Investment Edge® variable annuity Investment options

Packaged Portfolios Net Annual Net Annual Net Annual Portfolio Name Expense Portfolio Name Expense Portfolio Name Expense Manager Select 1290 VT DoubleLine Dynamic Allocation 1.20% Balanced 0.88% Chartersm Growth 1.40% American Funds Series® 0.79% JPMorgan Insurance Trust Global Allocation 1.19% Chartersm Moderate 1.25% BlackRock Global Allocation V.I. 1.01% JPMorgan Insurance Trust Income Builder 0.92% Chartersm Moderate Growth 1.35% EQ/AB Dynamic Moderate Growth 1.13% PIMCO Global Multi-Asset Managed Allocation Portfolio 1.32% All Asset Alternative First Trust/Dow Jones Dividend & Income Allocation 1.20% Putnam VT Global Asset Allocation 1.10% All Asset Growth – Alt 20 1.29% First Trust Multi-Income Allocation Portfolio 1.10% Putnam VT Multi-Asset 1.19% Risk Based Franklin Allocation VIP Fund 0.82% QS Legg Mason Dynamic Multi-Strategy VIT Portfolio 1.28% EQ/Aggressive Allocation 1.17% Franklin Income VIP Fund 0.72% Chartersm Asset Allocation Portfolios EQ/Moderate Allocation 1.09% Franklin Mutual Shares VIP Fund 0.97% Chartersm Aggressive Growth 1.45% EQ/Moderate-Plus Allocation 1.13% V.I. Balanced-Risk Allocation 1.05% Chartersm Conservative 1.25% Individual Investment Options Net Annual Net Annual Net Annual Portfolio Name Expense Portfolio Name Expense Portfolio Name Expense Large-Cap Blend Small-Cap Value Alternative/Specialty American Funds Insurance Series® Growth-Income 0.78% 1290 VT GAMCO Small Company Value 1.07% 1290 VT Convertible Securities 1.16% ClearBridge Variable Dividend Strategy 1.01% 1290 VT Small-Cap Value 1.15% 1290 VT GAMCO Mergers & Acquisitions 1.34% EQ/ClearBridge Select Equity Managed Volatility 1.05% AB VPS Small-/Mid-Cap Value 1.06% 1290 VT Multi-Alternative Strategies 1.65% EQ/Common Index 0.70% Chartersm Small-Cap Value 1.45% Eaton Vance VT Floating-Rate Income 1.17% EQ/Equity 500 Index 0.58% Emerging Markets Guggenheim VIF Global Managed Futures Strategy 1.74% EQ/Fidelity Institutional AM® Large-Cap 0.87% American Funds Insurance Series® New World 1.26% Neuberger Berman U.S. Equity Index PutWrite EQ/Franklin Rising Dividends 0.87% Delaware VIP® Emerging Markets Series 1.58% Strategy Portfolio 1.06% MFS® Investors Trust Series 1.04% EQ/Emerging Markets Equity PLUS 1.30% PIMCO VIT Emerging Markets Bond 1.11% MFS® Research Series 1.06% EQ/ Emerging Markets Equity 1.38% VanEck VIP Unconstrained Emerging Markets Bond 1.10% Putnam VT Research 1.06% Global (Including U.S.) Core Bond Large-Cap Growth 1290 VT Low Volatility Global Equity 0.90% 1290 VT DoubleLine Opportunistic Bond 0.95% 1290 VT Socially Responsible 0.93% 1290 VT SmartBeta Equity 1.15% Delaware VIP® Diversified Income Series 0.90% ClearBridge Variable Aggressive Growth Portfolio 1.04% AB VPS Global Thematic Growth 1.24% EQ/Core Bond Index 0.67% EQ/ClearBridge Large Cap Growth 1.04% ALPS/Red Rocks Listed 1.99% EQ/Intermediate Government Bond 0.68% EQ/Large-Cap Growth Index 0.74% American Funds Insurance Series® Global Growth 1.05% EQ/PIMCO Total Return 1.39% EQ/Loomis Sayles Growth 1.05% American Funds Insurance Series® Janus Henderson Flexible Bond 0.86% EQ/T. Rowe Price Growth Stock 1.00% Global Small Capitalization 1.24% High Yield Bond Hartford Growth Opportunities HLS Fund 1.15% EQ/Oppenheimer Global 1.15% 1290 VT High Yield Bond 1.05% Large-Cap Value EQ/Templeton Global Equity Managed Volatility 1.10% Federated High Income Bond 1.06% 1290 VT Equity Income 0.95% Invesco V.I. High Yield 1.43% AB VPS Growth and Income Portfolio 0.85% 1290 VT Natural Resources 0.90% EQ/BlackRock Basic Value Equity 0.95% PIMCO VIT CommodityRealReturn® Strategy 2.02% Inflation Linked (TIPS) EQ/JPMorgan Value Opportunities 0.98% Sector American Century VP Inflation Protection 0.73% EQ/Large-Cap Value Index 0.74% 1290 VT Energy 0.90% EQ/PIMCO Global Real Return 1.54% Janus Henderson U.S. Low Volatility 0.82% EQ/MFS Technology Portfolio 1.14% MFS® Value Series 0.98% EQ/MFS Technology II Portfolio 1.15% International/Global Bond T. Rowe Price Equity Income 0.99% EQ/MFS Utilities Series 1.05% PIMCO VIT Global Bond Opportunities (Unhedged) 1.09% Mid-Cap Blend EQ/T. Rowe Price Health Sciences 1.20% Templeton Global Bond VIP Fund 0.79% EQ/Mid-Cap Index 0.72% EQ/Wellington Energy Portfolio 1.19% Fidelity® VIP Mid-Cap Portfolio 0.87% Invesco V.I. Health Care 1.25% Multi-Sector Bond Mid-Cap Growth Multimanager Technology 1.25% Fidelity® VIP Strategic Income 0.92% EQ/Janus Enterprise 1.05% REIT Lord Abbett Bond Debenture 0.90% Federated Kaufmann 1.77% 1290 VT Real Estate 0.90% PIMCO VIT Income 1.14% Mid-Cap Value EQ/Invesco Global Real Estate 1.28% Putnam VT Diversified Income Fund 1.06% EQ/American Century Mid Cap Value 1.00% International (Excludes U.S.) Small-Cap Blend American Funds Insurance Series® International -Term Bond 1290 VT Microcap 1.15% Growth and Income 1.16% Delaware VIP® Limited-Term Diversified Income 0.84% EQ/Small Company Index 0.64% EQ/International Equity Index 0.79% EQ/AB Short Duration Government Bond 0.80% Invesco V.I. Small-Cap Equity 1.21% EQ/Invesco International Growth 1.18% EQ/PIMCO Ultra Short Bond 0.81% Small-Cap Growth EQ/MFS International Growth 1.15% EQ/AB Small-Cap Growth 0.92% EQ/MFS International Value 1.15% Cash/Cash Equivalent Ivy VIP Small-Cap Growth 1.16% Neuberger Berman International Equity Portfolio 1.51% EQ/ 0.71%

Variable Annuities: • Are Not a Deposit of Any Bank • Are Not FDIC Insured • Are Not Insured by Any Federal Government Agency • Are Not Guaranteed by Any Bank or Savings Association • May Go Down in Value

Please see the reverse side for additional important information. Fidelity and Fidelity Institutional AM are service marks of FMR LLC. Equitable Life Insurance Company (NY, NY) Used with permission. Note: The list above may not include all investment managers.

Important Note AXA Equitable believes that education is a key step toward addressing your The Net Annual Expense is the current expense of the portfolio and may include financial goals, and we’ve designed this material to serve simply as an informational a reduction in the expense amount for fee waivers or expense reimbursement. and educational resource. Accordingly, this brochure does not offer or constitute Current expenses are from the prospectus and subject to change. Please refer to investment advice, and makes no direct or indirect recommendation of any particular product or of the appropriateness of any particular investment-related option. Your the prospectus for the amount of the fee waivers and expense reimbursement for needs, goals and circumstances are unique, and they require the individualized a particular portfolio. If fee waivers and expense reimbursement are not applied attention of your financial professional. (Gross Expense), it could significantly increase the amount of operating expenses Current expenses as of 5/1/19 and are subject to change. for the portfolio. The investment objectives and policies of certain funds may be similar to those of The investment options listed are available through the Investment Edge® variable other funds managed by the same investment advisor. No representation is made, annuity. Investment Edge® is a variable annuity designed for investors who want and there can be no assurance given, that any fund’s investment results will be tax-deferred growth potential and a broad spectrum of investment options as they comparable to the investment results of any other fund, including another fund with seek wealth for retirement and other life goals. The product offers diversification of the same investment advisor or manager. investment options, tax deferral and tax-efficient distributions. A variable annuity is a long-term, tax-deferred accumulation product. In essence, sm annuities are contractual agreements in which payment(s) are made to an insurance Investment Edge® is a registered service mark and Charter Portfolio is a service company, which agrees to pay out an income at a later date. There are contract mark of AXA Equitable Life Insurance Company, New York, NY 10104. limitations and fees and charges associated with annuities, which include, but are Investment Edge® (July 2015 version) is issued by AXA Equitable Life Insurance not limited to, mortality and expense risk charges, sales and withdrawal charges, Company, New York, NY 10104. Co-distributed by affiliates AXA Advisors, LLC administrative fees and charges for optional benefits. Amounts in a variable (member FINRA, SIPC) and AXA Distributors, LLC. annuity’s investment portfolios are subject to fluctuation in value and market risk, including loss of principal. A financial professional can provide cost information © 2019 AXA Equitable Life Insurance Company. All rights reserved. and complete details. Withdrawals are subject to normal income tax treatment and, Contract Form #s: ICC13IEBASE1, ICCBASE2 and any state variations. if taken prior to age 59½, may also be subject to an additional 10% federal tax. 1290 Avenue of the Americas, New York, NY 10104, (212) 554-1234 This document must be preceded or accompanied by a current prospectus. Please consider the charges, risks, expenses and investment objectives carefully before G588692 purchasing a variable annuity or making an investment option selection. GE-2503259 (4/19) (Exp. 4/21) Cat. #154215 (11/19)