Section I General Information s2

Compliance Department Regulatory Compliance Section

TADHAMON INTERNATIONAL ISLAMIC BANK FATCA / AML/ CFT QUESTIONNAIRE FOR CORRESPONDENT BANKS 2016

As part of Tadhamon International Islamic Bank (TIIB) domestic and global compliance with its AML, CFT, and KYC policies and procedures, and in adherence to Law No. 1 for the year 2010 and its amendments by the Republican Decree No.17 for the year 2013 on AML/CFT and Central Bank of Yemen (CBY) Circulars Nos. 1 and 2 for the year 2012 (REGULATIONS AND GUIDELINES FOR BANKS RELATED TO COMBATING MONEY LAUNDERING AND TERRORISM FINANCING). Globally, TIIB is compliant to initiatives in the fight against Money Laundering and Financing of Terrorists (i.e. Financial Action Tack Force “FATF” 40 recommendations, Wolfsberg Principles.) You will find, hereunder, AML, CFT, and KYC Questions which to be completed by your Institution and duly signed by an

authorized person/s.

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Section I – General Information

Legal Name of Institution

Principal Address of Institution

Date and Place of Incorporation

Operating License Number/Type/Year of Issuance/ Issued by

Main Business

Products and Services Offered

Supervising Regulatory Body

External Auditor

Website:

FATCA STATUS:

Global Intermediary Identification Number (GIIN):

Attach FATCA Form: (W9, W-8BEN or W- 8BEN-E)

Section II – Board of Directors and Management Information List of Names of Principal Officers and Directors of Institution (attach additional sheets, if necessary) Nationalit Years of Name Position Notes y Service

Section III – Ownership Information

List of Names of Principal Shareholders of Institution who owns 10 % or more.

V0 Nationalit

6- Name Position Notes

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Attach additionalQ sheets, if necessary.

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M TII / O H - Section IV – Questions B I I th Page 2 of T 5 Reviewed on Feb.08 ,2016 Compliance Department Regulatory Compliance Section

A- General AML Policies, Practices and Procedures Yes No N/A

Has your country established laws / regulations concerning / combating Double 1. Anti-Money Laundering (AML) and Combating the Financing of Terrorism click (CFT)? Is the AML compliance program approved by the Institution's board or a 2. senior committee? Does your Institution have a legal and regulatory compliance program that includes a designated Compliance Officer that is responsible for 3. coordinating and overseeing the AML program on a day-to-day basis, which has been approved by senior management? Does your Institution have a legal and regulatory compliance program that 4. includes a designated officer that is responsible for coordinating and overseeing the AML framework? Do you have a written policy and operational procedures for prevention of 5. money laundering and terrorist financing in compliance with FATF standards? Does your Institution have policies to reasonably ensure that your 6. Institution will not conduct transactions with or on behalf of shell banks through any of its accounts or products? Does your Institution have policies covering relationships with Politically 7. Exposed Persons (PEP’s), their family and close associates? Do you retain copies of all relevant customer Identity Documents and 8. transaction information? If yes, then how long? Are the Institution's AML policies and practices being applied to all branches 1.0and subsidiaries of your Institution both in the home country and in locations outside of that jurisdiction?

B- Risk Yes No N/A Assessment Does your Institution have a risk-based assessment of its customer base 11. and their transactions? Does your institution determine the appropriate level of due diligence 12. necessary for each category of customer? Including those customers that may pose a higher risk of illicit activities?

C- Know Your Customer, Due Diligence and Enhanced Yes No N/A Due Diligence Do your policies and procedures prohibit opening or maintaining of 13. anonymous accounts? Does your Institution have a requirement to collect information regarding 14. its customers’ business activities? Does your Institution have a process to review and, where appropriate, 15. update customer information relating to high risk client information?

Does your Institution have procedures to identify transactions structured to 16. avoid large cash reporting requirements?

Does your Institution have procedures to establish a record for each new 17. customer noting their respective identification documents and ‘Know Your

Customer’ information

V0 Has your Institution complete a risk-based assessment to understand the

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normal and expected transactions of its customers? 02

D- AML0 Training Yes No N/A

- - Does your institution have an employee training program about money 4

19. laundering2 / terrorist financing and to assist your Employees in identifying / GT 0

reportingF suspicious activities? /M

Does - your Institution retain records of its training sessions including HO 20.

attendanceT records and relevant training materials used?

B- Does G your institution communicate new AML/KYC related laws, or changes M TII 21. to existing/ AML related policies or practices to relevant employees? Does O your institution offer AML/KYC e-learning courses? H

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E- Reportable Transactions and Prevention and Detection of Transactions Yes No N/A

Does your Institution have a monitoring program for unusual and 23. potentially suspicious activity that covers funds transfers and monetary instruments such as traveler checks, money orders, etc? Does your institution have an established audit and compliance review 24. function to test the adequacy of your Anti-Money Laundering / combating Terrorist Financing policies and programs? Does your Institution have policies or practices for the identification and 25. reporting of transactions that are required to be reported to the authorities? Does your Institution screen customers and transactions against lists of 26. persons, entities or countries issued by government/competent authorities? Have any of your correspondent banks originated from certain jurisdiction 27. such as Non-Cooperative countries and territories, countries sanctioned by the United Nations and/or any regulatory bodies etc.?

Please provide comments on responses which are No or N/A

Section V – Documents Required:  Copy of Latest Audited Financial Report  Copy of the Operating License from your Central Bank.  Copy of Valid Commercial Registration

 Copy of your laws and regulations in place concerning Anti-Money Laundering / Know your Customer.

 Copy of Article of Association & Memorandum of Association

Please designate two contact Officers responsible for or Business relationship / RMA.

Primary Contact

Designation

Tel No

E-mail Address

Secondary Contact

Designation

Tel No

V0 Fax

02 E-mail Address 0

GT I certify that0 I am authorized to complete this questionnaire and that is to the best of my knowledge; and

F /M information given is complete and correct. Q

HO Name: T Phone: B- G

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Title E-Mail

Authorized Signature Signed: …………………………. Date: ……………………………….. Place…………………..

Stamp……………………

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