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Accidental Death Experience: a Review of Recent Experience for the Practicing Actuary and the 1996 Accidental Death Benefits Mortality Table
TRANSACTIONS OF SOCIETY OF ACTUARIES 1997-98 REPORTS ACCIDENTAL DEATH EXPERIENCE: A REVIEW OF RECENT EXPERIENCE FOR THE PRACTICING ACTUARY AND THE 1996 ACCIDENTAL DEATH BENEFITS MORTALITY TABLE JAY M. JAFFE ABSTRACT Over the past 40 years, three analyses of ordinary life accidental death mor- tality experience have been conducted by the Society of Actuaries. The last version of an accidental death valuation mortality table was produced in 1959. This paper considers recent accidental death mortality experience applicable to both ordinary life policies and other accident products, presents a possible new valuation accidental death benefits mortality table for U.S. business, and pro- vides several sources for actuaries interested in more information about acci- dental death mortality. Rather than basing the possible new valuation accidental death benefits mor- tality table on a detailed review of recent insurance company experience, the analysis of experience was made by using data from a variety of other sources. The data used were collected from publicly available materials. This approach was selected to demonstrate the feasibility of using noncompany experience for developing current expected accidental death experience. I. INTRODUCTION A valuation table for accidental death insurance was last developed by the Society of Actuaries four decades ago. It was based on data using or- dinary life insurance experience from 19:51 to 1956. The table provides only unisex mortality rates. Accidental death mortality patterns have changed over the past four dec- ades. There is a need for an accidental death valuation mortality table that not only reflects current levels of accidental death mortality but also is ap- plicable for accidental death benefits included in accident and health (A&H), special risk, blanket, group, or other policies. -
Coroners' Records of Accidental Deaths
Archives ofDisease in Childhood 1991; 66: 1239-1241 1239 Arch Dis Child: first published as 10.1136/adc.66.10.1239 on 1 October 1991. Downloaded from Coroners' records of accidental deaths Sara Levene Abstract the study. The four jurisdictions were Inner This study set out to provide a description of North London, Birmingham, Bedfordshire, the children involved in fatal accidents and to and Ipswich. ascertain which deaths might have been pre- All inquests opened in 1984-8 inclusive were vented and by what means. The records from analysed for children age 0-14. Cases where the a convenience sample of four coroners (juris- verdict was 'accidental death' or 'misadventure' dictions of Inner North London, Birmingham, other than medical accidents were included. In Bedfordshire, and Ipswich) of inquests addition, records where the verdict was 'unlawful opened in 1984-8 on children aged under 15 killing', 'death by natural causes', and 'open killed in accidents were reviewed for informa- verdict' were reviewed and included where tion on the deceased, the accident, and the appropriate. The following information was injuries sustained. Altogether 225 records systematically abstracted, ifavailable: (150 boys, 75 girls) were examined. Accidents * The coroner: jurisdiction, record number. to pedestrians were the commonest cause of * The deceased: name, address, sex, date of death (81 cases), and road safety engineering birth, height and weight, ethnic group. measures were the most likely means by * The family: parent's occupation, family which most fatalities might have been pre- structure. vented. The records frequently omitted * The accident: time, day, and date of information on social circumstances, family accident, accident type. -
Coroner Investigations of Suspicious Elder Deaths
The author(s) shown below used Federal funds provided by the U.S. Department of Justice and prepared the following final report: Document Title: Coroner Investigations of Suspicious Elder Deaths Author: Laura Mosqueda, M.D., Aileen Wiglesworth, Ph.D. Document No.: 239923 Date Received: October 2012 Award Number: 2008-MU-MU-0021 This report has not been published by the U.S. Department of Justice. To provide better customer service, NCJRS has made this Federally- funded grant final report available electronically in addition to traditional paper copies. Opinions or points of view expressed are those of the author(s) and do not necessarily reflect the official position or policies of the U.S. Department of Justice. This document is a research report submitted to the U.S. Department of Justice. This report has not been published by the Department. Opinions or points of view expressed are those of the author(s) and do not necessarily reflect the official position or policies of the U.S. Department of Justice. EXECUTIVE SUMMARY PRINCIPAL INVESTIGATOR: Laura Mosqueda, M.D. INSTITUTION: The Regents of the University of California, UC, Irvine, School of Medicine, Program in Geriatrics GRANT NUMBER: 2008-MU-MU-0021 TITLE OF PROJECT: Coroner Investigations of Suspicious Elder Deaths AUTHOR: Aileen Wiglesworth, PhD DATE: July 1, 2012 Project Description When an older American dies due to abuse or neglect, not only has a tragedy occurred, but a particularly heinous crime may have been committed. Because disease and death are more likely as adults grow older, those who investigate suspicious deaths have a particular challenge when it comes to deciding which elder deaths to scrutinize. -
FRONTIER Issue 3 Sept 2016.Indd
Iron Age mortuary rites in southern Britain: Familiar ancestors, foreign ideas Coming from a family which is Scottish on one side and English on the other, Andrew Lamb has been curious about cultural differences between closely related groups from a young age. Combined with a long lasting interest in the European Iron Age (due in no small part to Asterix comics), his current research focuses on the southern counties of England between c.500 BC and AD 70, examining the variation in human remains across this area. My current research focuses on the southern counties of England The elusive dead, fractured bodies and between c.500 BC and AD 70, examining how human remains murdered folk and their associated variables from the area. In terms of broader research impact, I hope to demonstrate that links between Britain The population of Iron Age Britain likely numbered a few million, and the continent were closer than is often thought for this period. yet despite this we can account for only a tiny fraction of the population in the archaeological record; when people died they were typically disposed of in a way which left little to no physical Britons of the Iron Age trace. For those few we do have evidence for, the evidence is highly “ varied. In addition to more familiar practices such as inhumation lived in roundhouses, adorned and cremation burials, we also find parts of bodies, ranging from near complete corpses to individual body parts such as limbs or precious objects with swirling, skulls. Finally, there are the famous “Bog Bodies”, individuals interlaced patterns, and spoke who ultimately ended up being preserved in peat bogs. -
Group Term Life and Accidental Death & Dismemberment (AD&D) Benefit
Group Term Life and Accidental Death & Dismemberment (AD&D) Benefit Highlights for FRANKLIN COUNTY BOARD OF COMMISSIONERS - #F015243 Eligibility: All eligible, active, full-time Employees working a minimum of 30 hours per week for the policyholder. Basic Life/AD&D Benefit: Varies by class Voluntary Life Benefit: Employees: You may choose from $10,000 to $500,000 in increments of $10,000. Dependent Spouse*: You may choose from $10,000 to $150,000 in increments of $10,000. Dependent Child(ren): You may choose $5,000 or $10,000 for child(ren) from live birth to 26 years. *Includes Domestic Partner Voluntary Life Guarantee Issue Amount: 1. New Employees: $100,000 (Employee) $ 50,000 (Spouse) Dependent Child(ren): All benefits are guarantee issued. 2 . Evidence of Insurability is required for: All amounts for previously eligible individuals who did not enroll within 30 days of initial eligibility; All amounts if you voluntarily canceled your insurance and choose to reapply. If your coverage amount exceeds the Guarantee Issue Amount If you or your spouse enroll for additional coverage that is greater than the next coverage option during Annual Enrollment. NOTE: The Evidence of Insurability requirement will be waived for Employee Voluntary Life insurance amounts and Spouse Voluntary Life insurance amounts should it exceed the Guarantee Issue Benefit Limit if a one-up was made during an Annual Enrollment period. Premium: Your employer pays 100% of the premium for the Basic benefit. You pay 100% of the premium for Voluntary benefits. Life insurance includes the following benefits: Basic AD&D insurance includes the following benefits: Conversion Privilege Seat Belt Spouse Training In the Line of Duty Portability Air Bag Public Conveyance Portability Accelerated Death Benefit Repatriation Felonious Assault (Employee, Spouse, Child) Education Day Care Please note: This information is only a product highlight. -
Iowa Office of the State Medical Examiner Informational Pamphlet
IOWA OFFICE OF THE STATE MEDICAL EXAMINER General Information Who Are We and What Do We Do? The Iowa Office of the State Medical Examiner (IOSME) is a bureau within the Iowa Department of Public Health. The Bureau Chief is the State Medical Examiner, who is appointed and serves at the pleasure of the Director of the Iowa Department of Public Health upon the advice of and in consultation with the Director of Public Safety and the Governor of Iowa per Iowa Code 691.5. The mission of the Iowa Office of the State Medical Examiner is to establish credibility in death investigation in a system that will operate efficiently and serve the needs of the citizens of Iowa. The Iowa Office of the State Medical Examiner is committed to fulfilling its role of providing support, guidance, education, consultation, and training to County Medical Examiners and their Death Investigators, who are responsible for investigating violent, suspicious, and unexpected natural deaths that occur throughout the state. Why the Need for a State Medical Examiner’s Office? The Iowa Office of the State Medical Examiner (IOSME) provides guidance and support to the County Medical Examiners who must investigate any and all violent, suspicious, and unexpected natural deaths that occur within their jurisdictions. The IOSME provides forensic autopsy, investigative, and consultative services when requested to do so by County Medical Examiner personnel and law enforcement agencies. The ultimate goal of the forensic investigation and autopsy is to develop logical, scientific, and unbiased information necessary to determine the cause and manner of death for proper and accurate completion of the death certificate. -
Optional Accidental Death & Dismemberment Insurance Benefit
Optional Accidental Death & Dismemberment Insurance Benefit Highlights For employees of: HARTFORD FIRE INSURANCE COMPANY What is Accidental Optional Accidental Death & Dismemberment Insurance is coverage that you pay for. Death & Dismemberment Accidental Death & Dismemberment Insurance pays your beneficiary (please see Insurance? below) a death benefit if you die due to a covered accident while you are insured. It also pays you a benefit for certain accidental losses. Death benefits are paid in addition to any life insurance benefits. Accidental Death & Dismemberment Insurance pays benefits for accidental loss of limbs, thumb and index finger, speech, hearing, and sight. Accidental Death & Dismemberment Insurance covers losses that occur away from work or at work. Benefits are paid regardless of any Worker’s Compensation benefits you collect. This highlight sheet is an overview of your Accidental Death & Dismemberment Insurance. Why do I need The need to protect yourself and your family from the financial consequences of a Accidental Death & severe injury, paralysis or death resulting from an accident at or outside of work is real. Dismemberment Accident Insurance from The Hartford shields you and your family from income loss Insurance? whether at home or away from home. What does Accidental You may receive benefits due to certain losses or death from an accident. The Death & covered losses or death can occur up to 365 days after that accident. The policy Dismemberment pays for: Insurance pay for? 100% of the amount of coverage you purchase in the event of accidental loss of life, or speech and hearing in both ears. One-half (50%) for accidental loss of one hand or foot, sight of one eye, or speech or hearing in both ears. -
Filicide: a Literature Review
Filicide: A Literature Review June 2009 The National Confidential Inquiry into Suicide and Homicide by People with Mental Illness Centre for Suicide Prevention The University of Manchester DISCLAIMER _________________________________________________________ Care was taken to ensure the information is accurate to the best of our knowledge, produced within the timeframe. However, the National Confidential Inquiry cannot take responsibility for any errors or omissions. The reader should refer to the original article, referenced, before making decisions based on the information in this literature review. The document should be used for information purposes only. The views expressed are that of the National Confidential Inquiry team only, and not those of The University of Manchester. CONTACT INFORMATION ___________________________________________________________________ Sandra Flynn, Research Associate, Dr. Kirsten Windfuhr, Senior Project Manager, Professor Jenny Shaw, Professor of Forensic Psychiatry. The National Confidential Inquiry into Suicide and Homicide by People with Mental Illness, Centre for Suicide Prevention, University of Manchester, Community Based Medicine, Floor 2, Jean McFarlane Building, Oxford Road, Manchester, M13 9PL, UK. Tel: +44 0161 275 0700 Fax: +44 0161 275 0712 Email: [email protected] Website: http://medicine.manchester.ac.uk/psychiatry/research/suicide/prevention/nci 1 CONTENTS __________________________________________________________________ LIST OF TABLES 3 CONTRIBUTORS 4 EXECUTIVE SUMMARY -
Suicide and the Equivocal Death Scene Sids and The
Established in 2001 Established In 2001 by Law-Enforcement for Law Enforcement September 1, 2020 Hours 0800-1600 Roanoke County Police Department (Host) SUICIDE AND THE EQUIVOCAL DEATH SCENE SIDS AND THE INFANT DEATH SCENE A Nationally Recognized Training Program Endorsed by Law Enforcement Regional Training Academies, State Agencies & Associations Nationwide Presented by the Roanoke County Police Department Roanoke County Criminal Justice Academy 5401-B Barns Avenue Roanoke, VA 24019 (Hotel Information Provided on Website) TUITION COST IS ONLY $125.00 FOR EACH SEAT SEATING IS LIMITED AND RELEASED ON A FIRST COME BASIS. TUITION RATE INCLUDES CERTIFICATE OF ATTENDANCE AND ALL TRAINING MATERIAL IS PROVIDED ON DISC FORMAT. This course is unique to our other one-day program in that the focus is divided into two topics throughout the day. The morning session will focus on suicides and the equivocal death investigation and the afternoon session will focus on the infant death scene and SIDS death. The course objectives are to illustrate through case review the key indicators at equivocal scenes which aid in defining the manner of death in cases where it is open to interpretation. Victimology will be the focus in equivocal death of adults as well as scene conditions and cause of death that are commonly associated with suicide as opposed to accidental death and homicide. The most commonly staged crime scenes are those where the suspects attempt to make the scene appear to be a suicide or an accidental scenario. Recognition of wound and injury patterns are also covered in detail to also include and equivocal diagnosis cutting chart used in equivocal cases where a sharp force weapon was the mechanism of death. -
MOTHERS WHO KILL THEIR CHILDREN a Literature Review
MOTHERS WHO KILL THEIR CHILDREN A literature review Leisha Davies Assignment presented in partial fulfilment of the requirements for the degree of Master of Arts (Clinical Psychology and Community Counseling) at the Stellenbosch University Supervisors: Ms Adelene Africa (University of Cape Town) Ms Sherine van Wyk (Stellenbosch University) December 2008 Declaration By submitting this thesis electronically, I declare that the entirety of the work contained therein is my own, original work, that I am the owner of the copyright thereof (unless to the extent explicitly otherwise stated) and that I have not previously in its entirety or in part submitted it for obtaining any qualification. Date: 5 December 2008 Copyright © 2008 Stellenbosch University All rights reserved Abstract Maternal filicide, the murder of a child by its mother, is a complex phenomenon with various causes and characteristics. Research, by means of the development of several classification systems and in identifying particular risk factors, has been conducted with the aim of better prevention of this emotionally evocative crime. Various disciplines have offered a wide range of perspectives on why women kill their biological children. These are intended to yield a better understanding of the aetiology of this crime. This literature review delineates three dominant perspectives: psychiatric, psychological, and sociological. The main findings of each perspective are discussed. However, these three perspectives frequently operate in conjunction with each other in that both intrapsychic and interpersonal dynamics play a role in acts of maternal filicide. The most vulnerable women appear to be those who have had a severely deficient developmental history (trauma and/or grossly inadequate parenting), those who experience current difficult psychosocial circumstances, and those who have been diagnosed with a psychiatric illness. -
Medical Examiners' and Coroners' Handbook on Death Registration
National Center for Health Statistics Edward J. Sondik, Ph.D., Director Jack R. Anderson, Deputy Director Jack R. Anderson, Acting Associate Director for International Statistics Jennifer H. Madans, Ph.D., Associate Director for Science Lawrence H. Cox, Ph.D., Associate Director for Research and Methodology Diane M. Makuc, Dr.P.H., Acting Associate Director for Analysis, Epidemiology, and Health Promotion P. Douglas Williams, Acting Associate Director for Data Standards, Program Development, and Extramural Programs Edward L. Hunter, Associate Director for Planning, Budget, and Legislation Jennifer H. Madans, Ph.D., Acting Associate Director for Vital and Health Statistics Systems Douglas L. Zinn, Acting Associate Director for Management and Operations Charles J. Rothwell, Associate Director for Information Technology and Services Division of Vital Statistics James A. Weed, Ph.D., Acting Director James A. Weed, Ph.D., Acting Chief, Mortality Statistics Branch Preface This handbook contains instructions for medical examiners and coroners on the registration of deaths and the reporting of fetal deaths. It was prepared by the Department of Health and Human Services, Centers for Disease Control and Prevention, National Center for Health Statistics (NCHS). These instructions pertain to the 2003 revisions of the U.S. Stan dard Certificate of Death and the U.S. Standard Report of Fetal Death and the 1992 revision of the Model State Vital Statistics Act and Regulations. This handbook is intended to serve as a model that can be adapted by any vital statistics registration area. Other handbooks and references on preparing and registering vital records are mentioned at the end of the section on ‘‘Medical Certification of Death’’ and are listed in the references. -
Tennessee Deaths 2012
Tennessee Deaths December 2013 Tennessee Department of Health ennessee’s death data provide Death Rates by Race, Resident Data, Tennessee, 2008-2012 information on 2012 final Tmortality data for state residents. 12 Rate per 1,000 population Resident data include events which occurred to residents of the state 10.3 10.3 irrespective of where the events took 10 10.0 9.8 10.1 9.5 9.5 place. Certificates filed with the 9.4 9.3 9.4 Office of Vital Records supplied the 8.1 data for this report. 8 7.9 7.7 7.6 7.4 Over the past century, improvements in scientific technology and research have 6 created a better quality of life. Total Tennesseans now have the potential for increased longevity of life and 4 reductions in illnesses. White 2 • The 2012 total death rate of 9.5 Black per 1,000 population remained 0 the same as the rate for 2008. 2008 2009 2010 2011 2012 Population estimates for 2008-2009 used to calculate rates were revised February 2008. (See note on last page.) • The mortality rate of the white Population estimates for 2010 were based on the 2010 census data. Population estimates for 2011 and 2012 were population increased 3.0 percent interpolated from the Census five-year age cohort estimates. from 10.0 in 2008 to 10.3 in 2012. Total includes deaths to other racial groups or race not stated. Source: Tennessee Department of Health, Division of Policy, Planning and Assessment, Office of Health Statistics • The rate for the black population decreased 8.6 percent from 8.1 per 1,000 population to 7.4 Number of Deaths by Age and Race, with Rates per 100,000 during the 5-year period.