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2013 Diamond Trust.Pdf front cover.pdf 1 4/3/14 5:38 PM DIAMOND TRUST BANK KENYA LIMITED ANNUAL REPORT & FINANCIAL STATEMENTS 2013 1 Our Vision Enabling people to advance with confidence and success. Our Mission To make our customers prosper, our staff excel and create value for our stakeholders. Our values are the fundamental principles that define our culture and are brought to Our Values life in both our attitudes and our behaviour. It is our values that make us unique and unmistakable: Excellence This is the core of everything that we do. We believe in being the best in everything that we do in terms of services, products and premises. Integrity We steadfastly adhere to high moral principles and professional standards, knowing that our success depends on our customer’s trust. Customer focus We fully understand the needs of our customers and we adapt our products and services to meet them. We always strive to put satisfaction of our customers first. Meritocracy We believe in giving opportunities and advantages to our employees on the basis of their ability. We believe in rewarding achievement and in providing first-class career opportunities for all. Progressiveness We believe in the advancement of society through the adoption of enlightened working practices, innovative new products and processes. 2013 Annual Report.indd 1 4/3/14 5:36 PM DIAMOND TRUST BANK KENYA LIMITED ANNUAL REPORT & FINANCIAL STATEMENTS 2013 2 OUR REGIONAL BRANCH NETWORK KENYA NAIROBI 1 Buru Buru Branch, off Mumias Road 18 T-Mall Branch, Langata Road 34 Shimanzi Branch, Dar es Salaam Road 2 Capital Centre Branch, Mombasa Road 19 Thika Road Mall Branch, Thika Road Super Higway 35 Voi Branch, Biashara Street 3 Courtyard Branch, along General Mathenge Drive 20 Tom Mboya Street Branch, Mondlane/Tom Mboya Street OTHER TOWNS 4 Cross Road Branch, Cross Road 21 Upper Hill Branch, Kilimanjaro Road 36 Bungoma Branch, Moi Avenue 5 Diamond Plaza Branch, 4th Avenue, Parklands 22 Village Market Branch, Limuru Road 37 Busia Branch, along Busia Main Road 6 DTB Centre Branch, Mombasa Road 23 Wabera Street Branch, Wabera Street 38 Eldoret Branch, Uganda Road 7 Eastleigh Branch, 7th Street COAST REGION 39 Kakamega Branch, Canon Awori Road 8 Industrial Area Branch, Likoni Road 24 Changamwe Branch, Airport Road, Mombasa 40 Kericho Branch, Tengecha Road 9 JKIA Branch, Airport Trade Centre, Tower Avenue 25 Diani Branch, Diani Beach Branch 41 Kisii Branch, Moi Highway 10 Karen Branch, Ngong Road 26 Jomo Kenyatta Branch, Jomo Kenyatta Avenue 42 Kisumu Branch, Oginga Odinga Road 11 Kitengela Branch, Kajiado Road 27 Kilifi Branch, off Mombasa – Malindi Highway 43 Kitale Branch, Kenyatta Street 12 Madina Mall Branch, Starehe/Pumwani Road 28 Lamu Branch, Lamu town 44 Meru Branch, Njuri Ncheke Road 13 Nation Centre Branch, Kimathi Street 29 Malindi Branch, Lamu Road 45 Migori Branch, Isibania Road 14 OTC Branch, Gwasi Lane, off Racecourse Road 30 Mariakani Branch, along Mombasa - Nairobi Road 46 Nakuru Branch, Kenyatta Avenue 15 Parklands Branch, 3rd Avenue Parklands 31 Mombasa Branch, Moi Avenue 47 Thika Branch, Kenyatta Highway 16 Prestige Plaza Branch, Ngong Road 32 Mtwapa Branch, along Mombasa-Malindi Road 17 Ronald Ngala Branch, Uyoma Street 33 Nyali Branch, Links Road UGANDA KAMPALA 1 Bwaise Branch, Bombo Road 12 Mbarara Branch, Mbaguta Road OTHER TOWNS 2 Freedom City Branch, Entebbe Road 13 Naalya Branch, off Northern Bypass 22 Arua Branch, Avenue Road 3 George Street Branch, George Street 14 Nakivubo Branch, Channel Street 23 Busia Branch, Sophia Lane 4 Hotel Equatoria Branch, William Street 15 Nateete Branch, Masaka Road 24 Jinja Branch, Main Street 5 Industrial Area Branch, Kibiira Road 16 Ndeeba Branch, Masaka Road 25 Lira Branch, Aputi Road 6 Kampala Road Branch, Kampala Road 17 Ntinda Branch, Kiira Road 26 Malaba Branch, Kwapa /Tororo Road 7 Kamwokya Branch, Kira Road 18 Oasis Mall Branch, Yusuf Lule Road 27 Malaba Customs Branch, Kwapa /Tororo Road 8 Kikuubo Branch, Ben Kiwanuka Street 19 Old Kampala Branch, Old Kampala Road 28 Mbale Branch, Bishop Wasike Road 9 Kitintale Branch, Port Bell Road 20 Usafi Market Branch, Kalitunsi roundabout 29 Mbarara Branch, Mbaguta Road 10 Kyengera Branch, Masaka Road 21 Wandegeya Branch, Bombo Road 11 Masaka Branch, Kampala Road TANZANIA DAR ES SALAAM 1 Kariakoo Branch, Msimbazi Street 9 Nyerere Branch, Nyerere Road OTHER TOWNS 2 Magomeni Branch, off Morogoro Road ARUSHA 12 Dodoma Branch, 7th Street, near Main Road 3 Main Branch, Jamat / Mosque Street 10 Arusha City Branch, Sokoine Road 13 Iringa Branch, Miyomboni /Jamat Street 4 Masaki Branch, Haile Sellasie Road Junction 11 Arusha Main Branch, Moshi Road 14 Mbeya Branch, Market Street Junction 5 Mbagala Branch, Kilwa Road 15 Moshi Branch, Old Moshi Road 6 Mbezi Branch, Mbezi Beach, Old Bagamoyo Road 16 Mwanza Branch, Kenyatta Road 7 Morocco Branch, Ali Hasan Mwinyi Road 17 Tabora Branch, Ujiji Street 8 Morogoro Branch, Lumumba Road 18 Tanga Branch, Taifa Road 19 Zanzibar Branch, Forodhani Area BURUNDI BUJUMBURA 1 Agence Du Siege, 14 Chaussée Prince Louis Rwagasore 2 Agence Marché Central de Bujumbura, 3688 Avenue de la Croix Rouge 3 Agence Marché de Ruvumera, Avenue Ntahangwa 4 Agence Quartier Asiatique, 143 Avenue de la Ntahangua 2013 Annual Report.indd 2 4/3/14 5:36 PM DIAMOND TRUST BANK KENYA LIMITED ANNUAL REPORT & FINANCIAL STATEMENTS 2013 TABLE OF CONTENTS 3 KENYA NAIROBI Company Information 4-5 1 Buru Buru Branch, off Mumias Road 18 T-Mall Branch, Langata Road 34 Shimanzi Branch, Dar es Salaam Road 2 Capital Centre Branch, Mombasa Road 19 Thika Road Mall Branch, Thika Road Super Higway 35 Voi Branch, Biashara Street Five Year Financial Review 6 3 Courtyard Branch, along General Mathenge Drive 20 Tom Mboya Street Branch, Mondlane/Tom Mboya Street OTHER TOWNS 4 Cross Road Branch, Cross Road 21 Upper Hill Branch, Kilimanjaro Road 36 Bungoma Branch, Moi Avenue Financial Performance Highlights 7-9 5 Diamond Plaza Branch, 4th Avenue, Parklands 22 Village Market Branch, Limuru Road 37 Busia Branch, along Busia Main Road 6 DTB Centre Branch, Mombasa Road 23 Wabera Street Branch, Wabera Street 38 Eldoret Branch, Uganda Road Board of Directors 10-13 7 Eastleigh Branch, 7th Street COAST REGION 39 Kakamega Branch, Canon Awori Road 8 Industrial Area Branch, Likoni Road 24 Changamwe Branch, Airport Road, Mombasa 40 Kericho Branch, Tengecha Road Notice of the Annual General Meeting 15 9 JKIA Branch, Airport Trade Centre, Tower Avenue 25 Diani Branch, Diani Beach Branch 41 Kisii Branch, Moi Highway 10 Karen Branch, Ngong Road 26 Jomo Kenyatta Branch, Jomo Kenyatta Avenue 42 Kisumu Branch, Oginga Odinga Road Chairman’s Statement 16-17 11 Kitengela Branch, Kajiado Road 27 Kilifi Branch, off Mombasa – Malindi Highway 43 Kitale Branch, Kenyatta Street 12 Madina Mall Branch, Starehe/Pumwani Road 28 Lamu Branch, Lamu town 44 Meru Branch, Njuri Ncheke Road 13 Nation Centre Branch, Kimathi Street 29 Malindi Branch, Lamu Road 45 Migori Branch, Isibania Road Taarifa Ya Mwenyekiti 18-19 14 OTC Branch, Gwasi Lane, off Racecourse Road 30 Mariakani Branch, along Mombasa - Nairobi Road 46 Nakuru Branch, Kenyatta Avenue 15 Parklands Branch, 3rd Avenue Parklands 31 Mombasa Branch, Moi Avenue 47 Thika Branch, Kenyatta Highway Statement of Corporate Governance 21-25 16 Prestige Plaza Branch, Ngong Road 32 Mtwapa Branch, along Mombasa-Malindi Road 17 Ronald Ngala Branch, Uyoma Street 33 Nyali Branch, Links Road Corporate Social Responsibility 27-28 UGANDA Directors’ Report 30 KAMPALA Statement of Directors’ Responsibilities 31 1 Bwaise Branch, Bombo Road 12 Mbarara Branch, Mbaguta Road OTHER TOWNS 2 Freedom City Branch, Entebbe Road 13 Naalya Branch, off Northern Bypass 22 Arua Branch, Avenue Road Report of the Independent Auditor 32 3 George Street Branch, George Street 14 Nakivubo Branch, Channel Street 23 Busia Branch, Sophia Lane 4 Hotel Equatoria Branch, William Street 15 Nateete Branch, Masaka Road 24 Jinja Branch, Main Street 5 Industrial Area Branch, Kibiira Road 16 Ndeeba Branch, Masaka Road 25 Lira Branch, Aputi Road 6 Kampala Road Branch, Kampala Road 17 Ntinda Branch, Kiira Road 26 Malaba Branch, Kwapa /Tororo Road 7 Kamwokya Branch, Kira Road 18 Oasis Mall Branch, Yusuf Lule Road 27 Malaba Customs Branch, Kwapa /Tororo Road Financial Statements 8 Kikuubo Branch, Ben Kiwanuka Street 19 Old Kampala Branch, Old Kampala Road 28 Mbale Branch, Bishop Wasike Road 9 Kitintale Branch, Port Bell Road 20 Usafi Market Branch, Kalitunsi roundabout 29 Mbarara Branch, Mbaguta Road Statement of Profit or Loss 33 10 Kyengera Branch, Masaka Road 21 Wandegeya Branch, Bombo Road 11 Masaka Branch, Kampala Road Statement of Comprehensive Income 34 TANZANIA Statement of Financial Position 35 DAR ES SALAAM Consolidated Statement of Changes in Equity 36-37 1 Kariakoo Branch, Msimbazi Street 9 Nyerere Branch, Nyerere Road OTHER TOWNS 2 Magomeni Branch, off Morogoro Road ARUSHA 12 Dodoma Branch, 7th Street, near Main Road Bank Statement of Changes in Equity 38 3 Main Branch, Jamat / Mosque Street 10 Arusha City Branch, Sokoine Road 13 Iringa Branch, Miyomboni /Jamat Street 4 Masaki Branch, Haile Sellasie Road Junction 11 Arusha Main Branch, Moshi Road 14 Mbeya Branch, Market Street Junction 5 Mbagala Branch, Kilwa Road 15 Moshi Branch, Old Moshi Road Statement of Cash Flows 39 6 Mbezi Branch, Mbezi Beach, Old Bagamoyo Road 16 Mwanza Branch, Kenyatta Road 7 Morocco Branch, Ali Hasan Mwinyi Road 17 Tabora Branch, Ujiji Street Notes to the Financial Statements 40-90 8 Morogoro Branch, Lumumba Road 18 Tanga Branch, Taifa Road 19 Zanzibar Branch, Forodhani
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