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INDIAN OVERSEAS BANK Saidapet Branch No 84, Karuneeswarar Koil Street,Nanda Flats,Saidapet Chennai – 600015 PH: 044-23813046 23814699 Email:[email protected]

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INDIAN OVERSEAS BANK Saidapet Branch No 84, Karuneeswarar Koil Street,Nanda Flats,Saidapet Chennai – 600015 PH: 044-23813046 23814699 Email:Iob0307@Iob.In INDIAN OVERSEAS BANK Saidapet Branch No 84, Karuneeswarar Koil Street,Nanda Flats,Saidapet Chennai – 600015 PH: 044-23813046 23814699 Email:[email protected] SALE NOTICE OF IMMOVABLE SECURED ASSETS Issued under Rule 8(6) and 9(1) of the Security Interest (Enforcement) Rules 2002 To Mrs Deepa No 64, Karuneegar Street, Adambakkam, Chennai-88 Mr V Kandan No 64, Karuneegar Street, Adambakkam, Chennai-88 Sir, 1. This has reference to recovery actions initiated against you under the provisions of the SARFAESI Act 2002. 2. Please refer to the possession notice dated 07/02/2019 issued to you regarding taking possession of the secured assets at more fully described in the schedule below and the publication of the said possession notice in THE NEW INDIAN EXPRESS (daily) ON 09.02.2019 and DHINAMANI (daily) on 09.02.2019 by the undersigned for the purpose of realization of the secured assets in exercise of the powers conferred on the bank as Secured Creditor under the provisions of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act,2002 and the Rules there under. 3. You the above named borrowers / mortgagors / guarantors have failed to pay the dues in full save and except payments amounting to Rs Nil after issuance of demand notice dated 01/11/2018. Hence it is proposed to sell the secured assets mentioned in the Schedule below on “as is where is” and “as it is what is” condition under Sec 13(4) of the Act read with Rules 8 & 9 of the Security Interest (Enforcement) Rules, 2002. 4. After appropriating the aforesaid repayments, the dues in the loan account as on 30.06.2019 (date) is Rs 20,84,034.54/-along with further interest at contractual rates and rests, besides costs / charges incurred till the date of repayment in full. 5. We hereby give you notice of 15 days that the below mentioned secured assets shall be sold by the undersigned on 16.09.2019 between 11.00 am and 01.00 pm with auto extension of 5 minutes through e-auction using www.auctiontiger.net (Web portal) 6. A copy of the E-auction notice inviting offers for e-auction setting out the terms & conditions of sale such as particulars of the secured asset, the dues of the Bank, reserve price, earnest money deposit, date and time fixed for inspection, last date for submission of offers and date, time of sale etc is enclosed for your ready information. Please also be advised that the said sale notice will also be published in THE NEW INDIAN EXPRESS (daily) and DHINAMANI (daily) shortly. A copy of the proposed paper publication is also enclosed. 7. In this connection, we invite your attention to the provision of section 13(8) of the SARFAESI Act in respect of the time available to the borrower to redeem the secured assets. As per the section 13(8) of SARFA ESI Act, which was amended with effective from 01.09.2016 the time available to the borrower to redeem the secured assets by paying the dues with all costs, charges and expenses ends once the sale notice is published for public auction or inviting quotations or tender from the public or private treaty for sale of the secured assets. DESCRIPTION OF THE IMMOVABLE PROPERTY Property : First Floor shops bearing Nos F2,F3&F4 in an apartment building at Old Door No:127&128, New Door No:64, Old Paimash No:115, Survey No.204/25,Town Survey No 104,Ward No G,Block No .14,Karuneegar Street, Adambakkam Village,Alandur Taluk,Kancheepuram District,Chennai- 600088 Bounded on the North:Land and Building in Door No.66/124 and Vacant Land South by:Land and Building in Door No.62/130 to 132 East by: 24’0” wide Karuneegar Street West by: Land and Building Yours faithfully, Authorised Officer Encl: 1. E-auction notice containing terms and conditions 2. Proposed paper publication of E-auction notice. Indian Overseas Bank Saidapet Branch (0307) No 84, Karuneeswarar Koil Street,Nanda Flats,Saidapet Chennai – 600015 PH: 044-23813046 23814699 Email:[email protected] E-Auction Sale Notice Sale of immovable property mortgaged to Bank under Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (No. 54 of 2002) Whereas Mr V Kandan and Mrs Deepa have borrowed monies from Indian Overseas bank against the mortgage of the immovable properties more fully described in the schedule hereunder and upon the classification of the account as NPA, the Bank has issued a demand notice under Section 13(2) of the SARFAESI Act, 2002 (Act) on 01/11/2018 calling upon the borrowers Mr V Kandan and Mrs Deepa No 64/126, 1st Floor, F-1,Karuneegar Street,Adambakkam,Chennai-88 to pay the amount due to the Bank, being Rs.19,33,411.54/-(Rupees Ninteen Lakhs Thirty Three Thousand Four Hundred and eleven rupees and Fifty Four paisa only ) as on 01/11/2018 payable together with further interest, costs and expenses within 60 days from the date of the said notice. Whereas the borrowers & guarantors having failed to pay the amount dues in full to the Bank as called for in the said demand notice, the Bank has taken possession of the secured assets more fully described in the schedule hereunder on 01.03.2017 under Section 13 (4) of the Act with the right to sell the same in “ As is where is” and “ As is what is “ basis under Section 13(4) of the Act read with Rules 8 & 9 of the Security interest (Enforcement) Rules 2002 for realization of Bank’s dues. The dues to the Bank as on the date of taking possession was intimated as Rs.19,69,006.54/- calculated as on 07/02/2019 payable together with further interest at contractual rates and rests along with costs, charges etc, till date of repayment, after reckoning repayments if any since the date mentioned in the demand notice. The dues of the borrower as on 30.06.2019 works out to Rs 20,84,034.54/- (Rupees Twenty lakhs eighty four thousand and thirty four rupees and fifty four paisa only ) after reckoning repayments, if any, amounting to Rs. Nil subsequent to the Bank issuing demand notice. The undersigned in exercise of the powers conferred under Sec 13(4) of the said Act proposes to realize the Bank‟s dues by sale of the under mentioned properties. Last Date for EMD:13.09.2019 Description of the immovable Bid Date, Time & property Reserve Price EMD Multiplier Place of auction First Floor shops bearing Nos 16.09.2019 F2,F3&F4 in an apartment building Rs.42,75,000/- Rs. Rs. between 11.00 A.M at Old Door No:127&128, New Door 4,28,000/- 25,000/- to 01.00 P.M with No:64, Old Paimash No:115, Survey auto No.204/25,Town Survey No 104,Ward extension of five No G,Block No .14,Karuneegar minutes Street, Adambakkam each till sale is Village,Alandur completed Taluk,Kancheepuram District,Chennai-600088 Bounded on the North:Land and Building in Door No.66/124 and Vacant Land South by:Land and Building in Door No.62/130 to 132 East by: 24’0” wide Karuneegar Street West by: Land and Building EMD remittance: Deposit through EFT/NEFT/ RTGS Transfer in favour of “ IOB Royapuram Branch” to the credit of Current A/C no. 030702000010000 Name : E Auction Account IFSC Code: IOBA0000307 Branch Code: 0307 Indian overseas bank, Saidapet Branch. No 84, Karuneeswarar Koil Street,Nanda Flats,Saidapet Chennai – 600015 Last Date for submission of online application for BID with EMD:13.09.2019 Encumbrance if any : Not Known All statutory dues to be borne by the auction purchaser For any details contact:Mr.BharathiRaju - +91-8939000594&Mr. Praveen Kumar Thevar - +91- 9722778828/+917968135422/+917968135475 For further details regarding inspection of property / e-auction, the intending bidders may contact the The Manager, Indian overseas bank, Saidapet Branch, No 84, Karuneeswarar Koil Street,Nanda Flats,Saidapet , Chennai 600015 during office hours, Phone no 23813046, 23914699 or the Bank’s approved service provider AuctionTiger https://www.auctiontiger.net e-Procurement Technologies Limited Contact: Mr.BharathiRaju - +91-8939000594&Mr. Praveen Kumar Thevar-+91-9722778828/+917968135422/+917968135475 e-Mail ID:- [email protected]&[email protected] For terms and conditions: Please visit our website www.iob.in This notice is also to be treated as a 15 days notice under Rule 8(6) of the Security Interest (Enforcement) Rules, 2002 for the Borrowers/Guarantors/Mortgagors. *Bank dues have priority over statutory dues. Terms and Conditions 1. The properties will be sold by e-auction through the Bank’s approved service provider M/S E- Procurement Technologies Pvt. Ltd. under the supervision of the Authorized officer of the Bank. 2. E-auction tender document containing online e-auction bid form, declaration, general terms and conditions of online auction sale are available in website https://iob.auctiontiger.net 3. Intending bidders shall hold a valid digital signature certificate and e-mail address and should register their name / account by login to the website of the aforesaid service provider. They will be provided with user id and password by the aforesaid service provider which should be used in the eauction proceedings. For details with regard to digital signature, please contactM/S E- Procurement Technologies Pvt Ltd. Tel NoMr.BharathiRaju - +91-8939000594&Mr. Praveen Kumar Thevar - +91- 9722778828/+917968135422/+917968135475e-Mail ID:- [email protected]&[email protected] 4. Bids in the prescribed formats shall be submitted “online” through the portal https://iob.auctiontiger.netalongwith the EMD & scanned copy of KYC documents including photo, PAN Card & address proof to the service provider and the Authorised Officer before 4.00 pm on 13.09.2019.
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