carbon c) lead b) Finance commission b) 0.5 to 1.5% carbon

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c) 0.1 to 0.04 % carbon 65. Lens present in eye is _ 75. At present rate of growth population d) 0.01 to 0.04 % carbon a) convex India is expected to overtake china by 57. An isoentropic process occurs at b) concave a) 2022 a) changing temperature c) biconcave b) 2015 b) constant pressure d)biconvex c) 2025 c) constant entropy 66. What is the source of electric energy in d) 2035 d) constant enthalpy an artificial satellite 76. Quit India movement was adopted by 58. The largest digestive glad in humans? a) A mini nuclear reactor the INC at a) spleen b) A dynamo a) Bombay b) Liver c)A thermopile b) Ahmadabad c) Pancreas d) Solar cells c) Pune d) Hepato-pancreas 67. Which mirror used headlamps of cars is d) Calcutta 59. Which is antifungal drugs the 77. Gandhi founded sabha in a) Amphotericin a) plane mirror 1919 to protest against the b) polymixin b) Spherical convex mirror a) salt law c) gramicidin c) spherical concave mirror b) Rowlatt Act d) epistasisin d) parabolic concave mirror c) Govt. of India Act 1919 60. Which vegetables and fruit crops is are a 68. The boiling point of water d) Jallianwalla Bagh Massacre rich source of vitamin A or its precursor a)is always 1000 C 78. What were the Hindu counterparts to 1) carrot b) depends atmospheric pressure the movements of Tabligh and Tanzim 2) mango c) depends material of container a) Satya shodhak movement 3) potato d) depends relative humidity b) Shudhi and sangathan 4) tomato 69. Woolens keep us warm in winter because c) Self respect movement Select the correct answer using codes they d) Rastrya Svayamevaksevak Sangha given below a) produce more warmth 79. Which peshwa know in history as ‘Nana a) 1 and 3 b) Are good absorbers of heat Saheb’ b) 1 and 4 c) don’t allow our body heat to escape a)Baji Rao I c) 1, 2 and 4 d) don’t allow cool air to enter b) Baji Rao II d) only 4 70. Raindrops are spherical due to c) Madho Rao 61. Which cereal was among the first to be a) Viscosity of water d) Balaji Baji Rao used by man b) surface tension 80. Where is oldest oil refinery of India a) barley c) continuous evaporation a) Haldia b) oat d) air friction b) Digboi c) rye 71. The swabhiman compaign launched by c) barauni d) wheat the Govt. of India seeks to achieve d) kochi 62. The International Board for plant a) Total sanitation 81. Army truck behicle factory is lacated at Genetic Resource (IBPGR) was b) Total literacy a) Bangalore established in 1974 at c) Financial inclusion b) Avadi a) New Delhi d) None of these c) Jabal pur b) Philippines 72. Agricultural contributes __of GDP in d) Srinagar c) Boston India today 82. Soil that owes its colour to oxide of iron d) Rome a) 42% is 63. Which species of grapes is most b) 18% a) regur commonly used for making wines c) 27% b) bangar a) Vitis labrusca d) 57% c) laterite b) Vitis rotundifolia 73. Which state has lowest percentage of d) alkaline c) Vitis vinifera persons below the poverty line is 83. IR 20 and Ratna are two important d) Vitis Vulpina a) Kerala varieties of 64. Which tissue is transport of food b) Bihar a) wheat material in plant is called c) Punjab b) bajra a) parenchyma d) Gujrat c) paddy b) phloem 74. Which operates at the district level d) jowar c) sclerenchyma a) State cooperative Bank 84. Who initated he community d) xylem b) Central Cooperative Bank development programme c) Primary Agricultural credit society a) Balwant Rai Mahta d) RBI b) K. M. Munshi

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c) Ashoka Mehta 94. The desktop contains small graphics 29. a 30. d 31. c 32. a d) S.K. Dey called 33. c 34. a 35. a 36. c 85. India has a) Windows a) Monolitthu party system b) Logos 37. b 38. c 39. d 40. b b) bi- party system c) Icons 41. d 42. a 43. c 44. d c) Multi party system d) pictures 45. b 46. d 47. a 48. c d) None of these 95. Which is short cort key used in ‘center 86. How many seats reserved of the alignment’ in computer 49. a 50. b 51. a 52. c scheduled Tribe in the Lok Sabha a) ctrl + B 53. d 54. a 55. a 56. b a) 25 b) ctrl +e b) 30 c) ctrl +h 57. c 58. b 59. a 60. c c) 40 d) None of these 61. d 62. d 63. c 64. b d) 50 96. Respiration controlled by _ 65. d 66. d 67. d 68. b 87. The latest official language of the UNO a) cerebellum a) Chinese b) medulla oblingata 69. c 70. b 71. c 72. b b) Spanish c) cerebrum 73. c 74. b 75. a 76. a c) Russia d) None of these 77. b 78. b 79. d 80. b d) Arabic 97. Lunar caustic is 81. c 82. c 83. c 84. a 88. First Talkie Film in India is a) NaNo3

a) Raja Harish Chandra b) AgNo3 85. c 86. c 87. b 88. d b) Pandalika c) KNo 3 89. c 90. a 91. c 92. a c) Alam Ara d) CHCl3 d) Aan 98. Who is the newly elected chief justice of 93. d 94. c 95. b 96. b 89. Washington D.C is located on Bank of Supreme court 97. b 98. c 99. a 100. b river a) Makul Rhtagi a) Potomac b) Ranjit kumar b) fibe c) Tirath Sing Thakur  c) Hudson d) Swatantra kumar d) spree 99. Who is re-elected as prime Minister of 90. India first heavy water plant was set up Vanik’s Knowledge Garden in 1962 at a) Enda Kenny Name of the Bank /Head Office a) Talcher b) suba Kenny b) Tuticorin c) Mickey arthur 1. Allahabad Bank Kolkata c) Baroda d) Arthur 2. Bank of Baroda Baroda d) Haziro 100. Who is appointed lieutenant Governor 3. Bank of Maharashtra Pune 91. Khordad sal is the festival of of puducherry 4. Bank of India Mumbai a) Jains a) Bimal jalan 5. Central Bank of India Mumbai 6. Canara Bank Bangalore b) parsis b) kiran Bedi 7. Dena Bank Mumbai c) Sikhs c) Vikram Dev 8. Indian Bank Chennai d) Buddhists d) A.K. Singh 9. Indian Overseas Bank Chennai 92. What is full form of ‘NITI’ 10. Punjab National Bank New a) National Institution for Delhi transforming India 11. Syndicate Bank Manipal b) National Investigation for Trading  12. Union Bank of India Mumbai India 13. United Commercial Bank (UCO Bank) c) National Improvement for trade ANSWER KEYS Kolkata and technology India 14. United Bank of India Kolkata 1. a 2. a 3. b 4. b d) National Institution for 15. Andhra Bank Hyderabad Transporting India 5. a 6. b 7. c 8. b 16. Corporation Bank Mangalore 93. The first step in the transaction 9. d 10. b 11. c 12. d 17. Oriental Bank of Commerce New Delhi processing cycle is___ 18. Punjab and Sindh Bank New Delhi 13. c 14. d 15. a 16. a a) data base operation 19. Vijaya Bank Bangalore b) Audit 17. b 18. c 19. a 20. a 20. IDBI Bank Ltd Mumbai 21. ECGC (The Export Credit c) data entry 21. a 22. d 23. d 24. d Guarantee Corporation of d) user inquiry 25. c 26. c 27. b 28. a India Ltd) Mumbai

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40 MCQ ON COMPUTER

1. The ______is the amount of 9. ‘NAS’ stands for d) Thermal printer data that a storage device can move from a) Network area service 17. What is full form of EXIF? the storage to the computer per second. b) Network attached storage a) Exchangeable Image fine finish a) Data transfer rate c) Network attached service b) Exchangeable Image file format b) data access rate d) None of these c) Executable Image file format c) data migration rate 10. India’s first super computer is d) Executable Image file finish d) None of these a) Cyber 205 18. Which type of switching is used in 2. The most frequently used instructions b) Aaditya internet? of a computer program are likely to be c) Anupam a) Packet fetched from d) PARAM 8000 b) Telephone a) Cache 11. In hard disc, which components are used c) Circuit b) Cookie to place Read write heads in a specific d) Telex c) main memory tracks? 19. A wireless technology built in electronic d) None of these a) Head actuator gadgets used for exchanging data over 3. The load instruction is mostly used to b) Spindle motor short distance is ? designate a transfer from memory to a c) Stepper motor a) Bluetooth processor register is known as d) None of these b) wifi a) Program counter 12. A system malfunctions in which c) Modem b) Instruction register computer stops working and has to be d) USB c) Accumulator restarted. 20. Who invented Keyboard? d) None of these a) Crash a) James Gosling 4. The ______of a threat measures b) Cut b) Martin Cooper its potential impact on a system. c) bug c) Steve jobs a) Vulnerabilities d) None of these d) Christoper latham Sholes b) degree of harm 13. Hardware or software designed to guard 21. ______terminals (formerly c) Susceptibility against unauthorized access to a known as cash registers) are often d) None of these computer network is known as connected to complex inventory and 5. A collection of conceptual tools for ______sales computer systems. describing data, relationships semantics a) Hacker proof program a) data and constraints is referred as b) firewall b) Point of sale (POS) a) data model c) Hacker resistant service c) Sales b) ER model d) None of these d) Query c) DBMS 14. RAID stands for______22. What is full form of CSS? d) None of these a) Reproduce array of Intelligent a) Creative style shots 6. What is the full form of UDP? disks. b) creative style sheets a) Upper divisional protocol b) Reproduce array of Inexpensive c) Cascading style sheets b) User datagram protocol disks. d) Cascading style shots. c) Under divisional protocol c) Redundant array of inexpensive 23. What is full form of OLED ? d) None of these drives a) Organic light emitted diode 7. An intelligent hub that has the ability to d) Redundant array of independent b) Organic light emitting diode determine the destination of a packet disks. c) Organ light emitting diode sent across network is called 15. Which of the following is the first d) Organicism light emitting diode a) Repeater computer to use stored program 24. Who is the father of Artificial Intelligence b) switch concept? who was died on 2011? c) Bridge a) UNIVAC a) Charles Babbage d) None of these b) ENIAC b) John Mc Carthy 8. A type of phishing attack where mobile c) EDSAC c) Christhpher Letham sholey phone users receive text messages d) None of these d) None of these Containing a website hyperlink is called 16. Which of the Printers used in 25. Who is the father of cellular phone? a) Pharming Conjunction with computers uses dry a) Charles Babbage b) Smishing ink Powder? b) Johm Mc Carthy c) Vishing a) Daisy wheel printer c) Martin Cooper d) None of these b) Line Printer d) Christhpher Letham Sholey c) Laser printer

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26. What is the use of Digitizer as an input 33. V- RAM is used for access of the c) An error message indicating device? following forbidden. a) To convert graphic and pictorial a) Video and graphics d) An error message indicating server data into binary inputs. b) Text and Images found. b) To convert graphic and pictorial c) Programs data into analoy inputs d) None of these c) Debugging 34. A network that is Connected to the  d) None of the above user internet, but uses encryption to 27. What is the purpose of keeping scramble all the data sent through the electronic devices such as computers, internet is called? televisions and remote controlled a) My network devices on sleep mode? b) Virtual private network ANSWER KEYS a) Reduce power consumption c) Social network b) Backup d) None of these 1.a 2.a 3.c 4.b c) To write contents of RAM to hard 35. DDL is used to define the structure of a 5.a 6.b 7.b 8.b disc database, including the tables, columns 9.b 10.d 11.a 12.a d) To improve download speed. and data types that it contains. Its full 28. Which of the following is a suitable term form is ? 13.b 14.d 15.c 16.c for any programmable content of a a) Data definition Language 17.b 18.a 19.a 20.d hardware device Configurations and b) data definition link 21.b 22.c 23.b 24.b data for application specific integrated c) Determination Language circuits (ASIC), programmable logia d) None of these 25.c 26.a 27.a 28.c devices, etc.? 36. Which Microsoft based technology was 29.c 30.b 31.d 32.b a) Hardware built to link desktop applications to 33.a 34.b 35.a 36.c b) software the world wide web? c) firmware a) Active channel 37.a 38.b 39.a 40.a d) malware b) Active desktop 29. ADSL data communication technology c) Active X uses which of the following for faster d) None of these data transmission? 37. Most of the internet banking sites VANIK’S KNOWLEDGE GARDEN a) Voice band modem provide which of the following feature b) Wireless modem to reduce the rise of keystroke logging Important Nuclear Power Plant in India c) Copper telephone lines for the password entry? Plant Location State Capacity d) Sockets a) Virtual keyboard Narora Atomic Power Narora Uttar Pradesh 440 MW 30. Now a days Vishing has become a b) Finger touching Station Criminal Practice of using social c) Touch screen Rajasthan Atomic engineering over which of the d) Shape writer Rawatbhata Rajasthan 1180 MW Power Station following? 38. The technique that extends storage Tarapur Atomic Power a) Social networking sites capacities of main memory beyond the Tarapur Maharashtra 1400 MW b) Mobile phones actual size of the mail memory is called Station Kakrapar Atomic c) E- mail a) Multitasking Kakrapar Gujarat 440 MW d) Cyber Cafes. b) Virtual Power Station 31. Which of the following are not objects c) Multiprocessing Kudankulam Nuclear Kudankulam Tamilnadu - MW in Access Database? d) Multi programming Power Plant a) Table 39. This is an internet forum to discuss wide Madras Atomic Power Kalpakkam Tamilnadu - MW b) form range of topics like current news, Station c) Query articles and current affairs ect. Kaiga Nuclear Power Kaiga Karnataka 660 MW d) pivot table a) News group Plant 32. The word band with is also used to b) Chatting Madras Atomic Power mean______? c) E- discussion Kalpakkam Tamil Nadu 440 MW Station a) Width of the data cable d) E- learning b) Amount of data transferred 40. What is HTTP 404 ? c) Number of the computers on a a) An error message indicating server particular network not found. d) None of these b) An error message indicating moved permanently.

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PRACTICE SET FOR UPCOMING EXAM [IBPS-PO (PRELIM)] ENGLISH LANGUAGE E. Among the condition that are notified its inflation target of 4% with an needed for, according to SCS AP upper limit of six percent and lower bound Directions (Q. 1-5): Read each sentence confirms with the economic and of two percent up to 2021, of also said that to find out if there is any error in it. The infra structural backwardness. 1 herald inflation remain out of these bounds error, if any, will be in one part of the F. Meanwhile the parties have their for their consecutive quarters then RBI sentence. The number of that part is the own strategies to cash in on the would have to provide a written explanation answer. If there is no error the answer is gravity of the situation. on why that had happened. What it planned e). (Ignore errors in punctuation, if any) to do to rectify the situation and the time 6. Which of the following should be the line for the recovery effort. 1. Can hunger (a) / be eliminated (b)/ from SECOND sentence after The Indian governments notification of the our homes, villages, states countries rearrangement? inflation target at 4 percent +/-2 per cent or(c)/ the world during our lifetime? (d) a) C b) A through to 2021 is a credit positive /No error(e). c) D d) B reaffirmation of commitment to keep 2. It paves the ways for the collaborative e) F inflation at moderate levels. Sustained works (a)/ between the established and 7. Which of the following should be the moderate inflation would contribute to the local knowledge (b)/together to feed FIFTH sentence after rearrangement? macroeconomic stability and help prevent (c)/ to starve and non nutritious world a)A b)E a repetition of the short marked cycles of (d) /No error(e). c)C d)F the past. 3 . D u e to food and agricultural organisation e)D The ongoing inflation target efforts coupled (FAO) (a)/ good nutrition is the first 8. Which of the following should be the with the shift to a monetary policy defence (b)/ against disease and the SIXTH(LAST) sentence after committee was a step in the right direction. only source of energy (c)/ to live and rearrangement? Earlier the centre had said that it had put in be active. (d) /No error(e). a) D b) B place statutary and institutional frame work 4. Ensuring a life with dignity (a)/ cannot c) A d) C for the monetary policy committee the body be executed among the people (b)/ who e) F that will soon be in charge of setting the are in empty life (c)/ style field . (d) / 9. Which of the following should be the interest rates. No error(e). FIRST sentence after rearrangement? The changes to the monetary policy regime 5. There is a growing realisation (a)/that a) B b) E of the last two years mark a step towards vermin composting provides also( b) c) C d) A greater policy transparency and growth enriching hormones that plants e) D predictability both of which should keep need (c)/ for their growth and 10. Which of the following should be the in policy transmission and hence monetary Development (d) /No error(e). THIRD sentence after rearrangement? policy effectiveness. a) E b) A Directions: (Q. 6-10): Rearrange the c) F d) D 11. Which of the following factor, According following six sentences A, B, C, D, E and e) B to the author, affect the policy F in the proper sequence to form a transmission positivity. meaningful paragraph; then answer the Directions (Q.11-20) Read the following i) Policy forecasting questions given below them. passage carefully and answer the ii) Policy transparency A. Hood winking allegations and questions given below it. Certain words/ iii) Policy achieving counter allegation or the issue by phrases have been printed in BOLD to iv) Policy effectives all the political parties has only help you locate them while answering a) Both (i) & (ii) strengthened the sentiment. some questions. b) Both (ii) & (iii) B. Given the political compulsions At a time when public sector spending is c) Both (iii) & (iv) and pressures from within the set to rise due to wage increase this year, d) Both (iv) & (i) state these parties are neither an a the moderate inflation target set by govt. is e) Both (i) & (iii) position to defend it nor ignore it a positive for the country’s credit profile 12. Which of the following means by the and could prevent for spillovers into other C. Besides lack of capital city and phrase “coupled with the shift to a infrastructure the finance of the sectors, according to moody’s investors monetary policy “ state needed a major boost post service. “An explicit inflation target can help a) Monetary policy is viewed as a bifurcation. anchor inflation expectations and hence valuable D. The issue of special category actual inflation at moderate levels. “Marie b) Changes in the monetary policy status the Andhra Pradesh towns Diron, Senior Vice President of Moody’s c) Changes of the monetary policy out to be a necessary evil for the said. “At a time when large increase in wages to something congress and all the political is implemented in the public sector, d) Monetary policy separated from parties. moderate inflation expectations could help something else prevent spill over’s to wages and force settings in other sectors, the centre on Friday

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e) None of the above options. 19. SUSTAINED d)status, lonely 13. Which, according to the author, is the a) Simulated b) Escalated e)ravages, untouched inflation target of Government of c) Cascaded d) Balanced 25. Her true feelings ______India? e) Vibrated themselves in her sarcastic asides; only a) at four percent then was her ______revealed. Directions: (Q. 20) Choose the word b) between 4 to 5 percent a)concealed, sweetness which id most nearly the OPPOSITE is c) at 7.5 percent b)manifested, bitterness meaning as the word printed in bold as d) between 2 to 6 percent c)hid, sarcasm used in the passage. e) None of the above d)developed, anxiety 14. Which of the following moderate 20. STABILITY e)grieved, charm inflation expectations can do? a)flexibility b)servility Directions (Q.26-30) in the following a) it can help spill over to wages c)rationality d)duality passage three are blanks, each of which b) it can check spill over to wages e)Accountability c) it can help price settings in other has been numbered. These numbers are sectors Directions (Q. 21-25): In each of the printed below the passage and against d) it can help spill over to wages & following sentences there is one or two each, five words are suggested, Find out price settings blank space. Below each sentence there the appropriate word in each case. e) None of these. are five pairs of words denoted by letter Primary education in India has been the target 15. Author writing is contemporary to which a), b), c), d) and e). Find out which pair of of every policy maker political leaders. of the following? words can be filled up in the blanks in Starting from the universalisation of primary a) Inflation was going in public the sentence in the same sequence to education and the (26) of Kothari sector make the sentence grammatically correct Commission, (27) its recent ‘Avtar’ Sarba b) Recession is evidently public and meaningfully complete. sikshya Abhiyan the goal has not only remain sector unadulterated but also progressed both in c) Public sector reserves is ready to 21. Just as disloyalty is the mark of the policy & implementation. Huge amount of rise renegade, ______is the mark of money has been (28) into this to achieve a d) Expenditure in public sector is the ______. 2025, zero illiterate India, in other words ready to rise a)timorousness, hero one hundred per cent literacy in all (29) e) None of the above b)temerity, coward states, throughout India Tertiary irrespective 16. Which of the following is the central c)avarice, philanthropist of caste, creed religion or region. It is a dream idea of the paragraph d)cowardice, craven every Indian is looking forward (30). a) Inflation & Economic policy e)vanity, flatterer 26. a)Publication b) Monetary policy inflation & 22. Because she had a reputation for ______b)denial credit worthiness we were surprised and pleased when c)Suggestion c) Effectiveness of RBI monetary she greeted us so ______. d)Recommendation policy a)insolence, irately e)refusal d) Policy changes & Flexibility of b)insouciance, cordially 27. a)by b)with RBI c)graciousness, amiably c)towards d)since e) Public sector & Inflation d)arrogance, disdainfully e)querulousness, affably e)to Directions: (Q. 17-19) Choose the word 23. Although a few years ago the 28. a)given b)provided which id most nearly the SAME is fundamental facts about the Milky Way c)supply d)Channelled meaning as the word printed in bold as seemed fairly well ______, now even e)got used in the passage. its mass and its radius have come into 29. a)of b)its ______. c)their d)other 17. PREDICTABILITY a)determined, resolution e)over a)Preventability b)ignored, danger 30. a)to b)for b)Precariosity c)problematic, prominence c)out d)into c)Forecast ability d)diminished, disrepute e)by d)Predominantly e)established, question e)Predilection 24. The ______of time had left the REASONING ABILITY 18. CONSECUTIVE castle ______; it towered above a) Simultaneous Directions (Q.31-35): In the given the village, looking much as it must questions, assuming the given b) Alternate have done in Richard the Lion- c)Inverse statements to be true, find which of the Hearted’s time. given four conclusions numbered I, II, d) Recsprocative a)repairs, destroyed e) Random III and IV is/are definitely true and given b)remoteness, alone answer accordingly. c)lack, defended

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31. Statements: C H>E, TM student, though not necessarily in Directions: (Q.41-45): Study the  that order. Conclusions: I. E>T II. C>Q following information carefully and (iii) The third person is the answer the given questions: III. T H IV. TT  Q  L, K  E=DK immediate left of the Department, but not necessarily in the same commissioner. order. III. T E IV. Q>K  (viii)P stands to the immediate right of C sits third to the right of G. G faces the a)Only II and III are true O and to the immediate left of K. centre. Only one person sit between C and b)Only III is true (ix) N, the student, stands fifth. the person working in the HR department. c)Only I and IV are true Immediately neighbours of C faces outside. 36. The person standing first from left is d)All I, II and IV are true Only are person sits between F and D. Both a)O b)the social worker e)None is true F and D face the centre. D doesn’t work in c)P d)the commissioner 33. Statements: S T=UU the Finance, & HR department. A work in   e)L Investment Banking Department. A faces Conclusions: I. W>S II. P  V 37. The person standing to the immediate centre. Two people sit between the person III. X>T IV. U W left of M is  who work is investment Banking and a)the housewife a)Only I and II are true Marketing department. The person who b)J b)Only II and IV are true workers in Corporate Finance sits to the c)the lawyer c)Only I and III are true immediate left of E. C faces same direction d)K d)Only III and IV are true as E. The person who works in Corporate e)the commissioner e)None of these Finance sits to the immediate right of person 38. Which of the following correctly 34. Statements: C D=F G HD a)O-IAS department? a)Only II is true b)K-housewife a)Finance Department b)Only I, III and IV are true c)L-commissioner b)Marketing Department c)Only IV is true d)P-lawyer c)HR d)Only I, II and III are true e)M-accountant d)Corporate Finance e)None of these 39. Suppose, P has to go on account of an e)Operation Department 35. Statements: A>D  B=E, J  L  MB II. L A  from the left is now a)Immediate right III. E

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c) The person who works for 50. Which of the following is true regarding b)Son-in-law operation department F? c)Father-in –law d) D a) F sits second to right of C d)Mother-in-law e) G b) F is not an immediate neighbour e)Son 45. How many people sit between who of A 55. If A#B%C@D/E, then which of the works for Operation Department and c) F sits third to left of D following is true? A when counted from the right hand d) F sits at one of the extreme ends a)D is A’s sister-in-law side of A? of the line b)E is B’s mother-in-law a)1 b)2 e) F faces V c)A is E’s daughter-in –law c)3 d)4 d)Only (A) and (C) e)More than 4 Directions (Q. 51-53):Read the following e)(A), (B) and (C) information carefully and answer the 56. Which of the following means that A is Direction (46-50): Read the following question given below the niece of D? information carefully to answer given A blacksmith have five iron articles A, B, C, a)D @ C + A @ B questions. D and E, each having a different weight. b)A/B ÷C + D Twelve people are sitting in two parallel i) A weighs twice as much as B c)D % C ÷A @ B rows containing six people each, in such a ii) B weighs four and a half time as d)More than one of above way that there is an equal distance between much as C e)None of these adjacent persons. In row-1, P Q, R, S, T and iii) C weighs half as much as D 57. If A + C * B ÷E % D, then what is the V are seated and all of them are facing South. iv) D weighs half as much as E relationship between A and D? In row -2 A, B, C, D, E and F are seated and v) E weighs less than A but more than a)A is D’s grandmother all of them are facing North. Therefore, in C b)A is D’s mother the given seating arrangement each member 51. Which of the above given statements is c)D is A’s son seated in a row faces another member of the d)A is D’s grandfather other row. not necessary to determine the correct order of articles according to their e)D is A’s grandson A sits third to right of D. Neither A nor D 58. Which of the following means that A is sits at extreme ends. T faces D. V does not weighs? a)(i) b)(ii) D’s uncle and E is B’s daughter? face A and V does not sit at any of the extreme a)A%B*C÷E%D ends. V is not an immediate neighbour of T. c)(iii) d)(iv) e)(v) b)A@B#C÷D%E B sits at one of the extreme ends. Only two c)B%A@D÷C#E people sit between B and E. E does not face 52. Which of the following articles is the heaviest in weight? d)A%B*C÷D%E V. Two persons sit between R and Q. R is e)None of these not an immediate neighbour of T. C does a)A b)B not face V. P is not an immediate neighbour c)C d)D Directions (Q. Nos. 59-63) : Study the of R. e)E following information to answer the 53. Which of the following represents the given questions. 46. Who amongst the following sit at descending order of weighs of the In a certain code language ‘open with smile’ extreme ends of the rows? articles? is written as ‘la ac df’, ‘open your all savings a)B, E b)S, T a)A, B, E, D, C account’ is written as ‘oq pr rs ac tp’, ‘come c)P, R d)B, F b)B, D, E. A, C with your all documents’ is written as ‘tp e)None of these c)E, C, D, A, B df rs ge hg’ and ‘maintain your account’ is 47. Who amongst the following faces A? d)C, A, D, B, E written as ‘rt tp pr’. a)R b)T e)A, B, D, E, C c)P d)Q 59. What is the code for ‘account’? e)S Directions: (Q.54 - 58): Study the a)oq b)rs 48. How many persons are seated between following information carefully and c)pr d)ac T and S? answer the questions given below. e)tp a)One b)Two P # Q means Q is the husband of P. 60. ‘maintain all your savings’ could be coded c)Three d)Four P * Q means Q is the wife of P. as e)None of these P - Q means Q is the father of P. a)tp rt rs oq 49. P is related to V in the same way as C is P/Q means Q is the mother of P. b)tp rt ac rs ge related to F. To which of the following P % Q means Q is the brother of P. c)df rt rs oq is E related to, following the same P @ Q means Q is the sister of P. d)rt ac pr oq pattern? P + Q means Q is the son of P. e)None of these a)B b)D P ÷ Q means Q is the daughter of P. 61. ‘ge’ stands for c)C d)A 54. If A * B @ C/ D # E, then how A is a)with e)None of these related to E? b)your a)Daughter-in law c)documents d)come

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e)Either ‘come’ or ‘documents’ 71. What is the number of seats won by Y 62. Which of the following may be the code 28 195 39 5 in state B? (Approximately) 68.    = ? for ‘keep your smile’? 65 308 44 26 a)40 b)28 a)tp la rt b)la df oq c)36 d)22 c)lb la tp d)ge la ac 1 e)33 e)None of these a) b)0.85 72. What is the total number of seats won 63. ‘tp oq pr’ is the code for 5 by X in states B and C together? a)all your account 1 1 (Approximately) b)maintain your account c) 3 d) a)64 b)60 c)your savings account 2 2 c)68 d)75 d)can’t be determined e)52 e)None of these 1 73. In which state is the number of seats e) 4 2 won by Y maximum? Directions (64-65): Read the following a)A b)B information carefully answer the 69.[(3 8  8)(8 8 7 8)]98= ? c)C d)D questions given below it: e)E i) P Q means Q is to the right of a)3 b)7 74. By how many seats does Y lead X in P at a distance of one metre. 8 8 these 6 states? (Approximately) ii) P  Q means Q is to the North of c)382 d)475 a)11 b)5 c)7 d)2 e)375 P at a distance of one metre. e)8  2 iii) P Q means Q is to the left of P 70. 11449  6241  (54) 75. What is the average number of seats won at a distance of one metre. by X in all the states? (Approximately) iv) P  Q means Q is to the South of  ?  (74)2 a)28 b)23 c)18 d)35 P at a distance of one metre. a)3846 b)3721 e)12 v) In each of the following questions c)3581 d)3938 Directions: (Q.76-80): Study the all person face South e)4383 following table carefully and answer the questions given below it. 64. If A  B  L  K, then K is in which Directions (Q. 71-75): Read the following graph carefully and answer the questions Number of teachers in various direction with respect to A? given below. universities (males & females) and a)South b)East Distribution of 279 parliamentary percentage of PhDs amongst them c)North d)West constituencies in 6 states e)None of these Unive Males No. % of Females % of rsities of PhDs No. of PhDs 65. If G I R M, then M is in which Teachers Teachers direction with respect to I? A 175 32 125 44 a)North- East B 250 74 105 40 b)North-West C 180 45 120 55 D 320 65 80 80 c)South-East E 290 30 100 35 d)South -West e)None of these 76. What is the average number of female teachers in all the Universities together? QUANTITATIVE APTITUDE a)100 b)105 c)108 d)106 Directions (Q. 66-70): What will come e)None of these in place of the question mark (?) in the Percentage share of two parties X 77. What is the total number of non-PhD following questions? and Y in 6 states. male teachers from University A and C together? 66. 3436  295 – 18611 = ? + 5883 a)137 b)208 a)997091 b)887071 c)145 d)218 c)989090 d)899060 e)None of these e)789406 78. What is the respective ratio of the non- 3 2 ?-4 2 6 7 . ( 8 )  (16)  32 = (2)  (4) PhD male teachers from University D a)12 b)18 to the non-PhD female teachers from c)14 d)10 the same University? e)22 a)7 : 1 b)13 : 4 c)9 : 5 d)16 : 13 e)None of these

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79. What is the difference between the number of female PhD teachers from 5 3 1 88. I. (2) (11) = x3 cylindrical flask whose radius is rd University E and male non-PhD 3 teachers from the same University? 6 of the radius of the base of the circular a)165 b)52 II. 4y3 = -(589  4) +5y3 c)158 d)75 89. I.12x2 + 11x +12 = 10x2 +22x cone. Then the height of the water in e)None of these II.13y2 – 18y +3 = 9y2 – 10y the cylindrical flask is 80. The number of PhD teachers in 90. I.(x 7/5  9)=169  x3/5 a)32 cm b)24 cm University B (Both males and females) II.y1/4  y1/4  7 = 273 y1/2 c)48 cm d)72 cm is approximately what percent of the  91. In a factory, there are equal number of e)None of these total number of teachers in that women and children. Women work for 96. The average earning of a group of persons University? (Both males and females) 6 h a day and children for 4 h a day. is Rs 50 per day. The difference a)54 b)68 During festival time, the work load goes between the highest earning and lowest c)64 d)52 up by 50%. The government rule does earning of any two persons of the group e)58 not allow children to work for more is Rs 45. If these two people are Directions: (Q.81-85): What value will than 6 h a day. If they are equally excluded the average earning of the come in place question mark (?) in the efficient and the extra work is done by group decreased by Rs 1. If the number series given below ? women, then extra hours of work put minimum earning of the person in the in by women everyday are group lies between 42 and 47 and the 81. 15 54 368 ? 15126 a)5 b)3 number of persons initially in the group a)2540 b)2527 c)4 d)9 was equal to a prime number, with both c)2740 d)2437 e)None of these its digits prime. The number of persons e)None of these 92. A and B invest Rs 3000 and Rs 4000, in the group initially was : 82. 87656 83962 ? 76574 72, 800 respectively in a business. A receives a)29 b)53 a)80166 b)81265 Rs 10 per month out of the profit as a c)31 d)57 c)76874 d)80268 remuneration for running the business e)None of these e)None of these and the rest of the profit is divided in 97. Ajay bought a motor cycle for Rs. 83. 9261 12167 ? 19683 24389 proportion to the investments. If in a 50,000. 2 years later he sold it to Bijay a)17576 b)20025 year A totally receive Rs 390, what does at 10% less of the cost price. Bijay c)15625 d)13824 B receives? spend 5% of the purchasing price on e)None of these a)Rs 630 b)Rs 360 its maintenance. Later Bijay displayed 84. 362880 45360 ? 1080 216 c)Rs 480 d)Rs 380 the sale price of his motorcycle Rs. a)6380 b)5880 e)None of these 50,000. Chetan wanted to purchase it c)6480 d)6280 93. Three containers A, B and C are having at 15% discount but Bijay gave him e)None of these mixtures of milk and water in the ratio two successive discounts of 10% and 85. 2156 2077 ? 1682 1366 1 : 5, 3 : 5, and 5 : 7 respectively. If the 5% instead of 15% in one time. What a)1919 b)1829 capacities of the containers are in the is the actual discount availed by c)2002 d)1661 ratio 5 : 4 : 5 then find the ratio of the Chetan? e)None of these milk to the water if the mixtures of all a)15% b)15.5% the three containers are mixed together: c)14.5% d)14% Directions (Q. Nos. 86-90): In the a)51 : 115 b)52 : 115 e)None of these following questions two equations c)53 : 115 d)54 : 115 98. A boat takes 9 h to travel a distance numbered I and II are given. You have to e)None of these upstream and takes 3 h to travel the solve both the equations and Give answer 94. A person bought a motorbike under the same distance downstream. If the speed If following schemes: Down payment of of the boat in still water is 4 km/h, then a)x > y b)x  y Rs 15, 000 and the rest amount at 8% what is the velocity of the stream? c)x < y d)x  y per annum for 2 years. In this ways, a)4 km/h b)3 km/h e)x = y or the relationship cannot he paid Rs 28,920 in total. Find the c)6 km/h d)2 km/h be established actual price of the motorbike. (Assume e)None of these simple interest). 99. A basket contains three blue and four 86. I. = 0 a)Rs 26,000 b)Rs27,000 red balls. If three balls are drawn at 1225x 4900 c)Rs27,200 d)Rs26,500 random from the basket, what is the e)None of these probability that all the three balls are II. (81)1/4y + (343)1/3 = 0 95. A flask in the shape of a right circular either blue or red? cone of height 24 cm is filled with water. 87. I. 18 6 12 8 The water is poured in a right circular 1    a)1 b) x2 x x 2 x 2 7 II. y3 + 9.68 + 5.64 = 16.95

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41-e 42-d 43-d 44-b 45-e 3 3 (46-50): c) d) 14 28 e)None of these 100. Seven men, five women and eight children were given an assignment of distributing 2000 books to students in a school over a period of three days. All of them distributed books on the first day. On the second day two women and three children remained absent and on the third day three men and five children remained absent. If the ratio of the number of books distributed in a day by a man, a woman and a child was 5 : 4 : 2 respectively, a total of approximately how many books 46-c 47-e 48-b 49-a 50-e were distributed on the second day? (51-53): a)1000 b)800 Let the weight of C be x kg c)650 d)900 Then, B’s weight = 4.5 x kg e) Cannot be determined A’s weight = 9x kg D’s weight = 2x kg  E’s weight = 4x kg So, the order of their weight is, A > B > E > D > C EXPLANATIONS 51-e 52-a 53-a (54-58): 54-b 1. e 2. d 3. a 4. a 5. b 6. d 7. a 8. e 9. e 10. a 11. a 12. e 13. d 14. b 15. a 16. e 17. c 18. a 19. d 20. a 21. d 22. e 23. e 24. e 25. b 26. d 27. e 28. d 29. b 30. a (31-35): 31-d 32-e 33-c 34-a 35-b (36-40):

36-a 37-c 38-b 39-d 55-d O K J N L Q M 40-a O M J N L Q K (41-45):

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56-c

65-d

57-e

66-a 3463295-18611=?+5883 ? = 997091 67-c

2?4 (23 )3  (24 )2  25  (22 )2 58-e  29  28 25 24  2?4  29548  2?4 ?= 14 68-d 4 5 8  5 13 1 ?=     13 26 26 26 2 69-c ?  4 8 15 8  98  608  98 =480-98=382 70-b 10779  2916  ?  5476 ?  61 ?  6161  3721 (59-63) (71-75): 59-c 60-a 61-e 62-c 63-c 71-e (64-65): Total number of seats = 64-d 21 56 279  = 33 (approx) 100 100

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72-a x= 6.1 (approx) 3 Total number of seats = 25 + 38 = 64 (approx) I I . 4 y = - 147.25 +5y3 73-c y3 = 147.25 State C y = 5.3 (approx) 74-d x > y 75-c 89-b I.2x2 – 8x – 3x +12 = 0 140 2x(x-4)-3(x-4)=0 Avg. number = = 23 (approx) 6 x = 3/2, 4 II.4y2 (76-80): – 6y – 2y +3 = 0 76-d 2y(2y – 3) – 1 (2y – 3) = 0 y = 3/2, 1/2 530 x  y Avg. number = = 106 5 90-d I.x2 = 1521 77-d x = 39 Total number = 119 +99 = 218  78-a 273 Reqd. ratio = 112 : 16 = 7 : 1 II.y1/2 7 = 1/2 79-e y Reqd. diff. = 203 – 35 = 168 y = 39 80-c x  y 227 91-b % = 100 = 64 let extra hours a day are x. 355 according to the formula, = (81-85): 81-b 11  (6  4) 11(6   6  x)  The series is  9-92,  8-82,  7-72, ...... 1 1 82-d 1 The series is -3694, -3694,-3694, ...... 2 83-c The series is 213, 233, 253, ...... 3 10  12  x , x = 15 – 12 = 3 84-c 2 The series is  8,  7,  6, ...... 92-b 85-a Let the annual profit be Rs x. The series is -79, -158, -237, ...... Then, Rs (x – 120) will be distributed (86-90): between A and B as their shares of 86-a profit I.35x= – 70 Ratio of profits = Ratio of investments x= -2 So, A : B = 3000 : 4000 = 3 : 4 II.3y +7 = 0 y = - 7 /3 3 x > y A’s share = 120+(x-120)  87-c 7 6 6 8 7 I.   x – 120 =270  = 630 x2 x x 2 3 6 2 4  B’s share = (x 120) = Rs 360 x x2 7 x = 1/3 93-c II.y3 = 1.63 Ratio of milk and water = y = 1.18 (approx)  1 3 5  x < y   5   4   5 88-a  6 8 12  x3 = 227

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And number of books distributed in 3 rd day =  5 5 7  45x+54x+32x=46x : 5   4  5 = 106 : 230 = 53 : 115  6 8 12  Now, according to the question 71x +57x+46x =2000 94-b Solve using options. If the price is 27000, the interest on 2000 12000 (after subtracting the down payment) would be the X = 16% of 12000= 1920. Hence, the total amount paid would be 174 28920. 95-d 2000 57x = 57 =650 (app) Let radius of base of cone be r and height of cylinder be h. 174 Vol. of cone = Vol. of cylinder

2 1  r  πr 2  24  π   h 3  3   h = 72 cm 96-e Let there be n people (initially) in the group, then the total VANIK’S KNOWLEDGE GARDEN earning of the group = n  50 Important Nuclear Power Plant in India Gain n  50 = (n – 2)  49+(2x+45) Plant Location State Capacity n =2x – 53, where x is the lowest earning of any person. Narora Atomic Power Narora Uttar Pradesh 440 MW Now, since 42 < x < 47 and n prime numbers Station Then the only possible value of n = 37 for x =45 Rajasthan Atomic Rawatbhata Rajasthan 1180 MW 97-c Power Station Tarapur Atomic Power after first after second Tarapur Maharashtra 1400 MW MP Station discount discount Kakrapar Atomic Kakrapar Gujarat 440 MW 100 90 85.5 Power Station Kudankulam Nuclear So, the next discount = 100 – 85.5 = 14.5% Kudankulam Tamilnadu - MW Power Plant 98-d Madras Atomic Power Let velocity of the stream be x kmph. Kalpakkam Tamilnadu - MW Station Velocity of the boat downstream = 4+x km/h Kaiga Nuclear Power And velocity of the boat upstream = 4 –x km/h Kaiga Karnataka 660 MW Plant 3(4+x) =9 (4-x) Madras Atomic Power 12x = 24, X =2 km/h Kalpakkam Tamil Nadu 440 MW Station 99-b

3 C3 Probability to be a blue = 7 C3

4 C3 Probability to be a red = 7 C3

3 4 C3 C3 5 1 Reqd. Probability = 7  7   C3 C3 35 7 100-c Let the books distributed by a man, a woman and a child be 5x, 4x and 2x respectively. Number of books distributed in 1 st day = 75x+54x+82x=71x Number of books distributed in 2 nd day= 75x+34x+52x=57x

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PRACTICE SET FOR UPCOMING EXAM [IBPS-PO (MAIN)] ENGLISH LANGUAGE previous year’s final exam. One of his papers quite busy; as a result, most vendors are had a question from a leading text book to selling their wares to strangers. It takes a Directions (Q.1-10) Read the following which the text book’s answer was wrong. while before a particular vendor realises that passage carefully and answer the The student was in a dilemma: should he I am a repeat customer. In such a situation questions given below it. Certain words/ write the (wrong) answer as given in the trust is crucial. I have a simple rule : if a phrases have been printed in BOLD to text book or should he write the right answer vendor palms off a bad piece whose defects help you locate them while answering using his own analytic skills. He decided to are obvious, I never go back to that person some questions. do the latter and received a zero on that again. It is amazing how often that happens. The modern world requires us to repose question. Clearly, as the student had In my opinion, the failure of institutional trust in many anonymous institutions. We suspected, the examiners were looking at ethics is as much about these little abuses of strap ourselves in a flying tin can with two the text book answer while correcting the trust as anything else. Everyday thievery is hundred other people not because we know examination papers instead of verifying its like roadside trash; if you let it accumulate the pilot but because we believe that airline correctness. the whole neighbourhood stinks. travel is safe. Our trust in these institutions The behaviour of these examiners is a depends on two factors; skills and ethics. breakdown of institutional morals, with 1. What is the meaning of the phrase ‘palms We expect that the people who run these consequences for the skills acquired by off’ as used in the passage? institutions know what they are doing, that students. I say institutional morals, for the a)steals from they build and operate machines that work failure of these examiners is not a personal b)hides away from as they are supposed and that they are failure. At the same conference I met a whole c)buys quickly looking out for our welfare even though we range of college teachers, all of whom were d)acquires a good price for are strangers. drafted as examiners at some time or the e)passes on by deception When one of these factors is weak or absent, other. Without exception, they were 2. Why, according to the author, do people trust breaks down and we either pay a high dedicated individuals who cared about the repose trust in Institutions they do not price in safety as in the Bhopal tragedy or a education and welfare of their students. know? a) The marketing strategies adopted large ‘welfare premium’ such as the elaborate However, when put in the institutional role security measures at airports. Trust deficient of evaluating an anonymous individual, they by these institutions make them environments work in the favour of the rich fail in fulfilling their responsibilities. When trustworthy in the eyes of the and powerful, who can command premium some of our best colleges are run in this public. treatment and afford welfare premiums. fashion, is it any wonder that we turn out b) Many other people before them Poor people can command neither; which is unskilled engineers and scientists? If, as have done the same thing thus why air travel is safer than train travel, we are led to expect, there is a vast increase they feel safe. which in turn is safer than walking by the in education at all levels and the regulatory c) People learn from the experiences road side. regime is as weak as it is currently, isn’t it of their richer counter parts who Every modern society depends on the trust likely that the trust deficit is only going to have availed of the services of in the skills and ethics of a variety of increase? these institutions. institutions such as schools and colleges, We are all aware of the consequences of d) They believe that these and markets. If we stopped ignoring corruption at all levels of society. institutions have the requisite believing in the expertise of our teachers, While institutional failures in governance are knowledge and will act only in doctors and engineers, we will stop being a obvious, I think the real problem lies deeper, favour of the general public. modern society. in the failure of every day institutions that e) These institutions charge a very As The Institution among institutions, it is are quite apart from institutions that high price for the services they the duty of the state to ensure that all other impinge on our lives only on rare occasions. provide which leads people to institutions meet their ethical obligations. It is true that our lives are made more trust them. The Indian state has failed in its regulatory miserable by government officials 3. Why according to the author, is the role. Consequently, we cannot trust our demanding bribes for all sorts of things, but behaviour of examiners a breakdown schools to turn out good graduates, we cannot what about the everyday lying and cheating of institutional morals? ensure that our colleges turn out well trained and breaking of rules with people who are a) As the institution encourages engineers and we cannot guarantee that our strangers? examiners to give as little marks engineers will turn out to be good products. Let me give you an example that many of us to students as possible. Last year, I was invited to speak at an have experienced. I prefer buying my fruits b) As the institution is responsible undergraduate research conference. Most of and vegetables from roadside vendors rather for not encouraging examiners to the participants in this conference were than chain stores. To the vendor, I am venture outside the rote process. students at the best engineering colleges in probably an ideal customer, since I do not c) As the examiners are told to the state. One student who was driving me bargain and I do not take hours choosing the discourage students from being back and forth recounted a story about the best pieces, instead, letting the vendor do creative by the institution. the selecting. The market near my house is

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d) As the institution fails to provide a) The general public does not care 15. When he was asked what is wrong with adequate compensation to these about the failures of these him, (a) / he said that he was not well, hardworking examiners. institutions as they do not feature (b) / and asked for leave of (c) / absence e) As the institution does no; have in their lives at all. for one day. (d) / No error (e) information regarding right b) Such institutional failures are answers with it. almost non-existent and do not Directions (Q. 16-20): In each of the 4. Which of the following is possibly the occur often to matter to the public. following sentences there is one or two most appropriate little for the passage? c) These intrude in our lives only blank space. Below each sentence there a) Modifications in Institutional under exceptional circumstances are five pairs of words denoted by letter Ethics whereas the everyday lies a), b), c), d) and e). Find out which pair of b) Little Deceptions Add to Larger contribute to much more. words can be filled up in the blanks in Trust-Deficit d) These are a part of every the sentence in the same sequence to c) India – A Country Without Ethics country’s problems and are taken make the sentence grammatically correct d) Failure of the Government with a pinch of salt by the public. and meaningfully complete. e) College – As an Institution e) These institutional failures do not 16. Bangalore has ______beyond 5. Which of the following is NOT TRUE hamper the functioning of the recognition into an IT – propelled in the context of the passage? country in any manner and are metropolis from a laidback city that it A. Despite being aware of the fact hence less important. ______. that clients will not return, fruit a)changed, is and vegetable vendors sell bad Directions: (Q. 9-10) Choose the word which id most nearly the OPPOSITE is b)developed, should be goods. c)constructed, used to be B. Examiners are devoted to their meaning as the word printed in bold as used in the passage. d)progressed, claims to be jobs. e)morphed, once was C. Examiners deliberately mark 9. REPEAT 17. While the agricultural revolution correct answers as incorrect ones. a)copied b)original ______the earth’s surface, the a)Only A and C c)new d)duplicate Industrial Revolution is changing the b)Only B e)replicated earth’s ______. c)Only A 10. UNSKILLED a)changed, as well d)Only B and C a)civilized b)enlightened b)suffered, air e)Only C c)amateur d)trained c)benefited, condition 6. What, according to the author, happens e)cultured d)transformed, atmosphere when there is a break-down of trust? e)predicted, circumstances A. Less affluent people have to Directions (Q. 11-15): Read each 18. The findings of a recent study to compromise on quality. sentence to find out if there is any error ______the factors which B. Out well being is compromised. in it. The error, if any, will be in one part influence successful primary school C. We pay a higher price for services. of the sentence. The number of that part completion ______that extreme a)Only A is the answer. If there is no error the poverty is responsible for ninety b)Only A and C answer is e). (Ignore errors in percent of the school dropout cases. c)Only B and C punctuation, if any) a)study, proves d)Only B 11. Since it was his first election campaign, b)establish, examine e)All A, B and C c)construct, show 7. Which of the following reasons, make/ (a) / the candidate was confused; (b) / none could clearly understand (c) / d)explore, reveal s the author an ideal customer to a fruit e)reveal, object to and vegetable vendor? either the principles he stood for or the benefits he promised. (d) / No error 19. Considering the ______of the city A) He/she remains a regular customer to chemical and industrial disasters, the of the same vendor. (e) 12. Supposing if (a) / there is no bus, (b) / State disaster management authority B) He/she does not haggle for prices. has decided to constitute an expert C) He/she finishes the selection of how will (c) / you get there? (d) / No error (e) study group to analyze all possible goods in a short time. threats and suggest ______to a)Only B 13. At present juncture, (a) / however, the supercomputer (b) / would be (c) / a make the city ‘disaster – resilient’. b)Only B and C a)vulnerability, measures c)Only C costly toy. (d) / No error (e) 14. The Indian radio, (a) / which was b)propensity, sketches d)Only A and B c)volatility, plans e)All A, B and C are true previously controlled (b) / by the British rulers (c) / is free now from the d)regularity, preparations 8. Why according to the author, do e)instability, maps institutional failures in governance not narrow vested interests. (d) / No error (e) 20. Despite the collapse of efforts to matter on a larger scale? legislate a climate bill, the country has ______international negotiators it

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remains ______to reducing 25. Which of the following should be the and if one knows the (33) there is a fortune carbon emissions over the next ten THIRD sentence after rearrangement? to be made. years. a) E b) A What are these tricks of the trade? a)entrusted, obligated c) F d) D  Gett.ng fake names into the user b)promised, averse e) B list is the most obvious option; c)declared, ignorant the State seems to be (34) a losing d)assured, committed Directions: (Q. 26-29): Choose the word battle against this practice, judging e)pledged, attentive which id most nearly the OPPOSITE is by the endless efforts to weed out meaning as the word printed in bold as bogus ration cards. Directions: (Q. 21-25): Rearrange the used in the passage.  The next is to get the ‘right following six sentences A, B, C, D, E and customers’ on the list, not just F in the proper sequence to form a 26. SQUALID a) Fervid b) florid more customers. These are people meaningful paragraph; then answer the who are registered but who do not questions given below them. c) pristine d) extraneous e) ratification have any interest in (35) on their (A) The second, which followed the entitlements. In a system where Second World War, was called the 27. PERFIDY a) Tact caste and income certificates are United Nations. for sale, it is not (36) to ‘produce’ (B) It was hoped that quarrelling b) generosity c) thoroughness these documents for mutual nations who had previously gone benefit. Receipts are duly made to war to settle their disputes, d) loyalty e) panache in their names, and the rations would now go to these thus ‘drawn’ are (37) off into the organizations instead. 28. OUTLANDISH a) Conventional open market. The sale price of an (C) Two attempts have already been item like rice makes clear the (38) made in this direction. b) prolific c) unchanging economics – it costs Rs 8 in a (D) The purpose of both ration shop while in the latter it is organizations was to provide a sort d) transparent e) pious Rs 30 or above. There are also of law court for nations to which customers who would rather they could bring their disputes for 29. OSTENTATIOUS a) Not resonant exchange their entitlements for settlement. hard cash at the beginning of the (E) In the opinion of many, the only b) not reddish c) resonant month. way to prevent wars is to set up  As the degradation progresses, the some sort of government for the d) pompous e) gusto shop keeper, in (39) with the whole world. official machinery, manages to (F) The first, which followed the Directions: (Q. 30) Choose the word withhold effectively the First World War, was called the which id most nearly the SAME is entitlements from even the genuine League of Nations. meaning as the word printed in bold as beneficiaries, and diverts them to 21. Which of the following should be the used in the passage. the open market. The targeted SECOND sentence after group is usually not in position 30. JOCUND to (40) itself to get its due. And rearrangement? a)incredulous b)merry a) C b) A thus one has all the ‘ingredients’ c)revolting d)dizzy of a good PDS business. c) D d) B e)fawning e) F 31. a)whenever b)quickly 22. Which of the following should be the Directions (Q.31-40) in the following c)just d)as soon FIFTH sentence after rearrangement? passage three are blanks, each of which e)time a)A b)E has been numbered. These numbers are 32. a)what b)when c)C d)F printed below the passage and against c)where d)why e)D each, five words re suggested, Find out e)how 23. Which of the following should be the the appropriate word in each case. 33. a)lying b)people SIXTH sentence after rearrangement? The economics of owning and running a c)sprouting d)hard work a) D b) B Ration Shop, the familiar name for the e)ropes c) A d) C outlets in our Public Distribution System 34. a)attempt b)waging e) E (PDS), are such that under normal business c)winning d)expecting 24. Which of the following should be the terms, the shop-owner could nevermake a e)trying FIRST sentence after rearrangement? profit. Yet, (31) the government announces 35. a)harping b)discussing a) B b) E that new permits for ration shops will be c)realizing d)drawing c) C d) A given out, there is frenzy in the market to e)giving e) D grab one of these (32) ? The answer is 36. a)easy b)must obvious: the business is not for the honest c)difficult d)simple 70 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015

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e)enough 43. Five friends A, B, C, D and E are sitting e)Deepak 37. a)sell b)borrowed around a circular table, facing the centre. 49. If Deepak and Rahul exchange their c)donated d)bought Who sits exactly between C and D? floors, how many people will be e)siphoned I. B sits second to left of A, who staying between Rahul and Rakesh? 38. a)understood faces the centre. D sits on the a)Two b)One b)poor immediate right of A. c)Three d)Four c)underlying II. C sits third to the right of B. A e)None d)mechanical sits on the immediate left of C, 50. The topmost floor is occupied by e)unclear who is not the neighbour of D. a)Vivek b)Rohit 39. a)meeting b)collusion 44. How is ‘there’ written in a code c)Alok d)Deepak c)flow d)show language? e)Rakesh e)line I. ‘please go there’ is written as ‘5 8 40. a)ask b)voiced 4’ and ‘he is there’ is written as ‘9 Directions (Q. Nos. 51-55) Study the c)assert d)deliver 4 3’ following information carefully and e)willful II. ‘there is true’ is written as ‘9 4 6’ answer the questions given below. and ‘its mango tree’ is written as (i) Seven athletes participated in a REASONING ABILITY ‘6 7 5’. race competition. There were two 45. Is Q granddaughter of N? types of race in the competition Directions (Q. 41-45): Each of the I. N is mother of A and has two one was of 100 m and the other of questions below consists of a question grandchildren. 200 m. The athletes who and two statements numbered I and II II. The brother of A has two children participated in both the races were given below it. You have to decide Q and P. P, Q, R, S, T, U and V. whether the data provided in the (ii) Each athletes completed each race statements are sufficient to answer the Directions (Q. 46-50) : Study the in different time periods, i.e., no question. Read both the statements and following information carefully to race was completed by any two give answer answer the questions given below: or more athletes in the same time a) If the data in statement I alone are A building has ten floors numbered 1 to 10 period. Each athlete was given a sufficient to answer the question, in such a way that the ground floor is particular position according to while the data in statement II alone numbered 1, the floor above it numbered 2 his performance. The one who got are not sufficient to answer the and so on such that the topmost floor is the top position performed better question. numbered 10. than others while one who got the b) If the data in statement II alone Ten people named Rahul, Shyam, Alok, lowest position performed worse. are sufficient to answer the Vivek, Saurav, Manish, Rakesh, Deepak, (iii) P’s position in 100 m race was question, while the data in Rohit and Ramesh are staying on different just above U but in 200 m race statement I alone are not sufficient floors, not necessarily in the same order. just below R. S’s position in 200 to answer the question. There are two people staying between m race was just above V but in c) If the data either in statement I Shyam and Manish. Ramesh is staying on 100 m race just below T. No alone or in statement II alone are 1st floor. Three persons are staying between persons were assigned positions sufficient to answer the question. Vivek and Deepak. Manish is staying on between P and S. Atleast four d) If the data in both the statements even numbered floor. Rohit stays on eighth persons got positions above P in I and II together are not sufficient floor. Alok is staying on the floor 100 m race and atleast four to answer the question. immediately below Rohit’s floor and persons below in 200 m race. R e) If the data in both statements I immediately above Deepak’s floor. Rakesh did not get the highest or the and II together are necessary to is staying between the floors of Saurav and lowest position in any race. U’s answer the question. Manish. performance was better than V’s in any race. 41. Is E greater than P? 46. How many person are staying between I. P is equal to G who is either Saurav and Ramesh? 51. How many persons got position below smaller than or equal to F. E is a)Two b)Three Q, when the performance of all persons greater than F. c)Four d)Five in 100 m race is taken into II. F is either greater than or equal to e)None of these consideration? P, who is equal to G. E is neither 47. Who is staying on floor no. 9? a)Six b)Five smaller than nor equal to F a)Rohit b)Alok c)Four d)One 42. How many brothers does D have? c)Rahul d)Vivek e)None of these I. D is brother of E, who is the e)Deepak 52. In 200 m race, how many persons youngest son in the Family. 48. Who is staying between Shyam and performed better than Q? II. D has two sibling. One of them is Rakesh? a)Six b)Five H. a)Manish b)Saurav c)Four d)Can’t say c)Rakesh d)Shyam e)None of these

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53. Who among the following got the same c)Businessworld (viii) PTA members teach same subject. position both in 100 m and 200 m d)Sporsstar (ix) Only Mrs B teachers Botany. G races? e)None of the above is a class teacher. a)Only R 58. Which of the following pairs of persons b)Only S does not represent the couples? 61. Who among the following are the PTA c)Both R and S I. W and V members? d)Can’t say II. P and Q a)A and B b)B and C e)None of these III. S and Q c)C and D d)C and E 54. Who among the following persons a) Can’t say e)None of these showed very dismal performance in 100 b) Only I 62. What does G teach? m race? c) Only II a)Maths a)Q b)T d) Only III b)Physics c)V d)Can’t say e) All of the above pairs of persons c)Chemistry e)None of these represent the couples d)Can’t be determined 55. Which second from the bottom in 200 m 59. How many sons does W have? e)None of these race event? a)Two b)Three 63. Who is the male class teacher? a)Q c)One d)Can’t say a)F b)T e)None of these b)D c)Either Q or T 60. How is P related with U? c)A d)P a)Father b)Brother d)Can’t be determined e)S c)Husband d)Can’t say e)None of these e)None of these 64. Which of the following combinations is Directions (Q. Nos. 56-60) Study the correct? following information carefully and Directions (Q.61-65): Read the following a) A – NET cleared – Married – answer the questions given below. information and answer the questions Botany In a family of eight persons –P, Q, R, S, T, that follow: b) B – NET not cleared – Married – U, V and W-there are four males and four (i) Seven teachers A, B, C, D, E, F Botany females. There are three married couples and and G teach in the science section c) C – NET cleared – Married – two persons are unmarried. Each of them of XII of a particular school. They Chemistry reads a different magazine, viz India Today teach one of the following d) D – NET cleared – Married – (E), India Today (H), Outlook (E), Outlook subjects – Zoology, Botany, Physics (H), Frontline. The week, Business world Chemistry, Physics and Maths. e) None of these and Sportsstar. No couple reads both the (ii) Physics and Chemistry subjects 65. Which of the following combinations is versions of the same magazine. has two teachers. incorrect? In the family of two generations, each male (iii) Both the Chemistry teachers and a) E – Unmarried – Male – member except W has two brothers and one one from Biology and Maths each Chemistry sister. V is the mother-in –law of R and who has cleared UGC (NET). b) C – Unmarried – Female – reads India Today (H). Q, who reads (iv) Four teachers are females – B, C, Chemistry Outlook (E), is the daughter- in –law of W. F and G. Of them two are married. c) A – Married – Male – Zoology T, who reads Frontline, is the unmarried Two teachers are members of PTA d) G – Married – Female – Maths brother of U, who does not read executive council, out of which e) None of these Businessworld. No female reads outlook (H) only one is male. However, none or The Week. S is the brother –in-law of R of the married teachers are its Directions (Q. Nos. 66-70) Study the but he does not read Businessworld, members. following information carefully and sportsstar or The week. P does not read (v) All the married teachers except answer the questions given below. The Week. W has no son –in law. U is Q’s one are class teachers of one class N, O, P, Q, R, S, T and U are sitting ground sister-in law. or the other. There are four a circular area at equal distance between each married teachers A, B, D and F. other, but not necessarily in the same order. 56. Who among the following reads Outlook There are three subjects teachers. Some of the persons are facing the centre (H) (vi) None of the married women while some others are facing outside (ie in a a)Can’t say teachers have cleared UGC direction opposition the centre). b)S (NET). Two male teachers have NOTE: Same direction means that if one c)P cleared NET out of which one is person is facing the centre then the other d)R married. He is Mr A, a subject person is also facing centre and viceversa. e)None of these teacher. He is not from PCM Opposite direction means that if one person 57. R reads which of the following stream. He teaches Botany or is facing the centre then the other person is magazines? Zoology. facing outside and viceversa. a)Can’t say (vii) Both the PTA members are subject R sits second to the right of T. T faces the b)India Today (E) teachers and not class teachers. centre. O sits third to the left of R. R and O 72 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016 face opposite directions. Immediate Step IV: with 13 one 41 done 17 front 24 c) If only conclusion III does not neighbours of O face the centre. P sits second Step V: with 13 one 41 front done 17 24 follow. to the right of O. U sits on the immediate Step VI: with 13 one 41 front 24 done 17 d) If both conclusion I and II do not left of P. N sits second to the left of Q. Q And Step VI is the last step of the above follow. faces the same direction as O. Q is not an input. As per the rules followed in the above e) If both conclusion II and III do immediate neighbours of T. Immediate step, find out the appropriate step for the not follow. neighbour of R faces opposite direction (ie above input if one neighbour faces the centre the other Input: daughter female 45 16 painter 23 (76-77) :Statements: Some mice are cats. neighbour faces outside and viceversa). elder grand 22 42 No cat is a dog. All dogs are foxes. 66. Four of the following five are alike in a 71. Which step number is the following 76. Conclusions: I. Some dogs being mice certain way based on the given seating output? is a possibility. arrangement and so form a group. Painter 22 grand 23 females daughter II. All foxes being cats is a possibility. Which is the one that does not belong 45 16 elder 42 III. Some cats are not mice. to that group? a)III 77. Conclusions: I. Some mice not being a)U b)S b)IV dogs is a possibility. c)P d)N c)VI II. All foxes are cats. e)Q d)V III. All foxes being dogs is a possibility. 67. Who sits second to the left of U? e)None of these (78-79): Statements: All rings are bangles. a)T 72. How many steps will be required to Some bangles are necklaces. No necklace is b)O complete the given rearrangement? a key. c)S a)Six b)Seven d)Other than those given as options c)Eight d)Nine 78. Conclusions: I. All rings being e)O e)None of these necklaces is a possibility. 68. Which of the following is true regarding 73. Which of the following represents the II. Some bangles are not keys. S as per the given seating arrangement? first two and the last two elements in III. All keys are necklaces. a) U is one of the immediate the last step? 79. Conclusions: I. No bangle is a ring. neighbours of S. a)painter, 22 and elder, 42 II. No key is a necklace. b) S sits third to the right of R b)painter, 22 and daughter, 45 III. Some necklaces not being bangles c) S faces the centre c)grand, 23 and daughter, 45 is possibility. d) Only two persons sit between S d)female, 42 and elder, 16 80. Statements: Some stone are rocks. Some and T. e)None of these rocks are hill. No hill is a mountain. e) Only one person sits between S 74. Which of the following elements is fifth Conclusions: I. All mountains are hill. and N from the left in step V? II. All stones being hills is a possibility. 69. What is P’s position with respect to N? a)female b)23 III. At least some rocks are not a)Second to the left c)daughter d)42 mountains. b)Second to the right e)None of these c)Third to the right 75. How many elements are there between Directions (Q. 81-85): In making d)Third to the left 42 and 45 in step VII? decisions important questions it is e)Fourth to the left a)One b)Two desirable to be able distinguish between 70. How many person in the given c)Three d)None strong arguments and Weak arguments arrangement face outside? e)None of these Strong arguments must be both a)Three b)Two importance and directly related to the c)Four d)Five Directions (Q.76-80): In each question question. Weak arguments may not be e)One below are given two/ three statements directly related to the question and may followed by two conclusions numbered I be minor importance or may be related Directions (Q. Nos. 71-75): Study the II and III. You have to take the given to the trivial as of the question. Each following information carefully to statements to be true even if they seem question below is followed by their answer the given questions. to be at variance with commonly known arguments numbered I, II and III. You A word and number arrangement machine facts. Read all the conclusions and then have to decide which of the argument(s) when given an input line of words and decide which of the given conclusions is/are strong and indicate your answer numbers rearranges them following a definitely do (es) not logically follow accordingly particular rule in each step. The following is from the given statements, disregarding an illustration of an input and its commonly known facts. Give answer 81. Statement Should the Government rearrangement: a) If only conclusion I does not restrict use of electricity for each Input: done with 41 17 one 13 front 24 follow. household depending upon the Step I: with done 41 17 one 13 front 24 b) If only conclusion II does not requirement? Step II: with 13 done 41 17 one front 24 follow. Step III: with 13 one done 41 17 front 24

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Arguments and make it a available for home a) Pro-tiger initiatives taken by the I. Yes, this will help Government consumption. previous government tide ‘cos the problem of a)I and II are strong b) Government conservation efforts inadequate generation at b)II and III are strong and the crackdown on rampant electricity’. c)I and II are strong poaching and dwindling habitats II. No, every citizen has right to d)All are strong c) Increase in the number of forest consume electricity as per their e)None of these reserves requirement as they pay for using 84. Statement Should there be a common d) All the above electricity. syllabus for all subjects in graduate e) Only a) and c) III. No, the Government does not courses in all the universities across 87. India’s working population relies heavily have the machinery to put such a the country? on cash deposits and second domestic restriction on use of electricity. Arguments property to generate post-retirement a)Only I is strong I. Yes, this is the only way to spring income, according to HSBC’s latest b)Only II is strong in uniformity in the education report. c)I and II are strong system in the country. Which of the following can be inferred d)II and III are strong II. Yes, it will help standardize the from the given information? (An e)All are strong quality of graduation certificates inference is something that is not 82. Statement Should the Government being given by different directly seated but can be inferred from order closure of all educational universities in the country. the given information.) institutions for a month to avoid fast III. No, each university should have a) Working people in India believe spreading of the contagious viral the autonomy to decide its that buying a house and paying infection? syllabus based on the specific for children’s education are the Arguments requirement of the university. two top primary factors. I. No, closure of educational alone a)None is strong b) Cash deposits in the banks or is not the solution for curbing b)Only I is strong trusts were a good option to spread of viral infection. c)Only II is strong generate income after retirement. II. No, students will visit crowed d)I and II are strong c) Insurance products, personal places like malls, markets e)II and III are strong pension schemes and employer playgrounds etc, in more numbers 85. Statement Should all these students pension schemes are some of the and spread the disease, as they who failed in one or two subjects in different ways in which Indians will have lot of spare time at their HSC be allowed to take admission in save for their retirement. disposal. degree courses and continue their study d) Living comfortably during III. Yes, young persons are more prone subject to their successfully passing in retirement is a real concern for to get affected by the viral the supplementary examination? many working Indians. infection and hence they should Arguments e) None of these remain in doors. I. Yes, this will help the students to 88. Statement : Petrol is in vogue in the a)None is strong complete their education without automobile market as diesel steadily b)Only I is strong a break of one year. loses its price advantage. c)Only III is strong II. Yes, this is a forward looking Which of the following can be the d)I and II are strong strategy to help the students and consequence of the given information? e)All are strong motivate them for higher studies. a) The share of petrol-powered cars, 83. Statement Should the Government ban III. No, each students do not choose utility vehicles and vans will export of all types of foodgrains for to continue their studies without decline. the next one year to tide over the having passed in all the subjects b) The automobile companies will unpredicted drought situation in the in HSC. give heavy discount on diesel country? a)Only I is strong vehicles to the consumer. Arguments b)Only II is strong c) Manufacture will adjust their I. Yes, there is no other way to c)Only III is strong production schedules based on provide food its citizen during the d)Either II or III and I are strong the changing trend. year. e)None of the above d) Higher taxes and other levies on II. No, the Government does not 86. Statement : India’s tiger count has gone petrol are making petrol costlier have its jurisdiction over private up by more than 30 percent in the past than diesel in most markets. exporters for banning exporters. four years, according to the latest study e) None of these III. Yes, the Government should not on tiger population. 89. Statement: Leading banks, including allow the exporters to export Which of the following may be a ICIC Bank and Axis Bank, are foodgains and procure all the probable cause of the above continuing to offer free withdrawal from foodgrains held by such exporters statement? ATMs and five withdrawals at non- home bank ATMs even after the

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circular from the RBI to restrict transactions from 1st November 2014. 2 of which are officers. 10% of the total Which of the following may be a 3 possible course of action taken by the employees take training in HR and RBI for the above situation? Computer skills both, which is five times a) RBI will impose a heavy penalty the number of clerks taking training in on the banks which are not Computer skills and Financial skills. 10% following the guidelines. of the clerks take training in HR and b) RBI will send a legal notice to the Computer skills both. The number of banks for not following the officers taking training only in HR is 25% guidelines. of the number of clerks taking training only c) RBI will restrict the tractions by in HR. 20% of the total number of employees using its veto power. take training only in Computer skills. The d) RBI will not impose any penalty number of clerks taking training in HR and as it depends upon bank to restrict Financial skills both is 20% of the total the transactions. e) Customers will protest against the number of clerks. decision taken by the RBI 91. How many employees take training in 90. Statement: Directly stepping into the Financial skills but not in HR? cyber world, India post is going to a)174 b)172 launch its own e-commerce portal in c)134 d)162 the shape of those like Amazon or e e)None of these Bay soon. 96. Which of the following can be inferred 92. How many officers take training in Which of the following may be the from the table and graph? Computer skills? most probable reason India post A) Half of the total body weight is a)78 b)68 making such an announcement? that of the bones and blood. c)98 d)88 a) India Post is losing its profits day B) About 10% of the total body e)91 by day. weight is blood. 93. How many clerks take training in HR b) India Post is losing its customer C) The weight of blood in the average but not in Computer skills? hold in the market. adult is half the weight of the a)51 b)4 c) India Post wants to expand its bones. c)63 d)81 business in the international a)Only A b)Only B e)91 market. c)Only C d)Only A and C 94. How many employees take training in d) Wide and fast growing coverage e)Only B and C Computer and HR skills both only? of Internet through computer and 97. Weight of the bones is what percentage a)10 b)25 mobile phones is bringing more of the total body weight? c)18 d)16 and more people from even a)23% b)18% e)None of these remote corners to the doorsteps c)20% d)21% 95. How many clerks take training in HR, of e-commerce. e)None of these Computer and Financial skills only? e) All the above 98. What is the central angle of solid food in a)6 b)9 the graph depicting “Daily water QUANTITATIVE APTITUDE c)11 d)74 intake”? e)None of these a)510 b)1200 Directions: (Q. 91-95): Study the c)1440 d)2160 Directions: (Q. 96-100): Study the following information carefully to e)None of these following graphs and information answer these questions. 99. What percent of “Daily water output” carefully to answer these questions. An institute having 450 employees has sent is water expired from lungs? Weight distribution in an average all its employees for training in one or more a)1.6% b)10% adult (Total body weight 80 kg) areas of HR, Computer skills and Financial c)160% d)16% skills. The employees are classified into two e)None of these categories – officers and clerks, who are in 100. What percent of the ‘Daily water intake” the ratio of 4 : 5. 10% of the officers take is the “Daily water output” through training only in Computer skills, 16% of the kidney? the clerks take training only in HR and this a)33% b)120% is equal to the number of officers taking c)60% d)100% training only in Financial skills and equal to e)75% 50% of the number of officers taking training in HR and Financial skills both. 6% of the Directions: (Q. 101-105): The following total employees take training in all the three, questions are accompanied by three

75 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016 statements A, B and C. You have to a profit of 50%. 109. 13 14 9 30 11.5 62.5 determine which statement(s) is/are C. If the shopkeeper gives only 5% 7 a b c d e necessary / sufficient to answer the discount on marked price, he will What will come in place of e? question. have 42.50% profit. a)51.125 b)51.25 a)Any two of them c)51.5 d)51 101. P, Q and R together invested an amount b)Only A and B together e)None of these of Rs 42000 in the ratio of 4 : 3 : 7 for c)Only B and C together 110. 6 20 116 676 3364 different periods of time. What was the d)A and either B or C 5 a b c d e amount of profit earned by them e)Only A What will come in place of a? individually at the end of one year? 105. What is the rate of interest at which a)18 b)15 A. They invested for periods in the Binod has invested money? c)12 d)19 ratios of 1 : 2 : 1. A. The compound interest at this rate e)None of these B. R’s profit is Rs 5500 less than of Rs 2500 in 2 yrs is equal to the Q’s investment. Directions (Q. Nos. 111-115): The C. Total amount of profit at the end 2 following pie-charts show the of one year is Rs 8800. simple interest in 3 yrs of 1716 percentage distribution of total selected a) Only A and B together 3 candidates in an entrance examination b) Only A and C together at the same rate. from six different cities during the year c) A and either B or C B. The total simple interest on an 2013 and 2014 and the table shows the d) All statements are required investment of Rs 12000 for 3 yrs ratio of male to female candidates e) Question can’t be answered even and Rs 10000 for 5 yrs at this rate among the selected candidates. after using all the information’s is Rs 5160. 102. What was the sum of the ages of the C. In 3 yrs Rs 1500 at the same rate mother and the son ten years earlier? becomes Rs 1725 by simple A.Ratio of the mother’s present age to interest. the son’s age after 10 years is 5 : 3. a)Any of them B.The difference between thrice the b)A and either B or C present age of the mother and five times c)Only C the present age of the son is 50 years. d)Only A and either B or C C.The ratio of the age of the mother e)Any two of them after 10 years to the age of the son Directions: (Q. 106-110): In each of the after 16 years is 5 : 3. following questions a number series is a) Any two of them given. After the series a number is given b) Any one of them followed by (a), (b), (c), (d) and (e). You c) B and either A or C have to complete the series starting with d) All statements are required the given number and following the e) Question can’t be answered even sequence of the given series and answer after using all the information’s the question given below the series. 103. What will be the cost of fencing a rectangular plot? 106. 13 7 8 13.5 29 A. Cost of fencing a circular plot 11 a b c d e whose area is 616 cm2 is Rs 968. What will come in place of c? B. Perimeter of the rectangular plot a)11.5 b)12 is 200 m. c)12.5 d)15.5 C. Perimeter of the square whose e)None of these length is equal to the breadth of 107. 1 2 5 26 677 the rectangular plot is 20 m. 3 a b c d e a) Only C What will come in place of b? b) A and C together a)9 b)15 c) A and B together c)99 d)100 d) A and either B or C e)None of these e) Question can’t be answered even 108. 3.5 4.5 17 78 376 after using all the informations 5 a b c d e 104. What is the cost price of an article? What will come in place of d? A. After allowing a discount of 10% a)412 b)476 on marked price the shopkeeper c)564 d)364 charges Rs 810. e)None of these B. If the shopkeeper does not give the discount the shopkeeper gets 76 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016

111. What is the difference between the 116. What is the total number of some pressing needs, he has to number of total male candidates motorcycles sold by Company A and withdraw the entire money after 3 yr, selected from City B in 2013 and total Company B together in 2010? for which the bank allowed him a lower male candidates selected from City A a)91200 b)92700 rate of interest. If he gets Rs 3320 less in 2014? c)93800 d)94500 than, what he would have got at the a)670 b)720 e)95600 end of 5 yr, the rate of interest allowed c)840 d)910 117. What is the ratio of the total number of by bank is d)None of these motorcycles sold by Company B in 112. What is the ratio of total females 2011 to that sold by Company A in 8 7 a)7 % b)8 % selected from City D in 2013 to total 2013? 9 9 females selected from City E in 2014? a)27 : 23 b)31 : 29 a)23 : 13 b)31 : 27 c)37 : 33 d)39 : 34 4 c)35 : 23 d)38 : 23 e)None of these c)7% d)7 % e)43 : 31 118. The total no. of motorcycles sold by 9 113. The total number of females selected Company A in 2014 is approximately e)None of these from City F in 2013 is approximately what percent of that produced by 124. In a mixture of petrol and Kerosene what percent of the total number of Company B in that year? petrol is only 99 litres. If this same candidates selected from City E in that a)36% b)45% quantity of petrol would be presented year? c)54% d)62% in another mixture of petrol and a)60% b)75% e)None of these Kerosene where total volume would be c)80% d)100% 119. What is the average number of 198 litres less than the actual mixture e)120% motorcycles sold by Company B in then the concentration of petrol in the 114. The total number of females selected the given five years? actual mixture would have been 13.33% from City B in 2014 is approximately a)39645 b)41315 point less than that of the new mixture. what percent more than the total c)42408 d)43255 What is the concentration of petrol in number of males selected from City E e)44606 actual mixture? in 2013? 120. What is the approximate percentage a)20% b)16.66% a)71.42% b)73.68% rises/fall in the sale of Company A from c)26.66% d)8.33% c)75.13% d)77.56% 2011 to 2012? e)None of these e)79.84% a)63.5% b)65% 125. Boston, Churchill and David are three 115. What is the average number of females c)67.8% d)69.4% workers, employed by a contractor. selected from all cities together in 2014? e)None of these They completed the whole work in 10 a)1600 b)1800 121. Pipe A can fill an empty tank in 30 days. Initially all of them worked c)2000 d)2200 hours while B can fill it in 45 hours. together, but the last 60% of the work e)2400 Pipe A and B are opened and closed was completed by only Churchill and alternatively i.e., first pipe A is opened, David together. Boston worked with Directions (Q. Nos. 116-120): The then B, again A and then B and so on Churchill and David only for initial two following bar chart shows the production for 1 hour each time without any time days then he left the work due to his of motorcycles by two companies A and B lapse. In how many hours the tank will poor health. Also Churchill takes 20% from 2010 to 2014 and the line graph be filled when it was empty, initially? less time to finish the work alone than shows the percentage sale of these a)36 b)54 that of David working alone. If they companies in the respective years. c)48 d)60 were paid Rs. 3000 for the entire work, Study the graph carefully and answer e)None of these then what is the share of least efficient the following questions. 122. An express train travelled at an average person? speed of 100 km/h, stopping for 3 min a)Rs. 900 b)Rs. 1200 after every 75 km. A local train travelled c)Rs. 1000 d)Rs 1200 at a speed of 50 km/h, stopping for 1 e)None of these min after every 25 km. If the trains 126. David invested certain amount in three began travelling at the same time, how different schemes A, B and C with the many kilometers did the local train rate of interest 10% p.a., 12% p.a. and travel in the time in which the express 15% p.a. respectively. If the total train travel 600 km? interest accrued in one year was Rs a)400 km b)405 km 3200 and the amount invested in c)307.25 km d)415.5 km Scheme C was 150% of the amount e)None of these invested in Scheme A and 240% of the 123. A person invests Rs 12000 as fixed amount invested in Scheme B, what was deposit at a bank at the rate of 10% the amount invested in Scheme B? per annum simple interest. But due to a)Rs 5000

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b)Rs 6500 131. (13.79  115.75  4.6)  22.84 = ? 136. In which faculty there was decrease in c)Rs 8000 a)320 b)370 the number of students from 2001 to d)cannot be determined c)420 d)280 2002? e)None of these e)240 a)None b)Arts 127. The class X of a Vidhyalaya has four 132. (252978  114.95)  11.11 = ? c)Agriculture d)Pharmacy sections : A, B, C and D. The average a)180 b)200 e)None of these weight of the students of A, B, C c)220 d)240 137. What is the ratio between the number together and A, C, D together are 45 kg e)260 of students studying pharmacy in the and 55 kg respectively, while the 133. 322% of 775 – 165% of 844 = ? years 2001 and 2002 respectively? average weight of the students of A, B, a)680 b)840 a)4 : 3 b)3 : 2 D together and B, C, D together are 50 c)1020 d)1100 c)2 : 3 d)7 : 12 kg and 60 kg respectively. Which of e)1250 e)None of these the following could be the average 134. 142% of 778 + 8.78 155.06 = ? 138. What was the approximate percentage weight of the students of all the four a)2115 b)2245 increase in the number of students of sections together? c)2375 d)2465 Engineering from the year 2001 to a)47.6 kg b)52.5 kg e)2525 2002? c)53.7 kg d)56.5 kg a)17 b)15

1 3 5 . =? e)None of these 3 250000  14160 c)25 d)23 128. A rectangular plate is of 6 m breadth e)20 and 12 m length. Two apertures of 2 m a)7100 b)7200 139. In the year 2001, the number of diameter each and one apertures of 1 m c)7300 d)7400 students studying arts and commerce diameter have been made with the help e)7500 together is what percent of the number of a gas cutter. What is the area of the of students studying these subjects remaining portion of the plate? Directions: (Q. 136-140): Study the together in 2002? (approx) following pie-diagrams carefully and a)76 b)85 a)68.5 sq. m. b)62.5 sq m answer the questions given below. c)82 d)79 c)64.5 sq. m d)66.5 sq. m Number of students studying in e)None of these e)69.2 sq. m different faculties in the years 2001 140. In which of the following faculties the 129. Atul can hit a target 3 times in 6 shots, and 2002 from state X percent increase in the number of Bhola can hit the target 2 times in 6 students was minimum from 2001 to shots and Chandra can hit the 4 times 2002? in 4 shots. What is the probability that a)Arts b)Science at least 2 shots (out of 1 shot taken by c)Commerce d)Medicine each one of them) hit the target? e)Engineering 1 2 GENERAL AWARENESS a) b) 2 3 141. Self Help Group (SHG) bank linkage programme was first launched by: 1 5 a) RRBs b) NABARD c) d) 3 6 c) SBI d) RBI e)None of these e) RIDF 130. The volume of a cylinder is 48.125 142. Which of this recently got RBI’s cm3, which is formed by rolling a permission to enter Non Life sector of rectangular paper sheet along the length Insurance? of the paper. If a cuboidal box (without (a) Karur Vysya Bank any lid i.e., open at the top) is made (b) Indusind Bank from the same sheet of paper by cutting (c) Kotak Mahindra Bank out the square of side 0.5 cm from each (d) ICICI Bank of the four corners of the paper sheet, (e) None of these then what is the volume of this box? 143. Cash deposit ratio means____? a)20 cm3 b)38 cm3 a) The percentage of total deposits c)19 cm3 d)25 cm3 received by banks e)None of these b) The percentage of cash-inhand- balance with the central bank to Directions: (Q.131-135): What the aggregate deposits approximate value should come in place c) The percentage of total cash of question mark (?) in the following money received as deposits by equations. banks

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d) Only A and C 152. The World Economic Forum (WEF) e) None of these e) All the above India Economic Summit will be hosted 160. The United Nations Nelson Rolihlahla 144. The book “Tipu Sultan’s Search for by which city of India? Mandela Prize is an honorary award Legitimacy: Islam and Kingship in a a) New Delhi b) Chennai presented once every? Hindu Domain” has been authored by c) Kolkata d) Mumbai a) Year whom? e) Bangalore b) Two years a) Tony Joseph 153. Which city has been named the World c) Five years b) Sandi Mann Book Capital for 2017? d) Three years c) Kate Brittlebank a) Madrid b) Alexandria e) None of these d) Ananta Ashisha c) Conakry d) Beirut 161. Which is India’s biggest company in e) None of these e) Yerevan terms of annual revenue as per the 145. What is the maximum limit of the pre- 154. The Shaurya Home Loan for Defence annual list of 2016 Fortune 500 payment instruments proposed by the Personnel has been launched by which companies in India? RBI regarding MTS(Mass Transit of the following banks? a) Indian Oil Corporation System)? a) ICICI Bank b) Reliance Industries a) Rs. 2,000 b) Rs. 5000 b) State Bank of India c) Tata Motors c) Rs. 1,000 d) Rs .4000 c) Axis Bank d) State Bank of India e) Rs. 5000 d) HDFC Bank e) Bharat Petroleum Corporation 146. Who has won the 2016 Formula One e) IDBI Bank Limited German Grand Prix ? 155. Which of the following sports has been 162. Who is the newly elected President of a) Nico Rosberg included by the International Olympic Asian Development Bank (ADB)? b) Lewis Hamilton Committee (IOC) for 2020 Tokyo a) Haruhiko Kuroda c) Sebastian Vettel Olympics? b) Idris Haron d) Daniel Ricciardo a) Karate c) Hart Schafer e) Michael Jordan b) Surfing d) Takehiko Nakao 147. Who is the newly appointed chairman c) Skateboard e) None of these of the National Dairy Development d) All of the above 163. “Baristha Bunakar Sahayata Board (NDDB)? e) Only 1 and 2 Yojana(BBSY)” has been launched by a) Dilip Rath 156. Who has been appointed as U.N. which state government of India? b) Milind Rathore Women’s advocate for Gender a) Tripura b) Chhattisgah c) T Nandakumar Equality: c) Odisha d) Assam d) K S Mishra a) Aiswarya Dhanush e) Bengal e) Nripendra Mishra b) Yelena Isinbayeva 164. The 2017 Swachh Suvekshan has been 148. In Mutual Funds, NAV is the price of c) Aung San Suu Kyi launched by which union ministry? ______? d) Theresa May a) Ministry of Power a) One unit of a fund e) Indra Nooyi b) Ministry of Rural Development b) Surrender value 157. What is India’s contribution to the c) Ministry of Urban Development c) Average value of shares BRICS Contingent Reserve d) Ministry of Social Justice and d) Dividends paid in a year Arrangement? Empowerment e) None of the above a) $25 billion b) $20 billion e) Ministry of Information and 149. Ahmed Zewail, who died recently, was c) $22 billion d) $18 billion Broadcasting the Nobel Laureate in which field? e) $15 billion 165. The theme song “70 Saal Azadi Yaad a) Chemistry b) Physics 158. Two-time Grand Slam winner Amelie Karo Kurbani” for Tiranga Yatra has c) Medicine d) Peace Mauresmo was inducted into the been composed by whom? e) Literature International Tennis Hall of Fame. She a) Sonu Nigam 150. Who is the present TRAI (Telecom belongs to? b) Regulatory Authority of India) a) Czech Republic c) Kesiraju Srinivas Chairman? b) France d) a) Ram Sewak Sharma c) Switzerland e) A.R.Rahman b) K. V. Chowdary d) Slovakia 166. What is the currency of Singapore? c) Prashant Pathra e) Bulgaria a) Singapore Pound d) Prof SanghmitraBandyopadhyay 159. Who became the first physically b) Singapore Rupee e) T.S.Vijayan handicapped woman to top the civil c) Singapore Dollar 151. The headquarters of the Shanghai services examination? d) Singapore Shilling Cooperation Organization is located in? a) Renu Raj e) Singapore Dinar a) Beijing b) Shanghai b) Nidhi Gupta 167. Which one of the following banks is c) Moscow d) Hong Kong c) Vandana Rao not based in UK? e) Ufa d) Ira Singhal a) RBS

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b) HSBC upon another office of the same bank b) upload a video of (someone or c) Barclays Bank for a sum of money payable to order something) to the video-sharing d) Standard Chartered Bank on demand. website e) Deutsche Bank a) Cash Demand c) Bulletin Board Service 168. Which state has become the first Indian b) Demand order d) A means of exchanging message state to ratify GST Constitution c) Money order e) None of these Amendment Bill? d) Demand draft 183. Which option can be used to deliver a) Haryana e) Derivative the personalized messages to large b) Punjab 176. What is Hawala transaction? numbers of recipients. c) Assam A. It is a process in which large a) Merge–purge d) Gujarat amount of black money is b) Multi-group e) Maharashtra converted into white. c) Multipart 169. Project Ananya has been launched by B. It is a method of transferring d) Mail-merge which of the following Indian banks? money to an account in the bank e) None of these a) State Bank of India in a foreign country. 184. Deleted message in email is also known b) Syndicate bank C. It was a scam by the leading as- c) Punjab National Bank private banks in India. a) Trash b) Spam d) Dena Bank a) Only A c) Sent d) Personal e) ICICI Bank b) Only B e) None of these 170.The 2016 BRICS women c) A and B 185. A subset of records in a database is Parliamentarian conference has started d) B and C called- in which city of India? e) All A, B and C a) Query b) Field a) New Delhi b) Jaipur 177. Which of the following is called as c) File d) Information c) Lucknow d) Kochi Narrow Money? e) None of these e) Pune a) M1 b) M2 186. To transfer a copy of a file from an 171. What do you understand by the term c) M3 d) M4 internet server to one’s own computer coupon with reference to bonds? e) 1 and 2 is called- a) It is a government security. 178. Which of the following has set up a) Downloading b) It is the first issued bond. National Centre for Financial b) Uploading c) It is the interest rate stated on a Education (NCFE)? c) coping bond when it’s issued. a) RBI b) NISM d) Receiving d) It is issued against a bond. c) NPCI d) NABARD e) None of these e) 2 and 3 e) SIDBI 187. An attachment can be a/an 172. Which of the following is the function 179. According to Census, 2011 what percent a) Audio of NABARD? of households have access to banking b) Video a) It refinances the financial services? c) Text data file institutions which finances the a) 72.3% b) 66.5% d) All of the above rural sector. c) 48.9% d) 58.7% e) None of these b) It regulates the institution which e) 60.3% 188. What is Alta Vista? provides financial help to the rural 180. Insurance Repository is formed and a) Search Engine economy. registered under: b) Browser c) It regulates the cooperative banks a) Companies Act 1956 c) Operating System and the RRB’s. b) IRDA Act 1999 d) Translator d) It promotes research in the fields c) Partnership Act 1932 e) None of these of rural banking, agriculture and d) Shops and Establishments Act of 189. ______is a piece of informations rural development. respective States net by a web server to a web browser. e) All of the above e) None of these a) Adware b) Cookie 173. In which year IDBI was established? c) Dogpile d) Software a) 1955 b) 1960 COMPUTER KNOWLEDGE e) None of these c) 1964 d) 1977 190. What is the full form of DOCOMO? 181. PoP stands for e) 1987 a) Doing Communication in mobile a) Post office Protocol 174. Which of the following is not a operation. b) Post Packet Protocol government sponsored organisation? b) Doing communication for micro c) Point of Permanent a) SIDBI b) NABARD Operation. d) Point of Protocol c) NHB d) ICICI Bank c) Do communications over the e) None of these e) CBDT mobile network 182. What is the use of YOU-TUBE? 175. A ______is an order to pay d) All of the above a) It has web browser Application. money drawn at one office of a bank e) None of these

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191. In how many types computer can be classified on the basis of 31. a 32. d 33. a 34. b 35. a 36. c size and Applications? 37. e 38. c 39. e 40. c a) Seven b) Five (41-45): c) Three d) Four 41-c e) None of these 192. Which is not a type of Mouse? a) Digital Mouse b) Mechanical Mouse c) Optical Mouse d) All of These e) None of these 42-d 193. Which is a short cut key to sub-script in M.S. Word? We do not know the sex of H. hence, both statement I and II a) Shift + Y b) Ctrl + “=” together are not sufficient to answer the question. c) Ctrl + shift+”= “ d) Shift+ alt+”=” 43-b e) None of these 194. To refresh which shortcut key is used? a) F5 b) F1 c) F2 d) F3 e) None of these 195. Slide for presentation can be created in- a) MS Paint b) DBMS c) MS Power Point d) MS Access e) None of these 196. Where you can change the setting of Scanners? a) My Computer b) Connect to c) Help and Support d) Control Panel e) None of these 197. HTTPs refers to...... a) Hyper Text Transmission Protocol System Thus, A sits exactly between C and D. only statement II to b) Hyper Text Transfer Protocol Secure sufficient to answer the question. c) Hyper Text Tie Protocol series 44-a d) Hyper Text Total Protocol Standard e) None of these 198. An email account includes a storage area, often called a (n)..... a) Attachment b) Hyperlink c) Mailbox d) IP address e) None of these 199. To print a document...... a) Select the print command and then select OK b) Select the Ready printer and then select OK c) Type PRINT and then press Enter d) Close the document, select the print command then select OK e) None of these 200. Which part of the computer provides only temporary storage of files? a) ROM memory b) Processor c) Hard drive d) Mother board 45-d e)RAM memory



EXPLANATIONS

1. e 2. d 3. b 4. b 5. a 6. e 7. b 8. c 9. c 10. c 11. e 12. a 13. a 14. d 15. a 16. e 17. d 18. d 19. a 20. d 21. a 22. e 23. b 24. b 25. c 26. c 27. d 28. a 29. a 30. b

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(46-50): 56-c 57.c 58.e 59.b 60.b (61-65):

61-a 62-a 63-b 64-b 65-d (66-70):

46-a 47-c 48-b 49-a 50-a (51-55):

66-d 67-c 68-c 69-b 70-b (71-75):

51-a 52-d 53-c 54-c 55-c; (56-60)

71-d 72-c 73-b 74-a 75-b 76-e 77-d

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78-c 88-c 79-a

(81-85): 89-d 81-c

82-b

83-e

90-d; 84-e

85-d

(91-95):

(86-90): 86-d

87-d

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91-d Reqd. number of employees =74 +40 +48= 162 900100 B.CP of the article (with the help of A) = = Rs 92-d 150 Reqd. number of officer = 20 +48 +2+18= 88 600 93-d Now, combining A) with C), Reqd. number of clerks = 40 +41 = 81 SP = 900 0.95 = Rs 855 94-c  Reqd. number = 16 +2 = 18 855100 95-b CP = =Rs 600 Reqd. number =9 142.50 (96-100): Hence, A and either B or C are sufficient. 96-e 105-a Only B) and C) Let the rate of interest be r%. 97-c 2  r   5150 r 3 16 2500 1  1  Reqd. % = 100 = 20% A.   80  100   100 98-c 12000 r 3 10000 r 5 0 1000 B.  =5160 Central angle = 360  = 1440 100 100 2500 99-d 1725 1500 C. 100 400100 3150 Reqd. answer = = 16% 2500 Hence, Any one of them is sufficient. (106-110): 100-c 106-b (101-105) 101-c The series is  0.5+0.5,  1+1,  1.5+1.5, ……………. The given question gives the amount of investment of P, Q 107-e and R, which is P = Rs 12000, Q =Rs 9000 and S =Rs 21000. The series is 12+1, 22+1, 52+1, 262+1, ………………….. Statement A) combine with the question’s information will 108-a give us the ratio of their profits, i.e., 4 : 6 : 7. Now, combine The series is  1+13,  2+23,  3+33, ………………. this either with B or C, and profit earned by them can be 109-b determined. Therefore, A and either B or C sufficient. The series is  1+1,  2+2, 3+3, ………………. 102-e 110-c Let the presents age of mother and son be M and S yrs The series is 8 – 28, 7 – 24, 6 – 20, …………………. respectively. (111-115): M 5 111-a A.  S 10 3 27 11 B =19000  = 2970 Or, 3M – 5S =50 2013 100 19 B. 3M – 5S =50 24 5 M 10 5 A = 23000  = 2300 C.  2014 100 12 S 16 3 Diff. = 2970 – 2300 = 670 Or, 3M – 5S = 50 112-d 103-c Statement A), gives the cost of fencing one metre of the plot. 20 3 Combining this with statement B, total cost of fencing can be 19000  19012 38 determined. 100 5   104-d Reqd. ratio = 8 3 23000  2306 23 100 100 4 A.Marked price of the article = 810 = Rs 900 90 = 38 : 23

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113-d 36400 21 8 reqd. % = 100 = 45% (approx) 19000  81000 Ffemale = = 1520 100 21 119-e Total number of motorcycles sold by B 8 E =19000 = 1520 total 100 70 60  56000   78000   1520 100 100 Reqd. % = 100 = 100% 55 70 63 1520 80000   60000   81000  114-b 100 100 100 15 11 = 39200 + 46800 + 44000 + 42000 + 51030 = 223030 B = 23000  = 1650 female 100 23 223030 A v g . = = 44606 B 5 8 5 E =19000  = 950 120-b male 100 8 58 A = 72000 = 41760 1650  950 2011 100 Reqd. % = 100 = 73.68% 950 75 115-c A = 92000 = 69000 2012 100  7 11  24 15  23  69000  41760 23000 12 23 Reqd. % rise = 100 = 65% (approx)    41760 Avg. = 6100 8 9 3 8  17   8 13  121-a 23 17 4 13 1 = 2000 In one hour pipe A can fill = part of the tank (116-120): 30 116-c 1 65 In one hour pipe B can fill = part of the tank Sale = 84000 = 54600 45 A 100 1 70 In two hour pipe A and B can fill = part of the tank Sale = 56000 = 39200 18 B 100 Therefore, in 36 hours the tank will be completely filled. Total sale = 54600 + 39200 = 93800 122-c 117-d 123-d Let the rate of interest allowed by bank be r% 60 According to the question, B = 78000 = 780  60 2011 100 12000510 120003 r   3320 60 100 100 A = 68000 = 680  60 2013 100 6000 – 360r = 3320 2680 4 780 39 r =  7 % Ratio =  = 39 : 34 360 9 680 34 124-a 118-b Petrol Kerosene total mixture 52 99 x 99+x sale = 70000 = 36400 99 (x – 198) (x – 99) A 100 total number of motorcycles produced by B = 81000

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Area of these two apertures = 99 99 100  100 2 2 Again, (x  99) (x  99) = 13.33 π(1)  π(1)     2 2 9900(198) 40  1    Area of 1 aperture of 1m diameter =     x2  992 3  2  4 x2 – 992 = 992  15 π 9π 9 22 99 x = 99  4 = 396 litres Total area of aperture = 2π      4 4 4 7 14 99 Area of the remaining portion of the plate = Therefore the actual concentration of petrol = (99  396) = 99 909 20% 72   = 64.5 sq. m (approx) 125-c 4 4 126-a Let x, y and z be the amounts invested in schemes A, B and C 129-b respectively. Then, Chandra hits the target 4 times in 4 shorts. Hence, he hits the x101 y121 z 151 target definitely.    3200 The required probability, therefore, is given by. 100 100 100 P(both Atul and Bhola hit) + P (Atul hits, Bhola does not hit) + P (Atul does not hit, Bhola hits) 10x +12y +15z = 320000………………………i) 12 3 2 3 4 3 2 1 1 1 4 2 =           Now, z = 240% of y = y……………………….ii) 5 6 6 6 6 6 6 6 3 6 6 3 130-a 3 And z = 150% of x = x 1 2 L = 2  r  r  2 2  2 12  8 Where r is the base radius of cylinder and l is the length of x = z    y  y ………………………..iii) paper and h = b, where h is the height of cylinder and b is 3  3 5  5 breadth of the paper.

From i), ii) and iii) we have, 16y+12y +36y = 320000 2 64y = 320000  1  y = 5000 Volume of cylinder =  r2h =   b Sum invested in scheme B = Rs 5000.  2  127-b Let a, b, c , d the number of students in section A, B, C, D  l 2b respectively.  2  48.125 Then, 4 2 45(a  b  c)  55(a  c  d)  50(a  b  d)  60(b  c  d) l b 11115 3(a  b  c  d) L =11 and b = 5 (l > b) Volume of the box = l  b  h = 10  4  0.5 = 20 cm3 5b 10c 15d =50+ 3(a  b  c  d) Clearly, a, b, c, d are natural number put a = b = c = d = 1 30 Then, required average = 50 + = 50 + 2.5 = 52.5 12 128-c Given length = 12m and breadth = 6 m (131-135) Area of rectangular plate = 12  6 = 72 m2 131-a Since two apertures of 3 m diameter each have been made 13.8115.8 4.6 from this plate. ?   319.6  320 23

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132-b 141. 2 142. 3 143. 2 144. 3 145. 5 146. 1 147. 1 148. 1  252978  ?    11.11  2200 11  200 149. 1 150. 1 151. 1 152. 1  115  153. 3 154. 2 155. 4 156. 1 157. 4 158. 2 159. 4 160. 3 133-d 161. 1 162. 4 163. 3 164. 3 322775 165844 165. 3 166. 3 167. 5 168. 3 ?    2495.5 1392.6 1100 169. 2 170. 2 171. 3 172. 5 100 100 173. 3 174. 4 175. 4 176. 1 134-d 177. 5 178. 2 179. 4 180. 1 181. a 182. b 183. d 184. a 142778 ?   8.8155 11051360  2465 185. b 186. a 187. d 188. a 100 189. b 190. c 191. d 192. a 193. b 194. a 195. c 196. d 135-e 197. b 198. c 199. a 200. e (63)3 =250047  63 and 14160 119 ?  63119  7497  7500 (136-140)  136. (c)The number of students decreased from 2450 to 2000 in Agriculure. 137. (d)Number of students studying in 2001 = 2100 Number of students studying Pharmacy in 2002=3600  Required ratio = 2100 : 3600 = 7 : 12 138. (e)Difference = 7600-6300=1300  Required percentage increase = 1300 100  20.63  20% 6300 139. (b)Total number of students in Arts and Commerce faculties in 2001 =4200 + 7700=11900 Total number of students in Arts and Commerce faculties in 2002 = 4400 + 9600=14000 11900 Required percentage = 100  85  14000 140. (d)Percentage increase in the faculty of

4400 4200 Arts  100  4.761 4200 9600 7700 commerce  100  24.675 7700 8800 8400 Science  100  4.76 8400 7600 6300 Engineering  100  20.63 6300 3600 2100 Pharmacy  100  71.42 2100 4000 3850 Medicine  100  3.896 3850

Hence, the percentage increase in Medicine was minimum.

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PRACTICE SET FOR UPCOMING EXAM [IBPS-CLERK (PRELIM)] ENGLISH LANGUAGE 5. The tone of the author in the paragraph the poverty and employment situation. The is Planning Commission has stressed that India Directions (Q.1-10) Read the following a)Sympathetic should strive for ‘more inclusive growth’. passage carefully and answer the b)empathetic The number of people living below the questions given below it. Certain words/ c)Sardonic poverty line has (13) from 36 per cent in phrases have been printed in BOLD to d)didactic 1993-94 to 22.0 percent in 2004-05. Again, help you locate them while answering e)Neutral the issue is to bring more and more people some questions. 6. Which of the following statements will out of poverty by refusing them productive The king of Vijaynagar was a very powerful support the author’s view in the employment opportunities. The Approach King. No one else but the prince of Kalinga paragraph Paper to 11th Five Year Plan suggests that could only match his exceptional ski of a) A weaker opponent in North doubling the growth of agricultural GDP to fighter with two flexible & words. Disport South could have tempted him. 4 percent per annum will (14) rural being a right hander in normal life the King b) A stronger opponent in east could employment conditions, by raising real of Vijaynagar was ambidextrous on the have motivated him wages and reducing underemployment. battle field his dream to conquer the Kalinga c) Only king of kalinga could have However, even if this is attained, an overall was marred by the efficient foresight of the helped him growth of 9 percent will further increase kings of Odisha. He could not but restrict d) stopping of a warring attitude was income disparity between agricultural and the domain of his kingdom because not good for the kingdom of non-agricultural households, unless around sandwitched between the Cholas in the south Vijayanagar 10 million workers currently in agriculture & the west and by the paikas of Kalinga in e) None of these find remunerative non-agricultural North with a gorgeous azure looking bay employment. This (15) a major challenge Directions (Q.7-8) : Choose the Antonym of Bengal in east denying access to the king not only in terms of generating non- of of Vijayanagar. He made a very wise decision agricultural employment but also in when he give vent to his warring motive by 7. Impoverish exploring its required location and type. devoting more time towards his subjects. a)Improper 11. a)completed b)retold He dug a string of wells in his state, created b)Imbalanced c)achieved d)constructed a number of ponds to enable his state to c)Immaculate e)narrated fight the severity of water scarcity that d)Immersive 12. a)generating b)assessing frequently led to famines. Though he was e)None of these c)realising d)counting instrumental in improving impoverishes 8. Instrumental e)finding in his state yet he died an unnatural death a)helpful b)opposing 13. a)uplifted b)degraded undeserved by any king. c)probing d)Catalyst c)vanished d)decreased e)None of these 1. The king of Vijayanagar’s death was e)enhanced probably due to which of the Directions (Q.9-10) : Choose the phrases/ 14. a)impact b)diversify following? words close in meaning. c)lay d)aggravate a) Old age b) long disease e)improve c) Snake bite d)war 9. Azure 15. a)addresses b)meets 2. The phrase “give vent to”means which a)great b)beautiful c)poses d)recognises of the following c)Deep d)Blue e)solves a) Release 10. Ambidextrous b) Channelized a) A person skilled to use both hands Directions (Q.16-20): Rearrange the c) Destroyed b) A person skilled to use both legs following sentences (A), (B), (C), (D), (E) d) Tolled e)Stopped c) A person skilled to use both the & (F) to make a meaningful paragraph 3. The phrase “he could not but restrain” ears and then answer the questions which means which of the following? d) A person skilled to play whose follow : a) he could not restrain. body has been paralysed A. The investment was in armies and b) he could not free. e) None of these conquest c) he could not expand. B. The bigger and richer the empire d) he could not fight. Directions (Q.11-15): In the following the more the plunder was admired. 4. The author describes the king of passage three are blanks, each of which C. Empire Building is expensive . Vijayanagar as has been numbered. These numbers are D. The returns came through plunder a) A pragmatist printed below the passage and against and taxes from the conquered b) a fascist each, five words re suggested, Find out since no immortality is attached c) a conqueror the appropriate word in each case. to imperial loot d) an idealist The growth story in any developing country E. The US is spending one billion c a n n o t b e (11) without (12) its impact on dollar a day in operations in IRAQ

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that fall well short of full scale facility main(c)Rajasthan state (d)All marks of P. The favourite subject of Q is imperialism . correct (e) English and his marks is more than the marks F. Through the centuries empire of T but less than the marks of W. building was costly yet Directions (Q. 26-30): Read each The favourite subject of P is Hindi and he constantly undertaken because if sentence to find out if there is any error has not secured the highest marks. The promised high returns in it. The error, if any, will be in one part student whose favourite subject is French, of the sentence. The number of that part got the highest marks. The favourite subject 16. Which of the following should be the is the answer. If there is no error the of R is not Chemistry. FIRST sentence after rearrangements? answer is e). (Ignore errors in a)F b)D punctuation, if any) 31. Which is the favourite subject of T? c)A d)C a)Chemistry e)E 26. This is move even important (a)/ in the b)Science 17. Which of the following should be the context of India since (b)/ India is the c)English THIRD sentence after rearrangements? second most populous country and (c)/ d)Data inadequate a)A b)B it has the largest number of farmers and e)None of these c)D d)E rural population.(d)/No error (e). 32. What is the favourite subject of W? e)F 27. India is experiencing (a)/a high average a)Chemistry 18. Which of the following should be the annual economic growth of 7.28 per b)Mathematics SIXTH (LAST) sentence after cent,(b)/ supported by consumption of c)Either Chemistry or Mathematics rearrangements? fixed capital & natural resource (c)/ d)Data inadequate a)A b)F since 2000 -03.(d) /No error (e). e)None of these c)E d)B 28. The costs associated with water 33. Who got the second lowest marks? e)D pollution (a)/are born by the society in a)W b)S 19. Which of the following should be the terms of public health borne costs;(b)/ c)R d)None of these FOURTH sentence after costs associated with morality and e)All of these rearrangements? morbidity(c)/ due to water pollution.(d) 34. French is the favourite subject of a)A b)F /No error (e). a)R b)P c)E d)B 29. Since the industrial use of water is very c)W d)V e)C low (a)/when compared to agricultural e)None of these 20. Which of the following should be the use the disposal of industrial (b)/ 35. When all the seven students are arranged FIFTH sentence after rearrangements? effluents on land and for a surface water according to their marks in their a)A b)D bodies (c)make water resources favourite subjects in descending order, c)C d)E unsuitable for drinking (d) /No error what is the position of P from the top? e)F (e). a)Second b)Fourth 30. Under these circumstances (a)/it is very c)Third d)Data inadequate Directions (Q.21-25) : One of the these essential that the government must (b)/ e)None of these four words printed in bold many be either take seriously action for the interlinking wrongly spelt or inappropriate in the of rivers in the country(c)/ to use all Directions (Q. 36-40): In each question context of the sentence. the 195 MHM river water.(d) /No error below are given two/ three statements (e). followed by two conclusions numbered I 21. Japan has raised(a)its assessment(b)of and II. You have take the given two the accident(c) at the crippled nuclear REASONING ABILITY statements to be true even if they seem power plant to the worst rating.(d) to be at variance with commonly known Directions: (Q.31-35):Read the following All correct(e) facts. Which of the following conclusions information and answer the questions 22. Conspicuos (a) among the unsuccessful logically follows from the given that follow: hopefuls (b) was the museum (c) of statements, disregarding commonly flight which had already (d) begun There are seven students – P, Q, R, S, T, V known facts? construction of wing. All correct(e) and W – in a class. Each of them has a a) if only conclusion I follows. different favourite subject, viz Science, 23. The Emperor (a) of all Maladies written b) if only conclusion II follows. Chemistry, Biology, French, English, by an Indian American doctor the book c) if either conclusion I or conclusion Mathematics and Hindi. Each of the students has won prestigeous (b) Pulitzer II follows. secured different marks in his favourite Prize(c) in the general non ficition d) if neither conclusion I nor subject. R has secured second highest marks category (d). All correct(e) conclusion II follows. and neither Science nor French is his 24. Import (a) fruits which are priced (b) at e) if both conclusion I and conclusion favourite subject. T secured the least marks nearly thrice the regular (c) price, have II follow. been flooding (d) mark. All correct(e) and neither Mathematics nor Chemistry is 25. ‘Indira Gandhi Canal’ which is around his favourite subject. The favourite subject 36. Statements: No box is a cap. Some caps 450km. long provides(a)irrigation(b) of S is Biology and he secured more marks are covers than marks of Q and W but less than the

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Conclusions: I. Some covers are Directions (Q. Nos. 46-50) Read the c) No female is an immediate definitely not caps. following information and answer the neighbour of D. II. All boxes being covers is a questions based on them. d) D and H are immediate neighbours possibility. A, B, C, D, E. F. G and H are sitting around of each other. (37-38): a square table in such a way that four of e) None is true Statements: Some cars are bikes. All them sit at four corners of the square while cycles are bikes. four sit in the middle of each of the four Directions: (Q.51-55): In the following 37. Conclusions : I. At least some cycles sides. The ones who sit at the four corners questions, the symbols $, %, @, # and * are cars. face the centre of the table while those who are used with the following meanings: II. All bikes are cycles. sit in the middle of the sides face outside. P # Q means P is neither smallest than 38. Conclusion : I. All cars being cycles is  B, the wife of E is sitting second nor equal to Q. a possibility. to left of G. G is sitting at one of P * Q means P is neither smaller than II. Some bikes are cars. the corners of the table. No female nor greater than Q. (39-40): is an immediate neighbour of G. P $ Q means P is not greater than Q. Statements: All trees ate roots. No  D’s daughter is sitting third to the P % Q means P is neither greater than root is a plant right of F. F is the mother of H. nor equal to Q. 39. Conclusions: I. All trees are plants.  H and A are immediate neighbours P @ Q means P is not smaller than Q. II. No root is a tree. of each other. Both A and H are Now in each of the following question 40. Conclusions: I. All roots being plants daughters of C. H is not an assuming the given statements to be is a possibility. immediate neighbour of F. true, find which of the two conclusions II. No plant is a root  D is the brother of C. D is not an I and II given below them is/are immediate neighbour of G. D sits definitely true. Directions (Q. Nos. 41-45): Study the to the immediate left of his father Give answer – following information carefully and E. a) If only conclusion I is true. answer the given questions. b) If only conclusion II is true. In a certain code ‘development financial 46. Who sits to the immediate right of F? c) If either conclusion I or II is true. market system’ is written as ‘pi li si xi’, a)A’s grandmother d) If neither conclusion I nor II is ‘payment and settlement system’ is written b)A true. as ‘ti pi hi chi’, ‘financial settlement and c)F’s brother –in-law e) If both conclusion I and II are true. development’ is written as ‘ti chi si xi’ and d)E ‘market and financial inclusion’ is written e)C 51. Statements: Q * D, F $ D, F # H as ‘xi ni chi li’. 47. What is position of E with respect to Conclusions: I. H % Z II. Z # F his daughter-in-law? 52. Statements: M % N, N $ T, T # B 41. What is the code for ‘and’? a)Immediate left Conclusions: I. T # M II. B # N a)xi b)chi b)Third to the right 53. Statements: T @ R, K # R, K # R, K # c)pi d)ti c)Third to the left R, M % K e)ni d)Second to the right Conclusions: I. R # M II. M # T 42. ‘chi xi pi hi’ could be a code for which of e)Fourth to the left 54. Statements: M $ K, B % K, B # J the following? 48. Four of the following five are alike in a Conclusions: I. M # J II. J % K a)financial and payment system certain way based on the given 55. Statements: V @ R, T * V, T $ E b)payment and settlement system information and so form a group. Conclusions: I. E * R II. R % E c)market and financial inclusion Which is the one that does not belong d)can’t be determined Directions (Q. 56-60): Study the to that group? following information carefully and e)None of these a)F b)A 43. What does ‘xi’ stand for? answer the questions given below: c)G d)B Ten persons A, B, C, D, E, F, G, H, I and J a)development e)C b)settlement are sitting in two rows with five persons in 49. Who amongst the following is D’s each row in such a way that one person in c)financial daughter? d)and the first row sits exactly opposite and facing a)H b)G a person in the second row. Members of the e)None of these c)A d)B 44. Which of the following may represent first row are facing North. e)None of these B sits in the first row to the immediate right ‘financial inclusion system’? 50. Which of the following is true with a)hi li pi b)pi xi li of H who sits exactly opposite of D. C is at respect to the given sitting the extreme end of the second row and is c)xi ni si d)pi ni xi arrangement? e)None of these second to the left of D. A is to the immediate a) B sits to the immediate left of her right of D and exactly opposite to F. G sits 45. What is the code for ‘inclusion’? granddaughter. a)ni b)ti or ni exactly opposite to E who is at one of the b) H sits at one of the corners of the ends of the second row. J does not sit at the c)si or ni d)Can’t be determined table e)None of these end.

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56. Which of the following pairs of persons 64. In the expression ‘M – Q +T B +AC’ 71. 5 3 3 5 15 ? are sitting at the two ends of the first then how many females are there? a)55 b)5 row ? a)One b)Two c)69 d)21 a)GJ b) El c)Three d)Cannot be determined e)3 c)GI d)EJ e)None of these 72. 18 19 42 135 556 ? e) None of these 65. How many such pairs of letter are there a)2910 b)2805 57. Who is second to the left of B? in the word SENDING, each of which c)2530 d)2790 a)I b)G has as many letters between them as in e)2525 c)H d)F the English alphabet? 73. 2 4 ? 18 64 330 e)None of these a)One b)Two a)12 b)20 58. Who is third to the left of E? c)Three d)Four c)28 d)10 a)D b)I e)None of these e)4 c)H d)C 74. 7 24 38 86 162 ? e)None of these QUANTITATIVE APTITUDE a)259 b)269 59. A sits between which of the following c)324 d)334 Directions (Q.66-70): What approximate persons? e)314 value should come in place of question a)DJ b)ED 75. 12 24 96 576 4608 ? mark (?) in the following questions? c)FB d)BI a)19536 b)46080 (Note: You are not expected to calculate e)None of these c)40680 d)27648 the exact value.) 60. Who sits exactly opposite of B? e)34560 a)J b)I c)G d)A 66. 79352  123 35+ 78 = ? Directions (Q.76-80): Study the following pie-charts carefully to answer e)None of these a)23187 b)24263 the given questions. 61. How many meaningful English words c)27772 d)22587 Percentage of students enrolled for can be formed with the letters ELSTA, e)26198 using all the letters, but each letter only different activities in School N once in each word? 1 67. a)Three b)Four (704.969) 3  4489 c)Five d)Six e)Seven  (3502 17)  2704 =? 62. In the morning two friends A and B are a)750 b)720 going to school, First, they go towards c)650 d)841 north from their house and then they e)69 turn to their left and then they turn to their right. After reaching the school, A 13 7 turns towards west for his class and B 68. of 5352.541 – of 970.524 + turns to his right which is situated in 17 13 the opposite direction of A. In which Percentage break-up of the girls 12 enrolled for these activities direction is the school situated with of 11570.97 =? respect to A and B’s house? 23 a)East b)North-West a)9951 b)9804 c)South d)North c)9608 d)9285 e)None of these e)6373 Directions: (Q.63-64): Study the 69. 72% of 79540 – 69% of 5423 +29% of 720 = ? following series carefully and answer the a)51714 b)52465 questions given below: c)57487 d)59455 ‘A – B’ means A is daughter of B. e)53735 ‘A + B’ means A is wife of B. 70.4297.52+1352.71 4 6 4 . 5 2 ‘A  B’ means A is father of B.  +7389 221.5 =? ‘A B’ means A is son of B.   a)617480 b)656976 76. The number of girls enrolled for Dancing c)633476 d)617880 63. How is S related to P in the given forms what percent of the total number e)624576 expression ‘P +R S + T’? of students in School N? (Rounded off a)Son Directions (Q.71-75): What value should to two digits after decimal) b)Sister come in place of question mark (?) in a)12.35 b)14.12 c)Daughter the following questions? c)11.67 d)10.08 d)Can’t be determined e)12.80 e)None of these

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77. How many boys are enrolled for Singing c)Rs 23.4 lakh e)None of these and Craft together? d)Rs 29.2 lakh 91. A train covers certain distance between a)505 b)610 e)None of these two places at a uniform speed. If the c)485 d)420 84. If the exports of Company A in 2013 train moved 10 km/h faster, it would e)705 and the exports of Company B in 2009 take 2 h less, and if the train were 78. What is the ratio of the number of girls were equal and were Rs 17 lakh each slower by 10 km/h, it would take 3 h to the number of boys enrolled for then what was the sum of imports of more than the scheduled time. Find the Swimming? Company A in 2013 and that of distance covered by the train. a)47:49 b)23:29 Company B in the year 2009? a)300 km b)600 km c)29:23 d)49:47 a)Rs 27.2 lakh c)800 km d)1200 km e)None of these b)Rs 34.8 lakh e)1300 km 79. What is the total number of girls enrolled c)Rs 36 lakh 92. In a river, the ratio of the speed of stream for Swimming and Drawing together? d)Rs 37.4 lakh and speed of a boat in still water is 2 : a)480 b)525 e)None of these 5. Again, ratio of the speed of stream c)505 d)495 85. If the imports of Company A in 2014 and speed of an another boat in still e)None of these and the imports of Company B in 2011 water is 3 : 4. What is the ratio of the 80. What is the approximate percentage of were Rs 14.8 lakh and Rs 11.2 lakh speeds of the first boat to the second boys in the school? respectively then the exports of boat in still water? a)34 b)56 Company A in 2014 were what a)10 : 7 b)15 : 8 c)28 d)50 percentage more than the exports of c)4 : 3 d)5 : 4 e)42 Company B in 2011? e) 6 : 3 a)11.125% b)12.325% 93. A single letter is selected at random from Directions: (Q. 81-85): The following c)13.5% d)14.875% the word ‘PROBABILITY’. The line graph shows the ratio of import of e)15.625% probability that it is a vowel, is export of two companies A and B during the period 2009 to 2014. Directions (Q. 86-90): What should come 3 4 Study the graph carefully and answer in place of the question mark (?) in the a) b) given questions. following questions? 11 11

71. 3 =? 2 148877 c) d)0 11 a)51 b)59 e)None of these c)53 d)49 94. Sohan spends 23% of an amount of e)None of these money on an insurance policy, 33% on 72. 1425+8560+1680 200 =? food, 19% on children’s education and a)58.325 b)9973.4 16% on recreation. He deposits the c)56.425 d)9939.4 remaining amount of Rs 504 in bank. e)None of these How much total amount does he spend 81. In which of the following years was the 73. [(12)2  (14)2  (16)2 =? on food and insurance policy together? value of exports less than the value of a)282.24 b)1764 a)Rs 3200 b)Rs 3126 imports in the case of Company B? c)126 d)104.25 c)Rs 3136 d)Rs 3048 a)2009 b)2011 e)None of these e)None of these c)2012 d)2013 95. A contractor undertook to do a piece of e)2014 4 1 74. 2  3 =? work in 9 days. He employed certain 82. If the exports of Company A in 2009 25 5 number of labourers but 6 of them were Rs 16.5 lakh then what would be being absent from the very first day the value of imports of Company B in 7 4 the rest could finish the work in 15 2011? a)1 b)6 days. Find the number of men originally a)Rs 11.55 lakh 15 25 employed? b)Rs 13.5 lakh a)15 b)6 c)Rs 23.57 lakh 4 9 c)6 d)5 c)13 d)9 d)Can’t be determined 15 25 e)None of these e)None of these e)None of these 96. Two partners invest Rs 125000 and Rs 83. If the exports of Company B in 2014 85000, respectively in a business and were Rs 18 lakh then what were its 90. =2695 ?  3025 agree that 60% of the profit should be imports in that year? divided equally between them and the a)Rs 13.84 lakh remaining profit is to be treated as b)Rs 17.2 lakh a)2401 b)2209 c)2601 d)2304 interest on capital. If one partner gets

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Rs 600 more than the other, find the total profit made in the business. a)Rs 8800 b)Rs 8885 c)Rs 8995 d)Rs 7875 e)None of these 97. The average speed of a train in the onward journey is 25% more than that in the return journey. The train halts for 2 h on reaching the destination. The total time taken to complete to and for journey is 32 h, covering a distance of 1600 km. Find the speed of the train in the onward journey. a)56.25 km/h b)60 km/h c)66.50 km/h d)67 km/h e)None of these 31-b 32-a 33-d 34-d 35-c 98. There are 7 pipes attached with a tank out of which some are (36-40): inlets and some are outlets. Every inlet can fill the tank in 10 36-b h and every outlet can empty the tank in 15 h. when all the 8 COVER pipes are opened simultaneously, the tank is filled up in 2 BOX CAP 11 h. Find the numbers of inlets and outlets. (37-38): a)5, 2 b)6, 1 c)4, 3 d)3, 4 e)None of these 99. 8 litres are drawn from a cask full of wine and is then filled with water. This operation is performed three more times. The ratio of the quantity of wine now left in the cask to that of water is 16 : 65. How much wine did the cask hold initially? a)18 litres b)24 litres c)32 litres d)42 litres e)None of these 100. A property dealer leaves 12, 900 sq. yards area to be divided among his 5 brothers, 4 daughters and 2 sisters. If each daughter 37-d 38-e receives 4 times as much as each sister and each brother gets (39-40): 5 times as much as each sister, then how much did each daughter get? a)200 sq. yards b)500 sq. yards c)320 sq yards d)Data inadequate e)None of these

39-d 40-b (41-45):  41-b 42-a 43-c 44-d 45-a (46-50):

EXPLANATIONS

1. d 2. a 3. c 4. a 5. a 6. a 7. c 8. b 9. d 10. a 11. a 12. b 13. d 14. e 15. c 16. d 17. e 18. d 19. a 20. b 21. c 22. a 23. b 24. a 25. c 26. a 27. a 28. b 29. c 30. c (31-35):

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46-c 47-d 48-e 49-b 50-a 69-e (51-55): 51-d 52-a 53-d 54-b 55-c 72 69 29 (56-60): 79540  5423  720 100 100 100 E A D J C Second row – Facing South =457268.8 – 3741 .8 +208.8 =53735.8  53735 70-c G F H B I First row – Facing North 4298+629145+33.3 =633476 56-c 57-d 58-e 59-b 60-a  (71-75): 61-c words that can be formed with the letters E, L, S, T, A 71-c STALE, LEAST, SLATE, STEAL, TALES 2-3, 3-4, 4-5, 5-6, .... 62-b The series is 1 – 2,     72-b The series is  1+12,  2+22,  3+32,  4+42,  5+52, .... 73-e The series is  1+2,  2-4,  3+6,  4-8,  5+10,..... 74-d The series is  2+10,  2-10,  2+10,  2-10, ..... repeated 75-b The series is 12  2 =24, 24  4=96, 96  6=576, 576  8 =4608, 4608  10 =46080, ...... (76-80): 76-c Thus, the school is situated in North-West directions of A’s Reqd. % = and B’s house. 1750 20 350 35 (63-64): 100%  100  11.67% 63-c 3000 3000 3 77-a Number of boys enrolled in Singing and craft together 46 50 = 3000  1750 1380 875  505 100 100 Here, S is daughter of P. 78-d 64-d Gender of C cannot be determined. 14%of1750 Reqd. Ratio = 65-c 16%of3000 14%of1750 245 245 49 =    49 : 47 480  245 235 47 (66-70): 79-b 66-d Total number of girls in swimming and drawing together ? = 79352  123  35 + 78 30 =1750  525 = 645.13 35 + 78 100 80-e = 22579.5 + 8.8 = 22588.3  22587 67-a (3000 1750) Reqd. % of boys = 100% ?= 8.9  67+206-52=750.3  750 3000 68-c 1250 13 7 12  100%  41.67  42%  5353  971 11571 3000 17 13 23  4093 – 522 + 6037 9608

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(81-85): 89-d 81-e 90-a ?  3025  2695 2695 Or, ?   49 55 ? = 49 49 =2401 82-d 91-b 92-b For the first boat Speed of stream : Speed of boat = 2 : 5 Let speed of stream be 2x kmph and speed of boat =5 x kmph Similarly, for the second boat speed of stream : Speed of boat = 3 : 4 let speed of stream be 3y km/h and speed of boat =4y In both of the conditions, river is same. 2x = 3y 83-c 3 x = y 2 thus, required ratio in speeds of boats in still water=5x : 4y 3 84-a = 5 y : 4y=15:8 2 93-b Total numbers of letters n(S)=11 Whereas, number of vowels = n (E) =4 85-e n(E) 4  Reqd. Probability = n(S) 11 94-c let total amount be Rs x. total exp. = (23 + 33 +19 +16)% of x = 91% of x remaining money = (100 -91)% of x = 9% of x according to the question, 9% of x = 504 504 x = 100 = Rs 5600 9 now, total money (food + insurance )% = (23+33)% of x (86-90): 86-c 56 = 56% of x = 56% of 5600 = 5600 = Rs 3136 3 148877  53 100 87-e 95-a Let the number of men originally employed be x then 1680 9x = 15 (x – 6) ? = 1425 +8560 + x = 15 men 200 96-d =9985 +8.4 = 9993.4 97-b 88-e Let speed of the return journey = x 144196 125x 5x ? = =110.25 Speed of onward journey =  256 100 4

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Or, 25x+16x+2x = 12900 5 Or, 43x = 12900 2 x x 10x X = 300 sq yards 4  Avg. Speed = 5 km/h x  x 9 4  9 1600  =30 10x VANIK’S KNOWLEDGE GARDEN 16009 Important Committees x = = 48 km/h 3010 1. Suma Verma Committee - to update, and revise the Banking Ombudsman Scheme, 2006. 5x 5 Speed of onward journey =   48 = 60 km/h 2. Damodran Committee: on improvement of 4 4 customer services in banks . 98-a 3. Shri M. Narasimham Committee: on Banking Let number of outlets be x Number of inlets = (7 – x) Sector Reforms. Time taken filled the tank when all the pipes are opened = 4. Shri Raghuram Rajan Committee: on Financial 30 Sector Reforms. h 11 5. Shri B. Mahapatra Committee: to review the existing prudential guidelines on restructuring 11 of advances by banks/financial institutions. Part of tank fill in 1 h when all the pipes are opened = h 30 6. Shri Aditya Puri Committee: Dissemination of 7  x x 11 Credit Information. According to the question,   7. Shri K.U.B. Rao Committee: recommended 10 15 30 aligning gold import regulations. 21-3x – 2x = 11 x = 2 8. K M Chandrasekhar committee : for hence, number of outlets = 2 and number of inlets = 7 – 2 = 5 rationalization of foreign investment norms. 99-b 9. Shri Pulak Kumar Sinha Committee: to study Initially let the quantity of wine in the cask be x liters. Quantity of wine left in cask after 4 operations = the feasibility of Aadhaar as an additional factor. for authentication of card present  4    8   transactions x1   litrers   x   10. Mukul Mudgal Committee: looking into US giant Walmart's lobbying activities to enter 4 India.  8  4 4 x1   8   2  11. MBN Rao Committee: to prepare the blueprint  x  16 = 1      x 3 of India’s first women’s bank. x 81     12. Arvind Mayaram Committee –for giving clear 8 1 definitions to Foreign Direct Investment =   x  24 x 3 (FDI) and Foreign Institutional Investment Required quantity = 24 liters. (FII). 100-e Area received by each sister = x sq. yards Area received by each brother = 5x sq. yards And area received by each daughter = 4x sq yards By giving condition, 5 5x+44x+2x = 12900

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PRACTICE SET FOR UPCOMING EXAM [BOB-PO (MAIN)]

ENGLISH LANGUAGE So, Agile methodologies are changing work c) Something is partially visible place dynamics in the world & across when it is short. Directions (Q.1-10) Read the following sectors. It helps companies when a d) Something is often short is seen passage carefully and answer the company is unable to deal with changing clearly . questions given below paretic’s, increase features in productivity e) None of the above It. Certain words/phrases have been and improve project risk ability. Unlike the 2. “Both being seamlessly united in a printed in bold to help you locate them model where the entire project responsibility continuous process” in the context of while answering some of the questions. rests with the project head, in scrum, the the paragraph means Agile methodology, especially serum, is responsibility and accountability rests with a) They are united one after another finding greater resonances with the business everybody in the team. In scrum the client b) They are united without a visible world for their benefits, which include feedback is obtained in two weeks as against joint/pause. greater collaboration among cross domain six months in the V model. Agile involves c) They are united slowly while the teams, are obvious. Although scrum had its people, process and technologies but the process goes on fast origin in the selfdom industry, it is used focus is more on people. How much a team d) They are united fast while the today in atleast all sections of business. can manage and themselves and how much process Agile is a philosophy where people matter can be achieved in less time is the concern of e) None of the above over process. The entire process need to Scrum. Here team member come to learn 3. “Are finding a greater resonance” means identify what business goals they want to from each other and there is considerably which of the following? In the context achieve and then use agile methods, cross domain learning. of the paragraph. practices, principles and values to reach the People issues such as employee motivation, a) Something is getting talked about deserved goal. The word scrum has a strong employee enjoyment and team work are more. Rugby association however as a business adjoined in scrum. Each Agile scum b) Something is more resistive to new concert of that can be understood though a enthusiasist approaches this questions ideas. cricketing analogy. In all formats of cricket independently, differently and applying the c) Something which is less resistive teams are racing against time. This race is methodologies in a unique way. A pan India to new ideas. more obvious in the shorter formats, initiative, that functions through local d) Something is exaggerated & hyped including T20, rather than the long formats channels, centred around the major metros at one place. such as the Test. For every match a plan is named ISEC, expanded as India Serum e) None of these always in place. Within 20 over the batsmen Enthusiasms Community. It is a non-for- 4. Which is the most authentic expression? have to rack up a huge total. So the strategy profit organisation which is said to be a) It is devoid of rules has to be evolved on the go and sometimes present in about 20 Indian cities with about b) It is full of cross domain rules when quick wickets fall a review of the 25000 IT and management professional on c) It is brimming with motivational strategy may be required. The planning and board. They organises meets usually on a rules execution has to happen quickly both being quality basis in the premises of a company d) It has standardised universal set seamlessly united in a certain core process that is chosen on rotational basis. of philosophical rules. that wasted little time. Although each bats Application of Scrum in field like film e) It is helping corporate. man has to think on his feet and take making, educational institutions & 5. “______is similar to this”. What does independent decisions yet he has to align manifesting companies will help these their refers to in this sentence according his approach with the evolving situation. company where human recourse is the major to the paragraph Sometimes he has to shield another because capital. To conclude, Agile is a philosophy a) Dynamic b) Challant every ball counts. Each over’s is a deadline where people matter over process. c)Agile d)Scrum within the longer twenty over deadline. Enterprises need to identify the goals they e)None of the above Scrum, a popular agile methodology is want to achieve and then use agile 6. Which of the following does support somewhat similar to this. Scrum is as methodology principles, practises & values the idea of the author in the paragraph dynamic as this. Scrum is a part & parcel of to reach the desired goal. Scrum is not only a) Complete absence of rules in any the universal set of business philosophy; essential but also inevitable. Not much of of them can hardly be applicable universal set of philosophy of business water would flow in the Ganges when no b) Cross domain learning is an out dynamics or in other words it is a part of company can really develop, lest they should dated factor the larger philosophy of business agility. make it the foundation of their human c) Rule is an outdated ingredient of The most conspicuous rule in Scrum is that resource. scrum process it has no rule. There are no rule that is set in d) When it comes to either profit or stones which one can follow or say one has 1. “More obvious in shorter format” means bounces scum focuses on profit. to follow. which of the following e) None of the above In a typical business environment the a) Something is clear when it is short 7. Who decides in a model business setting, situation defines how scrum can be applied. format. the domain & range of application of b) Something is ambiguous when it Scrum? is short form. 97 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016

a) The Team e) C with much misgiving, by Tocqueville. b) Each member of the team 12. Which of the following should be the Tocqueville viewed this with misgiving c) The situation SIXTH (LAST) sentence after because he believed, rightly or wrongly, that d) The management rearrangement? unlike in aristocratic societies, there was no e) None of these a) F b)C proper place in a democracy for heroes and, 8. Which of the following should be a c) A d) B hence, when they arose, they would sooner suitable title for the paragraph? e) E or later turn into despots. Whether they a) Scrum the future of Professionals. 13. Which of the following should be the require heroes or not, democracies certainly b) Scrum, the emerging inevitable. THIRD sentence after rearrangement? require leaders, and, in the contemporary c) Scrum & the human resource. a) A b) F age, breed them in great profusion; the d) Scrum application to business. c)B d) E problem is to know what to do with them. e) Doing business without rules. e) D In a world preoccupied with scientific 9. Which of the following can be inferred 14. Which of the following should be the rationality, the advantages of a system based from the paragraph FIRST sentence after rearrangement? on an impersonal rule of law should be a a) Scrum is the future of Business a) F b) C recommendation with everybody. There is environment. c) D d) B something orderly and predictable about b) Scrum is applicable only to e) A such a system. When life is lived mainly in particular industries. 15. Which of the following should be the small, self-contained communities, men are c) Scrum is applicable to large scale FOURTH sentence after able to take finer personal distinctions into industries only. rearrangement? account in dealing with their fellow men. d) Scrum is impracticable & illusive. a) C b) D They’re unable to do this in a large and e) None of the above c) B d) E amorphous society, and organized living 10. The venue of ISEC is chosen on which e)A would be impossible here without a system of the following basis. of impersonal rules. Above all, such a system a) One after another Directions (Q.16-25) Read the following guarantees a kind of equality to the extent b) Alternatively passage carefully and answer the that everybody, no matter in what station c) Alphabetic order of their names questions given below it. Certain words/ of life, is bound by the same explicit, often d) First come first serve basis phrases have been printed in BOLD to written, rules, and nobody is above them. e) On contribution Amount. help you locate them while answering But a system governed solely by impersonal some questions. rules can at best ensure order and stability; Directions: (Q. 11-15): Rearrange the Democracy rests on a tension between two it cannot create any shining vision of a future following six sentences A, B, C, D, E and different principles. There is, on the one in which mere formal equality will be F in the proper sequence to form a hand, the principle of equality before the replaced by real equality and fellowship. A meaningful paragraph; then answer the law, or, more generally, of equality, and, on world governed by impersonal rules cannot questions given below them. the other, what may be described as the easily change itself, or when it does, the (A) The population in these cities has leadership principle. The first gives priority change is so gradual as to make the basic and grown beyond the planners’ to rules and the second to persons. No fundamental feature of society appear imagination. matter how skilfully we contrive our unchanged. For any kind of basic or (B) However, certain basic problems schemes; there is a point beyond which the fundamental change, a push is needed from are common to all cities. one principle cannot be promoted without within, a kind of individual initiative which (C) Urban problems differ from State some sacrifice of the other. will create new rules, new terms and to State and city to city. Alexis de Tocqueville, the great nineteenth conditions of file. (D) Most of the cities have neither century writer on democracy, maintained The issue of leadership thus acquired crucial water nor the required pipelines. that the age of democracy, whose birth he significance in the context of change. If the (E) Only broad macro-planning was was witnessing, would be the age of modern age is preoccupied with scientific done for such cities, without mediocrity: in saying this he was thinking rationality, it is no less preoccupied with envisaging the future growth, and primarily of a regime of equality governed change. To accept what exists on its terms this has failed to meet the by impersonal rules. Despite his strong is traditional, not modern, and it may be all requirements. attachment to democracy, he took great pains very well to appreciate tradition in music, (F) There is no underground drainage to point out what he believed to be its dance and drams, but for society as a whole, system in most cities, and the negative side: a dead level plane of the choice has already been made in favour narrow historical roads are already achievement in practically every sphere of of modernization and development. congested. life. The age of democracy would, in his Moreover, in some countries, the gap view, be an unheroic age; there would not be 11. Which of the following should be the between ideal and reality has become so great room in it for either heroes or hero- that the argument of development and change SECOND sentence after worshippers. rearrangement? is now irresistible. But modern democracies have not been able In these countries no argument for a) D b) B to do without heroes: this too was foreseen, c) E d) F development has greater appeal or urgency

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Which of the following four statements democracy by itself can guarantee only e) they have mobilised themselves can be inferred from the above passage? formal equality; beyond this, it can only to get leadership I. There is conflict between the whet people’s appetite for real or 17. What possible factor would a dynamic pursuit of equality and substantive equality. From this arises leader consider a ‘hindrance’ in individuality. continued preoccupation with plans and achieving the development goals of a II. The disadvantages of impersonal schemes that will help to bridge the gap nation? rules can be overcome in small between the ideal of equality and the reality a) Principle of equality before the communities. which is so contrary to it. law. III. Despite limitations, impersonal When pre-existing rules give no clear b) Judicial activism rules are essential in large systems. directions of change, leadership comes into c) A conservative judiciary IV. Inspired leadership, rather than its own. Every democracy invests its d) Need for discipline plans and schemes, is more leadership with a measure of charisma, and e) endorsement effective in bridging inequality. expects from it a corresponding measure of 18. Which of the following four statements a)II, IV but not I, III energy and vitality. Now, the greater the urge can be inferred from the above b)I, II but not III, IV for change in a society, the stronger the passage? c)I, IV but not II, III appeal of a dynamic leadership in it. A I. Scientific rationality is an essential d)I, IV but not II, IV dynamic leadership seeks to free itself from feature of modernity. e)None of these the constraints of existing rules; in a sense II. Scientific rationality results in the that it is the test of its dynamism. In this development of impersonal rules. Directions: (Q.22-23) Choose the word process, it may take a turn at which it ceases III. Modernisation and development which is most nearly the OPPOSITE is to regard itself as being bound by these rules, have been chosen over traditional meaning as the word printed in bold as placing, itself above them. There is always music, dance and drama. used in the passage. a tension between ‘charisma’ and ‘discipline’ IV. Democracies aspire to achieve 22. AMORPHOUS and in the case of a democratic leadership, substantive equality. a)humorous b)vibrant puts forward revolutionary claims, the a)I, II, III but not III c)definite d)viable tension tends to be resolved at the expense b)I, IV but not II, III e)giant of discipline. c)I, II but not III, IV 23. MITIGATION Characteristically, the legitimacy of such a d)I, II, III but not IV a)stubborn b)vanity leadership rests on its claim to be able to e)None of these c)plummet d)aggravate abolish or at least substantially reduce the 19. Tocqueville believed that the age of e)rebate existing inequalities in society. From the democracy would be an un-heroic age argument that formal equality or equality because: Directions: (Q.24-25) Choose the word before the law is but a limited good, it is a) Democratic principles do not which is most nearly the SAME is often one short step to the argument that it encourage heroes. meaning as the word printed in bold as is hindrance or an obstacle to the b) There is no urgency for used in the passage. establishment of real or substantive equality. development in democratic The conflict between a ‘progressive’ countries. 24. CONTRIVE executive and a ‘conservative’ judiciary is c) Heroes that emerged in a)disorganize b)succeed but one aspect of this larger problem. This democracies would become c)continue d)succumb conflict naturally acquires added piquancy despots. e)adhere when the executive is elected and the d) Aristocratic society has a greater 25. AROSE judiciary appointed. ability to produces heroes. a)pledge b)vow e) A formal Govt. Governor a cruel c)hat d)dislike 16. Dynamic leaders are needed in rule e)crave democracies because: 20. A key argument the author is making is Directions (Q. 26-30): Read each a) they have adopted the principles that: of ‘formal’ equality rather than sentence to find out if there is any error a) in the context of extreme in it. The error, if any, will be in one part ‘substantive’ equality. inequality, the issue of leadership b) ‘formal’ equality whets people’s of the sentence. The number of that part has limited significance. is the answer. If there is no error the appetite for ‘substantive’ b) democracy is incapable of equality. answer is e). (Ignore errors in eradicating inequality.; punctuation, if any)

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26. Having satisfied with a) / his answer, I 34. a)nihilism b)cynicism d) pain in necking did not b) / take any action against c) / c)realism d)opportunitie e) No correction required him in that matter d) / No error e) e)scepticism 45. I jump through hoop to finish this 27. The government had restricted a) / cotton 35. a)rumble b)thunder project in time but was not rewarded yarn export to 720 million kg for the c)rain d)escort adequately. post b) / fiscal and this resulted c) / in e)hover a) jumped through hoops mills developing inventories d) / No 36. a)equaled b)equated b) jumping for hooping error e) c)entrusted d)endangered c) jumped on hoop 28. The mother said to daughter a) / ‘Go e)encumbered d) jumping from hoop through your chapters’ as many times 37. a)import b)influence e) No correction required as b)/ possible lest you would c) / fail c)tradition d)immigrant in the final exams d) / No error e) e)contour Direction:(Q.46-50)Fill in the statement 29. He urged the international community 38. a)planted b)grafted from the given options in the given a) / to come forward and helping b) / c)going d)eschewed paragraph. the people of Kashmir in getting c) / e)splashed 46. ______. Fossils of broad leaved their right of self determine on d) / No 39. a)tenuous b)tenable plants, conifers and fears were error e) c)obsolete d)empirical recovered from the same arid a rocky 30. Mr. Patil is the officer whom a) / know e)logical South Daketa site where sue was found. had helped b) / your father in c) / that 40. a)progress b)decline This indicates that some about 67 crucial circumstances d) / No error e) c)race d)work million years ago the environment was e)movement Directions (Q.31-40): In the following warmer & wetter than today offering passage three are blanks, each of which Directions (Q. 41-45): Which of the plenty of forage for the plant eating has been numbered. These numbers are phrased a), b), c) and d) given below each dinousers that in turn became Trex printed below the passage and against sentence should replace the word/phrase meals. Trex was well suited for each, five words re suggested, Find out printed in bold in the sentence to make haunting but could also have bullied the appropriate word in each case. it grammatically correct? If the sentence other hunters to abandon their prey Recent debates on secularism, though (31) is correct as it is given and no correction a) What was sue’s world like? by the Hindutva campaign, take up much is required, mark e) as the answer. b) How was she found? the same issues that (32) the Constituent c) She was a real fighter to take over Assembly members after independence. 41. The poor Brahmin led a hand to Bangladesh’s administrative reign There was much (33) then, as now, about mouthful existence and could use any d) Can animals be vegetarians? the scope, relevance and meanings of job which paired him a little. e) This is what we know about Trex secularism. There was uncertainty and (34) a) handful-to-mouthful existence meal in the hallowed precincts of the Assembly, b) hand-to-mouth existence 47. Like the history passages, literary just as clouds of doubt (35) around academic c) handing for mouthful existing criticism articles are also quite heavy and political circles today. Secularism was d) hand and mouth exist on argument in these passages. A critic (36) with western liberalism or with minority e) No correction required or writer discusses a particular book appeasement. It still is. Many members 42. In order to earning decent living we or writer sometimes it might be a argued then, just as they do now, that the need to have a good job which pays a literary trend or a literary movement “hegemonic language of secularism” was no substantial amount of money, or some literary idea. As one reads this more than a western (37) (38) on a traditional a) earned decency life passages ______the writer is making society. The argument is (39) for the Nehru b) earning decency live more than that one must understand era but not thereafter. After all, the secular c) earn a decent living the subject in question. One does not ideology has been in a state of steady (40) d) earned decently life have to worry much about the subject from the early 1970s and its appeal has e) No correction required questions following literary passages diminished even among the “westernized 43. We went to the famous restaurant to eat are focused on the arguments. intellectuals and middle classes”. and were served piped hot food. a) He has to over look the arguments a) served piping hotter b) He has to understand the 31. a)developed b)launched b) serving pipe hot contemporary literature c)spared d)triggered c) served piping hot c) He has to make out this argument e)established d) serve pipe hotten d) One has to comprehend the 32. a)throttled b)engaged e) No correction required arguments c)did d)terrified 44. Akshay considered Suresh a complete e) He has to understand and e)attired pain in the neck as he kept asking remember the arguments. 33. a)delirium b)debate baseless questions, 48. And those newly democratic countries c)thrill d)confusion a) paining in the neck have done relatively well. Elsewhere e)hoi polloi b) painless neck the first flowering of protest in the c) painful necks spring of 2011 brought not freedom but

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more tyranny and vicious civil strife. true in the 1950s and 60s if you were immediate neighbour of the Russian and When the police in the tiny island black or female, but the question still does not face the person from Bulgaria. kingdom of Bahrain failed to stamp out remains: what if Mr Cowen is right? R, who is from Belgium, is an immediate a raucous pro-democracy mutiny, the What if the bottom 85% today are neighbour of the person from Iran, who in ruling family panicked ______. mostly doomed to stay there? In a turn faces the immediate neighbour of the (a) Not only has Bahrain failed to country founded on hope, that would Japanese. There are two persons between progress, it has turned the clock require something like a new social the Romanian and the Bulgarian. B is not back to where it was after a contract.______from Romanian. T is not from Indonesia previous bout of sectarian (a) For their part Republican leaders tensions in the 1080s. offer long cherished shrink-the- 51. A belongs to which of the following (b) The result is a grim stand-off government schemes, rebranded as countries? between the country’s embittered plans to save the American Dream. a)Indonesia two-thirds majority of Shia (b) In truth, the links between b)Romania Muslims and a wary Sunni investment and government policy c)Bulgaria minority. are rarely so neat, and even such a d)None of these (c) It invited nearby Sunni monarchs boom might do little for middle- e)Can’t be determined to send in troops, which lead to class wage stagnation. 52. Who is from Indonesia? scores of deaths and hundreds of (c) Politics risks become a “zero-sum a)R arrests. game where a few do very well b)B (d) Nowhere, as yet, has the right to while struggling families of every c)T vote or greater freedom to speak race fight over a shrinking d)P translated into markedly better economic pie.” e) Can’t be determined government, more jobs or brighter (d) Politicians cannot duck Mr 53. ‘Australia’ is related to ‘Romania’ in a short-term prospects. Cowen’s conundrum forever. certain way, based on their seating (e) Several rounds of talks held since (e) Consider our domestic policy positions. Then who is Russia related 1981 have failed to resolve the debates- a people once proverbial to, following the same seating disputed claims. for our risk-taking, our biggest positions? 49. U.S. secretary of state John Kerry and election-year issue is now health a)Indonesia b)Iran his Russian counterpart, Sergey insurances. c)Brazil d)India Lavrov, affirmed their support for a e)Belgium Geneva peace conference in August REASONING ABILITY 54. Four of the following five are alike in a 2013, but offered little in the way of a certain way based on their seating Directions (Q. 51-55): Read the following strategy to bring the warring sides to positions and so form a group. Which information carefully and answer the the table. Rebels appear unwilling to of the following is different from the question below it. consider a plan that does not include group? Ten persons are sitting in two parallel rows Assad’s ouster, while Assad is a)Japan b)Romania containing five persons each. In row 1, A, unwilling to go voluntarily. c)Russia d)Belgium B, C, D and E are sitting and all of them are (a) Moreover, neither side seems e)India facing south. In row 2, P, Q, R, S and T are willing to negotiate from a 55. Which of the following statements is/ sitting and all of them are facing north. In perceived position of weakness. are definitely false? the given seating arrangement, each member (b) The Assad regime’s alleged use of a) B is from Bulgaria seated in a row faces another member of the chemical weapons in August has b) There are two persons sitting other row. Moreover, each of them belongs only complicated international between the Indian and the person to different countries- Australia, Brazil, discussions of a peace process. from Iran. Bulgaria, Belgium, Japan, India, Romania, (c) The Arab League suspended c) The Brazilian faces the person from Indonesia, Iran and Russia but not Syria’s membership and imposed Indonesia. necessarily in the same order. economic sanctions on Damascus. d) The person who is from Iran sits There are only two persons sitting between (d) Arab governments, including Gulf opposite the Australian. the Australian, who sits at an extreme end, States and Jordan, have provided e) All are true and E, P, who sits in the middle of the row, arms and financial diplomatic is not an immediate neighbour of Q, who is Directions (Q.56-58) : Read the following support to the opposition. not a Russian. information and answer the questions (e) That was scarely what NATO T is sitting at an extreme end. E, a Japanese, that follow: intended, or predicted would sits on the immediate right of the person Six persons A, B, C, D, E and F are sitting happen once regulars and militias from Brazil and faces the immediate around a round table facing towards centre had been sent packing. neighbour of Q. B is not sitting at the extreme of the table in a restaurant. They have 50. Many voters remember a time when hard left end. P is not from Iran. ordered for different items (Strawberry, work was reliably rewarded with There is only one person between C and D, Vanilla, Burger, Pizza, Pastries and Patties) economic security. This was not really who is from Australia. S, an Indian, is an as their lunch. They have worn T-shirts of

101 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016 different colours, ie white, black, green, red, statements. This statement is followed one of the following newspapers: The Times yellow and blue. Order of items of lunch by three conclusions. of India, The Asian Age, The Hindustan and colours of T-shirts are not necessarily Times, The Pioneer, The Hindu, The Indian according to the order of their names. 59. Statement: R  T, T > M, M < K, Express. Neha stays in PG Women’s Hostel. (i) The persons who have ordered for K  V She is from Bihar. She does not read The Pizza, Vanilla and Pastries are Conclusions: I. V > M II. V > T Asian Age and The Hindustan Times. Priya, neither in white T-shirt nor in III. M R from UP, reads The Indian Express. She does black. a)Only I and II are true not stay with Puja. Reena stays with a girl (ii) The persons who are in green and b)Only I and III are true from Rajasthan. The Asian Age is read by a yellow T-shirt have neither order c)Only II and IV are true girl in Meghdoot Hostel. Manisha is not for Pizza nor for Vanila. d)Only I, III and IV are true from Haryana and Paschim Banga and she (iii) A is neither in white T-shirt nor e)None of these reads The Pioneer. A girl from Geetanjali on the immediate left of the person Hostel reads The Hindu. Rinki is neither 60. Statement: H > J, J = N, N R, R < W who has ordered for Burger.  from Delhi nor from Paschim Banga. The (iv) The only person who is between Conclusions: I. W < N II. W < H Hindustan Times and The Indian Express III. R = J IV. R > J E and F eats Strawberry. The do not come in PG Women’s Hostel. Girls person who is on the left side of a)Only I is true from UP and Haryana stay together. The b)Only II is true the person in white T- shirt does Pioneer comes to PG Women’s Hostel. The not eat Patties. c)Only III is true girl who reads The Indian Express resides at (v) D has ordered for Burger and the d)Only IV is true Meghdoot. colour of his T-shirt is green. He e)Only either III or IV is true is facing the person who has 61. Statement: B  D, D > F, F < M, 64. Who stays in Geetanjali? a)Reena and Puja ordered for Strawberry. M N  b)Rinki and Puja (vi) One who has ordered for Pizza is Conclusions: I. B < F II. M > D seated opposite the person c)Reena and Neha III. N < F IV. D > N d)Neha and Rinki wearing blue shirt. While the a)None is true person whose T-shirt is of green e)None of these b)Only I is true 65. Who reads ? colour is on the left of the person c)Only II is true who has ordered for Pastries. a)Rinki b)Neha d)Only III is true c)Manisha d)Puja (vii) One who has ordered for patties e)Only IV is true is on the immediate right of the e)None of these 62. Statement: F = Z, Z H, H < N, N > person in white T-shirt but on the  66. Who stays with Rinki? immediate left of the person who B a)Neha b)Priya has ordered for vanilla. Conclusions: I. F  H II. N > Z c)Reena d)Manisha (viii) C has not ordered for Vanilla. III. B < H IV. B < Z e)None of these While F has not ordered for Pizza. a)Only I and III are true 67. Which state does Puja belong to? b)Only II, III and IV are true a)Delhi 56. One who has ordered for Pizza is in ___ c)Only I and II are true b)Bihar T-shirt. d)Only I, II and III are true c)Paschim Banga a)black b)blue e)None of these d)Rajasthan c)yellow d)red e)None of the above 63. Statement: M < K, K W, W > V, V e)None of these  68. In which hostel does Manisha stay? 57. The only person who is between E and  N a)PG Women’s Hostel D, is in ____ T-shirt. Conclusions: I. N  K II. M < W b)Geetanjali Hostel a)black b)blue III. K > V IV. V < M c)Meghdoot c)yellow d)red a)None is true d)Data inadequate e)None of these b)Only I is true e)None of the above 58. Which of the following is correctly c)Only II is true matched? Directions (Q. 69-73) : Each of the d)Only III is true questions below consists of a question a)A- Yellow-Burger e)Only IV is true b)B-Green-Vanilla and two statements numbered I and II c)C-Red-Strawberry Directions (Q. Nos. 64-68) : Read the given below it. You have to decide d)None of these following information carefully and whether the data given in the statements e)All of these answer the questions given below. are sufficient to answer the question. There are six girls from six different states Read both statements and choose the Directions (Q. Nos. 59-63) : In these UP, Bihar, Haryana, Rajasthan, Delhi and most appropriate option. question, relationships between Paschim Banga staying in three different different elements is shown in the 69. How many persons are standing between hostels of Delhi University. Two girls in Laxmi and Kamal in a straight line of each hostel are roommates. Every girl reads

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19 persons? (Note: All are standing in an immediate neighbour of both cheaper than T. T is cheaper than a straight line, facing north). Debasish and Farooq. Bikash is R. S is cheaper than U. I. Yuvi stands on the extreme left an immediate neighbour of both a) The data in statement II alone are end of the line. Only five persons Chanchal and Amlan. Amlan is not sufficient to answer the question, stand between Yuvi and Kamal. an immediate neighbour of while the data in statement I alone Only six persons stand between Debasish. are not sufficient to answer the Kamal and Rajesh. Only four a) The data in both statements I and question persons stands between Rajesh II together are necessary to answer b) The data even in both statements and Laxmi. the question. I and II together are not sufficient II. Jamal stands exactly in the middle b) The data in statement II alone are to answer the question. of the line. Only two persons sufficient to answer the question c) The data either in statement I stand between Imran and Jamal. while the data in statement I alone alone statement II alone are Only five persons stands between are not sufficient to answer the sufficient to answer the question. Imran and Laxmi. Imran stands to question. d) The data in statement I alone are the left of Laxmi. Kamal stands c) The data even in both statement I sufficient to answer the question, third to the left of Jamal. and II together are not sufficient while the data in statement II alone a) The data even in both statement I to answer the question. are not sufficient to answer the and II together are not sufficient d) The data either in statement I question. to answer the question alone or in statement II alone are e) The data in both statements I and b) The data in both statements I and sufficient to answer the question. II together are necessary to answer II together are necessary to answer e) The data in statement I alone are the question. the question. sufficient to answer the question, 73. In a six-storey building (consisting of c) The data in statement II alone are while the data in statement II alone floors number 1 to 6, wherein the sufficient to answer the question, are not sufficient to answer the topmost floor is number 6 and the while the data in statement I alone question. ground floor is number 1) each of the are not sufficient to answer the 71. How is X related to N? six friends, namely M, N, O, P, Q and question. I. X is mother of J. T is married to R. Lives on a different floor (not d) The data either in statement I Z. N is daughter of T. Z is brother necessarily in the same order). Who alone or in statement II alone are of J amongst them lives on the lowermost sufficient to answer the question. II. X is married to Y. Y is father of J. floor? e) The data in statement I alone are J is married to L. J is uncle of N. I. M lives on floor number five. sufficient to answer the question a) The data even in both statements Only two persons live between while the data in statement II alone I and II together are not sufficient M and N. Q lives immediately are not sufficient answer the to answer the question. above P. question. b) The data in statement I alone are II. P lives on floor number three. 70. Among six persons Amlan, Bikash, sufficient to answer the question, Only two persons live between P Chanchal, Debasish, Emron and while the data in statement II alone and O. N lives immediately above Farooq standing around a circle, some are not sufficient to answer the R. N lives on an even-numbered of them are facing centre while others question. floor. are facing outside (ie opposite to the c) The data either in statement I a) The data even in both statements centre,) what of the position of Amlan alone or in statement II alone are I and II together are not sufficient with respect to Emron? sufficient to answer the question. to answer the question. (Note: Facing the same direction means, d) The data in both statements I and b) The data in statement II alone are if one is facing the centre then the other II together are necessary to answer sufficient to answer the question is also facing the centre and vice versa. the question. while the data in statement I alone Facing the opposite directions means, e) The data in statement II alone are are not sufficient to answer the if one is facing the centre then the other sufficient to answer the question, question. is facing outside and vice versa). while the data in statement I alone c) The data in statement I alone are I. Chanchal stands second to the are not sufficient to answer the sufficient to answer the question, right of Emron. Emron faces question. while the data in statement II alone outside. Chanchal is an immediate 72. Among mobiles R, S, T, U, V and W, are not sufficient to answer the neighbour of both Debasish and which is the costliest? question. Bikash. Farooq stands second to I. T is costlier than only two d) The data in both statements I and the left of Debasish. Debasish mobiles. S is costlier than R but II together are necessary to answer faces the same direction as Emron. not the costlier than only W. the question. II. Only two persons stand between II. R is cheaper than only two e) The data in statement I alone are Bikash and Emron. Both Bikash mobiles. V is costlier than W but sufficient to answer the question, and Emron face outside. Emron is while the data in statement II alone

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are not sufficient to answer the 78. H is between which two persons? 81. What is the position of ‘16’ in step III? question. a)A and C b)C and B a)Fifth from the left c)A and F d)Can’t say b)seventh from the right Directions (74-80) Read the following e)None of these c)Sixth from the left information and answer the questions 79. Who among the following is/are not a d)seventh from the left that follow: doctor? e)sixth from the right A, B, C, D, E, F, G and H are eight persons a) Son of D, who is H’s uncle 82. How many steps are needed to complete of a family. There are three married couples b) Mother of G this arrangement? in the family. They are from three c) One of the grandsons of F who is a)Five b)Six generations. There are no unmarried females B’s son c)Seventh d)Three in the family. d) Data inadequate e)None of these B and A are offsprings of D while G and H e) None of these 83. Which of the following is 5th from the are offsprings of E and C respectively. F is 80. Four person among the persons left of step IV in the above the wife of D. C is one of the females and described above are playing cards. arrangement? she is not the wife of A. Among these four persons, no one is a)3 b)36 Among them there are three doctors, two either an engineer or author. c)jacket d)mathematics engineers, two authors and one painter. Each Then, who among the following is not e)None of these person has only one occupation. one of these four persons? (Reference 84. Which of the following is the last step One day all the persons sit around a round of a person is given seating arrangement of the given input? table looking towards centre to solve a around the table while making an effort a) a 1 bag 3 jacket 36 mathematics puzzle which was asked recently in the to solve the puzzle.) 11 rest 16 the 7 3 physics tasty 5 examination for Bank PO. They sit in such a) The person sitting on the b) a 1 bag 3 jacket 36 tasty 5 11 rest a manner that only grandson of D is between immediate left of the person who mathematics 16 the 7 3 physics C and A, while only E is between B and F. is sitting opposite C c) a 1 bag 3 jacket 36 mathematics Only one person is between C and B but it b) The person sitting opposite E 11 physics 7 rest 16 the 3 tasty 5 is not H. G, who is not next to B, is not c) The person sitting opposite G d) a 1 bag 3 jacket 36 mathematics sitting opposite D. while B is not sitting d) The person sitting on the 11 physics 7 rest 16 tasty 5 the 3 opposite a female. One of the sons of D is immediate left of the person who e) None of these on the immediate left of D. the persons who is sitting opposite the wife of D. 85. Which step number will be the following are next to E are neither engineer nor doctor. e) None of these output? Persons who are on the immediate left of G “a 1 bag 3 jacket 36 mathematics 11 and immediate right of B are not doctors Directions (Q. 81-85) : Study the physics 7 rest 16 the 3 tasty 5” while H is a renowned painter. following information carefully to a)Step II answer the given questions. 74. The only person who is sitting between b)Step III A word and number arrangement machine c)Step V B and C is a/an when given an input line of words and a)engineer b)doctor d)There will be no such step numbers rearranges them following a e)None of these c)author d)painter particular rule in each step. The following is e)None of these an illustration of input and rearrangement. Directions (Q. Nos. 86 to 90): In each 75. The two females who are sitting adjacent Input: the as rose 4 3 brave 16 5 stumpy 36 question given below a statement is given to each other are neither 7 64 thursday that is followed by three assumptions a)C and E b)C and A Step I: as 4 the rose 3 brave 16 5 stumpy 36 numbered I, II and III. An assumption is c)E and C d)C and E neither 7 64 thursday something supposed or taken for e)None of these Step II: as 4 brave 5 the rose 3 16 stumpy granted. You have to consider the 76. The only female who is sitting opposite 36 neither 7 64 thursday statement and the following assumptions a female is a/an Step III: as 4 brave 5 neither 7 the rose 3 16 and decide which of the assumptions in a) engineer b)doctor stumpy 36 64 thursday implicit in the statement. c)author d)painter Step IV: as 4 brave 5 neither 7 rose 16 the 3 e)None of these stumpy 36 64 thursday 86. Statement “Move into the upper 77. Which of the following statements is Step V: as 4 brave 5 neither 7 rose 16 stumpy echelons without paying steep price. true regarding the person who is 36 the 3 64 thursday Book a luxurious flat with us “.- between G’s father and H’s Step VI: as 4 brave 5 neither 7 rose 16 Advertisement of a construction grandmother? stumpy 36 the 3 Thursday 64 company. a) She is sitting opposite a doctor. Step VI is the last step of the above input. Assumptions b) She is a painter. As per the rules followed in the above steps, I. It is possible to join the select c) He is sitting one place away from find out in each of the following questions brand of rich people by hard an engineer. the appropriate steps for the given input. work. d) He is the son of an author. Input: bag 3 a jacket rest 1 36 16 the 7 3 e) None of these physics mathematics 11 tasty 5 104 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. 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II. Staying in luxury without paying II. This time the firms should keep b)II and III follow steep price is the criterion of the percentage of default as less c)I and III follow upper crust of society. as possible. d)All follow III. Booking a luxurious flat is very III. The company X expects quality e)None of these easy now. and professional approach from 92. Statement Many students of the local a)Only II b)Only III its suppliers. school fell ill for the fourth time in a c)II and III d)Only I a)Only I is implicit row in the last six months after e)None of these b)Only II is implicit consuming food prepared by the school 87. Statement “City ‘X’ should have more c)Either II or III is implicit canteen. women driving public transport d)Only III is implicit Course of action because most do not like to speed e)None of the above I. The school management should unnecessarily, prefer not to talk on 90. Statement “The employees association immediately terminate the mobiles while driving, do not listen to has appealed to the managers of contract of the canteen and ask blaring music and rarely skip red company ‘S’ to introduce written for compensation. lights.”-A minister of state X examination for clerical cadre II. The school management should Assumptions recruitment to prevent selection of advice all the students not to eat I. More women driving buses and incompetent persons”. food articles from the canteen. autos will create more job Assumptions III. The owner of the canteen should opportunities for women. I. So far, the company ‘S’ used to immediately be arrested for II. Women are more disciplined than select candidates without negligence men on the roads. conducting a written examination. a)None follows III. If women start driving buses and II. A written exam can help to b)Only II follows autos it would increase chances identify competent persons. c)Only III follows of safety for commuters. III. At higher level, written d)I and II follow a)I and II b)II and III examination may not be of much e)II and III follow c)I and III d)All of these use. 93. Statement Many school buses have e)None of these a)I and III b)Only I fitted CNG kit without observing the 88. Statement In the recently held All India c)Only II d)All of these safety guidelines properly. This results Commerce Conference the session on e)None of these into some instances of these buses ‘Management of Service Sector in catching fire due to short circuit and India’ Surprisingly attracted large Directions (Q. Nos. 91-95): In each endangering the lives of the school number of participants and also questions below is given a statement children. received a very good media coverage in followed by three courses of action Course of action the leading newspapers. numbered I, II and III. A course of action I. The regional transport authority Assumptions is a step or administrative decision to be should immediately carry out I. People were not expecting such taken for improvement, follow up or checks of all the school buses fitted an encouraging response for further action in regard to the problem, with CNG kit. service sector. policy etc. On the basis of the II. The management of all the schools II. Service sector is not managed information given in the statement, you should stop hiring buses fitted properly in India. have to assume everything in the with CNG kit. III. Media is always very positive statement to be true then decide which III. The government should issue a towards service sector. of the suggested coursed of action notification banning school buses a)None is implicit logically follow (s) for pursuing. for use of CNG kit b)Only I is implicit 91. Statement The members belonging to a)Only I follows c)All are implicit two local clubs occasionally fight with b)Only II follows d)II and III are implicit each other on the main road and block c)Only III follows e)Either I or III is implicit traffic movement. d)I and III follow 89. Statement “Tender specification will Course of action e)None of these not be issued to the firms where there I. The local police station should 94. Statement A sudden cloud burst over is 25% or more default in supplies immediately deploy police the island city resulted into unpredicted against earlier purchase orders placed personal round the clock on the rainfall causing flood like situation in on them.”-Condition of a company X main road. the entire area. Large number of people inviting tenders for the purchase of II. Those involved in fighting should were caught unaware and were stranded materials. be identified and put behind bars. on the road. Assumptions III. The local administration should Course of action I. The company X will be watching disband the management of the I. The local administration should the quality of performance of its two clubs with immediate effect. immediately put in place an action suppliers. a)I and II follow

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plan for avoiding such situation Conclusions: I. All shops are bags. II.All roads being lanes is a possibility. in future. II. At least some books are bags. III. Atleast some jungles are towers. II. The local administration should III.Some shops being shirts is a IV. No jungle is road. immediately deploy personnel to possibility. a)Only I follows help the stranded people to move IV.No shirt is a bags. b)Only II follows to safer places. a)I and II follow c)Either I or IV follows III. The local administration should b)I and III follow d)Only IV follows advise all the citizens not to c)III and IV follow e)Either I or IV and II follow venture out on the road till d)II and IV follow situation improves. e)None follows QUANTITATIVE APTITUDE a)Only I follows 97. Statements: All pens are chairs. Directions: (Q. 101-105): Each of the b)Only II follows All flowers are chairs. these questions consists of a question c)Only III follows All chairs are trucks. followed by information in three d)II and III follow All trees are trucks. statements. You have to study the e)All III follow Conclusions: I. Some trucks are question and the statements and decide 95. Statement: It is reported that during definitely pens. that information in which of the the last fortnight there has been three II.All trucks are chairs. statement(s) is/are not required for cases of near miss situation involving III.All tree being pens is a possibility. answering the question and hence can two aircrafts over the busy city airport. IV.Some trees are chairs. be dispensed with. In all these cases both the aircrafts came a)I and III follow perilously close to each other and could b)I and II follow 101. In how many days can a work be avoid collision as the pilots acted just c)III and IV follow completed by A, B and C together? in time. d)II and IV follow I.A and B together can complete the Course of action e)None of these work in 6 days. I. The pilots of all the six aircrafts 98. Statements: All desks are pillars. II.B and C together can complete the involved in these incidents should Some pillars are towns. immediately be de-rostered. All towns are benches. 3 work in 3 days. II. Some flights should be diverted Some benches are cars. 4 to another airports for the next Conclusions: I. No cars are towns. few months to decongest the sky II.At least some benches are desks. III.A and C together can complete the over the city airport. III.All benches are not pillars. 1 III. Air traffic controllers of the city IV. Some cars being pillars is not a work in 3 days. airport should be sent for refresher possibility. 3 courses in batches to prepare a)None follows a) Only I themselves to handle such b)Only I follows b) Only II pressure situation c)Only II follows c) Only III a)Only I follows d)Only III follows d) Any one of the three b)Only II follows e)Only IV follows e) Information in all the three c)Only III follows 99. Statements: All stations are houses. statements is necessary to answer d)Only II and III follows No house is garden. the question. e)None of these Some gardens are rivers. All rivers are 102. What is the cost of painting the two ponds. adjacent walls of a hall which has no Directions (Q. Nos. 96-100) In each of Conclusions: I. All ponds being windows or doors? the following questions, three gardens is a possibility. I. The area of the hall is 24 sq metres. statements are given followed by four II.Some ponds are stations. II.The breadth, length and the height Conclusions I, II, III and IV You have to III.Some ponds are definitely houses. of the hall are in the ratio of 4 : 6 : consider the given statements to be true IV.No pond is station. 5. even, if they seem to be at variance with a)Only I follows III. Area of one wall is 30 square commonly known facts. Read all the b)Either II or IV follows metres. conclusions and decide which of the c)I and II follow a)Only I following conclusions logically follows d)I and IV follow b)Only II from the given statements disregarding e)None of these c)Only III the commonly known facts. 100. Statements: Some towers are lanes. d)Either I or III 96. Statements: Some bags are trunks. Some lanes are roads. e)Data inadequate All trunks are shirts. Some roads are rivers. 103. What is the total compound interest Some shirts are books. Some rivers are jungles. earned at the end of three years? All books are shops. Conclusions: I. Some jungles are not roads.

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I. Simple interest earned on that amount at the same rate and for the same period is Rs 4500. II. The rate of interest is 10 p.c.p.a. III. Compound interest for three years is more than the simple interest for that period by Rs 465. a)Only I and II b)Only II and III c)Only I and II d)Any one of the three e)Either II or III only 104. What is the percent profit earned by a shopkeeper on selling the articles in his shop? I. Labelled price of the articles sold was 130% of the cost price. II. Cost price of each article was Rs 550. III. A discount of 10% on labeled price was offered. 106. What was the number of males in UP a) Only I in the year 1998? b) Only II a)254650 b)294840 c) Only III c)321470 d)341200 d) All the three are required e)None of these e) Question cannot be answered even 107. What was the total number of illiterate with the information in all the people in AP and MP in 1998? three statements. a)876040 b)932170 105. What is the average salary of 15 c)981550 d)1161160 employees? e)None of these I. Average salary of 7 clerical cadre 111. When consumption is more than the 108. What is the ratio of the number of (out of the 15 employees) production, the government has to females in TN to the number of females employees is Rs 8500. import the shortfall. What percentage in Delhi? II. Average salary of 5 office cadre as consumption was imported in 2003- a)7 : 5 b)9 : 7 (out of the 15 employees) 04? c)13 : 11 d)15 : 14 employees is Rs 10000. a)5.77% b)7.36% e)None of these III. Average salary of the 3 sub-staff c)6.12% d)5.65% 109. What will be the percentage of total employees (out of the 15 e)None of these number of males in UP, MP and Goa employees) is Rs 2500. 112. What was the percentage increase in together to the total population of all a) None installed capacity in the year 2003-04? the given states? b) Only I a)10.09% b)11.22% a)25% b)27.5% c) Only II c)12.14% d)13.35% c)28.5% d)31.5% d) Only III e)None of these e)None of these e) Question cannot be answered even 113. Capacity utilization was the maximum 110. If in the year 1998, there was an increase with information in all three in which of the following years? of 10% in the population of UP and statements. a)2000-01 b)2001-02 12% in the population of MP compared c)2002-03 d)2004-05 Directions: (Q. 106-110): Study the to the previous year, then what was e)None of these following graph and the table and the ratio of population of UP and MP 114. In which year was the production as a answer the questions given below. in 1997? percentage of installed capacity, the Data of different states regarding a)42 : 55 b)48 : 55 least? population of states in the year 1998 c)7 : 11 d)4 : 6 a)2000-01 b)2001-02 e)None of these c)2002-03 d)2003-04 e)None of these Directions: (Q. 111-115): Study the 115. The installed capacity of HP (In ‘000 following figures to answer these tonnes) in 2003-04 was (Assume the questions: same share of capacity for HP as it had in 2001-02)

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a)68 b)76 c)10 d)15 131. What is the average of total girls passed c)78 d)83 e)None of these in all colleges? e)None of these a)174 b)172 Directions (Q. 126-130): In the following c)170 d)169 Directions: (Q. 116-120): In the following number series only one number is e)165 questions two equations numbered I and wrong. Find out the wrong number. 132. What is the ratio of passed boys and II are given. You have to solve both the 126. 336 210 120 62 24 6 0 girls of College E? equations and Give answer if a)5 : 3 b)4 : 3 (a)x > y a)120 b)62 c)24 d)6 c)7 : 3 d)7 : 5 (b)x  y e)None of these e)4 : 5 (c) x < y 127. 5 3 6 10 9 12 17 15 18 23 133. Number of boys passed in College B in how much percentage more than the (d)x y a)10 b)9  c)12 d)17 number of passed girls? (e)x = y (or) the relationship can not e)None of these a)20% b)30% c)40% d)45% be established 128. 0 3 8 15 27 35 48 e)50% 2 a)0 b)3 1 1 6 . I . 2 x +28x +96 = 0 134. Number of girls passed in College A is 2 c)8 d)15 II. 2y +24y +64 = 0 what percent of number of passed boys 2 e)None of these 117. I.x – 8x +15 =0 in College D? 2 129. 8 14 26 48 98 194 II. y – 12y + 35 =0 a)60% b)70% 118. I. x2 – (12)2 = (28)2 – 864 a)14 b)26 c)48 d)98 c)80% d)40% 1 e)None of these e)None of these II. 3 – 15 +134 =(11)2 y 130. 12 32 72 152 314 632 135. In which college the percentage of girls a)32 b)72 passed with respect to its total passed 119. I.x2 – 3x+ 2 = 0 c)152 d)314 students is maximum? II. y2 – 10y + 21 =0 e)None of these a)A b)B c)C d)D 120. I. 3x2 + 2x – 1 =0 Directions: (Q. 131-135): Study the e)E II. y2 + 5y +4 = 0 following information carefully and answer the given questions. Directions (Q. 136-140): Study the Directions (Q.121-125): What Certain number of students passed from five following table carefully and answer the approximate value will come in place of colleges A, B, C, D and E. Total students questions given below: the question mark (?) in the following passed in College A is 18% of total passed questions? students from all colleges. Ratio of total passed students from College B to total 121. 85% of 225+32.91 5.01 = ?  passed students from College C is 11 : 10 a)375 b)340 and their average value is 420. From College c)355 d)345 D 300 students passed which is 15% of total e)370 passed students. 122. (15.96)2 + 75% of 285 = ? a)435 b)485 5 c)440 d)420 Students passed in College E is th of e)470 4 123. 0.0005  76  103 + ? =170% of 29.98 number of total passed students of College a)12 b)16 C. Ratio of boys to girls passed from College c)18 d)15 e)20 A is 13 : 5. Number of passed boys in College 5 B is 240% of number of passed girls from 124. 161% of 3578 + 139.85+ of 161.56 College A. Ratio of total passed students in 8 College C to number of girls passed in =? 136. What is the respective ratio of the a)6000 b)6500 College C is 20 : 11. Number of girls passed number of the adult females to the total c)6700 d)5500 in College D is 40% more than the number number of female children staying in e)None of these all the societies together? of passed boys in College D. Average of a)82 : 243 b)243 : 82 1 c)71 : 112 d)112 : 71 125. ?% of 218 = 3  3.3121 boys passed in all five colleges is 231. 3 e)None of these a)25 b)5

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137. What is the respective ratio of the total every six months at the rate of 10 number of adult males in the societies p.c.p.a. at the end of two years is Rs 1 c)44 min d)46 min A and B together to the total number 124.05. What is the sum? 4 of adult males in the societies E and F a)Rs 10,000 b)Rs 6, 000 together? c)Rs 12, 000 d)Rs 8, 000 e)None of these a)14 : 17 b)17 : 14 e)None of these 148. What is the probability that four S’s c)75 : 79 d)79 : 75 144. Ravi’s brother is 3 yr elder to him. His come consecutively in the word e)None of these father was 28 yr of age when his sister MISSISSIPPI? 138. What is the difference between the was born, while his mother was 26 yr 4 4 number of male children in society B of age when he was born. If his sister a) b) and the number of male children in was 4 yr of age when his brother was 165 135 society F? born, the ages of Ravi’s father and a)14 b)26 mother respectively when his brother 24 24 c)84 d)96 was born were c) d) e)None of these a)32 yr and 23 yr 165 135 139. What is the total number of female b)32 yr and 29 yr e)None of these children staying in all the societies c)35 yr and 29 yr 149. A passenger sitting in a train of length together? d)35 yr and 33 yr 100m, which is running with speed of a)314 b)343 e)None of these 60 km/h passing through two bridges, c)410 d)433 145. A butler stole wine from a butt of sherry notices that he crosses the first bridge e)None of these which contains 15% of spirit and he and the second bridge in time intervals 140. What is the total number of members replaced what he had stolen by wine which are in the ratio of 7 : 4 staying in all the societies together? containing 6% of spirit. The butt was respectively. If the length of first bridge a)3000 b)3360 then 9% strong only. How much of the be 280 m, then the length of second c)4100 d)4289 butt did he steal? bridge is : e)None of these a)490 m 141. Seven men, five women and eight 2 1 a) b) b)220 m children were given an assignment of 3 3 c)160 m distributing 2000 books to students in d)Cannot be determined a school over a period of three days. 2 3 e)None of these All of them distributed books on the c) d) 150. There is a vast grassy farm in which first day. On the second day two women 5 5 there is a rectangular building of the and three children remained absent and e)None of these farm-house whose length and breadth on the third day three men and five 146. Assuming that profit of a shopkeeper is 50 m and 40 m respectively. A horse children remained absent. If the ratio in a particular commodity is a linear is tethered at a corner of the house with of the number of books distributed in a expression of transportation charge (t) a tether of 80 m long. What is the day by a man, a woman and a child was and the quantity of commodity (q). He maximum area that the horse can graze? earns a profit of Rs 10000 by selling 5 : 4 : 2 respectively, a total of a)5425 m2 approximately how many books were 20 units at the transport charge of Rs π distributed on the second day? 400. He also earns a profit of Rs 12000 b)5245 π m2 a)1000 b)800 by selling 25 units at the transport c)254 π m2 charge of Rs 600. What is the linear c)650 d)900 2 e) Cannot be determined expression in t and q? d) 260 π m 142. Mr X, a businessman, had income in a)600q – 5t b)500q – 4t e)None of these c)600q – 4t d)500q – 5t the year 1995 such that he earned a GENERAL AWARENESS profit of 20% on his investment in the e)None of these business. In the year 1996 his 147. There are three taps of diameters 1 cm, 151. Which of the following is/are true investment was less by Rs 5000 but regarding Durand Cup? still had the same income (Income = 4 cm and 2 cm respectively. The ratio A) It is the oldest tournament in Asia. Investment + Profit) as that in 1995. 3 B) The Defence Services have been Thus the per cent profit earned in 1996 of the water flowing through them is associated in organizing Durand increased by 6%. What was his Football Tournament right from investment in 1995? equal to the ratio of the square of their its inception. a)Rs 100000 b)Rs 100500 tank alone in 61 min. If all the taps are a) Only A c)Rs 105000 d)Data inadequate b) Only B opened simultaneously, how long will e)None of these c) Both A and B 143. The difference between the simple and the tank take to be filled? d) Neither A nor B the compound interest compounded a)44 min b)45 min e) None of these

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152. Which of the following are functions 158. Which was the first bank to be e) only iii of NITI Aayog? established in India? 164. When should an account be treated as A) To formulate credible plans at the a) Bank of Calcutta “out of order”? village level b) Bank of Hindustan a) If the outstanding balance is less B) Partnerships with National and c) General Bank of India than the sanctioned limit/drawing International Think Tanks d) State Bank of India power and no credits C) To focus on technology e) None of these continuously for 90 days upgradation and capacity building 159. What is the full form of MTSS? b) If the outstanding balance is less for implementation of a) Money Transfer Service Scheme than the sanctioned limit/drawing programmes and initiatives b) Medium Transfer Service Scheme power and no credits a) A, C c) Moderate Transfer Service Scheme continuously for 60 days b) A, B d) Money Transfer Service Strategy c) If the outstanding balance is less c) B, C e) none of these than the sanctioned limit/drawing d) All of the above 160. When did the Reserve Bank of India power and no credits e) none of these notify the draft regulations relating to continuously for 30 days 153. ‘POCSO e-Box’ is related to the Credit Information Companies d) If the outstanding balance is less a) Child Abuse (Regulation) Act, 2005? than the sanctioned limit/drawing b) Illegal Coal Mining a) April 5, 2006 power and no credits c) Mining Royalties given to the b) May 26, 2006 continuously for one year Tribal people c) June 29, 2007 e) None of these d) Complaining against depriving d) September 30, 2005 165. Name the scheme that will replace the tribals of their land and forests e) none of these existing Swavalamban Scheme with e) None of these 161. Where has the Ministry of Electronics effect from 1st June’2015? 154. Which of the following is/are true and Information Technology (MeitY) a) National Pension Scheme regarding Surrogacy (Regulation) Bill, set up a Electropreneur Park? b) Atal Pension Yojana 2016? a) University of Delhi South c) Pradhan Mantri Vradha Pension A) Apart from medical expenses the Campus Scheme surrogate mother can be paid b) University of Delhi North d) None of these money but the amount will be Campus e) All of these regulated. c) Indian Institute of Technology- 166. ONGC has started a new INR 100 crore B) Separate Budget provisions will Delhi startup fund to foster and incubate new be made as per the Bill for funding d) None of the above ideas pertaining to the oil and gas this structure regulating surrogacy. e) University of Delhi west Campus sector. What is it called? a) Only A 162. The new PM of Tunisia was sworn in a) ONGC Start Up b) Only B on 27th August 2016. Who is he? b) Start Up ONGC c) Both A and B a) Habib Essid c) Oil and Gas Start Up d) Neither A nor B b) Beji Caid Essebsi d) Startup O&G e)none of these c) Zine El Abidine Ben e) None of these 155. Who invented E-Mail? d) Youssef Chahed 167. When the International Day for the a) Ray Tomlinson e) None of these Remembrance of the Slave Trade and b) Tim Berners-Lee 163. Which of the following is true about Its Abolition was observed globally? c) Vinton Cerf the restrictions on RBI? a)20 August d) James Gosling (i) It is not to compete with the b) 21 August e) none of these commercial banks. c) 22 August 156. Which place is famous for Zardozi? (ii) It is not allowed to pay interest d) 23 August a) Kashmir on its deposits. e) None of these b) Hyderabad (iii) It cannot engage directly or 168. Court of Arbitration for Sport (CAS) c) Lucknow indirectly in trade. recently banned a country from d) Allahabad (iv) It cannot acquire or advice loans competing at September’s Paralympics e) none of these against immovable property. in Rio. Name it. 157. Sugamya Pustakalaya is for (v) It is prohibited from purchasing a) China a) All children below age of 16 its own shares or the shares of b) Russia b) Divyangs any other bank or any company c) North Korea c) Senior Citizens or granting loans on such security. d) Pakistan d) Children and youth below poverty a) Only (i),(ii),(iii), and (iv) e) None of these line b) Only (v) 169. Which among the following made the e) None of these c) All the above initial contribution for setting up d) None of the above

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Financial Inclusion Fund and Financial Meteorological Department will soon 183. Which of the African nation is not part Inclusion Technology Fund? use forecast monsoon with Dynamical of the second phase of the Feed the a) Government of India, NABARD Monsoon Model. Which of the Future- India Triangular Training and RBI following models is being used by IMD Programme that was launched in July b) NABARD, UTI and RBI to predict monsoon? 2016? c) SIDBI, Government of India and a) Basic Statistical Model a) Kenya b) Algeria IDBI Bank b) Ensemble Statistical Model c) Malawi d) Liberia d) SIDBI, NABARD and UTI c) Coupled Forecast System e) None of these e) None of these d) None of the above 184. Which of the following institutes 170. Name the American swimmer who set e) all of these recently developed the Solar Power a new world record to win gold in the 177. Name the first African-American to win Tree for generation of electricity from women’s 400 metres freestyle at the the Pulitzer Prize for fiction, who died solar energy? Rio Olympics. recently. a) Institute for Research and a) Jazmin Carlin a) Langston Hughes Development b) Leah Smith b) James Baldwin b) Central Mechanical Engineering c) Katie Ledecky c) James Alan McPherson Research Institute d) None of the above d) Alex Haley c) Central Institute of Technology e) Mc Philips e) none of these d) National Physical Laboratory 171. The International Day of the World’s 178. Name the veteran Tabla maestro of the e) None of these Indigenous Peoples was observed on 9 Banaras Gharana who died recently. 185. Who recently assumed the charge as August 2016 was adopted via a a) Chatur Lal President of Kerala State Sports resolution by UN General Assembly b) Kishen Maharaj Council? in the year? c) Shankar Ghosh a) Mercy Kuttan a) 1981 b) 1994 d) Pandit Lacchu Maharaj b) George Thomas c) 1999 d) 200 e) none of these c) T.P. Dasan e) None of these 179. Who has been appointed as the Deputy d) D. Vijayakumar 172. Union Minister of State for Home Lokayukta of Uttar Pradesh? e) None of these Affairs, Shri Kiren Rijjiju led a a) Shambhu Singh Yadav 186. The Cabinet Committee on Economic Tricolour yatra as part of Tiranga Yatra b) Vijay Singh Yadav Affairs recently gave its approval for from Leh to which location? c) Ankur Jadav installation of Ghatampur Thermal a) Khandrung La d) None of the above Power Project. The project will be b) Nathu La e) none of these located in which state? c) Tibet 180. Which team have won the English a) Rajasthan d) None of the above title for the first time b) Tamil Nadu e) all of the above in the club’s 32 year history? c) Karnataka 173. Thailand’s largest energy firm PTT Pcl a) Tottenham Hotspur d) Uttar Pradesh has signed a contract for making electric b) Leicester City e) None of these cars with 6 automakers including: c) Man United 187. Scientists have recently succeeded in a) BMW d) Southampton sequencing the genes of which of the b) Mercedes Benz e) None of the above following ancient crops? c) GM 181. Which provider of enterprise cloud apps a) Rice b) Wheat d) Only a and b for finance and HR has adopted the c) Barley d) Maize e) only b IBM cloud solution on 15th August e) None of these 174. Qingdao Beer Festival is celebrated in 2016? 188. The former Governor of the Reserve which country a) WorkDay Bank of India recently wrote a book, a) japan b) WorkPay which will be launched soon. What is b) china c) WorkStay the title of the book? c) South korea d) None of the above a) Who Moved My Money? d) north korea e) Worknay b) Who Moved My Rate? e) none of these 182. NASSCOM has partnered with which c) The Mystery of RBI 175. Who is deputy CM of Gujarat? three dimensional design technology d) Who Moved My Interest Rate? a) Vijay rupani firm? e) None of these b) Nandita Singh a) ODesk 189. BRICS policy planning dialogue meeting c) Nithin patel b) EDesk began in which city of India? d) Anadi ben patel c) AutoDesk a) Hyderabad e) None of these d) None of the above b) Panji 176. The Union Ministry of Earth Sciences e) Pdesk c) Patna recently announced the India d) Lucknow

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e) None of these 200. Which of the Asian nation is not part of the second phase of 190. Name the Rio-bound shot putter from India who became the the Feed the Future- India Triangular Training Programme second athlete to test positive for a banned substance. that was launched in July 2016? a) Om Prakash Singh b) Inderjeet Singh a) Afghanistan b) Cambodia c) Gowda d) Irfan Kolothum Thodi c) Lao PDR d) Sri Lanka e) None of these e) None of these 191. Name the country whose seven swimmers were banned from the Rio Olympics.  a) Japan b) China c) Ukraine d) Russia e) None of these EXPLANATIONS 192. SCO summit concluded in which city in the world on 24th 1. a 2. b 3. a 4. a 5. c 6. e June 2016? 7. b 8. b 9. a 10. a 11. b 12. a a) Tashkent b) Madrid 13. d 14. b 15. e 16. c 17. c 18. c c) New York d) Atlanta 19. a 20. d 21. c 22. c 23. d 24. b e) None of these 25. e 26. a 27. e 28. c 29. b 30. a 193. UDAY is a path breaking reform and the Hon’ble Prime 31. d 32. b 33. d 34. e 35. e 36. b Minister’s vision of affordable and accessible 24x7 Power for 37. a 38. b 39. b 40. b 41. b 42. c All. The Cabinet approved an extension in the deadline for 43. c 44. e 45. a 46. a 47. d 48. c implementing the Ujjwal Discom Assurance Yojana (UDAY) 49. a 50. b to ______. (51-55): a) December 31, 2017 b) March 31, 2018 c) June 30, 2018 d) March 31, 2017 e) May 31, 2019 194. Which state/UT introduced an online payment system for licensing and registration of food business operators in the national capital? a) Delhi b) Bihar c) Karnataka d) Punjab e)none of these 195. Name the state that convened a special session of the Assembly for passing the State Appropriation Bill. a) Uttarakhand b) Arunachal Pradesh c) Kerala d) Bihar e) None of these 196. Name the state that has decided to consider coffee plantation 51-b 52-d 53-d 54-c 55-d in 50 thousand hectares of land in the State by 2030. (56-58): a) Assam b) Kerala c) Tamil Nadu d) Nagaland e) None of these 197. Which of the following state started updation of its National Population Registration (NPR)? a) Assam b) Kerala c) Tamil Nadu d) Nagaland e) None of these 198. Who of the following is the author of book, The Great Derangement: Climate Change and the Unthinkable? a) Amitav Ghosh b) Vikram Seth c) Amish Tripathi d) Amit Chaudhuri e) None of these 199. NITI Aayog signed a Statement of Intent (SoI) with which organisation to start the Atal Tinkering Laboratories (ATL) initiative as a part of its flagship programme Atal Innovation Mission (AIM). 56-d 57-c 58-d a) Tech Mahindra b) Intel India (59-63): c) Infosys d) Tata Consultancy Services 59-b 60-e 61-a 62-c 63-d e) None of these (64-68):

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64-a 65-b 66-b 67-d 68-a (69-73): 69-c

71-c

70-e 72-c

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73-b (81-85):

81-b 82-a 83-c 84-d 85-e (86-90): 86-b

87-b

(74-80):

88-b

89-e

Since B is not sitting opposite a female, A is a male and one of the sons of D. Now we get complete family tree as follows. 90-a

Now, let us arrange their occupations. H is a painter. Since the persons who are next to E are neither engineer nor doctor B (91-95): and F, who are next to E, are authors. Again, since the persons 91-a who are on the immediate left G and on the immediate right of B are not doctors, implies that C and D are not doctors. This implies C and D are engineers. Now, since there are three doctors in the family. Hence, by elimination, A, E and G are doctors. 74-a 75-e 76-a 77-d 78-c 79-c 80-d

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92-d

93-a

99-e

94-e

100-b

95-c

101. (e) 102. (e) Cost of painting is not given, hence data inadequate. 103. (d) Let the sum be Rs x. From the statement, I and II, (96-100): x10  3 96-e 4500 x  Rs 15000 100

3  10  CI 150001  15000  100  19965 15000  Rs.4965 97-a From the statement, I and III, CI-SI=465 CI=465+4500=Rs4965 From the statement, II and III, CI = Rs 4965 Hence, any of them can be dispensed with. 104. (b) from the statement I and II, Let the cost price of the article be Rs 100. Labelled price = 130 90  SP =130  Rs 117 100 % profit = 17% Hence, II can be dispensed with 98-a 105. (a) (106-110): 15 106-b Total population in UP = 3276000 100

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3 15 1 Number of males in UP =  3276000 = 294840 II. y 3 -15+134 = 121 5 100 107. (d) Number of illiterate people in AP 1 y 3 = 2 7 25 =  3276000 = 637000 Y= 8 9 100 So, x  y 119. (c) I.(x-2) (x-1) =0 4 20 X= 2 or 1 Number of illiterate people in MP =  3276000 5 100 II.(y-7) (y-3) =0 Y = 7 or 3 = 524160 Hence, y >x Total number = 637000 + 524160 = 1161160 120. (b) I.(x+1) (3x-1) =0 108. (d) Reqd. Ratio Number of females in TN : number of females in Delhi 1 X = -1 or 4 9 3  3276000 II.(y+4) (y+1) =0 49 5 7 100  : Y= -4 or -1 = 3 8 = 15 : 14  3276000 7 38 Hence, x  y 5 100 (121-125): 109. c 85 110. a 121. (c) ?  225  335 (111-115): 100 111. (a) Consumption is more than the production in the year =191.25 +165 =356.25  355 2003-04 122. (e) ?  (16)2+214=256+214 =470 1576 1485 9100 30170 Reqd. % = 100  = 5.77% 123. (a) 0.038 1000  ?  1576 1576 100 18931702 19100 ? = 51-38= 13  12 112. (b) Reqd. % increase =  = 11.22% 1702 1702 161 5 124. (a)  3578+139.85+ 161.56 113. (b) Maximum in the year 2001-02 100 8 114. (d) As calculated in the previous question production as a =5760.58 + 139.85 +100.975 = 6001.405  6000 percentage of install capacity was least in the year 2003-04. 115. (b) Installed capacity of HP in 2003-04 =4% of 1893 =75.72 218? 10 =76 (approx) 125. (b)  3.3121 (116-120): 100 3 116. (e) I.2x2+28x+96 =0 10 100 (x+6)(x+8) =0 ?= 3.3121  5.064  5 X=-6 or -8 3 218 II.2y2 +24y+64 =0 (126-130): (y+4)(y+8) =0 126. (b) The series is 73-7, 63-6, 53-5, ...... Y= -4 or -8 127. (a) The series is -2, +3, +5, -2, +3, +5, ..... Hence, relation cannot be determined. 128. (e) The series is +3, +5, +7, +9, ...... 2 117. (d) I.x – 8x +15 =0 129. (c) The series is  2-2,  2-2,  2-2, ...... (x-3)(x-5) =0 130. (d) The series is  2+8,  2+8,  2+8, ...... X= 3, or 5 (131-135): II.y2+12y +35 =0 (y-5) (y-7) =0 Y =5 or 7 So, x  y 118. (d) I.x2-144 =784 -864 X2 =64 X= -8 or +8

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845 P12 2 131. (d) Avg. = = 169 Now, according to the question, =3600 5 100 350 3600100 132. (c) Ratio = = 7 : 3 P = = Rs 15000 150 12 2 Money invested in scheme B = 35000-P =Rs 20000 240  200 133. (a) %= 100 = 20% 2 200  10   Interest accrued in scheme B =2000 1  1 =Rs 100  100   134. (c) % = 100 = 80% 125 4200 135. (d) It is 59% 144. (a) When Ravi was born his mothers age was 26 yr and his (136-140): elder brother was 3 yr elder to him. 136. (b) Mothers are when brother was born = 26 – 3 = 23 yr 137. (b) Total number of adult males in the society A and B Ravi’s father was 28 yr of age when sister was born and his =(250+400)-(60+165) sister was 4 yr of age when his brother was born. (As shown in solution :25) Age of father when brother was born = 28 +4 = 32 yr =650-225=425 145. (a) According to the rule of allegation, Total number of adult males in society E and F =(280+325)- (86+69) 6% =(180+325)-(86+69)=505-155=350 15% Hence reqd. ratio =425:350=17:14 138. (d) Male children in society B =165 Male children in society F =69 9% (as shown in solution :25) Hence, their difference =165-69=96 139. (c) Total number female children =410 (9-6)=3 (15-9)=6 140. (d) Number of all members =( 250 + 350) + (400 + 150) + (300 + 275) + (280 + 300) + (180 + 250) + (325 + 300) + 150 + 220 + 92 + 145 + 172 + Reqd. Ratio = 3 : 6 = 1 : 2 150 = 4289 1 141. (c) Let the books distributed by a man, a woman and a child be Clearly, of the butt of sherry was left. It means the butler 5x, 4x and 2x respectively. 3 Number of books distributed in 1 st day = 7 5x+5 4x+8 2x=71x 2    stole of the butt. Number of books distributed in 2 nd day= 3 75x+34x+52x=57x 146. (a) By hit and trial And number of books distributed in 3 rd day = Case I t = Rs 400 and q= 20 unit 45x+54x+32x=46x Then, Now, according to the question From option a) total profit = 600q – 5t 71x +57x+46x =2000 =600  20 – 5  400 = 10000 2000 147. (e) Time taken to fill the tank by the tap having 2 cm diameter X = =61 min 174 Time taken to fill the tank by the tap having 1 cm diameter 2000 2 57 2  57x = =650 (app) = 61   244min 174 1  32 142. (e) ? =  260  83.2  83 4 Similarly, time taken to fill the tank by the tap having cm 100 3 143. (b) Let the money invested by Mr. X in scheme A be Rs P. diameter Money invested in scheme be =Rs 35000-P

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2 2  9 549 61    61   min 4 / 3  4 4 Part of the tank filled by all the three pipes in 1 min= 1 1 1 36 9  16 61 1   =   61 244 549 / 4 2196 2196 36 Hence, required time taken = 36 min. 151. c 152. d 153. a 154. d 155. a 156. c 148. (a) Total number of words that can be formed from the letters 157. b 158. b 159. a 160. a 161. a 162. d 11! 163. c 164. a 165. b 166. a 167. d 168. b of the word MISSISSIPPI is 4!4!2! 169. a 170. c 171. b 172. a 173. d 174. b 175. c 176. b 177. c 178. d 179. a 180. b When all the S’s are together then the number of words can be 181. a 182. c 183. b 184. b 185. c 186. d 8! formed = 187. c 188. d 189. c 190. b 191. d 192. a 4!2! 193. d 194. a 195. a 196. d 197. d 198. a 8! 199. b 200. d 4 4!2!  Reqd. probability = 11! 165  4!4!2! 149. (c) Note here the length of the train in which passenger is travelling is not considered since we are concerned with the passenger instead of train. So, the length of the bridge will be VANIK’S KNOWLEDGE GARDEN directly proportional to the time taken by the passenger respectively. Important Nuclear Power Plant in India t  Time Plant Location State Capacity l  length of bridge Narora Atomic Power Narora Uttar Pradesh 440 MW Station t1 l1  Rajasthan Atomic Therefore, Rawatbhata Rajasthan 1180 MW t2 l2 Power Station Tarapur Atomic Power 7 280 Tarapur Maharashtra 1400 MW  Station 4 2 Kakrapar Atomic x= 160m Kakrapar Gujarat 440 MW Power Station 150. (a) The length of tether of the horse is 80 m. Kudankulam Nuclear Kudankulam Tamilnadu - MW Power Plant Madras Atomic Power Kalpakkam Tamilnadu - MW Station Kaiga Nuclear Power Kaiga Karnataka 660 MW Plant Madras Atomic Power Kalpakkam Tamil Nadu 440 MW Station

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PRACTICE SET QUESTION PAPER FOR (SSC-CGL)

SSC CGL 2016 – Pre (Tier I) c)4 d)Data inadequate 4 Mock Test This Mock Test consists of 100 questions Directions (Q. Nos. 8-9) Study the 6 3 which are spread across 4 sections – General following information carefully and Intelligence, Mathematics, General answer the questions that follow. Awareness and English Language. The mock A, B, C, D, E, F, G, H and I are nine houses. ? test carries 100 marks and of 2 hour C is 2km East of B. A is 1 km North of B duration. There is negative marking of 1/4 and H is 2 km South of A. G is 1 km West of marks for each wrong answer. H while D is 3 km East of G and F is 2 km 13 14 North of G. I is situated just in middle of B 15 PART-A and C while E is just in middle of H and D. REASONING ABILITY a) 6432 b) 9039 8. Distance between E and G is c) 4034 d) 7369 Directions (Q 1 - 3): In each of the a) 1 km b) 1.5 km 13. following questions, select the related c) 2 km d) 5 km letters/ word/ number from the given 9. Distance between E and I is alternatives. a) 1 km b) 2 km 30 40 60 c) 3 km d) 4 km 24 32 48 1. Crayfish : Astacoloy : : Ligaments : ? 10. Pointing to Priya, father of Pintu says, ? 12.8 19.2 a) Desmology “She is the daughter of the daughter of b) Diabology the wife of the only son of the c) Dioptrics grandfather of my sister”. How is a) 8.4 b) 9.6 d) Dialectology Sushama related to Priya if Sushma is c) 6.4 d) 12.6 2. Groovy : Peerless : : Unexceptional : ? the sister of Pintu? Directions (Q. 14): Study the given a) Peachy b) Rare a) Mother b) Aunt information carefully and answer the c) Mediocre d) Wicked c) Niece d) Sister given questions. 3. LOCKER : 77 : : MANTRI : ? 11. Madhu said, “My Mother’s only son Sunil started walking from point A. He a) 57 b) 62 Ashok has no son”. Which of the walked 6 metres towards East to reach point c) 98 d) 86 following can be concluded? B. From point B he took a right turn and a) Ashok has only daughters Directions (Q.4 - 6): In each of the walked 3 metres to reach point C. From b) Ashok is not married following questions, find the odd point C he took a right turn and walked 10 c) Ashok does not has a father number / letters /word/ number pair from metres to reach point D. From point D he d) None of the above the given alternatives. took a left turn and walked 4 metres to reach 12. point E. From point E, he walked 4 metres 4. a) IRDA b) PERDA East to reach point F. Point G is exactly c) WDRA d) MIBOR 4 midway between point C and point D. 5. a) Rial b) Dinar 6 5 c) Balboa d) Kip 14. If Sunil walks 4 metres to the North of 6. a) T b) M point F, how far and in which direction c) F d) C 5755 will he be from point G? a) 1 metre towards East Directions (Q. No.7) Study the following b) 2 metres towards East information carefully and answer the c) 1 metre towards West question which follow. 7 9 e) 1.5 metres towards East In a class there are seven students (including 8 boys and girls) A, B, C, D, E, F and G. They Direction (Q. No. 15): Study the given sit on three benches I, II and III. Such that 4 information carefully and answer the at least two students on each bench and at 6 3 given questions. least one girl on each bench. C who is a girl In a group of six people, P, Q , R, S, T and U student, does not sit with A, E and D. F the each having a different weight, S is heavier boy student sits with only B. A sits on the 4467 than Q .R is lighter than only T and P, Q is bench I with his best friends. G sits on the not the lightest. P is not the lightest? bench III. E is the brother of C. 15. Who amongst the following is the 7. How many girls are there out of these 7 9 7 lightest ? students ? 6 a) T b) P a)3 b)3 or 4 c) R d) U

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16. Which of the following will come next in represents players, the circle represents (A) Charity stores pay less tax than the following series? officers, and the rectangle represents Non-Charity stores. 9 1 9 8 2 9 8 7 3 9 8 7 6 4 9 8 7 6 5 5 9 scientists. Different regions have been (B) VAT leads to increment in prices 8 7 6 5 4 6 9 8 7 6 5 4 represented by the different letters of of things. a)7 b) 8 English alphabet (C) The stores recover their taxes from c) 3 d) 2 the customers. 17. Which of the following will come in (D) Since Charities do not charge VAT, place of question mark(?) in the their products are of lower quality. following series based on English a) None of the given statements alphabetical order ? b) Both A and B ZA BY XC DW ? c) Only C a) VF b) EU d) Both B and C c) EV d) VE 18. Fig. (X) is embedded in any of the four Directions (Q. No. 25): In this question alternative figures. Find the alternative is given a statement followed by two which contains fig.(X). assumptions numbered I and II. An assumption is something supposed or 21. Who among following players is/are taken for granted. You have to consider officers but not scientists? the statement and the following a) R b) B, Z assumptions and decide which of those c) R, W d) None of these 22. Suresh was born on 4th October 1999. is /are implicit in the person’s statement. Shashikant was born 6 days before Suresh. The Independence day of that 25. Statement: Send Employee XYZ for a year fell on Sunday. Which day was training in UK to gain more insight into Shashikanth born? the project which he is handling at a) Tuesday b) Wednesday present. c) Monday d) Sunday I. Some similar training programmes Directions (Q. No. 23): IN each question are available in the employee’s own country as well. below are given two/ three statements II. With the present skill sets, followed by two conclusions numbered I Employee XYZ is incapable of and II. You have to take the given Directions (Q. Nos.19 - 20): Study the handling the project. statements to be true even if they seem following arrangement carefully and a) Only I is implicit to be at variance with commonly known answer the questions given below: b) Only II is implicit facts. Read all the conclusions and then 5 D E F 6 * 1 4 B M A 7 $ J # H L O @ P T c) Both I and II are implicit decide which of the given conclusions U 2 R Q % Y W d) Neither I nor II is implicit logically follows from the given 19. How many such numbers are there in statements, disregarding commonly PART-B the above arrangement, each of which known facts. Give answer. ENGLISH LANGUAGE is immediately preceded by a letter but a) if only conclusion I follows. not immediately followed by a letter? b) if only conclusion II follows. Directions (Q. Nos. 26-30): Read the a) None b) Two c) if either conclusion I or II follows. passage carefully and choose the best c) One d) More than three d) if both conclusions I and II follow. answer to each question out of the four 20. The Chairman of the Selection alternatives. Committee arrived at the interview- 23. Statements: All glasses are spoons. I used to have my meals at a vegetarian room for conducting an interview at 10 All spoons are plates. restaurant. Here I met Mr. Albert West. We min to 12 : 30h. He was earlier by 20 Some bowls are plates. used to meet in this restaurant every evening min than the other members of the Conclusions: I. All glasses are plates and go out walking after dinner. Mr. West board, who arrived late by 30 min. At II. All bowls being spoons is a was a partner in a small printing concern. what time were the interview possibility. He read my letter in the press about the scheduled? 24. Read the given information carefully and outbreak of the plague and not finding me in a) 12: 10 b) 12 : 20 answer the given question: the restaurant, felt uneasy. c) 12 : 30 d) 12 : 40 Charities do not have to charge VAT to My co-workers and I had reduced our diet customers. Therefore, charity stores since the outbreak, as I had long made it a Directions (Q. No. 21) : Read the can charge lower prices as compared rule to go on a light diet during epidemics. In following information carefully and to the other stores which are not these days I had therefore given up my answer the questions that follow. registered as charity. evening dinner. Lunch also I would finished In the following figure the smaller triangle Which of the following can be inferred represents teachers, the bigger triangle from the given statement?

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The new taxation rates (a)/announced b)misogynist one morning just as I was getting ready to by the government (b)/are bound to c)misanthrope go out for a walk. As I opened the door Mr. effect the export sector. (c)/No error d)polygynist West said : ‘I did not find you in the (d) Directions (Q. Nos. 41-43): In the restaurant and was really afraid lest Directions (Q. 33-34) : In the following something should have happened to you . following questions, four alternatives questions out of four alternatives, are given for the Idiom/Phrase. Choose 26. What did the speaker and Mr. Albert choose the one which best expresses the the alternative which best expresses the West do every evening? meaning of the given word. meaning of the Idiom/Phrase. a) Went walking and met at the 33. OBNOXIOUS 41. Their friendship lasted without a cloud restaurant for eating. a)Depressing b)Disgusting b) After eating, met at the restaurant till the end of his life. c)Arrogant d)Filthy a)without concealment to go for walking 34. COVENANT c) Met in the restaurant and went b)without stigma a)Case b)Coupon c)without trouble out walking after dinner. c)Contract d)Settlement d) Had dinner and walked in the d)without romance restaurant. Directions (Q. Nos. 35-36) Choose the 42. All the neighbours gave her the cold 27. Why did the speaker not come to the word opposite in meaning to the given shoulder because she ill-treated her restaurant? word as your answer. daughter-in-law. a) He wanted to contact all his a) showed intentional on friends. 35. OSTRACISE unfriendliness to her company b) He had decided to diet in order to a)Amuse b)Welcome b) felt her shoulder was cold lose weight. c)Entertain d)Host c) showed dislike for her company c) He did not want to meet Mr. 36. DENSE d) showed liking for her company Albert and was avoiding him a)Scarce b)Slim 43. The officials played ducks and drakes d) He was taking care of plague c)Sparse d)Lean with the public money. patients. a)spent b)preserved Directions (Q. 37-38):In the following c)collected d)squandered 28. Mr. Albert West was questions a part of the sentence is a) considering to become a partner underlined. Below are given alternatives Directions (Q. 44-45): In the following of the printing press. to the bold part at a), b) and c) which questions, the first and the last parts of b) a partner in a small printing press may improve the sentence. Choose the a passage/ sentence are numbered 1 and c) a partner in a large printing press correct alternative. In case improvement 6. The rest of the passage/ sentence is d) concerned about printing is needed your answer is d) split into four parts and named P, Q, R 29. Why did Mr. Albert West knock at the and S. These four parts are not given in speaker’s house? 37. I did not see him since he wrote last. their proper order. Read the sentence/ a) To go out walking with the a)I could not see him passage and find out which of the four speaker. b)I shall not see him combinations is correct. Then find the b) To make him a partner in the c)I have not seen him correct answer. printing press d) No improvement c) To avoid contact with friends. 38. You cannot gain the support of the local 44. 1. I think the essence of wisdom is d) Because he was worried that people without being cordially to emancipation as far as possible, from something had happened to the them the tyranny of the here and the now. speaker. a)Being cordially for P. If anyone could, he would hardly be 30. Why was Mr. West uneasy? b)Being cordially to able to remain alive a) Because he could not find the c)Being cordial to Q. But it is possible to make a continual speaker in the restaurant d) No improvement approach towards impartiality b) He was concerned about the R. No one can view the world with printing press Directions (39-40): In the following complete impartially. c) He had eaten something in the questions, out of the four alternatives, S. This is of course a matter of degree. restaurant. choose the one which can be substituted 6. It is this approach towards d) He was avoiding his friends for the given words/ sentence. impartiality that constitutes growth in wisdom. 121 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016

a)QRSP b)RQPS 59. For what value of a the expression 2x3 + c)SRPQ d)PRSQ 1 ax2 + 11x + a + 3 will be completely c)2r2 cm2 d) r2 cm2 45. 1. Nehru spent most part of his 2 divisible by (2x – 1)? childhood in studies. b)+7 52. The diameters of two hollow spheres a) – 7 P. He rushed back to India and led an c)-5 d)+5 made from the same metal sheet are 21 active political life joining hands with cm and 17.5 cm respectively. The ratio 2 Gandhi. (4.53  3.07) of the areas of metal sheets required Q. His studies went on uninterrupted 60.  for making the two spheres is (3.07  2.15)(2.15  4.53) abroad until he received a call from a)6 : 5 b)36 : 25 India. c)3 : 2 d)18 : 25 2 R. He went to Cambridge to study. (3.07  2.15) 53. AB and CD are two chords of a circle S. But now and then, he could not help where AB = 10 cm, CD = 24 cm and (2.15  4.53)(4.53  3.07) listening to political discussions in his AB || CD. Distance between AB and house. CD is 17 cm. The radius of the circle 2 6. Till the end of his career, he made (2.15  4.53) will be ? Gandhi his political master.  a) 11 cm b)13 cm (4.53 3.07)(3.07  2.15) a)RSQP b)SRQP c)15 cm d)17 cm c)PQRS d)SRPQ is simplified to 54. I purchased 120 exercise books at the a)0 b)1 Direction (Q. Nos. 46-50) in the 1 c)2 d)3 questions given below, sentences are rate of Rs. 3 each and sold of them given with blanks to be filled in with an 3 1 appropriate word (s). Four alternatives 61. The value of are suggested for each question. Choose 1 3.25  2.25 the correct alternative out of the four. at the rate of Rs. 4 each, of them at 2 1 46. All decisions, ______, are likely the rate of Rs. 5 each and the rest at the  to be taken by consensus. cost price. My profit percent was 4.25  3.25 a)anyhow b)forever c)somehow d)however 4 1 a)44% b)44 %  47. Kumar ______boy swam across 9 5.25  4.25 the river, to safety. a)a 17 years old 2 1 b)a 17 year old c)44 % d)45%  is c)a 17 year aged 3 6.25  5.25 d)the 17 year old 55. Evaluate sin2 50 +sin2 100+ sin2 150 + The value of is 48. She is beautiful ______brave. ….. upto 18 terms : a)1.00 b)1.25 a)but b)and a)10 b)9.5 c)1.50 d)2.25 c)yet d)so c)9 d)8.5 49. Gandhiji will______in history as one 56. If 78*3945 is divisible by 11, where * is Directions (Q. Nos. 62-64): Study the bar of the greatest men, ever walked on this a digit, then * is equal to diagram given below carefully and earth. a)1 b)0 answer the following questions based on a)go by b)go on c)3 d)5 it. c)go down d)to through 57. In a 45 litres mixture of milk and water, 50. All the applicants ______and the the ratio of the milk to water is 2 : 1. results will be announced next week. When some quantity of water is added a)rank to the mixture, this ratio becomes 1 : 2. b)are to rank The quantity of water added is c)are to be ranked a)10 litres b)21 litres d)are ranking c)35 litres d)45 litres 58. A and B can do a work in 45 days and 40 PART-C days respectively. They began the QUANTITATIVE APTITUDE work together but A left after some time and B completed the remaining work 51. The area of the largest triangle, that can in 23 days. After how many days of be inscribed in a semicircle of radius r the start of the work did A leave? 62. The birth-rate of which country is 25% cm, is a)10 days b)9 days more than that of Germany? 2 2 2 a)2r cm b)r cm c)8 days d)5 days a)India b)China c)England d)New Zealand

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63. The birth rate of India is what percent a)400 b)500 c) It is malleable of the birth-rate of England? c)600 d)700 d) It has a very high melting point a)165% b)155% 70. The average daily wages of some workers 77. What is the wavelength of visible c)140% d)100% of a factory is Rs. 92. There are 300 spectrum 64. The birth-rate of China is how many male and 200 female workers working a) 1300 A0 – 3000 A0 times the birth-rate of Germany? in the factory. Each female workers b) 3900 A0 – 7600 A0 a)0.4 b)5.2 receives Rs. 20 less than a male worker. c) 7800 A0 – 8000 A0 c)4.0 d)2.5 The daily wages of a male worker is d) 8500 A0 – 9800 A0 65. If one angle of a cyclic trapezium is triple a)Rs 80 b)Rs 96 78. What is the chemical name for “Baking of the other, then the greater one c)Rs 100 d)Rs 120 soda” measures : 71. Sec x. cosec x equal to – a) Sodium bicarbonate a)900 b)1050 a)sec x + cosec x b) Sodium carbonate c)1200 d)1350 b)tan x + cot x c) Sodium nitrate 66. A circle of radius r has been inscribed in c)sin x + cos x d) Sodium nitrite a triangle of area . If the semi d)cos x + sec x 79. Why excessive heating and repeated use  0 perimeter of the triangle be S, then the 72. If B + C = 60 , then which of the of looking oil is most under sirable correct relation is : following is correct statement? a) The oil vapours can cause indoor a)sin(1200 – B) = sin (1200 – C) population   b)sin (1200 + B) = sin (1800 + C) b) Crrcinogenic substance like a)2r = b)r = c)cos (1200 – B) = sin (1200 +C) benzpyrene are produced S S d) tan (B) = tan (1200 +C) c) Nutrient value of food is last S 73. In below figure, P is mid-point of base d) Loss and wastage of oil c)r = d)2S = r BC of  ABC and Q, is the midpoint 80. Which gases is present under pressure  of AP. When produced BQ intersect in soft drinks 67. A constable follows a thief who is 200 m AC at point R, then value of AR will a) oxygen ahead of the constable. If the constable be b) Nitrogen and the thief run at speeds of 8 km/ c) carbon dioxide hour and 7 km/hour respectively, the d) Nitrous oxide constable would catch the thief in 81. A dentist’s mirror is a a)10 minutes b)12 minutes a) cylindrical mirror c)15 minutes d)20 minutes b) plane mirror c) convex mirror 2ab d) concave mirror 68. If x = , b > 1, then value of 235 b2 1 82. The two isotopes of uranium U and 238U have an/a a) equal number of protons a  x  a  x b) equal number of neutrons will be 1 1 c) different number of electrons a  x  a  x a) AC b) AC 2 4 d) equal number of neutrons and 1 1 protons a) b) 1 1 83. A scheduled Bank is one which is b a c) AC d) AC included in the 5 3 a) ii scheduled of Banking regulation a b 74. In the sequence of number 0, 7, 26, 63, Act. c) d) b a …., 215, 342 the missing term is b) ii scheduled of constitution a)115 b)124 c) Scheduled of Reserve Bank of 69. In below figure PR is a tangent of the c)125 d)135 India Act circle and SQ is diameter. If radius OQ 75. If a + b = 10 and ab = 21, then a3 + b3 = d) None of these 0 = 5 cm and  QPR = 40 then the ? 84. Economic rent refers to value of  PQS will be a)360 b)370 a) payment made for the use of c)380 d)390 labour b) payment made for the use of PART-D capital GENERAL AWARENESS c) payment made for the use of organization 76. Tungsten is used for the manufacture of d) payment made for the use of land the filament of an electric bulb, because a) It is a good conductor b) It is economical 123 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016

85. Currency notes of Rs. 2. Denomination 95. Social System of the Harappans was 4. d)Except (d) All others are regulatory and above are liabilities of a) Fairly egalitarian authority a) Government of India b) slave- labour based 5. c) Except (c) All others are Asian b) Reserve Bank of India c) Color (varna) based Currency c) State Bank of India d) caste based 6. d) Except (d) All others are d) All the above 96. Who was Chairman of the partition multiple of ‘7’ when count from Z to 86. Devaluation usually causes the internal Council A. prices to a) M.A. Jinha 7. b) a) fall b) Lord mountbatten b) rise c) Pundit Nehuru c) remain unchanged d) V.P. menon d) None of the above 97. The immortal national song Bande 87. One of the objectives of industrial Mataram has been written by licensing policy in India was to ensure a) Rbindranath Tagore a) Creation of adequate employment b) Sarat chandan Chattopadhy opportunities c) Bankim Chandra chattopadhyaya The number of girls is either 3 or 4. b) Free flow of foreign capital in d) Surendra nath Bandopodhyaya 8. c) E is in the middle of H and D Indian industries 98. Where is “Puskar fair” held 1 c) Use of modern technology a) Jodh pur b) Ajmer So, HE =  2  1km d) Balanced industrial development c) Jaipur d) Udaipur 2 across regions 99. ______is the process of finding errors Required distance, EG = EH + HG 88. A writ is issued by in software code. = 1 + 1 = 2 km a) A High Court a) Compiling 9. a)Required distance, EI = HB = 1 km b) A Sub court b) Assembling 10. d) c) A district Court c) Testing 11. d) d) An Administrative Tribunal d) Interpreting 89. Parliamentary or Presidential 100. India’s leading food products company Government can be distinguished ______has signed up as the mainly by official sponsor for the Indian a) Its federal nature contingent to the Rio Olympics 2016. b) The rigidity of the constitution a) Mother Dairy c) The employer – employee relations b) Rajdhani Group d) The legislative – executive relations c) Amul 90. The phrase ‘equality before law’ used in d) KRBL Limited 12. b) Article 14 of Indian constitution has been borrowed from a) U.S.A. b) German  c) British d) Greece 91. Which states union Territories of India recorded the lowest density of population in 1491 census EXPLANATIONS a) Sikkim b) Nagaland 1. a) c) Mizaram d) Arunachal Pradesh Similarly, 2. c) 92. Which Indian state is broadly as large as 14 × 6 = 84 3. b) the European nation-Austria 15 × 4 = 60 a) Kerala b) West Bengal 13 × 3 = 39 c) Orissa d) Karnataka L O C K E R 93. The sunlight is available 24 hours on the C longest day at which of the following latitude of the earth 12 + 15 + 3 + 16 + 22 + 9 = 77 a) 490 b) 66 ½ 0 0 0 Similarly, c) 63 d) 69 51 13. b) 94. Alberini come to India with M A N T R I 30 × 0.8 = 24 × 0.4 = 9.6 a) Mahmud of Ghazni 40 × 0.8 = 32 × 0.4 = 12.8 b) Alexander 60 × 0.8 = 48 × 0.4 = 19.2 c) Babur d)Timur 13 + 1 + 14 + 7 + 9 + 8 = 62

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14. c)

1 1 Area = base height = 2r r = r2 cm2 2 2 52. b; Let r = 21/2 cm and r = 17.5 /2 cm 15. d) From given information 1 2 T > P > R > S > Q > U 2 16. c)  21 2 2   17. d) 4r r 21 21 18. d) 1 1  2  2  2  2  19. b) F 6 * , A 7 $ - Only two numbers, ie 6 and 7. Reqd. ratio = 4r2 r2 17.5  17.517.5 20. a) The chairman of the selection committee arrived at (12 : 30)   by moving six – 10 min = 12 : 20 h  2  Since, he was earlier than other members, so other members = 36:25 arrived at 12 : 20 + 20 min= 12 : 40 h . 53. b; According to question, AB = 10 cm.  The others members were late by 30 min  Scheduled time of interview = (12 : 40) – 30 min = 12 : 10h 21. b) 22. a) Shashikant was born on 28th September 1999. 15th August, 1999 was Sunday. Total number of days from 15th Aug – 28th Sep (excluding 15th Aug) = 16 + 28 = 44 44 days = 6 weeks 2 odd days  Sunday + 2 = Tuesday 23.e) all glasses are spoons (A) + All spoons are plates (A) = A + A = A = all glasses are plates. Hence, conclusion I follows. Again, Some bowls are plates  conversion  Some CD = 24 cm and AB || CD plates are bowls are bowls (I). Now, All spoons are plates (A) Let the perpendicular dawn from O to AB and CD are + Some plates are bowls (I) = A + I = No conclusion . However, respectively OP and OQ and OP = x cm. since there is no negative statement. All bowls being spoons Then, from questions, PQ = 17 cm. is a possibility. Hence, conclusion II follows OQ = (17 – x) cm 24. d) It is VAT-induced increment in prices that leads to Non- Further, P and Q will bisect AB and CD respectively. Charities charging higher prices. Hence B follows. also, the 1 1 impact of the tax is falling on customers. Hence C follows. AP = AB = 5 cm and CQ = CD = 12 cm. 25. d) “A training in UK” does not imply whether such training 2 2 programmes are available in some other country. Hence I is Then, in OAP,, not implicit Again., “more insight” does not imply “no insight”  2 2 2 or “incapability “. It is only that such training would help AO = AP + OP 2 2 2 him handle the project better. Hence II is not implicit. AO = 5 + x ….i) 26. c 27. d 28. b 29. d 30. a 31. c And in  OCQ 32. c 33. b 34. c 35. b 36. c 37. c OC2 = OQ2 + CQ2 38. c 39. a 40. b 41. c 42. a 43. d =(17 – x)2 + 122…….ii) 44. c 45. b 46. d 47. b 48. b 49. c But OA and OC are radii of given circle. 50. c OA = OC  OA2 = OC2 5 1 . b 52 +x2 = (17 – x)2 + 122 The largest triangle inscribed in a semi-circle will have base 25+x2 = 289 – 34x +x2 +144 equal to 2r cm and height equal to r cm as shown in figure. 34x = 289 +144 – 25 = 408

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408 1 23 x= = 12 cm. Work done by B in 23 days =  23  34 40 40 From equation i), 2 2 2 2 2 23 17 AO = 5 + x = 5 + 12 Remaining work = 1  = 25 +144 = 169 40 40 AO = 169 = 13 cm. 17 Now, work was done by (A +B) in 1 day 54. b; CP of 120 exercise books = Rs (120 3) = Rs 360 360 SP of 40 at Rs. 4 each =Rs (40 4) = Rs 160 SP of 60 at Rs. 5 each = Rs (60 5) = Rs 300 17 360 17 SP of remaining 20 books = Rs (20 3) = Rs 60 Work was done by (A+B) in 1  = 9 days. Total SP = Rs (160+300+60) =Rs 520 40 17 40 Profit % = Rs (520 – 360) = Rs 160 Hence, A left after 9 days. 59-a; If (2x – 1) completely divides the given polynomial, then it 160 400 4 will be a factor of given polynominal. Profit = 100   44 % 360 9 9 So, by putting 2x – 1 = 0

55. b; 18 th term of the series 5, 10, 15, …..Tn = 5 + (n – 1) 5 1 T = 5 + 17 5 = 90 x = the value of polynomial will be zero. 18  2 Thus the given series sin2 50 +sin2 100 + sin2 150 + …. + sin280 2x3 + ax2 + 11x + a+ 3 + sin2 850 + sin2 900 Now, sin2 850 = sin2(900 – 50) = cos2 50 3 2 Sin2 800 = sin2 (900 0) = cos2 100  1   1  1 – 10 ……… =2    a  11  a  3 = 0 Hence, again given series = sin2 50 +sin2 100 + sin2 150 +…..  2   2  2 + sin2 400 + sin2 450 + sin500 + …… + sin2 800 + sin2 850 + sin2 900 5a  35 = (sin250 + sin2 850) + (sin2 100 + sin2 800) + ….. + (sin2 400 + On simplification , = 0 sin2 500) + sin2 450 + sin2 900 4 = (sin2 50+ cos2 50) + (sin2 100 + cos2 100) + …… till 8 terms 5a = -35 + sin2 450 + sin2 900 35 2 a =  = -7  1  1 5 = 1 + 1+ ………. Till 8 terms +   + 12 = 8 + + 1=  2  2 60-d; Let (4.53 – 3.07) = a (3.07-2.15) = b and (2.15 – 4.53) = c 9.5 a + b + c = 0 56. d; A number is divisible by 11, if the difference of the sum of its Expression = digits at odd places and the sum of its digits of even places, is either 0 or a number divisible by 11. a2 b2 c2 a3  b3  c3 3abc (5 + 9+ * +7) – (4 + 3 + 8) = 0 or multiple of 11     = 3 21 + * - 15 bc ac ab abc abc * + 6 = a multiple of 11 [If a + b + c = 0, a3 +b3 +c3 = 3abc] * = 5 61-a; 2 1 1 3.25  2.25 57. d; Quantity of milk in 45 litres =  45 = 30 litres =  3 3.25  2.25 3.25  2.25 3.25  2.25 Water = (45 – 15) = 15 litres Let x litres of water be added. 3.25  2.25 30 1 =  3.25  2.25  3.25  2.25 15  x 2 Similarly, 15+x = 60 1 x = 60 – 15 = 45 litres.  4.25  3.25 4.25  3.25  1 1  17 58. b; (A +b)’s 1 day’s work =    =  45 40  360

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1 2  5.25  4.25 5.25  4.25 1  6.25  5.25 6.25  5.25 Expression = 3.25  2.25  4.25  3.25  66-b; 5.25  4.25  6.25  5.25  6.25  2.25

= 2.5 – 1.5 = 1 62-c; Birth - rate of Germany = 16 Birth – rate of England = 20 It is 25% more than 16. Let OD  BC, OE  AC, OF  AB, then 63-a; Birth – rate of India = 33 Birth-rate of England = 20 1 = area ( OBC) + area ( COA) + area ( AOB) = 33     2 Reqd. % = 100 = 165% 20 1 1 1 64-d; Birth – rate of China = 40 BC OD+ AC OE + AB OF = r (BC + AC + Birth – rate of Germany = 16 2 2 2 AB) [ OD = OF = OE = r) 40 Reqd. answer = = 2.5 1 16 = r  2s 65-d; 2    rs  r  S 67-b; The constable and thief are running in the same direction Their relative speed = 8 – 7 = 1 km 5 =1  m/sec 18 200 20018  Reqd. time = 5 5 = 720 sec 18 Since ABCD is a cyclid trapezium then a cyclic trapezium being isosceles, so  DAB =  ABC 720 minutes = 12 minutes And  ADC =  BCD 60 Let  DAB = x0, Then,  BCD = 3x0 a  x  a  x 68-a; x+ 3x = 1800 a  x  a  x x = 450 Largest angle = 3x = 3 450= 1350  a  x  a  x  a  x  a  x  =     a  x  a  x  a  x  a  x 

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2 1 1 1  a  x  a  x 71-b; Sec x. cosec x =   = = (a  x)  (a  x) cos x sin x cos xsin x sin 2 x  cos2 x (a  x)  (a  x)  2 a2  x2 = cos xsin x 2x sin 2 x cos2 x sin x cos x  1 2 2 =  = = tan x = a  a  x  sin x cos x sin x cos x cos x sin x x + cot x 72-a; B+ C = 600, B = 600 –C 1 0 = a  (a  x)(a  x) Sin (120 – B) x =sin [1200 – (600 – C)] = sin (600 + C) 2ab = sin [1800 – (600 + C)] Putting x = 2 , = sin (1200 – C) b 1 73-d; PS || BR which intersects CA at S. b2 1   2ab  2ab  = a  a  2 a  2  2ab   b 1 b 1

b2 1  a (b2 1 2b) a   = 2ab b2 1 2  (b 1 2b) In BCR, b2 1 a (b2 1)   P is mid point of BC and PS || BR =  2   = S, will be mid point of CR, 2ab b 1 (b 1)(b 1) CS = SR ……………….i) Now, in  APS, 1 2 2 Q is mid point of AP and QR || PS = (b 1)  (b 1) 2b R will be mid point of AS. AR = SR ………………ii) 2 1 From eqn. i) and ii), =  AR = SR = CS 2b b AC = AR + SR + CS 69-b; According to question, SQ is diameter of circle 0 1  PQS = 90 ……………….i)  3AR  AR = AC Now  PSQ =  QPR = 400 ……….ii) 3 74-b; The given series is based on the following pattern : In PSQ, PQS = 1800 – ( PSQ + QPS)     13 – 1, 23 – 1, 33 – 1 , ……………… = 1800 0 +900) = 500 – (40 53 – 1 = 124 70-c; Let the daily wages of a male worker be Rs. x. Hence, the missing term is 124. The daily wages of a female worker = x – 20 75-b; a3 + b3 = (a + b) (a2 – ab + b2) 300 x  200(x  20) = (a+ b) (a2 +2ab +b2 – 2ab-ab) = 92 =(a+b){(a+b)2-3ab} 500 = 10 (102 - 3 21)=370 3x +2x – 40 = 92 5 76. d 77. b 78. a 79. b 80. c 81. d 5x = 460 + 40 82. a 83. c 84. a 85. b 86. c 87. b 88. a 89. d 90. c 91. d 92. b 93. b 500 94. b 95. a 96. b 97. c 98. b 99. c x= = Rs 100 5 100. c 

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WHO’S WHO

OFFICE BEARERS

Pranab Mukherjee : President Hamid Ansari : Vice- president Narendra Modi : Prime Minister, Public Grievances and Pension, Atomic Energy and Space Department

CABINET MINISTERS PORTFOLIO MINISTER Home Affairs Rajnath Singh External Affairs, Overseas Indian Affairs Sushama Swaraj Finance, Corporate Affairs, Information & Broadcasting Arun Jaitley Urban Development, Housing and Urban Poverty Alleviation, Parliamentary Affairs & Ministry of Information & Broadcasting M. Venkaiah Naidu Road Transport and Highways, shipping Nitin Jairam Gadkari Defence Manohar Parrikar Railways Suresh Prabhu Statistical Research DV Sadananda Water Resources, River Development Uma Bharati and Ganga Rejuvenation Minority Affairs Dr, Najama A Heptulla Consumer Affairs, Food and Public Distribution Ramvilas Paswan Micro, Small and Medium Enterprises Kalraj Mishra Women and Child Development Menaka Sanjay Gandhi Chemicals and Fertilizers & Parliamentary Affairs Ananthakumar Electronics and Information Technology & Ministry of Law & Justice Ravi Shankar Prasad Health & family Welfare Jagat Prakash Nadda Civil Aviation Heavy Industries and Public Enterprises Food Processing industries Ministry of Rural Development Narendra Singh Tomar Mines, Steel, Panchayati Raj & Drinking Chaudhary Birender Singh Water and Sanitation Tribal Affairs Agriculture & Farmers Welfare Social Justice and Empowerment Thaawar Chand Gehlot Human Resource Development Prakash Javedkar Science and Technology, Earth Science Dr. Harsh Vardhan Textiles Smt. Smriti Zubain Irani

MINISTERS OF STATE (INDEPENDENT CHARGE)

PORTFOLIO MINISTER Statistics and Programme Implementation, General VK Singh External Affairs, Overseas Indian Affairs Planning, Defence Indrajit Singh Rao Finance Santosh Kumar Gangwar Labour and Employment Skill Development & Entrepreneurship Parliamentary Affairs AYUSH Shripad Yesso Naik

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Petroleum and Natural Gas Youth Affairs and Sports Vijay Goyel Environment, Forest and Climate Change Power, Coal, New and Renewable Energy, Mines Piyush Goyal Development of North Eastern Region, Prime Dr, Jitendra Singh Minister’s Office, Personnel, Public Grievances & Pensions. Department of Atomic Energy, Department of Space Commerce and Industry Nirmala Sitharaman Culture, Tourism, Civil Aviation Dr, Mahesh Sharma Health & Family Faggan Singh Kulsate

MINISTERS OF STATE MINISTER Minority Affairs, Parliamentary Affairs Mukhtar Abbas Naqvi Drinking Water & Sanitation Home Affairs Haribhai Parthibhai Chaudhary Water Resources, River Development & Ganga Rejuvenation Agriculture Mohanbhai Kalyanjibhai Kundariya Micro, Small & Medium Enterprises Giriraj Singh Chemicals & Fertilizers Heavy Industries & Public Enterprises GM Siddeshwara Railways Manoj Sinha Panchayati Raj Human Resource Development Road Transport & Highways, Shipping P. Radhakrishnan Home Affairs Kiren Rijiju Social Justice & Empowerment Krishan Pal Agriculture Dr. Sanjeev Kumar Balyan Tribal Affairs Manuskhbhai Dhanjibhai Vasava Mines, steel Vishnu Deo Sai Rural evelopment Sudarshan Bhagat Human Resource Development Science and Technology, Earth Sciences YS Chowdhary Finance Jayant Sinha Information & Broadcating Col. Rajyavardhan Singh Rathore Urban development, Housing and Urban Poverty Alleviation Food Processing Industries Sadhvi Social Justice & Empowerment

GOVERNORS AND CHIEF MINISTERS

STATE GOVERNOR CHIEF MINISTER Andhra Pradesh ESL Narasimhan N. Chandrababu Naidu Arunachal Pradesh J P Rajkhowa Prem Khandu Asam PB Acharya (Add. Charge) Sarbananda Sonowel Bihar Ram Nath Kovind Nitish Kumar Chhattisgarh Balramji Tandon Raman Singh Goa Mridula Sinha Lakshmikant Parsekar Gujarat OP Kohli Anandiben Patel Haryana Kaptaan Singh Solanki Manohar Lal Khattar Himachal Pradesh Acharya Dev Vrat Virbhadra Singh Jammu- Kashmir N N Vohra Mehbooba Mufti Sayeed Jharkhand Drupadi Murmu Raghuvar Das Karnataka Vajubhai R. Vala K. Siddharamaiah Kerala P. Sathasivam Pinarayi Vijayan

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Madhya Pradesh Ram Naresh Yadav Shivraj Singh Chouhan Maharashtra C. Vidyasagar Rao Devendra Phadnavis Manipur V. Shanmuganathan Okram Ibobi Singh (Add. Charge) Meghalaya V. Shanmuganathan Mukul Sangma Mizoram Nirbhaya Sharma P. Lalthanhawla Nagaland PB Acharya TR Zeliang Odisha SC Jamir Naveen Patnaik Punjab Kaptaan Singh Solanki Prakash Singh Badal (Add.Charge) Rajasthan Kalyan Singh Vasundhara Raje Sikkim Srinivas Patil Pawan Chamling Tamil Nadu K. Rosaiah Jayalalitha Telangana ESL Narasimhan K. Chandrashekhar Rao Tripura Tathagata Roy Manik Sarkar Uttar Pradesh Ram Naik Akhilesh Yadav Uttarakhand K K Paul President’s Rule West Bengal Kesarinath Tripathi Mamata Banerjee

LT. GOVERNORS & ADMINISTRATORS

Union Territory Lt. Governor (Administrator) Andaman and Nicobar Islands AK Singh (Lt. Governor) Chandigarh Kaptaan Singh Solanki (Add. Charge) Dadra and Nagar Haveli Vikam Dev Dutta (Administrator) Daman and Diu Vikam Dev Dutta (Administrator) Delhi Najeeb Jung (lt. Governor) Lakshadweep Vijay Kumar (Administrator) Punducherry Kiran Bedi

JUDICIAL HEADS

Designation Person Chief Justice, Supreme Court Tirath Singh Thakur Attorney General Mukul Rohtagi Solicitor General Ranjit Kumar Chairperson, National Green Tribunal Justice Swatantra Kumar Chairperson, Intellectual Property K N Basha Appellate Tribunal Chairperson, Armed Forces Tribunal JN Burma

HEADS OF ARMED FORCES

Designation Person Air Force Chief Air Chief Marshal Arup Raha Navy Chief Admiral Sunil Lanba Army Chief Gen. Dalbir Singh Suhag

HEAD OF INTELLIGENCE ORGANISATIONS

Designation Person Director, Intelligence Bureau (IB) Dineshwar Sharma Director,Research & Analysis Wing (RAW) Rajinder Khanna Director, NTRO Alok Joshi Chairperson, National Investigation Sharad Kumar Agency (NIA)

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High Court Chief Justice Allahabad Vimalesh Kumar Shukla Bombay DH Waghela Calcutta Manjula Chellur Chhattisgarh Dipak Gupta Delhi Gorla Rohini Gujrat R. Subhas Reddy Guwahati Ajeet Singh Himachal Pradesh Mansoor Ahmad Mir Hyderabad DB bhonsale Jammu & Kashmir NNP Vasanth Kumar Jharkhand Virendra Singh Karnataka Shubhro Kamal Mukherjee Kerala T.B. Radhakrishnan Madhya Pradesh Rajendra Menon Madras Sanjay Kishan Kaul Manipur Rakesh Ranjan Prasad Meghalaya Dinesh Maheshwari Orissa Vineet Saran Patna Md Iqwal Ahmad Ansari Punjab & Haryana SJ Wazifdar Rajasthan Navin Sinha Sikkim Sunil Kumar Sinha Tripura Tinlianthong Vaiphei Uttarakhand KM Joseph

HEADS OF VARIOUS BOARDS

Designation Person Chairperson, Railway Board AK Mittal Chairperson, Atomic Energy Regulatory Shiv Abhilas Bhardwaj Board Chairperson, CBDT Atulesh Jindal Chairperson, Company Law Board DR Deshmukh Chairperson, SEBI UK Sinha Chairperson, Central Board of film Pahlaj Nihalani Certification Chairperson, Central Social Welfare Board Chairperson, PNGRB S. Krishnan Director, NCERT Hrushikesh Senapathy Chairperson, CBSE Rajesh Kumar Chaturvedi Chairman, CBEC Najib Shah

ELECTON COMMISSION

Designation Person Chief Election Commissioner Syed Naseem Ahmed Zaidi Election Commissioner Achal Kumar Jyoti Election Commissioner II Om Prakash Rawat

CONSTTITUTIONAL HEADS

Designation Person Speaker, Lok Sabha Sumitra Mahajan Deputy Speaker , Lok Sabha M. Thambidurai

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Comptroller and Auditor General Shashikant Sharma Chairperson, 14th Finance Commission YV Reddy Chairperson, National Commission Lalitha Kumarmanglam for Woman Chairperson, national Commission for PL Poonia scheduled Castes Chairperson, National Commission for Rameshwar Oraon Scheduled Tribes Chairperson, National Commission for Wangla Ishwaraiah Backward Classes Chairperson, National Human Rights HL Dattu Commission Chairperson, Union Public Service Deepak Gupta Commission

HEADS OF FINANCIAL INSTITUTES/ ORGANISATIONS

Person Designation Arvind Panagariya Vice President, NITI Aayog Raghuram G. Rajan Governor, Reserve Bank of India Harshavandhan Neotia Chairperson, FICCI Leo Puri Chairperson, Unit Trust of India SK Roy Chairperson, Life insurance Corporation of India Harsha Kumar Bhanwala Chairperson, NABARD NK Maini CMD, SIDBI Sriram Kalyanaraman Chairperson, National Housing Bank Sunil Kanoria Chairperson, ASSOCHAM Rajan Bharati Mittal Chairperson, International Chamber of Commerce Satyanand Mishra Chairperson, Multi Commodities Exchange TM Bhasin Chairperson, Indian Banks Association AK Saxena CMD, Oriental Insurance Company Deepak Kumar Director General , Employees’ State Insurance Corporation Mamta Binani Chairperson, Institute of Company secretary of India

HEAD OF NATIONALISED BANKS

Bank CMD Allahabad Bank Rakesh Sethi Andhra Bank Suresh N. Patel Bank of Baroda Ps Jayakumar Bank of India MO Rego Bank of Maharashtra Sushil Muhnot Bharatiya Mahila Bank SM Swathi Canara Bank T.N. Manohar Central Bank of India Rajeev Rishi Corporation Bank J K Garg Dena Bank Ashwini Kumar IDBI Bank Kishor Karat Indian Bank Mahesh Kumar Jain Indian Overseas Bank R. Koteeswaran Oriental Bank of Commerce Animesh Chauhan Punjab and Sind Bank Jatinderbir Singh Punjab National Bank Usha Ananta Subrahmaniam State Bank of India Arundhati Bhattacharya State Bank of Bikaner and Jaipur Jyoti Ghosh State Bank of Hyderabad Santanu Mukherjee

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State Bank of Mysore N.K. Chari State Bank of Patiala MS Ramesh Rangan State Bank of Travancore C.R. Sashi Kumar Syndicate Bank Arun Shrivastava UCO Bank RK Takkar United Bank of India Sanjay Arya Union Bank of India Arun Tiwari Vijaya Bank Kishore Kumar Sansi

MAHARATNA/ NAVARATNA COMPANIES Maharatna Chairman/MD Bharat Heavy Electricals Limited Atul Sobti Coal India Limited S. Bhattacharya Gas Authority of India Limited BC Tripathi Indian Oil Corporation Limited B. Ashok Oil and Natural Gas Corporation DK Sarraf Steel Authority of India Limited Anup Kumar Pujari National Thermal Power Corporation Gurdeep Singh

Navaratna Chairman/ MD Container Corporation of India Limited Anil Kumar Gupta Engineers India Limited Sanjoy Gupta National Buildings Construction Corporation AK Mittal Bharat Electricals Limited SK Sharma Bharat Petroleum Corporation Limited S. Varadarajan Hindustan Aeronautics Limited T. Suvarna Raju Hindustan Petroleum Corporation Limited MK Surana National Mineral Development Corporation Narendra Kothari Mahanagar Telephone Nigam Limited NK Yadav Power Finance Corporation MK Goel Power Grid Corporation IS Jha Rashtriya Ispat Nigam Limited P. Madhusudan Shipping Corporation of India AK Gupta Neyvelli Lignite Corporation Limited SK Acharya Oil India Limited Ms. Rupshikha Saikia Rural Electrification Corporation Limited Rajiv Sharma National aluminium Company Limited Tapan Kumar Chand

INTERNATIONAL INSTITUTES/ ORGANISATIONS Designation Person General Secretary, United Nations Ban ki-moon Organisaton India’s Permanent Representative, UNO Syed Akbaruddin Secretary General Assembly Peter Thomson Director, UN General Assembly Peter Thomson Director General, International Atomic Yukia Amano Energy Agency Director General, International Labour Guy Ryder Organisation Director General FAO Jose Graziano da Silva Director General UNESCO Irina Bakova Director, UNHCR Filippo Grandi Director General, World Health Margaret Chan Organisation Director General, IMF Christine Lagarde Director, World Bank Jim Yong Kim

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ABBREVIATION IOB-Indian Overseas Bank. AFS-Annual Financial Statement IPO-Initial Public Offering. AFS-Available For Sale IRBI-Industrial Reconstruction Bank of India. BoP-Balance of Payments KCC-Kisan Credit Card. CR-Capital Receipts KMB-Kotak Mahindra Bank. KVB-Karur Vysya Bank. CRAR-Capital to Risk Weighted Asset KYC-Know Your Customer. Ratio LAB-Local Area Bank. DCCB-District Central Cooperative Bank LAF-Liquidity Adjustment Facility. ECGC-Export Credit and Guarantee Corporation LDB-Land Development Bank. GFD-Gross Fiscal Deficit LIBOR-London Inter Bank Offered Rate. GIC-General Insurance Corporation MIBOR-Mumbai Inter Bank Offer Rate. HUDCO-Housing & Urban Development Corporation NABARD-National Bank for Agricultural and Rural IBRD-International Bank for Reconstruction and Development. NAS-National Account Statistics. Development NAV-Net Asset Value. IBS-International Banking Statistics NBC-Non Banking Companies. OECD-Organisation for Economic Cooperation and NBFC-Non Banking and Finance companies. Development NEFT-National Electronic Funds Transfer System. OLTAS-OnLine Tax Accounting System NFA-No Frills Account. RWA-Risk Weighted Asset NFC-Non Banking Finance Companies. SEBI-Securities and Exchange Board of India NHB-National Housing Bank. NIB-Nordic Investment Bank. UBB-Uniform Balance Book NPA-Non Performing Assets. WPI -Wholesale Price Index NPS-National Pensions Scheme. FDI-Foreign Direct Investment. NSE-National Stock Exchange. FERA-Foreign Exchange Regulation Act. OMO-Open Market Operations. FICCI-Federation of Indian Chambers of Commerce and OTP-One Time Password. Industry. PGS-Payment Gateway System. FII-Foreign Institutional Investor. RBI-Reserve Bank Of India. FIPB-Foreign Investment Promotion Board. RBS-Royal Bank of Scotland. FPI-Foreign Portfolio Investment. RRB-Regional Rural Bank. FTA-Free Trade Agreement. RTGS-Real Time Gross Settlement System. GDP-Gross Domestic Product. SCB-Scheduled Commercial Bank. GDR-Global Depository Receipt. SCC-Selective Credit Control. GAAR-General Anti Avoidance Rule. SEPA-Single Euro Payment Area. HDFC-Housing Development Finance Corporation. SEBI-Security Exchange Board Of India. IBRD-International Bank For Reconstruction And SHGs-Self Help Groups. Development. SIDBI-Small Industries and Development Bank of India. ICICI-Industrial Credit and Investment Corporation of SLR-Statutory Liquidity Ratio. India. SPNS-Shared Payment Network System. IDB-Islamic Development Bank. SWIFT-Society For World Wide Inter Bank Financial IDBI-Industrial Development Bank of India. Telecommunication. IDR-Indian Depository Receipts. ULIP-Unit Linked Insurance Plan. IIB-International Investment Bank. UCB-Urban Cooperative Bank. IIBF- Indian Institute of Banking and Finance. UEBA-Universal Electronic Bank Account. IRR- Internal Rate Of Return. UIDAI-Unique Identification Authority of India. IMD-India Millennium Deposits. ULIP-Unit Linked Insurance Policies. IMF-International Monetary Fund. UPIN-Unique Property Identification Numbers. IMPS-Immediate Mobile Payment System. USB-Ultra Small Branch.

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USD-United States Dollar. OPEC - Organisation for Petroleum Exporting Countries VDBS-Vertically Differentiated Banking System. MCA - Ministry of Corporate Affairs WBCIS-Weather Based Crop Insurance Scheme. SMEs - Small and Medium Enterprises WL ATM-White Label ATM. SMO - Special Market Operations WPFI-World Press Freedom Index. WPI-Wholesale Price Index. MFDEF - Micro Finance Development and Equity fund ECR - Export Credit Refinance SEBI - Securities and Exchange Board of India ECS - Electronic Clearing Services ORFS - Online Returns Filing System SDR - Special Drawing Rights OSMOS - Off-Site Monitoring and Surveillance BRBNMPL - Bharatiya Reserve Bank Note Mudran Private OTC - Over-the-Counter Limited OTS - One-Time Settlement CDR - Corporate Debt Restructuring BSA - Bilateral Swap Arrangements EEA - Exchange Equalisation Account IMF - International Monetary Fund NFA - Net Foreign Assets MBS - Mortgage Backed Securities PDO - Public Debt Office BSE - Bombay Stock Exchange, Mumbai REER - Real Effective Exchange Rate CBDT - Central Board of Direct Taxes OPEC - Organisation for Petroleum Exporting Countries CBLO - Collateralised Borrowing and Lending SPMCIL - Security Printing and Minting  WORD OF THE MONTH WORD: Peevish-Easily irritated, testy or annoyed WORD: Hermit- One who has withdrawn to a solitary life SYNONYMS- Cranky, fractious, grumpy, snappy, waspish or religious seclusion WORD: Adage- A proverb or byword SYNONYMS- Ascetic, saint, austere, puritanical, abstinent SYNONYMS- Axiom, maxim, dictum, aphorism, precept WORD: Cajole-To persuade by buttering up or making WORD: Machination-To plot evilly for personal gain promises SYNONYMS- Conspiracy, skulduggery, scheme, ruse, SYNONYMS- Flatter, tempt, beguile, sweet-talk, compliment manoeuvre WORD: Espionage-The act of spying (by the government WORD: Mountebank-Someone who deceives others or otherwise) especially to rob them of their money SYNONYMS- Intelligence, surveillance, reconnaissance, SYNONYMS- Fraudster, impostor, hoaxer, trickster, charlatan spying, tailing WORD: Apocryphal-Something whose authenticity is WORD: Restive-Unable to remain still, especially because questionable irrespective of its wide circulation of boredom or dissatisfaction SYNONYMS- Debatable, fabricated, fictitious, dubious, SYNONYMS- Agitated, anxious, fidgety, jittery, impatient, unsubstantiated restless WORD: Ersatz-An artificial substance used as a substitute WORD: Brazen-Shameless or impudent to a natural one, often inferior SYNONYMS- Blatant, unashamed, unabashed, barefaced, SYNONYMS- Adulterated, fabricated, spurious, unnatural, unrepentant synthetic WORD: Accolade-Any honour WORD: Archetype-A model on which all others in the same SYNONYMS- Acclaim, award, commendation, laurel, category are based laudation SYNONYMS- Epitome, prototype, standard, exemplar, WORD: Harbinger-A person or thing which signals the paradigm, paragon approach of another WORD: Hyperbole-An extravagant statement not meant to SYNONYMS- Announcer, forerunner, forewarning, herald, be taken literally prelude SYNONYMS- Amplification, exaggeration, embellishment, magnification, overstatement  WORD: Redundant-Surplus, more than what is required SYNONYMS- Disposable, dispensable, superfluous, inessential, expendable

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ONE LINER 1. Madhukar Gupta Committee on border protection submits report to – MHA 2. 2016 Belgian Grand Prix won by - Nico Rosberg 3. Name the author who gets Saraswati Samman for year 2015 - Padma Sachdev 4. India, US signed – LEMOA 5. On 29 August which day is celebrated - National Sports Day 6. Which two countries signed four agreements to boost bilateral cooperation - India, Myanmar 7. Successful test launch of scramjet engine conducted by – ISRO 8. International Day Against Nuclear Tests observed globally on - 29th August 2016 9. Who has been appointed as President of India Bullion and Jewellers Association - Mukesh Mehta 10. NASA’s Juno probe completes first - Jupiter Flyby 11. Mumbai-Nagpur Super Communication Expressway project unveiled by - Maharashtra Government 12. Philippine government, communist rebels sign - Ceasefire Deal 13. Bombay High Court allows entry of women inside - Haji Ali Dargah 14. Task Force to prepare action Plan for next three Olympics Games announced by - PM Narendra Modi 15. Name the Sri Lankan cricketer who has announced retirement from International Cricket - Tillakaratne Dilshan 16. Union Minister Maneka Gandhi launches - POCSO e-box 17. Scientists of which country detect rare deep-Earth tremor S wave microseism – Japan 18. RBI asks banks to extend loans to women SHGs at - 7% rate 19. Abhinav Bindra to Head NRAI Review Committee on Rio Debacle 20. World’s first self-driving taxis launched in – Singapore 21. South India’s first Children’s Court inaugurated in - Hyderabad 22. Sixth Annual List of The World’s Most Innovative Companies 2016 released by – Forbes 23. Nine breeds of livestock and poultry registered with – NBAGR 24. Who was named as brand ambassador for Beti Bachao, Beti Padao campaign in Haryana - Sakshi Malik 25. E-library named Sugamya Pustakalaya was launched by Union Govt for - Persons with print Disabilities 26. Introduction of Surrogacy (Regulation) Bill, 2016 approved by - Union Govt 27. Former Governor Akhlaq Ur Rahman Kidwai passes away 28. US Postal Service honoured which Indian Festival with a Forever Stamp - Diwali 29. tem to tackle crime - Andhra Pradesh 30. Which tennis player becomes World No 1 in ATP Women’s Doubles Tennis Rankings - Sania Mirza 31. Which state becomes first state to sign MoU with Centre, AAI to develop 10 airports under RCS – Maharashtra 32. New World Wealth Report 2016 released: India stood at which position - 7th position 33. Which two states ink pact for 3 irrigation projects - Maharashtra, Telangana 34. Reliance Cement becomes subsidiary of - Birla Corporation Limited 35. Which state becomes first state to draft law for internal security – Maharashtra 36. Gujarat to host - 2016 Kabaddi World Cup 37. Which two countries signed an agreement on vocational training - India, Germany 38. Jagdish Mukhi sworn in as Lieutenant Governor of - Andaman and Nicobar Islands 39. India wins four-match Test Series against - West Indies 40. Who sworn in as Governor of Punjab - V P Singh Badnore

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41. Summer Olympics 2016 concluded at - Rio de Janeiro 42. Who has been appointed as 24th Governor of Reserve Bank of India - Urjit R Patel 43. Which Former international umpire died recently - Subrata Banerjee 44. Name the actor who is chosen for France’s Chevalier de L’Ordre Arts et Lettres - Kamal Haasan 45. Name the IOA Chief who bestowed with the Olympic Order award - N Ramachandran 46. Which country wins gold in women’s football event at Rio Olympics – Germany 47. Chinese scientists discover which molecule to repair organs - XMU-MP-1 48. Gymnothorax indicus, new species of eel found in - Bay of Bengal 49. Myanmar to support China’s - OBOR, BCIM initiatives 50. Who wins ninth Olympic gold - Usain Bolt 51. Which edition of Global Innovation Index 2016 released - 9th Edition 52. India’s P V Sindhu wins silver medal at - 2016 Rio Olympics 53. World Humanitarian Day observed with theme - One Humanity 54. BRICS women Parliamentarian’s forum begins in - Jaipur 55. Merger of 5 associate banks, BMB with itself approved by - SBI Board 56. Name the World’s biggest aircraft which makes maiden voyage in Britain - Airlander 10 57. TARANG, e-Trans & DEEP to enhance transparency in power sector launched by - Union Government 58. Court of Arbitration for Sport suspends which wrestler for four years - Narsingh Yadav 59. Which state launched India’s first Crime Criminal Tracking Network System – Maharashtra 60. Who won first Medal for India at Rio Olympics - Wrestler Sakshi Malik 61. Los Cabos Open Men’s Doubles title lifted by - Purav Raja and Divij Sharan 62. Name of World’s largest aircraft which embarked maiden flight - Airlander 10 63. Assam Amusements and Betting Tax (Amendment) Bill, 2016 passed by - Assam Assembly 64. Who has been appointed as Governor of Manipur - Najma Heptullah 65. First SAARC Youth Parliamentarians Conference begins in – Islamabad 66. A R Rahman honoured with - Tamil Ratna Award 67. CLRI scientist P Shanmugam awarded with - APJ Abdul Kalam Award 68. India’s first bio-CNG plant inaugurated in – Pune 69. Union Government launched which scheme in 10 cities - Smart Ganga City Scheme 70. India’s first Nuclear Suppliers’ Insurance Policy unveiled by – INIP 71. Which player wins gold in 3000m steeplechase at Rio Olympics - Ruth Jebet 72. World’s first Quantum Communication Satellite launched by – China 73. Hindustan Copper Limited inaugurated nickel production facility in – Ghatsila 74. Italy’s Elia Viviani wins gold in Men’s Omnium at - Rio Olympics 75. First National Conference of which agency concludes in New Delhi - Investigating Agencies 76. Pathankot NSG Martyr gets Shaurya Chakra and Hangpan Dada Honoured with Ashok Chakra 77. Which Governmentstartred Rhino Horn Verification Process - Assam Government 78. Where 1st BIO-CNG Project inaugurated in India - Pune 79. Which country won 1,000th Olympic Gold Medal - USA 80. Which budget has been merged with the General Budget - Rail Budget 81. As per NASA study which planet may have once habitable - Venus

138 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER - 2016

82. Tripartite Agreement was inked between - SL & China 83. Name of Spiritual Guru who passed away - Pramukh Swami 84. Which state of India will Grant 33% Reservation to women - Nagaland 85. Nano Credit launched by - Axis Bank 86. dhar Card mandatory for procurement of paddy – Odisha 87. China’s Ma Long becomes fifth male Grand Slam winner at - Rio Olympics 88. Which state government to grant 33% reservation to women in Urban Local Bodies – Nagaland 89. Novel drug compound inhibiting skin cancer discovered - NCCS Study 90. On 10 August which day is observed - World Bio-Fuel Day 91. Which state becomes first state to ratify The Constitution (122nd Amendment) (GST) Bill, 2014 – Assam 92. Microsoft appoints whom as MD of India Research Lab - Sriram Rajamani 93. Union Government launches data bank portal of - MSMEs 94. First swimmer to win four consecutive golds in same event - Michael Phelps 95. Construction of over 37000 houses for urban poor approved by – HUPA 96. Which country launches Gaofen-3 Satellite to get accurate images of earth – China 97. ’s Nijat Rahimov wins men’s 77kg weightlifting gold at - Rio Olympics 98. Rhino horn verification process begins in – Assam 99. Who will be honoured by A R Rahman at UN on Independence Day - M S Subbulakshmi 100. Which aayog ties up with US EIA to set up portal on energy data - NITI Aayog 101. Who ends 16-year-long fast - Irom Sharmila 102. Which player wins first gold for host country Brazil: Rio Olympics - Judoka Silva 103. Who has been appointed as Managing Director of SBI - Dinesh Kumar Khara 104. Steps taken by Government to protect Protected Species in - India 105. Who has been reappointed as CMD and CEO of Hero MotoCorp - Pawan Munjal 106. Who has been appointed as Transport Commissioner of Delhi - Sandeep Kumar 107. Former RBI Deputy Governor Anand Sinha appointed to the - IDFC Bank Board 108. August 9: International Day of the - World’s Indigenous People 109. Mental Health Care Bill, 2013 passed by - Rajya Sabha 110. Name the swimmer who sets world record to win gold in 400m freestyle - Katie Ledecky 111. Which institute of India to house India’s first tiger repository - Wildlife Institute 112. Who has been appointed as CEO of CSS Corp. - Manish Tandon 113. Which state government launches Baristha Bunakar Sahayata Yojana – Odisha 114. Lodha Committee recommendations on BCCI reforms are unconstitutional and illegal - Justice Katju 115. PM Narendra Modi launches which scheme in Telangana - Mission Bhagiratha 116. Which player becomes first Indian to qualify for Vault Finals - Gymnast Dipa Karmakar 117. Union Government launches which project to assess 500 cities - Swachh Survekshan-2017 118. Water Resources Information System launched by which state – Telangana 119. Which country launches Tiantong-01; its first satellite for mobile telecommunication – China 120. On 7 August 2016 which day was observed across the country - 2nd National Handloom Day 121. Union Government launches which nation-wide programme for promoting breastfeeding – MAA 122. The grand ceremony of 2016 Rio Olympics held in - Maracana Stadium, Brazil

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123. Union Government aims to roll out GST from - April 1, 2017 124. World Breastfeeding Week 2016 will be observed from - 1-7 August 125. Gujarat HC quashes state government notification for - EBC Quota 126. Tarun Ramadorai Committee on Household Finance constituted by – RBI 127. Who became the first Indian woman IOC member - Nita Ambani 128. Who is appointed as a Prime Minister of Tunisia - Youssef Chahed 129. D K Gayen assumes charge as General Manager of - East Central Railway 130. Which organization agreed to add five sports in 2020 Tokyo Olympics – IOC 131. Motor Vehicle (Amendment) Bill, 2016 approved by - Union Cabinet 132. Who resigned as Managing Director of JM Financial Ltd - Nimesh Kampani 133. Who is selected for Rajiv Gandhi National Sadbhavana Award - Shubha Mudgal 134. LG is the administrative head of National Capital Territory - Delhi HC 135. Aadhaar-linked e-Signature facility launched to - Digitise Documents 136. West Bengal Cabinet cleared proposal to rename the state as – Bengal 137. Which country to carry out first human gene editing trial for lung cancer – China 138. Who is appointed as a Head of IOC Athletes’ Commission - Angela Ruggiero 139. 7th meeting of SAARC Immigration Authorities held in – Islamabad 140. Scientists developed mechanism to recycle what into usable fuel - CO2 141. Who is named as President of Microsoft India - Anant Maheshwari 142. Indian Medical Council (Amendment) Bill, 2016 passed by - Parliament 143. A book titled R D Burmania: Panchamemoirs authored by Chaitanya Padukone released 144. 2016 PEN/Heim Translation Fund Grants wins by - Anita Gopalan 145. Rani Singh Nair appointed as Chairman of – CBDT 146. Union Government constitutes what for timely implementation of Central Schemes – DISHA 147. Madras HC will be now called as - Tamil Nadu HC 148. Maiden Agartala to Delhi broad gauge train service launched by - Railway Ministry 149. Patna Pirates wins 4th season of - Pro Kabaddi League 150. 2016 German Grand Prix of F1 won by - Lewis Hamilton 151. Tokyo elects whom as first female governor - Yuriko Koike

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