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BANK of MONTREAL S&P/TSX 60 CANADIAN GROWTH PROTECTED DEPOSIT NOTES , Series 10

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BANK of MONTREAL S&P/TSX 60 CANADIAN GROWTH PROTECTED DEPOSIT NOTES , Series 10 INFORMATION STATEMENT DATED JUNE 25, 2015 This Information Statement has been prepared solely for assisting prospective purchasers in making an investment decision with respect to the Deposit Notes. This Information Statement constitutes an offering of these Deposit Notes only in those jurisdictions where they may be lawfully offered for sale and therein only by persons permitted to sell the Deposit Notes. No securities commission or similar authority in Canada has in any way passed upon the merits of the Deposit Notes offered hereunder and any representation to the contrary is an offence. The Deposit Notes offered under this Information Statement have not been, and will not be, registered under the United States Securities Act of 1933, as amended, or any State securities laws and may not be offered for sale or sold in the United States or to United States persons. BANK OF MONTREAL S&P/TSX 60 CANADIAN GROWTH PROTECTED DEPOSIT NOTES TM, Series 10 PRICE: $100 PER DEPOSIT NOTE Minimum Subscription: $2,000 (20 Deposit Notes) The Bank of Montreal S&P/TSX 60 Canadian Growth Protected Deposit NotesTM, Series 10 (the “Deposit Notes”) issued by Bank of Montreal are a principal protected product that will mature on January 24, 2022 (“Maturity”). The closing of this offering is scheduled to occur on or about July 22, 2015 (the “Closing Date”). At Maturity, a holder will receive the deposit amount of $100 (the “Deposit Amount”) in respect of each of the holder’s Deposit Notes plus a variable return, if any, that will be determined based on the price performance of the S&P/TSX 60 Index (Price Return Version) (the “Index”) over the term of the Deposit Notes. The variable return for each Deposit Note at Maturity, if any, will equal $100 multiplied by 80.00% (the “Participation Rate”) of the price return, if positive, of the Index from the Closing Date to and including the third business day prior to Maturity. See “Note Program − Variable Return”. BMO Nesbitt Burns Inc. is the selling agent (the “Selling Agent”) and is a wholly-owned subsidiary of Bank of Montreal. Consequently, Bank of Montreal is a related issuer of the Selling Agent under applicable securities legislation. See “Plan of Distribution”. This Information Statement has been prepared for the sole purpose of assisting prospective investors in making an investment decision with respect to the Deposit Notes only. This Information Statement relates only to the Deposit Notes offered hereby and does not relate to the Index or the securities comprising the Index (the “Securities”) or the issuers of such Securities (the “Companies”). Bank of Montreal has taken reasonable care to ensure that the facts in this Information Statement with respect to the description of the Deposit Notes are true and accurate in all material respects. All information in this Information Statement relating to the Index, the Securities and the Companies has been obtained from the public disclosure filed on www.sedar.com and other publicly available sources. It is the sole responsibility of such respective Companies to ensure the accuracy, reliability and completeness of such information. As such, none of Bank of Montreal, the Selling Agent, the Manager or the Calculation Agent assumes any responsibility for the accuracy or completeness of such information or has any obligation or responsibility for the provision of future information in respect of the Index, the Securities or the Companies. Bank of Montreal makes no assurances, representations or warranties with respect to the accuracy, reliability or completeness of information obtained from such publicly available sources. Furthermore, Bank of Montreal makes no recommendation concerning the Index, the Securities, or the Companies, equity securities as an asset class or the suitability of investing in securities generally or the Deposit Notes in particular. In connection with the issue and sale of Deposit Notes by Bank of Montreal, no person is authorized to give any information or to make any representation not contained in this Information Statement and Bank of Montreal does not accept any responsibility for any information not contained herein. Investors shall have no recourse against Bank of Montreal, the Selling Agent, the Manager or the Calculation Agent or any of their respective affiliates or associates in connection with any information about and/or relating to the Index, the Securities or the Companies. JHN1859 1 TABLE OF CONTENTS SUMMARY OF THE OFFERING ..................................................................................................................... 4 DEFINITIONS ................................................................................................................................................. 11 NOTE PROGRAM ........................................................................................................................................... 13 Maturity Payment .......................................................................................................................................... 13 Variable Return ............................................................................................................................................. 13 Return Profile and Variable Return Examples .............................................................................................. 13 SECONDARY MARKET ................................................................................................................................ 15 SPECIAL CIRCUMSTANCES ........................................................................................................................ 16 Determinations of the Calculation Agent and Manager ............................................................................... 16 Discontinuance or Modification of the Index ................................................................................................ 16 Market Disruption Event ............................................................................................................................... 17 Extraordinary Event ...................................................................................................................................... 18 FUNDSERV ..................................................................................................................................................... 19 General Information ..................................................................................................................................... 19 Deposit Notes Held Through the Custodian.................................................................................................. 19 Purchase of FundSERV Notes ....................................................................................................................... 19 Sale of FundSERV Notes ............................................................................................................................... 19 SUITABILITY AND APPROPRIATENESS FOR INVESTMENT ................................................................ 20 DESCRIPTION OF THE DEPOSIT NOTES ................................................................................................... 20 Offering ......................................................................................................................................................... 20 Maturity Payment .......................................................................................................................................... 21 Variable Return ............................................................................................................................................. 21 Rank .............................................................................................................................................................. 21 Settlement of Payments ................................................................................................................................. 21 Book-Entry System ........................................................................................................................................ 22 Global Note ................................................................................................................................................... 22 Custodian ...................................................................................................................................................... 22 Definitive Deposit Notes ............................................................................................................................... 22 Notices to Holders ......................................................................................................................................... 23 Amendments to the Global Note .................................................................................................................... 23 Investor’s Right to Cancel the Agreement to Purchase a Deposit Note ........................................................ 23 Date of Agreement to Purchase a Deposit Note ............................................................................................ 24 THE INDEX ..................................................................................................................................................... 24 General Description .....................................................................................................................................
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