Freedom Account Brochure

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FREEDOM ACCOUNT Enjoy unlimited eBanking access How do you manage your money? Would you prefer to use your bank card for all your transactions? Do you find carrying cash a hassle and security risk? We have a solution for you. Introducing an account that offers you eBanking freedom. Enjoy unlimited usage of our ATMs, EFTPoS, Mobile Banking App, BSP Online Plus and SMS Banking for a low monthly service fee. Features ✔ Available to customers above the age of 18 years ✔ Minimum opening deposit - $10. ✔ Minimum operating balance - Nil. ✔ Your six monthly bank account statement is automatically generated at no additional fee. There are options to generate statements at other frequencies. Note any ad-hoc requests for statements will attract a fee. ✔ A debit card is issued instantly. ✔ This product allows for joint accounts. ✔ SMS alert fee, SMS OTP fee and ATM interchange fees will apply. ✔ Paper transactions inside a BSP bank branch face a separate fee. Benefits ✔ Unlimited free electronic transactions (ATM’s, EFTPoS, SMS and our Online Plus which includes banking on the BSP Mobile Banking App). ✔ Free Periodic Payment Transfers to other BSP accounts. ✔ Low flat monthly fee. How to set up an account Please enquire at your nearest BSP branch for your Freedom account. You will need to provide your Identification1, and TIN Letter. Footnotes: 1. Accepted Identification List confirms identification requirements and can be obtained from the BSP website or any BSP branch. IMPORTANT NOTICE To find out more about the Fees & Charges, Interest Rates, Identification Requirements5, Terms & Conditions6 and BSP's products or services, please: 132 888 [email protected] bsp.com.fj Visit your nearest BSP branch Banking Hours Monday : 9.30am to 4.00pm Tuesday - Friday : 9.00am to 4.00pm Saturday : 10.00am to 1.00pm (selected branches only) SWIFT Code - BOSPFJFJ BSB Number - 069 901 12/18.

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Challenges in Privacy and Security in Banking Sector and Related Countermeasures
International Journal of Computer Applications (0975 – 8887) Volume 144 – No.3, June 2016 Challenges in Privacy and Security in Banking Sector and Related Countermeasures Zarka Zahoor Moin Ud-din Karuna Sunami Jamia Hamdard University Jamia Hamdard University Jamia Hamdard University Jamia Hamdard Jamia Hamdard Jamia Hamdard New Delhi 110062, India New Delhi 110062, India New Delhi 110062, India ABSTRACT Given the competitive nature of banking environment, along With the extensive use of technology particularly internet by with the significant value of the resources they manage, users, banking is becoming more dependent on technology. business and technology organizations must take all steps Unfortunately, with this the cyber-crimes related to banks are necessary to protect their assets. A compromise of these also increasing stupendously. The tendency of cyber security information assets could have a severe impact on the bank, attacks aimed at financial sector is much high than any other bank customers, form a violation of laws and regulations and sector. Some of the common cyber security attacks aimed at negatively affect the reputation and financial stability of the banks include Phishing, Cross site scripting, Cyber-squatting, bank. Botnets, Spoofing, etc. This causes a tremendous loss of The Banking industry has been exposed to a large number of money to the customer and bank, declines bank’s reputation cyber-attacks on their data privacy and security such as frauds and decreases the trust that users place in a bank. with online payments, ATM machines, electronic cards, net Banks are obligated to provide a safe online banking banking transactions, etc. The average number of attacks environment to its users.
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