COMMUTER BENEFITS JOHNS HOPKINS UNIVERSITY SAVE MORE DURING YOUR COMMUTE WITH EASY ACCESS TO PRE-TAX FUNDS

ONE ONLINE ACCOUNT, EASY LOADING OF ABILITY TO USE COMMUTER ONE MOBILE APP AND ONE COMMUTER DOLLARS DOLLARS FOR UBERPOOL, DEBIT CARD FOR ALL OF ONTO SMART CARDS IN LYFT SHARED AND SPOTHERO YOUR BENEFITS SELECT CITIES IN SELECT CITIES

Commuter Benefi ts Overview Commuter dollars can be used toward Accessing Funds Commuter costs can pile up, especially uberPOOL and Lyf Shared rides in There are a few ways you can access in major cities. Instead of paying select cities. your commuter funds. more for your commute to and from • You can use your benefi ts debit work, save up to 40 percent* on your Parking card to pay providers directly at the commuter costs by taking advantage of Save money when you pay for parking time of service from your a Commuter Benefi ts plan. A commuter at or near your regular place of and/or parking account. plan allows you to set aside pre-tax employment. Those who use park and • If a transit or parking facility dollars for qualifi ed transit, vanpooling ride facilities are also able to take doesn’t accept debit card and parking expenses. advantage of this plan. Parking benefi ts payments, you can pay out of aren’t available when employees park at pocket and submit a reimbursement *Note: 40 percent savings is based on a combined income or near their residence or at a temporary request through the Benefi ts tax rate of 40 percent for federal, state and local taxes. Tax savings vary by state. work location. Mobile App by Discovery Benefi ts or your online account. Sign up Transit and Vanpooling Commuter dollars can also be used to for direct deposit to receive your Transit and vanpooling benefi ts let reserve or pre-pay for parking spots in reimbursement as quickly as you pay for transportation to and from select cities by adding your Discovery possible. work with tax-free money. Examples Benefi ts debit card as a form of payment • Your employer participates in of eligible transportation for transit in the SpotHero app. For a full list of our Discovery SmartCommute™ benefi ts include train, bus, subway and SpotHero-friendly cities, go to program, so you can load commuter ferry. spothero.com/cities. dollars onto a reloadable in select cities and easily transfer The Discovery Benefi ts debit card can funds from your Discovery Benefi ts be added as a payment method in the commuter account onto the card. Uber and Lyf apps.

DOWNLOAD THE APP FOR FREE ON APPLE RESOURCES AND ANDROID SMARTPHONES AND TABLETS COMMUTER BENEFITS 101 VIDEO www.DiscoveryBenefi ts.com/commuter101 SMARTCOMMUTE™ VIDEO www.DiscoveryBenefi ts.com/smartcommute

703-C 10/28/19 SMARTCOMMUTE™ PROGRAM EMPLOYEE HANDOUT THE DISCOVERY SMARTCOMMUTE™ PROGRAM MAKES IT EASIER FOR PARTICIPANTS IN THE WASHINGTON, D.C., AND AREAS TO USE THEIR COMMUTER BENEFITS.

Step 1 Discovery SmartCommute™ Program Purchase a SmarTrip®, or From your Discovery Benefi ts online account, follow the link from your transit authority’s website or from a to your commuter page to load funds onto your card. First, click store/kiosk that sells them and register your card. the “New Order” button. Then, select your transit authority from the dropdown and complete the remaining steps to place and verify your order. Step 2 By the 10th of the month prior to using your Commuter Benefi ts, log in to the commuter page of your Discovery Benefi ts online account and load pre-tax dollars onto your SmarTrip® , Ventra or Clipper card.

Step 3 Discovery Benefi ts will send your order information to your transit authority so you can begin using your commuter benefi ts!

Contact your transit authority if you: Contact Discovery Benefi ts if you: • Need to report replacing a lost or stolen card* • Are missing payroll deductions • Want information about a previous/current balance or a summary of • Experience issues logging in to the commuter page of your transaction history online account • Want to know where to purchase or how to register a card • Notice discrepancies between funds elected and available funds • Experience issues with your SmarTrip® , Ventra or Clipper card

*After purchasing and registering a replacement card, you’ll need to update the card information on your transit account before you’ll be able to load funds onto that card from the commuter page of your Discovery Benefi ts online account.

10/28/19