Invest in Your Retirement—And Yourself—Today, with Help from Comcast Corporation Retirement-Investment Plan and Fidelity
Comcast Corporation Retirement-Investment Plan
Invest in your retirement—and yourself—today, with help from Comcast Corporation Retirement-Investment Plan and Fidelity.
YOUR GUIDE TO GETTING STARTED Invest some of what you earn today for what you plan to accomplish tomorrow.
Dear Comcaster: It is our pleasure to offer you the opportunity to participate in the Comcast Corporation Retirement- Investment Plan (the ’Comcast Plan’). Your retirement savings plan offers a convenient, tax-deferred way to save for retirement. As an eligible employee of Comcast Corporation, you will be automatically enrolled in the Plan at a contribution rate of 3% of your pretax eligible earnings. Benefit from: Matching contributions. Comcast helps your contributions grow by matching your 401(k) contributions. Convenience. Your contributions are automatically deducted regularly from your paycheck. Tax-deferred savings opportunities. You pay no taxes on any earnings until you withdraw them from your account, enabling you to keep more of your money working for you now. Tax savings now. Your pretax contributions are deducted from your pay before income taxes are taken out. This means that you can actually lower the amount of current income taxes withheld each period. It could mean more money in your take-home pay versus saving money in a taxable account. Portability. You can roll over eligible savings from a previous employer into this Plan. You can also take your vested account balance with you if you leave the company. Automatic annual increases. Save a little more each year, the easy way — the Annual Increase Program automatically increases your contribution rate by 1% each year up to 10% of your pretax eligible earnings. Investment options. You have the flexibility to select from investment options that range from more conservative to more aggressive, making it easy for you to develop a well-diversified investment portfolio. Your contributions will be invested in the age-based Vanguard Target Retirement Trust Select funds if you do not make an investment election. Online beneficiary. With Fidelity’s Online Beneficiaries Service, you can designate your beneficiaries, receive instant online confirmation, and check your beneficiary information virtually any time. Employees who are represented by a labor union or Guild may or may not be eligible for any or all the benefits, plans or programs described in this document. The eligibility of union represented employees for these benefits, plans or programs may be governed by the applicable collective bargaining agreement(s) and/or subject to collective bargaining. To learn more about what your plan offers, see “Frequently asked questions about your plan” later in this guide. Sincerely, Comcast Global Benefits Department
Participate in your plan and invest in yourself today. For more information visit www.401k.com or call 877 882-6272 FAQs 1 at ® eatures, eatures, f Through automatic payroll deduction you automatic payroll Through can contribute between 1% and 50% of your eligible pay as designated Roth days following his or her employment as a new termination date will be treated in employee and automatically reenrolled the Plan with a 3% deferral percentage. in the Plan? How do I enroll Log on to Fidelity NetBenefits and to designate a enroll to www.401k.com beneficiary for your account. Alternatively, you may call the Comcast Retirement Service Center at 877 88CMCSA (877 882-6272). What is the Roth contribution option? A Roth contribution to your retirement savings plan allows you to make after-tax contributions and take any associated - at retirement earnings completely tax free as long as the distribution is a qualified one. A qualified distribution, in this case, is one that is taken at least 5 tax years after your first Roth 401(k) contribution and after you have attained age 59½, or become disabled or die. Previously eligible employees: Previously met the eligibility If you have previously but decided not to participate requirement, still eligible to enroll the plan, you are employees who return Rehired immediately. their to active service within 75 days of termination date will be automatically Plan at the same deferral in the reenrolled when that they had in effect percentage Comcast. they terminated employment with than 75 more An employee who is rehired completed 1,000 hours of service during the completed 1,000 hours of service twelve (12) month period that commences date or during any calendar on your hire date. year that commences after your hire A regular, full-time or part-time employee of full-time A regular, participating company Comcast or another 90 days of service; or who has completed or A temporary employee of Comcast has another participating company who Frequently asked questions about your plan. about your questions asked Frequently benefits, and rules of your plan. benefits, and ● ● Here are answers to questions you may have about the key you may have about the answers to questions are Here days prior to your eligibility date. When can I enroll/make changes myself When can I enroll/make prior to my eligibility date? contribution rate, can select a different You or change your contribution rate to zero, make investment selections beginning 30 The Plan also offers an Annual Increase an Annual The Plan also offers automatically if you remain where, Program, will at 3%, your contributions enrolled up to a maximum by 1% each year increase of 10% unless you take action. be invested in the age-based Vanguard This Select funds. Trust Retirement Target the first pay period of will become effective the month after your eligibility date. if you Remember to designate a beneficiary auto enrolled. are Newly eligible employees: employee, you will a newly hired If you are in the Plan at a be automatically enrolled contribution rate of 3% of your pretax will eligible earnings and your contributions When can I enroll in the Plan? When can I enroll Who is eligible to enroll in the Plan? enroll Who is eligible to in the Plan if you are: enroll eligible to are You 2 FAQs savings grow bymatchingyour Comcast Corporationhelps yourretirement account? Does theCompanycontributetomy $18,000. The IRScontributionlimitfor2017is What istheIRScontributionlimit? available payperiod. change willbeeffective with yournext Comcast Retirement Service Center. The NetBenefits at anytimebyloggingontoFidelity percentage thatyoucontributetothePlan You mayincrease ordecrease the the Plan? Can Ichangetheamountcontributeto Stock funds,ifapplicable. assessed againstbalancesintheComcast fees fortheComcastStockfundswillbe your 401(k)accountandtrustcustody per yearwillbedeductedquarterlyfrom administrative recordkeeping feeof$27.00 compensation. Inaddition,anaccount pay isnotconsidered eligibleplan maximum compensationlimits.Severance days ofyourtermination,uptotheIRS or, undercertaincircumstances, within75 items paidwhileyouare anactiveemployee expenses, deferred compensationorsimilar benefits, Flexdaypayouts,moving reimbursements, thevalueoffringe commissions, excludingexpense as yourtotalpayplusbonusesand from yourpaycheck.Eligiblepayisdefined increments andare automaticallydeducted limits. Contributionsmaybemadein0.5% aftertax basis,uptotheannualIRSdollar eligible payonapretax basisand/orRoth You maycontributefrom 1%to50%ofyour How muchcanIcontribute? "Library" from thehomepage. NetBenefits For more informationpleaselogonto limits. contributions, uptotheannualIRSdollar ® ® atwww.401k.com orcallingthe atwww.401k.com andselect which thecontributionrelates. Thisextra Comcast onDecember31oftheyearto Savings Starter, youmustbeemployedby participation intheplan.To receive the is earned.Thisnotdependentonyour quarter ofyearfollowingtheinwhichit will bepostedtoyouraccountinthefirst eligible, yourSavingsStartercontribution employees, uptoIRSlimits.Ifyouare discretionary contributionforeligible Each year, Comcastmaymakeanadditional to helpyoubuildyourretirement savings. The SavingsStartercontributionisintended What istheSavingsStarterContribution? employees. at $10,000forcertainhighlycompensated annual IRSlimits.Companymatchiscapped of paythatyoudefertoyourPlanup each dollaryoucontribute,onthefirst4.5% contributions. Comcastwillmatch100%of (877 882-6272). Retirement ServiceCenter at87788CMCSA the formisavailablebycallingComcast your beneficiaryinformationbypaperform, access totheinternetorprefer tocomplete the onlineinstructions.Ifyoudonothave link, thenselect"Beneficiaries"andfollow www.401k.com andclickonthe"Profile" Simply logontoNetBenefits convenient process thattakes justminutes. NetBenefits Service, availablethrough Fidelity designations. Fidelity’s OnlineBeneficiaries family, it’s timetoconsideryourbeneficiary divorce, birthofachild,ordeathinthe life-changing eventsuchasamarriage, beneficiaries, orifyouhaveexperienceda If youhavenotalready selectedyour How doIdesignatemybeneficiary? www.401k.com. Plan Description(SPD)availableonlineat requirements, pleaserefer totheSummary information, includingtheeligibility current investmentelection.Foradditional contribution willbeinvestedbasedonyour ® , offers astraightforward, ® at For more information visit www.401k.com or call 877 882-6272 FAQs 3 Advisory services You are immediately 100% vested in your immediately 100% vested in are You contributions to the Plan, as well as in any of matching Comcast Corporation’s contributions. guarantee future results. results. guarantee future may include a fee. For specific fee information, to the please refer applicable terms and conditions. I make? What "catch-up" contribution can 50 age 50 or will reach If you have reached 1 – during the calendar year January making the maximum December 31 and are contribution, you may plan or IRS pretax make an additional “catch-up” contribution each pay period. The maximum annual catch-up contribution is $6,000. Going catch-up contribution limits will be forward, subject to cost of living adjustments (COLAs) in $500 increments. The Company does not match your catch-up make catch-up contributions. You deduction, the payroll contributions through contributions. same way you make regular can make catchup contributions of up to You 30% of your eligible pay. When am I vested? Professional Management Professional with an to partner who prefer For employees the Professional plan offers expert, the the enroll, When you program. Management team research Engines financial Financial and analyzes the options researches a customized plan to create available in your Engines Financial investment strategy. on an ongoing basis, monitors your portfolio as needed to help keep making adjustments diversified and on your portfolio properly track. including Online Advice Advisory services, provided Management, are and Professional L.L.C., a only by Financial Engines Advisors investment adviser and federally registered wholly owned subsidiary of Financial not Engines, Inc. Financial Engines is with Fidelity Investments or its affiliated Financial Engines does not affiliates. offers objective, professional advice to help objective, professional offers Online strategy. your investment you refine Advice is available at no additional cost. You and a can log in for a personalized forecast step-by-step action plan with specific fund recommendations. 1-877-401-5762. Online Advice managing actively For employees who are the Online their accounts, your plan offers site Advice service. This easy-to-use Web Financial Engines you independent, objective plan offers Your from investment advice and management a federally Financial Engines Advisors L.L.C., For more adviser. investment registered or call information, log on to www.401k.com represents your anticipated year of your anticipated represents retirement. the managed account options in What are my plan? Target Date Funds, the investment mix of Target stocks and bonds automatically becomes retirement conservative as the target more Principal invested is not date approaches. at or after guaranteed at any time, including date. Choose the fund that target the fund’s What are the single fund solution options What are in my plan? helps to professional If the idea of getting to you, manage your investments appeals Funds. With Date Target your plan offers indexed options for your selection. The indexed options you specify for your investment election used to invest the contributions is also made by the matching contributions Company. What are my investment options? my investment What are investment options many offers The Plan risk and of potential a wide spectrum across features investment lineup The reward. options, investment date retirement target investment options, and actively managed 4 FAQs account. before youinitiatealoan from yourplan Plan guidelinesandimpactoftakingaloan additional loans.Besure you understandthe also affect youreligibility to request withdrawal penalty. Defaultedloansmay income taxandpossiblytoa10%early treated asadistribution,making itsubjectto loan), itwillbeconsidered in"default"and your loan(basedontheoriginaltermsof requesting anewone.Ifyoufailtorepay days afterpayingoff oneloanbefore loan outstandingatatime,andmustwait15 account balance.You mayonlyhaveone fee, whichwillbedeductedfrom yourPlan currently. Newloanswillincura$50initiation amount youhaveavailabletoborrow previous 12months,itmayreduce the had anoutstandingloanbalanceoverthe through after-tax payroll deductions.Ifyou back intoyouraccount,withinterest, exceed $50,000.You thenpaythemoney taken in$100increments. Loansmustnot minimum loanamountis$500andmustbe 50% ofyourvestedaccountbalance.The Investment Planallowsyoutoborrow upto is 30years).Generally, theRetirement- for qualifyingcircumstances (maximumterm The Planalsooffers aprimaryresidence loan is 5years)from youraccountforanyreason. take ageneralpurposeloan(maximumterm account isintendedforretirement, youmay Although yourRetirement-Investment Plan Can Itakealoanfrom myaccount? vested asfollows: Savings Startercontributionbecomes If youhavelessthansixyearsofservice,the Completed YearsofService 6 years 5 years 4 years 3 years 2 years Percent 100% 80% 60% 40% 20% mortgage payments • To purchase aprimaryresidence; excludes dependents expenses, foryouoryoureligible • To coverunreimbursable medical withdrawals you qualify. ThePlanalsoallows Summary PlanDescriptiontodetermineif provisions. ContactFidelityorread your withdrawn inaccordance withPlan Company matchingcontributions,maybe the Plan,aswellsomerollover andprior reaching age59½.Anyafter-tax moniesin from youraccountwithoutpenaltyupon circumstances. You maytakeawithdrawal Plan are availableonlyinlimited As anactiveemployee,withdrawalsfrom the while I’memployed? Can Imakewithdrawalsfrom myaccount investment optiontoanother inone-percent existing accountbalances from one On adailybasis,youmaytransferyour balances inmyaccount? Can Ichangetheinvestmentof period. restart afterthesixmonth suspension months perIRSregulation. Your ratewill be suspendedfrom contributing forsix pretax contributionsfrom thePlan,youmust withdrawal penalties.Ifyouwithdrawyour income taxesandpossiblytoearly Remember thatwithdrawalsare subjectto Code 165. qualify forthecasualtydeductionunder employee’s principalresidence thatwould • Expensesfortherepair ofdamagetothe children ordependents the employee’s deceasedparent, spouse, • Paymentsforburialorfuneralexpenses foreclosure onaprimaryresidence • To prevent evictionfrom ormortgage spouse, oryourdependents posthigh schooleducationforyou,your • To payfortuition,room andboard for forqualifyingcircumstances: hardship For more information visit www.401k.com or call 877 882-6272 FAQs 5 If your You could lose You Government Cash Reserves, ® Vested balances of $5,000 or less. balances of Vested distribution fee will apply. distribution fee will apply. money by investing in a money market fund. the Although the fund seeks to preserve 877 88CMCSA (877 882-6272) regarding arrangements.) Depending on repayment you have the vested value of your account, for distribution of your options different account. • or less, you vested account balance is $5,000 of your may elect a lump sum distribution to another rollover account, a direct plan, an IRA, or a combination of employer’s by the two. In the absence of an election be you, accounts under $1,000 will generally paid out as a lump sum. If your vested and account balance is between $1,000 $5,000 and you do not make a distribution election, your account will be liquidated and in your name. to a Fidelity IRA transferred will be invested in proceeds rollover Your the Fidelity ticker FDRRX, an investment option and provide principal designed to preserve and liquidity. rate of return a reasonable IRA, a $50 the Upon distribution from which shows the amount of federal income the amount which shows penalties you early withdrawal taxes and the amount of along with might pay, lose by taking you could potentially earnings can also obtain more You a withdrawal. exchanges, withdrawals, information about by calling the and other plan features, Service Center at 877 Comcast Retirement to speak with a 88CMCSA (877 882-6272) voice or use the automated representative a system, virtually 24 hours, 7 days response week. I leave the Company? What happens if for any reason, If you leave the Company eligible to withdraw your money you are the Plan 30 days after your termination. from loan and (Note: If you have an outstanding you can do not withdraw your money, Contact continue to make loan repayments. Service Center at the Comcast Retirement at www.401k.com for at www.401k.com ® at www.401k.com. In particular, at www.401k.com. at www.401k.com. ® ® you can access a withdrawal modeling tool, Where can I find informationWhere about exchanges and other plan features? can learn about exchanges, withdrawals You Fidelity online through and more, NetBenefits contributions from a 401(a) or 403(a) a 401(a) contributions from account. available to consider all your Be sure options and the applicable fees and moving your of each before features assets. retirement and carefully consider the impact of making and carefully contribution to your employer’s a rollover your eligibility plan because it could affect special tax treatments. for future over eligible after-tax can also roll You sponsored retirement plan that has not been retirement sponsored IRA contributions. Call mixed with regular Service Center at the Comcast Retirement on to 877 88CMCSA (877 882-6272) or log Fidelity NetBenefits should consult your tax adviser details. You 401(k) Plan, 401(a) plan, 403(b) plan or a 401(k) Plan, 401(a) plan, 403(b) plan plan governmental 457(b) retirement contributions from account or eligible pretax accounts conduit individual retirement (IRAs). A conduit IRA is one that contains an employer- over from only money rolled retirement plan into my account in the plan into my account retirement Retirement- Comcast Corporation Investment Plan? eligible pretax over permitted to roll are You another 401(k) plan, Roth contributions from place restrictions on or charge fees on fees on or charge place restrictions and sold within certain investments bought the Investment Option time frames. See guide or each mutual descriptions in the details. for more prospectus fund’s another from Can I move money increments. Call the Comcast Retirement Call the increments. at 877 88CMCSA Service Center Fidelity or log on to (877 882-6272) NetBenefits options investment of the Plan’s Note: Some 6 FAQs to FidelityNetBenefits about and/orrequest adistribution,logon for anexceptiontothisrule.To learnmore early withdrawalpenalty, unlessyouqualify of yourwithdrawalisalsosubjecttoa10% you are underage59½,the taxableportion depending onyourpersonaltaxsituation.If Your actualtaxbillmaybemore orless directly toanIRAoranother employerplan. tax withholding,unlessitisrolled over subject to20%mandatoryfederalincome another employer’s retirement planis into anindividualretirement account(IRA)or your withdrawalthatiseligibleforrollover Upon distribution,thetaxableportionof either annually, monthlyorquarterly. distribution ofyouraccountininstallments, account untilyoureach age70½,orrequest $5,000, youmaydeferdistributionofyour vested accountbalanceisgreater than addition totheoptionslistedabove,ifyour • or otherfactors. its totalassetsbecauseofmarketconditions fund’s weeklyliquidassetsfallbelow30%of suspend yourabilitytosellshares ifthe upon thesaleofyourshares, nortemporarily money marketfundswillnotimposeafee Fidelity’s governmentandU.S.Treasury any time. provide financialsupporttothefundat should notexpectthatthesponsorwill support tomoneymarketfundsandyou legal obligationtoprovide financial affiliates, thefund’s sponsor, haveno agency. FidelityInvestmentsandits Corporation oranyothergovernment the FederalDepositInsurance the fundisnotinsured orguaranteedby guarantee itwilldoso.Aninvestmentin investment at$1.00pershare, itcannot seeks topreserve thevalueofyour money marketfund.Althoughthefund You couldlosemoneybyinvestingina it cannotguaranteewilldoso. value ofyourinvestmentat$1.00pershare, Vested balancesgreater than$5,000. ® atwww.401k.com or In 877-88CMCSA (877-882-6272). the ComcastRetirement ServiceCenterat will bemade.Thisisonlyavailablebycalling post-employment terminationdistribution from whichsuchin-servicewithdrawalor may designatethecontributionsources employment terminationdistribution,you in-service withdrawalorasapost- amount lessthan100%ofyourbalanceas If youelecttoreceive adistributionforan at 87788CMCSA(877882-6272). call theComcastRetirement ServiceCenter For more information visit www.401k.com or call 877 882-6272 Investment Options 7 t have potentially h e rig h tions to t p lation risk and more investment risk lation risk and more f less in in relation to the investment in relation Vanguard Target Retirement 2045 Trust 2045 Retirement Target Vanguard Select Trust 2050 Retirement Target Vanguard Select Trust 2055 Retirement Target Vanguard Select Trust 2060 Retirement Target Vanguard Select Trust 2065 Retirement Target Vanguard Select Vanguard Target Retirement 2040 Trust 2040 Retirement Target Vanguard Select y Investment o lect risk relative to the investment lect risk relative f s d n Fu e l c ecy f LLi . Vanguard Target Retirement 2025 Trust 2025 Retirement Target Vanguard Select Trust 2030 Retirement Target Vanguard Select Trust 2035 Retirement Target Vanguard Select ectrum. Placement does not re ectrum. Placement p ic s f ft have potentially eci www.401k.com. p investment options within each risk spectrum is onl investment options f tions to the le p lation risk and less investment risk f tions within that s tions within that p Investment Options Investment equity and fixed income investments in the U.S. and abroad and may be subject to risks associated with investing in high yield, small and may be subject to risks associated equity and fixed income investments in the U.S. and abroad dates. their target securities. Principal invested is not guaranteed at any time, including at or after cap and foreign Target date investments are generally designed for investors expecting to retire around the year indicated in each investment‘s around generally designed for investors expecting to retire are date investments Target date conservative over time. The investment risks of each target more managed to gradually become name. The investments are financial markets, including subject to the volatility of the investment change over time as its asset allocation changes. They are Vanguard Target Retirement 2020 Trust 2020 Retirement Target Vanguard Select Vanguard Target Retirement Income Retirement Target Vanguard Select Trust Trust 2015 Retirement Target Vanguard Select specifics, go to specifics, go Date Funds Tier 1: Target Here is a list of investment options for Comcast Corporation Retirement- Corporation for Comcast investment options is a list of Here fund information and other For up-to-date performance Investment Plan. Placement o Investment o in more options shown in the other risk spectrums options shown in o 8 Investment Options *Dates selectedbyPlanSponsor January 1,1998andlater* January 1,1993-December31,1997 January 1,1988-December31,1992 January 1,1983-December31,1987 January 1,1978-December31,1982 January 1,1973-December31,1977 January 1,1968-December31,1972 January 1,1963-December31,1967 January 1,1958-December31,1962 January 1,1953-December31,1957 January 1,1948-December31,1952 Before 1948 Your BirthDate* will bestfityourdiversificationneedsshouldyounotselectaninvestmentoption. The chartbelowliststheassignedfundComcastCorporationRetirement-Investment Planbelieves Vanguard Target Retirement 2065Trust Select Vanguard Target Retirement 2060Trust Select Vanguard Target Retirement 2055Trust Select Vanguard Target Retirement 2050Trust Select Vanguard Target Retirement 2045Trust Select Vanguard Target Retirement 2040Trust Select Vanguard Target Retirement 2035Trust Select Vanguard Target Retirement 2030Trust Select Vanguard Target Retirement 2025Trust Select Vanguard Target Retirement 2020Trust Select Vanguard Target Retirement 2015Trust Select Select Vanguard Target Retirement IncomeTrust Fund Name Target Years 2063andbeyond Target Years 2058-2062 Target Years 2053-2057 Target Years 2048-2052 Target Years 2043-2047 Target Years 2038-2042 Target Years 2033-2037 Target Years 2028-2032 Target Years 2023-2027 Target Years 2018-2022 Target Years 2013-2017 Retired before 2013 Target RetirementYears For more information visit www.401k.com or call 877 882-6272 Investment Options 9 k s ri t n e m est E IV inv e SS r o RE m d n GG a A k s n ri o i at l Global ex U.S. Index Fund - f ® in ess l Diversified Fidelity Class Institutional Premium International/ Global Investment options to the right have potentially Investment options to STOCKS 500 Index Fund - Institutional Premium ® Vanguard Small-Cap Index Fund Institutional Vanguard Plus Shares Large Blend Large Fidelity Class Small Blend Domestic Equities k s ri t otentially n p e m est t have f inv ess E l V I d n TI a BOND k VVA s Management EB DL Liquidity EER n ri ® S o i N at l f CCO in e r o m Investment options to the le Investment options to Diversified Mellon Capital Bond Index Fund Aggregate This spectrum, with the exception of the Domestic Equity category, is based on Fidelity’s analysis of the characteristics of the This spectrum, with the exception of the Domestic Equity category, is based on Fidelity’s which can change frequently. general investment categories of the investment options and not on the actual security holdings, categories as of 08/31/2017. Investment options in the Domestic Equity category are based on the options’ Morningstar holdings over the past three years and Morningstar categories are based on a fund’s style as measured by its underlying portfolio objectives and do not predict the may change at any time. These style calculations do not represent the investment options’ each investment category. Risk investment options’ future styles. Investment options are listed in alphabetical order within category, and the relative risk of associated with the investment options can vary significantly within each particular investment of risk associated with the mutual fund categories may change under certain economic conditions. For a more complete discussion does not represent actual or implied options, please read the prospectuses before making your investment decision. The spectrum performance. Bond Tier 2: Passively Managed Index Options Index Passively Managed Tier 2: 10 Investment Options performance. options, pleasereadtheprospectuses beforemakingyourinvestmentdecision.Thespectrumdoes notrepresentactualorimplied categories maychangeundercertain economicconditions.Foramorecompletediscussionofrisk associated withthemutualfund associated withtheinvestmentoptions canvarysignificantlywithineachparticularinvestmentcategory, andtherelativeriskof investment options’futurestyles. Investmentoptionsarelistedinalphabeticalorderwithineachinvestment category.Risk may changeatanytime.Thesestyle calculationsdonotrepresenttheinvestmentoptions’objectives anddonotpredictthe Morningstar categoriesarebasedonafund’sstyleasmeasuredby itsunderlyingportfolioholdingsoverthepastthreeyearsand Investment optionsintheDomesticEquitycategoryarebasedon theoptions’Morningstarcategoriesasof08/31/2017. general investmentcategoriesoftheoptionsandnoton theactualsecurityholdings,whichcanchangefrequently. This spectrum,withtheexceptionofDomesticEquitycategory, isbasedonFidelity’sanalysisofthecharacteristics Stable Value Tier 3:ActivelyManagedOptions Comcast StableValue Fund Investment optionstothele m o r e in INVESTMENT SHORT-TERM CCO f l at N i o S n ri EER s VVA k a TI n d I V l E ess Bond Global FixedIncomeFund /Global International inv f t have est m BOND e p n otentially t ri s k Large CapStockFund Large Blend Domestic Equities Small/Mid CapStockFund Small Growth Investment optionstotherighthavepotentially STOCKS l ess in f l at i o n ri s k A Global International/ International Fund Diversified a GG n d m RE o r SS e inv IV E est m e n t ri s k Investment Options For more information visit www.401k.com or call 877 882-6272 11 None None Seeks to provide capital appreciation and current income consistent with its current asset allocation. income consistent with its current and current capital appreciation Seeks to provide Seeks to provide capital appreciation and current income consistent with its current asset allocation. income consistent with its current current and capital appreciation Seeks to provide The trust invests in Vanguard mutual funds using an asset allocation strategy designed for investors planning The trust invests in Vanguard The trust invests in Vanguard mutual funds using an asset allocation strategy designed for investors planning mutual funds using an asset allocation strategy The trust invests in Vanguard 65193 65192 The target date funds are designed for investors expecting to retire around the year indicated in each fund’s name. the year indicated in each fund’s around designed for investors expecting to retire date funds are The target The target date funds are designed for investors expecting to retire around the year indicated in each fund’s name. in each fund’s the year indicated around retire designed for investors expecting to date funds are The target Someone who is seeking an investment option that gradually becomes more conservative over time and who is willing to conservative over time Someone who is seeking an investment option that gradually becomes more accept the volatility of the markets. in one investment option or who Someone who is seeking a diversified mix of stocks, bonds, and short-term investments does not feel comfortable making asset allocation choices over time. The investment option is a collective investment trust. It is managed by Vanguard. This description is only intended to trust. It is managed by Vanguard. The investment option is a collective investment a brief overview of the fund. provide This investment option is not a mutual fund. Someone who is seeking an investment option intended for people in or very near retirement and who is willing to accept the intended for people in or very near retirement Someone who is seeking an investment option volatility of diversified investments in the market. stocks, bonds, and short-term investments in one investment option or who Someone who is seeking a diversified mix of choices over time. does not feel comfortable making asset allocation ● ● ● ● ● ● Fund Risk: Who may want to invest: Select 2020 Trust Retirement Target Vanguard VRS Code: Fund Objective: Fund Strategy: asset allocation will become more year). The trust’s in or within a few years of 2020 (the target and leave the workforce to retire Retirement that of the Target asset allocation should resemble conservative over time. Within seven years after 2020, the trust’s will vary. Select. Unit price and return Income Trust date. The investment their target conservative over time as they approach managed to gradually become more The funds are of the financial subject to the volatility date fund changes over time as its asset allocation changes. They are risk of each target be subject to risks associated and may markets, including that of equity and fixed income investments in the U.S. and abroad, at any time, including at or securities. Principal invested is not guaranteed with investing in high-yield, small-cap, and foreign materials, or other product may be found in the prospectus dates. Additional risk information for this product after their target if available. Fund short term trading fees: Footnotes: Fund Risk: Who may want to invest: Select 2015 Trust Retirement Target Vanguard VRS Code: Fund Objective: Fund Strategy: will become more asset allocation The trust’s year). in or within a few years of 2015 (the target and leave the workforce to retire Retirement that of the Target resemble asset allocation should conservative over time. Within years after 2015, the trust’s seven will vary. and return Select. Unit price Income Trust date. The investment their target over time as they approach conservative managed to gradually become more The funds are subject to the volatility of the financial asset allocation changes. They are date fund changes over time as its risk of each target and may be subject to risks associated investments in the U.S. and abroad, markets, including that of equity and fixed income Principal invested is not guaranteed at any time, including at or securities. with investing in high-yield, small-cap, and foreign materials, or other product may be found in the prospectus this product dates. Additional risk information for after their target if available. Fund short term trading fees: Before investing in any mutual fund, consider the investment objectives, the investment fund, consider in any mutual investing Before Fidelity for a mutual fund and expenses. Contact risks, charges, containing this prospectus if available, a summary or, prospectus Read it carefully. information. Investment Options Investment 12 Investment Options ● ● ● ● ● ● ● ● ● ● Footnotes: Who maywanttoinvest: tradingfees: Fund shortterm if available. after theirtarget dates.Additionalriskinformationforthisproduct maybefoundintheprospectus orotherproduct materials, with investinginhigh-yield,small-cap,andforeign securities.Principalinvestedisnotguaranteed atanytime,includingor markets, includingthatofequityandfixedincomeinvestmentsin the U.S.andabroad, and may besubjecttorisksassociated risk ofeachtarget datefundchangesovertimeasitsassetallocationchanges.Theyare subjecttothevolatilityof financial The fundsare managedtograduallybecomemore conservativeovertimeastheyapproach theirtarget date.Theinvestment Fund Risk: Income Trust Select.Unitpriceandreturn willvary. sevenyearsafter2030,thetrust’sconservative overtime.Within assetallocationshouldresemble thatoftheTarget Retirement to retire andleavetheworkforce inorwithinafewyearsof2030(thetarget year).Thetrust’s assetallocationwillbecomemore Fund Strategy: Fund Objective: VRS Code: Vanguard Target Retirement 2030Trust Select Footnotes: Who maywanttoinvest: tradingfees: Fund shortterm if available. after theirtarget dates.Additionalriskinformationforthisproduct maybefoundintheprospectus orotherproduct materials, with investinginhigh-yield,small-cap,andforeign securities.Principalinvestedisnotguaranteedatanytime,includingor markets, includingthatofequityandfixedincomeinvestmentsintheU.S.abroad, andmaybesubjecttorisksassociated risk ofeachtarget datefundchangesovertimeasitsassetallocationchanges.Theyare subjecttothevolatilityoffinancial The fundsare managedtograduallybecomemore conservativeovertimeastheyapproach theirtarget date.Theinvestment Fund Risk: Income Trust Select.Unitpriceandreturn willvary. sevenyearsafter2025,thetrust’sconservative overtime.Within assetallocationshouldresemble thatoftheTarget Retirement to retire andleavetheworkforce inorwithinafewyearsof2025(thetarget year).Thetrust’s assetallocationwillbecomemore Fund Strategy: Fund Objective: VRS Code: Vanguard Target Retirement 2025Trust Select Footnotes: This investmentoptionisnotamutual fund. provide abriefoverviewofthefund. The investmentoptionisacollective investmenttrust.ItismanagedbyVanguard. Thisdescriptionisonlyintended to does notfeelcomfortablemakingassetallocationchoicesovertime. Someone whoisseekingadiversifiedmixofstocks,bonds,andshort-term investmentsinoneinvestmentoptionorwho accept thevolatilityofmarkets. Someone whoisseekinganinvestmentoptionthatgraduallybecomes more conservativeover timeandwhoiswillingto This investmentoptionisnotamutualfund. provide abriefoverviewofthefund. The investmentoptionisacollectivetrust.ItmanagedbyVanguard. Thisdescriptionisonlyintendedto does notfeelcomfortablemakingassetallocationchoicesovertime. Someone whoisseekingadiversifiedmixofstocks,bonds,andshort-terminvestmentsinoneinvestmentoptionor accept thevolatilityofmarkets. Someone whoisseekinganinvestmentoptionthatgraduallybecomesmore conservativeovertimeandwhoiswillingto This investmentoptionisnotamutualfund. provide abriefoverviewofthefund. The investmentoptionisacollectivetrust.ItmanagedbyVanguard. Thisdescriptionisonlyintendedto The target datefundsare designedforinvestorsexpectingtoretire around theyearindicatedineachfund’s name. The target datefundsare designedforinvestorsexpectingtoretire around theyearindicatedineachfund’s name. 65195 65194 The trustinvestsinVanguard mutualfundsusinganassetallocationstrategydesignedforinvestorsplanning The trustinvestsinVanguard mutualfundsusinganassetallocationstrategydesignedforinvestorsplanning Seeks toprovide capitalappreciation andcurrent incomeconsistentwithitscurrent assetallocation. Seeks toprovide capitalappreciation andcurrent incomeconsistentwithitscurrent assetallocation. None None Investment Options For more information visit www.401k.com or call 877 882-6272 13 None None Seeks to provide capital appreciation and current income consistent with its current asset allocation. its current income consistent with and current capital appreciation Seeks to provide Seeks to provide capital appreciation and current income consistent with its current asset allocation. income consistent with its current current and capital appreciation Seeks to provide The trust invests in Vanguard mutual funds using an asset allocation strategy designed for investors planning mutual funds using The trust invests in Vanguard The trust invests in Vanguard mutual funds using an asset allocation strategy designed for investors planning mutual funds using an asset allocation strategy The trust invests in Vanguard 65197 65196 The target date funds are designed for investors expecting to retire around the year indicated in each fund’s name. in each fund’s the year indicated around retire designed for investors expecting to date funds are The target The target date funds are designed for investors expecting to retire around the year indicated in each fund’s name. the year indicated in each fund’s around investors expecting to retire designed for date funds are The target Someone who is seeking an investment option that gradually becomes more conservative over time and who is willing to conservative over time Someone who is seeking an investment option that gradually becomes more accept the volatility of the markets. in one investment option or who Someone who is seeking a diversified mix of stocks, bonds, and short-term investments does not feel comfortable making asset allocation choices over time. This description is only intended to The investment option is a collective investment trust. It is managed by Vanguard. a brief overview of the fund. provide This investment option is not a mutual fund. The investment option is a collective investment trust. It is managed by Vanguard. This description is only intended to trust. It is managed by Vanguard. The investment option is a collective investment a brief overview of the fund. provide This investment option is not a mutual fund. Someone who is seeking an investment option that gradually becomes more conservative over time and who is willing to that gradually becomes more Someone who is seeking an investment option accept the volatility of the markets. stocks, bonds, and short-term investments in one investment option or who Someone who is seeking a diversified mix of choices over time. does not feel comfortable making asset allocation ● ● ● ● ● ● ● ● Who may want to invest: Footnotes: Fund Objective: Fund Strategy: asset allocation will become more The trust’s year). in or within a few years of 2040 (the target and leave the workforce to retire Retirement that of the Target resemble asset allocation should conservative over time. Within years after 2040, the trust’s seven will vary. and return Select. Unit price Income Trust Fund Risk: date. The investment their target over time as they approach conservative managed to gradually become more The funds are subject to the volatility of the financial asset allocation changes. They are date fund changes over time as its risk of each target and may be subject to risks associated investments in the U.S. and abroad, markets, including that of equity and fixed income at any time, including at or securities. Principal invested is not guaranteed with investing in high-yield, small-cap, and foreign materials, or other product may be found in the prospectus dates. Additional risk information for this product after their target if available. Fund short term trading fees: Select 2040 Trust Retirement Target Vanguard VRS Code: Footnotes: Who may want to invest: Fund Objective: Fund Strategy: will become more asset allocation year). The trust’s years of 2035 (the target in or within a few and leave the workforce to retire Retirement that of the Target asset allocation should resemble Withinconservative over time. trust’s seven years after 2035, the will vary. Select. Unit price and return Income Trust Fund Risk: date. The investment their target approach conservative over time as they become more managed to gradually The funds are subject to the volatility of the financial They are over time as its asset allocation changes. date fund changes risk of each target and may be subject to risks associated the U.S. and abroad, of equity and fixed income investments in markets, including that at or is not guaranteed at any time, including securities. Principal invested small-cap, and foreign with investing in high-yield, materials, or other product the prospectus may be found in risk information for this product dates. Additional after their target if available. Fund short term trading fees: Select 2035 Trust Retirement Target Vanguard VRS Code: 14 Investment Options ● ● ● ● ● ● ● ● Footnotes: Who maywanttoinvest: tradingfees: Fund shortterm if available. after theirtarget dates.Additionalriskinformationforthisproduct maybefoundintheprospectus orotherproduct materials, with investinginhigh-yield,small-cap,andforeign securities.Principalinvestedisnotguaranteedatanytime,includingor markets, includingthatofequityandfixedincomeinvestmentsintheU.S.abroad, andmaybesubjecttorisksassociated risk ofeachtarget datefundchangesovertimeasitsassetallocationchanges.Theyare subjecttothevolatilityoffinancial The fundsare managedtograduallybecomemore conservativeovertimeastheyapproach theirtarget date.Theinvestment Fund Risk: Income Trust Select.Unitpriceandreturn willvary. sevenyearsafter2050,thetrust’sconservative overtime.Within assetallocationshouldresemble thatoftheTarget Retirement to retire andleavetheworkforce inorwithinafewyearsof2050(thetarget year).Thetrust’s assetallocationwillbecomemore Fund Strategy: Fund Objective: VRS Code: Vanguard Target Retirement 2050Trust Select Footnotes: Who maywanttoinvest: tradingfees: Fund shortterm if available. after theirtarget dates.Additionalriskinformationforthisproduct maybefoundintheprospectus orotherproduct materials, with investinginhigh-yield,small-cap,andforeign securities.Principalinvestedisnotguaranteedatanytime,includingor markets, includingthatofequityandfixedincomeinvestmentsintheU.S.abroad, andmaybesubjecttorisksassociated risk ofeachtarget datefundchangesovertimeasitsassetallocationchanges.Theyare subjecttothevolatilityoffinancial The fundsare managedtograduallybecomemore conservativeovertimeastheyapproach theirtarget date.Theinvestment Fund Risk: Income Trust Select.Unitpriceandreturn willvary. sevenyearsafter2045,thetrust’sconservative overtime.Within assetallocationshouldresemble thatoftheTarget Retirement to retire andleavetheworkforce inorwithinafewyearsof2045(thetarget year).Thetrust’s assetallocationwillbecomemore Fund Strategy: Fund Objective: VRS Code: Vanguard Target Retirement 2045Trust Select This investmentoptionisnotamutualfund. provide abriefoverviewofthefund. The investmentoptionisacollectivetrust.Itmanaged byVanguard. Thisdescriptionisonlyintendedto does notfeelcomfortablemakingassetallocationchoicesovertime. Someone whoisseekingadiversifiedmixofstocks,bonds,andshort-term investmentsinoneinvestmentoptionorwho accept thevolatilityofmarkets. Someone whoisseekinganinvestmentoptionthatgraduallybecomes more conservativeover timeandwhoiswillingto This investmentoptionisnotamutualfund. provide abriefoverviewofthefund. The investmentoptionisacollectivetrust.ItmanagedbyVanguard. Thisdescriptionisonlyintendedto does notfeelcomfortablemakingassetallocationchoicesovertime. Someone whoisseekingadiversifiedmixofstocks,bonds,andshort-terminvestmentsinoneinvestmentoptionor accept thevolatilityofmarkets. Someone whoisseekinganinvestmentoptionthatgraduallybecomesmore conservativeovertimeandwhoiswillingto The target datefundsare designedforinvestorsexpectingtoretire around theyearindicatedineachfund’s name. The target datefundsare designedforinvestorsexpectingtoretire around theyearindicatedineachfund’s name. 65199 65198 The trustinvestsinVanguard mutualfundsusinganassetallocationstrategydesignedforinvestorsplanning The trustinvestsinVanguard mutualfundsusinganassetallocationstrategydesignedforinvestorsplanning Seeks toprovide capitalappreciation andcurrent incomeconsistentwithitscurrent assetallocation. Seeks toprovide capitalappreciation andcurrent incomeconsistentwithitscurrent assetallocation. None None Investment Options For more information visit www.401k.com or call 877 882-6272 15 None None Seeks to provide capital appreciation and current income consistent with its current asset allocation. its current income consistent with and current capital appreciation Seeks to provide Seeks to provide capital appreciation and current income consistent with its current asset allocation. income consistent with its current current and capital appreciation Seeks to provide The trust invests in Vanguard mutual funds using an asset allocation strategy designed for investors planning mutual funds using The trust invests in Vanguard The trust invests in Vanguard mutual funds using an asset allocation strategy designed for investors planning mutual funds using an asset allocation strategy The trust invests in Vanguard 65201 65200 The target date funds are designed for investors expecting to retire around the year indicated in each fund’s name. in each fund’s the year indicated around retire designed for investors expecting to date funds are The target The target date funds are designed for investors expecting to retire around the year indicated in each fund’s name. the year indicated in each fund’s around investors expecting to retire designed for date funds are The target Someone who is seeking an investment option that gradually becomes more conservative over time and who is willing to conservative over time Someone who is seeking an investment option that gradually becomes more accept the volatility of the markets. in one investment option or who Someone who is seeking a diversified mix of stocks, bonds, and short-term investments does not feel comfortable making asset allocation choices over time. This description is only intended to The investment option is a collective investment trust. It is managed by Vanguard. a brief overview of the fund. provide This investment option is not a mutual fund. The investment option is a collective investment trust. It is managed by Vanguard. This description is only intended to trust. It is managed by Vanguard. The investment option is a collective investment a brief overview of the fund. provide This investment option is not a mutual fund. Someone who is seeking an investment option that gradually becomes more conservative over time and who is willing to that gradually becomes more Someone who is seeking an investment option accept the volatility of the markets. stocks, bonds, and short-term investments in one investment option or who Someone who is seeking a diversified mix of choices over time. does not feel comfortable making asset allocation ● ● ● ● ● ● ● ● Who may want to invest: Footnotes: Fund Objective: Fund Strategy: asset allocation will become more The trust’s year). in or within a few years of 2060 (the target and leave the workforce to retire Retirement that of the Target resemble asset allocation should conservative over time. Within years after 2060, the trust’s seven will vary. and return Select. Unit price Income Trust Fund Risk: date. The investment their target over time as they approach conservative managed to gradually become more The funds are subject to the volatility of the financial asset allocation changes. They are date fund changes over time as its risk of each target and may be subject to risks associated investments in the U.S. and abroad, markets, including that of equity and fixed income at any time, including at or securities. Principal invested is not guaranteed with investing in high-yield, small-cap, and foreign materials, or other product may be found in the prospectus dates. Additional risk information for this product after their target if available. Fund short term trading fees: Select 2060 Trust Retirement Target Vanguard VRS Code: Footnotes: Who may want to invest: Fund Objective: Fund Strategy: will become more asset allocation year). The trust’s years of 2055 (the target in or within a few and leave the workforce to retire Retirement that of the Target asset allocation should resemble Withinconservative over time. trust’s seven years after 2055, the will vary. Select. Unit price and return Income Trust Fund Risk: date. The investment their target approach conservative over time as they become more managed to gradually The funds are subject to the volatility of the financial They are over time as its asset allocation changes. date fund changes risk of each target and may be subject to risks associated the U.S. and abroad, of equity and fixed income investments in markets, including that at or is not guaranteed at any time, including securities. Principal invested small-cap, and foreign with investing in high-yield, materials, or other product the prospectus may be found in risk information for this product dates. Additional after their target if available. Fund short term trading fees: Select 2055 Trust Retirement Target Vanguard VRS Code: 16 Investment Options ● ● ● ● ● ● ● ● represents theperformance ofcommonstockspubliclytradedintheUnitedStates. Fund Strategy: changes andincome)performance ofcommonstockspubliclytradedintheUnitedStates. Fund Objective: VRS Code: Fidelity Footnotes: Who maywanttoinvest: tradingfees: Fund shortterm prospectus orotherproduct materials,ifavailable. guaranteed atanytime,includingorafterretirement. Additionalriskinformationforthisproduct maybefoundinthe prices usuallyfall,andviceversa.Thiseffect isusuallymore pronounced forlonger-term securities.)Principalinvestedisnot Fixed incomeinvestmentscarryissuerdefaultandcredit risk,inflationandinterest raterisk.(Asinterest ratesrise,bond Fund Risk: currently inretirement. Unitpriceandreturn willvary. Fund Strategy: Fund Objective: VRS Code: Vanguard Target Retirement IncomeTrust Select Footnotes: Who maywanttoinvest: tradingfees: Fund shortterm if available. after theirtarget dates.Additionalriskinformationforthisproduct maybefoundintheprospectus orotherproduct materials, with investinginhigh-yield,small-cap,andforeign securities.Principalinvestedisnotguaranteedatanytime,includingor markets, includingthatofequityandfixedincomeinvestmentsintheU.S.abroad, andmaybesubjecttorisksassociated risk ofeachtarget datefundchangesovertimeasitsassetallocationchanges.Theyare subjecttothevolatilityoffinancial The fundsare managedtograduallybecomemore conservativeovertimeastheyapproach theirtarget date.Theinvestment Fund Risk: Income Trust Plus.Unitpriceandreturn willvary. sevenyearsafter2065,thetrust’sconservative overtime.Within assetallocationshouldresemble thatoftheTarget Retirement to retire andleavetheworkforce inorwithinafewyearsof2065(thetarget year).Thetrust’s assetallocationwillbecomemore Fund Strategy: Fund Objective: VRS Code: Vanguard Target Retirement 2065Trust Select This investmentoptionisnotamutualfund. provide abriefoverviewofthefund. The investmentoptionisacollectivetrust.Itmanaged byVanguard. Thisdescriptionisonlyintendedto primarily forthepotentialincomeand,secondarily, forshare-price appreciation. Someone whoisseekingadiversifiedmixofstocks,bonds,andshort-term investmentsinoneinvestmentoptionandlooking diversified investmentsinthemarket. Someone whoisseekinganinvestmentoptionintendedforpeopleinretirement andwhoiswillingtoacceptthevolatilityof This investmentoptionisnotamutualfund. provide abriefoverviewofthefund. The investmentoptionisacollectivetrust.ItmanagedbyVanguard. Thisdescriptionisonlyintendedto does notfeelcomfortablemakingassetallocationchoicesovertime. Someone whoisseekingadiversifiedmixofstocks,bonds,andshort-terminvestmentsinoneinvestmentoptionor accept thevolatilityofmarkets. Someone whoisseekinganinvestmentoptionthatgraduallybecomesmore conservativeovertimeandwhoiswillingto ®
The fundissubjecttothevolatilityoffinancialmarkets,includingthatequityandfixedincomeinvestments. The target datefundsare designedforinvestorsexpectingtoretire around theyearindicatedineachfund’s name. 500IndexFund-InstitutionalPremium Class 02328 65190 39571 Normally investingatleast80%of assetsincommonstocksincludedtheS&P500Index,whichbroadly The trustinvestsinVanguard mutualfundsaccording toanassetallocationstrategydesignedforinvestors The trustinvestsinVanguard mutualfundsusinganassetallocationstrategydesignedforinvestorsplanning Seeks toprovide investmentresults thatcorrespond tothetotalreturn (i.e.,thecombinationofcapital Seeks toprovide current incomeandsomecapitalappreciation. Seeks toprovide capitalappreciation andcurrent incomeconsistentwithitscurrent assetallocation. None None Investment Options For more information visit www.401k.com or call 877 882-6272 17 None None Management EB DL Liquidity Aggregate Bond Index Fund Management EB DL Liquidity Aggregate
® Seeks to track the performance of the Bloomberg Barclays U.S. Aggregate Index. U.S. Aggregate Barclays Seeks to track the performance of the Bloomberg The fund seeks to provide investment results that correspond to the total return of foreign developed and of foreign return to the total that correspond investment results The fund seeks to provide The fund is managed to closely replicate the risk and return characteristics of its benchmark index and the risk and return The fund is managed to closely replicate Normally investing at least 80% of assets in securities included in the MSCI ACWI (All Country World Index) ex included in the MSCI ACWI (All Country World Normally investing at least 80% of assets in securities 85521 02348 Global ex U.S. Index Fund - Institutional Premium Class Premium Global ex U.S. Index Fund - Institutional Stock markets, especially foreign markets, are volatile and can decline significantly in response to adverse issuer, decline significantly in response volatile and can markets, are Stock markets, especially foreign Stock markets, especially foreign markets, are volatile and can decline significantly in response to adverse issuer, to adverse in response and can decline significantly volatile are markets, especially foreign Stock markets,
® This description is only intended to provide a brief overview of the mutual fund. Read the fund’s prospectus for more detailed for more prospectus of the mutual fund. Read the fund’s a brief overview This description is only intended to provide information about the fund. of non-U.S. stock markets. It is an unmanaged market benchmark Ex-US Index is a recognized The MSCI All Country World of 49 countries and of the market structure of companies representative value-weighted index composed of a sample Index, when including or excluding securities, takes into Ex-US World of all dividends. The MSCI AC includes reinvestment such securities. The index in account any limitations that an international investor would experience when investing directly market securities. contains both developed and emerging Someone who is seeking to complement a portfolio of domestic investments with international investments, which can Someone who is seeking to complement a portfolio behave differently. of risk associated with investing overseas. degree Someone who is willing to accept the higher This description is only intended to provide a brief overview of the mutual fund. Read the fund’s prospectus for more detailed for more prospectus fund. Read the fund’s a brief overview of the mutual intended to provide This description is only fund. information about the and common stocks chosen for market size, liquidity, market capitalization-weighted index of 500 The S&P 500 Index is a U.S. equity performance. to represent representation industry group ratio. Had the Class’ expense the Premium Class and reflect those of the Premium 2011 are Returns prior to May 4, would have been higher. total returns ratio been reflected, Class’ expense Institutional Premium Someone who is seeking the potential for long-term share-price appreciation and, secondarily, dividend income. secondarily, and, appreciation the potential for long-term share-price Someone who is seeking with is willing to accept the volatility associated and value-style investments and who both growth- Someone who is seeking investing in the stock market. ● ● ● ● ● ● ● ● ● Fund Objective: Fund Strategy: and duration sector of the Bloomberg quality, each industry, portfolio of securities from primarily invests in a representative will vary. Index. This fund may participate in securities lending. Unit price, yield and return U.S. Aggregate Barclays VRS Code: Mellon Capital Footnotes: Fund Risk: political, regulatory, market, or economic developments. Foreign securities are subject to interest rate, currency exchange rate, rate, currency subject to interest securities are developments. Foreign market, or economic political, regulatory, markets. in emerging magnified economic, and political risks, all of which are Fund short term trading fees: Fidelity Who may want to invest: Footnotes: VRS Code: Fund Objective: stock markets. emerging Fund Strategy: in the index. Using statistical sampling techniques based securities included representing USA Index and in depository receipts dividend yield, price/earnings ratio, price/book ratio, earnings growth, on such factors as capitalization, industry exposures, of the MSCI ACWI ex USA Index. the returns to replicate taxes to attempt of foreign country weightings, and the effect Lending securities to earn income for the fund. Fund Risk: political, regulatory, market, or economic developments. market, political, regulatory, termFund short fees: trading Who may want to invest: 18 Investment Options ● ● ● ● ● ● ● ● ● ● ● Footnotes: Who maywanttoinvest: tradingfees: Fund shortterm available. foreign markets.Additionalriskinformationforthisproduct maybefoundintheprospectus orotherproduct materials,if response toadverseissuer, political,regulatory, market,economicorotherdevelopments. Theserisksmaybemagnifiedin continue tobeundervaluedbythemarketforlongperiodsoftime.Stockmarketsare volatileandcandeclinesignificantlyin and growth stockscanperformdifferently from othertypesofstocks.Growth stockscanbemore volatile.Value stockscan Fund Risk: same proportion asitsweightingintheindex. investing all,orsubstantiallyofitsassetsinthestocksthatmakeupindex,holdingeachstockapproximately the Cap Index,abroadly diversifiedindexofstockssmallU.S.companies.Theadvisorattemptstoreplicate thetarget indexby Fund Strategy: small-capitalization stocks. Fund Objective: VRS Code: Vanguard Small-CapIndexFundInstitutionalPlusShares Footnotes: Who maywanttoinvest: tradingfees: Fund shortterm possible. bond fundsdonothaveamaturitydate,soavoidinglossescausedbypricevolatilityholdingthemuntilis securities alsocarryinflationriskandcredit anddefaultrisksforbothissuerscounterparties.Unlikeindividualbonds,most bond pricesusuallyfall,andviceversa.Thiseffect isusuallymore pronounced forlonger-term securities.)Fixedincome Fund Risk: other entities,includingthefunditself. historical returns are notactualreturns. CalculationmethodologiesutilizedbyMorningstarmaydiffer from thoseappliedby expenses are higher.) Pleaserefer toafund’s prospectus forinformationregarding feesandexpenses.Theseadjusted an inceptiondateof10/03/1960,adjustedtoreflect thefeesandexpensesofthisshare class(whenthisshare class’s feesand inception of12/17/2010.Thesecalculatedreturns reflect thehistoricalperformanceofoldestshare classofthefund,with The analysisonthesepagesmaybebased,inpart,adjustedhistorical returns forperiods priortotheclass’s actual capitalization. There isnolowerlimitinmarketcapitalization,otherthanwhatspecifiedby investabilityscreens. The CRSPUSSmallCapIndexincludesU.S.companiesthatfallbetween thebottom2%-15%ofinvestablemarket information aboutthefund. This descriptionisonlyintendedtoprovide abriefoverviewofthemutualfund.Readfund’s prospectus formore detailed of investmentsinsmallercompanies. Someone whoisseekingbothgrowth- andvalue-styleinvestmentswhoiswillingtoacceptthegenerallygreater volatility Someone whoisseekingthepotentialforlong-termshare-price appreciation and,secondarily, dividendincome. This investmentoptionisnotamutualfund. Mellon Capital backed securitieswithmaturitiesofatleastoneyear. denominated investment-gradefixed-ratedebtissues,includinggovernment,corporate,asset-backed,andmortgage- The Bloomberg Barclays U.S.Aggregate BondIndexisanunmanagedmarketvalue-weightedindexforU.S.dollar is onlyintendedtoprovide abriefoverviewofthefund. The investmentoptionisaunitizedcollectivetrustmanagedbyMellonCapital Someone whoisseekingtodiversifyanequityportfoliowithamore conservativeinvestmentoption. price. Someone whoisseekingpotentialreturns primarilyintheformofinterest dividendsratherthanthrough anincrease inshare The securitiesofsmaller, lesswell-knowncompaniescanbemore volatilethanthoseoflarger companies.Value In generalthebondmarketisvolatile,andfixedincomesecuritiescarryinterest raterisk.(Asinterest ratesrise, 78203 ® The fundemploysanindexinginvestmentapproach designedtotracktheperformanceofCRSPUSSmall The investmentseekstotracktheperformanceofabenchmarkindexthatmeasures theinvestmentreturn of
Managementprovided thedescriptionforthisportfolio. None None
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Management.Thisdescription Investment Options For more information visit www.401k.com or call 877 882-6272 19 None The investment seeks maximum total return, consistent with preservation of capital and prudent investment consistent with preservation The investment seeks maximum total return, The fund seeks to preserve your principal investment while earning a level of interest income that is of interest principal investment while earning a level your The fund seeks to preserve Normally investing in a diversified portfolio of global fixed income instruments of varying maturities. Normally investing in a diversified portfolio of global fixed income instruments of varying The fund invests in benefit-responsive investment contracts issued by insurance companies and other financial investment contracts issued by insurance The fund invests in benefit-responsive 14265 46291 The Contracts and securities purchased for the fund are backed solely by the financial resources of the issuers of of the resources backed solely by the financial for the fund are purchased The Contracts and securities The investment option is a stable value fund. It is managed by Fidelity Management Trust Company. This description is only Company. It is managed by Fidelity Management Trust The investment option is a stable value fund. a brief overview of the fund. intended to provide This investment option is not a mutual fund. Someone who seeks a slightly higher yield over the long term than is offered by money market funds, but who is willing to the long term than is offered Someone who seeks a slightly higher yield over investment risk. accept slightly more stability of price. with an investment that seeks to provide portfolio in balancing an aggressive Someone who is interested ● ● ● ● Footnotes: Global Fixed Income Fund VRS Code: Fund Objective: management. Fund Strategy: Fund Risk: Who may want to invest: Fund Objective: but it cannot of $1 per share, net asset value (NAV) The fund seeks to maintain a stable preservation. consistent with principal able to do so. The yield of the fund will fluctuate. guarantee that it will be Fund Strategy: the assets of the funds. Under the terms of the Contracts, fixed income securities, and money market institutions ("Contracts"), and agency bonds, to, U.S. Treasury not limited securities (which may include, but are invested in fixed income fund are securities, asset-backed securities, and collective mortgage-backed securities, commercial corporate bonds, mortgage-backed of money in fixed income securities) and shares of investment companies that invest primarily shares investment vehicles and quality fund must satisfy the credit for the all Contracts and securities purchased of purchase, market funds. At the time guidelines. investment specified in the fund’s standards or not insured An investment in the fund is of the issuer. creditworthiness subject to the such Contracts and securities and are The Contracts the trustee, the FDIC, or any other government agency. guaranteed by the manager(s), the plan sponsor, accrued the fixed income securities at book value (principal plus interest by the fund permit the fund to account for purchased of investment gains and losses on the immediate recognition is no there the use of book value accounting, to date). Through to the rate credited over time by periodically adjusting the interest recognized Instead, gains and losses are securities. fund’s your principal investment, it is possible to lose money by while the fund seeks to preserve fund under the Contracts. However, of certain withdrawals and exchanges at book value during the for the payment investing in this fund. The Contracts provide to pay such withdrawals and exchanges at book issuers’ promise to maintain the Contract terms of the Contracts. In order by certain For example, withdrawals prompted participants to certain restrictions. value, the Contracts subject the fund and its closings, plan terminations, partial plan sale of a division, facility windows, spin-offs, early retirement events (e.g., layoffs, may be less than securities, which paid at the market value of the fund’s may be terminations, changes in laws or regulations) your book value balance. market funds, short term bond funds, certain asset allocation/ by your plan (e.g., money Certain investment options offered by the Contract issuers to "compete" with this fund. The terms of the window) may be deemed lifecycle funds and brokerage funds. Instead, you must first this fund to such competing exchange from making a direct you from Contracts prohibit imposed by the they are may seem restrictive, While these requirements exchange to a non-competing fund for 90 days. value. to pay certain withdrawals and exchanges at book promise Contract issuers as a condition for the issuer’s Fund short term trading fees: Fund Stable Value Comcast VRS Code: 20 Investment Options ● ● ● ● ● ● ● ● ● option isnotamutualfund. underlying managers:CramerRosenthalMcGlynn,JacksonSquare PartnersandSoundShore Management.Thisinvestment States includingAmericanDepositaryReceipts.Theinvestmentoption isacustomstrategyfundcomprisedofthefollowing the FundmayalsoinvestinU.S.tradedlarge capandmidsecuritiesissuedbycompanies organized outsidethe United capital appreciation oftheunderlyingsecurities.WhilemostFund’s assetswillbeinvestedindomesticcommon stock, billion thatare publiclytradedonaU.S.securitiesmarket.Thefundseekstodevelopdiversified portfoliofocusedonthe at thetimeofinitialpurchase withintherangeofthoseinRussell1000Index("large capcompanies"),generallyover $12 Fund Strategy: Fund Objective: VRS Code: Large CapStockFund Footnotes: Who maywanttoinvest: tradingfees: Fund shortterm developments. markets are volatileandcandeclinesignificantlyinresponse toadverseissuer, political,regulatory, market,economic orother stocks canbemore volatile.Value stockscancontinuetobeundervaluedbythemarketforlongperiodsoftime.Stock may bemagnifiedinemerging markets.Value andgrowth stockscanperformdifferently from othertypesofstocks.Growth Fund Risk: Capital Management,LLC,andBlackCreek InvestmentManagement,Inc. Fund Strategy: Fund Objective: VRS Code: Fund International Footnotes: Who maywanttoinvest: tradingfees: Fund shortterm found intheprospectus orotherproduct materials,ifavailable. price changesduetopotentialinthecredit qualityoftheissuer. Additionalriskinformationforthisproduct maybe magnified inemerging markets.Thefundmayinvestinlower-quality debtsecuritiesthatinvolvegreater riskofdefaultor Foreign securitiesare subjecttointerest-rate, currency-exchange-rate, economic,andpoliticalrisks,allofwhichmaybe possible. bond fundsdonothaveamaturitydate,soavoidinglossescausedbypricevolatilityholdingthemuntilis securities alsocarryinflationriskandcredit anddefaultrisksforbothissuerscounterparties.Unlikeindividualbonds,most bond pricesusuallyfall,andviceversa.Thiseffect isusuallymore pronounced forlonger-term securities.)Fixedincome Fund Risk: This investmentoptionisnotamutualfund. performance maybeablendofbothcurrent andhistoricalmanagerperformance. The fundmanagersmaychangeovertime,sowhilethelistedrepresent thecurrent fundmanagers,historical The investmentoptionisacustomstrategyfund.Thisdescriptiononlyintendedtoprovide abriefoverviewofthefund. Someone whoiswillingtoacceptadditionalrisksassociatedwithinvestingoverseas. behave differently. Someone whoisseekingtocomplementaportfolioofdomesticinvestmentswithinternationalinvestments,whichcan This investmentoptionisnotamutualfund. fund. Company, LLC,andSchroder InvestmentManagement.Thisdescriptionisonlyintendedtoprovide abriefoverviewofthe The investmentoptionisacustomstrategyfund.ItmanagedbyLazard AssetManagement,LLC,LoomisSaylesTrust risks associatedwithforeign investments. Someone whoseekstocomplementhisorherportfoliowithglobalbondinvestmentsandcantoleratetheadditional bonds. Someone whoseekspotentialreturns primarilyderivedfrom movementsinthepriceofadiversifiedportfolioglobal Foreign securitiesare subjecttointerest-rate, currency-exchange-rate, economic,andpoliticalrisks,allofwhich In general,thebondmarketisvolatile,andfixedincomesecuritiescarryinterest raterisk.(Asinterest ratesrise, 13642 13644 The fundnormallyinvestsinequityandequity-related securitiesofU.S.companieswithmarket capitalizations The fundnormallyinvestsinnon-U.S.equitysecurities.ItismanagedbyInvescoTrust Company, Polaris The investmentseekslong-termcapitalappreciation. Seeks capitalgrowth. None None Investment Options For more information visit www.401k.com or call 877 882-6272 21 Index and is an appropriate index for broad-based large-cap funds. large-cap for broad-based index Index and is an appropriate
® None None Index is an unmanaged market capitalization-weighted index measuring the performance of the 2,500 Index is an unmanaged market capitalization-weighted index measuring the performance Index is an unmanaged market capitalization-weighted index measuring the performance of the 1,000 market capitalization-weighted index measuring Index is an unmanaged
® ® The investment seeks long-term capital appreciation. The fund normally invests in equity and equity related securities of U.S. companies with market capitalizations related The fund normally invests in equity and equity 13643 The securities of smaller, less well-known companies can be more volatile than those of larger companies. Value volatile than those of larger well-known companies can be more less The securities of smaller, Value and growth stocks can perform differently from other types of stocks. Growth stocks can be more volatile. be more stocks can of stocks. Growth other types from stocks can perform differently growth and Value smallest companies in the Russell 3000 Index. fund managers, historical the current The fund managers may change over time, so while the managers listed represent and historical manager performance. performance may be a blend of both current This investment option is not a mutual fund. The investment option is a custom strategy fund. This description is only intended to provide a brief overview of the fund. a brief The investment option is a custom strategy fund. This description is only intended to provide The Russell 2500 largest companies in the Russell 3000 companies in the Russell largest fund managers, historical the current listed represent change over time, so while the managers The fund managers may and historical manager performance. blend of both current performance may be a This investment option is not a mutual fund. Someone who is seeking the potential for long-term share-price appreciation and, secondarily, dividend income. and, secondarily, appreciation share-price Someone who is seeking the potential for long-term volatility investments and who is willing to accept the generally greater and value-style Someone who is seeking both growth- of investments in smaller companies. The investment option is a custom strategy fund. This description is only intended to provide a brief overview of the fund. is only intended to provide is a custom strategy fund. This description The investment option The Russell 1000 Someone who is seeking the potential for long-term share-price appreciation and, secondarily, dividend income. secondarily, and, appreciation the potential for long-term share-price Someone who is seeking with is willing to accept the volatility associated and value-style investments and who both growth- Someone who is seeking investing in the stock market. ● ● ● ● ● ● ● ● ● ● ● ●
Footnotes: Fund Risk: Fund Objective: Fund Strategy: in the Russell 2500 Index ("small/mid cap companies"), generally less within the range of those at the time of initial purchase market. The fund seeks to develop a diversified portfolio focused publicly traded on a U.S. securities than $12 billion that are in domestic common assets will be invested While most of the Fund’s of the underlying securities. on the capital appreciation outside the small cap and mid cap securities issued by companies organized stock, the Fund may also invest in U.S. traded Receipts. The investment option is a custom strategy fund comprised of the United States including American Depositary Partners and Partners, NWQ InvestmentManagement Co., ArrowMark following underlying managers: Epoch Investment option is not a mutual fund. Mellon Capital Management. This investment stocks can volatile. Value be more stocks can other types of stocks. Growth from stocks can perform differently and growth volatile and can decline significantly in long periods of time. Stock markets are continue to be undervalued by the market for in market, economic or other developments. These risks may be magnified regulatory, political, to adverse issuer, response markets. foreign Fund short term trading fees: Small/Mid Cap Stock Fund VRS Code: Who may want to invest: Footnotes: Fund Risk: Value stocks can continue to be undervalued by the market for long periods of time. Stock markets are volatile and can are of time. Stock markets market for long periods undervalued by the can continue to be stocks Value These risks or other developments. market, economic political, regulatory, issuer, to adverse in response decline significantly markets. may be magnified in foreign Fund short term trading fees: Who may want to invest: 22 Roth Options a monthlybasis. toward hertraditional401(k)pretax contributionson 6% toward herRoth401(k)contributionsand6% Example: Sallyearns$40,000andhaselectedtoput earnings are alltaxfree, ifyoumeetcertaincriteria. now onthecontributionsyoumake—butlateryour with aRoth401(k)contribution,youpaythetaxes Unlike yourtraditional401(k)pretax contribution, into yourRoth401(k)account. 6% deferralamount,then$2,400peryearwouldgo compensation is$40,000peryearandyouelecta net pay—forexample,ifyourtotalannualeligible based onyoureligiblecompensation,not for yourtraditional401(k).Thecontributionis to contributetheRothsource, justasyouwould You electanamountofyoursalarythatyouwish option work? How doesaRoth 401(k) contribution you are eligibleforaRoth 401(k)contribution. If you qualify to make traditional 401(k) contributions, disabled, orhasdied. hasbecome the participanthasattainedage59½, after theyearoffirstRothcontributionand withdrawal isonethatcanbetakenfivetaxyears long asthewithdrawalisaqualifiedone.A earnings completelytax free atretirement Roth contributionstotheirplanwhiletaking tax. Thisfeature willallow participantstomake purposes Rothcontributionsare treated asafter who participateinthe401(k)plan.Forpayroll A Rothcontributionisavailabletoemployees * What istheRoth401(k)ContributionOption? tax situation. into account.Your own results willbebasedon yourindividual income taxrateof25%.Nootherpayroll deductionsare taken Thishypotheticalexampleisbasedsolelyonanassumedfederal cannot exceedtheIRSlimitsfor year. Your combinedRoth andtraditionalpretax 401(k) contributions in take-homepay Sally’s reduction each account contribution into Sally’s monthly $200 $200 ROTH 401(k)* $150 $200 401(k)* TRADITIONAL
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as as a traditionalpretax 401(k). your paycheckthanyouwouldifcontributedto made aftertax,youmaytakehomelessmoneyin Remember, becauseRoth401(k)contributionsare will bemostbeneficialtoaparticipant. predict withcertaintywhichtypeof401(k)savings regarding taxrates.Therefore, it isnotpossibleto savings plan.We donotknowwhatthefuture holds will stillbethemostbeneficialtypeofretirement Yes. Formanyparticipantsatraditionalpretax 401(k) Is atraditionalpretax 401(k) stillbeneficial? 401(k) contributionsare rightforyou. for more informationonhowtodetermine if Roth than theRothoption.Talk withataxprofessional traditional 401(k)mightbemore beneficialtoyou If yourtaxratewere lower inretirement, thena been duringtheyearsyoucontributed. your taxrateinretirement were higherthanithad Therefore, aRothcontributionmightbenefityouif break todayforataxbreak inthefuture. are contributingtoaRoth, youare givingupatax anticipated taxrateatthetimeofretirement. Ifyou mainly focusedonyourexistingtaxrateand really dependonyourpersonal situation,butare The potentialbenefitsofRoth401(k)contributions benefit me? Would aRoth401(k)contribution option
Comcast Corporation, Benefits Department One Comcast Center, 1701 John F. Kennedy Blvd. Philadelphia, PA 19103
Plan Name: Comcast Corporation Retirement- Plan #: 28024 Investment Plan
Incoming Rollover Instructions “Rolling over” money into the Comcast Corporation Retirement- you must send your rollover contribution to Fidelity via a Investment Plan is a three-step process. Please follow these certified check or money order only for the amount you are instructions to ensure that this process is completed in a timely and rolling over. (Personal checks are not acceptable.) accurate manner. Please Note: Failure to follow these instructions Note: If your distribution is initially received as a check made may result in a delay in the processing of your request and may payable to you, your rollover must be completed within 60 days jeopardize your ability to roll over your distribution. of receipt of the distribution. Your previous administrator will be required to withhold income taxes. As a result, you will not Step 1. Request your distribution be able to roll over 100% of your eligible distribution unless you Request a direct rollover distribution from your previous eligible have extra savings available to make up the amount withheld. retirement plan. See the Rollover Contribution Form for a list of the You must also roll over that amount within 60 days of receipt of types of plans or accounts from which rollovers may be made to your distribution. If you do not make up the amount withheld, your employer's plan. There are two distribution check that amount will be considered a withdrawal from the previous payable options: program and the taxable portion will be subject to ordinary Option 1. income taxes and possibly a 10% early withdrawal penalty. 1. The check can be made payable to Fidelity Investments Fidelity does not accept wire transfers of funds. You must request a Institutional Operations Company, Inc. (or FIIOC), for the benefit CHECK from your previous plan or IRA. of (YOUR NAME). The check must be from the distributing The check should be mailed directly to you. Once you have received trustee or custodian. (Personal checks are not acceptable.) the check, please follow the directions in Step 2. Note: This type of distribution avoids automatic income tax withholding. Also, it avoids the possible 10% early withdrawal penalty if you are under the age of 59 ½.
Option 2. 2. If the distribution was originally made payable directly to you, Step 2. Complete your rollover application Please include all the information requested. Incomplete forms and the accompanying check will be returned to you and may jeopardize Please complete the Incoming Rollover Contribution Form. Please your ability to roll over your distribution. be sure to complete all items, and sign the form where indicated. Once your contribution is accepted into the Comcast Corporation To complete the rollover request you must complete and sign the Retirement-Investment Plan, you can log on to Fidelity following application and include the rollover check. Failing to NetBenefits® at www.401k.com to view your rollover properly complete, sign, and include the check will result in your contribution and investment election(s). Please allow at least seven transaction not being processed and your form and check being business days for processing. If you have any questions about returned to you. This form and any separate documentation rollover contributions, call 877 882-6272. Please be sure you have required by your Plan Sponsor will be reviewed through an beneficiary information for the Plan on file. automated process. Fidelity will not consider or act upon any unrequested documentation or any information provided outside To establish or change your beneficiary information for Comcast the areas of the form where specific information has Corporation Retirement-Investment Plan, please been requested. access www.401k.com.
Please Note: This rollover contribution will be invested based on You should make a copy of the check and the Incoming Contribution the investment elections you have on file for rollover contributions Application for your records. to the Plan. If you have not made investment elections for rollover contributions, this amount will be invested in the Plan-designated default investment option. If you wish to make investment elections for your rollover contribution, please do so via NetBenefits® or by contacting Fidelity Investments prior to submitting this form.
If you are not sure of the plan type that you are rolling out of, please contact your previous plan sponsor or IRA custodian for verification. An incorrect plan type could invalidate your rollover.
Step 3. Mail the information Mail (1) the Incoming Rollover Contribution Application and (2) the check in the enclosed preaddressed envelope or mail to:
FIRST CLASS MAIL WITH STAMP: Fidelity Investments Client Service Operations P.O. Box 770003 Cincinnati, OH 45277-0065
Overnight Address: Fidelity Investments Client Service Operations (KC1F-L) 100 Crosby Parkway Covington, KY 41015 Plan Name: Comcast Corporation Retirement- Plan #: 28024 Investment Plan
Incoming Rollover Contribution Application
Section One: Participant Information (please print)
The following section must be completed entirely to ensure that your account is properly set up.
Social Security #: Hire Date: _____/_____/_____ Birth Date: _____/_____/_____
Participant Name (first, MI, last): ______
Participant Address: ______
City: ______State: ______ZIP: ______
Phone (day): ______Phone (evening): ______
Section Two: Rollover Contribution Information
Acceptable rollover sources The Plan will accept rollovers of eligible distributions you receive as a participant from the following types of plans: qualified plans (including 401(k) plans); Roth 401(k) accounts; 403(b) plans; Roth 403(b) accounts; 403(a) plans; Roth 403(a) accounts; governmental 457(b) plans; Roth 457(b) accounts; pension plans. After-tax contributions from 401(a) and 403(a) plans money may also be rolled into this plan.
Additionally, the plan will accept rollovers of taxable amounts from conduit (“rollover”) IRAs.
Enclosed Contribution:
$ . Pretax dollars Roth 403(b) $ .
Roth 403(b) contributions $ . After-tax dollars excluding earnings $ .
After-tax contributions Date of first Roth $ . excluding earnings 403(b) contribution
$ . Roth 401(k)
Roth 401(k) contributions $ . excluding earnings
Date of first Roth 401(k) contribution
54954 DC 28024 Please provide the following information concerning the origin of this rollover: Plan name: ______
401(k) Plan Governmental 457(b) Plan Conduit IRA (rollover IRA)
401(a) Plan Roth 401(a)/401(k) Plan Nonconduit IRA
403(b) Plan Roth 403(b) Plan
Unacceptable rollover sources The Plan cannot accept money from the following sources: rollovers from beneficiaries (other than from a spouse), payments over a life expectancy or a period of 10 or more years, or mandatory age 70½ distributions.
Also, unacceptable are hardship distributions; distributions to a former spouse under a qualified domestic relations order (QDRO); distributions to a beneficiary (other than a spousal beneficiary); Roth IRAs; Coverdell Education IRAs; nonconduit IRAs (traditional IRAs, Simplified Employee Pension plans (SEP-IRAs) and “SIMPLE” IRA distributions); a spousal beneficiary; retirement plans of foreign countries.
In-kind distributions of employer stock are not acceptable; therefore, stock must be sold and the proceeds (including any appreciation realized through the date of distribution) may be rolled over. After-tax contributions from plans other than qualified plans or 403(a) plans may not be rolled over into this Plan.
Section Three: Investment Elections
I direct Fidelity to invest my rollover contribution into my current investment mix applicable to rollover contributions. If I have not selected an investment mix on my own via NetBenefits® or by telephone, I understand that this rollover contribution will be invested in the Plan's default investment option as directed by my employer.
To make an investment election or to request a fund prospectus please log on to www.401k.com.
Section Three:Four: Participant Investment Certification Elections
I authorize the investment election for this rollover and acknowledge that I have received information detailing my available investment options. I acknowledge that my rollover contribution will be invested according to the investment election on file at Fidelity. I also acknowledge that if I do not already have investment elections on file at Fidelity, my rollover contribution will be invested in my plan‘s default investment option.
I certify that this rollover amount is composed ONLY of money from acceptable sources listed under Section Two, and I have completed the information regarding the source of this money to the best of my knowledge. Also, if the distribution check was made payable to me, I understand that this rollover must be received and deposited to my account within 60 days of receipt of the distribution. I understand that, once invested, these monies will be subject to the terms that govern the Comcast Corporation Retirement-Investment Plan.
X Signature of Employee Date
Application must be signed, or form and check will be returned to you.
Please complete this application and return it with your rollover check.
572336.19.0
Fidelity Investments Institutional Operations Company, Inc.
For more information about the Comcast Corporation Retirement-Investment Plan, go to www.401k.com.
This information is intended to be educational and is not tailored to the investment needs of any specific investor. This document provides only a summary of the main features of Comcast Corporation Retirement-Investment Plan and the Plan Document will govern in the event of discrepancies. The Plan is intended to be a participant-directed plan as described in Section 404(c) of ERISA, which means that fiduciaries of the Plan are ordinarily relieved of liability for any losses that are the direct and necessary result of investment instructions given by a participant or beneficiary. This document constitutes part of a Plan prospectus covering securities that have been registered under the Securities Act of 1933.
© 2010 - 2017 FMR LLC. All rights reserved. Comcast Corporation, Benefits Department One Comcast Center, 1701 John F. Kennedy Blvd. Philadelphia, PA 19103
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 464636.16.5 4.NVCP2802430100_C