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Current Account Effective from 1 November, 2016 General Banking Services Charges Type of Services Charges/Details CURRENT ACCOUNT Insufficient funds HKD150.00 / USD18.00 / -- HKD/USD cheque RMB200.00 per returned -- RMB cheque cheque Customer's HKD50.00 / USD6.50 / Return cheque technical errors -- HKD/USD cheque RMB50.00 per returned cheque -- RMB cheque RMB cheque amount exceeding RMB200.00 per returned RMB80,000.00 cheque HKD200.00 per cheque Dispatched by bank Mark ‘good’ (plus drawee bank charges） cheque Dispatched by HKD60.00 per cheque customer HKD100.00 per instruction HKD100.00/ USD13.00 / RMB Stopped payment order 80.00 per instruction (through Corporate Internet Banking) Special-printed cheque Prevailing cost Special-printed deposit slips Prevailing cost By ordinary mail Waived HKD25.00/USD3.00/RMB20.00 Cheque book plus non-local postage delivery By registered mail (Postage will be waived if delivery address is in HK) HKD25.00/USD3.00/RMB20.00 per cheque plus non-local Dishonoured cheque returned by postage (Postage will be registered mail waived if delivery address is in HK) Account closed within 3 months after HKD200.00 per account account opening Combined average monthly balance in Monthly service HKD current 1 HKD60.00 per month fee account(s) and savings account(s) below HKD5,000.00 Wholly owned subsidiary of China Cinda 1/15 Type of Services Charges/Details CURRENT ACCOUNT HKD120.00 per cheque and O/D interest calculated at HKD prime rate plus 10% or overnight HIBOR (whichever is higher) USD15.00 per cheque and O/D Unauthorized interest calculated at US prime overdraft USD rate plus 10% or overnight LIBOR plus 4% (whichever is higher) RMB120.00 per cheque and O/D interest calculated at CNY RMB prime rate plus 10% or overnight CNY HIBOR plus 10% (whichever is higher) Temporary HKD120.00 per cheque and overdraft / O/D interest calculated at overdrawn HKD prime rate plus 10% or overnight HIBOR (whichever is higher) USD15.00 per cheque and O/D Exceeded interest calculated at US prime overdraft USD rate plus 8% or overnight limit LIBOR plus 4% (whichever is higher) RMB120.00 per cheque and O/D interest calculated at CNY RMB prime rate plus 10% or overnight CNY HIBOR plus 10% (whichever is higher) Against uncleared HKD120.00/USD15.00/ items RMB120.00 per cheque Subject to 0.25% on full amount if daily deposit exceeds Deposit USD notes into USD T/T USD1,500.00 per account; (current) account Daily deposit of USD1,500.00 or below: Waived Wholly owned subsidiary of China Cinda 2/15 Type of Services Charges/Details CURRENT ACCOUNT Subject to 0.25% on full amount if daily withdrawal Withdraw USD notes from USD T/T exceeds USD1,500.00 per (current) account account; Daily withdrawal of USD1,500.00 or below: Waived Subject to 0.125% of the Deposit RMB notes into RMB (current) deposit amount in HKD or a account minimum of HKD15.00 will be charged per transaction. RMB cheque Transfer into account Subject to 1% of the total handling to cover insufficient transfer amount, or a minimum charges funds of RMB200.00 per transaction. SAVINGS ACCOUNT Replacement of a passbook HKD100.00 per account Account closed within 3 months after HKD50.00 per account A/C opening date Combined average monthly balance in HKD current account(s) and HKD60.00 per month1 savings account(s) Monthly below HKD5,000.00 service fee RMB savings account average monthly RMB50.00 per month balance below RMB5,000.00 Average monthly Monthly Subject to a monthly service balance of “Swiss Franc” service fee fee based on 1.00% per annum (“CHF”) in CHF Savings (only of the average monthly balance Account or applicable to of CHF in the current month. Multi-Currency Savings corporate The monthly service fee will be Account exceeds customers) calculated in CHF. CHF500,000.00 Wholly owned subsidiary of China Cinda 3/15 Type of Services Charges/Details SAVINGS ACCOUNT Average monthly Subject to a monthly service balance of “Danish fee based on 0.85% per annum Krone” (“DKK”) in DKK of the average monthly balance Savings Account or of DKK in the current month. Multi-Currency Savings The monthly service fee will be Account exceeds calculated in DKK. DKK4,000,000.00 Monthly Average monthly Subject to a monthly service service fee balance of “Swedish fee based on 1.00% per annum (only Krona” (“SEK”) in SEK of the average monthly balance applicable to Savings Account or of SEK in the current month. corporate Multi-Currency Savings The monthly service fee will be customers) Account exceeds calculated in SEK. SEK5,000,000.00 Average monthly Subject to a monthly service balance of “Euro” fee based on 0.40% per annum (“EUR”) in EUR Savings of the average monthly balance Account or of EUR in the current month. Multi-Currency Savings The monthly service fee will be Account exceeds calculated in EUR. EUR5,000,000.00 Cash withdrawal or fund HKD Savings 3 2 transfer over the HKD20.00 per transaction Account counter 0.125% of the deposit amount Deposit RMB notes into RMB (savings) or a minimum of HKD15.00 will account be charged in HKD per transaction. Subject to 0.25% on full Deposit USD notes into USD T/T amount if daily deposit exceeds (savings) account USD1,500.00 per account; Daily deposit of USD1,500.00 or below: Waived Wholly owned subsidiary of China Cinda 4/15 Type of Services Charges/Details SAVINGS ACCOUNT Subject to 0.25% on full amount if daily withdrawal Withdraw USD notes from USD T/T exceeds USD1,500.00 per (savings) account account; Daily withdrawal of USD1,500.00 or below: Waived Waived if daily deposit/ withdrawal amount per account within the following limits: AUD500 CAD500 CHF500 EUR500 GBP500 JPY70,000 NZD500 SGD500 Other foreign currency notes deposit Subject to 0.3125% of deposit to / withdrawal from T/T account amount, or 0.1875% of withdrawal amount if the daily amount exceeds the above limit Other currencies (any amount): subject to buying/ selling of HKD notes Wholly owned subsidiary of China Cinda 5/15 Type of Services Charges/Details FIXED DEPOSIT If we exercise our discretion to allow uplift of time deposit before maturity, no interest will be payable and the customer must pay charges calculated based on the following formulae (whichever is higher) subject to a minimum of HKD200.00: 1. Time Deposit Principal x [(Prime Rate* - 2.50%) - Early uplifting Time Deposit Interest Rate] x No. of Days due to Maturity/Total No. of Days in a Year 2. Time Deposit Principal x (Inter-Bank Offer Rate* - Time Deposit Interest Rate) x No. of Days due to Maturity/Total No. of Days in a Year *Subject to the rate as quoted by us from time to time. Automatic Teller Machine (ATM) CARD ATM Card (with HKD account as the 4 HKD50.00 primary account)/ NCB Fast Cash Card ATM Card (with RMB account as the Annual Fee RMB50.00 primary account) ATM Card-Business Waived Replacement due to customer’s loss of a ATM Card (with HKD account as the HKD50.00 Card primary account)/ NCB Fast Cash Card Replacement Replacement due to customer’s loss of a Fee ATM Card (with RMB account as the RMB50.00 primary account) Non-receipt of new card Waived Wholly owned subsidiary of China Cinda 6/15 Type of Services Charges/Details Automatic Teller Machine (ATM) CARD New card with HKD account as the HKD50.00 Replacement primary account of a damaged New card with RMB account as the card RMB50.00 primary account ATM cash HKD20.00 withdrawal Cash withdrawal in the Mainland of China per via “JETCO” /Macau 5 transaction network Cash withdrawal from Cash RMB account with ATM RMB15.00 per transaction withdrawal Card via “CUP” Cash withdrawal from 6 ATM network HKD account with ATM HKD15.00 per transaction Card ATM cash withdrawal via “VISA / PLUS” network (Applicable to BOC Visa HKD25.00 per transaction Credit Card linked with bank accounts)7 ATM cash withdrawal via “MasterCard / Cirrus’’ network (Applicable to BOC HKD25.00 per transaction MasterCard Credit Card linked with bank accounts)8 SAFE DEPOSIT BOX HKD100.00 (plus key Replacement of a key replacement cost) HKD200.00 (plus box opening Drilling of box and replacement of lost fee and lock replacement keys costs) CASHIER’S ORDER Issuance of a Cashier’s Order HKD50.00 (HKD/USD/RMB) Issuance of an e-Cashier's Order (HKD HKD50.00 / USD6.00 / / USD / RMB) RMB40.00 Wholly owned subsidiary of China Cinda 7/15 Type of Services Charges/Details CASHIER’S ORDER Verification of the purchaser’s identity Waived Cancellation of Cashier’s Order and HKD50.00 per item redeposit into purchaser's account Report loss of a Cashier’s Order to HKD50.00 plus HKICL charges HKICL Mark ‘good’ - Cashier’s Order HKD50.00 per item (HKD/USD/RMB) BANK CERTIFICATION HKD150.00 (HKD20.00 for Banker's endorsement each additional copy) HKD100.00 (HKD20.00 for Confirmation of account balance each additional account) Auditor’s confirmation HKD300.00 per set HKD300.00 (HKD25.00 for Banker's reference letter each additional copy) AUTOPAY Setup or amendment of direct debit HKD15.00 / RMB13.00 per item authorization (DDA) record Setup or amendment of standing HKD60.00 / RMB48.00 per item instruction for autopay-out Account held HKD0.50 / RMB0.40 per item Instruction with NCB, (subject to a minimum of fee BOCHK or HKD20.00 / RMB17.00 per Autopay- 9 (Submission Chiyu instruction) out for of files to corporate branches or HKD1.00 / RMB0.80 per item clients Account held designated (subject to a minimum of with other locations) HKD30.00 / RMB25.00 per banks instruction) Wholly owned subsidiary of China Cinda 8/15 Type of Services Charges/Details AUTOPAY Instruction Account held fee with NCB, Autopay- HKD0.30 / RMB0.25
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