Financial Literacy Essential Questions

2011 Business Advanced Studies Pacing Guide Financial Literacy Essential Questions

Topic and Essential Question Pacing Allegacy Speaker Series Community & Products Resource

1. Bank on it: What are the available banking services and how do I build a positive relationship with a financial institution? Retail Services 2. Check it out: What are the benefits of having a checking account and September how do I use a checking account responsibly? Checking/Savings Accts

3. Money Matters? How do I manage money by preparing a personal spending plan and what are identifying ways to decrease spending and increase income?

4. Pay Yourself First: What are ways to save money and what are savings Retail Services options to save toward goals? Web Banking

5. Borrowing Basics: How does credit work and how can I determine Holiday/Vacation Club October CCCS Tonya when I’m ready to apply for credit? Accts, Overdraft Protection and 6. Charge it Right: What is the purpose for credit cards and how can I use ATM/Debit Card them responsibly? Services

November CFNC T’Kia Barnes 7. Funding Sources for College: You’ve Got to Pay to Stay. How do Karen you get admitted to college and what are the sources for funding

September 1, 2011 2011 Business Advanced Studies Pacing Guide Financial Literacy Essential Questions

college? Loan Services Mary Pickard 8. Funding Sources and Strategies- Cars and Cash: What funding sources are available for funding long term goals such as purchasing cars?

9. Investing in Your Future: What are products used for short term and long term investing strategies? Allegacy Investments

10. Taxes-To Pay or Not to Pay: What is the purpose for income taxes and Glenda how do I file?

11. Insurance-Use it or Lose it: What are the various types of insurance December and what are the advantages and disadvantages of buying insurance? JBA Benefits

12. Your Own Home: What are the steps involved in buying a house and how do I determine when I can afford a house? Allegacy Realty and Mortgage Department

September 1, 2011