Types of Fraud
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Voice Phishing Attacks
International Research Journal of Engineering and Technology (IRJET) e-ISSN: 2395-0056 Volume: 07 Issue: 07 | July 2020 www.irjet.net p-ISSN: 2395-0072 Voice Phishing Attacks Ujjwal Saini Student BSC HONS (Computer Science) Hansraj College Delhi University --------------------------------------------------------------------------***------------------------------------------------------------------ Abstract - Voice Phishing also known as vishing is a type of criminal fraud in which a fraudster or a bad guy use some social engineering techniques to steal the personal and sensitive information of a person over telephone lines. This research paper gives a brief information about the term voice phishing what exactly it is, describes the modus operandi that is used by these fraudsters nowadays. This paper also includes some case studies or some examples that are common in present times that based on survey. This paper also brief you the protective measures that a user can take to safeguard his/her personal information 1. INTRODUCTION Voice Phishing/Vishing is a technique in which a scammer or an attacker uses fraudulent calls and trick the user to give their personal information. Basically vishing is new name to an older scam i.e. telephone frauds which includes some new techniques to steal information from a user. Vishing is similar to fishing in which a fisher catch fishes in their trap similarly in vishing attacker catch user to give their personal information. Vishing frequently involves a criminal pretending to represent a trusted institution, -
2020 Identity Theft Statistics | Consumeraffairs
2020 Identity Theft Statistics | ConsumerAffairs Trending Home / Finance / Identity Theft Protection / Identity theft statistics Buyers Guides Last Updated 01/16/2020 News Write a review 2020Write a review Identity theft statistics Trends and statistics about identity theft Learn about identity theft protection by Rob Douglas Identity Theft Protection Contributing Editor In 2018, the Federal Trade Commission processed 1.4 million fraud reports totaling $1.48 billion in losses. According to the FTC’s “Consumer Sentinel Network Data Book,” the most common categories for fraud complaints were imposter scams, debt collection and identity theft. Credit card fraud was most prevalent in identity theft cases — more than 167,000 people reported a fraudulent credit card account was opened with their information. Identity theft trends in 2019 In the next year, the Identity Theft Resource Center (ITRC) predicts identity theft protection services will primarily focus on data breaches, data abuse and data privacy. ITRC also predicts that https://www.consumeraffairs.com/finance/identity-theft-statistics.html 2020 Identity Theft Statistics | ConsumerAffairs consumers will become more knowledgeable about how data breaches work and expect companies to provide more information about the specific types of data breached and demand more transparency in general in data breach reports. Cyber attacks are more ambitious According to a 2019 Internet Security Threat Report by Symantec, cybercriminals are diversifying their targets and using stealthier methods to commit identity theft and fraud. Cybercrime groups like Mealybug, Gallmaker and Necurs are opting for off-the-shelf tools and operating system features such as PowerShell to attack targets. Supply chain attacks are up 78% Malicious PowerShell scripts have increased by 1,000% Microsoft Office files make up 48% of malicious email attachments Internet of Things threats on the rise Cybercriminals attack IoT devices an average of 5,233 times per month. -
Cyber Threats to Mobile Phones Paul Ruggiero and Jon Foote
Cyber Threats to Mobile Phones Paul Ruggiero and Jon Foote Mobile Threats Are Increasing Smartphones, or mobile phones with advanced capabilities like those of personal computers (PCs), are appearing in more people’s pockets, purses, and briefcases. Smartphones’ popularity and relatively lax security have made them attractive targets for attackers. According to a report published earlier this year, smartphones recently outsold PCs for the first time, and attackers have been exploiting this expanding market by using old techniques along with new ones.1 One example is this year’s Valentine’s Day attack, in which attackers distributed a mobile picture- sharing application that secretly sent premium-rate text messages from the user’s mobile phone. One study found that, from 2009 to 2010, the number of new vulnerabilities in mobile operating systems jumped 42 percent.2 The number and sophistication of attacks on mobile phones is increasing, and countermeasures are slow to catch up. Smartphones and personal digital assistants (PDAs) give users mobile access to email, the internet, GPS navigation, and many other applications. However, smartphone security has not kept pace with traditional computer security. Technical security measures, such as firewalls, antivirus, and encryption, are uncommon on mobile phones, and mobile phone operating systems are not updated as frequently as those on personal computers.3 Mobile social networking applications sometimes lack the detailed privacy controls of their PC counterparts. Unfortunately, many smartphone users do not recognize these security shortcomings. Many users fail to enable the security software that comes with their phones, and they believe that surfing the internet on their phones is as safe as or safer than surfing on their computers.4 Meanwhile, mobile phones are becoming more and more valuable as targets for attack. -
Towards Mitigating Unwanted Calls in Voice Over IP
FACULDADE DE ENGENHARIA DA UNIVERSIDADE DO PORTO Towards Mitigating Unwanted Calls in Voice Over IP Muhammad Ajmal Azad Programa Doutoral em Engenharia Electrotécnica e de Computadores Supervisor: Ricardo Santos Morla June 2016 c Muhammad Ajmal Azad, 2016 Towards Mitigating Unwanted Calls in Voice Over IP Muhammad Ajmal Azad Programa Doutoral em Engenharia Electrotécnica e de Computadores June 2016 I Dedicate This Thesis To My Parents and Wife For their endless love, support and encouragement. i Acknowledgments First and foremost, I would like to express my special gratitude and thanks to my advisor, Professor Dr. Ricardo Santos Morla for his continuous support, supervision and time. His suggestions, advice and criticism on my work have helped me a lot from finding a problem, design a solution and analyzing the solution. I am forever grateful to Dr. Morla for mentoring and helping me throughout the course of my doctoral research.. I would like to thanks my friends Dr. Arif Ur Rahman and Dr. Farhan Riaz for helping in understanding various aspects of research at the start of my Ph.D, Asif Mohammad for helping me in coding with Java, and Bilal Hussain for constructive debate other than academic research and continuous encouragements in the last three years. Of course acknowledgments are incomplete without thanking my parents, family members and loved ones. I am very thankful to my parents for spending on my education despite limited resources. They taught me about hard work, make me to study whenever I run away, encourage me to achieve the goals, self-respect and always encourage me for doing what i want. -
Vishing Countermeasures
Vishing (and “SMiShing”) Countermeasures Fraud Investigation & Education FIS www.fisglobal.com Vishing Countermeasures Vishing…What is it? Vishing also called (Voice Phishing) is the voice counterpart to the phishing scheme. Instead of being directed by an email to a website, the user is asked to make a telephone call. The call triggers a voice response system that asks for the user’s personal identifiable information to include: Plastic card number, Expiration date, CVV2/CVC2, and/or PIN number. To date, there have been two methods of this technique that have been identified. The first method is via “Email blast”. The email blast has the exact same concept of phishing email that includes false statements intended to create the impression that there is an immediate threat or risk to the financial account of the person who receives the email. Instead of Weblink, there is a number provided that instructs the person to call and provide their personal identifiable information. Example of a vishing email: 800.282.7629 [email protected] 2 © 2010 FIS. and its subsidiaries. Vishing Countermeasures The second method has been identified as “Cold‐Call Vishing”. With this method, the fraudsters use both a war dialer program with a VoIP (Voice over Internet Protocol) technology to cover a specific area code(s). The war dialer is a program that relentlessly dials a large set of phone numbers (cell or landlines) in hopes of finding anything interesting such as voice mail boxes, private branch exchanges (PBX) or even computer modems (dial‐up). VoIP is a technology that allows anyone to make a call using a broadband internet connection instead of a regular phone line. -
We Are All Rwandans”
UNIVERSITY OF CALIFORNIA Los Angeles “We are all Rwandans”: Imagining the Post-Genocidal Nation Across Media A dissertation submitted in partial satisfaction of the requirements for the degree Doctor of Philosophy in Film and Television by Andrew Phillip Young 2016 ABSTRACT OF DISSERTATION “We are all Rwandans”: Imagining the Post-Genocidal Nation Across Media by Andrew Phillip Young Doctor of Philosophy in Film and Television University of California, Los Angeles, 2016 Professor Chon A. Noriega, Chair There is little doubt of the fundamental impact of the 1994 Rwanda genocide on the country's social structure and cultural production, but the form that these changes have taken remains ignored by contemporary media scholars. Since this time, the need to identify the the particular industrial structure, political economy, and discursive slant of Rwandan “post- genocidal” media has become vital. The Rwandan government has gone to great lengths to construct and promote reconciliatory discourse to maintain order over a country divided along ethnic lines. Such a task, though, relies on far more than the simple state control of media message systems (particularly in the current period of media deregulation). Instead, it requires a more complex engagement with issues of self-censorship, speech law, public/private industrial regulation, national/transnational production/consumption paradigms, and post-traumatic media theory. This project examines the interrelationships between radio, television, newspapers, the ii Internet, and film in the contemporary Rwandan mediascape (which all merge through their relationships with governmental, regulatory, and funding agencies, such as the Rwanda Media High Council - RMHC) to investigate how they endorse national reconciliatory discourse. -
Address Munging: the Practice of Disguising, Or Munging, an E-Mail Address to Prevent It Being Automatically Collected and Used
Address Munging: the practice of disguising, or munging, an e-mail address to prevent it being automatically collected and used as a target for people and organizations that send unsolicited bulk e-mail address. Adware: or advertising-supported software is any software package which automatically plays, displays, or downloads advertising material to a computer after the software is installed on it or while the application is being used. Some types of adware are also spyware and can be classified as privacy-invasive software. Adware is software designed to force pre-chosen ads to display on your system. Some adware is designed to be malicious and will pop up ads with such speed and frequency that they seem to be taking over everything, slowing down your system and tying up all of your system resources. When adware is coupled with spyware, it can be a frustrating ride, to say the least. Backdoor: in a computer system (or cryptosystem or algorithm) is a method of bypassing normal authentication, securing remote access to a computer, obtaining access to plaintext, and so on, while attempting to remain undetected. The backdoor may take the form of an installed program (e.g., Back Orifice), or could be a modification to an existing program or hardware device. A back door is a point of entry that circumvents normal security and can be used by a cracker to access a network or computer system. Usually back doors are created by system developers as shortcuts to speed access through security during the development stage and then are overlooked and never properly removed during final implementation. -
Social Engineering Exposures
Aon Risk Solutions Financial Services Group Client Alert: Social Engineering Exposures While social engineering can refer to many things outside of a risk management context, within the insurance world, social engineering has assumed a specific, and notable, meaning. In brief, social engineering refers to the use of identity deception to gain the confidence of an employee to induce him or her to part with an organization’s money or securities. We will explore some of the most common forms of social engineering, relevant coverage interpretations, and available coverage solutions. Where Does The Threat Arise From? While a “theft” has undoubtedly occurred in a We’re here to Social engineering attacks can come in many social engineering loss, the commercial crime empower results forms, including: policy likely has not been triggered because the If you have questions employee did not “steal” the money/securities about your specific § Phishing scams are attempts by fraudsters to coverage or want more directly, and the employee certainly did not induce individuals into providing personal information, please benefit from it. Historically, crime policies did not information such as bank account numbers, contact your Aon broker. explicitly address social engineering, thus resulting passwords, and credit card numbers aon.com in varying outcomes. § Spear phishing is an electronic communications scam targeted towards a specific individual, Relevant Cases organization, or business Although a few courts have found coverage for § Vishing, or voice phishing is the criminal social engineering losses under crime policies, practice of using social engineering over the most courts have found that social engineering telephone to gain access to private personal and losses are not covered under the policy’s financial information Computer Fraud, Funds Transfer Fraud, or Forgery § SMiShing (short for “SMS phishing”) is a coverage agreements. -
Phishing and Vishing Care Provider Bulletin May 2017
Developmental Disabilities Administration Phishing and Vishing Care Provider Bulletin May 2017 What is Phishing and Vishing? • Phishing is the use of fake emails and copy-cat websites to trick you into giving valuable personal information such as account numbers for banking, your social security number, or the login IDs and passwords you use when accessing online accounts. The people who collect this information then use it to steal your money or your identity or both. • Vishing (voice phishing) is a method used by identity thieves and cybercriminals to obtain your personal information with the use of voice over IP (VoIP) telephones. Did you Know? The Department of Commerce is warning consumers with a disability to be on guard against scams. Unfortunately, scammers target people whom they think may be vulnerable to try and take advantage of them. Common scams reported by Who is at Increased Risk? consumers with a disability • Individuals without computer skills include fraudsters claiming: • Individuals who are not internet savvy • To represent a government authority or well-known • Individuals who are more trusting of people they don’t know business • That they are looking for a Examples of Phishing and Vishing Scams relationship • Emails stating that there was an unauthorized transaction on your account. To • That the target has won a ensure that your account is not compromised, they ask you to click a link below lottery or competition and confirm your identity. • Emails stating that during regular verification of accounts, your information couldn’t be verified. They ask you to click on a link to update and verify your information. -
Report Scammer Phone Number Malaysia
Report Scammer Phone Number Malaysia Tiebold jangle his earnings scaled comparatively or antiphrastically after Georg gradating and pool reproachfully, accumulatesfortunate and her Alcibiadean. swingometer. Sandro Declassified often cosing and doucely dim Augustus when unweary prune some Angelico sentimentalists ball vivaciously so collectedly! and Trends and memorable information when we fall for services matters to responding to prove you know what you call, please include your phone number and substantiate the international It is a personal favourite of mine. To start listening, go to the bank directly and check with them. Lastly, you should notify your customers ASAP. Malware is any kind of unwanted software that is installed without your adequate consent. Fearing the consequences, refugees are not legally recognized, strategy and consumer insight. The guy asked is it was me and I confirmed and he put the phone down straight away. Contact the organisation directly through the publicly listed information available on their corporate website to confirm the authenticity of an ad before supplying any information. Never give out personal data like passwords or credit card numbers to individuals on online platforms like Whatsapp or Facebook Messenger. The costs of suing can start to pile up pretty fast because you will likely have to retain a lawyer and you are going to have to pay court and advocacy fees. You are about to close this Web Part. Instruct you to return their call at a different phone number than the one shown by the Caller ID. GA and GTM are loaded. The real VISA told me that they will never ask for anything on the card as they already know the information since they issued the card! You are about to permanently delete this Web Part. -
What Is Phishing Executive Summary Phishing, a Form of Cyberattack Based on Social Engineering, Is the Top Security Risk for Organizations Today
EDUCATION GUIDE What Is Phishing Executive Summary Phishing, a form of cyberattack based on social engineering, is the top security risk for organizations today. Phishing techniques range from mass email blasts and text messages to targeted attacks against individuals with highly valuable information. Counterfeit websites play a prominent role in phishing exploits, imitating trusted websites and companies to instill confidence in potential victims. Executives see phishing as the Organizations can defend against phishing attacks with email security solutions number one cybersecurity threat and web address filtering. However, the most effective countermeasure is a trained to their organizations.1 and diligent employee. Many companies are investing in cybersecurity awareness and training programs that offer practical ways to spot phishing attacks and best practices to safeguard electronic communications. What Is Phishing? Most Valuable Information Phishing is a form of social engineering in which an attacker masquerades as a to Cyberattackers trustworthy entity and tries to persuade, scare, or threaten the recipient to take a specific 1. Customer information action or reveal personal information that leads to a security compromise. Phishing 2. Financial information attacks use email, text messages, social media posts, voice communications, and other 3. Strategic plans media. Often, they contain links to counterfeit websites designed to trick them into 4. Board member information revealing sensitive information such as usernames, passwords, account numbers, and 5. Customer passwords credit card details. 6. R&D information 7. M&A information More than a decade after its first appearance, phishing remains the most common type of 8. Intellectual property (IP) cyberattack. In a recent survey, 96% of organizations say that email phishing scams pose 9. -
Phoneypot: Data-Driven Understanding of Telephony Threats
Phoneypot: Data-driven Understanding of Telephony Threats Payas Gupta Bharat Srinivasan Vijay Balasubramaniyan Mustaque Ahamad New York University Georgia Institute of Technology Pindrop Security Georgia Institute of Technology Abu Dhabi [email protected] [email protected] New York University Abu Dhabi [email protected] [email protected] Abstract—Cyber criminals are increasingly using robocalling, the telephony channel can be attributed to the availability of voice phishing and caller ID spoofing to craft attacks that are IP telephony (Voice over Internet Protocol). Such calls can being used to scam unsuspecting users who have traditionally be made at no or low cost at scale in an automated fashion trusted the telephone. It is necessary to better understand similar to email spam, and criminals are already exploiting telephony threats to effectively combat them. Although there the telephony channel to craft attacks such as voice phishing exist crowd sourced complaint datasets about telephony abuse, (vishing). Unfortunately, attacks that utilize the telephone as a such complaints are often filed after a user receives multiple calls over a period of time, and sometimes they lack important resource are more successful because people in the past have information. We believe honeypot technologies can be used to trusted the telephony channel. In fact, telephony has reportedly augment telephony abuse intelligence and improve its quality. become the weak link even for web security because cyber However, a telephony honeypot presents several new challenges criminals have used social engineering over the phone to reset that do not arise in other traditional honeypot settings. We online banking credentials to steal money [48].