INVESTMENT UPDATE Report As on 31St January 2021 INDEX Content Category No

INVESTMENT UPDATE Report as on 31st January 2021 INDEX Content Category No.

From the Managing Director’s Desk 04 ...... Market Overview 05 ...... From the Chief Business Officer's Desk 08 ...... Snapshot of Equity Funds & Other Categories 09 ...... SBI Blue Chip Fund Equity - Large Cap 12 ...... SBI Magnum Equity ESG Fund (Previously known as SBI Magnum Equity Fund) Equity - Thematic Fund 13 ...... SBI Flexicap Fund 14 (Previously known as SBI Magnum Multicap Fund) Equity - Flexicap Fund ...... SBI Contra Fund Equity - Contra Fund 15 ...... SBI Large & Midcap Fund 16 (Previously known as SBI Magnum Multiplier Fund) Equity - Large & Mid Cap Fund ...... SBI Focused Equity Fund 17 (Previously known as SBI Emerging Businesses Fund) Equity - Focused Fund ...... SBI Magnum MidCap Fund Equity - Mid Cap Fund 18 ...... SBI Magnum Global Fund Equity - Thematic Fund 19 ...... SBI Small Cap Fund 20 (Previously known as SBI Small & Midcap Fund) Equity - Small Cap Fund ...... SBI Long Term Equity Fund 21 (Previously known as SBI Magnum Taxgain Scheme) Equity - ELSS ...... SBI Healthcare Opportunities Fund 22 (Previously known as SBI Pharma Fund) Equity - Sectoral Fund ...... SBI Banking And Financial Services Fund Equity - Sectoral Fund 23 ...... SBI PSU Fund Equity - Sectoral Fund 24 ...... SBI Magnum Comma Fund Equity - Sectoral Fund 25 ...... SBI Infrastructure Fund Equity - Sectoral Fund 26 ...... SBI Consumption Opportunities Fund 27 (Previously known as SBI FMCG Fund) Equity - Thematic ...... SBI Technology Opportunities Fund 28 (Previously known as SBI IT Fund) Equity - Sectoral Fund ...... SBI Equity Minimum Variance Fund Equity - Thematic 29 ...... 30 ...... SBI Gold Fund Fund of Funds ...... SBI Nifty Index Fund Index Fund 31 ...... Snapshot of Hybrid Funds & Solution Oriented Scheme 32 ...... SBI Equity Hybrid Fund 33 ...... (Previously known as SBI Magnum Balanced Fund) Hybrid - Aggressive Hybrid Fund ...... SBI Dynamic Asset Allocation Fund Hybrid - Dynamic Asset Allocation Fund 34 ...... SBI Debt Hybrid Fund (Previously known as SBI Magnum Monthly Income Plan) Hybrid - Conservative Hybrid Fund 35 ...... SBI Multi Asset Allocation Fund (Previously known as SBI Magnum Monthly 36 Income Plan - Floater) Hybrid - Multi Asset Allocation Fund INDEX Content Category No.

SBI Magnum Children's Benefit Fund - Savings Plan (Previously known as SBI Magnum Children's Benefit Fund) Solutions Oriented Scheme - Children’s Fund 37 ...... SBI Equity Savings Fund Hybrid - Equity Savings Fund 38 ...... SBI Arbitrage Opportunities Fund Hybrid - Arbitrage Fund 39 ...... SBI Magnum Children’s Benefit Fund – Investment Plan Solutions Oriented Scheme - Children's Fund 40 ...... Snapshot of Debt Funds & Other Categories 41 ...... SBI Magnum Gilt Fund (Previously known as SBI Magnum Gilt Fund - Long Term Plan) Debt - Gilt Fund 43 ...... SBI Magnum Income Fund Debt - Medium To Long Duration Fund 44 ...... SBI Dynamic Bond Fund Debt - Dynamic Bond Fund 45 ...... SBI Corporate Bond Fund Debt - Corporate Bond Fund 46 ...... SBI Credit Risk Fund (Previously known as SBI Corporate Bond Fund) Debt - Credit Risk Fund 47 ...... SBI Magnum Medium Duration Fund (Previously known as SBI Regular Savings Fund) Debt - Medium Duration Fund 48 ...... SBI Short Term Debt Fund Debt - Short Duration Fund 49 ...... SBI Magnum Constant Maturity Fund (Previously known as SBI Magnum Gilt Fund - Short Term Plan) Debt - Gilt Fund With 10 Year Constant Duration 50 ...... SBI Magnum Low Duration Fund (Previously known as SBI Ultra Short Term Debt Fund) Debt - Low Duration Fund 51 ...... SBI Savings Fund Debt - Money Market Fund 52 ...... SBI Banking and PSU Fund (Previously known as SBI Treasury Advantage Fund) Debt - Banking And PSU Fund 53 ...... SBI Liquid Fund (Previously known as SBI Premier Liquid Fund) Debt - Liquid Fund 54 ...... SBI Magnum Ultra Short Duration Fund (Previously known as SBI Magnum InstaCash Fund) Debt - Ultra Short Duration Fund 55 ...... SBI Floating Rate Debt Fund Debt – Floater Fund 56 ...... SBI Overnight Fund (Previously known as SBI Magnum InstaCash Fund - 57 Liquid Floater) Debt - Overnight Fund ...... Comparative Performance for all Schemes 58 ...... Systematic Investment Plan (SIP) 64 ...... Total Expense Ratios 68 ...... Dividend History Of Debt & Hybrid Funds 69 ...... Disclaimer 72 ...... SBI Funds Management Pvt Ltd Branches 73 ...... How to read the Factsheet 74 From the Managing Director’s Desk

Vinay M. Tonse MD & CEO

Dear Investors, The S&P BSE Sensex touched the 1000-point mark in July 1990*, about 11 years since its inception when it used to be valued at about 124. Today, nearly 31 years after it touched the 1,000-point mark, the Sensex is at 50,000 – a level that would have seemed too ambitious, almost impossible even less than a year ago. Markets are euphoric and there is plenty to celebrate in 2021, most of all the vaccination drives. As per the Bloomberg vaccination tracker, over 119mn people across 67 countries have already been administered the Covid-19 vaccine across the world, with India accounting for about 4.4mn^. At the same time, the number of active cases in India is seeing a steady decline and economic activity is almost back up to pre-Covid levels. However, the scars of 2020 are still visible on our economy and it was in this backdrop that the Union Budget FY2021-22 was presented by Finance Minister Nirmala Sitharaman. Though she had a tough task at hand, the FM presented a bold yet balanced Budget that emphasized on both recovery as well as growth in the economy. With a sharp focus on providing adequate support to healthcare and allied sectors, strengthening the financial sector, improving government finances and higher expenditure on infrastructure, the Budget sought to set us back on the path towards growth in a sustainable manner. While it will be sometime before the economy fully recovers and everyone is vaccinated, it is time for investors to start looking ahead. Equity and debt markets at these levels present an interesting opportunity. If the markets move up from these levels, investing now would give investors the benefit of the remaining upmove in the rally. Or if markets were to fall from these levels, then too investors could take advantage of the lower prices and accumulate higher units to benefit from when markets eventually do rise. Essentially, the message is not to try and time the market and start investing now. Invest keeping in mind specific financial goals – be it for the long- term or short-term. Which brings me to the next point about investments that cater to financial solutions. The pandemic brought to fore many of our vulnerabilities, the foremost of which was our financial preparedness, or unpreparedness, for any unexpected emergencies. Going forward, investors should put together a financial plan that focusses on identifying goals that need to be planned for, setting aside funds and investing based on risk appetite and the investment horizon as well as opting for an appropriate asset allocation strategy. One such goal that you can prepare for is retirement. It is estimated that 7 out of 10 individuals expect to lead a peaceful retired life but only 1 in 3 have a concrete retirement plan. A well-planned investment plan for retirement could help individuals build a large enough corpus to see them through their retired years in peace. However, such planning would require constant monitoring of the portfolio to ensure appropriate asset allocation and risk profile. Investing in one type of asset class or spreading your investments too wide across asset classes could be detrimental to the final target corpus. This is where solution-oriented schemes such as the one we recently launched, SBI Retirement Benefit Fund, come into play. This scheme offers four different plans and each with its asset allocation strategy and risk profile suited for different age groups. It also offers an auto-transfer facility that automatically switches to the next low risk plan as you progress in age. The scheme which has a 5-yr lock-in period or till retirement age (65 years), whichever is earlier will be re-open for subscriptions on February 17. On that note, I wish you all a fruitful February. Till then, stay healthy and stay invested.

Warm Regards, Vinay M. Tonse Managing Director & CEO

Please refer to page 71 for Product Labeling & Riskometer | *Source: bseindia.com | ^Data as of February 05, 2021

04 Market Overview

Budget announcements have traditionally involved Statement of policy actions and reform direction apart from the routine presentation of government accounts and budgetary outlays. At the same time, over the recent past, Budget estimates have tended to be aggressive on most items of revenue head assumptions, resulting in eventual gaps in the Revised estimates over the Budget estimates. The Union Budget for FY22 was framed in the additional backdrop of an unanticipated shock to the economy after the FY21 budget was announced. The pandemic induced effects led to the economy contracting by 4.2% in nominal terms for FY21 as against the originally budgeted growth of 10%. Under this context, the broad theme of the FY22 budget has been a decisive push to revitalize economic growth through a step up in government spending, prioritizing capital expenditure and importantly to bring off budget borrowings into the budget by eliminating recourse to Extra Budgetary resources such as GoI Serviced bonds and NSSF loans to FCI and other PSU's.

Importantly, while signaling major reform measures such as announcement of privatizing 2 Public sector banks and setting up an Asset management entity for managing stressed loans of banks, the budget assumptions remain refreshingly conservative. The nominal GDP growth has been budgeted at 14.4% in FY22 and the Gross tax revenue is budgeted to grow by 16.6% with a revenue buoyancy estimate of 1.15. Along with this, the FY22 disinvestment/privatization target has been budgeted at Rs 1.75 trillion. These numbers remain achievable and could potentially have a positive revision as the year progresses contingent on a sustained pick-up in economic activity and no additional shocks.

The headline Fiscal deficit target for FY21 has been revised higher to 9.5% of GDP and has been budgeted at 6.8% of GDP for FY22. The FY21 number has been higher than most estimates and incorporates the decision to repay NSSF loans taken by FCI as well as clearance of fertilizer subsidy arrears cumulatively amounting to around Rs 2 trillion. Government expenditure for FY21 has been budgeted at Rs 34.5 trillion as against BE of Rs 30.4 trillion. This implies a substantially enhanced pace of spending over the last quarter and is clearly an unanticipated shock to the bond markets given that this entails additional borrowings of Rs 800 bn for FY21. Government spending for FY22 is budgeted at Rs 34.83 Trillion with capital expenditure at Rs 5.44 Trillion. This implies a growth of 14.5% and 34.5% respectively over the respective Budget estimates for FY21.

Enhanced government spending funded by market borrowings would eventually need to be matched with commensurate growth in revenues, thereby allowing crisis era actions to unwind and Government Debt/ GDP to reduce and fiscal balances to remain sustainable. At the same time, enhanced market borrowings may need to be matched with additional demand in the interim to avoid disruptive impact on market interest rates. This remains the near- medium term challenge facing the economy and policy makers. A rewind to the trajectory of key macro variables post the Global Financial Crisis in 2008 would be in order both from the fiscal and monetary policy front, from a systemic risk factor perspective.

source: SBIMF research 05 Equity

The immediate impact of budget announcements has been positive for equity markets and negative for bonds. This is a market friendly budget with respect to equity markets at first glance. The equity markets have remained expensive on conventional valuation metrics and it is imperative that earnings growth catches up. To that extent, the loosening of purse strings as a counter cyclical measure, increase in planned capex and the neutrality on direct taxes are meaningful positives that provide greater confidence on earnings growth mean reverting to high double digits.

Low bond yields supporting equity valuations has been the dominant narrative globally. The sentiment too has been unambiguously cheerful. The recent episodes of short squeezes in global markets do point to heightened frenzy driven by easy liquidity. Yet, if January is any indication of what to expect in 2021, volatility will likely stay elevated. In addition, improving economies and rising inflation can put upward pressure on yields. Against the backdrop of rising yields and improving economic activity, markets should move from being liquidity driven to earnings focussed.

For India, there is reason to be optimistic on earnings revival going ahead. Starting at multi-year lows on the corporate profits to GDP ratio currently, the recent policy announcements in the budget and outside should help create a conducive environment for a catch-up in earnings. Last few years have seen a clean-up in Indian banks' balance sheets, corporate balance sheets are much healthier, cost structures are leaner and there have been significant reforms around corporate taxes, PLIs, labour, farming and so on. The corporate sector looks well placed to capitalize on a revival in aggregate demand. Additionally, if the current efforts by global policy makers for a successful reflation do fructify, that should be a strong tailwind for India's corporate profit cycle to revive. The government has already shown the intent to do the heavy lifting initially to kickstart the growth engine and that should hopefully help crowd in the private sector.

As markets move from being liquidity driven to earnings focussed, volatility will likely rise. At the same time, the complexion of equities that do well could witness a marked change too. Market internals suggest that polarizations still stay high towards low yield beneficiaries over pro-economy segments. Market capitalization stays polarized towards large caps versus mid-small caps. Similarly, relative underperformance of value versus quality is at multi- decade highs. Emerging market equities have been massive underperformers versus developed world peers, especially the US, over the past decade. These polarizations should reverse if a successful reflation does materialize. This in turn could mean greater opportunity for alpha creation as being bottom-up should be more rewarding versus staying focussed on aggregates.

Debt

Debt sustainability within the Indian context as enunciated in the Economic survey and reaffirmed in the Budget announcements depends predominantly on sustaining a higher economic growth rate. Towards this, the focus on growth revival through a larger fiscal outlay cannot be faulted. However, this complicates the RBI’s task of managing the government borrowing program. The bond market reaction has been reflective of the absorption capacity of the markets. The immediate impact of the revenue collapse in FY21 had been a massive jump in dated security issuances by a cumulative` 5.10 (till Jan 21 ) trillion over BE FY21 leading to revised net borrowings of` 13.8 tr as against BE of` 5.4 Trillion in FY21. At the same time RBI market operations have largely focused on an implicit yield curve control strategy as the RBI allowed a large amount of the bond supply to be absorbed by the markets. Excess system liquidity, which has often been misinterpreted as equivalent to larger demand for dated securities has had its impact in easing short end rates and allowing transmission of rate cuts to large segment of borrowers. However, the impact of large supply has kept the curve much steeper than normal. Given the context of the expected

06 normalization of liquidity along with a massive borrowing schedule over the coming fiscal year, an upward shift in the curve is unavoidable. In this context, continuation of market intervention operations would determine the new trading band for sovereign securities.

Coincidentally, the RBI had also in the beginning of the month announced the resumption of normal liquidity management operations. Under these operations which were initially announced in February 20 and suspended due to reduced market hours post the lockdown, the RBI would conduct 14-day variable rate reverse repo/ repo operations (operating instrument) to target the weighted average call rate (operating target) around the policy signaling rate (operating rate). The announcement of the reverse repo auction and the cut offs above 3.50% had the impact of pushing up rates by around 20-25 bps across the curve, while the benchmark remained anchored around 5.90%. This announcement was interpreted as an RBI action to normalize money market rates which had fallen below the reverse repo rates and to normalize system liquidity. The reverse repo auction cut offs broadly signal the desired anchoring level for the operating target, given than the policy signaling rate is the reverse repo for all practical purposes currently. A back up in short end money market rates is accordingly desirable and is a logical outcome of these actions. However, the base of surplus liquidity is likely to broadly remain the base case for the year even as an incremental unwinding is expected on a gradual basis.

With the larger net borrowing number for FY22 of Rs 9.7 trillion and the requirement to ensure normal liquidity conditions to guard against financial stability risks, the RBI would need to do a delicate balancing act with respect to managing market conditions, normalizing excess liquidity, and conducting overall government borrowings in a non-disruptive manner. While the conservative budget assumptions could potentially reduce borrowing requirements down the line assuming normal economic conditions, an upward shift in the yield curve seems inevitable. Flexible asset allocation and duration strategies within the fixed income space would be a key factor in navigating the changing landscape.

sources: Union Budget documents, RBI, SBI MF research

07 From the Chief Business Officer's Desk

D.P. Singh Chief Business Officer

Dear Friends,

With the first month of 2021 past us, we are already seeing some very positive vibes in the markets and economy. A growth-focused budget with an impetus to sectors like healthcare and infrastructure, an economy which continues to recover faster to pre-Covid levels and a vaccination drive which has seen India emerge amongst the topmost countries to administer vaccines. With the slew of Budget initiatives crucial sectors and some more vaccines’ approvals to be considered in the coming quarter, our country seems poised to recover faster.

The mutual fund industry continues to see outflows in equity-based funds, even as equity indices reached all-time highs of 51,000 levels powered by flows from FPIs. Thus, we have seen investors realigning their asset allocations to debt as their equity component continues to rise in valuations. I firmly believe, sticking to one’s asset allocation is the way to build wealth and only when a financial goal is met, then a complete redemption makes sense. In the meantime, investors can move their allocation to money market or short-term debt funds for a shift to debt or even look at conservative debt hybrid funds, which have some equity exposure that could help to boost their returns potential.

The Budget 2021 has proposed an amendment to the provision that any interest income accrued during a previous year in the Provident Fund, to the extent it relates to employee’s contribution exceeding` 2.5 lakh would be taxable in an employee’s hands. The purpose of this proposed amendment is to restrict the tax-free interest benefits to high-income individuals who would deposit more for an assured return benefit and now would be taxed at their applicable tax rates vis-à-vis tax rates of capital market investment solutions which mutual funds offer. I believe this to be a time to rethink retirement and investment planning needs towards solution-oriented offerings like Retirement Funds offered by mutual funds which have plans with different levels of equity/debt/other asset classes and other facilities to provide a comprehensive offering. Our newest solution-based offering, SBI Retirement Benefit Fund, was launched as a comprehensive solution for people looking to save for a goal which although seems far away, needs one’s attention now.

As a fund house, we continue to promote such solution-based offerings to investors looking to invest for their goals – be it for retirement or saving for children. This, we believe, ensures investors understand the solution, stay invested and committed to their goals. Our new Investor Education campaign on ‘Look at Mutual Funds’ Solution-Oriented Offerings for Financial Goals in Life’ is a step in that direction.

Let us continue to take precautions and step out as we resume our lives and look ahead to a much more positive year ahead.

Warm Regards,

D.P.Singh

Chief Business Officer

Please refer to page 71 for Product Labeling & Riskometer | Source: Union Budget 2021 08 Snapshot of Equity Funds & Other Categories

SBI Magnum Equity SBI Large & SBI Magnum SBI Magnum Scheme Name SBI Blue Chip Fund ESG Fund SBI Flexicap Fund SBI Contra Fund Midcap Fund (Previously known as SBI (Previously known as SBI Midcap Fund Global Fund Magnum Equity Fund) Magnum Multiplier Fund)

Ideal Investment Horizon 4 years + 3 years + 4 years + 5 years + 4 years + 5 years + 5 years +

Inception Date 14/02/2006 01/01/1991 29/09/2005 05/07/1999 28/02/1993 29/03/2005 30/09/1994

Mr. Dinesh Balachandran Mr. Anup Upadhyay Fund Manager Ms. Sohini Andani Mr. Ruchit Mehta Mr. Anup Upadhyay Mr. Saurabh Pant Ms. Sohini Andani

Managing Since Sep-2010 May-2018 Feb-2017 May-2018 Sep-2016 July-2010 May-2018 Nifty 100 ESG Index S&P BSE 500 Index (TRI) Nifty Large MidCap 250 Nifty Midcap 150 Index Nifty MNC Index (TRI) Benchmark S&P BSE 100 Index (TRI) (TRI) S&P BSE 500 Index (TRI) Index (TRI) (TRI) Fund Details as on 31 January 2021

Month End AUM (` in Crores) `24,853.45 Crores `3,277.11 Crores `10,424.82 Crores `1,675.00 Crores `3,330.72 Crores `4,205.88 Crores `4,169.84 Crores

Portfolio Turnover 0.18 0.77 0.74 2.07 0.97 0.30 0.34 Standard Deviation# 22.51% 21.91% 22.34% 24.69% 23.87% 26.56% 16.67%

Beta# 1.00 1.00 0.96 1.03 0.97 0.97 0.85

Sharpe Ratio# 0.24 0.34 0.22 0.14 0.22 0.15 0.17 Regular- 1.81% Regular- 2.21% Regular- 2.06%, Regular- 2.32%, Regular- 2.22% Regular- 2.14%, Regular- 2.12%, Expense Ratio Direct- 1.04% Direct- 1.33% Direct- 0.93% Direct- 1.65% Direct- 1.42% Direct- 1.20% Direct- 1.29% Portfolio Classification By Asset Allocation (%) as on 31 January 2021

Large Cap (%) 88.27 83.43 68.12 48.38 39.79 4.69 53.66

Mid Cap (%) 9.76 11.14 18.82 15.29 37.59 63.96 20.10

Small Cap (%) 1.39 - 10.18 30.64 19.70 29.16 18.59

Unclassified (%) - - - - - 0.32 4.57

Other Assets (%) 0.58 5.43 2.88 5.69 2.92 1.87 3.08 Portfolio Classification By Industry Allocation (%) as on 31 January 2021

Portfolio Classification By Industry Financial Services 36.43 Financial Services 29.92 Financial Services 30.37 Financial Services 22.76 Financial Services 19.76 Industrial Consumer Goods 33.26 Allocation (%) (Top 10) IT 10.86 IT 20.23 IT 11.25 Consumer Goods 10.68 Industrial Manufacturing 16.98 Industrial Automobile 10.65 Consumer Goods 9.01 Consumer Goods 11.12 Pharma 9.96 Manufacturing 15.78 Financial Services 14.27 Manufacturing 19.47 Consumer Goods 8.17 Automobile 8.16 Oil & Gas 7.96 IT 7.81 Consumer Goods 13.16 Pharma 12.70 Pharma 14.57 Pharma 9.87 Pharma 7.08 Cash, Cash Equivalents Pharma 5.47 Oil & Gas 6.42 Consumer Goods 11.22 IT 9.16 Textiles 7.21 Construction 7.06 And Others 5.43 Industrial Services 6.14 Construction 8.73 Automobile 4.65 Manufacturing 4.60 IT 7.13 Oil & Gas 6.22 Pharma 5.00 Cash, Cash Equivalents Cement & Cement Services 3.15 Cement & Cement Automobile 6.82 Telecom 3.54 And Others 5.69 Products 8.55 Cash, Cash Equivalents Cement & Cement Products 4.24 Services 5.36 Products 4.11 Industrial Industrial Fertilisers & Pesticides 7.52 And Others 3.08 Automobile 3.80 Telecom 2.58 Industrial Manufacturing 3.43 Manufacturing 5.47 Metals 2.49 Construction 3.54 Cash, Cash Equivalents Textiles 4.20 Manufacturing 3.79 Construction 3.26 Construction 5.15 Telecom 2.98 And Others 2.21 Automobile 3.94 Chemicals 2.33 Telecom 2.34 Textiles 2.90 Automobile 4.81 IT 3.25 Textiles 2.12 Other Details Exit Load Within 1 Year - 1% Within 1 Year - 1% On or Before 30 Within 1 Year - 1% On or Before 30 Within 1 Year - 1% Within 1 Year - 1% days - 0.10% days - 0.10%

Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. #Risk Free rate: FBIL Overnight Mibor rate (3.47% as on 31st January 2021 ) Basis for Ratio Calculation: 3 Years Monthly Data Points. Expense ratio includes GST, Base TER and additional expenses as per regulation 52(6A)(b) and 52(6A)(c) of SEBI (MF) regulations for both Direct and Regular plan 0509 Snapshot of Equity Funds & Other Categories

SBI Focused Equity SBI Long Term SBI Healthcare SBI Banking & SBI Small Cap Fund SBI Magnum Scheme Name Fund (Previously known as (Previously known as SBI Equity Fund Opportunities Fund Financial Services SBI PSU Fund SBI Emerging Businesses Small & Midcap Fund) (Previously known as SBI (Previously known as SBI COMMA Fund Fund) Magnum Taxgain Scheme) Pharma Fund) Fund

Ideal Investment Horizon 5 years + 5 years + 3 years + Tactical Tactical Tactical Tactical

Inception Date 17/09/2004 09/09/2009 31/03/1993 05/07/1999 26/02/2015 07/07/2010 08/08/2005

Mr. Dinesh Mr. R. Srinivasan Mr. R. Srinivasan Mr. Tanmaya Desai Mr. Milind Agrawal Mr. Richard D'souza Mr. Richard D'souza Fund Manager Balachandran

Managing Since May-2009 Nov - 2013 Sep-2016 Jun-2011 Aug - 2019 Aug-2014 Aug-2014

S&P BSE Small Cap Index S&P BSE HEALTH CARE Nifty Financial Services S&P BSE PSU INDEX (TRI) Nifty Commodities S&P BSE 500 Index (TRI) S&P BSE 500 Index (TRI) Benchmark (TRI) Index (TRI) Index (TRI) Index (TRI) Fund Details as on 31 January 2021

Month End AUM (Rs. in Crores) `12,520.97 Crores `6,593.49 Crores `8,728.76 Crores `1,551.41 Crores `2,039.90 Crores `211.86 Crores `265.18 Crores

Portfolio Turnover 0.69 0.55 0.65 0.65 0.20 0.39 0.46

Standard Deviation# 21.53% 26.42% 22.46% 21.99% 30.42% 23.31% 23.60%

Beta# 0.89 0.87 0.97 0.89 0.97 0.83 0.91

Sharpe Ratio# 0.30 0.19 0.14 0.57 0.35 -0.47 0.06

Regular- 1.92% Regular- 2.01% Regular- 2.00%, Regular- 2.15%, Regular- 2.30% Regular- 2.83%, Regular- 2.61%, Expense Ratio Direct- 0.79% Direct- 0.90% Direct- 1.28% Direct- 1.12% Direct- 1.00% Direct- 1.83% Direct- 2.02% Portfolio Classification By Asset Allocation (%) as on 31 January 2021

Large Cap (%) 56.12 22.81 67.90 66.39 82.26 59.83 57.06

Mid Cap (%) 27.02 - 20.29 9.70 9.97 20.48 2.22

Small Cap (%) 2.92 73.63 11.54 21.70 3.95 14.64 36.59

Unclassified (%) 9.60 0.20 - 0.34 - - 1.62

Other Assets (%) 4.34 3.36 0.27 1.87 3.82 5.05 2.51 Portfolio Classification By Industry Allocation (%) as on 31 January 2021

Portfolio Classification By Industry Financial Services 22.41 Consumer Goods 27.88 Financial Services 27.02 Pharma 86.51 Financial Services 96.18 Oil & Gas 30.06 Cement & Cement Cash, Cash Equivalents Products 24.32 Allocation (%) (Top 10) Consumer Goods 18.59 Industrial Pharma 12.68 Healthcare Services 11.28 Financial Services 20.85 Manufacturing 19.09 And Others 3.82 IT 9.57 IT 11.36 Cash, Cash Equivalents Chemicals 20.01 Services 9.13 Power 13.33 Automobile 6.80 Consumer Goods 8.80 And Others 1.87 Oil & Gas 18.95 Chemicals 7.94 Pharma 6.73 Automobile 5.96 Construction 0.34 Metals 10.17 Cement & Cement Metals 17.28 Power 5.93 Products 7.58 Oil & Gas 5.85 Services 9.17 Consumer Goods 7.16 Telecom 5.75 Construction 6.63 Construction 5.66 Industrial Fertilisers & Pesticides 4.11 Industrial Financial Services 6.14 Manufacturing 8.71 Industrial Power 4.04 Manufacturing 5.54 Cash, Cash Equivalents Manufacturing 5.48 Cash, Cash Equivalents Cash, Cash Equivalents Chemicals 4.86 And Others 3.36 Telecom 3.99 And Others 5.05 And Others 2.51 Cash, Cash Equivalents Automobile 3.27 Cement & Cement Construction 2.66 And Others 4.34 Healthcare Services 3.18 Products 3.57 Services 1.62 Other Details

Exit Load Within 1 Year - 1% Within 1 Year - 1% NIL Within 15 Days - 0.50% Within 1 Year - 1% Within 1 Year - 1% Within 1 Year - 1%

Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. #Risk Free rate: FBIL Overnight Mibor rate (3.47% as on 31st January 2021 Basis for Ratio Calculation: 3 Years Monthly Data Points. Expense ratio includes GST, Base TER and additional expenses as per regulation 52(6A)(b) and 52(6A)(c) of SEBI (MF) regulations for both Direct and Regular plan 10 Snapshot of Equity Funds & Other Categories

SBI Consumption SBI Technology SBI Infrastructure Opportunities Fund Opportunities Fund Scheme Name SBI Equity Minimum SBI Gold Fund SBI Nifty Index Fund Fund (Previously known as SBI (Previously known as SBI Variance Fund FMCG Fund) IT Fund)

Ideal Investment Horizon Tactical Tactical Tactical 5 years + Tactical 3 years +

Inception Date 06/07/2007 05/07/1999 05/07/1999 02/03/2019 12/09/2011 17/01/2002

Fund Manager Mrs. Nidhi Chawla Mr. Saurabh Pant Mr. Anup Upadhyay Mr. Raviprakash Sharma Mr. Raviprakash Sharma Mr. Raviprakash Sharma

Managing Since Nov-2018 Jun-2011 Jun-2011 Mar-2019 Sep-2011 Feb-2011

Nifty Infrastructure Nifty India Consumption S&P BSE Teck Index (TRI) Nifty 50 Index (TRI) Price of Physical Gold Nifty 50 Index (TRI) Benchmark Index (TRI) Index (TRI) Fund Details as on 31 January 2021

Month End AUM (Rs. in Crores) `490.17 Crores `680.55 Crores `485.54 Crores `66.25 Crores `907.67 Crores `859.68 Crores

Portfolio Turnover 0.76 0.49 0.30 1.47 - 0.95

Standard Deviation# 24.80% 24.50% 18.27% - - -

Beta# 1.02 1.17 0.92 - - -

Sharpe Ratio# 0.02 0.16 0.96 - - -

Regular- 2.64% Regular- 2.62% Regular- 2.62% Regular- 0.70% Regular- 0.52%, Regular- 0.48%, Expense Ratio Direct- 2.03% Direct- 1.45% Direct- 1.42% Direct- 0.30% Direct- 0.10% Direct- 0.09% Portfolio Classification By Asset Allocation (%) as on 31 January 2021

Large Cap (In %) 54.84 24.22 61.35 98.08 - 97.58

Mid Cap (In %) 8.69 28.36 11.06 - - -

Small Cap (In %) 30.77 44.36 12.92 - ETF: 100.04 -

Unclassified (%) 2.04 0.31 9.78 - - -

Other Assets (In %) 3.66 2.75 4.89 1.92 -0.04 2.42 Portfolio Classification By Industry Allocation (%) as on 31 January 2021

Portfolio Classification By Industry Industrial Consumer Goods 60.11 IT 85.22 Consumer Goods 22.77 Exchange Traded Financial Services 37.19 Manufacturing 21.17 Funds 100.04 Allocation (%) (Top 10) Textiles 13.23 Telecom 7.68 IT 15.67 IT 16.72 Construction 18.26 Cash, Cash Equivalents Cash, Cash Equivalents Pharma 14.75 Oil & Gas 11.69 Oil & Gas 16.37 Services 8.97 And Others -0.04 And Others 4.89 Financial Services 10.81 Cement & Cement Consumer Goods 10.78 Telecom 5.29 Power 8.82 Products 10.98 Financial Services 2.21 Automobile 5.76 Construction 4.11 Automobile 6.67 Telecom 10.19 Pharma 3.39 Oil & Gas 4.87 Services 9.97 Automobile 4.02 Construction 2.68 Metals 3.85 Telecom 3.68 Cash, Cash Equivalents Metals 2.33 Cash, Cash Equivalents And Others 2.75 Metals 3.65 And Others 3.66 Cement & Cement Telecom 2.21 Financial Services 2.07 Media And Products 3.11 Cement & Cement Power 1.75 Entertainment 1.52 Products 2.20 Other Details

Exit Load Within 1 Year - 1% On or Before 30 Within 15 Days - 0.50% For exit on or before 15 days On or before 15 days - For exit on or before 15 days days - 0.10% from the date of allotment – 1% from the date of allotment – 0.5% 0.5% For exit after 15 days from For exit after 15 days from the the date of allotment - Nil date of allotment - Nil Please consult your financial advisor before investing. For details, please refer to respective page of the scheme.#Risk Free rate: FBIL Overnight Mibor rate (3.47% as on 31st January 2021) Basis for Ratio Calculation: 3 Years Monthly Data Points. Expense ratio includes GST, Base TER and additional expenses as per regulation 52(6A)(b) and 52(6A)(c) of SEBI (MF) regulations for both Direct and Regular plan 11 EQUITY-LARGE CAP

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 26.9458 23-Sep-16 (Reg Plan) 1.00 18.5964 23-Sep-16 (Dir Plan) 1.20 21.8569 Reg-Plan-Growth 47.3655 17-Jul-15 (Reg Plan) 2.50 17.6880 Dir-Plan-Dividend 32.9815 17-Jul-15 (Dir Plan) 2.90 20.5395 Dir-Plan-Growth 50.8200 21- Mar-14 (Reg Plan) 1.80 12.7618 Investment Objective Pursuant to payment of dividend, the NAV of Dividend Option of To provide investors with opportunities scheme/plans would fall to the extent of payout and statutory levy, if for long-term growth in capital through applicable. an active management of investments in a diversified basket of large cap equity stocks (as specified by SEBI/AMFI from time to time). PORTFOLIO Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Fund Details Equity Shares Bharat Electronics Ltd. 1.21

• Type of Scheme HDFC Bank Ltd. 9.87 Cummins India Ltd. 1.18 An open-ended Equity Scheme ICICI Bank Ltd. 6.58 Hindustan Petroleum Corporation Ltd. 1.12 predominantly investing in large cap stocks. Infosys Ltd. 5.15 Sun Pharmaceutical Industries Ltd. 1.04 • Date of Allotment: 14/02/2006 HCL Technologies Ltd. 4.84 Nestle India Ltd. 1.03 • Report As On: 31/01/2021 Larsen & Toubro Ltd. 4.06 Maruti Suzuki India Ltd. 0.97 • AAUM for the Month of January 2021 Housing Development Finance Corporation Ltd. 3.83 Britannia Industries Ltd. 0.96 ` 26,184.64 Crores Reliance Industries Ltd. 3.75 Tech Mahindra Ltd. 0.87 • AUM as on January 31, 2021 ITC Ltd. 3.75 Bharat Petroleum Corporation Ltd. 0.69 ` 24,853.45 Crores Divi's Laboratories Ltd. 3.16 Bandhan Bank Ltd. 0.68 • Fund Manager: Ms. Sohini Andani Shree Cement Ltd. 2.74 PI Industries Ltd. 0.67 Managing Since: Sep-2010 State Bank Of India 2.46 Aurobindo Pharma Ltd. 0.67 Total Experience: Over 23 years HDFC Life Insurance Company Ltd. 2.44 Indian Oil Corporation Ltd. 0.66 • Benchmark: S&P BSE 100 Index (TRI) Mahindra & Mahindra Ltd. 2.43 Strides Pharma Science Ltd. 0.65 • Exit Load: Bharti Airtel Ltd. 2.34 Mahindra & Mahindra Financial Services Ltd. 0.59 For exit within 1 year from the date of allotment Eicher Motors Ltd. 2.33 Thermax Ltd. 0.57 - 1 %; For exit after 1 year from the date of allotment - Nil Cholamandalam Investment & Finance Co. Ltd. 2.24 Voltas Ltd. 0.54 • Entry Load: N.A. Axis Bank Ltd. 2.16 SKF India Ltd. 0.49 • Plans Available: Regular, Direct ICICI Prudential Life Insurance Company Ltd. 2.14 Coal India Ltd. 0.43 • Options: Growth, Dividend Motherson Sumi Systems Ltd. 2.00 Schaeffler India Ltd. 0.34 • SIP ICICI Lombard General Insurance Company Ltd. 1.60 Avenue Supermarts Ltd. 0.34 Any Day SIP’ Facility- is available for Monthly, Cipla Ltd. 1.56 Power Grid Corporation Of India Ltd. 0.31 Quarterly, Semi-Annual and Annual frequencies Crompton Greaves Consumer Electricals Ltd. 1.55 Shriram City Union Finance Ltd. 0.19 through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case Godrej Properties Ltd. 1.54 Sadbhav Engineering Ltd. 0.06 the SIP due date is a Non Business Day, then the Hero Motocorp Ltd. 1.48 Total 99.00 immediate following Business Day will be Bajaj Auto Ltd. 1.44 Warrants considered for SIP processing. DLF Ltd. 1.40 HDFC Ltd.(Warrants) 0.42 Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Ultratech Cement Ltd. 1.37 Total 0.42 (Kindly refer notice cum addendum dated June Hindalco Industries Ltd. 1.30 Cash, Cash Equivalents And Others 0.58 02, 2020 for further details) Kotak Mahindra Bank Ltd. 1.23 Grand Total 100.00 Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1 PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY thereafter for minimum six months (or) INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) minimum`` 500 & in multiples of 1 thereafter for minimum one year. Financial Services 36.43 Quarterly - Minimum`` 1500 & in multiples of 1 thereafter for minimum one year. IT 10.86 1.39 0.58 9.76 Semi Annual - Minimum` 3000 & in multiples of Automobile 10.65 ` 1 thereafter for a minimum of 4 installments. Consumer Goods 8.17 Annual - Minimum`` 5000 & in multiples of 1 Pharma 7.08 thereafter for a minimum of 4 installments. Construction 7.06 • Minimum Investment ``5000 & in multiples of 1 Oil & Gas 6.22 • Additional Investment Cement & Cement Products 4.11 ``1000 & in multiples of 1 Industrial Manufacturing 3.79 Quantitative Data Telecom 2.34 Metals 1.73 88.27 Standard Deviation# : 22.51% Fertilisers & Pesticides 0.67 Beta# : 1.00 Power 0.31 Large Cap Smallcap Midcap Sharpe Ratio# : 0.24 Cash, Cash Equivalents And Others 0.58 Portfolio Turnover* Cash, Cash Equivalents, And Others Equity Turnover : 0.16 Total Turnover : 0.18 Total Turnover = Equity + Debt + Derivatives SBI Blue Chip Fund # Source: CRISIL Fund Analyser This product is suitable for investors who are seeking^: *Portfolio Turnover = lower of total sale or total • Long term capital appreciation. purchase for the last 12 months (including equity derivatives) upon Avg. AUM of trailing twelve months. • Investment in equity and equity-related instruments of large cap companies. Risk Free rate: FBIL Overnight Mibor rate (3.47% as on ^Investors should consult their financial advisers if in doubt about whether the product is suitable 31st January 2021) Basis for Ratio Calculation: 3 Investors understand that their principal Years Monthly Data Points will be at Very High risk for them. Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 12 EQUITY- THEMATIC FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 39.8812 16-Mar-18 (Reg Plan) 3.40 29.0857 16-Mar-18 (Dir Plan) 4.00 34.6356 Reg-Plan-Growth 127.5234 30-May-17 (Reg Plan) 2.00 30.8936 (Previously known as SBI Magnum Equity Fund) Dir-Plan-Dividend 48.6943 30-May-17 (Dir Plan) 2.50 36.5027 Dir-Plan-Growth 135.6385 29-Apr-16 (Reg Plan) 4.50 27.4893 29-Apr-16 (Dir Plan) 5.00 32.3240 Investment Objective 24-Apr-15 (Reg Plan) 6.00 31.7479 Pursuant to payment of dividend, the NAV of Dividend Option of 24-Apr-15 (Dir Plan) 7.00 36.7592 To provide investors with opportunities scheme/plans would fall to the extent of payout and statutory levy, if applicable. for long-term growth in capital through an active management of investments in a PORTFOLIO diversified basket of companies following Environmental, Social and Governance Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM (ESG) criteria. Equity Shares L&T Technology Services Ltd. 1.48 Fund Details Infosys Ltd. 9.44 Tata Steel Ltd. 1.47 HDFC Bank Ltd. 8.48 Colgate Palmolive (India) Ltd. 1.47 • Type of Scheme An open-ended Equity Scheme investing in Tata Consultancy Services Ltd. 5.60 Cummins India Ltd. 1.42 companies following the ESG theme. ICICI Bank Ltd. 4.42 Info Edge (India) Ltd. 1.40 • Date of Allotment: 01/01/1991 Bharti Airtel Ltd. 3.54 ICICI Lombard General Insurance Company Ltd. 1.40 • Report As On: 31/01/2021 • AAUM for theMonth of January 2021 Kotak Mahindra Bank Ltd. 3.39 InterGlobe Aviation Ltd. 1.37 ` 3,403.59 Crores Larsen & Toubro Ltd. 3.26 HCL Technologies Ltd. 1.31 • AUM as on January 31, 2021 ` 3,277.11 Crores Axis Bank Ltd. 3.03 Avenue Supermarts Ltd. 1.23 • Fund Manager: Mr. Ruchit Mehta Page Industries Ltd. 2.90 Bharat Forge Ltd. 1.16 Managing Since: May-2018 Tata Motors Ltd. 2.72 ICICI Prudential Life Insurance Company Ltd. 1.03 Total Experience: Over 14 years • Benchmark: Nifty 100 ESG Index (TRI) Ultratech Cement Ltd. 2.60 Tech Mahindra Ltd. 1.00 • Exit Load: Divi's Laboratories Ltd. 2.57 Lupin Ltd. 0.92 For exit within 1 year from the date of allotment - 1 %; Housing Development Finance Corporation Ltd. 2.54 ABB India Ltd. 0.85 For exit after 1 year from the date of allotment - Bajaj Finance Ltd. 2.45 Total 94.57 Nil Hindustan Unilever Ltd. 2.42 Cash, Cash Equivalents And Others 5.43 • Entry Load: N.A. • Plans Available: Regular, Direct Titan Company Ltd. 2.38 Grand Total 100.00 • Options: Growth, Dividend Mahindra & Mahindra Ltd. 2.06 • SIP Any Day SIP’ Facility- is available for Monthly, Reliance Industries Ltd. 1.97 Quarterly, Semi-Annual and Annual frequencies Maruti Suzuki India Ltd. 1.76 through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case Zee Entertainment Enterprises Ltd. 1.71 the SIP due date is a Non Business Day, then the State Bank Of India 1.63 immediate following Business Day will be TVS Motor Company Ltd. 1.62 considered for SIP processing. Daily - Minimum 500 & in multiples of 1 HDFC Life Insurance Company Ltd. 1.55 thereafter for a minimum of 12 instalments. Jubilant Foodworks Ltd. 1.51 (Kindly refer notice cum addendum dated June 02, 2020 for further details) Cipla Ltd. 1.51 Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY a minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1 INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) thereafter for minimum six months (or) minimum`` 500 & in multiples of 1 thereafter Financial Services 29.92 for minimum one year. IT 20.23 Quarterly - Minimum`` 1500 & in multiples of Consumer Goods 9.01 5.43 11.14 1 thereafter for minimum one year. Automobile 8.16 Semi Annual - Minimum` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Pharma 5.00 • Annual - Minimum`` 5000 & in multiples of 1 Telecom 3.54 thereafter for a minimum of 4 installments. Industrial Manufacturing 3.43 • Minimum Investment Construction 3.26 ``1000 & in multiples of 1 • Additional Investment Textiles 2.90 ``1000 & in multiples of 1 Cement & Cement Products 2.60 Oil & Gas 1.97 83.43 Quantitative Data Media And Entertainment 1.71 Metals 1.47 Standard Deviation# : 21.91% Services 1.37 Large Cap Midcap # Beta : 1.00 Cash, Cash Equivalents And Others 5.43 Cash, Cash Equivalents, And Others Sharpe Ratio# : 0.34 Portfolio Turnover* Equity Turnover : 0.49 SBI Magnum Equity ESG Fund Total Turnover : 0.77 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives • Long term capital appreciation. # Source: CRISIL Fund Analyser • Investments in companies following the ESG theme. *Portfolio Turnover = lower of total sale or total purchase for the last 12 months (including equity ^Investors should consult their financial advisers if in doubt about whether the product is suitable Investors understand that their principal derivatives) upon Avg. AUM of trailing twelve months. will be at Very High risk for them. Risk Free rate: FBIL Overnight Mibor rate (3.47% as on 31st January 2021) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 13 EQUITY-FLEXICAP FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 26.0362 09-Mar-18 (Reg Plan) 1.90 20.5230

Reg-Plan-Growth 58.1457 09-Mar-18 (Dir Plan) 2.20 23.9106 29-Dec-17 (Reg Plan) 2.50 23.8257 Dir-Plan-Dividend 31.2046 29-Dec-17 (Dir Plan) 2.90 27.6830 Dir-Plan-Growth 62.4302 30-Dec-16 (Reg Plan) 1.90 19.2173 Investment Objective 30-Dec-16 (Dir Plan) 2.20 22.0670 Pursuant to payment of dividend, the NAV of Dividend Option of To provide investors with opportunities for long- scheme/plans would fall to the extent of payout and statutory levy, if term growth in capital along with the liquidity of an applicable. open-ended scheme through an active management of investments in a diversified basket of equity PORTFOLIO stocks spanning the entire market capitalization Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM spectrum and in debt and money market instruments. However, there is no guarantee or Equity Shares Carborundum Universal Ltd. 1.34 assurance that the investment objective of the HDFC Bank Ltd. 8.33 Sheela Foam Ltd. 1.27 scheme will be achieved. ICICI Bank Ltd. 8.30 Bharat Forge Ltd. 1.27 Fund Details HCL Technologies Ltd. 5.50 PVR Ltd. 1.23 Axis Bank Ltd. 4.01 TVS Motor Company Ltd. 1.16 • Type of Scheme An open-ended Dynamic Equity Scheme Crompton Greaves Consumer Electricals Ltd. 3.91 Narayana Hrudayalaya Ltd. 1.16 investing across large cap, mid cap, small cap Tech Mahindra Ltd. 3.71 Muthoot Finance Ltd. 1.06 stocks. Larsen & Toubro Ltd. 3.54 Aurobindo Pharma Ltd. 1.02 • Date of Allotment: 29/09/2005 • Report As On: 31/01/2021 Bharti Airtel Ltd. 2.98 ABB India Ltd. 1.02 • AAUM for theMonth of January 2021 State Bank Of India 2.82 Mahindra & Mahindra Financial Services Ltd. 0.98 ` 10,737.28 Crores Hindalco Industries Ltd. 2.75 SRF Ltd. 0.97 • AUM as on January 31, 2021 ITC Ltd. 2.68 Rossari Biotech Ltd. 0.97 ` 10,424.82 Crores Maruti Suzuki India Ltd. 2.64 Star Cement Ltd. 0.93 • Fund Manager: Mr. Anup Upadhyay Managing Since: Feb-2017 Bharat Petroleum Corporation Ltd. 2.53 Prism Johnson Ltd. 0.90 Total Experience: Over 13 years Cipla Ltd. 2.51 Camlin Fine Sciences Ltd. 0.88 • Benchmark: S&P BSE 500 Index (TRI) Emami Ltd. 2.45 TTK Prestige Ltd. 0.81 • Exit Load: For exit on or before 30 days from ICICI Prudential Life Insurance Company Ltd. 2.23 Torrent Power Ltd. 0.79 the date of allotment - 0.10% For exit after 30 days from the date of allotment- Gail (India) Ltd. 2.21 JK Cement Ltd. 0.66 Nil The Indian Hotels Company Ltd. 2.13 City Union Bank Ltd. 0.65 • Entry Load: N.A. Infosys Ltd. 2.04 Computer Age Management Services Ltd. 0.62 • Plans Available: Regular, Direct Divi's Laboratories Ltd. 1.94 InterGlobe Aviation Ltd. 0.35 • Options; Growth, Dividend Ultratech Cement Ltd. 1.75 Neogen Chemicals Ltd. 0.07 • SIP Any Day SIP’ Facility- is available for Monthly, Reliance Industries Ltd. 1.65 Total 97.12 Quarterly, Semi-Annual and Annual frequencies Indian Oil Corporation Ltd. 1.57 Cash, Cash Equivalents And Others 2.88 through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case Page Industries Ltd. 1.46 Grand Total 100.00 the SIP due date is a Non Business Day, then the immediate following Business Day will be Cholamandalam Investment & Finance Co. Ltd. 1.37 considered for SIP processing. Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. (Kindly refer notice cum addendum dated June PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY 02, 2020 for further details) Weekly - Minimum`` 1000 & in multiples of 1 INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) thereafter for a minimum of 6 instalments. (or) Financial Services 30.37 Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. IT 11.25 Monthly - Minimum`` 1000 & in multiples of 1 Consumer Goods 11.12 2.88 thereafter for minimum six months (or) Oil & Gas 7.96 10.18 `` minimum 500 & in multiples of 1 thereafter Pharma 5.47 for minimum one year. Quarterly - Minimum`` 1500 & in multiples of 1 Industrial Manufacturing 4.60 thereafter for minimum one year. Cement & Cement Products 4.24 Semi Annual - Minimum` 3000 & in multiples of Automobile 3.80 18.82 ` 1 thereafter for a minimum of 4 installments. Construction 3.54 Annual - Minimum`` 5000 & in multiples of 1 Telecom 2.98 thereafter for a minimum of 4 installments. 68.12 Metals 2.75 • Minimum Investment Services 2.48 ``1000 & in multiples of 1 Chemicals 1.92 • Additional Investment Textiles 1.46 `` 1000 & in multiples of 1 Media And Entertainment 1.23 Large Cap Smallcap Midcap Quantitative Data Healthcare Services 1.16 Power 0.79 Cash, Cash Equivalents, And Others Standard Deviation# : 22.34% Cash, Cash Equivalents And Others 2.88 Beta# : 0.96 # Sharpe Ratio : 0.22 SBI Flexicap Fund Portfolio Turnover* This product is suitable for investors who are seeking^: Equity Turnover : 0.70 Total Turnover : 0.74 • Long term capital appreciation. Total Turnover = Equity + Debt + Derivatives • Investments in a diversified basket of equity stocks spanning the entire market capitalization # Source: CRISIL Fund Analyser spectrum to provide both long-term growth opportunities and liquidity *Portfolio Turnover = lower of total sale or total Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable purchase for the last 12 months (including equity will be at Very High risk for them. derivatives) upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (3.47% as on 31st January 2021) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 14 EQUITY-CONTRA FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 24.0671 09-Mar-18 (Dir Plan) 2.90 24.7907

Reg-Plan-Growth 138.7965 09-Mar-18 (Reg Plan) 2.30 19.7427 23-Jun-17 (Dir Plan) 2.90 25.7138 Dir-Plan-Dividend 30.8005 23-Jun-17 (Reg Plan) 2.30 20.5531 Dir-Plan-Growth 145.9413 26-Feb-16 (Dir Plan) 2.30 20.0765 Investment Objective 26-Feb-16 (Reg Plan) 2.00 16.1649

To provide the investor with the Pursuant to payment of dividend, the NAV of Dividend Option of opportunity of long-term capital scheme/plans would fall to the extent of payout and statutory levy, if appreciation by investing in a diversified applicable. portfolio of equity and equity related securities following a contrarian investment strategy. PORTFOLIO Fund Details Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Equity Shares Greenply Industries Ltd. 1.57 • Type of Scheme HDFC Bank Ltd. 4.67 State Bank Of India 1.53 An open-ended Equity Scheme following contrarian investment strategy. ICICI Bank Ltd. 4.12 V-Guard Industries Ltd. 1.52 • Date of Allotment: 05/07/1999 Infosys Ltd. 3.70 The Indian Hotels Company Ltd. 1.39 • Report As On: 31/01/2021 Sun Pharmaceutical Industries Ltd. 3.63 Minda Corporation Ltd. 1.36 • AAUM for theMonth of January 2021 Axis Bank Ltd. 3.40 Container Corporation Of India Ltd. 1.32 ` 1,703.52 Crores ICICI Prudential Life Insurance Company Ltd. 3.33 Gateway Distriparks Ltd. 1.30 • AUM as on January 31, 2021 Lupin Ltd. 2.98 Indian Oil Corporation Ltd. 1.29 ` 1,675.00 Crores Tube Investments Of India Ltd. 1.28 • Fund Manager: Mr. Dinesh Balachandran Prism Johnson Ltd. 2.89 Managing Since: May-2018 Bharti Airtel Ltd. 2.79 Cipla Ltd. 1.23 Total Experience: Over 17 Years Bank Of Baroda 2.71 Andhra Paper Ltd. 1.23 • Benchmark: S&P BSE 500 Index (TRI) HCL Technologies Ltd. 2.46 Prataap Snacks Ltd. 1.19 • Exit Load: ITC Ltd. 2.43 Bosch Ltd. 1.19 For exit within 1 year from the date of allotment - 1 %; Neogen Chemicals Ltd. 2.28 PVR Ltd. 1.02 For exit after 1 year from the date of allotment - Carborundum Universal Ltd. 2.21 JSW Energy Ltd. 1.00 Nil. Westlife Development Ltd. 2.13 Tata Motors Ltd. 0.98 • Entry Load: N.A. Solara Active Pharma Sciences Ltd. 2.12 Ingersoll Rand (India) Ltd. 0.82 • Plans Available: Regular, Direct Reliance Industries Ltd. 2.10 Equitas Holdings Ltd. 0.70 • Options: Growth, Dividend Crompton Greaves Consumer Electricals Ltd. 2.00 Chennai Petroleum Corporation Ltd. 0.70 • SIP Any Day SIP’ Facility- is available for Monthly, NMDC Ltd. 1.98 Oil & Natural Gas Corporation Ltd. 0.69 Quarterly, Semi-Annual and Annual frequencies Burger King India Ltd. 1.97 Sadbhav Engineering Ltd. 0.67 through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case Ultratech Cement Ltd. 1.92 NCC Ltd. 0.67 the SIP due date is a Non Business Day, then the Ashiana Housing Ltd. 1.87 Wendt (India) Ltd. 0.58 immediate following Business Day will be considered for SIP processing. ABB India Ltd. 1.86 Bandhan Bank Ltd. 0.49 Daily - Minimum 500 & in multiples of 1 SBI Life Insurance Company Ltd. 1.81 Sobha Ltd. 0.19 thereafter for a minimum of 12 instalments. The Phoenix Mills Ltd. 1.75 Total 94.31 (Kindly refer notice cum addendum dated June 02, 2020 for further details) Cyient Ltd. 1.65 Cash, Cash Equivalents And Others 5.69 `` Weekly - Minimum 1000 & in multiples of 1 Hindustan Petroleum Corporation Ltd. 1.64 Grand Total 100.00 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1 thereafter for minimum six months (or) PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY `` minimum 500 & in multiples of 1 thereafter INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) for minimum one year. `` Quarterly - Minimum 1500 & in multiples of Financial Services 22.76 1 thereafter for minimum one year. 5.69 Semi Annual - Minimum` 3000 & in multiples Consumer Goods 10.68 of` 1 thereafter for a minimum of 4 Pharma 9.96 installments. IT 7.81 Annual - Minimum`` 5000 & in multiples of 1 Oil & Gas 6.42 30.64 thereafter for a minimum of 4 installments. Services 6.14 • Minimum Investment Industrial Manufacturing 5.47 48.38 ``5000 & in multiples of 1 Construction 5.15 • Additional Investment ``1000 & in multiples of 1 Automobile 4.81 Cement & Cement Products 4.81 Quantitative Data Telecom 2.79 Chemicals 2.28 15.29 # Standard Deviation : 24.69% Metals 1.98 # Beta : 1.03 Paper 1.23 # Sharpe Ratio : 0.14 Media And Entertainment 1.02 Large Cap Smallcap Midcap Portfolio Turnover* Power 1.00 Equity Turnover : 0.96 Cash, Cash Equivalents And Others 5.69 Cash, Cash Equivalents, And Others Total Turnover : 2.07 Total Turnover = Equity + Debt + Derivatives # Source: CRISIL Fund Analyser SBI Contra Fund *Portfolio Turnover = lower of total sale or total This product is suitable for investors who are seeking^: purchase for the last 12 months (including equity • Long term capital appreciation. derivatives) upon Avg. AUM of trailing twelve months. • Investments in a diversified portfolio of equity and equity related securities following a Risk Free rate: FBIL Overnight Mibor rate (3.47% as on 31st January 2021) Basis for Ratio Calculation: 3 contrarian investment strategy. Years Monthly Data Points Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Note: Fund Manager for Foreign Securities Mr.Mohit will be at Very High risk for them. Jain w.e.f. Nov 28, 2017. Exp. Over 5years Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 15 EQUITY-LARGE & MID CAP FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 120.2595 09-Mar-18 (Reg-plan) 11.00 94.1106 09-Mar-18 (Dir-plan) 13.00 111.1062 Reg-Plan-Growth 266.1910 (Previously known as SBI Magnum Multiplier Fund) 27-Feb-17 (Reg-plan) 7.80 89.6546 Dir-Plan-Dividend 144.9936 27-Feb-17 (Dir-plan) 9.20 105.2064 12-Sep-14 (Reg-plan) 11.50 74.9641 Dir-Plan-Growth 278.1849 Investment Objective Pursuant to payment of dividend, the NAV of Dividend Option of To provide the investor with the scheme/plans would fall to the extent of payout and statutory levy, if opportunity of long-term capital applicable. appreciation by investing in diversified portfolio comprising predominantly large cap and mid cap companies. PORTFOLIO

Fund Details Stock Name (%) Of Total AUM % of AUM Derivatives Stock Name (%) Of Total AUM % of AUM Derivatives Equity Shares Torrent Pharmaceuticals Ltd. 1.57 - • Type of Scheme Page Industries Ltd. 5.93 - Bharat Electronics Ltd. 1.48 - An open-ended Equity Scheme investing in both large cap and mid cap stocks. HDFC Bank Ltd. 5.84 - Sun Pharmaceutical Industries Ltd.1.46 - ICICI Bank Ltd. 4.68 - The Great Eastern Shipping • Date of Allotment: 28/02/1993 Infosys Ltd. 3.42 - Company Ltd. 1.42 - • Report As On: 31/01/2021 State Bank Of India 3.22 - Cipla Ltd. 1.39 - • AAUM for theMonth of January 2021 Emami Ltd. 2.90 - Triveni Turbine Ltd. 1.31 - ` 3,443.23 Crores Sheela Foam Ltd. 2.89 - Prataap Snacks Ltd. 1.28 - • AUM as on January 31, 2021 Relaxo Footwears Ltd. 2.89 - JK Cement Ltd. 1.28 - ` 3,330.72 Crores Supreme Industries Ltd. 2.71 - Ganesha Ecosphere Ltd. 1.28 - • Fund Manager: Mr. Saurabh Pant The Indian Hotels Company Ltd. 2.70 - ABB India Ltd. 1.25 - Managing Since: Sep-2016 Bharti Airtel Ltd. 2.58 - Lemon Tree Hotels Ltd. 1.24 - Total Experience Over 11 years ICICI Lombard General Insurance ITC Ltd. 1.22 - • Benchmark: NIFTY LargeMidCap 250 Index (TRI) Company Ltd. 2.57 - Andhra Paper Ltd. 1.08 - • Exit Load: HCL Technologies Ltd. 2.52 - SKF India Ltd. 1.05 - For exit on or before 30 days from the date of Exide Industries Ltd. 2.24 - Torrent Power Ltd. 1.02 - allotment - 0.10% For exit after 30 days from the date of Balkrishna Industries Ltd. 2.24 - Ahluwalia Contracts (India) Ltd. 0.98 - allotment- Nil Cummins India Ltd. 2.20 - Control Print Ltd. 0.89 - • Entry Load: N.A. Ingersoll Rand (India) Ltd. 2.19 - SJVN Ltd. 0.75 - Natco Pharma Ltd. 2.18 - Privi Speciality Chemicals Ltd. 0.72 - • Plans Available: Regular, Direct Hindalco Industries Ltd. 1.97 - Bosch Ltd. 0.67 - • Options: Growth, Dividend Bharat Forge Ltd. 1.93 - Persistent Systems Ltd. 0.30 - • SIP Any Day SIP’ Facility- is available for Monthly, Zydus Wellness Ltd. 1.89 - Hatsun Agro Product Ltd. 0.06 - Quarterly, Semi-Annual and Annual frequencies Muthoot Finance Ltd. 1.86 - Manpasand Beverages Ltd. 0.03 - through electronic mode like OTM / Debit Goodyear India Ltd. 1.67 - Gayatri Bioorganics Ltd. 0.01 - Mandate. Default SIP date will be 10th. In case Kirloskar Oil Engines Ltd. 1.66 - Aurobindo Pharma Ltd. the SIP due date is a Non Business Day, then the -25-Feb-21 - 0.71 immediate following Business Day will be Ajanta Pharma Ltd. 1.64 - considered for SIP processing. Lupin Ltd. 1.63 - Total 97.08 0.71 Daily - Minimum 500 & in multiples of 1 Reliance Industries Ltd. 1.60 - Cash, Cash Equivalents thereafter for a minimum of 12 instalments. ICICI Prudential Life Insurance And Others 2.21 - (Kindly refer notice cum addendum dated June Company Ltd. 1.59 - Grand Total 100.00 02, 2020 for further details) Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Monthly - Minimum`` 1000 & in multiples of 1 INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) thereafter for minimum six months (or) minimum`` 500 & in multiples of 1 thereafter Financial Services 19.76 for minimum one year. Industrial Manufacturing 15.78 0.71 2.21 Quarterly - Minimum`` 1500 & in multiples of Consumer Goods 13.16 1 thereafter for minimum one year. 19.70 Semi Annual - Minimum ` 3000 & in multiples Pharma 9.87 of ` 1 thereafter for a minimum of 4 Textiles 7.21 installments. IT 7.13 39.79 Annual - Minimum ` 5000 & in multiples of ` 1 Automobile 6.82 thereafter for a minimum of 4 installments. Services 5.36 • Minimum Investment Telecom 2.58 ``5000 & in multiples of 1 Metals 1.97 • Additional Investment Power 1.77 37.59 ``1000 & in multiples of 1 Oil & Gas 1.60 Cement & Cement Products 1.28 Quantitative Data Paper 1.08 Construction 0.98 Standard Deviation# : 23.87% Chemicals 0.73 Large Cap Smallcap Midcap Beta# : 0.97 # Derivatives 0.71 Sharpe Ratio : 0.22 Cash, Cash Equivalents, And Others Cash, Cash Equivalents And Others 2.21 Derivatives Portfolio Turnover* Equity Turnover : 0.79 SBI Large & Midcap Fund Total Turnover : 0.97 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives # • Long term capital appreciation. Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total • Investments in a diversified portfolio of large and midcap companies. purchase for the last 12 months (including equity derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate (3.47% as on will be at Very High risk for them. 31st January 2021) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 16 EQUITY-FOCUSED FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 31.2816 09-Mar-18 (Reg Plan) 2.70 23.7583 09-Mar-18 (Dir Plan) 3.70 33.0672 Reg-Plan-Growth 171.0281 28-Apr-17 (Reg Plan) 2.20 22.1892 (Previously known as SBI Emerging Businesses Fund) Dir-Plan-Dividend 44.8804 28-Apr-17 (Dir Plan) 3.00 30.5905 Dir-Plan-Growth 184.1728 07-Apr-16 (Reg Plan) 2.00 20.1119 07-Apr-16 (Dir Plan) 2.50 27.4503 Investment Objective

Fund Details Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Equity Shares Fine Organic Industries Ltd. 1.45 • Type of Scheme An open-ended Equity Scheme investing in HDFC Bank Ltd. 7.77 Indigo Paints Ltd. 0.03 maximum 30 stocks across multicap space. Divi's Laboratories Ltd. 6.73 Total 86.09 • Date of Allotment: 17/09/2004 • Report As On: 31/01/2021 Bharti Airtel Ltd. 5.75 Foreign Equity shares • AAUM for theMonth of January 2021 Procter & Gamble Hygiene And Health Care Ltd. 5.54 Alphabet Inc. 6.37 ` 12,935.77 Crores • AUM as on January 31, 2021 ABB India Ltd. 5.54 Microsoft Corporation 3.20 ` 12,520.97 Crores Bajaj Finance Ltd. 5.29 Total 9.57 • Fund Manager: Mr. R. Srinivasan Managing Since: May-2009 Avenue Supermarts Ltd. 5.22 Cash, Cash Equivalents And Others 4.34 • Total Experience: Over 26 years Kotak Mahindra Bank Ltd. 4.79 Grand Total 100.00 • Benchmark: S&P BSE 500 Index (TRI) • Exit Load: Maruti Suzuki India Ltd. 4.03 For exit within 1 year from the date of allotment Gland Pharma Ltd. 3.89 - 1 %; For exit after 1 year from the date of allotment - Solar Industries India Ltd. 3.41 Nil. Hatsun Agro Product Ltd. 3.30 • Entry Load: N.A. • Plans Available: Regular, Direct Torrent Power Ltd. 3.07 • Options: Growth, Dividend Page Industries Ltd. 3.04 • SIP Any Day SIP’ Facility- is available for Monthly, Relaxo Footwears Ltd. 3.03 Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit Muthoot Finance Ltd. 2.91 Mandate. Default SIP date will be 10th. In case NHPC Ltd. 2.86 the SIP due date is a Non Business Day, then the immediate following Business Day will be Tube Investments Of India Ltd. 2.77 considered for SIP processing. Reliance Industries Ltd. 2.55 Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. ICICI Lombard General Insurance Company Ltd. 1.65 (Kindly refer notice cum addendum dated June 02, 2020 for further details) Blue Star Ltd. 1.47 Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY `` Monthly - Minimum 1000 & in multiples of 1 INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) thereafter for minimum six months (or) minimum`` 500 & in multiples of 1 thereafter for minimum one year. Financial Services 22.41 Quarterly - Minimum`` 1500 & in multiples of 1 Consumer Goods 18.59 4.34 thereafter for minimum one year. IT 9.57 ` 9.60 Semi Annual - Minimum 3000 & in multiples of Automobile 6.80 ` 1 thereafter for a minimum of 4 installments. 2.92 Annual - Minimum`` 5000 & in multiples of 1 Pharma 6.73 thereafter for a minimum of 4 installments. Power 5.93 • Minimum Investment Telecom 5.75 `` 56.12 5000 & in multiples of 1 Industrial Manufacturing 5.54 • Additional Investment 27.02 ``1000 & in multiples of 1 Chemicals 4.86 Healthcare Services 3.89 Quantitative Data Textiles 3.04

# Oil & Gas 2.55 Standard Deviation : 21.53% # Cash, Cash Equivalents And Others 4.34 Beta : 0.89 Large Cap Smallcap Midcap Unclassified Sharpe Ratio# : 0.30 Portfolio Turnover* Cash, Cash Equivalents, And Others Equity Turnover : 0.47 Total Turnover : 0.69 SBI Focused Equity Fund Total Turnover = Equity + Debt + Derivatives This product is suitable for investors who are seeking^: # Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total • Long term capital appreciation. purchase for the last 12 months (including equity • Investment in equity and equity related instruments with maximum 30 stocks across multicap space derivatives) upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (3.47% as on Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable 31st January 2021) Basis for Ratio Calculation: 3 will be at Very High risk for them. Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 17 EQUITY-MID CAP FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 38.0226 16-Mar-18 (Reg-Plan) 1.80 32.6595 16-Mar-18 (Dir-Plan) 2.60 47.5513 Reg-Plan-Growth 93.0550 30-Jun-16 (Reg-Plan) 2.50 28.2445 Dir-Plan-Dividend 56.8500 30-Jun-16 (Dir-Plan) 3.50 40.3050 Dir-Plan-Growth 100.2765 20-Mar-15 (Reg-Plan) 4.80 26.6619 Investment Objective 20-Mar-15 (Dir-Plan) 6.80 37.4040 To provide investors with opportunities for long-term growth in capital along with Pursuant to payment of dividend, the NAV of Dividend Option of the liquidity of an open-ended scheme by scheme/plans would fall to the extent of payout and statutory levy, if investing predominantly in a well applicable. diversified basket of equity stocks of Midcap companies. PORTFOLIO Fund Details Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Equity Shares Prism Johnson Ltd. 1.27 • Type of Scheme Sheela Foam Ltd. 7.26 Bharat Electronics Ltd. 1.24 An open-ended Equity Scheme predominantly investing in mid cap stocks. Cholamandalam Investment & Finance Co. Ltd. 5.83 ABB India Ltd. 1.24 • Date of Allotment: 29/03/2005 Godrej Properties Ltd. 5.38 Sequent Scientific Ltd. 1.21 • Report As On: 31/01/2021 Page Industries Ltd. 4.20 SRF Ltd. 1.20 • AAUM for theMonth of January 2021 Coromandel International Ltd. 4.02 Info Edge (India) Ltd. 1.19 ` 4,358.59 Crores Carborundum Universal Ltd. 3.89 Housing And Urban Development Corporation Ltd. 1.13 • AUM as on January 31, 2021 JK Cement Ltd. 3.65 Tube Investments Of India Ltd. 0.98 ` 4,205.88 Crores PI Industries Ltd. 3.50 Metropolis Healthcare Ltd. 0.90 • Fund Manager: Ms. Sohini Andani The Ramco Cements Ltd. 3.21 Pfizer Ltd. 0.88 Managing Since: July-2010 Total Experience: Over 23 years Crompton Greaves Consumer Electricals Ltd. 3.06 NCC Ltd. 0.83 • Benchmark: Nifty Midcap 150 Index (TRI) Endurance Technologies Ltd. 2.96 Bharat Forge Ltd. 0.83 • Exit Load: For exit within 1 year from the date Gujarat State Petronet Ltd. 2.90 Torrent Power Ltd. 0.79 of allotment - 1 %; Thermax Ltd. 2.74 Shriram City Union Finance Ltd. 0.79 For exit after 1 year from the date of allotment - Solara Active Pharma Sciences Ltd. 2.54 National Aluminium Company Ltd. 0.77 Nil Strides Pharma Science Ltd. 2.40 City Union Bank Ltd. 0.60 • Entry Load: N.A. Mahindra & Mahindra Financial Services Ltd. 2.35 Voltas Ltd. 0.54 • Plans Available: Regular, Direct The Phoenix Mills Ltd. 2.34 Swaraj Engines Ltd. 0.48 • Options: Growth, Dividend • SIP Computer Age Management Services Ltd. 2.12 Mangalam Cement Ltd. 0.42 Any Day SIP’ Facility- is available for Monthly, Natco Pharma Ltd. 2.11 Glaxosmithkline Pharmaceuticals Ltd. 0.38 Quarterly, Semi-Annual and Annual frequencies Schaeffler India Ltd. 2.08 Indigo Paints Ltd. 0.32 through electronic mode like OTM / Debit Happiest Minds Technologies Ltd. 2.06 NRB Bearings Ltd. 0.31 Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then the Sanofi India Ltd. 1.87 Sadbhav Engineering Ltd. 0.18 immediate following Business Day will be Cummins India Ltd. 1.51 Manpasand Beverages Ltd. 0.04 considered for SIP processing. SKF India Ltd. 1.46 Total 98.13 Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. The Federal Bank Ltd. 1.45 Cash, Cash Equivalents And Others 1.87 (Kindly refer notice cum addendum dated June The Indian Hotels Company Ltd. 1.41 Grand Total 100.00 02, 2020 for further details) Alembic Pharmaceuticals Ltd. 1.31 Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1 PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY thereafter for minimum six months (or) INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) minimum`` 500 & in multiples of 1 thereafter for minimum one year. Industrial Manufacturing 16.98 Quarterly - Minimum`` 1500 & in multiples of Financial Services 14.27 1 thereafter for minimum one year. Pharma 12.70 0.321.874.69 Semi Annual - Minimum` 3000 & in multiples Consumer Goods 11.22 of` 1 thereafter for a minimum of 4 29.16 installments. Construction 8.73 Annual - Minimum`` 5000 & in multiples of 1 Cement & Cement Products 8.55 thereafter for a minimum of 4 installments. Fertilisers & Pesticides 7.52 • Minimum Investment Textiles 4.20 `` 5000 & in multiples of 1 Automobile 3.94 • Additional Investment IT 3.25 ``1000 & in multiples of 1 63.96 Oil & Gas 2.90 Quantitative Data Services 1.41 Healthcare Services 0.90 # Standard Deviation : 26.56% Power 0.79 Large Cap Smallcap Midcap Unclassified # Beta : 0.97 Metals 0.77 # Sharpe Ratio : 0.15 Cash, Cash Equivalents And Others 1.87 Cash, Cash Equivalents, And Others Portfolio Turnover* Equity Turnover : 0.28 SBI Magnum Midcap Fund Total Turnover : 0.30 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives # Source: CRISIL Fund Analyser • Long term capital appreciation. *Portfolio Turnover = lower of total sale or total • Investments predominantly in a well diversified equity stocks of midcap companies. purchase for the last 12 months (including equity derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate (3.47% as on will be at Very High risk for them. 31st January 2021) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 18 EQUITY-THEMATIC FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 63.5282 29-Nov-17 (Reg Plan) 5.10 54.5060 29-Nov-17 (Dir Plan) 6.20 66.3252 Reg-Plan-Growth 207.9538 25-Nov-16 (Reg Plan) 5.00 45.0759 Dir-Plan-Dividend 79.2469 25-Nov-16 (Dir Plan) 6.00 54.3465 Dir-Plan-Growth 222.0035 30-Oct-15 (Reg Plan) 5.10 49.9803 30-Oct-15 (Dir Plan) 5.10 59.5549 Investment Objective Pursuant to payment of dividend, the NAV of Dividend Option of To provide the investor with the scheme/plans would fall to the extent of payout and statutory levy, if opportunity of long-term capital applicable. appreciation by investing in diversified portfolio comprising primarily of MNC companies. PORTFOLIO

Fund Details Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM • Type of Scheme Equity Shares Ambuja Cements Ltd. 2.07 An open-ended Equity Scheme investing in companies following the MNC theme. Colgate Palmolive (India) Ltd. 9.27 ELGI Equipments Ltd. 2.05 • Date of Allotment: 30/09/1994 Britannia Industries Ltd. 6.26 Cummins India Ltd. 1.92 • Report As On: 31/01/2021 • AAUM for theMonth of January 2021 Nestle India Ltd. 5.96 Timken India Ltd. 1.78 ` 4,340.79 Crores Maruti Suzuki India Ltd. 4.65 PI Industries Ltd. 1.60 • AUM as on January 31, 2021 ` 4,169.84 Crores Divi's Laboratories Ltd. 4.16 Gland Pharma Ltd. 1.34 • Fund Manager: Mr. Anup Upadhyay Managing Since: May-2018 HCL Technologies Ltd. 3.93 Abbott India Ltd. 1.29 Total Experience: Over 13 years Grindwell Norton Ltd. 3.89 Sanofi India Ltd. 1.11 • Benchmark: Nifty MNC Index (TRI) • Exit Load: For exit within 12 months from the Procter & Gamble Hygiene And Health Care Ltd. 3.61 United Breweries Ltd. 0.80 date of allotment - 1.00%; Hindustan Unilever Ltd. 3.52 Burger King India Ltd. 0.80 For exit after 12 months from the date of allotment - Nil Dr. Reddy's Laboratories Ltd. 3.51 ABB Power Products & Systems India Ltd. 0.79 • Entry Load: N.A. ABB India Ltd. 3.44 CSB Bank Ltd. 0.71 • Plans Available: Regular, Direct • Options: Growth, Dividend Westlife Development Ltd. 3.15 Oracle Financial Services Software Ltd. 0.66 • SIP Kennametal India Ltd. 0.21 Any Day SIP’ Facility is available for Monthly, Dixon Technologies (India) Ltd. 3.04 Quarterly, Semi-Annual and Annual frequencies SKF India Ltd. 2.88 Total 92.35 through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case Schaeffler India Ltd. 2.51 Foreign Equity shares the SIP due date is a Non Business Day, then the Hindalco Industries Ltd. 2.49 Alphabet Inc. 2.33 immediate following Business Day will be considered for SIP processing. Galaxy Surfactants Ltd. 2.33 Microsoft Corporation 2.24 Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Pfizer Ltd. 2.28 Total 4.57 (Kindly refer notice cum addendum dated June Ajanta Pharma Ltd. 2.22 Cash, Cash Equivalents And Others 3.08 02, 2020 for further details) Weekly - Minimum`` 1000 & in multiples of 1 Page Industries Ltd. 2.12 Grand Total 100.00 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1 PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY thereafter for minimum six months (or) INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) minimum`` 500 & in multiples of 1 thereafter for minimum one year. Quarterly - Minimum`` 1500 & in multiples of Consumer Goods 33.26 3.08 1 thereafter for minimum one year. Industrial Manufacturing 19.47 4.57 Semi Annual - Minimum` 3000 & in multiples Pharma 14.57 of` 1 thereafter for a minimum of 4 IT 9.16 installments. 18.59 Annual - Minimum`` 5000 & in multiples of 1 Automobile 4.65 thereafter for a minimum of 4 installments. Services 3.15 53.66 • Minimum Investment Metals 2.49 ``5000 & in multiples of 1 • Additional Investment Chemicals 2.33 ``1000 & in multiples of 1 Textiles 2.12 20.10 Quantitative Data Cement & Cement Products 2.07 Fertilisers & Pesticides 1.60 # Standard Deviation : 16.67% Healthcare Services 1.34 # Beta : 0.85 Smallcap Midcap Unclassified Financial Services 0.71 Large Cap Sharpe Ratio# : 0.17 Portfolio Turnover* Cash, Cash Equivalents And Others 3.08 Cash, Cash Equivalents, And Others Equity Turnover : 0.33 Total Turnover : 0.34 SBI Magnum Global Fund Total Turnover = Equity + Debt + Derivatives This product is suitable for investors who are seeking^: # Source: CRISIL Fund Analyser • Long term capital appreciation. *Portfolio Turnover = lower of total sale or total purchase for the last 12 months (including equity • Investments in equity stocks of MNC companies. derivatives) upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (3.47% as on Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable 31st January 2021) Basis for Ratio Calculation: 3 will be at Very High risk for them. Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 19 EQUITY-SMALL CAP FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 42.0169 09-Mar-18 (Reg Plan) 9.10 33.3383 09-Mar-18 (Dir Plan) 11.10 40.7137 Reg-Plan-Growth 71.1229 28-Aug-15 (Reg Plan) 3.60 23.5236 (Previously known as SBI Small & Midcap Fund) Dir-Plan-Dividend 53.1353 28-Aug-15 (Dir Plan) 4.30 27.8630 Dir-Plan-Growth 77.8506 30-Jan-15 (Reg Plan) 4.00 26.0785

Investment Objective Pursuant to payment of dividend, the NAV of Dividend Option of To provide investors with opportunities scheme/plans would fall to the extent of payout and statutory levy, if for long-term growth in capital along with applicable. the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of small cap companies. PORTFOLIO

Fund Details Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Equity Shares Galaxy Surfactants Ltd. 1.57 • Type of Scheme JK Cement Ltd. 5.49 VST Industries Ltd. 1.55 An open-ended Equity Scheme predominantly ELGI Equipments Ltd. 5.16 Kirloskar Oil Engines Ltd. 1.53 investing in small cap stocks. V-Guard Industries Ltd. 4.17 Matrimony.Com Ltd. 1.51 • Date of Allotment: 09/09/2009 Sheela Foam Ltd. 3.94 GE T&D India Ltd. 1.49 Techno Electric & Engineering Company Ltd. 3.40 Computer Age Management Services Ltd. 1.49 • Report As On: 31/01/2021 Carborundum Universal Ltd. 3.25 Grindwell Norton Ltd. 1.48 • AAUM for theMonth of January 2021 Blue Star Ltd. 3.23 Fine Organic Industries Ltd. 1.47 ` 6,793.33 Crores Narayana Hrudayalaya Ltd. 3.18 Alembic Ltd. 1.42 • AUM as on January 31, 2021 Lemon Tree Hotels Ltd. 3.14 V-Mart Retail Ltd. 1.08 ` 6,593.49 Crores Hawkins Cookers Ltd. 3.10 Ahluwalia Contracts (India) Ltd. 1.06

• Fund Manager: Mr. R. Srinivasan Hatsun Agro Product Ltd. 3.00 Ratnamani Metals & Tubes Ltd. 0.88 Managing Since: Nov - 2013 City Union Bank Ltd. 2.82 Agro Tech Foods Ltd. 0.83 Total Experience: Over 26 years Navin Fluorine International Ltd. 2.75 Garware Technical Fibres Ltd. 0.72

• Benchmark: S&P BSE Small Cap Index (TRI) Tube Investments Of India Ltd. 2.64 Kewal Kiran Clothing Ltd. 0.70 Chalet Hotels Ltd. 2.34 Rajratan Global Wire Ltd. 0.63 • Exit Load: For exit within one year from the date Zydus Wellness Ltd. 2.26 Thangamayil Jewellery Ltd. 0.53 of allotment -1% For exit after one year from the date of allotment Relaxo Footwears Ltd. 2.25 Disa India Ltd. 0.42 – Nil Timken India Ltd. 2.15 Tamil Nadu Newsprint & Papers Ltd. 0.39 The Great Eastern Shipping Company Ltd. 2.14 Burger King India Ltd. 0.34 • Entry Load: N.A. Star Cement Ltd. 2.09 Fairchem Organics Ltd. 0.12 • Plans Available: Regular, Direct Rossari Biotech Ltd. 2.03 Total 96.44

• Options: Growth, Dividend Engineers India Ltd. 1.97 Preference Shares Triveni Turbine Ltd. 1.96 Shreno Ltd. 0.20 • SIP Fresh registration through SIP/STP-in on or after CSB Bank Ltd. 1.83 Total 0.20 February 04, 2021 in the Scheme will be capped Kalpataru Power Transmission Ltd. 1.69 Cash, Cash Equivalents And Others 3.36 at` 25,000 per month per PAN (first Finolex Industries Ltd. 1.65 Grand Total 100.00 holder/guardian PAN) for daily, weekly, monthly Dixon Technologies (India) Ltd. 1.60 and quarterly frequencies. The caps for various frequencies will be as under: `1, Daily SIP/STP-in: 250, PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Weekly SIP/STP-in:` 6,250, Monthly SIP/STP-in:`2 5,000, INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) Quarterly SIP/STP-in:` 75,000 Consumer Goods 27.88 All other terms and conditions pertaining to Industrial Manufacturing 19.09 SIPs/STPs remain unchanged under the Scheme. 0.20 3.36 Services 9.13 Kindly refer notice cum addendum dated February 22.81 03, 2021 for further details. Chemicals 7.94 Cement & Cement Products 7.58 • Minimum Investment and Additional Investment: Construction 6.63 Financial Services 6.14 Fresh subscriptions through lumpsum investment (including additional investments / Switch in) in Automobile 3.27 the Scheme is discontinued till further notice in Healthcare Services 3.18 73.63 terms of notice cum addendum dated September Power 1.69 04, 2020. Textiles 1.42 Quantitative Data Pharma 1.42

# Metals 0.88 Standard Deviation : 26.42% Mid Cap Smallcap Unclassified Beta# : 0.87 Paper 0.39 Sharpe Ratio# : 0.19 Cash, Cash Equivalents And Others 3.36 Cash, Cash Equivalents, And Others Portfolio Turnover* Equity Turnover : 0.38 SBI Small Cap Fund Total Turnover : 0.55 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives # Source: CRISIL Fund Analyser • Long term capital appreciation *Portfolio Turnover = lower of total sale or total • Investment in equity and equity-related securities predominantly of small cap companies. purchase for the last 12 months (including equity derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate (3.47% as on will be at Very High risk for them. 31st January 2021) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 20 EQUITY- ELSS

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 42.4613 06-Mar-20 (Reg Plan) 3.40 33.1968 06-Mar-20 (Dir Plan) 4.30 42.3469 Reg-Plan-Growth 170.7060 08-Mar-19 (Reg Plan) 3.40 38.0109 Dir-Plan-Dividend 54.4680 08-Mar-19 (Dir Plan) 4.30 48.1586 (Previously known as SBI Magnum Taxgain Scheme) Dir-Plan-Growth 179.1863 09-Mar-18 (Reg Plan) 4.00 41.3443 09-Mar-18 (Dir Plan) 5.00 52.0013

Pursuant to payment of dividend, the NAV of Dividend Option of Investment Objective scheme/plans would fall to the extent of payout and statutory levy, if applicable. To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in PORTFOLIO the scheme under section 80C of the Income-tax Act, 1961. It also seeks to Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM distribute income periodically depending on distributable surplus. Investments in Equity Shares Indian Oil Corporation Ltd. 1.24 this scheme would be subject to a Reliance Industries Ltd. 4.61 Narayana Hrudayalaya Ltd. 1.12 statutory lock-in of 3 years from the date Cipla Ltd. 4.55 Sundaram Clayton Ltd. 1.06 of allotment to avail Section 80C benefits. HDFC Bank Ltd. 4.52 Mahindra & Mahindra Financial Services Ltd. 1.06 ICICI Bank Ltd. 4.38 Maruti Suzuki India Ltd. 0.99 Fund Details ICICI Prudential Life Insurance Company Ltd. 3.80 HCL Technologies Ltd. 0.99 Larsen & Toubro Ltd. 3.78 ICICI Lombard General Insurance Company Ltd. 0.96 • Type of Scheme Crompton Greaves Consumer Electricals Ltd. 3.78 SEI Mihir Energy Pvt. Ltd. (Spv Of Greenko) 0.94 An open-ended Equity Linked Saving Scheme Tech Mahindra Ltd. 3.69 ABB India Ltd. 0.90 Bharti Airtel Ltd. 3.51 JSW Energy Ltd. 0.89 with a statutory lock-in period of 3 years and State Bank Of India 3.13 Sanofi India Ltd. 0.88 tax benefit Ambuja Cements Ltd. 3.08 Tata Motors Dvr Ltd. 0.81 • Date of Allotment: 31/03/1993 Infosys Ltd. 2.88 Britannia Industries Ltd. 0.80 • Report As On: 31/01/2021 Housing Development Finance Corporation Ltd. 2.62 The New India Assurance Company Ltd. 0.70 • AAUM for theMonth of January 2021 Mahindra & Mahindra Ltd. 2.46 Hindalco Industries Ltd. 0.65 ` 9,020.46 Crores Page Industries Ltd. 2.09 Aster Dm Healthcare Ltd. 0.63 Lupin Ltd. 1.95 The Phoenix Mills Ltd. 0.60 • AUM as on January 31, 2021 Wipro Ltd. 1.92 Computer Age Management Services Ltd. 0.56 ` 8,728.76 Crores Tata Consultancy Services Ltd. 1.88 Bharat Heavy Electricals Ltd. 0.51 • Fund Manager: Mr. Dinesh Balachandran Torrent Power Ltd. 1.87 ACC Ltd. 0.49 Managing Since: Sep-2016 Axis Bank Ltd. 1.87 Indus Towers Ltd. 0.48 Total Experience: Over 17 years Sun Pharmaceutical Industries Ltd. 1.82 Exide Industries Ltd. 0.45 ITC Ltd. 1.82 Marico Ltd. 0.38 • Benchmark: S&P BSE 500 Index (TRI) Cummins India Ltd. 1.78 VA Tech Wabag Ltd. 0.34 • Exit Load: NIL Rallis India Ltd. 1.77 Colgate Palmolive (India) Ltd. 0.33 • Entry Load: N.A. Alkem Laboratories Ltd. 1.76 Punjab National Bank 0.24 • Plans Available: Regular, Direct Strides Pharma Science Ltd. 1.72 TVS Motor Company Ltd. 0.19 Multi Commodity Exchange Of India Ltd. 1.70 Manpasand Beverages Ltd. 0.01 • Options: Growth, Dividend Emami Ltd. 1.68 Total 99.73 • SIP The Federal Bank Ltd. 1.48 Cash, Cash Equivalents And Others 0.27 Any Day SIP’ Facility is available for Monthly, GE T&D India Ltd. 1.35 Grand Total 100.00 Quarterly, Semi-Annual and Annual IRB Infrastructure Developers Ltd. 1.28 frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then the immediate following PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Business Day will be considered for SIP INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) processing. Minimum amount for SIP` 500 & in Financial Services 27.02 multiples of` 500 Pharma 12.68 Minimum Installments: The Scheme offers IT 11.36 0.27 Daily - 12 SIP; Weekly, Monthly, Quarterly, Consumer Goods 8.80 11.54 Semi-Annual and Annual - 6 SIP Automobile 5.96 • Minimum Investment Oil & Gas 5.85 ``500 & in multiples of 500 Construction 5.66 • Additional Investment Industrial Manufacturing 5.48 20.29 ``500 & in multiples of 500 Telecom 3.99 (subject to lock in period of 3 years from the Cement & Cement Products 3.57 67.90 date of allotment). Power 2.76 Textiles 2.09 Quantitative Data Fertilisers & Pesticides 1.77 Healthcare Services 1.75 Standard Deviation# : 22.46% Metals 0.65 Beta# : 0.97 Large Cap Mid Cap Smallcap Services 0.34 Sharpe Ratio# : 0.14 Cash, Cash Equivalents, And Others Cash, Cash Equivalents And Others 0.27 Portfolio Turnover* Equity Turnover : 0.65 SBI Long Term Equity Fund Total Turnover : 0.65 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives • Long term capital appreciation. # Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total • Investment in a portfolio of equity shares, while offering deduction under Section 80 C of IT Act, 1961. purchase for the last 12 months (including equity derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate (3.47% as on will be at Very High risk for them. 31st January 2021) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 21 EQUITY- SECTORAL FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 121.5796 16-Mar-18 (Reg Plan) 14.10 75.9127 16-Mar-18 (Dir Plan) 16.40 88.5986 Reg-Plan-Growth 193.0034 (Previously known as SBI Pharma Fund) 30-Jan-15 (Reg Plan) 10.00 93.5001 Dir-Plan-Dividend 146.3880 Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if Dir-Plan-Growth 210.7006 applicable. Investment Objective

To provide the investors with the opportunity of long-term capital PORTFOLIO appreciation by investing in a diversified portfolio of equity and equity related Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM securities in Healthcare space. Equity Shares Pfizer Ltd. 1.02

Fund Details Sun Pharmaceutical Industries Ltd. 10.58 Total 97.79

• Type of Scheme Lupin Ltd. 9.74 Preference Shares An open-ended Equity Scheme investing in healthcare sector. Cipla Ltd. 9.58 Shreno Ltd. 0.34 • Date of Allotment: 05/07/1999 Aurobindo Pharma Ltd. 9.34 Total 0.34 • Report As On: 31/01/2021 • AAUM for theMonth of January 2021 Dr. Reddy's Laboratories Ltd. 8.90 Cash, Cash Equivalents And Others 1.87 ` 1,610.88 Crores • AUM as on January 31, 2021 Divi's Laboratories Ltd. 7.82 Grand Total 100.00 ` 1,551.41 Crores Alkem Laboratories Ltd. 4.85 • Fund Manager: Mr. Tanmaya Desai Managing Since: Jun-2011 Narayana Hrudayalaya Ltd. 4.60 Total Experience: Over 12 years • Benchmark: S&P BSE HEALTHCARE Index (TRI) Strides Pharma Science Ltd. 3.94 • Exit Load: For exit within 15 Days from the date of allotment - 0.50%; Abbott India Ltd. 3.67 For exit after 15 Days from the date of Sequent Scientific Ltd. 3.44 allotment - Nil. • Entry Load: N.A. Ajanta Pharma Ltd. 3.41 • Plans Available: Regular, Direct • Options: Growth, Dividend Apollo Hospitals Enterprise Ltd. 2.97 • SIP Solara Active Pharma Sciences Ltd. 2.87 Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual frequencies Gufic Biosciences Ltd. 2.73 through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case JB Chemicals & Pharmaceuticals Ltd. 2.32 the SIP due date is a Non Business Day, then the Natco Pharma Ltd. 2.30 immediate following Business Day will be considered for SIP processing. Gland Pharma Ltd. 1.91 Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Thyrocare Technologies Ltd. 1.80 (Kindly refer notice cum addendum dated June 02, 2020 for further details) Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY a minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1 INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) thereafter for minimum six months (or) minimum`` 500 & in multiples of 1 thereafter Pharma 86.51 for minimum one year. Healthcare Services 11.28 Quarterly - Minimum`` 1500 & in multiples of Construction 0.34 0.341.87 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in multiples Cash, Cash Equivalents And Others 1.87 21.70 of` 1 thereafter for a minimum of 4 installments. Annual - Minimum`` 5000 & in multiples of 1 thereafter for a minimum of 4 installments. • Minimum Investment 9.70 ``5000 & in multiples of 1 66.39 • Additional Investment ``1000 & in multiples of 1

Quantitative Data Large Cap Smallcap Midcap Unclassified Standard Deviation# : 21.99% Beta# : 0.89 Cash, Cash Equivalents, And Others Sharpe Ratio# : 0.57 Portfolio Turnover* Equity Turnover : 0.65 Total Turnover : 0.65 SBI Healthcare Opportunities Fund Total Turnover = Equity + Debt + Derivatives This product is suitable for investors who are seeking^: # Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total • Long term capital appreciation. purchase for the last 12 months (including equity • Equity investments in stocks of companies in the healthcare sector. derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate (3.47% as will be at Very High risk for them. on 31st January 2021) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 22 EQUITY- SECTORAL FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 18.3461 16-Mar-18 (Reg Plan) 1.50 13.1746

Reg-Plan-Growth 20.4289 16-Mar-18 (Dir Plan) 1.60 13.4469

Dir-Plan-Dividend 19.3737 Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if Dir-Plan-Growth 21.6731 applicable. Investment Objective The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of PORTFOLIO companies engaged in banking and financial services. (However, there can be Stock Name (%) Of Total AUM no assurance that the investment Equity Shares objective of the Scheme will be realized.) HDFC Bank Ltd. 25.42 ICICI Bank Ltd. 14.68 Fund Details Kotak Mahindra Bank Ltd. 9.78 • Type of Scheme State Bank Of India 9.66 An open-ended Equity Scheme investing in Banking and Financial Services sector. Axis Bank Ltd. 9.51 • Date of Allotment: 26/02/2015 ICICI Lombard General Insurance Company Ltd. 3.90 • Report As On: 31/01/2021 Cholamandalam Investment & Finance Co. Ltd. 3.32 • AAUM for theMonth of January 2021 ` 2,126.15 Crores Muthoot Finance Ltd. 3.21 • AUM as on January 31, 2021 Mahindra & Mahindra Financial Services Ltd. 3.00 ` 2,039.90 Crores • Fund Manager: Mr. Milind Agrawal ICICI Prudential Life Insurance Company Ltd. 2.30 Managing Since: Aug-2019 The Federal Bank Ltd. 2.09 Total Experience: Over 8 years • Benchmark: Nifty Financial Services Index (TRI) Cholamandalam Financial Holdings Ltd. 1.91 • Exit Load: Housing Development Finance Corporation Ltd. 1.68 For exit within 12 months from the date of allotment - 1.00%; City Union Bank Ltd. 1.56 For exit after 12 months from the date of CSB Bank Ltd. 1.40 allotment - Nil • Entry Load: N.A. HDFC Life Insurance Company Ltd. 1.16 • Plans Available: Regular, Direct Computer Age Management Services Ltd. 0.64 • Options: Growth, Dividend Total 95.22 • SIP Any Day SIP’ Facility is available for Monthly, Warrants Quarterly, Semi-Annual and Annual frequencies Housing Development Finance Corporation Ltd.(Warrants) 0.96 through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case Total 0.96 the SIP due date is a Non Business Day, then the immediate following Business Day will be Cash, Cash Equivalents And Others 3.82 considered for SIP processing. Daily - Minimum 500 & in multiples of 1 Grand Total 100.00 thereafter for a minimum of 12 instalments. (Kindly refer notice cum addendum dated June 02, 2020 for further details) Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 instalments. (or) PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) Monthly – Minimum`` 1000 & in multiples of 1 thereafter for minimum 6months or Minimum Financial Services 96.18 ``500 & in multiples of 1 thereafter for Cash, Cash Equivalents And Others 3.82 minimum 12months 3.95 3.82 Quarterly - Minimum`` 1500 & in multiples of 1 thereafter for minimum one year. 9.97 Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of 4 installments. Annual - Minimum`` 5000 & in multiples of 1 thereafter for a minimum of 4 installments. • Minimum Investment ``5000 & in multiples of 1 • Additional Investment 82.26 ``1000 & in multiples of 1 Quantitative Data Large Cap Smallcap Midcap Standard Deviation# : 30.42% Beta# : 0.97 Cash, Cash Equivalents, And Others Sharpe Ratio# : 0.35 Portfolio Turnover* Equity Turnover : 0.20 SBI Banking & Financial Services Fund Total Turnover : 0.20 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives • Long term capital appreciation. # Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total • Investment predominantly in a portfolio of equity & equity related instruments of companies purchase for the last 12 months (including equity engaged in banking & financial services sector. derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal Risk Free rate: FBIL Overnight Mibor rate (3.47% as on ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Very High risk 31st January 2021) Basis for Ratio Calculation: 3 for them. Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 23 EQUITY- SECTORAL FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 9.1806 16-Mar-18 (Reg Plan) 4.20 22.0929

Reg-Plan-Growth 9.1816 16-Mar-18 (Dir Plan) 4.30 22.8433 15-Mar-10 3.00 16.0100 Dir-Plan-Dividend 9.6198 25-Jul-08 2.00 17.1400 Dir-Plan-Growth 9.6332 Investment Objective To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings (and their subsidiaries) and PORTFOLIO in debt and money market instruments issued by PSUs and others. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Fund Details Equity Shares Container Corporation Of India Ltd. 2.76 State Bank Of India 10.42 Engineers India Ltd. 2.66 • Type of Scheme An open-ended Equity Scheme investing in PSU/PSU subsidiaries sector. Power Grid Corporation Of India Ltd. 6.97 NMDC Ltd. 2.56 • Date of Allotment: 07/07/2010 Hindustan Petroleum Corporation Ltd. 6.45 Garden Reach Shipbuilders & Engineers Ltd. 2.55 • Report As On: 31/01/2021 • AAUM for theMonth of January 2021 NTPC Ltd. 6.36 Petronet LNG Ltd. 2.01 ` 217.16 Crores • AUM as on January 31, 2021 Oil & Natural Gas Corporation Ltd. 5.84 Bank Of Baroda 1.88 ` 211.86 Crores • Fund Manager: Mr. Richard D'souza Indian Oil Corporation Ltd. 4.88 Punjab National Bank 0.67 Managing Since: Aug 2014 Total Experience: Over 26 years Coal India Ltd. 4.76 Total 94.95 • Benchmark: S&P BSE PSU INDEX (TRI) • Exit Load: LIC Housing Finance Ltd. 4.02 Cash, Cash Equivalents And Others 5.05 For exit within 1 year from the date of allotment - 1%; Gail (India) Ltd. 3.99 Grand Total 100.00 For exit after 1 year from the date of allotment - Nil SBI Life Insurance Company Ltd. 3.86 • Entry Load: N.A. Bharat Petroleum Corporation Ltd. 3.62 • Plans Available: Regular, Direct • Options: Growth, Dividend Rites Ltd. 3.49 • SIP Any Day SIP’ Facility is available for Monthly, Gujarat State Petronet Ltd. 3.27 Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case Mazagon Dock Shipbuilders Ltd. 3.09 the SIP due date is a Non Business Day, then the immediate following Business Day will be Bharat Electronics Ltd. 3.07 considered for SIP processing. Daily - Minimum 500 & in multiples of 1 Indian Railway Catering & Tourism Corporation Ltd. 2.92 thereafter for a minimum of 12 instalments. (Kindly refer notice cum addendum dated June National Aluminium Company Ltd. 2.85 02, 2020 for further details) Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Monthly - Minimum`` 1000 & in multiples of 1 INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) thereafter for minimum six months (or) minimum`` 500 & in multiples of 1 thereafter for minimum one year. Oil & Gas 30.06 Quarterly - Minimum`` 1500 & in multiples of 1 thereafter for minimum one year. Financial Services 20.85 5.05 ` Semi Annual - Minimum 3000 & in multiples 14.64 of` 1 thereafter for a minimum of 4 Power 13.33 installments. Annual - Minimum`` 5000 & in multiples of 1 Metals 10.17 thereafter for a minimum of 4 installments. • Minimum Investment Services 9.17 ``5000 & in multiples of 1 59.83 20.48 • Additional Investment Industrial Manufacturing 8.71 ``1000 & in multiples of 1 Construction 2.66 Quantitative Data Cash, Cash Equivalents And Others 5.05 # Standard Deviation : 23.31% Large Cap Smallcap Midcap Beta# : 0.83 Sharpe Ratio# : -0.47 Cash, Cash Equivalents, And Others Portfolio Turnover* Equity Turnover : 0.39 SBI PSU Fund Total Turnover : 0.39 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives # Source: CRISIL Fund Analyser • Long term capital appreciation. *Portfolio Turnover = lower of total sale or total • Investments in diversified basket of equity stocks of domestic Public Sector Undertakings and purchase for the last 12 months (including equity their subsidiaries. derivatives) upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (3.47% as on Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Very High risk 31st January 2021) Basis for Ratio Calculation: 3 for them. Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 24 EQUITY- SECTORAL FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 25.7601 16-Mar-18 (Reg Plan) 4.20 22.0929 An open-ended Equity Scheme investing in commodity 16-Mar-18 (Dir Plan) 4.30 22.8433 and commodity related sectors. Reg-Plan-Growth 45.3858 15-Mar-10 3.00 16.0100 Dir-Plan-Dividend 27.2239 25-Jul-08 2.00 17.1400 Dir-Plan-Growth 47.8393 Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if Investment Objective applicable. To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity and commodity related businesses. PORTFOLIO

Fund Details Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM

• Type of Scheme Equity Shares Balrampur Chini Mills Ltd. 3.33 An open-ended Equity Scheme investing in Tata Steel Ltd. 7.99 Indian Oil Corporation Ltd. 3.09 commodity and commodity related sectors. • Date of Allotment: 08/08/2005 Ultratech Cement Ltd. 7.63 Deepak Nitrite Ltd. 2.22 • Report As On: 31/01/2021 • AAUM for theMonth of January 2021 Hindalco Industries Ltd. 5.21 Antony Waste Handling Cell Ltd. 1.62 ` 281.05 Crores Shree Cement Ltd. 5.15 Total 97.49 • AUM as on January 31, 2021 ` 265.18 Crores Rossari Biotech Ltd. 5.03 Cash, Cash Equivalents And Others 2.51 • Fund Manager: Mr. Richard D'souza Reliance Industries Ltd. 4.85 Managing Since: Aug-2014 Grand Total 100.00 Total Experience: Over 26 years Camlin Fine Sciences Ltd. 4.85 • Benchmark: Nifty Commodities Index (TRI) • Exit Load: Neogen Chemicals Ltd. 4.35 For exit within 1 year from the date of allotment Oil & Natural Gas Corporation Ltd. 4.16 - 1 %; For exit after 1 year from the date of allotment - PI Industries Ltd. 4.11 Nil. • Entry Load: N.A. Tata Metaliks Ltd. 4.08 • Plans Available: Regular, Direct NTPC Ltd. 4.04 • Options: Growth, Dividend • SIP Grasim Industries Ltd. 3.98 Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual frequencies The India Cements Ltd. 3.97 through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case CCL Products (India) Ltd. 3.83 the SIP due date is a Non Business Day, then the immediate following Business Day will be Sagar Cements Ltd. 3.59 considered for SIP processing. Daily - Minimum 500 & in multiples of 1 Fine Organic Industries Ltd. 3.56 thereafter for a minimum of 12 instalments. (Kindly refer notice cum addendum dated June Bharat Petroleum Corporation Ltd. 3.51 02, 2020 for further details) Weekly - Minimum`` 1000 & in multiples of 1 Hindustan Petroleum Corporation Ltd. 3.34 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1 PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY thereafter for minimum six months (or) minimum`` 500 & in multiples of 1 thereafter INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) for minimum one year. Quarterly - Minimum`` 1500 & in multiples of 1 Cement & Cement Products 24.32 thereafter for minimum one year. 1.62 2.51 Semi Annual - Minimum` 3000 & in multiples of Chemicals 20.01 ` 1 thereafter for a minimum of 4 installments. `` Annual - Minimum 5000 & in multiples of 1 Oil & Gas 18.95 36.59 thereafter for a minimum of 4 installments. • Minimum Investment Metals 17.28 ``5000 & in multiples of 1 57.06 • Additional Investment Consumer Goods 7.16 ``1000 & in multiples of 1 Fertilisers & Pesticides 4.11 2.22 Quantitative Data Power 4.04

# Standard Deviation : 23.60% Services 1.62 Beta# : 0.91 Large Cap Smallcap Midcap Unclassified # Sharpe Ratio : 0.06 Cash, Cash Equivalents And Others 2.51 Cash, Cash Equivalents, And Others Portfolio Turnover* Equity Turnover : 0.46 Total Turnover : 0.46 SBI Magnum Comma Fund Total Turnover = Equity + Debt + Derivatives This product is suitable for investors who are seeking^: # Source: CRISIL Fund Analyser • Long term capital appreciation. *Portfolio Turnover = lower of total sale or total • Equity investments in a portfolio of stocks of companies in the commodity and commodity related purchase for the last 12 months (including equity derivatives) upon Avg. AUM of trailing twelve months. sectors. Risk Free rate: FBIL Overnight Mibor rate (3.47% as on Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable 31st January 2021) Basis for Ratio Calculation: 3 will be at Very High risk for them. Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 25 EQUITY- SECTORAL FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 15.1545 16-Mar-18 (Reg Plan) 1.70 13.6863

Reg-Plan-Growth 17.0358 16-Mar-18 (Dir Plan) 1.80 14.0096

Dir-Plan-Dividend 15.8353 Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if Dir-Plan-Growth 17.8932 applicable. Investment Objective To provide investors with opportunities for long-term growth in capital through an active management of investments in a PORTFOLIO diversified basket of equity stocks of companies directly or indirectly involved Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM in the infrastructure growth in the Indian economy and in debt & money market Equity Shares Ingersoll Rand (India) Ltd. 2.02 instruments. Larsen & Toubro Ltd. 13.52 JMC Projects (India) Ltd. 2.00 Fund Details Bharti Airtel Ltd. 10.19 Tata Steel Ltd. 1.96 Reliance Industries Ltd. 8.87 Hindalco Industries Ltd. 1.89 • Type of Scheme An open-ended Equity Scheme investing in Ultratech Cement Ltd. 5.94 ABB India Ltd. 1.84 infrastructure and allied sectors. • Date of Allotment: 06/07/2007 Timken India Ltd. 3.57 Bharat Forge Ltd. 1.79 • Report As On: 31/01/2021 • AAUM for theMonth of January 2021 Blue Dart Express Ltd. 3.28 Torrent Power Ltd. 1.75 ` 510.03 Crores Kennametal India Ltd. 3.18 Automotive Axles Ltd. 1.73 • AUM as on January 31, 2021 ` 490.17 Crores Carborundum Universal Ltd. 3.06 Gateway Distriparks Ltd. 1.71 • Fund Manager: Mrs. Nidhi Chawla Managing Since: Nov-2018 The Great Eastern Shipping Company Ltd. 2.94 Bharat Electronics Ltd. 1.17 Total Experience: Over 10 years Bharat Petroleum Corporation Ltd. 2.93 MM Forgings Ltd. 0.37 • Benchmark: Nifty Infrastructure Index (TRI) • Exit Load: Shree Cement Ltd. 2.90 Total 96.34 For exit within 1 year from the date of allotment - 1 %; Pnc Infratech Ltd. 2.74 Cash, Cash Equivalents And Others 3.66 For exit after 1 year from the date of allotment - Nil Hindustan Petroleum Corporation Ltd. 2.45 Grand Total 100.00 • Entry Load: N.A. SKF India Ltd. 2.14 • Plans Available: Regular, Direct • Options: Growth, Dividend JK Cement Ltd. 2.14 • SIP Any Day SIP’ Facility is available for Monthly, Gail (India) Ltd. 2.12 Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit ICICI Bank Ltd. 2.07 Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then the Antony Waste Handling Cell Ltd. 2.04 immediate following Business Day will be considered for SIP processing. GE T&D India Ltd. 2.03 Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. (Kindly refer notice cum addendum dated June 02, 2020 for further details) Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY a minimum of 12 instalments. INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) Monthly - Minimum`` 1000 & in multiples of 1 thereafter for minimum six months (or) minimum`` 500 & in multiples of 1 thereafter Industrial Manufacturing 21.17 for minimum one year. 2.04 3.66 Quarterly - Minimum`` 1500 & in multiples of Construction 18.26 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in multiples Oil & Gas 16.37 of` 1 thereafter for a minimum of 4 Cement & Cement Products 10.98 installments. 30.77 Annual - Minimum`` 5000 & in multiples of 1 Telecom 10.19 thereafter for a minimum of 4 installments. 54.84 • Minimum Investment Services 9.97 ``5000 & in multiples of 1 • Additional Investment Metals 3.85 ``1000 & in multiples of 1 Financial Services 2.07 8.69 Quantitative Data Power 1.75 Large Cap Smallcap Midcap Unclassified Standard Deviation# : 24.80% Automobile 1.73 Beta# : 1.02 Cash, Cash Equivalents And Others 3.66 Cash, Cash Equivalents, And Others Sharpe Ratio# : 0.02 Portfolio Turnover* Equity Turnover : 0.69 SBI Infrastructure Fund Total Turnover : 0.76 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives • Long term capital appreciation. # Source: CRISIL Fund Analyser • Equity investments in stocks of companies directly or indirectly involved in the infrastructure *Portfolio Turnover = lower of total sale or total purchase for the last 12 months (including equity growth of the Indian economy. derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate (3.47% as on will be at Very High risk for them. 31st January 2021) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 26 EQUITY-THEMATIC

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 81.6859 16-Mar-18 (Reg Plan) 12.70 69.8210 16-Mar-18 (Dir Plan) 15.60 85.9324 Reg-Plan-Growth 135.6362 (Previously known as SBI FMCG Fund) 29-May-15 (Reg Plan) 10.00 51.3257 Dir-Plan-Dividend 103.8637 29-May-15 (Dir Plan) 12.00 61.4862 Dir-Plan-Growth 147.5319 17-May-13 (Reg Plan) 8.00 46.0416

Investment Objective Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if To provide the investor with the applicable. opportunity of long-term capital appreciation by investing in a diversified portfolio of equity and equity related PORTFOLIO securities in Consumption space. Stock Name (%) Of Total AUM Equity Shares Fund Details ITC Ltd. 7.53 Page Industries Ltd. 6.55 • Type of Scheme An open-ended Equity Scheme following Emami Ltd. 5.89 consumption theme. Sheela Foam Ltd. 5.74 Bharti Airtel Ltd. 5.29 • Date of Allotment: 05/07/1999 Hawkins Cookers Ltd. 5.27 • Report As On: 31/01/2021 Greenpanel Industries Ltd. 5.00 • AAUM for theMonth of January 2021 Relaxo Footwears Ltd. 4.72 ` 701.41 Crores The Indian Hotels Company Ltd. 4.11 • AUM as on January 31, 2021 Kajaria Ceramics Ltd. 4.11 ` 680.55 Crores Maruti Suzuki India Ltd. 4.02 • Fund Manager: Mr. Saurabh Pant Britannia Industries Ltd. 3.45 Managing Since: Jun-2011 Burger King India Ltd. 3.25 Total Experience: Over 11 years Ganesha Ecosphere Ltd. 3.08 • Benchmark: Nifty India Consumption Index (TRI) Greenply Industries Ltd. 3.05 • Exit Load: Zydus Wellness Ltd. 2.84 For exit on or before 30 days from the date of Prataap Snacks Ltd. 2.80 allotment - 0.10% Hatsun Agro Product Ltd. 2.73 For exit after 30 days from the date of Lemon Tree Hotels Ltd. 2.48 allotment- Nil Chalet Hotels Ltd. 2.38 • Entry Load: Nil Thangamayil Jewellery Ltd. 2.22 • Plans Available: Regular, Direct Godrej Consumer Products Ltd. 2.19 • Options: Growth, Dividend Kewal Kiran Clothing Ltd. 2.03 Colgate Palmolive (India) Ltd. 1.74 • SIP Any Day SIP’ Facility is available for Monthly, Indian Terrain Fashions Ltd. 1.57 Quarterly, Semi-Annual and Annual frequencies Zee Entertainment Enterprises Ltd. 1.52 through electronic mode like OTM / Debit V2 Retail Ltd. 0.87 Mandate. Default SIP date will be 10th. In case Mrs. Bectors Food Specialities Ltd. 0.44 the SIP due date is a Non Business Day, then the immediate following Business Day will be Indigo Paints Ltd. 0.31 considered for SIP processing. Manpasand Beverages Ltd. 0.07 Daily - Minimum 500 & in multiples of 1 Total 97.25 thereafter for a minimum of 12 instalments. Cash, Cash Equivalents And Others 2.75 (Kindly refer notice cum addendum dated June 02, 2020 for further details) Grand Total 100.00 Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Monthly - Minimum`` 1000 & in multiples of 1 INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) thereafter for minimum six months (or) minimum`` 500 & in multiples of 1 thereafter for minimum one year Consumer Goods 60.11 Quarterly - Minimum`` 1500 & in multiples of 1 thereafter for minimum one year. Textiles 13.23 0.31 2.75 Semi Annual - Minimum` 3000 & in multiples Services 8.97 24.22 ` of 1 thereafter for a minimum of 4 Telecom 5.29 installments. Annual - Minimum`` 5000 & in multiples of 1 Construction 4.11 thereafter for a minimum of 4 installments. Automobile 4.02 44.36 • Minimum Investment ``5000 & in multiples of 1 Media And Entertainment 1.52

• Additional Investment Cash, Cash Equivalents And Others 2.75 ``1000 & in multiples of 1 28.36 Quantitative Data

# Standard Deviation : 24.50% Large Cap Smallcap Midcap Unclassified Beta# : 1.17 # Sharpe Ratio : 0.16 Cash, Cash Equivalents, And Others Portfolio Turnover* Equity Turnover : 0.49 SBI Consumption Opportunities Fund Total Turnover : 0.49 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives • Long term capital appreciation. # Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total • Equity investments in stock of companies following consumption theme. purchase for the last 12 months (including equity derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate (3.47% as on will be at Very High risk for them. 31st January 2021) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 27 EQUITY- SECTORAL FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 60.3226 16-Mar-18 (Reg Plan) 5.90 33.8510 16-Mar-18 (Dir Plan) 7.30 41.9142 Reg-Plan-Growth 100.1800 (Previously known as SBI IT Fund) 26-Jun-15 (Reg Plan) 6.00 31.8390 Dir-Plan-Dividend 77.0297 26-Jun-15(Dir Plan) 7.00 38.6976 08-Aug-13 (Reg Plan) 4.50 28.6220 Dir-Plan-Growth 108.4529 Investment Objective Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if To provide the investor with the applicable. opportunity of long-term capital appreciation by investing in a diversified portfolio of equity and equity related PORTFOLIO securities in technology and technology related companies. Stock Name (%) Of Total AUM Equity Shares Fund Details Infosys Ltd. 23.72 • Type of Scheme An open-ended Equity Scheme investing in Tata Consultancy Services Ltd. 12.28 technology and technology related sectors. HCL Technologies Ltd. 9.16 • Date of Allotment: 05/07/1999 • Report As On: 31/01/2021 Bharti Airtel Ltd. 7.68 • AAUM for theMonth of January 2021 Tech Mahindra Ltd. 7.00 ` 479.56 Crores • AUM as on January 31, 2021 Firstsource Solutions Ltd. 5.30 ` 485.54 Crores Persistent Systems Ltd. 4.53 • Fund Manager: Mr. Anup Upadhyay Managing Since: Jun-2011 Cyient Ltd. 4.52 Total Experience: Over 13 years Oracle Financial Services Software Ltd. 4.43 • Benchmark: S&P BSE Teck Index (TRI) • Exit Load: For exit within 15 days from the date Computer Age Management Services Ltd. 2.21 of allotment - 0.50%; Mindtree Ltd. 2.10 For exit after 15 days from the date of allotment - Nil. Larsen & Toubro Infotech Ltd. 1.51 • Entry Load: N.A. Newgen Software Technologies Ltd. 0.89 • Plans Available: Regular, Direct • Options: Growth, Dividend Total 85.33 • SIP Foreign Equity shares Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual frequencies Microsoft Corporation 5.28 through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case Alphabet Inc. 4.50 the SIP due date is a Non Business Day, then the immediate following Business Day will be Total 9.78 considered for SIP processing. Daily - Minimum 500 & in multiples of 1 Cash, Cash Equivalents And Others 4.89 thereafter for a minimum of 12 instalments. (Kindly refer notice cum addendum dated June Grand Total 100.00 02, 2020 for further details) Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1 PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY thereafter for minimum six months (or) INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) minimum`` 500 & in multiples of 1 thereafter for minimum one year. Quarterly - Minimum`` 1500 & in multiples of IT 85.22 1 thereafter for minimum one year. Telecom 7.68 4.89 ` 9.78 Semi Annual - Minimum 3000 & in multiples of Financial Services 2.21 ` 1 thereafter for a minimum of 4 installments. Annual - Minimum`` 5000 & in multiples of 1 Cash, Cash Equivalents And Others 4.89 thereafter for a minimum of 4 installments. 12.92 • Minimum Investment `` 5000 & in multiples of 1 61.35 • Additional Investment ``1000 & in multiples of 1 11.06 Quantitative Data

Standard Deviation# : 18.27% Beta# : 0.92 Sharpe Ratio# : 0.96 Large Cap Mid Cap Small Cap Unclassified Portfolio Turnover* Equity Turnover : 0.30 Cash, Cash Equivalents, And Others Total Turnover : 0.30 Total Turnover = Equity + Debt + Derivatives # Source: CRISIL Fund Analyser SBI Technology Opportunities Fund *Portfolio Turnover = lower of total sale or total This product is suitable for investors who are seeking^: purchase for the last 12 months (including equity derivatives) upon Avg. AUM of trailing twelve months. • Long term capital appreciation. Risk Free rate: FBIL Overnight Mibor rate (3.47% as on • Equity investments in stock of companies in the technology and technology related sectors. 31st January 2021) Basis for Ratio Calculation: 3 Years Monthly Data Points Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Note: Fund Manager for Foreign Securities Mr.Mohit will be at Very High risk for them. Jain w.e.f. Nov 28, 2017. Exp. Over 5years Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 28 EQUITY-THEMATIC

NET ASSET VALUE

Option NAV (` )

Reg-Plan-Dividend 12.3776

Reg-Plan-Growth 12.3761

Dir-Plan-Dividend 12.4707

Dir-Plan-Growth 12.4713 Investment Objective The investment objective of the scheme is to provide long term capital appreciation by investing in a diversified basket of companies in Nifty 50 Index while aiming for minimizing the portfolio volatility. However, there is no PORTFOLIO guarantee or assurance that the investment objective of the scheme will be achieved. Stock Name (%) Of Total AUM % of AUM Derivatives Stock Name (%) Of Total AUM % of AUM Derivatives Fund Details Equity Shares Gail (India) Ltd. 1.00 - Tata Consultancy Services Ltd. 8.35 - Britannia Industries Ltd. 1.00 - • Type of Scheme Power Grid Corporation Of Bajaj Finserv Ltd. 1.00 - An Open Ended Equity Scheme following India Ltd. 7.90 - Sun Pharmaceutical minimum variance theme Hindustan Unilever Ltd. 7.61 - Industries Ltd. 0.99 - • Date of Allotment: 02/03/2019 Nestle India Ltd. 7.57 - HDFC Life Insurance • Report As On: 31/01/2021 Dr. Reddy's Laboratories Ltd. 7.12 - Company Ltd. 0.99 - • AAUM for theMonth of January 2021 Divi's Laboratories Ltd. 4.69 - Bharat Petroleum ` 63.60 Crores Asian Paints Ltd. 4.40 - Corporation Ltd. 0.99 - • AUM as on January 31, 2021 Tech Mahindra Ltd. 0.98 - ` 66.25 Crores Bharti Airtel Ltd. 3.68 - Wipro Ltd. 3.08 - Shree Cement Ltd. 0.97 - • Fund Manager: Mr. Raviprakash Sharma SBI Life Insurance Company Ltd. 0.97 - Managing Since: March-2019 Cipla Ltd. 1.95 - Indusind Bank Ltd. 0.96 - Total Experience: Over 19 years HCL Technologies Ltd. 1.91 - Maruti Suzuki India Ltd. 0.95 - • Benchmark: Nifty 50 Index (TRI) Tata Motors Ltd. 1.40 - Reliance Industries Ltd. 0.94 - • Exit Load: For exit on or before 15 days from Infosys Ltd. 1.35 - HDFC Ltd. 0.94 - the date of allotment – 0.5% ITC Ltd. 1.26 - For exit after 15 days from the date of allotment UPL Ltd. 1.21 - Titan Company Ltd. 0.93 - - Nil Bajaj Auto Ltd. 1.16 - Oil & Natural Gas Corporation Ltd.0.93 - • Entry Load: N.A. Grasim Industries Ltd. 1.12 - JSW Steel Ltd. 0.93 - • Plans Available: Regular, Direct Hero Motocorp Ltd. 1.09 - Coal India Ltd. 0.93 - • Options: Growth, Dividend Axis Bank Ltd. 1.08 - Bajaj Finance Ltd. 0.93 - • SIP Eicher Motors Ltd. 1.05 - NTPC Ltd. 0.92 - Any Day SIP’ Facility is available for Monthly, Adani Ports And Special Economic Hindalco Industries Ltd. 0.91 - Quarterly, Semi-Annual and Annual frequencies Zone Ltd. 1.04 - Kotak Mahindra Bank Ltd. 0.89 - through electronic mode like OTM / Debit Larsen & Toubro Ltd. 1.03 - Tata Steel Ltd. 0.88 - Mandate. Default SIP date will be 10th. In case ICICI Bank Ltd. 1.03 - National Stock Exchange Of India the SIP due date is a Non Business Day, then the Ultratech Cement Ltd. 1.02 - Ltd.-25-Feb-21 - 1.71 immediate following Business Day will be State Bank Of India 1.02 - Total 98.08 1.71 considered for SIP processing. Cash, Cash Equivalents Daily - Minimum 500 & in multiples of 1 Mahindra & Mahindra Ltd. 1.02 - And Others 0.21 - thereafter for a minimum of 12 instalments. Indian Oil Corporation Ltd. 1.01 - Grand Total 100.00 (Kindly refer notice cum addendum dated June HDFC Bank Ltd. 1.00 - 02, 2020 for further details) Weekly - Minimum` 1000 & in multiples of Re. 1 thereafter for minimum of six installments. (or) Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Monthly - Minimum` 1000 & in multiples of Re. INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) 1 thereafter for minimum six months (or) minimum` 500 & in multiples of Re. 1 thereafter Consumer Goods 22.77 for minimum one year IT 15.67 1.71 0.21 ` Quarterly - Minimum 1500 & in multiples of Re. Pharma 14.75 1 thereafter for minimum one year Financial Services 10.81 Semi-Annual - Minimum amount of investment will be` 3,000 and in multiples of Re.1 Power 8.82 thereafter for minimum 4 number of Automobile 6.67 installments Oil & Gas 4.87 Annual - Minimum amount of investment will be `5,000 and in multiples of Re.1 thereafter for Telecom 3.68 minimum 4 number of installments Metals 3.65 • Minimum Investment Cement & Cement Products 3.11 `` 5000 & in multiples of 1 Fertilisers & Pesticides 1.21 98.08 • Additional Investment Services 1.04 ``1000 & in multiples of 1 Construction 1.03 Large Cap Derivatives Derivatives 1.71 Quantitative Data Cash, Cash Equivalents, And Others Cash, Cash Equivalents And Others 0.21 Portfolio Turnover* Equity Turnover : 1.16 SBI Equity Minimum Variance Fund Total Turnover : 1.47 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives • Long term Capital appreciation. *Portfolio Turnover = lower of total sale or total • To generate income by investing in a diversified basket of companies in Nifty 50 Index while purchase for the last 12 months (including equity aiming for minimizing the portfolio volatility. derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Very High risk Risk Free rate: FBIL Overnight Mibor rate (3.47% as for them. on 31st January 2021) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 29 FUND OF FUND

NET ASSET VALUE

Option NAV (` )

Reg-Plan-Dividend 15.1300

Reg-Plan-Growth 15.1263

Dir-Plan-Dividend 15.6160

Dir-Plan-Growth 15.6375 Investment Objective

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (erstwhile known as SBI Gold Exchange Traded Scheme). Fund Details PORTFOLIO

• Type of Scheme Mutual Fund Units (%) Of Total AUM An open-ended Fund of Fund Scheme investing Exchange Traded Funds in SBI-ETF Gold SBI-ETF Gold 100.04 • Date of Allotment: 12/09/2011 • Report As On: 31/01/2021 Total 100.04 • AAUM for theMonth of January 2021 Cash, Cash Equivalents And Others -0.04 ` 906.53 Crores • AUM as on January 31, 2021 Grand Total 100.00 ` 907.67 Crores • Fund Manager: Mr. Raviprakash Sharma Managing Since: Sep-2011 Total Experience: Over 19 years • Benchmark: Price of Physical Gold • Exit Load: For exit on or before 15 days from PORTFOLIO CLASSIFICATION BYASSET ALLOCATION (%) the date of allotment – 1% For exit after 15 days from the date of allotment - Nil (w.e.f. 8 September 2020) -0.04 • Entry Load: N.A. • Plans Available: Regular, Direct • Options: Growth, Dividend • SIP Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then the immediate following Business Day will be considered for SIP processing. 100.04 Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Mutual Fund Units Cash, Cash Equivalents, And Others (Kindly refer notice cum addendum dated June 02, 2020 for further details) Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 instalments. (or) SBI Gold Fund Minimum 500 & in multiples of 1 thereafter for This product is suitable for investors who are seeking^: a minimum of 12 instalments. • Long term capital appreciation. `` Monthly - Minimum 1000 & in multiples of 1 • Investment in SBI - ETF Gold. thereafter for minimum six months (or) minimum`` 500 & in multiples of 1 thereafter Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Moderately High risk for them. for minimum one year. Quarterly - Minimum`` 1500 & in multiples of 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of 4 installments. • Annual - Minimum`` 5000 & in multiples of 1 thereafter for a minimum of 4 installments. • Minimum Investment ``5000 & in multiples of 1 • Additional Investment ``1000 & in multiples of 1

30 INDEX FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 59.9806 23-Mar-06 3.30 14.5541

Reg-Plan-Growth 116.9076 28-Mar-05 3.80 15.0818

Dir-Plan-Dividend 62.1356 Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if Dir-Plan-Growth 120.9689 applicable. Investment Objective The scheme will adopt a passive investment strategy. The scheme will invest in stocks comprising the Nifty 50 Index in the same proportion as in the index with the objective of achieving returns equivalent to the Total Returns Index of Nifty 50 Index by minimizing the performance difference PORTFOLIO between the benchmark index and the scheme. The Total Returns Index is an index Stock Name (%) Of Total AUM % of AUM Derivatives Stock Name (%) Of Total AUM % of AUM Derivatives that reflects the returns on the index from Equity Shares Indusind Bank Ltd. 0.80 - index gain/loss plus dividend payments by HDFC Bank Ltd. 10.04 - Tata Motors Ltd. 0.78 - the constituent stocks. However, there can be no assurance that the investment Reliance Industries Ltd. 9.88 - Power Grid Corporation Of objective of the scheme will be achieved. Infosys Ltd. 7.62 - India Ltd. 0.78 - HDFC Ltd. 7.09 - Tata Steel Ltd. 0.75 - Fund Details ICICI Bank Ltd. 6.15 - NTPC Ltd. 0.72 - Divi's Laboratories Ltd. 0.71 - • Type of Scheme Tata Consultancy Services Ltd. 5.43 - An open-ended Scheme tracking Nifty 50 Index. Kotak Mahindra Bank Ltd. 4.17 - Hero Motocorp Ltd. 0.70 - • Date of Allotment: 17/01/2002 Hindustan Unilever Ltd. 3.35 - Cipla Ltd. 0.70 - • Report As On: 31/01/2021 ITC Ltd. 2.95 - Britannia Industries Ltd. 0.69 - • AAUM for theMonth of January 2021 Axis Bank Ltd. 2.73 - Grasim Industries Ltd. 0.68 - ` 930.81 Crores Larsen & Toubro Ltd. 2.68 - Eicher Motors Ltd. 0.63 - • AUM as on January 31, 2021 Adani Ports And Special Economic ` 859.68 Crores Bharti Airtel Ltd. 2.21 - Zone Ltd. 0.62 - • Fund Manager: Mr. Raviprakash Sharma Bajaj Finance Ltd. 2.08 - JSW Steel Ltd. 0.59 - Managing Since: Feb-2011 State Bank Of India 1.80 - Total Experience: Over 19 years Asian Paints Ltd. 1.80 - SBI Life Insurance Company Ltd. 0.56 - • Benchmark: Nifty 50 Index (TRI) HCL Technologies Ltd. 1.65 - Hindalco Industries Ltd. 0.55 - • Exit Load: For exit within 15 days from the date of Maruti Suzuki India Ltd. 1.59 - Oil & Natural Gas Corporation Ltd.0.53 - allotment - 0.20% UPL Ltd. 0.51 - For exit on or after 15 days from the date of Mahindra & Mahindra Ltd. 1.19 - allotment - Nil Sun Pharmaceutical Industries Ltd.1.05 - Bharat Petroleum Corporation Ltd.0.51 - • Entry Load: N.A. Wipro Ltd. 1.03 - Shree Cement Ltd. 0.50 - • Plans Available: Regular, Direct Ultratech Cement Ltd. 1.02 - Coal India Ltd. 0.44 - • Options: Growth, Dividend Nestle India Ltd. 1.01 - Indian Oil Corporation Ltd. 0.39 - • SIP Tech Mahindra Ltd. 0.99 - Gail (India) Ltd. 0.38 - Any Day SIP’ Facility is available for Monthly, Titan Company Ltd. 0.98 - National Stock Exchange Of India Quarterly, Semi-Annual and Annual frequencies Ltd.-25-Feb-21 - 2.15 through electronic mode like OTM / Debit Dr. Reddy's Laboratories Ltd. 0.93 - Total 97.58 2.15 Mandate. Default SIP date will be 10th. In case HDFC Life Insurance the SIP due date is a Non Business Day, then the Company Ltd.0.89 - Cash, Cash Equivalents immediate following Business Day will be And Others 0.27 - considered for SIP processing. Bajaj Finserv Ltd. 0.88 - Grand Total 100.00 Daily - Minimum 500 & in multiples of 1 Bajaj Auto Ltd. 0.87 - thereafter for a minimum of 12 instalments. (Kindly refer notice cum addendum dated June 02, 2020 for further details) Weekly - Minimum`` 1000 & in multiples of 1 PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1 Financial Services 37.19 thereafter for minimum six months (or) IT 16.72 2.15 0.27 minimum`` 500 & in multiples of 1 thereafter for minimum one year. Oil & Gas 11.69 Quarterly - Minimum`` 1500 & in multiples of Consumer Goods 10.78 1 thereafter for minimum one year. Automobile 5.76 Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of 4 Pharma 3.39 installments. Construction 2.68 Annual - Minimum`` 5000 & in multiples of 1 Metals 2.33 thereafter for a minimum of 4 installments. Telecom 2.21 • Minimum Investment ``5000 & in multiples of 1 Cement & Cement Products 2.20 • Additional Investment Power 1.50 97.58 `` 1000 & in multiples of 1 Services 0.62 Fertilisers & Pesticides 0.51 Quantitative Data Large Cap Derivatives Derivatives 2.15 Portfolio Turnover* Cash, Cash Equivalents And Others 0.27 Cash, Cash Equivalents, And Others Equity Turnover : 0.66 Total Turnover : 0.95 SBI Nifty Index Fund Total Turnover = Equity + Debt + Derivatives This product is suitable for investors who are seeking^: Tracking Error : 0.23% • Long term capital appreciation. *Portfolio Turnover = lower of total sale or total purchase for the last 12 months (including equity • Passive Investment in stocks comprising the Nifty 50 Index in the same proportion as in the derivatives) upon Avg. AUM of trailing twelve months. index to achieve returns equivalent to the Total returns Index of Nifty 50 Index. Tracking Error is computed for the 3 Year Period Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable ending 31st January 2021, based on month-end NAV. will be at Very High risk for them. Tracking Error is computed using Total Returns Index. Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 31 Snapshot of Hybrid Funds & Solution Oriented Funds

SBI Magnum Children's SBI Debt Hybrid Fund SBI Multi Asset Allocation SBI Equity Hybrid Fund Benefit Fund -Savings SBI Magnum SBI Dynamic Asset (Previously known as Fund (Previously known as SBI Equity SBI Arbitrage Scheme (Previously known as SBI Plan (Previously known as Children's Benefit Fund – SBI Magnum Monthly Magnum Balanced Fund) Allocation Fund SBI Magnum Monthly SBI Magnum Children's Savings Fund Opportunities Fund Investment Plan Income Plan) Income Plan - Floater) Benefit Fund) Ideal Investment Horizon 3 years + 3 years + 2 years + 2 years + 3 years + 1 year 3 months 3 years + Inception Date 09/10/1995 26/03/2015 09/04/2001 21/12/2005 21/02/2002 27/05/2015 03/11/2006 29/09/2020

Mr. R. Srinivasan - Mr. Dinesh Balachandran- Mr. Ruchit Mehta - Mr. R Srinivasan - Equity Mr. Neeraj Kumar - Equity Equity Equity & Equity related Equity Mr. R Srinivasan - Mr. Neeraj Kumar - Portion; Mr. Dinesh Ahuja Mr. Gaurav Mehta Portion; Mr. Dinesh Ahuja - Debt instruments & Debt and Mr. Dinesh Ahuja -Debt Equity Arbitrage Portion - Debt Portion Mr. Mohit Money Market Instruments Mr. Rajeev Radhakrishnan Fund Manager Mr. Raj Gandhi Jain shall manage Mr. Mohit Jain - portion- Mr. Mohit Jain- Mr. Mohit Jain - Mr. Rajeev Mr. Ruchit Mehta - - (for ETCDs) from investments in foreign Investments in foreign investments in foreign Investments in foreign Radhakrishnan - Debt Equity, Debt Debt Portion from securities portion securities of the Scheme. securities portion securities of the Scheme Managing Since Jan-2012 Mar-2015 July-2011 Feb-2019 Jun-2008 May-2015 Oct 2012 Sep 2020

50% CRISIL 1 year CD NIFTY 50 Hybrid 45% CRISIL 10 year Gilt NIFTY 50 Hybrid Nifty 50 CRISIL Hybrid 35+65 - Index +40%NIFTY 50 Nifty Equity Savings CRISIL Hybrid 35+65 Benchmark Index + 50% S&P BSE Composite Debt Composite Debt Arbitrage Index. Aggressive Index TRI+15% Price of Gold Index. -Aggressive Index Sensex Index 15:85 Index (w.e.f November 6, 2020) 15:85 Index Fund Details as on 31 January 2021 Month End AUM (Rs. in Crores) `34,654.05 Crores `595.00 Crores `998.35 Crores `241.93 Crores `72.79 Crores `1,316.38 Crores `3,344.12 Crores `101.86 Crores Modified Duration (years) 3.77 - 2.48 - 3.46 - - 1.34 Average Maturity (years) 5.03 - 3.28 - 4.73 - - 1.71 Macaulay Duration (years) 4.01 - 2.65 - 3.67 - - 1.46 Yield to Maturity (%) 6.16 - 5.84 - 5.37 - - 5.27 Standard Deviation# 16.14% 10.34% - - - - 0.86% - Beta# 1.07 0.86 - - - - 0.76 - # Sharpe Ratio 0.33 0.22 - - - - 1.69 - Regular-1.71% Regular- 2.04% Regular- 1.17% Regular- 1.83% Regular- 1.23% Regular- 1.75% Regular- 0.90% Regular- 2.66% Expense Ratio Direct-0.99% Direct- 0.99% Direct- 0.62% Direct- 1.11% Direct- 0.73% Direct- 1.03% Direct- 0.45% Direct- 1.01% Composition by Assets as on 31 January 2021

Equity Shares 73.35 59.21 24.11 36.89 22.34 67.26 68.37 78.07 Corporate Debt 11.24 - 43.96 3.07 33.07 12.70 - 7.86 Gilts 10.28 - 15.38 29.91 13.69 0.00 1.51 - Money Market Instruments ------20.85 - Other Assets 5.13 40.79 16.55 30.13 30.90 20.04 9.27 14.07

65.10 Composition by Ratings & Assets as on 31 January 2021 Large Cap 59.21 59.21 10.16 32.54 6.75 58.00 62.69 26.11 Mid Cap 11.96 - 6.95 4.35 3.55 4.31 5.54 14.24 Small Cap 2.18 - 6.50 - 12.04 4.11 0.14 37.72 Unclassified - - 0.50 - - 0.84 - - AA, AA+, AAA And EQUIVALENT 7.61 - 39.37 - 33.07 8.05 - 7.86 Below AA 3.63 - 4.59 - - 4.65 - - Sovereign 10.28 - 15.38 29.91 17.98 - 20.93 - Below A1+, A1+ ------1.43 - Cash, Cash Equivalents, 5.13 40.79 16.55 Others 12.65,ETF 20.55 26.61 20.04 9.27 14.07 Derivatives and Others Other Details

For exit within 12 months from For exit on or before 12 months For 10% of the investments For 10% of the investments With respect to units not subject to lock-in period For exit on or before 15 days Forexitonorbefore1monthFor all investments w ith respect to units not Exit Load and the holding period is less than 3 years: 3% for subject to lock-in period and t he holding period is the date of allotment: For 10% from the date of allotment: - For within 1 Year within 1 Year – N il; For the redemption/switch out before 1 year from the from the date of allotment – from the date of allotment – less than 3 y ears: 3% f or redemption/switch out of investment - Nil For 8% of investment-Nil; For – N il; For the remaining date of allotment; 2% for redemption/switch out on or before 1 y ear from the date of allotment, 2% remaining investments - 1.00% 0.10% For exit after 15 days 0.25% For exit after 1 m onth for redemption/switch out remaining investments: 1%; For investments - 1.00% after 1 year and up to 2 years from the date of remaining investments - 1.00%; allotment; from the date of allotment – N il from the date of allotment – N il after 1 year and u p to 2 years from the date of exit after 12 months from the date 1% for redemption/switch out after 2 years and up allotment, 1% for redemption/switch out after 2 For exit after 12 months from to 3 years from the date of allotment; Nil for years and u p t o 3 years from the date of the date of allotment - Nil of allotment: Nil redemption or switch-out after 3 years from the allotment, Nil f or redemption or s witch-out after 3 date of allotment years from the date of allotment. Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. Source: CRISIL Fund Analyser# Risk Free rate: FBIL Overnight Mibor rate (3.47% as on 31st January 2021 ) Basis for Ratio Calculation: 3 Years Monthly Data Points Expense ratio includes GST, Base TER and additional expenses as per regulation 52(6A)(b) and 52(6A)(c) of SEBI (MF) regulations for both Direct and Regular plan 32 HYBRID - AGGRESSIVE HYBRID FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) Nav (` )

Reg-Plan-Dividend 34.2194 10-Feb-20 (Reg Plan) 0.97 31.8472 10-Feb-20 (Dir Plan) 1.43 46.8129 Reg-Plan-Growth 161.4894 10-Feb-20 (Reg Plan) 0.97 31.9435 (Previously known as SBI Magnum Balanced Fund) Dir-Plan-Dividend 50.6235 10-Feb-20 (Dir Plan) 1.43 48.9531 Dir-Plan-Growth 173.0019 07-Feb-19 (Reg Plan) 0.20 27.7551 07-Feb-19 (Dir Plan) 0.30 40.5383 Investment Objective 28-Sep-18 (Reg Plan) 0.29 27.3468 Pursuant to payment of dividend, the NAV of Dividend Option of To provide investors long-term capital scheme/plans would fall to the extent of payout and statutory levy, if 28-Sep-18 (Dir Plan) 0.42 39.8354 appreciation along with the liquidity of an applicable. open-ended scheme by investing in a mix of debt and equity. The scheme will invest PORTFOLIO in a diversified portfolio of equities of Issuer Name Rating (%) Of Total % of AUM Derivatives Issuer Name Rating (%) Of Total % of AUM Derivatives high growth companies and balance the Equity Shares Manappuram Finance Ltd. CRISIL AA 0.68 - risk through investing the rest in fixed HDFC Bank Ltd. 5.62 - Tata Power Company Ltd. IND AA 0.63 - income securities. Infosys Ltd. 4.18 - L&T Metro Rail (Hyderabad) Ltd. Bharti Airtel Ltd. 3.67 - [Guaranteed By Fund Details Divi's Laboratories Ltd. 3.60 - Larsen & Toubro Limited] [ICRA]AAA(CE) 0.56 - Bajaj Finance Ltd. 3.14 - HDFC Ltd. CRISIL AAA 0.43 - Kotak Mahindra Bank Ltd. 2.70 - Tata Capital Ltd. CRISIL AAA 0.38 - • Type of Scheme Tata Consultancy Services Ltd. 2.65 - Indinfravit Trust CRISIL AAA 0.36 - An open-ended Hybrid Scheme investing State Bank Of India 2.44 - Aadhar Housing Finance Ltd. CARE AA 0.30 - predominantly in equity and equity related HCL Technologies Ltd. 2.37 - Tata Realty And Infrastructure Ltd. [ICRA]AA 0.29 - instruments. Shree Cement Ltd. 2.30 - Canara Bank(At1 Bond Under Basel III) CRISIL AA 0.28 - Reliance Industries Ltd. 2.21 - Punjab National Bank • Date of Allotment: 09/10/1995 Avenue Supermarts Ltd. 2.15 - (At1 Bond Under Basel III) CRISIL AA- 0.27 - • Report As On: 31/01/2021 ICICI Bank Ltd. 2.01 - Punjab National Bank (Tier Ii Bond Under Basel III) CRISIL AA+ 0.24 - • AAUM for theMonth of January 2021 Indian Oil Corporation Ltd. 1.88 - Bank Of Baroda ` 35,975.67 Crores MRF Ltd. 1.87 - (At1 Bond Under Basel III) CRISIL AA+ 0.24 - Sun Pharmaceutical Industries Ltd. 1.73 - • AUM as on January 31, 2021 Punjab National Bank Axis Bank Ltd. 1.72 - ` 34,654.05 Crores (At1 Bond Under Basel III) IND AA 0.20 - Larsen & Toubro Ltd. 1.69 - Motilal Oswal Home Finance Ltd. CRISIL AA- 0.15 - • Fund Managers: Bharat Petroleum Corporation Ltd. 1.66 - Muthoot Finance Ltd. CRISIL AA 0.10 - Mr. R. Srinivasan -Equity Gland Pharma Ltd. 1.65 - State Bank Of India Mr. Dinesh Ahuja -Debt ICICI Lombard General Insurance Company Ltd. 1.64 - (Tier Ii Bond Under Basel III) CRISIL AAA 0.07 - Mr. Mohit Jain - Investments in foreign Adani Ports And Special Economic Zone Ltd. 1.62 - Bank Of Baroda securities portion Maruti Suzuki India Ltd. 1.35 - (At1 Bond Under Basel III) CARE AA 0.07 - Dr. Reddy's Laboratories Ltd. 1.33 - Zuvan Energy Pvt. Ltd. (SPV Of Greenko) CARE AA(CE) 0.06 - Managing Since: Jan-2012 Cummins India Ltd. 1.14 - Shreyas Renewable Energy Pvt.Ltd. Total Experience: Crompton Greaves Consumer Electricals Ltd. 1.11 - (SPV Of Greenko) CARE AA(CE) 0.06 - Mr. R. Srinivasan -Over 26 years The Ramco Cements Ltd. 1.10 - SEI Mihir Energy Pvt. Ltd. Mr. Dinesh Ahuja -Over 20 years Solar Industries India Ltd. 1.05 - (SPV Of Greenko) CARE AA(CE) 0.06 - Aia Engineering Ltd. 1.01 - SEI Enerstar Renewable Energy Pvt. Ltd. Mr. Mohit Jain - Over 6 years (SPV Of Greenko) CARE AA(CE) 0.06 - Page Industries Ltd. 1.00 - • Benchmark: CRISIL Hybrid 35+65 - Aggressive SEI Baskara Power Pvt. Ltd. Westlife Development Ltd. 0.98 - (SPV Of Greenko) CARE AA(CE) 0.06 - Index Bharat Electronics Ltd. 0.98 - • Exit Load: Pratyash Renewable Pvt.Ltd. Info Edge (India) Ltd. 0.88 - (SPV Of Greenko) CARE AA(CE) 0.06 - For exit within 12 months from the date of Procter & Gamble Hygiene And Health Care Ltd. 0.87 - Elena Renewable Energy Pvt. Ltd. allotment: Alkem Laboratories Ltd. 0.87 - (SPV Of Greenko) CARE AA(CE) 0.06 - For 10% of investment - Nil Galaxy Surfactants Ltd. 0.86 - Divyesh Power Pvt. Ltd. For remaining investments - 1.00%; Steel Authority Of India Ltd. 0.83 - (SPV Of Greenko) CARE AA(CE) 0.06 - For exit after 12 months from the date of 3M India Ltd. 0.72 - Aashman Energy Pvt. Ltd. Relaxo Footwears Ltd. 0.60 - (SPV Of Greenko) CARE AA(CE) 0.06 - allotment - Nil. Hindalco Industries Ltd. 0.57 - Aarish Solar Power Pvt. Ltd. • Entry Load: N.A. SJVN Ltd. 0.55 - (SPV Of Greenko) CARE AA(CE) 0.06 - • Plans Available: Regular, Direct Lupin Ltd. 0.52 - Reliance Industries Ltd. CRISIL AAA 0.01 - Indostar Capital Finance Ltd. CARE AA- 0.01 - • Options: Growth, Dividend Allcargo Logistics Ltd. 0.34 - Bandhan Bank Ltd. 0.19 - Total 10.46 - • SIP HDFC Ltd.-25-Feb-21 - 0.30 Zero Coupon Bonds Any Day SIP’ Facility is available for Monthly, Total 73.35 0.30 Tata Motor Finance Holdings Ltd. [ICRA]AA- 0.78 - Quarterly, Semi-Annual and Annual frequencies Non Convertible Debentures Total 0.78 - through electronic mode like OTM / Debit Indian Bank (Tier Ii Bond Under Basel III) CRISIL AAA 1.23 - Government Securities Mandate. Default SIP date will be 10th. In case Union Bank Of India Government Of India SOVEREIGN 10.28 - the SIP due date is a Non Business Day, then the (At1 Bond Under Basel III) CRISIL AA- 1.02 - Total 10.28 - immediate following Business Day will be Indian Bank(Tier Ii Bond Under Basel III) IND AA+ 0.94 - Cash, Cash Equivalents And Others 4.83 - Tata Motors Finance Solutions Ltd. CARE AA- 0.72 - Grand Total 100.00 considered for SIP processing. Tata International Ltd.(Perpetual Bond) CARE A 0.68 - Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. (Kindly refer notice cum addendum dated June 02, 2020 for further details) PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Weekly - Minimum`` 1000 & in multiples of 1 ASSET CLASS / RATING CLASS (%) thereafter for a minimum of 6 instalments. (or) INDUSTRY ALLOCATION (%) Minimum 500 & in multiples of 1 thereafter for Financial Services 27.57 a minimum of 12 instalments. Sovereign 10.28 4.83 `` 0.30 Monthly - Minimum 1000 & in multiples of 1 IT 10.08 10.28 thereafter for minimum six months (or) Pharma 8.05 minimum`` 500 & in multiples of 1 thereafter Oil & Gas 5.76 3.63 for minimum one year Services 4.90 Quarterly - Minimum`` 1500 & in multiples of Consumer Goods 4.73 3.15 1 thereafter for minimum one year. Telecom 3.67 1.42 Semi Annual - Minimum` 3000 & in multiples Cement & Cement Products 3.40 3.04 59.21 of` 1 thereafter for a minimum of 4 Automobile 3.22 2.18 installments. Industrial Manufacturing 3.13 Annual - Minimum`` 5000 & in multiples of 1 Construction 2.34 11.96 thereafter for a minimum of 4 installments. Chemicals 1.91 • Minimum Investment Power 1.78 ``1000 & in multiples of 1 Healthcare Services 1.65 Metals 1.40 • Additional Investment Large Cap Midcap Small Cap Derivatives Textiles 1.00 ``1000 & in multiples of 1 AAA and Equivalent Sovereign Below AA AA+ AA Derivatives 0.30 Quantitative Data Cash, Cash Equivalents And Others 4.83 Cash, Cash Equivalents And Others Standard Deviation# : 16.14% SBI Equity Hybrid Fund Beta# : 1.07 This product is suitable for investors who are seeking^: Sharpe Ratio# : 0.33 • Long term capital appreciation. Modified Duration : 3.77 years • Investments primarily in equity and equity related instruments, with exposure in debt and Average Maturity : 5.03 years money market instruments. Macaulay Duration : 4.01 years Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Yield to Maturity : 6.16% # will be at Very High risk for them. Source: CRISIL Fund Analyser Risk Free rate: FBIL Overnight Mibor rate (3.47% as on 31st January 2021) Basis for Ratio Calculation: 3 Years Monthly Data Points 33 HYBRID - DYNAMIC ASSET ALLOCATION FUND

NET ASSET VALUE

Option NAV (` )

Reg-Plan-Dividend 14.7167

Reg-Plan-Growth 14.7137

Dir-Plan-Dividend 15.4516

Dir-Plan-Growth 15.4703 Investment Objective

To provide investors with an opportunity to invest in a portfolio which is a mix of equity and equity related securities and PORTFOLIO fixed income instruments. The allocation between fixed income and equity Issuer Name (%) Of Total AUM Issuer Name (%) Of Total AUM instruments will be managed dynamically Equity Shares Nestle India Ltd. 0.74 so as to provide investors with long-term capital appreciation. Reliance Industries Ltd. 7.30 Ultratech Cement Ltd. 0.73

HDFC Bank Ltd. 7.14 Titan Company Ltd. 0.72

Fund Details Infosys Ltd. 5.61 Tech Mahindra Ltd. 0.72

Housing Development Finance Corporation Ltd. 4.95 Bajaj Auto Ltd. 0.63 • Type of Scheme An open-ended Dynamic Asset Allocation Fund. ICICI Bank Ltd. 4.17 Indusind Bank Ltd. 0.62 • Date of Allotment: 26/03/2015 • Report As On: 31/01/2021 Tata Consultancy Services Ltd. 3.91 Tata Steel Ltd. 0.55 • AAUM for theMonth of January 2021 ` 609.43 Crores Kotak Mahindra Bank Ltd. 2.45 Power Grid Corporation Of India Ltd. 0.53 • AUM as on January 31, 2021 ` 595.00 Crores ITC Ltd. 2.10 Hero Motocorp Ltd. 0.51 • Fund Manager: Mr. Dinesh Balachandran-Equity & Equity Larsen & Toubro Ltd. 1.97 NTPC Ltd. 0.45 related instruments & Debt and Money Market Instruments Hindustan Unilever Ltd. 1.96 Oil & Natural Gas Corporation Ltd. 0.34 Mr. Mohit Jain- investments in foreign securities of the Scheme. Axis Bank Ltd. 1.83 Total 59.21 Managing Since: Mar - 2015 Total Experience: Bajaj Finance Ltd. 1.42 Cash, Cash Equivalents And Others 40.79 Mr. Dinesh Balachandran Over 17 Years Mr. Mohit Jain Over 6 Years Asian Paints Ltd. 1.31 Grand Total 100.00 • Benchmark: 50% CRISIL 1 year CD Index + 50% S&P BSE Sensex Index (TRI) State Bank Of India 1.28 • Exit Load: For exit on or before 12 months from Bharti Airtel Ltd. 1.27 the date of allotment: - For 8% of investment-Nil; For remaining investments: 1%;For exit after 12 HCL Technologies Ltd. 1.20 months from the date of allotment: Nil • Entry Load: N.A. Maruti Suzuki India Ltd. 1.16 • Plans Available: Regular, Direct • Options: Growth, Dividend Mahindra & Mahindra Ltd. 0.87 • SIP Any Day SIP’ Facility is available for Monthly, Sun Pharmaceutical Industries Ltd. 0.77 Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then the immediate following Business Day will be considered for SIP processing. PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Daily - Minimum 500 & in multiples of 1 ASSET CLASS / RATING CLASS (%) thereafter for a minimum of 12 instalments. INDUSTRY ALLOCATION (%) (Kindly refer notice cum addendum dated June 02, 2020 for further details) Financial Services 23.86 `` Weekly - Minimum 1000 & in multiples of 1 IT 11.44 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a Oil & Gas 7.64 minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1 Consumer Goods 6.83 40.79 thereafter for minimum six months (or) Automobile 3.17 minimum`` 500 & in multiples of 1 thereafter for minimum one year Construction 1.97 Quarterly - Minimum`` 1500 & in multiples of 1 thereafter for minimum one year. Telecom 1.27 59.21 Semi Annual - Minimum` 3000 & in multiples of Power 0.98 ` 1 thereafter for a minimum of 4 installments. Annual - Minimum`` 5000 & in multiples of 1 Pharma 0.77 thereafter for a minimum of 4 installments. Cement & Cement Products 0.73 • Minimum Investment ``5000 & in multiples of 1 Metals 0.55 • Additional Investment Cash, Cash Equivalents And Others 40.79 Large Cap `` 1000 & in multiples of 1 Cash, Cash Equivalents, And Others

Quantitative Data SBI Dynamic Asset Allocation Fund This product is suitable for investors who are seeking^: Standard Deviation# : 10.34% • Regular income and capital growth # Beta : 0.86 • Dynamic Asset allocation between equity and equity related Instruments and fixed income Sharpe Ratio# : 0.22 instruments so as to provide with long term capital appreciation. # Source: CRISIL Fund Analyser Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate will be at Very High risk for them. (3.47% as on 31st January 2021) Basis for Ratio Calculation: 3 Years Monthly Data Points 34 HYBRID - CONSERVATIVE HYBRID FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Growth 46.9838 Dir-Plan-Growth 50.1506

Reg-Plan-Monthly Dividend 14.4315 Dir-Plan-Monthly Dividend 18.3580

(Previously known as SBI Magnum Monthly Reg-Plan-Quarterly Dividend 13.5505 Dir-Plan-Quarterly Dividend 15.3231 Income Plan) Reg-Plan-Annual Dividend 16.5723 Dir-Plan-Annual Dividend 19.9991

Investment Objective PORTFOLIO To provide the investors an opportunity to invest primarily in Debt and Money Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total market instruments and secondarily in AUM AUM equity and equity related instruments. Equity Shares Tata Realty And Infrastructure Ltd. [ICRA]AA 2.49 V-Guard Industries Ltd. 1.39 Indinfravit Trust CRISIL AAA 2.04 Fund Details Sheela Foam Ltd. 1.37 Tata Power Company Ltd. IND AA 1.89 Procter & Gamble Hygiene And Health Care Ltd. 1.25 Punjab National Bank • Type of Scheme L&T Technology Services Ltd. 1.22 (At1 Bond Under Basel III) IND AA 1.03 Titan Company Ltd. 1.14 Punjab National Bank An open-ended Hybrid Scheme investing Dixon Technologies (India) Ltd. 1.13 (Tier Ii Bond Under Basel III) CRISIL AA+ 1.02 predominantly in debt instruments. TVS Motor Company Ltd. 1.12 Vadodara Bharuch Tollway Ltd. • Date of Allotment: 09/04/2001 Page Industries Ltd. 1.09 (Subsidiary Of L&T IDPL Limited) IND A 1.00 Indian Bank • Report As On: 31/01/2021 Jk Cement Ltd. 1.07 Pi Industries Ltd. 1.01 (At1 Bond Under Basel III) CRISIL AA 0.50 • AAUM for theMonth of January 2021 Bajaj Finance Ltd. 0.95 Zuvan Energy Pvt. Ltd. (SPV Of Greenko) CARE AA(CE) 0.31 ` 1,015.21 Crores Bharti Airtel Ltd. 0.94 Shreyas Renewable Energy Pvt.Ltd. • AUM as on January 31, 2021 Interglobe Aviation Ltd. 0.93 (Spv Of Greenko) CARE AA(CE) 0.31 ` 998.35 Crores ICICI Bank Ltd. 0.91 SEI Enerstar Renewable Lemon Tree Hotels Ltd. 0.89 • Fund Managers: Energy Pvt. Ltd. (SPV Of Greenko) CARE AA(CE) 0.31 Larsen & Toubro Ltd. 0.80 Sei Enerstar Renewable Mr. Ruchit Mehta- Equity Axis Bank Ltd. 0.80 Energy Pvt. Ltd. (Spv Of Greenko) CARE AA(CE) 0.31 Mr. Dinesh Ahuja- Debt Automotive Axles Ltd. 0.80 SEI Baskara Power Pvt. Ltd. Mr. Mohit Jain - Investments in foreign Maruti Suzuki India Ltd. 0.79 (SPV Of Greenko) CARE AA(CE) 0.31 Mrs. Bectors Food Specialities Ltd. 0.73 securities portion Pratyash Renewable Pvt.Ltd. The Ramco Cements Ltd. 0.70 (SPV Of Greenko) CARE AA(CE) 0.31 Managing Since: July-2011 GE T&D India Ltd. 0.70 Elena Renewable Energy Pvt. Ltd. • Total Experience Gland Pharma Ltd. 0.64 (SPV Of Greenko) CARE AA(CE) 0.31 Mr. Ruchit Mehta - Over 14 years Zee Entertainment Enterprises Ltd. 0.62 Divyesh Power Pvt. Ltd. Prataap Snacks Ltd. 0.62 (SPV Of Greenko) CARE AA(CE) 0.31 Mr. Dinesh Ahuja - Over 20 years Antony Waste Handling Cell Ltd. 0.50 Aashman Energy Pvt. Ltd. Mr. Mohit Jain - Over 6 years Total 24.11 (SPV Of Greenko) CARE AA(CE) 0.31 • Benchmark: Non Convertible Debentures Aarish Solar Power Pvt. Ltd. (SPV Of Greenko) CARE AA(CE) 0.31 NIFTY 50 Hybrid Composite Debt 15:85 Index Indian Bank (Tier Ii Bond Under Basel III) IND AA+ 4.47 State Bank Of India • Exit Load: For exit within 1 year from the date Coastal Gujarat Power Ltd. (Tier Ii Bond Under Basel III) CRISIL AAA 0.05 of allotment For 10% of investment : Nil (Guaranteed By Tata Power Limited) IND AA(CE) 4.19 Total 37.37 For remaining investment: 1.00% Indian Bank Zero Coupon Bonds (Tier Ii Bond Under Basel III) CRISIL AAA 4.01 Tata Motor Finance Holdings Ltd. [ICRA]AA- 3.59 For exit after one year from the date of Manappuram Finance Ltd. CRISIL AA 3.17 Embassy Office Parks Reit CRISIL AAA 3.00 allotment – Nil Canara Bank Total 6.59 • Entry Load: N.A. (At1 Bond Under Basel III) IND AA 3.08 Government Securities L&T Metro Rail (Hyderabad) Ltd. • Plans Available: Regular, Direct Government Of India SOVEREIGN 15.38 [Guaranteed By Total 15.38 • Options: Growth, Dividend Larsen & Toubro Limited] [ICRA]AAA(CE) 2.75 Cash, Cash Equivalents And Others 16.55 • SIP Cholamandalam Investment & Grand Total 100.00 Finance Co. Ltd. [ICRA]AA+ 2.58 Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then the PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY immediate following Business Day will be INDUSTRY ALLOCATION (%) ASSET CLASS / RATING CLASS (%) considered for SIP processing. Daily - Minimum 500 & in multiples of 1 Financial Services 26.16 thereafter for a minimum of 12 instalments. Sovereign 15.38 10.16 (Kindly refer notice cum addendum dated June Power 9.18 16.55 02, 2020 for further details) Construction 8.33 6.95 Weekly - Minimum`` 1000 & in multiples of 1 Consumer Goods 7.63 thereafter for a minimum of 6 instalments. (or) 6.50 Minimum 500 & in multiples of 1 thereafter for Services 6.07 0.50 a minimum of 12 instalments. Automobile 2.71 15.38 Monthly - Minimum`` 1000 & in multiples of 1 Cement & Cement Products 1.77 11.85 thereafter for minimum six months (or) IT 1.22 minimum`` 500 & in multiples of 1 thereafter Textiles 1.09 4.59 for minimum one year Fertilisers & Pesticides 1.01 8.07 Quarterly - Minimum`` 1500 & in multiples of Telecom 0.94 19.45 1 thereafter for minimum one year. Industrial Manufacturing 0.70 Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of 4 Healthcare Services 0.64 Large Cap Midcap Small Cap Unclassified installments. Media And Entertainment 0.62 AAA and Equivalent Sovereign Below AA AA AA+ Annual - Minimum`` 5000 & in multiples of 1 Cash, Cash Equivalents And Others 16.55 Cash, Cash Equivalents, And Others thereafter for a minimum of 4 installments. • Minimum Investment ``5,000 & in multiples of 1 SBI Debt Hybrid Fund This product is suitable for investors who are seeking^: • Additional Investment ``1,000 & in multiples of 1 • Regular income and capital growth. • Investment primarily in Debt and Money market instruments and secondarily in equity and Quantitative Data equity related instruments. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Modified Duration : 2.48 years will be at Moderately High risk for them. Average Maturity : 3.28 years Macaulay Duration : 2.65 years Yield to Maturity : 5.84% 35 HYBRID - MULTI ASSET ALLOCATION FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Growth 32.4493 Dir-Plan-Growth 34.5758

Reg-Plan-Monthly Dividend 14.5090 Dir-Plan-Monthly Dividend 15.5261

Reg-Plan-Quarterly Dividend 14.4951 Dir-Plan-Quarterly Dividend 16.4236

Reg-Plan-Annual Dividend 18.3459 Dir-Plan-Annual Dividend 19.7004 (Previously known as SBI Magnum Monthly Income Plan - Floater) PORTFOLIO

Issuer Name Rating (%) Of Total % of AUM Derivatives Issuer Name Rating (%) Of Total % of AUM Derivatives Investment Objective Equity Shares Torrent Pharmaceuticals Ltd. 0.56 - Avenue Supermarts Ltd. 1.74 - Power Finance Corporation Ltd. 0.56 - To provide the investors an opportunity Tata Consumer Products Ltd. 1.49 - Adani Transmission Ltd. 0.56 - to invest in an actively managed portfolio Info Edge (India) Ltd. 1.33 - Alkem Laboratories Ltd. 0.54 - of multiple asset classes. Dabur India Ltd. 1.28 - Muthoot Finance Ltd. 0.53 - Fund Details Godrej Consumer Products Ltd. 1.24 - Container Corporation Of India Ltd. 0.52 - ICICI Lombard General Insurance Cadila Healthcare Ltd. 0.51 - Company Ltd. 1.15 - • Type of Scheme Bandhan Bank Ltd. 0.51 - Havells India Ltd. 1.15 - An open-ended Scheme investing in equity, debt Procter & Gamble Hygiene And Health Care Ltd. 0.47 - and gold and gold related instruments including Pidilite Industries Ltd. 1.12 - SBI Cards & Payment Services Ltd. 0.43 - ETFs and such other asset classes as SEBI may Aurobindo Pharma Ltd. 1.12 - NMDC Ltd. 0.43 - prescribe from time to time. Lupin Ltd. 1.07 - Bank Of Baroda 0.36 - • Date of Allotment: 21/12/2005 Marico Ltd. 0.94 - Oracle Financial Services Software Ltd. 0.33 - • Report As On: 31/01/2021 Colgate Palmolive (India) Ltd. 0.94 - Abbott India Ltd. 0.33 - • AAUM for theMonth of January 2021 Indus Towers Ltd. 0.81 - ` Hindustan Zinc Ltd. 0.31 - 296.28 Crores Indraprastha Gas Ltd. 0.79 - Punjab National Bank 0.19 - • AUM as on January 31, 2021 Ambuja Cements Ltd. 0.79 - ` 241.93 Crores General Insurance Corporation Of India 0.14 - Petronet LNG Ltd. 0.78 - National Stock Exchange Of India Ltd. • Fund Manager: Mr. Gaurav Mehta & Page Industries Ltd. 0.77 - -25-Feb-21 - (1.93) Mr. Raj Gandhi (for ETCDs) Motherson Sumi Systems Ltd. 0.77 - Total 36.89 (1.93) Managing Since: United Spirits Ltd. 0.76 - Government Securities Mr. Gaurav Mehta - Feb-2019 Berger Paints India Ltd. 0.76 - Mr. Raj Gandhi - Feb 27, 2020 Government Of India SOVEREIGN 29.91 - Total Experience: ICICI Prudential Life Insurance Company Ltd. 0.75 - Total 29.91 - Mr. Gaurav Mehta – over 12 years Larsen & Toubro Infotech Ltd. 0.74 - Exchange Traded Funds Mr. Raj Gandhi - over 14 years Biocon Ltd. 0.73 - SBI-ETF Gold 11.97 - • Benchmark: Hindustan Petroleum Corporation Ltd. 0.72 - Reliance Mutual Fund CPSE ETF 3.27 - 45% CRISIL 10 year Gilt Index +40%NIFTY 50 Bajaj Holdings & Investment Ltd. 0.72 - ICICI Prud Mutual Fund - Bharat 22 ETF 2.24 - TRI+15% Price of Gold (w.e.f. from November 06, HDFC Asset Management Company Ltd. 0.70 - Total 17.48 - 2020) DLF Ltd. 0.70 - Overseas ETF • Exit Load: For exit within 12 months from the Interglobe Aviation Ltd. 0.66 - SPDR Gold Trust 3.07 - date of allotment Piramal Enterprises Ltd. 0.65 - Total 3.07 - For 10% of investments : Nil United Breweries Ltd. 0.64 - For remaining investment: 1.00% Cash, Cash Equivalents, Siemens Ltd. 0.62 - Derivative Margin And Others 12.65 - For exit after 12 months from the date of Grand Total 100.00 allotment – Nil ACC Ltd. 0.60 - Bosch Ltd. 0.58 - • Entry Load: N.A. • Plans Available: Regular, Direct • Options: Growth, Dividend PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY • SIP Any Day SIP’ Facility is available for Monthly, INDUSTRY ALLOCATION (%) ASSET CLASS / RATING CLASS (%) Quarterly, Semi-Annual and Annual frequencies Sovereign 29.91 through electronic mode like OTM / Debit Exchange Traded Funds 20.55 Mandate. Default SIP date will be 10th. In case Consumer Goods 11.41 the SIP due date is a Non Business Day, then the Financial Services 6.69 12.65 immediate following Business Day will be Pharma 4.86 considered for SIP processing. IT 2.40 32.54 Daily - Minimum 500 & in multiples of 1 Oil & Gas 2.29 thereafter for a minimum of 12 instalments. Cement & Cement Products 1.39 20.55 (Kindly refer notice cum addendum dated June Automobile 1.35 02, 2020 for further details) Services 1.18 `` Weekly - Minimum 1000 & in multiples of 1 Chemicals 1.12 thereafter for a minimum of 6 instalments. (or) Telecom 0.81 4.35 Minimum 500 & in multiples of 1 thereafter for a Textiles 0.77 minimum of 12 instalments. Metals 0.74 29.91 `` Monthly - Minimum 1000 & in multiples of 1 Construction 0.70 thereafter for minimum six months (or) Industrial Manufacturing 0.62 minimum`` 500 & in multiples of 1 thereafter Power 0.56 Large Cap Midcap ETF Sovereign for minimum one year. Cash, Cash Equivalents, Quarterly - Minimum`` 1500 & in multiples of 1 Derivative Margin And Others 12.65 Cash, Cash Equivalents, Derivative Margin And Others thereafter for minimum one year. Semi Annual - Minimum 3000 & in SBI Multi Asset Allocation Fund multiples of 1 thereafter for a minimumof 4 This product is suitable for investors who are seeking^: installments. • Long term capital growth with potential for regular income Annual - Minimum 5000 & in multiples • Investment in a diversified portfolio of equity, fixed income and gold and gold related instruments including domestic and overseas ETFs; with a minimum allocation of 10% in each of the asset class of 1 thereafter for a minimum of 4 and units of REITs and InvITs with an allocation of up to 10%. installments. Investors understand that their principal will be at High risk ^Investors should consult their financial advisers if in doubt about whether the product is suitable • Minimum Investment for them. ``5,000 & in multiples of 1 • Additional Investment ``1,000 & in multiples of 1 36 SOLUTIONS ORIENTED SCHEME-CHILDREN’S FUND NET ASSET VALUE

Option NAV (` )

Reg-Plan-Growth 64.4608

Dir-Plan-Growth 69.0699 (Previously known as SBI Magnum Children's Benefit Fund)

Investment Objective PORTFOLIO To provide the investors an opportunity to earn regular income predominantly Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total through investment in debt and money AUM AUM market instruments and capital Equity Shares Engineers India Ltd. 0.50 appreciation through an actively managed equity portfolio. ABB India Ltd. 1.68 Page Industries Ltd. 0.15 Fund Details Narayana Hrudayalaya Ltd. 1.50 Manpasand Beverages Ltd. 0.08 HCL Technologies Ltd. 1.42 Total 22.34 • Type of Scheme An open-ended fund for investment for children Bharti Airtel Ltd. 1.41 Non Convertible Debentures having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier). Computer Age Management Services Ltd. 1.22 State Bank Of India (Tier Ii Bond Under Basel III) CRISIL AAA 7.38 • Date of Allotment: 21/02/2002 NHPC Ltd. 1.04 • Report As On: 31/01/2021 AAUM for theMonth of January 2021 Power Finance Corporation Ltd. CRISIL AAA 7.24 • Hawkins Cookers Ltd. 1.04 ` 73.34 Crores Food Corporation Of India [ICRA]AAA(CE) 6.85 • AUM as on January 31, 2021 GE T&D India Ltd. 1.03 ` 72.79 Crores Indian Bank • Fund Manager: State Bank Of India 0.97 (Tier Ii Bond Under Basel III) IND AA+ 3.06 Mr. R Srinivasan - Equity Automotive Axles Ltd. 0.96 Tata Power Company Ltd. IND AA 2.88 Managing since: January 13, 2021 Mr. Rajeev Radhakrishnan - Debt Tech Mahindra Ltd. 0.92 Punjab National Bank Managing Since: Jun-2008 MM Forgings Ltd. 0.89 (At1 Bond Under Basel III) IND AA 2.83 Total Experience: Muthoot Finance Ltd. CRISIL AA 2.83 Mr. R Srinivasan -Over 26 years Ahluwalia Contracts (India) Ltd. 0.89 Mr. Rajeev Radhakrishnan -Over 17 years Finolex Industries Ltd. 0.87 Total 33.07 • Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index Kirloskar Oil Engines Ltd. 0.85 Government Securities • Exit Load: Government Of India SOVEREIGN 13.69 With respect to units not subject to lock-in period TTK Prestige Ltd. 0.82 and the holding period is less than 3 years: 3% for Maruti Suzuki India Ltd. 0.76 Total 13.69 redemption/switch out before 1 year from the date of allotment; 2% for redemption/switch out after 1 Bosch Ltd. 0.76 State Development Loans year and up to 2 years from the date of allotment; Andhra Paper Ltd. 0.76 State Government Of Karnataka SOVEREIGN 4.29 1% for redemption/switch out after 2 years and up to 3 years from the date of allotment; Nil for Schaeffler India Ltd. 0.68 Total 4.29 redemption or switch-out after 3 years from the Wendt (India) Ltd. 0.63 Cash, Cash Equivalents And Others 26.61 date of allotment • Entry Load: N.A Sun Pharmaceutical Industries Ltd. 0.51 Grand Total 100.00 • Plans Available: Regular, Direct • Options: Growth, • SIP Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit Mandate. PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Default SIP date will be 10th. In case the SIP due INDUSTRY ALLOCATION (%) ASSET CLASS / RATING CLASS (%) date is a Non Business Day, then the immediate following Business Day will be considered for SIP Financial Services 25.53 processing. Sovereign 17.98 Daily - Minimum 500 & in multiples of 1 thereafter 6.75 3.55 for a minimum of 12 instalments. (Kindly refer Consumer Goods 8.79 26.61 notice cum addendum dated June 02, 2020 for Industrial Manufacturing 6.63 12.04 further details) Power 3.92 `` Weekly - Minimum 1000 & in multiples of 1 Automobile 2.48 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a IT 2.34 minimum of 12 instalments. Healthcare Services 1.50 Monthly - Minimum`` 1000 & in multiples of 1 Telecom 1.41 21.47 thereafter for minimum six months (or) minimum ` Construction 1.39 17.98 500 & in multiples of` 1 thereafter for minimum Paper 0.76 3.06 one year 8.54 Quarterly - Minimum`` 1500 & in multiples of 1 Pharma 0.51 thereafter for minimum one year. Textiles 0.15 Large Cap Midcap Small Cap Semi Annual - Minimum`` 3000 & in multiples of Cash, Cash Equivalents And Others 26.61 AAA and Equivalent AA+ AA Sovereign 1 thereafter for a minimum of 4 installments. Annual - Minimum`` 5000 & in multiples of 1 Cash, Cash Equivalents, And Others thereafter for a minimum of 4 installments. • Minimum Investment SBI Magnum Children's Benefit Fund - Savings Plan ``5,000 & in multiples of 1 This product is suitable for investors who are seeking^: Additional Investment • • Regular income and capital appreciation. ``1,000 & in multiples of 1 • Investment primarily in debt and money market instruments and secondarily in actively managed Quantitative Data equity and equity related instruments. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Modified Duration : 3.46 years will be at Moderately High risk for them. Average Maturity : 4.73 years Macaulay Duration : 3.67 years Yield to Maturity : 5.37% 37 HYBRID - EQUITY SAVINGS FUND

NET ASSET VALUE Option NAV (` ) Option NAV (` )

Reg-Plan-Growth 15.2534 Dir-Plan-Growth 16.4149 Reg-Plan-Monthly Dividend 14.1414 Dir-Plan-Monthly Dividend 15.0193 Reg-Plan-Quarterly Dividend 14.4236 Dir-Plan-Quarterly Dividend 15.5451

PORTFOLIO

Investment Objective Issuer Name Rating (%) Of Total % of AUM Derivatives Issuer Name Rating (%) Of Total % of AUM Derivatives Equity Shares Titan Company Ltd. 0.24 - The scheme aims to generate income by Housing Development Finance Corporation Ltd. 7.94 (6.26) Nestle India Ltd. 0.24 - investing in arbitrage opportunities in the Reliance Industries Ltd. 7.80 (5.45) Dr. Reddy's Laboratories Ltd. 0.23 - cash and derivatives segment of the Adani Ports And Special Economic Zone Ltd. 2.84 (2.71) TV Today Network Ltd. 0.21 - equity market, and capital appreciation Hindustan Unilever Ltd. 2.54 (1.73) Bajaj Finserv Ltd. 0.21 - through a moderate exposure in equity. Tech Mahindra Ltd. 2.51 (2.28) Bajaj Auto Ltd. 0.21 - ICICI Bank Ltd. 2.51 - Tata Motors Ltd. 0.19 - Fund Details HDFC Bank Ltd. 2.44 - Power Grid Corporation Of India Ltd. 0.19 - Kotak Mahindra Bank Ltd. 1.92 - Indusind Bank Ltd. 0.19 - • Type of Scheme Asian Paints Ltd. 1.90 - NTPC Ltd. 0.17 - An open-ended Scheme investing in equity, Axis Bank Ltd. 1.86 (0.19) Hero Motocorp Ltd. 0.17 - arbitrage and debt. Infosys Ltd. 1.83 - Cipla Ltd. 0.17 - Bharti Airtel Ltd. 1.59 - Britannia Industries Ltd. 0.17 - • Date of Allotment: 27/05/2015 Tata Steel Ltd. 1.35 (1.18) JSW Steel Ltd. 0.15 - • Report As On: 31/01/2021 Maruti Suzuki India Ltd. 1.32 - Eicher Motors Ltd. 0.15 - Bajaj Finance Ltd. 1.32 - SBI Life Insurance Company Ltd. 0.14 - • AAUM for theMonth of January 2021 Tata Consultancy Services Ltd. 1.31 - Oil & Natural Gas Corporation Ltd. 0.13 - ` 1,351.33 Crores HDFC Life Insurance Company Ltd. 1.25 - Hindalco Industries Ltd. 0.13 - • AUM as on January 31, 2021 Ganesha Ecosphere Ltd. 1.22 - Shree Cement Ltd. 0.12 - ` 1,316.38 Crores Sheela Foam Ltd. 1.19 - Bharat Petroleum Corporation Ltd. 0.12 - Grasim Industries Ltd. 1.05 (0.89) Coal India Ltd. 0.11 - • Fund Manager: Sun Pharmaceutical Industries Ltd. 1.03 (0.77) Indian Oil Corporation Ltd. 0.10 - Mr. Neeraj Kumar - Arbitrage portion ICICI Prudential Life Insurance Company Ltd. 0.99 - Gail (India) Ltd. 0.09 - Mr. Ruchit Mehta - Equity, Debt Dabur India Ltd. 0.99 (1.00) Petronet LNG Ltd. 0.02 (0.02) Managing Since: May-2015 Dixon Technologies (India) Ltd. 0.97 - Indigo Paints Ltd. 0.02 - Total Experience: Relaxo Footwears Ltd. 0.94 - Total 67.26 (23.97) Mr. Neeraj Kumar -Over 22 years UPL Ltd. 0.93 (0.81) Non Convertible Debentures Page Industries Ltd. 0.93 - Punjab National Bank Mr. Ruchit Mehta -Over 14 years InterGlobe Aviation Ltd. 0.82 - (Tier Ii Bond Under Basel III) CRISIL AA+ 3.09 - • Benchmark: Nifty Equity Savings Index Antony Waste Handling Cell Ltd. 0.82 - Indian Bank (Tier Ii Bond Under Basel III) IND AA+ 1.27 - ACC Ltd. 0.80 - • Exit Load: Tata Power Company Ltd. IND AA 0.80 - ITC Ltd. 0.72 - For exit on or before 15 days from the date State Bank Of India V-Guard Industries Ltd. 0.71 - of allotment – 0.10% For exit after 15 days (Tier Ii Bond Under Basel III) CRISIL AAA 0.76 - Larsen & Toubro Ltd. 0.66 - Vadodara Bharuch Tollway Ltd. from the date of allotment – Nil Procter & Gamble Hygiene And Health Care Ltd. 0.60 - (Subsidiary Of L&T IDPL Limited) IND A 0.38 - • Entry Load: N.A. Newgen Software Technologies Ltd. 0.52 - Indian Bank (At1 Bond Under Basel III) CRISIL AA 0.38 - State Bank Of India 0.44 - • Plans Available: Regular, Direct Food Corporation Of India [ICRA]AAA(CE) 0.38 - Divi's Laboratories Ltd. 0.43 - Total 7.06 - • Options: Growth, Dividend The Federal Bank Ltd. 0.40 (0.40) Zero Coupon Bonds HCL Technologies Ltd. 0.40 - • SIP Tata Motor Finance Holdings Ltd. [ICRA]AA- 4.27 - Mahindra & Mahindra Ltd. 0.29 - Any Day SIP’ Facility is available for Embassy Office Parks Reit CRISIL AAA 1.37 - United Spirits Ltd. 0.28 (0.28) Monthly, Quarterly, Semi-Annual and Bharat Forge Ltd. 0.27 - Total 5.64 - Annual frequencies through electronic Gabriel India Ltd. 0.26 - Cash, Cash Equivalents, Derivative Margin And Others 20.04 - mode like OTM / Debit Mandate. Default SIP Wipro Ltd. 0.25 - Grand Total 100.00 date will be 10th. In case the SIP due date is Ultratech Cement Ltd. 0.25 - a Non Business Day, then the immediate following Business Day will be considered PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY for SIP processing. INDUSTRY ALLOCATION (%) ASSET CLASS / RATING CLASS (%) Daily - Minimum 500 & in multiples of 1 Financial Services 31.38 thereafter for a minimum of 12 instalments. Consumer Goods 11.89 (Kindly refer notice cum addendum dated Oil & Gas 8.26 June 02, 2020 for further details) IT 6.82 20.04 Weekly - Minimum` 1000 & in multiples of Services 4.86 ` 1 thereafter for a minimum of 6 Automobile 2.59 instalments. (or) Minimum 500 & in Cement & Cement Products 2.22 4.65 multiples of 1 thereafter for a minimum of Textiles 2.15 1.18 12 instalments. Construction 2.03 4.36 58.00 Pharma 1.86 Monthly - Minimum` 1000 & in multiples of 2.51 Metals 1.74 0.84 ` 1 thereafter for minimum 6 months (or) Telecom 1.59 4.11 `` minimum 500 & in multiples of 1 Power 1.16 4.31 thereafter for minimum one year Fertilisers & Pesticides 0.93 Quarterly - Minimum` 1500 & in multiples Industrial Manufacturing 0.27 Large Cap Midcap Small Cap Unclassified of` 1 thereafter for minimum one year. Media And Entertainment 0.21 Cash, Cash Equivalents, AAA and Equivalent Below AA AA+ AA Semi Annual - Minimum` 3000 & in Derivative Margin And Others 20.04 Cash, Cash Equivalents, Derivative Margin and Others multiples of` 1 thereafter for a minimum of 4 installments. SBI Equity Savings Fund Annual - Minimum` 5000 & in multiples This product is suitable for investors who are seeking^: of` 1 thereafter for a minimum of 4 • Regular income & Capital appreciation. To generate income by investing in arbitrage opportunities in the cash and derivatives segment installments. • of the equity market, and capital appreciation through a moderate exposure in equity. • Minimum Investment Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable ``1000 & in multiples of 1 will be at Moderately High risk for them.

• Additional Investment ``1000 & in multiples of 1 38 HYBRID - ARBITRAGE FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend(in` /Unit) NAV (` )

Reg-Plan-Dividend 13.6851 27-Mar-20 (Reg Plan) 0.07 13.3989 27-Mar-20 (Dir Plan) 0.07 14.2690 Reg-Plan-Growth 26.0233 28-Feb-20 (Reg Plan) 0.07 13.4634 Dir-Plan-Dividend 14.6283 28-Feb-20 (Dir Plan) 0.07 14.3281 Dir-Plan-Growth 27.0738 31-Jan-20 (Reg Plan) 0.07 13.4238 31-Jan-20 (Dir Plan) 0.07 14.2766 Investment Objective Pursuant to payment of dividend, the NAV of Dividend Option of To provide capital appreciation and scheme/plans would fall to the extent of payout and statutory levy, if regular income for unit holders by applicable. identifying profitable arbitrage opportunities between the spot and PORTFOLIO derivative market segments as also through investment of surplus cash in Issuer Name Rating (%) Of Total % of AUM Derivatives Issuer Name Rating (%) Of Total % of AUM Derivatives debt and money market instruments. Equity Shares Bajaj Finance Ltd. 0.18 (0.18) Bharti Airtel Ltd. 8.68 (8.73) The Ramco Cements Ltd. 0.17 (0.17) Fund Details State Bank Of India 4.93 (4.96) SBI Life Insurance Company Ltd. 0.16 (0.16) Dr. Reddy's Laboratories Ltd. 4.15 (4.17) Info Edge (India) Ltd. 0.16 (0.16) Grasim Industries Ltd. 3.90 (3.92) Tata Chemicals Ltd. 0.14 (0.14) • Type of Scheme Housing Development Finance Corporation Ltd. 3.73 (3.75) Hindustan Unilever Ltd. 0.14 (0.14) An open-ended Scheme investing in ICICI Bank Ltd. 3.43 (3.45) Apollo Tyres Ltd. 0.14 (0.14) arbitrage opportunities. Axis Bank Ltd. 3.17 (3.19) Indraprastha Gas Ltd. 0.11 (0.12) Reliance Industries Ltd. 2.90 (2.92) Bajaj Auto Ltd. 0.11 (0.11) • Date of Allotment: 03/11/2006 JSW Steel Ltd. 2.56 (2.57) Glenmark Pharmaceuticals Ltd. 0.10 (0.10) ICICI Lombard General Insurance Company Ltd. 0.09 (0.09) • Report As On: 31/01/2021 Sun Pharmaceutical Industries Ltd. 2.43 (2.41) Ambuja Cements Ltd. 1.91 (1.92) Mahindra & Mahindra Ltd. 0.08 (0.08) • AAUM for theMonth of January 2021 Tata Steel Ltd. 1.89 (1.90) Cadila Healthcare Ltd. 0.08 (0.08) ` 3,273.30 Crores ITC Ltd. 1.84 (1.85) SRF Ltd. 0.07 (0.07) Zee Entertainment Enterprises Ltd. 1.75 (1.76) Marico Ltd. 0.07 (0.07) • AUM as on January 31, 2021 Aurobindo Pharma Ltd. 1.05 (1.06) Exide Industries Ltd. 0.07 (0.07) ` 3,344.12 Crores Dabur India Ltd. 1.04 (1.05) Bata India Ltd. 0.06 (0.06) Pidilite Industries Ltd. 1.03 (1.03) Ashok Leyland Ltd. 0.06 (0.06) • Fund Manager: Kotak Mahindra Bank Ltd. 0.93 (0.94) Voltas Ltd. 0.04 (0.04) Mr. Neeraj Kumar -Equity Portion (Managing Adani Ports And Special Economic Zone Ltd. 0.93 (0.93) Sun Tv Network Ltd. 0.04 (0.04) Infosys Ltd. 0.82 (0.83) HDFC Asset Management Company Ltd. 0.03 (0.03) Since Oct 2012) United Spirits Ltd. 0.80 (0.80) Balkrishna Industries Ltd. 0.03 (0.03) Mr. Rajeev Radhakrishnan -Debt Portion Canara Bank 0.76 (0.76) Page Industries Ltd. 0.02 (0.02) (Managing w.e.f. Jan 27, 2020) Divi's Laboratories Ltd. 0.69 (0.70) Nestle India Ltd. 0.02 (0.02) HDFC Bank Ltd. 0.68 (0.69) LIC Housing Finance Ltd. 0.02 (0.02) Total Experience: Asian Paints Ltd. 0.64 (0.65) ICICI Prudential Life Insurance Company Ltd. 0.02 (0.02) Mr. Neeraj Kumar -Over 22 years Petronet LNG Ltd. 0.59 (0.59) Bharat Forge Ltd. 0.02 (0.02) Tata Consultancy Services Ltd. 0.56 (0.56) Torrent Power Ltd. 0.01 (0.01) Mr. Rajeev Radhakrishnan -Over 17 years Escorts Ltd. 0.49 (0.49) MRF Ltd. 0.01 (0.01) • Benchmark: Nifty 50 Arbitrage Index. HDFC Life Insurance Company Ltd. 0.48 (0.49) Max Financial Services Ltd. 0.01 (0.01) Vedanta Ltd. 0.47 (0.47) Cummins India Ltd. 0.01 (0.01) • Exit Load: For exit on or before 1 month from Steel Authority Of India Ltd. 0.46 (0.46) Colgate Palmolive (India) Ltd. 0.01 (0.01) the date of allotment – 0.25% For exit after 1 Bajaj Finserv Ltd. 0.45 (0.46) Coal India Ltd. 0.01 (0.01) month from the date of allotment – Nil Maruti Suzuki India Ltd. 0.43 (0.43) Total 68.37 (68.73) Cipla Ltd. 0.43 (0.44) Commercial Papers • Entry Load: N.A. Muthoot Finance Ltd. 0.40 (0.40) Tata Motors Finance Ltd. CRISIL A1+ 1.43 - • Plans Available: Regular, Direct NTPC Ltd. 0.35 (0.35) Total 1.43 - Mahindra & Mahindra Financial Services Ltd. 0.35 (0.35) Government Securities • Option: Growth, Dividend ACC Ltd. 0.34 (0.34) Government Of India SOVEREIGN 1.51 - • SIP Shriram Transport Finance Company Ltd. 0.31 (0.31) Total 1.51 - Lupin Ltd. 0.30 (0.30) Treasury Bills Any Day SIP’ Facility is available for Monthly, Hindalco Industries Ltd. 0.30 (0.30) 364 Day T-Bill 07.05.21 SOVEREIGN 5.93 - Quarterly, Semi-Annual and Annual frequencies Gail (India) Ltd. 0.30 (0.30) 182 Day T-Bill 13.05.21 SOVEREIGN 3.70 - through electronic mode like OTM / Debit UPL Ltd. 0.29 (0.29) 364 Day T-Bill 13.05.21 SOVEREIGN 2.96 - Tech Mahindra Ltd. 0.29 (0.29) 182 Day T-Bill 18.03.21 SOVEREIGN 2.38 - Mandate. Default SIP date will be 10th. In case Shree Cement Ltd. 0.29 (0.29) 182 Day T-Bill 08.04.21 SOVEREIGN 1.49 - the SIP due date is a Non Business Day, then Britannia Industries Ltd. 0.26 (0.27) 364 Day T-Bill 22.04.21 SOVEREIGN 1.48 - the immediate following Business Day will be Ultratech Cement Ltd. 0.25 (0.25) 364 Day T-Bill 10.06.21 SOVEREIGN 1.48 - Titan Company Ltd. 0.23 (0.23) considered for SIP processing. Total 19.42 - DLF Ltd. 0.22 (0.23) Cash, Cash Equivalents, Daily - Minimum 500 & in multiples of 1 Tata Consumer Products Ltd. 0.21 (0.21) Derivative Margin And Others 9.27 - thereafter for a minimum of 12 instalments. NMDC Ltd. 0.20 (0.20) Grand Total 100.00 Larsen & Toubro Ltd. 0.19 (0.19) (Kindly refer notice cum addendum dated June 02, 2020 for further details) Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 instalments. (or) PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Minimum 500 & in multiples of 1 thereafter for INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) a minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1 Financial Services 21.56 thereafter for minimum six months (or) Sovereign 20.93 `` minimum 500 & in multiples of 1 thereafter Pharma 9.23 9.27 for minimum one year. Telecom 8.68 1.43 Quarterly - Minimum`` 1500 & in multiples of Cement & Cement Products 6.86 1 thereafter for minimum one year. Metals 5.89 Semi Annual - Minimum` 3000 & in multiples Consumer Goods 5.36 20.93 of` 1 thereafter for a minimum of 4 Oil & Gas 3.90 installments. IT 1.83 `` Annual - Minimum 5000 & in multiples of Media And Entertainment 1.79 62.69 1thereafter for a minimum of 4 installments. Automobile 1.42 0.14 • Minimum Investment Chemicals 1.17 5.54 ``5000 & in multiples of 1 Services 0.93 • Additional Investment Construction 0.41 ``1000 & in multiples of 1 Power 0.36 Fertilisers & Pesticides 0.29 Quantitative Data Industrial Manufacturing 0.10 Textiles 0.02 Large Cap Midcap Small Cap A1+ Sovereign Standard Deviation# : 0.86% Cash, Cash Equivalents, Beta# : 0.76 Derivative Margin And Others 9.27 Cash, Cash Equivalents, Derivative Margin and Others Sharpe Ratio# : 1.69 Portfolio Turnover* SBI Arbitrage Opportunities Fund Equity Turnover : 0.64 This product is suitable for investors who are seeking^: Total Turnover : 10.02 • Short term investment. Total Turnover = Equity + Debt + Derivatives • Investments to exploit profitable arbitrage opportunities between the spot and derivative # Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total market segments to provide capital appreciation and regular income. purchase for the last 12 months (including equity Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable derivatives) upon Avg. AUM of trailing twelve months. will be at Low risk for them. Risk Free rate: FBIL Overnight Mibor rate (3.47% as on 31st January 2021) Basis for Ratio Calculation: 3 Years Monthly Data Points 39 SOLUTIONS ORIENTED SCHEME-CHILDREN'S FUND

NET ASSET VALUE Option NAV (` ) Reg-Plan-Growth 12.6272

Dir-Plan-Growth 12.6981

Investment Objective

The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across sectors and market capitalizations. The scheme will also invest in debt and money market PORTFOLIO instruments with an endeavour to generate income. However, there is no guarantee or assurance that the Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total investment objective of the scheme will be achieved. AUM AUM Fund Details Equity Shares Procter & Gamble Hygiene And Health Care Ltd. 2.22 HDFC Bank Ltd. 4.51 Garware Technical Fibres Ltd. 2.18 • Type of Scheme An open-ended fund for investment for children ICICI Lombard General Insurance Company Ltd. 4.26 SEI Mihir Energy Pvt. Ltd. (SPV Of Greenko) 2.11 having a lock-in for at least 5 years or till the child Bharti Airtel Ltd. 3.81 Hatsun Agro Product Ltd. 1.91 attains age of majority (whichever is earlier) • Date of Allotment: 29/ 09/2020 Rajratan Global Wire Ltd. 3.79 Gland Pharma Ltd. 1.87 • Report As On: 31/01/2021 Ingersoll Rand (India) Ltd. 3.36 Reliance Industries Ltd. 1.43 • AAUM for theMonth of January 2021 ` 101.51 Crores Kirloskar Oil Engines Ltd. 3.28 Total 78.07 • AUM as on January 31, 2021 Automotive Axles Ltd. 3.24 Non Convertible Debentures ` 101.86 Crores Wendt (India) Ltd. 3.16 Indian Bank • Fund Manager: (At1 Bond Under Basel III) CRISIL AA 3.93 Mr. R Srinivasan -Equity Portion CSB Bank Ltd. 3.11 Mr. Dinesh Ahuja -Debt Portion Canara Bank Ratnamani Metals & Tubes Ltd. 2.92 Mr. Mohit Jain shall manage investments in (At1 Bond Under Basel III) CRISIL AA 3.93 foreign securities of the Scheme Avenue Supermarts Ltd. 2.86 Total 7.86 Managing since: September 29, 2020 Total Experience: Bajaj Finserv Ltd. 2.83 Cash, Cash Equivalents And Others 14.07 Mr. R. Srinivasan -Over 26 years Crisil Ltd. 2.80 Mr. Dinesh Ahuja -Over 20 years Grand Total 100.00 Mr. Mohit Jain -Over 6 years Privi Speciality Chemicals Ltd. 2.77 • Benchmark: CRISIL Hybrid 35+65 -Aggressive Page Industries Ltd. 2.67 Index • Exit Load: V-Mart Retail Ltd. 2.65 For all investments with respect to units not Grindwell Norton Ltd. 2.50 subject to lock-in period and the holding period is less than 3 years: V-Guard Industries Ltd. 2.49 • 3% for redemption/switch out on or before 1 Relaxo Footwears Ltd. 2.43 year from the date of allotment • 2% for redemption/switch out after 1 year and Divi's Laboratories Ltd. 2.32 up to 2 years from the date of allotment ABB India Ltd. 2.32 • 1% for redemption/switch out after 2 years and up to 3 years from the date of allotment Finolex Industries Ltd. 2.27 • Nil for redemption or switch-out after 3 years from the date of allotment. • Entry Load: NA PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY • Plans Available: Regular, Direct • Option: Growth INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) • SIP Financial Services 25.37 Daily - Minimum` 500 & in multiples of Re. 1 Industrial Manufacturing 19.00 thereafter for minimum of twelve installments 14.07 Weekly - Minimum` 1000 & in multiples of Re. Consumer Goods 14.56 26.11 1 thereafter for minimum of six installments or Automobile 7.03 Minimum` 500 & in multiples of Re. 1 7.86 thereafter for minimum of twelve Textiles 4.85 installments.Monthly - Minimum` 1000 & in multiples of Re. 1 thereafter for minimum six Telecom 3.81 months (or) minimum` 500 & in multiples of Metals 2.92 Re. 1 thereafter for minimum one year Quarterly - Minimum` 1500 & in multiples of Chemicals 2.77 14.24 Re. 1 thereafter for minimum one year Pharma 2.32 Semi-Annual - Minimum amount of investment 37.72 will be` 3,000 and in multiples of Re.1 Healthcare Services 1.87 thereafter for minimum 4 number of installments Oil & Gas 1.43 Annual - Minimum amount of investment will Cash, Cash Equivalents And Others 14.07 Large Cap Midcap Small Cap AA be` 5,000 and in multiples of Re.1 thereafter for minimum 4 number of installments. Cash, Cash Equivalents, Derivative Margin and Others • Minimum Investment ``5000 & in multiples of 1 SBI Magnum Children's Benefit Fund – Investment Plan • Additional Investment This product is suitable for investors who are seeking^: ``1000 & in multiples of 1 • Long term capital appreciation • Investment primarily in actively managed equity and equity related instruments and secondarily Quantitative Data in debt and money market securities. Modified Duration : 1.34 year Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Very High risk for them. Average Maturity : 1.71 year Macaulay Duration : 1.46 year Yield to Maturity : 5.27% 40 n)

(Previously

gnum Gilt

- -

n 27, 2020)

6.72

9.52

7.13

6.00

4.67

95.33

1 year +

s SBI Ma

Gilt Index

Jan - 2020

30/12/2000

Direct- 0.32%

Crisil 10 Yea

880.67 Crores

Regular- 0.63%

Mr. Dinesh Ahuja

Fund - Short Term Pla

(w.e.f. Ja

known a

SBI Magnum Constant

Maturity Fund

- NIL NIL

5.36

7.91

Fund

2.47

3.06

2.56

4.87

29.61

57.12

29.25 41.66 14.59 14.50

1 year +

Jun-2008

Mr. Rajeev

27/7/2007

Direct- 0.34%

Radhakrishna

Regular- 0.84%

26,487.15 Crores

Bond Fund Index

CRISIL Short Term

SBI Short Term Debt

s SBI

estments -

estment - Nil -

te of allotment:

8.07

1.50%

3.00

3.73

3.18

6.22

50.95

27.00

13.98

59.02 25.96

15.02

ining inv

2 years +

July-2011

12/11/2003

Direct- 0.71%

NIFTY Medium

Regular- 1.31%

Duration Fund

7,631.74 Crores

Mr. Dinesh Ahuja

Regular Savings Fund)

Previously known a

Duration Debt Index

(

For exit within 12 months

SBI Magnum Medium

from the da

For rema

- For 8% of inv

s SBI

llya &

3.77

2.52

3.23

2.65

7.27

83.74 12.49

61.10

22.64

12.49

te Bond Fund)

3 years +

1 Year – For the Nil;

Feb-2017

17/07/2014

Direct- 0.92%

Regular- 1.55%

3,632.44 Crores

Ms. Mansi Sajeja

Credit Risk Index

CRISIL Composite

Corpora

For 8% of the investments

within

Mr. Lokesh Ma

(Previously known a

SBI Credit Risk Fund

1 Year to 2 Years – For the Nil;

2 Year to 3 Years – For the Nil;

remaining investments - 3.00%

remaining investments - 1.50%

remaining investments - 0.75%

For 8% of the investments after

n 31 January 2021 31 January 2021

te of

fter 6

te Bond io includes GST, Base TER and additional expenses as per regulation

estments - 31 January 2021 Debt

0.14 8.53

7.48

2.46

2.91

2.57

5.02

Fund

Index

72.73 18.60

71.34

21.18

Jan-2019

3 years +

allotment - Nil

16/ 01/2019

Direct- 0.34%

Regular- 0.81%

& Mr. Mohit Ja Other Details Other

28,664.22 Crores

1.00% For exit a

For exit on or before 6

SBI Corporate Bond

remaining inv

months from the da

allotment: - For 4% of the

NIFTY Corpora

investments - Nil; - For the

Mr. Rajeev Radhakrishna Fund Details as on

ining

within

– Nil; Snapshot of Funds

- Composition by Assets as on Composition by Ratings as on

12.99

54.47

32.54

12.99 54.47

32.54

3.57

4.70

3.75

4.97

Fund

Jan-2011

3 years +

Debt Index

09/02/2004

Direct- 0.87%

1 month

For 10% of the

Regular- 1.64%

2,903.94 Crores

Mr. Dinesh Ahuja

NIFTY Composite

For the rema

SBI Dynamic Bond

investments

investments - 0.25%

4.55

7.66

4.03

5.28

4.28

6.39

7.66

48.85

38.94

53.40 38.94

Jan-2011

3 years +

remaining

25/11/1998

SBI Magnum

Direct- 0.84%

Income Fund

For 10% of the

Regular- 1.47%

1,772.87 Crores

Mr. Dinesh Ahuja

CRISIL Medium to

Year – Nil; For the

investments - 1.00%

investments within 1

Long Term Debt Index

s SBI

mic Gilt

- - NIL

4.03

5.29

4.24

5.04

87.87

12.13

74.08 13.60 12.32

Index.

Direct- 0.47%

Jan-2011

3 years +

Regular- 0.95%

Term Pla

4,324.90 Crores

30/12/2000

Mr. Dinesh Ahuja

CRISIL Dyna

(Previously known a

Magnum Gilt Fund - Long

SBI Magnum Gilt Fund

)

years)

(years

Ideal Investment Horizon Inception Date Month End AUM (Rs. in Crores) Scheme Name Managing Since Benchmark Expense Ratio

AA, AA+, AAA And EQUIVALENT

Below AA

Sovereign

Below A1+, A1+

Cash, Cash Equivalents, Derivatives and Others

Exit Load

Fund Manager

Modified Duration (

Average Maturity

Macaulay Duration (years

Yield to Maturity (%)

Equity Shares Corporate Debt Gilts Money Market Instruments Other Assets 52(6A)(b) and 52(6A)(c) of SEBI (MF) regulations for both Direct Regular plan. Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. Expense rat Snapshot of Debt Funds

SBI Magnum Ultra Short SBI Floating Rate Debt SBI Overnight Fund SBI Magnum Low Duration SBI Banking and PSU Fund SBI Liquid Fund (Previously known as Scheme Name Fund (Previously known as SBI SBI Savings Fund (Previously known as SBI (Previously known as SBI Duration Fund Fund SBI Magnum InstaCash Fund - Ultra Short Term Debt Fund) Treasury Advantage Fund) Premier Liquid Fund) (Previously known as SBI Magnum InstaCash Fund) Liquid Floater) Ideal Investment Horizon 3 months + 3 months + 3 years + 7day + 1 day + 31 years day + + 1 day +

Inception Date 27/7/2007 19/07/2004 09/10/2009 24/11/2003 21/05/1999 27/10/202001/10/2002 01/10/2002

Mr. Rajeev Mr. Rajeev Radhakrishnan Mr. Mohit Mr. Rajeev Mr. Rajeev Fund Manager Mr. R. Arun Jain - investments in foreign securities Mr. R. Arun Mr. R. Arun Mr. R. Arun Radhakrishnan of the Scheme (w.e.f. Jan 22, 2020) Radhakrishnan Radhakrishnan

Managing Since Jun-2008 Apr-2012 Nov-2013 May-2018 May-2010 Apr-2012Oct-2020 Apr-2012

NIFTY Low Duration NIFTY Money Market NIFTY Banking and NIFTY Ultra Short CRISIL Ultra Short Term CRISIL Overnight Index CRISIL Liquid Fund Index Benchmark Debt Index Index PSU Debt Index Duration Debt Index Debt Index Fund Details as on 31 January 2021

Month End AUM (Rs. in Crores) `15,616.72 Crores `21,486.45 Crores `15,294.59 Crores `40,144.60 Crores `11,025.56 Crores `98.19 Crores `11,148.26 Crores Modified Duration (years) 0.59 0.24 2.47 0.09 0.42 0.78 1 Day Average Maturity (years) 0.89 0.25 2.91 0.09 0.52 4.72 1 Day Macaulay Duration (years) 0.61 0.25 2.55 0.09 0.42 0.81 1 Day Yield to Maturity (%) 4.14 3.80 4.97 3.43 3.89 4.12 3.23

Regular- 1.01% Regular- 0.76% Regular- 0.81% Regular- 0.26% Regular- 0.49% Regular- 0.46% Regular- 0.18% Expense Ratio Direct- 0.40% Direct- 0.23% Direct- 0.34% Direct- 0.18% Direct- 0.31% Direct- 0.26% Direct- 0.11% Composition by Assets as on 31 January 2021 Equity Shares ------

Corporate Debt 29.22 - 57.89 - 23.76 9.83 -

Gilts 28.99 4.42 13.29 - 10.10 68.92 -

Money Market Instruments 31.12 95.59 7.05 93.32 48.13 - -

Other Assets 10.67 -0.01 21.77 6.68 18.01 21.25 100.00 Composition by Ratings as on 31 January 2021 AA, AA+, AAA And EQUIVALENT 31.76 - 57.82 - 24.89 9.83 -

Below AA 0.53 - 0.07 - - - -

Sovereign 37.01 17.66 15.42 31.55 21.64 74.07 -

Below A1+, A1+ 24.62 82.35 7.05 61.77 46.84 - -

Cash, Cash Equivalents, 6.08 -0.01 19.64 6.68 6.63 16.10 100.00 Derivatives and Others Other Details

Investor exit upon Exit Load as a % subscription / of redemption switch -in proceeds For exit within 3 days from Within 3 business the date of allotment: 0.10%, Exit Load NIL NIL Day 1 0.0070% NIL NIL days - 0.10% Day 2 0.0065% For exit on or after 3 days Day 3 0.0060% from the date o f allotment: Nil Day 4 0.0055% Day 5 0.0050% Day 6 0.0045% Day 7 0.0000% Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. Expense ratio includes GST, Base TER and additional expenses as per regulation 52(6A)(b) and 52(6A)(c) of SEBI (MF) regulations for both Direct and Regular plan. 42 DEBT- GILT FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

PF-Fixed Period-1 Year-Dividend 15.5591 PF-Regular Growth 32.3337 PF-Fixed Period-2 Year-Dividend 15.7466 Reg-Plan-Dividend 16.0518 PF-Fixed Period-3 Year-Dividend 15.2676 Reg-Plan-Growth 50.3661

(Previously known as SBI Magnum Gilt Fund - PF-Regular Dividend 16.2724 Dir-Plan-Dividend 17.2294 Long Term Plan) PF-Fixed Period-3 Year-Growth 30.2102 Dir-Plan-Growth 52.2254

Investment Objective PORTFOLIO To provide returns to the investors generated through investments in Issuer Name Rating (%) Of Total Government securities issued by the AUM Central Government and/or State Government Securities Government(s). Government Of India SOVEREIGN 74.08 Total 74.08 Fund Details State Development Loans State Government Of Karnataka SOVEREIGN 0.19 • Type of Scheme Total 0.19 An open-ended Debt Scheme investing in Treasury Bills government securities across maturity. 364 Day T-Bill 25.03.21 SOVEREIGN 4.60 • Date of Allotment: 30/12/2000 182 Day T-Bill 11.03.21 SOVEREIGN 3.57 • Report As On: 31/01/2021 364 Day T-Bill 04.02.21 SOVEREIGN 2.77 91 Day T-Bill 04.03.21 SOVEREIGN 2.31 • AAUM for theMonth of January 2021 91 Day T-Bill 18.03.21 SOVEREIGN 0.35 ` 4,356.78 Crores Total 13.60 • AUM as on January 31, 2021 Cash, Cash Equivalents And Others 12.13 ` 4,324.90 Crores Grand Total 100.00 • Fund Manager: Mr. Dinesh Ahuja Managing Since: Jan-2011 Total Experience: Over 20 years

• Benchmark: CRISIL Dynamic Gilt index • Exit Load: NIL PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY • Entry Load: N.A. ASSET ALLOCATION (%) RATING CLASS (%) • Plans Available: Regular, Direct Government Securities 74.08 • Options: Growth, Dividend 12.13 • SIP Treasury Bills 13.60 Any Day SIP’ Facility is available for Monthly, State Development Loans 0.19 Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit Cash, Cash Equivalents And Others 12.13 Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then the immediate following Business Day will be considered for SIP processing. Daily - Minimum 500 & in multiples of 1 87.87 thereafter for a minimum of 12 instalments. (Kindly refer notice cum addendum dated June 02, 2020 for further details) Sovereign Weekly - Minimum`` 1000 & in multiples of 1 Cash, Cash Equivalents, And Others thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1

thereafter for minimum six months (or) SBI Magnum Gilt Fund minimum`` 500 & in multiples of 1 thereafter This product is suitable for investors who are seeking^: for minimum one year • Regular income and capital growth for medium to long-term `` Quarterly - Minimum 1500 & in multiples of 1 • Investment in government securities. thereafter for minimum one year. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Semi Annual - Minimum` 3000 & in multiples will be at Moderate risk for them. of` 1 thereafter for a minimum of 4 installments. Annual - Minimum`` 5000 & in multiples of 1 thereafter for a minimum of 4 installments.

• Minimum Investment ``5,000 & in multiples of 1

• Additional Investment ``1,000 & in multiples of 1 Quantitative Data

Modified Duration : 4.03 years Average Maturity : 5.29 years Macaulay Duration : 4.24 years Yield to Maturity : 5.04% 43 DEBT-MEDIUM TO LONG DURATION FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Bonus 33.1951 Dir-Plan-Bonus 34.8447

Reg-Plan-Growth 54.7857 Dir-Plan-Growth 57.3952

Reg-Plan-Half Yearly Dividend 14.3291 Dir-Plan-Half Yearly Dividend 16.2846

Reg-Plan-Quarterly Dividend 15.4287 Dir-Plan-Quarterly Dividend 16.6716 Investment Objective

To provide investors an opportunity to generate regular income through investments in debt and money market PORTFOLIO instruments such that the Macaulay duration of the portfolio is between 4 Issuer Name Rating (%) Of Total years and 7 years. However, there is no AUM guarantee or assurance that the Non Convertible Debentures investment objective of the scheme will L&T Metro Rail (Hyderabad) Ltd. be achieved. The scheme doesn’t assure [Guaranteed By Larsen & Toubro Limited] [ICRA]AAA(CE) 5.77 or guarantee any returns. Indian Bank(Tier Ii Bond Under Basel III) IND AA+ 4.09 Tata Realty And Infrastructure Ltd. [ICRA]AA 3.93 Fund Details Coastal Gujarat Power Ltd. (Guaranteed By Tata Power Limited) IND AA(CE) 3.54 • Type of Scheme Ahmedabad-Maliya Tollway Ltd. [ICRA]AA(CE) 3.37 An open-ended medium to long-term Debt Scheme investing in instruments such that the Cholamandalam Investment & Finance Co. Ltd. [ICRA]AA+ 2.91 Macaulay Duration of the portfolio is between 4 Punjab National Bank(Tier Ii Bond Under Basel III) CRISIL AA+ 2.87 years to 7 years. (Please refer to the page no. 22 Aadhar Housing Finance Ltd. CARE AA 2.84 of SID for details on Macaulay’s Duration.) Indian Bank (Tier Ii Bond Under Basel III) CRISIL AAA 2.82 • Date of Allotment: 25/11/1998 State Bank Of India(Tier Ii Bond Under Basel III) CRISIL AAA 2.81 • Report As On: 31/01/2021 Tata Power Company Ltd. IND AA 2.65 • AAUM for theMonth of January 2021 Indostar Capital Finance Ltd. CARE AA- 2.26 ` 1,773.45 Crores Manappuram Finance Ltd. CRISIL AA 2.08 • AUM as on January 31, 2021 Muthoot Finance Ltd. CRISIL AA 1.70 ` 1,772.87 Crores Mahanagar Telephone Nigam Ltd. CRISIL AAA(CE) 1.43 • Fund Manager: Mr. Dinesh Ahuja Managing Since: Jan-2011 Canara Bank(At1 Bond Under Basel III) CRISIL AA 1.41 Total Experience: Over 20 years Indinfravit Trust CRISIL AAA 0.57 • Benchmark: CRISIL Medium to Long Term Debt Total 47.05 Index Zero Coupon Bonds • Exit Load: For exit within 1 year from the date Embassy Office Parks Reit CRISIL AAA 4.06 of allotment. Tata Motor Finance Holdings Ltd. [ICRA]AA- 2.29 For 10% of investment : Nil For remaining investment: 1.00% Total 6.35 For exit after one year from the date of Government Securities allotment – Nil Government Of India SOVEREIGN 38.94 • Entry Load: N.A. Total 38.94 • Plans Available: Regular, Direct Cash, Cash Equivalents And Others 7.66 • Options: Growth, Dividend Grand Total 100.00 • SIP Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY the SIP due date is a Non Business Day, then the ASSET ALLOCATION (%) RATING CLASS (%) immediate following Business Day will be considered for SIP processing. Non Convertible Debentures 47.05 Daily - Minimum 500 & in multiples of 1 7.66 thereafter for a minimum of 12 instalments. Government Securities 38.94 17.46 (Kindly refer notice cum addendum dated June 02, 2020 for further details) Zero Coupon Bonds 6.35 Weekly - Minimum`` 1000 & in multiples of 1 Cash, Cash Equivalents And Others 7.66 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a 9.87 minimum of 12 instalments. 38.94 Monthly - Minimum`` 1000 & in multiples of 1 thereafter for minimum six months (or) minimum`` 500 & in multiples of 1 thereafter for minimum one year 21.52 Quarterly - Minimum`` 1500 & in multiples of 1. 4.55 Semi Annual - Minimum` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. AAA and Equivalent AA Below AA AA+ Sovereign Annual - Minimum`` 5000 & in multiples of 1 thereafter for a minimum of 4 installments. Cash, Cash Equivalents, And Others • Minimum Investment ``5,000 & in multiples of 1 SBI Magnum Income Fund • Additional Investment This product is suitable for investors who are seeking^: `` 1,000 & in multiples of 1 • Regular income for medium to long-term Quantitative Data • Investment in Debt and Money Market Instruments. ^Investors should consult their financial advisers if in doubt about whether the product is suitable Modified Duration : 4.03 years Investors understand that their principal will be at Moderately High risk for them. Average Maturity : 5.28 years Macaulay Duration : 4.28 years Yield to Maturity : 6.39% 44 DEBT- DYNAMIC BOND FUND

NET ASSET VALUE

Option NAV (` )

Reg-Plan-Dividend 14.5064

Reg-Plan-Growth 27.6707

Dir-Plan-Dividend 16.3300

Dir-Plan-Growth 29.2359 Investment Objective

To provide investors attractive returns through investment in an actively managed portfolio of high quality debt PORTFOLIO securities of varying maturities. Issuer Name Rating (%) Of Total Fund Details AUM Non Convertible Debentures • Type of Scheme An open-ended Dynamic Debt Scheme Bharat Sanchar Nigam Ltd. CRISIL AAA(CE) 5.70 investing across duration. Mahanagar Telephone Nigam Ltd. CRISIL AAA(CE) 4.30 • Date of Allotment: 09/02/2004 Housing Development Finance Corporation Ltd. CRISIL AAA 2.99 • Report As On: 31/01/2021 Total 12.99 • AAUM for theMonth of January 2021 Government Securities ` 2,813.52 Crores Government Of India SOVEREIGN 54.47 • AUM as on January 31, 2021 ` 2,903.94 Crores Total 54.47 • Fund Manager: Mr. Dinesh Ahuja Cash, Cash Equivalents And Others 32.54 Managing Since: Jan-2011 Grand Total 100.00 Total Experience: Over 20 years • Benchmark: NIFTY Composite Debt Index • Exit Load: For exit within 1 month from the date of allotment For 10% of investment : Nil For remaining investment: 0.25% For exit after one month from the date of allotment – Nil • Entry Load: N.A. • Plans Available: Regular, Direct • Options: Growth, Dividend • SIP Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual frequencies through electronic mode like PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY OTM / Debit Mandate. Default SIP date will ASSET ALLOCATION (%) RATING CLASS (%) be 10th. In case the SIP due date is a Non Business Day, then the immediate following Government Securities 54.47 Business Day will be considered for SIP Non Convertible Debentures 12.99 processing. 12.99 Daily - Minimum 500 & in multiples of 1 Cash, Cash Equivalents And Others 32.54 thereafter for a minimum of 12 instalments. 32.54 (Kindly refer notice cum addendum dated June 02, 2020 for further details) Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Monthly - Minimum` 1000 & in multiples of 54.47 ` 1 thereafter for minimum six months (or) minimum`` 500 & in multiples of 1 thereafter for minimum one year AAA and Equivalent Sovereign Quarterly - Minimum` 1500 & in multiples of ` 1 thereafter for minimum one year. Cash, Cash Equivalents, And Others Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of 4 installments. Annual - Minimum`` 5000 & in multiples of SBI Dynamic Bond Fund 1 thereafter for a minimum of 4 This product is suitable for investors who are seeking^: installments. • Regular income for medium to long-term • Minimum Investment • Investment in high quality debt securities of varying maturities. ``5,000 & in multiples of 1 Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable • Additional Investment will be at Moderate risk for them. ``1,000 & in multiples of 1 Quantitative Data

Modified Duration : 3.57 years Average Maturity : 4.70 years Macaulay Duration : 3.75 years Yield to Maturity : 4.97% 45 DEBT- CORPORATE BOND FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Monthly Dividend 11.4030 Dir-Plan-Monthly Dividend 11.5202

An open-ended debt scheme predominantly investing in Reg-Plan-Growth 12.0819 Dir-Plan-Growth 12.2049 AA+ and above rated corporate bonds Reg-Plan- Quarterly Dividend 11.7389 Dir-Plan-Quarterly Dividend 11.8649

Investment Objective PORTFOLIO

The investment objective will be to provide the Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total investors an opportunity to predominantly invest in AUM AUM corporate bonds rated AA+ and above to generate Non Convertible Debentures National Highways Authority Of India CRISIL AAA 0.42 additional spread on part of their debt investments State Bank Of India NHPC Ltd. IND AAA 0.32 from high quality corporate debt securities while maintaining moderate liquidity in the portfolio (Tier Ii Bond Under Basel III) CRISIL AAA 6.53 Reliance Jio Infocomm Ltd. CRISIL AAA 0.25 through investment in money market securities. NABARD [ICRA]AAA 5.49 NHPC Ltd. [ICRA]AAA 0.11 HDFC Ltd. CRISIL AAA 5.49 HDFC Credila Financial Fund Details REC Ltd. CRISIL AAA 5.48 Services Pvt. Ltd. CRISIL AAA 0.11

• Type of Scheme Reliance Industries Ltd. CRISIL AAA 5.39 HDB Financial Services Ltd. CRISIL AAA 0.09 An open-ended debt scheme predominantly Power Finance Corporation Ltd. CRISIL AAA 5.34 LIC Housing Finance Ltd. CARE AAA 0.05 investing in AA+ and above rated corporate Indian Oil Corporation Ltd. CRISIL AAA 3.25 Total 68.44 bonds Air India Assets Holding Ltd. [ICRA]AAA 3.07 Zero Coupon Bonds • Date of Allotment: 16/01/2019 National Housing Bank CRISIL AAA 2.99 HDB Financial Services Ltd. CRISIL AAA 1.13 Oil & Natural Gas Corporation Ltd. [ICRA]AAA 2.57 LIC Housing Finance Ltd. CRISIL AAA 0.44 • Report As On: 31/01/2021 Larsen & Toubro Ltd. CRISIL AAA 2.55 Tata Capital Financial Services Ltd. [ICRA]AAA 0.28 • AAUM for theMonth of January 2021 Indian Railway Finance Total 1.85 ` 28,790.03 Crores Corporation Ltd. CRISIL AAA 2.34 Discounted Securitised Debt • AUM as on January 31, 2021 Hindustan Petroleum Rent A Device Trust ` 28,664.22 Crores Corporation Ltd. CRISIL AAA 1.79 (Obligor - Reliance Retail Ltd.) [ICRA]AAA(SO) 0.64 • Fund Manager: Mr. Rajeev Radhakrishnan Tata Capital Ltd. CRISIL AAA 1.65 Reliable Devices Trust Mr. Mohit Jain- investments in foreign securities Power Grid Corporation Of India Ltd. CRISIL AAA 1.45 (Obligor - Reliance Retail Ltd.) [ICRA]AAA(SO) 0.41 of the Scheme. Mahindra & Mahindra Ltd. CRISIL AAA 1.26 Total 1.05 Managing Since: Jan-2019 Nabha Power Ltd. [ICRA]AAA(CE) 1.09 Government Securities Total Experience: Housing And Urban Development Government Of India SOVEREIGN 18.60 Mr. Rajeev Radhakrishnan Over 17 years Corporation Ltd. [ICRA]AAA 1.06 Total 18.60 Mr. Mohit Jain Over 6 Years Tata Capital Housing Finance Ltd. CRISIL AAA 1.02 State Development Loans • Benchmark: NIFTY Corporate Bond Index Bank Of Baroda State Government Of Gujarat SOVEREIGN 1.36 • Exit Load: (Tier Ii Bond Under Basel III) IND AAA 0.92 State Government Of Tamil Nadu SOVEREIGN 0.53 • For exit on or before 6 months from the date NABARD CRISIL AAA 0.91 State Government Of Andhra Pradesh SOVEREIGN 0.25 of allotment: - For 4% of the investments - Nil; - Small Industries Development State Government Of Rajasthan SOVEREIGN 0.10 For the remaining investments - 1.00% Bank Of India CARE AAA 0.88 State Government Of Maharashtra SOVEREIGN 0.10 For exit after 6 months from the date of Mahindra & Mahindra Financial State Government Of Kerala SOVEREIGN 0.10 allotment - Nil Services Ltd. IND AAA 0.87 Total 2.44 • Entry Load: N.A. NTPC Ltd. CRISIL AAA 0.72 Treasury Bills Small Industries Development • Plans Available: Regular, Direct GOI 17.12.2024 GOV SOVEREIGN 0.13 Bank Of India [ICRA]AAA 0.65 • Options: Growth, Dividend GOI 17.12.2022 GOV SOVEREIGN 0.01 LIC Housing Finance Ltd. CRISIL AAA 0.64 • SIP Total 0.14 Mahindra & Mahindra Ltd. IND AAA 0.63 Any Day SIP’ Facility is available for Monthly, Cash, Cash Equivalents And Others 7.48 Export-Import Bank Of India CRISIL AAA 0.61 Quarterly, Semi-Annual and Annual frequencies Grand Total 100.00 India Grid Trust CRISIL AAA 0.45 through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then the PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY immediate following Business Day will be considered for SIP processing. ASSET ALLOCATION (%) RATING CLASS (%) Daily - Minimum 500 & in multiples of 1 Non Convertible Debentures 68.44 thereafter for a minimum of 12 instalments. 7.48 (Kindly refer notice cum addendum dated June Government Securities 18.60 02, 2020 for further details) Weekly - Minimum`` 1000 & in multiples of 1 State Development Loans 2.44 thereafter for a minimum of 6 instalments. (or) 21.18 Minimum 500 & in multiples of 1 thereafter for a Zero Coupon Bonds 1.85 minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1 Discounted Securitised Debt 1.05 thereafter for minimum six months (or) ``Treasury Bills 0.14 minimum 500 & in multiples of 1 thereafter 71.34 for minimum one year Cash, Cash Equivalents And Others 7.48 Quarterly - Minimum`` 1500 & in multiples of 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Sovereign AAA and Equivalent Annual - Minimum`` 5000 & in multiples of 1 thereafter for a minimum of 4 installments. Cash, Cash Equivalents, And Others • Minimum Investment ``5,000 & in multiples of 1 SBI Corporate Bond Fund This product is suitable for investors who are seeking^: • Additional Investment ``1,000 & in multiples of 1 • Regular income for medium term Quantitative Data • Investment predominantly in corporate bond securities rated AA+ and above ^Investors should consult their financial advisers if in doubt about whether the product is suitable Investors understand that their principal for them. Modified Duration : 2.46 years will be at Moderate risk Average Maturity : 2.91 years Macaulay Duration : 2.57 years Yield to Maturity : 5.02% 46 DEBT- CREDIT RISK FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Dividend 15.4307 Dir-Plan-Dividend 16.6763

Reg-Plan-Daily Dividend 11.2971 Dir-Plan-Daily Dividend 11.3694

Reg-Plan-Growth 34.1321 Dir-Plan-Growth 35.8338 (Previously known as SBI Corporate Bond Fund)

PORTFOLIO

Investment Objective Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total AUM AUM To provide the investors an opportunity Non Convertible Debentures Ahmedabad-Maliya Tollway Ltd. [ICRA]AA(CE) 0.82 to predominantly invest in corporate Indinfravit Trust CRISIL AAA 4.21 Power Finance Corporation Ltd. CRISIL AAA 0.73 bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate Tata International Ltd.(Perpetual Bond) CARE A 4.16 Union Bank Of India attractive returns while maintaining Bharti Airtel Ltd. CRISIL AA 4.03 (At1 Bond Under Basel III) IND AA 0.69 moderate liquidity in the portfolio Vadodara Bharuch Tollway Ltd. Punjab National Bank through investment in money market (Subsidiary Of L&T IDPL Limited) IND A 3.57 (At1 Bond Under Basel III) IND AA 0.69 securities. State Bank Of India Indian Bank (Tier Ii Bond Under Basel III) CRISIL AAA 3.46 (At1 Bond Under Basel III) CRISIL AA 0.69 Fund Details Tata Projects Ltd. IND AA 3.13 Canara Bank(At1 Bond Under Basel III) CRISIL AA 0.69 Coastal Gujarat Power Ltd. Bharat Sanchar Nigam Ltd. CRISIL AAA(CE) 0.69 • Type of Scheme (Guaranteed By Tata Power Limited) IND AA(CE) 2.88 Indian Bank(At1 Bond Under Basel III) CRISIL AA 0.55 An open-ended Debt Scheme predominantly Canara Bank (Tier Ii Bond Under Basel III) IND AAA 2.85 Zuvan Energy Pvt. Ltd. (SPV Of Greenko) CARE AA(CE) 0.41 investing in AA and below rated corporate Aadhar Housing Finance Ltd. CARE AA 2.83 Shreyas Renewable Energy Pvt.Ltd. bonds (excluding AA+ rated corporate bonds). Mahindra Rural Housing Finance Ltd. IND AA+ 2.80 (SPV Of Greenko) CARE AA(CE) 0.41 • Date of Allotment: 17/07/2014 Motilal Oswal Home Finance Ltd. CRISIL AA- 2.78 SEI Enerstar Renewable Energy Pvt. Ltd. • Report As On: 31/01/2021 Avanse Financial Services Ltd. CARE A+ 2.76 (SPV Of Greenko) CARE AA(CE) 0.41 • AAUM for theMonth of January 2021 Vip Industries Ltd. CRISIL AA 2.75 Sei Enerstar Renewable Energy Pvt. Ltd. ` 3,653.62 Crores Crompton Greaves Consumer (SPV Of Greenko) CARE AA(CE) 0.41 • AUM as on January 31, 2021 ` 3,632.44 Crores Electricals Ltd. CRISIL AA+ 2.52 SEI Baskara Power Pvt. Ltd. • Fund Manager: Gateway Distriparks Ltd. IND AA- 2.24 (SPV Of Greenko) CARE AA(CE) 0.41 Mr. Lokesh Mallya & Ms. Mansi Sajeja Manappuram Finance Ltd. CRISIL AA 2.15 Pratyash Renewable Pvt.Ltd. Managing Since: Feb-2017 AU Small Finance Bank Ltd.(Tier II) CRISIL AA- 2.14 (SPV Of Greenko) CARE AA(CE) 0.41 Total Experience: HDFC Ltd. CRISIL AAA 2.12 Elena Renewable Energy Pvt. Ltd. Mr. Lokesh Mallya - Over 10 years Pune Solapur Expressways Pvt. Ltd. (SPV Of Greenko) CARE AA(CE) 0.41 Ms. Mansi Sajeja - Over 12 years (A Tata Realty And Divyesh Power Pvt. Ltd. • Benchmark: CRISILComposite Credit Risk Infrastructure Limited JV) [ICRA]AA- 2.04 (SPV Of Greenko) CARE AA(CE) 0.41 Index Godrej Industries Ltd. CRISIL AA 1.79 Aashman Energy Pvt. Ltd. • Exit Load For exit within 12 months from the date of L&T Metro Rail (Hyderabad) Ltd. (SPV Of Greenko) CARE AA(CE) 0.41 allotment: For 8% of the investment – Nil For [Guaranteed By Aarish Solar Power Pvt. Ltd. the remaining investment - 3% For exit after 12 Larsen & Toubro Limited] [ICRA]AAA(CE) 1.78 (SPV Of Greenko) CARE AA(CE) 0.41 months but within 24 months from the date of Muthoot Finance Ltd. CRISIL AA 1.63 Total 79.62 allotment: For 8% of the investment – Nil For Reliance Industries Ltd. CRISIL AAA 1.44 Zero Coupon Bonds the remaining investment -1.5% For exit after Tata Power Renewable Energy Ltd. Tata Motor Finance Holdings Ltd. [ICRA]AA- 2.95 24 months but within 36 months from the date (Guaranteed By Tata Power Limited) CARE AA(CE) 1.42 Aditya Birla Fashion And Retail Ltd. CRISIL AA 1.17 of allotment: For 8% of the investment – Nil For Latur Renewable Pvt. Ltd. CRISIL AA(CE) 1.39 the remaining investment -0.75%; For exit after Total 4.12 36 months from the date of allotment – Nil Shriram Transport Finance Company Ltd.CRISIL AA+ 1.38 Government Securities • Entry Load: N.A. Indian Bank (Tier Ii Bond Under Basel III) CRISIL AAA 1.38 Government Of India SOVEREIGN 12.49 • Plans Available: Regular, Direct Fullerton India Home Finance Total 12.49 • Options: Growth, Dividend Company Ltd. CARE AAA 1.38 Cash, Cash Equivalents And Others 3.77 • SIP Tata Realty And Infrastructure Ltd. [ICRA]AA 0.96 Grand Total 100.00 Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY the immediate following Business Day will be ASSET ALLOCATION (%) RATING CLASS (%) considered for SIP processing. Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Non Convertible Debentures 79.62 (Kindly refer notice cum addendum dated June 3.77 02, 2020 for further details) Government Securities 12.49 12.49 20.04 Weekly - Minimum`` 1000 & in multiples of 1 Zero Coupon Bonds 4.12 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for Cash, Cash Equivalents And Others 3.77 a minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1 6.70 thereafter for minimum six months (or) `` minimum 500 & in multiples of 1 thereafter 22.64 for minimum one year Quarterly - Minimum`` 1500 & in multiples of 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of 4 34.36 installments. Annual - Minimum`` 5000 & in multiples of 1 thereafter for a minimum of 4 installments. • Minimum Investment$ AAA and Equivalent Below AA AA+ AA ``5000 & in multiples of 1 (Restrict investment in the scheme to a maximum limit Cash, Cash Equivalents, And Others Sovereign of 10 Cr. per investor across all folios on cumulative investment) • Additional Investment ``1,000 & in multiples of 1 SBI Credit Risk Fund Quantitative Data This product is suitable for investors who are seeking^: • Regular income for medium term Modified Duration : 2.52 years • Predominantly investment in corporate debt securities rated AA and below. Average Maturity : 3.23 years ^Investors should consult their financial advisers if in doubt about whether the product is suitable Macaulay Duration : 2.65 years Investors understand that their principal will be at High risk for them. Yield to Maturity : 7.27% $per investor per day across all subscription transactions (i.e. fresh purchases, additional purchases, switch-in and trigger transactions such as SIP, STP and RSP trigger), as available under the scheme. 47 DEBT- MEDIUM DURATION FUND

NET ASSET VALUE

Option NAV (` )

Reg-Plan-Dividend 15.2448

Reg-Plan-Growth 39.3296 (Previously known as SBI Regular Savings Fund) Dir-Plan-Dividend 16.1421

Dir-Plan-Growth 41.5266

Investment Objective PORTFOLIO To provide investors an opportunity to generate attractive returns with moderate Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total degree of liquidity through investments AUM AUM in debt and money market instruments Non Convertible Debentures Tata Motors Ltd. CARE AA- 0.36 State Bank Of India JM Financial Asset Reconstruction such that the Macaulay duration of the (Tier Ii Bond Under Basel III) CRISIL AAA 6.21 Company Ltd. [ICRA]AA- 0.33 portfolio is between 3 years – 4 years. Indian Bank Cholamandalam Investment & However, there is no guarantee or (Tier Ii Bond Under Basel III) CRISIL AAA 4.39 Finance Co. Ltd. [ICRA]AA+ 0.20 assurance that the investment objective Tata Realty And Infrastructure Ltd. [ICRA]AA 4.10 Zuvan Energy Pvt. Ltd. Punjab National Bank (SPV Of Greenko) CARE AA(CE) 0.07 of the scheme will be achieved. The (Tier Ii Bond Under Basel III) CRISIL AA+ 3.49 Shreyas Renewable Energy Pvt.Ltd. scheme doesn’t assure or guarantee any Muthoot Finance Ltd. CRISIL AA 3.35 (SPV Of Greenko) CARE AA(CE) 0.07 returns. Latur Renewable Pvt. Ltd. CRISIL AA(CE) 3.24 SEI Enerstar Renewable Energy Pvt. Ltd. India Grid Trust CRISIL AAA 3.07 (SPV Of Greenko) CARE AA(CE) 0.07 Fund Details Indian Bank(At1 Bond Under Basel III) CRISIL AA 2.70 SEI Enerstar Renewable Energy Pvt. Ltd. Mahindra Rural Housing Finance Ltd. IND AA+ 2.66 (SPV Of Greenko) CARE AA(CE) 0.07 • Type of Scheme Aadhar Housing Finance Ltd. CARE AA 2.31 SEI Baskara Power Pvt. Ltd. An open-ended medium term Debt Scheme Coastal Gujarat Power Ltd. (SPV Of Greenko) CARE AA(CE) 0.07 investing in instruments such that the (Guaranteed By Tata Power Limited) IND AA(CE) 2.06 Pratyash Renewable Pvt.Ltd. Macaulay Duration of the portfolio is between Tata Motors Finance Solutions Ltd. CARE AA- 1.96 (SPV Of Greenko) CARE AA(CE) 0.07 3 years and 4 years. (Please refer to the page Tata Power Company Ltd. IND AA 1.64 L&T Metro Rail (Hyderabad) Ltd. [Guaranteed By no. 22 of SID for details on Macaulay’s Pune Solapur Expressways Pvt. Ltd. Larsen & Toubro Limited] [ICRA]AAA(CE) 0.07 Duration.) (A Tata Realty And Infrastructure Limited JV) [ICRA]AA- 1.38 Elena Renewable Energy Pvt. Ltd. • Date of Allotment: 12/11/2003 Indinfravit Trust CRISIL AAA 1.27 (PV Of Greenko) CARE AA(CE) 0.07 • Report As On: 31/01/2021 Mahanagar Telephone Nigam Ltd. CRISIL AAA(CE) 1.26 Divyesh Power Pvt. Ltd. • AAUM for theMonth of January 2021 Canara Bank (SPV Of Greenko) CARE AA(CE) 0.07 ` 7,315.33 Crores (At1 Bond Under Basel III) CRISIL AA 1.21 Aashman Energy Pvt. Ltd. • AUM as on January 31, 2021 Manappuram Finance Ltd. CRISIL AA 1.17 (SPV Of Greenko) CARE AA(CE) 0.07 ` 7,631.74 Crores Shriram Transport Finance Aarish Solar Power Pvt. Ltd. (SPV Of Greenko) CARE AA(CE) 0.07 • Fund Managers: Mr. Dinesh Ahuja Company Ltd. CRISIL AA+ 0.79 Total 55.74 Managing Since: July-2011 Vadodara Bharuch Tollway Ltd. Zero Coupon Bonds Total Experience: Over 20 years (Subsidiary Of L&T IDPL Limited) IND A 0.70 Power Finance Corporation Ltd. CRISIL AAA 0.68 Embassy Office Parks Reit CRISIL AAA 2.31 • Benchmark: NIFTY Medium Duration Debt Tata International Ltd. Tata Motor Finance Holdings Ltd. [ICRA]AA- 0.97 Index (Perpetual Bond) CARE A 0.66 Total 3.28 • Exit Load: Motilal Oswal Home Finance Ltd. CRISIL AA- 0.66 Government Securities For exit within 12 months from the date of Avanse Financial Services Ltd. CARE A+ 0.66 Government Of India SOVEREIGN 25.96 allotment: - For 8% of investment - Nil For HDFC Ltd. CRISIL AAA 0.65 Total 25.96 remaining investments - 1.50%; Bank Of Baroda State Development Loans For exit after 12 months from the date of (At1 Bond Under Basel III) CRISIL AA+ 0.54 State Government Of Maharashtra SOVEREIGN 1.04 allotment: Nil Coastal Gujarat Power Ltd. Total 1.04 • Entry Load: N.A. (Guaranteed By Tata Power Limited) CARE AA(CE) 0.49 Cash, Cash Equivalents And Others 13.98 Indostar Capital Finance Ltd. CARE AA- 0.39 • Plans Available: Regular, Direct Grand Total 100.00 Bharat Sanchar Nigam Ltd. CRISIL AAA(CE) 0.39 • Options: Growth, Dividend • SIP Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual frequencies through electronic mode like PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY OTM / Debit Mandate. Default SIP date will be ASSET ALLOCATION (%) RATING CLASS (%) 10th. In case the SIP due date is a Non Business Day, then the immediate following Non Convertible Debentures 55.74 Business Day will be considered for SIP 13.98 processing. Government Securities 25.96 20.30 Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Zero Coupon Bonds 3.28 (Kindly refer notice cum addendum dated June 02, 2020 for further details) State Development Loans 1.04 Weekly - Minimum`` 1000 & in multiples of 7.68 1 thereafter for a minimum of 6 instalments. Cash, Cash Equivalents And Others 13.98 27.00 (or) Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Monthly - Minimum` 1000 & in multiples of ` 1 thereafter for minimum six months (or) 22.97 minimum`` 500 & in multiples of 1 8.07 thereafter for minimum one year Quarterly - Minimum` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in AAA and Equivalent AA Below AA AA+ Sovereign multiples of` 1 thereafter for a minimum of 4 installments. Cash, Cash Equivalents, And Others Annual - Minimum`` 5000 & in multiples of 1 thereafter for a minimum of 4 installments. • Minimum Investment ``5,000 & in multiples of 1 SBI Magnum Medium Duration Fund This product is suitable for investors who are seeking^: • Additional Investment ``1,000 & in multiples of 1 • Regular income for medium term • Investment in Debt and Money Market securities. Quantitative Data Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Modified Duration : 3.00 years will be at Moderately High risk Average Maturity : 3.73 years Macaulay Duration : 3.18 years Yield to Maturity : 6.22% 48 DEBT- SHORT DURATION FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Retail-Plan-Fortnightly Dividend 11.7860 Reg-Plan-Monthly Dividend 13.8628 Retail-Plan-Growth 28.3697 Reg-Plan-Weekly Dividend 11.3688 Retail-Plan-Monthly Dividend 12.9940 Dir-Plan-Fortnightly Dividend 17.5543 Retail-Plan-Weekly Dividend 11.7682 Dir-Plan-Growth 26.0621 Reg-Plan-Fortnightly Dividend 11.3577 Dir-Plan-Monthly Dividend 14.5615 Investment Objective Reg-Plan-Growth 25.0745 Dir-Plan-Weekly Dividend 11.4159 To provide investors an opportunity to generate regular income through PORTFOLIO investments in a portfolio comprising predominantly of debt instruments which Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total are rated not below investment grade and AUM AUM money market instruments such that the Commercial Papers Punjab National Bank Macaulay duration of the portfolio is LIC Housing Finance Ltd. CRISIL A1+ 2.56 (Tier Ii Bond Under Basel III) CRISIL AA+ 0.19 between 1 year and 3 years. Bajaj Finance Ltd. CRISIL A1+ 1.89 NTPC Ltd. CRISIL AAA 0.16 Total 4.45 SP Jammu Udhampur Highway Ltd. [ICRA]AA+ 0.15 Fund Details Certificate Of Deposits Sundaram Finance Ltd. [ICRA]AAA 0.10 Export-Import Bank Of India CRISIL A1+ 0.91 Axis Bank Ltd. CRISIL AAA 0.10 Cholamandalam Investment & • Type of Scheme Total 0.91 Non Convertible Debentures Finance Co. Ltd. [ICRA]AA+ 0.09 An open-ended short term Debt Scheme HDFC Ltd. CRISIL AAA 2.89 Small Industries Development investing in instruments such that the Reliance Industries Ltd. CRISIL AAA 2.23 Bank Of India CARE AAA 0.05 Macaulay Duration of the portfolio is REC Ltd. CRISIL AAA 2.04 Total 29.19 between 1 year and 3 years. (Please refer to Indian Bank Zero Coupon Bonds Mahindra & Mahindra the page no. 21 of SID for details on (Tier Ii Bond Under Basel III) CRISIL AAA 1.89 Power Finance Corporation Ltd. CRISIL AAA 1.64 Financial Services Ltd. IND AAA 0.04 Macaulay’s Duration.) State Bank Of India Axis Finance Ltd. CRISIL AAA 0.02 • Date of Allotment: 27/7/2007 (Tier Ii Bond Under Basel III) CRISIL AAA 1.58 Total 0.06 Discounted Securitised Debt • Report As On: 31/01/2021 India Grid Trust CRISIL AAA 1.49 Mahindra Rural Housing Finance Ltd. IND AA+ 1.43 Rent A Device Trust • AAUM for theMonth of January 2021 State Bank Of India (Obligor - Reliance Retail Ltd.) [ICRA]AAA(SO) 0.22 ` 26,541.53 Crores (At1 Bond Under Basel III) CRISIL AA+ 1.30 Rainbow Devices Trust (Obligor - Reliance Retail Ltd.) [ICRA]AAA(SO) 0.14 • AUM as on January 31, 2021 Air India Assets Holding Ltd. [ICRA]AAA 1.28 Total 0.36 ` 26,487.15 Crores Muthoot Finance Ltd. CRISIL AA 1.17 Bharat Petroleum Corporation Ltd. CRISIL AAA 1.16 Government Securities • Fund Manager: Housing And Urban Development Government Of India SOVEREIGN 41.66 Mr. Rajeev Radhakrishnan Corporation Ltd. [ICRA]AAA 1.15 Total 41.66 Managing Since: Jun-2008 NABARD CRISIL AAA 1.09 State Development Loans Mahindra & Mahindra Financial State Government Of Gujarat SOVEREIGN 2.07 Total Experience: Over 17 years Services Ltd. IND AAA 0.87 State Government Of Rajasthan SOVEREIGN 1.44 • Benchmark: Nabha Power Ltd. [ICRA]AAA(CE) 0.79 State Government Of Tamil Nadu SOVEREIGN 1.14 CRISIL Short Term Bond Fund Index Larsen & Toubro Ltd. CRISIL AAA 0.73 State Government Of Andhra PradeshSOVEREIGN 0.60 Indian Bank State Government Of Chhattisgarh SOVEREIGN 0.56 • Exit Load: Nil (Tier Ii Bond Under Basel III) IND AA+ 0.63 State Government Of • Entry Load: N.A. L&T Metro Rail (Hyderabad) Ltd. Madhya Pradesh SOVEREIGN 0.21 • Plans Available: Regular, Direct [Guaranteed By State Government Of Karnataka SOVEREIGN 0.21 Larsen & Toubro Limited] [ICRA]AAA(CE) 0.51 Total 6.23 • Options: Growth, Dividend Tata Capital Ltd. CRISIL AAA 0.49 Treasury Bills • SIP Bank Of Baroda 364 Day T-Bill 07.05.21 SOVEREIGN 5.99 Any Day SIP’ Facility is available for (At1 Bond Under Basel III) CRISIL AA+ 0.41 182 Day T-Bill 01.07.21 SOVEREIGN 3.24 Monthly, Quarterly, Semi-Annual and Can Fin Homes Ltd. [ICRA]AA+ 0.39 Total 9.23 Tata Capital Financial Services Ltd. [ICRA]AAA 0.38 Annual frequencies through electronic Cash, Cash Equivalents And Others 7.91 Export-Import Bank Of India CRISIL AAA 0.31 Grand Total 100.00 mode like OTM / Debit Mandate. Default SIP Power Grid Corporation Of India Ltd. CRISIL AAA 0.29 date will be 10th. In case the SIP due date is Bank Of Baroda a Non Business Day, then the immediate (At1 Bond Under Basel III) CARE AA 0.21 following Business Day will be considered for SIP processing. Daily - Minimum 500 & in multiples of 1 PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY thereafter for a minimum of 12 instalments. ASSET ALLOCATION (%) RATING CLASS (%) (Kindly refer notice cum addendum dated June 02, 2020 for further details) Government Securities 41.66 Weekly - Minimum` 1000 & in multiples of 7.91 ` 1 thereafter for a minimum of 6 Non Convertible Debentures 29.19 5.36 23.64 instalments. (or) Minimum 500 & in Treasury Bills 9.23 multiples of 1 thereafter for a minimum of 12 instalments. State Development Loans 6.23 Monthly - Minimum` 1000 & in multiples of 4.59 ` Commercial Papers 4.45 1 thereafter for minimum six months (or) 1.38 `` minimum 500 & in multiples of 1 Certificate Of Deposits 0.91 thereafter for minimum one year Quarterly - Minimum` 1500 & in multiples Discounted Securitised Debt 0.36 of` 1 thereafter for minimum one year. Zero Coupon Bonds 0.06 57.12 Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of Cash, Cash Equivalents And Others 7.91 4 installments. AAA and Equivalent Annual - Minimum` 5000 & in multiples of A1+ AA+ AA Sovereign ` 1 thereafter for a minimum of 4 installments. Cash, Cash Equivalents, And Others • Minimum Investment `` 5,000 & in multiples of 1 SBI Short Term Debt Fund • Additional Investment This product is suitable for investors who are seeking^: ``1,000 & in multiples of 1 • Regular income for short term Quantitative Data • Investment in Debt and Money Market securities. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Modified Duration : 2.47 years will be at Moderate risk for them. Average Maturity : 3.06 years Macaulay Duration : 2.56 years Yield to Maturity : 4.87% 49 DEBT-GILT FUND WITH 10 YEAR CONSTANT DURATION

NET ASSET VALUE

Option NAV (` )

Reg-Plan-Dividend 16.2107

Reg-Plan-Growth 49.8434

(Previously known as SBI Magnum Gilt Fund - Dir-Plan-Dividend 16.6232 Short Term Plan) Dir-Plan-Growth 51.1046

Investment Objective

To provide returns to the investors PORTFOLIO generated through investments predominantly in Government securities Issuer Name Rating (%) Of Total issued by the Central Government and/or AUM State Government such that the Average Government Securities Maturity of the portfolio is around 10 Government Of India SOVEREIGN 95.33 years. Total 95.33 Fund Details Cash, Cash Equivalents And Others 4.67 Grand Total 100.00 • Type of Scheme An open-ended Debt Scheme investing in government securities having a constant maturity of around 10 years. • Date of Allotment: 30/12/2000 • Report As On: 31/01/2021 • AAUM for theMonth of January 2021 ` 873.86 Crores • AUM as on January 31, 2021 ` 880.67 Crores PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY • Fund Manager: Mr. Dinesh Ahuja ASSET ALLOCATION (%) RATING CLASS (%) Managing Since: Jan - 2020 Total Experience: Over 20 years Government Securities 95.33 • Benchmark: Crisil 10 Year Gilt Index 4.67 Cash, Cash Equivalents And Others 4.67 • Exit Load: NIL • Entry Load: N.A. • Plans Available: Regular, Direct • Options: Growth, Dividend • SIP Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non 95.33 Business Day, then the immediate following Business Day will be considered for SIP Sovereign processing. Cash, Cash Equivalents, And Others Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. (Kindly refer notice cum addendum dated June 02, 2020 for further details) Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Monthly - Minimum` 1000 & in multiples of `1 thereafter for minimum six months (or) minimum`` 500 & in multiples of 1 thereafter for minimum one year Quarterly - Minimum` 1500 & in multiples of `1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of 4 installments. Annual - Minimum`` 5000 & in multiples of 1 thereafter for a minimum of 4 installments. • Minimum Investment SBI Magnum Constant Maturity Fund ``5,000 & in multiples of 1 This product is suitable for investors who are seeking^:

• Additional Investment • Regular income and capital growth for medium to long-term ``1,000 & in multiples of 1 • Investment in government securities having a constant maturity of around 10 years.

Quantitative Data Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Moderate risk for them. Modified Duration : 6.72 years Average Maturity : 9.52 years Macaulay Duration : 7.13 years Yield to Maturity : 6.00% 50 DEBT- LOW DURATION FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Institutional-Daily Dividend 1,065.9779 Reg-Plan-Weekly Dividend 1,066.3294 Institutional-Growth 2,785.8825 Dir-Plan-Daily Dividend 1,072.0512 (Previously known as SBI Ultra Short Term Debt Fund) Institutional-Weekly Dividend 1,063.9385 Dir-Plan-Fortnightly Dividend 1,090.7052 Reg-Plan-Daily Dividend 1,066.3402 Dir-Plan-Growth 2,780.8241 Reg-Plan-Fortnightly Dividend 1,084.9997 Dir-Plan-Monthly Dividend 1,235.6776 Investment Objective Reg-Plan-Growth 2,737.6665 Dir-Plan-Weekly Dividend 1,073.5503 Reg-Plan-Monthly Dividend 1,200.7458 To provide investors an opportunity to generate regular income with reasonable degree of liquidity through investments PORTFOLIO in debt and money market instruments in such a manner that the Macaulay duration Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total of the portfolio is between 6 months and AUM AUM 12 months. Commercial Papers Tata Capital Ltd. CRISIL AAA 0.33 Export-Import Bank Of India CRISIL A1+ 6.95 Air India Assets Holding Ltd. [ICRA]AAA 0.33 Fund Details HDFC Ltd. CRISIL A1+ 2.55 The Ramco Cements Ltd. [ICRA]AA+ 0.32 Housing And Urban Development Small Industries Development Corporation Ltd. [ICRA]A1+ 2.21 Bank Of India CARE AAA 0.32 • Type of Scheme Tata Motors Finance Solutions Ltd. CRISIL A1+ 1.85 LIC Housing Finance Ltd. CARE AAA 0.32 An open-ended low duration Debt Scheme Tata Motors Finance Ltd. CRISIL A1+ 1.85 NTPC Ltd. CRISIL AAA 0.22 investing in instruments such that the Larsen & Toubro Ltd. CRISIL A1+ 1.28 Tata Sons Pvt.Ltd. CRISIL AAA 0.19 Macaulay duration of the portfolio is Tata Motors Ltd. CRISIL A1+ 1.27 Punjab National Bank TVS Motor Company Ltd. CARE A1+ 0.64 (At1 Bond Under Basel III) IND AA 0.16 between 6 months and 12 months. (Please Total 18.60 Bharat Petroleum Corporation Ltd. CRISIL AAA 0.16 refer to the page no. 21 of SID for details Certificate Of Deposits Bank Of Baroda on Macaulay’s Duration.) Indusind Bank Ltd. CRISIL A1+ 4.75 (At1 Bond Under Basel III) CARE AA 0.16 • Date of Allotment: 27/7/2007 Bank Of Baroda IND A1+ 1.27 Total 27.71 • Report As On: 31/01/2021 Total 6.02 Zero Coupon Bonds Non Convertible Debentures Mahindra & Mahindra Financial • AAUM for theMonth of January 2021 HDFC Ltd. CRISIL AAA 4.34 Services Ltd. IND AAA 0.81 ` 16,120.32 Crores REC Ltd. CRISIL AAA 2.73 Tata Realty And Infrastructure Ltd. [ICRA]AA 0.45 • AUM as on January 31, 2021 Power Finance Corporation Ltd. CRISIL AAA 2.14 Tata Realty And Infrastructure Ltd. CRISIL AA 0.25 ` 15,616.72 Crores Cholamandalam Investment & Total 1.51 • Fund Manager: Finance Co. Ltd. [ICRA]AA+ 1.93 Discounted Securitised Debt Power Grid Corporation Of India Ltd. CRISIL AAA 1.79 Reliable Devices Trust Mr. Rajeev Radhakrishnan Muthoot Finance Ltd. [ICRA]AA 1.67 (Obligor - Reliance Retail Ltd.) [ICRA]AAA(SO) 2.04 Managing Since: Jun-2008 Mahindra & Mahindra Financial Rent A Device Trust Total Experience: Over 17 years Services Ltd. IND AAA 1.60 (Obligor - Reliance Retail Ltd.) [ICRA]AAA(SO) 0.73 • Benchmark: Punjab National Bank Rainbow Devices Trust (Tier Ii Bond Under Basel III) CRISIL AA+ 1.27 (Obligor - Reliance Retail Ltd.) [ICRA]AAA(SO) 0.30 NIFTY Low Duration Debt Index Bank Of Baroda Total 3.07 • Exit Load: Nil (At1 Bond Under Basel III) [ICRA]AA 1.25 Government Securities • Entry Load: N.A. LIC Housing Finance Ltd. CRISIL AAA 0.91 Government Of India SOVEREIGN 28.99 • Plans Available: Regular, Direct Indian Railway Finance Total 28.99 • Options: Growth, Dividend Corporation Ltd. CRISIL AAA 0.84 State Development Loans • SIP Canara Bank(At1 Bond Under Basel III) IND AA 0.81 State Government Of Tamil Nadu SOVEREIGN 0.98 Any Day SIP’ Facility is available for Muthoot Finance Ltd. CRISIL AA 0.79 State Government Of Maharashtra SOVEREIGN 0.54 Fullerton India Home Finance Total 1.52 Monthly, Quarterly, Semi-Annual and Company Ltd. CARE AAA 0.64 Treasury Bills Annual frequencies through electronic State Bank Of India 364 Day T-Bill 07.05.21 SOVEREIGN 3.17 mode like OTM / Debit Mandate. Default SIP (At1 Bond Under Basel III) CRISIL AA+ 0.58 364 Day T-Bill 22.04.21 SOVEREIGN 1.59 date will be 10th. In case the SIP due date is Union Bank Of India 182 Day T-Bill 04.02.21 SOVEREIGN 0.96 (At1 Bond Under Basel III) CRISIL AA- 0.53 364 Day T-Bill 16.09.21 SOVEREIGN 0.78 a Non Business Day, then the immediate Hindustan Petroleum Corporation Ltd.CRISIL AAA 0.50 Total 6.50 following Business Day will be considered NABARD CRISIL AAA 0.45 Cash, Cash Equivalents And Others 6.08 for SIP processing. Larsen & Toubro Ltd. CRISIL AAA 0.43 Grand Total 100.00 Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. (Kindly refer notice cum addendum dated PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY June 02, 2020 for further details) ASSET ALLOCATION (%) RATING CLASS (%) Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 Government Securities 28.99 instalments. (or) Minimum 500 & in 6.08 multiples of 1 thereafter for a minimum of Non Convertible Debentures 27.71 22.12 12 instalments. (or) Minimum 500 & in Commercial Papers 18.60 multiples of 1 thereafter for a minimum of 24.62 12 instalments. Treasury Bills 6.50 Monthly - Minimum` 1000 & in multiples of 4.10 `1 thereafter for minimum six months (or) Certificate Of Deposits 6.02 5.54 minimum 500 & in multiples of 1 thereafter for minimum one year Discounted Securitised Debt 3.07 0.53 Quarterly - Minimum` 1500 & in multiples State Development Loans 1.52 of` 1 thereafter for minimum one year. 37.01 Semi Annual - Minimum` 3000 & in Zero Coupon Bonds 1.51 multiples of` 1 thereafter for a minimum of 4 installments. Cash, Cash Equivalents And Others 6.08 AAA and Equivalent Annual - Minimum` 5000 & in multiples of AA+ AA `1 thereafter for a minimum of 4 Below AA A1+ Sovereign installments. Cash, Cash Equivalents, And Others • Minimum Investment `` 5,000 & in multiples of 1 SBI Magnum Low Duration Fund • Additional Investment This product is suitable for investors who are seeking^: `` 1,000 & in multiples of 1 • Regular income for short term Quantitative Data • Investment in Debt and Money Market instruments ^Investors should consult their financial advisers if in doubt about whether the product is suitable Modified Duration : 0.59 years Investors understand that their principal will be at Low to Moderate risk for them. Average Maturity : 0.89 years Macaulay Duration : 0.61 years Yield to Maturity : 4.14% 51 DEBT- MONEY MARKET FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Daily Dividend 10.5496 Dir-Plan-Daily Dividend 10.6029

Reg-Plan-Growth 32.3650 Dir-Plan-Growth 33.9560

Reg-Plan-Monthly Dividend 12.7619 Dir-Plan-Monthly Dividend 13.4590

Reg-Plan-Weekly Dividend 12.0433 Dir-Plan-Weekly Dividend 12.1955

Investment Objective

To provide the investors an opportunity to invest in money market instruments. PORTFOLIO

Fund Details Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total AUM AUM • Type of Scheme Commercial Papers Power Finance Corporation Ltd. CRISIL A1+ 0.57 • An open-ended Debt Scheme investing in LIC Housing Finance Ltd. CRISIL A1+ 7.33 Bajaj Housing Finance Ltd. CRISIL A1+ 0.46 money market instruments. Reliance Retail Ventures Ltd. CRISIL A1+ 6.97 Motilal Oswal Home Finance Ltd. CRISIL A1+ 0.44 • Date of Allotment: 19/07/2004 HDFC Ltd. CRISIL A1+ 3.92 Godrej Properties Ltd. CRISIL A1+ 0.34 Bharti Hexacom Ltd. CRISIL A1+ 3.48 Nirma Ltd. CRISIL A1+ 0.28 • Report As On: 31/01/2021 Tata Motors Finance Ltd. CRISIL A1+ 3.35 Total 59.91 • AAUM for theMonth of January 2021 Adani Ports And Special Economic Certificate Of Deposits ` 22,703.51 Crores Zone Ltd. [ICRA]A1+ 2.32 Bank Of Baroda IND A1+ 6.89 • AUM as on January 31, 2021 Tata Motors Finance Solutions Ltd. CRISIL A1+ 2.31 Indusind Bank Ltd. CRISIL A1+ 4.41 ` 21,486.45 Crores Sembcorp Energy India Ltd. [ICRA]A1+ 2.31 Axis Bank Ltd. CRISIL A1+ 3.01 • Fund Manager: Mr. R. Arun Tata Power Company Ltd. CRISIL A1+ 2.25 RBL Bank Ltd. [ICRA]A1+ 2.99 Managing Since: Apr-2012 TVS Credit Services Ltd. CRISIL A1+ 1.86 Export-Import Bank Of India CRISIL A1+ 2.42 Total Experience: Over 12 years Motilal Oswal Finvest Ltd. CRISIL A1+ 1.86 NABARD CRISIL A1+ 1.85 • Benchmark: NIFTY Money Market Index Larsen & Toubro Ltd. CRISIL A1+ 1.86 The Federal Bank Ltd. CRISIL A1+ 0.87 Housing And Urban Development • Exit Load: Total 22.44 Corporation Ltd. [ICRA]A1+ 1.84 For exit within 3 business days from the Government Securities Export-Import Bank Of India CRISIL A1+ 1.84 date of allotment - 0.10% Government Of India SOVEREIGN 4.42 Mahindra & Mahindra Ltd. CRISIL A1+ 1.39 For exit after 3 business days from the date Total 4.42 Can Fin Homes Ltd. [ICRA]A1+ 1.39 of allotment - Nil Treasury Bills Motilal Oswal Financial Services Ltd. CRISIL A1+ 1.16 182 Day T-Bill 25.03.21 SOVEREIGN 3.13 • Entry Load: N.A. NABARD CRISIL A1+ 1.15 364 Day T-Bill 29.04.21 SOVEREIGN 2.31 • Plans Available: Regular, Direct Cholamandalam Investment & 364 Day T-Bill 07.05.21 SOVEREIGN 1.80 • Options: Growth, Dividend Finance Co. Ltd. CRISIL A1+ 1.15 364 Day T-Bill 30.03.21 SOVEREIGN 1.39 Tata Motors Ltd. CRISIL A1+ 0.93 • SIP 182 Day T-Bill 18.03.21 SOVEREIGN 1.16 Reliance Industries Ltd. CRISIL A1+ 0.93 Any Day SIP’ Facility is available for Monthly, 364 Day T-Bill 09.09.21 SOVEREIGN 1.14 Quarterly, Semi-Annual and Annual L&T Infrastructure Finance Company Ltd. CRISIL A1+ 0.93 364 Day T-Bill 25.03.21 SOVEREIGN 0.93 frequencies through electronic mode like JM Financial Services Ltd. CRISIL A1+ 0.93 364 Day T-Bill 24.06.21 SOVEREIGN 0.92 OTM / Debit Mandate. Default SIP date will Britannia Industries Ltd. CRISIL A1+ 0.93 364 Day T-Bill 22.04.21 SOVEREIGN 0.46 be 10th. In case the SIP due date is a Non Network18 Media & Investments Ltd. [ICRA]A1+ 0.92 Total 13.24 Business Day, then the immediate following Cash, Cash Equivalents And Others -0.01 Business Day will be considered for SIP KEC International Ltd. CRISIL A1+ 0.92 Grand Total 100.00 processing. JM Financial Products Ltd. CRISIL A1+ 0.92 Daily - Minimum 500 & in multiples of 1 Manappuram Finance Ltd. CRISIL A1+ 0.67 thereafter for a minimum of 12 instalments. (Kindly refer notice cum addendum dated PORTFOLIO CLASSIFICATION BY June 02, 2020 for further details) PORTFOLIO CLASSIFICATION BY Weekly - Minimum` 1000 & in multiples of ASSET ALLOCATION (%) RATING CLASS (%) `1 thereafter for a minimum of 6 Commercial Papers 59.91 instalments. (or) Minimum 500 & in multiples of 1 thereafter for a minimum of Certificate Of Deposits 22.44 -0.01 12 instalments. 17.66 Monthly - Minimum` 1000 & in multiples of Treasury Bills 13.24 `1 thereafter for minimum six months (or) Government Securities 4.42 minimum 500 & in multiples of 1 thereafter for minimum one year Cash, Cash Equivalents And Others -0.01 Quarterly - Minimum` 1500 & in multiples of `1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of 4 installments. 82.35 Annual - Minimum` 5000 & in multiples of `1 thereafter for a minimum of 4 A1+ Sovereign installments. Cash, Cash Equivalents, And Others • Minimum Investment ``500 & in multiples of 1 SBI Savings Fund • Additional Investment This product is suitable for investors who are seeking^: ``500 & in multiples of 1 • Regular income for short-term Quantitative Data • Investment in money market instruments. ^Investors should consult their financial advisers if in doubt about whether the product is suitable Modified Duration : 0.24 years Investors understand that their principal will be at Moderately High risk for them. Average Maturity : 0.25 years Macaulay Duration : 0.25 years Yield to Maturity : 3.80% 52 DEBT- BANKING AND PSU FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Daily Dividend 1,122.0480 Dir-Plan-Daily Dividend 1,128.0266

Reg-Plan-Growth 2,459.4622 Dir-Plan-Growth 2,560.9456

Reg-Plan-Monthly Dividend 1,145.7358 Dir-Plan-Monthly Dividend 1,187.1796 (Previously known as SBI Treasury Advantage Fund) Reg-Plan-Weekly Dividend 1,121.8386 Dir-Plan-Weekly Dividend 1,125.5348

PORTFOLIO Investment Objective Issuer Name Rating (%) Of Total AUM Commercial Papers National Bank For Agriculture And Rural Development CRISIL A1+ 3.88 The scheme seeks to generate regular Total 3.88 income through a judicious mix of Certificate Of Deposits portfolio comprising predominantly debt Export-Import Bank Of India CRISIL A1+ 3.17 Total 3.17 and money market securities of Banks, Non Convertible Debentures Public Sector Undertakings, Public State Bank Of India(Tier Ii Bond Under Basel III) CRISIL AAA 6.58 Financial Institutions and Municipal REC Ltd. CRISIL AAA 5.29 Oil & Natural Gas Corporation Ltd. [ICRA]AAA 4.96 bodies. Axis Bank Ltd. CRISIL AAA 4.00 Power Finance Corporation Ltd. CRISIL AAA 3.98 Fund Details Bank Of Baroda(Tier Ii Bond Under Basel III) IND AAA 2.60 Punjab National Bank(Tier Ii Bond Under Basel III) CRISIL AA+ 2.54 • Type of Scheme National Bank For Agriculture And Rural Development [ICRA]AAA 2.38 Indian Railway Finance Corporation Ltd. CRISIL AAA 2.30 An open-ended Debt Scheme predominantly Indian Bank(Tier Ii Bond Under Basel III) IND AA+ 2.26 investing in debt instruments of banks, Public Power Grid Corporation Of India Ltd. CRISIL AAA 2.22 Sector Undertakings, Public Financial Air India Assets Holding Ltd. [ICRA]AAA 2.20 Institutions and Municipal bodies. Export-Import Bank Of India CRISIL AAA 2.03 Indian Bank (Tier Ii Bond Under Basel III) CRISIL AAA 1.96 • Date of Allotment: 09/10/2009 Union Bank Of India(Tier Ii Bond Under Basel III) CRISIL AA+ 1.86 • Report As On: 31/01/2021 National Housing Bank CRISIL AAA 1.32 Hindustan Petroleum Corporation Ltd. CRISIL AAA 1.26 • AAUM for theMonth of January 2021 National Bank For Agriculture And Rural Development CRISIL AAA 1.11 ` 14,804.91 Crores Nuclear Power Corporation Of India Ltd. CRISIL AAA 1.08 Punjab National Bank(At1 Bond Under Basel III) IND AA 1.01 • AUM as on January 31, 2021 Housing And Urban Development Corporation Ltd. [ICRA]AAA 0.83 ` 15,294.59 Crores Bank Of Baroda(At1 Bond Under Basel III) CARE AA 0.70 Indian Oil Corporation Ltd. CRISIL AAA 0.68 • Fund Manager: ONGC Petro Additions Ltd. IND AAA(CE) 0.65 Mr. Rajeev Radhakrishnan (Managing Since: Bank Of Baroda(At1 Bond Under Basel III) CRISIL AA+ 0.61 Nov 2013) NTPC Ltd. CRISIL AAA 0.30 Mr. Mohit Jain -Investments in foreign ICICI Bank Ltd. [ICRA]AAA 0.28 NHPC Ltd. [ICRA]AAA 0.24 securities of the Scheme (w.e.f. Jan 22, 2020) Union Bank Of India (At1 Bond Under Basel III) IND AA 0.23 Total Experience: Small Industries Development Bank Of India [ICRA]AAA 0.19 Mr. Rajeev Radhakrishnan – Over 17 years Gail (India) Ltd. IND AAA 0.17 Union Bank Of India(At1 Bond Under Basel III) CRISIL AA- 0.07 Mr. Mohit Jain – Over 6 years Total 57.89 • Benchmark: NIFTY Banking and PSU Debt Government Securities Index Government Of India SOVEREIGN 13.29 Total 13.29 • Exit Load: Nil State Development Loans • Entry Load: N.A. State Government Of Tamil Nadu SOVEREIGN 0.86 State Government Of Odisha SOVEREIGN 0.69 • Plans Available: Regular, Direct State Government Of Gujarat SOVEREIGN 0.36 • Options: Growth, Dividend State Government Of Kerala SOVEREIGN 0.22 Total 2.13 • SIP Cash, Cash Equivalents And Others 19.64 Any Day SIP’ Facility is available for Monthly, Grand Total 100.00 Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY In case the SIP due date is a Non Business ASSET ALLOCATION (%) RATING CLASS (%) Day, then the immediate following Business Day will be considered for SIP processing. Non Convertible Debentures 57.89 Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Government Securities 13.29 19.64 (Kindly refer notice cum addendum dated June 02, 2020 for further details) Commercial Papers 3.88 Weekly - Minimum`` 1000 & in multiples of 1 Certificate Of Deposits 3.17 thereafter for a minimum of 6 instalments. 7.05 48.61 (or) Minimum 500 & in multiples of 1 State Development Loans 2.13 thereafter for a minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1 Cash, Cash Equivalents And Others 19.64 thereafter for minimum six months (or) 15.42 minimum`` 500 & in multiples of 1 thereafter for minimum one year. 0.07 Quarterly - Minimum` 1500 & in multiples of 1.94 7.27 `1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of 4 AAA and Equivalent A1+ AA+ AA Sovereign installments. Annual - Minimum`` 5000 & in multiples of 1 Cash, Cash Equivalents, And Others Below AA thereafter for a minimum of 4 installments. • Minimum Investment SBI Banking & PSU Fund ``5,000 & in multiples of 1 This product is suitable for investors who are seeking^: • Additional Investment • Regular income over medium term ``1,000 & in multiples of 1 • Investment in Debt instruments predominantly issued by Banks PSUs, PFIs and Municipal bodies. Quantitative Data ^Investors should consult their financial advisers if in doubt about whether the product is suitable Investors understand that their principal will be at Moderate risk for them. Modified Duration : 2.47 years Average Maturity : 2.91 years Macaulay Duration : 2.55 years Yield to Maturity : 4.97% 53 DEBT- LIQUID FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Institutional-Daily Dividend 1,033.1993 Reg-Plan-Weekly Dividend 1,093.5455 Institutional-Fortnightly Dividend 1,057.2260 Dir-Plan-Daily Dividend 1,033.8915 Institutional-Growth 3,216.0489 Dir-Plan-Fortnightly Dividend 1,046.2686 (Previously known as SBI Premier Liquid Fund) Reg-Plan-Daily Dividend 1,033.1939 Dir-Plan-Growth 3,203.9765 Reg-Plan-Fortnightly Dividend 1,045.5716 Dir-Plan-Weekly Dividend 1,094.2824 Reg-Plan-Growth 3,185.9610

Investment Objective PORTFOLIO To provide the investors an opportunity to invest in the entire range of debt and Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total AUM AUM money market securities with residual Commercial Papers Tata Power Renewable Energy Ltd. CRISIL A1+ 0.59 maturity upto 91 days only. NABARD CRISIL A1+ 6.07 Muthoot Finance Ltd. CRISIL A1+ 0.59 Reliance Industries Ltd. CRISIL A1+ 5.90 Kotak Securities Ltd. CRISIL A1+ 0.59 HDFC Ltd. CRISIL A1+ 4.73 HDFC Securities Ltd. CRISIL A1+ 0.59 Fund Details Hindustan Aeronautics Ltd. [ICRA]A1+ 4.72 Dalmia Cement (Bharat) Ltd. CRISIL A1+ 0.48 • Type of Scheme Indian Oil Corporation Ltd. [ICRA]A1+ 4.52 Tata Motors Finance Solutions Ltd. CRISIL A1+ 0.47 An open-ended Liquid Scheme Adani Ports And Special Economic Bharat Heavy Electricals Ltd. CRISIL A1+ 0.29 Zone Ltd. [ICRA]A1+ 3.07 Nuvoco Vistas Corporation Ltd. CRISIL A1+ 0.24 • Date of Allotment: 24/11/2003 Tata Power Company Ltd. CRISIL A1+ 2.95 Bajaj Housing Finance Ltd. CRISIL A1+ 0.23 • Report As On: 31/01/2021 Nabha Power Ltd. CRISIL A1+ 2.59 Nirma Ltd. CRISIL A1+ 0.21 Sharekhan Bnp Paribas Financial Total 61.18 • AAUM for the Month of January 2021 Services Ltd. [ICRA]A1+ 2.37 ` 45,310.48 Crores Certificate Of Deposits Aditya Birla Finance Ltd. [ICRA]A1+ 2.24 DBS Bank Ltd CRISIL A1+ 0.59 • AUM as on January 31, 2021 Jamnagar Utilities & Power Private Ltd. CRISIL A1+ 1.89 Total 0.59 ` 40,144.60 Crores Bajaj Finance Ltd. CRISIL A1+ 1.77 Treasury Bills Tata Motors Finance Ltd. CRISIL A1+ 1.66 • Fund Manager: Mr. R. Arun 91 Day T-Bill 01.04.21 SOVEREIGN 7.51 Godrej & Boyce Manufacturing Managing Since: May-2018 91 Day T-Bill 04.03.21 SOVEREIGN 5.55 Company Ltd. CRISIL A1+ 1.41 Total Experience: Over 12 years 91 Day T-Bill 25.03.21 SOVEREIGN 4.71 Reliance Retail Ventures Ltd. CRISIL A1+ 1.29 91 Day T-Bill 11.03.21 SOVEREIGN 3.54 • Benchmark: CRISIL Liquid Fund Index Infina Finance Pvt.Ltd. CRISIL A1+ 1.18 182 Day T-Bill 25.03.21 SOVEREIGN 3.06 NLC Tamil Nadu Power Ltd. BWR A1+ 1.17 • Exit Load: 91 Day T-Bill 18.03.21 SOVEREIGN 1.65 Chambal Fertilisers And Chemicals Ltd. CRISIL A1+ 1.06 lnvestor exit upon Exit Load as a % of 91 Day T-Bill 04.02.21 SOVEREIGN 1.24 subscription / switch-In redemption Proceeds L&T Housing Finance Ltd. CRISIL A1+ 0.94 364 Day T-Bill 18.03.21 SOVEREIGN 1.21 Day 1 0.0070% NTPC Ltd. CRISIL A1+ 0.88 Day 2 0.0065% 364 Day T-Bill 25.02.21 SOVEREIGN 1.19 L&T Infrastructure Finance Day 3 0.0060% 182 Day T-Bill 11.03.21 SOVEREIGN 0.94 Company Ltd. CRISIL A1+ 0.82 Day 4 0.0055% 91 Day T-Bill 22.04.21 SOVEREIGN 0.59 Day 5 0.0050% L&T Finance Ltd. CRISIL A1+ 0.82 364 Day T-Bill 11.03.21 SOVEREIGN 0.24 Day 6 0.0045% ICICI Securities Ltd. CRISIL A1+ 0.77 364 Day T-Bill 04.03.21 SOVEREIGN 0.12 Day 7 onwards 0.0000% Sundaram Finance Ltd. CRISIL A1+ 0.71 Total 31.55 • Entry Load: N.A. PNB Gilts Ltd. CRISIL A1+ 0.71 Cash, Cash Equivalents And Others 6.68 NLC India Ltd. IND A1+ 0.66 • Plans Available: Regular, Direct Grand Total 100.00

• Options: Growth, Dividend PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY • SIP: (w.e.f. June 04, 2020) ASSET ALLOCATION (%) RATING CLASS (%) For Growth option only: Weekly/Monthly frequency –` 2,000 and Commercial Papers 61.18 6.68 6 installments; Treasury Bills 31.55 Quarterly –` 6,000 and 2 installments; Certificate Of Deposits 0.59 Semi-Annual and Annual –` 12,000 and 31.55 2 installments Cash, Cash Equivalents And Others 6.68

• Minimum Investment ``5,000 & in multiples of 1

• Additional Investment 61.77 ``5,000 & in multiples of 1

Quantitative Data Sovereign A1+ Cash, Cash Equivalents, And Others Modified Duration : 0.09 years

Average Maturity : 0.09 years SBI Liquid Fund Macaulay Duration : 0.09 years This product is suitable for investors who are seeking^: • Regular income for short term Yield to Maturity : 3.43% • Investment in Debt and Money Market securities with residual maturity upto 91 days only.

Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Moderate risk for them. 54 DEBT- ULTRA SHORT DURATION FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Cash Option 4,648.1308 Dir-Plan-Cash 4,687.6593

Reg-Plan-Daily Dividend 1,750.3448 Dir-Plan-Daily Dividend 1,752.8384 (Previously known as SBI Magnum InstaCash Fund) Reg-Plan-Weekly Dividend 1,126.5449 Dir-Plan-Weekly Dividend 1,128.2709

Investment Objective

To provide investors with an opportunity to generate regular income with high PORTFOLIO degree of liquidity through investments in a portfolio comprising predominantly Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total of debt and money market instruments. AUM AUM Commercial Papers ICICI Home Finance Company Ltd. CRISIL AAA 0.46 Fund Details Cholamandalam Investment & Nabha Power Ltd. [ICRA]AAA(CE) 0.23 Finance Co. Ltd. CRISIL A1+ 4.50 Total 20.32 HDFC Ltd. CRISIL A1+ 4.40 Zero Coupon Bonds • Type of Scheme Power Finance Corporation Ltd. CRISIL A1+ 3.56 Mahindra & Mahindra Financial An open-ended ultra-short-term Debt Scheme Export-Import Bank Of India CRISIL A1+ 3.13 investing in instruments such that the Macaulay Services Ltd. IND AAA 3.44 Duration of the portfolio is between 3 months to NABARD CRISIL A1+ 2.68 Total 3.44 6 months. (Please refer to the page no. 19 of SID Adani Ports And Special Economic Discounted Securitised Debt for details on Macaulay’s Duration.) Zone Ltd. [ICRA]A1+ 2.27 Rent A Device Trust Tata Capital Financial Services Ltd. CRISIL A1+ 1.81 (Obligor - Reliance Retail Ltd.) [ICRA]AAA(SO) 0.72 • Date of Allotment: 21/05/1999 TVS Motor Company Ltd. CARE A1+ 0.90 Rainbow Devices Trust • Report As On: 31/01/2021 L&T Infrastructure Finance (Obligor - Reliance Retail Ltd.) [ICRA]AAA(SO) 0.28 Company Ltd. CRISIL A1+ 0.90 • AAUM for theMonth of January 2021 Reliable Devices Trust ` 11,778.80 Crores Bharti Hexacom Ltd. CRISIL A1+ 0.90 (Obligor - Reliance Retail Ltd.) [ICRA]AAA(SO) 0.13 Total 25.05 Total 1.13 • AUM as on January 31, 2021 Certificate Of Deposits Government Securities ` 11,025.56 Crores Indusind Bank Ltd. CRISIL A1+ 4.48 Government Of India SOVEREIGN 10.10 • Fund Manager: Export-Import Bank Of India CRISIL A1+ 4.26 Total 10.10 Mr. Rajeev Radhakrishnan Axis Bank Ltd. CRISIL A1+ 4.01 State Development Loans Managing Since: May-2010 Union Bank Of India [ICRA]A1+ 3.17 State Government Of Total Experience: Over 17 years RBL Bank Ltd. [ICRA]A1+ 3.16 Madhya Pradesh SOVEREIGN 4.27 • Benchmark: NIFTY Ultra Short Duration Debt AU Small Finance Bank Ltd. CRISIL A1+ 1.81 State Government Of Maharashtra SOVEREIGN 2.60 Index Bank Of Baroda IND A1+ 0.90 State Government Of Karnataka SOVEREIGN 1.99 Total 21.79 State Government Of • Exit Load: Nil Non Convertible Debentures Andhra Pradesh SOVEREIGN 1.39 • Entry Load: N.A. REC Ltd. CRISIL AAA 7.22 Total 10.25

• Plans Available: Regular, Direct HDFC Ltd. CRISIL AAA 6.08 Treasury Bills Muthoot Finance Ltd. CRISIL AA 1.73 364 Day T-Bill 29.07.21 SOVEREIGN 1.12 • Options: Growth, Dividend LIC Housing Finance Ltd. CARE AAA 1.15 GOI 15.09.2021 GOV SOVEREIGN 0.13 • SIP: Reliance Industries Ltd. CRISIL AAA 1.11 GOI 15.12.2021 GOV SOVEREIGN 0.04 (w.e.f. June 04, 2020) NABARD CRISIL AAA 0.95 Total 1.29 Any Day SIP' Facility is available for Tata Capital Ltd. CRISIL AAA 0.93 Cash, Cash Equivalents And Others 6.63 Monthly, Quarterly, Semi-Annual and LIC Housing Finance Ltd. CRISIL AAA 0.46 Grand Total 100.00 Annual frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then the immediate following Business Day PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY will be considered for SIP processing. ASSET ALLOCATION (%) RATING CLASS (%) Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 installments. Commercial Papers 25.05 (Kindly refer notice cum addendum dated June 02, 2020 for further details) Certificate Of Deposits 21.79 6.63 Weekly - Minimum`` 1000 & in multiples of 1 thereafter for a minimum of 6 installments. (or) Non Convertible Debentures 20.32 23.16 Minimum 500 & in multiples of 1 thereafter for a State Development Loans 10.25 minimum of 12 installments. Monthly - Minimum`` 1000 & in multiples of 1 Government Securities 10.10 1.73 thereafter for minimum six months (or) Zero Coupon Bonds 3.44 minimum`` 500 & in multiples of 1 thereafter for minimum one year Treasury Bills 1.29 46.84 `` Quarterly - Minimum 1500 & in multiples of 1 21.64 thereafter for minimum one year. Discounted Securitised Debt 1.13 Semi Annual - Minimum` 3000 & in multiples of Cash, Cash Equivalents And Others 6.63 1 thereafter for a minimum of 4 installments. Annual - Minimum`` 5000 & in multiples of 1 thereafter for a minimum of 4 installments.

• Minimum Investment AAA and Equivalent A1+ AA ``5,000 & in multiples of 1 Cash, Cash Equivalents, And Others Sovereign

• Additional Investment ``1,000 & in multiples of 1 SBI Magnum Ultra Short Duration Fund This product is suitable for investors who are seeking^: Quantitative Data • Regular income for short term

Modified Duration : 0.42 years • Investment in Debt and Money Market instruments. ^Investors should consult their financial advisers if in doubt about whether the product is suitable Average Maturity : 0.52 years Investors understand that their principal will be at Low to Moderate risk for them. Macaulay Duration : 0.42 years Yield to Maturity : 3.89% 55 DEBT- FLOATER FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-MonthlyDividend 10.2074 Dir-Plan-Monthly Dividend 10.2128

An open-ended debt scheme investing predominantly in Reg-Plan-Growth 10.2071 Dir-Plan-Growth 10.2128 floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/derivatives) Reg-Plan-Quarterly Dividend 10.2074 Dir-Plan-Quarterly Dividend 10.2128

Investment Objective PORTFOLIO Issuer Name Rating (%) Of Total AUM The investment objective of the scheme is to generate regular income through investment in Non Convertible Debentures a portfolio comprising substantially of floating Punjab National Bank(Tier Ii Bond Under Basel III) CRISIL AA+ 5.19 rate debt instruments. The scheme may invest a portion of its net assets in fixed rate debt State Bank Of India(Tier Ii Bond Under Basel III) CRISIL AAA 4.64 securities swapped for floating rate returns and money market instruments. However, there is no Total 9.83 guarantee or assurance that the investment objective of the scheme will be achieved. The Government Securities scheme doesn’t assure or guarantee any returns. Government Of India SOVEREIGN 68.92 Fund Details Total 68.92

• Type of Scheme State Development Loans An open-ended debt scheme investing predominantly in floating rate instruments State Government Of Tamil Nadu SOVEREIGN 5.15 (including fixed rate instruments converted to floating rate exposures using swaps/ Total 5.15 derivatives) Cash, Cash Equivalents And Others 16.10 • Date of Allotment: 27/10/2020 • Report As On: 31/01/2021 Grand Total 100.00 • AAUM for theMonth of January 2021 ` 89.49 Crores • AUM as on January 31, 2021 ` 98.19 Crores • Fund Manager: Mr. Rajeev Radhakrishnan Managing Since: Oct-2020 Total Experience: Over 17 years • Benchmark: CRISIL Ultra Short Term Debt Index • Exit Load: For exit within 3 days from the date of allotment: 0.10%, For exit on or after 3 days from the date of allotment: Nil • Entry Load: N.A. • Plans Available: Regular, Direct • Options: Growth, Dividend • SIP: Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then the immediate following Business PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Day will be considered for SIP processing. ASSET ALLOCATION (%) RATING CLASS (%) Daily - Minimum 500 & in multiples of 1 thereafter for a minimum of 12 instalments. Government Securities 68.92 (Kindly refer notice cum addendum dated June 4.64 02, 2020 for further details) Non Convertible Debentures 9.83 16.10 5.19 `` Weekly - Minimum 1000 & in multiples of State Development Loans 5.15 1 thereafter for a minimum of 6 instalments. (or) Minimum 500 & in multiples of 1 Cash, Cash Equivalents And Others 16.10 thereafter for a minimum of 12 instalments. Monthly - Minimum`` 1000 & in multiples of 1 thereafter for minimum six months (or) minimum`` 500 & in multiples of 1 thereafter for minimum one year. Quarterly - Minimum` 1500 & in multiples of `1 thereafter for minimum one year. 74.07 Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of 4 installments. Annual - Minimum`` 5000 & in multiples of 1 AAA and Equivalent AA+ Sovereign thereafter for a minimum of 4 installments. Cash, Cash Equivalents, And Others • Minimum Investment ``5,000 & in multiples of 1 • Additional Investment SBI Floating Rate Debt Fund ``1,000 & in multiples of 1 This product is suitable for investors who are seeking^: Quantitative Data • To generate reasonable returns • To invest in a portfolio of floating rate instruments (including fixed rate instruments converted Modified Duration : 0.78 years for floating rate exposures using swaps / derivatives) Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Average Maturity : 4.72 years will be at Moderately High risk for them. Macaulay Duration : 0.81 years Yield to Maturity : 4.12% 56 DEBT- OVERNIGHT FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Daily Dividend 1,034.6591 Dir-Plan-Daily Dividend 1,035.2659

Reg-Plan-Growth 3,303.5338 Dir-Plan-Growth 3,335.4071 (Previously known as SBI Magnum Insta Cash Fund - Liquid Floater) Reg-Plan-Weekly Dividend 1,056.5286 Dir-Plan-Weekly Dividend 1,057.1617

Investment Objective PORTFOLIO

To provide the investors an opportunity to invest in overnight securities maturing Issuer Name Rating (%) Of Total on the next business day. AUM Cash, Cash Equivalents, And Others 100.00 Grand Total 100.00

Fund Details

• Type of Scheme An open-ended Debt Scheme investing in overnight securities

• Date of Allotment: 01/10/2002

• Report As On: 31/01/2021

• AAUM for the Month of January 2021 ` 15,153.78 Crores

• AUM as on January 31, 2021 ` 11,148.26 Crores

• Fund Manager: Mr. R. Arun Managing Since: Apr-2012 Total Experience: Over 12 years

• Benchmark: CRISIL Overnight Index

• Exit Load: NIL Entry Load: N.A.

• Plans Available: Regular, Direct

• Options: Growth, Dividend

• SIP: PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY (w.e.f. June 04, 2020) For Growth option only: ASSET ALLOCATION (%) RATING CLASS (%) Weekly/Monthly frequency –` 2,000 and 6 Cash, Cash Equivalents, And Others 100.00 installments; Quarterly –` 6,000 and 2 installments; Semi-Annual and Annual –` 12,000 and 2 installments

• Minimum Investment ``5,000 & in multiples of 1

• Additional Investment ``1,000 & in multiples of 1

Quantitative Data 100.00 Modified Duration : 1 day

Average Maturity : 1 day Cash, Cash Equivalents, And Others Macaulay Duration : 1 day Yield to Maturity : 3.23%

SBI Overnight Fund This product is suitable for investors who are seeking^:

• Regular income for short term • Investment in overnight securities. ^Investors should consult their financial advisers if in doubt about whether the product is suitable Investors understand that their principal for them. will be at Low risk

57 Comparative Performance for all Schemes

1 Year 3 Years 5 Years Since Inception Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception Date & CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard Managing Since Investment of Investment of Investment of Investment of Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Funds Managed by R. Srinivasan

SBI Focused Equity Fund 8.29 10,829 7.82 12,531 14.35 19,563 18.93 1,71,044 Inception Date 17-09-2004 Scheme Benchmark: - S&P BSE 500 (TRI) 16.50 11,650 6.76 12,167 13.83 19,123 14.88 97,015 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 15.38 1,04,131 May-09

SBI Small Cap Fund 24.73 12,473 5.01 11,578 17.68 22,585 18.78 71,130 Inception Date 09-09-2009 Scheme Benchmark: - S&P BSE Small Cap (TRI) 24.08 12,408 -0.35 9,896 11.60 17,320 9.66 28,601 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 11.18 33,469 Nov-13 Funds Managed by Dinesh Ahuja

SBI Dynamic Bond Fund 9.53 10,953 9.50 13,127 9.19 15,530 6.18 27,671 Inception Date 09-02-2004 Scheme Benchmark: - NIFTY Composite Debt Index 11.59 11,159 9.67 13,194 8.95 15,355 7.29 33,058 Managing Since Additional Benchmark: - CRISIL 10 Year Gilt Index 9.25 10,925 9.07 12,979 7.96 14,669 5.97 26,801 Jan-11

SBI Magnum Income Fund 10.74 11,074 9.30 13,055 9.24 15,565 7.94 54,454 Inception Date 25-11-1998 Scheme Benchmark: - CRISIL Medium to Long Term Debt Index 12.05 11,205 9.82 13,248 9.28 15,590 10.20 86,401 Managing Since Additional Benchmark: - CRISIL 10 Year Gilt Index 9.25 10,925 9.07 12,979 7.96 14,669 N.A. N.A. Jan-11 SBI Magnum Gilt Fund 11.11 11,111 10.14 13,358 9.77 15,944 8.38 50,357 Inception Date 30-12-2000 Scheme Benchmark: - CRISIL Dynamic Gilt index 11.31 11,131 9.92 13,285 8.88 15,309 8.88 55,277 Managing Since Additional Benchmark: - CRISIL 10 Year Gilt Index 9.25 10,925 9.07 12,979 7.96 14,669 N.A. N.A. Jan-11 SBI Magnum Medium Duration Fund 11.25 11,125 9.68 13,192 9.97 16,095 8.26 39,237 Inception Date 12-11-2003 Scheme Benchmark: - NIFTY Medium Duration Debt Index 11.75 11,175 9.40 13,096 8.84 15,277 7.71 35,992 Managing Since Additional Benchmark: - CRISIL 10 Year Gilt Index 9.25 10,925 9.07 12,979 7.96 14,669 5.91 26,902 Jul-11 Fund Jointly Managed by R. Srinivasan (Equity portion), Dinesh Ahuja (Debt portion) & Mr. Mohit Jain (investments in foreign securities portion)

SBI Equity Hybrid Fund 9.55 10,955 7.76 12,512 11.57 17,298 15.32 3,70,000 Inception Date 09-10-1995 Scheme Benchmark: - CRISIL Hybrid 35+65 - Aggressive Index 16.63 11,663 9.19 13,020 12.90 18,355 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 12.35 1,90,883 Jan-12 Fund Jointly Managed by Dinesh Ahuja (Debt portion), Ruchit Mehta (Equity portion) & Mr. Mohit Jain (investments in foreign securities portion)

SBI Debt Hybrid Fund 12.65 11,265 7.29 12,348 8.44 15,004 8.11 46,870 Inception Date 09-04-2001 Scheme Benchmark: - NIFTY 50 Hybrid Composite Debt 15:85 Index 13.20 11,320 9.95 13,295 9.99 16,106 N.A. N.A. Managing Since Additional Benchmark: - CRISIL 10 Year Gilt Index 9.25 10,925 9.07 12,979 7.96 14,669 N.A. N.A. Jul-11

Fund Managed by Ruchit Mehta

SBI Magnum Equity ESG Fund 12.66 11,266 8.71 12,845 12.55 18,073 14.24 5,50,074 Inception Date 01-01-1991 Scheme Benchmark: - Nifty 100 ESG Index (TRI) 22.81 12,281 11.34 13,797 15.89 20,923 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 15.07 6,84,422 May-18

Notes: a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table.The total no of schemes managed by Mr. R. Srinivasan is 4 (2 schemes are jointly managed by Mr. DineshAhuja). The total no of schemes managed by Mr. DineshAhuja is 9 (1 schemes is jointly managed by Mr. Ruchit Mehta & 2 schemes are jointly managed by Mr. R. Srinivasan).The Scheme count of Mr. DineshAhuja includes an ETF managed by him. The total no of schemes managed by Mr. Ruchit Mehta is 3 (1 scheme is jointly managed by Mr. DineshAhuja and 1 scheme is jointly managed with Mr. Neeraj Kumar). SBI Magnum Children's Benefit Fund - Investment Plan is jointly managed by Mr. R Srinivasan and Mr. DineshAhuja. b. Different plans shall have a different expense structure. Performance for all scheme(s) are of Regular growth option. In case of SBI Magnum Equity ESG Fund growth option was introduced later on 27-Nov-2006 and SBI Equity Hybrid Fund growth option was introduced later on 19-Jan-2005, hence for the purpose of calculation of since inception returns, all dividends declared prior to the splitting of the scheme into Dividend & Growth Options are assumed to be reinvested in the units of the scheme at the then prevailing NAV (ex-dividend NAV) and net of Dividend Distribution tax, if any. c. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. d. Load is not considered for computation of returns. e. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended Scheme. g. SBI Focused Equity Fund: As scheme benchmark TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE 500 PRI values from 17-Sep-04 to 31-Jul-06 and TRI values since 01-Aug-06. h. SBI Equity Hybrid Fund, SBI Debt Hybrid Fund, SBI Magnum Equity ESG Fund: As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. i. SBI Equity Hybrid Fund: As scheme additional benchmark TRI data is not available since inception of the scheme, additional benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 9-Oct- 95 to 18-Aug-96 and TRI values since 19-Aug-96. j. SBI Magnum Gilt Fund, SBI Magnum Income Fund, SBI Debt Hybrid Fund: As the scheme was launched before the launch of the additional benchmark index, additional benchmark index figures since inception or the required period are not available. k. The performance of the schemes is benchmarked to the Total Return variant of the Index.

Note: Wherever NAV/Benchmark Index value is not available for start/end date for concerned period, the previous business day value of NAV/Benchmark Index is considered for return computation. 58 Comparative Performance for all Schemes

1 Year 3 Years 5 Years Since Inception

Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception Date & CAGR % CAGR % CAGR % CAGR % returns on Standard returns on Standard returns on Standard returns on Standard Managing Since Investment of Investment of Investment of Investment of Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Fund Jointly Managed by Neeraj Kumar (Equity portion) & Rajeev Radhakrishnan (Debt portion)

SBI Arbitrage Opportunities Fund 3.01 10,301 5.05 11,590 5.42 13,021 6.94 26,023 Inception Date 03-11-2006 Scheme Benchmark: - Nifty 50 Arbitrage Index. 1.84 10,184 4.42 11,385 4.77 12,626 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 10.73 42,732 Oct-12 Fund Jointly Managed by Neeraj Kumar (Arbitrage portion) & Ruchit Mehta (Equity & Debt portion)

SBI Equity Savings Fund 11.11 11,111 6.22 11,983 8.37 14,954 7.71 15,254 Inception Date 27-05-2015 Scheme Benchmark: - Nifty Equity Savings Index 10.62 11,062 7.92 12,571 9.56 15,792 8.37 15,794 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 11.01 18,100 May-15 Funds Managed by Anup Upadhyay

SBI Technology Opportunities Fund 44.96 14,496 21.20 17,793 16.88 21,829 14.61 1,89,951 Inception Date 05-07-1999 Scheme Benchmark: - S&P BSE Teck (TRI) 46.68 14,668 20.75 17,597 16.01 21,028 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 13.39 1,50,684 Jun-11 SBI Flexicap Fund 12.40 11,240 5.98 11,903 12.87 18,333 12.16 58,152 Inception Date 29-09-2005 Scheme Benchmark: - S&P BSE 500 (TRI) 16.50 11,650 6.76 12,167 13.83 19,123 12.60 61,773 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 13.07 65,861 Feb-17

SBI Magnum Global Fund 15.52 11,552 4.99 11,571 10.66 16,604 14.12 3,25,015 Inception Date 30-09-1994 Scheme Benchmark: - Nifty MNC (TRI) 14.49 11,449 3.29 11,019 14.00 19,268 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 11.09 1,59,756 May-18 Funds Managed by Lokesh Mallya and Mansi Sajeja

SBI Credit Risk Fund 8.89 10,889 7.37 12,374 7.85 14,599 8.41 16,956 Inception Date Scheme Benchmark: - CRISIL Composite CRISIL Credit Risk 17-07-2014 Index 10.85 11,085 8.45 12,759 9.02 15,410 9.55 18,173 Managing Since Additional Benchmark: - CRISIL 10 Year Gilt Index 9.25 10,925 9.07 12,979 7.96 14,669 8.59 17,157 Feb-17

Notes:

a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. The total no of schemes managed by Mr. Neeraj Kumar is 2 (1 scheme is jointly managed by Mr. Ruchit Mehta and 1 scheme is jointly managed by Mr. Rajeev Radhakrishnan). The total no of schemes managed by Mr. Anup Upadhyay is 3. The total no of of schemes jointly managed by Mr. Lokesh Mallya and Ms. Mansi Sajeja is 1. b. Different plans shall have a different expense structure. Performance for all scheme(s) are of Regular growth option. In case of SBI Magnum Global Fund regular growth option was introduced later on 27-Jun-2005 and SBI Technology Opportunities Fund regular growth option was introduced later on 01-Jan-2013, hence for the purpose of calculation of since inception returns, all dividends declared prior to the splitting of the scheme into Dividend & Growth Options are assumed to be reinvested in the units of the scheme at the then prevailing NAV (ex-dividend NAV) and net of Dividend Distribution tax, if any. c. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. d. Load is not considered for computation of returns. e. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. f. Scheme count for the total schemes managed by the Fund Managers does not includeclose ended Scheme. g. SBI Flexicap Fund: As scheme benchmark TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE 500 PRI values from 29-Sep-05 to 31-Jul-06 and TRI values since 01-Aug-06. h. SBI Magnum Global Fund: As scheme additional benchmark TRI data is not available since inception of the scheme, additional benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values 30-Sep-94 to 18-Aug-96 and TRI values since 19-Aug-96. i. SBI Arbitrage Opportunities Fund, SBI Technology Opportunities Fund & SBI Magnum Global Fund : As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. j. The performance of the schemes is benchmarked to the Total Return variant of the Index. k. SBI Arbitrage Opportunities Fund: Debt portion of the scheme is managed by Mr. Rajeev Radhakrishnan w.e.f. Jan 27 2020.

SBI Infrastructure Fund 6.04 10,604 0.76 10,229 10.50 16,486 4.00 17,038 Inception Date 06-07-2007 Scheme Benchmark: - Nifty Infrastructure (TRI) 15.21 11,521 2.42 10,743 10.49 16,475 0.85 11,211 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 10.16 37,189 Nov-18 Notes: a.The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table.The total number of schemes managed by Mrs. Nidhi Chawla is 1. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure.The performance details provided herein are of Growth Option - Regular Plan. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended Scheme. g.The data of the last working day has been considered for the calculation of performance. h.The performance of the schemes is benchmarked to theTotalReturn variant of the Index. 59 Comparative Performance for all Schemes

SBI Magnum MidCap Fund 21.36 12,136 3.70 11,151 9.82 15,981 15.11 93,065 Inception Date 29-03-2005 Scheme Benchmark: - Nifty Midcap 150 (TRI) 19.53 11,953 4.45 11,395 14.58 19,761 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 14.93 90,746 July-10 SBI Blue Chip Fund 13.73 11,373 6.49 12,074 11.54 17,273 10.95 47,370 Inception Date 14-02-2006 Scheme Benchmark: - S&P BSE 100 (TRI) 15.84 11,584 7.93 12,570 14.01 19,276 11.97 54,283 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 12.25 56,383 Sep-10 Fund Managed by Milind Agrawal

SBI Banking & Financial Services Fund 1.25 10,125 9.46 13,110 18.63 23,518 12.81 20,431 Inception Date 26-02-2015 Scheme Benchmark: - Nifty Financial Services (TRI) 2.20 10,220 9.57 13,151 18.34 23,226 12.20 19,791 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 9.79 17,394 Aug-19 Notes:

a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Ms. SohiniAndani has been managing SBI Blue Chip Fund since September 2010 and SBI Magnum Midcap Fund since July 2010The total number of schemes managed by Ms. SohiniAndani is 2. Mr. MilindAgrawal has been managing SBI Banking & Financial Services Fund since August 2019.The total number of schemes managed by Mr. MilindAgrawal is 1. SBI Banking & Financial Services Fund was managed by Ms. Sohini Andani till 31st July 2019. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option - Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not includeclose ended Scheme. g. SBI Blue Chip Fund: As scheme benchmark TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE 100 PRI values from 14-Feb-06 to 31-Jul-06 and TRI values since 01-Aug-06. h. SBI Magnum Midcap Fund: As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. I. The performance of the schemes is benchmarked to the Total Return variant of the Index.

SBI Consumption Opportunities Fund 13.14 11,314 4.33 11,353 13.33 18,705 14.48 1,85,287 Inception Date 05-07-1999 Scheme Benchmark: - Nifty India Consumption (TRI) 16.17 11,617 6.49 12,072 13.02 18,451 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 13.39 1,50,684 Jun-11 SBI Large & Midcap Fund 11.99 11,199 5.74 11,820 12.04 17,663 14.09 3,97,938 Inception Date 28-02-1993 Scheme Benchmark: - NIFTY LargeMidcap 250 (TRI) 17.31 11,731 6.18 11,969 14.34 19,555 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 12.34 2,57,848 Sep-16 Funds Managed by Tanmaya Desai

SBI Healthcare Opportunities Fund 55.54 15,554 14.55 15,025 5.96 13,358 16.08 2,50,028 Inception Date 05-07-1999 Scheme Benchmark: - S&P BSE Health Care (TRI) 49.03 14,903 13.10 14,464 5.48 13,062 14.26 1,77,637 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 13.39 1,50,684 Jun-11 Notes:

a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. The total no of schemes managed by Mr. Saurabh Pant is 2. The total no of schemes managed by Mr.Tanmaya Desai is 1. b. Different plans shall have a different expense structure. Performance for all scheme(s) are of Regular growth option. In case of SBI Consumption Opportunities Fund growth option was introduced later on 01-Jan-2013, SBI Large & Midcap Fund growth option was introduced later on 25-May-2005 and SBI Healthcare Opportunities Fund growth option was introduced later on 31-Dec-2004. Hence for the purpose of calculation of since inception returns, all dividends declared prior to the splitting of the scheme into Dividend & Growth Options are assumed to be reinvested in the units of the scheme at the then prevailing NAV (ex-dividend NAV) and net of Dividend Distribution tax, if any. c. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. d. Load is not considered for computation of returns. e. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. f. Scheme count for the total schemes managed by the Fund Managers does not includeclose ended Scheme. g. SBI Consumption Opportunities Fund & SBI Large & Midcap Fund : As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. h. SBI Large & Midcap Fund: As scheme benchmark TRI data is not available since inception of the scheme, additional benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 28-Feb-93 to 18 -Aug-96 and TRI values since 19-Aug-96. i. SBI Healthcare Opportunities Fund: As TRI data is not available since inception of SBI Healthcare Opportunities Fund, benchmark performance is calculated using composite CAGR of S&P BSE Health Care PRI values from 05-Jul-99 to 30-Dec-07 and TRI values since 31-Dec-07. j. The performance of the schemes is benchmarked to the Total Return variant of the Index. k. The Benchmark of SBI Large & Midcap Fund has been changed to NIFTY LargeMidcap 250 w.e.f. 25th February 2019. 60 Comparative Performance for all Schemes

SBI Gold Fund 18.62 11,862 16.20 15,682 11.58 17,304 4.51 15,126 Inception Date 12-09-2011 Scheme Benchmark: - The Morning Fixing of Gold by London Bullion Market Association (LBMA) 19.63 11,963 17.30 16,148 12.51 18,042 6.01 17,304 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 13.14 31,868 Sep-11

SBI Nifty Index Fund 13.73 11,373 7.62 12,461 12.85 18,314 13.78 1,16,910 Inception Date 17-01-2002 Scheme Benchmark: - Nifty 50 (TRI) 15.27 11,527 8.70 12,841 13.94 19,214 15.69 1,60,572 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 16.45 1,81,857 Feb-11 SBI Equity Minimum Variance Fund 20.67 12,067 N.A. N.A. N.A. N.A. 12.09 12,377 Inception Date 31-03-2019 Scheme Benchmark: - Nifty 50 TRI 15.27 11,527 N.A. N.A. N.A. N.A. 10.64 12,080 Managing Since Additional Benchmark: - S&P BSE Sensex TRI 15.09 11,509 N.A. N.A. N.A. N.A. 11.87 12,331 Mar-19

Notes: a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. Raviprakash Sharma has been managing SBI GOLD Fund since September 2011, SBI Nifty Index Fund since February 2011 and SBI Equity Minimum Variance Fund since March 2019.The total number of schemes managed by Mr. Raviprakash Sharma is 3. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure.The performance provided for SBI Gold Fund, are of Regular Plan - Dividend Option and is Net of Dividend distribution tax, if any.The performance details provided for SBI Nifty Index Fund are of Growth Option- Regular Plan. f. Scheme count for the total schemes managed by the Fund Managers does not include ETF’s managed by Mr. Raviprakash Sharma. g. The data of the last working day has been considered for the calculation of performance. h. The performance of the schemes is benchmarked to theTotalReturn variant of the Index. I. SBI Equity Minimum Variance Fund has not completed 3 years & 5years period, hence the performance of such period not provided.

SBI Long Term Equity Fund 16.57 11,657 4.15 11,298 10.62 16,571 15.32 5,30,130 Inception Date 31-03-1993 Scheme Benchmark: - S&P BSE 500 (TRI) 16.50 11,650 6.76 12,167 13.83 19,123 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 12.99 2,99,895 Sep-16

SBI Contra Fund 31.52 13,152 3.94 11,228 11.44 17,199 17.92 3,51,255 Inception Date 05-07-1999 Scheme Benchmark: - S&P BSE 500 (TRI) 16.50 11,650 6.76 12,167 13.83 19,123 14.95 2,02,520 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 13.39 1,50,684 May-18 Fund Jointly Managed by Dinesh Balachandran (Equity & Debt portion) and Mohit Jain (investments in foreign securities portion)*

SBI Dynamic Asset Allocation Fund 7.54 10,754 5.40 11,706 8.22 14,853 6.82 14,714 Inception Date 26-03-2015 Scheme Benchmark: - 50% CRISIL 1 year CD Index + 50% S&P BSE Sensex 12.55 11,255 9.67 13,186 11.55 17,283 9.68 17,175 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 10.76 18,183 Mar-15 Funds Managed by Gaurav Mehta & Mr. Raj Gandhi (for ETCDs)

SBI Multi Asset Allocation Fund 11.86 11186 N.A. N.A. N.A. N.A. 8.43 12453 Inception Date 16-05-2018 Scheme Benchmark: - 1/3 NIFTY + 1/3 CRISIL Composite Bond Fund Index + 1/3 Price of Gold 14.79 11479 N.A. N.A. N.A. N.A. 12.52 13767 Managing Since Additional Benchmark: - Crisil 1 Yr T-Bill Index 5.53 10553 N.A. N.A. N.A. N.A. 6.73 11934 Feb-19

Notes: a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. Dinesh Balachandran has been managing SBI Long Term Equity Fund (previously known as SBI Magnum Taxgain Scheme) since September 2016 and co managing SBI Dynamic Asset Allocation Fund (Equity & Equity related instruments and Debt & Money Market instruments portion) since March 2015 with Mr. Mohit Jain (investments in foreign securities portion). The total number of schemes managed by Mr. Dinesh Balachandran is 3 (1 scheme is jointly managed by Mr. Mohit Jain). SBI Contra Fund was managed by Mr. R. Srinivasan till May 04, 2018. b. Different plans shall have a different expense structure. Performance for all scheme(s) are of Regular growth option. In case of SBI LongTermEquity Fund growth Option was introduced later on 07-May-2007 and SBI Contra Fund growth option was introduced later on 06-May-2005, hence for the purpose of calculation of since inception returns, all dividends declared prior to the splitting of the scheme into Dividend & Growth Options are assumed to be reinvested in the units of the scheme at the then prevailing NAV (ex-dividend NAV) and net of Dividend Distribution tax, if any. c. Mr. Mohit Jain is the fund manager for investment in foreign securities in SBI DynamicAssetAllocation fund w.e.f. Nov 28, 2017*. d. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. e. Load is not considered for computation of returns. f. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. g. Scheme count for the total schemes managed by the Fund Managers does not includeclose ended Schemes. h. SBI Long Term Equity Fund: As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. I. SBI LongTermEquity Fund:As scheme benchmarkTRI data is not available since inception of the scheme, additional benchmark performance is calculated using composite CAGR of S&PBSE Sensex PRI values 31-Mar-93 to 18-Aug-96 and TRI values since 19-Aug-96. j. SBI Contra Fund:As scheme benchmarkTRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&PBSE 500 PRI values from 05-Jul-99 to 31-Jul-06 andTRI values since 01-Aug-06. k. SBI Multi Asset Allocation Fund has not completed 3 years & 5years period, hence the performance of such period not provided. l. SBI Muti Asset Allocation Fund - Mr. Raj Gandhi is appointed as fund manager for managing investments in ETCDs w.e.f. February 27, 2020. m. SBI Muti Asset Allocation Fund: Benchmark of the scheme is changed to 45% CRISIL 10 Year Gilt Index + 40% NIFTY 50 TRI + 15% Price of Gold w.e.f. November 06, 2020 61 Comparative Performance for all Schemes

7 Days 15 Days 1 Month 1 Year 3 Year 5 Year Since Inception Point-to-Point Point-to-Point Point-to-Point Point-to-Point Point-to-Point Point-to-Point Point-to-Point returns on returns on returns on returns on returns on returns on returns on Inception Annualized Annualized Annualized CAGR CAGR CAGR CAGR Standard Standard Standard Standard Standard Standard Standard Date & % % % % % % % Investment Investment Investment Investment Investment Investment Investment Managing of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- Since

Funds Managed by R. Arun Inception Date SBI Overnight Fund 3.05 10,006 3.05 10,013 2.97 10,025 3.15 10,315 4.95 11,563 5.45 13,041 6.72 32,992 01-10-2002 Scheme Benchmark: - CRISIL 3.23 10,006 3.22 10,013 3.13 10,027 3.27 10,327 5.02 11,584 5.49 13,065 N.A. N.A. Overnight Index Managing Since Additional Benchmark: - CRISIL 1 Year -0.70 9,999 3.40 10,014 1.58 10,013 5.53 10,553 6.66 12,137 6.59 13,766 6.06 29,421 Apr-12 T-Bill Index SBI Savings Fund 3.60 10,007 2.89 10,011 2.37 10,019 5.38 10,538 6.71 12,147 6.95 13,999 7.35 32,338 Inception Date Scheme Benchmark: - NIFTY Money 19-07-2004 Market Index 3.22 10,006 2.90 10,012 2.36 10,020 4.86 10,486 6.46 12,069 6.76 13,874 7.60 33,610 Additional Benchmark: - CRISIL 1 Year Managing -0.70 9,999 3.40 10,014 1.58 10,013 5.53 10,553 6.66 12,137 6.59 13,766 6.15 26,839 Since T-Bill Index Apr-12 SBI Liquid Fund 3.28 10,006 3.14 10,013 2.70 10,023 3.98 10,398 5.88 11,870 6.33 13,598 7.28 26,502 Inception Scheme Benchmark: - CRISIL Liquid Date 3.52 10,007 3.41 10,014 3.23 10,027 4.40 10,440 6.24 11,994 6.57 13,752 7.28 26,494 Fund Index 24-11-2003 Additional Benchmark: - CRISIL 1 Year -0.70 9,999 3.40 10,014 1.58 10,013 5.53 10,553 6.66 12,137 6.59 13,766 6.47 23,866 Managing T-Bill Index Since May-18 Notes: a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. R.Arun has been managing SBI Savings Fund and SBI Overnight Fund sinceApril 2012. The total number of schemes managed by Mr. R.Arun is 3. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option - Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not includeclose ended Scheme. g. SBI Overnight Fund : As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.

SBI Magnum Comma Fund 19.75 11,975 2.13 10,651 15.58 20,638 10.26 45,392 Inception Date 08-08-2005 Scheme Benchmark: - Nifty Commodities (TRI) 14.87 11,487 -1.11 9,671 12.42 17,969 9.30 39,636 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 13.90 75,062 Aug-14 SBI PSU Fund -11.09 8,891 -9.76 7,352 1.83 10,949 -0.80 9,183 Inception Date 07-07-2010 Scheme Benchmark: - S&P BSE PSU (TRI) -8.46 9,154 -11.27 6,988 1.72 10,890 -2.08 8,004 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 10.08 13,336 14.65 19,826 11.17 30,643 Aug-14

Notes:

a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. The total number of schemes managed by Mr. Richard D’souza is 2. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option - Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not includeclose ended Scheme. g. The data of the last working day has been considered for the calculation of performance. h. SBI Magnum Comma Fund: As TRI data is not available since inception of SBI Magnum Comma Fund, benchmark performance is calculated using composite CAGR of Nifty Commodities PRI values from 08-Aug-05 to 13-Feb-12 and TRI values since 14-Feb-12. . The performance of the schemes is benchmarked to theTotalReturn variant of the Index.

SBI Magnum Constant Maturity Fund 11.12 11,112 11.00 13,673 10.25 16,301 8.31 49,638 Inception Date 30-12-2000 Scheme Benchmark: -Crisil 10 Year Gilt Index 9.25 10,925 9.07 12,979 7.96 14,669 N.A. N.A. Managing Since Additional Benchmark: - CRISIL 1 Year T-Bill Index 5.53 10,553 6.66 12,137 6.59 13,766 6.33 34,281 Jan 27, 2020 Notes:

a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. The total number of schemes managed by Mr. DineshAhuja is 7 (1 schemes is jointly managed by Mr. Ruchit Mehta & 1 scheme is jointly managed by Mr. R. Srinivasan). He is also managing SBI ETF 10YearGilt Fund. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option - Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended Scheme & ETF. g. The performance of the schemes is benchmarked to the Total Return variant of the Index. h. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. I. The Scheme was managed by Mr. Mahak Khabia till 24 Jan 2020. 62 Comparative Performance for all Schemes

SBI Short Term Debt Fund 8.84 10,884 8.25 12,681 8.01 14,710 7.03 25,071 Inception Date 27-07-2007 Scheme Benchmark: - CRISIL Short Term Bond Fund Index 9.21 10,921 8.74 12,859 8.34 14,930 8.14 28,836 Managing Since Additional Benchmark: - CRISIL 1 Year T-Bill Index 5.53 10,553 6.66 12,137 6.59 13,766 6.38 23,078 Jun-08 Fund jointly managed by R. Srinivasan (equity portion) and Rajeev Radhakrishnan (debt portion)

SBI Magnum Children's Benefit Fund - Savings Plan 12.57 11,257 5.65 11,790 11.48 17,228 10.31 64,196 Inception Date 21-02-2002 Scheme Benchmark:- NIFTY 50 Hybrid Composite Debt 15:85 13.20 11,320 9.95 13,295 9.99 16,106 9.30 53,999 Index Managing Since Additional Benchmark: - CRISIL 10 Year Gilt Index 9.25 10,925 9.07 12,979 7.96 14,669 6.79 34,762 Jun-08 Fund Jointly Managed Rajeev Radhakrishnan & Mohit Jain (investments in foreign securities portion)

SBI Banking and PSU Fund 9.30 10,930 8.96 12,931 8.30 14,906 8.28 24,590 Inception Date 09-10-2009 Scheme Benchmark: - NIFTY Banking and PSU Debt Index 9.49 10,949 8.28 12,698 8.07 14,747 8.23 24,480 Managing Since Additional Benchmark: - CRISIL 1 Year T-Bill Index 5.53 10,553 6.66 12,137 6.59 13,766 6.54 20,486 Nov-13 SBI Corporate Bond Fund 9.31 10,931 N.A. N.A. N.A. N.A. 9.94 12,080 Inception Date 01-02-2019 Scheme Benchmark: - NIFTY Corporate Bond Index 10.89 11,089 N.A. N.A. N.A. N.A. 10.56 12,223 Managing Since Additional Benchmark: - Crisil 10 Yr Gilt Index 9.25 10,925 N.A. N.A. N.A. N.A. 10.50 12,210 Jan-19

7 Days 15 Days 1 Month 1 Year 3 Year 5 Year Since Inception

Point-to-Point Point-to-Point Point-to-Point Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception returns on returns on returns on returns on returns on returns on returns on Date & Annualized Annualized Annualized CAGR CAGR CAGR CAGR Standard Standard Standard Standard Standard Standard Standard Managing % % % % % % % Investment Investment Investment Investment Investment Investment Investment Since of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/-

SBI Magnum Ultra Short Duration Fund 2.76 10,005 2.40 10,009 1.86 10,015 5.49 10,549 7.11 12,288 7.10 14,090 7.32 46,367 Inception Date Scheme Benchmark: - NIFTY Ultra Short Duration Debt Index 3.66 10,007 2.88 10,012 2.67 10,023 5.24 10,524 7.03 12,263 7.19 14,154 N.A. N.A. 21-05-1999 Additional Benchmark: - CRISIL Managing 1 Year T-Bill Index -0.70 9,999 3.40 10,014 1.58 10,013 5.53 10,553 6.66 12,137 6.59 13,766 6.56 39,721 Since May-10

SBI Magnum Low Duration Fund 3.17 10,006 2.32 10,009 1.56 10,012 6.27 10,627 7.37 12,375 7.39 14,292 7.73 27,372 Inception Scheme Benchmark: - NIFTY Low Date Duration Debt Index 4.25 10,008 3.31 10,014 1.71 10,015 6.16 10,616 7.29 12,353 7.37 14,277 8.25 29,210 27-07-2007 Additional Benchmark: - CRISIL 1 Year Managing T-Bill Index -0.70 9,999 3.40 10,014 1.58 10,013 5.53 10,553 6.66 12,137 6.59 13,766 6.38 23,078 Since Jun-08

Notes:

a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. Rajeev Radhakrishnan is also the Fund Manager of other close-ended schemes like SBI Debt Fund Series and manages the debt portion of the SBI DualAdvantage Fund Series & SBI Capital Protection Oriented Fund Series. Mr. Radhakrishnan also jointly manages SBIArbitrage Opportunities Fund with Mr. Neeraj Kumar.The total number of open ended schemes managed by Mr. Rajeev Radhakrishnan is 8. Mr. Rajeev Radhakrishnan also manages SBI Floating Rate Debt Fund. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details of all the schemes provided herein are of Growth Option - Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not includeclose ended Scheme . g. SBI Magnum Ultra Short Duration Fund : As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. h. The performance of the schemes is benchmarked to the Total Return variant of the Index. I. Mohit Jain is the Fund Manager for the investment in foreign securities in SBI Banking & PSU Fund w.e.f. Jan 22 2020. j. SBI Corporate Bond Fund has not completed 3 years & 5years period, hence the performance of such period not provided. k. Mr. R. Srinivasan is managing the equity portion of SBI Magnum Children's Benefit Fund - Savings Plan since January 13, 2021. Performance of Category II – FPI Portfolio (advised by Mr. R. Srinivasan)

1 Year 3 Years 5 Years Since Inception Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception Date & CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard Advising Since Investment of Investment of Investment of Investment of Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Rs. 10,000/-

Category II - FPI Portfolio (managed under a bilateral agreement 13.71 11,371 N.A. N.A. N.A. N.A. 12.96 11,296 Inception Date under Regulation 24(b) and subject to applicable laws) 03-12-2018 Scheme Benchmark: - MSCI India (TRI) 17.66 11,766 N.A. N.A. N.A. N.A. 11.96 11,196 Advising Since Additional Benchmark: - S&P BSE Sensex (TRI) 15.09 11,509 N.A. N.A. N.A. N.A. 13.24 11,324 Dec-18

Past performance may or may not be sustained in the future. Inception date is December 3, 2018. The performance is not comparable with the performance of the scheme(s) of SBI Mutual Fund due to differing investment objective/s and fundamental differences in asset allocation, investment strategy and the regulatory environment. The said disclosure is pursuant to SEBI Circular No. Cir/IMD/DF/F/2012 dated February 28, 2012 pertaining to Regulation 24(b) of SEBI (Mutual Funds) Regulations, 1996. FPI – Foreign Portfolio Investor.

Notes: a. The above Performance returns are calculated and compared from the date of inception of category II- FPI Portfolio i.e. December 03, 2018. b. Returns are compounded annualised (CAGR). c. For calculation of scheme performance, NAV is converted into INR using currency conversion rate i.e. USDINR rate. (Source: Bloomberg, closing prices) d. The performance of the scheme is benchmarked to theTotalReturn variant of the index. e. Benchmark return is based on INR value (Source: Bloomberg) 63 Benefits of Systematic Investment Plan (SIP) SIP Performance of Select Schemes - Fund Manager-wise

The Fund offers flexible and convenient Systematic Investment Plan (SIP) facility. To illustrate the advantages of SIP investments, this is how your investments would have grown if you had invested say` 10,000 systematically on the first Business Day of every month over a period of time in the Respective Scheme by using XIRR approach. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows with the correct allowance for the time impact of the transactions. Data as on January 29, 2021. SBI Blue Chip Fund FUND MANAGER -SOHINI ANDANI Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 18,00,000 N.A. 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 48,81,267 N.A. 24,12,816 7,97,184 4,46,077 1,51,428 Returns (Annualised) (%) 12.30 N.A. 13.39 11.32 14.45 52.32 Benchmark Returns (Annualised) (TRI) (%) # 11.68 N.A. 12.48 13.15 15.09 52.45 AdditionalBenchmarkReturns(Annualised)(TRI)(%)## 11.87 N.A. 12.88 14.61 16.22 50.96 Past performance may or may not be sustained in the future. # S&P BSE 100, ## S&P BSE SENSEX, Inception Date: February 14, 2006 Returns are calculated for Regular Plan Growth Option

SBI Magnum Equity ESG Fund FUND MANAGER -RUCHIT MEHTA Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 36,10,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 4,79,64,296 49,07,353 23,19,525 8,21,888 4,52,019 1,50,634 Returns (Annualised) (%) 14.16 12.36 12.65 12.55 15.38 50.92 Benchmark Returns (Annualised) (%) (TRI) # N.A. N.A. N.A. 16.13 18.95 58.75 AdditionalBenchmarkReturns(Annualised)(TRI)(%)## N.A. 11.87 12.88 14.61 16.22 50.96 Past performance may or may not be sustained in the future. # Nifty 100 ESG Index, ## S&P BSE SENSEX, Inception Date: January 01, 1991

Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Contra Fund FUND MANAGER -DINESH BALACHANDRAN Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 25,90,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 2,61,93,945 42,21,160 21,92,426 8,25,539 4,80,399 1,70,112 Returns (Annualised) (%) 18.26 10.59 11.60 12.73 19.69 86.27 Benchmark Returns (Annualised) (TRI) (%) # 14.70 11.83 12.74 12.86 15.19 54.60 Additional Benchmark Returns (Annualised) (TRI) (%) ## 14.61 11.87 12.88 14.61 16.22 50.96 Past performance may or may not be sustained in the future. # S&P BSE 500, ## S&P BSE SENSEX, Inception Date: July 05, 1999

Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Large & Midcap Fund FUND MANAGER -SAURABH PANT Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 33,60,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 4,61,68,437 52,81,747 24,79,815 8,10,149 4,49,171 1,52,705 Returns (Annualised) (%) 15.48 13.21 13.90 11.97 14.94 54.58 Benchmark Returns (Annualised) (TRI) (%) # N.A. N.A. 14.15 13.14 15.80 57.50 Additional Benchmark Returns (Annualised) (TRI) (%) ## 13.36 11.87 12.88 14.61 16.22 50.96 Past performance may or may not be sustained in the future. # NIFTY Large Midcap 250, ## S&P BSE SENSEX, Inception Date: February 28, 1993

Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Magnum MidCap Fund FUND MANAGER -SOHINI ANDANI Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 19,00,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 63,68,453 55,98,290 26,91,735 7,86,360 4,67,215 1,59,909 Returns (Annualised) (%) 13.93 13.89 15.43 10.77 17.71 67.50 Benchmark Returns (Annualised) (TRI) (%) # 14.34 14.29 15.61 13.22 16.92 65.01 Additional Benchmark Returns (Annualised) (TRI) (%) ## 12.26 11.87 12.88 14.61 16.22 50.96 Past performance may or may not be sustained in the future. # Nifty Midcap 150, ## S&P BSE SENSEX, Inception Date: March 29, 2005 Returns are calculated for Regular Plan Growth Option

Source: ICRA Online Investors are advised to refer to the performance summary table on page 55 -60. Returns are calculated for the Regular plan. Disclaimer: The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. Investors are advised to consult their financial advisor/consultant before taking any investment decision. SIP does not assure a profit or guarantee protection against a loss in a declining market. Please refer SID of the respective Schemes before investing. The performance of the schemes is benchmarked to the Total Return variant of the Index. 64 Benefits of Systematic Investment Plan (SIP) SIP Performance of Select Schemes - Fund Manager-wise

The Fund offers flexible and convenient Systematic Investment Plan (SIP) facility. To illustrate the advantages of SIP investments, this is how your investments would have grown if you had invested say` 10,000 systematically on the first Business Day of every month over a period of time in the Respective Scheme by using XIRR approach. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows with the correct allowance for the time impact of the transactions. Data as on January 29, 2021. SBI Magnum Global Fund FUND MANAGER -ANUP UPADHYAY Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 31,70,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 5,39,99,851 56,69,138 24,83,769 7,80,415 4,34,850 1,40,327 Returns (Annualised) (%) 17.71 14.03 13.93 10.46 12.68 33.11 Benchmark Returns (Annualised) (TRI) (%) # N.A. 13.90 13.80 10.97 10.41 32.51 Additional Benchmark Returns (Annualised) (TRI) (%) ## 13.80 11.87 12.88 14.61 16.22 50.96 Past performance may or may not be sustained in the future. # Nifty MNC, ## S&P BSE SENSEX, Inception Date: September 30, 1994 Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Focused Equity Fund FUND MANAGER -R. SRINIVASAN Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 19,60,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 81,43,173 63,80,351 26,45,506 8,32,537 4,41,914 1,42,623 Returns (Annualised) (%) 15.71 15.40 15.11 13.07 13.80 37.02 Benchmark Returns (Annualised) (TRI) (%) # 12.33 11.83 12.74 12.86 15.19 54.60 Additional Benchmark Returns (Annualised) (TRI) (%) ## 12.55 11.87 12.88 14.61 16.22 50.96 Past performance may or may not be sustained in the future. # S&P BSE 500, ## S&P BSE SENSEX, Inception Date: September 17, 2004 Returns are calculated for Regular Growth

SBI Small Cap Fund FUND MANAGER -R. SRINIVASAN Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 13,70,000 N.A. 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 49,72,008 N.A. 38,61,551 9,21,127 4,86,608 1,60,448 Returns (Annualised) (%) 21.05 N.A. 22.12 17.19 20.62 68.47 Benchmark Returns (Annualised) (TRI) (%) # 11.42 N.A. 12.63 11.09 16.46 73.91 Additional Benchmark Returns (Annualised) (TRI) (%) ## 12.27 N.A. 12.88 14.61 16.22 50.96 Past performance may or may not be sustained in the future. # S&P BSE SMALL CAP, ## S&P BSE SENSEX, Inception Date: September 09, 2009 Returns are calculated for Regular Plan Growth Option

SBI Long Term Equity Fund FUND MANAGER -DINESH BALACHANDRAN Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 33,50,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 5,99,90,743 44,83,796 22,07,385 7,81,684 4,45,965 1,52,847 Returns (Annualised) (%) 16.94 11.30 11.72 10.53 14.44 54.83 Benchmark Returns (Annualised) (TRI) (%) # N.A. 11.83 12.74 12.86 15.19 54.60 Additional Benchmark Returns (Annualised) (TRI) (%) ## 13.41 11.87 12.88 14.61 16.22 50.96 Past performance may or may not be sustained in the future. # S&P BSE 500, ## S&P BSE SENSEX, Inception Date: March 31, 1993 Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Equity Hybrid Fund FUND MANAGER -R. SRINIVASAN (Equity) & DINESH AHUJA (Debt) Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 30,10,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 3,11,00,709 49,50,968 23,98,507 7,97,773 4,35,728 1,40,140 Returns (Annualised) (%) 15.66 12.46 13.28 11.35 12.82 32.79 Benchmark Returns (Annualised) (%) # N.A. 11.27 12.05 12.54 14.64 36.80 Additional Benchmark Returns (Annualised) (TRI) (%) ## 14.10 11.87 12.88 14.61 16.22 50.96 Past performance may or may not be sustained in the future. # Scheme Benchmark: - CRISIL Hybrid 35+65 - Aggressive Index, ## S&P BSE SENSEX, Inception Date: October 09, 1995

Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

Investors are advised to refer to the performance summary table on page 55 -60. Returns are calculated for the Regular plan. Disclaimer: The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. Investors are advised to consult their financial advisor/consultant before taking any investment decision. SIP does not assure a profit or guarantee protection against a loss in a declining market. Please refer SID of the respective Schemes before investing. The performance of the schemes is benchmarked to the Total Return variant of the Index. 65 Benefits of Systematic Investment Plan (SIP) SIP Performance of Select Schemes - Fund Manager-wise

The Fund offers flexible and convenient Systematic Investment Plan (SIP) facility. To illustrate the advantages of SIP investments, this is how your investments would have grown if you had invested say` 10,000 systematically on the first Business Day of every month over a period of time in the Respective Scheme by using XIRR approach. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows with the correct allowance for the time impact of the transactions. Data as on January 29, 2021. SBI Flexicap Fund FUND MANAGER -ANUP UPADHYAY Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 18,40,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 51,13,852 48,88,911 25,43,272 8,05,862 4,44,504 1,51,667 Returns (Annualised) (%) 12.29 12.31 14.38 11.76 14.21 52.75 Benchmark Returns (Annualised) (TRI) (%) # 11.90 11.83 12.74 12.86 15.19 54.60 Additional Benchmark Returns (Annualised) (TRI) (%) ## 11.97 11.87 12.88 14.61 16.22 50.96 Past performance may or may not be sustained in the future. # S&P BSE 500, ## S&P BSE SENSEX, Inception Date: September 29, 2005 Returns are calculated for Regular Plan Growth Option

SBI Technology Opportunities Fund FUND MANAGER -ANUP UPADHYAY Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 25,90,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 1,81,47,455 67,01,271 31,57,127 10,83,082 5,51,557 1,67,676 Returns (Annualised) (%) 15.58 15.96 18.40 23.87 29.82 81.74 Benchmark Returns (Annualised) (TRI) (%) # N.A. N.A. 16.77 23.04 29.99 83.03 Additional Benchmark Returns (Annualised) (TRI) (%) ## 14.61 11.87 12.88 14.61 16.22 50.96 Past performance may or may not be sustained in the future. # S&P BSE Teck, ## S&P BSE SENSEX, Inception Date: July 05, 1999 Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Consumption Opportunities Fund FUND MANAGER -SAURABH PANT Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 25,90,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 2,49,56,871 75,81,042 25,21,040 8,11,597 4,40,846 1,58,694 Returns (Annualised) (%) 17.91 17.37 14.21 12.04 13.63 65.30 Benchmark Returns (Annualised) (TRI) (%) # N.A. N.A. 13.38 11.69 12.79 38.70 Additional Benchmark Returns (Annualised) (TRI) (%) ## 14.61 11.87 12.88 14.61 16.22 50.96 Past performance may or may not be sustained in the future. # Nifty India Consumption, ## S&P BSE SENSEX, Inception Date: July 05, 1999 Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Banking & Financial Services Fund FUND MANAGER -MILIND AGRAWAL Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 7,20,000 N.A. N.A. 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 11,11,258 N.A. N.A. 8,54,507 4,40,962 1,50,945 Returns (Annualised) (%) 14.35 N.A. N.A. 14.13 13.65 51.47 Benchmark Returns (Annualised) (TRI) (%) # 15.06 N.A. N.A. 15.74 15.20 55.10 Additional Benchmark Returns (Annualised) (TRI) (%) ## 13.47 N.A. N.A. 14.61 16.22 50.96 Past performance may or may not be sustained in the future. # Nifty Financial Services Index, ## S&P BSE SENSEX, Inception Date: February 26, 2015 Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Banking and PSU Fund FUND MANAGER -RAJEEV RADHAKRISHNAN Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 13,50,000 N.A 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 22,47,495 N.A 18,65,774 7,45,431 4,13,457 1,24,914 Returns (Annualised) (%) 8.52 N.A 8.55 8.62 9.22 7.75 Benchmark Returns (Annualised) (TRI) (%) # 8.39 N.A 8.42 8.21 9.06 7.54 Additional Benchmark Returns (Annualised) (TRI) (%) ## 6.84 N.A 6.87 6.40 6.21 4.14 Past performance may or may not be sustained in the future. # NIFTY Banking and PSU Debt Index, ## S&P BSE SENSEX, Inception Date: October 09, 2009 Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

Investors are advised to refer to the performance summary table on page 55-60. Returns are calculated for the Regular plan. Disclaimer: The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. Investors are advised to consult their financial advisor/consultant before taking any investment decision. SIP does not assure a profit or guarantee protection against a loss in a declining market. Please refer SID of the respective Schemes before investing. The performance of the schemes is benchmarked to the Total Return variant of the Index. 66 Benefits of Systematic Investment Plan (SIP) SIP Performance of Select Schemes - Fund Manager-wise

The Fund offers flexible and convenient Systematic Investment Plan (SIP) facility. To illustrate the advantages of SIP investments, this is how your investments would have grown if you had invested say` 10,000 systematically on the first Business Day of every month over a period of time in the Respective Scheme by using XIRR approach. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows with the correct allowance for the time impact of the transactions. Data as on January 29, 2021. SBI Corporate Bond Fund FUND MANAGER -RAJEEV RADHAKRISHNAN Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 2,40,000 N.A N.A N.A N.A 1,20,000 Mkt Value as on January 29, 2021 (` ) 2,62,569 N.A N.A N.A N.A 1,24,689 Returns (Annualised) (%) 8.93 N.A N.A N.A N.A 7.39 Benchmark Returns (Annualised) (TRI) (%) # 10.23 N.A N.A N.A N.A 9.56 Additional Benchmark Returns (Annualised) (TRI) (%) ## 8.23 N.A N.A N.A N.A 5.92 Past performance may or may not be sustained in the future. # NIFTY Corporate Bond Index, ## S&P BSE SENSEX, Inception Date: January 16, 2019 Returns are calculated for Regular Plan Growth Option

SBI Dynamic Bond Fund FUND MANAGER -DINESH AHUJA Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 20,40,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 40,96,715 34,42,909 18,95,904 7,50,123 4,17,739 1,23,865 Returns (Annualised) (%) 7.68 8.16 8.85 8.88 9.92 6.08 Benchmark Returns (Annualised) (TRI) (%) # 8.36 8.64 9.01 9.22 10.67 8.84 Additional Benchmark Returns (Annualised) (TRI) (%) ## 7.06 7.28 7.80 7.82 9.36 5.92 Past performance may or may not be sustained in the future. # NIFTY Composite Debt Index, ## S&P BSE SENSEX, Inception Date: February 09, 2005 Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Magnum Medium Duration Fund FUND MANAGER -DINESH AHUJA Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 20,70,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 46,89,232 36,87,688 19,91,207 7,66,820 4,22,433 1,26,255 Returns (Annualised) (%) 8.80 8.98 9.78 9.76 10.69 9.89 Benchmark Returns (Annualised) (TRI) (%) # 8.49 8.73 9.03 9.24 10.57 9.54 Additional Benchmark Returns (Annualised) (TRI) (%) ## 7.02 7.28 7.80 7.82 9.36 5.92 Past performance may or may not be sustained in the future. # NIFTY Medium Duration Debt Index, ## S&P BSE SENSEX, Inception Date: November 12, 2003

Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Savings Fund FUND MANAGER -R. ARUN Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 19,90,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 38,87,504 32,93,780 17,55,189 7,07,194 3,95,537 1,22,899 Returns (Annualised) (%) 7.58 7.62 7.39 6.52 6.22 4.55 Benchmark Returns (Annualised) (TRI) (%) # 7.68 7.66 7.29 6.29 5.80 4.16 Additional Benchmark Returns (Annualised) (TRI) (%) ## 6.54 6.63 6.87 6.40 6.21 4.14 Past performance may or may not be sustained in the future. # NIFTY Money Market Index, ## S&P BSE SENSEX, Inception Date: July 19, 2004 Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Short Term Debt Fund FUND MANAGER -RAJEEV RADHAKRISHNAN Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 14,50,000 N.A 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on January 29, 2021 (` ) 24,61,342 N.A 18,38,591 7,35,027 4,10,340 1,24,626 Returns (Annualised) (%) 8.19 N.A 8.27 8.06 8.70 7.29 Benchmark Returns (Annualised) (TRI) (%) # 8.43 N.A 8.56 8.44 9.10 7.52 Additional Benchmark Returns (Annualised) (TRI) (%) ## 6.76 N.A 6.87 6.40 6.21 4.14 Past performance may or may not be sustained in the future. # CRISIL Short Term Bond Fund Index, ## S&P BSE SENSEX, Inception Date: July 27, 2007 Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

Investors are advised to refer to the performance summary table on page 55-60. Returns are calculated for the Regular plan. Disclaimer: The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. Investors are advised to consult their financial advisor/consultant before taking any investment decision. SIP does not assure a profit or guarantee protection against a loss in a declining market. Please refer SID of the respective Schemes before investing. The performance of the schemes is benchmarked to the Total Return variant of the Index. 67 Total Expense Ratios (as on month end)

Equity Schemes Reg -Plan Dir-Plan Debt Schemes Reg -Plan Dir-Plan SBI Blue Chip Fund 1.81 1.04 SBI Magnum Low Duration Fund 1.01 0.40 (Previously known as SBI Ultra Short Term Debt Fund) SBI Equity Hybrid Fund 1.71 0.99 (Previously known as SBI Magnum Balanced Fund) SBI Short Term Debt Fund 0.84 0.34

SBI Magnum Global Fund 2.12 1.29 SBI Debt Hybrid Fund 1.17 0.62 SBI Magnum Mid Cap Fund 2.14 1.20 (Previously known as SBI Magnum Monthly Income Plan) SBI Magnum Equity ESG Fund 2.21 1.33 SBI Liquid Fund 0.26 0.18 (Previously known as SBI Magnum Equity Fund) (Previously known as SBI Premier Liquid Fund)

SBI Focused Equity Fund 1.92 0.79 SBI Magnum Children's Benefit Fund - (Previously known as SBI Emerging Businesses Fund) Savings Plan 1.23 0.73 (Previously known as SBI Magnum Children's Benefit Fund) SBI Consumption Opportunities Fund 2.62 1.45 (Previously known as SBI FMCG Fund) SBI Magnum Income Fund 1.47 0.84 SBI Healthcare Opportunities Fund 2.15 1.12 (Previously known as SBI Pharma Fund) SBI Magnum Constant Maturity Fund 0.63 0.32 (Previously known as SBI Magnum Gilt Fund - Short Term Plan) SBI Technology Opportunities Fund 2.62 1.42 (Previously known as SBI IT Fund) SBI Magnum Gilt Fund 0.95 0.47 (Previously known as SBI Magnum Gilt Fund - Long Term Plan) SBI Contra Fund 2.32 1.65 SBI Multi Asset Allocation Fund 1.83 1.11 SBI Flexicap Fund 2.06 0.93 (Previously known as SBI Magnum Monthly Income Plan - Floater) (Previously known as SBI Magnum Multi Cap Fund) SBI Large & Midcap Fund 2.22 1.42 SBI Savings Fund 0.76 0.23 (Previously known as SBI Magnum Multiplier Fund) SBI Dynamic Bond Fund 1.64 0.87 SBI Nifty Index Fund 0.48 0.09 SBI Corporate Bond Fund 0.81 0.34 SBI Magnum Comma Fund 2.61 2.02 SBI Credit Risk Fund 1.55 0.92 SBI PSU Fund 2.83 1.83 (Previously known as SBI Corporate Bond Fund) SBI Infrastructure Fund 2.64 2.03 SBI Magnum Medium Duration Fund 1.31 0.71 SBI Arbitrage Opportunities Fund 0.90 0.45 (Previously known as SBI Regular Savings Fund)

SBI Small Cap Fund 2.01 0.90 SBI Magnum Ultra Short Duration Fund 0.49 0.31 (Previously known as SBI Small & Midcap Fund) (Previously known as SBI Magnum InstaCash Fund) SBI Dynamic Asset Allocation Fund 2.04 0.99 SBI Overnight Fund 0.18 0.11 SBI Equity Savings Fund 1.75 1.03 (Previously known as SBI Magnum InstaCash Fund - Liquid Floater)

SBI Banking And Financial Services Fund 2.30 1.00 SBI Banking and PSU Fund 0.81 0.34 (Previously known as SBI Treasury Advantage Fund) SBI Gold Fund 0.52 0.10 SBI Long Term Equity Fund 2.00 1.28 SBI Magnum Children's Benefit Fund – (Previously known as SBI Magnum Taxgain Scheme) Investment Plan 2.66 1.01 SBI Equity Minimum Variance Fund 0.70 0.30 SBI Floating Rate Debt Fund 0.46 0.26

Note: Expense ratio includes GST, Base TER and additional expenses as per regulation 52(6A)(b) and 52(6A)(c) of SEBI (MF) Regulations, 1996 for both Direct and Regular plan Statutory Details & Risk Factors Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Disclaimer: In the preparation of the material contained in this document, the Asset Management Company (AMC) has used information that is publicly available, including information developed in-house. Some of the material used in the document may have been obtained from members/persons other than the AMC and/or its affiliates and which may have been made available to the AMC and/or to its affiliates. Information gathered and material used in this document is believed to be from reliable sources. The AMC however does not warrant the accuracy, reasonableness and / or completeness of any information. We have included statements / opinions / recommendations in this document, which contain words, or phrases such as “will”, “expect”, “should”, “believe” and similar expressions or variations of such expressions that are “forward looking statements”. Actual results may differ materially from those suggested by the forward looking statements due to risk or uncertainties associated with our expectations with respect to, but not limited to, exposure to market risks, general economic and political conditions in India and other countries globally, which have an impact on our services and / or investments, the monetary and interest policies of India, inflation, deflation, unanticipated turbulence in interest rates, foreign exchange rates, equity prices or other rates or prices etc.

The AMC (including its affiliates), the Mutual Fund, the trust and any of its officers, directors, personnel and employees, shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as also any loss of profit in any way arising from the use of this material in any manner. The recipient alone shall be fully responsible/are liable for any decision taken on this material. 68 Dividend History Of Debt & Hybrid Funds

SBI Debt Hybrid Fund - Quarterly Dividend SBI Multi Asset Allocation Fund - Annual Dividend

Scheme Name Record Date Dividend NAV Scheme Name Record Date Dividend NAV (in Rs./Unit) (` ) (in Rs./Unit) (` ) Regular Plan - Qtr Div 28-Jun-19 0.2000 11.8695 Regular Plan - Annual Div 24-Mar-17 0.8000 15.0660 Direct Plan - Qtr Div 28-Jun-19 0.2200 13.2913 Direct Plan - Annual Div 24-Mar-17 0.8000 15.5711 Regular Plan - Qtr Div 27-Sep-19 0.2000 11.8903 Regular Plan - Annual Div 23-Mar-18 0.8000 15.2971 Direct Plan - Qtr Div 27-Sep-19 0.2200 13.3387 Direct Plan - Annual Div 23-Mar-18 0.8000 15.9910 Regular Plan - Qtr Div 27-Dec-19 0.1800 11.9186 Regular Plan - Annual Div 29-Mar-19 0.8000 15.0775 Direct Plan - Qtr Div 27-Dec-19 0.2050 13.3878 Direct Plan - Annual Div 29-Mar-19 0.8000 16.0175 Face value:` 10 Face value:` 10 SBI Debt Hybrid Fund - Annual Dividend SBI Magnum Gilt Fund PF Regular - Dividend

Scheme Name Record Date Dividend NAV Scheme Name Record Date Dividend NAV (in Rs./Unit) (` ) (in Rs./Unit) (` ) Regular Plan - Annual Div 24-Mar-17 0.8000 14.2182 Dividend - PF Regular 28-Jun-19 0.2000 14.3123 Direct Plan - Annual Div 24-Mar-17 0.8000 16.3740 Dividend - PF Regular 27-Sep-19 0.2100 14.4904 Regular Plan - Annual Div 23-Mar-18 0.8000 14.0798 Dividend - PF Regular 27-Dec-19 0.2200 14.6101

Direct Plan - Annual Div 23-Mar-18 0.8000 16.4921 Face value:` 10 Regular Plan - Annual Div 29-Mar-19 0.8000 13.9783 Direct Plan - Annual Div 29-Mar-19 0.8000 16.6829 SBI Magnum Gilt Fund PF Fixed 1 Year - Dividend Face value:` 10 Scheme Name Record Date Dividend NAV (in Rs./Unit) (` ) SBI Debt Hybrid Fund - Monthly Dividend Dividend - PF Fixed 1 Year 28-Jun-19 0.2000 13.6834 Scheme Name Record Date Dividend NAV Dividend - PF Fixed 1 Year 27-Sep-19 0.2000 13.8546 (in Rs./Unit) (` ) Direct Plan - Mthly Div 27-Dec-19 0.0500 16.1384 Dividend - PF Fixed 1 Year 27-Dec-19 0.2100 13.9694 Regular Plan - Mthly Div 27-Dec-19 0.0500 12.7925 Face value:` 10 Direct Plan - Mthly Div 31-Jan-20 0.0500 16.2508

Regular Plan - Mthly Div 31-Jan-20 0.0500 12.8634 SBI Magnum Gilt Fund PF Fixed 2 Years - Dividend Direct Plan - Mthly Div 28-Feb-20 0.0500 16.1993 Scheme Name Record Date Dividend NAV Regular Plan - Mthly Div 28-Feb-20 0.0500 12.8064 (in Rs./Unit) (` )

Face value:` 10 Div-PF Fixed 2 Years 28-Jun-19 0.2000 13.8489 Div-PF Fixed 2 Years 27-Sep-19 0.2000 14.0244 SBI Multi Asset Allocation Fund - Monthly Dividend Div-PF Fixed 2 Years 27-Dec-19 0.2150 14.1381 Face value:` 10 Scheme Name Record Date Dividend NAV (in Rs./Unit) (` ) SBI Magnum Gilt FundPF Fixed 3 Years - Dividend Reg. Plan - Monthly Div 27-Dec-19 0.0500 12.9939 Direct Plan - Monthly Div 27-Dec-19 0.0500 13.8000 Scheme Name Record Date Dividend NAV (in Rs./Unit) (` ) Reg. Plan - Monthly Div 31-Jan-20 0.0500 13.0258 Div-PF Fixed 3 Years 28-Jun-19 0.2000 13.4302 Direct Plan - Monthly Div 31-Jan-20 0.0500 13.8459 Div-PF Fixed 3 Years 27-Sep-19 0.2000 13.5943 Reg. Plan - Monthly Div 28-Feb-20 0.0500 12.7450 Div-PF Fixed 3 Years 27-Dec-19 0.2050 13.7079 Direct Plan - Monthly Div 28-Feb-20 0.0500 13.5572 Face value:` 10 Face value:` 10

SBI Multi Asset Allocation Fund - Quarterly Dividend SBI Magnum Gilt Fund - Dividend Quarterly

Scheme Name Record Date Dividend NAV Scheme Name Record Date Dividend NAV (in Rs./Unit) (` ) (in Rs./Unit) (` ) Regular Plan - Qtr Div 28-Jun-19 0.2000 12.5479 Regular Plan - Dividend 28-Jun-19 0.2000 14.1242 Direct Plan - Qtr Div 28-Jun-19 0.2000 14.0457 Direct Plan - Dividend 28-Jun-19 0.2250 15.0464 Regular Plan - Qtr Div 27-Sep-19 0.2000 12.8404 Regular Plan - Dividend 27-Sep-19 0.2100 14.2970 Direct Plan - Qtr Div 27-Sep-19 0.2000 14.4187 Direct Plan - Dividend 27-Sep-19 0.2250 15.2465 Regular Plan - Qtr Div 27-Dec-19 0.1950 12.8814 Regular Plan - Dividend 27-Dec-19 0.2200 14.4121 Direct Plan - Qtr Div 27-Dec-19 0.2150 14.4924 Direct Plan - Dividend 27-Dec-19 0.2300 15.3912 Face value:` 10 Face value:` 10

Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Existing plans under the scheme are named Regular w.e.f. 01/01/2013 69 Dividend History Of Debt & Hybrid Funds

SBI Magnum Income Fund - Quarterly Dividend SBI Short Term Debt Fund- Monthly Dividend Scheme Name Record Date Dividend NAV Scheme Name Record Date Dividend NAV (in Rs./Unit) (` ) (in Rs./Unit) (` ) Regular Plan - Dividend 28-Jun-19 0.2000 13.3640 Direct Plan - Monthly Div 27-Dec-19 0.0500 13.2848 Direct Plan - Dividend 28-Jun-19 0.2000 14.2971 Regular Plan - Monthly Div 27-Dec-19 0.0500 12.7269 Regular Plan - Dividend 27-Sep-19 0.2000 13.5154 Direct Plan - Monthly Div 31-Jan-20 0.0500 13.3563 Direct Plan - Dividend 27-Sep-19 0.2100 14.4849 Regular Plan - Monthly Div 31-Jan-20 0.0500 12.7872 Regular Plan - Dividend 27-Dec-19 0.2100 13.8150 Direct Plan - Monthly Div 28-Feb-20 0.0500 13.4462 Direct Plan - Dividend 27-Dec-19 0.2250 14.8286 Regular Plan - Monthly Div 28-Feb-20 0.0500 12.8662 Face value:` 10 ` SBI Magnum Income Fund - Half Yearly Dividend Face value: 10 SBI Short Term Debt Fund - Retail Plan - Monthly Dividend Scheme Name Record Date Dividend NAV Scheme Name Record Date Dividend NAV (in Rs./Unit) (` ) (in Rs./Unit) (` ) Regular Plan - Dividend 12-Oct-18 0.4000 11.9114 Monthly Dividend 29-Nov-19 0.0500 11.9851 Direct Plan - Dividend 12-Oct-18 0.4500 13.2953 Monthly Dividend 31-Jan-20 0.0500 11.9887 Regular Plan - Dividend 29-Mar-19 0.4000 12.1369 Monthly Dividend 28-Feb-20 0.0500 12.0596 Direct Plan - Dividend 29-Mar-19 0.4000 13.6399 Face value:` 10 Regular Plan - Dividend 27-Sep-19 0.4000 12.3642 SBI Credit Risk Fund - Dividend Quarterly Direct Plan - Dividend 27-Sep-19 0.4500 13.9366 Scheme Name Record Date Dividend NAV Face value:` 10 (in Rs./Unit) (` ) SBI Dynamic Bond Fund - Dividend Quarterly Regular Plan - Dividend 28-Jun-19 0.2100 14.8612 Scheme Name Record Date Dividend NAV Direct Plan - Dividend 28-Jun-19 0.2000 13.8909 (in Rs./Unit) (` ) Regular Plan - Dividend 27-Sep-19 0.2000 13.9993 Regular Plan - Dividend 28-Jun-19 0.2000 12.8770 Direct Plan - Dividend 27-Sep-19 0.2100 15.0036 Direct Plan - Dividend 28-Jun-19 0.2000 14.3421 Regular Plan - Dividend 27-Dec-19 0.2150 14.0246 Regular Plan - Dividend 27-Sep-19 0.2000 13.0602 Direct Plan - Dividend 27-Dec-19 0.2300 15.0539 Direct Plan - Dividend 27-Sep-19 0.2200 14.5709 Face value:` 10 Regular Plan - Dividend 27-Dec-19 0.2000 13.1854 Direct Plan - Dividend 27-Dec-19 0.2250 14.7307 SBI Magnum Low Duration Fund - Monthly Dividend Face value:` 10 Scheme Name Record Date Dividend NAV SBI Corporate Bond Fund - Monthly Dividend (in Rs./Unit) (` ) Regular Plan - Mthly Div 27-Dec-19 5.0000 1133.0361 Scheme Name Record Date Dividend NAV (in Rs./Unit) (` ) Direct Plan - Mthly Div 27-Dec-19 5.0000 1158.0993 Regular Plan - Dividend 29-Nov-19 0.0500 10.4941 Regular Plan - Mthly Div 31-Jan-20 5.0000 1134.8321 Direct Plan - Dividend 29-Nov-19 0.0500 10.5400 Direct Plan - Mthly Div 31-Jan-20 5.0000 1160.7696 Regular Plan - Dividend 27-Dec-19 0.0500 10.4402 Regular Plan - Mthly Div 28-Feb-20 5.0000 1135.7857 Direct Plan - Dividend 27-Dec-19 0.0500 10.4902 Direct Plan - Mthly Div 28-Feb-20 5.0000 1162.4360 Regular Plan - Dividend 28-Feb-20 0.0500 10.5457 Face value:` 1000

Direct Plan - Dividend 28-Feb-20 0.0500 10.6052 SBI Savings Fund - Monthly Dividend Face value:` 10 Scheme Name Record Date Dividend NAV SBI Magnum Medium Duration Fund - Dividend Quarterly (in Rs./Unit) (` ) Regular Plan - Dividend 27-Dec-19 0.0500 12.1447 Scheme Name Record Date Dividend NAV (in Rs./Unit) (` ) Direct Plan - Dividend 27-Dec-19 0.0500 12.7250 Regular Plan - Dividend 28-Jun-19 0.2000 13.2217 Regular Plan - Dividend 31-Jan-20 0.0500 12.1597 Direct Plan - Dividend 28-Jun-19 0.2000 13.8925 Direct Plan - Dividend 31-Jan-20 0.0500 12.7505 Regular Plan - Dividend 27-Sep-19 0.2000 13.3908 Regular Plan - Dividend 28-Feb-20 0.0500 12.1628 Direct Plan - Dividend 27-Sep-19 0.2000 14.0926 Direct Plan - Dividend 28-Feb-20 0.0500 12.7620 Regular Plan - Dividend 27-Dec-19 0.2050 13.5749 Face value:` 10 Direct Plan - Dividend 27-Dec-19 0.2150 14.3000 SBI Corporate Bond Fund - Quarterly Dividend

Face value:` 10 Scheme Name Record Date Dividend NAV (in Rs./Unit) (` ) Regular Plan - Dividend 27-Dec-19 0.1600 10.6459 Direct Plan - Dividend 27-Dec-19 0.1600 10.6948 Face value:` 10 Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Existing plans under the scheme are named Regular w.e.f. 01/01/2013 70 Dividend History Of Debt & Hybrid Funds

SBI Magnum Constant Maturity Fund - Dividend SBI Banking and PSU Fund - Monthly Dividend

Scheme Name Record Date Dividend NAV Scheme Name Record Date Dividend NAV (in Rs./Unit) (` ) (in Rs./Unit) (` ) Regular Plan - Dividend 27-Dec-19 0.0500 14.6579 Regular Plan - Mthly Div 10-Nov-20 5.0000 1145.3433 Direct Plan - Dividend 27-Dec-19 0.0500 14.9787 Direct Plan - Mthly Div 10-Nov-20 5.0000 1185.1664 Regular Plan - Dividend 31-Jan-20 0.0500 14.6400 Regular Plan - Mthly Div 08-Dec-20 5.0000 1149.2769 Direct Plan - Dividend 31-Jan-20 0.0500 14.9658 Direct Plan - Mthly Div 08-Dec-20 5.0000 1189.8417 Regular Plan - Dividend 28-Feb-20 0.0500 14.9477 Regular Plan - Mthly Div 08-Jan-21 5.0000 1150.6279 Direct Plan - Dividend 28-Feb-20 0.0500 15.2849 Direct Plan - Mthly Div 08-Jan-21 5.0000 1191.8946 ` Face value:` 10 Face value: 1000

SBI Retirement Benefit Fund

71 Disclaimer

Disclaimer for data from CRISIL'S FUND ANALYSER: CRISIL has taken due care and caution in compilation of the Data contained in the CRISIL'S FUND ANALYSER. The Data in the CRISIL'S FUND ANALYSER has been obtained by CRISIL from sources, which it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or completeness of any Data in the CRISIL'S FUND ANALYSER and is not responsible for any errors or omissions or for the results obtained from the use of such Data. CRISIL especially states that it has no financial liability whatsoever to the users of CRISIL'S FUND ANALYSER. CRISIL or any of its directors/ employees/ representatives does not accept any liability for any direct or consequential loss arising from the use of the Data contained in the CRISIL'S FUND ANALYSER or any data generated from the CRISIL'S FUNDANALYSER.

Disclaimer: This investment update is for information purpose only and is not an offer to sell or a solicitation to buy any mutual fund units/securities. These views alone are not sufficient and should not be used for the development or implementation of an investment strategy. It should not be construed as investment advice to any party.All opinions and estimates included in this schemes guide constitute our view as of this date and are subject to change without notice. Neither SBI Funds Management Private Limited, nor any person connected with it, accepts any liability arising from the use of this information. The recipient of this material should rely on their own investigations and take professional advice on their own.

In the preparation of the material contained in this document, the AMC has used information that is publicly available, including information developed in-house. Information gathered and material used in this document is believed to be from reliable sources published by third parties. While such publications are believed to be reliable, however, neither theAMC, its officers, the trustees, the Fund nor any of their affiliates or representatives assume any responsibility of the accuracy, reasonableness and/or completeness of any information. For data referred to of any third party in this material no such party will assume any liability for the same. Further, all opinion included in this newsletter are as of date and are subject to change without any notice.All recipients of this material should seek appropriate professional advice and carefully read the scheme information document/ statement of additional information and before dealing and or transacting in any of the products referred to in this material make their own investigation.The Fund, the AMC and Trustees and any of its directors, officers, employees and other personnel shall not liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as also any loss of profit in any way arising from the use of this material in any manner whatsoever. The recipient alone shall be fully responsible/are liable for any decision taken on the basis of this material.

Disclaimer of SBI Nifty Index Fund: “The “SBI Nifty Index Fund” offered by “SBI Funds Management Private Limited” is not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (IISL) and its affiliates. IISL do not make any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the owners of “SBI Nifty Index Fund” or any member of the public regarding the advisability of investing in securities generally or in the “SBI Nifty Index Fund” linked to Nifty 50 Index or particularly in the ability of the Nifty 50 Index to track general stock market performance in India. Please read the full Disclaimers in relation to the Nifty 50 Index in the Scheme Information Document.”

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.

Asset Management Company: SBI Funds Management Private Limited (A joint venture between SBI & AMUNDI) CIN: U65990MH1992PTC065289.Trustee Company: SBI Mutual Fund Trustee Company Private Limited CIN: U65991MH2003PTC138496. Registered Office: 9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai 400 051. Tel.:022-61793000 E-mail : [email protected] • www. sbimf.com

72 SBI Funds Management Pvt Ltd Branches

NORTH Chandigarh: 0172-2703380 • Gurgaon: 0124-4200828/ 0124-4083769 • Jaipur: 0141-2740061/2740023 • Kanpur: 0512-6900314/15 • Lucknow: 0522-2286742 • Ludhiana: 0161-2449849 • New Delhi: (011) 23466666 Aligarh: 0571-2402017 • Ambala: (0171) 2653400 • Bathinda: (0164) 2218415 • Dehradun: 0135-2651719 • Dhanbad: 0326-2301545 • Dharamshala: 01892-225814 • Faizabad: 919999029351/ 919811607620 • Faridabad: 0129 - 4030661 • Ferozepur: 01632-236167 • Ghaziabad: 0120-2797582• Gorakhpur: 0551-2203378 • Haldwani: 0594-6220526 • Hissar: 01662 238415 Hosiharpur: 0188-2228415 • Jabalpur: 0761-2410042 • Jalandhar: 0181-2238415 • Jammu: 0191-2474975 • Jhansi: 0510-2330298 • Jodhpur: 0291-2611929/ 28 • Meerut: 0121-2667877 • Moradabad: 0591-2411411 • Panchakula: 0172-2580136 • Panipat: 0180-2648415 • Pathankot: 8872008415 • Patiala: 0175-2300058 • Rohtak: (0126) 2258415 • Saharanpur: 0132- 2720789 • Shimla: 0177-2807608 • Sonepat: 011- 23466666 • Udaipur: - • Varanasi: 0542-2222492 • Nehru Place (Delhi): (011) 26224606 • Noida: 0120-4232214 • Pitam Pura (Delhi): (011) 23751974 • Amritsar (Punjab): (0183) 2221755 • Mandi: (01905) 223833 • Srinagar: (0194) 2474864 • Baddi: (01795) 244415 • Hamirpur: 9855008415 • Sangrur: (0167) 2500020 SOUTH Bangalore: 080-25580014/51 • Chennai : 044 2854 3382/83 • Coimbatore: 0422 - 2541666 • Ernakulam: 0484-2323489 2318886 • Hyderabad: 040-69000541/42 • Thrivanthapuram: 0471-4011590 / 4011591 / 4011592 • Vijayawada: 0866-2436113/2438217 Bareilly: 7830111140 • Belgaum: 0831-2422463 • Bellary: 0839-2271775 • Calicut: 0495-2768270/4020079 • Cuttack: 0671-2422792 • Davangere: 08192-231463 • Gulbarga: 9980872463 • Guntur: 0863-2211022 • Hubli: 0836-2368477 • Kannur: 0497-2708180 • Kollam: 0474-2752760 • Kottayam: 0481-2570816 • Kurnool: 08518-227776 • Madurai: 0452 4374242 • Mangalore: 0824-2222463 • Mysore: 0821-2424919 • Nellore: 0861-2338688 • Pondichery: 9445196934 • Rajahmundry: 0883-2434002/2432306 • Salem: 0427 - 4552289 • Shimoga: 08182-222463 • Thiruchirapalli: 0431-4000667 • Thrissur: 8129354324 • Thrissur: 0487-2445700 • Tinsukia: - • Tirunelveli: 0462 4220023 • Tirupati (0877)6450828 • Vellore: 0416- 2225005 • Vishakapatnam: 0891-3293018/2511853 • Warangal: 0870-2430307 EAST Bhubaneshwar: (0674) 2392401/501 • Guwahati: 0361-2463747/2130366 • Kolkata: 22882342 / 22883767 / 22883768• Muzzaffarpur: 9473199059 • Patna: 0612-3242047 • Raipur: (0771) 2543355 / 4263256 • Ranchi: 0651-2213212/3205026 Agartala: 0381-2384107 • Asansol: 8170037270 • Balasore: 0678-2262646 • Bhagalpur: 0641-2420661 • Bhilai: 0788-6940012/6940011-6940010/6940014/6940013 • Bokaro: 9304823011 • Bokaro: 06542-232561 • Burdwan: 8335844461 • Darbhanga: 06272-245004 • Dimapur: 0386-2224267 • Durgapur: 2544191 / 192 • Gaya: 0631-2222405 • Hazaribagh: 06546-270415 • Imphal: 0386-2224267 • Itanagar: 0360-2292416 • Jamshedpur: 0657-2440446 • Jorhat: 0367-2304396 • Kalyani: 033-25827700 • Kharagpur: (03222) 225592 • Malda: (03512)266128 • Port Blair: (03192)235552 • Rourkela: 0661-2400299 • Sambalpur: 0663-2410001 • Shillong: 9436704232 • Silchar: 0384-2221109 • Siliguri: (0353) 2537065 • Sriganganagar: 9829067384 WEST Ahmedabad: 079-26423060/70; 26463090 • Bhopal: 0755-2557341 • Goa: (0832) 2235283 / 6642475 • Indore: 0731-2541141/6900080/85 • Mumbai: (022) 66532800 • Nagpur: 0712 - 6458368 • Pune: 020 25670961/ 25671524/ 25653398 / 99 • Surat: 0261-3994800/6646555/2462764 • Vadodara: 0265-2323010• Agra: 0562- 2850239 • Ajmer: 0145-2426284 • Allahabad: 0532-2261028 • Alwar: (0144) 2332035 • Amravati: - • Amritsar: 0183-2221755 • Anand: 02692-246210 • Aurangabad: 0240 3244781 • Bavnagar: (0278) 2523788 • Bharuch: 02642-247550 • Bhilwara: 01482-240144 • Bhuj: (02832) 250900 • Bilaspur: 07752-415300 • Gandhidham: 02836-233615 • Gwalior: 0751-2447272 • Jalgaon: 9545025850 • Jamnagar: (0288) 2660104 • Junagadh: 0285- 2670350 • Kolhapur: 0231 2680880 • Korba: 07759-230082 • Kota: 0744 – 2390631 • Margao: (0832) 2725233- 2725234 • Mehsana: 02762-233872 • Nadiad: 0268-2560110 • Nashik: 0253 - 6575888, 2232553 • Navsari: 02637-242266 • Raipur: (0771) 2543355 / 4263256 • Rajkot: 0281-2466740/41 • Ratlam: 07412-409492 • Sagar: 07582-241367 • Solapur: 09226389292 • Srinagar: 0194-2474864 • Valsad: 02632-245440 • Vapi: 0260-2400480 • Borivali (Mumbai): 022-28927551 • Chinchwad: 020 27355721 • Kalyan: (0251) 2311850 / 2311980 • Thane 022-25414594 • Vashi: 022-27810368

73 How to read the Factsheet?

Fund Manager : An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts. Application Amount for Fresh Subscription : This is the minimum investment amount for a new investor in a mutual fund scheme. Minimum Additional Amount : This is the minimum investment amount for an existing investor in a mutual fund scheme. Yield to Maturity : The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond's current market price, par value, coupon interest rate and time to maturity. SIP : SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs 500 every 15th of the month in an equity fund for a period of three years. NAV : The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund. Benchmark : A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty 50, S&P BSE Sensex,S&P BSE 200, S&P BSE 500, 10-Year Gsec. Entry Load : A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs 101. Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor Exit Load : Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs 100 and the exit load is 1%, the redemption price would be Rs 99 Per Unit. Modified Duration : Modified duration is the price sensitivity and the percentage change in price for a unit change in yield Standard Deviation : Standard deviation is a statistical measure of the range of an investment's performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility. Sharpe Ratio : The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk. Beta : Beta is a measure of an investment's volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security's price will be more volatile than the market. AUM : AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm. Holdings : The holdings or the portfolio is a mutual fund's latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager. Nature of Scheme : The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories. Rating Profile : Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds. Tracking Error : Measure that indicates how closely the portfolio return tracks the benchmark return. Tracking error is the standard deviation of the difference of returns between a portfolio and the benchmark over a specified holding period.