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September 2019

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September 2019 Fleveer Meefòeâ nceW osvee oelee ceve keâe efkeMkeeme keâce]peesj nes vee Fleveer Meefòeâ nceW osvee oelee ceve keâe efkeMkeeme keâce]peesj nes vee nce ÛeueW veskeâ jmles hes ncemes Yetuekeâj Yeer keâesF& Yetue nes vee Fleveer Meefòeâ nceW osvee oelee ceve keâe efkeMkeeme keâce]peesj nes vee otj De%eeve kesâ neW DeBOesjs let nceW %eeve keâer jesMeveer os nj yegjeF& mes yeÛeles jnW nce efpeleveer Yeer os Yeueer ef]pevoieer os yewj nes vee efkeâmeer keâe efkeâmeer mes nce vee meesÛeW nceW keäÙee efceuee nw Yeekevee ceve cesb yeoues keâer nes vee nce Ùes meesÛeW efkeâÙee keäÙee nw Dehe&Ce nce ÛeueW veskeâ jmles hes ncemes Hetâue KegefMeÙeeW kesâ yeeBšW meYeer keâes Yetuekeâj Yeer keâesF& Yetue nes vee meyekeâe peerkeve ner yeve peeS ceOegyeve Fleveer Meefòeâ ncesb osvee oelee Dees Dees ... ceve keâe efkeMkeeme keâce]peesj nes vee Deheveer keâ®Cee keâe peue let yene kesâ keâj os heekeve nj Fkeâ ceve keâe keâesvee nce ÛeueW veskeâ jmles hes ncemes Yetuekeâj Yeer keâesF& Yetue nes vee Fleveer Meefòeâ nceW osvee oelee ceve keâe efkeMkeeme keâce]peesj nes vee C O N T E N T S efJepeve SJeb efceMeve / Vision & Mission 4-5 ØeOeeve ceb$eer keâe mebosMe 6 efJeòe ceb$eer keâe mebosMe 7 DeOÙe#e keâe mebosMe / Message from Chairman 8 ØeyebOe efveosMekeâ SJeb cegKÙe keâeÙe&heeuekeâ DeefOekeâejer keâe mebosMe Message of Managing Director & CEO 9 keâeÙe&heeuekeâ efveosMekeâeW keâer yeele 10-12 ÙetefveÙeve yewbkeâ Dee@Heâ Fbef[Ùee kesâ efveosMekeâ / Directors of Union Bank of India 13 ÙetefveÙeve Oeeje SJeb ÙetefveÙeve me=peve keâe mebheeokeâerÙe meueenkeâej yees[& Editorial Advisors' Board of Union Dhara & Union Srijan 14 mebheeokeâerÙe / Editorial 15 je°^efhelee Deewj ÙetefveÙeve yewbkeâ 16 ieewjJeMeeueer Deleerle mes... megvenjs YeefJe<Ùe keâer Deesj... From a Glorious Past... Towards an Assuring Future... 17-127 Ùee$ee Deebleefjkeâ mebJeeo keâer, Ùee$ee ÙetefveÙeve Oeeje keâer... 128-134 yewbefkeâbie keâer DeekeâeMe iebiee cesb ÙetefveÙeve yeQkeâ kesâ efmeleejs 136-141 C O N T E N T S nceejs mecceeveveerÙe ieÇenkeâ / Our Esteemed Customers 142-169 keerj ieeLeeSB 170-175 Training Mission 176-181 ÙetefveÙeve yeQkeâ keâe meHeâj Deewj jepeYee<ee ncemeHeâj 182-190 nceejer efkejemele... nceejer MeeKeeSB... 191-193 UniOne Foundation 194-198 mesvee keâes nceejer meskeeSb / Bank and Armed Forces 199-201 keâneveer efmekeäkeâeW keâer, keâeiepeer veesšeW keâer... 202-211 nceejs ØeefleYeeMeeueer mšeHeâ meomÙe / Staff Achievers 212-222 Union Bank Social Foundation Trust 223-229 yeQkeâ kesâ DeOÙe#e Skeb heÇyebOe efveosMekeâ leLee keâeÙe&hee}keâ efveosMekeâ 230-231 yeQkeâ kesâ Jele&ceeve GÛÛe keâeÙe&hee}keâ 232-239 efveJe=òe peerJeve mes... 240-243 Amalgamation - A platter Full of Opportunities 244-246 Business Process Transformation 247-252 DeeYeej 254 efJe pe ve V I S I O N ‘De heves hemeboeroe #es$eeW ceW nce yeveW, ueesieeW keâer hemebo keâe henuee yeQkeâ; ieÇenkeâeW kesâ meeLe efnlekeâejer, efÛejkeâeueerve efjMleeW kesâ meeLe keâeÙe&-heÇCeeueer ceW Devekejle keâjles ngS megOeej.’ T o become the bank of first choice in our chosen areas by building beneficial and lasting relationships with customers through a process of continuous improvement. efce Me ve M I S S I O N S keâ Ssmeer ieÇenkeâ mebkesâbefõle mebmLee yevevee, efpemekeâer ieÇenkeâ meskee kesâ #es$e cesb Deheveer Deueie henÛeeve nes. ieÇenkeâesb keâer meYeer efkeòeerÙe DeekeMÙekeâleeDeesb keâer hetefle& kesâ efueS Glheeoesb keâer kÙeehekeâ ëe=bKe}e heÇmlegle keâjvee. ueeYeheÇo efkekeâeme hej Heâeskeâme kesâ ceeOÙece mes MesÙejOeejkeâ mebheoe cesb meJee&efOekeâ ke=efæ keâjves keeueer mebmLee yevevee. heÇewÅeesefiekeâer heÇOeeve DevegYekeer keâeÙe&yeue keeuee Ùegkee yeQkeâ yevevee. meYeer mšskeâ Oeejkeâesb Éeje heÇMebefmele meJee&efOekeâ efkeMkemeveerÙe yeÇeb[ yevevee. efkeòeerÙe meceekesMeve kesâ #es$e cesb DeieÇCeer yevevee. T o be a customer centric organization Known for its differentiated customer service. To offer a comprehensive range of products To meet all financial needs of customer. To be a top creator of shareholders wealth Through focus on profitable growth. To be a young organization Leveraging on technology and experienced workforce. To be the most trusted brand, admired by all stakeholders. To be a leader in area of Financial Inclusion DeOÙe#e keâe mebosMe Message From Chairman n j yeÌ[s keâece keâer Meg®Deele Skeâ Úesšs keâoce mes nesleer nw. YeejleerÙe F rom humble beginnings come great things. Born mkeleb$elee Deeboes}ve kesâ ieYe& mes hewoe ngS ÙetefveÙeve yewbkeâ keâer keâuhevee Oeve kesâ in the cradle of India's national movement for heÇYeekeer heÇyebOeve, je<š^erÙe heÇeLeefcekeâleeDeesb keâes hetje keâjves Deewj GÛÛe veweflekeâ Independence, Union Bank was envisioned to manage money efficiently, serve national priorities, efmeæeleesb hej keâejesyeej keâjves kesâ ef}Ùes ngF& Leer leeefkeâ Ùes osMe keâer mece=efö keâe carry business on high moral principles, and be the keenkeâ yeve mekesâ. Fve meew mee}esb cesb nceeje yewbkeâ hetjs osMe cesb je<š^erÙe vehicle of prosperity in country. A hundred years on, heÇeLeefcekeâleeDeesb keâes hetje keâjles ngÙes 70 efceef}Ùeve mes ÌpÙeeoe ieÇenkeâesb keâe the Bank aspires to fulfil the National dream of efkeMkeeme peerle Ûegkeâe nw Deewj nceejs osMe keâer DeeefLe&keâ kÙekemLee kesâ becoming `5 trillion economy while currently 5 enjoying the trust of over 70 million customers across efš^ef}Ùeve kesâ je°^erÙe mkehve keâes meekeâej keâjves kesâ ef}S heÇefleyeæ nw. the length and breadth of country, enjoying the trust Skeâ meoer keâe Ùen meÌHeâj efveefMÛele ™he mes ÛegveewefleÙeesb Yeje jne nw. of 70 million plus customers while proudly serving the efHeâj Yeer, ÙetefveÙeve yewbkeâ heÇlÙeskeâ Ûegveewleer mes petPe keâj Deewj ceÌpeyetleer mes GYeje National priorities across the length and breadth of country. nw Deewj meHeâ}lee keâer meerceeDeesb keâes heej keâjles ngS keneb mes keânerb Deeies yeÌ{ In this journey through a century, there have been ieÙee nw, peneb keâF& DeeefLe&keâ mebmLeeve Dehevee Deefmlelke Kees yew"s Les. challenges, of course. Union Bank, however, has ÙetefveÙeve yewbkeâ Dee@Heâ Fbef[Ùee ves mebke=efæ, }eYeheÇolee Deewj peesefKece emerged stronger with every successive challenge, winning where others perished and pushing new heÇyebOeve keâe Skeâ yesnlejerve meblegefuele jemlee DeheveeÙee nw pees nceejs yewbkeâ keâes boundaries of success. }ieeleej megOeej keâer efoMee cesb cenòkehetCe& efkelleerÙe ceevekeâesb, cepeyetle pecee Union Bank has adopted a balanced approach to mebefJeYeeie Skeb lespeer mes yeÌ{ jns efkelejCe vesškeke&â, me#ece peveye} Deewj hetbpeer growth, profitability and risk management. This has keâer mkemLe efmLeefle keâer efveefMÛelelee keâes megÂÌ{ keâjves cesb ceooieej jne nw; helped our Bank to further strengthen its position efpememes Fme ceeie& hej lesÌpe Deewj meleled mebke=efæ keâe nceejs yewbkeâ kesâ ef}Ùes Skeâ with continued improvements in the key financial parameters, strong deposit portfolio, large and cebÛe lewÙeej ngDee nw. yewbkeâ Fme mebke=efæ kesâ Heâ}mke™he efkeefYeve> efnleOeejkeâesb kesâ expanding distribution network, skilled workforce peerkeve cesb kegâÚ meeLe&keâ Skeb veÙee peesÌ[ves nsleg heÇefleyeæ nw. and healthy capital position; thereby creating a platform for robust and sustainable growth, going cewb meYeer keâeÙe&jle Deewj meskeecegòeâ ÙetefveÙeveeFšdme Deewj meYeer efnleOeejkeâesb forward. The Bank is committed to add significant keâes Fme cenòkehetCe& Dekemej hej yeOeeF& oslee ntb. nceejs yewbkeâ kesâ Meleeyoer ke<e& value for its various stakeholders. hej `ÙetefveÙeve Oeeje' kesâ Fme efkeMes<eebkeâ kesâ heÇkeâeMeve kesâ ef}S cewb šerce ÙetefveÙeve I congratulate all Unionites, both serving and Oeeje keâe DeefYevebove keâjlee ntb. cegPes efkeMkeeme nw efkeâ hee"keâesb keâes Fmecesb nceejs retired, and all our stakeholders on this momentous Yetle, kele&ceeve Deewj Yeefke<Ùe keâer peevekeâeefjÙeesb keâe Skeâ DeÆgle ÌKeÌpeevee occasion. I compliment team Union Dhara for bringing this special issue on our Bank's Centenary. I efce}siee. am sure readers will find it a treasure trove of ÙetefveÙeve yewbkeâ keâer Deeieeceer Skeâ Deewj meoer, keâejesyeej cesb Glmeen Deewj information on our past, present and future. peerkeve cesb Gcebie mes Yejer nes Ssmeer keâecevee keâjlee ntb. Wish Union Bank of India another century of vibrancy in business and improving lives! kesâke} neb[e Kewal Handa ØeyebOe efveosMekeâ SJeb cegKÙe keâeÙe&heeuekeâ DeefOekeâejer keâe mebosMe Message of Managing Director & CEO je <š^ keâer meskee cesb Skeâ Meleeyoer keâe Ùeesieoeve, Ssmeer cenlJehetCe& A hundred years in the service to the Nation GheueefyOe osMe cesb kesâkeue kegâÚ cegªer Yej mebmLeeDeesb keâes ner heÇehle nesleer nw. is a feat achieved by only a handful of institutions. nceejs yewbkeâ kesâ meboYe& cesb meceÙe keâer keâmeewšer hej Ùen vekeervelee, ßes…lee Deewj Our Bank indeed has been a shining example of kÙeekemeeefÙekeâlee keâe Skeâ Glke=â<š GoenjCe nw. innovation, excellence and professionalism that has stood the test of time. vetleve Yeejle kesâ kejerÙelee heÇehle yewbkeâesb cesb ÙetefveÙeve yewbkeâ Dee@Heâ Fbef[Ùee nceejs osMekeeefmeÙeesb keâe Ûenslee yewbkeâ nw. nceeje yewbkeâ Skeâ Ùegkee Skeb efkeefkeOelee Union Bank today is firmly positioned to be the Most Preferred Bank of the emerging New India. mes hetCe& mebie"ve nw pees Deheves lekeâveerkeâer-keâewMeue Deewj meeceeefpekeâ Our Bank is a young and diverse organization known mebkesoveMeeruelee kesâ efueS peevee peelee nw. nce veF& #eceleeDeesb Deewj meeceLÙe& kesâ for it's technical prowess and social sensitivity. We efvecee&Ce cesb Fleves
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