Represented by Mr. , CEO

Lease Agreement Code: <<>>

Between

<<>> Represented by Mr. <<>>, CEO

FT Asset Management KB Represented by: Mr. J.J. van der Most, CEO and Assigns

Dated this 04 April 2018

Confidential Confidential Points Collector This points-collector assists you to a successful implementation of this contract.

In the below overview cross off (put an ‘X’ next to is) what applies to the current situation. Add all values next to the ‘X’es, Fill that in the field “Please add…”. This gives an indication of our ability to implement it. You can also use this to see how you can prepare better. Points Description 10 contract completed and signed Select 1 applicable answer 15 I am the principle; my full details are in the contract 5 principle agreed, principles full details are in the contract Involved parties understand that FT Asset Management cannot send via SWIFT (any MT... Message), or Euroclear, also money will not follow through central banks. 5 This is because we are not registered with the SWIFT- or Euroclear facility, yet We want to place with a non-bank (institutional investor, hedge fund, insurance company, private company) 10 Acceptors details are in the contract Select 1 applicable answer 10 Acceptor has agreed verbally 30 Acceptor has agreed in writing and that document is in this contract 75 Acceptor has shown capabilities and that document is in this contract 100 Acceptor has reserved payment and that document is in this contract We want to place with a bank 10 Details of the accepting bank are in this contract Select 1 applicable answer 20 Have spoken with the bank and bank verbally agreed, name of that person is in the contract 30 We have had a table top meeting and bank verbally agreed, name of that person is in the contract We have had a table top meeting and bank verbally agreed, 40 name of that person is in the contract and that person will assist until completion 50 We have spoken with the bank and bank agreed in writing and that document is in this contract 60 We have had a table top meeting and bank agreed in writing and that document is in this contract 100 The bank has reserved payment and that document is in this contract

5 When 'name of that person' includes a business card, added to this contract 10 The bank accepted our verbiage (wording) to the message to be send 20 The bank accepted our verbiage (wording) to the message to be send, in writing Please add up your applicable amount of points

This table gives an indication of our ability to implement it. Points Your action to be taken 0-50 We will accept for processing, but it is highly likely that we need to work on this contract

of 16 FT Asset Management KB Frejgatan 13-1478 1 14 79 Stockholm, Sweden

Office: +46 8 559 24 067 [email protected]

Confidential: Yes, 25 Years Public: no Circumvention: only involved people Date: 04 April 2018

50-100 We will accept for processing, but it is likely that we need to work on this contract 100-150 We will accept for processing. 150 and up We will accept for processing and if approved, will issue the instrument free of charge.

of 16 This Lease Agreement (the “Agreement”) is made in full and unanimous agreement on 04 April 2018 by and between (Each is referred to herein as a “Party” and collectively the “Parties”.)

CLIENT (“CLIENT”) Represented by: Mr.<<>>, CEO <<>> Passport: <<>> Address: <<>> Tel: +<<>> Fax: +<<>> Mob: +<<>> Email address: <<>> Skype: <<>> “CLIENT BANK” Bank Name: <<>> Bank Address: <<>> Bank Telephone: +<<>> Beneficiary: <<>> Beneficiary Account: <<>> Beneficiary Address: <<>> BIC / SWIFT Code: <<>> Telex Code: <<>> Website: <<>> FT Asset Management KB or Assigns (“FTAM”) Represented by : Mr. J.J. van der Most, General partner and founder Dutch passport: BD6B30L15 Address: Frejgatan 13-1478, 1 14 79 Stockholm, Sweden Mobile Number: +31 6 832 565 86 (Whatsapp) Telephone Number: +46 8 559 24 067 Skype: jjvdmost Email: [email protected] Asset to be contracted: Total Amount: <<>> Currency: <<>> In words: <<>> Beneficiary: <<>> Memo: <<>> Agreed price: 5 %

After all considerations and after consulting all people and companies that we saw fit, we have come to a harmonious and unanimous agreement on the following.

WHEREAS 1: CLIENT is looking to accept themselves or have their bank accept Standby Letter of Credit (SBLC) issued by FT Asset Management

WHEREAS 2: FTAM is able to provide this instrument from its own capital, NOT on basis of capital in a third party bank.

WHEREAS 3: Parties agreed, that CLIENT will return the instrument at least 7 calendar days before maturity date.

WHEREAS 4: The Parties hereby agree to engage in a series of investment programs, in varying terms, to be conducted at client (or other) banks as required and,

WHEREAS 5: Parties agree and confirm that all numbers, figures and statistics in this contract are provided on best efforts and historical basis. Nothing can be seen as raising expectations and does not give any claims or solid promises.

WHEREAS 6: FTAM will provide Asset as described on page 3. On the basis of this position, CLIENT will accept the funds under management under guidance as described in this Agreement

WHEREAS 7: CLIENT will allow third parties, like other banks, perform verifications and compliance processed on Asset.

WHEREAS 8: In this contract, the General Contract Conditions apply. These can be found: www.FTAssetManagement.com/documents/General Contract Conditions.pdf

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Under this contract, the following steps will be taken:

1. This agreement will be signed and lodged with respective financial institutions.

2. Within 2 (Two) international banking after step 1 days CLIENT will show a Proof of Funds to FTAM and confirm that these funds are will be released at arrival of the Electronic version of the Instrument

3. Within 2(Two) international banking days after step 2, <>, FTAM will issue the instrument as shown in Addendum 4 in electronic form (via email) to CLIENT

4. Within 7 international banking days after CLIENT’s approval of the electronic version and release of the payment, FTAM will send the documents by courier and provide the tracking details to CLIENT.

5. After receipt in CLIENT’s bank, FTAM will start to monetize the instrument as summarised in Clearance of an instrument and Monetizing our own instrument.

6. The transactions that FTAM will implement on behalf of CLIENT will be clipped to this contract.

The part of this page was intentionally left empty

of 16 Signatures

This Agreement shall be withdrawn by the FT Asset Management KB if not fully executed by the receiving party within Fourteen (14) International Business Days from the contract date affixed hereto.

IN WITNESS WHEREOF, the parties hereto declare that they have read and understood this Agreement and are fully aware of the interpretation of all of the provisions, terms, and conditions herein and further that they have signed by their hand below, and have accepted and approved all covenants, terms, and conditions of this Agreement this 04 April 2018

For and on behalf of For and on behalf of CLIENT FT Asset Management KB

By:______By: ______Mr. <<>> CEO Mr. J.J. van der Most, CEO <<>> Passport No <<>> Dutch Passport: BD6B30L15 Expiry Date: <<>>> Expiry Date: 20 Jan 2025

EDT (Electronic document transmissions) shall be deemed valid and enforceable in respect to any provisions of this Contract. As applicable, this agreement shall be Incorporate U.S. Public Law 106-229, “Electronic Signatures in Global and National Commerce Act” or such other applicable law conforming to the UNICITRAL Model Law on Electronic Signature (2201) and 2-Electronic Commerce Agreement (ECE/TRADE/25, Geneva, May 2200) adopted by the United Nations Centre for Trade Facilitation and Electronic Business (UN/CEFACT). 3-EDT documents shall be subject to European Community Directive No. 95/46/EEC, as applicable. Either Party may request a hard copy of any document that has been previously transmitted by electronic means provided however, that any such request shall in no manner delay the parties form performing their respective obligations and duties under EDT.

Addendum 1 Distribution of funds

The funds that were sent by FT Asset Management will be distributed according to the following schedule:

1. All applicable taxes and costs will be taken off. 2. Bank charges will be paid. 3. Intermediaries / brokers will be paid. 4. CLIENT will be entitled to 5% drawdown immediately; if the bank will permit 5. FT Asset Management will be entitled to drawdown 5% immediately; if the bank will permit

FT Asset Management will make sure that the balance will stay on the account. As quickly as possible FT Asset Management will start to implement non-depleting structure buy-sell transactions with a low-risk profile.

This will bring the principle capital back to 100% After that FT Asset Management will continue to implement these transactions and will start using the profits to finance humanitarian focussed projects.

This all can be done in combination with CLIENT and Bank.

of 16 Addendum 2 Clearance of an instrument

These are the steps taken to create cash next to our instrument. We can transfer capital via a couple different methods, that we show on our website: www.ftassetmanagement.com/debt_free_financing.html#instruments

1. FT Asset Management (“FTAM”) will move as first one; we will place the agreed instrument within days after signing the contract.

2. FT Asset Management provides an Instrument to a receiving entity (“Acceptor”) via CLIENT.

3. CLIENT hands the Instrument over to Acceptor, for acceptance and further processing.

4. Acceptor accepts the Instrument for processing.

(steps 5-10 maybe skipped if acceptable) 5. Acceptor contacts FTAM, verifies the Instrument and announces that they require clearance / payout and confirms this via email. In this email, Acceptor will also provide basic registration information so FTAM can comply with AML (Anti Money Laundering) regulations.

6. FTAM opens an account for Acceptor and makes that available to Acceptor in the FTAM online banking system (my.FTAssetManagement.com).

7. Once Acceptor’s account is opened, the blocked funds that are behind the instrument will be moved into Acceptor’s account as a ledger transfer.

8. An official confirmation letter will be sent to Acceptor, confirming the opening of the account and placement of the capital. This letter will also confirm that the money is clear and without any criminal history.

9. Acceptor may log in to the account and confirm the placement of the cash money. The cash funds are now in possession of Acceptor and not of FTAM anymore.

10. Acceptor returns the Instrument via Courier service to FTAM, signed as cleared.

11. Acceptor credits the account of CLIENT.

Addendum 3 Monetizing our own instrument 1. After placement and if required. FTAM will initiate buy-sell transactions with commodities and bank instruments: a. That will form no risk to the principle capital b. Will be sold before it is bought

c. Will bring more capital to the bank then was used/blocked (non-depleting)

2. Acceptor will support these transactions by providing one or more facilities: a. Some transactions require Proofing of capital: Proof of Funds or Bank Comfort Letters b. Some transactions require Blocking of Funds for a period of time. c. These messages could be sent via Fax, Email (PDF) or SWIFT d. Sometimes verification is required, via email, fax or telephone.

The risks for Acceptor are limited because:  We have brought in our own capital.  We will implement buy-sell transactions.  Before they are implemented we value the input of the Acceptor.  The profits of these transactions will be taken out, not the principal capital.  We will implement Managed, non-depleting buy-sell transactions. What does that mean?

Managed means that we know our sellers and buyers and know they are capable.

This way of doing business reduces a lot of risks that other ways of business has.

We already know our buyer and know that he can buy. Would our sell transactions fail (our buyer cannot pay or does not want to buy), we still have the goods and have a second buyer ready. We also know this buyer and know that they are capable too. Our second buyer knows that he is the backup buyer for now and know that in the next transaction he will be a primary buyer.

Non-depleting means that more money of value will come back to the account.

For example, we buy 100 euro's of grain for 90 euro’s (10% discount), we pay 90 euro and have a contract for 100 euro's of grain in the account.

of 16 Addendum 4 Sample of the check

Addendum 5 Company information CLIENT

Addendum 6 Corporate registration CLIENT

Addendum 7 Passport (Name owner) CLIENT

of 16 Addendum 8 FT ASSET MANAGEMENT DATASHEET Business name: FT Asset Management KB ("Kommanditbolag" = Limited Partnership) Address: Frejgatan 13-1478, 1 14 79 Stockholm, Sweden BIC/SWIFT Code: ASGASES1 (for verifications only) Website: www.ftassetmanagement.com Phone (land line): +46 8 44 683 652 County of registration: Stockholm Registration number: 969777-7549

Date of registration: 16th December 2015 Verify with Chamber of Commerce, Sweden: https://foretagsfakta.bolagsverket.se

You may want to download:

Certificate of Registration: http://www.ftassetmanagement.com/documents/Certificate%20of %20Registration.pdf

Register against Money Laundering: http://www.ftassetmanagement.com/documents/Register%20against %20Money%20Laudering.pdf

Registration of Trustee: http://www.ftassetmanagement.com/documents/Registration%20of %20Trustee.pdf

Betula Holding (Seychelles) is one of the holding companies: http://www.ftassetmanagement.com/documents/Betula_Holding_Ltd_Registration_documents.pdf

Calibri Pte Ltd (Singapore) is the other one: Company Name: CALIBRI PTE. LTD. Registered Address: 30 CECIL STREET #19-08, PRUDENTIAL TOWER, SINGAPORE (049712) Registration No.: 201540362R Start date: 12 Nov 2015

It is also possible to verify your legal good standing at www.bizfile.gov.sg and search result for "CALIBRI".

Addendum 9 Passport J.J. van der Most

of 16 Addendum 10 Company registration FT Asset Management