Exploratory Financial Literacy

Exploratory Financial Literacy Course Syllabus Mrs. Delacruz

Text: Personal Finance, A Lifetime of Responsibility Kimbrell, Dungan

Text Website: www.emcp.net/finance

*The text website contains useful study guides and sample test questions. I strongly recommend that you use it on a regular basis.

Supplies: Spiral Notebook, calculator and pen.

Class Rules and Expectations:

Prompt: All students are expected to be punctual for class. No exceptions. If a student is in school, and fails to show up for class, the front office will be notified of the absence.

Prepared: Students are expected to have their notebooks, pens and completed assignments for each class. Students will not be allowed to leave class because they have forgotten something in their lockers.

Participate: All students are expected to actively participate in class discussions and activities. Be prepared! Students will be called to answer questions with or without having their hands raised. Know where we are in the lesson at all times.

Polite: All students will be respectful of the teacher and other students in the room. Do not disrupt, call out or show any form of rude behavior during class.

Consequences:

First Offense: Student will receive a verbal warning. Second Offense: Student will receive a written warning which they will sign. Third Offense: Detention or Suspension as warranted. Fourth Offense: Contacting parent/guardian for a conference.

*Any fighting, foul language or gestures will result in a pass to the Front Office. *Cell phones or electronic devices will be confiscated. *Failing to abide by the class rules will affect your grade. Personal Finance is a course designed to teach you relevant topics, from planning a career, to managing your finances, to purchasing insurance. This is a fast-paced course covering a wide range of topics. Below is a schedule of the topics which will be covered in the two marking periods you will be here. This schedule is subject to change if necessary.

Personal Finance Schedule

Career Planning – Your Income and Your Career, Chapter 1 Finding and Applying for a Job, Interviewing and Pre-Employment Testing. Job and Career Success – Success from the Start, Chapter 2 Promotions and Lifelong Learning, Entrepreneurship: Owning Your Own Business Financial Planning – Establishing Health Financial Chapter 3 Habits, Sharing as Part of a Financial Plan, Keeping Records and Paying Taxes. Budgeting – Defining Your Goals, Working Out Chapter 4 Your Budget, Using Your Budget.

Checking Accounts – Basic Banking Concepts, Chapter 5 Checking Account Tools, Using a Checking Account.

Savings: Start Now! – Chapter 6 Savings Goals Savings How-To Influences on Buying Decisions – Needs vs. Wants, Chapter 8 Advertising, Making Buying Decisions.

Credit: Helpful or Hurtful? – Advantages and Chapter 13 Disadvantages or Credit, Types of Credit.

Using Credit Wisely – Chapter 14 Obtaining Credit Using Credit Student Name: ______

Student ID #: ______Homeroom: ______

Textbook #: ______

All students are issued a textbook to be used in class. Textbooks DO NOT leave the classroom for any reason. If the textbook number listed above is missing from the classroom, after the scheduled class time, the student is responsible for replacing it.

The cost of the Personal Financial Literacy textbook is: ______

I have read the syllabus and the textbook replacement policy and understand them both.

Student: ______

Legal Guardian: ______