MONTHLY ISSUE OCTOBER - 2018 Vanik’s Current Affairs Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU

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1. BEST FACULTY OF FOR CLASSES COMPARE TO ALL OTHER INSTITUTE. 18. Weekly Current Affairs handout separately. 2. Highest no of Classes from basic to advance level. 19. Weekly newspaper reading classes. 3. Highest no of hours in every subject for better understanding. Total hours for 20. One month free online test (MTD – Banking Test & Discussion) and six month banking - 450+HRS (6 MONTHS DAILY 2 HRS CLASS) AND SSC - 750+ HRS (6 free practice test (TBT, SBT, MCT, FPT & PPT) MONTH DAILY 4 HRS CLASS) 21. Two month free online test (MTD, VTD) and six month free practice test (TBT, SBT, MCT, FPT & PPT) 4. Separate vocabulary class (1000 - BANKING AND 2000 WORDS - SSC) (Weekly 22. Interview classes , mock interview with video recording and analysis Once) 23. Personal development and group discussion class 5. Special class for upcoming exams. 24. LARGEST ONLINE TEST PLATFORM (VOTE - VANIK ONLINE TEST AND 6. Separate traditional GK class for easy remember GK in the class itself. EXPLANATION ) Separately for Bank PO, Bank Clerk, SSC & Railway 7. Time to Time motivational class and classes how to crack the exam by our experts. 25. Weekly 3 online mock test of upcoming exams with discussion (MTD- MOCK TEST 8. Separate Doubt clearing classes , personal doubt clear with faculty. & DISCUSSION and VTD - VANIK TEST & DISCUSSION ) 9. Daily class test of every class after the class (Offline) 26. Online weekly class test of all batch (YOU CAN GIVE EVERY BATCH CLASS TEST 10. Weekly test of weekly covered topics of all subjects (Online) ONLINE (CTD- CLASS TEST & DISCUSSION 11. Monthly class test for monthly cover topics. 27. Unlimited online practice tests as per your choice (MCT - MY CHOICE TEST). 12. Class room assignment practice and discussion of every topic in class it self 28. Separate online test subject wise and topic wise test ( SBT - SUBJECT BASED TEST 13. Daily current affair handouts before the class AND TBT - TOPIC BASED TEST). 14. Weekly current affair class with weekly C/A question & test discussion class. 29. Hostel (both boys and ladies separately). 15. Best material with work book for practice more question at home. 30. In campus canteen facility. 16. Highest no of material. Total -25+ VOLUMES FOR BANKING AND 35+ VOLUMES 31. 24 hrs study room for self study FOR SSC. 32. Highest level of success rate. 17. Daily Quiz (Banking & SSC Separately). 33. Descriptive English Classes. OAS-2015 SELECTED CANDIDATES

JYOTIKANTA BHUJABAL RANK-31 And Many More TRUPTI BARAI SANKALP SAHOO GOUTAM MAHALIK MANOBRATA SATPATHY SOUBHAGYA BEHERA SATYAVIKASH BHUYAN SUNITA PATI SWEEKRUTI BARPANDA KHIRABDI T. SAHOO PRATAP CH. SAHOO SOURYA RANJAN MISHRA Selections RANK-17 RANK-45 RANK-55 RANK-67 RANK-70 RANK-72 RANK-75 RANK-84 RANK-91 RANK-104 RANK-131 2 OFS-2015 SELECTED CANDIDATES

TRIDEV RATH PRATIK PATTNAIK SANGRAM PARIDA SHEETAL AGARWAL GYANI MOHANTY SWETAPADMA DHAL SANJIT SUMAN RAJIV DAS PREETAM KUMAR RATH SAGARIKA SAHU TAPAS DEHURY RANK-159 RANK-174 RANK-194 RANK-199 RANK-214 RANK-267 RANK-326 RANK-352 RANK-364 RANK-403 RANK-406 SANDIP KUMAR PRUSTY SATABDI MISHRA SUBHADARSHINI MOHANTY AISHA AKHATARI NISHA SWEEKRUTI BARPANDA RANK-7 RANK-18 RANK-19 RANK-20 RANK-22 And Many And Many SOURAV DAS More Selections More SUNARAM HEMBRAM RAJESH SETHI BIJAYA TOPPO MITALI M. PATRA SURENDRA GHADAI BHANUPRIYA SABAR APARNA BHOI ASHOK MAJHI BAIDYANATH MURMU SWAGATIKA SAHOO RASHMI R. SWAIN DEBIPRASAD ROUT ADISMITA NAIK JAYASHREE MURMU Selections 1 RANK-451 RANK-470 RANK-474 RANK-481 RANK-494 RANK-577 RANK-645 RANK-665 RANK-668 1 RANK-24 RANK-26 RANK-36 RANK-63 BANKING STUDY MATERIAL (25nos.) SSC STUDY MATERIAL (35nos.) Reasoning APTITUDE ENGLISH VANIK V V V V V VANIK A A A A A N N N N N I I I I I K K K APTITUDE BANKING K K for Bank PO & Clerical for Bank PO, Clerical & REASONING for Bank PO, Clerical & Awareness Bank PO, Clerical & y & SSC Railway & SSC Bank PO & Clerical | SSC & Railway ENGLISHRailwa Bank PO & Clerical Bank PO & Clerical Banking Awareness General Awareness All Other Competitive Examinations All Other Competitive Examinations All Other Competitive Examinations

Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples Assignment - I Assignment - II Assignment - I Assignment - II Assignment - I Assignment - II (Class Room Practice) (Home Work Practice) Assignment - I Assignment - II (Class Room Practice) (Home Work Practice) (Class Room Practice) (Home Work Practice) (Class Room Practice) (Home Work Practice)

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ADVISORS Dear Students, G. Khatua & Its exam time as starting from OCS (Prelim) 2018to IBPS- Team R & D PO, ASO, SSC, & UPSC Civil Service 2019 are programmed PUBLISHING MANAGER to be held in the coming months. Smrutiranjan Chhatoi Preparation is a continuous process till you reach your ultimate DESIGNING & LAYOUT career option. It needs a proper strategy and consistently following it, Vijaya Maharana without fail. Looking at the toughness of the exam, now-a-days you Publisher : Subrat Kumar Chhatoi are to be more careful. Go through the basics, develop a clear Printed and Published by : Vanik Publication understanding, develop a clearly in your writing, go for more & more Printed at : Bhagabati Press of practice, followed by evaluation and assessment of shortcomings and last but not the least by for overcomming the lacunae.

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar VANIK has been trying its level best at all levels from classes, Website : www.vanikpublications.com | Phone : (0674) 2559977 ______study materials, test & discussion and continuous evaluation process © Copyright Reserved for bring out the best in each and every candidate.  No part of this magazine can be printed in whole or part without the written permission of the Hope our strategy & your endeavour will result in your career publisher.  The editor and publisher have tried their best to & our creditworthiness. verify the factual accuracy of the informations published, but do not take any responsibility for the absolute accuracy of the informations in the magazine. Wishing you all the Best  All disputes subject to Bhubaneswar (Odisha) Jurisdiction. Subrat Kumar Chhatoi  CONTENT Page Economy & Banking Page International Page National Page 12 News 13 News 16 Page Page Page Bilateral State News Award and 18 19 22 Honour Page Person in Page Page Places in Sports 23 News 24 News 25 Page Science & Page Environment Page Defence 27 Technology 29 & Ecology 29 Page Page Page 30 Committee 31 Summit 32 Book & Author Page Page 32 Miscellaneous 34 VANIK QUESTION HUB Page 200 MCQ on Page 100 MCQ on Page 40 MCQ on Page 20 Special MCQ 35 Current Affairs 44 SSC/Railway 49 Computer 51 on Banking PRACTICE SET

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Page Page 122 Who’s Who 126 Abbreviation Page IAS/OAS SECTION 128 (International Organization) MAGAZINE FOR THE MONTH OF OCTOBER 2018 KEY ISSUES OF THE MONTH 72nd Independence Day Celebrated year for secondary and tertiary care hospitalisation. He announced the rolling out of India has celebrated the 72nd Independence Day on Aug the scheme, “Pradhan Mantri Jan Arogya 15, 2018. Prime Minister addressed the Abhiyaan” on September 25, on the occasion of nation from the ramparts of the Red Fort on the occasion of Deen Dayal Upadhyay’s anniversary. India’s 72 nd Independence Day. This was the fifth  He announced Permanent Commission for Independence Day speech of Modi as Prime Minister, from Women in armed forces. the ramparts of Red Fort. He announced India’s first manned space mission Gaganyaan for 2022 and launch of Jan Arogya India, Rwanda sign eight agreements invarious Abhiyan on 25 September. fields Greeting the nation, PM Modi began his speech by paying tribute to freedom fighters and the martyrs of the  India and Rwanda have signed eight agreements Jallianwala Bagh massacre. Stating that next year will be in the fields of defence, trade, agriculture, leather the 100 -years of the Jallianwala Bagh massacre, PM Modi and allied products and dairy. said the sacrifice of the martyrs should inspire us. Major Aditya Kumar who fired on a stone-throwing mob,  The agreements were signed following and rifleman Aurangzeb who was abducted and killed by delegation-level talks between Prime Minister terrorists, both in Jammu and , were selected for Narendra Modi and Rwandan President Paul the Shaurya Chakra on the eve of Independence Day. Kagame in Kigali at the capital city of Rwanda. Here are the highlights of PM Modi’s Independence Day PM Modi became first Indian Prime Minister to speech: visit Rwanda.  India will be the engine of growth for the world  India also extended two lines of credit (LoCs) economy for the next three decades as the “sleeping worth $200 million to Rwanda for development elephant” has started to run on the back of of industrial parks and Kigali Special Economic structural reforms like GST. The decision to Zone (SEZ) and for development of three provide 1.5 times the MSP to the farmers. agricultural projects in Rwanda.  The govt fulfilled the promise to provide 50 per  LoC Agreement for US $ 100 million for cent more than the cost of production for kharif crops to farmers and is on the way to achieve the development of Industrial Parks and expansion of target of doubling farm income by 2022. Kigali Special Economic Zones.  Tripura, Meghalaya and many parts of Arunachal  LoC Agreement for US $ 100 million for Pradesh were seeing historic peace. From 126, Left Agriculture irrigation scheme in Rwanda. Wing Extremism is restricted to 90 districts.  Prime Minister Narendra Modi gifted 200 cows to  The country will see an Indian on a space mission villagers from Rweru villages as part of Rwandan under an indigenous space project called Government’s Girinka Programme. ‘Gaganyaan‘ before 2022 when India celebrates  PM Modi visited Uganda on the second leg of his 75th year of Independence. With this, it will three-African nations tour after concluding his become fourth country to put a human in the space.  He announced to double the income of farmers by Rwanda visit. After concluding his Uganda visit, 2022. he visited South Africa to attend 10th BRICS  India is second highest in fish production and will Summit at Johannesburg. soon become number one. The production of  Prime Minister Narendra Modi has announced to honey has doubled and the production of sugar build a Gandhi Heritage Centre in Uganda’s Jinja, has tripled. where a statue of Mahatma Gandhi now stands.  He announced with reference to WHO reports that  India to gift cancer therapy machine to Uganda: 3 lakh children have been saved due to proper Prime Minister Narendra Modi announced that cleanliness from the scheme, Swacch Bharat Indian Government has decided to gift a cancer Mission in India.  The ambitious Ayushman Bharat or National therapy machine to the Uganda Cancer Institute Health Protection Scheme (Modicare) aims to cover in Kampala, which will not only serve the people over 10 crore poor and vulnerable families, based of Uganda but also the people of many East African on SECC (Socio-Economic Caste Census) database, countries. providing coverage up to Rs 5 lakh per family per

3 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 2018 Ramon Magsaysay Award  The average net monthly income of Indian rural households after deducting expenses incurred in Two Indians, Bharat Vatwani and Sonam Wangchuk are course of economic activity was Rs 8,059. among six who have been declared winners of 2018 Ramon Savings & Investment Magsaysay Award, often referred to as Asian version of the 1. 88.1% of the households reported having a bank Nobel Prize. account.  Bharat Vatwani: He is a psychiatrist who works 2. 33% of households reported more than one for mentally-ill people living on the streets in savings account. Mumbai The award recognizes his courage and 3. 26% of HH have women with institutional compassion in embracing India’s mentally- (including SHG) savings account. afflicted destitute and his dedication to work of 4. 55% of agricultural households reported any restoring and affirming human dignity of even savings during the last year and of these 53 per most ostracized. cent saved with institutions like banks, post offices  Sonam Wangchuk: He is educational reformer and SHGs. from Ladakh. In 1988, he had founded Students’ 5. Average savings per annum per saver households Education and Cultural Movement of Ladakh to was reportedly Rs 17,488, of which 95 per cent is coach poor Ladakhi students. with institutional agencies  Others are are Youk Chhang (Cambodia), Maria 6. 10.4% of agricultural households also reported de Lourdes Martins Cruz (East Timor), Howard investment with the average investment per Dee (Philippines) and Vo Thi Hoang Yen investing agricultural households was reportedly (Vietnam). Rs 62,734. Ramon Magsaysay Award: It is Asia’s highest honour and Insurance and Pension is often regarded as the region’s equivalent of the Nobel 1. About 26% of agricultural households and 25% of Prize. It was established in 1957 by trustees of the New non-agricultural households reported to have York City based Rockefeller Brothers Fund and Philippine been covered under one or the other type of government in the memory of Philippines’ third President insurance Ramon Magsaysay who had died in air disaster in March 2. Among agricultural households who reported to 1957. have taken any loan for agricultural purposes in the last one year [2015-16] from institutional NABARD 2016-17 Survey agencies, 6.9% reported being covered under crop insurance. All India Financial Inclusion Survey (NAFIS), conducted 3. The coverage under any type of pension was by National Bank for Agriculture and Rural Development reported to be about 18.9 % for non-agricultural (NABARD), was released by Dr. Rajiv Kumar, Vice households as against 20.1 % for agricultural Chairman, NITI Aayog in New Delhi. households. The survey, with reference year of 2015-16, which covered 4. Significance of Survey is that reinforces trend that 40,327 rural households, highlighted that the average has gathered momentum since start of this century annual income of an agricultural household is Rs 1,07,172 of increasingly less ‘Krishi’ in ‘Bharat’. compared to Rs 87,228 for families engaged only in non- 5. It also reconfirms and magnifies earlier findings agricultural activities. of National Sample Survey Office’s (NSSO) The survey defined farm households as families having Situation Assessment Survey of Agricultural over Rs 5,000 as value of produce from agricultural Households conducted for 2012-13. operations in the year preceding the survey. For all rural households, the average annual income stood at Rs 96,708. Centre appoints Swaminathan Gurumurthy Highlights of NABARD Survey and Satish Marathe as non-official directors of  It estimates that total number of rural households in India at 21.17 crore. RBI  Its definition of “rural” is broad, covering revenue villages and semi-urban centres with population  Appointments Committee of Cabinet (ACC) has of less than 50,000. approved appointment of Chartered Accountant  Out of 21.17 crore rural households, 10.07 crore, or Swaminathan Gurumurthy and businessman under 48% are agricultural. At least one member Satish Kashinath Marathe as another non-official is self-employed in farming with annual value of director on Central Board of Reserve Bank of India produce at more than Rs 5,000. (RBI). They have been appointed for period of four  The remaining 11.10 crore households (around years. 52%) are non-agricultural.  Composition of RBI’s Central Board of Directors- The bank is headed by the governor and the post is currently held by economist Urjit Patel. There

4 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018

are 4 deputy governors BP Kanungo,N S (AIIMS), Delhi after a long illness. The 93-year-old BJP Vishwanathan and Viral Acharya, Mahesh Kumar leader was suffering from multiple ailments. Jain. About Atal Bihari Vajpayee  Four non-official Directors who are nominated by  Born in the family of a humble school teacher on Central Government (each Non-official director December 25, 1924, in Gwalior Madhya Pradesh, represents the local Boards located in Delhi, Vajpayee entered politics during the Quit India , and Mumbai representing 4 movement in 1942. regions of India).  Three-time Prime Minister, Vajpayee was the first  10 Non-official Directors nominated by RBI itself and the only non-Congress Prime Minister to (These are persons having expertise in various serve a full five-year term from 1999 to 2004; and segments of Indian Economy). Besides, there is one for short periods of 13 days in 1996 and 13 months representative (usually Financial Services in 1998. Secretary) of Central Government nominated  Vajpayee was elected to Lok Sabha from under Section 8 (1) (d) of the RBI Act. in 1991, 1996, 1998, 1999 and 2004.  He was a member of the Indian Parliament for Ashish Kumar Bhutani appointed CEO of over four decades, having been elected to the Lok Sabha, the lower house, ten times, and twice to the Pradhan Mantri Fasal Bima Yojana , the upper house.  As foreign minister, Vajpayee became the first Government has appointed senior bureaucrat Ashish Kumar person in 1977 to deliver a speech to the United Bhutani as Chief Executive Officer (CEO) of Pradhan Mantri Nations General Assembly in Hindi. Fasal Bima Yojana (PMFBY). He has been appointed to post  He was conferred India’s highest civilian honour, till May 2020. the Bharat Ratna, by the , Pranab Pradhan Mantri Fasal Bima Yojana The new Crop Insurance Scheme is in line with One Nation Mukherjee in 2015. He was also conferred Padma – One Scheme theme. The PMFBY will replace the existing Vibhushan in 1992. two schemes National Agricultural Insurance Scheme as  The Modi government declared in 2014 that well as the Modified NAIS. Vajpayee’s birthday, 25 December, would be Highlights of the scheme marked as Good Governance Day.  There will be a uniform premium of only 2% to be  Apart from politician with great oratory skills, paid by farmers for all Kharif crops and 1.5% for Vajpayee was also an acclaimed writer who wrote all Rabi crops. In case of annual commercial and several poems. horticultural crops, the premium to be paid by  His poems include – Meri Ikyavana Kavitaem farmers will be only 5%. The premium rates to be (1995), Meri Ikyavana Kavitaem (Hindi Edition, paid by farmers are very low and balance premium 1995), Sreshtha Kabita (1997), Nayi Disha – An will be paid by the Government to provide full Album with Jagjit Singh (1995), Kya Khoya Kya insured amount to the farmers against crop loss Paya: Atal Bihari Vajapeyi, Vyaktitva Aur on account of natural calamities. Kavitaem (Hindi Edition, 1999), Samvedna – An  There is no upper limit on Government subsidy. Album with Jagjit Singh (1995), Twenty-One Poems Even if balance premium is 90%, it will be borne (2003). by the Government.  Some of his books are as – India’s Foreign Policy:  The use of technology will be encouraged to a New Dimensions (1977), Assam Problem: great extent. Smart phones will be used to capture Repression no Solution (1981), Atal Bihari Vaj Mem and upload data of crop cutting to reduce the delays Tina Dasaka (1992), Pradhan Mantri Atal Bihari in claim payment to farmers. Remote sensing will Vajpayee Ke Chune Hue Bhashana (2000), Values, be used to reduce the number of crop cutting Vision & Verses of Vajpayee: India’s Man of experiments. Destiny (2001), National Integration (1961),  PMFBY is a replacement scheme of NAIS / MNAIS, Dynamics of an Open Society (1977), Kucha Lekha, there will be exemption from Service Tax liability Kucha Bhashana (1996), Sekyularavada: Bharatiya of all the services involved in the implementation Parikalpana (Da. Rajendra Prasada Smaraka of the scheme. It is estimated that the new scheme Vyakhyanamala) (1996), Rajaniti ki Rapatili will ensure about 75-80 per cent of subsidy for the Rahem (1997), Back to Square One (1998), Decisive farmers in insurance premium. Days (1999), Sakti Se Santi (1999), India’s Perspectives on ASEAN and the Asia-Pacific Former Prime Minister Atal Bihari Vajpayee Region (2003). passed away at 93  Former Prime Minister Atal Bihari Vajpayee passed away on 16th August 2018 in All India Institute of Medical Sciences

5 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 (11.6%), Qatar (6.5%) and Kuwait (5.5%). The rupee drawing arrangement (RDA) is the most popular channel of remittances which accounts for 75.2% of remittances, followed by SWIFT (19.5%), direct transfers (3.4%) and cheques and drafts ECONOMY (1.9%). RBI to pay Rs. 50,000 crore dividend to Gov- ernment for FY18  The Reserve Bank of India (RBI) has trans- ferred surplus (dividend) of Rs. 50,000 crore to Government for year ended in June 2018,over 63% more than Rs 30,659 crore which it transferred in 2017.  With increase in RBI surplus by close to Rs 20,000 crore, Centre’s prospect of meeting fiscal deficit target (pegged at 3.3% of gross domestic product this financial year) has improved based on fiscal consolidation and budget assumptions.  RBI’s main source of income is interest earned on bond holdings through open market operations (OMOs) or purchase and sale of government RBI IN NEWS securities.  Incidentally, YH Malegam committee had suggested in RBI hikes repo rate by 25 basis points to 6.50% 2014 that RBI can transfer its entire surplus to (a) The Reserve Bank of India (RBI) raised its key lending government, without allocating anything to its various rate — the repo rate — by 25 basis points to 6.5 percent, reserve funds for three years because it had adequate keeping its focus firmly on taming inflation. reserve funds. (b) The six-member monetary policy committee (MPC),  Following recommendations of Malegam committee, RBI headed by RBI governor Urjit Patel declared the following had stopped transfers to internal reserves since its Current Rates: accounting year 2013-14 which is now a part of  Repo Rate : 6.50% expenditure  Reverse Repo Rate : 6.25%  Marginal Standing Facility (MSF) Rate:6.75% Bank SBI IN NEWS Rate : 6.75%  Cash Reserve Ratio (CRR) : 4% Reliance Jio, SBI enter MoU to deepen their digital partner-  Statutory Liquidity Ratio (SLR) : 19.5% ship (c) Monetary Policy committee (MPC) has projected the Reliance Industries announced that its telecom subsidiary Jio has GDP growth at 7.4% for this fiscal year. entered into an MoU with State Bank of India (SBI) to deepen (d) Inflation is now projected at 4.6 percent in July- their digital partnership. According to a company statement, the September, 4.8 percent in October-March (2018-19) and MoU is about the larger digital partnership which looks beyond 5 percent in April-June 2019 the Jio Payments Bank which is a joint venture between RIL and (e) The RBI and the government has set a retail inflation SBI. target of 4 percent for next five years with an upper tolerance level of 6 percent and lower limit of 2 percent. NHAI ink MoU with SBI for Long Term, unsecured Loan of (f) Non-food, non-fuel inflation or economists refer to as Rs 25,000 crore ‘core inflation’ touched a four year high of 6.4 percent in National Highways Authority of India (NHAI) has singed June. Memorandum of Understanding (MoU) with country’s largest (g) MPC member-Urjit R. Patel(Chairman),Viral V. lender State Bank of India (SBI) for long term unsecured loan of Acharya,Ravindra H Dholakia,Chetan Ghate, Pami Dua Rs. 25,000 crore for 10 years with 3 years of moratorium on and Michael Debabrata Patra repayments. This is SBI’s highest long term unsecured loan to any entity and also largest loan ever sanctioned to NHAI in one stroke UAE top source of inward remittances in 2016-17: RBI by any institution. The United Arab Emirates (UAE) has emerged as the top source of inward remittances, while has received the maximum funds MOPAD: SBI launches unified payment terminal sent from abroad, according to the Reserve Bank of India’s survey India’s largest bank SBI has launched its Multi Option Payment of inward remittances for 2016-17 UAE’s share in total remittances Acceptance Device (MOPAD) for digital payments convenience was 26.9%, followed by the United States (22.9%), Saudi Arabia of merchants and consumers. MOPAD also aims at providing

6 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 convenience to merchants by eliminating multiple machines that service as well as payment for various utilities and services they keep in order to facilitate transaction from different sources. like phone bill, DTH, gas connection, electricity etc. It will allow customers to make payments through cards, Bharat  Since IPPB account can hold up to Rs 1 lakh deposit so QR, UPI and SBI Buddy (e-wallet) on single Point–of–Sale (PoS) once PSB account will be linked to them, customers will terminal. be able to transfer money from PSB to IPPB and vice- versa. Money beyond Rs 1 lakh can be kept in PSB SBI ranks the most patriotic brand The State Bank of India (SBI) has been ranked as the most patriotic ICICI Bank reports loss for the first time ever brand as per survey conducted by UK-based online market research ICICI Bank Ltd, India’s largest private sector lender by assets, and data analytics firm YouGov. SBI followed by Tata Motors, reported a net loss of Rs 120 crore on a stand-alone basis for the Patanjali, Reliance Jio and BSNL. June quarter, on account of rising bad loans and treasury losses. The bank had reported a profit of Rs 2,049 crore in the year-ago State Bank of Mauritius gets RBI approval for subsidiary period. This is the first time that the bank has reported losses from The State Bank of Mauritius (SBM) is awaiting the final go-ahead its India operations. from the Reserve Bank of India (RBI) to merge its existing operations with the newly registered local SBM Bank (India) Ltd HDFC awarded best performing lending institution in CLSS as it seeks to become the first foreign bank to incorporate a local schemes subsidiary in the country. Singapore’s DBS Bank is another lender Leading mortgage lender HDFC has been awarded the best which is awaiting final approval from the RBI to convert its 12 performing primary lending institution in credit linked subsidy branches into a wholly owned subsidiary. scheme (CLSS) for the EWS (Economically Weaker Section) and SBM-Headquarters: Port Louis, Mauritius LIG (Low Income Group) category. The award was given by Prime Chairman-Mr. Kee Chong LI KWONG WING Minister Narendra Modi. Moses Harding John, CEO, India & East Africa, SBM Holdings HDFC Bank is India’s largest private sector lender by assets.CEO: Ltd. Aditya Puri , Headquarters: Mumbai OTHER BANKS Bandhan Bank pips Yes Bank in market cap to become 7th most valuable bank NABARD sanctions Rs 772 cr for water projects in Kolkata-based Bandhan Bank Ltd became the seventh most valued National Bank for Agriculture and Rural Development (NABARD) listed lender, beating Yes Bank, which has a nearly seven times has sanctioned Rs 772 crore for eight water projects in the rural larger loan book than the former. HDFC Bank Ltd remained the areas of Haryana. Works on these projects, which will supply country’s most valuable bank with a market capitalization of Rs water to 256 villages and 72 hamlets, are in progress. 5.70 trillion, followed by State Bank of India and Kotak Mahindra NABARD Bank Ltd with market capitalization of Rs 2.63 trillion and Rs 2.5 Founded: 12 July 1982 trillion, respectively. Headquarters: Mumbai  Bandhan Bank:-Headquarters: Kolkata, CEO: Chandra Chairman: Harsh Kumar Bhanwala Shekhar Ghosh  NABARD was established on the recommendations of  HDFC-Headquarters:Mumbai,CEO-:Aditya Puri B.Sivaraman Committee  Yes Bank:-Headquarters:Mumbai,CEO-Rana Kapoor.  The initial corpus of NABARD was Rs.100 crores. SBI chairman-Rajnish Kumar  Consequent to the revision in the composition of share capital between and RBI, the paid RBI puts a stop to Fino Payments Bank’s account opening up capital as on 31 May 2017, stood at Rs.6,700 crore operations with Government of India holding Rs.6,700 crore (100% The Reserve Bank of India has directed Mumbai-based Fino share). Payments Bank to halt account opening functions till it modifies  The authorized share capital is Rs.30,000 crore. its processes to adhere to the regulator’s rules on deposit limit. The banking regulator mandates payments banks to restrict deposits India Post Payments Bank to start operations with 650 to Rs 1 lakh. The RBI has also stopped Paytm Payments Bank branches in August 2018 from acquiring more customers after a review.  India Post Payments Bank is expected to go live with Managing director, Fino Payments Bank-Rishi Gupta 650 branches and around 17 crore accounts in August, following clearance from Reserve Bank of India to start KVGB’s new deposit scheme operations. Karnataka Vikas Grameena Bank (KVGB) launched a new deposit  IPPB will go live with 650 branches in addition to 3,250 scheme – Vikas Bonanza 456. The scheme is of a tenure of 456 access points co-located at post offices and around 11,000 days with interest rate of 7.10 per cent for public and 7.60 per cent gramin dak sevaks (in rural area) and postmen (in urban for senior citizens. A minimum of Rs. 10,000 and maximum of Rs. area) that will provide doorstep banking services. 1 crore can be deposited under this scheme.  The payments bank will gradually link all 1.55 lakh post offices in the country to offer the service. IPPB will also launch a mobile app to facilitate online banking

7 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 Axis Bank first to introduce iris authentication for Aadhaar-  Airtel Payments Bank-HQ: New Delhi, CEO: Anubrata based transactions Biswas. Axis Bank became first bank in the country to introduce Iris Scan Authentication feature for Aadhaar-based transactions through its Edelweiss Tokio Life signs up Fincare Small Finance Bank micro ATM tablets. These micro ATM tablets are Standardisation as bancassurance partner Testing and Quality Certification (STQC) certified and UIDAI Private life insurer Edelweiss Tokio Life Insurance announced the compliant registered devices with completely integrated iris sensors. inking of bancassurance partnership with Fincare Small Finance Axis Bank is the third largest of the private-sector banks in India Bank which would strengthen former’s bancassurance channel. .CEO: Shikha Sharma, Headquarters: Mumbai Subsidiaries: Fincare small finance bank Setup by Disha Microfin Private FreeCharge Ltd.HQ-Bengaluru ‘Bancassurance’-The selling of life assurance and other insurance HSBC Launched Online Platform ‘MyDeal’ To Raise Funds products and services by banking institutions. Via Capital Markets Hongkong and Shanghai Banking Corporation (HSBC) has launched RATING AND SURVEY a new digital platform ‘MyDeal’ to simplify capital raising process through capital markets by providing real-time access to India’s GDP Growth To Rise To 7.5% This Fiscal: Morgan information such as investors’ feedback, profiles, client orders and Stanley deal pricing. India’s economy is expected to clock GDP growth of 7.5% in this financial year according to a Morgan Stanley report. The growth Bajaj Allianz General, Vijaya Bank enter bancassurance recovery will remain robust, supported initially by consumption tie-up and exports. Morgan Stanley is an American multinational Bajaj Allianz General Insurance has entered into a bancassurance investment bank and financial services. deal with Vijaya Bank. This corporate agency agreement will enable distribution of Bajaj Allianz General Insurance products through IMF forecasts 7.3% GDP growth for India in 2018-19 and the bank’s network of 2,129 branches across the country. 7.5% in 2019-20  The International Monetary Fund (IMF) in its report Bajaj Finserv, RBL Bank SuperCard offers instant cash has projected India’s GDP growth 7.3% in the 2018-19 withdrawal with flexible repayment option fiscal and 7.5% in 2019-2020. Headline inflation: It is In an effort to offer hassle-free and seamless financing options to projected to rise to 5.2% in fiscal year 2018-19. its customers, Bajaj Finance Ltd., the lending arm of Bajaj Finserv  Current account deficit (CAD): It is projected to widen along with RBL Bank Ltd. offer interest-free cash withdrawal facility further to 2.6% of GDP on rising oil prices and strong for up to 50 days through Bajaj Finserv RBL Bank SuperCard. demand for imports. CAD will be offset by slight increase RBL Bank(Ratnakar Bank Limited)-Headquarters: Mumbai. MD in remittances & CEO-Mr. Vishwavir Ahuja NOTE-Asian Development Bank (ADB)-7.3 per cent in 2018-19 and 7.6 per cent in 2019-20 Bharti Axa ties up with Airtel Payments Bank Moody-7.3 per cent in 2018-19 and 7.6 per cent in 2019-20  Bharti Axa Life Insurance and Airtel Payments Bank World Bank- 7.3 percent in 2018-19 (April 1, 2018-March 31, entered into an alliance to offer the ‘Pradhan Mantri 2019) and 7.5 percent in FY 201-20 Jeevan Jyoti Bima Yojana’ (PMJJBY), a government- FICCI-7.5% for 2018-19. NITI Aayog-7.5%. RBI-7.4% backed life insurance scheme.  Airtel Payments Bank also becomes the first payments GDP likely to expand by 7.4% in FY’19: FICCI survey bank in India to offer the Govt of India-backed life As per FICCI(Federation of Indian Chambers of Commerce & insurance scheme. Industry) Indian economy is expected to grow at 7.4 per cent for  The product (PMJJBY) provided by Bharti Axa Life 2018-19, with a minimum and maximum range of 7.1 per cent and Insurance offers Rs 2 lakh life insurance cover for a 7.5 per cent. nominal premium of Rs 330 per annum and can be Rating agency India Ratings & Research (Ind-Ra) in its Mid-Year purchased by all existing or new Airtel Payments Bank FY19 Outlook has revised India’s growth to 7.2% from its earlier savings bank account holders between the ages of 18-50. projection of 7.4% for 2018-19 (FY19).  The alliance comes just days ahead of the long-awaited launch of India Post Payments Bank (IPPB) that will OTHER FINANCIAL NEWS have at least one branch in every district and focus on financial services in rural areas. Lok Sabha passes bill for speedy disposal of commercial  IPPB is scheduled for launch on August 21 by Prime dispute Minister Narendra Modi. Two branches ( and Lok Sabha has passed Commercial Courts, Commercial Division ) of IPPB are already operational, and the rest and Commercial Appellate Division of High Courts (Amendment) 648 are planned to be launched in every district of the Bill, 2018. It replaces the ordinance promulgated by President in country. May 2018 and amends Commercial Courts, Commercial Division and Commercial Appellate Division of High Courts Act, 2015.

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Under the parent Act, commercial courts and commercial divisions  President also gave assent to State Banks (Repeal and in High courts can decide commercial disputes with value of at Amendment) Act to repeal two other laws State Bank of least Rs. 1 crore. The Bill reduces this limit to Rs. 3 lakh. The India (Subsidiary Banks) Act, 1959 and State Bank of amendment is aimed at improving ease of doing business in India. Act, 1956. It further amend the State Bank of India Act of 1955. Banks collect Rs 5,000 crore from customers in FY18 for breaching minimum balance NPCI launches UPI 2.0 with overdraft facility  As many as 21 public sector banks and three major private  The National Payments Corporation of India (NPCI) sector lenders collected a whopping Rs 5,000 crore from launched Unified Payments Interface (UPI) 2.0, which customers for non-maintenance of minimum balance in among others allows customers to link their overdraft their accounts in 2017-18, according to banking data. account to UPI, creation of one-time mandates and pre-  India’s largest lender State Bank of India, which suffered authorisation of transactions for payment at a later date, a staggering net loss of Rs 6,547 crore during 2017- and checking the invoice sent by merchant prior to making 18,emerged the highest earner with Rs 2433 crore penalty payment. – nearly half of the total collection.  These new four additional services in UPI 2.0 are  After SBI, the largest amount of charges for not Overdraft facility, One Time Mandate, Invoice in The maintaining minimum balance during 2017-18 was Inbox and Signed Intent and QR. collected by HDFC Bank,which charged its customers  In addition to current and savings accounts, NPCI said Rs 590.84 crore. customers can link their overdraft (OD) account to UPI  Axis Bank 2.91 % collected Rs 530.12 crore in the last in its latest version. fiscal while ICICI Bank 4.06 % charged Rs 317.6 crore.  NPCI is an umbrella organization for all retail payments  Customers opening accounts under Basic Savings Bank in India. UPI version 1 was launched in April 2016. Deposit (BSBD) scheme as well as Pradhan Mantri Jan Dhan Yojna are not required to maintain any minimum Home Ministry notifies new SoPS for refilling of ATMs balance. Union Home Ministry has issued new Standard Operating Procedures (SoPs) for cash refilling of automated teller machines GST Council announces cashback for digital transactions (ATMs) after certain time period.  The GST (Good and Services Tax) council in its 29th It will come into effect from 8 February 2019. It sets deadline of meeting held in national capital New Delhi has approved replenishing cash in ATMs before 9pm in cities and 6pm in rural cash incentives to promote Digital transactions. areas.In case of Naxal-hit districts notified by central government,  The GST Council meeting was chaired by Interim Finance e deadline will be 4pm. Minister Piyush Goyal. It makes mandatory on private agencies handling these operations  It has announced 20% cashback for digital transactions to collect money from banks in first half of the day and transport paid on business-to-consumer transactions using RuPay them in armoured vehicles. and BHIM platforms, subject to cap of Rs 100 per The cash van should not carry cash of more than Rs. 5 crore per transaction. trip.  GST Council has been established as per Article 279A of Every cash van must have one driver, two armed security guards, the Constitution.Union Finance Minister is Chairperson two ATM officers or custodians. of the council. SEBI cuts listing time for public issue of debt securities President gives assent to Fugitive Economic Offenders Bill,  Markets regulator SEBI drastically cut the timeline for 2018 the listing of debt securities to six days from 12 days at  President Ram Nath Kovind has given assent (under present, in order to make the existing process of issuance Article 111) to Fugitive Economic Offenders Bill, 2018 of such securities simpler and cost-effective. passed by Parliament.  Besides, the Securities and Exchange Board of India (Sebi)  The new law defines fugitive economic offender (FEO) has made ASBA (Application Supported by Blocked as any individual against whom warrants for arrest is Amount) mandatory for all the investors for making issued for his involvement in select economic offences payment while applying in a public issue of debt involving amount of at least Rs 100 crore or more and securities. has left India so as to avoid criminal prosecution.  The mandatory ASBA facility would reduce the time  It allows designated special court to declare person as taken for collecting banks to commence clearing of fugitive economic offender and to confiscate his property, payment instruments, forwarding application forms including benami ones. along with bank schedules to registrar and undertaking of  President also gave assent to Negotiable Instruments technical rejection test. (Amendment) Act, 2018. It is aimed at allowing a court  The new rule would be applicable for all public issues of to try offences related to cheque bounce expeditiously debt securities from October 1, 2018 and direct the drawee to pay a minimum of 20% of cheque  Securities and Exchange Board of India-Headquarters: amount as interim compensation. Mumbai,Agency executive: Ajay Tyagi (Chairman)

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by city-based Apollo Hospitals Group that offers access to NEWS IN BRIEF renowned doctors and provides health tips.  Insurance regulator IRDAI has constituted a 16-member committee to examine motor third party insurance pricing SoftBank partners Paytm to launch payments service in aspects and make recommendations on the premium rates Japan for 2019-20. SoftBank Group Corp. said it will unveil a digital payments service  PayPal, a global technology platform and digital in Japan, and has partnered Paytm for the service. The service payments leader, has announced its strategic partnership PayPay will be introduced by SoftBank’s JV PayPay Corporation. with HDFC Bank to offer safer, faster and convenient PayPay will team up with Paytm, a SoftBank Vision Fund portfolio payment experiences for the bank’s card holders. company, to utilise Paytm’s technology and expertise in mobile  In a relief for salaried tax payers, the government extended payments. the date for filing income tax returns by one month till SoftBank-Headquarters:Tokyo, Japan. CEO: Masayoshi Son August 31. The earlier deadline for filing the returns was Paytm - Headquarters:Noida ,Founder: Vijay Shekhar Sharma.CEO: July 31. Renu Satti  HDFC Life Insurance Company inked an agreement with Vijaya Bank to tap customers of the state-owned lender. Paytm to roll new retail model for instant deliveries  French company IDEMIA has become the first company Digital payments company Paytm is now on an expansion spree to be given the certification to manufacture and to build a ‘New Retail’ model to equip shopkeepers with technology, personalise RuPay chip contact and contactless cards on logistics and marketing capabilities. Under this model, which the the qSPARC v2 platform. consumers will soon be able to discover, will enable customers to  Indian rupee for first time in history plunged to record place orders and get instant deliveries. low of Rs. 70.07 against US dollar on 14 August 2018. However, it recovered later at around Rs. 69.84 after Airtel globally launches ‘Bandwith on Demand’ for busi- heavy intervention by Reserve Bank of India (RBI). ness  Hackers managed to siphon off over Rs 94 crore through Telecom major Bharti Airtel launched its “Bandwith on Demand” a malware attack on the server of -based Cosmos platform globally to enable businesses manage bandwidth Bank and cloning thousands of the bank’s debit cards requirements on a real-time basis. The platform offers quick over a period of two days activation to access, configure and monitor bandwidth requirements and gives full control to the users to provision bandwidth whenever and wherever they need it. Bharti Airtel-CEO: Gopal Vittal, BUSINESS,E-COMMERCE AND Headquarters: New Delhi, Founder: Sunil Mittal CORPORATE AFFAIR Apple Becomes First U.S. Company to Hit $1 Trillion Value Apple Inc. became the first U.S.-based company with a market HAL becomes first PSU to transact on TReDS Platform value of $1 trillion, four decades after it was co-founded by Steve  State-owned aerospace and defence manufacturer Jobs in a Silicon Valley garage and later revolutionized the worlds Hindustan Aeronautics (HAL) has become the first public of computing, music and mobile communications. sector enterprise to make transaction on RXIL TReDS platform. Facebook launches digital literacy library  It executed its first digitised invoice discounting Facebook announced the launch of a “Digital Literacy Library” to transaction on RXIL TReDS platform by accepting digital help young people build the skills they need to safely enjoy online invoice uploaded by Nasik-based MSME (micro technology.The interactive lessons and videos, developed in category) vendor Narendra Udyog. partnership with the Youth and Media team at the Berkman Klein  This transaction was financed by Bank of Baroda. Center for Internet and Society at Harvard University for educators  Trade Receivables Discounting System (TReDS) is online of youth aged 11 to 18, can be downloaded for free. electronic institutional mechanism for facilitating the financing of trade receivables of micro, small and medium PhonePe to facilitate convenient payments on IRCTC app enterprises (MSME) through multiple financiers. India’s fastest growing payments platform, PhonePe has announced  RXIL is India’s first TReDS platform operating since entering into a partnership with Indian Railway Catering and Jan 2017. Tourism Corporation (IRCTC) to facilitate convenient, fast and  It promoted by National Stock Exchange (NSE), Small secure payments through PhonePe on the IRCTC Rail connect Industries Development Bank of India (SIDBI), State Android app.( In April 2016, Flipkart acquired PhonePe. Bank of India (SBI), ICICI Bank and Yes Bank. Headquarters: Bengaluru)

FICCI FLO launches mobile app for women’s wellness BSNL Launches VOIP Based WINGS Service FICCI Ladies Organisation, the women’s wing of Federation of Bharat Sanchar Nigam Ltd (BSNL) has launched BSNL WINGS, a Indian Chamber of Commerce and Industry has launched a mobile VOIP based service. In WINGS, there is no SIM or cable wiring as application aimed at creating awareness on preventive healthcare. is a VOIP service through an app. The WINGS service offers The mobile application “WOW” (Wellness of Women) is backed unlimited free audio/video calling for one year. The service can be

10 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 activated with a one-time fee of Rs. 1,099 (Rs 1,297 with GST).  Digital payments major Paytm announced the acquisition Calls can be made using any data connection such as wired of Bengaluru-based smart-savings management start-up broadband, Wi-Fi, 3G or 4G network of any any operator. Balance Tech for an undisclosed amount.  Prasar Bharati tied up with Google and its video sharing REC inks pact with German bank for 200 mn euro loan platform YouTube to telecast the 72nd Independence Rural Electrification Corporation (REC) has inked a loan agreement Day programme live online on Aug 15 2018 to increase with German bank KfW for EUR 200 million. The fund will be digital presence. Prasar Bharati CEO-Shashi Shekhar used to finance clean energy projects in India. This is REC’s fourth Vempati line of credit under Indo-German development cooperation which  Paytm parent One97 Communications has partnered with REC will utilise to finance renewable energy projects in India. Alibaba to launch its artificial intelligence (AI) cloud computing platform Paytm AI Cloud for developers, HAL becomes first PSU to transact on TReDS: RXIL start-ups, and enterprise. The Receivables Exchange of India (RXIL) (Headquarters –  Online retailer Flipkart has acquired AI-led speech Mumbai, Maharashtra) said that the Hindustan Aeronautics (HAL) recognition Liv.ai, in a bid to target the next 200 million has become the first public sector enterprise to make a transaction online shoppers. on the “TReDS platform”. According to the NSE-SIDBI joint venture, TReDS is an online electronic institutional mechanism for facilitating the financing of trade receivables of micro, small and  medium enterprises (MSME) through multiple financiers.

Walmart acquires 77% stake in Flipkart Group KNOWLEDGE GARDEN After getting the approval of competition Commission of India VANIK’S Retail giant Walmart Inc. acquired approximately 77 per cent stake BHIM (Bharat Interface for Money) in e-commerce major Flipkart. Remainder of the business is held  BHIM (Bharat Interface for Money) is a Mobile App by other shareholders, including Flipkart co-founder Binny Bansal, developed by National Payments Corporation of India Tencent, Tiger Global and Microsoft Corp. (NPCI), based on the Unified Payment Interface (UPI).  It has been named after Dr. Bhimrao R. Ambedkar. BHIM Flipkart launches platform for refurbished products app currently supports 12 languages .  BHIM allow users to send or receive money to or from Online retailer Flipkart has launched an independent platform for UPI payment addresses, or to non-UPI based accounts (by refurbished products, starting with a mobile site. Called ‘2GUD’, scanning a QR (quick response) code with account the platform initially offers smartphones, laptops, tablets and number and IFSC code or MMID (Mobile Money electronic accessories, with large appliances to be added soon. Identifier) Code). Prices will vary from 50-80% of the original product’s price  Unlike mobile wallets (PayTM, MobiKwik, mPesa, Airtel depending on the level of certification.Flipkart’s CEO – Kalyan Money etc) which hold money[6], the BHIM App is only a transfer mechanism, which transfers money between Krishnamurthy different bank accounts. Transactions on BHIM are nearly instantaneous and can be done 24/7 including weekends NEWS IN BRIEF and bank holidays.  Google teams up with Accenture to help enterprises move  Transaction Fees and Limits: At present, there is no charge to Cloud for transaction from Rs 1 to Rs 1 Lakh. NPCI(National Payments Corporation of India)  Software major Wipro would work with the Karnataka  National Payments Corporation of India is the umbrella government to fight air pollution in the state, especially organisation for all retail payment systems in India Bengaluru. registered under section 8 of the Companies Act 2013.It  The government of Telangana signed MoUs with Tech has successfully completed the development of a domestic Mahindra, Nucleus Vision and Eleven01 Foundation to card payment network called RuPay. A variant of the card launch India’s first Blockchain District (Hyderabad), called ‘Kisan Card’ is now being issued by all the Public Sector Banks in addition to the mainstream debit card which will provide a complete ecosystem for the growth which has been issued by 43 banks. of blockchain technology.  National Payments Corporation of India (NPCI) will  Google has released its latest version of Android Opera function as the authorised Bharat Bill Payment Central ting System — Android 9 Pie, which harnesses the power Unit (BBPCU), which will be responsible for setting of Artificial Intelligence (AI) to predict how users would business standards, rules and procedures for technical and like to experience their devices while offering a smoother business requirements for all the participants. navigation system and an easier way to track and limit  NPCI, as the BBPCU, will also undertake clearing and settlement activities related to transactions routed through usage of apps. BBPS.  Fertiliser major IFFCO has entered into joint venture  Payments may be made through the BBPS using cash, with Congelados De Navarra to set up food processing transfer cheques, and electronic modes. plant at in Punjab with an investment of Rs  NPCI-HQ:Mumbai,Founded: 2008, Chairma: B. 325 crore. Sabamurthy, MD & CEO: DilipAsbe,

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Iran officially joins ASEAN treaty In a ceremony on the sidelines of the 51st ASEAN Foreign Ministers’ Meeting in Singapore, officially joined the Treaty of Amity and Cooperation in Southeast Asia. ASEAN is a regional intergovernmental organization comprising ten Southeast Asian countries that promotes intergovernmental cooperation.

Japan become world’s 2nd largest stock mar- ket Japan has pipped China as the world’s second- largest stock market. The Chinese market was worth $6.09 trillion next to Japan’s $6.17 trillion. Both markets are ranked after the US which is the world’s largest at just over $31 trillion. Pakistan, Russia sign agreement to allow Pa- kistani troops to receive training at Russian Pakistan and Russia have signed contract on admission of service members of Pakistan in Russia’s Military Training Institutes. The agreement Pakistan Elections Results 2018 was signed at conclusion of first meeting of Russia-Pakistan Joint Pakistan Tehreek-e-Insaf (PTI) chairman and former cricketer Imran Military Consultative Committee (JMCC), the highest forum of Khan took oath as the 22nd Prime Minister of Pakistan.The PTI defence collaboration between both countries held in Rawalpindi, has bagged a total of 116 seats. While, former Prime Minister Pakistan. Both countries also have initiative military exercise Nawaz Sharif’s Pakistan Muslim League-Nawaz (PML-N) bagged DRUZBA (Friendship) in 2016. 64 seats and former President Asif Ali Zardari’s Pakistan Peoples Party (PPP) got 43 seats. Exercise SCO Peace Mission 2018 to be conducted in Rus- sia Gaofen 11: China launches high-resolution Earth observa- As part of Shanghai Cooperation Organization (SCO) initiatives, tion satellite SCO Peace Mission Exercise is conducted biennially for SCO China successfully launched Gaofen-11, an optical remote sensing member states. The joint exercise for the year 2018 will be conducted satellite, as part of the country’s high-resolution Earth observation by Central Military Commission of Russia from 22 August to 29 project. It was launched on board of Long March 4B rocket from August 2018 at Chebarkul, Chelyabinsk, Russia. Taiyuan Satellite Launch Center in northern Shanxi Province. Gaofen SCO-Headquarters: Beijing, China. Secretary General: Rashid means “high resolution” in Chinese. It is ambitious space project Alimov. Founded on 15 June 2001 in Shanghai, China in counter to of China that aims to launch seven high-definition observation NATO(North Atlantic Treaty Organization having HQ at Brussel, satellites before 2020. Belgium) World’s first intertidal art gallery opens in Maldives SCO have 8 member states. China, Kazakhsta, Kyrgyzstan, Russia, An intertidal art gallery, filled with around 30 sculptures acting as Tajikistan, Uzbekistan, India and Pakistan(India and Pakistan a habitat for coral and other marine species, was opened in the became member on 9 June 2017) Maldives. The gallery, called the Coralarium, is located at the Iran unveils next generation short-range ballistic missile Fairmont Maldives Sirru Fen Fushi resort. Iran has unveiled Fateh Mobin (Bright Conqueror) next generation Madives:-Capital: Malé,Currency: rufiyaa short-range ballistic missile capable of striking targets on land and President: Abdulla Yameen sea. The missile has successfully passed its tests. Tokyo 2020 will be first Olympics to use facial recognition Iran-Capital: Tehran, Currency: Iranian rial, President: Hassan technology Rouhani Tokyo 2020 will be first Olympics to use facial recognition US extends $39 million military finance to Sri Lanka to technology to increase security around all venues. For this, games boost maritime security organisers have partnered with Japanese telecommunications and United States has announced to grant $39 million as part its foreign information technology giant NEC to develop the first system of military financing to Sri Lanka to boost maritime security. The US this kind to be implemented at an Olympics games. funding for Sri Lanka is part of its $300 million set aside for South Winter Olympics-2018: Pyeongchang, South Korea. 2022:Beijing, and Southeast Asia to ensure free, open, and rules-based order in China. the Indo-Pacific region.This contribution will also support Bay of Summer Olympics-2020:Tokyo: Japan.2024: Paris, France

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Bengal initiative and Sri Lanka’s humanitarian assistance and disaster Pune tops in Ease of Living Index released by Housing Min- response (HADR) priorities. istry 24th World Congress of Philosophy held in Beijing Pune (Maharashtra) ranked first among 116 cities (with population of 1 million plus) in Ease of Living Index released by Ministry of The 24th World Congress of Philosophy (WCP), organized by the Housing and Urban Affairs (MoHUA). Two more Maharashtra International Federation of Philosophical Societies, and Peking cities — Navi Mumbai and Greater Mumbai — figure in the second University, held in Beijing, China with the theme ‘Learning To Be and third spots . The index exercise was launched in January 2018 Human’. This was first time that the quinquennial (once in five by MoHUA with help of the consortium of IPSOS Research Pvt year) event held in China. Ltd, Athena Infonomics, and Economist Intelligence Unit (EIU). INDEX Rampur in Uttar Pradesh was ranked worst on the scale. 2018 Global Liveability Index: Vienna named world’s most India ranks 6th Global Optimism Index. liveable city India was ranked 6th in the global optimism index with business Austrian capital Vienna was ranked as world’s most liveable city optimism tepid in second quarter (Q2) of 2018.The index was among 140 major cities in 2018 Global Liveability Index released released as part of Grant Thornton’s International Business Report by Economist Intelligence Unit (EIU). It is first time that European (IBR), a quarterly global business survey. The global optimism city has topped rankings of EIU annual survey.( EIU HQ- index for Q2 of 2018 was topped by Indonesia followed by Headquarters London, England). No Indian cities were ranked Netherlands, Austria, Philippines and China. in the top ten or bottom ten of this edition of index. New Delhi had India ranks 11th in 2018 AT Kearney FDI Confidence Index. figured at 112th and Mumbai 117th position in list. India has fallen out of top 10 destinations for Foreign Direct Smitha V. Crishna tops list of India’s wealthiest women Investments (FDI) in terms of its attractiveness according to 2018 Smitha V. Crishna, a third-generation heir of the Godrej family, Kearney FDI Confidence Index, in which it was ranked 11th, down ranks first in the Kotak Wealth Hurun-Leading Wealthy Women from 8th in 2017 and 9th in 2016. The index was released by report 2018 list with an estimated wealth of Rs. 37,570 crore. Ms. Smitha published by global consultancy firm A T Kearney. owns one-fifth of the Godrej Group. Roshni Nadar, CEO and UN E-Government Index: India Ranks 96th, Denmark Tops executive director at HCL, ranks second in the list with an estimated India has jumped 22 places to 96th rank to break into the top 100 wealth of Rs. 30,200 crore. Mumbai and New Delhi are the leading of the United Nation’s E-Government Development Index (EGDI) cities for India’s super-rich women, followed by Bengaluru. 2018. Denmark, with an index value of 0.9150, topped the 2018 E- Government Development Survey. The 2018 edition was titled as ‘Gearing E-Government to Support Transformation towards  sustainable and resilient societies’.

Government launches National Viral Hepati- tis Control Programme. (a) Union Ministry of Health and Family Welfare has launched National Viral Hepatitis Control Programme to control viral hepatitis C on the occasion of World Hepatitis Day (July 28). (b) It aims to treat minimum of 3 lakh hepatitis C cases over a period of three years for eliminating deadly condition by 2030. (c) The programme is part of National Health Mission. Under it, expensive antiviral for hepatitis B and C infections will be made available free of cost at all government hospitals. World Hepatitis Day (1) The World Hepatitis Day was observed globally on July 28, 2018 with the theme “Test. Treat. Hepatitis”.The World Health Organisation along with the Government of Mongolia will be holding a series of events in Ulaanbaatar, Mongolia to commemorate the World Hepatitis Day 2018.

13 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 (2) The events will engage high-level leaders, advocates and Govt launches free software for editing text on scanned im- patient representatives from global, regional and national ages organisations. The IT ministry launched a desktop software e-Aksharayan to enable editing of text printed on scanned documents and it can be Free WiFi services for villages adopted by MPs across India downloaded for free from its website. e-Aksharayan is a desktop Minister of State for communications Manoj Sinha told that all software for converting scanned printed Indian language documents villages adopted by the Member of Parliaments under ‘Sansad into a fully editable text format in Unicode encoding. The software Adarsh Gram Yojna’, will be provided free WiFi services across supports editing in seven Indian languages – Hindi, Bangla, India by the Government. The government has proposed to set up Malayalam, Gurmukhi, Tamil, Kannada & Assamese. 25000 WiFi hotspots at existing rural exchanges of BSNL through comprehensive telecom development plan and in future, all other Common Service Centers to help in implementation of agencies/pvt telecom operators will be engaged to provide WiFi Ayushman Bharat. services to every panchayat across India. Common Service Center (CSC) and National Health Accounts Cabinet okays Rs 15,000 cr support to Swachh Bharat Mis- (NHA) signed Memorandum of Understanding (MoU) to implement the Ayushman Bharat scheme through 3 lakh Common sion Service Centers (CSCs) across the country. The MoU was signed The Union Cabinet at a meeting chaired by Prime Minister Narendra by Dr Indu Bhushan, CEO of National Health Agency (NHA) and Modi has approved raising of Extra Budgetary Resources (EBR) Dr Dinesh Tyagi, CEO of Common Service Centres-SPV of Rs 15,000 crore through NABARD for the Swachh Bharat Ayushman Bharat-National Health Protection Mission (AB- Mission (Gramin) during 2018-19. The funds will be utilized to NHPM) aims to cover over 10.74 crore poor and vulnerable families achieve and sustain Open Defecation Free (ODF) status in the (approximately 50 crore beneficiaries) providing coverage up to villages across the country. The Swachh Bharat Mission was Rs 5 lakh per family per year for secondary and tertiary care launched on October 2, 2014, with the goal to achieve universal hospitalisation. The scheme will have a defined benefit cover of sanitation coverage in rural areas by October 2, 2019. Rs. 5 lakh per family per year. India to develop model to give flash floods warning to Asian Lok Sabha passes Insolvency Code amendment Bill nations: WMO The Lok Sabha passed the Insolvency and Bankruptcy Code World Meteorological Organization (WMO) has designated India (Second Amendment) Bill, 2018 that recognises homebuyers as as nodal centre for developing customized model to issue advance financial creditors to real estate developers. The Bill allows genuine warning of floods to Asian countries,including Vietnam, Sri Lanka, promoters of micro, small and medium enterprises (MSMEs) to Myanmar and Thailand The model will be called as Flash Flood bid for their stressed firms and provides for the withdrawal of a Guidance System. Indian Meteorological Department (IMD) under case after admission by the adjudicating authority if it is approved Ministry of Earth Sciences will work to customize this weather by 90% of creditors. model. World Meteorological Organization-Headquarters: Geneva, India elected as President of Asia-Pacific Institute for Broad- Switzerland. Heads: Petteri Taalas casting Development India was elected as President of the Asia-Pacific Institute for Indian Railways launches ‘Mission Satyanishtha’ Broadcasting Development (AIBD) for period of two years. India The Indian Railways launched ‘Mission Satyanishtha’ and a got elected against Iran during voting which took place at 44th programme on Ethics in Public Governance, in a first-of-its-kind annual gathering of AIBD held in Colombo, Sri Lanka. Director event, at a day-long function held at National Rail Museum, New General of All India Radio (AIR) F. Sheheryar was also re-elected Delhi. The Satyanishtha mission aims to sensitise all railway as chair of executive board of AIBD while Sri Lanka was elected as employees about the need to adhere to good ethics and to maintain vice-chair. high standards of integrity at work. AIDB was established in 1977 and its secretariat is located in Ashwani Lohani, Chairman, Railway Board. Union Minister of Kuala Lumpur.Currently it has broadcasters from 26 full member Finance,Railway and coal-Piyush Goyal. countries. Dharmendra Pradhan lays foundation stone of skill train- NITI Aayog and CII launch partnership on SDGs ing centre for women The NITI Aayog and Confederation of Indian Industry (CII) have The Union Minister for Petroleum & Natural Gas and Skill signed Memorandum of Understanding (MoU) on Sustainable Development & Entrepreneurship Shri Dharmendra Pradhan, laid Development Goals (SDGs) and entered into three-year the foundation stone for permanent campus of National Skill partnership. On sidelines of this conclave, CII also launched Training Institute (NSTI) for Women at Mohali, Punjab. This is report—Indian Solutions for the World to Achieve SDGs. the first NSTI Institute for Punjab and only one of its kind in India which is exclusively for women. The Minister also launched a Government launches Niryat Mitra mobile app unique Pradhan Mantri Kaushal Kendra (PMKK) which would Union Ministry of Commerce and Industry has launched “Niryat admit differently abled persons as well, also a first of its kind in Mitra” mobile application for exporters and importers of the India at Mohali. The Institute is presently operating out of country. The app developed by Federation of Indian Export temporary campus at Rajpura.

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Organisations (FIEO), the largest exporters organisation of the NITI Aayog launches Pitch to MOVE competition country. NITI Aayog launched mobility pitch competition “Pitch to MOVE” to provide budding entrepreneurs of India unique opportunity to NRIs cannot file RTI applications: Government pitch their business ideas to distinguished jury. The competition is Government has informed Lok Sabha that Non-Resident Indians organised by NITI Aayog in collaboration with Invest India and (NRI) cannot file Right to Information (RTI) applications to seek Society of Indian Automobile Manufacturers (SIAM). governance-related information from Central government departments. It mentioned that only citizens of India have the right to seek information under the provisions of RTI Act, 2005 NEWS IN BRIEF and NRIs are not eligible to file RTI applications. Objectives of  In order to facilitate the growth of health-care sector, the RTI are to empower citizens (as right to information is fundamental Center recently approved the proposal of setting up of right of the citizens under Article 19), promote transparency and All Indian Institute of Medical Sciences (AIIMS) in the accountability in working of Government, check corruption and state of Tripura. make our democracy work for the people in real sense.  The Union Home Ministry has excluded 29 inhabited islands in Andaman and Nicobar from Restricted Area Project ‘SWAYAM’ launched by HRD Ministry The Ministry of HRD has embarked on a major and new initiative Permit (RAP) regime under the Foreigners (Restricted Project called ‘Study Webs of Active Learning for Young Aspiring Areas) Order, 1963 till December 2022. Minds’ (SWAYAM), which will provide one integrated platform  The government of Karnataka launched the and portal for online courses. This covers all higher education ‘Swachhameva Jayate’ campaign in a bid to step up the subjects and skill sector courses. cleanliness and hygiene efforts of the state.  (BJP) president Amit Shah Cabinet approves raising of four additional battalions of Na- inaugurated the new Deen Dayal Upadhyaya Junction tional Disaster Response Force railway station, which was earlier known as Mughalsarai. The Union Cabinet has given the approval for raising of four additional battalions of National Disaster Response Force to  The city of Kolkata will be the venue for the next event strengthen the India’s disaster response set up at an estimated cost of the ‘CuppaSchoola’ karate tournament, run by the of Rs 637 crore. These battalions will be placed in Jammu and Indian Professional Karate Council (IPKC) and the Kashmir, , and Delhi National Capital Boutspro Ultimate Karate League. Region based on their disaster vulnerability profile.  The Cabinet Committee approved the project for These four battalions will initially be raised as two battalions in construction of 6.930 km long 4-lane bridge at Phulaut in Indo-Tibetan Border Police (ITBP) and one battalion each in Assam Bihar. Rifles (ARs) and Border Security Force (BSF). Later these four  The Cabinet has approved the proposal to provide the battalions will be converted into NDRF battalions. Concession Agreements & Land Lease Agreements for Centre unlocked Rs 66,000 crore green fund the revival of Gorakhpur & Sindri units of Fertilizer Union Ministry of Environment, Forest and Climate Change Corporation of India Limited. (MoEFCC) has notified rules for utilisation of more than Rs 66,000  To cater to the health needs of the people of the region, crore afforestation funds by states/UTs and for setting up the Union Cabinet has approved to transfer the Central authorities to monitor its use for afforestation and conservation. Hospital at Karma, Jharkhand under the Ministry of The rules have been framed two years after Compensatory Labour & Employment along with its land and building Afforestation Fund (CAF) Act, 2016 to this effect was enacted. to the Jharkhand Government free of cost to establish a As per the rules,about 80% of the total money will be used by the states for plantation and other green projects will utilise the new Medical College under the Centrally Sponsored. remaining 20% of the afforestation amount for 11 listed works for  Ministry of Railways launches “Digital Screens” at 22 strengthening of the forest and wildlife related infrastructure. stations on this Independence Day to spread awareness about Indian Railways Heritage Digital North East Vision 2022 released in Guwahati  The Union Minister of Agriculture and Farmers’ Welfare, Union Minister for Electronics & Information Technology Ravi Radha Mohan Singh has proposed to declare the upcoming Shankar Prasad launched the Digital North East Vision 2022 in year as the ‘International Year of Millets’. Guwahati, Assam. Under Digital North East, Union government will invest nearly Rs. 10,000 crore in Region over next 4 years to implement more than 400 projects.. Assam Chief Minister Sarbananda Sonowal also laid the foundation stone for a common facilitation centre and smart meter manufacturing facility at the  Electronics Manufacturing Cluster (EMC) in Tech City at Bongara village, Assam.

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Prime Minister’s Research Fellows (PMRF) Scheme (1) The scheme was announced in the Budget Speech 2018-19. It will be implemented for period of seven years beginning 2018-19 at total cost of Rs. 1650 cr. (2) Under it, best students who have completed or are in final year of B. Tech/Integrated M.Tech/ M.Sc courses in Science and Technology streams will be offered direct admission in PhD programme in IITs/IISc. (3) Maximum of 3000 Fellows would be selected in three year period, beginning 2018-19. (4) Selected students through selection process laid down in PMRF Guidelines will be offered monthly fellowship of Rs.70,000 for first two years, Rs.75,000 for 3rd year and Rs.80,000 in 4th and 5th years. (5) Each selected fellow students will be also provided research grant of Rs.2.00 lakh for period of 5 years to cover their foreign travel expenses for presenting research papers in international Pradhan Mantri Ujjwala Yojana: Government achieves 5 crore conferences and seminars. Free LPG Connections Target Union Government has announced that it has reached target of POSHAN Abhiyaan: 2nd meeting of National Council on providing 5 crore free LPG connections under Pradhan Mantri India’s Nutrition Challenges held in New Delhi Ujjwala Yojana (PMUY) almost eight months ahead of schedule (a) Union Ministry of Women and Child Development (i.e. in 27 months instead of 35 months) Uttar Pradesh (87 lakh), (WCD) had organized 2nd meeting of National Council West Bengal (67 lakh), Bihar (61 lakh), Madhya Pradesh (45 lakh), on India’s Nutrition Challenges under POSHAN Abhiyaan Rajasthan (37 lakh) and Odisha (30 lakh) are six states that have in New Dehli.It was chaired by NITI Aayog Vice accounted for nearly 65% of connections provided under PMUY Chairman Rajiv Kumar. PMUY (b) National Council approved inclusion of 32 new districts  Union Government launched PMUY in May, 2016 with under POSHAN Abhiyaan in the current year. tagline of Swachh Indhan, Behtar Jeevan. (c) POSHAN Abhiyaan (Prime Minister’s Overarching  PMUY is implemented by Ministry of Petroleum and Scheme for Holistic Nutrition) was launched in Jhunjhunu, Natural Gas through its Oil Marketing Companies Rajasthan in March 2018. (OMCs) i.e., IOCL, BPCL and HPCL through their (d) POSHAN Abhiyaan aims to ensure holistic development network of distributors across the country. and adequate nutrition for pregnant women, mothers and  Initially, Government had set target to provide deposit children. free LPG connections under PMUY to 5 crore BPL (e) Its large component involves gradual scaling-up of households by 31 March 2019. interventions supported by ongoing World Bank assisted  Considering its huge success, government had revised Integrated Child Development Services (ICDS) Systems target to 8 crores with budgetary allocation of Rs. 12,800 Strengthening and Nutrition Improvement Project crore. (ISSNIP) to all districts in the country by 2022.

Government extends Prime Minister’s Research Fellows Government, NABARD and NWDA ink revised MoA for 99 Scheme all potential researchers projects (a) Union Government has announced that Prime Minister’s Union Government, NABARD and National Water Development Research Fellows (PMRF) Scheme will be open to all Agency (NWDA) have signed revised Memorandum of Agreement potential researchers from 2019 and not limited to (MoA) for funding of central share of 99 prioritized irrigation candidates from IISc, IITs, NITs, IIEST and IISERs. projects under Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) (b) The decision was made after Government failed to find through Long Term Irrigation Fund (LTIF). PMKSY was launched adequate number of candidates for PMRF this year.Only in July 2015 with overarching vision to ensure access to some 135 fellowships were finally offered against 1,000 means of protective irrigation for all agricultural farms in the country positions. and to produce ‘per drop more crop’, thus bringing much desired rural prosperity. It is implemented by Ministries of Agriculture, Water Resources and Rural Development. It has outlay of Rs 50000 crore with implementation period of over five-year till April 2020.

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Textile ministry launches SAATHI initiative unconnected habitations in rural areas with population In order to sustain and accelerate the adoption of energy efficient of 500 persons and above (in plain areas) and 250 persons textile technologies in the power loom sector and cost savings due and above (in hilly states, desert areas, tribal areas and to use of such technology, Ministry of Textiles and Ministry of selected tribal and backward districts). Power (GoI) have joined hands under the initiative SAATHI Centre to provide Rs 15/kg discount on pulses under State (Sustainable and Accelerated Adoption of efficient Textile support schemes technologies to Help Small Industries). Old inefficient electric  The Cabinet Committee on Economic Affairs (CCEA) motors will be replaced with energy efficient IE3 motors which decided to provide a discount of Rs 15/kg on pulses, will result in energy and cost saving up to 10-15% in the first over the wholesale market price, to States for distribution phase. under welfare schemes like mid-meal, Public Distribution CCEA approves continuation of Post Matric Scholarship for System, and Integrated Child Development Programmes OBC Students for studying in India scheme (ICDP).  Cabinet Committee on Economic Affairs (CCEA)  States and Union Territories will be offered to lift 34.88 approved continuation and revision of Centrally lakh tonnes of Tur, Chana, Masoor, Moong and Urad at Sponsored Scheme of Post Matric Scholarship for Other the discount of Rs 15/kg over the prevailing wholesale Backward Classes Students for studying in India (PMS- market price on a first-come-first-serve basis. OBC) for 3 year till 2020.  The Government will spend Rs 5,237 crore for  PMS-OBC is flagship scheme of Ministry of Social implementing this scheme Justice & Empowerment, in operation since 1998-99.  It fully centrally sponsored scheme that aims to provide Govt launches scheme “Seva Bhoj Yojna” The Minist financial assistance to OBC students studying at post- ry of Culture launched a scheme called “Seva Bhoj matriculation or post-secondary stage to enable them to Yojna” to reimburse central share of CGST and IGST on food, prasad, langar or bhandara offered by religious and charitable complete their education. institutions. The scheme has a total outlay of Rs 325.00 crore for  Under revised PMS-OBC, annual parental income ceiling financial years 2018-19 and 2019-20. has been increased from Rs. 1 lakh to Rs. 1.5 lakh. The scheme will compensate such institutions of the Central  Now onwards, 30% of funds will be earmarked for girl Government share of Central Goods and Services Tax (CGST) and students and 5% for students with disabilities. Integrated Goods and Service Tax (IGST) so as to lessen the financial Disbursement of scholarships will be now through burden on religious and charitable bodies that provide food/prasad/ Aadhaar seeded bank accounts. langar (community kitchen)/bhandara free-of-cost without any CCEA approves continuation of Pradhan Mantri Gram Sadak discrimination to public/devotees. Yojana Union Cabinet approves extension of CFS for infrastructure  Cabinet Committee on Economic Affairs (CCEA) has projects abroad approved continuation of Pradhan Mantri Gram Sadak The Union Cabinet, chaired by Prime Minister Narendra Modi, Yojana (PMGSY) beyond 12th Five Year Plan period approved the first extension of Concessional Financing Scheme ((2012–2017)). (CFS) to support Indian Entities bidding for strategically important  It will help in connecting 38,412 habitations at estimated infrastructure projects abroad for five years till 2023. Under the cost of Rs. 84,934 crore. CFS, the Government of India has been supporting Indian Entities  Initially targets of PMGSY were to be achieved by March bidding for strategically important infrastructure projects abroad 2022, however, sunset date of achievement of PMGSY- since 2015-16. I was pre-poned to March, 2019, with enhanced fund allocation and changed funding pattern i.e. in ratio of Government approves 122 new research projects under IM- 60:40 between Centre and State for all States except for PRINT scheme 8 North Eastern and 3 Himalayan States (Himachal Union Ministry of Human Resource Development (MHRD) has Pradesh, Uttarakhand and Jammu & Kashmir) for which approved 122 new research project proposals worth Rs 112 crore it is 90:10. for funding under its IMPRINT-II (Impacting Research Innovation  PMGSY-II and habitations under identified LWE blocks and Technology) scheme. These projects were approved at (100-249 population) covered by March 2020. IMPRINT-II Apex Committee meeting chaired by HRD Minister  Pradhan Mantri Gram Sadak Yojana (PMGSY) scheme Prakash Javddekar in New Delhi. was launched on 25 December 2000. It aims to provide IMPRINT is first of its kind MHRD supported scheme to address single all-weather road connectivity to all eligible major science and engineering challenges and boost original scientific

17 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 and technological research in 10 technology identified domains in One time Grant of Rs. 25,000: It is for girls turned 18 at time of the country. It was launched in November 2015 application, enrolled in government recognized regular or open school and colleges or pursuing vocational or technical training or Kanyashree Prakalpa scheme: West Bengal Government sports activity or is inmate of Home registered under Juvenile removes family income ceiling Justice Act. West Bengal Government has announced to remove annual family income ceiling in eligibility criteria to be beneficiary under state’s Delhi Police inducts India’s first all-woman SWAT team for UN award winning Kanyashree Prakalpa scheme. Currently only anti-terrorist operations girls belonging to families with annual family income not more than Delhi Police has inducted India’s first all-woman Special Weapons Rs 1.20 lakh were entitled to get the benefits of this scheme. From and Tactics (SWAT) team for anti-terrorist operations. The all- now everyone will get the Kanyashree benefit. State government woman SWAT team is the brainchild of Delhi Police Commissioner is also planning to set up “Kanyashree University” under this Amulya Patnaik. It comprises 36 women commandos from scheme for girls soon. northeastern states (13 members from Assam, 5 from Arunachal Components of Scheme: Pradesh, 5 from Sikkim, 5 from Manipur, 4 from Meghalaya, 2 Annual Scholarship of Rs. 500: It is for unmarried girls aged 13-18 from Nagaland and 1 from Mizoram and Tripura each) years enrolled in classes VIII-XII in government recognized regular or equivalent open school or equivalent vocational or technical training course. 

 External Affairs Minister Sushma Swaraj inaugurated ‘Panini Language Laboratory’ at Mahatma Gandhi Institute (MGI) at Port Louis in Mauritius. India-Nepal: The Government of India has released 470 million Nepali rupees grant for Terai roads project in Nepal. The amount has been released to maintain fund liquidity for the ongoing construction of 14 road packages under Postal Highway Project.

Nepal receives special gifts on India’s Inde- pendence Day The Indian Embassy in Nepal handed over 30 ambulances and six buses to various hospitals, non- profit charitable organizations and educational institutions of Nepal on the occasion of India’s 72nd Independence Day. The Indian Mission to Nepal has handed over about 7 Hundred ambulances and about 130 school buses to the various organizations in the Himalayan Nation so 11th World Hindi Conference begins in Mauritius far.  11th World Hindi Conference has been held in Mauritius ‘Understand India’ programme to be launched in China in its capital city Port Lois from Aug 18-20, 2018 with India plans to launch an “Understanding India” programme in China the theme ‘Vaishvik Hindi Aur Bharatiy Sanskriti’. to “demystify” the country and create a better understanding of it.  It has been inaugurated by Prime Minister of Mauritius Indian Council of Cultural Relations President Vinay Praveen Kumar Jagannath and was attended by External Sahasrabuddhe, who was in Beijing to attend the World Congress Affairs Minister Sushma Swaraj and some other of Philosophy also said the Indian cultural centres across the world ministers. that don’t have any name will be named after Indian monk Swami  It was organised by Ministry of External Affairs, Vivekananda. Government of India in association with Government of India-UAE: India and the United Arab Emirates (UAE) signed a Mauritius. Memorandum of Understanding (MoU) to boost their respective  The venue of Conference was Swami Vivekanand artificial intelligence economies. Both the country signed an MoU International Convention Centre, Pailles Mauritius. to create a bilateral ‘Artificial Intelligence Bridge’ with an aim to generate USD 20 billion in economic benefits during the next decade.

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India, Japan pitch for cooperation in bamboo sector in Tripura Sri Lanka: President: Maithripala Sirisena, Prime Minister: Ranil In an effort to boost ties between India and Japan in the bamboo Wickremesinghe. Currency: Sri Lankan rupee craft sector, a team from the Japanese embassy in New Delhi and Israel opens visa centre in Kolkata: In a bid to encourage more stakeholders in the bamboo handicraft sector of Tripura took part Indian travellers to visit Israel, the Middle East nation has opened in a workshop called ‘Bridging Japan and India by Bamboo’. The a Visa Application Centre in Kolkata that would cater to West workshop, which will benefit the bamboo artisans and also improve Bengal and seven northeastern states. the trade relation between India and Japan, was held at the Bamboo and Cane Development Institute in Agartala. Israeli Navy to procure Barak 8 missile defence system, jointly developed by India, Israel Joint postage stamps on India-South Africa approved The multi-purpose Barak 8 missile defence system, jointly The Union Cabinet gave its approval for the joint issue of postage developed by India and Israel, will be procured by the Israeli Navy stamps between India and South Africa on the theme of 20 years of to protect its economic zones and strategic facilities from diversified strategic partnership between the two countries. A commemorative threats and the sales for it have exceeded USD 5 billion. The missile postage stamp, released in June, depicts the images of Rashtriya system has been jointly developed by Israel Aerospace Industries Swayamsevak Sangh thinker Deendayal Upadhyaya and Oliver (IAI), India’s DRDO, Israel’s Administration for the Development Reginald Tambo of South Africa. of Weapons and Technological Infrastructure, Elta Systems, Rafael India-Sri Lanka: India is building 60,000 houses for Indian-origin and some other Indian defence companies. people in Sri Lanka’s tea plantation areas at a cost of $350 million. Barak-8 is an operational air and missile defense system used by Out of the 60,000 houses, close to 47,000 have been completed so the Israeli Navy as well as by the Indian Navy and air forces. far. Some 404 houses were handed over at the central district of Nuwara Eliya city. 

years, adolescent girls and pregnant women registered with Anganwadi centres will also be provided milk thrice a week and the government will allocate Rs 100 crore for this. Telangana CM launches three new schemes Telangana Chief Minister K Chandrasekhar Rao launched three new schemes viz. free life insurance for farmers (Rythu Bima), ‘Kanti Velugu’ eye care scheme and an economic support programme for backward classes on the occasion of 72nd Independence Day 2018.  Under ‘Kanti Velugu’ eye care scheme, every citizen of Telangana will be entitle to have free eye care viz. free eye screenings, medicines and spectacles and surgeries.  Under the economic support scheme for backward classes, the govt would provide a grant of Rs 50,000 to the beneficiaries to start small businesses.  Under the ‘Rythu Bima’ scheme, every farmer Odisha launches government health scheme on I-Day would get life insurance cover of Rs 5 lakh. Odisha Chief Minister Naveen Patnaik announced a universal health scheme – Biju Swasthya Kalyan Yojana (BSKY) – in the state that Andhra CM launches Gandiva project will benefit 70 lakh families. Beneficiaries of the BSKY will get Chief Minister N. Chandrababu Naidu launched the ‘Project medical assistance of Rs 5 lakh and women will get an additional Gandiva’. This project aims to achieve medals in Rs 2 lakh in a span of ten years. The government wants to make Andhra Pradesh No.1 in the country in athletics . He also laid the foundation Rajasthan govt to observe Sept as ‘month of nutrition’ stone for Rs 60 crore ‘Amaravati International Sports Complex’ at The Rajasthan govt decided to observe Sept as the ‘month of Vidyadharapuram, Vijayawada. nutrition’ to create awareness among people living in the state. The students of Class 1 to 8 of govt schools will be given milk Assam to implement Pranam Scheme daily instead of thrice a week for which additional funds of Rs 203 Assam government has decided to implement a scheme to part crore will be allocated. Besides, students in the age group of 3-6 away with 10 to 15 per cent of state government employees’

19 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 monthly salary if they are found guilty of not taking adequate care Punjab uses mobile app to distribute 13 lakh saplings of their dependent elderly parents and physically challenged Punjab Minister announced that Punjab, the first state in India to siblings. launch a mobile app ‘i-Hariyali’ to supply free saplings, has provided 13 lakh saplings to people through this endeavour so Assam releases final NRC draft, 40 lakh declared ‘illegal far.A total of 32 lakh saplings were supplied under the ‘Ghar-Ghar citizens’ of India Hariyali’ campaign as well as through the app. Amid tight security, the second and the final draft of the National Register of Citizens (NRC) of Assam was released in Guwahati. Delhi official wins WHO award on tobacco control initiative Out of 3,29,91,384 total applicants, 2,89,83,677 people have been Delhi government’s additional director of health S K Arora has found eligible to be included in the National Register of Citizens. been awarded the prestigious WHO World No Tobacco Day 2017 There are roughly 40 lakh people, who have not made it to the list. Award for his extraordinary contribution towards tobacco control. As of now, they have been declared as ‘illegal citizens’ of India. The National Health Policy 2017 of the Government of India has However, there won’t be any deportation based of the final draft. set targets of relative reduction in tobacco prevalence by 15 per These people have a chance at appeal with the NRC and then can cent by 2020 and 30 per cent by 2025. approach the courts. 5 northern states and 2 UTs to set up centralised secretariat Andhra govt, Holytech sign MoU at Panchkula to tackle drug menace Andhra Pradesh government has signed a memorandum of Six northern states Haryana, Himachal Pradesh, Punjab, Rajasthan, understanding (MoU) with electronics giant, Holytech. Under the Uttarakhand and Union territories of and Delhi and Chandigarh terms of the agreement, Holytech will set up its plant in 75 acres have decided to set up centralised secretariat at Panchkula (Haryana) land in Tirupati and Chittoor districts, against an investment of to tackle the drug menace. Rs. 1400 crores. With the establishment of the plant, Holytech It was decided at in inter-State regional conference of Chief Ministers aims to generate 6000 direct and indirect jobs. organised in Chandigarh by Haryana government on issue of “Drug menace, challenges and strategies”. Nitish Kumar launches ‘Mukhyamantri Kanya Utthan Yojana’ Chhattisgarh CM Launch Mobile Distribution Scheme ‘Mo- Bihar Chief Minister Nitish Kumar has launched an ambitious bile Tihar’ scheme which promises to provide Rs 54,100 from the birth of a Actress Kangana Ranaut and Chhattisgarh CM Raman Singh girl child till she graduates. Kumar launched the ‘Mukhyamantri launched a smartphone distribution scheme called ‘Mobile Tihar’ Kanya Utthan Yojana’ and expressed his government’s resolve for under Sanchar Kranti Yojna. The scheme includes distribution of empowerment of women. smartphones to 45 lakh women and 5 lakh children and setting up of 556 new mobile towers. Odisha to reward people on returning plastic bottles The Odisha government would reward people on returning used President Kovind launches Chhattisgarh govt’s Sanchar bottles and Orissa State Cooperative Milk Producers Federation Kranti Yojna (OMFED) polythene containers from October this year. The President Ram Nath Kovind launched Chhattisgarh government’s government took the decision after Chief Minister Naveen Patnaik Sanchar Kranti Yojna at Jagdalpur in the Naxal-affected Bastar announced a ban on the use of plastic and polythene containers in region of the state. Under the scheme, 50 lakh smartphones will be the state from October 2. distributed free of cost to the people. The Micromax Bhagat 4, with 2 GB Ram, processor of 1.4 GHz, 16 GB storage, five Karnataka overtakes Tamil Nadu in renewable energy, says megapixel front camera and an eight megapixel rear camera with US-based IEEFA five-inch screen will be distributed to the college students under According to US-based Institute for Energy Economics and the scheme. The remaining beneficiaries will receive Micromax Financial Analysis (IEEFA), Karnataka is the new national leader Bharat 2+ phones in renewable energy generation. It has overtaken Tamil Nadu that had long been India’s top renewables market. The Central NEWS IN BRIEF government is now confident of achieving renewable power capacity  of 225 gigawatts (GW) by March 2022, breaching the set target of West Bengal assembly passes bill to change the state’s 175 GW of renewable energy name from West Bengal to ‘Bangla’ in English, Bangla in Bengali and Bangal in Hindi. Delhi launches solar scheme to increase farmers’ income  Chhattisgarh Chief Minister Raman Singh has announced The Delhi Cabinet approved a scheme ‘Mukhyanmantri Kissan to rename Naya Raipur smart city to ‘Atal Nagar’ in Aaye Badhotri Solar Yojna,’ under which any farmer can rent out honour of former Prime Minister Atal Bihari Vajpayee not more than one third of his land to a private firm to set up solar  The Union Ministry of Earth Sciences has decided to set panels at a rate of Rs one lakh per annum per acre. These farmers up a cyclone-warning centre in Thiruvananthapuram. will also get 1,000 units of free solar power without any investment. The Delhi government plans to generate 2,000 MW in solar energy  Kerala, Rajasthan, Andhra Pradesh, Maharashtra and by 2025. Punjab have emerged as the top performers in the first

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ever State Energy Efficiency Index released by Bureau of  The Meghalaya government launched ‘Meghalaya Milk Energy Efficiency (BEE) with Kerala leading the chart. Mission’ and First Meghalaya Bull Fair on 28th July,  The Andhra Pradesh Government has approved the 2018. “Mukhyamantri Yuva Nestam” scheme that makes 12lakh  The inaugural edition of the International Blockchain unemployed youth in the state, eligible of receiving Rs Congress in India will be held on August 3 & 4 in 1000 per month from the government. Hyderabad, Telangana.  Himachal Pradesh Chief Minister Jai Ram Thakur  Rajasthan became first state in the country to implement launched an awareness campaign named “Horn Not Ok” National Policy on Biofuels unveiled by Union along with a statewide mobile app “Shoor Nahin” or no Government in May 2018. noise in and Manali.  The Startup India Yatra was launched on July 30, 2018  Kadaknath chicken meat from Jhabua district of Madhya in Raipur, the capital city of Chattisgarh. Pradesh has received Geographical Indication (GI) tag  Chhattisgarh Chief Minister Raman Singh announced that from Chennai based Geographical Indication Registry Chhattisgarh is the first among the 28 other states in the and Intellectual Property India. country to provide Right to Skills’ Development to the  Delhi has toppled Gujarat from the top spot in a list of youth. 21 states and union territories with the most investment  Madhya Pradesh Chief Minister Shivraj Singh Chouhan potential, according to a report by economic think- launched Dial 100 Mobile app, which will help the needy NCAER. at the time of emergency  The Uttarakhand High Court banned the commercial use  Chief Minister Manohar Lal Khattar dedicated the state’s of elephants in Corbett Tiger Reserve besides restricting first civil airport at to the people of Haryana, the number of vehicles entering its ranges in a day to saying it would open the possibilities of creating an 100.The elephants shall be temporarily kept at Rajaji economic corridor and vibrant industrial ecosystem. National Park, Chilla.  Madhya Pradesh Chief Minister Shivraj Singh Chouhan  Assam govt to conduct door to door survey under Prime announced that the state government will name three Minister Awas Yojna Grameen. awards after former prime minister Atal Bihari Vajpayee,  The Governor of Manipur, Dr. Najma A. Heptulla who passed away on August 16. inaugurated the project ‘Development of North East  Telangana Govt for the first time launched Disaster Circuit: Kangla Fort in Imphal & Khongjom’ implemented Response Force (DRF) vehicles in the capital city of under the Swadesh Darshan Scheme of Ministry of Hyderabad. Tourism, Government of India  Delhi gets free Wi-Fi, fast broadband under ‘smart city’ project   Uttar Pradesh sets up committee headed by deputy chief minister Dinesh Sharma to look into demands of ‘shiksha Gujarati poet Sitanshu Yashaschandra mitras’ VANIK’SchosenKNOWLEDGE for 2017 SaraswatiGARDEN Samman  With alarming shortage of staff in the Health Department, Gujarati poet, playwright and academic Sitanshu Delhi Chief Minister set up a deadline YashaschandraAIIB wasBANK selected for 2017 Saraswati of September 15 to fill up all vacancies on contract.  AIIBSamman is a for multilateral his collection development of verses (poetry) bank titled  The Assam government has decided to set up a separate backed“Vakhar” by China published and is in seen 2009. as Ita rivalwas 27to editionthe of the award. Saraswati Samman is an annual award directorate for the Divyangs. The Social Welfare World Bank and Asian Development Bank department will give 1 thousand rupees per month to all bestowed upon Indian citizen for his outstanding Divyangs as stipend. (ADB).literary The work capital written of the inbank any is 22 $100 Indian billion language mentioned in Schedule VIII of Constitution and  Gujarat govt announces ‘Urban Sanitation and Cleanliness  AIIB headquarters in Beijing, China. published during last 10 years. It carries cash prize Policy’.  Mr.of Jin Rs. Liqun15 lakh. is the current President of  Odisha Chief Minister Naveen Patnaik inaugurated the AIIB.It was established in 1991 by KK Birla Foundation Rs 300 crore Rukura Medium Irrigation Dam project in (which also gives Vyas Samman for Hindi, and Bihari Sundargarh district.  BankPuraskar currently for has Hindi 64 member and Rajasthani states. writers of  Odisha Chief Minister Naveen Patnaik announced that Rajasthan). Harivansh Rai Bachchan was first the state government would implement its own food recipient of this award for his autobiography security act from October 2 this year. published Dashdwar Se Sopan Tak written in four volumes.

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Kerala IT administrator gets global recogni- tion K. Anvar Sadath, vice chairman and executive director of Kerala Infrastructure and Technology For Education (KITE), has become the first Indian to receive The International Contributions Award.The award is constituted by The Association for Educational Communications and Technology (AECT) headquartered at Bloomington, US. Indian-origin academic wins maths ‘Nobel’ Fields Medal An Indian-born, Australian-raised mathematics genius Akshay Venkatesh has been awarded the Fields Medal, which is often called the Nobel Prize of mathematics. The award to the 36-year-old academic was announced at the International Congress of Mathematicians in Rio de Janeiro. Short film on Himachal jail reforms wins prize Shimla-based filmmaker Devkanya Lotheta’s film “Behind the Bars” has won the first prize under Kochi airport first in world to get top UN environmental the Short Film Award Scheme — 2018 of the National Human award Rights Commission (NHRC). The film, produced and directed by The United Nations has honoured the Cochin International Airport Lotheta, gives an insight into significant reforms undertaken by the (CIAL) with ‘Champion of Earth’ award for being the first airport Himachal Pradesh government in jails. in the world to be completely powered by solar energy. CIAL is Annie Zaidi wins Playwright Award 2018 the first airport in the world to receive the highest environmental The Hindu Playwright Award 2018 went to Annie Zaidi for her play award issued by the United Nations. Untitled-1. The Rs. 2 lakh award for the best new unpublished and Pradip Chowdhury receives Mohun Bagan Ratna unperformed playscript in English was presented at the launch of the Mohun Bagan ‘Ratna’, the highest honour of the century-old club 14th edition of The Hindu Theatre Fest at the Taj Coromandel. has been conferred on former India international Pradip Chowdhury General Suhag awarded US ‘Legion of Merit’ at its foundation day programme on 29thJuly. Goalkeeper Shilton The United States government has awarded the Legion of Merit Paul was awarded the Best Footballer for the year 2017-18. (Degree of Commander) to General Dalbir Singh Suhag (Retired), of Gopalkrishna Gandhi to get Rajiv Gandhi Sadbhavana Award the Indian Army, for exceptionally meritorious service as chief of The Congress announced that 24th Rajiv Gandhi National the Army staff, Indian Army. The award commended his leadership Sadbhavana Award will be given to former West Bengal Governor for Indian Army’s counterinsurgency and counterterrorism operations Gopalkrishna Gandhi for his outstanding contribution towards and its humanitarian assistance and disaster relief (HADR) during promotion of communal harmony. The Rajiv Gandhi National Nepal earthquake in 2015. With this, he becomes second Indian to Sadbhavana Award is given to mark the birth anniversary (20 august) get this award, first being General Rajendrasinghji Jadeja in 1946. of the late Prime Minister. It carries a citation and a cash award of Rs 10 lakh. NEWS IN BRIEF President Kovind confers Outstanding Parliamentarians  Noted litterateur Ramakanta Rath received Atibadi Award Jagannath Das Samman, Odisha’s highest literary award,  President Ram Nath Kovind presented Outstanding for the year 2018. The award is named after 15th century Parliamentarians Award for the year 2015 to Congress Odia poet Atibadi Jagannath Das. leader .  Gujarat Co-operative Milk Marketing Federation Ltd.  Outstanding Parliamentarians Award for the year 2013 (GCMMF), the marketers of the popular Amul brand of was given to Manipur’s Governor and five time Rajya milk and dairy products, has been awarded the ‘Marketer Sabha member Dr Najma A. Heptulla and for year 2014, of the Year’ award by the International Advertising the award was presented to Bharatiya Janata Party’s Association of India (IAAI). (BJP) Lok Sabha member Hukumdev Narayan Yadav  Pradip Chowdhury receives Mohun Bagan Ratna  Biju Janata Dal (BJD) Member of Parliament (MP) from  Hindi Academy Delhi has given its highest “Shalaka Odisha’s Cuttack Bhartruhari Mahatab was also Samman” for 2017-18 to lyricist and poet Javed Akhtar. honoured with the Outstanding Parliamentarian Award  Indian-American high school student Avi Goel has won the for 2017. world championship at the International Geography Bee’s  Trinamool Congress’ Dinesh Trivedi was also honoured junior varsity division which was held in Berlin, Germany. by the Outstanding Parliamentarians Award for the year 2016. 

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K S Srinivas: K S Srinivas has taken over as Chairman of Marine Products Export Development Authority (MPEDA).Marine Products Export Development Authority (MPEDA) was established in 1972 under Marine Products Export Development Authority Act (MPEDA), 1972. It’s headquartered in Kochi, Kerala. Justice Gita Mittal: Justice Gita Mittal took oath as the first woman Chief Justice of Jammu And Kashmir High Court. Manjula Chellur: Justice Manjula Chellur took oath as Chairperson of Appellate Tribunal for Electricity (ATE), Ministry of Power. D Bala Venkatesh Varma: D Bala Venkatesh Varma has been appointed India’s new ambassador to Russia, which is considered a high-profile posting due to expanse of strategic cooperation between the two countries. N Raghuram: Indian scientist-academician, N Raghuram, has been elected Chair of the International Nitrogen Initiative (INI), a global policy making initiative. Ajay Data: The nominating committee of Internet WORLD Corporation for Assigned Names and Numbers (ICANN) has Michelle Bachelet: Former Chilean president Michelle Bachelet selected Ajay Data as new council member of Country Code was appointed as next United Nations High Commissioner for Supporting Organisation (ccNSO). With this, he becomes first Human Right. She was nominated by UN Secretary General Indian to get selected as a member of ccNSO, which is policy Antonio Guterres. development body of ICANN for ccTLD (country code top-level OHCHR-Office of the United Nations High Commissioner for domains) issues and represents all country code top level domain Human Rights-The office is headed by the High Commissioner for operators from around the world. Human Rights, who co-ordinates human rights activities throughout ICANN is private (non-government) non-profit corporation with the UN System and supervises the Human Rights Council in responsibility of supervising domain names on internet. Geneva, Switzerland. Headquartered: Los Angeles Ivan Duque : Colombia’s President-elect Ivan Duque has been Prabhat Koli : A city college student, Prabhat Koli (19), who sworn in as the country’s 60th president, amid concern over the crossed the English Channel when he was 16, has become the first influence he will have on the country’s peace process. Asian to swim the choppy water from Jersey (an Island in the Emmerson Mnangagwa:President Emmerson Mnangagwa of UK) to France in cold weather. Venkaiah Naidu: Vice-President M. Venkaiah Naidu has been Zanu-PF – Zimbabwe’s ruling party, was declared the winner of the first Presidential Elections without the former’s successor, appointed Chancellor of the Central University. The Robert Mugabe. tenure of the Chancellor will be five years. INDIA CORPORATE Rekha Sharma: Rekha Sharma was appointed as chairperson of Indra Nooyi: Indian origin business executive Indra K. Nooyi will the National Commission for Women (NCW). Prior to this step down as the Chief Executive of global food and beverages appointment, she was member of the Commission and was holding major PepsiCo, Inc. in October. However, Nooyi will remain the the additional charge of chairperson after Lalitha Kumaramangalam Chairman of the company until early 2019 to ensure a smooth and had demitted office in September 2017 seamless transition. Ram Sewak Sharma: The Appointments Committee of the S.S. Mundra: Indiabulls Housing Finance (IBHFL), the country’s Cabinet (ACC) has approved reappointment of Ram Sewak Sharma second-largest housing finance company, appointed S.S. Mundra, as chairperson of Telecom Regulatory Authority of India (TRAI) former Deputy Governor of the Reserve Bank of India, as an for further period beyond August 2018 upto September 2020, i.e. independent director on the board of the company. date on which he attains age of 65 years. Ranganath: Mavinakere Dwarakanath Ranganath, the chief Harivansh Narayan Singh: National Democratic Alliance (NDA) financial officer at Infosys, resigned from his post at India’s second- candidate Harivansh Narayan Singh was announced as the new largest software service provider to ‘pursue professional Rajya Sabha Deputy Chairman. The post of the Deputy Chairman opportunities in new areas’. has been lying vacant since June 2018 after the retirement of Sriram Kalyanaraman: National Housing Bank (NHB) Managing Congress leader PJ Kurien.( Rajya Sabha Speaker/Chairmen- Director Sriram Kalyanaraman has resigned amidst allegations of Venkaiah Naidu) favouring housing finance companies. The government has accepted the resignation and also ordered a vigilance inquiry against him.

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Usha Ananthasubramanian: In a rare move, the government He was born on 8 April 1938 in Kumasi, Gold Coast (now Ghana). dismissed Allahabad Bank managing director and CEO Usha He was founder and chairman of Kofi Annan Foundation and Ananthasubramanian on the day her term was to end and also chairman of ‘The Elders’, an international organisation founded by allowed the Central Bureau of Investigation to move against her Nelson Mandela. and Punjab National Bank executive director Sanjiv Sharan in Rs He was co-recipient of 2001 Nobel peace prize along with the 14,000 crore fraud allegedly masterminded by diamond merchants United Nations. In September 2016, he was appointed to lead UN Nirav Modi and Mehul Choksi. commission to investigate Rohingya crisis in Myanmar’s Rakhine Surendra: The Hongkong and Shanghai Banking Corporation province. announced the appointment of Surendra Rosha as Chief Executive Nobel Prize-winning author V.S. Naipaul passes away Officer for HSBC India. Rosha is currently HSBC’s Head of British novelist and Nobel Prize winner for Literature, Sir. V.S. Financial Institutions Group (FIG) for Asia-Pacific. Naipaul has passed away. Naipaul was awarded the Nobel Prize Renu Satti: Paytm Payments Bank CEO Renu Satti has resigned for literature in the year 2001, “for having united perceptive narrative from the role and will now head Paytm’s new retail initiative. and incorruptible scrutiny in works that compel us to see the AMBASSADOR presence of suppressed histories. Akshay Kumar: Union Ministry of Road Transport and Muthuvel Karunanidhi (3 June 1924 – 7 August 2018) Highways had appointed Bollywood actor Akshay Kumar as brand Indian writer and politician who served as Chief Minister of Tamil ambassador of its Road Safety campaigns.As many as 1,46,000 Nadu(Constituency Chepauk) for almost two decades over five people died in road accidents across the country in 2017. terms between 1969 and 2011 has passed away. Political party: Dravida Munnetra Kazhagam(DMK) OBITUARY Basabi Nandi :Veteran Bengali actress Former UN General Secretary Kofi Annan passes away Uri Avnery: Israeli Journalist And Peace Activist Former United Nations General Secretary and Nobel Peace Prize Aretha Franklin: US Singer laureate Kofi Annan passed away in Bern, Switzerland. He was Ajit Laxman Wadekar : The former Indian cricket captain. 80. He had served as seventh Secretary-General of UN for two Hakkam Singh Bhattal: Former Indian hockey player. terms reigning from 1997 till 2006. Somnath Chatterjee: Former Lok Sabha Speaker He was first black African to become Secretary-General of UN and Ramapada Chowdhury: Sahitya Academy awardee Bengali writer. also the first to be elected from UN staff itself. 

where genetic material will be stored for posterity which will further the cause of conservation of endangered and protected animals.San Diego Zoo, US, which is considered as world’s largest and most diverse genetic bank of living cell cultures, oocytes, sperms and embryos of extinct and endangered species. Jodhpur, Marwar ranked cleanliest rail stations in Third Party Survey Report on Station Cleanliness Union Railway Ministry released Third Party Survey Report on Station Cleanliness which ranked 407 railway stations. Jodhpur (Rajasthan) was ranked first in survey A1 category stations, Marwar (Rajasthan) first in A category stations and North Western Railway first among all Zonal Railways. This was third such audit cum cleanliness survey conducted by Indian Railways. Water aerodromes India’s first genetic bank for wildlife conservation Union Civil Aviation Ministry has given in-principle inaugurated in Hyderabad approval to set up water aerodromes in the country.In the first National Wildlife Genetic Resource Bank was inaugurated at Centre phase of the project, Chilka Lake (Odisha), Sabarmati River Front for Cellular and Molecular Biology’s (CCMB) Laboratory of and Sardar Sarovar Dam (Gujarat) have been identified for the Conservation of Endangered Species (LaCONES) facility in development of such facilities. Hyderabad, Telanagana. It is India’s first genetic resource bank 

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a field of multiple world and Olympic champions in the 10m air pistol finals.  Rahi Sarnobat became the first Indian woman shooter to win gold at the Asian Games in the Women’s 25m Pistol event. Serena tops Forbes list of highest paid female athletes, PV Sindhu 7th Serena Williams was the highest paid female athlete for a third consecutive year in 2018, according to an annual list published by Forbes. Dane Caroline Wozniacki, who captured her maiden grand slam title at this year’s Australian Open, was second on the list while while reigning US Open champion Sloane Stephens was third. Indian badminton player P.V. Sindhu got 7th spot. Virat Kohli tops 2018 charts for most runs scored in international cricket Kohli has achieved yet another record in his Asian Games: 18th Asian Games held in Jakarta, Indonesia cricketing career. He is now the top player who scored the most a) The 2018 Asian Games began on August 18 with a grand number of international runs in the year 2018. Virat Kohli is at the opening ceremony at Gelora Bung Karno Main Stadium first position with 1404 runs in his bag through 509 runs in Test in Jakarta, Indonesia. cricket, 146 in T20Is and 749 in Odis. Shikhar Dhawan stands as b) The 18th Asian Games is to be held in the Indonesian the second Indian in the list with 1055 international runs. cities of Jakarta and Palembang and this will be the first time the Asian Games are co-hosted in two cities. The Indian U-20 and U-16 Team Wins Titles in Football Indonesian capital of Jakarta hosted the Games earlier in India’s under-20 team won over Argentina under-20 in the final 1962. Palembang is the capital of the South Sumatra group stage match of the COTIF Cup held in Valencia’s Els Arcs Province. Stadium. India was playing in the tournament for the first time. c) Javelin Thrower Neeraj Chopra was India’s flag-bearer Also, the under-16 team of India defeated under-16 champions at the glittering opening ceremony. team of Iraq by 1-0 in the West Asian Football Federation Cup in d) Motto of the games is “Energy of Asia”. 2022 Asian Amman, Jordon. Games will be held in Hangzhou, Zhejiang, China.  Wrestler Bajrang Punia bagged the first gold medal for India jump to 9th spot in women’s hockey rankings Follo India at the 18th Asian Games after defeating Japanese wing their quarter-final finish at the Women’s Hockey World Cup, India have jumped a place to be ninth in the world rankings Daichi Takatani 11-8 in Men’s 65kg freestyle event. announced by International Hockey Federation (FIH).World Cup  Vinesh Phogat became the first Indian woman wrestler winners the Netherlands remained the world’s number one team. to win an Asian Games gold after she defeated Japan’s Yuki Irie in the 50 kilogram women’s Freestyle final. Women’s Hockey World Cup: Netherlands crowned world With this, she also became first Indian woman wrestler champions for record 8th time to win gold medal at 2018 Asian Games. She hails from In Women’s Hockey, the Netherlands have been crowned the world Haryana.Her cousins Geeta Phogat and Babita Kumari champions for a record eighth time. The defending champions are both international wrestlers and Commonwealth recorded a stunning 6-0 victory over Ireland in the summit clash at Games medalists (Hindi biographical film Dangal was London to extend their unbeaten run in all competitions to 32 loosely based on them). matches.  Shooters Apurvi Chandela and Ravi Kumar clinched the first medal for India at the Asian Games 2018 in Jakarta. World Championships 2018 of Badminton held at Nanjing, Chandela and Kumar, who were participating in the 10m China. Air Rifle Mixed Team event, got eliminated in the Men’s singles: Kento Momota of Japan won the title (gold medal) penultimate stage which meant a bronze medal for India. victory over China’s Shi Yuqi. With this victory, he became the  Saurabh Chaudhary, all of 16, became only the fifth Indian first Japanese man to win the Championships. shooter to claim a gold in the Asian Games history, beating

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Women’s singles: Olympic champion Carolina Marin of Spain Bhutan. SAFF- South Asian Football Federation. won this title by defeating India’s P V Sindhu.With this victory, Headquarters: Delhi. Its members are Bangladesh, India, Marin became the first woman shuttler to win the world Maldives, Nepal, Pakistan,Sri Lanka and Bhutan. championships thrice.  Rishabh Pant became fourth Indian wicket-keeper to take It makes Sindhu only Indian to have four world championships five catches on Test debut during the second day of the podium finishes. Earlier she had won two bronze medals at 2013 third Test against England. Pant became India’s 291st (Guangzhou) and 2014 (Copenhagen) editions. Test player.  Indian football team have climbed one spot to attain the Bhullar wins Fiji International golf 96th position in the recently updated FIFA rankings in India’s Gaganjeet Bhullar withstood intense pressure and produced August 2018. one of the best shots of the week on the 17th hole which eventually  The Board of Control for Cricket in India (BCCI) and sealed his ninth Asian Tour win at the Fiji International golf the Emirates Cricket Board (ECB) have signed an tournament in Fiji. agreement for the United Arab Emirates (UAE) to host Kohli’s topped of ICC Test rankings for batsmen the prestigious Asia Cup scheduled to take place in India skipper Virat Kohli topped the ICC Player Rankings for Test September. Batsmen, riding on his brilliant century against England in the  India football team captain Sunil Chhetri has been opening Test at Edgbaston. Kohli thus became the seventh India adjudged the Best Sportsperson of the Country by the batsman and first since Sachin Tendulkar (in June 2011) to be Calcutta Sports Journalists’ Club. ranked the number one Test batsman in the latest ICC ranking  17-time Grand Slam champion Rafael Nadal clinched his released on 5th August 2018. fourth Canadian Masters 1000 title at the Rogers Cup in Toronto. He defeated Greek teenager Stefanos Tsitsipas. Asian Athletics Championships to be held in April 2019  R Vaishali has became India’s latest Woman Grandmaster The 23rd Asian Athletics Championships will be held in Qatar’s (WGM). The 17-year-old elder sister of R capital city of Doha, from April 19 to April 24, 2019. The biennial Praggnanandhaa — who became the second youngest continental event which is usually held in July-August has been GM in the world in June this year — got her third and preponed by the Asian Athletics Association (AAA) due to the final WGM norm at the 8th Riga Technical University intensely hot and humid summers in Doha. The six-day competition (RTU) Open chess tournament held in Riga, Latvia. will be held at the Khalifa International Stadium, which will also  International Master Nihal Sarin became the 53rd host the IAAF World Championships from September 28 to Grandmaster of India despite losing his final round game October 06, 2019. to Richard Rapport of Hungary in the ninth and final round of Abu Dhabi Masters. NEWS IN BRIEF  The former Indian off-spinner, Ramesh Powar has been  Novak Djokovic beat Roger Federer 6-4 6-4 to win the appointed the head coach of the Indian Women’s National Cincinnati Masters and become the first man to complete Cricket team on an interim basis till Nov 30, 2018. a career sweep of all nine 1000 Series titles.  Viraj Madappa becomes youngest Indian golfer to win  Germany’s star football player Mario Gomez Retires on Asian tour from International Football.  India jumped to the top rank of the compound archery  Indian javelin thrower Neeraj Chopra won a gold medal women team category. in the Savo Games in Lapinlahti, Finland.  Ace Indian shuttler Sourabh Verma lifted the Russian  Spain’s Rafael Nadal continued to lead the men’s Open Badminton trophy at Vladivostok. Association of Tennis Professionals world singles  Hamilton wins 6th Hungarian Formula 1 GP. rankings released on 6th August, 2018 with 9,310 average points, ahead of Switzerland’s Roger Federer.  Former Australian fast bowler Mitchell Johnson has announced his retirement from all forms of cricket.   Teen cyclist Esow Alben(17-year-old from Andaman and Nicobar ) has created history by claiming India’s first ever medal – a silver- at the UCI Junior Track Cycling World Championships in Aigle, Switzerland.  India U-15 girls won the SAFF U-15 Championship after beating defending champion Bangladesh 1-0 in the final played at the Changlimithang Stadium in Thimphu,

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Rashmi, India’s first humanoid robot, can speak Hindi, Bhojpuri, Marathi Ranchi man Ranjit Srivastava,38, has developed Indian version of ‘Sophia,’ a social humanoid robot developed by a Hong Kong based company, named Rashmi which can speak Hindi, Bhojpuri and Marathi along with English. The developer claimed it as world’s first Hindi speaking realistic humanoid robot and India’s first lip-synching robot. Rashmi uses linguistic interpretation (LI), artificial intelligence (AI), visual data and facial recognition systems.

NASA set to launch ‘touch the Sun’ spacecraft NASA is all set to launch its historic small car-size probe to “touch the Sun” from Cape Canaveral Air Force Station in Florida. The probe is named after Eugene Parker, a solar physicist who in 1958 first predicted the existence of the solar wind, the stream World’s first thermal battery plant to be unveiled in Andhra of charged particles and magnetic fields that flow Pradesh continuously from the Sun. The world’s first-ever thermal battery plant owned by Bharat India to launch GSAT-32 in October 2019 to replace GSAT- Energy Storage Technology Private Limited (BEST) was inaugurated 6A in Amravati, Andhra Pradesh. The plant will begin its commercial Indian space agency ISRO will launch GSAT-32 satellite in October operations from May 2019. BEST is planning to create a battery 2019 to replace GSAT-6A which stopped communicating a few capacity of 1000MW. This is expected to be upgraded to a 10GW days after its launch on March 29. The 2,000-kg satellite was capacity by 2025. This plant is based on technology patented in meant to complement the GSAT-6 launched in 2015 and help in India by Dr Patrick Glynn in 2016. providing technologies for point-to-point communications for ISRO postpones launch of Chandrayaan-2 mission military. Indian Space Research Organisation (ISRO) has postponed IIT to set up Re-Water Research Center Chandrayaan-2, India’s second mission to moon to January 2019. Indian Instituted of Technology (IIT)-Kharagpur has decided to This will be second time mission has been postponed. The set up Re-Water Research Center to replenish and rejuvenate water ambitious mission was earlier planned to be launched in April 2018 resources. It will be seed-funded by two alumni members – Aneesh and was later fixed for October 2018. Chandrayaan 2 will be Reddy & Aditya Choubey and named after them as Aditya launched on board of Geosynchronous Satellite Launch Vehicle Choubey Center for Re-Water Research. Mk III (GSLV-F10). It is likely to cost Rs 800 crore. The lander on the Chandrayaan-2 mission, which is scheduled to be launched in Aditya – L1: First Indian mission to study the Sun to be January 2019 will be named ‘Vikram’ after Vikram Sarabhai, the launched in 2019 father of Indian space programme.  After conquering the moon and Mars, the India Indian Space Research Organisation (ISRO) has set its sights IIT-Madras develop first indigenous microprocessors under on the sun with the Aditya-L1 mission. (ISRO) chairman Project Shakti A.S. Kiran Kumar announced that Aditya-L1, India’s Computer scientists from Indian Institute of Technology (IIT), maiden mission to the Sun, will be launched in 2019. Madras have developed first of family of six industry-standard  The main aim of the solar mission is to improve our microprocessors under Project Shakti. The initial batch of 300 understanding of “dynamical processes of the sun,” and chips have been named RISECREEK and have been fabricated at help resolve some outstanding questions in solar physics. Intel’s facility at Oregon, US for free to run Linux operating system.  The satellite carrying six payloads will be launched from Project Shakti was started in 2014 as IIT-M initiative and part of Sriharikota in Andhra Pradesh on the PSLV- XL launch it is funded by Ministry of Electronics and Information Technology. vehicle. It will be launched into the halo orbit around the Lagrangian point 1 (L1) of the Sun-Earth system.

27 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 NEWS IN BRIEF  Santhali becomes India’s first tribal language to get own Wikipedia edition  Researchers from China’s Centre for Excellence in Molecular Plant Sciences have claimed to have created  For the first time, India’s space agency is planning to put an Indian astronaut for seven days in space at a cost the world’s first single-chromosome yeast while not affecting the majority of its functions. less than Rs 10,000 crore as part of its manned mission  NASA successfully launched the Parker Solar Probe, the by 2022, ISRO Chairman K. Sivan announced. US space agency’s historic small car-size probe to “touch the Sun,” from the Cape Canaveral Air Force Station in  Florida.

 The month-long intensive campaign will be undertaken with an aim of reaching every household with message of nutrition — ‘har ghar poshan tyohar’ (every house a celebration of nutrition)  According to National Family Health Survey- 4 (NFHS-4), 38.% of India’s children aged less than 5 years are stunted (less height for their age), 21% are wasted (less weight for their height) and 35.7% are underweight.  India also ranks low 100th out of 119 countries on 2017 Global Hunger Index (GHI).  Government already has embarked on Rs 9000- crore to Poshan Abhiyan (National Nutrition Mission) to fight malnutrition. It was launched in March 2018.  The target of mission is to bring down stunting among children up to age of six years from 38.4% to 25% by 2022.

 Bombali: New strain of Ebola virus discovered in Sierra Leone Researchers working in joint US-West African study funded by VANIK’S KNOWLEDGE GARDEN USAid have discovered new strain of Ebola virus in bats in northern Bombali region of Sierra Leone. It has been named as Bombali PAYMENTS BANKS virus strain, after district where it was found.The Bombali virus is  These banks can accept a restricted deposit which is currently limited to INR 1 lakh per customer and overall sixth known virus strain Ebola virus. Others are Zaire, may be increased further. Sudan, Tai Forest, Bundibugyo and Reston.Zaire strain of Ebola  These banks cannot issue loans and credit cards. virus is the most deadly strain known  Both current account and savings accounts can be The three West African neighbouring countries were hard hit by operated by such banks. Ebola outbreak which began in Guinea in December 2013 before  Payments banks can issue services like ATM cards, spreading to Liberia and Sierra Leone. debit cards, online banking and mobile banking. Manipal doctors identify rare blood group in India  They can distribute non-risk sharing simple financial products like mutual funds and insurance A team of doctors led by Dr. Shamee Shastry from the blood bank products. of Kasturba Medical College (KMC), Manipal identified a rare  Non-resident Indians (NRIs) are not be allowed to blood group called ‘pp’ or ‘P null’ phenotype. A blood type is open accounts in payment banks. considered rare if fewer than one in 1,000 people have it.  The minimum capital requirement is Rs 100 crore. September 2018 will be observed National Nutrition Month  On 23 September 2013, Nachiket Mor committee recommended the formation of payments bank  Union Ministry of Women and Child Development has  At present, Airtel, India Post, Paytm, FINO and announced to observe September 2018 as the National Aditya Birla Idea are the only five entities that have Nutrition Month to mark the country’s fight against started Payments Bank Operations. malnutrition.

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Khangchendzonga becomes 11th Biosphere Reserve from India Khangchendzonga Biosphere Reserve in Himalayan state of Sikkim was included in UNESCO desig- nated World Network of Biosphere Reserves (WNBR), making it 11th Biosphere Reserve from India to achieve this recognition. The decision was taken at 30th Session of Interna- tional Coordinating Council (ICC) of Man and Bio- sphere (MAB) Programme of UNESCO held in Palembang, Indonesia. The United Nations Educational, Scientific and Cultural Organization (UNESCO)-HQ: Paris, France. Head: Audrey Azoulay

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scenario. The interceptor missile (it remains within the earth’s atmosphere at an altitude below 100 km) was fired from the Abdul Kalam Island off the Odisha coast. DRDO develops indigenous landing gear for UAV An indigenously designed and developed landing gear for the (UAV)- Rustom II has been successfully tested. The landing gear developed by a Defence Research and Development Organisation (DRDO) laboratory here has undergone low-speed and high-speed taxi trial in Chitradurga, Karnataka. Indigenous anti-tank guided missile system HELINA successfully flight tested The indigenously developed Helicopter launched Anti-Tank Guided Missile ‘HELINA’ was successfully flight tested from an Army Helicopter in Rajasthan’s Pokhran. The weapon system was tested for its full range and guided by an Infrared Nirmala Sitharaman hands over ‘Made in India’ engines to Imaging Seeker (IIR), it hit the target with high precision. HeliNA Army stands for Helicopter-launched Nag and is a variant of the Nag Defence Minister Nirmala Sitharaman formally handed over two anti-tank guided missile which is launched from land. types of indigenously built high-power multi-fuel engines to the Army. The engines manufactured by the Engine Factory, Avadi — India successfully tests smart anti-airfield weapon a unit of Ordnance Factory Board, Department of Defence India has successfully test-fired indigenously designed and Production — were fully indigenised for the first time under the developed long-range precision-guided anti-airfield bomb that was Centre’s Make in India programme. dropped from an Indian Air Force (IAF) aircraft. The Smart Anti- Airfield Weapon (SAAW) system was successfully tested at the India test-fires interceptor missile Chandan firing range in Rajasthan. The 120-kg class smart weapon India successfully test-fired the endo-atmospheric Advanced Air is capable of destroying ground targets using precision navigation Defence (AAD) interceptor missile, which is a part of the country’s up to a range of 100 km. ballistic missile defence (BMD) shield against a multiple target

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Darwin, Australia. It was the largest Pitch Black ever conducted NEWS IN BRIEF by Australia, which saw participation of 16 nations and more than  Indian Army has awarded Rs. 100-crore contract for 81 140 aircraft, the current edition. In this edition of exercise, Indian high mobility 10×10 vehicles to India’s leading vehicle Air Force (IAF) for the first time participated with air assets and manufacturer Ashok Leyland. in earlier exercises it had participated as observer.Pitch Black  The 2nd Young Superintendent of Police Conference was Exercise is a biennial warfare exercise hosted by Royal Australian held in New Delhi on July 26, 2018. The conference was Air Force (RAAF). organized by Bureau of Police Research & Development The Indian and Thai armed forces (BPR&D). ‘Maitree’ military exercise: concluded a two-week long platoon level military exercise called  Indian Navy has launched Operation Madad, major rescue and relief operation in flood-hit Kerala. ‘Exercise Maitree 2018’ in Jammu & Kashmir’s Srinagar.  Indian Army also has launched Operation Sahyog to First-ever IAF-RMAF joint air exercise begins in Malaysia rescue people in flood-hit Kerala. The first-ever joint air exercise involving the Indian Air Force and  The projects for defence industrial corridor in Aligarh, the the Royal Malaysian Air Force commenced at Subang Air Base Uttar Pradesh were launched recently. in Malaysia. India has been eyeing a foothold at the strategically  INS Vikramaditya, India’s only aircraft carrier, is going important Subang Air Base. to be fitted with marine hydraulic system for the first time as part of its upgrade that will give an edge to the Nepal to join BIMSTEC military exercise in India next month air-capable wing of the ship. Nepal will join the first ever military exercise of the countries in the BIMSTEC, or Bay of Bengal Initiative for Multi-Sectoral MILITARY EXERCISE Technical and Economic Cooperation, to be hosted by India from September 10-16 in Pune of the western Indian state of Pitch Black 2018 Exercise concludes in Australia Maharashtra. Pitch Black – 18 (PB-18), biennial multinational air exercise hosted by Royal Australian Air Force (RAAF) has been concluded in 

NGT forms monitoring committee for Clean Yamuna Project The National Green Tribunal formed a monitoring committee on the cleaning of the Yamuna River. The tribunal headed by National Green Tribunal (NGT) Chairperson A K Goel directed the committee to develop an action plan on the same and submit it by September 2018 and submit a detailed report on the issue by December 31, 2018. The green panel has appointed retired expert member B S Sajwan and former Delhi chief secretary Shailaja Chandra as members of the committee. The NGT has asked the state governments of Haryana and Uttar Pradesh to assist the committee on Yamuna rejuvenation. Committee for thermal power assets issues The Central government decided to set up a high- level empowered panel under the Cabinet Secretary Pradeep Kumar Sinha to resolve issues plaguing the power sector and revive stressed assets. Justice Srikrishna Committee submits report on data pro- tection Committee to examine punishment for sexual harassment The Delhi High Court constituted a five-member committee to Justice BN Srikrishna Committee submitted its report on the data examine the punishment and death sentencing awarded in the sexual protection law to Union Minister for Electronics and IT, law and harassment cases. The bill will strengthen the Protection of Children justice, Prasad. The draft Personal Data Protection from Sexual Offences (POCSO) Act. Bill, 2018 proposes that critical personal data of Indian citizens shall be processed in centres located within the country.

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Government sets up GoM headed by Suresh Prabhu to de- will be headed by (AAP) Member of the cide on RCEP talks Legislative Assembly (MLA) Somnath Bharti. Union Government has constituted four-member Group of Central govt constitutes Narendra Kumar committee Ministers (GoM) headed by Union Minister of Commerce and The Central govt has constituted coordination committee headed Industry Suresh Prabhu to decide on 16-member Regional by the Central Water Commission Chairman, Narendra Kumar to Comprehensive Economic Partnership (RCEP) negotiations. It was coordinate the discharge of floodwaters from inter-State projects constituted to advise Prime Minister on whether to continue with involving Kerala and Tamil Nadu, including Mullaperiyar and or withdraw from RCEP negotiations. Aliyar. The Chairman will monitor the situation at Mullaperiyar RCEP is proposed free trade agreement (FTA) or comprehensive dam in view of rising water level and continued heavy inflow. regional economic integration agreement between the 10-ASEAN countries (Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Panel to coordinate the discharge of floodwaters from Kerala- Philippines, Singapore, Thailand, Vietnam) and its six FTA partners TN inter-State projects (Australia, New Zealand, India, China, Japan and Korea). Central government has constituted a coordination committee Delhi: 5-member panel to look into menace of dogs, mon- headed by the Narendra Kumar, Central Water Commission (CWC) Chairman to coordinate the discharge of floodwaters from inter- keys State projects involving Kerala and Tamil Nadu, including To tackle the growing menace of stray dogs and monkeys in the Mullaperiyar and Aliyar. The committee will monitor the situation state, the Delhi Assembly constituted a five-member committee at Mullaperiyar dam in view of rising water level and continued for the same. The committee, which has been given the heavy inflow. responsibility to come up with the solution to tackle the issue, 

President Ram Nath Kovind Inaugurates ‘One District One Product’ Summit The President of India, Ram Nath Kovind, inaugurated the ‘One District One Product’ Summit in Lucknow, Uttar Pradesh. The special emphasis was laid on micro, small and medium enterprises (MSMEs). Under the ‘One District One Product’ scheme, the state government has set a goal of providing employment to 25 lakh people in five years through the financial assistance of Rs. 25,000 crores. NEWS IN BRIEF  The Nepal-India Think Tank Summit 2018 took place in Kathmandu, Nepal to foster greater collaboration and knowledge-sharing among the think of the two countries.  Nepal-India Literature Festival 2018 has begun in Birgunj, Nepal.  A special meeting of Senior Officials of the Global Disability Summit 2018, London, UK Bay of Bengal Initiatives for Multi-Sectoral, Technical Thaawarchand Gehlot, Union Minister for Social Justice & and Economic Cooperation (BIMSTEC) was held in Empowerment attended the Global Disability Summit held in Kathmandu, Nepal. London on 24th July 2018. The motto of the Conference was to  A special film festival on the theme “Freedom Struggle firm up the commitments of the country leaders towards the cause and Freedom Fighters” was held in Mumbai, Maharashtra of persons with disabilities. on 15th August. The festival was organized by the Films International Children’s Film Festival inaugurated in Division to mark India’s 72nd Independence Day.  Kolkata NITI Aayog hosted an Investors’ Conference for the Holistic Development of Islands, at Pravasi Bharatiya West Bengal Governor K N Tripathi inaugurated the 18th Kendra in New Delhi on 10th August 2018. It is expected International Children’s Film Festival in Kolkata in which 36 films to gain investment for the sustainable development of from 17 countries would be screened.The festival was being eco-tourism projects in Andaman & Nicobar and organised by Cine Central, one of the oldest cine clubs of the Lakshadweep islands. country in collaboration with the UNICEF. 

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of the time — and the contribution of political leader Ram Manohar Lohia in the movement.  The second book, “Jewellery”, written by author-journalist Gulab Kothari, examines a ritualistic use of jewellery worn on occasions, and the meaning of possessing jewellery in an Indian context.  Another book, “Ghats of Banaras” has been co-authored by IGNCA Cultural Informatics Director Pratapanand Jha and Sachidanand Joshi. It is a monograph highlighting the importance of ghats, and is derived out of a documentation conducted at . Manisha Koirala pens her first book Actress Manisha Koirala has penned her first book titled “The Book of Untold Stories”. Manisha, who was diagnosed with cancer in 2012, will reportedly be authoring the book about the experience of Vikram Sood pens The Unending Game surviving the illness. “The Unending Game: A Former R&AW Chief’s Insights into Espionage” has been written by Vikram Sood. Vikram Sood is the ‘Exam Warriors’ Union Minister for Oil and Natural Gas Dharmendra Pradhan former head of India’s foreign intelligence agency, the Research and Analysis Wing from 2000 to 2003. launched Prime Minister Narendra Modi authored book ‘Exam Warriors’ in Odisha’s Bhubaneswar city in Odia language. Book on ‘secret broadcasts’ during Quit India movement launched ‘281 And Beyond’ Veteran cricketer VVS Laxman, known for the suppleness of his Minister of State for Culture Mahesh Sharma released three books, wrists, will now bring his expertise into play as he picks up the including one on “secret broadcasts” during the Quit India pen to write his tell-all book with the title ‘281 And Beyond’. movement, at the Indira Gandhi National Centre for the Arts (IGNCA). The books are titled “Jewellery: A Scientific Study of Shane Warne to come out with autobiography Social Tradition”, “Ghats of Banaras” and “Untold Story of Spin legend Shane Warne will talk about his extraordinary cricketing Broadcasting”. career and his life off the pitch besides unveiling several unknown  “Untold Story of Broadcasting” authored by historian facts in his autobiography which will be published this October. Gautam Chatterjee, is about hidden developments during Ebury Press announced that Warne’s memoir ‘No Spin’ will have a the 1942 Quit India movement — the “secret broadcasts” global release on Oct 04. 

Olympic Medalists to now receive Rs 20,000 pension per month  Sports Minister Rajyavardhan Singh Rathore announced that the rate of pension for sportspersons who have won medals in international competitions and have retired from active sports has been doubled from April 1. At present, the government gives lifelong pension to 588 players under the scheme of ‘Pension to Meritorious Sportspersons.’  According to the revised rates, Olympic and Para Olympic medallists will get a sum of Rs 20,000 per month each, while gold medallists at World Cups and World Championships in Olympic and Asian Games disciplines will receive Rs 16,000 per month.  Silver and bronze medallists at World Cups in Olympic and Asian Games disciplines will receive a sum of Rs 14,000 per month and an equal amount is

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payable to gold medallists of the Asian Games, Supreme Court To Get 3 Serving Women Judges For 1st and Para Asian Games. Time The Supreme Court will have three serving women judges for the India to acquire NASAMS-II Air Defense System first time, after the Centre cleared the elevation of Madras High India is in negotiations with the United States to add the National Court Chief Justice Indira Banerjee. The other two judges are R Advanced Surface-to-Air Missile System-II (NASAMS-II) to its Banumathi, appointed in August 2014, and Indu Malhotra, layered air defenses. NASAMS-II is a mid-range air defense system appointed in April 2018. Notably, SC will have a total of 22 male designed to counter threats from aircraft, UAV, and cruise missiles. judges including two new male appointees. The system is equipped with 3D surveillance Sentinel radars, fire distribution centers, and command-and-control units.  Pingali Venkayya: 141st birth anniversary of designer of Indian National Flag observed 141st birth anniversary of freedom fighter and designer (architect) VANIK’S KNOWLEDGE GARDEN of Indian National Flag Pingali Venkayya was observed on August LIST OF FOREIGN BANK & THEIR 2, 2018. He was born on August 2, 1876 in Krishna district of HEAD QUARTERS Andhra Pradesh and died in 1963.India’s National Flag was adopted Bank Country during by Constituent Assembly on the 22 July 1947, a few days AB Bank Ltd. Bangladesh before India’s independence from the British. ABN AMRO Bank Netherland The national flag is horizontal rectangular tricolour of India saffron, Bank of Nova Scotia Canada white and India green, with Ashoka Chakra (24-spoke wheel) in navy blue at its centre. BNP Paribas Bank France CTBC Bank Co. Ltd. Taiwan Government launches logo, tagline for GI Department of Industrial Policy and Promotion (DIPP) under DBS Bank Singapore Ministry of Commerce and Industry has unveiled tricolour logo FirstRand Bank Ltd South Africa for geographical indication (GI) certified products. The logo has J.P. Morgan USA tagline “Invaluable Treasures of Incredible India” printed below JSC VTB Bank Russia it.GI tag is name or sign used on certain products which correspond to specific geographical location or origin. KBC Bank NV Belgium Standard Chartered Bank UK Mahadayi Water Disputes Tribunal: 13.42 TMC water to Shinhan Bank South Korea allocated to Karnataka, 24 TMC to Goa Mahadayi Water Disputes Tribunal delivered its final verdict to Sumitomo Mitsui Bank Japan ending 50-year-old dispute over sharing of Mahadayi or Mandovi Bank of Bahrain & Kuwait Bahrain River between Goa, Karnataka and Maharashtra. Mahadayi River BSC (also spelt Mahadeyi or Mhadei, and called Mandovi in Goa) rises Bank of Ceylon Sri Lanka in Bhimgad Wildlife Sanctuary in Western Ghats, in Khanapur taluk of Belagavi district in Karnataka. Berclays Bank UK Citi Bank USA Double Nobel-winner Marie Curie tops ‘Women who Woori Bank South Korea Changed the World’ list Nobel Prize-winning scientist Marie Curie was the most influential Deustsche Bank Germany woman in history, Britain’s BBC found in a poll, highlighting her HSBC Ltd Hong Kong role in curing cancer. Readers of BBC History magazine ranked Mashreq Bank PSC UAE Polish-born Madam Curie at the top of a list of 100 women who Mizuho Bank Ltd. Japan changed the world, for becoming the first person to win two Nobel Prizes and for her research into radioactivity – a word that she Royal Bank of Scotland UK coined. Scotia Bank Canada Sonali Bank Ltd. Bangladesh Scarlett Johansson becomes world’s highest paid female actress United Overseas Bank Ltd Singapore “Lost in Transaltion” actress Scarlett Johansson (American actress and singer) has been named as the world’s highest paid female actress by Forbes. The 33-year-old actress made $ 40.5 million in pre-tax earnings from June 1, 2017, to June 1, 2018, quadrupling her income from the previous year.

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(c) In India, World Biofuel Day is being observed by the Ministry of Petroleum & Natural Gas. (d) Government has approved National Policy on Biofuels-2018 in June 2018. It aims at reaching 20% ethanol-blending and 5% biodiesel-blending by year 2030. (e) Recently Rajasthan became the first state to implement biofuel policy. 76th anniversary of Quit India Movement observed on August 8 76th anniversary of Quit India movement(Bharat Chhodo Andolan or August Movement or August Kranti) was observed on August 8th, 2018. On this day in 1942, Mahatma Gandhi (father of the nation) had gave clarion call of Do or Die to all Indians to drive away Britishers Nation commemorates 19th anniversary of Kargil victory from the country. The 19th anniversary of Kargil Vijay Diwas is being celebrated on International Day of The World’s Indigenous Peoples: 9 26th July 2018. The day marks India’s victory over Pakistan in the August 1999 Kargil War and remembers those who sacrificed their lives for The theme of the International Day of the World’s Indigenous the country. Peoples 2018 is ‘Indigenous peoples’ migration and movement’. International Tiger Day: 29 July August 12-International Youth Day Global Tiger Day, often called International Tiger Day, is an annual The theme for this year is ‘Safe Spaces for Youth’. The theme celebration to raise awareness for tiger conservation, held annually supports 2030 Agenda for Sustainable Development, specifically on 29 July. Sustainable Development Goal (SDG) 11, emphasizes need for 2018 Earth Overshoot Day to fall on August 1 provision of space towards inclusive and sustainable urbanization. 2018 Earth Overshoot Day will fall on August 1, the earliest date Note- January 12: National Youth Day since ecological overshoot began in early 1970s.It is date when World Elephant Day: August 12 humanity annual demand on nature exceeds what Earth can The first International Elephant Day was held on August 12, 2012. regenerate over the entire year. It is calculated by Global Footprint On the 6th World Elephant Day (August 12), the festival Gaj Network and World Wide Fund for Nature (WWF). Mahotsav kicks off in Delhi, to showcase 101 elephant installations, World Day against Trafficking in Persons observed globally photographs by artists and performances by Delhi-based rock bank The World Day against Trafficking in Persons was observed across Euphoria.the event organised by Wildlife Trust of India (WTI) and the world on July 30, 2018. the Ministry of Environment, Forests and Climate Change 2018 Theme: ‘Responding to the trafficking of children and young (MoEFCC). people’ UN Environment Goodwill Ambassador for India Dia Mirza,WTI ambassador-Dia Mirza World Biofuel Day: August 10 (a) World Bio-fuel Day (The International Biodiesel Day) is World Humanitarian Day: 19 August observed every year on August 10 to create awareness The World Humanitarian Day (WHD) is observed every year on about the importance of non-fossil fuels i.e. Green Fuels Aug 19 to recognize work of humanitarian personnel and those or Bio-fuels an alternative to conventional fossil fuels. who have lost their lives. Theme for this year is #NotATarget. On the occasion, Sh Narendra Modi unveiled a Booklet Aug 20: World Mosquito Day on “National Policy on Biofuels 2018”, and launched “Pro Active and Responsive facilitation by Interactive and Virtuous Environmental Single window Hub”[PARIVESH].  (b) On this day in 1893, Sir Rudalph Diesel (inventor of the diesel engine) for the first time successfully ran mechanical engine with Peanut Oil.

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13. Which of the following countries has awarded the Legion of Merit (Degree of Commander) to retired General Dalbir Singh Suhag for exceptionally meritorious service as chief of the Army staff, Indian Army? (a) France (b) Japan (c) United States (d) Germany 14. India successfully flight tested the indigenously developed helicopter launched Anti-Tank Guided Missile named ______. (a)HELLO (b) HYNA (c) SNOW (d) HELINA 15. The book “Gandhi: The Years That (b) Ministry of Statistics and Changed the World, 1914-1948” has Programme Implementation been written by _____. (c) Ministry of Information and (a) R P Dhokalia Broadcasting (b) Anita Desai 1. Which of the following committees has (d) Ministry of Communications (c) Olive Schlieden been constituted by the HRD ministry 7. Who has been elected as the new Presi- (d) Ramachandra Guha to suggest changes to the JEE (Ad- dent of Mali? 16. Which of the following has been ranked vanced) examination? (a) Milton Obote as India’s most patriotic brand, as per (a) Balwant Rai Mehta Committee (b) Amadou Sanogo survey conducted by UK-based online (b) Veerappa Moily Committee (c) Idi Amin market research and data analytics firm (c) Ashok Chavan Committee (d) Ibrahim Boubacar Keita YouGov? (d) Bhaskar Ramamurthy committee 8. The Pineapple festival was celebrated (a) Patanjali 2. Which of the following cities hosted the in ______. (b) State Bank of India 11th World Hindi Conference (WHC) (a) Tripura (b) Manipur (c) Tata Motors 2018? (c) Kerala (d) Meghalaya (d) Reliance Jio (a) New Delhi (b) Berlin 9. Which of the following telecom company 17. Who has been sworn-in as the new (c) Paris (d) Port Louis has tied up with Patanjali to launch President of Paraguay? (a) Horacio Cartes 3. Actor Sujata Kumar passed away in ‘Swadeshi Samriddhi SIM cards’? Mumbai. She played the role of Sridevi’s (a) Vodafone (b) Airtel (b)Federico Franco sister in Bollywood movie____. (c) Reliance Jio (d) BSNL (c)Mario Abdo Benítez (a) Chandni 10. Who has been chosen for the Rajiv (d)Fernando Lugo (b) Lamhe Gandhi National Sadbhavana Award 18. Which city is hosting the 24th World (c) English Vinglish 2018 for his outstanding contribution Congress of Philosophy (WCP) 2018? (d) ChaalBaaz towards promotion of communal (a)Istanbul (b)Beijing 4. Who has won the gold medal in Women’s harmony? (c)Seoul (d)Athens Freestyle 50kg Event in the Asian (a) Raghuram Rajan 19. Which of the following Indian cities has Games 2018? (b) P C Bhattacharya been included in the 2018 Global (a) Sheoran Anne Johnsen (c) Dr. Manmohan Singh Liveability Index, which was released (b) Anjum Moudgil (d) Gopalkrishna Gandhi by the Economist Intelligence Unit (c) Vinesh Phogat 11. Who among the following wrestler has (EIU)? (d) Sakshi Malik won the first gold medal for India in (a)Chennai and Pune 5. Who among the following has been the Asian Games 2018? (b) Kolkata and Mysuru conferred with 2018 Sangita Kalanidhi (a) Bajrang Punia (c) Kochi and Chandigarh Award of the Music Academy? (b) Sakshi Malik (d) Delhi and Mumbai (a) Kumar Mangalam (c) Kavita Devi 20. Nihal Sarin, who has become the 53rd (b) Suraj Ragunathan (d) Udey Chand chess Grandmaster from India, belongs (c) Trichur Ramachandran 12. The former UN secretary-general Kofi to which state? (d) Aruna Sairam Annan passed away. He belonged to (a) Kerala 6. Which of the following ministries which of the following countries? (b)Assam launched the DARPAN-PLI App? (a) Burundi (b) Namibia (c) Tamil Nadu (a) Ministry of Drinking Water and (c) Swaziland (d) Ghana (d)Odisha Sanitation

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21. In which year, Ajit Wadekar, who (a) Assam (b)Donald Trump passed away recently, led the Indian (b)Rajasthan (c)Jimmy Carter team to historic test series victories in (c) Uttar Pradesh (d)Ronald Reagan West Indies and England? (d)Odisha 39. Which of the following cities is the (a)1972 (b) 1970 30. Chemmanam Chacko, who passed away venue of the 11th World Hindi (c) 1971 (d)1974 recently, was noted poet of which Conference (WHC) 2018? 22. Which Bollywood personality has language? (a) New Delhi become the brand ambassador for (a) Malayalam (b)Tamil (b)Port Louis Government of India (GoI)’s road (c)Telugu (d) Odia (c)Johannesburg safety awareness campaign? 31. Which state government has launched (d)Paramaribo (a)Amitabh Bachchan the eye care scheme ‘Kanti Velugu’ on 40. India Ratings and Research (Ind-Ra) has (b) Anushka Sharma the occasion of 72nd Independence revised India’s GDP growth to 7.2% (c)Deepika Padukone Day 2018? for FY19. Ind-Ra belongs to which (d) Akshay Kumar (a) Andhra Pradesh group? 23. NITI Aayog has launched which (b) Karnataka (a)CRISIL mobility pitch competition for budding (c)Telangana (b) Standard & Poor’s startups in the mobility field? (d) Tamil Nadu (c) Moody’s Corporation (a)Pitch to Mob 32. The festival of the historic Esala Maha (d) Fitch (b)Pitch to Move Perehera has started in which 41. Who is the world’s highest paid female (c)Pitch to Start neighbouring country of India? actress according to Forbes? (d) Pitch to Gear (a) Bhutan (b)Myanmar (a) Angelina Jolie 24. Who has been appointed India’s new (c) Sri Lanka (d) China (b)Scarlett Johansson ambassador to Russia? 33. Which state is host to the 2018 (c)Jennifer Aniston (a) Partha Satpathy International Conference on Recent (d)Sandra Bullock (b)Swetanshu Bora Advances in Food Processing 42. Where has the world’s oldest cheese been (c)Pankaj Saran Technology (iCRAFPT)? discovered? (d) D Bala Venkatesh Varma (a) Karnataka (b)Tamil Nadu (a)Egypt (b)China 25. Which Indian personality has been (c) Odisha (d) Assam (c)Germany (d)Australia ranked first in the Kotak Wealth Hurun- 34. Esow Alben, who scripted history by 43. Oscar Kerketta appointed the next High Leading Wealthy Women 2018 list? winning the India’s first junior cycling Commissioner of India to the Republic (a) Smitha V. Crishna World Cup medal, hails from which of ______? (b)Roshni Nadar state/UT? (a)Uganda (b)Burundi (c) Indu Jain (a)Daman & Diu (c)Zambia (d)Rwanda (d) Leena Gandhi Tewari (b)Gujarat 44. Deepak Parekh re-appointed as Non- 26. Which Indian sportsperson has won the (c) Andaman & Nicobar Islands Executive Director on the board of ___? Community Award in the Junior NBA (d)West Bengal (a) Axis Bank (b) ICICI Bank World Basketball Championship 35. Which IIT has decided to set up a Re- (c) HDFC (d) Indian Bank 2018? Water Research Center to replenish and 45. President Ram Nath Kovind, presented (a)Ajmer Singh rejuvenate water resources? the Outstanding Parliamentarian Award (b)Sunishka Kartik (a)IIT Delhi (b)IIT Kharagpur for the years 2013-2017, in New (c)Satnam Singh Bhamara (c) IIT Madras (d) IIT Bombay Delhi.Who was the winner of the year (d)Geethu Anna Jose 36. Who is the newly appointed Chairman 2014? 27. The Postal Highway Project, for which of Marine Products Export (a) Bhartruhari Mahtab Government of India (GoI) is providing Development Authority (MPEDA)? (b) Dr Najma Heptullah financial support, is located in which (a)KS Srinivas (c) Dinesh Trivedi country? (b) BVR Subrahmanyam (d) Hukum Dev Narayan (a)Afghanistan (b) Myanmar (c) M S Mohan 46. Name the Indian origin mathematician (c)Nepal (d)Sri Lanka (d) J K Nayak wins prestigious Fields Medal ? 28. Who has been appointed the head coach 37. Who has been sworn-in as the new (a) Manjul Bhargava of the Indian Women’s National Cricket President of Mali? (b) Akshay Venkatesh team? (a) Alpha Oumar Konare (c) Kannan Soundarajan (a) Madan Lal (b) Dioncounda Traore (d) Srinivasa Reddy (b) Gundappa Viswanath (c) Soumaila Cisse 47. Which agency of the Government of (c)Ramesh Powar (d) Ibrahim Boubacar Keita India made an agreement with SBI to (d) Sanjay Bangar 38. Legendary singer Aretha Franklin, who receive an unsecured loan of Rs 25,000 29. Which state government has decided to passed away recently, had performed crore from State Bank of India (SBI) observe September as the “month of at the inaugurations of which of the for 10 years with 3 years of moratorium nutrition” to create awareness among following Presidents of the United on repayments? people living in the state? States? (a) Indian Oil Corporation (a) George W. Bush 36 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018

(b) National Thermal Power 54. PayPal has partnered with which bank (c)Tamil Nadu Corporation Limited to offer safer, faster and convenient (d)Karnataka (c) National Buildings Construction payment experiences to bank’s card 63. Defence Minister Nirmala Sitharaman Corporation Ltd holders? and Uttar Pradesh Chief Minister Yogi (d) National Highways Authority of (a)HDFC Bank Adityanath inaugurated the first phase India (b)Axis Bank of UP Deference Corridor in _____? 48. Which of the below payment bank has (c)ICICI Bank (a)Aligarh (b)Lucknow barred by Reserve Bank of India (RBI) (d)State Bank of India (SBI) (c)Kanpur (d)Chitrakoot from adding new customers after it 55. PayU India has partnered with _____ 64. Which city was declared as India’s most observed anomalies regarding deposits to offer personal loans via LazyPay? polluted city by Central Pollution in the existing accounts? (a)Reliance Money Control Board (CPCB) in its Air (a) Cholamandalam Distribution (b)AU Small Finance Bank quality index (AQI)? Services (c)Jana Small Finance Bank (a)New Delhi (b)Varanasi (b) Sun Pharmaceuticals (d)ICICI Bank (c)Gurugram (d)Noida (c) Aditya Birla Nuvo 56. Who was elected as Rajya Sabha Deputy 65. India’s first all-woman Special Weapons (d) Fino Payments Bank Chairman, on 9th August 2018? and Tactics (SWAT) team for anti- 49. Which country based SBM Group (a)B K Hariprasad terrorist operations has been inducted became the first foreign lender has (b)Harivansh Narayan Singh in which state / UT police ? received Reserve Bank of India’s (c)Amith Bharghav (a) Karnataka Police approval to operate in the country as (d)P J Kurein (b)Delhi Police SBM Bank (India)? 57. Which Indian-American personality has (c)Kerala Police (a) Maldives (b) Bahamas won the International Geography Bee (d) Assam Police (c) Seychelles (d) Mauritius World Championship 2018 in junior 66. Which of the following has become the 50. Name the mobile app that has been varsity division? India’s first bank to introduce iris launched by Union Minister of (a) Anand Sharma authentication for Aadhaar-based Commerce & Industry and Aviation (b)Avi Goel transactions through micro ATMs? Suresh Prabhu which provides wide (c) Sam Mehta (a)ICICI Bank range of information required to (d)Janaki Ammal (b)Punjab National Bank undertake international trade? 58. The 4th edition of National Handloom (c)Axis Bank (a)Niryat Mitra Day (NHD-2018) is celebrated on (d)State Bank of India (b)Niryat Samachar which date? 67. Which of the following is not a work of (c)Trade Focus (a)7th Aug (b) 8th Aug late VS Naipaul, the Trinidad-born (d)Trade Assist (c)15th Aug (d) 22nd Aug Indian origin Nobel Prize winning 51. Who is the head of the 4-member Group 59. Which state government launched author who passed away recently? of Ministers (GoM) that has been Mukhyamantri Kanya Utthan Yojana (a)A Bend in the River constituted to discuss concerns of trade for empowerment of women? (b)Magic Seeds pact with RCEP countries? (a)Rajasthan (b)Maharashtra (c) A House for Mr Biswas (a)Sushma Swaraj (c)Gujarat (d)Bihar (d)The Remains of the Day (b)Suresh Prabhu 60. Name the 2 persons who were appointed 68. Which country has emerged as the top (c)Rajnath Singh as part-time directors on the Reserve source of inward remittances, (d)Piyush Goyal Bank of India (RBI) board for a four- according to Reserve Bank of India’s 52. The government has announced that it year term? survey of inward remittances for 2016- would implement _____ Committee’s (a) S Gurumurthy, Satish Marathe 17? report to improve living standards of (b) Raghu Ram Krishnan, Sathya (a)United Arab Emirates (UAE) farmers and upliftment of farm sector? Kumar (b)India (a)Narasimhan (c) Puneeth Rai, Rajinish Kumar (c)United States (b)Swaminathan (d) Amar Kashyap, Kunal Singh (d)China (c)Madhavan 61. Which will be the first Olympics to 69. Reserve Bank of India (RBI) will (d)Surjit Singh deploy facial recognition technology to transfer surplus amounting to _____ 53. Which is the 11th Biosphere Reserve increase security? for the year ended June 30, 2018 to the from India to be included in the World (a)Qatar Olympics 2022 Government of India? Network of Biosphere Reserves (b)Tokyo Olympics 2020 (a)Rs.50,000 crore (WNBR) of UNESCO? (c)London Olympics 2020 (b)Rs.90,000 crore (a) Pachmarhi Biosphere Reserve (d)Canada Olympics 2020 (c)Rs.25,000 crore (b) Great Nicobar Island Biosphere 62. DMK chief M Karunanidhi died at the (d)Rs.45,000 crore Reserve age of 94. He was a five-time Chief 70. A rare celestial event of the longest lunar (c) Khangchendzonga Biosphere Minister of which state? eclipse to date called the _____ was Reserve (a)Andhra Pradesh seen? (d) Nanda Devi Biosphere Reserve (b)Telengana (a) Rare Moon

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(b) Red Moon (a) 100 (b) 105 think-tank NCAER, as the top ‘most (c) Blood Moon (c) 96 (d) 88 investor-friendly’ destination? (d) Black Moon 79. Defence acquisitions council (DAC) (a) Gujarat 71. When was 8th International tiger day or approved the acquisition of the (b) Delhi Global Tiger day celebrated all over the National Advanced Surface to Air (c) Tamil Nadu world? Missile System-II (NASAMS-II) for (d) Andhra Pradesh (a) July 30 (b) July 31 $1 billion from which country? 87. Where has the World’s First Intertidal (c) July 29 (d) July 28 (a) United States Art Gallery named Coralarium been 72. Prime Minister Narendra Modi laid the (b) Russia opened? foundation of India’s first Mobile Open (c) Germany (a) Mauritius Exchange Zone (MOX) at World Trade (d) Japan (b) Maldives Centre in which city? 80. Which firm has received the best (c) Seychelles Island (a) Noida (b) Mumbai performing primary lending institution (d) Sri Lanka (c) Pune (d) Kolkata in Credit Linked Subsidy Scheme 88. HDFC Life Insurance and which bank 73. Government set up a High Level (CLSS) for the EWS (Economically signed a where the bank will sell the Empowered Committee headed by Weaker Section) and LIG (Low Income insurer’s products through its _____ to address the issues of Stressed Group) category? branches? Thermal Power Projects? (a) HDFC (b) HSBC (a) Canara Bank (a) Pradeep Kumar Sinha (c) ICICI (d) SBI (b) YES Bank (b) Kuldeep Singh 81. China successfully launched _____ (c) Vijaya Bank (c) Inder Jit Singh satellite, an optical remote sensing (d) Karnataka Bank (d) Anil Kumar Jha satellite, as part of its high-resolution 89. Edelweiss Tokio Life Insurance has tied 74. The Central Road and Infrastructure Earth observation project? up with which small finance bank to Fund (CRIF) has been taken away from (a) Gaofen-11 (b) Gaofen-12 offer specialised product offerings to the Ministry of Road Transport and (c) Tianhiu 1B(d) Tanhen 1C the bank customers? Highways and brought under which 82. Name the rare blood group that has been (a) Fincare Small Finance Bank ministry? identified by doctors from Kasturba (b) Jana Small Finance Bank (a) Ministry of Finance Medical College (KMC) in Mangaluru, (c) City Small Finance Bank (b) Ministry of Commerce and Karnataka? (d) AU Small Finance Bank Industry (a) pp or P null phenotype 90. Name the Indian-origin prison guard (c) Ministry of Agriculture (b) ss or S null phenotype from Adelaide who has won the title of (d) Ministry of Science and (c) rx or R phenotype MasterChef Australia 2018? Technology (d) d or Dx phenotype (a) Sashi Cheliah 75. The 3rd BRICS Film Festival was held 83. Which Indian javelin thrower won a gold (b) Gagandeep Sidhu in Durban, South Africa. Which Indian medal in the Savo Games in Lapinlahti, (c) Arjun Rampal Film won the ‘Best Film’ award in the Finland ? (d) Surendra Saini festival? (a) Neeraj Chopra 91. Name the Madras High Court Chief (a) Village Rockstars (b) Sushil Kumar Justice who was appointed as Supreme (b) Newton (c) Bharghav Reddy Court justice? (c) Tumhari Sulu (d) Arjun Kumar (a) Punita Manohar (d) Hindi Medium 84. Name the mobile app that has been (b) Anil Mehta 76. Who has been appointed as the next launched by Himachal Pradesh Chief (c) Indira Banerjee Flag Officer Commanding-in-Chief of Minister Jai Ram Thakur as a part of (d) Sashank Singh the Southern Naval Command? the first phase of ‘horn not ok’ 92. Name the mobile app launched by (a) Anil Kumar Chawla awareness campaign in Manali and FICCI Ladies Organisation that is (b) Praveen Hebbal Shimla? aimed at creating awareness on (c) Arun Kumar S (a) No horn preventive healthcare? (d) Prajin Mahanth (b) Shaur Nahin (a) WOW (Wellness of Women) 77. Who was appointed the Chief Executive (c) Say no to horns (b) EOW (Empowerment of Women) Officer for HSBC India? (d) Peaceful driving (c) Women Warriors (WW) (a) Surendra Rosha 85. Which state government launched (d) Rise of Women (ROW) (b) Maninder Singh ‘Swachha Meva Jayate’ cleanliness 93. Which state government has launched (c) Hanif Khan campaign? the ‘Mukhya Mantri-Yuva Nestham’ (d) Mithun Dawan (a) Madhya Pradesh scheme to provide allowance to 78. What rank has India secured in the (b) Karnataka unemployed youth in the state? biannual United Nation’s E- (c) Gujarat (a) Telengana Government Index 2018 among 193 (d) Jharkhand (b) Andhra Pradesh countries released by UN? 86. _____ topped N-SIPI (State Investment (c) Maharashtra Potential Index) series by economic (d) Tamil Nadu

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94. Kadaknath chicken meat from Jhabua (c)ISRO (d)JAXA (b) Safe Spaces for Youth district of which state was awarded a 103. What was the tenure of Somnath (c) Change Your World Geographical Indication (GI) tag? Chatterjee, who passed away recently, (d) Eradicate Negativity (a) Chhattisgarh as Lok Sabha Speaker? 111. Which of the following has become the (b) Jharkhand (a)2004-2009 (b) 2005-2010 India’s first bank to introduce iris (c) Madhya Pradesh (c)2000-2005 (d)2002-2006 authentication for Aadhaar-based (d) Uttarakhand 104. Who has become the youngest Indian transactions through micro ATMs? 95. Which bank launched a new deposit golfer to claim Asian Tour title at the (a) ICICI Bank scheme called Vikas Bonanza 456 for a 2018 Take Solutions Masters? (b) Punjab National Bank tenure of 456 days with interest rate (a) Om Prakash Chouhan (c) Axis Bank of 7.10 % for public and 7.60 % for (b) Viraj Madappa (d)State Bank of India senior citizens? (c) Shubhankar Sharma 112. India’s first all-woman Special Weapons (a) Karnataka Vikas Grameena Bank (d) SSP Chawrasia and Tactics (SWAT) team for anti- (KVGB) 105. Who has been sworn-in as the Chief terrorist operations has been inducted (b) Andhra Pradesh Vikas Grameen Justice of the Madras High Court in which state / UT police ? Bank (APVGB) (MHC)? (a) Karnataka Police (c) City Cooperative Bank (CCB) (a)Aniruddha Bose (b)Delhi Police (d) Hindustan Cooperative Bnak (b)Mukesh R Shah (c) Kerala Police (HCB) (c)R Rajagopal (d) Assam Police 96. Justice Manjula Chellur, who has been (d)Vijaya Kamlesh Tahilramani 113. Recently, the first electronics appointed as new chairperson of 106. Which Indian authority has launched manufacturing cluster in the Appellate Tribunal for Electricity was the RUCO initiative recently? northeastern region under the Indian previously chief justice of which high (a) Food Safety and Standards Government’s ‘Digital North East court? Authority of India Vision 2022’ was inauguarted in which (a)Jammu & Kashmir High Court (b) National Disaster Management city? (b) Punjab & Haryana High Court Authority (a) Agartala (b) Dispur (c) Bombay High Court (c) Telecom Regulatory Authority of (c) Guwahati (d) Kohima (d)Gujarat High Court India 114. Which Indian author has won the 2018 97. India’s first genetic bank for wildlife (d) Narcotics Control Bureau Hindu Playwright Award 2018? conservation has been inaugurated in 107. In which three southern states, Wipro (a)Keval Arora which city? has launched Santoor women’s (b)Sneh Sapru (a)New Delhi (b) Kolkata scholarship for higher education to girls (c)Swetanshu Bora (c) Hyderabad (d) Chennai from economically weaker families? (d)Annie Zaidi 98. On which date, the 2018 World Elephant (a) Tamil Nadu, Kerala and Andhra 115. The ‘Tatkal sewa’ for property Day (WED) was observed recently? Pradesh registration is a proposed initiative of (a)August 13 (b) August 14 (b) Kerala, Andhra Pradesh and which state government? (c) August 12 (d) August 15 Karnataka (a) Punjab 99. Which city hosted the Nepal-India (c) Telangana, Tamil Nadu and (b)Uttar Pradesh Literature Festival 2018? Karnataka (c)Maharashtra (a)Bharatpur (b) New Delhi (d) Karnataka, Andhra Pradesh and (d)Assam (c) Kathmandu (d) Birgunj Telangana 116. Which committee has been constituted 100. Who has been officially appointed new 108. What is the theme of the 9th edition of by the Central government to UN High Commissioner for Human Vibrant Gujarat Global Summit-2019? coordinate the discharge of floodwaters Rights? (a) Towards a New India of the future from Kerala-Tamil Nadu inter-State (a)Dina Kawar (b) Laying the foundations for New projects? (b) Mary Robinson India (a)Narendra Kumar committee (c)Ricardo Lagos (c) Boost India in the World (b) Kirti Sharma committee (d) Michelle Bachelet (d) Shaping of a New India (c) Ajit Doval committee 101. Which rescue operation has been 109. Which of the following is not a work of (d) M S Das committee launched by Indian Army in the flood- late VS Naipaul, the Trinidad-born 117. Which telecom company has launched hit areas of Kerala? Indian origin Nobel prize winning a VOIP based phone service (a)Operation Madad author who passed away recently? “WINGS”? (b)Operation Sahyog (a) A Bend in the River (a) Airtel (b)BSNL (c)Operation Surya Hope (b)Magic Seeds (c) Reliance Jio (d)Vodafone (d) Operation Surya Hope (c) A House for Mr Biswas 118. The special film festival on theme 102. Which space agency has successfully (d) The Remains of the Day “Freedom Struggle & Freedom launched the Parker Solar Probe 110. What is the theme of the 2018 Fighters” has been organized by Films mission to touch the Sun? International Youth Day (IYD)? Division of India (FDI) in which city? (a) Roscosmos (b) NASA (a) Youth Building Peace (a)Chennai (b)Kolkata

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(c)New Delhi (d)Mumbai 126. Which Indian company has topped in 132. What is the name of new scheme 119. Name the scheme that Union Cabinet the Indian Private sector in the launched by Ministry of Culture in has approved the first extension to Fortune’s 500 list 2018? India and total outlay of the scheme is support Indian Entities bidding for (a) Reliance Industries Rs. 325.00 Crores for financial years strategically important infrastructure (b) Hindustan Petroleum 2018-19 and 2019-20? projects abroad. (c) Bharat Petroleum Corporation (a) Sukanya Samridhi Yojana (a) Pooled Finance Development Limited (b) Seva Bhoj Yojna Fund Scheme (d) Tata Consultancy Services (c) Rashtriya Swasthya Bima Yojna (b) National Pension Scheme 127. Which agency of the Government of (d) Pradhan Manthri Mudra Yojna (c) Concessional Financing Scheme India made an agreement with SBI to 133. How many amendments of GST Laws (d) National Rural Livelihood receive an unsecured loan of Rs 25,000 were approved in a Cabinet meeting Mission crore from State Bank of India (SBI) chaired by Prime Minister Narendra 120. Which state has released its final draft for 10 years with 3 years of moratorium Modi? of National Registry of Citizens and on repayments? (a) 46 (b) 35 40 lakh declared ‘illegal citizens’ of (a) Indian Oil Corporation (c) 26 (d) 15 India? (b) National Thermal Power 134. Lucknow Metro Rail Corporation (a) Meghalaya Corporation Limited (LMRC) and which telecom service (b) Arunachal Pradesh (c) National Buildings Construction provider signed an MoU for extending (c) Nagaland Corporation Ltd benefits in customer services? (d) Assam (d) National Highways Authority of (a) Vodafone India 121. Which entity launches Mission Solar India (b) Bharti Airtel Charkha for implementation of 50 Solar 128. Which of the below payment bank has (c) BSNL Charkha Clusters across India ? barred by Reserve Bank of India (RBI) (d) Reliance Jio (a) Ministry of Micro, Small and from adding new customers after it 135. Which football club has been recognised Medium Enterprises (MSME) observed anomalies regarding deposits by the United Nations as the World’s (b) Khadi and Village Industries in the existing accounts? first certified carbon neutral football Commission (a) Cholamandalam Distribution club? (c) Ministry of Skill Development and Services (a) Forest Green Rovers Football Club Entrepreneurship (b) Sun Pharmaceuticals (b) PSG Football Club (d) Ministry of New and Renewable (c) Aditya Birla Nuvo (c) Real Madrid Football Club Energy (MNRE) (d) Fino Payments Bank (d) Liverpool Football Club 122. Oscar Kerketta appointed the next High 129. Which country based SBM Group 136. The World Junior Squash Commissioner of India to the Republic became the first foreign lender has Championships 2018 was held in of ______? received Reserve Bank of India’s Chennai. Which men’s team emerged (a) Uganda (b) Burundi approval to operate in the country as as the 2018 World Junior Squash (c) Zambia (d) Rwanda SBM Bank (India)? Champions? 123. Deepak Parekh re-appointed as Non- (a) Maldives (b) Bahamas (a) England (b) India Executive Director on the board of (c) Seychelles (d) Mauritius (c) Egypt (d) Spain ______? 130. Find the name of award which will be 137. Who won the Hungarian Grand Prix (a) Axis Bank honored to all sportspersons and for the 6th time, at the Hungaroring (b) ICICI Bank coaches who won a position or medal circuit, in Hungary? (c) HDFC in Olympics as per the new policy (a) Valterri Bottas (d) Indian Bank implemented by Union Minister of (b) Sebastian Vettel 124. President Ram Nath Kovind, presented Railways for promotion of Railway (c) Lewis Hamilton the Outstanding Parliamentarian Award Sportspersons? (d) Daniel Riccardio for the years 2013-2017, in New (a) Rajiv Gandhi Khel Ratnaý 138. What is the current repo rate, as per Delhi.Who was the winner of the year (b) Ekalavya Award the 3rd bi-monthly policy, released by 2014? (c) Padma Vibhushan RBI on August 1, 2018? (a) Bhartruhari Mahtab (d) Padma Shri (a) 6.50 % (b) 6.25 % (b) Dr Najma Heptullah 131. Who has launched Logo, tagline for (c) 6.00 % (d) 6.75 % (c) Dinesh Trivedi Geographical Indications (GI) by 139. Where was NITI Aayog’s International (d) Hukum Dev Narayan Commerce and Industry? Conference on “Sustainable Growth 125. Name the Indian origin mathematician (a) Minister of Statistics and through Material Recycling: Policy wins prestigious Fields Medal ? Programme Implementation Prescriptions” held in? (a) Manjul Bhargava (b) Minister of Science and (a)New Delhi (b)Mumbai (b) Akshay Venkatesh Technology (c)Chennai (d)Guwahati (c) Kannan Soundarajan (c) Minister of Information and 140. When was 73rd Hiroshima day (d) Srinivasa Reddy broadcasting observed? (d) Minister of Commerce and (a)August 5 (b)August 4 Industry 40 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018

(c)August 3 (d)August 6 148. The joint military exercise ‘Maitree (a) New Delhi (b) Pune 141. Which country won the Women’s 2018’ has started between India and (c)Lucknow (d)Hyderabad Hockey World Cup 2018 that which country? 158. The world’s first-ever thermal battery concluded in London on 5th August (a)Thailand (b) Nepal plant has been inaugurated in which 2018, becoming world champions in (c) Sri Lanka (d)Vietnam Indian state? Women’s hockey for a record 8th time? 149. Which state government has signed pact (a)Andhra Pradesh (a)Iran with Tech Mahindra to establish India’s (b) Himachal Pradesh (b)Ireland first Blockchain district? (c)Karnataka (c)Netherlands (a) Odisha (b) Karnataka (d)Odisha (d)South Korea (c)Telangana (d)Kerala 159. The Parliament of India has passed 142. Who won the women’s singles title of 150. Which IIT institute has developed the which Constitutional Amendment Bill BWF World Championships 2018, first indigenous microprocessors to grant constitutional status to the held in Nanjing, China? ‘RISECREEK’ under Project Shakti? National Commission for Backward (a)Carolina Marin (a) IIT Madras (b)IIT Kanpur Classes (NCBC)? (b)P V Sindhu (c)IIT Bombay (d)IIT Delhi (a) 123rd Constitutional Amendment (c)Naomi Okura 151. The Central Government has approved Bill (d)Mayu Matsumoto 122 new research projects worth over (b) 143rd Constitutional Amendment 143. 21 public sector banks and 3 major Rs 100 crore under which scheme? Bill private sector lenders collected _____ (a) IMPRINT-3 (c) 133rd Constitutional Amendment from customers for non-maintenance (b)IMPRINT-4 Bill of minimum balance in their accounts (c)IMPRINT-2 (d) 153rd Constitutional Amendment in 2017-18? (d) IMPRINT-1 Bill (a)Rs 4,989.55 crore 152. The National Highways Authority of 160. NITI Aayog’s International Conference (b)Rs 3,678.78 crore India (NHAI) has signed pact with on “Sustainable Growth through (c)Rs 6,789.78 crore which bank for a long-term unsecured Material Recycling: Policy (d)Rs 2,789.89 crore loan to the tune of Rs 25,000 crore? Prescriptions” was held in which city? 144. Which Indian state unveiled the world’s (a)Bank of Maharashtra (a) New Delhi (b) Mumbai first-ever thermal battery? (b) Punjab National Bank (c) Hyderabad (d) Kanpur (a)Telengana (c)State Bank of India 161. The Union Government has constituted (b)Andhra Pradesh (d)HDFC Bank a Group of Ministers (GoM) to look (c)Madhya Pradesh 153. Who has become the first woman into issues related to the proposed mega (d)Chhattisgarh shuttler to win the women’s singles free trade agreement Regional 145. Which state government is setting up a World Badminton Championships for Comprehensive Economic Partnership biotech and pharma facility named B- a third time? (RCEP). The GoM will be headed by Hub, which will be India’s first (a) Carolina Marin whom? organised cluster for life sciences (b) PV Sindhu (a)Piyush Goyal Research & Development at Genome (c)Akane Yamaguchi (b) Suresh Prabhu Valley? (d)Tai Tzu-ying (c)Nirmala Sitharaman (a)Gujarat (b)Tamil Nadu 154. Which country’s team has won the 14th (d)Hardeep Singh Puri (c)Kerala (d)Telangana edition of Women’s Hockey World Cup 162. Which entity launches Mission Solar 146. Name the scheme that Union Cabinet 2018? Charkha for implementation of 50 Solar has approved the first extension to (a) Spain (b)Netherlands Charkha Clusters across India ? support Indian Entities bidding for (c)Ireland (d)Australia (a) Ministry of Micro, Small and strategically important infrastructure 155. Who has become the first Indian to be Medium Enterprises (MSME) projects abroad. appointed a council member of (b) Khadi and Village Industries (a) Pooled Finance Development ICANN panel Country Code Names Commission Fund Scheme Supporting Organization (ccNSO)? (c) Ministry of Skill Development (b) National Pension Scheme (a)Ajay Data and Entrepreneurship (c) Concessional Financing Scheme (b) Kusum Sharma (d) Ministry of New and Renewable (d) National Rural Livelihood (c)Susheela Jain Energy (MNRE) Mission (d)Shubhankar Saxena 163. Where was the first ‘Nepal-India Think 147. Which state has released its final draft 156. Which country’s U-20 football team Tank’ Summit? of National Registry of Citizens and has won the 2018 Cotif Cup football (a) Kathmandu, Nepal 40 lakh declared ‘illegal citizens’ of tournament ? (b) New Delhi, India India? (a)Venezuela (b) Mauritania (c) Mumbai, India (a) Meghalaya (c)India (d)Argentina (d) Bengaluru, India (b) Arunachal Pradesh 157. Which city to host the 22nd edition of 164. Name the smartphone distribution (c) Nagaland ‘Parampara series – National Festival scheme under the Sanchar Kranti Yojna (d) Assam of Music and Dance’ festival 2018? (SKY), launched by Chhattisgarh Chief

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Minister Raman Singh and actress 171. Which state government signed a MoU 178. Which state government approved a Kangana Ranaut? with a private trust for the first cow proposal for setting up a riverine port (a) Mobile Vision sanctuary in the state? on river Mahanadi in Kendrapara (b) Mobile for All (a) Uttar Pradesh district? (c) Mobile Tihar (b) Gujarat (a) Assam (b) Chhattisgarh (d) Mobilise the State (c) Rajasthan (c) Odisha (d) West Bengal 165. Which has become the first state to (d) Madhya Pradesh 179. The Chief Minister of which state implement Centre’s ‘Biofuel Policy’? 172. When was International Day of announced that the state government (a) Rajasthan Friendship celebrated all over the would implement its own food security (b) Gujarat world? act from October 2? (c) Madhya Pradesh (a) July 30 (b) July 29 (a) Gujarat (b) Telangana (d) Assam (c) July 31 (d) July 28 (c) West Bengal (d) Odisha 166. ____ that implements Ayushman 173. What was the theme of World Day 180. Defence Minister Nirmala Sitharaman Bharat-National Health Protection against Trafficking in Persons that was handed over two types of indigenously Mission (AB-NHPM) and Common observed all over the world on 30th built high-power multi-fuel engines Service Centres (CSC) have signed a July 2018? named V92S2 and V-46-6, to the Vice MoU to provide information and (a) Responding to the trafficking of Chief of Army Staff Devaraj Anbu. The eligibility validation services to children and young people engines were manufactured by the beneficiaries, mainly in remote areas? (b) Eliminate trafficking of children Engine Factory in _____? (a) National Health Agency (NHA) and young people (a) Avadi, Tamil Nadu (b) Indian Medical Association (c) Safeguard the victims of human (b) Pune, Maharashtra (IMA) trafficking (c) Nagpur, Maharashtra (c) Rural Welfare Association (RWA) (d) Welfare of human trafficking (d) Dehradun, Uttarakhand (d) Rural Health Association (RHA) victims 181. Which firm was awarded the INFRA 167. NITI Aayog will host an Investors’ 174. Name the Indian swimmer who has Icon Award in the ‘Global Energy’ Conference for the Holistic become the first Asian to swim the category at the mid-day INFRA Icons Development of Islands in which city? choppy water from Jersey (an Island Awards 2018, in Mumbai? (a) Port Blair (b) Chennai in the UK) to France in cold weather? (a) Indian Oil Corporation Limited (c) Panaji (d) New Delhi (a) Prabhat Koli (IOCL) 168. Where did Union Minister of State (b) Prithviraj R (b) Oil and Natural Gas Corporation (Independent Charge) for AYUSH (c) Satheesh Reddy (ONGC) Shripad Yesso Naik lay the foundation (d) Bharath Singh (c) Gas Authority of India Limited stone of the 2nd Phase of Construction 175. Where was the International Army (GAIL) of North East Institute of Ayurveda & Games 2018 inaugurated on 28th July (d) Steel Authority of India Limited Homeopathy (NEIAH)? 2018? (SAIL) (a) Mawdiangdiang, Shillong (a) Beijing, China 182. Which country has been elected as the (b) Changlang, Itanagar (b) Moscow, Russia President of the Asia-Pacific Institute (c) Kiphire, Kohima (c) New Delhi, India for Broadcasting Development (d) Longleng, Itanagar (d) Tokyo, Japan (AIBD)? 169. Name the desktop software launched 176. The Union Minister for Petroleum & (a) India (b)Japan by IT Ministry to enable editing and Natural Gas and Skill Development (c)Srilanka (d) Iran printing of text in scanned documents, &Entrepreneurship Dharmendra 183. Which Indian developer has claimed to in a conference for Indian Languages Pradhan, laid the foundation stone of develop the world’s first Hindi Technology Industry ‘Bhashantara’, in National Skill Training Institute speaking realistic humanoid robot New Delhi? (NSTI) for Women at ______? “Rashmi”? (a) e-Aksharayan (a) Patiala, Punjab (a) Anand Kumar (b) e-EditnPrint (b) Mohali, Punjab (b) Surabhi Patel (c) e-DocType (c) Guwahati, Assam (c) Kanwaljeet Sethi (d) e-ReadnType (d) Raipur, Chhattisgarh (d)Ranjit Srivastava 170. Which hospitality firm signed MoUs 177. The high-level panel on data protection 184. The Mughalsarai junction has recently with State Bank of India and Bank of framework headed by _____ submitted renamed as Deen Dayal Upadhyaya Baroda for extending financial support its report to the government, that railway station. It is located in which to the company’s hotel partners? included recommendations on changes state? (a) OYO to the Aadhaar Act, amending the Right (a) Bihar (b) GoIbibo to Information Act etc. ? (b)Uttar Pradesh (c) MakeMyTrip (a) Justice B N Srikrishna (c)Uttarakhand (d) Trivago (b) B M Deosthalee (d)Delhi (c) Malhom Roy 185. Which state government has launched (d) Sunil Mehta “Horn Not Ok’’ awareness campaign?

42 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 (a)Uttarakhand 194. How many additional days will be ANSWER KEYS (b)Himachal Pradesh provided for resolution of 34 stressed (c) Gujarat power projects, according to a report 1. d 2. d 3. c 4. c (d) Kerala by government committee under 5. d 6. d 7. d 8. b 186. Which country’s researchers have Cabinet Secretary Pradeep Kumar 9. d 10. d 11. a 12. d claimed to create the world’s first Sinha? 13. c 14. d 15. d 16. b single-chromosome yeast? (a)120 (b)60 17. c 18. b 19. d 20. a (a) Germany (b) United States (c)90 (d)180 21. c 22. d 23. b 24. d (c) China (d)UK 195. Which country surpassed China and 25. a 26. b 27. c 28. c 187. Which state government has launched became the world’s second-largest 29. b 30. a 31. c 32. c a rural cleanliness and sanitation stock market, according to Bloomberg’s 33. b 34. c 35. b 36. a campaign “Swachhameva Jayate”? data? 37. d 38. c 39. b 40. d (a) Madhya Pradesh (a)Japan (b)Russia 41. b 42. a 43. d 44. c (b)Rajasthan (c)Germany (d)India 45. d 46. b 47. d 48. d (c)Goa 196. When will the India Post Payments 49. d 50. a 51. b 52. b (d)Karnataka Bank be launched by Prime Minister 53. c 54. a 55. a 56. b 188. The 10th annual conference on oral Narendra Modi with a focus on rural 57. b 58. a 59. d 60. a implantology has recently held in areas? 61. b 62. c 63. a 64. c which city? (a)August 21, 2018 65. b 66. c 67. d 68. a (a) New Jersey (b)March 2, 2019 69. a 70. c 71. c 72. a (b)New Zealand (c)January 1, 2019 73. a 74. a 75. b 76. a (c)New Delhi (d)April 3, 2019 77. a 78. c 79. a 80. a (d)New Guinea 197. The Indian-origin U.S. astronaut who 81. a 82. a 83. a 84. b 189. Which Indian golfer has won the 2018 has been selected by NASA as one 85. b 86. b 87. c 88. a Fiji International Golf title? among the 9 astronauts to fly the first 89. a 90. a 91. c 92. a (a)Gaganjeet Bhullar missions into space on commercial 93. b 94. c 95. a 96. c (b)Arjun Atwal spacecraft, starting in 2019? 97. c 98. c 99. d 100. d (c) Ajeetesh Sandhu (a)Sunita Williams 101. b 102. b 103. a 104. b (d)Shiv Kapur (b)Piyush Chawla 105. d 106. a 107. d 108. d 190. In the 29th GST Council meeting, a (c)Rahul Singh 109. d 110. b 111. c 112. b sub-committee was formed to address (d)Karan Chatterjee 113. c 114. d 115. a 116. a issues of Micro, Small and Medium 198. Which Indian cricketer has reached 117. b 118. d 119. c 120. d Enterprises (MSME) sector. Who is number 1 position in the ICC Player 121. a 122. d 123. c 124. d the head of the committee? Rankings for Test Batsmen, as per the 125. b 126. a 127. d 128. d (a)B S Behera latest ICC ranking released on 5th 129. d 130. d 131. d 132. b (b)Ravindra Kumar Dholakia August 2018? 133. a 134. c 135. a 136. c (c)Veerapa Moili (a)Shikhar Dhawan (d)Shiv Pratap Shukla (b)Virat Kohli 137. c 138. a 139. a 140. d 191. The government approved 122 new (c)Rohit Sharma 141. c 142. a 143. a 144. b research projects at a cost of _____ (d)MS Dhoni 145. d 146. c 147. d 148. a under IMPRINT-2 initiative? 199. Reserve Bank of India (RBI) has 149. c 150. a 151. c 152. c (a)Rs 456 crore (b)Rs 200 crore allowed non-fund-based _____ at State 153. a 154. b 155. a 156. c (c)Rs 112 crore (d)Rs 888 crore levels to revive India’s co-operative 157. a 158. a 159. a 160. a 192. President Ram Nath Kovind gave his banking sector? 161. b 162. a 163. a 164. c assent to _____ that will prevent (a)Umbrella organisations (UO) 165. a 166. a 167. d 168. a offenders from avoiding legal process (b)Prime organisations (PO) 169. a 170. a 171. c 172. a and escaping the country? (c)Terminal organisations (CO) 173. a 174. a 175. b 176. b (a) Fugitive Economic Offenders Bill, (d)Central Organisations (CO) 177. a 178. c 179. d 180. a 2018 200. Who has become the first Japanese man 181. b 182. a 183. d 184. b (b) Fugitive Financial Offenders Bill, to win the badminton World 185. b 186. c 187. d 188. c 2017 Championships? 189. a 190. d 191. c 192. a (c) Tax Evaders Prevention Bill, 2016 (a)Kento Momota 193. a 194. d 195. a 196. a (d) Finacial Offenders Prevention (b)Naomi Sakoi 197. a 198. b 199. a 200. a Bill, 2018 (c)Jijing Hanoi 193. India imposed new higher tariffs of (d)Namita Sikoa ____% against 29 goods imported from the United States?  (a)120 % (b)150 % (c)100 % (d)80 %

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(d) Maharana Amar Singh of Udaipur 11. The Scientific Society was founded by : (a) Wilton Company (b) Lord Cornwallis (c) Sir Syed Ahmed Khan (d) None of these 12. In which session of the did the historic union of Congress Muslim League take place? (a) (b) Bombay (c) Calcutta (d) Lucknow 13. Who founded Swadesh Bandhab Samiti? (a) Ashwin Kumar Dutt (b) Barindra Ghosh (c) Surya Sen (d) Pulin Das 14. Who of the following shot dead Michael 1. The local name of Mohenjodaro is : (b) Local landlords at village level (a) Mound of the Living (c) Khurasani and Multani traders of O’Dwyer responsible for Jallianwala Bagh Massacre? (b) Mound of the Great food-grains (a) Khudiram (c) Mound of the Dead (d) Banjaras who carried the food – (b) Bhagat Singh (d) Mound of the Survivor grains from village to towns (c) Madan Lal Dhingra 2. The religion of early Vedic Aryans was 7. The original name of Genghis Khan was (d) Udham Singh primarily of : (a) Khasul Khan 15. Who gave the concept of Sampoorna (a) Bhakti (b) Yesugai Kranti? (b) Image worship and Yajnas (c) Temujin (a) Jai Prakash Narayan (c) Worship of nature and Yajnas (d) Ogudi (b) Mahatma Gandhi (d) Worship of nature and Bhakti 8. During the reign of Akbar, the role of an (c) Karl Marx 3. Who among the following presided over official called Amalguzar was : (d) Lenin the Buddhist Council held during the (a) To be in-charge of law and order 16. Which British Governor General reign of Kanishka at Kashmir? (b) To make an assessment and introduced Postage Stamp in India? (a) Parsva (b) Nagarjuna collection of land revenue (a) Lord Dalhousie (c) Sudraka (d) Vasumitra (c) To be in-change of imperial (b) Lord Auckland 4. Who among the following rulers has household (c) Lord Canning been mentioned as protector of Verna (d) To maintain the royal treasury (d) Lord William Bentick System? 9. Which one of the following pairs of 17. The was (a) Pushyamitra Sungha History landmark and the associated completed on : (b) Kharvela person is NOT correctly matched : (a) February 11, 1948 (c) Gautamiputra Satakarni (a) Slave Dynasty : Qutubuddin (b) November 26, 1949 (d) Vasudeva Aibak (c) January 26, 1950 5. Who was the court poet of (b) Tughlaq Dynasty : Ghiyasuddin (d) None of these Samudragupta? (c) Second Anglo – Mysore war : 18. Which Amendment Act introduced (a) Asvaghosha Hyder Ali changes in the Preamble to the Indian (b) Nagarjuna (d) Battle of Buxar : Sirajuddaulah Constitution? (c) Arybhatta 10. The book ‘Jiz Muhammad Shahi’ related (a) The 38th Amendment Act, 1975 (d) Harisena to knowledge of Astrology produced (b) The 40th Amendment Act, 1976 6. During the reign of Alauddin Khilji, who in 1733 is written by : (c) The 42nd Amendment Act, 1976 were Amil? (a) Jaswant Singh of Jodhapur (d) The 44th Amendment Act, 1979 (a) Government agents to collect land (b) Raja Bharmall of Amber 19. Which one of the following provisions revenue (c) Sawai Jai Singh of of the Indian Constitution deals with

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the appointment and dismissal of the (c) Both in the Rajya Sabha and the (a) Atlantic ocean Council of Ministers : Lok Sabha (b) Indian ocean (a) Article 70 (b) Article 72 (d) In the State Assemblies (c) Pacific ocean (c) Article 74 (d) Article 75 26. The Constitution (99th Amendment) Act (d) Arctic ocean 20. Which Commission made the is related to : 32. Rocks break up when they are exposed recommendations which formed the (a) Empowering the centre to levy and on the earth’s surface, mainly because basis for the Punjab Reorganisation Act appropriate service tax (a) Temperature changes effect them which created the states Punjab and (b) The constitution of the National on them as weathering effect Haryana? Judicial Commission (b) Force of gravity acts on them (a) Dhar Commission (c) Readjustment of electoral (c) They and themselves in an (b) Dass Commission constituencies on the basis of the environment different from that (c) Shah Commission population Census 2001 of their origin (d) Mahajan Commission (d) The demarcation of new (d) Rocks gets decomposed when 21. Right to education to all children boundaries between states exposed to the atmosphere between the age of 6 to 14 years is : 27. The total number of members in the 33. Which one of the following process of (a) Included in the Directive Principle legislative Council of a State cannot weathering belongs to both mechanical of State Policy exceed : and chemical weathering? (b) A Fundamental Right (a) One-fourth of the total number of (a) Crystallization (c) A Statutory Right members in the Legislative (b) Exfoliation (d) None of these Assembly (c) Hydration 22. Rashtrapati Bhavan was designed by : (b) One-third of the total number of (d) Carbonation (a) Edward stone members in the Legislative 34. Peneplains are formed by : (b) Le Corbusier Assembly (a) Denudation by river (c) Edwin Lutyens (c) One-sixth of the total number of (b) Denudation by glacier (d) Tarun Dutt members in Legislative Assembly (c) Deposition of winds 23. The resolution for removing the Vice- (d) Non such limit has been fixed (d) Deposition of glaciers President of India can be moved in the 28. Which one among the following 35. Define Intermontane plateau : (a) Lok Sabha alone Commission was set up in pursuance (a) They are the outcome of volcanic (b) Either House of Parliament of a definite provision under an Article activity (c) Joint sitting of Parliament of the Constitution of India? (b) Outcome of diastrophic activity (d) Rajya Sabha alone (a) University Grant Commission (c) They are the remains of certain 24. In the Lok Sabha, unless there is a (b) National Human Rights mountains quorum, the Speaker should not Commission (d) They are elevated segment of the conduct the proceedings, To ensure this (c) Election Commission earth crust (a) The Speaker usually counts the (d) Central Vigilance Commission 36. The ocean relief is generally : heads at the beginning of every 29. Between which of the following two (a) More diverse than that of the day’s first session planets are the asteroids belt found? continents (b) The Parliamentary secretariat (a) Saturn and Uranus (b) More uniform than that of the keeps a watch on the attendance (b) Jupiter and Saturn continents in the House and informs the (c) Mars and Jupiter (c) Showing minor variations only Speaker (d) Earth and Mars (d) Not much of a significance (c) The attendance register kept at 30. Exogenic forces are connected with : 37. Salinity in ocean water decreases when : the entrance is monitored (a) Plucking action (a) Evaporation is more (d) The Speaker relies only on the (b) Volcanic action (b) Wind velocity is high members to bring to his notice the (c) Lithospheric (c) Rainfall is heavy lack or a quorum (d) Atmospheric (d) Humidity is high 25. No confidence Motion against the Union 31. The famous ‘Ring of fire’ which account 38. Which one of the following plate Council of Ministers can be initiated : for 68% of an earthquakes occurring in movements is responsible for the (a) In the Rajya Sabha only the earth is in the : formation of mid-ocean ridge? (b) In the Lok Sabha only (a) Divergent movement

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(b) Convergent movement (d) Increase agricultural production 50. Which one of the following statements (c) Transform fault movement through mechanised farming about a satellite orbiting around the Earth (d) Parallel movement 45. The Blue Revolution is related with : is correct? 39. Which strait separates Australia and (a) Fish Production (a) Satellite is kept in orbit by remote Tasmania? (b) Food grain Production control from ground station (a) Bering strait (c) Oilseed Production (b) Satellite is kept in orbit by retro- (b) Bass strait (d) Milk Production rocket and solar energy keeps it (c) Palk strait 46. Which one of the following committees moving around the Earth (d) Dover strait recommended the abolition of (c) Satellite requires energy from solar 40. The transfer of energy through matter reservation of items for small scale panels and solid fuels for orbiting from particle to particle by contact sector in industry? (d) Satellite does not require any without changing their position : (a) Abid Hussain Committee energy for orbiting (a) Convection (b) Narasimhan Committee 51. The angle of contact of a liquid with a (b) Conduction (c) Nayak Committee solid does not depend on : (c) Radiation (d) Rakesh Mohan Committee (a) the angle of inclination of the solid (d) Thermal anomaly 47. As we all know, Government of India to the solid-liquid surface 41. Relative humidity refers to : pays special emphasis on the (b) the nature of the liquid and the solid (a) Absolute amount of water vapour management of Fiscal Deficit. What is (c) the medium which exits above the in the atmosphere Fiscal Deficit? free surface of the liquid (b) The amount of hygroscopic nuclei (a) The gap between projected or (d) None of these in the atmosphere estimated GDP and Actual GDP 52. In an isothermal expansion of a gas (c) Saturated vapour pressure (b) The gap between the total number (a) A pressure remains constant (d) Ratio of actual amount of water and value of the currency notes (b) Temperature remains constant vapour in the air to the amount it issued by the RBI uptill now over (c) Density remains constant could hold at the temperature the number and value of those (d) None of these 42. Inclusive growth as enunciated in the which are in actual circulation 53. Rate of diffusion is Eleventh Five year Plan does not (c) The gap between the actual (a) Faster in solids than in liquids and include one of the following : borrowings of the Government of gases (a) Reduction of Poverty India and the expected (b) Faster in liquids than in solids and (b) Extension of Employment expenditure for which provision gases opportunities is made in the budget (c) Faster in gases than in liquids (c) Reduction of Gender inequality (d) Excess of Government’s solids (d) Strengthening of Capital market disbursement comprising current (d) Equal in solids, liquids and gases 43. Which one of the following is the central and capital expenditures over its 54. Stationary waves are so called because in theme of the Chipko Movement, current receipts (Tax/Non-tax them: started by Sunderlal Bahuguna in 1973? receipts) (a) The particles of the medium are (a) Conservation of river water 48. Unit of solid angle is : not disturbed at all (b) Protection of birds (a) Degree (b) Radian (b) The particles of the medium do (c) Protection of Cheetals (c) Steradian (d) Radian-second not execute SHM (d) Conservation of forests 49. Motion of an oscillating liquid column (c) These occurs no flow of energy 44. Community Development Programme in a U-tube is : (d) The interference effect can’t be was initiated primarily to : (a) Periodic but not simple harmonic observed (a) To bring development among (b) Non periodic 55. Which one of the following is not a cor- people by raising the literacy level (c) Simple harmonic and time period rect for electromagnetic waves ? (b) Bring about overall development is independent of the density of (a) Electromagnetic waves do not of the village through self-help the liquid show interference and diffraction. (c) Increasing the control of the (d) Simple harmonic and time period (b) Oscillating electric field and masses over the locally available depends on the density of the magnetic field are perpendicular resources liquid to each other.

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(c) Electromagnetic waves are (a) A negative helium ion 71. The process of sudden cooling is known transverse waves. (b) An alpha particle as – (d) Electromagnetic waves do not (c) A positive helium ion (a) Annealing require medium to propagate. (d) A proton (b) Diffusion 56. A lens, immersed in a liquid becomes in- 63. When the nucleus of uranium is bom- (c) Quenching visible when barded with neutrons, it breaks up into (d) Sedimentation (a) The focal length of the lens is zero two nuclei of nearly equal mass. This 72. Which one of the following gases dis- (b) The focal length of the lens is process is called – solves in water to give acidic solution ? infinite (a) Nuclear fission (a) Carbon dioxide (c) The refractive index of the lens is (b) Nuclear fusion (b) Oxygen less than the refractive index of (c) Physical change (c) Nitrogen the liquid (d) Artificial radioactivity (d) Hydrogen (d) The refractive index off the lens is 64. Aluminium oxide is a/an – 73. Latest technique for purification, isola- equal to the refractive index of the (a) Basic oxide tion and separation of organic com- liquid (b) Neutral oxide pounds is – 57. The reciprocal of specific resistance is (c) Amphoteric (a) Chromatography (a) Conductive resistance (d) Acid oxide (b) Stream distillation (b) Specific conductance 65. The law of diffusion of gases had been (c) Vacuum distillation (c) Resistance given by - (d) Simple distillation (d) Plate resistance (a) Boyle (b) Avogadro 74. Satuarated hydrocarbons undergo – 58. By increasing the number of turns in the (c) Grahm (d) None (a) Substitution reaction coil, the strength of the magnetic field 66. Efficiency of the catalyst depends on its (b) Addition reactions (a) Decrease (a) Molecular state (c) Polymerisation reaction (b) Increases (b) Number of free valences (d) Condensation reactions (c) First increases then decreases (c) Physical state 75. Cultivation of ornamental & shrubs plant (d) Remains unchanged (d) Amount used (a) Agronomy 59. During a nuclear fusion reaction 67. Octane number of fuel can be increased (b) Olariculture (a) A heavy nucleus breaks into two by – (c) Arboriculture fragments by itself (a) Isomerisation (d) Silviculture (b) A light nucleus bombarded by (b) Alkylation 76. Which communicable disease is caused thermal neutrons breaks up (c) Reforming by bacteria? (c) A heavy nucleus bombarded by (d) All of these (a) Small Pox (b) Mumps thermal neutrons breaks up 68. Colligative properties of the solution (c) Leprosy (d) Asthma (d) Two light nuclei combine to give a depend upon – 77. Antibiotic which was discovered first – heavier nucleus and possibly other (a) Nature of solution (a) Teramycin products (b) Nature of solvent (b) Neomycin 60. Resistivity of semiconductor depends on (c) Number of solute particles (c) Pencilin (a) Shape of semiconductor (d) Number of moles of solvent (d) Streptomycin (b) Length of semiconductor 69. The degree of dissociation of an electro- 78. Transpiration in plants is a process of (c) Atomic nature of semiconductor lyte depends on – (a) Photorespiration (d) Shape and atomic nature of (a) Atmospheric pressure (b) Water loss semiconductor (b) Method of dissolution (c) Food production 61. Which one of the following is the most (c) Dilution (d) Respiration characteristic property of an element ? (d) Impurities 79. Leaves are green because they (a) Density 70. Muddy water is treated with alum in (a) Absorb green light (b) Boiling point purification process, it is termed as. (b) Do not absorb but reflect green light (c) Mass number (a) Adsorption (c) Utilise green light (d) Atomic number (b) Emulsification (d) Absorb and reflect green light 62. When a helium atom loses an electron it (c) Absorption 80. Study of blood is called – becomes. (d) Coagulation (a) Hepatology

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(b) Haematology 89. Which of the following is a storage de- 98. Tiger Wood is associated with (c) Histology vices that uses rigid, permanently in- (a) Golf (b) Hockey (d) None of these stalled magnetic disks to store data/in- (c) Polo (d) Badminton 81. Sleeping sickness is caused by - formation...... 99. With which sport do you associate the (a) Trichomonas (a) Floppy diskette name of Rod Laver ? (b) Trypanosoma (b) Hard disk (a) Field Hockey (c) Leishmania (c) Permanent Disk (b) Football (d) Plasmodium (d) Optical disk (c) Water-Polo 82. During the process of respiration in hu- 90. The box that contains the central elec- (d) Lawn Tennis man beings, the exchange of gases takes tronic components of the computer is 100. Rangaswami Cup is associated with – place in – the ...... (a) Wrestling (b) Football (a) Bronchi (a) Motherboard (c) Hockey (d) Golf (b) Alveoli (b) System unit (c) Bronchiole (c) Peripheral  (d) Pleura (d) Input device 83. Bile is produced by – 91. Computers use the ______system to ANSWER KEYS (a) Liver (b) Stomach process data. (c) Pancrease (d) Dudeneum (a) processing 1. c 2. c 3. d 4. b 84. The hormone that stimulates heart beat (b) Kilobyte 5. d 6. a 7. c 8. b is (c) Binary 9. d 10. c 11. c 12. d (a) Thyroxine (b) Gastrin (d) Representational 13. a 14. d 15. a 16. a (c) Glycogen (d) Dopamine 92. Programs designed specifically to address 85. Which of the following features is closely general purpose applications and spe- 17. b 18. c 19. d 20. c related specially with the evolution of cial-purpose applications are called 21. b 22. c 23. d 24. b human ? (a) operating system 25. b 26. b 27. b 28. c (a) Loss of tail (b) System software 29. c 30. a 31. c 32. a (b) Binocular vision (c) Application software 33. c 34. a 35. d 36. b (c) Flat nails (d) Management information systems (d) Shortening of jaws 93. Who is the present chief of ISRO ? 37. c 38. a 39. b 40. b 86. Among pollutants which has the most (a) K. Sivan 41. d 42. d 43. d 44. b lasting effect – (b) Anil Kakodkar 45. a 46. a 47. d 48. c (a) Carbon monoxide (c) Mohn S. Shetty 49. a 50. d 51. a 52. b (b) Pesticides (d) M. Arvindam 53. c 54. c 55. a 56. d (c) Sulphudioxide 94. When was the Universal Postal Union (d) Smoke from chimney (UPU) established : 57. b 58. b 59. d 60. c 87. All of the logic and mathematical calcula- (a) 1889 (b) 1874 61. d 62. c 63. a 64. c tions done by the computer happen in/ (c) 1886 (d) 1885 65. c 66. a 67. d 68. c on the ...... 95. When is World Health Day observed ev- 69. c 70. d 71. c 72. a (a) System board ery year : 73. a 74. a 75. c 76. c (b) Central processing unit (a) 8th April (b) 10th April (c) Mother board (c) 7th April (d) 9th April 77. c 78. b 79. b 80. b (d) Memory 96. Which off the following books was writ- 81. b 82. b 83. a 84. a 88. Use this when you want to make all let- ten by Phanishwar Nath ‘Renu’ ? 85. a 86. b 87. b 88. c ters capital without having to use the (a) Rag Darbari 89. b 90. b 91. c 92. c shift key for each character ...... (b) Gunahon Ka Devta 93. a 94. b 95. c 96. c (a) Shifter (c) Maila Anchal (b) Upper case (d) Andha Yug 97. b 98. a 99. d 100. c (c) Caps lock key 97. Grammy Award is given in the field of (d) Icon (a) Acting (b) Music (c) Singing (d) Boxing

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(d) System inconsistency (e) None of these COMPUTER 12. Vector processing application don’t uses in (a) Weather forecasting (b) Petroleum explorations MCQs (c) Airlines (d) Train Reservation (e) None of these 13. The ultra computer uses now days is comes in term of (a) Mini computer (b) Main frames (a) Focus, Ingress (c) Super computer 1. The full form of SLIP is : (b) Oracle, Sybase (d) Micro computer (a) Serial Low but Intelligent Protocol (c) Informix, Unify (e) None of these (b) Serial Line Internet Protocol (d) Oracle, Ingress 14. Critical to understand Object-Oriented (c) Serial Line Interconnected Protocol (e) None of these programming is the concept of which (d) All of these 7. Gopher displays a set of resources on among these ? (e) None of these the Internet in the form of : (a) Web-planning 2. A floppy diskette is organised as : (a) Lists and menus (b) 3-D-concept (a) Tracks (b) Options (c) Inheritance (b) Sectors (c) Icons (d) Multimedia (c) Cylinders and sectors (d) None of these (e) None of these (d) Head and side (e) All of these 15. Which of the following is a database man- (e) None of these 8. A program which merge many object agement system package ? 3. Which of the following is a standard modules : (a) LOTUS code used to exchange information (a) Linker (b) Assembler (b) INGRESS UNIFY among data processing and com- (c) Loader (d) Interpreter (c) VISICALS munication systems? (e) None of these (d) JAVA script (a) ANSI (b) ACM 9. The Framework which combines Word- (e) None of these (c) ASCII (d) APL processing, spreadsheet, database and 16. The concept of physical metaphor para- (e) OSI graphics function comes under the cat- digm development by which scientist 4. A browser is a : egory of : (a) Den nix Retchi (a) Line that delineates the edge of a (a) Integrated software (b) Ken Thompson program window. (b) Business Graphics software (c) Alan Key (b) Software program especially (c) Electronic spreadsheet software (d) Martin Richards designed for viewing web pages (d) Data Communication software (e) None of these on the internet (e) None of these 17. Which type of engineer uses CASE tools: (c) Tool for resizing the window 10. Which of the following is the most com- (a) Internet Software (d) Device used for modifying the monly experienced symptom of a com- (b) Operating Door tools window puter viral attack ? (c) RDBMS (e) All of these (a) Disk access time is reduced (d) DBMS 5. Device on one network can communicate (b) System memory is increased (e) None of these with devices on another network via : (c) Available disk space is increased 18. Data transfer rate for LAN is normally (a) File Server (d) Program loading takes longer than (a) 1-100 Mbps (b) Utility Server normal (b) 1-2 Mbps (c) Printer Server (e) None of these (c) 1-10 Mbps (d) Gateway 11. Cache coherence causes appropriately (d) All of these (e) None of these (a) File inconsistency (e) None of these 19. The most common serial Interface is 6. Which of the following have “Query (b) Memory inconsistency (a) RS-323-C (b) RS-233-C optimizer”? (c) Data inconsistency

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(c) R-233-C (d) R-232-C (d) COBOL (c) Job Scheduling module (e) None of these (e) None of these (d) All of these 20. The latency time of a hard disk is the 28. Fax machines are used to send documents (e) None of these time taken by the disk for through a 37. A transaction file is a type of (a) half a rotation (a) Telephone (a) Data file (b) quarter of rotation (b) Modem (b) Master file (c) one rotation (c) Co-axial Wire (c) Access method (d) two rotation (d) All of the above (d) All of these (e) None of these (e) None of these (e) None of these 21. Control unit is often called the 29. A ______is used as a server in LAN. 38. The technique which stores a program ______of a digit computer (a) Micro Computer on disk and then transfers the program (a) Nerve centre (b) Mini Computer in to main storage as and when they are (b) Clock (c) Mainframe Computer needed , is known as (c) Master dispatcher (d) Super Computer (a) Spooling (d) All of the above (e) None of these (b) Thrashing (e) None of these 30. Every computer on the Internet is known (c) Swapping 22. Which of the following is not the operat- as (d) All of these ing system models. (a) host (b) client (e) None of these (a) Layered Structured (c) modem (d) server 39. Band rate is (b) Virtual Machine system (e) None of these (a) Transmission Capacity (c) Kernel based model 31. Hypertext is (b) Transmission speed of channel (d) Desktop System (a) Text stored in the memory of the (d) The difference between the lowest (e) None of these computer and the highest frequency 23. In which topology data packet is removed (b) Text displayed on the screen of transmitted by the source destination the computer (d) All the of these (a) RING (b) BUS (c) Special text used in developing (e) None of the above (c) STAR (d) All of these Internet developing package 40. To avoid noise Interference , wire pairs (e) None of these (d) A system of managing textual used in communication are: 24. The simplex from of multitasking is called Information by creating (a) Twisted as associations between different (b) Kept in cover (a) Time – sharing documents. (c) Kept in parallel (b) Real – time systems (e) None of these (d) All of these (c) Context switching 32. Which protocol is used to log on to a (e) None of the above (d) All of these remote machine ? (e) None of these (a) Telnet (b) HTTP  25. The term used which allows CPU to over- (c) SLIP (d) All of these lap the Input of one Job with the com- (e) None of these putation and output of other Job. 33. Who governs the INTERNET ? ANSWER KEYS (a) Buffering (b) Spooling (a) ISOC (b) IAB (c) Gophering (d) Browsing (c) IETE (d) All of the above 1. b 2. a 3. c 4. b (e) None of these (e) None of these 5. d 6. d 7. a 8. a 26. The term spooling and buffering come 34. Which one is not a domain name here ? 9. b 10. d 11. d 12. d first under the processing of (a) .com (b) .mil 13. c 14. c 15. b 16. c (a) Serial processing (c) .gov (d) .exe (b) Batch processing (e) None of these 17. c 18. a 19. c 20. a (c) Multiprogramming 35. The first graphical web browser are 21. c 22. d 23. a 24. a (d) Multiprocessing (a) Gopher (b) WAIS 25. c 26. b 27. d 28. a (e) None of these (c) CERN (d) Mosaic 29. b 30. a 31. d 32. a 27. Which of the following language is suited (e) None of these for Business application? 36. The part of an operating system perma- 33. d 34. d 35. d 36. a (a) C nently resides in main memory is 37. a 38. c 39. b 40. a (b) UNIX (a) Kernel (c) FORTRON (b) Translator

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1. Which Bank has launched IRA 2.0, its (c) standard coin (b) Provides financial assistance to interactive humanoid at the (d) gold coin industries Koramangala Branch in Bengaluru? (e) None of the given options is true (c) Provides finance for rural areas (a) Axis Bank 7. When the Reserve Bank desires to restrict (d) Promotes exports (b) Punjab National Bank expansion of credit it- (e) Promotes imports (c) State Bank of India (a) raises the bank rate 15. According to Banking Regulation Act, (d) HDFC Bank (b) reduces the bank rate RBI can fix SLR upto the ceiling of (e) Yes Bank (c) freezes the bank rate ______. 2. Which of the following are the (d) None of the given options is true (a) 40% (b) 50% instruments of Credit Control in the (e) All of the above (c) 60% (d) 75% hands of the RBI? 8. Commercial paper can be issued by- (e) None of these I. Lowering or raising the discount (a) by all corporates 16. India Development Bond was issued in and interest rates. (b) by primary dealers 1991-92 by _____. II. Raising the minimum support (c) by All-India Financial Institutions (a) SBI (b) RBI price of the major agro products. (d) All of the above (c) UTI (d) NHB III. Lowering or raising the minimum (e) None of the given options is true (e) None of these cash reserves maintained by the 9. Which of the following is not available 17. Which of the following is not helpful in commercial banks. to depositors of NBFCs? controlling money supply? Select the correct answer using the (a) Deposit Insurance facility (a) Change in Margin Requirement codes given below. (b) Acquisition of shares (b) CRR (a) Only I (c) Loans and Advances (c) Bank Rate (b) Only II (d) All of the Above (d) Free Market Policy (c) Only III (e) None of the given options is true (e) None of these (d) Both I and III 10. An Asset Reconstruction Company 18. The first public sector bank in India (e) Both II and III (ARC) in India is associated with- which obtained license for Internet 3. RBI’s open market operation transactions (a) UCPDC Banking from RBI is ______. are carried out with a view to regulate- (b) DICGC (a) Punjab National Bank (a) liquidity in the economy (c) NPA (b) Oriental Bank of Commerce (b) prices of essential commodities (d) Home Loan (c) Corporation Bank conflation (e) None of the given options is true (d) State Bank of India (c) borrowing power of the banks 11. The RBI’s methods of credit control may (e) None of these (d) All of the above be broadly divided into ____. 19. Which of the following measures can (e) None of the given options is true (a) Quantitative and Qualitative check Inflation? 4. Which of the following is not a function (b) Open and Close (a) Surplus Budgeting of the RBI? (c) Monetary and Fiscal (b) Increase in direct taxation (a) Maintaining Forex (d) Rural and Urban (c) Curtailment in public expenditure (b) Deciding Bank Rate, CRR, and (e) None of these (d) All of the above SLR from time to time 12. Which one of the following is not a (e) None of these (c) Opening Savings Accounts for the liability of commercial banks? 20. According to the Banking Regulation general public (a) Time deposits Act, nationalized bank can release a (d) Prescribing the Capital Adequacy (b) Borrowing from Central Bank share of total paid up capital up to Ratio (c) Security holdings maximum ceiling of ____. (e) Currency Management (d) Demand deposits (a) 40% (b) 49% 5. Which of the following is not a measure (e) None of these (c) 51% (d) 73% adopted by the Government or RBI to 13. The oldest Central Bank in the world is (e) 100% control inflation? the ____.  (a) Monetary policy (a) Reserve Bank of India (b) Fiscal policy (b) Bank of England ANSWER KEYS (c) Bank Rate (c) U S Federal Reserve 1. d 2. d 3. d 4. c (d) Price control (d) State Bank of India 5. e 6. b 7. a 8. d (e) Financial inclusion (e) None of these 9. a 10. c 11. d 12. a 6. The Indian rupee is a- 14. The main function of CRISIL is 13. b 14. a 15. a 16. a (a) token coin (a) Evaluates the credit documents of (b) standard-token coin a company 17. d 18. a 19. d 20. a

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REASONING ABILITY 1. Which among the given arguments weak- LG, Redmi, MOTO G, Lenovo, Samsung, ens the fact that the release of JIO Nokia, One plus 3T. Directions (1-5) : Study the following Scheme is beneficial for customers? The one who has One plus 3T and E live on passage and the arguments below it (a) Only A Odd numbered floor. F has Lenovo and he carefully and answer the questions : (b) Only D lives immediate below from the one who Jio is a big shot at reducing the cost of (c) Both D and F has Redmi. There is one floor between D Internet access in India. The U.S., despite (d) Only G and the one who has Nokia. There are two being the richest country in the world, lags (e) None of the above floors between the one who has Lenovo and far behind in terms of cost and penetration 2. Which of the following supports the the one who has Nokia. The one who has of Internet access. Cheap access to the decision of other companies opposing Redmi, lives on top floor. There are only 4 Internet is an important step in bridging the Reliance JIO Scheme? floors above the floor on which B lives. C access gap – access to good education, good (a) Only B lives immediate above D. The one who has healthcare, etc. But the market reaction to (b) Only A LG, lives on 5th floor. G lives either on top Jio is similar to the U.S. market’s reaction (c) Only F most floor or on lower most floor. The one to firms announcing their intention to (d) Only C who has MOTO G, lives on even floor but diversify. (e) Both C and D below from 4th floor. A. The first obvious winners of this 3. Which of the following can be a reason scheme are customers. behind such low prices of the JIO 6. Who lives on 4th floor? B. The second winner is Mr. Ambani; Scheme? (a) A (b) B he can potentially make a lasting (a) Both A and E (c) C (d) D impact as the man who brought (b) Both A and C (e) E Internet to millions of Indians. (c) Only G 7. Who has One plus 3T phone? C. On losing end, the first groups of (d) Only E (a) F (b) G losers are the shareholders of other (e) None of the above (c) D (d) E telecom companies. 4. Which among the given arguments is an (e) B D. The second loser is the inference from the passage? 8. Who lives immediate below from the one Government of India. The big (a) Only G who has Lenovo Phone? money the Indian Government (b) Only F (a) D (b) F was raking in selling cellular (c) Both F and G (c) G (d) B bandwidth was actually coming (d) Only E (e) E from the pockets of the cellular (e) Only A 9. How many women live between the consumers. 5. Which among the given arguments is a floor on which E and the one who has E. The large amount of revenue the probable cause for people supporting Samsung? Government of India gets from JIO Scheme? (a) Two (b) No one auctioning off the nation’s natural (a) Only A (c) One (d) Four resources is not necessarily a good (b) Only B (e) Five thing because the Government (c) All four A, C, D and E 10. Who has LG phone? does not have a stellar track record (d) Both A and E (a) D (b) F when it comes to spending the (e) None of the above (c) E (d) G money. A large fraction of (e) B Government spending is wasted. Directions (6-10): Study the following Directions (11-13): Each of these F. The final group of losers is the information carefully and answer the questions is based on the following current shareholders of RIL. On questions given below: information: announcement of Jio, the stock In a society, there are seven women i.e. (i) Y % Z means Y is the brother of price of RIL fell. A,B,C,D,E,F and G who live on different Z. G. floor of seven storey building. Lower most It shows that the market’s short- (ii) Y @ Z means Y is the mother of term reaction is usually proven floor is 1st floor, after that 2nd floor, and so Z. correct in the long-run. on... They have different mobile phones i.e.

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(iii) Y $ Z means Y is the father of Z. II. Rama’s rank is 14 from top of the among the following person sits at ex- (iv) Y * Z means Y is the son of Z. class. Rama and Sham are in treme right end of the row? 11. Which of the following expression shows consecutive ranks. I. C sits second to the right of B. F the relation that M is mother of G? III. More than five students got rank sits second to the right of E. (a) S % Q @ M % G after Pavan. II. A sits immediate left of D, who (b) M @ S % R % G a) Only I and II are sufficient to does not sits left of B. E sits right (c) M @B % S $ G answer. of B. (d) G @ B $ N % M b) Only III and I or II is sufficient to III. Only three people sits between B (e) None of these answer and A. Only one person sits 12. If the expression P%Y@G*K is defi- c) All I, II and III are sufficient to between F and D. nitely true, then which of the following answer. a) Only I and II are sufficient to is not true? d) Either I and II or II and III are answer. (a) K is father of G sufficient to answer. b) Only III and I or II is sufficient to (b) G is nephew of P e) None of I, II and III are sufficient answer (c) K is wife of Y to answer. c) All I, II and III are sufficient to (d) Y is wife of K 17. Seven people Q, R, S, T, U, V and W are answer. (e) G is son of Y in a group. How many people are taller d) Either I and II or II and III are 13. If the expression A $ B * Q @ R is defi- than U? sufficient to answer. nitely true, then which of the following I. T is taller than W, who is taller e) None of I, II and III are sufficient is true? than Q. S is shorter than V but to answer. (a) R is daughter of A not shorter than R. 20. How is S related to Q? (b) R is son of Q II. T is shorter than R. R is taller than I. S is the sister of W, who is the (c) Q is mother of R Q. only son of E. (d) None of these III. U is taller than T, but not taller II. E is the wife of Q’s son R. (e) Q is father of B than R. III. W is the son of R, whose daughter a) Only I and II are sufficient to is S. Directions (14-15): Read the given answer. a) Only I and II are sufficient to information carefully and answer the b) Only III and I or II is sufficient to answer. given questions. answer b) Only III and I or II is sufficient to Each of the six friends P, Q, R, S, T and U c) All I, II and III are sufficient to answer has a different weight. S is heavier than only answer. c) All I, II and III are sufficient to two friends. R is heavier than S but lighter d) Either I and II or II and III are answer. than Q. Q is not the heaviest person. T is sufficient to answer. d) Either I and II or II and III are heavier than U and P. e) None of I, II and III are sufficient sufficient to answer. 14. Who among the following is the lightest? to answer. e) None of I, II and III are sufficient (a) U 18. If the week days started from Monday to answer. (b) P to Sunday. On which day does Elango Direction (21-25): Read the given (c) Q took leave? information carefully answer the (d) Either (a) or (b) I. Elango does not take leave on questions given below. (e) None of these Wednesday. In the institution, different number of 15. If U is lightest person then who among II. Shalini knows that Elango was not people took leave in different days in the the following is 2nd lightest person? leave on first and last day of the month of May. (a) P (b) R week. The dates are viz,. 9 , 11 , 13 , 14 , 17 , 19 , (c) S (d) U III. Soundarya clearly said that, 20 , 24 , 26 , 28 and 31 . The number of (e) None of these Elango was not leave on Tuesday. a) Only I and II are sufficient to students are absent in particular day are 75, Direction (16-20): Each of the questions answer. 32, 79, 16, 46, 23, 94, 93, 89, 37 and 68. But below consists of a question and two b) Only III and I or II is sufficient to they are not necessary to be in the same statements numbered I , II and III given answer. order. 23 students are absent one of the day below it. You have to decide whether the c) All I, II and III are sufficient to in last twelve days of the month. The number data provided in the statements are answer. of people leave on 19 May can be divisible sufficient to answer the question. Read d) Either I and II or II and III are by 5. Only three dates are between the date both the statements and give answer sufficient to answer. when 75 and 94 students were absent. Prime accordingly. e) None of I, II and III are sufficient number of students were absent on last date to answer. of the month. Only two date are between 16. What is the rank of Pavan in the class? 19. Six people A, B, C, D, E and F are sitting the date when 37 and 46 students were I. There are twenty five people in in the linear row facing north. Who absent. 46 students were absent, one of the the class. Sham’s rank is 13 from date after 75 students were absent. Not more the bottom.

53 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 than fifty students were absent on last date the table are facing opposite direction to 30. How many people sits between K and of the month. Only two dates are between each other. Immediate neighbours of the the person whose name is starts with the day when 75 and 79 students were person who is studying BBA are facing vowel? absent. More than two dates are between opposite direction to the person who is a) One b) Three 23 and 89 students were absent. Second studying BBA. The person who is studying c) Five d) Four highest number of people were absent in BBA is sitting third to the left of the person e) None first date of the month. Only two dates are who is studying BDS. Only two people sits Direction (31-35): Read the given between the date when 68 and 93 were between the person who is studying B.Sc information carefully answer the absent. 16 students were not absent on 17 and the person who is studying BBA. Only questions given below. May. The number of students absent on 11 two people sits between the person who is ‘A @ B’ means ‘A is not greater than B’ may is less than the number of students studying BE and the person who is studying ‘A $ B’ means ‘A is neither greater than nor absent on 17 May. The prime number of BCA, neither of them are sitting at the equal to B’ students are not absent on 11 May. Number extreme end of the table. The person who is ‘A & B’ means ‘A is neither less than nor of students who are absent on 26 May is studying BDS sits immediate left of the equal to B’ less than the number of students those who person who is studying BCA. The person ‘A % B’ means ‘A is not less than B’ were absent on 13 May. 79 students are not who is studying B.Com does not sit at corner ‘A ! B’ means ‘A is neither greater than nor absent on 13 May. No two prime number of the table. More than three people sit less than B’ absentees are in consecutive days. between the person who is studying BA and a) Only Conclusion I follows the person who is studying BHMS. K is b) Only Conclusion II follows 21. In which of the following day, second studying BHMS. The person whose name c) Either Conclusion I or Conclusion lowest numbers of students were is starts with Vowel is studying BCA. Only II follows absent? one person’s name is starts with Vowel. Not d) Neither Conclusion I nor a) 11 May b) 20 May more than one people sit to the right of the conclusion II follows c) 31 May d) 28 May person who is studying B.Sc. The person e) Both Conclusion I and Conclusion e) None of these who is studying BHMS sits right of the II follows 22. How many students were absent on 26 person who is studying BBA and both are 31. Statement: N @ F $ K ! A & E $ O % X May? facing opposite direction to each other. a) 32 b) 93 Conclusion: c) 34 d) 16 26. Who among the following person third I). N @ X II). A $ X e) 79 to the right of K? 32. Statement: E @ I ! A $ P $ C ! Z % R 23. In which of the following day does 32 a) The person who is studying Conclusion: students were absent? B.Com I). A & E II). E & R a) 11 May b) 20 May b) The person who is studying BA 33. Statement: R $ O % I ! A $ M @ C c) 17 May d) 28 May c) The person who is studying B.Sc Conclusion: e) None of these d) The person who is studying BDS I). O % A II). R $ C 24. How many students were absent on 20 e) None of these 34. Statement: E & A $ R @ P ! V @ S May? 27. How many people sits between the per- Conclusion: a) 68 b) 75 son who is studying B.A and the per- I). E @ S II). V & A c) 79 d) 23 son B.E? 35. Statement: W ! P @ Q & S % A ! X e) None of these a) None Conclusion: 25. In which of the following day 46 were b) Three I). W $ X II). W % X absent? c) Two Directions (36 -40): Study the following a) 11 May b) 20 May d) More than three information carefully and answer the c) 17 May d) 28 May e) One questions given below: e) None of these 28. What is the name of the person who is A software company has decided to recruit studying B.Com? engineers. The following criteria is to be Direction (26-30): Read the given a) I b) N applied. A candidate must information carefully answer the c) P d) H (i) be an engineering graduate with at questions given below. e) None of these least 60% marks in graduation and Eight people are studying different courses 29. Which of the following person sits fourth 80% marks in HSC. and are sitting in a linear table. Some people from the left end of the table? (ii) have work experience of minimum are facing south while some people are facing a) The person who is studying 1 year. north. The courses are namely B.Com, B.A, B.Com (iii) be ready to sign a bond of three B.Sc, BBA, BCA, B.E, BDS and BHMS. b) The person who is studying BA years. But they are not necessary to be in the same c) The person who is studying B.Sc (iv) not be more than 28 years and not order. The people are sitting in alphabetical d) The person who is studying less than 21 years as on 1.2.2017. order from left to right and they all necessary BHMS However, if the candidate fulfils all to sit in the same order. E.g. (A, B, C, D…etc) e) None of them The people who are sitting in the corner of the above criteria except

54 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 (a) (i), but has obtained 50% in in going to France and is not ready to graduation and 70% in HSC and sign a bond. However, he does not mind Contestants who Online Offline do not complete Village has at least three years, experience to pay an amount of Rs.1 lakh. Contestants Contestants the survey of working, the case may be a) If the candidate is to be selected. (online+offline) referred to the Director. b) If the case is to be referred to the A 350 44% 122 (b) (iii), but is willing to pay an President. B 560 65% 92 C 465 40% 108 amount of Rs. 1 lakh if he is c) If the case is to be referred to the D 480 60% 190 required to leave, the case may be Director. referred to the President. d) If the case is to be referred to the 41. In the village A, the number of online and (c) (ii), but is a computer engineer, DGM. offline contestants who didn’t complete the case is to be referred to the e) If the candidate is not to be the survey are equal, then online con- DGM. selected. testants from village A who completed In each question below are given details 39. Karishma is an engineering graduate with the survey are what percent (approxi- of one candidate. You have to take one 64% marks in degree and 92% marks in mate) more than offline contestants who of the following courses of action based HSC. She joined an engineering firm two completed the survey from the same on the information provided and the years ago at the age of 24 years. She is village? conditions and sub-conditions given ready to sign a bond with the company. (a) 27% (b) 22% above and mark the number of that a) If the candidate is to be selected. (c) 35% (d) 31% course of action as your answer. The b) If the case is to be referred to the (e) 37% reference date is 1.2.2017. You are not President. 42. Total number of contestants from village to assume anything other than the c) If the case is to be referred to the C who completed the survey are how information provided in each question. Director. much more or less than total number of d) If the case is to be referred to the contestants who completed the survey 36. Kashish is an Electrical Engineer and has DGM. from village B? been working as an Assistant Engineer e) If the candidate is not to be (a) 841 (b) 857 for the past two years. She had scored selected. (c) 837 (d) 851 82% and 87% marks in graduation and 40. Ravina is a Computer Engineer and has (e) 860 HSC respectively. She has just com- obtained 61% and 83% marks in gradu- 43. If the ratio between online to offline con- pleted 25 years of age. ation and HSC respectively. She is 27 testants who didn’t completed the sur- a) If the candidate is to be selected. years old and can sign a bond. vey from village ‘D’ is 8 : 11 and 65% b) If the case is to be referred to the a) If the candidate is to be selected. of contestants who completed the sur- President. b) If the case is to be referred to the vey online are male and 60% of contes- c) If the case is to be referred to the President. tants who complete the survey offline Director. c) If the case is to be referred to the are female, then find the difference be- d) If the case is to be referred to the Director. tween females of contestants who com- DGM. d) If the case is to be referred to the pleted the survey online and male con- e) If the candidate is not to be DGM. testants who completed the survey selected. e) If the candidate is not to be offline from village D? 37. Rohit is 26 years old and has been work- selected. (a) 102 (b) 88 ing in a software company for the past (c) 104 (d) 108 three years. He has scored 74% and 81% QUANTITATIVE APTITUDE (e) 106 marks in HSC and graduation respec- 44. Find the difference between the number tively. He is willing to sign a bond with Direction (41-46): Study the following of offline contestants of village C and the company. table carefully to answer the questions that of village A. a) If the candidate is to be selected. that follow. (a) 45 (b) 40 b) If the case is to be referred to the The table shows the online and offline (c) 38 (d) 35 President. contestants taking part in a survey from (e) 30 c) If the case is to be referred to the four villages and total contestant who 45. Find sum of the difference between total Director. have not completed the survey (online number of online and offline contestants d) If the case is to be referred to the and offline) who participated in the Survey from all DGM. Note- four village. e) If the candidate is not to be 1. Total contestants in a village= (a) 950 (b) 980 selected. Online contestants + Offline (c) 960 (d) 735 38. Navneet is a Mechanical Engineer with contestants (e) 840 65% marks in graduation and 87% 2. Total contestants in a 46. The number of offline and online contes- marks in HSC. He completed his engi- village=Contestants who tant together who completed the sur- neering degree in 2013 at the age of 22 complete the survey + contestants vey from village C are approximately years and immediately started working who do not complete survey what percent of total participants on in an engineering firm. He is interested

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survey from village D? Direction (52-56) : Study the given Data 53. If the time taken by boat to travel (a) 52% (b) 62% below and answer the following 45 (c) 48% (d) 56% questions. upstream on Monday is hrs. more (e)59% The pie charts show the distance covered 11 47. Rakesh added 12% of his salary in PPF,3/ by a boat moving upstream and downstream than the time taken by it to travel 8th of the remaining amount is spent on in seven different days of a week . And the downstream on the same day, then find clothes and the difference between PPF table shows the speed of stream in km/ hr. the speed of boat in still water on and clothes expenses is Rs 10500. Re- in different days of a week. Monday ? maining amount is spent on house rent Total distance covered upstream = 1800 (a) 22 kmph (b) 18 kmph and other expenses. If house rent ex- km (c) 20 kmph (d) 19 kmph penses is Rs 1500 less than other ex- (e) 24 kmph penses, then what is the house rent ex- 54. If the speed of boat in still water on penses? Tuesday was 15 km/hr and the speed (a) Rs. 12000 (b) Rs. 10000 of boat in still water on Wednesday (c) Rs. 13000 (d) Rs. 11000 (e) Rs. 15000 2 was 66 % more than that of Tues- 48. A and B started business with Rs 600 3 and Rs 500 respectively. After 4 months, day and time taken to travel upstream C replaces B with X% of B’s capital. After 1 year C’s share of profit out of 9 on Wednesday is times the time the total profit 24000 is 5600. Find the 10 value of X. Total distance covered downstream = (a) 60 (b) 70 1500 km taken by it to travel downstream on (c) 75 (d) 66 Tuesday , then find the speed of (e) 65 stream (in kmph) on Wednesday ? 49. A train is 216 m long and it crosses a (a) 1.5 (b) 2.5 platform in 19 seconds with speed 21 (c) 2 (d) 1 m/s. If some 21 m long boxes are added (e) 0.5 km /hr in train and it crosses same platform, 55. The speed of boat in still water on then it takes 26 seconds to cross the Saturday was 21 km/hr. and that on platform with same speed. How many 4 boxes were added to the train? Sunday was 28 % less than that on (a) 7 (b) 10 7 (c) 12 (d) 5 Saturday , if the time taken by boat to (e)8 3 50. In bag A there are 5 red balls, X green Speed of stream travel upstream on Saturday is 1 Day balls and 7 yellow balls. Probability of (km/ hr) 16 drawing one green ball from bag A is 2/ Monday 2 times the time taken to travel 5. In bag B there are (X-3) red balls, (X- Tuesday 3 downstream on Sunday , then find the 4) green balls and 6 yellow balls. 2 balls Wednesday --- time taken by the boat to cover a are drawn from bag B. Find the prob- Thursday 1 distance of 57.6 km upstream when ability that both the balls are red colour? Friday 2 the speed of stream is same as that of Saturday --- (a) 2/23 (b)3/21 Saturday . Sunday 4 (c)4/21 (d)2/21 (a) 3 hrs (b) 2hrs (c) 4 hrs (d) 2.5 hrs 5 52. If the time taken by boat to travel up- (e) (e) 3.5 hrs 21 stream on Thursday is equal to the time 56. If the time taken by boat to travel taken by it to travel downstream on 51. Sum of present ages of A and B is 41, Age upstream on Sunday is 2 hours more Monday and the speed of boat in still of A two year hence is equal to age of C than the time taken by it to travel water on Monday is 16 kmph then find one year ago and Age of A four year downstream on Thursday and the speed the speed of boat in still water on Thurs- hence is equal to age of B one year ago. of boat in still water on Thursday is 17 day ? If ratio of present age of A and D is 3 : 4. kmph , than find the upstream speed (a) 16.2 kmph Find the difference between age of C of boat of Sunday ? (b) 17.2 kmph and D. (a) 27 kmph (b) 22 kmph (c) 15.4 kmph (a) 3 years (b) 5 years (c) 20 kmph (d) 25 kmph (d) 12.5 kmph (c) 6 years (d) 4 years (e) 23 kmph (e) 18. 2 kmph (e) 8 years

56 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 If there is a profit of Rs. 2100 on selling Directions (57-61): what will come in 1 1 place of the question mark (?) in the the mouse then find the cost price of a (c) 1 days (d) 1 days following number series ? laptop ? 3 7 57. 7 151 223 259 277 ? (a) Rs.30000 (b) Rs. 2000 (e) 1 day (a) 268 (b) 295 (c) Rs. 32000 (d) Rs. 35000 68. E worked on job ‘Z’ for 5 days and the (c) 286 (d) 259 (e) None of these remaining job was completed by A,B (e) None of these 66. Raman took a loan of Rs.15000 from and D who worked on alternate days. 58. 27 30.2 23.8 33.4 20.6 ? Laxman . He agreed that for the first Starting with A followed by B and D in (a) 30.2 (b) 36.6 three years rate of interest charged that order. Find the no . of days B (c) 39.8 (d) 17.4 would be at 8% simple Interest per an- worked for ? (e) None of these num and at 10% Compound Interest (a) 2 (b) 4 59. 5 4 6 15 56 ? (compounded, annually) from the fourth (c) 9 (d) 3 (a) 280 (b) 275 year onwards. Ram did not pay any- (e) 5 (c) 270 (d) 265 thing until the end of the fifth year. How 69. If A, C and E worked on job Z for 2 days (e) 285 much would he repay if he clears the each and the remaining job was done by 60. 7 10 21 52 121 ? entire amount , only at the end of fifth B and D. If the ratio of no. of days for (a) 256 (b) 270 year (in Rs) which B & D worked is ratio 20 : 21, (c) 254 (d) 252 (a) Rs. 22506 (b) Rs. 22105 then find the number of days for which (e) None of these (c) Rs. 22900 (d) Rs.22500 B worked? 61. 5 3 4 ? 38 (e) Rs. 22450 (a) 8.5 (b) 6 1 Directions (67-71): A, B, C, D and E are (a) 50 days (b) 4 days (c) 7.5 (d) 8 five persons employed to complete a job 2 (e) 10 X. Line graph shows the data regarding 62. There are two vessels A and B having 1 the time taken by these five persons to some quantities milk and water .The ratio (c) 5 days (d) 4 days complete the job X individually . Table 2 of quantities in vessel A and B is 13 : 11 shows the actual time for which every (e) None of these and both of them have equal quantities one of them worked on the job X. 70. If the ratio of number of days for which of milk . The quantity of water in ves- B and D worked on job X in the ratio of sel A and vessel B is 40 L and 30 L 4:3 , then find the difference between respectively . The mixtures of both ves- 30 E number of days for which B and D sels are poured into vessel C. find the 20 D 20 A C worked ? ratio of milk and water in vessel C ? B 18 10 10 15 (a) 2 (b) 3 (a) 2:5 (b) 5:7 12

Days (c) 1 (d) 4 (c) 6:7 (d) 3:5 0 (e) 5 (e) 6:5 A B C D E 63. A is 20 % more efficient than B and 50% 5 more efficient than C. If all of them 71. If C worked on job Y with times his Person Time (in days) working together complete the work in 4 A 2 given efficiency and was assisted by B 24 days , then find in how many days B B -- every 3rd day, then find the time taken alone will complete the work ? C 3 (a) 60 days (b) 54 days D -- by C to complete the job Y ? (c) 45 days (d) 72 days E 2 1 (e) 90 days (a) 13 days (b) 12 days 64. If the sum of diameter of a circle of radius Note 1: All the persons worked on the 6 ‘r’ and radius of semicircle of radius ‘R’ job X for ‘whole number’ days. Note 2: Two jobs Y and Z are similar 1 is 42 cm, then find the radius of another (c) 13 days (d) 9 days circle whose circumference is 200% to job X and require same effort as 2 more than sum of circumference of given required by job X. (e) 12 days circle and semicircle ? 67. A and C worked on job Y working (a) 42 cm alternatively for 10 days . B and D then Directions (72-76): The following (b) 48 cm questions are accompanied by three 1 statements A, B and C or I, II and III. You (c) Can’t be determined worked together for ‘x’ days. If of (d) 54 cm 36 have to determine which statement(s) is (e) 60 cm the job was still remained , then find /are necessary / sufficient to answer the 65. A laptop costs 15 times as compared to the value of ‘x’ ? question. cost of a mouse. On each laptop there 72. In how many days men and women can is a profit of 25 % While the total profit 1 (a) 2 days (b) 1 days do the work when working together ? on selling a mouse and a laptop is 30 %. 4

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A. The ratio between the efficiency 76. Find the two- digit number. 5 5 of men and women is 3 :1 I. The sum of the squares of the two (c) 38 % (d) 36 % digits is 26. 6 6 1 B. Men and child can do rd work II. The ratio between the two-digit (e) None of these 3 number and the sum of the digit 79. Find the difference in number of chairs in 9 days. of that number is 5:2 sold by A and B in August. III. The digit in ten’s place is 4 less (a) 101 (b) 120 2 than the digit in unit place. (c) 105 (d) 110 C. Women can do rd of the work 3 (a) Any one of them (e) 112 (b) Only I and II together are sufficient in 14 days . 80. What is the ratio of number of tables sold (a) Only A and C together by A in August to that of B in Septem- (c) Only I and III are sufficient (b) Any 2 of the three statements ber? (d) Any two of the three together are (c) C and either A or B. (a) 7:6 (b)6:7 sufficient (d) Question can’t be answered even (c)12:13 (d)11:12 (e) None of the above after using all the statements (e)6 :11 (e) All statements are required Directions (77-80): Study the following GENERAL AWARENESS 73. What will be the share of R in the profit data to answer the questions that follow. earned by V , R and A together? There are two companies namely A and B, 81. Which among the following are constitu- I. They together earned a profit of which sell chairs, tables and wardrobes in 3 ents of institutional credit delivery sys- Rs.54000 for a period of 1 yr. months August, September and October. The tem in India? II. R’s investment was 25 % less ratio of chairs, tables and wardrobes sold (a) Commercial Banks than V’s and 50% more than A’s by A in August is 42 : 36: 23 while ratio of (b) Commercial Banks and III. The profit of V is Rs.4000 more chairs sold by A in August, September and Cooperative Credit Institutions than that of A . October is 14: 23 : 27. Wardrobes sold by A (c) Regional Rural Banks (a) Only I and II together in August is 230 less than chairs sold in (d) Regional Rural Banks, (b) II and either I or III only September by A. In September 665 chairs, Commercial Banks and (c) Only II 400 tables and 210 wardrobes were sold by Cooperative Credit Institutions (d) Only II and III together two companies together. B sold same (e) None of these (e) None of these number of chairs in Aug and September. 82. Which of the following statements is/are 74. A boat takes 2 hours to travel from point Number of tables sold by company B in true about Co-operative Banks in In- A to B in still water. To find Out the September was equal to number of chairs dia? speed upstream , Which of the follow- sold by A in August while number of (a) It has a three-tire set-up. ing information is/are required? wardrobes sold by A in August and B in (b) State Co-operative Banks does A. Distance between point A and B . September were equal. Company B sold not have access to RBI. B. Time taken to travel downstream total 1025 chairs in these three months (c) It is an urban oriented Bank. from B to A is sufficient. together which was 480 more than total (d) It functions on sound business C. Speed of the stream of water. number of tables sold by A. Ratio of tables principles. (a) All are required sold by A and B in August is 12 : 11 and in (e) None of these (b) Any one pair of A and B , B and C October is 35 : 38 respectively. Total number 83. Under which act NPCI was incorporated or C and A is Sufficient. of items sold in August was 1075. Total as a Section 8 company? (c) Only A and B number of wardrobes sold by A in October (a) Banking Regulation Act, 1949 (d) Only A and C was 35 less than wardrobe sold by B in (b) Companies Act, 2013 (e) None of these October, while sum of wardrobe sold by A (c) Reserve Bank of India Act, 1934 75. What is the cost of flooring a rectangular and B in October is 205. (d) Societies Registration Act, 1860 hall ? (e) None of these 77. Total number of chairs sold by B in Sep- I. The length and the breadth of the 84. What does ‘P’ stand for in APBS in bank- hall are in the ratio 3 :2. tember and October is. ing? II. The length of the hall is 48 m and (a) 750 (b) 725 (a) Prompt (b) Price the cost of flooring is rs. 850 per (c) 705 (d) 715 (c) Promote (d) Purchase sq m. (e) None of these (e) Payment III. The perimeter of the hall is 160 m 78. By what percent tables sold by A in Oc- 85. The Chairman of a Regional Rural Bank and the cost of flooring is Rs. 850 tober are more than wardrobes sold by (RRB) is appointed by ______. per sq m. B in October? (a) Central Government (a) Only I and II 5 5 (b) State Government (b) Only I and III (a) 45 % (b) 40 % (c) Reserve of Bank of India (c) Only III 6 6 (d) Sponsor bank in consultation with (d) Any two of the three NABARD (e) None of these

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(e) None of these 94. The Lok Sabha has recently passed the lateral-free credit through Joint Liabil- 86. A centralised database with online con- Fugitive Economic Offenders Bill 2018 ity Groups in Telangana? nectivity to branches, Internet as well to attach & confiscate assets of default- (a) RBI (b) NITI Aoyog as ATM network which has been ers. The cases involved in economic of- (c) PNB (d) NABARD adopted by almost all major banks of fences of how much value will come (e) SIDBI our country is known as ______. under its purview? 102. According to US-based Institute for (a) Investment banking (a) Rs 500 crore or more Energy Economics and Financial Analy- (b) Core banking (b) Rs 100 crore or more sis (IEEFA),which state is the new na- (c) Mobile banking (c) Rs 1000 crore or more tional leader in renewable energy gen- (d) National banking (d) Rs 50 crore or more eration? (e) Specialised banking (e) None of these (a) Andhra Pradesh 87. Which of the following types of institu- 95. Which of the following Bank’s Mortgage (b) Odisha tions operate in the call money market Portfolio Crossed Rs 1.5-Trillion? (c) Karnataka only as lender? (a) ICICI Bank (d) Gujarat (a) Commercial banks (b) Axis Bank (e) Kerala (b) Primary dealers (c) Yes Bank 103. The Government of India signed how (c) Insurance companies (d) HDFC Bank much loan agreement with the World (d) State Bank of India (e) None of these Bank for the National Nutrition Mis- (e) None of the above 96. According to Organisation for Economic sion (POSHAN Abhiyaan)? 88. Regional Rural Bank’s public deposits Cooperation and Development (a) 250 Million Dollar are assured by ______. (OECD), India will grow at how much (b) 200 Million Dollar (a) NABARD (b) LIC percent in 2018? (c) 120 Million Dollar (c) SEBI (d) RBI (a) 7.6% (b) 7.5% (d) 150 Million Dollar (e) DICGC (c) 7.3% (d) 7.2% (e) 300 Million Dollar 89. Which of the following acts is specially (e) 7.4% 104. Vice President M Venkaiah Naidu laid launched to facilitate banks in recovery 97. Which ministry has introduced a new the foundation stone for the Southern of bad loans? scheme called ‘Seva Bhoj Yojna’? Campus of National Institute of Disas- (a) RBI Act (a) Ministry of Coal ter Management (NIDM) in which (b) Banking Regulation Act (b) Ministry of AYUSH state? (c) Companies Act (c) Ministry of Culture (a) Bihar (b) Tamil Nadu (d) Income Tax Act (d) Ministry of Chemicals and (c) Odisha (d) Maharashtra (e) SARFAESI Act Fertilizers (e) Andhra Pradesh 90. What does the first R represent in CRAR? (e) None of these 105. In which of the following financial In- (a) Reserve (b) Receipt 98. Which bank has set up a “war room law- stitution World Bank Group member (c) Rural (d) Risk yer team” for bad loans recovery? IFC (International Finance Corpora- (e) Ratio (a) Canara Bank tion) has invested $100 million? 91. Which of the following organizations is (b) Indian Bank (a) Reliance Home Finance the Mutual Fund Market regulator? (c) Bank of India (b) Mahindra & Mahindra Financial (a) AMFI (b) SEBI (d) Bank of Baroda Services (c) CIBIL (d) CRISIL (e) UCO Bank (c) Repco Home Finance (e) RBI 99. According to the Stockholm International (d) IIFL Finance 92. Which among the following in India pro- Peace Research Institute (SIPRI) report (e) None of these vides refinance to State Level Finance India is the world’s five biggest military 106. Which country has been designated as a Corporations / State Industrial Devel- spenders in 2017. How much amount nodal centre for preparing flash-flood opment Corporations/Banks etc., India spent on defence in year 2017? forecasts to Asian nations by the World against their loans granted to small scale (a) $56.9 Billion Meteorological Organization (WMO)? units? (b) $78.9 Billion (a) Thailand (b) Vietnam (a) ADB (b) NABARD (c) $49.9 Billion (c) Sri Lanka (d) India (c) SIDBI (d) RBI (d) $87.9 Billion (e) China (e) None of these (e) $63.9 Billion 107. According to the Union Budget 2018- 93. Interest Rate Policy is a part of which of 100. With an outlay of Rs. 2.04 lakh crore 19 an Agri Market Infrastructure Fund the following policies? how many cities have been selected with a total corpus of ______to be (a) Fiscal Policy under the Smart Cities Mission? set up for developing and upgrading (b) Monetary policy (a) 99 (b) 115 agricultural marketing infrastructure in (c) Industrial Policy (c) 82 (d) 88 the 22000 grams and 585 APMCS? (d) All of these (e) 104 (a) Rs 1500 Cr (e) None of these 101. State Bank of India has joined hands (b) Rs 1000 Cr with which organization to provide col- (c) Rs 2000 Cr

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(d) Rs 3000 Cr 115. Which of the following country’s women control the spruce budworm, an (e) Rs 2500 Cr team won the 2018 Hockey World Cup economically significant pest. Scientists have 108. Who is the head of the panel to upgrade title? now investigated the effects of the spraying norms for state, district level economic (a) Japan of Matacil, one of the anti-budworm agents data collection? (b) Pakistan that is least toxic to insect-pollinators. They (a) Ravindra H Dholakia (c) Netherlands studied Matacil’s effects on insect mortality (b) Sathyasri Sharmila (d) Australia in a wide variety of wild insect species and (c) Monti Rajkhowa (e) India on plant fecundity, expressed as the (d) Alka Tiwari 116. The National Sports Day in India is percentage of the total flowers on an (e) Ravi Thapar celebrated on ______each year. individual plant that actually developed fruit 109. Where did the 42nd session of World (a) 22 August and bore seeds. They found that the most Heritage Committee (WHC) meeting of (b) 18 August pronounced mortality after the spraying of United Nations Educational, Scientific (c) 25 August Matacil occurred among the smaller bees and and Cultural Organization (UNESCO) (d) 29 August one family of flies, insects that were all has been concluded? (e) 11 August important pollinators of numerous species (a) China (b) Japan 117. India and Guatemala signed an agree- of plants growing beneath the tree canopy (c) Sri Lanka (d) Bahrain ment to boost cooperation in education of forests. The fecundity of plants in one (e) India sector. What is the currency of Guate- common indigenous species, the red-osier 110. Who has been conferred with the ‘Chief mala? dogwood, was significantly reduced in the Minister of the Year’ award for his/her (a) Real (b) Peso sprayed areas as compared to that of plants remarkable work in e-governance? (c) Dollar (d) Guarani in control plots where Matacil was not (a) Manohar Parrikar (e) Quetzal sprayed. This species is highly dependent (b) Vasundhara Raje 118. Darrah National Park is located in which on the insect-pollinators most vulnerable to (c) Naveen Patnaik state? Matacil. The creeping dogwood, a species (d) Mamata Banerji (a) Rajasthan (b) Haryana similar to the red-osier dogwood, but which (e) N. Chandra Babu Naidu (c) Kerala (d) Tripura is pollinated by large bees, such as 111. Which National Park became the largest (e) West Bengal bumblebees, showed no significant decline habitat of Endangered Estuarine Croco- 119. Where is the headquarters of World In- in fecundity. Since large bees are not affected diles? tellectual Property Organization? by the spraying of Matacil, these results (a) Bhitarkanika National Park (a) Paris (b) New York add weight to the argument that spraying (b) Chandoli National Park (c) Vienna (d) Geneva where the pollinators are sensitive to the (c) Ranthambore National Park (e) London pesticide used decreases plant fecundity. (d) Guindy National Park 120. Which of the following dams is not lo- The question of whether the decrease in (e) Betla National Park cated in Jharkhand? plant fecundity caused by the spraying of 112. Who has become the first-ever woman (a) Maithon Dam pesticides actually causes a decline in the Chief Justice of Jammu and Kashmir (b) Bansagar Dam overall population of flowering plant species High Court? (c) Thein Dam still remains unanswered. Plant species (a) Justice Preethi Reddy (d) Tilaiya Dam dependent solely on seeds for survival or (b) Justice Kamila Jahan (e) Tenughat Dam dispersal are obviously more vulnerable to (c) Justice Gita Mittal any decrease in plant fecundity that occurs, (d) Justice Ramya Menon ENGLISH LANGUAGE whatever its cause. If, on the other hand, (e) None of these Directions (121-135) : Given below are vegetative growth and dispersal (by means 113. What is the name of the joint military two passages following which are of shoots or runners) are available as exercise between Indian Army and questions. Read the passage carefully and alternative reproductive strategies for a Royal Thai Army, that held in answer the questions that follow. species, then decreases in plant fecundity Chachoengsao Province, Thailand? Species interdependence in nature confers may be of little consequence. The fecundity (a) Bimbax many benefits on the species involved, but effects described here are likely to have the (b) Maitree it can also become a point of weakness when most profound impact on plant species with (c) Malabar one species involved in the relationship is all four of the following characteristics: a (d) Garuda Shakti affected by a catastrophe. Thus, flowering short life span, a narrow geographic range, (e) Vijay Prahar plant species dependent on insect an incapacity for vegetative propagation, and 114. Who won the Man Booker International pollination, as opposed to self-pollination a dependence on a small number of insect- Prize 2018? or wind pollination could be endangered pollinator species. Perhaps we should give (a) David Grossman when the population of insect-pollinators special attention to the conservation of such (b) Han Kang is depleted by the use of pesticides. plant species since they lack key factors in (c) Olga Tokarczuk In the forests of New Brunswick, for their defenses against the environmental (d) Deborah Smith example, various pesticides have been disruption caused by pesticide use. (e) Laszlo Krasznahorkai sprayed in the past 25 years in efforts to

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121. Which of the following best summarizes be insensitive to the pesticide used 126. It can be inferred from the passage that the main point of the passage? in the study which of the following plant species (a) Species interdependence is a point (e) geographical range of the creeping would be LEAST likely to experience of weakness for some plants, but dogwood is similar to that of the a decrease in fecundity as a result of is generally beneficial to red-osier dogwood, but the spraying of a pesticide not directly insects involved in pollination. the latter species relies less on toxic to plants? (b) Efforts to control the spruce seeds for reproduction (a) A flowering tree pollinated by budworm have had deleterious 124. The passage suggests that which of the only a few insect species effects on the red-osier following is true of the forest regions (b) A kind of insect-pollinated vine dogwood. in New Brunswick sprayed with most producing few flowers (c) The used of pesticides may be anti-budworm pesticides other than (c) A wind-pollinated flowering tree endangering certain plant species Matacil? that is short-lived dependent on insects for (a) The fecundity of some flowering (d) A flowering shrub pollinated by a pollination. plants in those regions may have large number of insect species (d) The spraying of pesticides can decreased to an even (e) A type of wildflower typically reduce the fecundity of a plant greater degree than in the regions pollinated by larger insects species, but probably does not where Matacil is used. 127. Which of the following assumptions affect its overall population (b) Insect mortality in those regions most probably underlies the author’s stability. occurs mostly among the larger tentative recommendation? (e) Plant species lacking key factors species of insects, such as (a) Human activities that result in in their defenses against human bumblebees. environmental disruption should environmental disruption (c) The number of seeds produced by be abandoned. will probably become extinct. common plant species in those (b) The use of pesticides is likely to 122. According to the author, a flowering regions is probably continue into the future. plant species whose fecundity has comparable to the number (c) It is economically beneficial to declined due to pesticide spraying may produced where Matacil is preserve endangered plant not experience an overall population sprayed. species. decline if the plant species can do which (d) Many more plant species have (d) Preventing the endangerment of a of the following? become extinct in those regions species is less costly than trying (a) Reproduce itself by means of than in the regions where to save an already shoots and runners. Matacil is used. endangered one. (b) Survive to the end of the growing (e) The spruce budworm is under (e) Conservation efforts aimed at season. better control in those regions than preserving a few well-chosen (c) Survive in harsh climates. in the regions where species are more cost-effective (d) Respond to the fecundity decline Matacil is sprayed. than are broader-based efforts to by producing more flowers. 125. It can be inferred that which of the improve the environment. (e) Attract large insects as pollinators. following is true of plant fecundity as Since the late 1970’s, in the face of a severe 123. The passage suggests that the lack of it is defined in the passage? loss of market share in dozens of industries, an observed decline in the fecundity of (a) A plant’s fecundity decreases as manufacturers in the United States have been the creeping dogwood strengthens the the percentage of unpollinated trying to improve productivity—and researchers conclusions regarding flowers on the plant therefore enhance their international pesticide use because the increases. competitiveness—through cost-cutting (a) creeping dogwood is a species (b) A plant’s fecundity decreases as programs. (Cost-cutting here is defined as that does not resemble other forest the number of flowers produced raising labour output while holding the plants by the plant decreases. amount of labour constant.) However, from (b) creeping dogwood is a species (c) A plant’s fecundity increases as 1978 through 1982, productivity—the value pollinated by a broader range of the number of flowers produced of goods manufactured divided by the insect species than are most by the plant increases. amount of labour input—did not improve; dogwood species (d) A plant’s fecundity is usually low and while the results were better in the (c) creeping dogwood grows if the plant relies on a small number business upturn of the three years primarily in regions that were not of insect species for following, they ran 25 percent lower than sprayed with pesticide, and so pollination. productivity improvements during earlier, served as a control for the (e) A plant’s fecundity is high if the post-1945 upturns. At the same time, it experiment plant can reproduce quickly by became clear that the harder manufactures (d) creeping dogwood is similar to the means of vegetative growth worked to implement cost-cutting, the more red-osier dogwood, but its insect as well as by the production of they lost their competitive edge. pollinators are known to seeds. With this paradox in mind, I recently visited 25 companies; it became clear to me that the

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It can be inferred from the passage that technology Another 40 percent comes from major the manufacturers mentioned in the 134.The author suggests that implementing changes in equipment and process passage expected that the measures conventional cost-cutting as a way of technology. The final 20 percent rests on they implemented would increasing manufacturing implementing conventional cost-cutting. (a) encourage innovation competitiveness is a strategy that is This rule does not imply that cost-cutting (b) keep labour output constant (a) Flawed and ruinous should not be tried. The well-known tools (c) increase their competitive (b) short-sighted and difficult to of this approach—including simplifying advantage sustain jobs and retraining employees to work (d) permit business upturns to be (c) Popular and easily accomplished smarter, not harder—do produce results. But more easily predicted (d) Useful but inadequate the tools quickly reach the limits of what (e) cause managers to focus on a wider (e) Misunderstood but promising they can contribute. set of objectives 135. Which of the following is the synonym Another problem is that the cost-cutting 130. The primary function of the first of the word, “UPTURN” as mentioned approach hinders innovation and paragraph of the passage is to in the passage? discourages creative people. As Abernathy’s (a) outline in brief the author’s (a) tumble study of automobile manufacturers has argument (b) plunge shown, an industry can easily become (b) anticipate challenges to the (c) upsurge prisoner of its own investments in cost- prescriptions that follow (d) slump cutting techniques, reducing its ability to (c) clarify some disputed definitions (e) Downturn develop new products. And managers under of economic terms pressure to maximize cost-cutting will resist (d) summarize a number of long- Direction (Q. 136-140) : Each question innovation because they know that more accepted explanations below has two blanks, each blank fundamental changes in processes or (e) present a historical context for the indicating that something has been systems will wreak havoc with the results author’s observations omitted. Choose the set of words for each on which they are measured. Production 131. The author refers to Abernathy’s study blank that best fits the meaning of the managers have always seen their job as one most probably in order to sentence as a whole. of minimizing costs and maximizing output. (a) qualify an observation about one 136. In one shocking instance of_____ This dimension of performance has until rule governing manufacturing research, one of the nation’s most recently sufficed as a basis of evaluation, (b) address possible objections to a influential researchers in the field of but it has created a penny-pinching, recommendation about improving genetics reported on experiments that mechanistic culture in most factories that manufacturing were never carried out and published has kept away creative managers. competitiveness deliberately______scientific papers Every company I know that has freed itself (c) support an earlier assertion about on his nonexistent work. from the paradox has done so, in part, by one method of increasing (a) comprehensive, abstract developing and implementing a productivity (b) theoretical, challenging manufacturing strategy. Such a strategy (d) suggest the centrality in the (c) fraudulent, deceptive focuses on the manufacturing structure and United States economy of a (d) derivative, authoritative on equipment and process technology. In particular manufacturing industry (e) erroneous, impartial one company a manufacturing strategy that (e) given an example of research that 137. Japan’s industrial success is ______allowed different areas of the factory to has questioned the wisdom of in part to its tradition of group effort specialize in different markets replaced the revising a manufacturing and______as opposed to the conventional cost-cutting approach; within strategy emphasis on personal achievement that three years the company regained its 132. The author’s attitude toward the culture is a prominent aspect of other industrial competitive advantage. Together with such in most factories is best described as nations. strategies, successful companies are also (a) Cautious (a) responsive, independence encouraging managers to focus on a wider (b) Critical (b) related, introspection set of objectives besides cutting costs. There (c) Disinterested (c) equivalent, solidarity is hope for manufacturing, but it clearly rests (d) Respectful (d) subordinate, individuality on a different way of managing. (e) Adulatory (e) attributed, cooperation

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This includes (b) dependent on, repose (c) Suresh, Subodh, Shishir and I what relates to commercial confidence, trade (c) unfaithful to, needs were the ones cited secrets which would harm the competitive (d) fortunate in, allowance (d) Suresh, Subodh, Shishir and I position of a third party, and information (e) generous to, wants were cited held in a fiduciary capacity. These ( 150)( 139. Because she had a reputation for (e) Suresh, Subodh, Shishir and I was exceptions) have been modelled on Section ______, we were surprised and cited 8(1) of the RTI law which lists information pleased when she greeted us so 144. Robert did not want to set the table which cannot be disclosed to citizens. ______because he did not know what time they (a) insolence, irately were coming home. 146. (a) draconian (b) insouciance, cordially (a) he did not know what time they (b) stringent (c) graciousness, amiably were coming home (c) strict (d) arrogance, disdainfully (b) he did not know what time they (d) extreme (e) querulousness, affably were coming home at (e) No correction Required 140. Baldwin’s brilliant ‘The Fire Next Time’ (c) he did not know what time it 147. (a) instigate is both so eloquent in its passion and would be when they came home (b) urge so searching in its______that it (d) he did not know at what time they (c) prevent is bound to ______any reader. were coming home at (d) defer (a) bitterness, embarrass (e) he did not know what the time (e) No correction Required (b) romanticism, appal was they were coming home 148. (a) summoned (c) candour, unsettle 145. Neither Marty or Christine knows how (b) absolved (d) indifference, disappoint to speak French. (c) vindicated (e) conception, bore (a) or Christine knows (d) impeached (b) or Christine knew (e) No correction Required Direction (Q. No. 141-145) : Select the (c) nor Christine knows 149. (a) investigated lettered answer that contains the best (d) nor Christine know (b) inquired version of the underlined section. (e) or Christine know (c) analyzed (d) interrogated 141. A bite from the tsetse fly invariably Direction (Q. No. 146-150) : In the (e) No correction Required paralyzes its victims unless an antidote following questions, some of the words 150. (a) exemptions is administered within two hours. have been left out. Read the passage (b) absolution (a) its victims unless an antidote is carefully and choose the correct answer (c) censures administered to each question out of the four (d) limitations (b) it victims unless an antidote can alternatives and fill in the blanks. (e) No correction Required be administered The amendment Bill seeks to remove (c) its victims unless an antidote was immunity provided to whistle blowers from Directions (Q. 151-155): Read each administered sentence to find out whether there is any p ro secu tio n u n d er th e ( 146)( pitiless) (d) its victims unless an antidote is Official Secrets Act (OSA) for disclosures grammatical or idiomatic error in it. The administered to the victims made under the WBP law. Offences under error, if any, will be in one part of the (e) its victims unless they receive an the OSA are punishable by imprisonment sentence. The number of that part is the antidote of up to 14 years. Threat of such stringent answer. If there is ‘No error’, the answer 142. Accepting the assignment as given was penalties would ( 147)( fend off) even is (e). (Ignore errors of punctuation, if a decision to be made between the man- genuine whistleblowers. The basic purpose any). ager and I. of the WBP Act is to encourage people to (a) given was a decision to be made 151. Indian Farmers, if they are to become report wrongdoing. If whistle blowers are globally / competitive need the benefits between the manager and I. (148)( prosecuted) for disclosing (b) it was given was a decision to be of modern science / and technology, and information as part of their complaints and it is high time that the ministry / of en- made between the manager and I not granted immunity from the OSA, the (c) given was to be decided by the vironment approves crops without fur- very purpose of the law would be defeated. ther vacillation. manager and I Further, to ostensibly bring the WBP Act in (d) given was to be decided by the (a) Indian Farmers, if they are to line with the RTI Act, the amendment Bill become globally manager and me says that complaints by whistleblowers (e) given was a decision to be made (b) competitive need the benefits of containing information which would modern science between the manager and me prejudicially affect the sovereignty, integrity,

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(c) and technology, and it is high time (a) Though the US dollar continues rangement? that the ministry to be the world’s (a) C (b) A (d) of environment approves crops (b) dominant currency and the world (c) D (d) G without further vacillation Bank and IMF both (e) H (e) No error (c) maintain formidable influence on 158. Which of the following would be the 152. The GST Bill, that seeks to usher in a / monetary policies, their SECOND sentence after rearrange- pan – Indian common market by re- (d) singular hold on global financial is ment? forming the country’s / indirect tax re- shifting in a numerous ways (a) F (b) E gime, was passed in the Lok Sabha in / (e) No error. (c) B (d) D may, but has been opposed in the Rajya (e) C Sabha. Directions (156-160): Rearrange the fol- 159. Which of the following would be the (a) The GST Bill, that seeks to usher lowing eight sentences A, B, C, D, E, F, G FIFTH sentence after rearrangement? in a and H in the proper sequence to form a (a) H (b) F (b) pan – Indian common market by meaningful paragraph and then answer (c) E(d) B reforming the country’s the question given beside. (e) D (c) indirect tax regime, was passed in A. The richest 1% of Indians holds 160. Which of the following would be the the Lok Sabha in as much wealth as that held by FIRST sentence after rearrangement? (d) may, but has been opposed in the 58% of the Indian population. (a) E(b) C Rajya Sabha B. By this measure, a poor Indian (c) G (d) F (e) No error. farmer with little debt and little (e) A 153. The primaries that lead up to the even- assets can end up “richer” than a tual presidential elections offer / a great Wall Street banker with little assets COMPUTER KNOWLEDGE understanding of the aspirations of the and a large student loan. politically active / participants and the C. In 2015, when the report was 161. Which of the following media is one of clash among those strongly invested in issued, there was criticism of the the oldest media designed to store data, / the political system and those who report’s methodology. but should be carefully checked with seek to subvert in from within. D. In India, as per that report, things antivirus software before restoration? (a) The primaries that lead up to the are just as stark. (a) Magnetic tape eventual presidential elections E. The critics argued that the report (b) Laptops offer assumes wealth is assets minus (c) Hard drives (b) a great understanding of the debt. (d) CDR aspirations of the politically active F. From a recently released report (e) None of these (c) participants and the clash among by Oxfam, the global charity 162. Programmers use a variety of those strongly invested in organisation, we learn that eight ______to communicate in- (d) the political system and those who rich people own as much wealth structions to the computer. seek to subvert in from within as half the world’s population in (a) Programming languages (e) No error. 2016. (b) System Languages 154. Taking advantage of the progress that G. As provocative as these numbers (c) High level languages they have made / I think, the next step are about the top 1%, the lived (d) low level languages for India is certainly to / introduce a reality in societies is often (e) None of these rating system not only for movies but / determined by the interaction 163. Which of the following is an example of also TV programmes and other enter- between those who earn 70-99% computer software? tainment products. of income and those further below. (a) Impact Printer (a) Taking advantage of the progress H. These statistical issues aside, what (b) Console that they have made the Oxfam report does show isn’t (c) Payroll Package (b) I think, the next step for India is necessarily who is really poor in (d) OCR certainly to the world but that wealth is a good (e) None of these (c) introduce a rating system not only proxy for the ability to influence 164. Which of the following displays the for movies but politics via legislation or campaign contents of the active cell? (d) also TV programmes and other contributions. (a) Active cell entertainment products (b) Formula bar 156. Which of the following would be the (c) Menu bar (e) No error. FOURTH sentence after rearrange- 155. Though the US dollar continues to be (d) Name box ment? (e) None of these the world’s / dominant currency and the (a) F(b) H 165. A software used to convert Source Pro- world Bank and IMF both /maintain (c) E(d) B formidable influence on monetary poli- gram instructions to object instruction (e) G is known as cies, their / singular hold on global fi- 157. Which of the following would be the nancial is shifting in a numerous ways. (a) Compiler SIXTH (LAST) sentence after rear- (b) Assembler

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(c) Interpreter (d) Hardware (c) Combination of sequential and (d) Language Processor (e) Software direct access (e) None of these 175. Which is not a state of transaction? (d) All of the above 166. In computer, IC chip is used which is (a) Partially committed (e) None of the above made of (b) Committed 183. Which one of the following is not a broad- (a) Chromium (c) Terminated band communication medium? (b) Iron Oxide (d) Completed (a) Microwave (c) Silica (e) Active (b) Fibre optic cable (d) Silicon 176. Seek time is ______(c) Twisted pair (e) None of these (a) Time to position the head over (d) Co-axial cable 167. A(n) ______is a Special Visual proper track (e) None of these and audio effect applied in power point (b) Time to position the head over 184. The earliest calculating device is to text or content. proper sector (a) abacus (a) animation (c) Time to position the head over (b) difference engine (b) Flash proper cylinder (c) Clock (c) Wipe (d) All of these (d) Pascaline (d) dissolve (e) None of the above (e) None of these (e) None of these 177. A mistake in an algorithm that causes 185. A database administrator is a 168. The size of commonly used Floppy incorrect results is called a (a) Program disk is (a) Logical error (b) Person (a) 4.5 inch (b) 3.5 inch (b) Syntax error (c) Application (c) 3.25 inch (d) 5.5 inch (c) Procedural error (d) Operating System (e) None of these (d) Compiler error (e) None of these 169. What are EEP, EP, Field Programmable (e) Machine error 186. Viruses, Trojan horses and Worms are and Mask a type of ? 178. Specialised Program(s) designed to al- (a) Able to harm computer system (a) RAM (b) ROM low particular input or output device(s) (b) Unable to detect if affected on (c) CDS (d) Floppies to communicate with the rest of the computer (e) DVDs computer system is called (c) User-friendly applications 170. Which was the world’s first Mini com- (a) Compilers (d) Harmless applications resident on puter? (b) Device drivers computer (a) PDP-I (c) Interpreters (e) None of the above (b) IBM system/36 (d) Operating System 187. If your computer keeps rebooting it- (c) PDP-II (e) None of the above self, then it is likely that (d) VAX 11/780 179. Properties that describe the character- (a) it has a virus (e) None of these istics of entities are called (b) it does not have enough memory 171. PARAM is an example of (a) entities (c) there is no printer (a) Super computer (b) Attributes (d) there has been a power surge (b) PC (c) identifiers (e) it needs a CD-ROM (c) Laptop (d) Relationships 188. What type of keys are ‘Ctrl’ and ‘Shift’? (d) PDA (e) None of these (a) Adjustment (e) None of these 180. The mask ROM is ______(b) Function 172. Which is not a part of a hard disk drive? (a) Permanently programmed during (c) Modifier (a) Spindle the manufacturing process (d) Alphanumeric (b) Platter (b) Volatile (e) None of these (c) Read/Write head (c) Easy to reprogram 189. The speed of clock frequency or micro- (d) Valve (d) Extremely expensive processor is measured in (e) None of these (e) All of these (a) hertz (b) baud rate 173. On a CD-ROM ______are raised 181. The ______layer is the layer clos- (c) cps (d) bits areas representing a 1. est to the transmission medium. (e) bytes (a) mounds (b) lands (a) Transport 190. In Word, Replace option is available on (c) holes (d) pits (b) Network (a) File menu (e) tracks (c) datalink (b) View menu 174. A Program embedded in a semiconduc- (d) Physical (c) Edit menu tor chip during manufacture is called (e) None of these (d) Format menu ______182. Bubble memory is a (e) None of these (a) Humanware (a) Sequential access device only 191. ______is a technique that is used (b) Firmware (b) Direct access device only to send more than one call over a single (c) Liveware line.

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(a) Digital transmission 199. In order to avoid memorizing E-mail 12. c (b) Infrared transmission address you should use (c) Digitising (a) browser (d) Streaming (b) search engine (e) Multiplexing (c) list of birth date 192. In Word, when you indent a paragraph, (d) phonebook you (e) address book (a) Push the text in with respect to 200. To be able to boot, the computer must 13. c the margin have a(n) (b) Change the margins on the page (a) compiler (c) Move the text up by one line (b) loader (d) Move the text down by one line (c) operating system (e) None of the above (d) assembler 193. Which ports connect special types of (e) None of these music instruments to sound cards? (14-15) (a) BUS  T > Q > R > S > P/U > P/U (b) CPU 14. d 15. a (c) USB (16-20) (d) MIDI EXPLANATIONS 16. e; From all I, II and III statements it is (e) MINI not sufficient to answer. 194. In Excel, which one is a prerecorded (1-5) 17. a; formula that provides a shortcut for 1. e; None of the given argument weakens V > S > R > U > T > W > Q complex calculations? the fact that the release of JIO Scheme 18. e; All I, II and III are not sufficient to (a) Value is beneficial for customers. answer the question. (b) Data series 2. e; As the arguments D and C states that 19. a (c) Function other companies are on the losing end (d) Field with this scheme, it is the only (e) None of these appropriate answer to this question. 195. ______is the process of dividing the 3. e; None of the given argument relates disk into tracks and sectors. with the reason behind low prices of 20. d; We can use either I and II or II and III (a) Tracking JIO Scheme. to find the relation between S and Q. (b) Formatting 4. a; Only G is the inference we can draw (c) Crashing from the passage, rest depicts its (d) Allotting effects. (e) None of these 5. a; Only A is the probable cause for 196. The term used for set of instructions people supporting JIO Scheme. which allow computer to perform more (6-10) than one task, is (a) hardware Floor Women Mobile Phone (b) software 7 G Redmi (c) humanware 6 F Lenovo (d) firmware 5 E LG (21-25) (e) None of the above 4 A Samsung 3 B Nokia 197. Which is a shortcut key to insert a new Date No. of Students worksheet in MS-Excel? 2 C MOTO G 9 93 (a) Ctrl + W 1 D One Plus 3T 11 16 13 89 (b) Ctrl + N 14 68 (c) Ctrl + IW 6. a 7. c 8. e 9. b 17 32 (d) Shift + F11 10. c 19 75 (e) None of these (11-13) 20 23 198. A search engine is a program to search 11. b 24 46 26 79 (a) for information 28 95 (b) web pages 31 35 (c) web pages for specified index terms 21. b 22. e 23. c 24. d (d) web pages for information using 25. e specified search items (e) None of the above

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(26-30) 43. (c); Contestant who didn’t completed Remaining part = (100-12)= 88% 8 3 the survey online = 190  80 Amount spent on clothes = of 88% 19 8 Contestant who didn’t completed the = 33% 26. a 27. d 28. b 29. e Difference between PPF and cloth 30. b 11 survey Offline  190 110 expenses =33 – 12= 21% of salary = (31-35) 19 10500 31. d; N  F < K = A > E < O  X Males contestant who completed Total salary = 50000 I). N X (False) the survey online Other expenses= House Rent expenses  + 1500 II). A < X (False) 65 House Rent expenses + Other expenses 32. d; E I = A < P < C = Z R   (480  80)  260   100 = (100 -33 -12)% of salary I). E I = A (False) = 55% of salary = 27500  and females contestants who House Rent expenses + House Rent II). E I = A < P < C = Z R (False) completed the survey offline   expenses + 1500 = 27500 33. a; R < O I = A < M C   60  480  2  House Rent Expanses = 27500 – I). O I = A (True)     60 110  366 1500= 2600  100  40  II). R < O  I = A < M  C (False) House Rent expenses = 13000 Required difference = (720 – 110 – 48. (b); (A’s profit) : (B’s profit) : ( C’s 34. b; E > A < R  P = V  S 366 ) – (480 – 80 – 260 ) = 244 – 140= profit) I). E > A < R  P = V  S (False) 104 = 600  12 : 500  4 : 5x  8 44. (d); Offline contestants of village C II). A < R  P = V (True) = 180 : 50 : x 465 35. c; W = P  Q > S  A = X   40  310 x C’s profit =  24000 W = P  Q > S  A = X (False)  60 230  x either conclusion I or conclusion II Offline contestants of village A follow x 350   2400  5600 (36-40)   44  275 230  x 36. e 37. c 38. b 39. a 56  30x 1610  7x 40. d Required difference = 35 41. (c); Offline contestant in village 45. (a); Required sum  x  70% 350 49. (a); Length of platform = 21  19 – 216 A   44  275 350 560 = 183m 56  12   30 56 35 Let n boxes are added. Contestant who complete the survey 216 + 183 + 21n = 21  26 online 465 480  350  61 289   20   20  21n = 147 Contestant who complete the survey 60 40  n = 7 offline  275  61 214 = 75 + 480 + 155 + 240 = 950 50. (d) Probability of drawing one green Required % 46. (d); Number of contestants, who x 2 complete the survey online and offline    x  8 289  214 ball  100  35% from village C 12  x 5 214 Required probability = 465  42. (a); Total no of contestant from village  100 108  667 5 C who complete the survey 60 C 2 5 4 2 and number of contestants participants 15     465  from Village D C 2 1514 21  465    40 108  667  60    480 51. (a) A + B = 41 ……(i) Total no.of contestant from village B = 100 1200 C - 1 = A + 2 who complete the survey 40 C = A + 3 Required percentage = And   560  A + 4 = B - 1  560    65  92 1508 667   35  100  56%  B =A + 5……(ii)  Required number = 1508 – 667 = 1200 From (i) + (ii) 841 47. (c); Let’s total salary of Rakesh = 100% A = 18 years 12% of the salary is added as PPF. B = 18 + 5= 23 years

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C = 18 + 3 = 21 years 4  3 – 2 = 10 4 2 A 3 28 %  10  4 -2 = 38  ? = 10  7 7 62. (b) Let quantities in vessel A be 13x and D 4 Speed of boat in still water on in vessel B be 11x 4 Let quantity of milk in each vessel be 2 y.  D  18  24years Sunday  21  21 3 7 Water in vessel A  13x – y = 40 ….(i) Required difference = 24- 21 =3 = 21 6 15kmph Water in vessel B  11x – y = 30 years ……(ii) 52. (b) Let speed of boat in still water on 1018 19 1015 From (i) and (ii) Thursday = x   X = 5 21 x 16 15  4 Y = 25 1218 1615 X = 1.8  50 x 1 16  2 Required time = Required ratio =  5:7 70 121818 57.6 57.6   x 1   3hrs 63. (d) ATQ 211.8 19.2 1615 6 Efficiency of A = B. x 1 16.2 1818 1215 5 56. (a)  2  x 17.2kmph x  4 17 1 3 Efficiency of A  C 53. (c) Let speed of boat in still water on 1818 12x  4 2 Monday = x x  4  27 Ratio of time taken by A and B = 5:6 1518 45 1615 Ratio of time taken by A and C = 2 : 3   x  31kmph Ratio of time taken by A, B and C = 10 x  2 11 x  2 Required upstream speed = 31 – 4 = :12: 15  18 16  45 27 kmph Let time taken by A,B and C be 10x, 15    57. (c) Pattern is – 12x and 15x respectively.  x  2 x  2  11 Efficiency Total work 18 16 3 6 A 10x   5 B 12x x  2 x  2 11 60x ? = 286 4 C 15x By solving this we can get x = 20 58. (b) Pattern is – Speed of boat = 20 km/hr A + B +C will complete work in 54. (d) Speed of boat in still water on Tuesday = 15km/hr 60x ? = 36.6 = 4x days 2 2 59. (b) Pattern is – 15 66 %  3 3 5  1 – 1 = 4 ATQ. 4x = 24  x =6 4 B alone will complete work in = Speed of boat in still water on  2 – 2 = 6 6  3 – 3 = 15 60 6 2 15  4 – 4 = 56  72 days . Wednesday = 15  15 =25 km / 5 3 56  5 – 5 = 275 ? = 275 64. (c) 2r + R = 42…………..(i) hr Let radius of another circle be x. A/Q, 60. (d) Pattern is – 300 1418 1415 9 2x  (2r  R  2R)   100 25  x 15  3 10  2x 32r  R)  2R  14×18×18×10 =14×15×9 (25-x) 3 42  2R  72 = 75 – 3x 126  6R...... (ii)  X = 1 km /hr  ? = 252 Here are 2 equations & 3 variables. Son 55. (a) Given speed of boat in still water on 61. (e) Pattern is – ans is can’t be determined. Saturday = 21 km/ h 5  1- 2= 3 65. (a) Let CP of mouse = x 3  2 -2 = 4 CP of laptop = 15x

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Total SP =16x 1.3  20.8x 69. (d) Work done by A , C and E on job Z From II, we will get the ratio of their SP of laptop = 2 2 2 investment = 3:4 :2 =   15x 1.25 18.75x 10 15 20 From III, profit of V = profit of A + SP of mouse = 2.05x, 4000 Profit = 1.05x = 2100, x = 2000, 15x = 12  8  6 26 13 4x = 2x +4000 30000    66. (a) At the three years amount will be 60 60 30 2x = 4000 Remaining work done by B and D in X = 2000 15000  3 8 20x and 21x days respectively = 15000 + = Rs. From II and either I or III, we can get 100 20x 21x 17   the share of R. 18600 12 18 30 74. (b) Let distance = d Now, after three years C.I annually Speed in still water = x 2 60x  42x 17  10   Speed of current = y So amount = 186001  = 36 30  100  d 36   2 Rs. 22506 102x 17  x 67. (e) As per given condition 30 From A,d given 5 5 x x  1  d     1  6 1  10 15 12 18  36  x   from B, given 30 5 x  y 5x 35 5 from C, y = given , so upstream speed   1 Required days = 20  4days can be calculated by using 2 of the 3 36 36 6 5 statements 36  35  30  70. (c) According to question X =    1 days 75. (d) From I, l :b= 3:2 5 36 2 4x 3 3x 2       1 From II, length = 48 m 68. (d) Part of work completed by 10 12 5 18 20 Cost of flooring = 850 per sq m 5 1 1 x 1 x 1  l =48m E        1 20 4 5 3 5 6 10 B= 32m 3 day work by (A + B + D) Area = 48 32 6 10x  6  5x  3  1 1 1 1 Required price = 48  32  850 Rs. =   30 10 12 18 From III, perimeter = 160 15x 15  30 Length = 3  16 = 48 m 18 15 10 43   X =1 Breadth = 16  2 = 32 m 180 180 Required difference = 4x -3x = 4 -3=1 Required cost = 48  32  850 Rs. 129 71. (d) With new efficiency C will complete We can get the cost of flooring a 9 day work = 3A3B3D 180 job in = 12 days rectangular hall 3 days work of C and 1 day work of B 3 129 Any of the two statements. Remaining work =  = 1/ 3 76. (d) Let the required number = 10x + y 4 180 Days required = 9 days From I= x 2  y2  26 135 129 6 1 72. (a) From A,M : W = 3:1 =   From II, 180 180 30 3 10x  y: x  y  5 : 2 This will be done by A in = From C,W 14  21 days, M 2 From III, x = y – 4 1 1 = 7 days , so question cab be answered Y – x = 4 10  days from A and C 30 3 We can get the value of x and y with So B worked for 3 days 73. (b) From I, Total profit = 54000 the help of any two of the three Time = 1 year statements.

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(77-80) 77. (c) Total chairs sold by B in September Let number of chairs, tables and wardrobes and October = 320 + 385 = 705 78. (a) Required percentage sold by A in August be 42x, 36x and 23x, VANIK’S KNOWLEDGE GARDEN Also , let chairs sold by A in August , 175 120 5 LIST OF UNION MINISTER & THEIR September and October be 14y, 23y and 27y  100  45 % CONSTITUENCY 120 6 Narendra Modi (PM) respectively. 79. (d) Asked difference = 320 – 210 = 110 Varanasi, Uttar Pradesh Arun Jaitley 42x  14y  y  3x 180 6 Gujarat, Rajya Sabha 80. (b) Required ratio = = Mukhtar Abbas Naqvi and 23x  23y  230 210 7 Jharkhand, Rajya Sabha  x  5andy  15 81. d 82. a 83. b 84. e Raj Nath Singh Lucknow, Uttar Pradesh Now 85. d 86. b 87. c 88. e Suresh Prabhu 89. e 90. d 91. b 92. c Andhra Pradesh, Rajya Sabha Chairs sold by B in September 93. b 94. b 95. a 96. e Sushma Swaraj  665 - 345  320 Vidisha, Madhya Pradesh 97. c 98. d 99. e 100. a Nitin Jairam Gadkari 101. d 102. c 103. b 104. e Nagpur, Maharashtra Chairs sold by B in August = 320 105. b 106. d 107. c 108. a Tables sold by B in September = Chairs Madhya Pradesh, Rajya Sabha 109. d 110. b 111. a 112. c Ravi Shankar Prasad sold by A in Aug= 210 113. b 114. c 115. c 116. d Bihar – Rajya Sabha Table sold by A in September = 400 117. e 118. a 119. d 120. b D.V. Sadananda Gowda Bangalore North, Karnataka - 210 =190 121. c 122. a 123. d 124. a Uma Bharati Wardrobes sold by B in September = 125. a 126. c 127. b 128. b Jhansi, Uttar Pradesh 129. c 130. e 131. c 132. b Ram Vilas Paswan wardrobes sold by A in Aug = 115 Hajipur, Bihar 133. e 134. d 135. c 136. c Piyush Goyal Wardrobes sold by A in Septem-  137. e 138. a 139. e 140. c Deoria, Uttar Pradesh ber = 210-115= 95 141. e 142. e 143. b 144. a Maneka Sanjay Gandhi Pilibhit, Uttar Pradesh Chairs sold by B in October = 1025 – 145. c 146. a 147. d 148. e Ananthkumar 320 – 320 = 385 149. b 150. a Bangalore South, Karnataka Chaudhary Birender Singh Tables sold by A in October = (1025 - (151-155) Haryana, Rajya Sabha 480) – (180 + 190) = 175 151.d; Replace ‘approves’ by ‘approved’ Jagat Prakash Nadda Himachal Pradesh, Rajya Sabha Tables sold by B in August 152.a; Replace ‘that’ by ‘which’ Anant Geete 153.c; Replace ‘among’ by ‘between’ Raigad, Maharashtra 11 154.c; Write ‘not only’ before ‘movies’. Harsimrat Kaur Badal  180 165 Bathinda, Punjab 12 155.d; Delete ‘a’ before ‘numerous ways’. Narendra Singh Tomar Tables sold by B in October = (156-160) Gwalior, Madhya Pradesh The correct sequence of the sentences is F- Thawar Chand Gehlot 38 Madhya Pradesh, Rajya Sabha  175 190 C-E-B-H-D-A-G Jual Oram 35 156. d 157. b 158. e 159. a Sundargarh, Odisha 160. d 161. a 162. a 163. c Radha Mohan Singh Wardrobes sold by B in August = 1075 Purvi Champaran, Bihar - (210 + 320 + 180 + 165 + 115)= 85 164. b 165. d 166. d 167. a Smriti Zubin Irani 168. b 169. b 170. a 171. a Gujarat, Rajya Sabha Let Wardrobes sold by A in October 172. d 173. b 174. b 175. d Radha Mohan Singh be a and that by B be b in October Purvi Champaran, Bihar 176. a 177. a 178. b 179. b Dharmendra Pradhan a = b - 35 and a +b = 205 180. a 181. d 182. c 183. b Deogarh, Orissa 184. a 185. b 186. a 187. a Harsh Vardhan  a  85 and b 120 Chandni Chowk, Delhi 188. c 189. a 190. c 191. e Chair Table Wardrobe Nirmala Sitharaman Month Rajya Sabha, Karnataka A B A B A B 192. b 193. d 194. c 195. b Aug 210 320 180 165 115 85 196. b 197. d 198. d 199. e Sep 345 320 190 210 95 115 200. c Oct 405 385 175 190 85 120 

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REASONING ABILITY (d) The Photographer Conclusions : I. Some Packets are (e) None of these Hem Direction (Q. 1-5): Study the following 4. Which of the following is true regarding II. No kites are Hem information carefully and answer the O? 8. Statements : All Turtles are Beetles. given questions. (a) O is a Marine Biologist All doves are Chemical Eight friends M, N, O, P, Q, S, T and U, out (b) O is an immediate neighbour of All chemical are Beetles. of whom one is a Civil Engineer, Cost the Civil Engineer Conclusions : I. Some Doves are Estimator, Drafter, Marine biologists, (c) O sits between N and Q Turtles. Photographer, Reporters, Statistician and (d) O is an immediate neighbour of II. Some chemical are Turtles. Writer (but not necessarily in the same the Cost Estimator 9. Statements : Some Quilts are Hills. order), are sitting among a circular table, (e) None of these Some Hills are Locks. facing the centre. 5. How many people sit between the Some Pours are quilts. P who is a Reporter sits third to the right of ‘Reporter’ and ‘T’ when counted in Conclusions : I. Some Pours are locks U. The cost Estimator and the Writer are anticlockwise direction from the II. Some Pours are Hills is a possibility immediate neighbours of each other; neither Reporter? 10. Statements : Some Almonds are Figs. the cost estimator nor the Writer is an (a) None (b) One All peppers are Berries immediate neighbour of either U or P. The (c) Two (d) Three All Almonds are Berries. Statistician and the Civil Engineer are (e) Four Conclusions : I. All figs are Peppers immediate neighbours of each other. Neither is a possibility U nor T is a Civil Engineer. The one who is Directions (Q. 6 – 10): In each of the II. Some figs are Berries. a Cost Estimator sits second to the right of questions below are given some 11. How many such pairs of letters are there Q who is a Photographer. S who is a statements followed by two conclusions in the word EXAMINATION, each of Statistician is not an immediate neighbour numbered I and II. You have to take the which has as many letters between of the Reporter. Only O sits between the given statements to be true even if they them in the word, as they have in the Cost Estimator and the Marine Biologists. seem to be at variance with commonly English alphabet? M sits third to the right of the Civil Engineer. known facts. Read all the conclusions and (a) None (b) One then decide which of the given (c) Two (d) Three 1. Which of the following pairs represents conclusions logically follows from the (e) More than three the immediate neighbours of the Marine given statements. Give answer Biologist? (a) If only conclusion II follows Directions (Q. 12-16): Study the (a) Cost Estimator – Drafter (b) If neither conclusion I nor information carefully and answer the (b) Civil Engineer – Cost Estimator conclusion II follows questions given below. (c) Statistician – Drafter (c) If both conclusion I and conclusion Ten persons are sitting in twelve seats in (d) Photographer – Writer II follows two parallel rows containing five person (e) None of these (d) If only conclusion I follows each, in such a way that there is an equal 2. What is the position of the Drafter with (e) If either conclusion I or conclusion distance between adjacent persons. In row respect to the Civil Engineer? II follows 1, A, B, C, D and E are seated and all of (a) Third to the left them are facing south, and in row 2, P, Q, R, (b) Second to the left 6. Statements : Some Images are S and T are sitting and all of them are facing (c) Immediately to the right Shadow. north. One seat is vacant in each row. All of (d) Fourth to the right No Aroma are shadow them like a different colour i.e. Red, Green, (e) Second to the right All roses are Aroma Pink, Blue, Purple, White, Black, Grey, 3. Who sits third to the right of the cost Conclusions : I. No Images are Aroma. Violet and Yellow. Estimator? II. Some Images are not Aroma. • S sits third to the right of R and (a) The Reporter 7. Statements : Some soaps are packets. likes Blue colour. (b) N Some Kites are packets • Only two people sit between Q (c) The Statistician No Hem are Soaps and Vacant seat.

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• Q does not like Purple and Pink (a) C (b) B 21. Statements : D  R  I < L; I < F < S colour. (c) T (d) E Conclusions : I. D < F • E is not an immediate neighbour (e) None of these II. S > R of C. 16. Which of the following is true regarding (a) Both conclusion I and II are true • B likes yellow colour. The one P? (b) Only conclusion II is true who likes Pink colour faces the (a) P sits second to right of T. (c) Either conclusion I or II is true one who likes Grey colour. (b) P is not an immediate neighbour (d) Neither conclusion I nor II is true • The one who likes Pink colour sits of S. (e) Only conclusion I is true opposite to the one, who sits third (c) P sits third to left of R. 22. Statements : R  I > S  K; V  O > S (d) P sits at one of the extreme ends right of the one, who sits opposite Conclusions : I. O < R to S. of the line. II. K  V • C is not an immediate neighbour (e) P faces vacant seat of row-1. (a) Either conclusion I or II is true of D. Directions (Q. 17-19): Study the (b) Neither conclusion I nor II is true • T, who likes neither Purple nor following information carefully and (c) Only conclusion II is true White colour, does Not face answer the questions given below : (d) Both conclusion I and II are true vacant seat. ‘M + K’ means ‘M is brother of K’ (e) Only conclusion I is true • Neither S nor R sits at an extreme ends. D faces R. ‘M  K’ means ‘M is father of K’ 23. Statements : M  J  B = L < T > P • Vacant seats are not opposite to ‘M × K’ means ‘M is wife of K’ Conclusions : I. B > P each other. ‘M – K’ means ‘M is sister of K’ II. M  L • Two persons sit between C and ‘M = K’ means ‘M is mother of K’ (a) Only conclusion I is true B, who sits third right of the one, 17. In expression ‘P × A  M – Z = F’, how (b) Both conclusion I and II are true who likes Black colour. is F related to P? (c) Either conclusion I or II is true The one who likes Violet colour (d) Neither conclusion I nor II is true • (a) Grand – child faces the one, who likes Blue (e) Only conclusion II is true (b) Grand – Son colour. (c) Grand – Daughter 24. Statement : D  R > A < F  T The person who likes Red colour • (d) Grand – Mother Conclusions : I. R < T and Grey colour are adjacent to (e) None of these II. D F each other.  18. Which of the following expression (a) Only conclusion II is true • Vacant seat of row-1 is not an represents the relationship ‘D is (b) Either conclusion I or II true immediate neighbour of D. daughter–in–law of C? (c) Neither conclusion I nor II is true • Q sits at one of the extreme ends. (a) D × H + N = E  C (d) Both conclusion I and II are true • R does not like Red and Grey (b) H + D × N E = C (e) Only conclusion I is true colour  (c) C = F + L – Z × D • Vacant seat of row-1 does not face Directions (Q.25-29): Study the (d) C × F L Z × D S also does not sit at any of the   following information carefully and (e) None of these extreme ends. answer the questions given below. 19. In equation ‘H – E  V × S + L’, how is 12. Who sits second to right of the one, who Seven members – J, Q, M, L, A, D and S. H related to V? They lives in different places, namely Delhi, faces vacant seat of Row-2? (a) Mother-in-law Ranchi, Chennai, Nagpur, Cuttack, (a) S (b) B (b) Mother Chandigarh, and Mumbai, but not (c) T (d) E (c) Niece necessarily in the same order, and they are (e) None of these (d) Aunt going for meeting on different days of the 13. Which of the following colour does T (e) Cannot be determined week, starting from Monday. like? J belongs to Ranchi, but going for (a) Yellow (b) Green Directions (Q.20-24): In these questions, • meeting neither on Friday nor on (c) Pink (d) Grey a relationship between different Monday. (e) Red elements is shown in the statement(s). L will going for meeting on 14. E is related to vacant seat of row-1 in the The statements are followed by two • Thursday and belongs to Nagpur same way as T is related to P. So, fol- conclusions. Give answer There is a gap of one day between lowing the same pattern vacant seat of • J and L meeting. row-2 is related to which of the follow- 20. Statement : M  J < B = L < T > P  S D going for meeting before S but ing? Conclusions : I. J < T • after A and belongs to Cuttack (a) Q (b) D II. L > S going on Wednesday (c) R (d) P (a) Either conclusion I or II is true S will going last day of the week. (e) None of these (b) Neither conclusion I nor II is true • Q belongs to Mumbai 15. Who sits diagonally opposite to the one, (c) Only conclusion II is true • The person who belongs to Delhi who likes white colour? (d) Only conclusion I is true • (e) Both conclusion I and II are true is not going on Monday.

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• The person belongs to Chandigarh 31. How far and in which direction is point (d) Cannot be Determined will going on the last day of the N from point T? (e) None of these week. (a) 5 metres south 38. In a certain code language ‘ANT’ is writ- • The person who belongs to (b) 3 metres east ten as ‘731’ and ‘SAW’ is written as ‘574’ and ‘EAR’ is written as ‘871’. Chennai will going on Tuesday. (c) 34 metres west • The person who belongs to How will ANSWER be written in that Mumbai is not going on Tuesday (d) 3 metres west code language? and Friday. (e) 5 metes north (a) 735841 (b) 753841 Directions (Q. 32-35): Study the 25. Q going for meeting on which day of the (c) 743861 following arrangement carefully and week? (d) 735481 answer the questions given below : (a) Friday (e) Other than those given as options D 7 1 # 9 $ A W K + 8 E L 3 = F 6 1 M 2 * (b) Tuesday 39. If P means ‘–’, N means ‘×’, O means (c) Saturday B % O C < 5 U  G ‘  ’ and M means ‘+’ then : (d) Wednesday 2 M 90 O 4 N 4 P 8 = ? (e) Monday 32. If all consonants in the above arrange- (a) 90 (b) 82 26. Which member will going for meeting ment are dropped, which of the follow- (c) 84 (d) 80 between Thursday and Saturday? ing element will be the fifth from the (e) 86 (a) S (b) M right end? 40. Priya points towards Pritam and says, (c) L (d) A (a) O (b) $ “That person is the only son-in-law of (e) J (c) % (d) A my father”. How is Priya related to 27. Which of the following combinations is (e) None of these Pritam? true? 33. How many such consonants are there in (a) Aunt (a) L – Thursday – Nagpur the above arrangement each of which is (b) Mother (b) A – Wednesday – Delhi immediately preceded by symbol but (c) Grandmother (c) S – Saturday – Chandigarh not immediately followed by a vowel? (d) Wife (d) M – Monday – Ranchi (a) None (b) One (e) Cannot be determined (e) Q – Friday - Chennai (c) Two (d) Three 28. Which member belongs to Chennai? (e) More than three QUANTITATIVE APTITUDE (a) Q (b) L 34. Which of the following is the tenth to the (c) A (d) D left of the eighteenth element from the Direction (41-45):Study the following (e) S left end of the above arrangement? data carefully and answer the question 29. Which of the following combinations is (a) % (b) B given below. true? (c) K (d) 1 There are two trains. Krishna Express and (a) Q-Tuesday (e) W Godavari Express . Both trains have four (b) D-Sunday 35. How many such vowels are there in the different types of coaches viz. general (c) A-Thursday above arrangement each of which is im- coaches, sleeper coaches, first class coaches (d) Q-Monday mediately followed by symbol but not and AC coaches. In Krishna Express, there (e) None of these immediately preceded by a number? are total 1000 passengers. Godavari Express (a) None (b) One has 20% more passengers than Krishna Directions (Q. 30 – 31): Study the (c) Two (d) Three Express. 27% of the passengers of Krishna following information and answer the (e) None of these Express are in general coaches. 17.5% of the given question : total number of passengers of Krishna Point M is 10 m to the south of N. Point O Directions (Q. 36-37): Read the following Express are in AC coaches. 33.5% of the is 3 m to the east of M. Point P is 5 m to the information carefully and answer the passengers of Krishna Express are in sleeper south of O. Point Q is 6 m to the west of P. given questions. class coaches. Remaining passengers of Point R is 10 m to the north of Q. Point S is A, B, C, D and E are of different age. A is Krishna Express are in first class coaches. 6 m to the east of R. Point T is 5 m to the elder than only E, C is younger than only B. Total Number of passengers in AC coaches north of S. in both the trains together is 410. 33.75% of 36. Who is elder than C? the number of passengers of Godavari (a) A (b) B 30. Which of the following represents the Express is in sleeper class coaches, 125/6 % (c) C (d) D direction of point O with respect to of the total passengers of Godavari Express (e) E point R? are in first class coaches. Remaining (a) South-east 37. Suppose if B’s age is 32 and D’s age is 25 passengers of Godavari Express are in general years, then what can be the probable (b) North-west class coaches. (c) South-west age of C? (d) West (a) 27 41. What is the ratio of the number of (e) North-east (b) 21 passengers in first class coaches of (c) 35 Krishna Express to the number of

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passengers in sleeper class coaches of (e) None of these work in 10 days. How long would A,B Godavari Express? and C take separately? 47. P, Q & R work together (for project B), (a) 13 : 7 (b) 7 : 13 (a) 20 days, 40 days, 30 days (c) 32 : 39 (d) 44:81 how much time they will take to finish (b) 24 days, 40 days, 30 days (e) None of these the project B, if Q, R & S together (c) 40 days, 30 days, 24 days (d) 30 days, 24 days, 40 days 42. What is the total number of passengers finishes the whole project(B) in13 in the general coaches of Krishna (e) None of these Express and the AC coaches of 1 52. There are 2 bottles containing a mixture days? of wine, water and alcohol. The first Godavari Express together? 3 (a) 449 (b) 495 bottle contains wine, water and alcohol (c) 505 (d) 445 3 in the ratio 3 : 5 : 2. The second bottle (e) None of these (a) 9 days contains water and wine in the ratio 5 : 43. What is the difference between the 13 4. 1 litre of the first and 2 litres of the number of passengers in the AC 5 second are mixed together. What coaches of Krishna Express and total (b) 3 days fraction of the mixture is alcohol? number of passengers in sleeper class 13 (a) 1/15 litres coaches and first class coaches together (c) 10 days (b) 6/13 litres (c) 2/15 litres of Godavari Express ? (d) 11 days (a) 478 (b) 480 (d) 6/19 litres (c) 487 (d) 479 (e) None of these (e) None of these (e) None of these 48. P and S started work for project A. P 53. A train meets with an accident after 44. If cost of per ticket of first class coach worked at 120% of his efficiency and travelling 30 km, after which it moves ticket is Rs.550, what total amount will S worked at 150% of his efficiency. In be generated from first class coaches how many days P & S finish the whole 4 of Krishna Express ? project A ? with th of its original speed and (a) 120000 (b) 122000 5 (c) 121000 (d) 124000 18 arrives at the destination 45 minutes (a) 4 days (b) 5 days (e) None of these 30 late. Had the accident happened 18 km 45. If cost of per ticket of first class coach further on, it would have been reached ticket is Rs.450 and AC class coach 18 the destination 9 minutes before the (c) 4 days (d) 10 days ticket is Rs.950, what total amount will time in the first case. Find the original be generated from First and AC class 33 coaches of Godavari Express? (e) None of these speed of the train? (a) 350000 (b) 375750 (a) 25 kmph (b) 15 kmph 47 (c) 30 kmph (d) 7.5 kmph (c) 335750 (d) 345000 49. If the project B completed in 7 days (e) 335870 79 (e) 14 kmph 54. A man can rows to place 60km distance Direction (46-50):The below table shows by all the persons then in how many and back in 13 hours 30 minutes .he the number of days taken by 4 persons days R alone can complete the whole finds that he can row 5km with the to complete two projects (A and B). Some project B? stream in the same time as he can row Data’s are missing here. (a) 25 (b) 30 4km against the stream .find the rate of (c) 35 (d) 40 the stream ? Person No.of days to No. of days to finish finish project A project B (e) None of these 1 P 10 20 (a) 8 km/hr (b) km/hr Q ----- 40 50. If P and R started working together 2 R 30 ---- (Project A) and Q and S started working S 15 60 together (Project B), then find the ratio (c) 10 km/hr (d) 1 km/hr (e) None of these 46. P & Q together works for 2 days (for of number of days taken to complete by P and R in project A to the number 55. A cistern can be filled by two taps A and project A) and they were replaced by of days taken to complete By Q and S B coming from the same main pipeline R & S. R and S works for 2 days (for in project B in 20 and 30 minutes respectively. Both project A). How much work is still left. (a) 11:13 (b) 5:16 the taps are opened at the same time If P & Q finishes the whole project A (c) 5:6 (d) 6:7 but due to partial closing of a valve in (e) 3:4 the main pipeline, tap A was supplying 1 51. To do a certain work B would take three only 4/5th of its capacity and tap B, 5/ in 7 days? 7 times as long as A and C together and C 6th of its capacity. After some time, twice as long as long as A and B together. the valve in the main pipeline was (a) 75 units (b) 78 units The three men together complete the opened fully thereby enabling the two (c) 80 units (d) 85 unit taps to supply at full capacity. It took

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another 5 minutes to fill the cistern (e) Quantity I = Quantity II or no City 2013 2014 completely. How long (approx) was it relation can be established Male: Female Male : Female before the valve on the main pipeline 59. The ratio of the speed of a car, a train A 8:5 5:7 opened? and a bus is 5 : 9 : 4. The average speed B 11:8 12:11 C 7:4 15:8 (a) 7 min (b) 9 min of the car, the train and the bus is 72 D 2:3 8:9 (c) 11 min (d) 13 min km/hr E 5:3 1:3 (e) 5 min Quantity I: The average speed of the F 13:8 5:8 car and the train. 61. What is the difference between the Directions: (Q. 56-60): In each of the Quantity II: The average speed of the number of total male candidates following questions, read the given train and the bus. selected from City B in 2013 and total statement and compare the Quantity I (a) Quantity I > Quantity II male candidates selected from City A and Quantity II on its basis. (only (b) Quantity I < Quantity II in 2014? quantity is to be considered) (c) Quantity I  Quantity II (a)670 (b)720 (c)840 (d)910 56. A person bought two toys in Rs. 540. (d) Quantity I Quantity II  (d)None of these He sold one of them at a loss of 15% (e) Quantity I = Quantity II or no 62. What is the ratio of total females selected and the other at a gain of 19% and he relation can be established from City D in 2013 to total females found that each toy was sold at the 60. A box contain 3 blue pens, 4 red pens selected from City E in 2014? same price. and 5 black pens. (a)23 : 13 (b)31 : 27 Quantity I: The cost price of the Quantity I: If two pens are drawn at (c)35 : 23 (d)38 : 23 toy which was sold at 19% profit. random, the probability that both the (e)43 : 31 Quantity II: The selling price of the pens are either black or blue 63. The total number of females selected toy which was sold at 15% loss Quantity II: If three pens are drawn, from City F in 2013 is what percent of (a) Quantity I > Quantity II the probability that all are black the total number of candidates selected (b) Quantity I < Quantity II (a) Quantity I > Quantity II from City E in that year? (c) Quantity I Quantity II (b) Quantity I < Quantity II  (a)60% (b)75% (d) Quantity I  Quantity II (c) Quantity I  Quantity II (c)80% (d)100% (e) Quantity I = Quantity II or no (d) Quantity I  Quantity II (e)120% relation can be established (e) Quantity I = Quantity II or no 64. The total number of females selected 57. The perimeter of a square is equal to relation can be established from City B in 2014 is what percent twice the perimeter of a rectangle of more than the total number of males length 11 cm and breadth 10 cm. Directions (Q.61-65): The following pie- selected from City E in 2013? Quantity I: The circumference of a charts show the percentage distribution (a)71.42% (b)73.68% semicircle whose diameter is equal to of total selected candidates in an (c)75.13% (d)77.56% the side of the square entrance examination from six different (e)79.84% Quantity II: The circumference of cities during the year 2013 and 2014 and 65. What is the average number of females another semicircle whose radius is 14 the table shows the ratio of male to selected from all cities together in 2014? cm female candidates among the selected (a)1600 (b)1800 (a) Quantity I > Quantity II candidates. (c)2000 (d)2200 (b) Quantity I < Quantity II (e)2400 (c) Quantity I  Quantity II 66. If twice the son’s age in years be added (d) Quantity I Quantity II to the father’s age, the sum is 70 and if  twice the father’s age is added to the (e) Quantity I = Quantity II or no son’s age, the sum is 95. Father’s age is relation can be established (a) 40 years (b) 35 years 58. A man buys high quality oil at Rs. 44 (c) 42 years (d) 45 years per litre. After adding some low quality (e) None of these oil that costs him nothing, he sold the 67. Two partners invest Rs. 120000 and Rs mixed oil at Rs. 48 per litre and thus 84000 in a business and agree that 70% earns a profit of 100/3% of the profit should be divided equal Quantity I: Proportion of low quality between them and the remaining profit to high quality oil in the mixture is to be treated as interest on capital . Quantity II: 1 : 10 If one person gets Rs. 900 more than (a) Quantity I > Quantity II the other then find the total profit (b) Quantity I < Quantity II made in the business.? (c) Quantity I  Quantity II (a) Rs 17,000 (d) Quantity I  Quantity II (b) Rs.20,000 (c) Rs 5,100

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(d) Rs 18,000 (a) 976 (b) 1296 (a) Only I (e) None of these (c) 1095 (d) 1623 (b) Only II (e) None of these (c) I and III Directions (Q.68-70): what will come in 74. What was the percentage decrease in the (d) All the three are required place of question mark (?) in the given number of players participating in (e) Question cannot be answer even series: Hockey in the year 2012 as compared with information in all the three 68. 17 23 83 293 797 ? to that in the year 2010? statements. (a) 1787 (b) 1645 2 1 Direction(78-80) : Each of the question (c)2845 (d) 2734 (a) 14 % (b) 16 % below consists of a question and three (e) None of these 7 7 statements numbered A, B and C given 69. 18 23 42 83 154 ? below it. You have to decide whether the (a) 265 (b) 285 1 1 (c) 11 % (d) 19 % data provide in the statements are (c) 263 (d) 312 7 7 sufficient to answer the question . read (e) None of these (e) None of these both the statements and give answer : 70. 0.5 2 8 35 ? (a) 129 (b) 184 75. The total number of players who 78. The ratio between the present ages of (c) 179 (d)105 participated in all the sports together the son and his father is 1 : 3. Find the (e) None of these in the year 2013 was approximately present age of the father. what percent of the total number of A. Difference between the present Directions (Q.71-75): Study the players who participated in Athletics ages of the mother and her son is following graph carefully to answer the over all the years together? 22 years. questions that follow. (a) 45% (b) 71% B. Difference between the present Number of players (in hundred) who (c) 48% (d) 63% ages of the father and his son is 26 participated in a sports even in three (e) 60% years. different sports in six different years. Direction(Q.76-77) : Each of these C. The present age of mother is 4 questions is followed by three years less than thrice the present statements. You have to study the age of her son. question and all the three statements (a) Only A and C together given to decide whether any information (b) Either B alone or A and C together provided in the statement(s) is redundant (c) Any two of them and can be dispensed with while (d) All statements are required answering the given question. (e) Question can’t be answered even after using all the information 76. At what time will the train reach city X 79. A sum of money Rs 2550 is to be from city Y? distributed among Knahiya, Varun and I. The train crosses another train of Rajneesh. What will be the share of equal length of 200 metres and Varun? running in opposite directions in 71. What is the difference between the A. Knhiya’s share is 1.5 times 15 seconds. number of players participating in Varun’s share. II. The train leaves city Y and 7.15 Football in the year 2010 and the B. Rajneesh’s share is half the share a.m. for city X situated at a number of players participating in of Knahiya and Varun together. distance of 558 km. Hockey in the year 2013? C. The share of Knahiya is Rs 340 III. The 200 metres long train crosses (a) 350 (b) 780 more than Varun. a signal pole in 10 seconds. (c) 975 (d) 500 (a) Either A and B together or A and (a) I only (e) 1100 C together are sufficient (b) II only 72. What was the approximate average (b) Only A and B together are (c) III only number of players who participated in sufficient (d) II and III only Athletics over all the years together? (c) Only A and C together are (e) All I, II and III are required. (a) 1800 (b) 2000 sufficient 77. What is the percent profit earned by the (c) 2500 (d) 1500 (d) All statements are required shopkeeper on selling the articles in his (e) 3000 (e) Even all together are not sufficient shop? 73. If 27% of the players participating in 80. To find out the share of Y out of Rs I. Labeled price of the articles sold Football in the year 2009 were found 1820, which of the following was 130% of the cost price. positive in the dope test, what was the statements is/are sufficient/necessary? II. Cost price of each article was Rs. number of players participating in A. The share of X is 1.8 times the 550. football in the year 2009 who were combined share of Y and Z. III. A discount of 10% on labeled price found negative in the dope test? B. The share of Y is3/11 of the was offered. combined share of X and Z.

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C. The share of Z is 1/6of the (a) Rs 200 Cr (a) Ratio of capital to risk-weighted combined share of X and Y. (b) Rs 400 Cr assets (a) Statements A and B together are (c) Rs 500 Cr (b) Ratio of capital to advances sufficient (d) Rs 100 Cr (c) Ratio of capital to short-term (b) Statement A and C together are (e) Rs 300 Cr deposits sufficient 88. Which of the following is not a foreign (d) Ratio of capital to NPA (c) Statements B and C together are bill under section 12 of Negotiable In- (e) None of these sufficient strument Act? 95. Which of the following is not a Quantita- (d) Either statement B alone or (a) A Bill drawn outside India on a tive tool for credit control of Reserve statements A and C together are person resident outside India Bank of India? sufficient (b) A Bill drawn outside India on a (a) Bank Rate Policy (e) None of these person resident in India (b) Cash Reserve Ratio (c) A bill drawn outside India and (c) Statutory Liquidity Ratio GENERAL AWARENESS made payable in India (d) Open Market Operations (d) A bill has drawn outside India and (e) Consumer Credit Regulation 81. Which of the following is not a feature of made payable outside India 96. For which of the following purposes, the new 100 rupee note? (e) None of these Mega Food Park scheme was introduced (a) Colour - Lavender 89. Main objective of setting up Regional by the Government of India? (b) Motif - Rani Ki Vav Rural Banks was to provide credit and (a) To provide better price to farmers (c) Dimension - 66mm x 133mm other banking facilities to (b) To improve the productivity of (d) All of these ______. food crops (e) None of these (a) Small, marginal farmers (c) To control the prices of food items 82. In CFMS, what does ‘S’ stands for? (b) Agricultural labourers (d) To avoid wastage of fruits and (a) Service (b) System (c) Small artisans vegetables stored for export (c) Security (d) Stability (d) All of these (e) None of these (e) None of these (e) None of these 97. What is the interest rate for the five-year 83. Which of the following cards is also 90. ______is a way of transferring per- Senior Citizens Savings Scheme? known as ‘Check Card’? sonal remittances from abroad to (a) 8.2% (b) 8.1% (a) Debit Card beneciaries in India. (c) 7.9% (d) 8.3% (b) Credit Card (a) MTSS (b) IMPS (e) 8.0% (c) Gold Card (c) LRS (d) RTGS 98. As announced in the Union Budget 2018- (d) Relay Card (e) All of these 19, the Defence Industrial Corridor will (e) Charge Card 91. Which of the following category of link which of the following cities? 84. What is the meaning of T in CTS, a term cheques is valid only in a given city and (a) Mumbai - Ahmadabad related to Indian Banking? a given branch in which drawer has an (b) Chennai - Bengaluru (a) Taxation account? (c) Chennai - Delhi (b) Time (a) Open Cheque (d) Delhi-Mumbai (c) Technology (b) Original Cheque (e) Mumbai - Kolkata (d) Truncation (c) Banker’s cheque 99. The Union Government approved finan- (e) None of these (d) Local Cheque cial aid of ____ per family to the West 85. The other name for SWIFT code is (e) Crossed Cheque Pakistan Refugees settled in Jammu and ______. 92. Fiscal policy is concerned with which of Kashmir? (a) MICR code the following? (a) Rs 4.5 Lakh (b) UTR (a) Export and Import (b) Rs 6.5 Lakh (c) IFSC (b) Public Revenue and Expenditure (c) Rs 7.5 Lakh (d) IMPS code (c) Issue of currency (d) Rs 8.5 Lakh (e) BIC (d) Population control (e) Rs 5.5 Lakh 86. Which of the following is an example of a (e) Education for all 100. Which of the following banks launched hybrid security, combining features of 93. Regional Rural Banks are set up under the Green Future Deposit, India’s first both a preferred stock and corporate which of the following acts? ever green deposit product? bond? (a) RRB Act, 1971 (a) Bank of Baroda (a) UPI (b) NPCI (b) RRB Act, 1967 (b) Canara Bank (c) MIPS (d) NEFT (c) RRB Act, 1976 (c) Yes Bank (e) RTGS (d) RRB Act, 1956 (d) Kotak Mahindra Bank 87. What is the minimum amount of the Net (e) RRB Act, 1981 (e) HDFC Bank Owned Fund (NOF) which is manda- 94. Which of the following represents Capi- 101. Which bank has recently announced stra- tory for an Infrastructure Finance Com- tal Adequacy Ratio for commercial tegic partnership with global technol- pany (IFC) in India? banks? ogy platform and digital payments

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leader, PayPal to offer safer, faster and Mantri Fasal Bima Yojana (PMFBY)? (e) Himachal Pradesh convenient payment experiences for the (a) Sharad Kumar 117. In which of the following countries is bank’s card holders? (b) Amit Khare the headquarters of the World Meteo- (a) SBI (b) IDFC Bank (c) Arvind Saxena rological Organization (WMO) located? (c) PNB (d) Axis Bank (d) Sushil Chandra (a) France (e) HDFC Bank (e) Ashish Kumar Bhutani (b) Switzerland 102. What is the main objective of ‘Opera- 108. Which of the following personalities is (c) Russia tion Greens’ a new scheme which was not a winner of 2018 Ramon (d) Canada announced by the Finance Minister Magsaysay Award? (e) None of these Arun Jaitley in the Union Budget 2018? (a) Bharat Vatwani 118. What is the tagline of Punjab and Sind (a) To make the villages open (b) Sonam Wangchuk Bank? defecation free (c) Youk Chhang (a) Where service is a way of life (b) To ensure farmers are given the (d) Ravi Karthik (b) A Tradition of Trust right price for their produce (e) Howard Dee (c) India’s International Bank (c) The scheme will help in keeping 109. Where has the World’s First Intertidal (d) Friendly, Intelligent, Responsive the village clean while increasing Art Gallery named Coralarium been (e) Trusted Family Bank the income of farmers and cattle opened? 119. What is the capital of South Sudan? herders (a) Mauritius (b) Maldives (a) Khartoum (d) To generate employment (c) Seychelles (d) Sri Lanka (b) Basseterre opportunities for skilled and (e) India (c) Juba unskilled persons, especially 110. Karman Kaur Thandi was in news re- (d) Freetown unemployed youths cently. She belongs to ______. (e) None of these (e) To promote marketing of bamboo (a) Tennis (b) Shooting 120. What was the theme of World Popula- and bamboo based handicrafts (c) Wrestling (d) Badminton tion Day 2018? 103. Which international bank has recently (e) Archery (a) Investing in teenage girls got the license by the RBI to set up its 111. British Nobel Prize winner V.S. Naipaul (b) Family, The international branches in India? has passed away. He got Nobel Prize in community (a) Doha Bank which field? (c) Family is the Priority (b) China Construction Bank (a) Medicine (b) Literature (d) Family Planning is a Human Right (c) Bank of China (c) Physics (d) Chemistry (e) None of these (d) Royal Bank Canada (e) Peace (e) Bank of America 112. World Bio fuel Day is observed every ENGLISH LANGUAGE 104. As per 2018 cleanliness survey for In- year on ______. Directions [121-130]: Read the following dian Railways, which of the following (a) Aug 08 (b) Aug 09 passage carefully and answer the has been declared the cleanest railway (c) Aug 12 (d) Aug 11 questions. Certain words are in bold to station in the A1 category? (e) Aug 10 help you locate them while answering (a) Jodhpur (b) Patna 113. India won the Intercontinental Cup foot- some of the questions. (c) New Delhi (d) Ajmer ball title 2018 in Mumbai by defeating Paragraph 1: Are you thinking nothing? Or (e) Kanpur ______. are you thinking nothing of importance? In 105. Cabinet has approved how much (a) Iran (b) China amount to raise Extra Budgetary Re- (c) Nepal (d) Kenya today’s day and age, it’s more likely to be the latter (the former, as it turns out, is sources (EBR) through NABARD for (e) Brazil extremely difficult and takes years of the Swachh Bharat Mission during 114. The Moti Bagh Stadium is located in practice to accomplish). Recently I learned 2018-19? which of the following states? (a) 25,000 Cr (b) 18,000 Cr (a) Gujarat (b) Telangana of Hong Kong’s dai tau juk, or the head- (c) 20,000 Cr (d) 15,000 Cr (c) Rajasthan (d) Maharashtra down tribe — people who are found glued to their increasingly smart phones for the (e) 22,000 Cr (e) Bihar most part of the day. 106. Which of the following Indian cities have 115. Which organization launched the Parker Paragraph 2: As someone who likes to been included in the 2018 Global Live- Solar probe mission? think of herself as an acute observer, I hate ability Index, which was released by the (a) SpaceX (b) CNSA to admit that this trend is gradually Economist Intelligence Unit (EIU)? (c) NASA (d) ISRO permeating into the Indian milieu. It pains (a) Chennai and Pune (e) JAXA me even more to admit that I am one of (b) Kolkata and Mysore 116. Pin Valley National Park is located in those people. But I take a smidge of pride in (c) Delhi and Mumbai which of the following states? the fact that I have been actively trying to (d) Kochi and Chandigarh (a) Jammu and Kashmir not fall deeper and deeper into the pit of (e) None of these (b) Jharkhand distraction and despair that social media and 107. Who has been appointed as Chief Ex- (c) Uttarakhand technology in general have become. ecutive Officer (CEO) of Pradhan (d) Kerala

78 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 Paragraph 3: A few nights ago, France vs of the car window and see strange faces (d) differentiating between the two is Argentina was live on television. While I walking past, whizzing trees, forgotten to extremely difficult and takes don’t particularly mind watching football watch the sun set differently every day years of practice to by myself, I enjoy it more watching it with behind the two tall skyscrapers outside my accomplish my father. But a few nights ago, when the window, forgotten how nice it felt to simply (e) None of the above first knockout game was on and my father stare at the dark ceiling of my room and fall 124. What was the impact of author’s candid refused to move his eyes away from his asleep to the rhythmic humming of the fan remarks about her family’s addition to phone, I snapped and called him out on it. I at night when everyone on my side of the smartphones? didn’t do it straight away; but soon it was world was quiet. I felt as though I was on (a) they would create a long-lasting time for dinner and he hadn’t moved. my way to becoming a robot with artificial impact Paragraph 4: My family has an unstated intelligence. (b) they would not impact her family rule of having no phones or work at the Paragraph 9: Ever since my introduction at all table while eating (one final effort to prevent to the dai tau juk, however, every day is an (c) their impact would be long-lasting technology from invading our personal lives), effort to prevent myself from transforming but weak but my mother has long given up on into a smartphone zombie. Hopefully, (d) they would create a short-lived persuadingmy father. someday in the future I’ll be out for brains impact Paragraph 5: France and Argentina were and not notifications! (e) None of the above giving each other a hard time on the field and 125. Why did the author feel like stopping I was bothered because I was missing the 121. Why was the author watching France her father from using his phone during interesting facts about the game my father vs Argentina by himself and not with the match? usually sprinkled in the course of those 90 his father? (a) she was missing the interesting minutes. After I snapped, my words sharp (a) her father was a supporter of the facts about the game her father and curt, my father instantly put down his opposite team used to give during the match phone, seemingly breaking out of a trance. (b) her father did not pay attention in (b) she was worried about his father’s He realised his mistake and apologised, a a previous match they watched health little surprised to be at the receiving end of together (c) she did not know when would she his own younger daughter’s annoyance. (c) her father had not been keeping get another chance to watch a Paragraph 6: ‘Head-down tribe’ has become well match with her father a (pseudo) triggering phrase in our household (d) her father refused to watch match (d) her mother was annoyed with her — while it doesn’t actually set any of us with him father’s addiction off, it does remind us of the fact that our (e) her father was busy with his (e) More than one of the above eyes could definitely do with a change of phone through the match 126. What upsetting observation did the au- scenery. By calling each other out on our 122. What is the purpose of the author in the thor make on her journey of freeing her- weakness to fall prey to the physical passage? self from the shackles of her phone? clickbait that is a mobile, at least we are (a) making one realise the value of I. it was hard to give up an addiction trying. If I’m being perfectly candid, its family once cultivated impact usually doesn’t last longer than about (b) strengthening the case for a ban II. mobile phone was ruing both her half an hour, but it’s better than just blatant on mobile phones personal as well as professional ignorance. (c) drawing attention towards our life Paragraph 7: On the same football night, I increasing addiction to our III. she was missing out on a lot of called my father “the leader of the head- smartphones pleasant things due to her down tribe” — the clever part of this trick (d) describing how she become addiction to the phone is that it gets the message across and also successful (a) All (I), (II) and (III) defuses the tension with good -intentioned- (e) describing her strong bond with (b) Both (I) and (II) news-aware-humour. Yesterday when I her father (c) Both (II) and (III) failed to respond to my father’s question 123. Why is the author of the view that in (d) Only (II) because I was busy with my own phone, he today’s world people are more likely to (e) Only (III) said: “Aha! Looks like you’ve stolen my be thinking nothing of importance rather 127. Why is the author proud of himself de- crown. You are now the leader of the head- than not be thinking anything? spite being one of those Indians who down tribe.” (a) thinking something of importance are glued to their phones most of the Paragraph 8: In my journey — for the lack is extremely difficult and takes time? of a better word — towards reducing years of practice to accomplish (a) he is helping others in leaving this technological invasion into my life, I made (b) thinking nothing of importance is addiction another upsetting observation. Forgive me extremely difficult and takes (b) he is still a responsible Indian for sounding like cliché’s spokesperson, but years of practice to accomplish (c) he has taken steps to ensure that I realised that I had been missing out on (c) not thinking anything is extremely more people do not fall for this what was beyond my 5.99-inch screen. I difficult and takes years of addiction had forgotten what it was like to look outside practice to accomplish

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(d) he is not involved in the business (a) DEF (b) BED to the tense of the sentence keeping the of social media and technology (c) BEF (d) BCD meaning of root word intact. (e) he is trying his best to stop the (e) ACF situation from becoming worse 133. Human blood from donors can be stored 136. RENDER: 128. Which of the word is closest in meaning for use up to 42 days, and it is the (a) New technology has rendered my of the word Whizzing as used in the ______of therapy in transfusion old computer obsolete. passage? medicine. However, recent studies look- (b) She said that she wanted to die (a) Aiming (b) Growing ing back at patient records have shown rendered by the people she loves. (c) Moving (d) Supporting that transfusion with older, stored blood (c) We see that freight railroads make (e) Enormous is ______with ______effects. good profits while rendering 129. Which of the word is closest in meaning A. mainstay B. Associated excellent service. of the word Milieu as used in the pas- C. Adverse D. Benchmark (d) All the signs and announcements sage? E. linked F. negative were rendered in English and (a) Sphere (b) Hurdle (a) AED (b) ACD Spanish. (c) Pleasant (d) History (c) BEF (d) ABD (e) All are correct (e) Tradition (e) ABC 137. PASS: 130. Which of the word is closest in meaning 134. A study indicates that the kinds of mi- (a) Do this jacket and skirt match well of the word Persuading as used in the crobes living in the gut influence the enough to pass as a suit? passage? ______and ______of para- (b) The causeway passes across the (a) Releasing (b) Training sitic worm infections in developing bay and takes you to the mainland. (c) Criticising (d) Deterring countries. Manipulating the gut’s mi- (c) If I’d been aware things had (e) Endorsing crobial communities may protect reached such a pass, I’d have told against intestinal parasites, which af- the police. Directions [131-135]: In the question fect more than a billion people (d) As a convicted criminal, he’s in below, a short paragraph is given with 3 ______. no position to pass judgment. blanks, followed by six words. From the A. performance (e) All are correct options, choose the one that provides the B. Excitement 138. MOB: correct combination of 3 of the given C. Severity (a) 50 people were killed in three days words which fit in the blanks in the right D. Recurrence of mob violence. order. E. worldwide (b) Let’s not go to that bar tonight - F. global it’s always mobbed on Fridays. 131. When critical care gets far too critical (c) They have been exercising what and patients can’t endure it any no (a) ADF (b) ABC (c) BED (d) CDF amounts to mob rule. longer, families are caught on the horns (d) Water mobbed out of the bucket of a ______. They can neither exercise (e) CDE 135. The absence of a protein ______to as he carried it up the stairs. the moral right to suspend treatment (e) All are correct nor afford the ______cost of health the control of inflammation may lead to ______and severe bone loss. Further, 139. LAG: care. Aside from such expenses, the (a) The restructuring of the pattern patient is subject to unending ______when the gene needed to ______the protein tristetraprolin (TTP) was re- of consumption in Britain also from a plethora of medical instruments lagged behind. to keep him alive. moved from healthy mice, the animals (b) There’s a time lag between A. dilemma B. Conundrum developed the bones of much older ro- dents. infection with HIV and C. Mounting D. Decreasing developing AIDS. E. anxious A. critical B. Advocate C. Rapid D. Produce (c) Savino has been charged with three F. torment murders as well as a whole slew (a) ABC (b) BCE E. Recall F. hostile (a) CDF (b) BAD of other crimes. (c) ACF (d) CDE (d) Water tanks should be well lagged (e) BDF (c) CDE (d) BCD (e) ACD and the roof well insulated. 132. A firefly ______because it has an (e) All are correct enzyme that ______a molecule Directions [136-140]: In the following 140. NUT: called luciferin into oxyluciferin, and the question, a word has been used in four (a) What do you think is the nub of energy ______in this reaction sentences. Choose the option the problem? comes out in the form of visible light. corresponding to the sentence in which (b) What kind of nut would leave a The enzyme is called luciferase. the usage of the word is computer in his car overnight with A. glimmered B. Glows INAPPROPRIATE. If the word used in the doors unlocked? C. Converts D. Released all the sentences is correct then choose (c) The guy turned round and nutted E. transform option (e) “All are correct” as your him. F. emitted answer. Word can be modified according

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(d) With two houses, three cars and 144. (a) How have one perceived (b) Any moving expenses will be paid child-support payments, he just (b) Consistency to the idea by the company. couldn’t meet his nut, even (c) Along with these (c) The narrative is inert and sloppy, with a second job. (d) Having asked that as if the author had been written (e) All are correct (e) Unfortunately, even though half-asleep. 145. (a) Downsizing the savings by (d) The horse lay motionless on the Directions [141-145]: In the following (b) While the millennials are ground, as if dead. passage there are blanks, each of which (c) As it is the case (e) No Error has been numbered. These numbers are (d) But that’s way below 150. (a) He feels boxed in at work and want printed in the passage and against each, (e) However making greater freedom to develop his ideas. five phrases are suggested, one of which (b) Traffic congestion in large cities fits the blanks appropriately. Find out Directions [146-150]: In the following seems to be an insoluble problem. the appropriate phrase in each case. question, there are four sentences. (c) The US lodged a formal protest Millennials may have only a little saved for Identify the sentence that is incorrect in against the arrest of the foreign retirement, _____141_____ to retire early. terms of grammar and usage (including reporters. A recent Bankrate.com survey asked spelling, punctuation and logical (d) His continual demands for millennials, classified as Americans ages 18 consistency). Then, choose the most sympathy became quite a strain to 37, what the _____142_____ would be. appropriate option. If all the sentences on his friends. Their answer: 61 years old. “Early are correct then choose (e) ‘No Error’ as (e) No Error retirement is something that seems very your answer. appealing,” Bankrate.com analyst Amanda Directions [151-155]: There are two Dixon tells CNBC Make It. If only wishing 146. (a) Knowing your savings rate will statements given in each of (I), (II) & made it so. Of those millennials help you plan for the future (III), you are required to combine the _____143_____, the median retirement (b) 82 percent of the money made in two statements using the connecting account balance is about $19,100. But 2017 went to the wealthiest 1 word provided and choose from the overall, roughly two-thirds of millennials percent of the global combination in the option the one’s that have nothing saved so far, according to a population. can be combined using the connecting February report by the National Institute (c) “I’m actually surprised by how word. If the connecting word cannot be on Retirement Security. “_____144_____ much money I got,” the 44th applied to any of the options then choose 61 would be a great age to retire, it’s just not President said. (e) as your answer. the reality for most people,” Dixons says. (d) Wealthy people should give In fact, Nerdwallet calculates that a more money to those who are lesser 151. THOUGH: realistic outcome for the graduates of the fortunate I. Schnatter resigned as chairman Class of 2018 is a retirement age of 72 — (e) No Error this month and no longer holds a and that’s only if they budget wisely. If you 147. (a) If you think you can keep drinking formal management role. He are looking to retire on the early side, experts so much without damaging your health, remains on the board and still owns recommend doubling down on your then you’re about 30% of the company’s contribution level to a 401(k) or IRA and mistaken. shares. automating your deposits. The average (b) Charles Schulz created the II. You’ve ever watched a young child millennial is contributing about 7.5 percent characters “Snoopy” and “Charlie in the presence of Doraemon. You of their income, according to Fidelity. Brown”. know you’re looking at something ______145______the suggested rate of (c) She demonstrated a knack on special. 15 percent. managing the difficult alpha III. Barack Hussein Obama II was personalities on her team. born on August 4, 1961. His 141. (a) although not willing (d) What was your impression of mother, Ann Dunham, was born (b) but they still want Charlotte’s husband? on an Army base in Wichita, (c) as well as aspiring (e) No Error Kansas, during World War II. (d) neglecting the will 148. (a) Abnormal levels of radiation have (a) Only I (e) because they squander money been recorded in the area. (b) Only III 142. (a) money required to retire (b) Keane was the heartbeat of the (c) Both II & III (b) correct amount is for retirement team. (d) All I, II & III (c) perfect time to retire (c) There is a regular train service (e) None of the above (d) consistent behaviour between Glasgow and Edinburgh. 152. IN CASE: (e) appropriate reason (d) A young boy climbed into the I. We have lots of applications from 143. (a) already saving apple tree and shook the branches people who want to study here. (b) aspiring to retire early so that the fruit fell down. We consider the candidate very (c) squandering money (e) No Error carefully. (d) realising the norms 149. (a) Back in 2007, I was doing well II. Clothes-washing technology (e) confronting the reality financially and I bought a Rolls-Royce began to allow cleaning and

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bleaching of colorful clothes. It meaningful. Connect them by choosing 160. The importance of newspapers cannot was done without damage to the the word given below the statements in be underestimated in a democracy. They clothes. the best possible way without changing act as watch for the people. III. The Mona Lisa is a very realistic the intended meaning. Choose the best A. watching for the people…. portrait. Leonardo painted a possible word as your answer accordingly B. acting as a watch for the…. complex figure that is very from the options to form a correct, C. importance of people… muchlike a complicated human. coherent sentence. (a) C (b) A (a) Both II & III (c) B and C (d) B (b) Both II & III 156. Peace does not mean to be in a place (e) none of the above (c) Only I where there is no noise, trouble, or hard (d) All I, II & III work. Peace means to be in the midst of COMPUTER KNOWLEDGE (e) None of the above all those things and still be calm in your 161. A factor which would strongly influ- 153. BUT: heart. ence a business person to adopt a com- I. Everyone in the office complains A. still be calm…. puter is its that he smells awful. Nobody B. in the midst of ….. (a) Accuracy dares mention it to him. C. place where there is no noise….. (b) Reliability II. Amy was completely better by (a) A (b) B (c) Speed the time the doctor arrived. She (c) B and C (d) C (d) All of above met with an accident. (e) none of the above (e) None of these III. The newspaper photo apparently 157. Three murals across the city are the 162. The capacity of 3.5 inch floppy disk is showed him in Rome. It was a case latest additions to a growing culture of (a) 1.40MB (b) 1.44GB of mistaken identity. initiating conversations around art. A (c) 1.40GB (d) 1.44MB (a) Only II (b) Both I & III majority of the wall paintings are an (e) None of these (c) Only III (d) All I, II & III amalgamation of popular culture and 163. A directly accessible appointment cal- (e) None of the above traditional aesthetics. endar is feature of a ______resi- 154. WHENEVER: A. latest additions to a growing….. dent package. I. British air power in Hong Kong B. initiating conversations around (a) CPU (b)Memory was destroyed by a Japanese air art……. (c) Buffer (d) ALU raid. Japanese land forces invaded C. an amalgamation of popular (e) None of these Thailand. culture….. 164. Floppy disks which are made from flex- II. Let’s stick to discussing whether (a) A and B (b) A ible plastic material are also called ? the road should be built at all. The (c) C (d) B and C (a) Hard disks exact cost is beside the point. (e) none of the above (b) High-density disks III. You need to buy anything. 158. In general, international trade allows (c) Diskette Always work your way up the countries to focus on the industries in (d) Templates “shopping hierarchy” from the which they can be most productive and (e) None of these cheapest to most expensive to efficient. In this way, trade often raises 165. To locate a data item for storage is find the best deal. the standard of living of both producers (a) Field (b) Feed (a) Only I (b) Only II and consumers. (c) Database (d) Fetch (c) Only III (d) All I, II & III A. raising the standard of living (e) None of these (e) None of the above of……… 166. Another word for a daisy wheel printer 155. PROVIDED THAT: B. focusing on industries in which… (a) Petal printer I. I fully understand your point of C. producing and efficiency…. (b) Golf ball printer view. I also have some sympathy (a) A (b) C (c) Laser printer with Michael’s. (c) A and B (d) B and C (d) Line printer II. The boat leaves on time. We (e) none of the above (e) None of these should reach France by morning. 159. A natural monopoly is a firm with such 167. Network components are connected to III. We will grant you a special extreme economies of scale that once it the same cable in the ______topology. discount of 50%. You could begins creating a certain level of output. (a) Star (b) Ring guarantee placing regular orders. Natural monopolies exist far more fre- (c) Bus (d) Mesh (a) Only II quently than pure monopolies. (e) Mixed (b) Both II & III A. Extreme economies…. 168. What is he term for unsolicited e-mail ? (c) Both I & III B. Creating a certain level…… (a) News group (d) All I, II & III C. Existing far more frequently……. (b) Use net (e) None of the above (a) B (b) C (c) A and B (d) A and C (c) Backbone Directions [156-160]: In the question (e) none of the above (d) Flaming given below two statements are given (e) Spam which are grammatically correct and

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169. A computer checks the ______of user (d) Simulator (e)None of these names and passwords for a match be- (e) None of these 186. Linux is a (n) ______operating system fore granting access. 177. Which among the following is used for (a) open-source (a) Website removing a software bug/ defect which (b) Microsoft (b) Network is available for free of cost from the soft- (c) Windows (c) Backup file ware provider ? (d) Mac (d) Data base (a) Version (b) Update (e) None of these (e) None of these (c) Help (d)Patch 187. ______this is the act of copying or 170. The operating system was initially cre- (e) syntax downloading a program from a network ated in the early 1970s at AT&T’s Bell 178. Portrait and Landscape are and making multiple copies of it. Labs. (a) Page Orientation (a) Network piracy (a) Linux (b) DOS (b) Paper Size (b) Plagiarism (c) Unix (d) GNU (c) Page Layout (c) Software piracy (e) None of these (d) All of above (d) Site- license piracy 171. Use of icons and windows are charac- (e) None of these (e) None of these teristic of a ______interface 179. Which of the following is graphics solu- 188. Which of the following is first genera- (a) command-driven tion for Word processors ? tion computer (b) windows-oriented (a) Clipart (a) EDSAC (c) graphical-user (b) Word Art (b) IBM-1401 (d) menu-driven (c) Drop Cap (c) CDC-1604 (e) None of these (d) All of above (d) ICL-2900 172. Firewalls are used to protect (e) None of these (e) None of these against______180. Which of the following function key 189. Microprocessors as switching devices (a) Unauthorized Attacks activates the speller ? are for which generation computers (b) Virus Attacks (a) F5 (b) F7 (a) First Generation (c) Data Driven Attacks (c) F9 (d) Shift + F7 (b) Second Generation (d) Fire Attacks (e) None of these (c) Third Generation (e) None of these 181. Each time you turn on your computer, (d) Fourth Generation 173. ______processing is used when it will check on the control file (e) None of these a large mail-order company accumulates (a) Command .com, io.sys 190. What is the responsibility of the logical orders and processes them together in (b) Command.com, unit in the CPU of a computer ? one large set date.com,dir.com (a) To produce result (a) Batch (c) Command.com, io.sys, msdos.sys (b) To compare numbers (b) Online (d) Chkdsk.exe (c) To control Flow of information (c) Real-time (e) None of these (d) To do math’s works (d) Group 182. If you need to duplicate the entire disk, (e) None of these (e) None of these which command will you use ? 191. Which of the following is from of semi 174. Device drivers are: (a) Copy conductor memory in which it is pos- (a) Time power cords for external (b) Disk copy sible to change the contents of selected storage devices (c)Chkdsk.exe memory locations by applying suitable (b) Experts who know to maximise (d) Format electronic signals ? the performance of device (e) None of these (a) CAM (b) ROM (c) Small, special purpose programs 183. The interactive transmission of data (c) EPROM (d) Abacus (d) The innermost part of the within a time sharing system may be (e) None of these operating system best suited to 192. A disk strong medium in the form of an (e) None of these (a) simplex lines assembly containing a single rigid mag- 175. A dumb terminal has (b) half-duplex lines netic disk permanently is (a) An embedded microprocessor (c) full duplex lines (a) Fixed disk (b) Extensive memory (d) biflex- lines (b) Disk cartridge (c) Independent processing (e) None of these (c) Card punch (d) A keyboard and screen 184. Which command creates a directory or (d) Card reader (e) None of these subdirectory? (e) None of these 176. A computer program that translates one (a) Dir (b) Mkdir 193. Which most popular input device is used program instructions at a time machine (c) Md (d) Both b and c today for interactive processing and for language is called a/an (e) None of these the one line entry of data for batch pro- (a) Interpreter 185. A collection of related files is called a? cessing ? (b) CPU (a) character (b) field (a) Mouse (c) Compiler (c) database (d) adjusting (b) Magnetic disk

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(c) Visual display terminal (12-16) (d) Card punch EXPLANATIONS (e) None of these (1-5) 194. The width of a processor’s data path is measured in bits.which of the following are common data paths ? (a) 8 bits (b) 12 bits 12. d 13. b 14. a 15. d (c) 16 bits 16. e (d) 32 bits (17-19) (e) None of these 17. a 195. Information travels between compo- nents on the mother board through- (a) Flash memory 1. c 2. a 3. c 4. d (b) CMOS 5. c (c)Bays (6-10) (d) Buses 6. a (e) Peripherals (e) None of these 196. When we run a program in HTML cod- 18. e ing ______is used as backed and 19. d ______works as front-end (a) Notepad-Internet-Explored 7. b (b) Notepad-Msn-messenger (c) MS-Word- Internet-Explored (d) Both(1) and (2) (e) None of these 197. Which of the following is an example of (20-24) a real-time operating system ? 20. d; Given statements : (a) Linux M  J < B = L < T > P  (b) MS DOS 8. b Thus, J < T is true. But, we can’t (c) Windows XP compare L and S. Hence only I is true. (d) Symbian 21. a; Given statements : (e) None of these 198. Which of the following is an example of D  R  I < L … (i) problem oriented language ? I < F < S … (ii) (a) BASIC Thus, D < F is true (b) PL/1 Again, R < S or S > R is true (c) FORTRAN Hence, both conclusion I and II are true (d) All of above 9. a 22. b; Given statements : (e) None of above R  I > S  K … (i) 199. Correcting errors in a program is re- V  O > S … (ii) ferred to as ______Combining (i) and (ii), we get (a) debugging R  I > S < O  V (b) bugging Thus, we can’t compare R and O. (c) rectifying 10. c Hence, I (O < R) is not true. (d) modifying Again, combining (i) and (ii), we get (e) None of these V O > S K 200. Programs such as Mozilla Firefox that   serve as navigable windows into the web Thus, we can’t compare V and K. are called ______Hence, II (K  V) is not true. (a) Hypertext (b) Networks 23. e; Given statement: (c) Internet (d) Web browsers M  J  B = L < T > P  S (e) None of these 11. c Thus, B > P is not true But II (M  L) is true  Hence, only conclusion II is true 24. c; Given statement: D  R > A < F  T

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Thus, we can’t compare R and T. 33.5% of total passengers Sleeper Class Remaining work = 150-72=78units Hence, I (R < T) is not true. Coach = (33.5  1000)/100=335 47. (a) Again, we can’t compare D and F. Remaining are First Class = 1000- Hence II (D  F) is also not true. (175+335+270)=220 (25-29) Godavari Express :- Total passengers 20% more than Krishna Day Team Venue Express = (120  1000)/100 =1200 Monday Q Mumbai 120x 40 Total Number of passengers in AC coaches  Tuesday A Chennai in both the trains together is 410 5x 120 3 Wednesday D Cuttack AC passengers in Godavari = 410- AC X= 30 days Thursday L Nagpur passengers in Krishna=410-175=235 Friday M Delhi 33.75% of total passengers Sleeper Class P, Q and R finishes the whole work in Saturday J Ranchi Coach = (33.75 1200)/100=405 Sunday S Chandigarh  1 (125/6)% of total passengers First Class = 120/13 = 9 days ((125/6) 1200)/100=250 13 25. e 26. b 27. a 28. c  29. d Remaining passengers in General = 1200- 48. (c) (30-31) (235+250+405)=310 41. (d); Ratio of the number of passengers in first class coaches of Krishna Express to the number of passengers in sleeper class coaches of Godavari Express = 220 Efficiency of P increases 20 % = : 405=44:81 42. (c); Total number of passengers in the 120 18 3  general coaches of Krishna Express and 100 5 the AC coaches of Godavari Express together = 270+235=505 Efficiency of S increases 50% 30. a 31. d 43. (b); Difference between the number of 150 (32-35) passengers in the AC coaches of = 2  3 32. a; Fifth element from the right end is Krishna Express and total number of 100 ‘O’. passengers in sleeper class coaches and P and S finishes the whole project (A) 33. c first class coaches together of Godavari =F 6, * B % Express =(405+250)-175=480 30 18 44. (c); Total amount will be generated from  4 days 34. e; The required element is eighth from  18  33 the left i.e. (18-10) is ‘W’. first class coaches of Krishna Express in 30   35. a = 550  220=121000  5  45. (c); Total amount will be generated from 36. b; Eldest – B 49. (a) C First and AC class coaches of Godavari D Express A =(450  250)+(950  235)=335750 E (46-50) 37. a; Eldest – B 46. (b) C D 120x 600 A  E 11x 120 79 38. d; x=25 days 10x 50 50. (b) Project A:   39. c; 2 + 90  4 × 4 – 8 = 84 10  x 7 40. e  X=25 days (41-45) Total work becomes 150 units Krishna Express total passengers = 1000 Efficiency of P is 15 30 27% of total passengers General Class Efficiency of Q is 6 Total time to complete= Coach = (27  1000)/100=270 Efficiency of R is 5 4 17.5% of total passengers AC Class Coach Efficiency of S is 10 Project B: = (17.5  1000)/100=175 P & Q finishes 42 units in 2 days R & S finishes 30 units in 2 days

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ATQ in 36min cover = 18 km 85 So original speed of train Selling price = x  100 18 Quantity I 60  30kmph 120 = 540 – x Total time to complete= 36 5 119 54. (d) 540  x Required ratio = 30/4 : 120/5 = 5:16 100 60 60 27 51. (b) 3 times B’s daily work=(A+C)’s    17x 119 daily work. x  y x  y 2 Now,  540  x 20 100 Add B’s daily work to both sides ………….(i) or, 5x = (540 – x) × 7 4 times B’s daily work =(A+B+C)’ss 5 4 or, 5x + 7x = 540 × 7  1 Given x  y x  y or, 12x = 540 × 7 daily work= or, x = Rs 315 10  5x  5y  4x  4y Quantity I: The cost price of the toy at 19% profit = 540 – 315 = Rs. 225 1 x = 9y …………(ii) Quantity II: Selling price of the toy B’s daily work= 40 Patting value (ii) in (i) sold at 15% loss Also,2 times C’s daily work=(A+B)’s 85 60 60 27  315 daily work.   10y 8y 2 100 Add C’s daily work to both sides. = Rs 267.5 3 times C’s daily work=(A+B+C)’ss by solving y = 1 km/h Hence, Quantity I < Quantity II 57. (b) Perimter of the square = 2 × 2 (11 + 1 55. (b) Let’s assume the cistern’s capacity daily work= = 60 litres 10) = 2 × 42 = 84 cm 10 Let the side of the square be a. 60 Then, 4a = 84 cm 1 So, A supplies =  3litre / min C’s daily work= 20  a = 21 cm 30  Circumference of the semicircle  60 Now A’s daily work B supplies =  20 litre /min 30 22 1 1 1 1 = 10.5  2 10.5 =  (  )  Now, due to closing of valve 7 10 40 30 24  33  21  54 cm A,B and C can do the work in 24,40 4 12  A supplies = 3  litre /min Quantity II: Circumference of another and 30 days respectively 5 5 semicircle 52. (a) Alcohol in 1 litre of first = 5 5 22 B supplies = 2  litre /min 2 1 6 3 = 14  214 11  7 10 5 In last 5 minutes cistern is filled at full  44  28  72 cm capacity of pipes, and it is filled by Alcohol in 2 litre of second = 2 0  0 Hence, Quantity I < Quantity II 1 1 = 5(3 2)  25litre Note: We can conclude that Quantity I < Quantity II on the basis of the values Required answer =  Remaining capacity=60-25=35 53 15 of the radius only. Since first radius is So required time 53. (c) Original : New less than the second radius the first circumference will be less than the Let Speed ratio = 5x : 4x 35 Time ratio = 4x : 5x   9min (aprox.) second. 15 5 So extra time taken = 5x - 4x = x  58. (a) The cost price of the 2nd type of oil in 1st case 45 min late in 2nd case 36 5 3 with 33.33% profit min late. (56-60) So time difference = 45-36 = 9min 56. (b) Quantity II x = 9min Cost price = x 4x = 36min

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24 5 120 100 A  23000  F  =40 years  48 2014 100 12 1 3 [100  33 ] = 2300 67. (b) 3 1200001:840001 Diff. = 2970 – 2300 = 670 10: 7  300  62. (d)  48   36 Difference 3  900 400   20 3 19000   1 300 Applying allegation on the cost price Re qd. ratio  100 5 17  5100; this is 30% 8 3 23000   100% = 51000  100/30=17,000 100 4 (68-70) 19012 38 68. (a)   = 38 : 23 Series pattern given series 2306 23 17 + (1  2  3) 23 Hence , Quantity I > Quantity II 21 8 23 + (3  4  5) 83 63. (d) F 19000  female 100 21 83 + (5  6  7) 293 59. (a) The total speed of car, bus and train 293 +(7  8  9) 797 = 1520 = 72 × 3 = 216 km 797 +(9  10  11) 1787 Total speed of the car and the train 8 69. (c) E 19000 = 1520 5  9 total 100 Series pattern given series  216  168km = 2 5  9  4 1520 18 + (2 +1) 23 Therefore, average speed of the car and Re qd .%  100 = 100% 23 + (4 2+3) 42 1520 the train together 42 + (6 2+5) 83 168 15 11 82 + (8 2+7) 154 =  84km 64. (b) Bfemale  23000  2 100 23 154 + (102+9) 263  Total speed of the train and the bus = 1650 70. (c) 9  4 Series pattern given series  216  156km 8 5 = Emale 19000  = 950 0.5  2 + 1 2 5  9  4 100 8 2 3 + 2 8 Average speed of the train and the bus  1650  950 8  4 + 3 35 156 Re qd.%  100 =   75km 950 35  5 + 4 179 2 (71-75) 73.68% Hence , Quantity I > Quantity II 71. (d) Number of players who participated 60. (a) Quantity I : 23000 in Football in the year 2010 = 3000 65. c; Avg   3 C 5 C 3 10 13 6 100 Number of players who participated 2 2   12 C 66 66 in Hockey in the year 2013 = 2500 2  7 11 8  Quantity II : 24 15  23  Reqd. diff. = 3000 – 2500 = 500 12 23 23 72. (b) The total number of players who 5   C 10  9 3 8  3  17  8 13 participated in Athletics over all the 12  17 4 13  C3 220 years together = (10 + 25 +20 +30 Hence , Quantity I > Quantity II = 2000 +15 +20)  100 = 12000 (61-65) 66. (a) 2S  F  70 ……….(i) 12000 Reqd .avg  = 2000 27 11 S  2F  95 …………(ii) 6 61. (a) B2013 19000   Multiply eqn. (ii) by 2 and subtract 73. (c) Number of players who participated 100 19 eqn.(i) in Football in the year 2009 = 1500 = 2970 2S + 4F=190 2S+F=70  3F=120

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From there, the number of players who  Hence II and III only gives the 105. d 106. c 107. e 108. d were found negative in dope test = (100 answer. 109. b 110. a 111. b 112. e 113. d 114. a 115. c 116. e – 27)% of 1500 77. (b) I. Let C.P. be Rs. x . 117. b 118. a 119. c 120. d  73% of 1500 13x  121. e 122. c 123. c 124. d Then, M.P = 130% of x= Rs.   731500  10  125. a 126. e 127. e 128. c  7315  1095 129. a 130. d 131. c 132. d 100 III. S.P= 90% of M.P 133. e 134. e 135. e 136. b Thus, I and III give , S.P = Rs. 74. (a) Number of players who participated 137. e 138. d 139. c 140. a 141. b 142. c 143. a 144. e in Hockey in 2012 = 3000  90 13x  117x      Rs.  145. d And in 2010 = 3500 100 10   100  146. d; In (d) replace LESSER with LESS, because the sentence requires an adverb Re qd .% decrease 117x  17x to describe that people are not as Gain = Rs.   x  Rs. 3500  3000  100  100 fortunate as the wealthy people. LESS  100 Thus, from I and III, gain % can be means ‘to a smaller extent; not so 3500 much’, whereas LESSER is a obtained . 2 comparative word and as wealthy 14 % Clearly , II is redundant. people are not termed less fortunate 7 (78-80) thus a comparison cannot be made. 147. c;In (c) replace KNACK ON with 78. (b) Age of the father 75. (d) Total number of players who KNACK FOR, because the phrase participated in all the sports together 26 KNACK FOR means ‘an acquired or  13  39 years in naturalskill at doing something’, thus 2 to indicate the skill KNACK should be 2013 = (20+25+30) 100 = 7500  From statements,(A) and (C), followed by FOR. Total number of players who F=3S, M-S= 22 and 3S –M =4 148. e;No error 149. c;In (c) replace WRITTEN with participated in Athletics over all the Solving the above three equation , we years together WRITING, because the author cannot get M = 39 years. be WRITTEN whereas for the author = (10 + 25 +20 +30 +15 +20)  100 = 79. (e) From statement a verb should be used, thus making 12000 present continuous WRITING correct A  K : V  3: 2 for the sentence. 7500 From statement 150. a; In (a) replace WANT with WANTS, Reqd .%  100 = 62.5% 12000 5 because the pronoun HE is a singular B  K : V : R  3: 2 :  6 : 4 : 5 noun and thus should be followed by a = 63% (approx) 2 singular verb WANTS, thus makes From statement (76-77) option A the right answer. 76. (a) From the statement I, we get length C  K  V  340 151. a 152. e 153. b 154. c of the train is 200 metres (Redundant By combining either A and B together 155. b 156. b 157. c 158. a info while comparing with Statement or A and C together , the share of Vijay 159. b 160. d 161. d 162. d III). can be calculated. 163. b 164. c 165. d 166. b 167. b 168. e 169. d 170. c The rest of the info given in this 80. (a) Only statements b is sufficient 171. c 172. a 173. a 174. c statement cannot be used for Y : (X + Z)= 3:11 175. d 176. a 177. d 178. a calculating the speed of the train, 3 179. a 180. b 181. c 182. b because the two trains might run at Y 1820 183. b 184. d 185. c 186. a different speed. 3  1114 187. d 188. a 189. d 190. b III gives, speed =200/1o m/sec = 20 m/ = 3  130 = Rs. 390 191. c 192. b 193. a 194. a 195. d 196. a 197. a 198. d sec = {20 x 18/5} km/hr = 72 km/hr. 81. c 82. b 83. a 84. d 85. e 86. c 87. e 88. b 199. a 200. d II gives, time taken =(558/72) hrs = 89. d 90. a 91. d 92. b 31/4 hrs = 7 3/4 hrs = 7 hrs 45 min. 93. c 94. a 95. e 96. a  So, the train will reach city X at 3 p.m. 97. d 98. b 99. e 100. c 101. e 102. b 103. c 104. a

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REASONING ABILITY 9. Iron, Lead, Nitrogen

1. If 264 * 2 = 6, 870 * 3 = 11, then what should 735 * 5 be? a) 05 b) 12 c) 16 d) 03 Directions (2): Find the missing number from the given responses in each of the a) 56, 44, 67, 40 following questions. b) 97, 21, 66, 29 c) 75, 00, 10, 92 10. Which figure you can make the given 2. Which number will replace the question d) 68, 33, 65, 58 figure? mark? 6. If SEVEN is coded as 23136 and EIGHT as 34579, what will be the code for NINE? a) 6463 b) 6364 c) 6346 d) 6436 a) 6 b) 5 7. If NOTE is written as PQVG, then TIME c) 8 d) 9 is written as a) VQOG b) VKOG Directions (3-4): In each of the following c) VOKG d) VGKO questions, four words have been given, cut of which three are alike some Directions (8):Two statements are given manner and the fourth one is different. following by four conclusions, a, b, c and 11. Vijay travelled 12 km Southward, then Choose out the odd one. d. You have to consider that statements turned right and travelled 10 km, then to be true, even if they seem to be at turned right and travelled 12 km. How 3. a) Mushroom b) Yeast variance from commonly known facts. far was Vijay from the starting point? c) Mould d) Smut You are to decide which of the given a) 22 km b) 44 km 4. a) 28 b) 65 conclusions can definitely be drawn from c) 12 km d) 10 km c) 126 d) 215 the given statements. 12. Sudheesh ranks 7th from the top and 5. A word is represented by only one set 28th from the bottom. How many of numbers as given in any one of the 8. Statements: students are there in the class? alternatives. The sets of numbers given No mobile is a Watch. a) 34 b) 35 in the alternatives are represented by All watches are calculators. c) 28 d) 21 two classes of alphabets as in two Conclusions: Directions (13): A piece of paper is folded matrices given below. The columns and I. No calculator is a mobile. and cut as shown below in the question rows of Matrix I are numbered from 0 II. Some calculators are mobiles. figures. From the given answer figures, to 4 and that of Matrix II are numbered a) Neither conclusion I nor II follows indicate how it will appear when opened. from 5 to 9. A letter from these matrices b) Only conclusion I follow 13. can be represented first by its row and c) Only conclusion II follow next by its row and next by its column, d) Either conclusion I or II follows e.g., “M’ can be represented by 42, Directions (9): In each of the questions, 31. etc. and ‘P’ can be represented by 95, 88 etc. Similarly, you have to three words are related in some way. The identify the set for the word given relationship among the words in the question can best be represented by one ‘ROST’. of the four diagrams (a), (b), (c) and (d) given below.

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Directions (14): From the given answer 17. Find out the number of triangles in the 24. 4/12/95, 1/1/96, 29/1/96, 26/2/96, figures. Select the one in which the given figure. a) 24/3/96 b) 25/3/96 question figure is hidden/embedded in c)26/3/96 d)27/3/96 the same direction. Directions (25)In the following 14. questions, select the alternatives that will a) 14 b) 15 be come in place of question mark(?). c) 14 d) 16 25. RIDE : LNBE : : HELP : ? Directions (18): From the given a) NINP b) BAJP alternatives select the word which c) JPCH d) BJJP cannot be formed using the letters of the ENGLISH LANGUAGE given word. Directions (Q. 26-30): Read the passages 18. QUICKWITTED carefully and choose the best answer to a) QUID b) QUICK each question out of the four alternatives. c) QUIET d) QUILT Overfour hundred years after his death, 19. Your mother is 4 years younger than scholars are still travelling the mysteries of your father, who is six times older than you. If your age is 6 years, what is Michelangelo’s art. Recently one mystery that was revealed was that his famous your mother’s age? drawing of a pensive Cleopatra included a Directions (15): Which answer figure a) 36 years b) 34 years hidden drawing of a different Cleopatra on will complete the pattern in the question c) 28 years d) 32 years the reverse side. This hidden Cleopatra figure? 20. Pointing to a man in a photograph a shows a tormented woman, whose eyes stare woman says. He is the father-in-law 15. out at the viewer and whose mouth is open, of the wife of only paternal grandson screaming in horror. The two images, drawn of my own father-in-law. How is on two sides of the same paper, can be woman related to man? viewed simultaneously. A second mystery a) daughter b) wife concerns Michelangelo’s architectural plan c) cousin for the dome of St. Peter’s Basilica in Rome. Did he intend for the dome to look like the d) Can’t be determined model he built between 1558 and 1562 ? Or Directions (21-22)In each of the did he change his mind after building the following questions, select the model and decide to elevate the dome in the alternatives that will be come in place of way it is today ? Scholars do not agree on question mark(?). the answer. A third mystery about one of the greatest artists who ever lived was why 21. NUMERAL : UEALRMN :: he destroyed hundreds or thousands of his ALGEBRA : ? drawings before he died. Did he feel they a) LRBAGEA Directions (16): Which of the answer were unimportant ? Did he want posterity b) BARLAGE figures is exactly the mirror images of to see only his finished products? c) LERAGBA the given figure, when the mirror is held d) LERABGA 26. It can be inferred from the passage that on the line AB? 22. FERTILIZER : CROPS : : ? the most unusual aspect of the 16. a) TEACHER : EDUCATION Cleopatra drawing is that b) CHLORINE : WATER (a) The figure is tormented c) TONIC : BODY (b)The figure is screaming d) PESTICIDE : RATS (c) One drawing is hidden (d) One drawing is backward Directions (23-24): Each of the following 27. The word ‘pensive’ can best be questions have a group. Which one of substituted with the word : the given alternatives will be another (a)angry (b) Happy member of the group or of that class? (c) Anxious (d) Thoughtful 23. Given Set (4, 25, 81) 28. The dome of St. Peter’s Basilica : (a) bears to relation to the one in the a) (4, 36, 79) model b) (9, 48, 81) (b) Was destroyed after the model c) 16, 64, 100) was built d) (9, 49, 143)

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(c) is raised more than the one in the Directions (35-36): In these questions, Directions (41-42): In the following model four alternatives are given for the idiom/ questions choose the word which is most (d) Following the plan of the model phrase given in bold in the sentence. OPPOSITE in meaning of the given 29. According to the passage, Michelangelo Choose the alternative, which best word. is : expresses the meaning of the idiom/ 41. STINGY (a) A private person phrase. (a) Clean (b) Tight (b) One of the greatest artists in the (c) Generous (d) Cheap world 35. I can finish the work by myself, but she 42. JETTISON (c) The most famous architect in always tried to be a back-seat driver. (a) Accept (b) Reward Rome (a) Person who misjudge others (c) Preserve (d) Consent (d) Screaming in Horror (b) Person who wants to do things Directions (43-44): Four words are given 30. Why did Michelangelo destroy so many by herself in each question, out of which one word drawings before he died ? (c) Person who falsely accuses others is correctly spelt. Find the correctly spelt (a) Nobody knows (d) Person who gives unwanted work. (b) They were unimportant advice 36. It is difficult to have a sensible (c) They were only drafts 43. (a)Parapharnelia discussion with her as she flies off at (d) He had changed the drawings (b) Parsimonious a tangent. (c)Peccadilo Directions (31-32): In the following (a) gets carried away (d)Peadiatrics question, some parts of the sentences (b) Starts discussing something 44. (a)Measureble have errors and some are correct. Find irrelevant (b) Manageable out which part of a sentence has an error. (c) Loses her temper easily (c)Marriagable The number of that part is your answer. (d) Does not really understand (d)Manoverable If a sentence is free from error, then your anything answer is (d) i.e., No error. Directions (45-46): In the following Directions (37-38): A part of the sentence question, the first and the last part of 31. Last week IBM announced that it had is bold. Below are given alternatives to the sentence are numbered 1 and 6. The moved its 1/ cognitive computing the bold part at (a), (b) and (c) which may rest of the sentence is split into four parts system on the cloud to form the improve the sentence. Choose the correct and named P, Q, R and S. These four Watson Discovery 2/ advisor allowing alternative. In case no improvement is parts are not given in their proper order. researchers, academics and anyone 3/ needed your answer is (d). Read the parts and find out which of the else trying to leverage big data the four combinations is correct. ability to test programs and hypotheses 37. It is essential to thoroughly clean the machine after every use. at speeds never seen before 4/ 45. 1. Historically, China has (a) To through clean 32. Mixing life insurance and investment is adopted an inward looking (b) To thoroughly cleaning not a smart 1/ way to manage risk and strategy to its economic (c) To clean through money as with benefits and cost unclear development. (d) No improvement 2/ in traditional plans, the logic of these P. These can hold back growth of an 38. The secret of his good health lies in the plans appeal only 3/ to the agents who economy fact that he is getting up before get high upfront commissions 4/ Q. Successive Chinese Government sunrise and has a two mile walk every through the economy could grow Directions (33-34): In these questions, morning. purely through self out of the four alternatives choose the (a) He used to get up R. By contrast, countries like the one which can be substituted for the (b) He gets up USA was achieving significant given words/sentence. (c) He is used to get up economic grow because they were (d) No improvement 33. One who hides away on a ship to obtain practising foreign trade policies a free passage. Directions (39-40): In the following which facilitated free trade. (a) Compositor questions choose the word which is most S. However, there are limitations to (b) Stoker nearly the SAME in meaning of the what country can do by itself. (c) Stowaway given word. 6) Any shortage in the domestic (d) Shipwright economy could be compensated 34. The study of religion and religious ideas 39. VERISIMILITUDE by the imports. and beliefs. (a)Festive (b)Glotesque (a) QSPR (b) SQRP (a) Theocracy (c) Fantastic (d) Authenticity (c) SQPR (d) QSRP (b) Theosophy 40. CONJECTURE 46. 1. Before man settled (c) Theology (a) Truth down, his life was not governed (d) Theism (b) Bias by seasons (c) Knowledge P. So, man began to measure time (d) Guess and first he looked for convenient 91 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018

unit of measurement, one of which one which best expresses the same profit he earn and percentage of was the day sentence in Passive/Active Voice and discount he gives is same . Find the Q. This was done by making a mark mark your answer in the answer sheet. discount percent. for each day on a tree trunk (a) 30% (b) 20% 50. The reporter was interviewing the R. Once he settled down to the (c) 40% (d) 25% political leaders. agricultural way of life, he had to 56. Sameer borrowed Rs.17500 from (a) The political leaders were being be able to calculate the change of Divyaraj on compound interest interviewed by the reporter. seasons on which agriculture annually at the rate of 20% per annum, (b) The political leaders was being depended. if he paid Rs.5000 at the end of every interviewed by the reporter. S. In order to calculate the passing year to Divyaraj then find how much (c) The political leaders are being of time, it was necessary for man amount Sameer have to pay at the end interviewed by the reporter. to record the number of days in of fourth year for complete his debt ? (d) The political leader is being each season. (a) 14168 (b) 14648 interviewed by the reporter. 6) However, we do not know when (c) 14848 (d)14448 man first began to divide the day QUANTITATIVE APTITUDE 57. If x = 5 + , then the value of into twenty-four hours and the 2 6 hour into sixty minutes. 51. Two candles of the same height are (a) PQRS (b) RPSQ lighted at the same time. The first is  1   x  is (c) QPSR (d) RSQP consumed in 8 hours and the second in  x  6 hours .Assuming that each candle Directions (47-48): Fill in the blanks with burns at a constant rate, in how many (a) 2 2 (b) 3 2 appropriate options. hours after being lighted the ratio (c) (d) 47. The information and Communication between the height of first and second 2 3 3 3 Technology has ______age and candles becomes 2:1? (a) 4 h (b) 5 h cosθ employs very highly paid technocrats. 58. The value of is equal to (a) Come of (c) 4 h 30m (d) 4h 48 m 1 sin θ (b) Come upon 52. Three vessels having volumes in the ratio (c) Come out of of 2:3:5 are full of a mixture of water  θ π  and milk . In the first vessel ratio of (a) tan    (d) Come through  2 4  48. ______the rain forests is very water and milk is 1:3, in second 2:3 important, if we do not want the flora and in third vessel 2:5. If all the three vessels were poured out in a large  π θ  and fauna there to become extinct. (b) tan    (a) Reserving container, what is the resulting ratio of  4 2  (b) Destroying milk and water ? (c) Preserving (a) 43:96 (b) 438:962  π θ  (c) 348:962 (d) 481:219 (c) tan    (d) Maintaining  4 2     11 144    Directions(Q.49): In each of the 10  4   23 12  5  3  ? 53. 12 121  following questions, a sentence has been        π θ  (d) tan    given in Direct/Indirect Speech. Out of (a) 20 (b) 8  4 2  the four alternatives suggested select the (c) 10 (d) 15 59. In the given figure , tangents PQ & PR one which best expresses the same 54. A solid right circular cylinder has radius are drawn to a circle such that sentence in Indirect/Direct Speech. r and height 5r. A solid right circular 0 cone is carved out from one end of the  RPQ=30 .A chord RS is drawn 49. She said, “Mother, please cook me base of cylinder . If base radius of cone parallel to PQ . Find the RQS something nice today”.  (a) She told her mother to cook her is r and height is 2 2 r then, find the something nice today. ratio between total surface area of cone (b) She ordered her mother to cook to the total surface area of remaining her something nice that day. part of cylinder. (c) She requested her mother to cook (a) 3:5 (b) 4:7 her something nice that day. (c) 2:7 (d) 3:4 (d) She asked her mother if she could 55. A shopkeeper mark up the price of an (a) 300 (b)450 cook her something nice that day. (c) 600 (d) 700 3 Directions (Q. 50): A sentence has been article th time the cost price . He 60. A train can travel 20% faster than a car . given in Active/Passive Voice. Out of the 2 Both start from the point A at the same four alternatives suggested, select the gave some discount to a customer and time and reach point B 75 km away earn a profit such that , percentage of from A at the same time . On the way ,

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however , the train lost about 12.5 the girls passed , then the total minutes while stopping at the station . percentage of failed candidates is. The speed of the car is- (a) 68.5% (b)64.7% (a) 16 km/hr (b) 56 km/hr (c) 35.3% (d) 70% (c) 25km/hr (d) 60 km/hr 67. Find the co-ordinates of the points which 61. The sum of first 10 terms of the series divide the line joining (2,1) and (3,5) externally in the ratio 2:3 2  4  8  ....is (a) (0,7) (b)(0,-7) (c)(7,0) (d)(-7,0) (a) (a) 400 (b) 500 312  2 68. Two pipes A and B can fill a tank in 20 (c) 350 (d) 900 hrs. and 30 hrs . respectively . Both (b) 31 2  2   the pipes are opened to fill the tank Direction (73-75) : Study the following but when the tank is one-third full, a (c) 28 2  2 graph carefully and answer the following   leak develops in the tank thorough question that follow. which one –fourth water supplied by (d) 28 2  2 The following figure shows the   both pipes goes out. What is the total percentage rise in profit of two 62. A rhombus OABC is drawn inside a time taken to fill the tank? companies A and B from the year 2004 circle whose centre is at O in such a to 2009 way that the vertices A,B and C of the 2 (a) 14 hrs. (b) 15 hrs. rhombus are on the circle . If the area 3

2 o f th e rh o m b u s is 32 3 m , then the 1 1 (c) 12 hrs (d) 9 hrs. radius of the circle is . 2 2 (a) 64 m (b) 8 m (c) 32 m (d) 46 m 69. Two numbers are such as the square of 63. If 15 men or 24 women or 36 boys can second number is 224 less than 8 times do a piece of work in 12 days working the square of the first number . If the 8h a day, how many men must be numbers be in the ratio of 3: 4 their associated with 12 women and 6 boys values are – 73. If the profit earned by company A in the to do another piece of work 2.25 times (a) 12, 16 (b) 6, 8 year 2005 was Rs 1.84 lakh , what was in 30 days working 6 h in a day ? (c) 9, 12 (d) None of these the profit earned by the company in (a) 9 (b)7 70. A train consists of 12 bogies , each bogies the year 2006 ? (c)5 (d) 8 is 15 m long . The train crosses a (a) Rs.2.12 lakh 64. Two points are at a distance of x and y telegraph post in 18 s. Due to some (b) Rs.2.3 lakh respectively on the same side of the problem , two bogies were detached . (c) Rs.2.04 base of a tower. If the angles of The train now crosses the telegraph (d) Cannot be determined elevation of these points with the top post in- 74. In the profit earned by company B in of the tower are complementary, the (a) 15 s (b)12 s the year 2008 was Rs.3.64 lakh , what height of the tower is- (c) 18 s (d) 20 s was the amount of profit earned by it 71. A right pyramid stands on a rectangular in the year 2006 ? x base whose sides are 24 cm and 18 cm (a) Rs.2.16 lakh (a) (b) x  y and on the shorter side, the slant height (b) Rs.1.98 lakh y is 17cm.Find the volume of the (c) Rs.2.42 lakh pyramid. (d) Cannot be determined x (a) 1735.5 cm3 75. What was the average percentage rise in (c) xy (d) 3 y (b) 17.533 cm profit of company A over all the years (c) 1733.5 cm3 together ? 2 (d) 17.335 cm3  1  72. In the figure given , AB is a diameter of 1 1 65. If  x    3, then what will be (a)15 % (b) 25 %  x  a circle and C and D are the points 3 3 the value of x206 + x200+ x90 + x84+ x18 + situated on the circumference . If 12 6 CAD = 300 and CBA = 700 , 5 x + x +1 ?   (c) 18 % (d) None of these (a) 84 (b)206 then the value of  ACD will be . 6 (c) 0 (d) 1 66. In an examination , there were 2000 GENERAL AWARENESS candidates , out of which 900 candidates were boys and the rest were 76. Who among the following was a great girls , If 32% of the boys and 38 % of ruler of Kalinga in ancient times ?

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(a) Ajatasatru (a) Stratovolcanoes produce lava (c) Its viscosity (b) Bindusara flows that initially follow valleys (d) Its surface tension (c) Kharavela but are highly resistant to erosion. 92. Melanin is the natural pigment that gives (d) Mayurasarman (b) The surrounding areas can remain colour to human skin, hair and the iris. 77. Which one of the following nationalist highlands, lava ridges of mesas. It provides protection against: leaders has been described as being (c) Hawaiian shield volcanoes are (a) Ultraviolet radiation radical in Politics but conservative in eroded by streams that from (b) Infrared radiation social issues? deeply carved valley with steeply (c) X-ray radiation (a) Bal Gangadhar Tilak sloping head. (d) Short wave radio radiation (b) Gopal Krishna Gokhle (d) The system of streams on 93. Which of the following hormone is called (c) Lala Lajpat Rai dissected volcano cone is not a emergency hormone? (d) Madan Mohan Malviya radial drainage pattern. (a) Insulin 78. The Civil Services was brought into 85. Coral reefs are formed by : (b) Adrenalin existence in India by : (a) Volcanic rocks (c) Estrogen (a) Warren Hastings (b) Marine sediments (d) Oxytocin (b) Cornwallis (c) Chlorine material precipitated 94. The enzyme found in lysosme is : (c) Dalhousie from sea water (a) Cell sap (d) Ripon (d) Tiny colonial marine animals (b) Cytoplasm 79. Which one of the following places was which construct limestone (c) Nucleoplasm associated with Acharya ’s skeleton material (d) Hydrolytic enzyme Bhoodan Movement at the beginning 86. The distance between two crests in a 95. The National Income of a country is : of the movement? wave in given by : (a) The annual revenue of the (a) Udaygiri (a) Wave number Government (b) Raipur (b) Wave velocity (b) Sum total of factor incomes (c) Pochampalli (c) Amplitude (c) Surplus of Public Sector (d) Venkatgiri (d) Wavelength Undertakings 80. Which one of the following is a basic 87. What is an exothermic reaction? (d) Export minus Import feature of the Presidential government? (a) Reaction in which heat is released 96. NREGP is the abbreviated form of : (a) Rigid Constitution (b) Reaction in which heat is absorbed (a) National Rural Employment (b) Single Executive (c) Reaction in which neither heat is Guarantee Programme (c) Supremacy of the Legislature released nor absorbed (b) National Rural Educational (b) Residual Powers of the States (d) None of these Guarantee Programme 81. Under which Article of the Constitution 88. An optical illusion which occurs mainly (c) National Rapid Educational of India can the Indian Parliament make in deserts during hot summer is based Guarantee Programme laws under the Residuary powers? on the principle of : (d) National Rapid Employment (a) Article 248 (a) Reflection Generation Programme (b) Article 249 (b) Interference 97. A ______is often used to (c) Article 250 (c) Dispersion select or highlight. (d) Article 251 (d) Total internal reflection (a) Icon (b) Keyboard 82. According to Indian Constitution, the 89. Wavelength of which of the following (c) Hard disk (d) Mouse Union Ministers hold office during the coloures of the visible spectrum of light 98. The main memory of a computer can pleasure of : are maximally absorbed by green plants also be called : (a) The President : (a) Primary storage (b) The Prime Minister (a) Green and yellow (b) Internal memory (c) The Speaker of the Lok Sabha (b) Red and blue (c) Primary memory (d) The Chief justice of the Supreme (c) Green and red (d) All of these Court of India (d) Blue and yellow 99. Who of the following Indians have won 83. Advanced sunrise and delayed sun-set 90. A gas expands isothermally and revers- the 2018 Ramon Magsaysay Award? found in the sky are due to the phe- ibly. The work done by the gas is : (a) Thodur Madabusi Krishna and nomenon of : (a) Zero Sanjiv Chaturvedi (a) Diffraction of sunlight (b) Maximum (b) Bharat Vatwani and Sonam (b) Refraction of sunlight (c) Minimum Wangchuk (c) Scattering of sunlight (d) cannot be determined (c) Devdutt Pattanaik and (d) Total internal reflection of sun- 91. Alcohol is more volatile than water be- Ramachandra Guha light cause ______is lower than (d) Medha Patkar and Kailash 84. Which one of the following statements that of water. Satyarthi with regard to volcanoes is not correct? (a) Its boiling point 100. IRDAI has constituted which commit- (b) Its density tee to review third party motor cover

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costs? Similarly, 21. d (a) P J Joseph committee (b) S P Chakraborty committee (c) Nitin G Dossa committee (d) D R Dharmaraj Bala committee It has been arranged as  7. b

EXPLANATIONS Therefore, 264 1. b; 132 2 22. c; Fertilizer is used for improving crop  1 3 2  6 Similarly, yield. Similarly, 870  290 Tonic makes body healthy 3 23. c; The numbers given in the set are perfect squares,  2  9  0 11 4 = (2)2, 25 = (5)2 , 81 = (9)2 So, Similarly, 8. d 16 = (4)2, 64 = (8)2, 100 = (10)2 735 147 24. b 5  1+4+7=12

50  31 9. d 10. d Because 1996 is a leap year. 2. a; 9 11. d 25. d 81   9 9 42  21 9 Similarly, 63   7 9 12. a; Total number of students in the class 4311 54 7 + 28 – 1 = 34 So,   6 13. a 14. d 15. a 16. b 9 9 17. d 18. d 26. c 27. d 28. c 29. b 30. a 31. b 32. c 33. c 3. d; All except smut are forms of fungi. 19. d; The age of person is 6 years his father’s 34. c 35. d 36. b 37. d 4. a; 28 is the only number with all digits age 38. b 39. d 40. d 41. c even. = 6 6 = 36 years.  42. a 43. b 44. b 45. a Therefore, The age of his mother = 36 5. d; R  75, 56, 97, 68, 89 46. b 47. b 48. c 49. c O 00, 21, 12, 33, 44 – 4 = 32 years.  20. d 50. a S  65, 86, 77 , 98, 59 51. (d) Let the candle height be x T  85, 76, 67, 58, 99 Let time required = T hour ROST  68, 33, 65, 58 x 6. a; In one hour first candle lighted = 8 T In T hour , first candle lighted = x 8

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After T hour , remaining candle = After 4th year   11 144        53. (a) 10  4   23 12  5  3  T    12 121    120 x1    12040 14448 100  8     11 12     10  4   23 12  5  3 Similarly for second candle =   12 11    57. (c) x  5  2 6  T   10  4 1 2312  5 3 x1  x  5  2 6  6   10  4 24 12  5 3 2 2  3  2  2. 3. 2  T   T   10  8  5 3 20     x1  1   8  2  8  2 54. (c) Total surface area of cone = πr  slant 2     3  2  T  1 ,  T  1 height+ πr 2 x1  1   6   6   πrl  r  x  3  2

2 2 1 T T T T  πr 8r  r  r  3  2 1  2  ,  1   8 3 3 8 x 2 24  πr4r  4πr 1 T= =4 h 48 min Total surface area of remaining part of x  5 cylinder x 2  3  2  3  2  2 3 W1 1  πr  2πrh  πrl 52. (d) In first Vessel  M1 3  πrr  2h  l  π  sin  θ  2 W2 2  πrr 10r  3r 14πr cosθ  2  In second Vessel   M 2 3 Required ratio = 2:7 58. (c) 1 sin θ  π  1 cos  θ  55. (b) Let cost price = 100 2 W 2 Then mark price = 100  3/2= 150   3  In third Vessel M 5 Let discount percent and profit percent 3 = x         1 2 2 ATQ, 2sin  cos   Proportion of water = : : 100100  x 150100  x  4 2   4 2  4 5 7   100 100 2     1 5 7 2 4 7 2 45 2cos    =  :  :  X = 20%  4 2  4 5 7 5 4 7 7 45 56. (d) After first year     35 56 40 120  tan   : :  17500  5000  4 2  140 140 140 100 Now , since all these mixture are mixed 59. (a) in ratio of 2:3:5.  21000  5000  16000 Therefore new ratio = After 2nd year 70 168 200 120 : :  16000  5000 280 420 700 100 Amount of water = 70 + 168 + 200 = 438  19200  5000  14200 rd Given that:- Amount of milk = (280 + 420 + 700) - After 3 year =  RPQ = 300 and RS||PQ 438 = 962 120 Ratio of milk to water 14200  5000 12040 Now , in PQR:- 100  962 481 PR = PQ   PRQ =PQR and  P   481: 219 0 438 219 =30   PRQ +PQR + 300 = 1800

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  PRQ =PQR =750 Radius of the circle = OB = OA =OC = 2x AB Now :- In ABD, tan    1 BD In  In  POC OC2 = OP2 + PC2 0 RQP  QRS  75 [Alternate 2 2 2 AB  2x  x  y tan 1  ...... (i) angle] x 2 2 2 In  RQS :-  4x  x  y AB 0 In ABC, tan 2  QRS  RSQ  75 y  y  3x 2  y2  x  0  QRS  RSQ  SQR 180 3 AB 0 0 Also, area of rhombus tan90     150  SQR 180 1 y 1 0  2x2y  32 3  SQR  30 2 AB cot   60. (d) Speed ratio = 6: 5  x = 4 1 y & speed of Train is 20% faster than Radius of circle = 2  4 = 8m the car. Let, the time taken = t min 63. (d) Men : women : Boys = 15 : 24: 36 = y According to question :- tan   ...... (ii) 5 : 8 :12 1 AB 6t 12.5  5t Convert Women and boys in terms of men from equation (i) and (ii),  6t  612.5  5t 8 women = 5 men AB y   t  75 min 5 15 x AB 12 women  12  men 1 5 8 2 2 t 1 hr  hr. AB  xy 4 4 12 boys =5 men 5 5 AB = xy 75 75 6 boys   6  men Speed of car   12 2 t 5/ 4 2 1 Total women and boys in terms of men 65. (c) x   2  3 S = 60 km/ hr x 2 c 15 5 20 61. (a) a  2 r  2     10 men 2 2 2 2 1  x  2 1  10  Let the number of men required = x x n 2 2 1 a(r 1)   Then , (x + 10) = 4 2 S10    x 1  x r 1 2 1 15128 2.25 18 4 2 30 6 x  x 1  0 231 2 1 Now,    x + 10= 18 2 1 2 1 206 200 90 84  x= 8 men x  x  x  x 2(31) 2 1 64. (c) 18 12 6   312  2  x  x  x 1 1 200 6 84 6 62. (b) OABC is a rhombus with centre O.  x x 1 x x 1 Let diagonal of the rhombus be  x12 x6 11x6 1  x 6 1x 200  x84  x12 1  x2 1x4  x2 1 θ  θ  90 1 2 x200  x84  x12 1 θ  90  θ 2 1 = 0 OB = 2x and AC = 2y

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66. (b) Total candidates = 2000  56x 2  224 1733.5 cm3 (approx.) No. of boys = 900 72. (a)  x 2  4 No. of girls = 1100 No.of students who passes  x  2 Hence , numbers are 6,8, 70. (a) Length of train = 12  15= 180 m 32 900 381100   Time = 18s 100 100 180 Speed = = 10 m/s  288  418  706 18 No. of students who failed = 2000 – New distance = 706 = 1294 1510 150 m In cyclic quadrilateral ABCD, Required percentage 150  ADC +  ABC = 1800 1294 Required time = =15s 0 0  100  64.7% 10 Or,  ADC + 70 = 180 2000 71. (c) Or,  ADC = 1100………..(i) 67. (b) Now, in ADC x y A ------B x y  1 1 2 2 0 (2,1) (3,5)  CAD +  ADC +  ACD = 180 0 0 0 m1=2 or, 30 +110 +  ACD = 180 [ m2=3 (Externally divide) using(i)] ACD = 400 m1x 2  m2x1  h  73. (b) Profit of the company A in the year m1  m2 2005 = Rs 1.84 lakh In the year 2006, 25% rise in the profit 23  3 2 6  6 h    0 of the company A. 2  3 1 So. The profit of the company A in the Let OABCD be the right pyramid year 2006 = 1.84  1.25 = Rs 2.3 lakh whose m1y2  m2 y1 2 5  31 74. (c)Profit of company B in the year 2008= & k   AB = DC = 24 cm m  m 2  3 Rs 3.64 lakh 1 2 BC = AD = 18 cm If Z is the mid point of side BC , then profit of company B in the year 10  3 7 2006    7 OZ = slant height = l = 17 cm 1 1 0 100 100 required coordinates of point = (h,k) I n  OXZ,  X=90  Rs 3.64   120 125 = (0, -7) 2 2 68. (a) Together both pipes can fill the tank  OX  height  oz  xz = Rs 2.42 lakh 75. (d) Required average  20 30  2 in  h 12h 2  DC  20 15  25  30  35  30 20  30  h  17        2  6 One third tank can be filled in 4 h. Now, there is a leak which can empty  h = 2 2 155 5 17 12 =  25 % the tank in (12  4)h= 48h. 6 6 So, two third tank can be filled in  h 12.04cm 76. c 77. a 78. b 79. c 2  12 48  2 1 80. b 81. a 82. a 83. c   h 10 h Now, Volume = Ah 3  48 12  3 3 84. d 85. d 86. d 87. a 88. d 89. b 90. b 91. a So, total time to fill the tank = 1   241812.04 92. a 93. b 94. d 95. b 2 2 96. a 97. d 98. d 99. b 4 10 14 h. 3 3 3 100. a 1733.76 cm3 69. (b) Let the numbers be 3x and 4x. then, 16x 2  8 9x 2  224  16x 2  72x 2  224

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1. The clouds float in the atmosphere 7. Salts which of the following elements 12. The initial step in the digestion of milk because of their low? provide colours to fireworks? in humans is carried out by : (a) Temperature (a) Zinc & Sulphur (a) Lipase (b) Trypsin (b) Velocity (b) Potassium & Mercury (c) Renin (d) Pepsin (c) Pressure (c) Strontium & Barium 13. Anxiety and eating spicy food together (d) Density (d) Chromium & Nickel in an otherwise normal human may lead 2. If a body is charged by rubbing it, its 8. The roundworms can be removed from to : weight the intestine of the man by (a) Indigestion (a) Remains precisely constant administering? (b) Jaundince (b) Increases slightly (a) Enteroquinol (c) Diarrhea (c) Decreases slightly (b) Tetracycline cline hydrochloride (d) Vomiting (d) May increase slightly or may (c) Piperazine citrate 14. The purplish red pigment rhodopsin decrease slightly (d) Penicillin (Intramuscular) contained in the rods type of 3. At the time of short circuit, the current 9. The mass of the body is different from photoreceptor cells of the human eye in the circuit : its weight because? is derivative of : (a) Very continuously (a) Mass varies very little at different (a) Vitamin B1 (b) Increases heavily places, where weight varies a lot (b) Vitamin C (c) Decreases substantially (b) Mass is a variable quantity, (c) Vitamin D (d) Does not change whereas weight is constant (d) Vitamin A 4. A body is thrown vertically upwards (c) Mass is a measure of the quantity 15. A patient is generally advised to specially and then falls back on the ground. Its of matter, where as weight is a consume more meat, lentils, milk and potential energy is maximum? force eggs in diet only when he suffers from (a) On the ground (d) Mass is constant but weight (a) Scurvey (b) Kwashiorkor (b) At the maximum height increases as the body moves from (c) Rickets (d) Anaemia (c) During the return journey the poles to the Equator 16. Which of the following carries glucose (d) Both on the ground and at the 10. Sun appears reddish during the rising from digestive tract to liver? minimum height and setting time because : (a) Pulmonary Vein 5. The fresh urine has no smell while after (a) The atmosphere absorbs short (b) Hepatic Artery some time it develops a strong odour wavelengths more than (c) Hepatic portal vein because : wavelengths (d) None of these (a) The urea of the fresh urine is (b) Red light is emitted in huge 17. Which of the following endoparasites of converted into uric acid amount by it humans does show viviparity? (b) The uric acid of the fresh urine is (c) Light of shorter wavelengths are (a) Trichinella Spiralis converted into urea scattered to a greater extent then (b) Ascaris Lumbricoides (c) Conversion of urea to ammonia the longer wavelengths by the (c) Ancylostoma Duodenale by bacteria atmosphere (d) Enterobius Vermicularis (d) Conversion of uric acid to (d) The atmosphere absorbs long 18. Ommatidia serve the purpose of keratinise by bacteria wavelengths more than short photoreception in : 6. In modern surgery, metal pins are used wavelengths (a) Cockroach for holding the broken bones together 11. Air-pockets that cause aircrafts to lose (b) Frog this pin is made of? altitude suddenly are caused by? (c) Humans (a) Copper (a) Dense cloud over (d) Sunflower (b) Stainless steel (b) Poor visibility 19. Temperature changes in the (c) Aluminium (c) Temperature inversions environment, affect most of the animals (d) Titanium (d) Intense low pressure in valleys which are : that suck in air (a) Poikilothermic (b) Homoiothermic

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(c) Aquatic (d) Natural gas (c) Sodium aluminium borosilicate (d) Desert living 28. Which of the following is used in the (d) Pure silica and zinc oxide 20. What fraction of Body’s calcium is stores form of an electrolyte of the dry cell 37. Who was the winner of the Man Booker in Bones and teeth? (battery)? prize in 2016? (a) 85% (b) 90% (a) Ammonium chloride and zinc (a) Eleanor Cattor (c) 94% (d) 99% chloride (b) Paul Beatty 21. Which among the following is the only (b) Sodium chloride and calcium (c) Julian Barners internal human organ which can chloride (d) George Souenders regenerate? (c) Magnesium chloride and zinc 38. Which bank launched the latest mobile (a) Pancreas (b) Kidney chloride app “Lime App”? (c) Liver (d) Spleen (d) Ammonium chloride and calcium (a) Axis Bank 22. A health problem which is characterized chloride (b) Vijaya Bank by inability of the bone marrow to 29. A milkman puts banana leaf in the milk (c) Allahabad Bank produce the red blood cells is placed in jar, because banana leaf : (d) UCO Bank which among the following groups? (a) Gives a fresh flavour to the milk 39. Which day is celebrated ‘International (a) Anuria (b) Makes the milk acidic and “Holocaust remembrance day’ ? (b) Aplastic Anemia resistant to yeast (a) January 27 (c) Pernicious Anemia (c) Makes the milk basic and resistant (b) January 30 (d) Aplasia to yeast (c) February 2 23. The following function of which of the (d) Increases the whiteness of the (d) World Cancer day following results in condition milk 40. Who is the new secretary general of the “Myxedema” in human beings? 30. Which one of the following is the softest? Rajya Sabha? (a) Adrenal gland (a) Sodium (b) Aluminium (a) Snehalata Shrivastava (b) Pancreas (c) Iron (d) Lithium (b) Nirmala Sitharaman (c) Liver 31. Which one of the following mixtures is (c) Desh Deepak Verma (d) Thyroid Gland homogeneous? (d) Ram Shankar Katheria 24. Which of the following bio molecules (a) Starch and sugar 41. Global Youth Development Index India does have a phosphodiester bond? (b) Methanol and water rank in the world? (a) Amino acids in a polypeptide (c) Graphite and charcoal (a) 93th (b) 97th (b) Nucleic acids in a nucleotide (d) Calcium carbonate and calcium (c) 131th (d) 134th (c) Fatty acids in a diglyceride bicarbonate 42. Who is the new CM of Karnataka? (d) Monosaccharides on a 32. All acids contain the element (a) Shri Raghubar Das polysaccharide ______. (b) H.D. Kumarswamy 25. Which among the following metals is (a) Hydrogen (b) Helium (c) Conrad Sangama used in the accumulator cell? (c) Oxygen (d) Nitrogen (d) Shri Lal Thanhawla (a) Lead 33. The quantum theory was first 43. Where is the Headquarter of (b) Copper enunciated by : International civil aviation organization (c) Aluminium (a) Niel Bohr (ICAO)? (d) Zinc (b) Albert Einstein (a) Brussels (b) Rome 26. In the earth crust although the amount (c) Max Planck (c) Montreal (d) Geneva of aluminium is found to be more than (d) Max Born 44. Mettur Thermal power station is situated iron, however aluminium is costly than 34. The material used for bleaching paper in which state of India? iron; because : pulp is? (a) Tamil Nadu (a) Aluminium is more useful than (a) Chlorine (b) Karnataka iron (b) Caustic Soda (c) West Bengal (b) Aluminium forms more alloys (c) Sodium hypochlorite (d) Gujarat than iron (d) Lime 45. Which of the following National Parks (c) Aluminium made equipment are 35. Salts of which of the following elements situated in Rajasthan? more acceptable then iron provide colours to fireworks? (a) Kumarakoma Bird sanctuary equipment (a) Zinc and sulphur (b) Keoladeo National Park (d) The extraction procession of (b) Potassium and mercury (c) Panna National Park aluminium are more costly than (c) Strontium and barium (d) Renuka Wildlife Sanctuary extraction processes of iron (d) Chromium and nickel 46. Which is the most important defence 27. The gaseous mixture of carbon monoxide 36. Flint glass is obtained from which of the exercise between India & Indonesia? and nitrogen is called : following? (a) Garuda (a) Coal gas (a) Zinc and barium borosilicate (b) Indra (b) Water gas (b) Sand, red lead and potassium (c) Surya Kiran (c) Producer gas carbonate (d) Garuda Shakti

100 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 47. Which revolution is called as Round 63. A boat goes 4 km upstream and 4 km (c) 6 (d) 12 revolution? 12 276 downstream in 1 hour. The same boat (a) Potato (b) Fertilizer 57. The average age of 120 members of a goes 5 km downstream and 3 km (c) Cotton (d) Jute Production society is 60.7 years . By addition of upstream in 55 minutes. What is the 48. The well known book ‘The Rediscovery 30 new members . the average age speed ( in km/hr) of boat in still water of India’ has been written by becomes 56.3 years . what is the ? (a) Anita Desai average age (in years) of newly joined (a) 6.5 (b) 7.75 (b) Aravind Adiga members ? (c) 9 (d) 10.5 (c) Meghnad Desai (a) 36.5 (b) 37.2 64. What is the difference (in Rs) between (d) Vikram Seth (c) 38.3 (d) 38.7 the compound interests on Rs. 4000 49. Name the renowned Indian space 58. Two people A and B are at a distance of for 1 year at 12% per annum scientist, who has been conferred the 260 km from each other at 9:00 a.m .A compounded yearly and half- yearly ? ‘officer of the Legion of Honour’ by immediately starts moving towards B (a) 14.4 (b)12.4 the French government? at a speed of 25 km/h and at 11:00 a.m. (c) 10.4 (d) 16.4 (a)Soumitra Chatterjee B starts moving towards A at a speed 65. What is the value of sec 450- Tan (b) K. Subramaniam of 10 km/ hr. At what time (in p.m) 2 (c) Dr. Sayed E. Hasnain will they meet each other ? 300 ? (a) 5:00 (b) 6:00 (d) K. Kasturirangan (a) 2 3 1 /3 50. In which sport is the participant called (c) 6:30 (d) 7:00   59. 3 men or 4 women can complete a job in pugilist? (b) 3 1 / 3 (a) Wrestling 120 days . 12 men and 16 women will   complete the same job in how many (b) Javelin through (c) 2 3 1 / 3 (c) Sprinter days?   (a) 12 (b) 14 (d) Boxing (d) 3 1 /3 51. If P : Q : R= 2 : 3 : 5, then what is the (c) 15 (d) 18   value of ( P+ Q) : (Q+R) : (R +P) ? 60. In the given figure, MN= RM=RP, then 66. In what ratio is the segment joining (a) 5:8:7 (b) 2:3:5 what is the value (in degrees ) of points(2, 3) and (-2, 1) divided by the (c) 5:8:10 (d) 4:9:25  MPR ? Y-axis ? 52. 50 % of a = b, then b% of 40 is the same (a) 1:2 (b)1:1 as ______of a. (c) 3:1 (d) 2:3 (a) 0.25 (b) 0.16 67. A man starts running from point P at (c) 2 (d) 0.2 11:00 am with a speed of 10 kmph.He 53. If a3 +b3= 28 and a+b = 4, then what is runs for 2 hours and then takes a 1 the value of ab ? hour rest. He continues this till he is (a) -3 (b) 2 caught by another man who starts at (c) 8 (d) 3 2:00 p.m from point P and runs non 54. If (x2/yz) + (y2/zx)+(z2/xy)=3, then what stop at speed of 15kmph towards the is the value of ( x + y + z )3? first man.At what time (in p.m )will (a) 0 (b) 1 the first man be caught? (c) 2 (d) 3 (a) 6:20 (b) 4:40 55. In the given figure, PQRS is a trapezium (a) 47 (c) 6:00 (d) 5:30 in which PM|| SN, NR= 9cm , PS = (b)68 68. Two men are on opposite sides of a 12cm, QM = NR and NR = SN. What (c) 72 tower. They measure the angles of 0 is the area (in cm2) of trapezium ? (d) cannot be determined elevation of the tower as 30 and 0 61. The market price of an article is 20% 45 respectively . If the height of the more than its cost price .If 5 % discount tower as is 50 m, the distance between is given on the marked price , then what the two men is (Take 3 =1.73) is the profit percentage ? (a) 5 (b) 14 (a) 136.5m (b) 50 3 m (a)170 (b)182 (c)15 (d)25 (c)189 (d)191 62. 80 liter mixture of milk and water (c) 100 3 m (d) 135.5 m contains 10% milk. How much milk 3 4 69. If a + b + c = 15 and 56. Which value among 5 , 6 , 6 12 , (in liter) must be added to make water percentage in the mixture as 80% ? 1 1 1 71 12 276 is the largest ?    , then the value of (a) 8 (b) 9 a b c abc (c) 10 (d) 12 (a) 3 5 (b) 4 6 a3 + b3 + c3 – 3abc is (a) 160 (b) 180 (c) 200 (d) 220

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70. In what time a train , 60 meters long, Direction(Q.76-77) : In the following (a) ARCHITECT running at the rate of 36km/ hr pass a question, select the related word from (b) TEACHER telegraph post ? the given alternatives. (c) TEXTURE (a) 9 seconds (b) 8 seconds (d) CHAIR 76. India : Rupee :: UAE : ? (c) 7 seconds (d) 6 seconds 85. Identify the diagram that best represents (a)Kyat (b)Taka 71. In the given figure , ABC is a triangle. the relationship among the given (c)Dirham (d)Dollar classes. The bisectors of internal  B and 77. Lion : Roar :: Owl : ? Plastic, Bottle, Glass external  C intersect at D. If  BDC (a)Gibber (b)Chirp = 480 then what is the value (in degrees) (c)Hoot (d)Quack of  A/3 ? Direction(Q.78-79) : In the following (a) question, select the odd letters/ pairs from the given alternatives. 78. (a)MNOP (b)EFGI (c)RSTU (d)ZABC 79. (a) Lion – Den (b) (b) Pig – Sty (c) Horse - Hutch (a) 96 (b) 32 (d) Bees – Apiary (c) 132 (d) 44 Direction (Q.80) : Arrange the given Direction(72-75) : Study the bar diagram words in the sequence in which they (c) and answer the following question. occur in the dictionary. 80. 1. Dramp 2. Drabbet 3. Dragbar 4. Draug 5. Drail (d) (a)1, 3, 4, 5, 2 (b) 1, 3, 2, 4, 5 (c) 2, 3, 5, 1, 4 86. Choose the alternative which is closely (d) 4, 3, 1, 2, 5 resembles the water-image of the given 81. A series is given with one term missing. combination. Select the correct alternative from the PQ8AF5BZ9 given ones that will complete the series. 123456789, 23456789, 2345678, 345678, ? 72. Average marks obtained in physics for (a) 45678 (b) 34567 two terms is ? (c) 34678 (d) 45679 (a) 80.5 (b) 82.5 82. If ‘+’ means ‘÷’; ‘÷’ means ‘-‘; ‘-‘ means (c) 72.5 (d) 83.5 ‘x’; ‘x’ means ‘+’; (a) Figure (a) 73. Difference of marks obtained in both Then 8 + 2 ÷ 3 – 4 x 6 = ? (b) Figure (b) the terms by the students is maximum (a) -17 (b) -2 (c) Figure (c) in ? (c) -19 (d) -14 (d) Figure (d) (a) English (b) physics 87. A series is given with one term missing. Direction (Q.83) : Find the appropriate (c) Biology (d) Mathematics Select the correct alternative from the value for the given word. 74. What is the percentage of marks obtained given ones that will complete the series. in Chemistry for both the terms ? 83. If each of the letters in the English Z, S, W, N, T, I, Q, D, ? ? (a) 76.5 (b) 56.7 alphabet is assigned an even numerical (a) N, B (b) N, C (c) 75.6 (d) 67.5 value beginning A = 2, B = 4 and so on, (c) N, Y (d) O, A 75. The ratio of the average of the marks what will be the total value of the obtained in Biology for two terms to Direction (Q.88) : Select the missing letters for the word MODERN? the average of the marks obtained in number from the given alternatives. (a) 126 (b) 64 English and Mathematics for first term (c) 138 (d) 140 Only is : 84. In the following question, select the word (a) 43:92 (b) 39:42 which cannot be formed using the (c) 15:17 (d) 23:94 letters of the given word. ARCHITECTURE

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88. 93. In question number, study the following 97. From the given answer figure, which will figure and answer the question given complete the pattern in the question below: figure? Question Figure:

(a) 16 (b) 19 (c) 21 (d) 23 89. Three position of a cube are shown below. What will come opposite to face containing ‘I’? Answer Figures: Which number indicates Indian engineers who are also architects? (a) 12 (b) 4 (c) 8 (d) 5 (a) VI (b) IV 94. Pointing to a man in a photograph a (c) II (d) V woman says. “He is only son of the (a) Figure (a) (b) Figure (b) 90. From the given answer figures, select only daughter in law of my only son’s (c) Figure (c) (d) Figure (d) the one which is hidden/embedded in father”. How is the man related to the 98. Which answer figure will complete the the question figure. woman? pattern in the question figure? Question Figure (a) Son (b) Father (c) Son-in-law (d) Grandson Direction (Q.95) : In the following question, three statements are given, Dis tan ce 60 Answer Figure   6sec. followed by three conclusion I, II and III. Speed 5 You have to consider the statement to be 36 true even if it seems to be at variance (a) Figure (a) (b) Figure (b) 18 from commonly known facts. You have (c) Figure (c) (d) Figure (d) to decide which of the given conclusions. 99. If a mirror is placed on a line, then which If any follows from the given statement. of the answer figures is the right image of the given figure? (a) Figure (A) 95. Statements: (b) Figure (B) Some Potatoes are onions (c) Figure (C) All onions are peanuts (d) Figure (D) All peanuts are samosas 91. Find the number of quadrilaterals in the Conclusion: given figure. I) Some potatoes are peanuts II) Some peanuts are potatoes III) All onions are samosas (a) All follow (a) (b) (b) Only I,III follow (c) Only II,III, follow (a) 6 (b) 7 (d) None of these (c) 9 (d) 11 96. Sohan walked 20 meters East. He turned 92. Satish remembers that his brother’s to his left and walked 30 meters. He (c) (d) birthday is after fifteenth but before again turned towards his left and eighteenth of February where as his walked 20 meters. How far and in sister Kajal remembers that her which direction is he now from his Direction (Q.100) : A word is represented brother’s birthday is after sixteenth but starting position? before nineteenth of February. On by only one set of numbers as given in any (a) 30 meters, South one of the alternatives. The sets of numbers which day in February is Satish’s (b) 30 meters, North given in the alternatives are represented by brother’s birthday? (c) 70 meters, North th th two classes of alphabets as in two matrices ( a ) 1 6 (b) 17 (d) 50 meters, North (c) 18th (d) 19th given below. The columns and rows of

103 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 matrix I are numbered from 0 to 4 and that  64  28  12 ab 60. b;  RPM +  RNM = 102 of matrix II are numbered from 5 to 9. A Let RPM = x letter from these matrices can be represented 36   ab   3 PMR = x first by its row and next by its column, e.g. 12  : ‘A’ can be represented by 00, 13 and ‘T’ 54. a; According to the question, And  RNM = y can be represented by 56, 68,89 etc. Identify MRN = y the set for word POEM. 2 2 2  x y z x + y = 102 100.    3 yz zx xy and x = 2y so, 3y = 102 y = 34 x3  y3  z3  3  RPM = 102 – 34 = 68  xyz 61. b; Let CP = 1000x  So, MP = 1200x

 x3  y3  z3  3xyz 95 S.P. = 1200x 1140  x  y  z  0 100 (a) 55, 20, 11, 24 (b) 12, 67, 59, 33 3 140x Hence, x  y  z  0 % profit = 100 14% (c) 40, 02, 97, 79 1000x (d) 12, 67, 95, 99 1 62. c; Let x liter of milk is added to get 20% 55. c, Area of trapezium PQRS=  (sum 2 of milk solution  of parallel sides) height 10  80  x 20 8  x 1 1  100    ANSWER KEYS =  (12  30 )  9  189 2 80  x 100 80  x 5 1. d 2. d 3. b 4. b 56. a; The LCM of 3, 4, 6, 12 = 12 40  5x  80  x 5. c 6. b 7. c 8. c So, 9. c 10. c 11. d 12. c 12 12  4x  40  x 10 liter 1 1 12 1 1 12 13. a 14. d 15. b 16. c         53  ,6 4  ,12 6  ,27612  63. c; Let speed of boat in still water = x km/ 17. a 18. a 19. a 20. d                 hr 21. c 22. b 23. d 24. b And speed of water current = y km/hr 25. a 26. d 27. c 28. a = 54 ,63 ,122 ,276 29. c 30. a 31. b 32. a 4 4 = 625, 216, 144, 276  1 33. c 34. c 35. c 36. b x  y x  y 37. b 38. a 39. a 40. c So, largest value = 3 5 41. d 42. b 43. c 44. a 57. d; Required average = 45. b 46. d 47. a 48. c 5 3 55 And   49. a 50. d 150  56.3 120  60.7 x  y x  y 60 51. a; P : Q : R = 2 : 3 : 5 30 P = 2x, Q= 3x, R= 5x 1  Hence ,(P+Q) : (Q+R) : (R+P) 1161 Let V =  38.7 x  y = (2x + 3x) : (3x +5x) : (5x + 2x) 30 = 5 : 8 : 7 58. a; Distance travelled by A in 2 hours = 1 52. d; 50%  a = b  50 km And x  y U 1 a 2 Rest distance travelled by both = 260   a  b   4V + 4U = 1 …….. (i) 2 b 1 – 50 = 210 km So, time taken by both person = 11 1 2 210 5U + 3V = ……. (ii) 1%  40 =  2 = 6hours 12 100 5 (25 10) Solving (i) and (ii) x = 9 km/hr and y = 3 km/hr 2 2 So, they meet at 9 : 00 + 6 hours = 5 : 64. a; Let the principal be 100x This equals 0.2a =  2  00 pm 10 5 CI at 12% annually = 12x 59. c; 3m = 4w 53. d; Given :- a3+b3=28, a+b = 4 CI at 12% half yearly = 12.36x (12m + 16w)x = 3m×120 (a + b )3=a3 + b3 + 3ab (a+ b) (12m + 12m)x = 3m×120 Now 100x  Rs.4000  43  28  3 ab (4) 24m x = 3m×120  x = 15 days

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Hence, c is the required answer. 4000 a 2  b2  c2  83 ……….(iii) 0.36x   0.36x  78. b; (a). M+1 => N, N+1 =>O, O+1=>P 100x So,  a 3  b3  c3  3abc (b). E+ 1 => F, F+1 =>G, G+2 =>I Rs.14.4 (c). R+1 => S, S+1 =>T, T+1 =>U (d). Z+1 => A, A+1 =>B, B+1 =>C 0 0  a  b  c 65. c; 2 sec45  tan30 Clearly, the answer is EFGI. All other 2 2 2 a  b  c  ab  bc  ca groups consist of four consecutive 1 letters while this one doesn’t.  2  2  1583  71 79. c; All except option (c) are dwelling 3 1512 180 places of the specified animals. Hutch is the dwelling place of rabbit 1 2 3 1 70. d; Required time  2     while Horse lives in stable. 80. c; Here, the correct order is as follows: 3 3 Dis tan ce 60   6sec. 2. Drabbet 5 66. b; Let the ratio be k : 1 Speed 36 3. Dragbar 18 5. Drail  2k  2 1. Dramp By section formula  0 71. b; In DABC k 1 4. Draug -2k + 2 = 0  A + 2y +(180 – 2x) = 180 81. b; The original series is 123456789, 23456789, 2345678, 345678, ? k = 1  A  2x  y……….(i) In the above series, the digits are the ratio 1 : 1 And 67. b; removed one by one from the beginning In DBCD and the end in 0 48 + y + x +(180 - 2x)=180 order alternately so as to obtain the  x – y = 480 subsequent terms of the series. n At 2 : 00 pm, man 2 starts at P with a  from eq (i) and (ii) we get Following the above logic, 34567 is the speed 15 km/hr and distance between  A/3 = 96/3 = 32 missing term. the two being 20 km 82. b For 2 hours, this distance will be 90  75 83. c; When the letters of English alphabet  72. b; Average marks =  82.5 covered by man 2 with a relative speed 2 is assigned an even numerical value, of 5 km/hr then letters of the given word i.e. 73. c; As seen in diagram MODERN may be represented as At 4 : 00 pm, distance remaining will  Difference in biology=90- follows: be 10 km Now, as man 1 rests. 60=30(highest) M 13 2 = 26 Man 2 will cover this distance in 74. (d) Marks obtained in chemistry   O  15  2 = 30 10 70  65 135  60  40 minutes = 100   67.5 D  04  2 = 08 15 200 2 E  05  2 = 10  Time will be 4 : 40 pm 75. (c) Average . Biology marks R  18  2 = 36 68. a; x  hcotθ1  cotθ2  90  60 150   75 N  14  2 = 28  50cot300  cot 450  2 2 Total value of the letters for word Average. Marks of English and MODERN = 26 + 30 + 08 + 10 + 36 +  50 3 1  50 1.732 1 Mathematics for first term only = 28 = 138     Hence, c is the required answer. 70 100  50  0.732  85 84. c; There is no ‘X’ letter in the given 2 word. Therefore, the word TEXTURE 136.5m cannot be formed. 75 15 Hence, c is the required answer. 1 1 1 71 So, ratio =  69. b;    85 17 85. b; Glass and bottle can be made of a b c abc plastics. But glass and bottle are two 76. c; Rupee is the currency of India. different entities. ab  bc  ca  71 …….(i) Similarly Dirham is the currency of 2 UAE. a  b  c  225 Hence, option c is the required answer. 2 2 2 77. c; Roar is the sound produced by the a  b  c  2ab  bc  ca lion.  225 Similarly, Hoot is the sound produced by the Owl. Hence, option (b) is the correct answer.

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86. a 92. b; Clearly, Satish’s brother’s birthday is 87. c; The original series is Z, S, W, N, T, I, on the day common to both the groups VANIK’S KNOWLEDGE GARDEN Q, D, ? ? which is 17thFebruary. The above sequence is a combination Hence, option B is correct. FOREIGN BANKS IN INDIA AND THEIR of two series: 93. b COUNTRY I. Z, W, T, Q, ?and, 94. d; The man is Grandson of woman. Bank Country Bank Country II. S, N, I,D, ? AB Bank Bangladesh Bank of Bahrain The pattern I is as follows:- Ltd. Bahrain & Kuwait BSC ABN Netherland Bank of Sri Lanka The pattern II is as follows:- AMRO Ceylon Bank Bank of Canada Berclays UK Nova Bank Scotia N,Y is the missing term. BNP France Citi Bank USA Hence, option C is the right answer. Paribas 88. a; In every column, we get the fourth Bank CTBC Taiwan Woori South number by multiplying first and second 95. a Bank Co. Bank Korea element and then dividing the results Ltd. by third element. DBS Singapore Deustsche Germany Bank Bank 109 1st Column: = 18 FirstRand South HSBC Hong 5 Bank Ltd Africa Ltd Kong J.P. USA Mashreq UAE 911 Morgan Bank 2nd Column: = 33 PSC 3 JSC VTB Russia Mizuho Japan Bank Bank Ltd. 96. b; 30 meters, North KBC Belgium Royal UK 88 97. a 3rd Column: = 16 Bank NV Bank of 4 98. c; After observation, it is clear that, Scotland answer figure (c) will complete the Standard UK Scotia Canada 89. a; I is adjacent to ‘IV’ and ‘II’ in first Chartered Bank question figure X after placing it at position and I is adjacent to ‘III’ and Bank question marked place. Shinhan South Sonali Bangladesh ‘V’ in second position. Hence, I is Bank Korea Bank Ltd. opposite to VI. 90. a; Sumitomo Japan United Singapore Mitsui Overseas Bank Bank Ltd

Hence, option c is the right answer. 99. b VANIK’S KNOWLEDGE GARDEN On observing the options we can see BANDHAN BANK that the figure given under option (A)  Bandhan Bank was set up in 2001 to handle is indeed embedded in the original dual objective of poverty alleviation and figure. Hence, b is correct. women empowerment.  Received its universal banking licence from 91. d; The figure may be labelled as shown. 100. c; P=40 Reserve Bank of India. The bank will provide O=02 funds to help and develop the Small and E=97 Medium Enterprises (SME). M=79  The saving interest rates have been fixed at So, option c is correct. 4.25% below Rs. 1,00,000 and5% above Rs. 1,00,000.  Headquarters is located at Kolkata, West Bengal. The quadrilaterals in the figure are  ABCD, ABDE, ABDF, ABDH,  Slogan of bank is "AapkaBhala, CDHA, CDEA, CDFA, DEAG, SabkiBhalai". DEFA, FAGD and AGDH.  MD and CEO of bank is Chandra ShekharGhosh. The number of quadrilaterals in the figure is 11.

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QUANTITATIVE APTITUDE inclined at 600 to the horizontal. The a) 400 b) 500 length of the staring is c) 600 d) 700 1. Distance between the points 8. While working 7 hour a day, A alone can a) 50 2 m A a cos,asin and complete a piece of work in 6 days and   B alone in 8 days. In what time would b) 50 3 m B a cos ,asin   is equal to they complete it together, working 8 hour a day? 50 a) 3 days b) 4 days    c) m   c) 2.5 days d) 3.6 days a) 2asin  2  2  9. If S1 and S2 be the surface area of a 50 sphere and the curved surface area of d) m the circumscribed cylinder     3 b) 2a cos  respectively, then S1 is equal to  2  5. A merchant has 100 kg of sugar, part of which he sells at 7% profit and the rest 3 1 a) S2 b) S2     at 17% profit. If he gains 10% on the 4 2 2asin  c) 2 whole, the amount sold at 7% profit is   a) 40 kg b) 35 kg 2 c) 70 kg d) 60 kg c) S2 d) S     3 2 2a cos  6. d) 2 10. The base of a conical tent is 19.2 m in   diameter and its height is 2.8 m. The area (in sq m) of the canvas required to 22 put up such a tent is nearly 2. If   , then what is the 7  22  approximate value of 1 radian?  Use π   0  7  a) 57 16'22'' In the above figure, what is x equal to? 0 a) 3017.10 b) 57 15'22'' a a a) b) b) 3170 c) 57016'20'' 3 2 c) 301.71 d) 0 57 15'20'' a a d) 30.17 c) d) sin 300  cos600  tan 450 3 2 11. In a fixed time, a boy swims double the distance along the current that he swims 3. 0 0 0 is 7. In the given figure, POQ is a diameter against the current. If the speed of the cos30  tan 45  sin 90 and PQRS is a cyclic quadrilateral. If current is 3 km/h, the speed of the boy equal to 0  PSR = 130 . RPQ is equal to in still water is 3 2 3 a) 6 km/h b) 9 km/h a) b) c) 10 km/h d) 12 km/h 2 3 12. A, B and C start together from the same place to walk round a circular path of 4 3 length 12 km. A walks at the rate of 4 c) d) 3 3 3 4. A kite is flying at a height of 75 m from km/h, B 3 km/h and C km/h. They the ground level, attached to a string 2

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will meet together at the starting place 23. In which census year, the percent at the end of increase in population is least as a) 10 h b) 12 h compared to that in the previous c) 15 h d) 24 h census year? 13. Two trains are running in opposite a) 1961 b) 1951 directions with speeds 35 km/h and 55 c) 1971 d) 1941 km/h. If the trains be of lengths 132 m 24. The volume of a right circular cylinder is and 118 m respectively, they will cross equal to the volume of that right circular a) 20 sq units each other in cone whose height is 108 cm and b) 30 sq units a) 10 s b) 8 s diameter of base is 30 cm. If the height c) 40 sq units c) 12 s d) 14 s of the cylinder is 9 cm, the diameter of d) 80 sq units 14. Find the largest number of four digits its base is such that on dividing by 15, 18, 21 and  1  1  a) 30 cm b) 60 cm 24, the remainders are 11, 14, 17 and 19. If 1 1  c) 50 cm d) 40 cm 20 respectively.  2  3  25. If A’s salary is 25% higher than B’s a) 6557 b) 7556 salary, then how much per cent is B’s c) 4675 d) 7664  1   1  x salary lower than A’s? 1 ....1   , then (a) 15 % b) 20 % 15. By how much does 12  18  4   40  40 1 x is equal to exceed ? c) 25 % d) 33 % 3  2 a) 1 b) 39 3 a) 2 3  2 1 26. What is the value of the following c) d) 2 expression? 40 b) 2 3  2  1   1  20. A vessel contains liquid P and Q in the        2   2  c) 3  2 2 ratio 5 : 3. If 16 litres of the mixture are  2 1  4 1 removed and the same quantity of  1   1  d) 2  4 3 liquid Q is added, the ratio becomes 3:    ......    5. What quantity does the vessel hold?  62 1  202 1 16. While selling a cooler, a shopkeeper gives     (a) 35 litres a discount of 10% on the marked price. (b) 45 litres 9 10 If he gives a discount of 12%, he earns (c) 40 litres a) b) Rs.35 less as profit. The marked price 19 19 (d) 50 litres of the cooler is a) Rs.1650 b) Rs.1625 Directions (Q.21 – 23): Observe the 10 11 c) d) c) Rs.1725 d) Rs.1750 graph and answer the question based on 21 21 17. If p men working p hour per day for p it. days produce p units of work, then the 27. A man gets Rs.12000 as simple interest units of work produced by n men of investing a certain sum at the rate of working n hour a day for n days is 8% per annum for two years. If the same principal is invested at compound p2 p3 interest (compounded annually ) at the a) 2 b) 2 rate of 10% per annum for the same n n period ; what total amount will he get ? (a) Rs .90750 (b) Rs 97050 2 3 n n (c) Rs 80750 (d) Rs.87050 c) 2 d) 2 p p a 2  ab  b2 1 a 28. If  , then find . 18. In the figure given below, ABCD is a 2 2 b parallelogram. P is a point in BC such 21. The percent increase in population from a  ab  b 3 that PB : PC = 1 : 2. DP produced 1971 to 1981 is a) 1 b) 2 meets AB produced at Q. If the area of a) 24.8% b) 20% c) 3 d) 4  BPQ is 20 sq units, what is the area c) 16.7% d) 22.9% 2 1 1 22. In which census year, the percent 29. 5 3  2  ? of the  DCP? increase in population is highest as 3 6 3 compared to that in the previous census year? 5 5 a) 1951 b) 1961 (a) 20 (b) 18 c) 1971 d) 1981 18 18

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Directions (35-36): In each of the Directions (42): Find the missing terms 5 7 following questions find the word which in each of the following questions. c) 19 d) 20 is different from the rest. 18 18 42. APQM_ _ QM_ P_ M_ P_ M 2pq 35. a) Volleyball b)Hockey a) APAAQA c)Cricket d) Chess b) APAQAQ 30. If sin   2 2 , then p  q 36. a) BHE b) DJG c) APAQQA c)SYV d)PUS d) APQAAQ sec  tan = Directions (37): Find the correct set of Directions (43-44): The following p  q pq pairs of letters for the number given in numbers are coded as follows: a) p  q b) p2  q2 each question with the help of the two Digits 7 3 5 0 2 1 6 4 9 8 given matrices. Code N H L T F D R Q G P p  q Following conditions are also to be c) d) None of these observed: p  q (i) If first digit is even and the last digit is odd then they are to be REASONING ABILITY coded as $ and @ respectively. (ii) If first digit is odd and the last Directions (31-32): In each of the digit is even they are to be coded following question, select the alternative as # and £ respectively. 37. 3 2 5 0 that will come in place of question- (iii) If zero is preceded and followed a) AD, BB, FG, DD mark(?). by an odd digit then zero is to be b) EA, DB, JI, EC coded as *. 31. Ornithologist : Bird: : Archaeologist:? c) BB, DB, IH, CH (iv) If zero is preceded and followed a) Islands d) CE, AE, GF, CD by an even digit then zero is to be b) Mediators c) Archaeology Directions (38): In each of the following coded as ‘!. (v) Zero is not to be considered as d) Aquatic questions there are four figures (a), (b), even or odd. 32. ACEG : ? :: BDFH : : KMOQ (c) and (d) . Out of these four figures three are similar in a certain way. a) NLPR b) LMNO 43. How will the number 1375490 be However, one figure is not like the other c) JLNP d) JNLO coded? three. Choose the figure which is a) DHNLQGT Directions (33): In each of the following different from the rest. b) #HNLQGF£ questions which alternative will replace c)DHNQG the question-mark(?) 38. d)£HNLQG# 33. 24 : 60 : : 120 : ? 44. The code of which of the following a) 160 b) 220 number is $QRL*H@? c) 300 d) 108 a) 8456037 b) 8465032 Directions (34): The second figure in the c) 6475031 first unit of the problem figures bears a Directions(39): In the series of each d) None of these certain relation ship to the first figure. question what will replace the question- 45. Rohit walked 25 m towards south. Then Similarly, one of the figures in the mark? he turned to his left and walked 20 m. answer figures bears the same He then turned to his left and walked relationship to the first figure in the 39. 8, 10, 14, 18, (?), 34, 50, 66 25 m. He again turned to his right and second unit of the problem figures. You a) 25 b) 27 walked 15 m. At what distance is he are, therefore to locate the figure which c) 24 d) 26 from the starting point and in which would fit in the question mark(?). Directions (40-41): In each of the direction? a) 35 m East 34. following questions one term is missing as shown by(?). Find the missing term. b) 35 m North c) 40 m East 40. AL, FQ, JU, ?, OZ, d) 60 m East a) MX b) MW 46. Pointing to a photograph, Lata says, c) LX d) NX “He is the son of the only son of my 41. B1X, C2W, E4V, H8U, L16T ? grandfather.” How is the man in the a) P32S b) Q32S photograph related to Lata? c) Q36S d) Q32R a) Brother b) Uncle

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c) Cousin 52. In the following which colour is opposite Direction (Q.56): A series is given with d) Data is inadequate to yellow? one/two term missing. Choose the 47. How many pairs of letters are there in correct alternative from the given ones the word RECRUITMENT which that will complete the series. have as many letters between them in the words as in the English alphabet? 56. C, Z, F, X, I, V, L, T, O, ?, ? a) 4 b) 3 a) O,P b) P,Q a) Violet b) Red c) 2 d) 1 c) R,R d) S,R c) Rosy d) Blue Directions (48): Read carefully ye Direction (Q.57): Find the missing Directions (53): The figure given on the following given diagrams A, B, C, D and numbers. left hand side in each of the following E. The positions or relations can be questions is folded to form a box. Choose 57. expressed by these diagrams. Find out from among the alternatives (1), (2), (3) the individual diagram which can and (4) the boxes that is similar to the expresses exactly the relation/position box formed. for the question. 53. 48. Which of the following alternatives shares the relation among Family, Sons and Daughters? a) 10 b) 12 c) 13 d) 15 58. From the answer figures, select the one a) 2 and 3 only in which the question figure is hidden/ b) 1, 3 and 4 only embedded. c) 2 and 4 only d) 1 and 4 only Directions (54): In the question a piece 49. A bus for Delhi leaves every thirty of sheet is folded and cut and then minutes from a bus stand. An enquiry unfolded. One of the four alternative clerk told a passenger that the bus had figures marked (a), (b), (c) and (d) exactly already left 10 minutes ago and the next resembles the unfolded paper. Select bus will leave at 9.35 a.m. At what time this figure. did the enquiry clerk give this information to the passenger? 54. a) 9.10 a.m. b)8.55 a.m. 59. If  stands for ‘addition’ c) 9.07 a.m. d) 9.15 a.m.  stands for ‘subtraction’ Directions (50): Find the missing  stands for ‘division’ number from the given alternatives.  stands for ‘multiplication’ 50. stands for ‘equal to’, Directions (55): From the given four Then which of the following alternatives following answer figures for each is correct? question, which figure is the correct a) 2  5  6  2 6 image of the given figure? a) 49 b) 33 b) 5  7  4  2 4 c) 59 d) 57 55. c) 3 6 2  3  6 5 Directions (51): Study the following   figure and answer the questions. d) 7  4  3  6  1 4 60. Select the related set of numbers from the given alternatives. (4268, 8426, 8624) (a) (3567, 7553, 4642) (b) (6824, 2468, 4862) 51. How many squares are there in the figure? (c) (5687, 7691, 2525) a) 5 b) 6 (d) (4523, 5223, 4361) c) 7 d) 8

110 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 ENGLISH LANGUAGE leadership, bureaucracy and an inward focus (d) management as the main item of take over. But with continued success, the agenda in organisations Directions (61-65) : Read the passages result mostly of market dominance, the 65. What is the historical reason for many carefully and choose the best answer to problem often goes unaddressed and an organisations not having leadership? each question out-of the four unhealthy arrogance begins to evolve. All of (a) Leaders allow too much alternatives. these characteristics then make any complacency in organisations Management is a set of processes that can transformation effort much more difficult. (b) Leaders are not adept in carrying keep a complicated system of people and Arrogant managers can over evaluate their out managerial functions and technology running smoothly. The most current performance and competitive organisations need good important aspects of management include position, listen poorly, and learn slowly. managers only planning, budgeting, organizing, staffing, Inwardly focussed employees can smother (c) The view that leaders are born and controlling and problem solving. Leadership those who want to respond to shifting not made is a set of processes that creates conditions. And the lack of leadership leaves (d) Socio-political pressure organizations in the first place or adapts no force inside these organisations to break them to significantly changing circumstances. out of the morass. Direction (Q. 66-67): In the following Leadership defines what the future should question, some parts of the sentences look like, aligns people with that vision, and 61. What is the main topic of the passage? have errors and some are correct. Find inspires them to make it happen despite the (a) Importance of management out which part of a sentence has an error. obstacles. This distinction is absolutely schools in the present context. The number of that part is your answer. crucial for our purposes here. Successful (b) Good managers If a sentence is free from error, then your transformation is 70 to 90 percent leadership (c) Importance of leadership in an answer is (d) i.e. No error. and only 10 to 30 percent management. Yet organisation (d) Management and success of an 66. Radar equipment’s (a)/ that is to be used for historical reasons, many organisations (b)/for ships must be installed today don’t have much leadership. And organisation 62. Why did companies and universities carefully.(c)/ No Error (d) almost everyone thinks about the problem 67. Of all those involved (a)/ with the here as one of managing change. develop programmes to prepare managers in large numbers? accident (b)/ none was seriously For most of this century, as we created injured. (c)/ No Error (d) thousands and thousands of large (a) Companies and universities organisations for the first time in human wanted to generate funds through Direction (Q.68-69): In these questions, history, we didn’t have enough good these programmes out of the four alternatives choose the managers to keep all those bureaucracies (b) Organisations wanted to create one which can be substituted for the functioning. So many companies and communication network through given words/sentence. universities developed management trained managers programmes and hundreds and thousands (c) Large number of organisations 68. Make something less severe of people were encouraged to learn were created and they needed (a) Aggravation management on the job. And they did. But, managers in good numbers (b) Mediation people were taught little about leadership. (d) Only trained managers could lead (c) Palliation To some degree, management was the main an organisation to success (d) Redundant item on the twentieth-century agenda 63. Which of the following statements is 69. Usage of an incorrect word in place of because that’s what was needed. For every not true according to the passage? the one which is similar in entrepreneur or business builder who was a (a) Bureaucratic culture smothers pronunciation leader, we needed hundreds of managers to those who want to change (a) Spoonerism run their ever-growing enterprises. conditions (b) Malapropism Unfortunately for us today, this emphasis (b) Leadership involves carrying out (c) Blooper on management has often been important functions such as (d) Corpsing institutionalized in corporate cultures that budgeting and planning (c) Pressure on managers comes Direction (Q. 70-71): In these questions, discourage employees from learning how to four alternatives are given for the idiom/ lead. Ironically, past success is usually the mostly from within (d) Leadership has the potential to phrase given in bold in the sentence. key ingredient in producing this outcome. Choose the alternative, which best The syndrome, as I have observed it on establish direction 64. Management education was emphasized expresses the meaning of the idiom/ many occasions, goes like this : success phrase. creates some degree of marked dominance, in the management programmes because : 70. Let the chips fall where they may which in turn produces much growth. After (a) Let your sacrifices in life be a while keeping the ever larger organisation (a) Motivating employees was thought to be done by managers known to everyone. under control becomes the primary (b) Let the difficult situations in life challenge. So attention turns inward, and (b) organisations wanted to create a powerful guiding coalition come to an end regardless of the managerial competencies are nurtured. With results. a strong emphasis on management but not (c) establishing direction as the main force of organisations

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(c) Let the Joys of life take (c) veracity 83. WREAK precedence over your sorrows. (d) fence (a) Perpetrate (b) Reward (d) Let something happen without (c) Vent (d) Unleash bothering about the consequences Direction (Q.78-79): In each of the 71. In harness following questions, a sentence has been Directions (Q.84-85) : In the following (a) In the routine of daily work given in Direct/Indirect Speech. Out of question, the first and the last part of (b) To hold on to something the four alternatives suggested select the the sentence are numbered 1 and 6. The (c) Gripping with someone one which best expresses the same rest of the sentence is split into four parts (d)work in silence sentence in Indirect/Direct Speech. and named P, Q, R and S. These four parts are not given in their proper order. Direction (Q. 72-73): Four words are 78. She asked, “Is the secretary coming to Read the parts and find out which of the given in each question, out of which one the meeting?” four combinations is correct. word is correctly spelt. Find the correctly (a) She asked that the secretary was 84. 1. Children like to celebrate their spelt word. coming to the meeting birthday. 72. (a) Vocuferous (b) She asked that if the secretary was P. In addition to birthday presents, (b) Superfulous coming to the meeting. they also receive greetings. (c) Allottment (c) She asked if the secretary is Q. It provides an opportunity for (d) Dissipate coming to the meeting. them to enjoy themselves with 73. (a) Dolorous (d) She asked if the secretary was their friends. (b) Dolurous coming to the meeting. R. The birthday presents also add to (c) Doloreus 79. “If you want to smoke, you’ll have to their joy. (d) Delorious go out”, said the conductor. S. Nobody can deny that company (a) The conductor ordered me to go of friends is joyful. Direction (Q. 74-75): A part of the out and smoke. 6. All these factors make birthday sentence is bold. Below are given (b) The conductor said that if I worth celebrating. alternatives to the bold part at (a),(b),(c) wanted to smoke, I would have to (a) QRSP (b) SRPQ which may improve the sentence. Choose go out. (c) QSRP (d) RPQS the correct alternative. In case no (c) The conductor told me that 85. 1. The world leaders improvement is needed your answer is smoking is not permitted in the P. That the despotic regime will try (d). bus. to get (d) The conductor told me that I will Q. By unleashing cruder violence that 74. Wealth is no doubts necessary for have to go out and smoke. happiness in life. may come (a) Was no doubt necessary Direction (Q. 80-81): In the following R. Gathered in the peace conference (b) Is no doubt necessary questions choose the word which is most were unanimous in voicing their (c) Is no doubting necessary nearly the SAME in meaning of the fears (d) No improvement given word. S. Over its palpable sense of 75. The Junior auditor’s objections, insecurity however, appear to have fallen on 80. PRECARIOUS 6. In the form of the use of chemical deaf ears. (a) Perilous weapons (a) Fallen on hard times (b) Salubrious (a) PQSR (b) SQRP (b) Fallen on the floors (c) Innocuous (c) QPRS (d) RPSQ (d) Inoffensive (c) Fallen on evil days Direction (Q.86-90): In the following (d) No improvement 81. TACITURN (a) Garrulous passage, some of the words have been Directions (Q.76-77) : Fill in the blanks (b) Gregarious left out, each of which is indicated by a with appropriate options. (c) Communicative number. Find the suitable word from the 76. Morality is ______with ethics (d) Reticent options given against each number and and symbolizes the doctrine of actions fill up the blanks with appropriate words right or wrong. Direction (Q.82-83) : In the following to make the paragraph meaningful. (a) discussed questions choose the word which is most There are number of (86) reasons not to (b) identified OPPOSITE in meaning of the given travel by a public transport. There is the (c) resuscitated word. rigidity of the time table. Then, there are (87) about getting a seat, waiting at bus stops (d) rectified 82. APPARITION 77. Even though I was nervous during my and so on. Yet, there are deeper reasons why (a) Reality many of us shy away from public transport. presentation, I tried to project a (b) Perceptible _____of calmness while speaking. Each of us has our own set of (88) and (c) Illusion opinions against public transport. (a) surmise (d) Undetectable (b) semblance Moreover we are all slaves to advertisements. Car advertisements (89) the

112 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 notion of freedom. Motorcycles are offered because :- 101. The ratio of the transverse deformation as a w ay to recap tu re o u r lo st yo u th (90) (a) Of higher density of pure water and the longitudinal deformation is there is this feeling that we must have our (b) Of higher density of salty water called : own transport, whatever the cost. (c) Egg is made of calcium which (a) Poisson ratio is heavier than pure water (b) Bulk modulus of elasticity 86. (a) vague (d) The fluid matter inside the egg has (c) Rigidity modulus of elasticity (b) valid the same density as the salty (d) Young’s modulus of elasticity (c) varying water 102. Which one of the following statements (d) forbidden 95. An electron microscope gives higher mag- is not correct? 87. (a) concern nification than an optical microscope (a) The cathode rays originate from (b) obstructions because: cathode and proceed towards the (c) delights (a) It uses more powerful lenses anode in a cathode-ray discharge (d) concerns (b) The velocity of electron is smaller tube 88. (a) prejudices than that of visible light (b) The television picture tubes are (b) principles (c) The electrons have more energy nothing but cathode-ray tubes (c) understanding than the light particles (c) The cathode rays themselves are (d) frustrations (d) The wavelength of elections is not visible 89. (a) endure smaller as compared to the (d) The characteristics of cathode (b) empower wavelength of visible light rays depend upon the nature of (c) enforce 96. In a diesel engine the high temperature the gas present in the cathode-ray (d) endanger needed to ignite the fuel is achieved by tube 90. (a) As a result (a) Using heat from exhaust 103. The temperature at which solid melts (b) Albeit (b) The battery to become a liquid at the atmospheric (c) Thereafter (c) Compressing air in the cylinders pressure is called its melting point. The (d) Although (d) An electrical spark melting point of a solid is an indication 97. Lightning is observed earlier than the of : GENERAL STUDY sound is heard, because :- (a) Strength of the intermolecular 91. Athletes normally have large sized hearts (a) Light travels faster than sound forces of attraction because :- (b) Thunder is produced later (b) Strength of the intermolecular (a) Their blood is thicker and requires (c) Thunder is produced forces of repulsion more heart muscle to circulate it simultaneously but it travels after (c) Molecular mass (b) Greater blood pressure developed light has reached the observer’s (d) Molecular size during workout requires thicker eyes 104. Yellow colouring of Taj Mahal is due to heart walls (d) Man’s sense of vision is sharper formation of : (a) Ca(OH) (b) CaSO (c) Their cardiac output is regulated than his sense of hearing 2 4 (c) CaCO (d) CaO by change of cardiac rate during 98. A sensitive instrument can be shielded 3 workout very effectively from outside fields by 105. The combustible material at the tip of a (d) Their cardiac output is regulated placing it inside a box of :- safety match stick is :- by change of stroke volume during (a) Plastic (a) Sulphur workout (b) Teak wood (b) Manganese dioxide 92. A substance which can act both as an acid (c) A metal of high conductivity (c) Phosphorus and a base is known as :- (d) Soft iron of high permeability (d) Antimony sulphide (a) Amorphous 99. Which of the following characteristics is 106. Select the one which is not a mixture: (b) Allotropic not shown by hydrogen? (a) Air (b) Gasoline (c) Amphoteric (a) It burns in air to form water (c) LPG (d) Distilled water (d) None of these (b) It supports combustion 107. Parsec is a measure of :- 93. Small drops of a liquid are spherical in (c) It combines with almost all the (a) Brightness of heavenly body shape because : metals forming hydrides (b) Astronomical distance (a) The earth attracts all the particles (d) It readily combines with fluorine (c) Density of stars of the drop equally and chlorine and less readily with (d) Orbital velocity of giant stars (b) For a give volume, the surface area bromine, iodine, sulphur 108. The quantum number that tends to of a sphere is maximum and phosphorous specify the orientation in space for an (c) The surface energy is maximum 100. Which of the following was to be dis- orbital is the :- for spherical shape covered first in the chromospheres to (a) Principal quantum number (d) The surface energy is minimum the sun? (b) Orbital quantum number for the spherical shape (a) Xenon (b) Helium (c) Magnetic quantum number 94. A fresh egg sinks in pure water whereas it (c) Neon (d) Krypton (d) Spin quantum number floats in saturated salty water. This is

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109. Which of the following is amorphous? 120. Genes are located on – (a) Indra Nooyi (a) Glass (a) Mitochondria (b) Archana Bhargava (b) Sodium chloride (b) Chromosomes (c) Tulasi Munda (c) Powdered marble (c) Plastids (d) Tulasi Munda (d) Cane sugar (d) Nuclear membrane 129. Who has been chosen for the 2nd edi- 110. The manufacture of iron one involves 121. Stomata are bounded by a pair of guard tion of Akbar Kakkattil Award 2018? the process of :- cells. Stomata close when guard cells (a) U K Kumaran (a) Oxidation become – (b) N S Madhvan (b) Reduction (a) Turgid (c) T D Ramakrishnan (c) Fractional distillation (b) Flaccid (d) Subhash Chandran (d) Electrolysis (c) Half turgid 130. Which city is hosting the 19th edition 111. In which of the following cell organelles (d) Half flaccid of FICCI Frames 2018? do photo and thermochemical reactions 122. Which non-banking finance company (a) Mumbai occur in different and sites? has won the 2018 NABARD award for (b) Pune (a) Mitochondria its service to Self-Help Group (SHG) (c) New Delhi (b) Chloroplasts linkage? (d) Kochi (c) Ribosomes (a) Muthoot Finance Ltd 131. Who has won the best actress award at (d) Lysosomes (b) Shriram Transport Finance the 90th Academy Awards 2018? 112. Minamata disease is caused by :- Company Ltd (a) Allison Janney (a) Automobile exhausts contain lead (c) Repco Micro Finance Ltd (b) Sally Hawkins (b) Water pollution from sewage (d) Bajaj Finance Ltd (c) Frances McDormand (c) Industrial wastes having mercury 123. Which country to host the 4th (d) Saoirse Ronan compounds BIMSTEC Summit 2018? 132. Which state to host the 106th edition of (d) Wastes from tanneries (a) Bangladesh Indian Science Congress (ISC-2019)? 113. In which of the following organs of the (b) Nepal (a) Jharkhand human body bone tibia is to be found? (c) Sri Lanka (b) Uttar Pradesh (a) Skull (d) Myanmar (c) Madhya Pradesh (b) Leg 124. Which union minister has launched an (d) Rajasthan (c) Ankle-bone online portal NARI for the empower- 133. Who has been appointed as the new (d) Mouth ment of women? Chief Executive Officer (CEO) of 114. Which part of the body is affected by (a) Maneka Gandhi Ayushman Bharat – National Health Pyorrhea? (b) Narendra Modi Protection Mission (AB-NHPM)? (a) Elbow (b) Gums (c) Uma Bharti (a) Suraj Gupta (c) Skin (d) Lungs (d) Smriti Irani (b) Deepankar Singhvi 115. Which one of the following is the best 125. The 2018 Pravasi Bharatiya Divas (c) Kirti Pal Saxena source of vitamin A? (PBD) is celebrated on which date in (d) Indu Bhushan (a) Apple (b) Carrot India? 134. What is the objective of National Youth (c) Amla (d) Raddish (a) January 8 Empowerment Scheme which is under 116. A sleep disorder in which sleepers stop (b) January 10 discussion currently in Union govern- breathing and thus wake up many times (c) January 9 ment? each time, called :- (d) January 11 (a) To provide skill training to youth (a) Dyslexia (b) Apnoea 126. ISRO has successfully launched (b) To provide institutional credit to (c) Myopia (d) None Cartosat 2 Series satellite into space youth for self employment 117. Dentist’s Nerve is :- from which launch vehicle? (c) To provide military training to (a) Trigeminal Nerve (a) PSLV C-44 youth (b) Oculomotor (b) PSLV C-42 (d) To provide scholarship to (c) Olfactory (c) PSLV C-40 academically strong youth (d) None of these (d) PSLV C-46 135. Which committee has been constituted 118. When water vapour is passed over red 127. Which state government has launched by the Union Government to synergise hot iron- ‘Shakti’ app for women’s safety in the National Cadet Corps (NCC) and Na- (a) Nothing happens state? tional Service Scheme (NSS)? (a) Himachal Pradesh (a) Parag Motwani committee (b) Oxygen and Fe(OH)2 and produced (b) Punjab (b) Jagrati Ray committee (c) Hydrogen and Fe2O3 are produced (c) Haryana (c) Milind Zaidi committee (d) Hydrogen and Fe3O4 are produced 119. Which one of the following is known as (d) Uttar Pradesh (d) Anil Swarup committee caustic soda? 128. Who has been appointed as the first 136. Who has been selected for the 2018 independent female director of Interna- Sangita Kalanidhi award of the Music (a) Na3P (b) Na2CO3 tional Cricket Council (ICC)? Academy? (c) Ba(OH)2 (d) NaOH

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(a) S R G Rajanna (d) Omi Agrawal (b) Aruna Sairam 145. The Central Vigilance Commission a 2 cosβ  cosα2 (c) K Oman Kutty (CVC) is in news for appointing Sharad = 2 (d) Premeela Gurumurthy Kumar as new Vigilance Commissioner.  a 2 sinβ - sinα 137. IRDAI has constituted which commit- As per which committee’s recommen- tee to review regulations governing the dations, the CVC was set up? Insurance Marketing Firms (IMF)? (a) Nittoor Srinivasa Rau committee 2 2 cos α  cos β  2cosαcos  (a) K G Ramadevi committee (b) Tejendra Mohan Bhasin a = 2 2 (b) Sourabh Bhanot committee committee sin α  sin β  2sinαsin (c) Siddharth Pradhan committee (c) K V Chowdary committee (d) Suresh Mathur committee 11 2 (d) K Santhanam commiittee a 138. The Union Water Resources Ministry 146. Which country will host the 45th G7 = cos cos  sin sin  has teamed up with which technology summit 2019? giant for flood forecasting? (a) Italy (b) Germany = a 21 cosα  β (a) Facebook (c) France (d) Canada (b) Google 147. Which Indian-American personality has (c) Microsoft been named the Chief Finance Officer  α β  = 2asin  (d) Wipro (CFO) of the US’ largest automaker,  2  139. Who has won the 118th edition of the General Motors? US Open Golf Championship 2018? (a) Dhivya Suryadevara 22 (a) Brooks Koepka (b) PJP Singh Waraich 2. a;  π  (b) Patrick Reed (c) K L Jain 7 (c) Dustin Johnson (d) Jaishankar Jaiswal We know that, (d) Tommy Fleetwood 148. Anil Kumar clinched gold in the 10m π Radian = 1800 140. The 15th Finance Commission has con- Air Rifle event at the 18th KSS Memo- stituted an Advisory Council to advise rial Shooting Championship 2018. He 1800 and assist the Commission. It will be is native of which state?  1 Radian = headed by whom? (a) Tamil Nadu  (a) Neelkanth Mishra (b) Madhya Pradesh  1 Radian = (b) Sanjeev Gupta (c) Rajasthan 1807 (c) Surjit S. Bhalla (d) Gujarat  57.27270 (d) Arvind Virmani 149. Who will become the first Indian crick- 22 141. Who has become the new Prime Minis- eter to appear in Kia Super League in ter of Malaysia? England? = 57016'22'' (Approx.) (a) (a) Smriti Mandhana (b) Mahathir bin Mohamad (b) Harmanpreet Kaur sin 300  cos600  tan 450 (c) Daim Zainuddin (c) Mithali Raj 3. b; 0 0 0 (d) Abdullah Ahmad Badawi (d) Jhulan Goswami cos30  tan 45  sin 90 142. Who is the Chief Executive Officer 150. Which Indian shuttler has lifted the 2018 (CEO) of the Food Safety and Stan- men’s singles Russian Open Badmin-  1   dards Authority of India (FSSAI)? ton trophy?   1 (a) Ashish Bahuguna (a) H S Prannoy  2 2  (b) K S Sharma (b) Kidambi Srikanth   3  (c) Pawan Kumar Agarwal (c) Sourabh Verma  11 (d) Nidhi Tiwari (d) Rohan Kapoor  2  143. Who has been appointed as the new   chairman of Central Board of Indirect  2 3 2 3 taxes and Customs (CBIC)?    (a) John Joseph 3 3 3 (b) Vanaja N. Sarna ANSWER KEYS (c) Mahender Singh 4. b; Let AB be the string of the kite and AC 1. c; Distance between (d) S Ramesh be the ground level so that BC  AC. 144. Who has been appointed as the acting A a cos,asin  and Chairman of the Union Public Service Commission (UPSC)? B a cos ,asin   (a) Arvind Saxena (b) Sudha Jain (c) Kirti Kumar

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a S 4πr 2 1 x  1    2 = 3 S2 8πr 2 7. a; 1  S = S2 1 2 Then,  BAC = 600 and BC = 75 m. 10. c; Radius of the circular base = 19.2  2 Let AB = x m = 9.6 m h = 2.8 m AB 0 2 Now,  cosec60  l  h2  r 2  2.82  9.62 BC 3 PQRS is a cyclic quadrilateral. = 7.84  92.16  100 10 m x 2 150 0    x    PSR +  PQR = 180 Area of the canvas = rl 75 3 3  1300   PQR = 1800 22 0 = 9.610  301.71 sq m 150 3  PQR = 50 7 =  50 3 m 0 3 Also,  PRQ = 90 (angle in a semi- 11. b; Let the rate of swimming in still water circle) be x km/h.  Length of the string = 50 3 m In  PQR, we have  Rate downstream = x  3 km/h 5. c; Average rate of profit = 10%  PQR +  PRQ +  RPQ = 1800  500 + 900 +  RPQ = 1800  Rate upstream = x  3 km/h   RPQ = 400 According to the question, 8. a; A alone can complete the work in 42 x  3t  2x  3t days working 1 h daily. Similarly, B will take 56 days working  x  3  2x  6 1 h daily.  x  9 km/h 1 12. d; Time taken to complete a revolution Two parts should be in the ratio = 7 : 3 A’s 1 day’s work = Amount sold at 7% profit = 42 12  A   3h 7 1 4 100  70 B’s 1 day’s work = kg 56 12 10  4h (A + B)’s 1 day’s work = B  6. c; In  ADC, 3 1 1 4  3 7    12 42 56 168 168 C   2  8h 3  Time taken by (A + B) working 8 h  Required time = LCM of 3, 4 and 8 168 h = 24 h daily =  3 days 78 13. a; Relative speed = 35 + 55 = 90 km/h DAC = 1800 0 0 = 900  – 60 – 30 9. b; S = Surface area of sphere = 2 5 1 4r  90  25m / s Again in  DAC, 18 S2 = Curved surface of the circumscribed cylinder Distance to be covered = 132 + 118 = 0 AC tan60  = 2RH 250 m AD  Time taken to cross each other = = 2 2r2r 250 a 10s  3  = 2 x 8r 25 14. b; 15 = 3 5 18 = 32  2

116 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 Percentage increase in 1971= 21 = 3  7 2 3 AreaΔBPQ PB 24 = 2  3   2  54.80  43.92  LCM = 8  9  5  7 = 2520 AreaΔDPC PC   100 The largest number of four digits =  43.92  9999 20 1 =  2520)9999(3 AreaΔDPC 4  24.77% 7560 23. b; Percentage increase in 1941 = 2439  Area  DPC = 80 sq units 19. a;  31.85  27.90  Required number = 9999 – 2439 – 4 = 100 7556    1  1  1   27.90  (Because 15 – 11 = 4, 18 – 14 = 4, 21 – 1 1 1 . 17 = 4, 24 – 20 = 4)  2  3  4  3.95 100 14.16% 15. c; 12  18  3  2  1  x =     ...1   27.90  40  40 = 2 3  3 3 2  2 Percentage increase in 1951 =  36.14  31.85  = 3  2 2  2 1  3 1  4 1   100            31.85  16. d; Let the marked price of the cooler be  2   3   4  Rs.x  40 1 x 4.29100 ...     13.47% According to the question,  40  40 31.85 12 10% of x = 35 24. b; Volume of the cone = 1 2 3 39 x    .....  1 2 x 2 2 3 4 40 40   15 108 cm3   35 3 100 1 x    x 1 Volume of cylinder =   r 2 9 cm3 3500 40 40  x   Rs.1750 According to the question, 2 20. c; Let , the quantity of liquid P and Q be    r 2 9 17. d; Let n men working n hour a day for n 5x and 3x litres repetitively . Quantity of P removed days will complete x units of work 1 ATQ, time and work formula, 5 =  1515108  16 10 litres 3 p  p  p n n n 5  3  Quantity of Q removed 2 515108 p x  r  3 9 3  16  6 litres n 2  x  5  3  r  900  r  30 p2 5x 10 3 Diameter of base=2r=2 x 30=60cm 18. d; Now  x = 5 25. b; Let B’s salary = 100 3x  6 16 5 A’s Salary = 125  total volume = 5  8= 40 litre Required % 21. a; Population in 1971 = 54.80 crore 125 100 Population in 1981 = 68.40 crore = 100  20% Increase = 125 26. c 68.40  54.80 13.6 crore 1 1 1 13.6     Increase percent = 100 In D BPQ and DPC, 54.80 1 3 3 5 5 7  BPQ =  DPC 1 = 24.8% ...  And  BQP =  PDC 22. d; Percentage increase in 1981 = 24.8% 19 21 Hence D BPQ  DDPC We know that ratio of the areas of two similar triangles is equal to the ratios of squares of their corresponding sides.

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sides of the figure and white circles is 323 7 1  1  1  1 1   added inside it.  1      = 2 3 2 3 5 18 3 35. d; All the rest are outdoor games while     chess is an indoor game. 1  1 1  1  1 1  365 5 36. d      ...    =  20 2  5 7  2 19 21 18 18 2 pq sin  1 1 211 30. a; Given 2 2    p  q 37. b; 3 – EA, BB, DC, AD, CE 2 42 42 2 – BA, DB, CC, AE, EE 20 10 10 p2  q 2 5 – HF, FG, IH, JI, GH    sec  42 21 21  2 2 , 0 – AA, EC, BD, CD, DD p  q 3250 – EA, DB, JI, EC 27. a; S.I for 2 years = 12000 38. d; In all the figure except (b) the direction S.I for 1 year = 12000/2 = 6000. 2pq of T is opposite to each of the other tanα  So , rate of interest = 8% p2  q2 two designs. So , sum = 39. d; Given expression 6000 100%  75000. p2  q2 2pq 8%  C.I For 2years at 10% .pa .for rupees p2  q2 p2  q2 75000, the amount  75000 2 2 p  q p  q 40. a  10  =  1  = 90750 2 2  100  p  q p  q 31. c; As, ‘Ornithologist’ is a specialist of a2  ab  b2 1 ‘birds’ similarly ‘Archaeologist’ is a 28. a; Given, 2 2  specialist of ‘Archaeology’. a  ab  b 3 32. c By componendo – dividendo, 41. b 2a2  b2  4   2ab  2 Therefore, a2  b2 Similarly,  2 42. b; APQM/APQM/APQM/APQM ab 43. a 44. d 45. a So, a2  b2  2ab  a2  2ab  b2  0  a  b2  0

 a  b 46. a; a 2  1 33. c; As 24 : 60 = b 5 2 1 1 2 29. a; 5  3  2 Similarly, 120:300 = 3 6 3 5 17 19 7 34. d; From figure I to figure II the main 47. d 48. c    design is replaced by a design with one 49. d; Required time at which the 3 6 3 less number of sides. The black circles information was given time for next but inside the figure come out on either to leave – The difference between two

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leaving buses + Time before the last 109. a 110. a 111. b 112. c bus left 113. b 114. b 115. b 116. b VANIK’S KNOWLEDGE GARDEN 117. a 118. d 119. d 120. b = (9.35 – 0.30) +0.10 = 9.15 am. 121. b 122. c 123. b 124. a IMPORTANT BANKING AND 50. b; 1st row: 125. c 126. c 127. a 128. a INSURANCE ACTS IN INDIA 2  Negotiable Instruments Act -1881  7 =49-3 = 46 129. c 130. a 131. c 132. c  Co-operative Societies Act -1912 52=25 -2 = 23 133. d 134. c 135. d 136. b   Provident Funds Act -1925  46 + 23 = 69 137. d 138. b 139. a 140. d  Reserve Bank of India Act -1934 2nd row 141.b 142. c 143. d 144. a  Insurance Act -1938 145. d 146. c 147. a 148. b  Central Excise Act -1944 62 – 5 149. a 150. c  International Monetary Fund and Bank  36 – 5 = 31 Act-1945 2  Banking Regulation Act -1949  3 – 4   9 – 4 = 5  Chartered Accountants Act -1949  Contingency Fund of India Act -1950  31 + 5 = 36  State Bank of India Act -1955 rd So, 3 row VANIK’S KNOWLEDGE GARDEN  Life Insurance Corporation Act -1956 62 – 7  36 – 7 = 29  Deposit Insurance and Credit Guarantee LIST OF FOREIGN BANK & THEIR Corporation Act -1961  32 - 5  9 – 5 = 4 HEAD QUARTERS Bank Country  Unit Trust of India Act -1963  29 + 4 = 33 AB Bank Ltd. Bangladesh  Nationalization of Banks Act ( But government decided to nationalize 14 51. a 52. a; 53. d; 54. c; ABN AMRO Bank Netherland major commercial banks on 19th July, 55. c; Bank of Nova Scotia Canada 1969) -1964 56. c; BNP Paribas Bank France  Banking Laws (Application to Co- operative Societies) Act -1965 CTBC Bank Co. Ltd. Taiwan  Regional Rural Banks Act -1976 DBS Bank Singapore  Export-Import Bank of India Act -1981 FirstRand Bank Ltd South Africa  NABARD Act -1981 J.P. Morgan USA  Chit Funds Act -1982  Securities and Exchange Board of India 57. d; (5 + 4) × 2 = 18 JSC VTB Bank Russia Act -1992 (2 + 1) × 4 = 12 KBC Bank NV Belgium  Insurance Regulatory and Development (5 + 4 ) × 1 = 9 Standard Chartered Bank UK Authority Act -1999  Foreign Exchange Management Act - (2 + 1 ) × 5 = 15 Shinhan Bank South Korea 1999 58. c Sumitomo Mitsui Bank Japan  The Competition Act -2002 59. a; 2  5  6  2 6 Bank of Bahrain & Kuwait Bahrain  Prevention of Money Laundering Act - BSC 2002 = 2 × 5 – 6 + 2 = 10 – 6 + 2  Fiscal Responsibility and Budget Bank of Ceylon Sri Lanka = 12 – 6 = 6 Management Act -2002 Berclays Bank UK  Securitisation and Reconstruction of 60. b; Each set is made of the digits 2, 4, 6, Citi Bank USA Financial Assets and of Security 8 Interest Act. (Colloquially, SARFAESI Woori Bank South Korea 61. c 62. c 63. b 64. d Act) -2002 Deustsche Bank Germany  Government Securities Act -2006 65. b 66. a 67. b 68. c HSBC Ltd Hong Kong  Securities Laws (Amendment) Act 69. b 70. d 71. a 72. d -2014 Mashreq Bank PSC UAE 73. a 74. b 75. d 76. b  The Regional Rural Banks 77. b 78. d 79. b 80. a Mizuho Bank Ltd. Japan (Amendment) Act- Diluted the sharing 81. d 82. a 83. b 84. c Royal Bank of Scotland UK pattern by limiting the composite share 85. d 86. b 87. d 88. a Scotia Bank Canada of central govt. and sponsor bank to 51% -2014 89. b 90. a 91. c 92. c Sonali Bank Ltd. Bangladesh  The Insurance Laws (Amendment) Act- 93. d 94. b 95. d 96. c United Overseas Bank Ltd Singapore Pushed FDI limit to 49% -2015 97. a 98. d 99. b 100. b 101. a 102. d 103. a 104. b 105. d 106. d 107. d 108. c

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LIST OF COUNCIL OF MINISTERS Prime Minister and also in-charge of: Personnel, Public Grievances and Pensions; Department of Atomic Energy; Department of Narendra Modi Space; and All important policy issues; and All other portfolios not allocated to any Minister. Rajnath Singh Home Sushma Swaraj External Affairs Arun Jaitley Finance and Corporate Affairs *(Absent due to illness) Piyush Goyal Railways, Coal, *Ministry of Finance & Corporate Affair Road Transport and Highways; Shipping; and Water Resources, Nitin Jairam Gadkari River Development and Ganga Rejuvenation. Suresh Prabhu Commerce and Industry. D.V. Sadananda Statistics and Programme Implementation. Gowda Uma Bharati Drinking Water and Sanitation. Ramvilas Paswan Consumer Affairs, Food and Public Distribution. Maneka Sanjay Women and Child Development Gandhi Ananthkumar Chemicals and Fertilizers; and Parliamentary Affairs Ravi Shankar Prasad Law and Justice; and Electronics and Information Technology Jagat Prakash Nadda Health and Family Welfare Ashok Gajapathi Raju Civil Aviation Pusapati Anant Geete Heavy Industries and Public Enterprises. Harsimrat Kaur Badal Food Processing Industries Narendra Singh Tomar Rural Development; Panchayati Raj; and Mines. Chaudhary Birender Steel. Singh Jual Oram Tribal Affairs Radha Mohan Singh Agriculture and Farmers Welfare. Thaawar Chand Social Justice and Empowerment. Gehlot Smriti Zubin Irani *Textiles Science and Technology; Earth Sciences; and Environment, Forest Dr. Harsh Vardhan and Climate Change. Prakash Javadekar Human Resource Development Petroleum and Natural Gas; and Skill Development and Dharmendra Pradhan Entrepreneurship. Nirmala Sitharaman Defence Mukhtar Abbas Naqvi Minority Affairs.

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MINISTERS OF STATE (INDEPENDENT CHARGE)

Rao Inderjit Singh Planning; and Chemicals and Fertilizers. Santosh Kumar Labour and Employment. Gangwar Ayurveda, Yoga and Naturopathy, Unani, Siddha and Shripad Yesso Naik Homoeopathy (AYUSH). Giriraj Singh Micro, Small and Medium Enterprises. Development of North Eastern Region; Prime Minister’s Office; Dr. Jitendra Singh Personnel, Public Grievances and Pensions; Department of Atomic Energy; and Department of Space. Dr. Mahesh Sharma Culture; and Environment, Forest and Climate Change. Manoj Sinha Communications; and Railways. Col. Rajyavardhan Youth Affairs and Sports; and Information and Broadcasting. Singh Rathore Raj Kumar Singh Power; and New and Renewable Energy Hardeep Singh Puri Housing and Urban Affairs. Alphons *Tourism Kannanthanam

FOUNDER OF IMPORTANT e-COMMERCE Paytm Vijay Shankar Sharma Zomato Deepinder Goyal & Pankaj Chadha Flipkart Sachin & Binny Bansal Shopclues Sanjaya Sethi In mobi Naveen Tiwari Jabong Pravin Sinha Snapdeal Kunal Bahl & Rohit Bansal Quikr Pranay Chulet OLA Cabs Bhavish Aggarwal Amazon Jeff Bezos MINISTERS OF STATE

Shiv Pratap Shukla Finance. Parliamentary Affairs; and Statistics and Programme Vijay Goel Implementation. Ashwini Kumar Health and Family Welfare. Chaubey Virender Kumar Women and Child Development; and Minority Affairs Anantkumar Hegde Skill Development and Entrepreneurship. Gajendra Singh Agriculture and Farmers Welfare. Shekhawat

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Human Resource Development; and Water Resources, River Dr. Satya Pal Singh Development and Ganga Rejuvenation. General(Retd.) V.K. External Affairs. Singh Santosh Kumar Finance Gangwar Faggan Singh Kulaste Health and Family Welfare S.S. Ahluwalia Drinking Water and Sanitation. Ramdas Athawale Social Justice and Empowerment. Ram Kripal Yadav Rural Development. Haribhai Parthbhai Mines; and Coal. Chaudhary Giriraj Singh Micro, Small and Medium Enterprises Hansraj Gangaram Ahir Home Affairs. Ramesh Chandappa Drinking Water and Sanitation Jigajinagi Rajen Gohain Railways. Parshottam Rupala Agriculture and Farmers Welfare; and Panchayati Raj. M.J. Akbar External Affairs. Upendra Kushwaha Human Resource Development. Radhakrishnan P. Finance; and Shipping. Kiren Rijiju Home Affairs Krishan Pal Social Justice and Empowerment. Jasvantsinh Sumanbhai Tribal Affairs. Bhabhor Vishnu Deo Sai Steel Sudarshan Bhagat Tribal Affairs. Y.S. Chowdary Science and Technology; and Earth Sciences Jayant Sinha Civil Aviation. Babul Supriyo Heavy Industries and Public Enterprises. Sadhvi Niranjan Jyoti Food Processing Industries. Vijay Sampla Social Justice and Empowerment. Parliamentary Affairs; and Water Resources, River Development Arjun Ram Meghwal and Ganga Rejuvenation. Ajay Tamta Textiles Krishna Raj Agriculture and Farmers Welfare. Road Transport and Highways; Shipping; and Chemicals and Mansukh L. Mandaviya Fertilizers. Anupriya Patel Health and Family Welfare

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S. STATE AND U.T. CHIEF MINISTER GOVERNOR NO 1 Andaman & Nicobar U.T. Devendra Kumar Joshi 2 Andhra Pradesh N. Chandrababu Naidu Shri. E. S. L. Narasimhan 3 Arunachal Pradesh Pema Khandu B.D. Mishra 4 Assam Sarbananda Sonowal Jagdish Mukhi 5 Bihar Nitish Kumar Lal Ji Tondon 6 Chandigarh U.T. V.P. Singh Bandore 7 Chhattisgarh Dr. Raman Singh Shri Balramji Dass Tandon 8 Goa Manohar Parrikar Mridula Sinha 9 Gujarat Vijay Rupani Shri Om Prakash Kohli 10 Haryana Manohar Lal Khattar Satyadev Narayan Arya 11 Himachal Pradesh Jai Ram Thakur Acharya Dev Vrat 12 Jammu and Kashmir Satyapal Malik 13 Jharkhand Raghubar Das Draupadi Murmu 14 Karnataka H.D. Kumaraswami Vajubhai Rudabhai Vala 15 Kerala PinarayiVijayan P. Sathasivam 16 Madhya Pradesh Shri Shivraj Singh Chouhan Anandiben Patel 17 Maharashtra Devendra Fadnavis Chennamaneni Vidyasagar Rao 18 Manipur N. Biren Singh Najma Heptullah 19 Meghalaya Conard Sangam Tathagata Roy 20 Mizoram Lal Thanhawla Kummanam Rajasekharam 21 Nagaland Neiphiu Rio Shri Padmanabha Balakrishna Acharya 22 New Delhi ArvindKejriwal Anil Bijal 23 Odisha Sh. Naveen Patnaik Ganeshi Lal 24 Puducherry V. Narayanasamy 25 Punjab Captain Amarinder Singh V P Singh Badnore 26 Rajasthan Vasundhara Raje Kalyan Singh 27 Sikkim ShriPawan Kumar Chamling Ganga Prasad 28 Tamil Nadu Eddappadik Palaniswami Banwaril Lal Purohit 29 Telangana K Chandrasekhar Rao ESL Narasimhan 30 Tripura Biplap Kumar Dev Kaptan Singh Solanki 31 Uttar Pradesh Yogi Aditya Shri Ram Naik 32 Uttarakhand Trivendra Singh Rawat Baby Rani Maurya 33 West Bengal Km. Mamata Banerjee Keshari Nath Tripathi 34 Dadra and Nagar Haveli U.T. Prafula Khodapatel 35 Daman and Diu U.T. Prafula Khodapatel 36 Lakshadweep U.T. Farooq Khan

123 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF OCTOBER 2018 BUREAUCRATS 1. National Security Adviser-Ajit Doval 2. Cabinet Secretary of India-Pradeep Kumar Sinha 3. Attorney General of India-K. K. Venugopal 4. Solicitor General of India- 5. Home Secretary-Rajiv gauba 6. Finance Secretary-Hasmukh Adhia 7. Foreign Secretary-Vijay Keshav Gokhale 8. Defence Secretary- Sanjay Mitra 9. Secretary-General of the Lok Sabha-Snehalata Srivastava (She succeed Anup Mishra) 10. Secretary-General of the Rajya Sabha-Desh Deepak Verma 11. Speaker, Lok Sabha- Sumitra Mahajan 12. Deputy Speaker, Lok Sabha- M. Thambidurai 13. Deputy Chairman, Rajya Sabha-PJ Kurien 14. Principal Scientific Adviser-R. Chidambaram 15. Director,National Technical Research Organisation-Alok joshi 16. Chief Economic Adviser-Arvind Subramanian 17. Permanent Representative of India to the United Nations-Syed Akbaruddin 18. Chairman, Railway Board-Ashwani Lohani 19. Chief Justice of India-Dipak Misra 20. Comptroller and Auditor-General of India-Rajiv Mehrishi 21. Chief Election Commissioner of India-Om Prakash Rawat 22. Election Commissioner-Sunil Arora 23. Chairperson, NITI Aayog-Prime Minister N.Modi 24. Vice President, NITI Aayog-Rajiv Kumar 25. CEO, NITI Aayog- Amitabh Kant 26. Defence Research and Development(DRDO) Secretary -G. Satheesh Reddy 27. Principal Secretary to PM - Nirpendra Mishra 28. Director, Enforcement Directorate-Kamal Singh

PERMANENT COMMISSIONS OFFICE-HOLDERS 1. Chairman, National Human Rights Commission of India-H. L. Dattu 2. Chairman, Central Vigilance Commission-K. V. Chowdhary 3. Chairman, Central Information Commission-R. K. Mathur 4. Chairperson, Central Board of Direct Taxes -Sushil Chandra 5. Chairman, National Commission for Minorities-Syed Ghayorul Hasan Rizvi 6. Chairman, National Commission for Scheduled Castes-Ram Shankar Katheria 7. Chairman, National Commission for Scheduled Tribes -Nand Kumar Sai 8. Chairman, National Commission for Backward Classes- vacant 9. Chairman, National Commission for Women-Jayanti Patanaik 10. Chairman, Atomic Energy Commission of India-Sekhar Basu 11. Chairman, ISRO-K. Sivan 12. Chairman, National Forest Commission-B. N. Kirpal 13. Chairman, Union Public Service Commission-Aravinda Saxena 14. Chairman, University Grants Commission-Dhirendra Pal Singh 15. Chairman, Central Water Commission-Narendra Kumar 16. Director, Space Applications Centre-Tapan Misra 17. Chairman, Competition Commission of India-Devender Kumar Sikri 18. Chairman, CBSE (Central Board of Secondary Education)-Anita Karwal 19. Chairperson, Central Board of Excise & Customs-Ms. Vanaja N. Sarna 20. Chairman, FSSAI(Food Safety and Standards Authority of India)-Ashish Bahuguna

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21. Chairman, National Highways Authority of India-Yaduvir Mallick 22. Chairman, Central Board of Film-Prasoon Joshi 23. Chairman, Children’s Film Society of India-Mukesh Khana 24. Chairman, Press Council of India -CK Prasad 25. Chairman, Press Trust of India-Viveck Gonka 26. Chairman, Telecom Regulartory Authority of India (TRAI)-Ram Sevak Sharma 27. Chairperson, National Green Tribunal-Umesh Dattatraya Salvi 28. Director, NCERT(National Council of Educational Research and Training)-Hrushikesh Senapaty 29. Director General, Archaeological Survey of India-Rakesh Tewari 30. Chairperson, Staff Selection Commission -Ashim Khurana 31. Director General, Delhi Metro Rail Corporation-Mangoo Singh DEFENCEAND SECURITY 1. Chief of the Army Staff-General Bipin Rawat 2. Chief of the Air Staff-Air Chief Marshal Birender Singh Dhanoa (also Chairman of Joint Chiefs of Staff Committee) 3. Chief of the Naval Staff-Admiral Sunil Lanba 4. Chief of Integrated Defence Staff-air marshall p p reddy 5. Director, Research and Analysis Wing-Anil Dhasmana 6. Director, Intelligence Bureau-Rajiv Jain 7. Director General, Military Intelligence-Lieutenant General K. G. Krishna 8. Director, Central Bureau of Investigation-Alok Kumar Verma 9. Director General, Border Security Force-K. K. Sharma 10. Director General, Central Reserve Police Force-Rajiv Rai Bhatnagar 11. Director General, Central Industrial Security Force-O. P. Singh 12. Director General, Indo-Tibetan Border Police-R. K. Pachnanda 13. Director General, National Security Guard-Sudeep Lakhtakia 14. Director General, National Investigation Agency-Y.C. Modi 15. Director General, National Disaster Response Force-Sanjay Kumar 16. Director General,SSB-Rajni Kant Mishra HEADS OF FINANCIAL BODIES 1. Chairman, 14th Finance Commission of India-Y. Venugopal Reddy, 15th Finance Commission-N.K. Singh 2. Governor of Reserve Bank of India-Urjit Patel 3. Chairman, Securities and Exchange Board of India-Ajay Tyagi 4. Chairman, Insurance Regulatory and Development Authority of India-Subash Chandra Khuntia 5. Chairman, 7th Pay Commission-Ashok Kumar Mathur 6. Chairman, Small Industries Development Bank of India-Muhammad Mustafa 7. Chairman, Company Law Board-Mahesh Kumar Mittal 8. Chairman and Managing Director, Export-Import Bank of India- Yaduvendra Mathur 9. CEO and Managing Director, National Housing Bank-Sriram Kalyanaraman 10. Chairman, National Bank for Agriculture and Rural Development-Harsh Kumar Bhanwala 11. CEO and Managing Director, Industrial Finance Corporation of India-Dr. Emandi Sankara Rao 12. Chairman, National Stock Exchange-Ashok Chawla 13. Chairman, Bombay Stock Exchange-Sethuratnam Ravi 14. Chairperson, State Bank of India-Rajnish Kumar 15. Chairman, IDBI-Mahesh Kumar Jain 16. Chairman, Life Insurance Corporation of India-V. K. Sharma 17. President, Federation of Indian Chambers of Commerce and Industry-Pankaj Patel 18. Chairman, Pension Fund Regulatory and Development Authority-Hemant G. Contractor 19. President, Confederation of Indian Industry-Shobhana Kamineni 20. President, ASSOCHAM-Sandeep Jajodia 21. Chairman, National Statistical Commission-Radha Binod Barman 22. Chairman of Indian Bank Associations- Rajeev Rishi 23. CMD & CEO of Indian Post Payment Bank (IPPB) - Suresh Sethi 

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Acronyms Abbreviations ACS Automated Clearing Systm. AD Authorized Dealer. CGRA Currency and Gold Revaluation Account. ADB Asian Development Bank. CIBIL Credit Information Bureau of India Limited Currency Management Information ADF Automated Data Flow CMIS System AEPS Aadhaar Enabled Payments Switch CNP Card Not Present AFS Annual Financial Statement. CPFF Commercial Paper Funding Facility AIC Agricultural Insurance Company. CPI Consumer Price Index. AIF Alternative Investment Fund CRAR Capital To Risk Weighted Asset Ratio. ALCO Asset Liability Committee CRISIL Credit Rating Information Services Of India ALM Asset Liability Management CRMD Credit Risk Management Department. AMFL Association of Mutual Funds in India. CRR Cash Reserve Ratio. AML Anti-Money Laundering CSR corporate social responsibility AMRMS Audit and Risk Monitoring Mechanism CTI Country Threat Index. ANBC Adjusted Net Bank Credit DPG Deferred Payment Guarantee APBS Aadhaar Payment Bridge System DPN Demand Promissory Note ARC Asset Reconstruction Companies DRAT Debt Recovery Appellate Tribunal ASBA Applications Supported Bank Accounts DRI Differential Rate Of Interest Associated Chambers of Commerce and DSCR Debt Service Coverage Ratio ASSOCHAM Industry of India. DTAA Double Taxation Avoidance Agreement. ATM Automated Teller Machine. European Bank for Reconstruction and EBRD BCBS Basel Committee on Banking Supervision Development. BCSBI Banking Codes and Standards Board of India ECB External Commercial Borrowings. BIS Bank for International Settlements. ECS Electronic Clearing System. BOE Bill of Exchange EDF Export Development Fund BOP Balance of Payments. EDI Electronic Data Internchange BOT Build,Operate and Transfer. EDP Entrepreneurship Development Programme BSCS Basel Committee on Banking Supervision. EEFC Exchange Earners’ Foreign Currency BSE Bombay Stock Exchange. EFTPOS Electronic Funds Transfer At Point Of Sale BSR Basic Statistical Returns. EIB European Investment Bank. CAD Current Account Deficit ELSS Equity Linked Saving Scheme. CAR Capital Adequacy Ratio EMI Equated Monthly Instalments CARE Credit Analysis and Research Limited EPFO Employees’ Provident Fund Organisation EPOS Electronic Point Of Sale CASA Current and Savings Accounts EPS Earning per Share CBLO Collateralized Bank Lending Obligations ESOP Employee Stock Options CBS Core Banking Solution. EXIM Export Import Bank of India. CCIL Clearing Corporation of India Limited FCA Foreign Currency Assets. CCL Cash Credit Limit FCCB Foreign Currency Convertible Bond CDB Caribbean Development Bank. FCNR Foreign Currency Non Resident Deposit Accounts Committee of Direction on Banking CDBS Statistics. FCNRA Foreign Currency Non resident Account. FDI Foreign Direct Investment. CDRS Corporate Debt Restructuring FEDAI Foreign Exchange Dealers Association Of India CDS Credit Default Swap. FERA Foreign Exchange Regulation Act. Comprehensive Economic Partnership CEPA Federation of Indian Chambers of Commerce and Management. FICCI Industry. CFRA Combined Finance and Revenue Accounts.

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FII Foreign Institutional Investor. KCC Kisan Credit Card Financial Information Network and FINO Operation Limited KMB Kotak Mahindra Bank. FIPB Foreign Investment Promotion Board. KVB Karur Vysya Bank. FPI Foreign Portfolio Investment. KVIC Khadi and Village Industries Corporation FTA Free Trade Agreement. KVP Kisan Vikas Patra GAAR General Anti Avoidance Rule. KYC Know Your Customer Guidelines GDR Global Depository Receipt. LAB Local Area Bank. GFD Gross Fiscal Deficit. LAF Liquidity Adjustment Facility GIRO Government Internal Revenue Order. LAMPS Large Sized Adivasi Multipurpose Societies GMS Gold Monetisation Scheme LDB Land Development Bank. GSTN Goods and Services Network LERMS Liberalized Exchange Rate Management System HDFC Housing Development Finance Corporation. LIBOR London Inter Bank Offered Rate. IADB Inter American Development Bank. LIC Life Insurance Corporation Of India IAS Integrated Accounting Systems LTCG Long-Term Capital Gains IBBI Insolvency and Bankruptcy Board of India LTN Long Term Note International Bank for Reconstruction and MCA Ministry Of Company Affairs IBRD Development MCLR Marginal Cost Of Lending Rate IBU International Banking Unit MFDF Micro Finance Development Fund ICA Indian Council of Agricultural Research. MIBOR Mumbai Inter Bank Offer Rate. Industrial Credit and Investment Corporation ICICI MICR Magnetic Ink Character Recognition of India. MIS Management Information System Investment Information and Credit Rating ICRA MSS Market Stabilisation Scheme Agency of India Limited MTN Medium Term Note IDB Islamic Development Bank. MUDRA Micro Units Development And Refinance Agency IDBI Industrial Development Bank of India. National Bank For Agricultural And Rural IDR Indian Depository Receipts. NABARD Development. Institute for Development and Research Of IDRBT Banking NAS National Account Statistics. IEPF Investors Education and Protection Fund NAV Net Asset Value. IFC International Finance Corporation NBC Non Banking Companies. IIB International Investment Bank. NBFC Non Banking Finance Companies IIBF Indian Institute of Banking and Finance. NDA Net Domestic Asset IMF International Monetary Fund. NDS Negotiated Dealing Systems IMPS Immediate Payment Service NDTL Net Demand And Time Liability IMT Instant Money Transfer NECS National Electronic Clearing System IOB Indian Overseas Bank. NEFT National Electronic Funds Transfer System. IPO Initial Public Offering NFA No Frills Account. IPPB India Post Payments Bank NFC Non Banking Finance Companies. IRBI Industrial Reconstruction Bank Of India. NFS National Financial Switch Insurance Regulatory and Development NHB National Housing Bank. IRDA Authority of India NIB Nordic Investment Bank. IROs Interest rate options NPA Non Performing Assets. IRR Internal Rate Of Return. NPCI National Payments Corporation Of India International Standard Industrial ISCI NPS National Pensions Scheme. Classification NPV Net Present Value

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An international organization is an organization with an Most ROs tend to work alongside well-established multilateral international membership, scope, or presence. There are two main organizations such as the United Nations. While in many instances types: a regional organization is simply referred to as an international (a) International nongovernmental organizations (INGOs): organization, in many others it makes sense to use the term regional non-governmental organizations (NGOs) that operate organization to stress the more limited scope of a particular internationally. These include international non-profit membership. organizations and worldwide companies such as the World Examples of ROs include the South Asian Association for Regional Organization of the Scout Movement, International Cooperation (SAARC), and Union of South American Nations Committee of the Red Cross etc. (USAN), Association of Southeast Asian Nations (ASEAN), (b) Intergovernmental organizations, also known as European Union (EU), the Caribbean Community (CARICOM), international governmental organizations (IGOs): the type the Union for the Mediterranean (UfM), the Arab League of organization most closely associated with the term (AL),African Union (AU), Eurasian Economic Union (EEU). ‘international organization’, these are organizations that are made up primarily of sovereign states (referred to as UNITED NATIONS member states). Notable example is the United Nations The United Nations (UN) is an intergovernmental organization (UN). tasked to promote international co-operation and to create and The role of international organizations is helping to set the maintain international order. A replacement for the ineffective international agenda, mediating political bargaining, providing a place League of Nations, the organization was established on 24 October for political initiatives and acting as catalysts for coalition- 1945 after World War II with the aim of preventing another such formation. International organizations also define the salient issues conflict. At its founding, the UN had 51 member states; there are and decide which issues can be grouped together, thus help now 193. The headquarters of the UN is in Manhattan, New York governmental priority determination or other governmental City. Further main offices are situated in Geneva, Nairobi, and arrangements. Not all international organizations seek economic, Vienna. The organization is financed by assessed and voluntary political and social cooperation and integration. contributions from its member states. Its objectives include maintaining international peace and security, promoting human REGIONAL ORGANISATIONS rights, fostering social and economic development, protecting the Regional organizations (ROs) are, in a sense, international environment, and providing humanitarian aid in cases of famine, organizations (IOs), as they incorporate international membership natural disaster, and armed conflict. The UN is the largest, most and encompass geopolitical entities that operationally transcend a familiar, most internationally represented and most powerful single nation state. However, their membership is characterized by intergovernmental organization in the world. boundaries and demarcations characteristic to a defined and unique The UN has five principal organs: the General Assembly (the main geography, such as continents, or geopolitics, such as economic deliberative assembly); the Security Council (for deciding certain blocs. They have been established to foster cooperation and resolutions for peace and security); the Economic and Social Council political and economic integration or dialogue among states or (ECOSOC; for promoting international economic and social co- entities within a restrictive geographical or geopolitical boundary. operation and development); the Secretariat (for providing studies, information, and facilities needed by the UN); the International

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Court of Justice (the primary judicial organ). The UN Trusteeship ministers heading key committees of the World Bank and the Council was the sixth principal organ which became inactive since International Monetary Fund (IMF). 1994. ECOSOC serves as the central forum for discussing international UN System agencies include the World Bank Group, the World economic and social issues and formulating policy recommendations Health Organization, the World Food Programme, UNESCO, and addressed to member states and the United Nations system. A UNICEF. The UN’s most prominent officer is the Secretary- number of non-governmental organisations have been granted General, an office held by Portuguese politician and diplomat consultative status to the Council to participate in the work of the Antonio Guterres since 2017. United Nations. The president is elected for a one-year term and chosen from the 1. United Nations General Assembly (UNGA) small or mid-sized powers represented on the ECOSOC. Inga The United Nations General Assembly (UNGA) is one of the Rhonda King was elected seventy-fourth President of ECOSOC principal organs of the United Nations (UN), the only one in on 26 July 2018. which all member nations have equal representation, and the main deliberative, policy-making and representative organ of the UN. 4. International Court of Justice (ICJ) Its powers are to oversee the budget of the UN, appoint the non-  Established - 1945 permanent members to the Security Council, appoint the Secretary- The International Court of Justice commonly referred to as the General of the United Nations, receive reports from other parts of World Court is the principal judicial organ of the United Nations the UN and make recommendations in the form of General (UN). It settles legal disputes between member states and gives Assembly Resolutions. It has also established numerous subsidiary advisory opinions to authorized UN organs and specialized agencies. organs. It comprises a panel of 15 judges elected by the General Assembly The General Assembly currently meets under its president or and Security Council for nine-year terms. It is seated in the Peace secretary-general in annual sessions at the headquarters of the Palace in The Hague, Netherlands. United Nations in New York City. 5. United Nations Secretariat 2. United Nations Security Council (UNSC) The United Nations Secretariat is one of the major organs of  Established - 1945 the United Nations. The Secretariat is the United Nations’ executive The United Nations Security Council (UNSC) is one of the arm. The Secretariat has an important role in setting the agenda for principal organs of the United Nations, charged with the the UN’s deliberative and decision making bodies of the UN (the maintenance of international peace and security as well as accepting General Assembly, Economic and Social Council, and Security new members to the United Nations and approving any changes to Council), and the implementation of the decision of these bodies. the United Nations Charter. Its powers include the establishment The Secretary-General, who is appointed by the General Assembly, of peacekeeping operations, the enforcement of international is the head of the secretariat. sanctions, and the authorization of military action through Security Council resolutions; it is the only UN body with the authority to SPECIALIZED UN AGENCIES issue binding resolutions to member states. The Security Council held its first session on 17 January 1946. Food and Agriculture Organization (FAO) The Security Council consists of fifteen members. United States  Established – 1945 of America, United Kingdom, Russia, France and China are the five  Headquarter – Rome, Italy permanent members. These permanent members can veto any substantive Security Council resolution, including those on the The Food and Agriculture Organization of the United Nations admission of new member states or candidates for Secretary- (FAO) is a specialized agency of the United Nations that leads General. The Security Council also has 10 non-permanent members, international efforts to defeat hunger. Serving both developed and elected on a regional basis to serve two-year terms. The body’s developing countries, FAO acts as a neutral forum where all nations presidency rotates monthly among its members. meet as equals to negotiate arguments and debate policy. 3. United Nations Economic and Social FAO is also a source of knowledge and information, and helps Council (ECOSOC) developing countries in transition modernize and improve agriculture, forestry and fisheries practices, ensuring good nutrition  Established - 1945 The United Nations Economic and Social Council (ECOSOC) is and food security for all. one of the principal organs of the United Nations, responsible for coordinating the economic, social, and related work of 15 UN International Civil Aviation Organization specialized agencies, their functional commissions and five regional (ICAO) commissions. The ECOSOC has 54 members. The General  Established – 1947 Assembly selects 18 new members for ECOSOC each year for the  Headquarter – Montreal, Quebec, Canada term of 3 years with a provision that a retiring member can be re- elected. It holds one seven-week session each year in July, and The International Civil Aviation Organization (ICAO) is a since 1998, it has also held an annual meeting in April with finance specialized agency of the United Nations. It codifies the principles and techniques of international air navigation and fosters the

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The International Fund for Agricultural Development (IFAD) is an The International Maritime Organization (IMO), known as the international financial institution and a specialised agency of the Inter-Governmental Maritime Consultative Organization (IMCO) United Nations dedicated to eradicating poverty and hunger in until 1982, is a specialised agency of the United Nations responsible rural areas of developing countries. It was established as an for regulating shipping. The IMO was established following international financial institution in 1977 as one of the major agreement at a UN conference held in Geneva in 1948 and the IMO outcomes of the 1974 World Food Conference. Seventy-five percent came into existence ten years later, meeting for the first time in of the world’s poor live in rural areas in developing countries, yet 1959. Headquartered in London, United Kingdom, the IMO only 4% of official development assistance goes to agriculture. currently has 174 Member States and three Associate Members. The strategic policy of IFAD is detailed in Strategic Framework The IMO’s primary purpose is to develop and maintain a for IFAD 2011–2015: Enabling the Rural Poor to Overcome comprehensive regulatory framework for shipping and its remit Poverty. Its headquarters is in Rome, Italy, and is a member of the today includes safety, environmental concerns, legal matters, United Nations Development Group. The President of the IFAD technical co-operation, maritime security and the efficiency of is Gilbert F. Houngbo from Togo, who was elected for a four-year shipping. IMO is governed by an assembly of members and is term in 2017. financially administered by a council of members elected from the IFAD’s goal is to empower poor rural men and women in developing assembly. The work of IMO is conducted through five committees countries to achieve higher incomes and improved living. and these are supported by technical subcommittees. Other UN IFAD seeks to ensure that poor rural people have better access to, organisations may observe the proceedings of the IMO. Observer and the skills and organisation they need to take advantage of: status is granted to qualified non-governmental organisations.  Natural resources, especially secure access to land and water, and improved natural resource management and International Monetary Fund (IMF)  Formation - 1945 conservation practices  Headquarters - Washington D.C., U.S.  Improved agricultural technologies and effective production services The International Monetary Fund (IMF) is an international  A broad range of financial services organization headquartered in Washington, D.C., consisting of “189  Transparent and competitive markets for agricultural countries working to foster global monetary cooperation, secure inputs and produce financial stability, facilitate international trade, promote high  Opportunities for rural off-farm employment and employment and sustainable economic growth, and reduce poverty enterprise development around the world.” Formed in 1945 at the Bretton Woods  Local and national policy and programming Conference primarily by the ideas of Harry Dexter White and John Maynard Keynes, it came into formal existence in 1945 with 29 International Labour Organization (ILO) member countries and the goal of reconstructing the international  Formation - 1919 payment system. It now plays a central role in the management of  Headquarters - Geneva, Switzerland balance of payments difficulties and international financial crises. The International Labour Organization (ILO) is a United Nations Countries contribute funds to a pool through a quota system from agency dealing with labour problems, particularly international which countries experiencing balance of payments problems can labour standards, social protection, and work opportunities for all. borrow money. The ILO has 187 member states: 186 of the 193 UN member states

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Through the fund, and other activities such as the gathering of increase universal respect for justice, the rule of law, and human statistics and analysis, surveillance of its members’ economies and rights along with fundamental freedom proclaimed in the United the demand for particular policies, the IMF works to improve the Nations Charter. It is the successor of the League of Nations’ economies of its member countries. The organisation’s objectives International Committee on Intellectual Cooperation. stated in the Articles of Agreement are: to promote international UNESCO has 195 member states and ten associate members. Most monetary co-operation, international trade, high employment, of its field offices are “cluster” offices covering three or more exchange-rate stability, sustainable economic growth, and making countries; national and regional offices also exist. resources available to member countries in financial difficulty. UNESCO pursues its objectives through five major programs: The current Managing Director (MD) and Chairman of the education, natural sciences, social/human sciences, culture and International Monetary Fund is noted French lawyer and former communication/information. Projects sponsored by UNESCO politician, Christine Lagarde, who has held the post since 5 July include literacy, technical, and teacher-training programs, 2011. international science programs, the promotion of independent media and freedom of the press, regional and cultural history projects, International Telecommunication Union the promotion of cultural diversity, translations of world literature, (ITU) international cooperation agreements to secure the world’s cultural  Formation - 1865 and natural heritage (World Heritage sites) and to preserve human  Headquarters - Geneva, Switzerland rights, and attempts to bridge the worldwide digital divide. UNESCO’s aim is “to contribute to the building of peace, the The International Telecommunication Union (ITU) is a specialized eradication of poverty, sustainable development and intercultural agency of the United Nations (UN) that is responsible for issues dialogue through education, the sciences, culture, communication that concern information and communication technologies. and information”. Other priorities of the organization include The ITU coordinates the shared global use of the radio spectrum, attaining quality Education For All and lifelong learning, addressing promotes international cooperation in assigning satellite orbits, emerging social and ethical challenges, fostering cultural diversity, works to improve telecommunication infrastructure in the a culture of peace and building inclusive knowledge societies through developing world, and assists in the development and coordination information and communication. of worldwide technical standards. The ITU is active in areas including broadband Internet, latest-generation wireless United Nations Industrial Development Or- technologies, aeronautical and maritime navigation, radio astronomy, satellite-based meteorology, convergence in fixed-mobile phone, ganization (UNIDO)  Formation - 1966 (converted to a specialized agency in 1985) Internet access, data, voice, TV broadcasting, and next-generation  Headquarters - Vienna, Austria networks. The agency also organizes worldwide and regional exhibitions and forums, such as ITU Telecom World, bringing The United Nations Industrial Development Organization (UNIDO) together representatives of government and the telecommunications is a specialized agency in the United Nations system, headquartered and ICT industry to exchange ideas, knowledge and technology. in Vienna, Austria. The Organization’s primary objective is the ITU, based in Geneva, Switzerland, is a member of the United promotion and acceleration of industrial development in developing Nations Development Group, and has 12 regional and area offices countries and countries with economies in transition and the in the world. ITU has been an intergovernmental public–private promotion of international industrial cooperation. 168 States are partnership organization since its inception. Its membership Members of UNIDO. includes 193 Member States and around 800 public and private UNIDO believes that competitive and environmentally sustainable sector companies, and academic institutions as well as international industry has a crucial role to play in accelerating economic growth, and regional telecommunication entities, known as Sector Members reducing poverty. The Organization therefore works towards and Associates, which undertake most of the work of each Sector. improving the quality of life of the world’s poor by drawing on its combined global resources and expertise in the following three United Nations Educational, Scientific and interrelated thematic areas: Cultural Organization (UNESCO)  Poverty reduction through productive activities;  Formation - 1946  Trade capacity-building; and  Headquarters - Paris, France  Energy and environment. In order to fulfill these objectives, UNIDO The United Nations Educational, Scientific and Cultural  assists developing countries in the formulation of Organization (UNESCO) is a specialized agency of the United development, institutional, scientific and technological Nations (UN) based in Paris. Its declared purpose is to contribute policies and programmes in the field of industrial to peace and security by promoting international collaboration development; through educational, scientific, and cultural reforms in order to

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 analyzes trends, disseminates information and was created in 1967 “to encourage creative activity, to promote the coordinates activities in their industrial development; protection of intellectual property throughout the world”.  acts as a forum for consultations and negotiations directed WIPO currently has 191 member states, administers 26 international towards the industrialization of developing countries; treaties, and is headquartered in Geneva, Switzerland. and  provides technical cooperation to developing countries World Meteorological Organization (WMO) for implementing their development plans for sustainable  Formation - 1950 industrialization in their public, cooperative and private  Headquarters - Geneva, Switzerland sectors. The World Meteorological Organization (WMO) is an intergovernmental organization with a membership of 191 Member Universal Postal Union (UPU) States and Territories. It originated from the International  Formation - 1874 Meteorological Organization (IMO), which was founded in 1873.  Headquarters - Bern, Switzerland Established by the ratification of the WMO Convention on 23  Head - Bishar Abdirahman Hussein March 1950, WMO became the specialised agency of the United Nations for meteorology (weather and climate), operational The Universal Postal Union (UPU) is a specialized agency of the hydrology and related geophysical sciences a year later. United Nations (UN) that coordinates postal policies among The World Meteorological Organization (WMO) is a specialized member nations, in addition to the worldwide postal system. The agency of the United Nations. It is the UN system’s authoritative UPU contains four bodies consisting of the Congress, the Council voice on the state and behavior of the Earth’s atmosphere, its of Administration (CA), the Postal Operations Council (POC) and interaction with the oceans, the climate it produces and the resulting the International Bureau (IB). It also oversees the Telematics and distribution of water resources. WMO has a membership of 191 Express Mail Service (EMS) cooperatives. Each member agrees to Member States. the same terms for conducting international postal duties. The World Tourism Organization (WTO) UPU’s headquarters are located in Bern, Switzerland. The UPU  Formation - 1975 currently has 192 members.  Headquarters - Madrid, Spain World Health Organization (WHO) The World Tourism Organization (UNWTO) is the United Nations  Formation - 1948 agency responsible for the promotion of responsible, sustainable  Headquarters - Geneva, Switzerland and universally accessible tourism. It is the leading international organization in the field of tourism, which promotes tourism as a The World Health Organization (WHO) is a specialized agency of driver of economic growth, inclusive development and the United Nations that is concerned with international public environmental sustainability and offers leadership and support to health. It was established on 7 April 1948, and is headquartered in the sector in advancing knowledge and tourism policies worldwide. Geneva, Switzerland. Its predecessor, the Health Organization, It serves as a global forum for tourism policy issues and a practical was an agency of the League of Nations. source of tourism knowledge. It encourages the implementation of Since its establishment, it has played a leading role in the eradication the Global Code of Ethics for Tourism to maximize the contribution of smallpox. Its current priorities include communicable diseases, of tourism to socio-economic development, while minimizing its possible negative impacts, and is committed to promoting tourism, in particular HIV/AIDS, Ebola, malaria and tuberculosis; the geared towards eliminating poverty and fostering sustainable mitigation of the effects of non-communicable diseases such as development and peace worldwide. sexual and reproductive health, development, and aging; nutrition, UNWTO generates market knowledge, promotes competitive and food security and healthy eating; occupational health; substance sustainable tourism policies and instruments, fosters tourism abuse; and driving the development of reporting, publications, and education and training, and works to make tourism an effective networking. tool for development through technical assistance projects in over The WHO is responsible for the World Health Report, the 100 countries around the world. worldwide World Health Survey, and World Health Day. The current UNWTO’s membership includes 156 countries, 6 territories and Director-General of WHO is Tedros Adhanom, who started his over 500 affiliate members representing the private sector, educational institutions, tourism associations and local tourism five-year term on 1 July 2017. authorities. Its headquarters are located in Madrid. World Intellectual Property Organization United Nations Children’s Fund (UNICEF) (WIPO)  Established - 1946  Formation - 1967  Headquarters - New York, U.S.  Headquarters - Geneva, Switzerland The United Nations Children’s Fund (UNICEF) is a United Nations The World Intellectual Property Organization (WIPO) is one of (UN) program headquartered in New York City that provides the 15 specialized agencies of the United Nations (UN). WIPO

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The Polish physician Ludwik Rajchman is widely rights, Criminals, drug lords in Philippines and the rights of racial regarded as the founder of UNICEF and served as its first chairman and ethnic minorities. from 1946. UNICEF’s programs emphasize developing community-level OTHER POLITICAL & services to promote the health and well-being of children. UNICEF was awarded the Nobel Peace Prize in 1965 and the Prince of ECONOMIC UNION Asturias Award of Concord in 2006. UNICEF’s Supply Division is based in Copenhagen and serves as World Trade Organization (WTO) the primary point of distribution for such essential items as vaccines,  Formation - 1995 antiretroviral medicines for children and mothers with HIV,  Headquarters - Geneva, Switzerland nutritional supplements, emergency shelters, family reunification,  Membership - 164 member states and educational supplies. The World Trade Organization (WTO) is an intergovernmental United Nations High Commissioner for Refu- organization that regulates international trade. The WTO officially gees (UNHCR) commenced on 1 January 1995 under the Marrakesh Agreement, signed by 124 nations on 15 April 1994, replacing the General  Formation - 1950  Headqaurters - Geneva, Switzerland Agreement on Tariffs and Trade (GATT), which commenced in 1948. It is the largest international economic organization in the UNHCR, the UN Refugee Agency, is a United Nations programme world. with the mandate to protect refugees, forcibly displaced The WTO deals with regulation of trade in goods, services and communities and stateless people, and assist in their voluntary intellectual property between participating countries by providing repatriation, local integration or resettlement to a third country. a framework for negotiating trade agreements and a dispute UNHCR stands for the Office of the United Nations High resolution process aimed at enforcing participants’ adherence to Commissioner for Refugees and was created in 1950, during the WTO agreements. The WTO prohibits discrimination between aftermath of World War II. Its headquarters are in Geneva, trading partners, but provides exceptions for environmental Switzerland and it is a member of the United Nations Development protection, national security, and other important goals. Group. The UNHCR has won two Nobel Peace Prizes, once in Among the various functions of the WTO, these are the most 1954 and again in 1981. important: UNHCR was established on 14 December 1950 and succeeded the  It oversees the implementation, administration and earlier United Nations Relief and Rehabilitation Administration. operation of the covered agreements. The agency is mandated to lead and co-ordinate international action  It provides a forum for negotiations and for settling to protect refugees and resolve refugee problems worldwide. Its disputes. primary purpose is to safeguard the rights and well-being of refugees. Additionally, it is WTO’s duty to review and propagate the national It strives to ensure that everyone can exercise the right to seek trade policies, and to ensure the coherence and transparency of asylum and find safe refuge in another state, with the option to trade policies through surveillance in global economic policy- return home voluntarily, integrate locally or to resettle in a third making. Another priority of the WTO is the assistance of country. developing, least-developed and low-income countries in transition to adjust to WTO rules and disciplines through technical United Nations Human Rights Council cooperation and training. (UNHRC)  The WTO shall facilitate the implementation,  Formation - 2006 administration and operation and further the objectives  Head - Vojislav Suc, Council President of this Agreement and of the Multilateral Trade The United Nations Human Rights Council (UNHRC) is a United Agreements, and shall also provide the framework for Nations body whose mission is to promote and protect human the implementation, administration and operation of the rights around the world. The UNHRC has 47 members elected for multilateral Trade Agreements.  The WTO shall provide the forum for negotiations among its members concerning their multilateral trade relations

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in matters dealt with under the Agreement in the Annexes The World Bank Group (WBG) is a family of five international to this Agreement. organizations that make leveraged loans to developing countries. It  The WTO shall administer the Understanding on Rules is the largest and most well-known development bank in the world and Procedures Governing the Settlement of Disputes. and is an observer at the United Nations Development Group. The  The WTO shall administer Trade Policy Review bank is based in Washington, D.C. The bank’s stated mission is to Mechanism. achieve the twin goals of ending extreme poverty and building  With a view to achieving greater coherence in global shared prosperity. economic policy making, the WTO shall cooperate, as The WBG came into formal existence on 27 December 1945 appropriate, with the international Monetary Fund following international ratification of the Bretton Woods (IMF) and with the International Bank for Reconstruction agreements, which emerged from the United Nations Monetary and Development (IBRD) and its affiliated agencies. and Financial Conference (1–22 July 1944). It also provided the foundation of the Osiander Committee in 1951, responsible for the European Union (EU) preparation and evaluation of the World Development Report. The European Union (EU) is a political and economic union of 28 Its five organizations are the International Bank for Reconstruction member states that are located primarily in Europe. The EU has and Development (IBRD), the International Development developed an internal single market through a standardised system Association (IDA), the International Finance Corporation (IFC), of laws that apply in all member states in those matters (only) the Multilateral Investment Guarantee Agency (MIGA) and the where members have agreed to act as one. EU policies aim to International Centre for Settlement of Investment Disputes ensure the free movement of people, goods, services and capital (ICSID). within the internal market, enact legislation in justice and home The term “World Bank” generally refers to just the IBRD and affairs and maintain common policies on trade, agriculture, fisheries IDA, whereas the term World Bank Group or WBG is used to refer and regional development. A monetary union was established in to all five institutions collectively. The World Bank’s (the IBRD 1999 and came into full force in 2002 and is composed of 19 EU and IDA’s) activities are focused on developing countries, in fields member states which use the euro currency. such as human development (e.g. education, health), agriculture The EU and European citizenship were established when the and rural development (e.g. irrigation and rural services), Maastricht Treaty was enacted in 1993. The EU traces its origins environmental protection (e.g. pollution reduction, establishing and to the European Coal and Steel Community (ECSC) and the enforcing regulations), infrastructure (e.g. roads, urban regeneration, European Economic Community (EEC), established, respectively, and electricity), large industrial construction projects, and by the 1951 Treaty of Paris and 1957 Treaty of Rome. The original governance (e.g. anti-corruption, legal institutions development). members of what came to be known as the European Communities The IBRD and IDA provide loans at preferential rates to member were the Inner Six: Belgium, France, Italy, Luxembourg, the countries, as well as grants to the poorest countries. Loans or Netherlands, and West Germany. The Communities and its grants for specific projects are often linked to wider policy changes successors have grown in size by the accession of new member in the sector or the country’s economy as a whole. For example, a states and in power by the addition of policy areas to its remit. loan to improve coastal environmental management may be linked The latest major amendment to the constitutional basis of the EU, to development of new environmental institutions at national and the Treaty of Lisbon, came into force in 2009. While no member local levels and the implementation of new regulations to limit state has left the EU or its predecessors, the United Kingdom pollution. signified an intention to leave after a membership referendum in June 2016 and is negotiating its withdrawal. Popularly khan as International Bank for Reconstruction and Brexit. Development (IBRD) In 2012, the EU was awarded the Nobel Peace Prize. Through the  Formation - 1944 Common Foreign and Security Policy, the EU has developed a role  Headquarters - Washington, D.C. in external relations and defence. The union maintains permanent  Membership - 189 countries diplomatic missions throughout the world and represents itself at The International Bank for Reconstruction and Development the United Nations, the World Trade Organization, the G7 and the (IBRD) is an international financial institution that offers loans to G20. Because of its global influence, the European Union has been middle-income developing countries. The IBRD is the first of five described as an emerging superpower. member institutions that compose the World Bank Group and is headquartered in Washington, D.C., United States. It was WORLD BANK GROUP established in 1944 with the mission of financing the reconstruction  Formation - 1944 of European nations devastated by World War II. The IBRD and  Headquarters - Washington D.C. , USA its concessional lending arm, the International Development  Membership - 189 states Association, are collectively known as the World Bank as they

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The IBRD  Formation - 1960 provides commercial-grade or concessional financing to sovereign  Headquarters - Washington D.C. states to fund projects that seek to improve transportation and  Membership - 173 countries infrastructure, education, domestic policy, environmental consciousness, energy investments, healthcare, access to food and The International Development Association (IDA) is an potable water, and access to improved sanitation. international financial institution which offers concessional loans The IBRD is owned and governed by its member states, but has its and grants to the world’s poorest developing countries. The IDA is own executive leadership and staff which conduct its normal a member of the World Bank Group and is headquartered in business operations. The Bank’s member governments are Washington, D.C., United States. It was established in 1960 to shareholders which contribute paid-in capital and have the right to complement the existing International Bank for Reconstruction vote on its matters. In addition to contributions from its member and Development by lending to developing countries which suffer nations, the IBRD acquires most of its capital by borrowing on from the lowest gross national income, from troubled international capital markets through bond issues. creditworthiness, or from the lowest per capita income. Together, the International Development Association and International Bank International Finance Corporation (IFC) for Reconstruction and Development are collectively generally  Formation - 1956 known as the World Bank.  Headquarters - Washington D.C. The association shares the World Bank’s mission of reducing  Membership - 184 countries poverty and aims to provide affordable development financing to countries whose credit risk is so prohibitive that they cannot afford The International Finance Corporation (IFC) is an international financial institution that offers investment, advisory, and asset- to borrow commercially or from the Bank’s other programs. The management services to encourage private-sector development in IDA’s stated aim is to assist the poorest nations in growing more quickly, equitably, and sustainably to reduce poverty. The IDA is developing countries. The IFC is a member of the World Bank the single largest provider of funds to economic and human Group and is headquartered in Washington, D.C. It was established development projects i in 1956, as the private-sector arm of the World Bank Group, to n the world’s poorest nations. advance economic development by investing in for-profit and International Centre for Settlement of In- commercial projects for poverty reduction and promoting development. The IFC’s stated aim is to create opportunities for vestment Disputes (ICSID)  Formation - 1966 people to escape poverty and achieve better living standards by  Headquarters – Washington D.C. mobilizing financial resources for private enterprise, promoting  Membership - 161 countries (signatory and contracting accessible and competitive markets, supporting businesses and states) other private-sector entities, and creating jobs and delivering necessary services to those who are poverty stricken or otherwise The International Centre for Settlement of Investment Disputes vulnerable. (ICSID) is an international arbitration institution established in Since 2009, the IFC has focused on a set of development goals that 1966 for legal dispute resolution and conciliation between its projects are expected to target. Its goals are to increase international investors. The ICSID is part of and funded by the sustainable agriculture opportunities, improve healthcare and World Bank Group, headquartered in Washington, D.C., in the education, increase access to financing for microfinance and United States. It is an autonomous, multilateral specialized business clients, advance infrastructure, help small businesses grow institution to encourage international flow of investment and revenues, and invest in climate health. mitigate non-commercial risks by a treaty drafted by the Originally, it was more financially integrated with the World Bank International Bank for Reconstruction and Development’s executive Group, but later, the IFC was established separately and eventually directors and signed by member countries. became authorized to operate as a financially-autonomous entity The ICSID does not conduct arbitration or conciliation proceedings and make independent investment decisions. It offers an array of itself, but offers institutional and procedural support to conciliation debt and equity financing services and helps companies face their commissions, tribunals, and other committees which conduct such risk exposures while refraining from participating in a management matters. capacity. The corporation also offers advice to companies on making decisions, evaluating their impact on the environment and society, Multilateral Investment Guarantee Agency and being responsible. It advises governments on building (MIGA) infrastructure and partnerships to further support private sector  Formation - 1988 development.  Headquarters - Washington D.C.

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 Membership - 181 countries The New Development Bank (NDB), formerly referred to as the BRICS Development Bank, is a multilateral development bank The Multilateral Investment Guarantee Agency (MIGA) is an established by the BRICS states (Brazil, Russia, India, China and international financial institution which offers political risk insurance and credit enhancement guarantees. These guarantees South Africa). According to the Agreement on the NDB, “the Bank shall support public or private projects through loans, guarantees, help investors protect foreign direct investments against political and non-commercial risks in developing countries. MIGA is a equity participation and other financial instruments.” Moreover, member of the World Bank Group and is headquartered in the NDB “shall cooperate with international organizations and other financial entities, and provide technical assistance for projects Washington, D.C., United States. MIGA was established in 1988 as an investment insurance facility to be supported by the Bank.” The bank is headquartered in Shanghai, China. The first regional to encourage confident investment in developing countries. It office of the NDB is in Johannesburg, South Africa. insures long-term debt and equity investments as well as other The idea for setting up the bank was proposed by India at the 4th assets and contracts with long-term periods. MIGA offers insurance BRICS summit in 2012 held in Delhi. The creation of a new to cover five types of non-commercial risks: currency development bank was the main theme of the meeting. BRICS inconvertibility and transfer restriction; government expropriation; leaders agreed to set up a Development bank at the 5th BRICS war, terrorism, and civil disturbance; breaches of contract; and the summit held in Durban, South Africa in 2013. non-honoring of financial obligations. MIGA will cover investments On 15 July 2014, the first day of the 6th BRICS summit held in such as equity, loans, shareholder loans, and shareholder loan Fortaleza, Brazil, the BRICS states signed the Agreement on the guarantees. The agency may also insure investments such as New Development Bank, which makes provisions for the legal management contracts, asset securitization, bonds, leasing activities, basis of the bank. In a separate agreement, a reserve currency pool franchise agreements, and license agreements. The agency generally worth $100 bln was set up by BRICS nations. The 7th BRICS offers insurance coverage lasting up to 15 years with a possible summit in July 2015 marked the entry into force of the Agreement five-year extension depending on a given project’s nature and on the New Development Bank. circumstances. The New Development Bank has an initial subscribed capital of USD 50 billion and an initial authorized capital of USD 100 billion. MULTILATERAL FINANCIAL The initial subscribed capital is equally distributed among the ORAGANISATION founding members. Each member cannot increase its share of capital without all other four members agreeing. The bank will allow new Asian Infrastructure Investment Bank (AIIB) members to join but the BRICS capital share cannot fall below  Formation - 2016 55%.  Headquarters - Beijing, China The bank aims to contribute to development plans established  Membership - 86 Members nationally through projects that are socially, environmentally and The Asian Infrastructure Investment Bank (AIIB) is a multilateral economically sustainable. Taking this into account, the main development bank that aims to support the building of infrastructure objectives of the NDB can be summarized as follows in the Asia-Pacific region. The bank currently has 86 member states  Promote infrastructure and sustainable development from around the world. The bank started operation after the projects with a significant development impact in member agreement entered into force on 25 December 2015, after countries. ratifications were received from 10 member states holding a total  Establish an extensive network of global partnerships number of 50% of the initial subscriptions of the Authorized with other multilateral development institutions and Capital Stock. national development banks. The United Nations has addressed the launch of AIIB as having  Build a balanced project portfolio giving a proper respect to their geographic location, financing requirements and potential for “scaling up financing for sustainable development” and to improve the global economic governance. The starting capital other factors. of the bank was $100 billion, equivalent to 2D 3 of the capital of the Asian Development Bank and about half that of the World Bank. The bank was proposed by China in 2013 and the initiative  was launched at a ceremony in Beijing in October 2014. New Development Bank (NDB)  Formation - 2014 (Treaty signed), July 2015 (Treaty in force)  Headquarters - Shanghai, China  Membership – Brazil, Russia, India, China, South Africa

136 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] T O P P E SATYA BRATA BARIK R (SBI, BOB, IDBI-PO) S’ T A L K

T O P P

E ARPITA PRIYADARSHINI R (IBPS & RRB-PO) S’ T A L K

Advt. RRB-PO SELECTIONS OF 2017 TILL NOW RRB-CLERK SELECTIONS OF 2017 TILL NOW

SUBRAT LUHA SOUMYASIKHA PATRA SOUMYA SAI DAS DIBYA JYOTI GIRI SAROJ KUMAR SAHOO PRITI RANJAN ACHARYA RITESH SARANGI RANUSHREE SAHOO RAJA ABHISHEK PRADHAN ABUP KUMAR BEHERA DHARA RANI PATRA JEEBAN JYOTI DAS PRITIRANJAN ACHARYA RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO SANJEEB KUMAR NAYAK RAJASHREE PANDA ATASI KU. SAHU JAGDISH CH. HEMBRAM GAYATRI DAS CHINMAYEE RATH ANMOL SAHANI ANANTA CH. DAS RAJA ABHISHEK PRADHAN SHADAB KHAN SUBRAT LUHA RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK

PRAJNYA P. NAYAK NANDINI PRADHAN MOTILAL CHHATRIA JITENDRA KUMAR BHOI JAGRUTI PRADHAN GOURISANKAR SWAIN GOPINATH SAHOO GEETANJALI PATRO DUSHMANTA NAIK DEBADATTA BEHERA ABHIJEET MOHANTY TRUPTI PRAVA BEHERA TRILOCHANA BEHERA RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO

ASHISH KU. SAMAL SOUMYA N. SENAPATI SITESH BEHERA GOUTAM KUMAR MALLIK RISHIRAJ SWAIN RAKESH KU. BISWAL ARPITA PRIYADARSHINI SOUMYA SAI DAS RAMESH C. BEHERA JEEBAN JYOTI DAS ABUP KUMAR BEHERA RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK

BISHNU PRASAD SAHOO ARPITA PRIYADARSHINI ANJALI TRIPATHY AMIT KUMAR SAMAL JAGANNATH PATRO ILINE LAKRA DHARANIDHAR JENA SUJATA SAHOO DEBI PRASAD SAHU MANISHA MISHRA BIKASH CH. PANDA BIBHUDATTA DAS BASUDEV CHANDRA RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO

SOVAN SATAPATHY SONALI DANSANA SASIKANTA BEHERA SIPIN SAHOO SUSHREE P. MOHAPATRA PRAMOD BEHERA DEBABRATA BARIK ASHIRBAD KANUNGO AMBRASH KARNA JANMEJAYA MISHRA MANISHA MISHRA RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK

UTTAM KUMAR PAL TRUPTIPRAVA BEHERA TIKINA MOHAPATRA SOUMYASHREE NAYAK SOUMYA N. SENAPATI RITESH TIWARI SIBARAM MOHANTY SHRADDHA S. PUJARI SATYAM N. BEHERA SATABDHI K. BARIK SASWATI MADHUSMITA S. BISWAS PRAKASH ASHISH KU. SAMAL RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO

MANAS R. PRADHAN SANTOSH SAHOO DEBABRATA BEHERA DHANANJAYA PRADHAN RANUSHREE SAHOO RASHMI RANJAN BARIK JANMANJAY MISHRA SANJAY KU. SUNDARAY PRIYABRATA SAHOO MANAS RANJAN ROUT JYOTIRMAYEE BEHERA RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK ROHIT KU. MAHARANA RISHIRAJ SWAIN RASMITA PANDEY RAKESH KU. BISWAL PREETI RANI SAHU PRAGYANPARAMITA DASH PRAFULLA KUMAR PANI NIBEDITA PRADHAN NAVIN KUMAR MANAS R. PRADHAN ATASI KU. SAHU SANTOSH SAHOO RITESH TIWARI RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO And Many And Many More More Selections DIPTI RANJAN BEHERA RANJIT KUMAR SIAL SUBHASMITA PRUSTY SATYA DEV PATEL SUNIL KUMAR SETHY AMBRITA SAHU BISWARANJAN NATH SIDDHARTHA DALEI RAKESH SWAIN ANURAG PATTANAYAK BAISALI SAHOO DEBABRATA BEHERA AMIT KUMAR SAMAL BUDDHADEV BISWAL PRATUSH KU. DIGAL DIBYA JYOTI GIRI DIPAN KU. NAYAK RITESH TIWARI JEEBANJYOTI DAS RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO Selections RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK

IBPS-PO/SO SELECTIONS OF 2017 TILL NOW IBPS-CLERK SELECTIONS OF 2017 TILL NOW

SAROJ KUMAR SAHOO ROSHNI GANTAGHARIA ROHITESHWAR DHARUA NIHAR PANIGRAHI NARESH CH. PRUSTY MAHESH PRASAD NAYAK JEEBANJYOTI DAS GOUTAM MALLIK DHANANJAYA BEHERA IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK UTTAM KU. PRADHAN TAPAN KU. PRADHAN TANUSHREE MAHANTA SURAJ RAJ BHOI SUBRAT KU. DANDESH SUBHADIPTA JENA SOUMYA SAI DAS SOUBHAGYA SAHOO SIPUN SAHOO ANUP KUMAR BEHERA ARPITA PRIYADARSHINI IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO

TRUPTIPRAVA BEHERA SURAJ KUMAR PATTNAIK SUBRAT KUMAR MISHRA SUBHADIPTA JENA SMRUTIKA NAIK SIPUN SAHOO SIPRA KHUNTIA SHADAB KHAN SATYARANJAN DEBATA IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK

SANJEEB KU. PRUSTY RAJ ABHISHEK PRADHAN PRASANTA KU. BEHERA PRAMIT DASGUPTA PADMA BH. MOHANTA NARESH CH. PRUSTY GIRISH CH. PANIGRAHI GAYATRI DASH DHARANIDHAR JENA DHANANJAYA PRADHAN ASHISH KUMAR SAMAL IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO

DEEPANWITA TAREI DEBASHIS KUMAR DAS BUDDHADEV BISWAL BOBYSMITA SAMAL BISMITA PANDA ASHUTOSH PATTANAYAK ASHISH KUMAR SAMAL SARASWATI MURMU SITESH BEHERA IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK

DEEPAK KUMAR BEHERA PRAVAS KU. CHHOTARAY PARAMESHWAR PATEL BASANT KUMAR YADAV CHRISTO DAS GAMANGO ROHAN BISWAL BHAGIRATHI BEHERA BIJAN KUMAR BHOI SOUMYA R. SENAPATI RASHMI RANJAN BARIK SOHAM MOHANTY IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO

ARPITA PRIYADARSHINI ANMOL SAHANI PRIYABRAT SAHOO CHRISTO DAS GAMANGO SOUMYA R. SENAPATI LALATENDU S. BARIK NIHAR R. PRADHAN SUNIL PATEL BISWODEV SAHOO IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK

SNIGDHA SUMAN BEURA SUNANDA DAS RAKESH KUMAR SAHOO DIPAN KUMAR NAYAK BONTU SUMAN KUMAR DEBI PRASAD PRADHAN TUSHAR RANJAN JENA SARASWATI MURMU SNEHASISH NANDA G. SIBANI GYANRANJAN MAHANTA IBPS-SO IBPS-SO IBPS-SO IBPS-SO IBPS-SO IBPS-SO IBPS-SO IBPS-SO IBPS-SO IBPS-SO IBPS-PO AMITI KUMAR SAMAL ANIL KUMAR BEHERA M. CHINMAYEE RATHA RITESH TIWARI SOUMYA SAI DAS DIGAMBARA PUJARI AMIYA KUMAR BARAD SOHAM MOHANTY MEERA NAIK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK Bank PO Clerical Railway SSC

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