DOCSLIB.ORG

UNCHARTED WATERS Navigating Stock Market Volatility in a Coronavirus World

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
UNCHARTED WATERS Navigating Stock Market Volatility in a Coronavirus World UNCHARTED WATERS Navigating Stock Market Volatility in a Coronavirus World Not FDIC Insured • May Lose Value • No Bank Guarantee Presentation description: places current shocks in a historical perspective, describes how emotions affect decision‐making ability, and provides three strategies to help investors live with market volatility. 1 What’s Happening in the Markets? LAST 10 YEARS S&P 500 Index Cumulative Return Avg Annual Return Mar 31, 2010–Mar 31, 2020 10.53% $40,000 TODAY $30,000 $20,000 $10,000 $0 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 This chart is for illustrative purposes only and does not reflect the performance of any Franklin Templeton fund. Past performance does not guarantee future results. Source: © Morningstar 2020. Franklin Templeton Capital Market Insights Group. Indexes are unmanaged and one cannot invest directly in an index. Index returns do not reflect any fees, expenses or sales charges. 2 Slide objective: review how the market has behaved over the last 10 years. • With all the events in the news and related market volatility, investors may be wondering, “how are these events impacting my investments?” [click mouse]: • This chart shows the growth of the S&P 500 index over the past 10 years through March 31, 2020. • The S&P 500 Index measures the stock performance of 500 large companies listed on stock exchanges in the United States. Although investors can not directly invest in an index, the S&P 500 Index is seen by many as a representation of the US stock market which is why we will be referencing it throughout this presentation. [click mouse]: • The average annual return of the S&P 500 index over the last 10 years as of 3/31/2020, which includes the current crisis, has been10.53%. • As you can see, up until recently, we’ve been fortunate to experience a bull market and some investors, who’ve just starting investing recently, have never experienced a significant downturn. • It’s not surprising that investor emotions are running high. [click mouse]: • Here we are today. [click mouse] to go to next slide and zoom in on this timeframe. 2 TODAY S&P 500 Index Cumulative Return MAR. 29, 2020 December 31, 2019 – March 31, 2020 Trump announces CDC guidelines will be extended 1 DEC. 31, 20191 MAR. 11, 2020 through April 30th 4 Coronavirus first reported WHO declared COVID-19 a from Wuhan, China pandemic; DJIA enters bear territory MAR. 25, 2020 UN issued a $2B Global Humanitarian response plan1 FEB. 24, 20202 JAN. 30, 20201 Coronavirus fears send US MAR. 23, 2020 WHO declares international public stocks tumbling; Steepest point Fed announces new measures health emergency as cases are decline since Dec. 2018 to support economy5 reported outside of China MAR. 12, 20203 President Trump announces EU travel ban; S&P 500 index enters bear territory 12/31/19 1/15/20 2/1/20 2/15/20 3/1/20 3/12/20 3/31/20 This chart is for illustrative purposes only and does not reflect the performance of any Franklin Templeton fund. Past performance does not guarantee future results. Sources: © Morningstar 2020. 1. World Health Organization - International Diseases - Coronavirus Disease 2019. 2.Foxbusiness-markets-stocks –Feb 24, 2020. 3. NYTimes article- coronavirus-timeline. 4. Donaldjtrump.com-timeline: the Trump Administration’s Decisions Actions to Combat the Coronavirus. 5. federalreserve.gov/newsevents/pressreleases. © Morningstar 2020. Franklin Templeton Capital Market Insights Group. Indexes are unmanaged and one cannot invest directly in an index. Index returns do not reflect any fees, expenses or sales charges. 3 Slide objective: review how recent shocks are impacting the market. [click mouse] • 12/31/2019 – Coronavirus disease first reported from Wuhan, China. • 1/20/2020 – Other countries, including the United States, confirmed cases. [click mouse] • 1/30/2020 – The World Health Organization (WHO) declared an international public health emergency as cases are reported outside China. Three days later, the first coronavirus death was reported outside China. [click mouse] • 2/24/2020 – The US stock market plummeted over coronavirus fears, after the Dow Jones Industrial Average experienced the worst day in two years. [click mouse] • 3/11/2020 – The WHO declared COVID‐19 a pandemic and the Dow Jones Industrial Average entered bear market territory. • 3/12/2020 ‐ The S&P 500 Index enters bear market territory after President Trump announces travel ban on most of Europe which raised the prospect of a worldwide economic slowdown. [click mouse]: • 3/23 – The Federal Reserve announces new measures to support economy. [click mouse]: • 3/25 – The UN issues a $2B Global Humanitarian response plan. [click mouse]: • 3/29 –Trump announces CDC guidelines will be extended through April 30th. • The combination of the coronavirus outbreak and oil price reductions is unprecedented, and it may be too early to tell how this will impact the economy. • However, we do know that volatility can cause investors to act on their emotions and that lessons learned from the past can help in navigating these “uncharted waters.” 3 Agenda • Current Shocks in Historical Perspective • What’s Going on in Our Heads • Living with Market Volatility 4 Slide objective: review the agenda. Today we will cover: • Current shocks in historical perspective • What’s going on in our heads • Living with market volatility Let’s get started. 4 Current Shocks in a Historical Perspective 5 Slide objective: to put current shocks into historical perspective. • While most investors know the market goes through cycles, it’s in times like these, when markets are stormy, that emotions are running high. • A historical view, focusing on relevant research, solid data and proven strategies, can help put current events into perspective. • While the past is not predictive of the future, it does offer valuable perspective. Transition: Let’s go look at the past. 5 Bull and Bear Markets S&P 500 Index Bull and Bear Markets (Jan 30, 1970 – Mar 31, 2020) +16% 1 w. 16,000 3/23/2020- +529% 3/31/2020 10 yr., 11 mo. 3/9/2009-2/19/2020 12,000 +818% +121% 5 yr. 12 yr., 10 mo. 10/9/2002-10/9/2007 11/30/1987-9/4/2000 8,000 +845% 13 yr. +53% 9/30/1974-9/29/1987 4,000 3 yr., 6 mo. 1/30/1970-1/30/1973 -43% -30% -47% -55% -34% 0 19701973 1976 1979 19811984 1987 1990 1993 1996 1999 2002 2005 2008 2011 2014 2017 2019 This chart is for illustrative purposes only and does not reflect the performance of any Franklin Templeton fund. Past performance does not guarantee future results. Source: © Morningstar 2020. Franklin Templeton Capital Market Insights Group. Bear Market is defined as a 20% drawdown from a peak to low. Calculations based on daily returns. Supporting data / table from Morningstar Direct / Presentation Studio. The calculations do not reflect any Franklin Templeton Funds. Indexes are unmanaged and one cannot invest directly in an index. Index returns do not reflect any fees, expenses or sales charges. 6 Slide objective: show that bull markets have lasted longer than bear markets. • This chart shows the growth of the S&P 500 index since 1970. It illustrates the history of bull and bear markets. [click mouse]: • In this illustration, a bear market is defined as a 20% decline from a peak. [click mouse]: • A bull market starts when the previous contraction has reached its maximum drawdown and continues until another 20% decline or more. • The recent market contraction, by above definition, ended on 3/23/2020. However, its still to early to tell how long this crisis will last and when and what kind of recovery may follow. • Take a look at the big picture, can you draw any conclusions? • As you can see bull markets have lasted longer compared to bear markets and the average gain during a bull market was larger than the average loss during a bear market. 6 6 16/04/2020 16:27 Bull Markets Average growth: +396.9% 7 years, 4 months Bear Markets Average fall: -42% 13 months Past performance does not guarantee future results. Source: © Morningstar 2020. Franklin Templeton Capital Market Insights Group. Bear Market is defined as a 20% drawdown from a peak to low. Calculations based on daily returns. Supporting data / table from Morningstar Direct / Presentation Studio. The calculations do not reflect any Franklin Templeton Funds. Indexes are unmanaged and one cannot invest directly in an index. Index returns do not reflect any fees, expenses or sales charges. 7 Slide objective: show how bull markets have historically lasted longer than bear markets. • In fact over this period, the average bull market rose 396.9% and lasted 7 years, 4 months while the average bear market fell ‐42% and lasted 13 months. Insert Lit Code Here 7 Market Declines are Part of Investing S&P 500 Index Over the Last 50 Years 1970–March 2020 Size Of -5% -10% -15% -20% Decline or more or more or more or more Avg. EVERY EVERY EVERY EVERY Frequency 10 MONTHS 2 YEARS 4 YEARS 8 YEARS Last AUG 2019 DEC 2018 DEC 2018 MAR 2020 Occurrence This chart is for illustrative purposes only and does not reflect the performance of any Franklin Templeton fund. Past performance does not guarantee future results. Source: © Morningstar 2020, Standard and Poor’s. Indexes are unmanaged and one cannot invest directly in an index. Index returns do not reflect any fees, expenses or sales charges. 8 Slide objective: market downturns happen frequently but don’t last forever. • This history of bulls and bears tells us that market declines are just a part of investing.
Load more

Recommended publications
  • Gordon Ramsay Uncharted
    SPECIAL PROMOTION SIX DESTINATIONS ONE CHEF “This stuff deserves to sit on the best tables of the world.” – GORDON RAMSAY; CHEF, STUDENT AND EXPLORER SPECIAL PROMOTION THIS MAGAZINE WAS PRODUCED BY NATIONAL GEOGRAPHIC CHANNEL IN PROMOTION OF THE SERIES GORDON RAMSAY: CONTENTS UNCHARTED PREMIERES SUNDAY JULY 21 10/9c FEATURE EMBARK EXPLORE WHERE IN 10THE WORLD is Gordon Ramsay cooking tonight? 18 UNCHARTED TRAVEL BITES We’ve collected travel stories and recipes LAOS inspired by Gordon’s (L to R) Yuta, Gordon culinary journey so that and Mr. Ten take you can embark on a spin on Mr. Ten’s your own. Bon appetit! souped-up ride. TRAVEL SERIES GORDON RAMSAY: ALASKA Discover 10 Secrets of UNCHARTED Glacial ice harvester Machu Picchu In his new series, Michelle Costello Gordon Ramsay mixes a Manhattan 10 Reasons to travels to six global with Gordon using ice Visit New Zealand destinations to learn they’ve just harvested from the locals. In from Tracy Arm Fjord 4THE PATH TO Go Inside the Labyrin- New Zealand, Peru, in Alaska. UNCHARTED thine Medina of Fez Morocco, Laos, Hawaii A rare look at Gordon and Alaska, he explores Ramsay as you’ve never Road Trip: Maui the culture, traditions seen him before. and cuisine the way See the Rich Spiritual and only he can — with PHOTOS LEFT TO RIGHT: ERNESTO BENAVIDES, Cultural Traditions of Laos some heart-pumping JON KROLL, MARK JOHNSON, adventure on the side. MARK EDWARD HARRIS Discover the DESIGN BY: Best of Anchorage MARY DUNNINGTON 2 GORDON RAMSAY: UNCHARTED SPECIAL PROMOTION 3 BY JILL K.
    [Show full text]
  • Seec Form 30 Cover Page
    SEEC FORM 30 Electronic Filing Itemized Campaign Finance Disclosure Statement CONNECTICUT STATE ELECTIONS ENFORCEMENT COMMISSION Revised February 2015 Do Not Mark in This Space For Official Use Only Page 1 of 51 COVER PAGE 1.NAME OF COMMITTEE 2. TYPE OF COMMITTEE x Candidate Committee EVA For Newtown _ Exploratory Committee 3. TREASURER NAME First MI Last Suffix Maureen Crick Owen 4. TREASURER ADDRESS Street Address City State Zip Code 16 Tamarack Rd Newtown CT 06470 5. ELECTION DATE 6. OFFICE SOUGHT ( Complete only if Candidate Committee) 7. DISTRICT NUMBER ( if applicable 11/08/2016 State Representative R106 8. CANDIDATE NAME (Complete only if Candidate or Exploratory Committee) First MI Last Suffix Eva Bermudez Zimmerman 9. TYPE OF REPORT Optional Itemized Statement for Pre-Grant Application Review (May) - Amendment 10. PERIOD COVERED Beginning Date Ending Date 04/01/2016 thru 04/30/2016 11. CERTIFICATION I hereby certify and state, under penalties of false statement, that all of the information set forth on this Itemized Campaign Finance Disclosure Statement for the period covered is true, accurate and complete. Electronic Filing Maureen Owen 03/14/2017 1:22:19PM SIGNATURE PRINT NAME OF THE SIGNER DATE CERTIFIED A Person who is found to have knowingly and willfully violated any provisions of the campaign finance statutes faces a civil penalty of up to $25,000, unless a fine of a larger amount is otherwise provided for as a maximum fine in the Connecticut General Statutes. Page 2 of 51 SEEC FORM 30 Itemized Campaign Finance Disclosure Statement CONNECTICUT STATE ELECTIONS ENFORCEMENT COMMISSION Revised February 2015 SUMMARY PAGE TOTALS NAME OF COMMITTEE (Provide Complete Name as Registered with Commission) TYPE OF REPORT EVA For Newtown Optional Itemized Statement for Pre-Grant Application Review (May) - Amendment COLUMN A COLUMN B This Period Aggregate 12.
    [Show full text]
  • "Goodness Without Godness", with Professor Phil Zuckerman
    4 The Secular Circular Newsletter of the Humanist Society of Santa Barbara www.SBHumanists.org FEBRUARY 2016 February Program: William Meller, M.D.: Medical Myths Medicine, like every other human endeavor, is rife with mythmaking. We seem to be prone to creating myths; stories about ourselves, our pasts and our world that attempt to explain how we got here and how we should behave. We hear them so often that we come to believe they are true. Sometimes they are helpful and enable us to act more like our heroes, but many times they are not. Often our myths directly contradict our immediate knowledge and experience. Yet we just as often take actions based on those myths despite all evidence to the contrary. Doctors are not only the creators of myths but also the unwitting believers in unchallenged myths that guide our everyday practice of medicine. In the past few years a movement called Evidence-Based Medicine has arisen to try to combat these myths or what is known as standard practice. But believe it or not, not all physicians believe that evidence is the best basis for medicine! This talk will address many of the most common myths in medical practice today. Beliefs regarding aging, diet, weight loss, exercise, disease prevention, healing, depression and other mental states, pregnancy and even the common cold will be examined as to their origin, why we hold onto them so closely, and what the evidence is that either supports or more commonly refutes them. Be prepared, be skeptical and be healthy! William Meller, M.D., is a practicing Internist in Santa Barbara.
    [Show full text]
  • The Lantern, 2019-2020
    Ursinus College Digital Commons @ Ursinus College The Lantern Literary Magazines Ursinusiana Collection Spring 2020 The Lantern, 2019-2020 Colleen Murphy Ursinus College Jeremy Moyer Ursinus College Adam Mlodzinski Ursinus College Samuel Ernst Ursinus College Lauren Toscano Ursinus College Follow this and additional works at: https://digitalcommons.ursinus.edu/lantern See P nextart of page the forFiction additional Commons authors, Illustr ation Commons, Nonfiction Commons, and the Poetry Commons Click here to let us know how access to this document benefits ou.y Recommended Citation Murphy, Colleen; Moyer, Jeremy; Mlodzinski, Adam; Ernst, Samuel; Toscano, Lauren; Tenaglia, Gabriel; Banks, Griffin; McColgan, Madison; Malones, Ria; Thornton, Rachel; DeMelfi, Gabby; Worcheck, Liam; Savage, Ryan; Worley, Vanessa; Schuh, Aviva; Bradigan, Emily; Addis, Kiley; Kushner, Shayna; Leon, Kevin; Armstrong, Tommy; Schmitz, Matthew; Drury, Millie; Lozzi, Jenna; Buck, Sarah; Ercole, Cyn; Mason, Morgan; Partee, Janice; Rodak, Madison; Walker, Daniel; Gagan, Jordan; Yanaga, Brooke; Foley, Kate I.; Li, Matthew; Brink, Zach; White, Jessica; Dziekan, Anastasia; Perez, Jadidsa; Abrahams, Ian; Reilly, Lindsey; Witkowska, Kalina; Cooney, Kristen; Paiano, Julia; Halko, Kylie; Eckenrod, Tiffini; and Gavin, Kelsey, "The Lantern, 2019-2020" (2020). The Lantern Literary Magazines. 186. https://digitalcommons.ursinus.edu/lantern/186 This Book is brought to you for free and open access by the Ursinusiana Collection at Digital Commons @ Ursinus College. It has been
    [Show full text]
  • Amazon and IMDB Sued for Not Respecting Elders | Page 1
    Amazon And IMDB Sued FOr Not Respecting Elders | Page 1 Amazon And IMDB Sued FOr Not Respecting Elders By: Jack Greiner on October 19, 2011 on graydon.law Well, sort of. An actress who identifies herself as Jane Doe has sued the Internet Movie Database Web site, and its parent company, Amazon, for revealing her actual age. I’m not making that up. Here’s the actual complaint, which was filed in a federal court in Seattle. In case you haven’t used it, IMDB is a Web site that has detailed information on any movie ever made. I personally love it. I can’t tell you the number of times I’ve watched a movie on TV and wondered who the actor was in some small role, and where I’d seen him before. IMDB has all that information. But I digress. According to the complaint, Jane Doe is of Asian descent, and her given name is difficult for Americans to spell and pronounce. She has for that reason used a stage name throughout her career. She is also very careful not to provide personal information, including her true age. According to the complaint, “[i]n the entertainment industry, youth is king. If one is perceived to be “over-the-hill” i.e., approaching 40, it is nearly impossible for an up-and-coming actress, such as plaintiff, to get work.” IMDB also offers a service called IMDbPro, which offers “industry insider” information to paying customers. Ms. Doe signed up for the service and in so doing, provided her name, birth date and other personal information.
    [Show full text]
  • List of Nominated Warehouses and Nominated Warehousekeepers for the Storage of Cocoa and Robusta Coffee
    LIST OF NOMINATED WAREHOUSES AND NOMINATED WAREHOUSEKEEPERS FOR THE STORAGE OF COCOA AND ROBUSTA COFFEE Last Updated: 01 MAY 2017 CONTENTS PART 1- COCOA & ROBUSTA COFFEE BAGGED STORAGE This section lists the Nominated Warehouses and Nominated Warehousekeepers for the Ports/Delivery Areas of Amsterdam, Antwerp, Barcelona, Bremen, Genoa- Savona, Hamburg, Le Havre, Liverpool, London (& Home Counties for Robusta Coffee), Marseille, New Orleans, New York, Rotterdam and Trieste. Nominated Warehouses in these Delivery Areas may only be registered by one Nominated Warehousekeeper for the storage of Goods in bags. However, a Warehousekeeper may store Goods in bags in a Warehouse in respect of which he is not the Nominated Warehousekeeper. PART 2 - DUAL CAPACITY COCOA STORAGE (BAGGED& BULK) This section lists the Nominated Dual Capacity Warehouses and the Nominated Dual Capacity Warehousekeepers for the Ports/Delivery Areas of Amsterdam, Antwerp, Bremen, Hamburg, Le Havre, Liverpool, London and Rotterdam. Nominated Dual Capacity Warehouses in these Delivery Areas may only be registered by one Nominated Dual Capacity Warehousekeeper. A Warehousekeeper may only store Cocoa in Bulk in a Nominated Dual Capacity Warehouse for which he is the Nominated Dual Capacity Warehousekeeper. However, a Warehousekeeper may store Goods in bags in a Dual Capacity Warehouse that has been registered by another Warehousekeeper. 2 ICE NOMINATED WAREHOUSES AND NOMINATED WAREHOUSEKEEPERS – PART 1 AMSTERDAM – Coffee and Cocoa Storage ICE Guardian Port Id: AMS Warehousekeeper (Name and Address) Warehousekeeper’s Warehouse ICE Warehouse London Agent ICE Guardian Code Guardian Code Commodity Centre Ltd CCL AMS231 Warehouse 31 and 41, Ruijgoordweg 80, 1047 Commodity Centre Ltd Ruijgoordweg 80, HM Amsterdam The Commodity Centre, Braxted 1047 HM Amsterdam AMS232 Shed 8 Coenhavenweg 16, 1042 AM, Amsterdam Park Road,Great Braxted, Tel.
    [Show full text]
  • Superintendent's Letter
    TheThe Keep in Touch Newsletter of Evanston KITTownship High School’s Alumni Association • Spring 2021 Superintendent’s Letter Related article: Creating Our New Normal at ETHS Steps taken to return ETHS to ETHS has a long his- We are eliminating larger chunks in-person school tory of being an innova- semester exams. Semes- of instructional full time, on p. 2 tive, cutting-edge school, ter exams require two time for more always improving, always weeks to administer each experiential, staying out front by creat- year, and an additional in-depth, hands- ing educational delivery two weeks to review and on learning in models based on sound prepare students for those all classes, and research and best practic- exams. Imagine what provides a break KIT Contents es. Today is no exception. teachers can do with in the pace of I can attest to the past 15 an additional month of the school day Supt’s Letter 1 years that we have been instruction each year: go with 10-minute transforming ETHS into a deeper into content, de- passing periods Steps taken...full time 2 21st century school. velop more skills, provide between classes more feedback, and better and fewer transi- Submit KIT news 2 This fall, ETHS will assess student learning. tions each day. reopen to full in-person While we will Supt. Eric Witherspoon Exec. Director Letter 3 learning. Time will tell how There will still be have the same the pandemic has changed assessments: assignments, science electives, which amount of Authors’ Bookshelf 3 our lives going forward, but research papers, culminat- instructional time weekly, means more students will we already know ETHS ing projects, presentations, be able to engage in these the key is about intensify- Coming Together 4 is going to be a changed and more.
    [Show full text]
  • Atgirls' HAVEN
    celebrating divine PROVIDENCE at GIRLS’ HAVEN September 2019 – Vol. 3 We make maintaining sibling connections a reality at Girls’ Haven. Research suggests that siblings placed WE together experience lower risk of failed placements, fewer moves, and many emotional benefits. Siblings placed together often feel more secure and are able to help each other adjust to their environment. FIGHT. A purpose that is (greater than) as a result. brought to you through the generous contribution of Learn about UBEO, at ubeo.com or call 409.240.2203 www.girlshaveninc.org Since 1994, we have been comprised of an amazing community of people who do. People like you, who see the need and give their resources so this vital work can be accomplished. page02 BOARD of DIRECTORS who we are and the impact of volunteers John Ceravolo Page0 3 PRESIDENT Margueritte Humphrey information VICE PRESIDENT Page and announcements 04 Cary Coffin TREASURER a supporting role Lanell Wilson SECRETARY Page000 5 Richard Malone OFFICER AT LARGE girls’ haven st Matt Gilby Page and 1 responders field day 0006 BOARD DIRECTOR Katherine Ramsey a BOARD DIRECTOR promise kept Page00 8 Marcelo Molfino BOARD DIRECTOR Rozanne Blount q and a: with Amber Clark BOARD DIRECTOR Page000 9 Clay Thomas EXECUTIVE DIRECTOR a word from the executive director EHRHART CHARTER SCHOOL Page1000 Mike Sims SUPERINTENDENT friendly Corina Long Page0 new faces PRINCIPAL 11 th upcoming 25 Page annual gumbo festival 12 OUR MISSION Girls’ Haven seeks to provide a safe, nurturing environment for girls affected by physical, sexual or ONE child…ONE life…a WORLD emotional abuse, neglect, exploitation, abandonment or severe family dysfunction of OPPORTUNITY at GH www.girlshaveninc.org WHO WE ARE Trained professionals that show consistent love and compassion for our residents at Girls’ Haven.
    [Show full text]
  • Association of Educational Therapists, Inc. Last Updated 7044 S
    Page 1 Association of Educational Therapists, Inc. Last Updated 7044 S. 13th St. 09/27/2021 02:30:03 Oak Creek, WI 53154 (414) 908-4949 Membership Directory To search within this pdf press (COMMAND-F) or (Ctrl+ F) depending upon your operating system. Australia ALLIED Brumfitt, Anne Telephone 400036240 Email [email protected] FAX Australia ASSOCIATE Wilson, Kerri MSpEd,BEd,BTeach LRW Pre-School Elementary Learning Ladders Australia PP 3 The Grove Telephone 0415837718 EdC Email [email protected] Thornlands Australia FAX Canada AB ASSOCIATE Ewen, Shauna M.Ed. +30, B.Ed LRW TEST ESL Adolescent Pre-School Adult Elementary Literacy For Life Reading Clinic, Inc. PP 304 Windermere Road Telephone +1 587 858 5700 PS Email [email protected] EdC Edmonton AB T6W 2P2 Canada FAX Canada BC ASSOCIATE Crescenzo, Tina M.Ed. LRW STSK ADV Adolescent Elementary Cobblestone Educational Therapy 2147 Knightswood Place Telephone 604-562-6202 Email [email protected] Burnaby BC V5A4B9 Canada FAX Last Updated 09/27/2021 02:30:05 Page 2 Association of Educational Therapists, Inc. Last Updated 7044 S. 13th St. 09/27/2021 02:30:05 Oak Creek, WI 53154 (414) 908-4949 Membership Directory To search within this pdf press (COMMAND-F) or (Ctrl+ F) depending upon your operating system. Canada ON ASSOCIATE Bajurny, Claire LRW STSK MATH ESL Adolescent Adult Elementary Telephone 6476172174 Email [email protected] The Hague 2555ME Netherlands FAX Leeder, Sheri B.A., B.Ed., M.Ed. LRW MATH TEST Adolescent Pre-School Elementary Ability Therapy Services RSP 50 Bournemouth Ave Telephone 519-404-9735 EdC Email [email protected] PP Kitchener ON N2B 1M7 Canada FAX France PROFESSIONAL Adibi, Denielle Education, M.A.
    [Show full text]
  • Nominated Warehousekeepers and Warehouses for the Storage of Cocoa and Robusta Coffee
    LIST OF NOMINATED WAREHOUSEKEEPERS AND WAREHOUSES FOR THE STORAGE OF COCOA AND ROBUSTA COFFEE Effective 02 July 2021 © 2021 Intercontinental Exchange, Inc. | Nominated Warehousekeeper List 02 July 2021 LIST OF NOMINATED WAREHOUSEKEEPERS AND WAREHOUSES FOR THE STORAGE OF COCOA AND ROBUSTA COFFEE PART 1 This section lists the Nominated Warehousekeepers and Warehouses for the Ports / Delivery Areas of Amsterdam , Antwerp , Barcelona , Bremen, Felixstowe, Genoa- Savona, Hamburg, Le Havre, Liverpool, London, New Orleans , New York Rotterdam and Trieste. Single Capacity Nominated Warehouses may only be registered by one Nominated Warehousekeeper for the storage of Cocoa and Robusta Coffee bagged Goods. However, if agreement if reached between Nominated Warehousekeepers a Warehousekeeper may store Goods in bags in a Warehouse in respect of which they are not the Nominated Warehousekeeper. Dual Capacity Nominated Warehouses, in the Ports / Delivery Areas of Amsterdam, Antwerp, Bremen, Hamburg, Liverpool, London and Rotterdam, may only be registered by one Nominated Warehousekeeper. A Warehousekeeper may only store Cocoa in Bulk in a Nominated Dual Capacity warehouse for which they are the Nominated Dual Capacity Warehousekeeper. However, if agreement is reached between Nominated Warehousekeepers, a Warehousekeeper may store bagged Goods in a Dual Capacity warehouse in respect of which they are not the Nominated Warehousekeeper. PART 2 ICE FUTURES EUROPE Exchange Approved Capacity (MT) Storage Tiers and Required Performance Bonds. Disclaimer: This document, including, but not limited to, the text and images, the code and arrangement of the contents it contains, are the property of ICE Futures Europe and shall not be reproduced without the express permission of ICE Futures Europe.
    [Show full text]
  • Stevens' Ruling Carved out Broadcasts As a Safe Haven - Law360
    Stevens' Ruling Carved Out Broadcasts As A Safe Haven - Law360 https://www.law360.com/articles/1179317/print?section=telecom Portfolio Media. Inc. | 111 West 19th Street, 5th floor | New York, NY 10011 | www.law360.com Phone: +1 646 783 7100 | Fax: +1 646 783 7161 | [email protected] Stevens' Ruling Carved Out Broadcasts As A Safe Haven By Kelcee Griffis Law360 (July 17, 2019, 9:39 PM EDT) -- To many in the communications sector, U.S. Supreme Court Justice John Paul Stevens left behind a legacy that preserved broadcast television and radio stations as safe havens for families, penning an influential opinion four decades ago that still guides programming decisions today. Justice Stevens, who died Tuesday at the age of 99, wrote the 1978 decision that affirmed the Federal Communications Commission has modest power to oversee the content that broadcasters air during daytime hours and can fine stations that promote content unsuitable for children. Despite arguments that the oversight impinged on stations’ First Amendment freedoms, Justice Stevens’ decision cast broadcast outlets as a uniquely accessible kind of speech that deserved closer scrutiny. “It’s still the one place where you can have your family watching, knowing there is a legitimate consequence if somebody goes too far,” said Tim Winter, president of the Parents Television Council. As a result, the FCC has been able to warn and fine broadcasters that air "indecent" curse words or nudity during daytime hours, although the agency's attempt to penalize CBS for pop star Janet Jackson’s fleeting breast exposure during the 2004 Super Bowl halftime show flubbed on a technicality.
    [Show full text]
  • Hull Marina, Warehouse 13 Kingston Street, Hull
    - Wawne A165 Hull Marina, Warehouse 13 A1174 Swine Kingston Street, Hull, Bransholme HU1 2DQ A1079 A164 Tel: 01482 609960 Ganstead Cottingham York B1237 A1079 A163 Sutton on Hull A65 A658 Cottingham B1238 0 A650 A19 B1239 4 2 Leeds B1 B1233 Kingston upon Hull A1165 A646 A1033 A1077 Willerby A58 M62 M1 A629 B1232 Marfleet A1033(T) By Train B1231 - The BWML Hull Marina is easily accessed by bus and train. The Marina is a 10 Hull minute walk from the Hull Interchange. See Inset Exit the Hull Interchange through the front entrance and turn right onto Ferensway A1105 A1166 Road. Continue on this road until you reach the large roundabout – you will see Kingston Retail Park ahead of you. Cross the main road and with the Retail Park on f r your left proceed down Commercial Road. At the mini roundabout. Turn left and o m A63 Paull A continue to the end of Kingston Street to reach the marina office. t h 6 e Inset 3 River Humber W Hessle Goxhilll Haven By Car - M62 West e Hessle s - Follow the M62 and continue along the A63 for approximately 17 miles passing t underneath the Humber Bridge at Hessle (4 miles to go). On approaching Hull keep in A15 the nearside lane and continue on the A63 over the left hand flyover. On your right © hand side you will pass the Arco head office building and pass through a pedestrian C Holland r o crossing. At the main traffic lights ahead take the exit road following the signs for the w n Barrow c o Ice Area preparing to turn right at the roundabout controlled by traffic lights.
    [Show full text]