<p> 2011 Business Advanced Studies Pacing Guide Financial Literacy Essential Questions</p><p>Topic and Essential Question Pacing Allegacy Speaker Series Community & Products Resource</p><p>1. Bank on it: What are the available banking services and how do I build a positive relationship with a financial institution? Retail Services 2. Check it out: What are the benefits of having a checking account and September how do I use a checking account responsibly? Checking/Savings Accts</p><p>3. Money Matters? How do I manage money by preparing a personal spending plan and what are identifying ways to decrease spending and increase income?</p><p>4. Pay Yourself First: What are ways to save money and what are savings Retail Services options to save toward goals? Web Banking</p><p>5. Borrowing Basics: How does credit work and how can I determine Holiday/Vacation Club October CCCS Tonya when I’m ready to apply for credit? Accts, Overdraft Protection and 6. Charge it Right: What is the purpose for credit cards and how can I use ATM/Debit Card them responsibly? Services</p><p>November CFNC T’Kia Barnes 7. Funding Sources for College: You’ve Got to Pay to Stay. How do Karen you get admitted to college and what are the sources for funding </p><p>September 1, 2011 2011 Business Advanced Studies Pacing Guide Financial Literacy Essential Questions</p><p> college? Loan Services Mary Pickard 8. Funding Sources and Strategies- Cars and Cash: What funding sources are available for funding long term goals such as purchasing cars?</p><p>9. Investing in Your Future: What are products used for short term and long term investing strategies? Allegacy Investments</p><p>10. Taxes-To Pay or Not to Pay: What is the purpose for income taxes and Glenda how do I file?</p><p>11. Insurance-Use it or Lose it: What are the various types of insurance December and what are the advantages and disadvantages of buying insurance? JBA Benefits</p><p>12. Your Own Home: What are the steps involved in buying a house and how do I determine when I can afford a house? Allegacy Realty and Mortgage Department</p><p>September 1, 2011</p>