2 Christian Healthcare Ministries • December 2015 A Look Inside My Heart by Rev. Dr. Howard S. Russell It’s more blessed to give? Yes, and the Prayer Page proves it For more than 2,000 years—a and she helped me pray! (She long time for us, but a day to “I decided I was going to was very cute, jabbing her finger God—Christians have helped start praying for people on at various places on the page, other Christians meet all sorts the Prayer Page...After a and saying, “Let’s pray for this of needs: personal, physical and few days of doing this, my one now!”) Thanks so much for material. three-year-old woke up extra the opportunity to be a blessing, early and came to see what I and grow in my own faith as That’s why Christian Healthcare well! -Andrea Joy Rossignol, Rev. Dr. Howard S. Russell was doing. I shared with her Ministries’ Prayer Page exists, Torrington, Wyo. President and CEO, and why it’s making an the importance of praying Christian Healthcare exceptional, spiritual difference for others...Thanks for the What Andrea experienced was Ministries in the lives of givers and opportunity to be a blessing exactly that of which Jesus receivers. and grow in my own spoke—the blessing of giving. Christian Healthcare faith as well!” Ministries® is a Bible- Jesus said it is more blessed to -Member Andrea Rossignol One hundred percent of Prayer give than to receive. It was said Page gifts go to share medical based, voluntary medical by God, to us, His children, for bills. Additionally, Prayer Page cost sharing ministry a reason: to teach us how we Here is one such example: donations are tax-deductible fulfilling the command should live. as charitable contributions, of Galatians 6:2, that I wanted to tell you what a unlike CHM regular program Christians carry each The Prayer Page is a 21st century blessing the Prayer Page has financial gifts. (To contribute to other’s burdens. expression of the conviction to been to me. I have not received the Prayer Page, please see the live by the teachings of our Lord any financial gifts from it, and sidebars on pages 8 and 9.) hopefully I’ll never need to, but it President & CEO: Rev. Dr. and Savior. Howard Russell has still been a blessing! It is, without exaggerating, Vice President & CFO: Roger The Prayer Page (see pages 7-10 thrilling to see Prayer Page Kittelson of this newsletter) enables CHM [I was reading the newsletter gift recipients thanking their Editor: Lauren Gajdek members to share in paying and] when I got to the Prayer fellow CHM members for Assistant Editors: Katlyn the medical bills of members Page, I realized I have not been their financial contributions, Smith, Cara Drury whose bills are from pre-existing taking full advantage of all the for the cards and letters of Web Editor: Cara Drury conditions and don’t qualify opportunities available through encouragement they receive and Contributing writers: Rev. for the regular CHM sharing CHM! I could be praying—for for the prayers offered up to Howard Russell, Dr. Michael people I’ve never met—and Jacobson, George Korda, Lauren program. God on their behalf. blessing them besides! My husband Gajdek, Katlyn Smith CHM members—members of and I decided to start giving to The blessing is multiplied by God’s family—are following Prayer Page needs along with our the joy that members gain in regular contribution and I decided 127 Hazelwood Ave. the Holy Spirit’s leading and contributing financially to Barberton, Ohio 44203 the direction given to us in the I was going to start praying for the Prayer Page needs. people on the Prayer Page before Phone: 800-791-6225 book of Acts to meet fellow Fax: 330-848-4322 Christians’ needs. the rest of my family got up in the Praise God from whom all morning. blessings flow, and thank you, Through the Prayer Page, CHM members, who are chministries.org After a few days of doing this, my facebook.com/ people’s needs are met while following His teachings in your three-year-old woke up extra early christianhealthcareministries their lives are affected, uplifted, own lives. [email protected] and changed—and not just by and came to see what I was doing. receiving financial contributions I then got to share with her the to help pay their medical bills. importance of praying for others, Christian Healthcare Ministries • December 2015 3
Producers of War Room—and other major Christian films—are CHM members Shannon, Alex and Stephen Kendrick said Stephen. Unit (NICU),” Shannon said. “We also of Albany, Ga., are the producers of this received prayer cards and even a phone year’s top faith-based film, War Room, After joining the ministry, monthly overall call from CHM, reminding us that which debuted in U.S. theaters Aug. 28 medical costs for his family of eight went fellow Christians were interceding for and reached millions of families across from $1,700 to about $500 per month— our family—not something an insurance the nation with an an annual savings of company would likely do.” inspiring message more than $14,000. about the power of “Thankfully, Callie didn’t need immediate prayer. Shannon, likewise, heart surgery, and we continue to trust the saw costs plunge by Lord for her complete healing,” Shannon The brothers, owners about 50 percent with said. “We love seeing her smiles and waves; of Kendrick Brothers CHM. “If I’d enrolled she’s a joy!” Productions, are my family in a health also the creators of insurance plan after the Stephen and Alex’s families also had the award-winning national health care law medical bills shared by CHM. movies Courageous, passed, I’d be paying Fireproof and Facing even more than I did “By joining the ministry, we’ve been given the Giants. Their before. It would cost more freedom to select our health care first film, Flywheel, between $1,086 and providers,” Shannon said. “We’re also premiered in 2003 as $1,515 per month.” grateful to join with other like-minded a ministry outreach effort by their church, Christians who obediently follow biblical Sherwood Baptist Church of Albany. The The CHM maternity program, included at principles.” brothers are also the writers and creators of no additional cost, was another advantage novels, devotionals, children’s books and for Shannon’s family. “Maternity expenses Stephen agreed. “CHM has been a God- audiobooks. weren’t covered honoring solution under our previous for all three of our According to its website, insurance plan families to the warroomthemovie.com, War Room tells even with our high incredible rise in the story of fictional characters Tony and premium,” he said. health care costs. Elizabeth Jordan, a couple who “have “When our sixth It has been such a it all—great jobs, a beautiful daughter, child was born in blessing to us over and their dream house.” Behind the 2012, extended the years that we scenes, however, the Jordans’ marriage is family helped pay have felt led by crumbling. Elizabeth’s new client, Miss for our maternity the Lord at times Clara, challenges Elizabeth to establish a bills.” to give above our Shannon Kendrick and family “war room” and a battle plan of prayer to monthly membership save her marriage and family. In contrast, Shannon and his wife, Gisselle, requirements and financially support saw more than $46,000 in maternity this great ministry. We’ve promoted it The Kendrick brothers joined the CHM expenses shared by CHM for the birth of frequently and we encourage others to Gold program in 2013 when they found Callie, their seventh child. prayerfully consider CHM in your annual the ministry to be the biblical solution to giving as well.” their families’ health care costs. Born during the production of War Room, Callie was diagnosed with Trisomy Editor’s note: To learn more about the “Being CHM members is a God-honoring 21 (Down syndrome) and two heart Kendrick brothers, visit their website at way to steward our resources and is a abnormalities. “The film’s cast and crew kendrickbrothers.com. trusted way to provide medical care for our prayed daily for our family as Callie spent families while also helping other believers,” 11 days in the Neonatal Intensive Care 4 Christian Healthcare Ministries • December 2015 Healthwatch - promoting biblical health and wellness by Dr. Michael Jacobson, D.O. Cancer: alternative treatment or conventional western medicine? © Dr. Michael D. Jacobson. Do not reproduce this article without permission. Editor’s note: Regardless of the type Step Outside the Box. This book good long-term prognosis—if he of practitioner, CHM cannot share outlined a number of alternative had consented to surgery at the bills for alternative treatment. protocols to traditional cancer time that it was discovered. To learn more, please read CHM treatments. Mom chose one from Guideline N.1, available at the book and began to follow it. My mother’s cancer journey chministries.org/guidelines. We prayed and we waited. Then got me extremely interested in an amazing thing happened. researching and learning more I received a letter from a CHM Within about six weeks, a one-inch about alternative therapies for member (italicized below) malignant tumor shrank away to cancer (and for all diseases, for that Dr. Michael advocating for a book on nothing. Disappeared. Completely, matter). What I have discovered is Jacobson, D.O. alternative cancer treatments. to our knowledge. We thanked the truly astonishing. I have observed Medical Cancer has become common Lord for His goodness to us. While case after case in which these Consultant and many Americans now following a simple, inexpensive, but theories can be backed up with pursue alternative treatment highly effective protocol, we saw hard evidence and real statistics. Christian Healthcare to combat it. I’m using this miraculous results. The treatment Ministries letter as an opportunity to share itself carried no unpleasant side A neighbor of ours was cured of 127 Hazelwood Ave. some thoughts and experiences effects whatsoever. She continued skin cancer by researching and Barberton, OH 44203 regarding alternative cancer normal life at a normal pace while doing one of these alternative Phone: 800-791-6225 treatments. My comments are following the protocol. treatments. Another neighbor was Fax: 330-848-4322 included between sections of cured of stomach cancer (after his italicized text. That was two years ago. Today, doctor had pretty well given him E-mail: my mom is one of the most fit and a death sentence). A girl from the [email protected] I am a CHM member. I often healthy people I know, a very active church my in-laws attend was read your articles in the CHM woman. cured of cancer. A lady from the Health education newsletter, and I appreciate the church we attend was also cured resources at: fact that you help people make First, congratulations to of breast cancer. Another friend of www.chministries.org/ informed and educated decisions your mother! She embraced mine was cured of cancer, and has healthinfo where it concerns health care— responsibility for her health, did now been completely cancer-free particularly in the preventative research, and came up with a for about five years. Each of them aspect. I have heard so many successful plan. I commend that. followed (and usually combined) say, “If I only knew then what I treatments outlined in the book I know now…” That being said, At the same time, I must express mentioned. a couple of years ago, my mother caution regarding alternative was diagnosed with breast cancer cancer treatment. I’ve known These are not isolated incidents. at the age of 49. We were stunned. many people, including one of Without surgery, without Our fellow CHM believers my best friends, who were not chemotherapy, and without graciously helped share all her costs as fortunate. Though he made radiation, many people are finding for diagnostic testing, which we cancer prevention and alternative their cancer completely cured were greatly thankful for. She was treatment a life focus when by these alternative treatments. told she would need surgery and diagnosed with kidney cancer, “Cured” is a strong word, I know. radiation. We prayed and we cried. my friend’s treatment failed, and he died in less than a year. Yet surgery, chemotherapy and And she decided to take another radiation are expensive, harsh, route. In his particular case, the cancer and invasive treatments that have was completely resectable (able a very low actual cure rate—most She ordered a book called Cancer: to be removed by surgery) with a See “Cancer treatment,” page 13 Christian Healthcare Ministries • December 2015 5
Member relieved that maternity complications don’t complicate sharing
Adam and Jill Winkler gave birth to CHM and that I could out the Needs Processing two children using the CHM maternity continue seeing my forms and sent them program: Jaden, born Nov. 29, 2012; and OBGYN. CHM is an in quickly to begin the Logan, born March 6, 2015. Jill shared eligible option under sharing process. Since her most recent experience with the CHM Obamacare, so I joined we’d gone through the program. Here’s what she had to say: the Gold program process with the birth and added Brother’s of Jaden a few years Christian Healthcare Ministries: What Keeper for catastrophic prior, it was extremely drew you to join CHM? medical bills. Adam Photo credit: Eaton Photography easy. It also gave us the eventually joined as well. opportunity to tell others Jill Winkler: Health insurance companies about the wonderful advantages of CHM wouldn’t accept me because I had a pre- CHM: What happened when you learned existing condition, so we searched for you were pregnant? See “Winkler testimony,” page 12 alternatives. We learned that we could choose our own health care providers with JW: I called CHM right away.* We filled News for members with Medicare Member experiences physical and For members with Medicare only, it’s no longer necessary to send CHM your itemized medical bills if you instead financial miracles send us your Medicare Explanation By Virginia “Ginny” Soultz, Jonesboro, Ind. of Benefits (EOB) Form. You’ll still need to fill out and submit the CHM Needs Processing forms, available at I was born with hip dysplasia that wasn’t old mother at the time, I prayed I could chministries.org under the “How discovered until 18 months old, when I tolerate the pain until my kids (then one it Works,” menu, then click “Needs struggled to learn how to walk. Doctors and six years old) were self-sufficient. Processing Forms” under the “Medical saw that I didn’t have a hip socket. After Today they are 15 and 20; God answered Care and Bills” menu. traction (the use of mechanisms to gently my prayer. pull and stretch ligaments), I was Here’s what’s needed: in a body cast for many weeks. In early 2015, my husband called CHM to Members with Medicare should send Later, I wore leg braces to align my make sure we understood CHM: femur to the correct placement. the sharing process But because I had no socket, before pursuing surgery. • The CHM Needs Processing Forms doctors said I would never walk. We filled out the Needs • The Medicare Explanation of Benefits Processing forms* and (EOB) Form To their amazement, I walked into submitted itemized my follow-up appointment. X-rays medical bills. Though Members without Medicare should revealed a hip socket—a miracle time-consuming, we send CHM: from God—that served me well understood the necessity for more than 45 years. since CHM members are technically self- • The CHM Needs Processing Forms pay patients. • Itemized medical bills (not the same I learned, however, that years of wear and thing as a receipt) from each health tear would eventually cause me to need We received numerous discount offers care provider a total hip replacement. As a 31-year- See “Soultz testimony,” page 14 6 Christian Healthcare Ministries • December 2015
Member trusts God through cancer’s highs and lows, receives nearly $120,000 in Prayer Page gifts By Marty Coates, Wysox, P.a. My interest in health care sharing wife and grandsons would do without me, patients who are CHM members.) ministries began when my health insurance but I quickly put that negative thought premiums climbed to $1,000 per month. behind me and looked toward the future. I applied for financial assistance but my I became a member of one such ministry, I initially tried taking vitamins and herbs income was just a few dollars over the but switched to CHM in January 2014 and seeing an immune therapy doctor, but income limit. Thankfully, the hospital’s because the other organization could no it didn’t help much. policy is to treat patients first and discuss longer legally operate due to passage of the payment afterward. Affordable Care Act (ACA), also known as I joined CHM and The staff was also Obamacare. started chemotherapy gracious in extending about five months later. a 50 percent discount While a member of the first organization, Wilma, a CHM staff since they knew my I was diagnosed with follicular lymphoma, member, told me not to bills were going to be a slow-growing cancer. Feeling I had some worry and helped me very large. Some of time to decide, I wrestled with what to do understand what I needed my other health care about treatment. My wife, Patricia, and to do. She said my providers also gave I have a small business operating school condition was pre-existing but that CHM discounts once they learned the hospital buses and we’d lost two of our drivers to has programs for pre-existing conditions. had done so. cancer in the previous five years. One of those programs, she explained, is the Prayer Page that appears in the monthly It took a little while for my name to I gave my life to the Lord Jesus Christ newsletter. appear on the CHM Prayer Page because almost 30 years ago and I trust Him for my I was waiting to hear back about financial destiny. When I got my diagnosis, I didn’t The medical bills quickly added up. The assistance from the hospital. However, I believe it was time yet for me to leave this hospital had never treated a CHM member didn’t worry about when the money from earth. Only once did I wonder what my before, so I explained that I didn’t have CHM would come in because I trusted insurance, but was part of a ministry that God to move in the hearts of His people. would help me with my bills.* (I’ve since Friendly reminder from learned that the hospital now has other See “Coates testimony,” page 13 the Needs Processing department So that we can serve you and all CHM members quickly and efficiently, please be as prepared as possible when you call your CHM Needs Processing representative. Please have copies of your medical bills in front of you. Have your computer on and ready if you are viewing a digital version of your bills or have questions about using the CHM website to upload bills.
On behalf of all members, thank you for your help. It’s an honor to serve you. All the believers were one in heart and mind. No 7 one claimed that any of his possessions was his Prayer Page own, but they shared everything they had...There were no needy persons among them. Acts 4:32, 34a Christian Healthcare Ministries
December 2015
What is the Prayer Page needs do not qualify Total bills: $4,599. Donations: Remaining: $4,294. Prayer Page? for sharing under the regular $1,972. Add-on bills: $3,312. CHM program (see left sidebar). Remaining: $5,939. 11. Catherine Cantrell: 902 St. The Prayer Page is an Rt. 61, Lot 50, Marengo, OH additional means by Please do not send financial gifts 5. Frankie Bradshaw: 3002 43334 Condition: surgery for which CHM members directly to the people listed below. Loraine St., Fort Worth, TX 76106 herniated disc. Total bills: $81,385. help other Christians. Giving should be sent via the ([email protected]) Donations: $5,017. Remaining: CHM office (see page 8 sidebar). Condition: ulcerative colitis. Total $76,368. Most of the medical Addresses are provided below if bills: $8,388. Donations: $4,377. needs listed on these you wish to send cards, letters or Remaining: $4,011. 12. Marissa Carlson: 12735 Regal pages are ongoing emails of encouragement. Pine Ln., Houston, TX 77070 bills from pre-existing 6. Alan Branham: 2778 Spokane conditions, which do Condition: torn ACL ligament. not qualify for sharing 1. David Allan: PO Box 5275, Creek Rd., East Helena, MT Total bills: $16,720. Donations: through the regular Kalispell, MT 59903 (djallan5@ 59635 ([email protected]) $12,399. Remaining: $4,321. CHM program. (They gmail.com) Condition: heart Condition: throat cancer. Total bills: are not bills incurred surgery. Total bills: $41,402. $40,138. Donations: $60,299. 13. David Carroll: 1515 before members Donations: $34,955. Remaining: Add-on bills: $46,457. Remaining: Summertown Hwy., Hohenwald, joined CHM.) $6,447. $26,296. TN 38462 Condition: congestive heart failure and diabetes Giving to needs 2. Billie Biggert: 11101 Balcones 7. Kathleen Brubaker: 110079 complications. Total bills: $13,309. listed on these pages Woods Cir., Austin, TX 78759 SE 50th Ave., Sawyer, KS 67134 Donations: $6,702. Add-on bills: is not your CHM Condition: knee replacement Condition: autoimmune disease. $175. Remaining: $6,782. monthly gift. It is an surgery. Total bills: $2,787. Total bills: $13,013. Donations: opportunity to give $1,562. Remaining: $11,451. 14. Fausto Cebeira, c/o Miriam over and above your 3. Thomas Bordonaro: 5157 Miller: 767 File Rd., Milton, PA gift amount. We urge Wabash River St., Dublin, OH 8. Gary Brumbelow: 13951 SE 17847 (trotzkesykes@yahoo. you to send cards of 43016 (bordonarot@sbcglobal. 312 Dr., Boring, OR 97009 com) Condition: severe back pain. encouragement even net) Condition: hip replacement Condition: atrial fibrillation. Total Total bills: $31,158. Donations: if you are unable to surgery. Total bills: $29,732. bills: $12,811. Donations: $8,723. $14,408. Remaining: $16,750. contribute financially. Donations: $27,776. Add-on bills: Remaining: $4,088. $4,178. Remaining: $6,134. 15. Martin Coates: 2480 See the sidebars on 9. David T. Campbell: PO Box Keene Summit Rd., Wysox, PA pages 8-9 for more information on how 4. Paula Bowersox: 5930 453, Powell, WY 82435 Condition: 18854 (cctransport2@gmail. to give. Mountain Rd., McAlisterville, spinal stenosis/laminectomy. Total com) Condition: non-Hodgkin’s PA 17049 Condition: bone cancer. bills: $50,746. Donations: $5,738. lymphoma, blood clots in the lungs Remaining: and abdominal ascites. Total bills: $45,008. $9,070. Donations: $118,721. Christian Healthcare Prayer Page Giving Discounts: $5,392. Add-on bills: Ministries $194,282. Remaining: $79,239. Prayer Page 10. Sharon Prayer Page total needs Cannedy: 16. Jane Cowart: PO Box 1613, 127 Hazelwood Ave remaining this month: 7910 U.S. Attn: Prayer Page Hwy 82 E, Haines, AK 99827 (wcowart@57@ Barberton, OH 44203 $1,480,653 Blossom, live.com) Condition: fibroid TX 75416 tumors/hysterectomy. Total bills: Phone: 800-791-6225 Each need would be met in full if each Condition: $54,887. Donations: $11,198. (ask for the Prayer member family contributed allergies/ Remaining: $43,689. Page) $21.29 this month or $7.10 for the next adenoidectomy. 17. Robert Daily: 2825 East B St., Fax: 330-798-6105 three months. Total bills: $4,837. Torrington, WY 82240 (judy@ www.chministries.org These amounts are suggestions; please consider Donations: wagonswestrealty.com) Condition: E-mail: prayerpage@ giving today. $543. chministries.org Continued on page 8 8 Prayer Page • December 2015 And the prayer offered in faith will make the sick person well; the Lord will raise hi
Who can give? tachycardia (racing heart). Total Condition: atrial fibrillation/heart 35. Jane Jones: 38420 Palomino bills: $49,216. Donations: $40,835. ablation. Total bills: $76,810. Ln., Burns, OR 97720 Condition: All readers are invited Remaining: $8,381. Donations: $8,672. Remaining: arthritis/hip replacement. Total bills: to give to Prayer Page $68,138. $29,591. needs (above regular 18. Stanley Decker: 844 Pleasant monthly gifts) as they Hill Rd., DeRidder, LA 70634 27. Carol Gray: 815 Blackbird 36. Delane Jorgenson: 2711 feel led. ([email protected]) Forest Rd., Townsend, DE 19734 190th St., Luck, WI 54853 Condition: intervertebral disc Condition: back surgery. Total ([email protected]) All giving is voluntary; disorder. Total bills: $61,534. bills: $7,500. Donations: $2,737. Condition: anemia and polyps. Total there is no obligation Donations: $35,467. Remaining: Remaining: $4,763. bills: $17,556. Donations: $17,555. to give to Prayer Page $26,067. Add-on bills: $9,449. Remaining: needs to remain a 28. Joseph Hallman: 1919 Forest $9,450. CHM member. 19. Vonda Douglas: 7410 Bar D Dr., Orangeburg, SC 29118 Lane., Farmersville, TX 75442 Condition: heart condition. Total 37. Linda Kauffman: 141 Nina Condition: bleeding ulcer. Total bills: $41,766. Donations: $15,802. Dr., Montezuma, GA 31063 How much bills: $3,598. Remaining: $25,964. Condition: total knee replacement. should I give? Total bills: $12,415. Donations: 20. Janiece Dukes: 556 Zinnia 29. Jeffrey Heindel: 14399 Ted $2,941. Remaining: $9,474. Give however much Ln., Birmingham, AL 35215 Wallace Rd., Brogue, PA 17309 you feel led to give. ([email protected]) ([email protected]) Condition: 38. Jana Kendrick: 8276 W Condition: abdominal hernia repair. brain tumor treatment. Total bills: Farm Rd. 168, Republic, MO See the “Prayer Page Total bills: $7,347. Donations: $107,497. Donations: $83,596. 65738 Condition: blood clot/ Giving” box on page 7 $2,776. Discounts: $2,657. Remaining: $23,901. vein surgery. Total bills: $5,560. for suggestions. Remaining: $1,914. Donations: $618. Add-on bills: 30. Mary Helmuth: 267 Church $80. Remaining: $5,022. 21. Laura Ellsworth: 4874 Lake Rd., Statesville, NC 28625 How do I Palo Dr., Tarzana, CA 91356 ([email protected]) 39. Daniel Kranz: 3101 Old Condition: knee replacement. Total Condition: gallbladder surgery. Total Naches Hwy., Yakima, WA 98908 send my gift? bills: $2,009. bills: $16,128. UPDATE: Mary Condition: total knee replacement. received $8,231 in gifts, bringing Total bills: $23,704. Donations: You can send financial 22. Kalin Elston: 586 Private Rd. the need to $7,897. $5,293. Remaining: $18,411. gifts to the CHM office and they will #1110, Stephenville, TX 76401 be forwarded to Condition: hernia repair and 31. Eugene Hochstetler: 60992 SR 40. Darlene Ladines: 375 Old the recipient you colonoscopy. Total bills: $12,353. 13, Goshen, IN 46528 Condition: Inland Empire Hwy, Prosser, WA choose. Gifts sent in Donations: $2,859. Remaining: varicose veins surgery. Total bills: 99350 Condition: hysterectomy. this manner are tax $9,494. $8,879. Donations: $1,944. Total bills: $27,600. Donations: deductible. Remaining: $6,935. $9,786. Remaining: $17,814. 23. Greg Ewing: 11102 Please make your Sagecountry Dr., Houston, TX 32. Jill Isken: 651 E Cedar 41. Lucinda Lauver: c/o Tim check out to CHM 77089 ([email protected]) Ave., Cedar Grove, WI 53013 Lauver, 124 Lauver Lane, and write “Prayer Condition: torn rotator cuff. Total ([email protected]) Mifflintown, PA 17059Condition: Page” and the name of bills: $14,198. Donations: $10,155. Condition: uterine fibroid tumors. dystonia (neurological disorder). the gift recipient in the Add-on bills: $700. Remaining: Total bills: $22,889. Donations: Total bills: $4,416. Donations: $75. memo line. We will $4,743. $12,756. Remaining: $10,133. Add-on bills: $34,045. Remaining: deposit your check and $38,386. generate another check 24. Candace Garner: 3756 Rd. 33. Faith Jelle: P.O. Box 169, to send to the recipient 84, Lingle, WY 82223 Condition: Kykotsmovi, AZ 86039 Condition: 42. Christopher Lee: 195 of your choice. We will ureter repair. Total bills: $34,684. Three spinal surgeries. Total bills: Chicken Pike, Smyrna, TN 37167 forward any card or $22,053. Donations: $2,452. Condition: benign bone tumor/ encouraging note that 25. Priscilla Giesbrecht: 1291 Discounts: $1,500. Remaining: leg surgery. Total bills: $8,188. you include, or you Adams Rd., Stapleton, GA 30823 $18,101. Donations: $1,011. Remaining: can send it directly to the recipient. Condition: Carpal Tunnel. Total $7,177. bills: $2,544. 34. Dirk L. Johnson: 106 Lilac St., Continued on the page Eau Claire, WI 54703 Condition: 43. Keng Fun Lee: 3328 9 sidebar 26. Darryl Graber: 56811 County umbilical hernia repair. Total bills: Shepperton Blvd., Indianapolis, Rd. 27, Goshen, IN 46528 $2,034. IN 46228 Condition: degenerative m up...The prayer of a righteous man is powerful and effective...James 5:15a, 16b PrayerPrayer Page Page • • December October 2008 2015 9
disc disease. Total bills: $34,007. ([email protected]) Discounts: $1,707. Remaining: How do I use Condition: back surgery. Total $7,253. 44. Larry Lee: 5237 Little bills: $17,943. Donations: $8,983. the Giving Cacapon Rd., Romney, 50. Ray McAllister: Guide? WV 26757 Condition: 8936 Grove St., Berrien Larry’s wife, Donna, Giving Guide Springs, MI 49103 In the Giving Guide, passed away after Condition: double find the range of Membership # Need # Membership # Need # battling autoimmune- inguinal hernia repair. membership numbers related pneumonia. 100025-100816 50 157921-158775 36 Total bills: $1,226. in which your number Total bills: $6,472. 100823-102373 20 158776-159562 37 falls. You can send a Donations: $16,958. 102375-104043 21 159563-160319 22 51. Gina McDonald: gift to the need number Add-on bills: $23,923. 104046-105254 34 160324-161119 32 1349 Morstein Rd., that corresponds to your Remaining: $13,437. 105257-106709 25 161121-162066 51 West Chester, PA 19380 member number. 106710-107885 02 162067-162992 07 Condition: rotator 45. Rose Lee: 517 107891-108957 82 162994-164023 74 cuff repair. Total bills: For example, if your Heather Dr., Round 108977-109852 19 164024-165080 44 $12,062. Donations: number is 140000, you can send to need #01. Rock, TX 78664 109854-110676 05 165082-166077 84 $1,406. Remaining: (rosemary.lee213@ 110684-111413 59 166078-167074 85 $10,656. These directions are gmail.com) Condition: 111419-112169 81 167076-168015 53 only suggestions; if you Stage 4 (advanced) 08 68 52. Suzanne McDonald: 112171-112898 168016-168952 are not a CHM member breast cancer. Total bills: 112899-113670 10 168954-169917 61 9211 Acorn Dr., or feel led by the Lord Donations: $16,778. 113671-114351 12 169918-170961 69 Woodway, TX 76712 to give to a need other $10,281. Remaining: 114359-114943 48 170962-172071 14 Condition: heart valve than the one suggested, $6,497. 114949-115891 86 172072-173293 40 replacement/aorta repair. please do so! 115895-117617 23 173294-174520 33 Total bills: $24,398. 46. Jennifer Lehman: 117620-119723 27 174522-175812 65 2923 Pafko Dr., 119731-122109 38 175814-177069 39 53. Cynthia Miller: How do I send my gift? (Continued from the Sarasota, FL 34232 122126-124797 56 177071-178373 66 946 W 630 S., Apt. page 8 sidebar) (willielehman@gmail. 124823-127337 77 178376-179827 83 50, Pleasant Grove, com) Condition: 29 UT 84062 Condition: 127342-130077 04 179828-181497 Please send your gift surgery for female gallbladder surgery. Total 130093-132994 54 181498-183333 52 to: problems. Total bills: 133007-136348 03 183334-185256 28 bills: $13,990. Christian Healthcare $13,663. Donations: 136364-140805 01 185258-187160 18 Ministries $4,385. Remaining: 140853-143453 45 187161-189067 06 54. Ryan & Brittney Attn: Gift Processing $9,278. 143457-144213 13 189068-191022 35 Morningstar: 56111 127 Hazelwood Ave. 144214-145038 73 191024-193182 55 Smytheham Ln., Barberton, OH 44203 47. Kimberly Luckey: 145039-145823 31 193183-195276 80 Mishawaka, IN 5773 West Fork Rd., 145824-146570 42 195278-197247 43 46545 Condition: The Any gifts designated Darby, MT 59829 146574-147307 49 197248-199211 24 Morningstars’ young for a person not on Condition: multiple 147309-148504 75 199212-201220 71 daughter, Molly, had the Prayer Page will be heart surgeries. Total 148513-149500 63 201221-203326 47 an enlarged lymphatic forwarded to another bills: $37,987. 149501-150421 78 203327-205491 41 formation (lump) recipient. 150424-151343 72 205492-207953 16 removed from under her 48. Deborah Makarius: If you wish to donate 151344-152149 30 207954-210440 57 arm. Total bills: $9,583. 27701 Jackson Rd., to Prayer Page needs 152155-152926 58 210441-213107 09 Donations: $3,577. Circleville, OH 43113 using your credit 152927-153767 62 213109-216263 64 Remaining: $6,006. Condition: multiple card or bank account, 153768-154590 76 216264-219596 67 auto-immune diseases. 55. Vickie Morris: please call the CHM 154593-155418 17 219597-222780 70 Total bills: $5,216. 1012 Norwich Rd., Member Assistance 155419-156249 79 222871-226445 26 Donations: $1,110. Charlotte, NC 28227 department at 1-800- 156252-157118 60 226446-230446 11 791-6225, ext. 5993. Add-on bills: $239. (vickieinhisgrace@ 157120-157919 46 230447-234322 15 Donations can be Remaining: $4,345. yahoo.com) Condition: made online via the Don’t see your member number? If you’re a new surgery and other medical CHM Member Portal 49. Chris Marcum: member, please give to whatever need God has laid difficulties. Total bills: at chministries.org/ 461 Yale Ave., on your heart. Thank you for giving! Donations: $76,446. members Rexburg, ID 83440 . 10 Prayer Page • December 2015
$43,680. Add-on bills: $148. Remaining: bills: $31,522. Remaining: $18,157. septum. Total bills: $10,775. Donations: $32,914. $2,396. Remaining: $8,379. 66. Angelica Segui-Kuhl: PO Box 190102, 56. Margaret Napier: 2475 FM 699, Atlanta, GA 31119 Condition: deviated 77. Paul Turek: 806 9th Ave SW, Sidney, Carthage, TX 75633 Condition: Margaret’s septum. Total bills: $19,611. MT 59270 Condition: total hip replacement. young daughter, Addison, underwent surgery Total bills: $6,738. Donations: $932. for esotropia (an eye condition). Total bills: 67. Pavel Smid: 679 N. Hill Rd., Kalispell, Remaining: $5,806. $6,854. Donations: $1,588. Remaining: MT 59901 Condition: heart attack. Total $5,266. bills: $58,529. 78. James Van Wagner: 7884 Grant Ave Rd., Auburn, NY 13021 Condition: 57. Georgia Nicholson: 1390 Topaz 68. Don Smith: 500 Anthony Dr., shoulder replacement surgery. Total bills: Ln., Gardnerville, NV 89460 (geoegia@ Centreville, MI 49032 (preechit@gmail. $17,688. Donations: $21,069. Add-on bills: frontier.com) Condition: hip replacement. com) Condition: spondylolisthesis (vertebrae $11,264. Remaining: $7,883. Total bills: $72,516. Donations: $28,802. condition). Total bills: $62,133. Donations: Remaining: $43,714. $47,895. Remaining: $14,238. 79. Eva Wagler: 6957 N 550 E, Montgomery, IN 47558 Condition: heart 58. Becky Olmstead: 1189 Walnut Hall 69. David T. Stark: 6620 Churn Creek Rd., condition. Total bills: $8,788. Lane, Boyce, VA 22620 Condition: surgery Redding, CA 96002 Condition: gallbladder for leg pain.Total bills: $8,950. Donations: surgery. Total bills: $28,768. Donations: 80. Abigail Walker: 1401 Boardwalk Dr., $1,015. Remaining: $7,935. $13,232. Remaining: $15,536. Windsor, CO 80550 Condition: Crohn’s disease. Total bills: $62,275. Donations: 59. Martha Ortiz: 4633 Caverns Dr., 70. Sean Statkus: 3165 Peg Leg Mine Rd., $31,373. Add-on bills: $2,823. Remaining: Kissimmee, FL 34758 Condition: cancer. Jamul, CA 91935 Condition: herniated disc/ $33,725. Total bills: $29,041. Donations: $25,017. back surgery. Total bills: $58,776. Remaining: $4,024. 81. Steve Willingham: 1138 Daffodil Rd., 71. W.A. Scott Stevenson: PO Wray, GA 31798 (sgwdw@windstream. 60. Donna Paone: 137 N 6th St., Olean, Box 697, Monticello, UT 84535 net) Condition: pancreatic cyst. Total bills: NY 14760 Condition: thyroid condition/ ([email protected]) Condition: $6,988. Donations: $2,909. Remaining: goiter. Total bills: $9,086. osteoarthritis/hip replacement. Total bills: $4,079. $69,534. Donations: $33,074. Remaining: 61. Albina Perevertaylo: 7230 22nd St., $36,460. 82. Willie “Cliff” Wilson: 15664 Mountain Rio Linda, CA 95673 (davidp0693@gmail. Valley Place, Lakeside, CA 92040 com) Condition: hypertension. Total bills: 72. Michael Stringer: 9603 Wildwood Condition: heart ablation. Total bills: $4,000. $22,673. Donations: $7,380. Remaining: Dr., Chardon, OH 44024 Condition: Donations: $541. Remaining: $3,459. $15,293. Achilles tendon surgery. Total bills: $20,240. Donations: $12,348. Remaining: $7,892. 83. Cathy Wright: 8110 Rogue River Hwy 62. Randi Pewzner: PO Box 95624, #14, Grants Pass, OR 97527 Condition: Seattle, WA 98145 Condition: uterine 73. Michael Summers, Jr.: 1387 Hidden achalasia (rare esophagus disorder) and fibroids/hysterectomy. Total bills: $8,328. Forest Dr., Goodview, VA 24095 (mcs_ botulism. Total bills: $51,808. Donations: [email protected]) Condition: back surgery. $30,918. Add-on bills: $868. Remaining: 63. Sid Pfaff: 3027 E Packard Dr., Gilbert, Total bills: $15,006. Donations: $8,136. $21,758. AZ 85298 ([email protected]) Remaining: $6,870. Condition: hip pain/arthroplasty. Total bills: 84. Hannah Wright: 3279 38th Ave., $15,526. Donations: $7,983. Remaining: 74. William Taylor: 9958 Banbury Columbus, NE 68601 Condition: pelvic/ $7,543. Ct., Powell, OH 43065 (william@ abdominal pain. Total bills: $13,595. tayloredtutoring.us) Condition: prostate 64. Eric Rieck Sr.: 798 N Prairie Meadow cancer. Total bills: $33,976. UPDATE: 85. Cheryl Wyant: 6600 W 45th St. Ln., Oronogo, MO 64855 Condition: Donations: $20,773. Remaining: $13,203. N., Wichita, KS 67205 Condition: hip multiple surgeries for hernia removal. Total replacement. Total bills: $13,620. bills: $74,626. Donations: $101,863. Add- 75. Keven Thomas II: 5941 New Hartford on bills: $82,109. Remaining: $54,872. St., Apt. 2, Wolcott, NY 14590 Condition: 86. Timothy & Sheryl York: 31 E. Center nasal polyp removal. Total bills: $12,399. St., Lititz, PA 17543 (sherylyork@gmail. 65. Stephen Schmelzer: 330 North Donations: $4,970. Remaining: $7,429. com) Condition: The Yorks’ 12-year-old Barneburg Rd., Medford, OR 97504 daughter has scoliosis that required spinal Condition: heart attack/stent inserted. Total 76. Amber Thulin: 10585 Sundance Mtn., fusion and rod insertion. Total bills: $86,883. bills: $3,215. Donations: $16,580. Add-on Littleton, CO 80127 Condition: deviated Donations: $82,307. Remaining: $4,576. Christian Healthcare Ministries • December 2015 11
Meet your CHM staff: Heather Farmer and Rogera Flack Heather Farmer joined spiritual.” Rogera Flack is part the CHM Member of the CHM Member Advocate team in “I love working with our members and Reimbursement team. She March 2015. She my coworkers. CHM has been such a performs the accounting speaks with health care blessing to me, and I enjoy giving back.” functions necessary to providers on behalf of share medical bills. CHM members and Heather’s mother became a Christian negotiates discounts when Heather was four years old. After Working at CHM to get the best possible price on members’ attending church together for a year, has been an exciting and life-changing medical bills, essential to keeping monthly Heather also gave her heart to the Lord. experience, said Rogera. “The staff deeply financial gifts low. Proverbs 3:5 is her favorite Bible passage. cares for each member,” she said. “We’re “This verse is an encouragement to me. It committed to serving you. This is not just Heather previously worked for Craftsman reminds me that, though life will throw a job for us. It’s our personal ministry, and Restoration in Fairlawn, Ohio. Today, she challenges my way, I can trust that God we pray over each member with a need enjoys being a part of CHM’s mission understands. He’s working those things multiple times as your bills make their way and the care ministry employees show out. And He is good, all the time.” through the sharing process.” members. “We work very hard to share medical bills as quickly as possible,” she Heather and her son, Trent, reside in Before CHM, Rogera worked for two said. “We care about our members and Wadsworth, Ohio. In her spare time she Ohio college bookstores at Mount Vernon all their needs—financial, physical and enjoys being outdoors. See “Meet your staff,” page 13 Member’s book helps Christians understand the mission field in their own backyards “As we watch millions of people moving Internationals Who Live Among Us Mongolia; Slovakia; England; France; by choice or by force throughout the identifies seven distinct groups: students; Spain; Germany; Kosovo; Israel; Turkey; world, Christians have the opportunity business people; visitors; illegal aliens; Macedonia and, Neal said, “the good ole to share the Good News of Jesus Christ,” ethnic communities; relocating refugees; U.S.A.!” said CHM member Neal Pirolo, and the adult children of author of Internationals Who Live career missionaries. The book He is the author of four other books, Among Us: Doing World Missions addresses the challenges facing including Serving as Senders-Today, which at Home. “Some of these people each group and gives scores of has over 500,000 copies in print and has are in our lives for a brief time; practical ways Christians can been translated into 20 languages. others remain permanently. Some minister to them. An extensive have good motives, others have bibliography directs readers to The Pirolos reside in San Diego, Calif., questionable desires. But all come additional resources. and have been CHM members for more into our lives with the need to than 20 years. They have four children, 16 accept Christ as their Savior.” Neal and his wife, Yvonne, grandchildren and 15 great-grandchildren. share a lifelong passion for Neal wrote Internationals Who Live Among missions work, mobilization and training. Internationals Who Live Among Us is Us because of the great “diaspora” in the They are the founders of Emmaus Road $10.95 and can be ordered by visiting eri. world—millions of people moving away International (eri.org). They have served org and clicking the book’s title in the from their homeland. “It’s a hot topic God in over 60 countries, including “Publications” menu. Discounts and free today,” he said. China; Vietnam; Cambodia; Myanmar; shipping apply for orders of 10 books or Brazil; Egypt; Thailand; Philippines; more. 12 Christian Healthcare Ministries • December 2015
Health Q & A with Dr. Michael Jacobson, D.O. I have a problem with plantar From a preventive standpoint, it is disappear, while only 15 of 25 of those Q:warts. They first began over 10 thought that going barefoot might receiving liquid nitrogen (cryotherapy) years ago, were treated with Compound increase exposure to these viruses, and experienced successful resolution of W, resolved, but recurred last year and poor nutrition and/or a compromised their warts. While patients in both are still persistent. I eat a pretty healthy immune system might also make people groups experienced skin irritation, those diet. Do you have any suggestions? more vulnerable. who received cryotherapy complained of more pain and burning. Warts are thought to be caused by Ten years ago we conducted a study A:a virus (“plantar warts” are those out of Madigan Army Medical Center The study did not address plantar warts that occur on the soles, or “plantar” (Tacoma, Wash.) that considered the specifically so results may vary. However, surface of the feet) and can be painful. effectiveness of treating warts with you might try it and let me know your Usually, warts resolve on their own. But duct tape as compared to a doctor’s results. We’re always looking for ways in it may take a long time and, even then, prescription (liquid nitrogen). The which our members can reduce health they may return. latter, known as “cryotherapy” (because care expenses without sacrificing the it involves “freezing” the tissue) works effectiveness of their treatment. Treatments are usually aimed at killing by inducing irritation around the wart the virus and are available without a so that the body’s immune system is Focht, D. R., 3rd, C. Spicer and M. P. prescription or through your doctor’s activated and the virus is destroyed. Fairchok (2002). The efficacy of duct office. Many over-the-counter remedies tape vs cryotherapy in the treatment of contain salicylic acid and are sold under Thinking that duct tape may induce verruca vulgaris (the common wart). the category of “wart remover.” The idea a similar irritating effect, researchers Archives in Pediatric Adolescent Medicine is that the acid kills the virus. divided 51 young patients into two 156(10): 971-974. groups, treating 25 with the standard Effectiveness might increase if the liquid nitrogen therapy every two to If you have a health question for Dr. thickened keratin skin layer over three weeks and instructing the other Jacobson, CHM Medical Consultant, the virus core is scraped away before 26 patients to place a piece of duct tape please email it to [email protected]. applying wart remover. If painful, a over the wart six days per week. This information is not intended to replace moleskin donut hole such as Dr. Scholl’s the advice of your physician. can take pressure off the wart and After two months, 22 of the 26 using distribute it to the surrounding area. the duct tape saw their warts completely
Winkler testimony (continued from page 5) membership. We were pleased, too, when the doctor CHM: Is there anything else you’d like to reduced our bills significantly after hearing tell our readers? CHM: Did you experience any about CHM’s mission. The ministry shared complications with Logan’s birth? the remaining $20,754 of my maternity JW: We’ve come to love the ministry and expenses. wouldn’t have it any other way. We knew JW: Because I had low amniotic fluid CHM would come through—and it has, during the pregnancy, the doctor ordered CHM: Would you recommend the twice. additional ultrasounds. Also, I underwent a maternity program to others? C-section that cost nearly $14,000. CHM *Editor’s note: Visit chministries.org/ met these expenses just as the ministry staff JW: We recommend CHM to our whattodo for a step-by-step guide of what to said it would. Then, after bringing our son friends and family because of our great do when you learn you’re pregnant. home, he was readmitted to the hospital experiences. The ministry has been a for three days due to complications. blessing to us because we had peace of What a blessing it was to not worry about mind the whole time. We knew CHM looming medical bills! members were going to share our bills. Christian Healthcare Ministries • December 2015 13
Coates testimony (continued from page 6) Since I was first listed on the CHM “lows” were the occurrence of abdominal history, but I believe the Lord intended newsletter’s Prayer Page, I have received ascites and blood clots and the fact I my experience to be a testimony of His $118,721 from other members! Bills are needed stents to keep open the ureter tubes power to heal. I also think my story points still coming in and I have about $79,000 from my kidneys to my bladder. The “high” to the effectiveness of the biblical principle left to go. In addition, I received many times included when the ascites subsided, of sharing each other’s burdens, as CHM encouraging cards from CHM members. my lungs returning to normal and removal members do each day. This principle works I read each one and the personal touch of the stents after 12 months. today just as it did in the days of the first makes me feel like I know these dear disciples. brothers and sisters. I look forward to I’m also grateful that the chemo treatments seeing them all in heaven someday. had little effect on me, which I attribute to Even though Patricia and I trusted God building up my immune system, a positive from the beginning, we’re still amazed and Today I’m doing much better and I’m attitude and—most of all—my faith and humbled to receive cards of encouragement undergoing maintenance treatment to keep trust in Almighty God. and checks averaging $10,000 per month. the cancer in remission. I’m forever grateful to my doctors, nurses God received glory throughout my ordeal. and hospital. I’m equally thankful for each I compare my experience to a roller coaster: He taught me patience and to trust Him CHM member and the ministry staff. I there were “lows” and “highs.” Some of the each day. Some people thought I was recommend CHM every chance I get.
Meet your staff (continued from page 11) Nazarene University and The College of prayer requests we receive,” she added. my focus and attention on Him. When Wooster. She joined the CHM staff in my hope is in Him, the things I can’t see March 2015. “This ministry is an amazing Rogera accepted Jesus Christ as her savior become an amazing adventure because I example of how God works for the good of at age six during her church’s Vacation have nothing to fear.” His children. His timing is perfect, and we Bible School. She has served God since can trust Him to take care of us,” she said. childhood and now attends Wooster Rogera resides in Orrville, Ohio. She has Church of the Nazarene. She leans on one son, Ethan, who is a worship director “I love praying for our members as I read Hebrews 11:1 during difficult times: at his church. She enjoys singing, listening and learn about their life stories from the “God has used this verse to help me keep to audiobooks and thrift shopping.
Cancer treatment (continued from page 4) people are still going to die within a few years penetrating beyond a tumor capsule and survival rate drops to 50 percent. And for (or even months) of being “treated.” completely resectable; these are often Stage IV, only about five percent of those referred to as Stage I or II diagnosed will be alive five years later. I can’t agree with the statement, “most b. Regional (Stage III) – spread to area people are still going to die within a few lymph nodes that are designed as In the United States, cancer diagnoses and years (or even months) of being ‘treated.’” “sentries” to guard and fight cancer and survival rates have been tracked for many Statistics tell a very different story. Western infection in a particular area years in a database system known as the medicine usually defines a cancer “cure” as c. Metastasized (Stage IV) – spread beyond Surveillance Epidemiology and End Results one which, five years after completion of local lymph nodes to remote areas of the (SEER). all treatment, there is no detectable cancer body present. Five year survival (“cure”) rates That database is available online; anyone then depend on several factors including: Five-year survival rates with conventional can go to seer.cancer.gov, look up a western medicine (surgery, chemotherapy, particular cancer, and see how many cases 1. Location of cancer radiation) tend to coincide with the staging are reported and their prognosis, regardless 2. Cell type (aggressiveness varies) of the primary tumor. For example, for of treatment. 3. Staging (the degree of spread) almost all cancers (except perhaps lung), if it is caught while in Stage I or II, the Next month: We’ll continue the discussion Cancer stages include: likelihood of surviving for five years is of alternative treatment vs. conventional a. Localized (Stage I or II) – not around 95 percent. For Stage III, the western medicine. 14 Christian Healthcare Ministries • December 2015
Letters to Christian Healthcare Ministries
Just as the church of Christ is not a building, Christian Healthcare Christ. You, through your collective and faith-based sharing and support, Ministries isn’t an office in Ohio. These letters represent what you who make this ministry possible. We are privileged to serve you. We are privileged participate in CHM are accomplishing for each other and for the cause of to serve Him. -Rev. Howard Russell
Dear CHM: so that they may see your good works and caring for each other. I’m so appreciative of the kind way you give glory to our Father. helped me out financially when I was in Thank you and may God continue to bless the hospital for knee surgery. I’d like to say Thank you, CHM! May your work and heal all that put their faith in Him. a big thank you to all involved. God bless continue to glorify our Lord and Savior. you in a special way! Will Parks Your friends in Jesus Christ, Nine Mile Falls, WA With love and sincere thanks, George & Marri Thomas Dear CHM, Leroy & Mary Yoder Westlake, CA Thank you to everyone who sent me Mifflintown, PA cards of encouragement and prayer. It Dear Norma, raised my spirits, walking to the mailbox Dear CHM Staff: As I give thanks to all that have helped me everyday to get and read your cards. It feels Thank you for sending me a check for my through this year, I count God, my bride so wonderful to have your support and medical bills. They are now paid in full. and CHM. I put my faith in God and prayers in my time of need. God is good all Christian Healthcare Ministries is much you when I was unexpectedly diagnosed the time! better than insurance. God bless you all! with a heart clot. CHM has been there for me ever since. With all that has gone on, God bless all of you, Greg Maurer you’ve supported me 100 percent. My bills Greenacres, FL are all paid. CHM also shared my cataract Kevin McLaughlin surgery. It’s like I have new vision again! Monroe, NC Dear Dana, I praise God for the work you do to CHM is in my prayers. Thank you, support our Christian Healthcare everyone, for all you have done. I Ministries family throughout the country. encourage everyone I meet to join To borrow from Matthew 5:14, you are Christian Healthcare Ministries. Every truly letting your light shine before others Christian should embrace this way of
Soultz testimony (continued from page 5) from the hospital and surgeons for any left leg, but the doctor was so pleased involved in my life. What a humbling and prompt payments—and many for being after surgery that he put me under no comforting realization. Thank you, CHM self-pay. CHM then shared the remaining restrictions. There was very little bruising family, for faithfully serving us in our time $75,778 for my medical bills. and swelling. Today I walk pain-free! of need. I give God all the praise and glory.
For many years, taking steps was somewhat Throughout my recovery, I received cards, *Editor’s note: The Needs Processing forms are painful, but each one was also a reminder encouragement and many prayers. I’m available on chministries.org by clicking of God’s gracious hand on my life—and amazed at the power and love of the Body “How it Works” > “Medical Care and Bills” His miraculous provision for me. Surgery of Christ. James 5:16 instructs believers to > “Needs Processing Forms.” Another option was another step in that process. He confess their sins and pray with others for is to electronically complete the forms and provided for me and was faithful, just as healing because “the prayer of a righteous submit your medical bills by logging into He has always been. man avails much.” I believe it. your online Member Portal account at chministries.org/members and clicking the My recovery should have included four God’s provision for my surgery is “Submit Medical Need Online” menu item. to six weeks of not bearing weight on my confirmation that He is still actively Christian Healthcare Ministries • December 2015 15
CHM legal notices
Christian Healthcare Ministries (hereinafter “CHM”), a not-for-profit religious organization, is not an insurance company. No ministry operations or publications are offered through or operated by an insurance company. CHM does not guarantee or promise that your medical bills will be shared or assigned to others for financial gifts. Whether any CHM member chooses to share the burden of your medical bills will be entirely voluntary. As such, CHM should never be considered as a substitute for an insurance policy. Whether you receive any financial gifts for medical expenses and whether CHM continues to operate, you are always liable for any unpaid bills.
Especially for Florida Residents: A copy of the official registration and financial information may be obtained from the Division of Consumer Services by calling toll-free, within the state of Florida. Registration does not imply endorsement, approval, or recommendation by the State of Florida. 1-800-435-7352 Our Florida registration number is CH3543. CHM has not retained any professional solicitors or professional fundraising consultants and 100% of each contribution is received by our organization.
Especially for Kentucky Residents: Notice: CHM is not an insurance company. CHM’s related operations and publications are not issued by an insurance company and they are not offered through an insurance company. CHM does not guarantee or promise that your medical bills will be shared or assigned to others for financial gifts. Whether any member chooses to share the burden of your medical bills will be totally voluntary. CHM should never be considered as a substitute for an insurance policy. Whether you receive any gifts for medical expenses, and whether or not CHM continues to operate, you will always remain liable for any unpaid bills.
Especially for Maryland Residents: Notice: CHM is not an insurance company. CHM’s related operations and publications are not issued by or offered through an insurance company. CHM does not guarantee or promise that your medical bills will be shared or assigned to others for financial gifts. No other member will be compelled to contribute toward the cost of your medical bills. Therefore, CHM should never be considered a substitute for an insurance policy. This activity is not regulated by the Maryland Insurance Administration, and your liabilities are not covered by the Maryland Life and Health Guarantee Fund. Whether or not you receive any financial gifts for medical expenses and whether or not CHM continues to operate, you are always liable for any unpaid bills.
Especially for Oklahoma Residents: This is not an insurance policy. It is a voluntary program that is neither approved, endorsed or regulated by the Oklahoma Department of Insurance and the program is not guaranteed under the Oklahoma Life and Health Insurance Guaranty Association.
Especially for Pennsylvania Residents: Notice: CHM is not an insurance company. CHM’s related operations and publications are not issued by or offered through an insurance company. CHM does not guarantee or promise that your medical bills will be shared or assigned to others for financial gifts. Whether any member chooses to share the burden of your medical bills will be totally voluntary. As such, CHM should never be considered as a substitute for insurance. Whether you receive any financial gifts for medical expenses, and whether or not CHM continues to operate, you are always liable for any unpaid bills.
Especially for South Dakota Residents: CHM is not an insurance company. CHM’s program is not an insurance contract. This plan does not fall under the jurisdiction of the South Dakota Division of Insurance and the plan is not covered under the South Dakota guaranty fund.
Especially for Wisconsin Residents: Attention: CHM is not an insurance company. CHM’s related operations and publications are not issued by or offered through an insurance company. CHM does not guarantee or promise that your medical bills will be shared or assigned to others for financial gifts. Whether any member chooses to share the burden of your medical bills is entirely voluntary. CHM should never be considered as a substitute for an insurance policy. Whether or not you receive any financial gifts for medical expenses, and whether or not CHM continues to operate, you will always remain responsible for the payment of your own medical bills.
Prayer requests this month: These are prayer requests only. Please send your monthly financial gift to the CHM office (see instructions on your yellow Member Gift Form). We invite you to send cards or words of encouragement to the people listed below. Emily Wright: 222 JH Lane, Skandia, MI Maureen Thompson: 340 79th Way NE, Pullman, WA 99163 Sharon lost blood and 49885 Emily has breast cancer; please pray. Fridley, MN 55432 Maureen’s husband and is in pain due to surgery complications. son need recovery and spiritual strength. Lorayne Westlund: 35 Atlantic Ave., Cynthia Polson: 403 N Peachtree, Jasper, Midlothian, TX 76065 Lorayne was Anna Stone: 36076 FM 529, Brookshire, TX 75951 Cynthia’s husband passed away. hospitalized for an infection. TX 77423 15-year-old Anna suffered an Please pray for God’s comfort. accidental gunshot wound and is recovering. Robin Welsh: c/o Church Hill, 211 Nita Charles & Kathy Piotrowski: 498 Shawver Way, Penngrove, CA 94951 Robin’s home Traci Taylor Smith: 1927 Pepper Hill Bridge Rd., Hico, WV 25854 The burned down and she injured her foot while Way, Houston, TX 77058 Traci had a virus Piotrowskis’ business is struggling and they escaping. Please keep her in prayer. that began attacking her liver. Please pray. have a special needs daughter.
Susan Weih: 3436 Chaparral Dr., Casper, Kristy SinClair: PO Box 606, Browning, Charles Payne: 925 Bradley Bell Dr., WY 82604 Sue’s cancer has returned. MT 59417 Kristy’s husband left her. Knoxville, TN 37938 Charles was diagnosed with bladder cancer. Carolyn Travels: 14610 Mono Way #67, Jeanne Senecal: 298 Bluebird Hill, Avon, Sonora, CA 95370 Carolyn moved across MT 59713 Jeanne has breast cancer. Ken Miller: 711116 Aldrich Lake Rd., the state for employment but her new job Sturgis, MI 49091 Ken has pancreatic fell through. Sharon Richardson: 525 SE Water St., cancer; please pray. Christian Healthcare Ministries December 2015
PAGE In this issue: 2 It’s more blessed to give? Yes, and the 6 Member trusts God through Prayer Page proves it cancer’s highs and lows, receives 3 Producers of War Room—and other nearly $120,000 in Prayer Page gifts major Christian films—are CHM 7 Prayer Page members 11 Meet your CHM staff: Heather 4 Healthwatch Farmer and Rogera Flack 5 Member relieved that maternity 11 Member’s book helps Christians complications don’t complicate understand the mission field in their sharing own backyards The mission of Christian 5 Member experiences physical and 12 Health Q & A with Dr. Jacobson Healthcare Ministries is to glorify financial miracles 14 Letters to CHM God, show Christian love, and 5 News for members with Medicare 15 Prayer requests experience God’s presence as Christians share each other’s medical bills.