High School Financial Literacy Resources

 Take Charge Today - http://takechargetoday.arizona.edu/ o In this free curriculum, “Advanced Level,” which is designed for students in grades 10-12, any teacher will be fully equipped to meet 21st century financial literacy standards. A highly flexible curriculum including 70+ lessons 145-225 minutes each, packed full of activity ideas and student worksheets, this curriculum is the real deal. This curriculum could be taught in 2, 9 (quarter), 12 (trimester), 18 (semester), or 36 (yearlong) weeks. This curriculum covers: . Values . Comparing Job . Understanding a Auction Offers Credit Card . Needs vs. . Understanding . Types of Wants Your Paycheck Insurance . Setting . Spending Plans . Renting vs. Financial . Depository Owning a Home Goals Institutions . Securing a Living . A College . Electronic Space About Me Banking . Researching an . Life Cycle of . Online Banking Automobile Financial . Choosing to Save . Shopping for an Planning . Savings Tools Automobile Loan . Interest . Introduction to . Automobile Inventory Investing Insurance . Career . Language of the . An Evaluation of Research Stock Market Convenience . Investment in . Identity Theft . Life in… (story Yourself . Understanding form financial planner . Credit Reports simulation) . Test Banks and Questions for all Units   NEFE’s (National Endowment for Financial Education) HSFPP – www.hsfpp.org o NEFE’s High School Financial Planning Program (HSFPP) is a free turnkey financial literacy program focused on personal finance. HSFPP is organized into 6 modules and each student receives a booklet for each module. All of the HSFPP is free and can be shipped directly to your school. The HSFPP curriculum includes a teacher’s guide, Power Points, and easy to use activities. HSFPP also has many great stats and research backing its teacher and student content. This program includes: . Module 1 – Money . Module 4 – Investing Management . Module 5 – Financial Services . Module 2 – Borrowing . Module 6 – Insurance . Module 3 – Earning Power    EverFi – http://finlit.everfi.net/ o This is a free online simulator geared for 9th-12th grade students. EverFi is brought to you free by Iowa Student Aid Commission and is supported by the Iowa Department of Education via I Have a Plan Iowa! In this simulator students will move through 10 learning modules and cover 600 core financial literacy concepts. Students enter an online environment and at the same time they will be meeting 21 st century financial literacy skills. This online simulator takes about 45 minutes to complete each module totaling approx. 8 hours to complete the program. This program includes: . Overview . Payment Types, . Renting vs. . Savings Interest Rates, and Owning . Banking Credit Cards . Insurance & Taxes . Credit Scores . Financing Higher . Consumer Fraud  Education . Investing   Stock Market Game - http://www.stockmarketgame.org/ o Created by the SIFMA Foundation and offered free of charge for Iowa schools by Dordt College’s Center for Economic Education this online stock market simulator is fun and educational. Open to students 3rd-12th grades, students compete to see who can be the most profitable investor. With the online simulator complemented nicely with free online curriculum for teachers this will for sure be a great addition to your classroom.   Credit: Personal Finance Basics from ABA o 1 Lesson on credit with 3 handouts & answer keys, also includes PPT   Dave Ramsey’s Foundations in Personal Finance o Foundations is a turnkey curriculum packed with teacher’s content, student content, videos, and very practical real world personal finance help. Foundations includes a semesters worth of content and for most who go through it, its life changing. This curriculum includes: o Unit 1: Saving & Budgeting o Unit 3: Financial Planning & Insurance . Introduction to Personal . Bargain Shopping Finance . Investing & Retirement . Saving . Insurance . Budgeting o Unit 4: Income, Taxes, & Giving o Unit 2: Credit & Debt . Money & Relationships . Debt . Careers and Taxes . Life after High School . Giving . Consumer Awareness o  Budget Challenge - http://www.budgetchallenge.com/ o Budget Challenge is a low cost online simulator that teaches students about income, bills, retirement and the sometimes tough lesson about cash flow. Will students have what it takes to pay bills in time and have money at the end of the month? In this simulator students will learn this skill. o  JA (Junior Achievement) - http://www.ja.org/programs/programs_high_overview.shtml o The JA curriculum comes in a packet in which a volunteer from the community comes in and teachers to a class of students for 6-8 weeks. The JA program has a cost associated with it and is usually sponsored by a local business that organizes and helps to integrate the curriculum into the classroom. . Banks in Action (8 sessions) . Be Entrepreneurial (7 sessions) . Business Ethics (7 lessons with 5 o supplemental sessions) . Careers with a Purpose (7 sessions) . Company Program (12 sessions) . Economics (16 sessions) o  Adam Carroll’s book, “Winning the Money Game.” A great resource in teaching students about debt and how to build wealth. o  PBS movie, “Your Life, Your Money.” In this hour long video students are exposed to real people trying to pay off debt, start a business, graduate college, and follow their career dreams. This is a great tool to start a discussion on money management. o  Hands on Banking (created by Wells Fargo for Kids, Teens, Young Adults, Adults). In this online simulator students of all ages learn from the basics of money management to wealth building. These are fun online interactive lessons helping students of all ages learn while having fun. o Teens (7 Topics) 1. Getting Started 1. Introduction o (8 lessons) 2. Your & Your Money (8 lessons) 1. Earning Money 3. Budgeting (8 lessons) o (5 lessons) 4. Savings & Checking Guides (16 1. Spending Smart (6 lessons) lessons) 2. Save, Invest, & Build Wealth 5. Credit and You (7 lessons) (6 lessons) 6. Smart Investing (7 lessons) 3. All About Credit (8 lessons) 7. Assessment 4. School & Money (6 lessons) o o o Young Adults (6 Topics)  Virtual Economics (provided by Council for Economics Education) o Primary focus is economics & financial literacy o Grades 6-8 = 301 lessons (119 online) o Grades 9-12 = 748 lessons (216 online)