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Winter 2016

RSVP: Register, Support, Vote, Participate 2015 Convention in the Hub City 2015 Shining Stars 2016 Legislative Priorities RE LEADER WINTER 2016_LAY1 1/4/16 1:09 PM Page 2

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Real Estate LEADER is the official publication Winter 2016 of the Mississippi REALTORS®. The quarterly magazine provides Mississippi real estate professionals with timely information on trends and best practices, tools and resources departments: for professional development, and news about features: innovative business and community leaders. Cover Story: 4 President’s Perspective 20 4 Word on the Street Editor 6 Legal Ease Beth Hansen RSVP: Register, Support, Vote, Participate [email protected] 8 Headliners Managing Editor 12 8 Association News Kathy Whitfield 9 Capitol Watch [email protected] 2015 MAR Convention Photo Gallery 10 Course of Your Career Graphic Designer Steve Nowak 14 23 For the Tech of IT [email protected] 2015 MAR Awards and Recognition 24 MARPAC Photographer Gib Ford Gil Ford Photography 16 Thank you MAR Convention Sponsors REALTOR® Editorial Board Dorothy Thompson, Chair, Jackson Megan Hall, Vice Chair, Jackson Chris Adcock, Staff Liaison Trudy Bounds, AE Liaison, Hattiesburg Barry Clemmer, Jackson Cynthiadora Creel, Gulfport Michael Davis, Columbus Patricia Fleming, McComb Keith Henley, Tupelo Jonathan Hester, Greenville Jere’ Jabour, Vicksburg Stephen Jones, Columbus Kevin Knight, Tupelo Ashley McAdory, Brandon Carol McElroy, Meridian On the cover: Barry Monday, Hattiesburg 2016 MAR President Lisa Hollister Crystina Moran, Gulfport shares an invitation to MAR mem- Ann Marie Pate, Cleveland bers to RSVP: Register, Support, Penny Stettinius, Carriere Vote, Participate. Walker Tann, Jackson

Real Estate LEADER does not establish due diligence on authors and advertisers and cannot guarantee that their writings or claims are correct or suitable. Views and advertising contained in Real Estate LEADER are not nec- essarily endorsed by the Mississippi REALTORS®. The information contained within should not be construed as Stay updated on MAR’s latest a recommendation for any course of action regarding financial, legal or accounting matters by the Mississippi news and events. Visit us on: REALTORS®, Real Estate LEADER or its authors.

Mississippi REALTORS® PO Box 321000 Jackson, MS 39232-1000 Tel: 601-932-5241 facebook.com/msrealtors Toll-free: 800-747-1103 Fax: 601-932-0382 LOAN LIMIT $250,000 Web: www.msrealtors.org E-mail: [email protected] twitter.com/msrealtors

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President’s Perspective

ecause each new year affords us the opportuni- a glimpse of an exciting 2016. You’ll find a preview of ty to dust ourselves off “and begin the world upcoming legislative priorities, educational opportunities, Bover again,” REALTORS® throughout the state future events and affinity programs designed especially for resolve to improve themselves, to set goals and to cul- you. As in years past, our legislative success is directly tied tivate good habits. One personal goal I have is to take to the involvement of REALTORS® through MARPAC invest- advantage of every available opportunity to meet new ments as well as our participation in “Calls for Action” as friends in our association and visit with old ones as I well as a REALTOR® presence at Mississippi’s state capitol. travel across Mississippi serving as President. Somef o These activities will be highlighted during our first MAR you have shared your 2016 goals with me and I am meetings of the year so mark your calendars now to join confident that with the support of the 2016 MAR our winter leadership meetings, MARPAC Drawdown Executive Committee, our MAR staff and all members Throwdown at Sundown and REALTOR® Day at the Capitol of our association working together, this will be your best year ever! My on March 9– 10, 2016. theme for 2016 is a personal invitation to you to come to the REALTOR® It is my fervent hope that you will respond to the invitation to Register, Party. I am asking for your response– R.S.V.P. - Register, Support, Vote Support, Vote and Participate in the REALTOR® Party because I believe and Participate. Let’s achieve our goals and positively impact our indus- that the united efforts of involved association members will secure our try and association through a collective voice that cannot be silenced. long term professional goals and benefit the communities we serve. I On page 20 of Real Estate LEADER, I share my thoughts on the great- wish you a happy and blessed New Year! est concerns that REALTORS® face in 2016 and the importance of our involvement in dealing with these issues. Also, we look back at the 2015 Sincerely, MAR Convention in Hattiesburg to highlight the achievements of our committee chairs and co-chairs, MARPAC investors and other members. We celebrate their success and recognize that because of their leader- ship and commitment our association is stronger today. Lisa Hollister This issue of Real Estate LEADER is not only intended to spotlight our President members for their accomplishments throughout 2015, but to also give

Alert: E-mail Scams Hitting Real Estate Transactions Code of Ethics Course Requirement Daily Real Estate News | Tuesday, December 15, 2015 Effective Jan. 1, 2001 through Dec. 31, 2004, and for succes- sive four (4) year periods thereafter, REALTORS® are required to It’s a busy time for real estate professionals as they contend complete quadrennial ethics training of not less than two (2) with high transaction volume during year-end closings. But hours and thirty (30) minutes of instructional time. REALTORS® hackers are busy, too, and the National Association of REAL- completing such training during any four (4) year cycle shall not TORS® has received reports that sophisticated e-mail scams are be required to complete additional ethics training in respect of targeting the real estate industry. this requirement as a requirement of membership in any other In the typical scam, the criminal hacks into the e-mail account Board or Association. of a real estate agent or other person involved in the transaction A REALTOR® completing the new member Code of Ethics ori- and uses information that’s been acquired to dupe a party to the entation during any four (4) year cycle shall not be required to transaction, usually the buyer, into a fraudulent wire transfer. complete additional ethics training in respect of this require- The hacker will send a legitimate-looking e-mail informing the ment until a new four (4) year cycle commences. buyer of a last-minute change to the wiring instructions, and Below are the cycle dates for the Code of Ethics Training that’s the last that’s seen of the money. It’s not a distant threat. Requirement. Training must be completed at anytime during NAR Legal Affairs has developed a checklist to help you rec- these established cycles. ognize and avoid this kind of fraud. Among the tips: Failure to complete training during any cycle will lead to sus- • Do not send sensitive information via e-mail. If you must, use pension of membership for the January and February immedi- encrypted e-mail. ately following the cycle deadline, with termination of member- • Do not click on unverified e-mail. ship starting March 1 after the cycle deadline. • Do not conduct business over unsecured Wi-Fi. • The party wiring money should never send money without first Current Cycle: verifying the recipient by phone (calling only a verified phone January 1, 2013 to December 31, 2016 number). Future Cycles: • If fraud is suspected, contact all parties to the transaction with- January 1, 2017 to December 31, 2018 out delay. January 1, 2019 to December 31, 2020 Failure to complete the required periodic ethics training —Robert Freedman, REALTOR® Magazine. Used with the shall be considered a violation of a membership duty. permission of the National Association of REALTORS® 2015.

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Realtor.com rolls out new Find a REALTOR® Search System

What do you want consumers Makes a strong brand impression today that will help you connect and close business in the months ahead. to see about you? Promotes your brand with NAR and MLS credentials and personal recommendations from ALL-NEW Agent Profile colleagues, friends and family. Presents credible client reviews with the new RealRatings™ based on your transactions and display options that you control. By using realtor.com’s “Find a REALTOR®” Search Agent Profile, you can promote yourself to consumers at no charge. Simply go to www.realtor.com/agentprofile to claim and complete your profile. To view or for moreinformation go to www.msrealtors.org/PDF/realtorcomagentprofiles.pdf Realtor.com Develops Home-Buying Video Series

Along with the RealRatings™ and enhanced agent profiles recently added to Realtor.com, NAR has also launched a new Home-Buying Process in Plain English with Elizabeth Banks video series. These “plain English” videos can be used by members in their personal and company marketing to home buyers and sellers.

Go to www.realtor.com/learnwithliz/share to watch commercials, webisodes and instruc- tions to embed and share.

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LEGAL EASE REALTORS® Face Growing Cybercrime Risks in 2016 By RON FARRIS

s Mississippi REALTORS® work for their share of approximately $16 guise that an updated version of existing software is needed in order to billion generated annually by Mississippi real estate activities, they access something on the site being viewed or it emails the victim purport- Aface growing threats from sophisticated hackers targeting real estate ing to include an important update for software the victim is using on their professionals in firms of all sizes. system. Users are warned to avoid these links and only use trusted sites to Attendees in risk management sessions at NAR’s REALTORS® Conference update software. & EXPO in San Diego last fall learned that cybercriminals are targeting While larger broker firms may have internet technology (IT) depart- more and more real estate transactions and specifically REALTORS® using ments that monitor and constantly update protection against hacker inva- email and cloud storage for sensitive information. Small businesses were sions, smaller firms must be diligent to protect themselves and constantly warned to be especially careful and take action to protect against mining update preventative systems to keep up with rapidly morphing hacker of personally identifiable information and data such as bank and credit schemes. At a minimum, the firewall system present in most software pro- card information, social security numbers, employment information, grams like Microsoft Windows and Mac-based programs should be addresses, email, phone numbers and log-in credentials often found in checked to be sure it is turned on and fully functional, and it should be documents stored on REALTORS’® office systems and in their emails. Of checked for updates regularly. particular concern are “free” cloud and email services used by many small Another easy protective measure is to invest in an encrypted password businesses in particular, since such systems often lack sufficient security and login vault to protect access information used regularly. Passwords protections and rarely indemnify their users for damage done by hackers. should be given special attention, using complex combinations of words, REALTORS® using email need to be thoroughly familiar with the need to numbers and symbols, and passwords should be changed on a frequent, encrypt sensitive information both in email texts and in attachments sent regular basis. Those serious about security should consider use of 2-fac- with emails and the actual connection with the email provider, as these are tor authentication for website access where a security question or second all particularly vulnerable to hacking. Many programs exist enabling users password are required in addition to the standard login and password. to encrypt either the text of an email message or an attachment (or both), REALTORS® not already following a set schedule for backups of system but encryption is usually not automatic and steps must be taken with every data and documents should remember that making regular full-system email to secure content before sending. Finally, encryption of archived backups with redundancy built in is still one of the best and easiest ways of emails is also highly recommended. protecting information, especially data at risk from malware invasions. Hackers have perfected different schemes to tap into REALTORS’® pri- Several software companies sell excellent anti-malware packages that vate data, such as phishing, malware, worms, viruses, Trojan horses and scan computer systems for unwelcomed malware clones. Phishing typically involves what appears as an innocuous email According to NAR Associate Counsel Jessica Edgerton, a trending scam from someone the recipient may know or a stranger with a link that the targets REALTOR® emails which are hacked to learn of pending real estate reader is asked to click. Clicking the link implants “malware” or “spy- transactions. Hackers having a buyer’s email address contact buyers prior ware” on the unwary victim’s computer through which the hacker tracks to closing posing as closing attorneys or title companies and instruct the every keystroke of the victim and extracts confidential passwords and innocent buyer to wire the closing proceeds to a bogus escrow account. logins from sites the victim visits. REALTORS® are urged to warn buyer clients about such scams and to take Worms are malicious forms of malware that lay hidden and undetected precautions to protect against such invasions. in the victim’s computer while infecting other systems and computers that NAR’s panel of experts strongly advised REALTORS® to develop privacy interact with the host computer. Viruses disable the host computer and policies detailing for clients the way their personal information is collect- some or all programs over time, destroying databases and other critical ed, stored, used, discarded and protected, in addition to in-house securi- documents, and can be spread to other computers when infected files are ty protocols that include strong passwords and other proven measures for shared by the host. Computers can be infected by a Trojan horse, which fighting hackers. comes to the victim in the form of a link or an invitation to update software; Ron Farris, Esq. is General Counsel to the Mississippi Association of after infection, the Trojan horse spreads viruses and other malware. REALTORS®, and available to Association members through the A particular favorite of hackers is to plant a “pop-up” on web pages the Legal HotLine. For non-HotLine matters, he can be reached at victim is viewing, offering a software update for a program such as Adobe Farris Law Group, P. O. Box 1458, Madison, MS 39130-1458, or by or some other software program. The software update is offered under the email: [email protected].

MAR’s Legal Hotline offers free and confidential legal information relevant to broad-based real estate practices and applications, including MAR Standard Forms and Contracts, to MAR members, and is available Monday through Friday, 8:00 a.m. – 5:00 p.m. Messages are retrieved each day at 3:00 PM and will be returned the following business day.

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REMEMBER MAR Standard Forms are Available to Mississippi REALTORS® Only

Please remember that this Mississippi REALTORS® form set is available for use by MAR members ONLY and the forms should not be shared for use by non-MAR members or the public.

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MEMBERS IN THE NEWS

HEADLINERS ASSOCIATION NEWS

® MAR Members attend NAR’s REALTOR MAR Volunteer to Serve on State Advisory Board Party Training MAR would like to offer the opportunity to any Mississippi REALTOR® to represent the ® Several Mississippi REALTORS recently attended interests of real estate licensees as a member of the Mississippi Department of Health’s ® NAR’s REALTOR Party Training in Naples, Florida. Wastewater Advisory Board. Your commitment would involve attendance at quarterly meet- The event included representatives from several NAR ings of the Advisory Board in Jackson, where the group discusses and advises the committees that deal with Advocacy, Issues Department of Health regarding individual on-site wastewater disposal systems. If you are Mobilization, RPAC Participation and Major Investors interested in serving, please contact Beth Hansen at [email protected] or 601-932- along with the NAR leadership team. Members who 5241. attended were Andrea Detrick and Jo Usry, RPAC Participation; Lisa Hollister, Broker Involvement; NAR Introduces New Featured Safety Providers Through the REALTOR® ® Megan Hall, Mississippi Representative to REALTOR Safety Program Party Member Involvement Committee; Lynette Praytor, Issues Mobilization Committee; Janice Shows, RPAC Major Investment Council and Nancy Lane, Region 5 Vice President.

Throughout 2015, NAR has expanded the REALTOR® Safety Program to include more resources and tools to the decade-old program. As part of this expansion to provide mem- bers with the tools they need to stay safe, NAR has identified two safety providers who are committed to offering special pricing on their products, exclusively for REALTORS®: Detrick Ursy Hall • React Mobile turns your smartphone into a powerful lifeline via a free safety app. For additional security, the React Sidekick device pairs with the React Mobile safety app, put- ting security within reach with the push of a button. REALTORS® receive a 15% discount on the React Sidekick device. • CUFF has created an assortment of jewelry and accessories for men and women that can operate as a distress beacon if you’re ever in trouble by sending an alert to the “first ® Hollister Praytor Shows responders” of your choice via an app on your iOS smartphone. REALTORS receive a 20% discount on all products. For more information on these offers, including coupon codes, visit www.realtor.org/topics/realtor-safety/safety-resources. To view and/or download an information sheet of NAR’s new products www.msrealtors.org/PDF/realtorsafetyprogram2015.pdf

Lane Jones elected Chairman of Mississippi Home Corporation Board of Directors Mississippi REALTOR® Tony Jones of Olive Branch was recently elected to Mississippi Secretary of State’s Office presents new Yallbusiness.com serve as Chairman of the Mississippi Research Website Home Corporation's Board of Y’all Business is a research website created by the Mississippi Secretary of State’s Office Directors. Mississippi Home to help small businesses locate or expand in the State of Mississippi. This site is part of Jones Corporation's mission is to enhance the Secretary of State’s continuing effort to promote jobs in the state. The site provides Mississippi's long-term economic viability by financing a wealth of detailed information needed for businesses. Go to safe, decent, affordable housing and helping working www.yallbusiness.sos.ms.gov to visit the site. families to build wealth.

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CAPITOL WATCH 2016 MAR Legislative Priorities

By Derek Easley

he Mississippi Association of REALTORS® Board of Directors and the business and pro-homebuyer legislation. Throughout the session, watch Legislative and Regulatory Affairs Committee has approved the follow- your e-mail for legislative updates and occasional calls for action where Ting issues as legislative priorities for the 2016 Legislative Session. REALTORS® will be asked to contact their representatives to personally MAR serves as the voice of real estate in Mississippi by continuously encourage them to support the REALTORS®’ position on key issues. working side-by-side with state legislators to foster pro-REALTOR®, pro- Legislative Priorities for 2016:

Tax equity for Mississippi’s Self-Employed – The goal is for Tax guidelines for court cases where a third party causes injury to someone at equity for Mississippi’s Self-Employed by allowing a self-employment tax a business. deduction on the Mississippi State income tax return, similar to the current adjustment allowed on the federal return; and as similarly allowed for cor- Creating the Mississippi Main Street Investment Act – MAR sup- porations on the Mississippi State return for the employer-paid portion of ports legislation to create the Mississippi main street investment act. This federal Medicare and FICA taxes. The state’s self-employed act would create the Mississippi main street investment loan deserve equal tax treatment with corporations in being fund and require the Mississippi Development Authority to able to deduct for state income tax purposes one-half of establish a program to make loans to municipalities to assist their self-employment tax in figuring one’s adjusted gross with maintaining and improving the viability of revitalization income, being the employer-equivalent portion of one’s zones; to require a municipality desiring a loan under this act self-employment tax, and also the same as allowed on the to submit an application to the Mississippi development federal return for the employer portion of Medicare and authority; to authorize the issuance of state general obligation Social Security tax payments paid by a corporation. This is bonds and provide that the proceeds of such bonds shall be a very important job-creating and tax-equity issue and deposited into the Mississippi main street investment loan deserves to be passed and these first-line entrepreneurs fund. need to be given the same state tax rights as other business- es. First-Time Home Buyer Savings Account – MAR sup- ports legislation establishing first-time home buyer savings Eliminating the Franchise Tax – Eliminating the accounts that can be used for saving funds for the purchase of Franchise Tax will make MS more attractive for businesses to relocate to MS homes by first-time home buyers. Moneys in the account are required to be or encourage existing businesses to expand. The franchise tax hits compa- used solely for the down payment and closing costs for the purchase of a nies in the state for capital or property at a rate of $2.50 per $1,000 of cap- home by a first-time home buyer. Being unable to come up with a hefty ital or property, whichever is greater. The state’s franchise tax rate is sixth- down payment is often a major hurdle for first-time home buyers, particu- highest in the nation and is one of the few without limits on the maximum larly young people who are grappling with massive student loan debt. The payment. Mississippi is one of 18 states with a franchise tax. Eliminating the issue has become a critical concern for members of the real estate commu- franchise tax could help Mississippi’s tax climate for business. The franchise nity, who have noticed a steady decline in the number of first-time and tax is paired with a corporate income tax, making it more onerous. Unlike young home buyers in the market. in New York, Rhode Island and Connecticut, where a company pays only the higher charge of the two taxes, Mississippi whacks companies with both Tax Credits for Historic Structures – MAR Supports legislation taxes every year. authorizing an income tax credit for costs and expenses incurred for the rehabilitation of certain historic structures. Trespassing Act – MAR supports legislation stating that a landowner does not owe any responsibility to a trespasser who is injured on their property. Background checks on REALTORS® – MAR Supports legislation This legislation would help codify the case law concerning land possessors’ amending Mississippi license law to require fingerprinting and background duty of care regarding trespassers. Homeowners, companies, factories, checks on new real estate licensee applicants and real estate license and farmers may all be at risk of liability for activities inherently out of their renewals. control. Derek Easley is MAR’s Governmental Affairs Director. Email him at Premise Liability Legislation – MAR supports legislation setting [email protected].

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FOR THE COURSE OF YOUR CAREER Mississippi Real Estate Commision:

By John Phillips Disciplinary Actions

ne of the primary objectives of the Mississippi REALTORS® and the ly recommend that you put the company name in the top of the post so it Mississippi REALTOR® Institute is to help our members stay out of can be seen at the first glance and without having to click. Otrouble. That is not nearly as simple as it sounds because every real estate transaction is different and it is very easy to overlook a requirement. As a result of the economic problems the country experienced over the The License Law, Rules and Regulations of MREC and the common law of last eight or ten years, there have been several changes in how we do our agency are active in all real estate transactions and these must be adhered business. The Dodd-Frank Bill with its 1,888 pages is now in effect and the to chapter and verse. Consumer Finance Protection Bureau (CFPB) that came out of this legislation now governs It has been said that smart people learn most of our transactions. The consumer in the from their mistakes while wise people learn CFPB is the buyer. There is nothing in it that from other people’s mistakes. There are a protects the seller, the lender or real estate number of ways to be wise in our business. licensee. There is a requirement for strict One way is to learn and live section 73-35-21 appraiser independence, meaning that no one of the license law. This section lists the 14 can have any input as to which appraiser will be things that can cause your license to be sus- chosen or any influence as to the method or result of an apprais- pended or revoked. If you read and understand al. There is a process to appeal an appraisal or offer information, but that 73-35-21, you can follow up by going to the real estate commission website, will have to be done after the appraisal is completed. The loan is between mrec.state.ms.us, and click on “Disciplinary” to see what happens to other the buyer and the lender. The buyer’s agent can be involved only with the people when they violate one of those 14 things. buyer’s consent. Under no circumstances can either the seller or the sell- er’s agent have any conversation or influence with the lender or the apprais- There are three main violations that you will frequently see on MREC’s er until the appraisal is completed unless the appraiser requests informa- website. (1) Agency Disclosure: Many are either not using the “Working tion from them. A violation of appraiser independence will result in severe with a Real Estate Broker” form or not using it correctly. There is absolute- sanctions against the licensee who does it and the broker who is responsi- ly no way to practice real estate safely without knowing if the consumer is a ble for them. client or a customer, and that choice is theirs to make. (2) Property Condition Disclosure: Again, many are either not using the Property A violation that we have seen for years is 73-35-21 (i) which requires Condition Disclosure form or not doing it the right way. It is to be complet- licensees to voluntarily give a copy to consumers who execute documents ed by the seller and all questions must be answered. (3) Property immediately at the time of signing. That, of course, does not mean get them Management: There is a great deal more to managing a valuable asset that to sign, take the papers to the office to make copies, then bring the copies belongs to someone else than just finding a tenant who can pay the first back tomorrow. There are a number of ways to give copies right then and month’s rent. There has to be a management agreement to establish agency there, but the most fool-proof way I know is to always carry carbon paper between the owner and the licensee allowing the agent to act on behalf of and two of each form. In addition, there are other digital options available the owner. There should also be an application to screen potential tenants, such as DocuSign®. That way you can keep the original, give the consumer and a lease agreement stating the terms of tenant occupancy. the carbon copy at the time of signing and not violate the law.

Another often-violated statutory requirement is that the consumer must Every day of our real estate life is about risk management, and a good way know at the first contact that they are dealing with a real estate licensee, not to do that is to study 73-35-21 and keep current with the MREC disciplinary another consumer. If a licensee is buying or selling for themselves, family or site to see what other licensees have done to place their licenses in jeopardy. close associates, they must divulge this in the body of the contract. If sales- Every class we teach at the Mississippi REALTOR® Institute includes risk people are selling but not listing with their broker, they must disclose their management for our students. licensure in all advertising including yard signs. Social media is considered an advertising medium as well so all offers for sale on Craigslist and Facebook must include the broker’s name or company name. You will find many advertising infractions on the MREC disciplinary site, most from John Phillips, a Hall of Fame inductee and Past President of MAR, is Facebook statements about a licensee’s new listing. Since Facebook will cut the Vice President of Professional Development for the Mississippi off lengthy posts and you have to click to read the bottom of the post, I high- REALTOR® Institute. E-mail him at [email protected].

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2016 REALTOR® Institute schedule

Additional Pre-License, Post-License and CE courses are being scheduled for other parts of the state. Please visit realtorinstitute.org for an updated list of available courses.

Salesperson PreLicense CONTINUING EDUCATION CLASSES Jackson January 8-29 Weekend Jackson February 15-26 Day January Jackson April 22-May 13 Weekend 6 Jackson Required Law CE Jackson June 13-24 Day 7 Jackson Elective CE TBD Jackson July 8-29 Weekend Jackson August 22-September 2 Day March Jackson September 9-30 Weekend 23 Jackson Required Law CE Jackson October 17-28 Day 24 Jackson Elective CE TBD Jackson December 2-23 Weekend April Salesperson Post-License (GRI I) 13 Nesbit New Member Orientation Columbus January 11-14 14 Nesbit Required Law CE Jackson January 25-28 15 Nesbit Elective CE TBD Hattiesburg January 30/31 & February 6/7 Weekends Meridian March 14-17 May Jackson April 25-28 18 Jackson Required Law CE Jackson July 11-14 19 Jackson Elective CE TBD Jackson November 14-17 July Broker A (GRI II) 13 Jackson Required Law CE Jackson February 8-12 14 Jackson Elective CE TBD Jackson May 2-6 Jackson August 1-5 August Jackson November 7-11 17 Nesbit New Member Orientation 18 Nesbit Required Law CE Broker B (GRI III) 19 Nesbit Elective CE TBD Jackson February 29-March 4 Jackson May 23-27 September Jackson September 12-16 14 Jackson Required Law CE 15 Jackson Elective CE TBD Broker Post-License Jackson March 15-18 November Jackson July 18-21 16 Jackson Required Law CE Jackson November 28-December 1 17 Jackson Elective CE TBD

Exam Review December Jackson January 8 7 Nesbit New Member Orientation Jackson January 24 8 Nesbit Required Law CE Jackson February 24 9 Nesbit Elective CE TBD Jackson May 8 Jackson June 22 Jackson July 24 Jackson August 31 Jackson September 25 Jackson October 26 Jackson December 18

www.realtorinstitue.org

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2015 NAR First Vice President Bill Brown The 2016 Officers and Directors are installed Keynote instructor Jackie Leavenworth

Photos from MAR’s 2015 Convention & EXPO in Hattiesburg

Vendor Damsel in Defense in the EXPO 2015 Region 5 Vice President Dean Asher

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2016 MAR President being installed by 2015 Region 5 Vice President Lisa Hollister sharing a toast with 2016 Executive Committee members Dean Asher

MAR Members sharing a toast with 2016 MAR President Lisa Hollister Roger and Karen Glass at the Installation Gala

Mississippi Real Estate Commissioners Keith Henley, Melanie Mitchell and Ken Austin at the Leadership Pam Powers and Gwen James Event at the Hattiesburg Zoo Jeffrey and Megan Dillon of Madison

Jim Conerly and Brian Estes of Jackson Members danced to the sounds of Southbound Crescent Band at the Installation Gala

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MississippiMississippi REALTORSREALTORS®® recognizedrecognized atat MAR’sMAR’s 20152015 ConventionConvention && EXPOEXPO inin HattiesburgHattiesburg

Three named as 2015 Hall of Fame Recipients During the 2015 MAR Convention & EXPO General Membership Meeting/Awards Ceremony, Bruce Kammer of Picayune, Nancy Lane of Jackson and Joe Stedman of Natchez were chosen as the 2015 MAR Hall of Fame inductees. Established in 1994, the Hall of Fame honors Mississippi REALTORS® who have made extraordinary and distinguished contributions to the real estate profession in Mississippi over a period of at least 20 years and is the highest award given to Mississippi REALTORS®. All three inductees have served in numerous positions of leadership on the local, state and national levels.

Hollister receives President’s Award Under 40 Award winners announced Lisa Hollister of Ocean Springs was recognized by Established in 2013, the Under 40 Award annually recognizes REALTORS® under 40 years of age for 2015 MAR President Andrea Detrick as recipient their excellence, professionalism and extraordinary contributions to Mississippi REALTORS® at the of the President’s Award in recognition of local and state levels. This year the award went to Ann Marie Pate of Cleveland and Amanda Hendry of Hollister’s contribution to her presidency. Gulfport.

Three inducted into MARPAC Hall of Fame Three Mississippi REALTORS® were rec- ognized as 2015 inductees into the MARPAC Hall of Fame. MARPAC donors eligible to be inducted into the MARPAC Hall of Fame have given at least $10,000 to RPAC cumulatively over their lifetime. This year’s recipients were Betty Jo Ison of Hattiesburg; Kay Jefferies of Southaven and Stephanie Shaw of Gulfport.

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Nell Wyatt honored as 2015 Mississippi REALTOR® of the Year Nell Wyatt of Ridgeland was honored as the 2015 Mississippi REALTOR® of the Year. Due to medical reasons, Wyatt was given the award before the convention and her hus- band Vic Wyatt officially accepted the award on her behalf at the MAR Convention & EXPO in Hattiesburg.

Hollister chosen as Instructor of the Year Lisa Hollister of Ocean Springs was recognized as the winner of the 2015 Mississippi REALTOR® Institute Instructor of the Year Award. The recipient of the award is chosen by the stu- dents based on receiving the highest scores on the student evaluations on an annual basis.

Two chosen for new Community Champions Award The Community Champions Award was established in 2015 to honor REALTOR® volunteers who give their personal time and resources and demonstrate extraordinary efforts to improve the quality of life in his or her community. In addition to the individual recognition, a charity affiliated with each winner received a $1,000 donation from the Mississippi REALTORS®. Recognized as our first 2015 Community Champion Award winners were Angela Butler of the Central Mississippi REALTORS® who founded Reaching Beyond Ministries and Judy Ketchum of the Northwest Mississippi Association of REAL- TORS® for her work with Breakthrough Center for Women

Two 2015 Mississippi Affiliates of the Year chosen MAR members annually recognize affiliates from across the state who go above and beyond the call of duty in assisting REALTORS® by their service. This year two deserving affiliates were both chosen to receive the MAR Affiliate of the Year Award. Rickey Authemont of Home Inspection Building Specialists in Biloxi/Ocean Springs and Sharon Plunkett of Young, Wells and Williams Attorneys in Ridgeland were awarded the honor by the Presidents of their respective boards.

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SPONSORS

REALTOR ® Diamond Sponsorship

Emerald Sponsorship

Sapphire Sponsorship

Ruby Sponsorship

MidSouth Northwest Mississippi Association of REALTORS® Rusty Healy Veterans Home Purchase Board Other Event Sponsors

Keynote Speaker Tues. Lunch in the EXPO Wed. Breakfast in the EXPO Wed. Lunch in the EXPO

Installation Gala

Leadership Dinner Local Board Management Conference Hattiesburg Convention and Visitors Bureau

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2015 Local Board REALTORS® of the Year

Biloxi Ocean Springs: Greenville: MCAR: Pearl River Co.: Billie Myrick Mary Frances Lang Brian Estes Eric Bradley

Central MS: Gulf Coast: Natchez: Southwest MS: Nell Wyatt Ashley Endris Sandra Ellard Mary Clopton

Cleveland: Hattiesburg: North Central MS: MS Land REALTOR®: Kay Bullock Jim Stroo Tina Montgomery Brent McMillan

Four County Laurel: Northeast MS: Myra Strom Sandra Vaughn Duke Loden

Golden Triangle: Meridian: Northwest MS: Philip E. Good Kenny Darryl Jackson Mike Anderson

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Mississippi REALTORS® receive 2016 NAR Committee Appointments 22 Mississippi REALTORS were recently appointed to 36 NAR Committees and Advisory Boards

Ken Austin Insurance Committee Member: At-Large Andrea Detrick RPAC Participation Council Member: State Representative Andrea Detrick RPAC Trustees Fundraising Committee Member: RPAC Participation Council Representative Larry Edwards Public Policy Coordinating Committee Member: At-Large Karen Glass Housing Opportunity Committee Member: State Representative David Griffith Real Property Valuation Committee Member: Real Property Valuation Forum Chairman David Griffith Real Property Valuation Forum Chair Megan Hall REALTOR® Party Member Involvement Committee Member: State Representative Beth Hansen Board of Directors State Association Executive Beth Hansen Meeting and Conference Committee Member: Region 5 Regional Representative Beth Hansen AEI Advisory Board Member Lisa Hollister Board of Directors State President Lisa Hollister Broker Involvement Council Member: State Representative Kay Jefferies Membership Policy and Board Jurisdiction Committee Member: State Representative Cynthia Joachim Commercial Committee Member: Business Specialty/Topic Expert Cynthia Joachim Meeting and Conference Committee Member: Business Specialty/Topic Expert [Commercial] Bruce Kammer Board of Directors State Allocated Director Bruce Kammer Land Use Property Rights and Environment Committee Member: Region 5 Representative Nancy Lane Board of Directors Region 5 Vice President Nancy Lane Executive Committee Member: Region 5 Vice President Nancy Lane Strategic Thinking Advisory Committee Member: At-Large [Commercial Representative] Bob Lee Professional Standards Committee Member: State Representative Gary Parker Multiple Listing Issues and Policies Committee Member: State Representative Joe Parker Commercial Committee Member: Affiliate Representative [CRE] Pam Powers Commercial Committee Member: At-Large Pam Powers Federal Technology Policy Advisory Board Member: Commercial Specialist Lynette Praytor Board of Directors State Allocated Director Lynette Praytor Business Issues Policy Committee Member: At-Large Lynette Praytor State and Local Issues Mobilization Support Committee Member: At-Large Janice Shows Professional Standards Committee Member: Professional Standards Forum Vice Chair Janice Shows Professional Standards Forum Vice Chair Janice Shows RPAC Major Investor Council Member: State Representative Jo Usry RPAC Participation Council Member: At-Large (AE) Adam Watkins Research Committee Member: At-Large [Residential Specialists] Noggin Wild Risk Management Committee Member: State Representative Chris Wilson Diversity Committee Member: At-Large

2016 MAR Leadership Team

President Northern District VP First District Director-At-Large Lisa Hollister, Pascagoula Kris Davis, Columbus David Massey, Oxford

President-Elect Treasurer Second District Director-At-Large David Griffith, Cleveland Keith Henley, Tupelo Mary Frances Lang, Greenville

First Vice-President/Southern District VP Third District Director-At-Large Karen Glass, Gulfport Immediate Past President Carol Stewart, Jackson Andrea Inman Detrick, Oxford

Central District VP At-Large/Ex-Officio Fourth District Director-At-Large Dorothy Thompson, Jackson Adam Watkins, Hattiesburg Adam Watkins, Hattiesburg

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MAR Hall of Fame REALTOR® Hall of Fame Members

1994 1997 2003 2009 *Hugh C. Bailey, Sr., Jackson Cecil Cost, Clinton *Wallace Neal, Southaven Cynthia Joachim, Biloxi *James A. Brewer, Senatobia Clarence A. Wilkinson, Pascagoula *W. P. Bridges, Sr., Jackson 1998 2010 *Edith D. Dantagnan, Gulfport *Randall Craft, Jackson 2004 David Stevens, Clinton *Lavelle M. Dragula, Hattiesburg *Don Graham, Hattiesburg Brenda Berg, Montgomery, AL George Gilmore, Jackson *Thomas Gregg, Jackson Sonja Dunaway, Jackson 2011 *Harry J. Joachim, Biloxi Jim Conerly, Jackson *John H. McArthur, Hattiesburg 1999 2005 *Elaine H. Nix, Jackson Mark Cumbest, Pascagoula Sue Gallaspy, Hattiesburg 2012 *Nelda B. Parrish, Corinth Jerry Brewer, Senatobia *Simon A. Rosenbaum, Meridian 2000 2006 James W. Underwood, Jackson John Phillips, Gulfport Carlene Alfonso, Gulfport 2014 Tommy Morgan, Tupelo Ellen Short, Tupelo 1995 2001 Bob Ridgway, Jackson *H.C. Ashcraft, Jackson Robert Praytor, Jackson 2015 *Moody Grishman, Biloxi *Sue McCormack Tate, Tupelo 2007 Bruce Kammer, Picayune *J. Ed Turner, Hattiesburg Ernie Clark, Brookhaven Nancy Lane, Jackson 2002 Larry Edwards, Ridgeland Joe Stedman, Natchez 1996 Judy Glenn, Corinth Belva Pleasants, Greenwood *Michael Stetelman, Hattiesburg *B.E. "Corky" Grantham, *indicates recipient is deceased W.P. Bridges, Jr., Jackson Jackson 2008 *W.F. Tate, Tupelo John Dean, Leland

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RSVP: Register, Support, Vote, Participate

ississippi REALTORS® 2016 President Lisa Hollister has been while I spent some moments with my eyes closed, hanging on for dear life; licensed to sell real estate since 1993. Currently a Broker-Associate most of the time, I my hands are in the air, heart wide open, saying M with Moran Realty in Ocean Springs, Hollister has worked in real “Weeeeeeeeeee” around every curve. estate training and managing for many years and was a National Master Trainer and Co-Developer with the Floyd Wickman Starmaker Team. Having RL: How did you decide on your 2016 Presidential theme and previously served as the President of the Biloxi-Ocean Springs Board of REAL- why do you feel it is important for Mississippi REALTORS® to TORS®, Hollister was also chosen as the board’s REALTOR® of the Year. She engage in the REALTOR® Party? was honored to be chosen as the MAR President’s Award-winner in both 2013 and 2015 and was recently recognized at the 2015 MAR Convention in LH: I stand with hand over heart and pledge allegiance to the greatest coun- Hattiesburg as the Mississippi REALTOR® Institute Instructor of the Year for try in the world. As a young girl, I memorized Lincoln’s “Gettysburg Address”, 2015. She is a graduate of both LeadershipMAR and LeadershipMAR’s 2009 stood in a line for hours to have a US Senator autograph a book I was too Honors classes. Hollister is a member of NAR’s RPAC President’s Circle, has young to understand, watched Barry Goldwater win the Republican nomina- served on NAR’s RPAC Participation Council in 2013 and 2014 and is current- tion, and rode during my first trip to Washington DC, with my head hanging ly serving on NAR’s Broker Involvement Council. Real Estate Leader out of a taxi window, seeing history books come alive. Later, as an adult, I Magazine had the opportunity to talk with Lisa Hollister about her upcoming studied the philosopy of John Locke and Jean-Jacques Rousseau and read the year of service as 2016 MAR President. biographies of many Presidents. As a result, I get it. I understand why brave men and women risked and lost RL: Tell our members a little about your career in real their lives to create our govern- estate? ment; and even though we are busy, focused daily on family LH: Real estate is my fourth career and utilizes all the skill, knowl- and business, deferring the edge and experience I learned from every previous one. My first job duty of governing to those was in retail and food service, where I flipped hamburgers, bagged elected to represent us, I believe it purchases, and stocked shelves at a local Woolworth’s. I was 14 is our responsibility to preserve the and too young to be paid, so I worked for merchandise and fundamental principles of our consti- learned about the world of customer service. Immediately fol- tution. Through NAR’s creation of the lowing my high school graduation, I was hired by REALTOR® Party, REALTORS® across a local bank as a loan teller and secretary. America form a powerful alliance, While taking payments and typing loans, I speaking as a collective voice to pro- paid for college and learned to respect mote, protect and defend private proper- customer privacy. After earning a ty rights and home ownership. My theme, Master’s Degree in English, I was a “R.S.V.P. the REALTOR® Party”, invites every high school and community college association member to join the effort and suggests we have instructor. My students taught me about a duty as Americans to respond to the invitation. This hope, overcoming personal adversity, and believing response involves action: 1) Registering to Vote and pro- in something larger than oneself. By 1994, I was a housewife, moting and assisting clients and neighbors in registering; mother of two sons with my home on the market, searching 2) Supporting REALTOR® Champions and property for a flexible career. My REALTOR® suggested I take a real issues through a MARPAC investment; 3) Voting in all estate class; and within months, I was a licensed REALTOR® local, state, and national elections; and 4) with a third baby on the way. I worked with friends and Participating by answering Calls for Action, attending friends of friends, and I became a Top Producer, taking real REALTOR® Day at the Capitol in Jackson, and signing estate courses and earning designations to sharpen my up for the Broker Involvement Program. My theme skill and learn the business I was growing to love. I soon is not about directing the voice of our members; found myself back in the classroom, teaching real estate but, rather, celebrating the fact that we live in a courses for the Mississippi Realtor Institute (MRI) until I country that ensures we have a voice and encour- received a phone call that changed my life. The caller was Floyd ages our members to use it. Wickman, creator of Sweat Hogs and NAR’s choice as one of the “25 Most Influential” people in real estate, inviting me to join a team to devel- RL: What would you say are the most urgent issues op a new program and train REALTORS® across the country. Years later, that REALTORS® face in 2016? while training a company on the Mississippi Coast, I was offered an opportunity to manage an office of consummate agents and serve as LH: Politically, Mississippi REALTORS® focus our attention on Director of Training. Currently, I am a Broker-Associate with the oldest state and federal issues that stimulate and strengthen the mar- real estate company in Mississippi, Moran Realty, and I continue to serve ket and protect the business interest of our members. A as an instructor for MRI. In 2015, I received one of the greatest honors potential threat to this focus is the current discussion in both of my life, I was selected as “Instructor of the Year.” Looking back, my houses of Congress and among all political parties regarding career in real estate has been an exciting and unpredictable ride; and comprehensive tax reform. Although NAR reports that changes

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aren’t likely to happen in 2016, we must be diligent in our watch because NAR has acknowledged our leadership by investing hundreds of thousands of included in the discussion are changes affecting Capital Gain Rates, dollars in support of Mississippi candidates and ballot initiatives. I believe the Depreciation Rules, 1031 Like-Kind Exchanges, Mortgage Debt Cancelation reputation of Mississippi REALTORS® is best described by NAR President, Relief, and Mortgage Interest Deduction. Along with tax issues, we must be Steve Brown’s reaction while attending REALTOR® Day at the Capitol and wit- alert to Congressional actions regarding Credit Availability, changes to GSEs nessing the relationship we have with state officials, “I’ve been to many states, and FHA loans, the National Flood Insurance Program and Environmental but I’ve never seen this response. You must have great influence!” Issues that over regulate and negatively affect private property rights. Mississippi REALTORS®’ goal is to make certain that all legislative action taken RL: Can you talk a little about NAR Calls for Action, the relative by Congress supports homeownership and the freedom to invest in real estate. ease of the process and how important and impactful those calls are to our members’ profession? RL: In what ways has the real estate profession become more challenging for our members over the last five years? LH: Imagine a high ranking official in Jackson, still in pajamas, drinking cof- fee, when suddenly his or her smart phone blows up with over 5000 messages LH: Technology and regulation seem to create a more challenging environ- in support or rejection of a bill coming up for vote that day. Imagine a ment for our members. I remember a simpler REALTOR® world that includ- Congressman in DC receiving over 1 million messages before the day even ed property inventory binders, pink “while you were out” message pads, and begins. Imagine them walking through the capitol, becoming aware that their required us to sit at our desk, waiting for the office phone to ring. Although colleagues received the same message from REALTORS® who vote and invest. our freedom was determined by how far our phone cord would reach, we Do you think the buzz might affect their position on a pending bill or cause were off when the business day ended. Technology revolutionized the real them to stay for a vote they intended to miss? This is the power of Calls for estate profession, but created a new standard of responsibility and duty, a Action; the ability to turn a quiet, individual voice into a collective roar that more complex world. Now, we are attached to a smart phone, answering calls cannot be ignored. All one has to do to sign up and receive state and feder- immediately and becoming masters of multi-tasking. Our days are spent on al Calls is to send the message “REALTOR” to 30644 on a smart phone. NAR conference calls, juggling multiple calls, and never considering the old Friday will send a confirmation that the message was received and a notification afternoon response, “I’m sorry, she’s gone home; but I can take a message, when there is a bill before Congress which involves property rights, home- and she will call you Monday.” While our trade is made easier by technology, ownership, or issues that affect the real estate industry. A response to the Call which allows us to email, text, take a photo, scan, or facetime a client any- requires a few clicks, and our voice is heard! I encourage and personally ask time, anywhere; consumer expectations are elevated to a level that make real every member of our association to sign up now, don’t even finish reading this estate a 24/7 business. As a result, we sit at dinner with our families, watch article (but come back after signing up). Its’s that important!!!! our children play soccer, wait in doctor’s offices, and sometimes even attend church, physically present, but miles away in a conversation with a buyer or RL: How do you think members can best communicate the seller. Another concern for REALTORS® is the growing regulation of our pro- importance of registering, supporting, voting, and participating fession; because, at times, compliance with these regulations can create con- in the political process to their fellow members? flict with our natural instinct to serve. Our files are filled with disclosures, addendums, contracts, counters, and inspections; and we are cautioned to LH: By issuing an invitation and anticipating a response. It’s that simple. Ask stay arm’s length, when we would rather wrap our arms around our clients everybody in the office if they registered to vote, signed up to receive Calls for and help them. As a result, I believe the greatest challenge facing REAL- Action and responded when one was sent, invested their fair share, took reg- TORS® today is finding the perfect balance: the exact point where we com- istration forms to every closing for their clients, made plans to attend REAL- municate, but do not compromise our personal lives; fulfill our fiduciary TOR® Day at the Capitol. Also, ask your Broker if he or she signed up for the duties, but do not cross the line where we are legally and ethically liable. Broker Involvement Program by registering on www.realtoractioncenter.com These challenges are, well, challenging, but REALTORS® accept them and (only takes 3 minutes); and if your Broker is too busy, ask permission to do negotiate ways to overcome them; because we can’t imagine doing anything it for them. In addition, REALTORS® may communicate the importance of an else. R.S.V.P. by inviting members in a sales meeting and at local board meetings to Register, Support, Vote and Participate. To effectively deliver the message of RL: Can you share with them a little of what Mississippi how important our individual response is and how powerful our collective REALTORS® have accomplished in MARPAC participation? voice can be, we must be involved. In the words of Edward O. Wilson, a noted Alabama scientist, “You teach me, I forget. You show me, I remember. You LH: Like many Mississippians, I grow tired of worn out stigmas; weary from involve me, I understand.” the perception that our state ranks last in everything. Recently, while watch- ing the Egg Bowl, I was offended by the remarks of a sports commentator, who believed our image might be elevated because some of our colleges had winning football seasons. I was disheartened because I believe that we are a progressive state and deserve national respect. Nowhere is this more evident than in our ranking with NAR through our RPAC participation. As a result of a three year grassroots effort to educate our members about the importance of advocacy and MARPAC investment, Mississippi was recognized as Most Improved State in Participation, 3rd in Participation of all US states and terri- tories, and a 3-yr recipient of the coveted President’s Cup. Our members con- sistently receive appointments to major RPAC committees, are invited to sit on national panels, and currently rank 5th in the nation for our 33% response to the Patent Troll Abuse Call for Action. As a result of our national standing,

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y grandmother often told me that before you understands that we are “called by different names, but can become anything, you must first be grate- brothers of the same principles.” M ful. So, I want to thank some special people. Of the 44 percent of Mississippi REALTORS® not My father was the son of a sharecropper in rural involved, I wonder how many have been asked to the Louisiana and is the most intelligent man I’ve ever REALTOR® Party. When I look back and contemplate known who never earned a degree. Once, after filling out how I came to be on this stage tonight, I realize my jour- my high school schedule, I handed it to him to sign, he ney began with someone believing in me, and more stared at it for a while, then smiled, and said, “Lisa, art, importantly, asking me to be involved. Jo Usry, thank you piano, and French are wonderful subjects but may I sug- for that. gest you take shorthand, typing, and office machines. Tonight I am issuing a personal invitation to every Then you will have the skills to become a successful sec- Mississippi REALTOR® to come to the REALTOR® Party retary.” My father wasn’t trying to discourage me or limit and I’m asking that your response be more than an indif- my opportunities. He was preparing me for the world he ferent “regrets only”. I’m asking for a "répondez, s'il lived in. But his world didn’t fit me. I had my own vous plait”–a true RSVP–a commitment to Register, dreams. Support, Vote and Participate in the REALTOR® Party. In 1776, Thomas Paine also had a dream. He visual- A popular Mississippi newspaper reported that we ized a country, governed by the people, not by a divinely don’t have a registration problem. In fact, they claimed 2016 MAR appointed king. He published this radical idea in a pam- that one third of our counties have more registered vot- phlet called, “Common Sense”. It stirred the hearts of ers than living, breathing people. We will work closely President men and inspired a revolution against the superpower of with Secretary of State, Delbert Hosemann and, once the world. One of the principals he and the founding again, encourage REALTORS® to take registration forms fathers believed in was private property rights. John to closings. Lisa Hollister Adams said that “Property must be secured, or liberty Secondly, the REALTOR® Party SUPPORTS home own- cannot exist.” REALTORS® share this belief. ership and the real estate industry. We seek candidates Our Code of Ethics begins “Under all is the land” and and endorse elected officials who are pro-business and Delivers asks us to go above and beyond ordinary commerce, REALTOR® champions. inferring that we have a duty to protect and defend these Thirdly, the REALTOR® Party VOTES. Our voice is Stirring basic rights. heard every time we exercise this privilege, whether Historians have called Thomas Paine the “Voice of electing a local sheriff or the President of the United Revolution” and through the branding efforts of The States. We know that “Bad politicians are sent to Speech National Association of REALTORS®, we are known Jackson and Washington by good people who don’t worldwide as the “Voice for Real Estate”. vote.” At last year’s convention, our 2015 MAR President Finally, the REALTOR® Party PARTICIPATES. Harry Andrea Detrick challenged Mississippi REALTORS® to Truman said that “great leaders are masters of leading.” “Be the Voice” and what a fabulous year it has been We invite all Mississippi Brokers to lead their agents by using that voice. Andrea, on behalf of our association, I signing up for the Broker Involvement Program. thank you! We also invite all REALTORS® to attend REALTOR® Day Tonight I am inviting all of you to join me in becom- at the Capitol. To be successful in real estate, we under- ing a collective voice--a voice that fights for private prop- stand that the strongest relationships we build with our erty rights in our community, state, and country--not with clients are through face to face contacts, and no email, muskets and midnight rides, but 5,500 strong phone call, or direct marketing piece can take the place Mississippi REALTORS® united through the REALTOR® of a handshake. Party. And, finally, we invite all REALTORS® to respond to Currently, 56 percent of our members are involved. state and federal “Calls for Action”. In 2014, less than 18 With so much at stake, (mortgage interest deduction, percent of Mississippi REALTORS® answered the Flood mortgage debt cancellation tax relief, capital gains, 1031 Insurance call. This year, through a grass roots effort, like-kind exchanges, Freddie and Fannie restructuring, we increased our participation in the Patent Troll Call to credit availability, Dodd-Frank, and Technology issues) almost 33 percent. We were fourth in the nation! This is why isn’t everyone? great improvement, but still a moderate rumble. To be Many REALTORS® say they aren’t interested in politics. heard, our voice must be loud and proud. Our voice must echo the words of the great Greek states- Let’s have the faith to believe in who we are, the wis- man, Pericles, and say to them, “Just because you don’t dom to speak with a united voice and the courage to take an interest in politics, doesn't mean politics won't commit to the task. I invite you to the REALTOR® Party. take an interest in you." Will your RSVP be yes? And who will stand with me and Some REALTORS® don’t want to be labeled Democrat, take this party to your local board? Republican or Libertarian. Our voice must educate them I thank you for the privilege to serve as your President. that the REALTOR® Party does not support a particular Let’s get this party started! party, but supports candidates who support REALTOR® issues. Like Thomas Jefferson, the REALTOR® Party

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FOR THE TECH OF IT Real Estate Trends for Higher SEO Rank in 2016 By Chris Adcock

earch Engine Optimization (SEO) used to be about finding the right To claim your free Agent Profile and take charge of how consumers see formula of keywords, meta tags, and backlinks to get your website you on Realtor.com, visit realtor.com/agentprofile or call 866-665-1738. Sranking higher in search results. Google and other major search engines have come a long way in how they index and rank websites, and The importance of mobile friendly website design you can no longer rely on "tricks" or a purely technical SEO strategy. Now With the proliferation of larger screen smartphones, web browsing is sites with locally-targeted rich content rank higher on search increasingly taking place on mobile devices. The percent of traffic results. Keep that in mind when you look at your website. ranges from site-to-site, but mobile visits can make up 40-55% of Generally, the more unique local content you have, the better a website's total traffic. Many local real estate websites are not your results will be. mobile friendly, meaning when someone visits the site, they have Today there are two overriding trends affecting real estate to pinch the screen and zoom in to read or navigate the site's SEO–Agent Profiles from Realtor.com and mobile- content. Google has recently started penalizing websites friendly website design. that are not mobile friendly, pushing these sites lower in their search rankings. How a free Agent Profile can boost your SEO! There are two ways to make your website mobile friendly. The first way Agent Profile is a free tool that allows you to personalize how is to develop a separate "mobile website" that looks similar to you are displayed on Realtor.com. Agent your site, but it designed to fit a specific size Profiles are a great way for you to better device. When a visitor visits your website, market your listings to one of the largest your site would attempt to detect if they are property listing sites on the web, but it is on a mobile device, and if so it would direct also a great tool for SEO. them to the mobile version. There are numer- I encourage you to visit to Google or ous problems with mobile websites. First off, another major search engine and search a mobile site contains duplicate content from for your name followed by "realtor" or "real the original site, which can cause a penalty at estate" as a consumer might do when look- some search engines. Secondly, your site may ing you up. Your Realtor.com profile will likely be near the top of the page, not accurately redirect all mobile users to your mobile site, leaving some even if you have not yet claimed it. If you haven't claimed it, you won't see visitors with a bad browsing experience. Finally, mobile sites are typically a photo, a bio, and the profile will look empty. This may be the first link a designed for a specific size mobile device, but now smart phones have a consumer clicks on when searching for you! wide variety of screen sizes. Agents are able to claim and customize a profile for free. You can The latest standard in mobile website design is called "responsive". A upload a photo, post your bio, share specific specializations or areas responsive website will scale up or down to conform to whatever size served, and even set a background/header image for your profile. device it loads on. Converting an existing website to a responsive design is Agents can also link to their own website on their profile, and on each not an easy task, so it is best to have it built responsive from the start. If of their listings that is displayed on the site. A site like Realtor.com that you are in the market for a new website, or new design, make sure your ranks high on search engines has "authority", meaning they are trusted developer/designer builds your website to be responsive! If you are unsure sources of information. Linking to your website from those sites with if your website is responsive, simply open your site in a web browser on authority can boost your website's rankings on search engines. your computer, and then resize the browser to make it smaller. Your site's Realtor.com is also launching new optional reputation management content should shrink down as you do so that the images and text never tools with recommendations and a rating and review system. The recom- go off the screen to the right no matter what size your browser window is. mendation system allows colleagues, family, and friends to highlight your A responsive site will not only help your rankings on popular search professionalism and experience on your profile. The RealRating™ system engines, but it will also give your visitors a better experience, making it allows you to request feedback from actual clients after a transaction has easier for them to find what they are looking for! closed. Agents can post their own response to any rating or review, giving you more control over what consumers see. Every recommendation and review adds unique content to your profile, helping you stand out from the crowd - not only to consumers, but also to search engines! This extra con- tent can help your Agent Profile be more relevant and rank higher on Chris Adcock is MAR’s Information Technology Manager. Contact search engines. him at [email protected]

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2015 Major Donors

President’s Circle

Ernie Clark John Dean Jr. Larry Edwards Lisa Hollister Betty Jo Ison Nancy Lane C.R.(Bob) Ridgway Stephanie Shaw Janice Shows Chris Wilson Brookhaven Leland Ridgeland Biloxi Hattiesburg Jackson Jackson Gulfport Madison Laurel

Golden $5000 Crystal $2500

Ernie Clark John Dean Jr. Larry Edwards Judy Glenn Pam Powers Janice Shows David Stevens Andrea Detrick Lisa Hollister Betty Jo Ison Tommy Morgan Ellen Short Greenwood Madison Clinton Brookhaven Leland Ridgeland Corinth MLS of Jackson Oxford Biloxi Hattiesburg Tupelo Tupelo

Sterling $1000

Jean Amos Ken Austin Shellye Beach Lisa Bourgoyne Donnie Chambliss Gloria Clyatt Chassity Coleman Dottie Collins Judy Corts Buck Covington Bethany Culley Mark Cumbest Wally Cummins Kristyn Davis Hattiesburg Madison Madison Columbus Starkville Pass Christian Madison Brandon Southaven Madison Jackson Greenville Moss Point Jackson

Charles Dawe Jeffrey Dillon Belinda Elder Ashley Endris Cathy Feltenstein Joan Ferguson Karen Glass David Griffith Janice Guckert Beth Hansen Josh Harkins Derek Havard Corie Haynes Ashley Howie Meridian Gulfport Jackson Hattiesburg Ridgeland Jackson Gulfport Hernando Cleveland Jackson Jackson Jackson Hernando Jackson

Kay Jeffries John Jenkins Cynthia Joachim Tony Jones Bruce Kammer Nancy Lane Lisa Langston Robert Leigh Selena Lovejoy Ashley McAdory Charles McGee Deborah McGhee Melanie Mitchell Tena Meyers Southaven Jackson Biloxi Olive Branch Picayune Jackson Pearl Hernando Brandon Brandon Florence Gulfport Starkville Jackson

Nicole Nezat Stephanie Nix Carla Palmer-Allen Stephanie Palmer- Phield Parish Gary Parker Judy Pippen Amanda Polles Lynette Praytor Ann Prewitt Pam Pybas Barbara Richardson Paula Ricks C.R.(Bob) Ridgway Cummins Biloxi Ridgeland Ridgeland Greenville Picayune Jackson Ridgeland Jackson Jackson Raymond Madison Jackson Jackson Jackson

Don Roberts Michele Rumbley Jimmie Sandifer Christa Saulters Miriam Seale Stephanie Shaw DeLois Smith Joe Stedman Sue Stedman Andy Stetelman Carol Stewart Rosemary Stovall James Stroo Walker Tann Jackson Madison Jackson Hattiesburg Hattiesburg Gulfport Hattiesburg Natchez Natchez Hattiesburg Canton Madison Hattiesburg Jackson

Grace Templet Dorothy Thompson Lara Thrash Jo Usry Tammy Valente Vickey Ward Stuart Warren Adam Watkins Vicki Weaver Larry Webb Noggin Wild Chris Wilson Nell Wyatt Picayune Jackson Hattiesburg Jackson Picayune Jackson Madison Hattiesburg Ridgeland Olive Branch McComb Laurel Ridgeland

REALTOR® Services Corporation

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Local Board MARPAC participation levels 2016 Fair Share Investment Form As of December 4, Biloxi-Ocean Springs 60.2% 2015 MARPAC Central Mississippi 50.3% Amount: reached 117.7% Clarksdale 69.2% ___ Other ___ $1,000 (Sterling R) of its $225,000 goal Cleveland Board 56.4% ___ $25 (Fair Share, Salespersons) ___ $2,500 (Crystal R) with $264,799.50. ___ $99 (Fair Share, Brokers) ___ $5,000 (Golden R) Four County 51.0% ___ $250 (Magnolia Club) Golden Triangle 63.7% Mail this form with payment to your local board/association or Greenville Area 86.7% contribute online at msrealtors.org. Greenwood 67.6% Name (print clearly) Grenada 110.0% Firm Name Gulf Coast 56.6% NRDS# Hattiesburg 55.7% Address Laurel 70.9% City Zip Meridian 85.7% Work Phone Mississippi 400.0% E-Mail Mississippi Commercial 74.5%

Fair Share Participation Goal Participation Share Fair FOR CREDIT CARD CONTRIBUTION Natchez 47.8% ___VISA ___MC Amount $______North Central 59.3% Card# Northeast 62.8% Exp. Date

Northwest 69.1% Signature (required) Pearl River 64.9% Contributions are not deductible for Federal income tax purposes. Contributions to RPAC are voluntary and are used for polit- Southwest 68.0% ical purposes. The amount indicated is merely a guideline and you may contribute more or less than the suggested amount. The Association will not favor or disadvantage anyone by reason of the amount of their contribution, and you may refuse to Vicksburg-Warren County 68.0% contribute without reprisal by the Association. Seventy percent of each contribution is used by the State PAC to support state Total Participation: 59.1% and local political candidates. The other thirty percent is sent to the National RPAC to support Federal candidates and is charged against your limits under 2 U.S.C. 441a.

Join us in Jackson on March 9 – 10, 2016 REALTOR® Day at the Capitol Join with other REALTORS® at the Mississippi State Capitol to meet face to face with your state lawmakers, hear a legislative update and help honor MAR’s 2015 Legislators of the Year. The Capitol events will be followed with our annual Legislative luncheon at the MAR Building on Lakeland. March 9 MAR Building–MAR Committee Meetings March 9 Sparkman Auditorium, MS Agriculture & Forestry Museum–MARPAC Drawdown Throwdown at Sundown March 10 Mississippi State Capitol and MAR Building–REALTOR® Day at the Capitol and Legislative Luncheon

To join us for REALTOR® Day at the Capitol, please register by Monday, March 7th at msrealtors.org/Events/REALTORDay.php. There is no charge for this event.

25 / MISSISSIPPI REAL ESTATE LEADER /Winter 2016 RE LEADER WINTER 2016_LAY1 1/4/16 1:10 PM Page 26

2015 Successful REALTORS® who are committed to investing their fair share Magnolia Club $250 - $999 Ken Broom, Hattiesburg Patricia Fleming, Mccomb June Johnson, Ridgeland A. J. McMurphy, Biloxi Gerald Savner, Long Beach Vicki Blackwell, Olive Branch Ann Brown, Biloxi Paul Flood, Jackson Lawrence Johnson, Memphis Jo Lynn Michael, Jackson Earline Sawyer, Gulfport Paula Brahan, Hattiesburg James Brown, Southaven Jerry Ford, Ellisville Mae Johnson, Madison Marian Miller, Clarksdale Randall Saxton, Madison Ray Branscome, Grenada Timothy Brown, Jackson Martha Ford, Picayune Angela Johnston, Biloxi Ray Millwood, Greenville J. Daniel Schroeder, Biloxi Heather Brett, Starkville Amelia Brown (Lovorn), Olive Susan Foretich, Gulfport Jimmy Jones, Southaven Mark Mitchell, Amory Janice Scott, Tupelo Haley Carlson, Hernando Branch Mark Formby, Picayune Sarah Jones, Ridgeland Connley Moak, Jr., Brookhaven Edwin Scruggs, Memphis Joel Carter, Biloxi Chris Brumfield, Gulfport Lindsey Francois, Jackson John Kane, Bay Saint Louis Donna Molina, Carriere Charlie Sessums, Brandon Richard Corts, Hattiesburg Sandra Bubrig, Oxford Ree Frazier, Ocean Springs Cassie Kauerz, Meridian Albert Moore, Pearl Katina Seymour, Gulfport Cynthiadora Creel, Gulfport Patricia Buckner, Starkville Kimberly Fritz, Ocean Springs Ella Kelly, Clinton Alfred Moran, Ocean Springs Tina Sharp, Picayune Lynn DuPont, Picayune Stacy Bufkin, Bentonia Denise Furr, Jackson Carolyn Kessinger, Oxford Philip Moran, Kiln Billie Shaw, Madison Amanda Hendry, Gulfport Manny Burch, Olive Branch William Gamble, Jackson Walter Ketchings, Gulfport Johnny Morgan, Oxford Steven Shepherd, Brandon Keith Henley, Tupelo Rosiland Burge, Hattiesburg Marilyn Garbacz, Flora Melissa Key, Hattiesburg James Morris, New Albany Maryann Simoneaux, Martin Jones, Gulfport Bo Burkes, Starkville Sue Gardner, Tupelo Alexander Kiamie, Oxford Judy Mosley, Bruce Independence Gerard Maher, Diamondhead Susan Burton, Ridgeland Lee Garland, Brandon Robie Kight, Madison Jonnette Moss, Ridgeland Jackie Sims, Greenwood Jonathan Marshall, Gulfport Jodi Busch, Gulfport Lee Garland, Brandon William King, Petal Kristina Mottl, Hattiesburg Debbie Sinopoli, Hattiesburg Audrey McBride, Starkville Harley Caldwell, Vicksburg Philip Gattuso, Hattiesburg Clifford Klousia, Jackson Ann Motz, Southaven Paul Skipworth, Memphis Christy McDowell, Nesbit Paul Campbell, Vicksburg Robert Gavin, Natchez Randy Knouse, Ridgeland Charlotte Mullinnix, Tupelo Betsy Smith, Brookhaven Margie McFarland, Gulfport Norman Cannady, Ridgeland Gary Geiger, Ridgeland Darouny Kommany, Flowood Lyle Murphy, Corinth Bo Smith, Ridgeland Carroll Moudy, Hattiesburg Robert Carleton, Union Margaret Gilmer, Vicksburg Malcolm Kretschmar, Greenville Charles Myers, Flowood Charlotte Smith, Jackson Summer Newman, Biloxi Timothy Carlson, Gulfport Eris Giurintano, Jackson Kaye Ladd, Tupelo Donald Nace, Hattiesburg Corey Smith, Picayune Sandy Richardson, Southaven Lonnie Carlton, Clinton Carla Glasgow, Amory Chris Ladner, Gulfport Todd Nace, Hattiesburg Glen Smith, Terry Pamela Roberson, Oxford Eugene Carothers, Hattiesburg Michael Goff, Ridgeland Dawn Ladner, Gulfport James Nash, Jackson James Smith, Hattiesburg Stephanie Russo, Picayune Phillip Carpenter, Jackson Ricky Goforth, Meridian Lois Laird, Columbus Kathy Nelson, Vancleave Kenneth Smith, Gautier Woody Spiers, Picayune James Carson, Jackson Philip Good, Macon Phil Landers, Flowood Kay Newman, Tylertown Ray Smith, Summit Richard Teague, Picayune Tonya Carter, Picayune Jeffrey Gooden, Clarksdale Phil Landers, Flowood Diane Neyland, Madison Robert Smith, Richland Rita Tetzlaff, Picayune Tammy Chancellor, Quitman Tish Goodman, Greenwood Brad Lane, Brandon Keith Nichols, Corinth Thomas Smith, Ridgeland Robert Wantland, Pass Christian Nita Cheramie, Jackson Sharon Grace, Oxford Jimmy Langley, Tupelo Sharon Nichols, Hattiesburg Jeff Speed, Ridgeland Regina Warren, Long Beach Bennett Chotard, Ridgeland Linda Graham, Madison Pamela Langley, Pascagoula Arthur Noble, Madison Marty Spitzer, Columbus Don West, Columbus Bobby Clark, Greenwood Bruce Gray, Brookhaven Henry Larose, Jackson Sollie Norwood, Jackson Randy Stark, Memphis Roger Clark, Corinth Tanya Gray, Laurel Angela Laster, Columbus Billy Nowell, Cleveland Doe Steely, Flowood 99 Club $99 - $249 Robert Clay, Coldwater Charles Green, Pascagoula Ann Lauman, Jackson Brenda Null, Sumrall Penny Stettinius, Carriere Mike Adams, Jackson Emily Clemens, Long Beach Gregory Gresham, Holly Springs Max Lawson, Osyka Russell Ogburn, Madison Gary Stewart, Brookhaven John Adamson, Laurel Barry Clemmer, Raymond David Grubbs, Tupelo Stephanie Lawson, Olive Branch Candice Olin, Gulfport Sue Stinson-Turner, Germantown David Adcock, Natchez Ressie Cliett, West Point Trey Guerieri, Jackson Leslie Ledoux, Ridgeland J. Neal Olive, D'Iberville Janet Stockwell, Gulfport Dean Agee, Bay Saint Louis Betty Cline, Crystal Springs Cindy Gwin, Natchez Nancy Lehman, Madison Gaila Oliver, Leland Debbie Stovall, Summit Jeri Agent, Jackson Dennis Coleman, Columbus Kim Hairrell, Peggy Leigh, Batesville Betty Oltremari, Meridian Richard Stratton, Liberty Alyce Alexander, Greenville Malinda Colerick, Gulfport Don Halle, Gulfport Peggy Leigh, Batesville Mark Orgler, Gulfport Sissy Strunk, Ocean Springs Joey Alexander, Magnolia Judy Collier, Oxford Ezra Hamilton, Raymond Ashlie Lenhoff, Gulfport Scott Overby, Jackson Dawn Stuit, Poplarville Carlene Alfonso, Gulfport Danny Collins, Madison Brian Hancock, Southaven Valerie G. Leoni, Biloxi James Overstreet, Gulfport Saun Sullivan, Denham Springs Mike Alford, Tupelo Gerald Collins, Hattiesburg Bonnie Hankins, Grenada Amie Leszczynski, Gulfport Travis Paige, Biloxi Tanya Swoope, Biloxi Carlton Anderson, Coldwater Jim Conerly, Jackson Jamie Hanry, Ridgeland Cary Van Lewis, Lauderdale Brenda Palmer, Ocean Springs Matthew Talley, Memphis Robert Andrews, Greenville Cynthia Conner, Quitman Caryn Hanson, Escatawpa John Lewis, Jackson Jeff Palmer, Hattiesburg R Darnell Tate, Memphis Bill Anton, Southaven Tom Conner, Mccomb Ollie Hardaway, III, Vicksburg Larry Lewis, Ridgeland Andrew Park, Saltill0 Rose Tate, Greenville Wallace Ashley, Cleveland Bill Cook, Jackson Doris Hardy, Columbus Misti Lewis, Greenville Joe Parker, Flowood Tommy Tate, Columbus Susanne Ashman, Waveland Michael Cooper, Southaven Cathy Harkins, Jackson Ricky Lewis, Horn Lake Charles Paulk, Mccomb Joyce Taylor, Madison Michael Austin, Hernando Norma Cother, Tupelo Debby Harmon, Plantersville Vernell Lewis, Ridgeland Robert Pearson, Houston Tena Taylor, Oxford Joe Azar, Greenville Jason Cousar, Memphis Alain Harpin, Gulfport David Lipscomb, Vancleave Arlene Perkins, Long Beach Dawn Testa, Oxford Sherwood Bailey, Gulfport Richard Cowart, Vicksburg Jessica Harris, Tupelo Cindy Litsinger, Madison Tina Perkins, Gulfport Phillip Thames, Monticello Ernest Baker, Gautier Cheryl Cranford, Hattiesburg Karen Hartness, Biloxi Debbie Little, Collinsville Samuel Peters, Jackson Jack Thomas, Gulfport Charles Ball, Columbia Blake Cress, Ridgeland Janace Harvey-goree, Jackson Sheila Little, Ridgeland Van Peters, Shannon Marques Thomas, Biloxi Jordan Bankhead, Oxford Rod Crosby, Ridgeland James Harwell, Meridian Stevan Little, Corinth Darian Pierce, Hattiesburg Charles Thompson, Jackson Endia Banks, Ridgeland Ray Crowell, Gulfport Joyce Haskins, Oxford George Loden, Tupelo Dennis Pierce, Hattiesburg Wesley Thompson, Hernando Claudia Barnett, Jackson Searcy Cunningham, Greenville Penny Henson, Olive Branch Frank Loftis, Columbus R. Pierce, Madison Donna Thornton, Vicksburg Stacy Barr, Meridian Chris Curlee, Magee Clinton Herring, Jackson Phillip Long, Columbus Jeremy Pierpont, Biloxi Lisa Tingle, Beaumont Jesse Barrilleaux, Ridgeland Kelly Dabbs, Madison Howard Herring, Meadville Megan Lopez-Santiago, Gulfport Robert Pigford, Meridian Linda Toche, Ocean Springs Josette Barton, Ridgeland Vanessa Dallas, Starkville Kimberly Herrington, Gulfport Leland Lott, Sumrall Kara Platt, West Monroe Susan Tolar, Ocean Springs Clayton Beard, Madison BETH DAVIDSON, Hernando William Hessell, Gulfport Donna Machado, Gulfport Jane Poole, Starkville William Toler, Inverness Walter Becker Jr, Jackson Chris Davis, Biloxi Sean Hettinger, Tupelo Traci Maloney, Jackson Barbara Pope, Columbus Ben Tomlinson, Ripley Cathy Beeding, Ocean Springs M. Ann Davis, Columbus William Hewes, Gulfport Jeanie Malouf, Brandon John Praytor, Ridgeland Chad Tompkins, Ridgeland Dorian Bennett, Michael Davis, Columbus Charlene Hill, Ripley Michael Marcellus, D'Iberville Frankie Prescott, New Albany Joe Toms, Meridian Lee Bennett, Bay Saint Louis Margaret Deavours, Jackson Dustin Hill, Meridian Dick Marchbanks, Oxford Shirleen Prescott, Vicksburg O. B. Triplett, Forest Deborah Benoit, Carriere Warren Dedeaux, Gulfport Ronnie Hill, Jackson Jeffrey Martella, Brandon John Proctor, Ridgeland Spencer Turner, Oxford Randy Berg, Brandon Doris (Dee) Denney, Brooksville Jerry Hillyard, Ocean Springs Conrad Martin, Jackson Steven Purvis, Vicksburg Beverly Tynes, Slidell David Berkley, Bude Clay Deweese, Oxford Eugenia Hines, Madison Janet Martin, Tupelo William Purvis, Gulfport Beth Tyson, Biloxi Sheila Bingham, Jackson Tony Difatta, Madison Lyle Hobbs, Brookhaven TINA MARTIN, Hernando Wade Quin, Ridgeland Thomas Underwood, Jackson Jillean Bishop, Vicksburg John Dinkins, Madison Virginia Hodges, Meridian David Massey, Oxford Jennine Ramage, Hernando Andrea Upchurch, Vicksburg Cindy Black, Saltillo Janice Dipaola, Madison Tanya Holland, Columbia Cherie Matthews, Oxford Chari Rapp, Waveland Bob Usey, Gulfport William Blair, Columbus Ron DuBard, Greenwood John Holliday, D'Iberville Margie Matthews-Mays, Ray Rayburn, Hattiesburg W. C. Vaughn, Jackson Donald Blaize, Gulfport Jim Duckworth, Magnolia Thomas Holliday, Gulfport Southaven Levell Reed, Meridian Joel Verdon, Gulfport Alanna Bledsoe, Pontotoc J Dunbar, Hattiesburg Debora Holloway, Columbus Mike Maxfield, Greenville Susan Reed, Ocean Springs Jeannie Verzwyvelt, Gautier Harold Blockman, Memphis James Dunn, Tunica Wes Holsapple, Madison Estella Mayfield, Vicksburg James Renfroe, Flowood Mark Vincent, Florence Clint Bolton, Hernando Walter Dunn, Cordova D Holstein, Biloxi J McBrayer, Madison Jeff Reynolds, Laurel Judy Wahba, Ridgeland Lisa Boudreaux, Carriere Carol Easley, Mccomb Melissa Honea, Ridgeland Mary McCabe, Gulfport Wythe Rhett, Columbus Ben Walker, Madison Walt Bowie, Madison Meshia Edwards, Ridgeland Paul Hopper, Brandon M.L. McCarty, Columbus Sue Richardson, Vicksburg Daniel Walker, Olive Branch David Bowling, Jackson Paulette Egler, Picyune David Howie, Jackson Joy McClinthen, Pachuta Basil Richmond, Oxford Gwendolyn Walker, Oxford Lee Boyd, Brandon Keith Eilermann, Gulfport Amanda Hudson, Poplarville Patricia McClure-Smith, Oxford Jon Ritten, Diamondhead Gwendolyn Walker, Oxford Eric Bradley, Picayune Elton Elkins, Purvis James Hunter, Tupelo Levi McCraney, Greenville Martin Rivers, Gulfport Joyce Walker, Macon Larry Bradley, Pearl Allen Elliott, Brandon Rachel Huskins, Gulfport Ruth McCraney, Greenville Chad Robinson, Jackson Ledier Walker, Lucedale Ellis Branch, Ocean Springs Kenneth Ellis, Greenwood Larry Hutchens, Olive Branch Robin McDaniel, Mccomb Teri Rodriguez, Clinton Mary Walters, Aberdeen Cassandra Brannon, Louisville G. H. English, Ocean Springs Nancy Hutchens, Holly Springs Jason McDerment, Lucedale Donna Ross, West Point Mark Warren, Ridgeland Peggy Branson, Laurel Andy Estes, Saltillo David Ingram, Madison Gary McFarland, Brandon Lazaro Rovira, Pass Christian Sanford Warren, Jackson Dixie Breithaupt, Vicksburg Brian Estes, Jackson Kenny Jackson, Meridian Harold McGarrh, Greenville Roddy Rumbley, Madison Christine Weber, D'Iberville Wesley Breland, Hattiesburg Christa Estes, Saltillo Darleen Jacobs, New Orleans Rick McGill, Columbus Douglas Rushing, Tylertown Peter Weidlein, Bruce Jerry Brewer, Senatobia Edward Evans, Lucedale Gwen James, Hattiesburg Tashia McGinn, Biloxi Kim Rushing, Jackson Sheryl Wells, Arlington Alan Bridevaux, Mccomb Marie Evans, Flowood Mavis James, Jackson Rita McIntosh, Flowood Tammy Russell-Smith, Monticello Kenneth West, Hattiesburg W. Bridges, Jackson Cheryl Fair, Southaven Craig Joachim, Ocean Springs Jimmy Mckay, Madison Gregory Ryan, Olive Branch Stanley West, Amory W. Bridges, Jackson Michael Fearn, Biloxi Christine Johanson, Collierville Pam McKay, Grenada Julie Sample, Oxford Barry Weyland, Gulfport Barry Bridgforth, Olive Branch Sacia Findlay, Ridgeland Ana Johnson, Gulfport Billy Mckee, Jr., Flowood Marilyn Sappington, Pontotoc Jim Wheeler, D'Iberville Eddie Briggs, Madison Sherry Fischer, Water Valley Carole Johnson, Southaven Ann McKinney, Biloxi Beverly Sarrett, Flowood Betty White, Laurel Ginger Britt, Hernando Hal Fiser, Clarksdale Elizabeth Johnson, Brookhaven Douglas McKinnon, Ridgeland Charlotte Satcher, Oxford Connie White, Poplarville Joseph Britton, Waynesboro Ryan Flannery, Cordova Jean Johnson, Laurel Beth McLellan, Kosciusko Sunny Satchfield-Miceli, Biloxi Donald White, Jackson Al Brock, Greenville James Fleming, Carriere Joe Johnson, Laurel Larry McMahan, Hattiesburg Jack Savely, Water Valley Lisa White, Jackson

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Glenn Whitfield, Madison Branch Jose Betancourt, Olive Branch Chris Broadhead, Hattiesburg Robin Campbell, Amory Marcella CLEMENTS, Byhalia Brian Whitton, Clinton John Armstrong, Cleveland Pamela Bevill, Oxford Becky Brooks, Gulfport William Campbell, Brandon Paula Clifford, Ocean Springs Sue Wilkinson, Brandon Stephanie Arnett, Columbus Mary Biedenharn, Oxford Caroline Brooks, Gulfport KATHY CANIZARO, Nesbit Emma Clingan, Tupelo Angela Williams, Vicksburg Gene Arnold, Ocean Springs ADAM BIFFLE, Hernando Dearl Brooks, Meridian Randy Cannon, Olive Branch John Clingan, Amory Bailey Williams, Corinth John Arnold, Vicksburg Vickie Biggers, Madison Teresa Brooks, Starkville Vincent Cannon, Oxford Mary Clopton, Brookhaven Boyd Williams, Meridian Patricia Arnona, Kiln Pam Biggs, Madison Andy Brown, New Albany Sommer Canon, Biloxi Gloria Clyatt, Madison Sandra Williams, Tunica Ronda Ashe, Pearl Janell Billiot, Poplarville Anita Brown, Senatobia Vincent Canoy, Jr., Brandon Amanda Coates, Gulfport Don Winters, Picayune Sandra Ashford, Ridgeland Kimothy Billiot, Booneville Betty Brown, Natchez Carole Cantrell, Ridgeland Curtis Cobb, New Albany Donald Wise, Greenville Eleanor Ashley, Aberdeen Julie Bishop, Madison Brandon Brown, Jackson Jacob Cantrell, Tylertown Laurie Cobb, Meridian Amy Wood, Pass Christian Joyce Asken, Brookhaven Jody Black, Oxford Charlotte Brown, Madison Leigh Ann Carkeet, Olive Branch Mike Cobb, Gulfport John Wood, Laurel Emine Asten, Gulfport Susan Blackledge, Laurel Christina Brown, Pascagoula James Carle, Meridian Vickey Cobb, Lauderdale Michelle Wood, Biloxi Judy Atherton, Gulfport James Blackmon, Oxford Cynthia Brown, Starkville Alyssia Carlisle, Gulfport Rachel Cochran, Biloxi S. Matt Wood, Collierville Becky Austin, Hernando Brenda Blackwell, Hattiesburg Fosta Brown, Memphis Jacqueline Carlisle, Vicksburg Frances Coffin, Laurel Amanda Woods, Nesbit Ken Austin, Pass Christian Sarah Blackwell, Oxford Jacqueline Brown, Gulfport Alan Carlson, Sumrall Charles Coggins, Saltillo Barry Woodward, Madison Phyllis Austin, Greenville Gary Blair, Brookhaven Jason Brown, Hattiesburg Laura Carman, Madison David Coggins, Tupelo Tabitha Wroten, Vidalia Rickey Authement, Ocean Alicen Blanchard, Madison Jennifer Brown, Tupelo Peggy Carman, Madison Marianne Coker, Madison Angelyn Zeringue, Biloxi Springs Susan Blanton, Southaven Jessica Brown, Florence Sarah Carothers, Pass Christian Carrie Cole, Gulfport Stephanie Avant, Greenwood Deborah Blocker, Meridian Jessica Brown, Memphis Diane Carpenter, Gulfport Denise Cole, Southaven Other Investors Leigh Avara, Madison Harold Blossman, Mccomb John Brown, Ridgeland Julie Carpenter, Columbus Racheal Cole, Ridgeland Lars Aasted, Madison Wayne Averett, Tupelo David Blount, Jackson Julia Brown, Ridgeland Vicky Carr, Gulfport Tim Cole, Southaven Marilyn Abadie, Mc Comb Phil Axton, Brandon Florence Blue-Stewart, Kelsey Brown, Madison Sybil Carraway, Vicksburg Chassity Coleman, Jackson Renee' Abbenante, Gulfport Marty Ayers, Hernando Greenwood Melanie Brown, Ridgeland Deonna Carroll, Long Beach Cliff Coleman, Clinton Janelle Abbott, Gulfport Dorothy Bachus, Ridgeland Chad Boarman, Mccomb Mike Brown, Madison Charles Carruth, Magnolia Jane Coleman, Picayune Romy Abboud, Flowood Brett Bailey, Jackson Jane Bobitt, Cleveland Mimi Brown, Pass Christian Keith Carruth, Ridgeland John Coleman, Southaven Renda Abercrombie, Madison Carole Bailey, Jackson Bill Boggan, Brandon Oscar Brown, Senatobia Carl Carson, Vicksburg Kecia Coleman, Southaven Judy Abide, Biloxi Elizabeth Bailey, Gulfport Lydia Boggan, Canton Ronald Brown, Hattiesburg Christina Carson, Biloxi Leslie Coleman, Madison Vanessa Ables, Ridgeland Leigh Bailey, Ridgeland Dianna Bohorquez, Pass Ryan Brown, Jackson Carol Ann Carter, Madison CHRISTY COLLEY, Hernando Jill Acey-callender, Flowood Siobhan Bailey, Gulfport Christian Susan Brown, Madison Debbie Carter, Brandon Renae Collier, Gulfport Charles Acklin, Mchenry Micki Bailey (Anselm), Bobby Boland, Hernando Kurtis Brumfield, Summit Jacob Carter, Gulfport Trisha Collier, Lauderdale Barbara Acree, Germantown Hernando Pamela Boland, Hernando Kathy Bryan, Madison James Carter, Ruth Wilbert Collier, Biloxi Bennie Adair, Olive Branch Kay Baird, West Point Marquitta Bolden, Madison Lisa Bryan, Southaven Janie Carter, Jackson Dena Collins, Tupelo Tanna Adam, Diamondhead Bobby Baker, Batesville Melanie Bolden, Olive Branch Sheri Bryan, Madison KAREN CARTER, Hernando Devin Collins, Ocean Springs Amy Adams, Jackson Bradley Baker, Batesville Fran Boling, Sarah Joe Bryant, Hattiesburg Misty Carter, Gulfport Dottie Collins, Greenville Jeffrey Adams, Mccomb Deborah Baker, Long Beach Janice Boling, Brookhaven Karen Bryant, Columbus Nedra Carter, Laurel Mindy Collins, Madison Kelly Adams, Mccomb Gloria Baker, Benton Kimberly Boling, Biloxi Rotrice Buchanan, Tupelo Pam Carter, Madison Robert Collins, Flowood Renee Adams, Carriere Merisa Baker, Tupelo Shelby Bolls, Flowood Sara Buchanan, Madison Richard Carter, Laurel Margaret Colson, Natchez Tanja Adams, Jackson Elizabeth Balder, Bay St. Louis Shelly Bookwalter, Olive Branch Kim Buehring, Cleveland Sonya Carter, Ocean Springs Katina Comans, Vicksburg Wanda Rae Adams, Ridgeland Charles Bales, Brookhaven Elizabeth Boone, Ridgeland Scott Buettner, Ocean Springs Teleah Carter, Columbus Bobby Compretta, Bay Saint Barbara Adamson, Laurel James Ball, Vicksburg Shannon Boone, Mc Comb Don Buisson, Bay Saint Louis Randy Cartwright, Ocean Springs Louis Scott Adcock, Brandon Zack Ball, Florence Veronica Boren, Vidalia Carolyn Bullard, Ocean Springs Ellen Carty, Hattiesburg Charla Conlee, Clinton Angelia Adkins, Gulfport Valerie Bamburg, D'Iberville Judy Boudoin, Waveland Peggy Bullion, Hattiesburg Tammie Carwile, Water Valley Mike Conner, Brandon Melinda Adkins, Meridian Hiller Banks, Ridgeland J. Shelton Bounds, Madison Alaina Bullock, Gulfport Timothy Casano, Gulfport Paola Conner, Madison Hannah Adkins Davis, Lucedale Pearl Banks, Gautier Tonya Bounds, Redwood Cecilia Bullock, Jackson Michael Casavechia, Greenville Angela Cook, Brookhaven Shirley Agner, Southaven Perry Bankston, Pascagoula Trudy Bounds, Hattiesburg Cheryl Bullock, Gautier Christopher Cassidy, Oxford Richard Cook, Vossburg Jason Ainsworth, Mendenhall Jackie Barksdale, Clinton Nancy Stone Bourgeois, Pass Kay Bullock, Boyle Tobi Cassino, Olive Branch Gale Cooley, Laurel Dianne Albrecht, Gulfport Jane Barksdale, Jackson Christian Kim Bullock, Clinton Juan Castano, Gulfport Charles Coombs, Blue Mountain John Albriton, Oxford Kristina Barnes, Florence Lisa Bourgoyne, Brandon Mary Bunch, Perkinston Pamela Caston, Southaven Jackie Coombs, Corinth Bonnie Albritton, Lucedale Patricia Barnes, Southaven Richard Bourland, Gulfport Karen Bunker, Southaven Lauren Catlin, Madison Johnnie Coombs, Blue Mountain Colt Aldison, Batesville Anita Barnett, Holly Springs Kevin Bourn, Jackson Marsha Buras, Pass Christian Brenda Cato, Madison Luci Cooper, Flowood Tammy Aldridge, Olive Branch Anita Barnett, Holly Springs Leigh Bourn, Oxford Jason Burch, Senatobia Deanea Causey, Smithdale Myssi Cooper, Ridgeland Brad Alexander, Wiggins Marilyn Barnett, Meridian Nancy Bourn, Jackson Bernita Burden, Greenville Karl Causey, Flowood Wendy Cooper, Madison Charlotte Alexander, Columbus Robin Barnett, Tupelo Sarah Bowdon, Hernando Michelle Burford, Ridgeland Jan Cauthen, Oxford Felicia Cooperwood, Greenville Harry Alexander, Oxford Chad Barnette, Hernando Curtis Bowie, Greenwood Jason Burgdorf, Gulfport Terry Caves, Laurel Robert Corey, Meridian Lashanda Alexander, Madison Pamela Barr, Madison Jackie Bowman, Grenada Cynthia Burges, Ocean Springs Kathy Cesare, Columbus Steve Corey, Meridian Leslie Alexander, Mccomb Susan Barrett, Canton Richard Bowman, D'Iberville Tiffany Burgess, Gulfport Victoria Chambers, Gulfport Ashton Corley, Flowood Andy Alfonso, Ocean Springs Jen Barton, Flowood Jena Boyd, Vicksburg Patricia Burgoyne, Slidell Angela Chambliss, Picayune Charles Cornelius, Waveland Billy Alford, Forest William Barton, Gulfport Cynthia Boyer, Southaven Keri Burke-Nettles, Biloxi Donald Chambliss, Southaven Judy Corts, Hattiesburg Alison Alger, Abbeville Frank Bartozzi, Collierville Lee Boyette, Laurel Christina Burks, Gulfport Vivian Champaigne, Gulfport Chanda Cossitt, Tupelo Jennifer Allen, Hattiesburg Wanda Basham, Water Valley Shannon Boykin, Biloxi JEFFERY BURKS, Olive Branch Wendy Chancellor, Hattiesburg Donna Costello, Meridian Loree Allen, Oxford Kristi Bass, Biloxi Michael Boyle, Jackson Roger Burlingame, Columbus Jamie Chandler, Laurel Brian Couch, Hernando Marc Allen, Jackson Elizabeth Batkie, Olive Branch Deborah Braden, Hernando Lisa Burnett, Southaven Layne Channell, Wesson JERRY COUCH, Olive Branch Margie Allen, Madison Dennis Baum, Hattiesburg Olivia Bradford, Gulfport Rhonda Burnett, Madison Loretta Chapman, Flowood Matthew Couch, Madison Robby Allen, Olive Branch Gregory Baumgartner, Gulfport Leigh Bradshaw, Flowood Brian Burnham, Ocean Springs Melissa Chapman, Grenada Eric Coulter, Ocean Springs Webster Allen, Madison Bret Baxter, Flowood Stephanie Bradshaw, Carthage Kathleen Burns, Long Beach Taylor Chapman, Meridian Patricia Courtney, Ocean Springs Brent Allison, Diamondhead Shellye Beach, Ridgeland Lori Bragg, Madison Charlene Burrage, Pelahatchie Cynthia Chappelear, Madison Troy Courtney, Florence Genny Allison, Brandon Cindy Beard, Batesville Julian Bramlett, Nesbit Tommy Burrell, Biloxi Brenda Chapuis, Gulfport Buck Covington, Madison Timothy Allred, Meridian Matthew Beard, Pass Christian James Brand, Ocean Springs Garland Burris, Mc Comb Brent Chapuis, Gulfport Dennis Cox, Tupelo Kristy Alston, Gulfport Sheree Beaugez, Ocean Springs Raye Brandon, Ocean Springs Beverly Burton, Gulfport Diana Chapuis, Gulfport KIM COX, Southaven Angela Alston-Ross, Ocean David Becher, Gulfport Susan Brashier, Laurel Patricia Burton, Greenville Lynn Chapuis, Gulfport Larry Cox, Flowood Springs Bridget Beck, Biloxi Jim Breaux, Flowood Dodie Busby, D'Iberville Millicent Charbonnet, Long Judy Craig, Southaven Dale Alsup, Senatobia Chance Beck, Tupelo LOUIS BRECKENRIDGE, Oxford Deborah Bush, Louisville Beach Cullen Cranford, Hattiesburg Melissa Alves, Biloxi Barry Becker, Canton Melissa Breedlove, Ridgeland Latoria Bush, Gulfport Barry Chatham, Hernando Clay Crawford, Saltillo Nancy Amacker, Hattiesburg Casee Becker, Tupelo Brian Breithaupt, Vicksburg Stephanie Bush, Southaven Shannnon Chatham, Pachuta Katherine Crawford, Vicksburg Jean Amos, Starkville Jamie Beckett, Ridgeland Kearney Breland, Waveland Prentiss Butler, Corinth Karen Chewning, Ocean Springs Maggie Crawford, Cleveland Bill Anderson, Madison James Beckham, Gulfport Stacy Breland, Gulfport Terry Butler, Flowood Amy Chicorelli, Cleveland Ron Crawford, Madison David Anderson, Pontotoc Mary Marr Beckman, Ocean David Brewer, Vicksburg Trent Butler, Brandon Betty Chimento, Diamondhead Teresa Crawford, Southaven Joree Anderson, Brandon Springs Elaine Brewer, Brookhaven Betty Bynum, Southaven Sharon Chiniche, Gulfport Reatha Crear, Vicksburg Judith Anderson, Olive Branch Sarah Beets, Laurel Harriet Brewer, Ridgeland Nancy Bynum, Batesville Tristan Chisolm, Picayune Mindy Creech, Germantown Kendall Anderson, Ocean Springs Floyce Beevers, Jackson Linda Brewer, Senatobia Hugh Byrd, Taylorsville Miriam Chong, Gulfport Kelly Creely, Pass Christian Larry Anderson, Red Banks Elizabeth Behm, Ripley Janan Brewington, Biloxi Nancy Byrd, Ripley Mercedes Christian, Ridgeland Robert Creely, Gulfport M. Anderson, Columbus Debra Bell, Jackson Steve Brice, Southaven Stacey Byrd, Hattiesburg Kay Chudy, Madison Susan Crell, Holly Springs Michael Anderson, Hattiesburg Kendra Bell, Columbus Arthur Brickey, Olive Branch William Byrd, Oxford James Chustz, Jackson Kristi Creswell, Madison Mike Anderson, Southaven Ramsey Bell, Jackson David Bridges, Jackson William Byrd, Oxford Nicole Ciaravino, Brandon Ken Crill, Oxford Ralph Anderson, Gulfport Tracy Bell, Meridian Debby Bridges, Madison Sabra Cable, Hernando Andrea Clark, Flowood Myra Crill, Oxford Tiffany Anderson, Flowood Natalie Benefield, Gulfport Gregory Bridges, Tupelo Nicole Caillouet, Hattiesburg Bambi Clark, Gulfport Tommie Criswell, Beth Andrews, Oxford Lauren Benner, Ridgeland Hunter Bridges, Ridgeland Myrtle Cain-Berry, Hattiesburg Billy Clark, Oxford Patricia Crosby, Ocean Springs Edwin Andrews, Madison Bradley Bennett, Southaven Tracy Bridges, Jackson Ernesto Caldeira, Summit Ernie Clark, Brookhaven Sean Cross, Biloxi Jesse Andrews, Tylertown Patricia Bennett, Hattiesburg Tanya Brieger, Ridgeland John Caldwell, Vicksburg Richard Clark, Gulfport Stephanie Crosslin, Southaven Mary Andrews, Columbus Rhonda Bennett, Gulfport Rebecca Briggs, Madison Angel D Callahan, Meridian Jamie Clayton, New Albany Donna Crump, Moss Point Penny Andrews, Biloxi Thomas Benton, Oxford Tammy Briggs, Ocean Springs Harris Callum, Ridgeland Mona Clayton, Lauderdale Mayra Cruz, Long Beach Tracey Andrews, Madison Dorothy Benz, Gulfport James Briscoe, Jackson Christine Cameron, Flowood Dallas Clearman, Madison Monica Cryer, Meridian Amy Armstrong, Picayune Daniel Bernhardt, Gulfport Bettie Britt, Hernando David Cameron, Bay St. Louis Lauren Cleary, Oxford Ronald Cuenca, Pearl Bernard Armstrong, Southaven Richard Berry, Oxford Craig Britt, Olive Branch Sandra Cammack, Mc Comb Mark Cleary, Oxford Bethany Culley, Madison Elizabeth Armstrong, Biloxi Rebecca Berryman-ferguson, Ellis Britton, Waynesboro ANGELA CAMPBELL, Sarah Amanda Clegg, Canton Janet Culpepper, Forest Emanuel Armstrong, Olive Madison Katie Britton, Waynesboro Ashlee Campbell, Ocean Springs Ganes Clements, Greenwood Brenda Cumberland, Hattiesburg

27 / MISSISSIPPI REAL ESTATE LEADER /Winter 2016 RE LEADER WINTER 2016_LAY1 1/4/16 1:10 PM Page 28

Mark Cumbest, Moss Point Nikki Duncan, Ridgeland Brandy Ferrell, Long Beach Gianna Giambelluca, Biloxi Kathy Gustafson, Olive Branch William Hewes, Gulfport Wally Cummins, Brandon Todd Duncan, Ridgeland Bridget Ferrucci, Pass Christian Walter Gibbes, Summit Merry Gutierrez, Ocean Springs Beverly Hickey, Jackson Linda Curlee, Magee Ashley Dunlap, Flora Dawn Field, Macon Christian Gibbons, Hattiesburg Michael Guyton, Tupelo Lisa Hickman, Meridian Mary Currie, Collierville Aimee Dunn, Itta Bena Melissa Field, Centerville Roy Gibson, Oxford Orlando Guzman, Biloxi John Hightower, Gulfport Shannon Curro, Ocean Springs Stacey Dunn, Gulfport Susannah Fielder, Flowood Helene Giles, Pass Christian Kenan Gwin, Natchez April Hill, Corinth Shirley Curry, Tupelo Travis Dunn, Greenwood Olivia Fight, Brandon Jennifer Gill, D'Iberville Jacqueline Haarala, Meridian Julia Hill, Flowood Charlotte Curtis, Corinth Kathleen Duprey, Gulfport Frank Fillingham, Madison Mozart Gill, Brookhaven Stephan Haas, Bay Saint Louis Meagan Hill, Oxford Jacki D'Alexander, Biloxi Josh Duran, Ridgeland Lynn Fillingham, Madison Greg Gillespie, Tupelo Kimm Hackett, Flowood Melissa Hill, Ocean Springs Roseann Dallas-metz, Madison Sue Durbin, Biloxi William Fincher, Madison Mandy Gillespie, Southaven Kelly Hadden-Frye, Long Beach Norma Hill, Petal Jackie Dalton, Clinton Lakesha Durden, Pascagoula Mark Findlay, Spanish Fork Maureen Gillespie, Germantown Shannon Hahn, Jackson Toni Hill, Water Valley Rebecca Daniels, Gulfport Lou Ann Durfey, Madison Kim Finney, Olive Branch Theresa Gillis, Ridgeland DAVID HAILEY, Southaven Tonya Hill, Laurel Richard Daniels, Daphne David Durham, Batesville Paul Fischer, Water Valley Johnny Gilmore, Flowood Sam Haire, Southaven Vicki Hill, Tupelo Sonny Daniels, Hernando Sharon Durham, Jackson John Fiser, Clarksdale Danny Gilstrap, Clinton Tom Hairston, Hernando William Hill, Hernando David Daughdrill, Hattiesburg Nancy Durkin, Natchez Robert Fisher, Brookhaven Meta Ginn, Oxford Michael Halat, Biloxi Chase Hilliard, Madison David Daugherty, Biloxi Debra Dye, Olive Branch Michael Flannes, Flowood Skipper Giordano, Ridgeland Anthony Halcin, Oxford Thomas Hines, Yazoo City Jennifer Davi, Gulfport Marshall Dye, Olive Branch Kirby Fleming, Mccomb Herbert Gipson, Oxford Michael Halfacre, Louisville Leah Hinton, Moss Point Anthony David, Biloxi Caroline Eagan, Gulfport Mary Fleming, Carriere Melissa Gist, Southaven Alisa Hall, Petal Chad Hirn, Ridgeland Chevy Davis, Avon Derek Easley, Jackson Sally Fletcher, Jackson Karen Glass, Gulfport John Hall, Diamondhead Chi Ho, Biloxi Cindi Davis, Memphis John Easley, Mc Comb Marilyn Flowers, Grenada Ashley Glasz, Oxford Karen Hall, Columbus Mildred Hodge, Lucedale Debbie Davis, Cleveland Janice Easom, Natchez Nancy Flowers, Jackson Judy Glenn, Corinth Megan Hall, Ridgeland Cal Hodges, Brookhaven DeShawn Davis, Hattiesburg Gail Eason, Olive Branch Richard Floyd, Memphis Thomas Glisson, Corinth Mindy Hall, Vicksburg James Cliff Hodgetts, Southaven Jill Davis, Madison Richard East, Bay Saint Louis Laine Flynn, Ridgeland Bracey Godfrey, Clinton Vicci Hall, Ridgeland Mike Hoffman, Jackson Judy Davis, Diamondhead Brenda Easter, Olive Branch Debra Fokakis, Hattiesburg Karen Godfrey, Clinton Calvin Hamberlin, Vicksburg Shawn Hoffman, Carthage Julie Davis, Brandon Evon Easterling, Ocean Springs Tripp Folk, Olive Branch Jeri Goff, Pascagoula Pat Hamilton, Meridian Julie Holcomb, Tupelo Kimberly Davis, Lucedale Brenda Easterwood, Meridian Betsy Folmar, Madison Ryan Goldin, Gulfport Sarah Hamilton, Oxford Debbie Holden, Southaven Kristyn Davis, Columbus Donna Ebey, Brookhaven Martha Fondren, Hernando Sue Golmon, Tupelo Jean Hamlett, Gulfport Melissa Holder, Gulfport Lisa Davis, Ridgeland Amanda Eddings, Amory Bethany Foote, Madison Belinda Gomez, Biloxi Jerry Hanberry, Sumrall Rodney Holder, Brandon Mae Beth Davis, Southaven Joseph Edenfield, Gulfport Chris Ford, Ridgeland Brian Gomillion, Walnut Grove Blake Hankins, Tupelo Carolyn Holderfield, Horn Lake Robert Davis, Booneville Liz Edmonds, Flowood Evelyn Ford, Gulfport Michael Gonzalez, Southaven William Hankins, Jackson Nathan Holditch, Ridgeland Robin Davis, Ocean Springs Amanda Edwards, Starkville Sam Ford, Gulfport Janelle Good, Macon Beth Hansen, Jackson Joyce Holifield, Union Sandra Davis, Ridgeland Larry Edwards, Ridgeland Gary Fordham, Hattiesburg Jennifer Goode, Canton Richard Hansen, Gulfport BRIAN HOLLAND, Hernando Susan Davis, Oxford Sandra Edwards, Ocean Springs Ashton Fore, Biloxi Gary Goode, II, Lyon Elizabeth Hanson, Pass Christian Edwyn Holland, Quitman Summer Davis-Inman, Ocean Shandreika Edwards, Meridian Charles Foretich, Gulfport Rebecca Goodell, Columbus Angie Haraway, Jackson Rita Holley, Meridian Springs Andrew Eiland, Ocean Springs Cecilia Forster, Crenshaw David Goodin, Ocean Springs Jessica Hardaway, Vicksburg Gloria Holliday, Tupelo Charles Dawe, Hattiesburg Patricia Elam, Tupelo Jodi Forsyth, Tupelo Mariela Goodman, Ocean Carol Hardison, Madison Jennie Holliday, Olive Branch Michael Dawkins, Oxford Belinda Elder, Flowood Merri Fortenberry, Columbia Springs Nichole Hardy, Hattiesburg Jo Holliday, Jackson Allen Deal, Biloxi Sherri Elenz, Olive Branch Gloria Fortinberry, Tylertown Kimberly Goodson, Madison Donna Harig, Olive Branch Geraline Holliman, Columbus John Dean, Leland Kathy Elias, Gulfport Kim Fortner, Brandon Judy Goodwin, Grenada Josh Harkins, Flowood Daryl Hollingsworth, Vicksburg Marion Dean, Leland Ihsan Elkhayyat, Southaven Linda Fortune, Olive Branch Kristy Goodwin, Hattiesburg Jesse Harness, Fayette Lisa Hollister, Ocean Springs Beth Ann DeAngelis, Natchez Sandra Ellard, Natchez Win Foshee, Ridgeland Tia Goodwin, Tupelo Donna Harper, Hernando Ann Hollowell, Greenville Bill Dearman, Madison James Ellington, Kosciusko Synthia Foster, Flowood Janna Gordon, Olive Branch Amanda Harpole-Snowden, Jeanette Hollowell, Olive Branch Russell Dearman, Madison Deborah Ellington Thrasher, Derek Fountain, Gulfport David Gosselin, Madison Meridian Philip Holman, Jackson Jenifer Decker, Tupelo Madison Ginger Fountain, Ocean Springs Danny Gowen, Hernando Judy Harrell, Vicksburg Bonnie Holmes, Brookhaven Melinda Dees, Madison Kristen Elliott, Oxford Heather Fountain, Gulfport James Graeber, Clarksdale Kirby Harrell, Hattiesburg James Holmes, Hattiesburg Yvonne Dees, Taylorsville Caffie Ellis, Vicksburg Kelly Frady, Columbus Tiffany Gragg, Hattiesburg Jennifer Harrelson, Tupelo Wandara Holmes, Mccomb Nancy DeFazio, Gulfport Fay Ellis, Southaven Lekeitha Franklin, Flowood Hazel Graham, Brandon Robin Harrigill, Madison Cindy Holt, Ridgeland Laurie Defoe, Ridgeland Kristi Ellis, Biloxi Kevin Franks, Tupelo Kim Graham, Tupelo John Harris, Bay Saint Louis Gerald Honea, Magnolia Kelly Delaney, Southaven Melissa Ellis, Brandon Tiffany Franks, Tupelo Kristy Graham, Lauderdale Marissa Harris, Madison Alex Hood, Jackson Robin DeLano, Biloxi Shannon Ellis, Jackson Jan Frascogna, Jackson Mark Graham, Hattiesburg Melanie Harris, Greenwood Angela Hood, Brandon Scott DeLano, Gulfport Mary Elmore, Tupelo Julie Frazier, Hattiesburg O'Keefe Graham, Oxford Gale Harrison, Mission Viejo John Hooker, Ridgeland Scott Delk, Biloxi Sue Elmore, Oxford Sharmaine Frazier, Columbia Leslie Granberry, Gulfport Tommy Harrison, Oxford Carl Hoover, Olive Branch Dale DeMont, Carriere Mary Elrod, Germantown Patsy Frederick, Amory Cordelia Grant, Lucedale Jerome Harrison, Jr, Mount Olive Dina Hope, Hattiesburg Frances Dempsey, Tupelo Ashley Endris, Gulfport Judy Freeman, Gulfport Johnny Grant, Ridgeland Andrea Harter, Gautier Jessie Hornback, Madison Sonya Dendy, New Albany Richard Engel, Vicksburg Vicki Freeze, Madison Carl Grantham, Gulfport George Hartfield, Gulfport Carol Horne, Tupelo Cynthia Denman, Gulfport Chad Engelke, Southaven Mary Frelix, Columbia Francesca Grasse, Ocean Springs Jessica Harthcock, Bolton Kristi Horne, Madison Leo DeOrnellas, Columbia Ed Engelke, Southaven Bill French, Byram Lawrence Graves, Gulfport Angela Harvey, Mc Comb Melissa Horst, Madison Timothy DeRossette, Vicksburg JANET ENGELKE, Southaven Nell Frisbie, Diamondhead Leigh Graves, Tunica Ronnie Harvey, Ocean Springs Ellen Horton, Clinton Margaret Derryberry, Brandon Archie England, Terry Daniel Frisella, Long Beach Lisa Graves, New Orleans Vendora Harvey, Mc Comb Jennifer Hosey, Laurel Elizabeth Desler, Oxford Jim Engle, Madison MaryAnn Frisella, Gulfport Samantha Graves, Flowood Candace Hasan, Long Beach Dick Houghton, Gulfport Robyn Dethlefsen, Canton Becky English, Hattiesburg Amie Frulla, Union Irene Gray, Madison Diane Haskett, Hernando Brenda Housley, Hattiesburg Andrea Detrick, Oxford Phyllis Enis, Columbus Jamie Frye, Meridian Patricia Gray, Hattiesburg Jimmy Hatchett, Memphis Christina Houston, Oxford Allison Deus, Hattiesburg Brenda Eubanks, Southaven Kevin Fulcher, Ocean Springs Danny Grayson, Natchez Samuel Hatchett, Southaven Debbie Houston, Grenada Corey Deyamport, Flowood Janice Eubanks, Lucedale Carrie Fuller, Oxford John Greco, Greenville Derek Havard, Flowood Kelly Howard, Flowood Kelly Dial, Bay Saint Louis Leigh Ann Evans, Starkville Dianne Fuller, Brandon Clarissa Green, Meridian Donald Havard, Flowood Patricia Howard, Lucedale TAMARA DICKERSON, Hernando Lynn Evans, Ackerman Susan Fulton, Jackson Kass Green, Starkville Lisa Havard, Lucedale Frank Howell, Columbus Edwin Diez, Madison Paige Evans, Oxford Jack Gabriel, Tupelo P GLENN GREEN, Natchez Lee Havens, Cleveland Norman Howell, Carriere Jeffrey Dillon, Ridgeland Cynthia Everett, Gautier Susan Gaffney, Pass Christian Tammy Green, Gulfport Barbara Haviland, Ocean Springs Mary Jo Howes, Gulfport Trae Dilworth, Olive Branch James Evers, Jackson Sue Gallaspy, Hattiesburg Melissa Greer, Tupelo Jeff Hawkes, Independence Ashley Howie, Flowood Ashley Ditcharo, Biloxi Harriott Expose, Clinton Cynthia Galle, Gulfport Patricia Greer, Germantown Marcus Hawkins, Greenville Tiffiny Hoyett, Biloxi Phillip Diveley, Meridian William Faggert, Oxford Frances Galle', Biloxi Lynn Grego, Diamondhead Molly Hawkins, Batesville Judy Huddleston, Ripley Randy Diveley, Meridian Anne Fair, Oxford Elizabeth Galloway, Ocean Ashley Gregoire, Gulfport Catherine Hayden, Picayune Christine Hudson, Ocean Springs Kathy Do, D'Iberville Davis Fair, Oxford Springs Sue Gregory, Grenada Pam Hayden, Madison Deidre Hudson, Memphis Leslie Dobbins, Ocean Springs Dolores Fairley, Hattiesburg Evelyn Galloway, Gulfport Danny Grehan, Horn Lake Susan Hayes, Southaven Gwendolyn Hudson, Tupelo Mary Dobsch, Horn Lake Christopher Farm, Olive Branch Jerry Gardner, Clarksdale Chip Grenn, Hattiesburg April Haynes, Tupelo Royce Hudspeth, Columbus Teena Dodd, Columbus Leslie Farmer, Hattiesburg Mark Gardner, Southaven Angie Griffin, Ellisville Corie Haynes, Hernando Sharon Hudspeth, Columbus Mollie Dolan, Brandon Scott Farmer, Starkville Tim Gardner, Brandon Jannelle Griffin, Jackson Dorothy Haynes, Madison Andra Huggins, Cordova Janine Donelon, Gulfport Sarah Farr, New Albany Brant Garner, Tupelo Jonathan Griffin, Biloxi Idella Haynes, Hernando Arzell Huggins, Columbus Joseph Donovan, Ridgeland Brad Farris, Raymond Jodi Garner, Tupelo Kim Griffin, Brandon David Haynie, Oxford Colin Hughes, Oxford Susan Dorroh, Madison Dottie Farris, Hattiesburg Monica Garner, Mc Comb Robbie Griffin, Hattiesburg Tori Heard, Madison George Hughes, Booneville Ali Doss, Brandon Mary Kelly Farrish, Ridgeland Stephen Garner, Ocean Springs Susan Griffin, Tupelo Michael Heath, Meridian J.C. Hughes, Brandon Joann Dossett, Madison Bea Farruggio, Biloxi Sherry GARRARD, Senatobia Anita Griffith, Cleveland David Hegwood, Canton KIMBERLY HUGHES, Southaven B. J. Doty, Madison Crystal Fayard, Ocean Springs Victoria Garriga, Biloxi David Griffith, Cleveland Lori Held, Ridgeland Larry Hughes, Flora Nick Doty, Flowood Pamela Fayard, Gulfport Peggy Garrison, Southaven William Griffith, Cleveland Darly Helm, Gulfport Lisa Hughes, Clinton Reta Doughty, Tupelo Jaynie Fedell, Vicksburg Carole Gaston, Starkville Frances Grimes, Gautier Rosemary Henderson, Brandon Sue Humphreys, Brandon Kevin Dowell, Olive Branch Cathy Feinstein, Meridian Dale Gatchell, Vancleave Dan Grimmett, Flowood Lisa Hendrix, Byhalia Bailey Hunt, Senatobia Carol Downing, Hattiesburg David Feldman, Summit Paul Gatchell, Ocean Springs Roe Grubbs, Brandon Susan Henslee, Brandon Eva Hunter, Madison Martha Drake, Jackson Jan Feldman, Ridgeland Dorothy Gates, Oxford Victoria Gryder, Biloxi Clayton Hensley, Ridgeland Cathy Hunter Banks, Collierville Winston Drake, Flowood Caroline Felker, Oxford Robert Gates, Oxford Janice Guckert, Ridgeland Robin Hero, Jackson Tommye Hurtt, Flowood Brian Driskill, Meridian Bronwen Fell, Long Beach Kimberly Gattuso, Hattiesburg Margaret Guerrero, Waveland Howard Herring, Jr., Meadville Charles Hutcheson, Collinsville Regina Druetto, Batesville Desmond Felsher, Gulfport Chuck Gautier, Madison Patti Guerry, Columbus Patty Herrington, Hattiesburg Marie Hutcheson, Collinsville Josh Drummond, Ocean Springs Kevin Felsher, Ocean Springs Wendy Gay, Hattiesburg James Guest, Oxford Carola Herrmann, Ocean Springs Mary Lou Hutchinson, Collinsville Lauren Drummond, D'Iberville Brad Feltenstein, Oxford Anita George, Hattiesburg Steven Guist, Columbus Cindy Herron, Ridgeland Tamara Hutton, Brandon Betty DuBard, Greenwood Cathy Feltenstein, Meridian MICHELLE GEORGE, Southaven Malinda Gullick, Olive Branch Vicki Hesseltine, Flowood Nancy Iles, Natchez Jeanne Dubard, Greenwood Barbara Ferguson, Senatobia Whitney George, Tupelo Becky Gunter, Columbus JONATHAN HESTER, Greenville Cheryl Infante, Ocean Springs Ken Dubard, Greenwood Denman Ferguson, Canton Andrew Geotes, Gulfport Amanda Gurley, Amory William Hester, Laurel Randy Inman, Brandon Kimberly Dudley, Hattiesburg Joan Ferguson, Hernando Olivia Gerald, Starkville James Gurley, Amory Bill Hetrick, Clinton Genna Irby, Biloxi 28 / MISSISSIPPI REAL ESTATE LEADER /Winter 2016 RE LEADER WINTER 2016_LAY1 1/4/16 1:10 PM Page 29

Meredith Irby Mims, Gulfport David Kennedy, Hernando Suzanne Layel, Diamondhead Mandy Mangrum, Ridgeland Melissa McGee, Florence Annette Mize, Greenwood Lee Irwin, Clinton Guy Kennedy, Southaven Andrew Lazzara, Sessie Manieri, Bay Saint Louis Wes Mcgee, Florence Barbara Mock, Ocean Springs Betty Jo Ison, Hattiesburg Jim Kennedy, Meridian Hoang Le, Gulfport Celia Manley, Madison Deborah McGhee, Saucier Molly Mogridge, Oxford Betty Jo Ison, Hattiesburg Michelle Kennedy, Ocean Springs Anthony Leblanc, Jackson Sandra Manning, Olive Branch Delayne Mcgowan, Flowood Regina Mohamed, Olive Branch Kim Ivy, Moss Point Donald Kessinger, Oxford Brooke LeBlanc, Mc Comb Lara Mansell, Oxford Joel McGraw, Oxford Yasmin Mohiuddin, Gulfport Jere' Jabour, Vicksburg Robert Kessinger, Oxford Margarita Leblanc, Olive Branch TRACI MANSFIELD, Southaven Whitney McGraw, Oxford Angela Mohr, Tupelo Donna Jackson, Saltillo Karen Kessling, Carriere Philip LeBlanc, Long Beach Michael Manuel, Flowood Pamela McInnis, Gulfport Barry Monday, Hattiesburg Elizabeth Jackson, Amory Judy Ketchum, Olive Branch Stephanie LeClair, Grenada Louis Mapp, Hattiesburg Elaine McIntire, Greenville Kandace Monsivais, Laurel Eric Jackson, Meridian Alexandrea Key, Gulfport Sandra Ledger, Vicksburg Pat Marcellus, Gulfport J. D. McIntosh, Flowood Donna Monsour, Meridian Irene Jackson, Madison Tracy Key, Hattiesburg Angie Lee, Hattiesburg Jackie Marks, Gulfport Pam McKay, Grenada Bettina Montgomery, Oxford James Jackson, Greenwood Saira Khan, Como Beverley Lee, Gulfport William Marks, Natchez April Mckee, Flowood Peggy Montgomery, Lumberton Laura Jackson, Clinton Cullan Kight, Madison Charles Lee, Gulfport Andrew Marsh, Madison Joel McKee, Starkville Robert Montgomery, Brandon Mary Jackson, Cleveland Joan Killingsworth, Flowood D. Danny Lee, Waveland Bob Marsh, Gautier Jeff Mckelroy, Hernando Thomas Montgomery, Oxford Sheila Jackson, Jackson JAMES KIMBERLIN, Hernando Deborah R. Lee, Poplarville Richard Marshall, Gulfport April McKenna, Gulfport Lourdes Monti, Waveland Teresa Jackson, Ridgeland Dawn Kimble, Gulfport Jason Lee, Tylertown Loretta Martello, Ridgeland Jana McKenzie, Gulfport Christopher Moody, Lucedale Virginia Jackson, Meridian Rickey Kimble, Tupelo Jimmie Lee, Meridian Barbara Martin, Moss Point Joyce McKenzie, Collierville Emily Moody, Columbus Judith Jacobs, Pearl Jamie Kimenski, Gulfport Martha Lee, Hattiesburg Benjamin Martin, Plantersville Merrill Mckewen, Jackson Janet Moody, Olive Branch Dawne Jakubik, Moss Point Janet Kinard, Grenada Russell Lee, Picayune Harry Martin, Tupelo Robin McKnight, Cleveland Amanda Mooney, Flowood Charisa James, Byram Wallace Kincaid, Ridgeland Stephanie Lee, Ocean Springs Joanna Martin, Ellisville Codi McLellan, Kosciusko Barbara Mooney, Flowood Ebony James, Jackson Debbie King, Petal Jean Leech, Tupelo Leshia Martin, Oxford Nicole Mcmichael, Madison Aneika Moore, Mound Bayou Cynthia Jaudon, Diamondhead Gail King, Mccomb Leigh Anne Leech, Brandon Linda Martin, Ridgeland Brent McMillan, Liberty Diane Moore, Ocean Springs Pat Jefcoat, Hattiesburg John King, Madison Bill Leech, Jr., Amory Nita Martin, Jackson Jay McMiller, Olive Branch Dianne Moore, Collierville Kay Jefferies, Southaven Lawrence King, Ridgeland Penny Leech-Freed, Amory Susie Martin, Laurel Frankie McMillin, New Albany Eric Moore, Quitman Andrea Jenkins, Biloxi Lynn King, Madison Kathy Leggitt, Oxford Suzanne Martin, Gautier Jennifer McMinn, Oxford Janet Moore, Pearl John Jenkins, Jackson Mike King, Bay Springs Robert Leigh, Southaven Taylor Martin, Vicksburg John McMinn, Oxford Jessica Moore, Starkville Martin Jenkins, Meridian Steve King, Oxford Holly Lemoine-Raymond, Wayne Martin, Gautier Ben McMullen, Ridgeland John Moore, Olive Branch Lisa Jensen, Biloxi Jane Kingsafer, Hattiesburg Picayune Brittany Martino, Biloxi Angela McMurphy, Biloxi Kimberly Moore, Hattiesburg Rita Jensen, Brandon Tiffany Kinslow, Magee Alex Lenoir, Madison Elleen Mashburn, Diamondhead Ashley McMurphy, Biloxi Lynda Moore, Amory James Jerden, Brandon Robyn Kirby, Gulfport Doris Lepard, Clinton Jaclyn Mask, Madison Judith McMurphy, Biloxi Sabrina Moore, Madison Libby Jeu, Olive Branch Wylene Kirk, Madison Jacqueline Levy, Biloxi Cynthia Mason, Biloxi Loralee McMurphy, Biloxi Sara Moore, Ocean Springs Cynthia Joachim, Biloxi Tracy Kirkley, Olive Branch Andrea Lewis, Vicksburg Heather Mason, Ridgeland Shannon McNair, Gulfport Anita Morgan, Greenwood Elizabeth Joachim, Ocean Springs KRISTOFFER KITCHENS, Lake Dana Lewis, Tupelo Nancy Mason, Hattiesburg PATRICK MCNAUGHTON, John Morgan, Madison Richard John, Flowood Cormorant Lucy Lewis, Hattiesburg Carol Massey, Olive Branch Southaven LaSonya Morgan, Southaven Altrina Johnson, Ocean Springs Jerome Kittrell, Meridian Maria Lewis, Ocean Springs Helen Massey, Olive Branch Mark McNeece, Clinton Terri Morgan, Madison Debbie Johnson, Oxford Vicki Klein, Madison Sheila Lewis, Laurel Remy Massey, Vicksburg Shirley McNeer, Grenada Tommy Morgan, Tupelo Harold Johnson, Ridgeland Brenda Knight, Jackson Melissa Lindner, Starkville Michele Mathis, Raymond John McNeese, Poplarville Bill Morris, Madison Hugh Johnson, Jackson Burt Knight, Jackson Gloria Lindsey, Olive Branch Pamela Mathis, New Albany Justin McPhail, Grenada Julie Morris, Long Beach James Johnson, Laurel Chris Knight, Meridian Leonard Lindsey, Olive Branch Aubrey Matthews, Flowood Wayne McPhail, Grenada Jared Morrison, Madison Jonnie Johnson, Brookhaven Kevin Knight, Tupelo Sharon Lipsey, Columbus Janice Matthews, Columbus Joann McPherson, Collinsville Kelly Moses, Gulfport Kenneth Johnson, Jackson Ryan Knobf, Vancleave Gail Litchliter, Jackson Wil Matthews, Oxford Brenda McRae, Southaven Amy Mosher, Ocean Springs Lucy Johnson, Madison Melissa Knotts, Tupelo Julie Little, Corinth Margie Matthews-Mays, Lena McRae, Dekalb Linda Mote, Brandon Margaret Johnson, Ridgeland Keith Knowles, Tupelo Scotty Little, Corinth Southaven Sarah Ford Mcvey, Jackson Gale Mueller, Southaven Patricia Johnson, Columbus Zak Knox, Gautier Cassie Lizana, Gulfport Kevin Mauseth, Hattiesburg Debbie McWilliams, Mccomb Vicki Mullins, Corinth Rita Johnson, Olive Branch Michael Koptyra, Gulfport Vickie Lizana, Gulfport Betty Maxwell, Diamondhead Terry Medley, Gulfport Butch Mulvihill, Madison Tosha Johnson, Tunica Marvin Koury, Gulfport Connie Lloyd, Brandon CAROL MAXWELL, Hernando Pam Meek, Flowood Jan Munn, Ocean Springs Valerie Johnson, Byram Kris Koziol, Flowood Jason Loboda, Vicksburg Betty May, D'Iberville Judy Melancon, Picayune Owen Munton, Hattiesburg Walter Johnson, Brandon Anna Kral, Gulfport Lisa Lockhart, Gulfport Michael May, Gulfport Donna Melton, Saucier William Murdock, Hernando Wanda Johnson, Hernando Timothy Kramer, Ocean Springs Dean Loftis, Columbus Taylor May, Starkville Jaymie Melton, Gulfport Edna Murray, Crosby Gregory Johnston, Ridgeland Dean Kraner, Pascagoula Libbi Logan, Cleveland Michelle Mayer, Meridian Stephanie Melton, Byram Jennifer Murray, Ridgeland Michele Johnston, Hernando Nessa Kreps, Ridgeland Donna Lombardo, Southaven Jewelene Mayes, Ridgeland Noe Mendoza, Tupelo Annabel Musgrove, Picayune Ronnie Johnston, Vicksburg Brenda Kretschmar, Greenville ADAM LONG, Olive Branch Pam Mayfield, Vicksburg Martha Mercado, Carriere Angela Myers, Picayune Titus Johnston, Horn Lake Danae Kubicki, Hattiesburg Elliot Long, Tupelo Area Mays, Hernando Patrick Merrill, Ocean Springs Pat Myers, Laurel Alese Jones, Flowood Wendy Kulzer, Hattiesburg Karen Long, Tupelo Iva McAdams, Gulfport Miriam Merritt, Long Beach Tena Myers, Flowood Angela Jones, Hattiesburg Fallon Kurpuis, Daphne Rebecca Lopez, Gulfport Osheena McAdams, Ocean Martin Mesecke, Tupelo Shelia Myles, Flowood Carolyn Jones, Gautier Patricia Kurtz, Tupelo Diane Lott, Sumrall Springs Emily Metcalf, Flowood Billie Myrick, Ocean Springs Dana Jones, Ocean Springs Annice Kyle, Southaven James Lott, Ocean Springs Ashley McAdory, Brandon Jacki Metcalf, Southaven Jamie Myrick, Ridgeland Donna Jones, Laurel Amy Labo, Tupelo Jody Lott, Ocean Springs William McAdory, Louisville Mark Metcalf, Flowood Winnie Nace, Hattiesburg George Jones, Jackson Carey Lackey, Tupelo Kellie Lott, Columbia Joshua McAnally, Booneville Andre' Michaud, Ocean Springs Savita Nair, Jackson Herbert Jones, Vicksburg Shari Lackey-culver, Jackson Dionne Loudenslager, Mc Comb Barry McArthur, Sumrall Henry Michel, Jackson Farokh Nanavaty, Brandon Jennifer Jones, Ocean Springs Aimee Lacy, Meridian Roy Loudenslager, Mccomb Michelle McAuley, Tupelo Julie Middleton, Madison David Napier, Southaven Kenneth Jones, Gulfport Tronnie Lacy, Clinton Brenda Love, Vicksburg Kerri McBride, Perkinston Jacqueline Mihalik, Gulfport Lindsey Nations, Ocean Springs Lauren Jones, Jackson Jamie Ladner, Picayune Rebecca Love, Olive Branch Robin McCaffrey- Schlautman, Trenton Milam, Jackson Cecilia Necaise, Gulfport Lea Jones, Southaven Jane Ladner, Ridgeland Selena Lovejoy, Brandon Hattiesburg Bruno Milanese, Ocean Springs Guy Necaise, Gulfport Leigh Jones, Brandon John Ladner, Poplarville Karen Lovelace, Oxford Michael McCaleb, Gulfport Amanda Miller, Tupelo Rebecca Necaise, Waveland Mary Jo Jones, Gulfport Leslie Ladner, Gulfport Taylor Lovitt, Oxford Robin McCaleb, Daphne Cynthia Miller, Madison Kirk Neill, Utica Michael Jones, Memphis Lisa Ladner, Picayune Lee Lovorn, Olive Branch Mary McCall, Diamondhead Gerald Miller, Wiggins Becky Nelms, Corinth Samuel Jones, Hernando Mable Ladner, Diamondhead Shawn Lowery, Mccomb Mary McCall, Olive Branch Jason Miller, Bartlett Carolyn Nelson, Liberty Sinnana Jones, Hattiesburg Foley Laifa, Flowood Anna Lucas, Starkville James McCarthy, Memphis Jordyn Miller, Gulfport Nancy Nelson, Biloxi Stephen Jones, Columbus Ossiea Lake, Brandon Bea Luckett, Tupelo Shaun McCarthy, Metairie Linda Miller, Ocean Springs Teresa Nelson, Gautier Tony Jones, Olive Branch Anita Lambert, Bay Saint Louis Monte Luffey, Gulfport Melton McCarty, Columbus Mary Miller, Picayune William Nettle, Vicksburg TRINA JONES, Olive Branch Wanda Lambert, Olive Branch Pete Luke, Canton Rick McCay, New Albany Nick Miller, Madison Deborah Nettles, Starkville Heather Jordan, Ocean Springs Felicia Lampkin, Flowood Judy Lundy, Grenada Patrick McClay, Walls Robert Miller, Jackson Christopher Nettles, Jr., Starkville Jay Jordan, Gulfport Betsy Landers, Madison Christy Luster, Madison Sheli McClellan, Tupelo Shannon Miller, Corinth Dixie Newman, Gulfport Jay Jordan, Gulfport Marcia Landers, Flowood Deborah Luster, Clarksdale Laurie McClintock, Flowood David Milling, Jackson Roger Newman, Tylertown Jay Jordan, Gulfport Deborah Landry, Gulfport Chet Lutkins, Ocean Springs Charl McCloud, Tupelo Sara Mills, Tupelo Chris Newsom, Hernando Jenny Jordan, Madison Georgia Landry, Collierville Thomas Lyons, Biloxi Cynthia McCool, Madison Jason Minardi, Slidell Sam Newsom, Leland Richard Jordan, Tupelo Kathy Landry, Picayune Jahmilah Maberry, Byram Cheryl McCormick, Holly Springs Randy Mink, Red Bay Susan Newton, Ridgeland Danny Jue, Southaven Wendy Landry, Biloxi Rebecca MacDonald, Picayune Durwood McCormick, Olive Francis Minnehan, Gulfport Nicole Nezat, Biloxi Burt Juneau, D'Iberville Jesse Lane, Flowood Marianne Machost, Madison Branch Mincer Minor, Vicksburg Christy Nguyen, Biloxi Wilson Kahlmus, Gulfport Kelly Lane, Ocean Springs Michael Madden, Gulfport Janet McCoy, Jackson Celecia Misita, Gulfport Sheila Nicholas, Ridgeland Andrew Kalinowski, Columbus Larry Lane, Starkville Carolyn Maenza-Tiblier, Biloxi Abbey McCrary, Hernando Adam Mitchell, Biloxi Derek Nichols, Mantachie Bruce Kammer, Picayune Nancy Lane, Flowood Cliff Magee, Mccomb COLLIN MCCRARY, Southaven Cathy Mitchell, Vicksburg Sara Nichols, Flowood Robert Kane, Bay Saint Louis Pat Lane, Starkville Dawn Magee, Flowood Michael McCreary, Corinth Charlestine Mitchell, Memphis Donna Nigro, Ridgeland Jeanhee Kang, Ridgeland Shawn Lane, Biloxi Kristy Magee, Gulfport Brad McCulley, Batesville Clint Mitchell, Oxford Stephanie Nix, Byram Joseph Karr, Oxford Jessica Laney, Kiln Lola Magee, Meridian Micah McCullough, Jackson Dana Mitchell, Madison Kim Nixon, Brandon Estus Kea, Bay Saint Louis Margaret Laney, Oxford Carol Magers, Diamondhead Linda McDaniel, Hernando Harry Mitchell, Picayune Margaret Noblitt, Ocean Springs Glenda Keenan, Oxford Mary Lang, Greenville Sherry Maggio Flynn, Walls Robin D. McDaniel, Hazlehurst Joseph Mitchell, Gulfport Betsy Nolan, Diamondhead Mandy Keith, Tupelo Nina Langham, Gulfport Kim Magoun, Madison Ashley McDonald, Purvis Kathryn Mitchell, Pass Christian Charlain Nolen, New Albany Tommye Keith, Flowood Lisa Langston, Pearl Samuel Mahler, Gulfport Deowarski McDonald, Vicksburg Katie Mitchell, Madison Carlene Noone, Madison Amber Kelley, Gulfport Dottie Lanier, Gulfport Susie Maier, Flowood Kelly McDonald, Madison Keith Mitchell, Denham Springs Joyce Noone, Madison Monica Kelly, Flowood Carl LaRosa, Pass Christian David Mallery, Gulfport Karen McDougal, Jackson McNeil Mitchell, Tylertown Louis Norman, Sumrall Janice Kemp, Ridgeland Jennifer Larson, Long Beach David Malley, Long Beach Suzie McDowell, Flowood Melanie Mitchell, Starkville Susan Norris, Biloxi Margaret Kempner, Ocean Gary Laughlin, Columbus Parrish Malouf, Ridgeland Carol C. McElroy, Meridian Sandi Mitchell, Lucedale Mike Norsworthy, Pearl Springs NORA LAWSON, Southaven Paul Mancini, Cleveland Brenda McFall, Gulfport Jerry Mixon, Marks Sally North, Jackson Dorris Kendrick, Pascagoula Sallie Lawson, Biloxi Clare Maness, Hernando Charles McGee, Florence John Mixon, Ridgeland Alahna Norton, Flowood

29 / MISSISSIPPI REAL ESTATE LEADER /Winter 2016 RE LEADER WINTER 2016_LAY1 1/4/16 1:10 PM Page 30

Walter(Gene) Norwood, Jacqueline Pegues, Oxford Karen Rasberry, Laurel NIKKI ROWLAND, Olive Branch Donita Singleterry, Hattiesburg Carol Stewart, Canton Hernando Dana Pendergrass, Flowood Leslie Ratcliff, Flowood Geney Ruesga, Biloxi Dolly Skelton, Southaven Clint Stewart, Brookhaven Ronnie Nowell, Jackson Debbie Pennington, Coldwater Kent Raulston, Gulfport Michele Rumbley, Madison John Skelton, Ridgeland Jesse Stewart, Vaiden Stephanie Null, Meridian Suzanne Pennington, Hernando Pamela Rawls, Hattiesburg James Runnels, Hattiesburg Christopher Skinner, Macon Joey Stewart, Laurel James Nutt, Madison Anika Perkins, Columbus Annette Rayburn, Ridgeland Beverly Rushing, Richland Dorothy Slade, Hattiesburg Paula Stewart, Sardis Tammy Nutt, Madison Carol Perry, Hattiesburg Barbara Rea, Meridian Heath Rushing, Tylertown Lawrence Slade, Gautier Stephen Stewart, Clinton GLORIA OAKLEY, Hernando Haley Perry, Saucier Diana Rea, Columbus Jean Rushing, Madison James Slater, Gulfport Matthew Stieffel, Diamondhead Mary Oalmann, Picayune Teena Perry, Hattiesburg Franklin Read, Hattiesburg Kathleen Rushing, Jackson Steve Slay, Brandon Max Stinson, Mccomb Emily O'Beirne, Natchez Karen Peters, Gulfport Bobbie Ready, Tupelo Lonnie Rushing, Clinton John Sledge, Madison Rob Stockett, Madison Mike Oberlies, Gulfport Michael Peters, Jackson Maxie Rebsamen, Greenville Ronald Rushing, Mccomb Travis Sledge, Madison Pamela Stockstill, Picayune Anita O'Dell, Gulfport Mitchell Peters, Jackson Betty Reed, Flowood Ross Rushing, Madison Alice Smith, Ridgeland Bill Stoddard, Hernando Beverly Odom, Collinsville Twila Peterson, Gautier Cheryl Reed, Meridian Stephen Rushing, Mccomb Angie Smith, Laurel Bobby Stokes, Ridgeland Diane Odom, Memphis Leslie Pettey, Tupelo CLAYTON REED, Nesbit Leroy Rushton, Pascagoula Ashley Smith, Gulfport Schneika Stokes, Madison Kay Odom, Vicksburg Cecil Pettis, Kimberly Reed, Columbus Elam Rusk, Greenville Ashley Smith, Gautier Lisa Storie, Gulfport Kathleen O'Keefe, Biloxi Lynn Pfund, Cordova Robin Reed, Starkville Charles Russell, Tupelo Barry Smith, Mc Comb Christopher Stovall, Summit Amy Olier, Biloxi Dixie Phelps, Ridgeland Vickie Reel, Brandon Deborah Russell, Tupelo Bree Smith, Madison Rosemary Stovall, Madison Natalie Olier', Ocean Springs Elaine Phelps, Ridgeland Cynthia Regan, Gulfport Geralyn Russell, Brookhaven BRENT SMITH, Olive Branch Tom Stovall, Madison KURT OLIVENT, Southaven Gerald Phillips, Laurel Katherine Regimbal, Columbus Mary Ann Russell, Tupelo Cameron Smith, Brookhaven William Strauss, Columbus Susan O'mara, Ridgeland Hallie Phillips, Meridian Sharon Register, Hattiesburg Timothy Russell, Picayune Cindy Smith, Flowood Nancy Street, Hattiesburg Rebecca O'Neal, Gulfport Janice Phillips, Saltillo Monica Reichardt, Hernando Jeremy Ryan, Collierville Daryl Smith, Flowood Diane Stribling, Olive Branch Erica O'Neal Leidigh, Wiggins Mary Phillips, Gulfport Molly Reid, Poplarville Lisa Ryan, Madison David Smith, Scott Stribling, Clarksdale Brenda O'Neal-Lambert, Robin Phillips, Olive Branch Stephanie Remore, Madison Amanda Ryle, Biloxi Delois Smith, Hattiesburg Myra Strom, Corinth Hattiesburg Thomas Phillips, Columbus Steven Renfrow, Brandon David Saborit, Biloxi Delois Smith, Hattiesburg Giselle Stromgren, Jackson Steven O'neill, Jackson Harry Piascik, Gulfport Teresa Renkenberger, Brandon Charlotte Sadler, Gulfport Doris Smith, Holly Springs Debbie Stroo, Petal Tina O'Quinn, Tupelo Lydia Pickard, Biloxi William Replogle, Tupelo Rebecca Sagester, Moss Point Dorothy Smith, Jackson James Stroo, Hattiesburg Sadie Orey, Jackson Marty Pickard, Hernando Betsy Rettig, Saucier Mark Saller, Elizabeth Smith, Jackson Terri Stroud, Ellisville Carolyn Ornelas, Flowood Sandi Pickard, Gulfport Pia Jo Reynolds, Cordova Dee Salvas, Gulfport Ellen Smith, Ridgeland Martha Strum, Gautier Amber Osley, Gulfport TIFFANY PICKEL, Olive Branch Gina Rhett, Columbus John Sample, Oxford Hartley Smith, Flowood Tiffany Strunk, Ocean Springs Michael Oswalt, Ridgeland Tracy Pickett, Oxford Kathryn Rhett, Columbus Samuel Sample, Pickens J.E. SMITH, Bay Springs Shelly Sturm, Gulfport James Overstreet, Biloxi Bettye Pierce, Hattiesburg Wythe Rhett, Columbus Nicole Sanchez, Vancleave Jacquelyn Smith, Natchez Betty Sullivan, Jackson Kane Overstreet, Starkville HELEN PIERPOALI, Holly Springs RONNIE RHODA, Southaven Richard Sanchez, Gulfport Jane Smith, Columbus Elizabeth Sullivan, Madison Virginia Overstreet, Gulfport Bob Pillow, Madison Janice Rhodes, Starkville Anita Sanderford, Diamondhead Jane Smith, Jackson Jami Sullivan, Moss Point Daniel Owens, Tupelo Susan Pinkston, Ridgeland Kelly Rhodes, Gulfport Andy Sanders, Greenville JEFFREY SMITH, Olive Branch Allan Summerlin, Madison June Owens, Hattiesburg Sheila Pinnix, Southaven Melissa Rhodes, Madison B.L. Sanders, Olive Branch Jim Smith, Pass Christian Christy Sumrall, Laurel Bobby Pace, Ridgeland Judy Pippin, Picayune Deidra Rice, Vicksburg Debra Sanders, Madison Jim Smith, Hattiesburg Sue Sunderland, Gulfport Darryl Pace, Diamondhead Gerald Pittman, Mooreville Sharon Rice, Oxford Larry Sanders, Madison Lisa Smith, Southaven Katy Surkin, Madison Debra Pace, Hattiesburg Mike Pittman, Clarksdale Sharon Rice, Hattiesburg Melanie Sanders, Greenville Mark Smith, Picayune Richard Sutherland, Pascagoula Stacy Pace, Hattiesburg Linda Pitts, Brandon Melissa Rich, Starkville Sheila Sanders, Greenwood Mark Smith, Morton Jane Swain, Ridgeland Victoria Pace, Vaughan Penny Pitts, Flowood Katherine Richard, Pass Christian TERRY SANDERS, Olive Branch Mekdes Smith, Bay St. Louis Jo Ellen Swain, Madison Kassie Paddock, Flowood Thomas Pitts, Oxford Lindsey Richard, Bay St. Louis Jimmie Sandifer, Jackson Melanie Smith, Diamondhead Scott Swalley, Madison Brian Paden, Gulfport Sallie Plumpp, Jackson Ray Richard, Hattiesburg Joderick Sandifer, Jackson Missi Smith, Picayune Brenda Swanger, Southaven Al Padgett, Madison Tim Plunkett, Madison Paula Richards, Collinsville Kurt Satchfield, Biloxi Monte Smith, Tupelo Charles Swartz, Vicksburg Cindy Page, Brandon Yancy Pogue, Bay Saint Louis Barbara Richardson, Jackson Dean Satrape, Biloxi Robert Smith, Ridgeland Kris Swartzendruber, Sheryl Page, Biloxi Amanda Polles, Madison Heather Richardson, Oxford Robert Saucier, Diamondhead Ronald Smith, Tupelo Diamondhead Allison Palmer, Brandon John Polles, Madison Joe Richardson, Brandon Tracy Sauls-mason, Ridgeland Sadie Smith, Tupelo Linda Swinney, Tupelo Christine Palmer, Ridgeland Sharon Pompelia, Meridian Dolores Richmond, Christa Saulters, Hattiesburg Stephany Smith, Brookhaven Mary Swoope, Madison Doy Palmer, Mccomb Connie Poole, Hattiesburg Diamondhead David Saulters, Hattiesburg Stephon Smith, Gulfport Angela Sylvester, Southaven Edith Palmer, Bay Saint Louis Kevin Poole, Ridgeland Paula Ricks, Ridgeland Eileen Saunders, Oxford Steven Smith, Madison Jean Szymanski, Long Beach Laura Palmer, New Albany Wanda Poole, Oxford Sarah Rider, Biloxi Natalie Savell, Madison Susan Smith, Hattiesburg Bronson Tabler, Tupelo Stephanie Palmer Cummins, Julia Pope, Greenville Keith Ridgeway, Laurel Drew Savner, Long Beach Dana Smith (OWENS), Hernando Kayla Tabler, Tupelo Ridgeland Robert Pope, Jackson Bob Ridgway, Jackson Andy Sawyer, Gulfport Jill Smith-hervey, Brandon Carolyn Tangery, Olive Branch Carla Palmer-Allen, Ridgeland Constance Portas, Gautier James Ridgway, Madison Michael Sawyer, Gulfport Jim Smithson, Olive Branch Walker Tann, Jackson Ronald Panissidi, Nesbit Cyndi Porter, Hernando Cindy Riemann, Gulfport Betty Saxton, Madison Margie Smithson, Olive Branch Debra Tatum, Ocean Springs Paul Pannell, Tupelo Patricia Porter, Natchez Jennifer Riemann, Gulfport JOHN SCARBROUGH, Southaven Sharon Sofford, Pass Christian Marlene Tavernit, Diamondhead Melissa Parish, Southaven Hunter Posey, Terry Lee Rigdon, Hattiesburg Amy Schatzle, Biloxi Donald Sommers, Biloxi Ann Taylor, Ocean Springs Phield Parish, Greenville Terri Posey, Madison Joyce Riley, Tupelo Keli Pettin Schmidt, Madison Amanda Sonnier, Biloxi Becky Taylor, Oxford Ethan Park, Pontotoc Alisa Powell, Gulfport Wesley Riley, Grenada Susan Schneeflock, Ridgeland Mike Soutullo, Pearl Benny Taylor, Grenada Joyce Park, Iuka Deloris Powell, Ridgeland Alex Riser, Ridgeland Linda Schonewitz, Saucier Janet Spain, Flowood Brooks Taylor, Ellisville Alston Parker, Amory Zeke Powell, Hattiesburg Steve Rives, Clinton Brandy Schulz, Tupelo Chris Spear, Gulfport Debbie Taylor, Cleveland Daniel Parker, Tylertown Curtis Powell, Jr., Brandon Candi Roark, Hattiesburg Lindsey Scollard, Hattiesburg Dianne Speed, Collins Dottie Taylor, Grenada David Parker, Biloxi Catherine Powers, Jackson Alicia Robbins, Hattiesburg Ereka Scott, Madison Brenda Spencer, Tupelo Jamie Taylor, Columbus Gary Parker, Flowood Pam Powers, Greenwood Kimberly Robbins, Collinsville Donna Scruggs, Germantown Karen Spencer, Grenada Jamie Taylor, Brookhaven Peggy Parker, Biloxi Lynette Praytor, Flowood Marley Roberson, Jackson Kimberly Seal, Gulfport KATHY SPENCER, Southaven Jill Taylor, Ocean Springs Phyllis Parker, Jackson Joseph Presley, Canton Don Roberts, Ridgeland Miriam Seale, Hattiesburg Dustin Spiers, Picayune Marsha Taylor, Holly Springs Linda Parks, Ocean Springs Pamela Presley, Gulfport Joel Roberts, Petal Linda Seifert, Hattiesburg Valorie Spiller, Vicksburg Russell Taylor, Gulfport Yolanda Parris, Byram Ann Prewitt, Ridgeland Cindy Robertson, Clinton Barbara Sellers, Hattiesburg Evelyn Spillers, Oxford Ruthie Taylor, Grenada Diana Parrish, Brandon Ronald Prewitt, Madison Debra Robertson, Southaven Larry Semski, Gulfport Donna Spooner, Ridgeland Terry Taylor, Hernando Steven Pascua, Gulfport Beth Price, Olive Branch Ervin Robertson, Ridgeland Ronald Seymour, Gulfport Tara St. Clair, Biloxi Tim Taylor, Water Valley James Patano, Biloxi Terrie Price, Ocean Springs Julie Robertson, Hattiesburg Teri Shaifer, Natchez Joseph Stafford, Olive Branch Vicki Taylor, Cleveland Ann Marie Pate, Cleveland Mark Prince, Tupelo SARAH ROBERTSON, Senatobia Monique Shannon, Madison MIRIAM STAFFORD, Olive Grace Templet, Picayune Bill Patrick, Brandon Elizabeth Pryor, Ridgeland Lila Robin, Brookhaven Richard Shapley, Ridgeland Branch Irvin Templet, Picayune Amy Patterson, Lamar Jill Pulliam, Hernando Helen Robinson, Southaven Chloe Sharp, Ocean Springs Linda Stallcop, Gulfport Kelsey Templet, Picayune Douglas Patterson, Amory Chris Purser, Madison Marcia Robinson, Tupelo Deborah Sharp, Gautier Dwanna Stanley, Brandon Cathy Terrell, Brandon Jessy Patterson, Tupelo Bethany Purvis, Byram Patricia Robinson, Waveland Stephanie Shaw, Gulfport Michelle Stanley, Columbia Sam Testa, Oxford Kay Patterson, Columbia Brandi Ricks Purvis, Ridgeland Donna Robison, Olive Branch Jeff Shepherd, Columbus Leona Starks, Oxford Terry Tetzlaff, Picayune Kay Patterson, Hernando Emily Purvis, Sumrall Rhonda Rodgers, Pontotoc Estelle Sherer, Clinton Kay Staten, Grenada Beth Thomas, Madison Sue Patterson, Madison William Putman, Tupelo Shirley Roe, Flowood Ida Sherman, Ocean Springs Anna Stedman, Natchez Carlyle Thomas, Oxford Will Patterson, Hernando Pam Pybas, Ridgeland Amy Rogers, Olive Branch Logan Shillcox, Biloxi Joe Stedman, Natchez Danny Thomas, Pearl Betsy Patton, Oxford Adam Quick, Oxford Bennie Rogers, Laurel Carol Shippey, Bay St. Louis Kim Steen, Vicksburg Elizabeth Thomas, Hernando Julie Patton, Flowood Christy Quick, Meridian Chance Rogers, Raymond Carol Shoemaker, Brandon Theron Steen, Vicksburg Jessica Thomas, Ridgeland Patricia Paulk, Mccomb Judy Quick, Madison Debbie Rogers, Madison Clay Short, Tupelo Kristyn Steenkamp, Pass Christian Katie Thomas, Pearl Tina Pavlov, Gulfport Janie Quin, Ridgeland Joe Rogers, Gulfport Ellen Short, Tupelo Caleb Stephens, Gulfport Lisa Thomas, Ocean Springs LARRY PAYLOR, Olive Branch Lori Quin, Jackson Philip Rogers, Hattiesburg Janice Shows, Ridgeland Andrew Stetelman, Hattiesburg Margaretha Thomas, Nesbit Alicestine Payne, Memphis Carol Rafferty, Pass Christian Melanie Roland, Ridgeland Sheri Shramek, Clinton Stephen Stetelman, Hattiesburg Mary Thomas, Jackson Barbara Payne, Gulfport Jocelyn Raimey, Hattiesburg Max Rollins, Jackson Nancy Shroyer, Gulfport Angie Stevens, Amory Ricardo Thomas, Gulfport Neil Payne, Flowood Kirsten Raimey, Hattiesburg Brenda Rollinson, Mccomb Barbara Shute, Picayune Beth Stevens, Brandon Terrell Thomas, Columbus Loretta Payton, Terry David Rainey, D'Iberville Mary Ann Roper, Brandon James Sills, Madison David Stevens, Clinton Terry Thomas, Hernando Pam Peach, Madison Sarita Rainey, Meridian Samantha Roper, Brandon Juan Silva, Gulfport Dixie Stevens, Gulfport Denise Thomas -Touchstone, Christopher Peaks, Olive Branch Mendy Ramey, Tupelo Viera Roseburgh, Jackson Amber Simmerman, Southaven Jonathan Stevens, Kosciusko Hattiesburg Brenda Pearce, Tupelo Brenda Ramm, Pascagoula Jordyn Rosetti-Favret, Gulfport Dustin Simmons, Meridian Kimberly Stevens, Starkville Dorothy Thompson, Jackson Joyce Pearson, Booneville Brian Ramsey, Ridgeland Sheila Ross, Jackson Martha Simmons, Mc Comb Mica Stevens, Laurel Kristy Thompson, Hattiesburg Wendy Peavy, Biloxi Dero Ramsey, Starkville Kathy Rouchon, Brandon Suzanne Simmons, Flowood David Stevens, Ii, Clinton Marisue Thompson, Margaret Peel, Tupelo Doris Randall, Gulfport Stevie Rounsaville, Grenada Judith Simpson, Tupelo Annette Stevenson, Jackson Diamondhead Margaret Peel, Tupelo Karen Randall, D'Iberville Ireal Rowan, Vicksburg Kimberly Simpson, Gulfport Ronnie Stevenson, Greenwood Martha Thompson, Oxford Kenneth Peeples, Bude Linda Raney, Oxford Jessica Rowland, Laurel Jean Sims, Gulfport Barbara Stewart, Byhalia Matthew Thompson, Jackson

30 / MISSISSIPPI REAL ESTATE LEADER /Winter 2016 RE LEADER WINTER 2016_LAY1 1/4/16 1:10 PM Page 31

Sheryl Thompson, Meridian TAMMY VANDERFORD, Olive Branch Tina Warren, Ocean Springs Monique White, Jackson Sydney Wilson, Brookhaven Andrew Thornton, Oxford Catherine Vanderslice, Brookhaven Kara Washington, Flowood Rebecca White, Southaven Andrew Windham, Columbus Ellen Thornton, Olive Branch Joel Vann, Tupelo Janet Waterhouse, Ocean Springs TRACIE WHITE, Leland Ronald Windham, Ellisville Sherri Thornton, Pascagoula Lauren Vann, Tupelo Cindy Waters, Tupelo Will White, Madison Rosemary Windham, Oxford Wayne Thornton, Vicksburg Libby Vardaman, Hattiesburg Jeffrey Waters, Olive Branch William White, Olive Branch W Winfree, Biloxi Frankie Thorpe, Kosciusko Melinda Vassalli-Clark, Gulfport Larry Waters, Vicksburg William White, Mccomb Caitlin Wing, Ridgeland Lara Thrash, Hattiesburg Stephen Vassallo, Oxford Adam Watkins, Hattiesburg Candy Whitehead, Ridgeland Vickie Winslett, Madison Beverly Thrasher, Corinth Cassandra Vaughan, Meadville Amelia Watkins, Petal Nicholas Whitehead, Tupelo Yvonne Winstead, Vicksburg Deborah Tierce, Tupelo Lillian Vaughan, Ocean Springs Mary Watkins, Jackson Teresa Whitehead, Madison Eugenia Winston-Crowley, Greenville Sidney Ellis Tillotson, Vicksburg Lawrence Vaughn, Cleveland Susan Watkins, Jackson Dianne Whitfield, Oxford Bridgett Winters, Greenville Vicki Tindall, Madison Sandra Vaughn, Laurel Dorothy Watson, Starkville Patricia Whitfield, Nesbit Betty Wiseman, Oxford Sean Tindell, Gulfport Sharon Vecchione, Olive Branch Sonett Watson, Flowood Rachel Whitt, New Albany Terri Wissel, Madison Micah Tinkler, Waveland Teresa Vela, Madison Michelle Way, Flowood Patton Whitten, Columbus Shelly Withers, Clinton Randy Tinney, Brandon Mark Vinson, Ridgeland Garon Weathers, Starkville Sue Whitten, Columbus Glenda Witt, Flowood JAMIE TIPTON, Hernando Nancy Vinzant, Vicksburg John Weaver, Crystal Kathy Whittington, Ocean Springs George Wixon, Pascagoula Ann Todd, Senatobia Kevin Visentin, New Albany Vicki Weaver, Ridgeland Rebekah Whittington, Brandon Vernon Wolfe, Vicksburg LISA TODD, Olive Branch Morgan Vitart, Ridgeland Howard Webb, Madison Patricia Whitton, Clinton Charles Wood, Pass Christian Ann Tolbert, Brandon Gwenn Voigts, Pass Christian Joe Webb, Starkville R. Quentin Whitwell, Jackson Jessica Wood, Madison Ben Tolbert, Olive Branch Francoise Vosbein, Bay Saint Louis Judy Webb, Starkville Holly Wicktom, Hattiesburg McKenzie Wood, Laurel William Tolbert, Oxford Elaine Voss, Picayune Larry Webb, Olive Branch Teresa Wieck, Gulfport Sara Wood, Biloxi Sally Toler, Natchez Lynn Wade, Ocean Springs Lydia Webb, Gulfport Jay Wiegartner, Jackson Keeley Woodfield, Brandon Michael Tomes, Oxford Melissa Wade, Pearl Michael Webb, Columbia Natalie Wiggins, Hattiesburg Verneda Woods, Pass Christian George Tomlinson, Oxford Ruth Wadley, Madison Sandy Webb, Gulfport R.J. Wilbanks, Olive Branch Jon Woodward, Madison Lesly Toohey, Ridgeland Gay Waites, Ridgeland Wesley Webb, Tupelo Watkins Wild, Mccomb Lindsey Wool, Mc Comb Philip Torjusen, Ocean Springs Brenda Waldrop, Columbus CHRISTY WEBSTER, Southaven Patsy Wilgus, Hattiesburg Lynn Wooldridge, Saltillo Seth Touchstone, Mccomb Stephanie Waldrop, Ocean Springs Rita Webster, Madison James Wilkerson, Madison Mary Jane Wooten, Vicksburg Tuyen Tran, Biloxi David Waldroup, Biloxi Mona Weeden, Tupelo Leigh Ann Wilkins, Jackson Melba Wooten, Hernando Richard Travers, Germantown Cindy Walker, Greenwood Edith Weems, Southaven Harriett Wilkinson, Starkville Nancy Wooten, Brookhaven Marguerite Travis, Madison Debbie Walker, Flowood Kyla Weems, Jackson Nancy Wilks, Jackson Brooke Worthy, Oxford Theresa Trefftzs, Gulfport Deborah Walker, Jackson Sharon Weems, Hattiesburg CHANCE WILLIAMS, Southaven Joe Woullard, Hattiesburg Troy Trigg, Vancleave Felix Walker, Madison Barbara Weir, Collierville CHANCE WILLIAMS, Southaven James Wright, Olive Branch Jessica Troutman, Mc Comb Kimberly Walker, Gulfport Julie Weissinger, Madison Cherry Williams, Starkville Marcia Wright, Pearl William Troxler, Tupelo Mary Walker, Jackson Eddie Welch, Meridian Danielle Williams, Columbus Sandra Wright, Hattiesburg Ed Truett, Jackson Rashida Walker, Madison Rhonda Welford, Saltillo Deborah Williams, Batesville Tina Wright, Madison Rick Truitt, Greenwod Tashayla Walker, Flowood Timothy Welford, Gulfport Diane Williams, Gulfport Elizabeth Wroten, Byram John Trusty, Greenwood Vicki Walker, Madison Graham Wells, Madison Gregory Williams, Ocean Springs Karla Wroten, Natchez Crystal Tu, Memphis Arlene Wall, Gulfport John Welty, Oxford Hilbert Williams, Columbus Sybil Wroten, Vidalia Bridgett Tubbs, Picayune Misty Wallace, Mccomb Mauri Welzien, Ridgeland Jeff Williams, Tupelo Nell Wyatt, Ridgeland April Tucker, Iuka Teresa Wallace, Senatobia Debra Wenger, Pass Christian John Williams, Cleveland Vic Wyatt, Ridgeland J. Mark Tucker, Laurel Kyle Waller, Meridian Vernita Wesley, Canton Kimberlee Williams, Ocean Springs Virginia Wyatt, Madison Katrina Turk, Hattiesburg Ashleigh Walli, Biloxi Vicki West, Tupelo Leslie Williams, Gulfport Wanda Yancey, Ripley Billy Turner, Carthage Linda Walsh, Ocean Springs Linda Westbrook, Daphne Mark Williams, Madison Jason Yarbrough, New Albany Monnie Turner, Greenville Robert Waltz, Gulfport Mary Ann Westfall, Gulfport Mary Williams, Collierville Shannon Yawn, Hattiesburg Sandy Turner, Tupelo Barbara Wann, Ridgeland Randy Westrick, Gulfport Paul Williams, Gulfport Gingia Yerger, Jackson Sarah Turner, Madison Danny Ward, Byram Theresa Weyland, Gulfport Robert Williams, Corinth Cheryl Yetter, Madison Dominic Tusa, Biloxi Jimmy Ward, Tupelo Brenda Wheeler, D'Iberville Stephanie Williams, Flowood Jade Yoder, Laurel Shawna Tutor, Saltillo Jimmy Ward, Tupelo Matthew Wheeler, Starkville Jesse Willis, Vicksburg John Young, New Albany Thomas Tynes, Brookhaven Locke Ward, Jackson Polina Wheeler, Oxford SHARON WILLIS, Cordova Kay Young, Holly Springs Mary Janita Tyree, Jackson Vickey Ward, Byram Tiffany Wheeler, Jackson Cynthia Willson, Madison Kevin Young, Grenada Ben Ulmer, Madison Whitney Ward, Tupelo TRACY WHEELER, Southaven Alex Wilson, Flowood Michael Young, Tunica Patricia Umberger, Sardis Mary Wardlaw, Hernando Stephanie Whiddon, Gulfport CHAKA WILSON, Southaven Richard Young, Brandon Marjorie Underwood, Jackson Bette Warner, Vicksburg Juanda Whitaker, Saltillo Chris Wilson, Laurel Staffardnett Young, Collierville Jo Usry, Jackson Ellen Warren, Madison Alinda White, Liberty Dawn Wilson, Madison Toya Young, Brandon Lisa Utterback, Hernando Kathryn Warren, Ridgeland Bart White, Baldwyn Dimona Wilson, Jackson Donna Yow, Brandon Erin Valencia, Gulfport Katie Warren, Madison Jacqueline White, Gulfport Judy Wilson, Olive Branch Young Yu, Hattiesburg Tammy Valente, Picayune Letha Warren, Columbia John White, Liberty Kelly Wilson, Louisville Joel Zimmerman, Tupelo Helen Valentine, Meridian Richard Warren, Natchez Linda White, Vicksburg Michael Wilson, Madison Martha Jo Vance, Jackson Stuart Warren, Madison Mae White, Oxford Michelle Wilson, Gulfport

Association Executives Forum: Professional Development Committee: Chair Joe Rogers Chair Stephanie Shaw, Gulfport Thank you 2015 Vice Chair Jill Bishop Vice Chair Betsy Alexander, Greenville MAR Committee Association Operations Committee: Professional Standards Committee: Chairs and Chair Adam Watkins, Hattiesburg Chair Jon Ritten, Diamondhead Vice Chair Beth Johnson, McComb Vice Chair Melanie Mitchell, Starkville Vice-Chairs LeadershipMAR Trustees: Standard Forms Committee: Chair Jeffrey Dillon, Madison Chair Stephanie Nix, Ridgeland Vice Chair Keith Henley, Tupelo Vice Chair Adam Watkins, Hattiesburg

Legislative & Regulatory Affairs Committee: YPN Committee: Chair Lisa Hollister, Pascagoula Chair Megan Hall, Pelahatchie Vice Chair David Griffith, Cleveland Vice Chair Wesley Webb, Tupelo

MARPAC Trustees: Grassroots Task Force: Chair Lynette Praytor, Jackson Chair Sandra Vaughn, Laurel Vice Chair Stephanie Shaw, Gulfport

Member Services & Technology Committee: Chair Greg Gillespie, Tupelo

Vice Chair Dorothy Thompson, Jackson 31 / MISSISSIPPI REAL ESTATE LEADER /Winter 2016 RE LEADER WINTER 2016_LAY1 1/4/16 1:10 PM Page 32

Mississippi Association of REALTORS® PO Box 321000 Jackson, MS 39232-1000 Web: www.msrealtors.org

Can you afford to not know?

ever in the history of mankind has the message moved faster and with greater impact than it does today. With information overload and a shorter response time expected from clients, Ntoday’s REALTOR® must continually seek to stay on the cutting-edge of property rights, homeownership and salesmanship. It is no longer an option to only receive the minimum statuto- ry educational requirements. The successful agent knows that ongoing instruction in the fast- paced regulation, technology and negotiation changes in the everyday practice of real estate is not optional. The Mississippi REALTOR® Institute offers multiple channels to seek educational offer- ings regardless of your schedule, commitments or budget. With classroom, online, virtual instruc- tor and localized opportunities, the Mississippi REALTOR® Institute, the state’s oldest and most prestigious provider of real estate education, is the professional agent’s first choice for advancing their competitive career.

Just a sample of classroom offerings: • Facebook for REALTORS® • Agency, License & Contract Law • iPad for REALTORS® Concepts, Forms, & Disclosures • Risk Management • TILA/TRID Integrated Disclosure • REALTOR® Safety • 21 Things I Wish My Broker Had Told Me • Code of Ethics • Avoiding Antitrust: Real Estate Risk Management • REALTOR® Etiquette • Standard Forms Classes are added frequently. Please visit realtorinsitute.org for an updated list of available courses and current schedule.

Upcoming Accredited Buyer’s Representative (ABR®) courses are being scheduled. Be watching msrealtors.org for place and time.

Online Offerings Virtual Instructor realtorinstitute.org/OnlineCourses.php realtorinstitute.org/OnlineCourses.php

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For additional information and available courses visit www.realtorinsitute.org or call 601-932-9325.