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NOW AVAILABLE! MEMBERS Financial Services MCU Is Now Making Investment and Financial Planning Services Available to Its Members Through CUNA Brokerage Services, Inc

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NOW AVAILABLE! MEMBERS Financial Services MCU Is Now Making Investment and Financial Planning Services Available to Its Members Through CUNA Brokerage Services, Inc OCTOBER • 2015 NOW AVAILABLE! MEMBERS Financial Services MCUisnowmakinginvestmentandfinancialplanning servicesavailabletoitsmembersthroughCUNA BrokerageServices,Inc.(CBSI).FinancialAdvisorsfor theMEMBERSFinancialServicesprogram,working outofspecialdesignatedareaswithinselectMCU branchesandoffices,willoffermembersinvestment, retirement and insurance services.* Financial Advisors areavailabletomeetwithyouatnocostorobligation todiscussyourfinancialneeds.Theywillofferrecom- mendationsandhelpyoucoordinateyourinvestment andinsurancechoices. A Financial Advisor can help Looking for More Information? you create a customized plan EachFinancialAdvisorhasover20yearsexperience.Contacta to achieve a lifetime of FinancialAdvisorfromCUNABrokerageServicesInc.(CBSI).* financial goals: Chris Castro Financial Advisor • InvestmentPlanning 22CortlandtStreet,NewYork,NY10007 Phone: 212-238-9821 • RetirementPlanning Email: [email protected] •IRARollovers Tom Kilkenny Financial Advisor •CollegePlanning 22CortlandtStreet,NewYork,NY10007 Phone: 212-238-9820 •InsurancePlanning Email: [email protected] *FinancialAdvisorsareregistered,securitiesaresold,andinvestmentadvisoryservicesofferedthroughCUNABrokerageServices, Inc.(CBSI),memberFINRA/SIPC,aregisteredbroker/dealerandinvestmentadvisor,2000HeritageWay,Waverly,Iowa50677, toll-free(866)512-6109.Non-depositinvestmentandinsuranceproductsarenotfederallyinsured,involveinvestmentrisk,maylose valueandarenotobligationsof,orguaranteedby,thefinancialinstitution.CBSIisundercontractwiththeCreditUnion,throughthe financialservicesprogram,tomakesecuritiesavailabletomembers.FinancialAdvisorsareemployeesofCBSIandnotMCU. FR-1282444.1-0815-0917 Protecting Yourself from Identity Theft Tips and Tools to Help You Keep Your Identity Safe and Secure. Howsafeisyourpersonalinformation?Youmaynotthinkaboutitmuchbutidentity theftisthefastestgrowingcrimeinAmerica,affectingnearly10millionpeopleeachyear– that’s19peopleeveryminute!FromATMskimmerstodumpsterdivers,identitythievesgotogreat lengthstostealyourpersonalinformation,whichcanleadvictimstoexperienceadamagedcredit score,theftofhardearnedfunds,unexpectedbills,andevenapossiblecriminalrecord. Thesafetyandsecurityofourmembers’informationisatoppriority.MCUmonitorsforanytypeof suspiciousactivitytopreventconfidentialinformationfromgettingintothewronghands. There are easy ways to protect yourself from these types of crimes. • Monitor Your Activity: www.annualcreditreport.com • Don’t Take the Bait: Alwayskeeptabsonallofyour andlookforinaccuracies Manyidentitythieveswillimitate oromissions). accountsbyreviewingyourstate- atrustworthysourceandtryto mentsmonthly,andconstantly • Go Green: baityouintogivingpersonal monitoringyouractivity.Reportany PayonlineandrequesteStatements information.Thiscanbedone suspiciousactivityasearlyas wheneverpossible.Takingtheseen- overthephone,byemail,text, possible.Youcanmonitoryour vironmentallyfriendlystepswon’t onsocialmediasites,onlinejob activityintwoveryimportantways. justreducetheamountofpaperyou applications,orbygettingyou First, activating account alerts can use,butwillalsohelpyouavoidthe toclickonunfamiliarlinksfrom helptonotifyyouwhenanykind riskofanidentitythiefobtaining sourcesyoutrust.Theseare ofactivityhasbeenmadeonyour yourinformationbygoingthrough “phishing”scamsthattrickpeople account.Thiswillhelpyouto yourmail.Also,shredallpaper intosharingpersonalinformation; reportanysuspiciousactivity documentsthatcontainsensitive avoidgivingoutpersonal assoonasithappens.Itisalso information,includingyourSSN, informationasmuchaspossible. importanttocheckyourcredit dateofbirth,orotherinformation scoreannually(youcancheckit thatcanbeusedtocompromise forfreeonceperyearat thesafetyofyouridentity. For more MCU tips and tools on how to protect yourself from identity theft, visit nymcu.org/idtheft. MakeDepositsinanInstant With MCU’s NEW Instant Deposit ATMs • EnvelopeFreeDeposits • View andPrintCheckImageonReceipt • Instant AccesstoCashDeposits • MakeLoanandVISA®Payments JoinMCUforInternational Credit Union Day! topromoteitsachievements.This borrowing.Westartedin1916with year,ICUDhasaspecialmeaningfor only19charteraccountholders MunicipalCreditUnionaswebeginto andcombineddepositsofjust$570. reflectonourlonghistoryofproudly Todayweproudlyservemorethan MCUwouldliketoinviteourmem- servingthehardworkingpeopleof 375,000membersandasour berstojoinusincelebratingthe67th NewYorkCitysince1916.Andinrecog- membershipcontinuestogrowand AnnualInternationalCreditUnionDay nitionofICUDandour99thbirthday change,we’llcontinuetoworktoward onOctober15,2015.Thisyear,wewill thisOctober,MunicipalCreditUnion meetingtheirfinancialneeds. celebratethecreditunionmissionof willbeginthecountdowntoour 100thBirthday! Visit your local MCU branch “PeopleHelpingPeople”andbegin on October 15, 2015 to cel- thecountdowntoMCU’s100years We’vecomealongwayfromwhen ebrate International Credit ofservicetoNewYorkCity. wewerecharteredbyNewYorkCity Union Day and begin our ® MayorJohnPurroyMitchelinorderto InternationalCreditUnionDay (ICUD) countdown to 100 years of isadayrecognizedtoreflectuponthe helpcityemployeessaveatreasonable creditunionmovement’shistoryand ratesandhaveaccesstolowcost service to New York City! MUNICIPALCREDITUNIONOPENSREGOCENTERBRANCH First MCU Branch to Feature Key High-Tech Banking Tools MCU’s newest Rego Center Branch is now open and ready to assist our mem- bers, including the 13,000 living in Rego Park and the surrounding areas! Members can now manage their accounts or complete their banking transactions faster and more easily using our new technologi- CuttingtheceremonialribbononthenewMCURegoCenterbranchare:(fromlefttoright):MCUSupervisoryCommittee MemberCherylWright;MCUBoardDirectorS.NanaOsei-Bonsu;AngelaDenDekker,representativeforCongressman cally savvy retail banking JosephCrowley;MCUBoardDirectorC.RichardWagner;CongresswomanGraceMeng;MCUPresident/CEOKam Wong;MCUBoardChairSylviaAsh;MCUBoardDirectorsShirleyJenkins;ThomasDiana;TessaHackett-Vieira;Mario tools including: Matos,Jr.;LorettaJones;StateSenatorJosephAddabbo,Jr.,andMCUBoardDirectorBerylMajor. Interactive touch-screen “Ourmembersdeservethebest theadvancedbankingopportunities displays in-branchbankingexperiencepos- availabletotheminthisbranch.” sible,andthisbranchisourfirstone MinutesawayfromMCU’sprevious Self-service iPad Stations todeliverthisexperienceinthemost QueensBranch,thenewRegoCenter technologicallypossibleway,”said BranchislocatedattheRegoPark Video Conferencing Center MCUPresident/CEOKamWong Centerat61-35JunctionBlvd.,Rego duringthebranch’sribboncutting Instant Deposit ATMS Park,NY11374.CheckouttheMCU ceremonyonAugust20,2015.“We BranchandATMLocatorToolat knowourmemberswillappreciate nymcu.org for more information! Celebrities Gather at MCU Park for Second Annual MCU Softball Challenge BrooklynCyclonesfansweretreated MetsHallofFamePitcher/MCU toastar-studdedgameatMCU AmbassadorJohnFranco. After ParkinConeyIslandonWednesday, fourinningsofexcitingaction, August19ascelebritiesfromall includinghomerunsfromGreg walksoflifecametogetherforthe KellyandCraigCarton,Team secondannualMCUCelebrity- FrancodefeatedTeamScotto CivilServiceSoftballChallenge. withafinalscoreof9-6. MembersoftheFDNY,NYPDand MCU would like to thank DSNY,alongwithcelebritiesinclud- everyone who participated TeamcaptainsMCUAmbassadorandMetsHallofFame ing World Wrestling Entertainment PitcherJohnFranco(secondfromleft)andWNYW’sGood (WWE)SuperstarsRybackand in our Celebrity-Civil DayNewYork’sRosannaScottostandwithHot97’sPete FandangoandDivasCharlotteand Service Softball Challenge. Rosenberg(left),UnitedStatesCongressmanPeterKing EvaMarie,wereledbyteamcap- fromLongIsland(thirdfromright),WNYW’sGoodDay We look forward to seeing NewYorkHostGregKelly(secondfromright)andNYPD tainsFox5’sGoodDayNewYork OfficerRubenPaganbeforetheCelebrity-CivilService newsanchorRosannaScottoand everyone next year! SoftballChallengeonWednesday,August19,2015. Board of Directors PHONE NUMBERS: Hon. Sylvia G. Ash, Chair PERSONAL LOAN RATES MCU’s Automated Service – James Durrah, 1st Vice Chair C. Richard Wagner, 2nd Vice Chair Auto-Pay Monthly Payment Per Touch Tone Teller: Loretta Y. Jones, 3rd Vice Chair Loan Type Amount Financed Term APR* $1,000 Borrowed Within the Five Boroughs/ S. Nana Osei-Bonsu, Treasurer Long Island Shirley Jenkins, Secretary Mario Matos Jr., Asst. Treasurer Unsecured Loan $1,000–$15,000 Up to 60 Months 5.95% $19.31 (212) 693-4900 Caroll A. Duncanson, Asst. Secretary Mark S. Brantley, Esq., Director Unsecured Loan $15,001–$50,000 Up to 60 Months 6.95% $19.78 Outside the Five Boroughs/ Tessa I. Hackett-Vieira, Director Unsecured Loan $15,001–$50,000 Up to 72 Months 7.55% $17.31 Long Island Beryl Major, Director (800) 323-6713 Joy S. Schwartz, Director Thomas E. Diana, Director Emeritus Application Express: Supervisory Committee AUTO LOAN RATES (800) LOAN-MCU Giovanni Porcelli, Chairman Karen Lucas, Secretary Maximum Auto-Pay Monthly Payment Per Loan By Fax: Almeta Coaxum, Member Loan Type Amount Financed Term APR* $1,000 Borrowed (212) 238-2699 Joseph Guagliardo, Member Cheryl Wright, Member MCU Auto Loans: Executive Management New Cars (Best loan rates available when using the MCU Car Buying Service) 888-4MCU-AUTO Kam Wong, President/CEO 2015–2014 125% Up to 60 Months 1.45% $17.29 VISA Information: Thomas Siciliano, General Counsel 2015–2014 125% 61–66 Months 2.25% $16.13 Richard Casamassa, Executive VP/Chief (800) 481-7338 Member Service Operations Officer 2015–2014 125% 67–72 Months 2.25% $14.87 Norman Kohn, Executive VP/Chief Mortgage
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