SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Filing Company: Aetna Life Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Filing at a Glance Company: Aetna Company Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange State: Connecticut TOI: H16I Individual Health - Major Medical Sub-TOI: H16I.005A Individual - Preferred Provider (PPO) Filing Type: Rate Date Submitted: 04/29/2015 SERFF Tr Num: AETN-130050992 SERFF Status: Closed-Reduced - Approved State Tr Num: 201502955 State Status: Co Tr Num:

Implementation 01/01/2016 Date Requested: Author(s): Bruce Campbell, Jennifer Juke, James Lescoe, Linda Peach, Geoffrey Shannon Reviewer(s): Paul Lombardo (primary) Disposition Date: 08/27/2015 Disposition Status: Reduced - Approved Implementation Date: 01/01/2016

State Filing Description:

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

General Information Project Name: Status of Filing in Domicile: Project Number: Date Approved in Domicile: Requested Filing Mode: Review & Approval Domicile Status Comments: Explanation for Combination/Other: Market Type: Individual Submission Type: New Submission Individual Market Type: Individual Overall Rate Impact: Filing Status Changed: 08/27/2015 State Status Changed: Deemer Date: Created By: Jennifer Juke Submitted By: Jennifer Juke Corresponding Filing Tracking Number:

PPACA: Non-Grandfathered Immed Mkt Reforms

PPACA Notes: null No Include Exchange Intentions: Filing Description: This rate filing covers Aetna's 2016 Individual offerings for off-Exchange. It includes the following form filings: Policy AmendmentGR-96812-2016-CR1 01 ScheduleGR-96812-SB-004-1410320 GR-96812-SB-004-1410321 GR-96812-SB-004-1410318 GR-96812-SB-004-1410319 GR-96812-SB-008-1410324 GR-96812-SB-008-1410322 GR-96812-SB-008-1410323 GR-96812-SB-041-1700743 GR-96812-SB-041-1700742

Company and Contact Filing Contact Information Jennifer Juke, [email protected] 151 Farmington Ave 860-526-9425 [Phone] Hartford, CT 06156

Filing Company Information Aetna Life Insurance Company CoCode: 60054 State of Domicile: Connecticut 151 Farmington Avenue Group Code: 1 Company Type: Hartford, CT 06156 Group Name: State ID Number: (860) 273-7546 ext. [Phone] FEIN Number: 06-6033492

Filing Fees Fee Required? No Retaliatory? No Fee Explanation:

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Correspondence Summary Dispositions Status Created By Created On Date Submitted Reduced - Paul Lombardo 08/27/2015 08/27/2015 Approved

Objection Letters and Response Letters Objection Letters Response Letters

Status Created By Created On Date Submitted Responded By Created On Date Submitted Change Paul Lombardo 08/19/2015 08/19/2015 Jennifer Juke 08/24/2015 08/24/2015 Request Change Paul Lombardo 07/28/2015 07/28/2015 Geoffrey Shannon 08/07/2015 08/07/2015 Request Requesting Paul Lombardo 07/07/2015 07/07/2015 Jennifer Juke 07/20/2015 07/20/2015 Additional Information Requesting Paul Lombardo 07/06/2015 07/06/2015 Jennifer Juke 07/20/2015 07/20/2015 Clarification Requesting Paul Lombardo 05/15/2015 05/15/2015 Jennifer Juke 05/29/2015 05/29/2015 Additional Information Amendments Schedule Schedule Item Name Created By Created On Date Submitted Rate Section C - Rate Manual, and Appendix A Jennifer Juke 08/17/2015 08/17/2015 Supporting Actuarial Memorandum Jennifer Juke 08/17/2015 08/17/2015 Document Supporting Actuarial Memorandum and Certifications Jennifer Juke 08/17/2015 08/17/2015 Document Supporting Unified Rate Review Template Jennifer Juke 08/17/2015 08/17/2015 Document

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Disposition

Disposition Date: 08/27/2015 Implementation Date: 01/01/2016 Status: Reduced - Approved HHS Status: HHS Approved State Review: Reviewed by Comment: Please review attached disposition.

Company Overall % Overall % Written Number of Policy Written Maximum % Minimum % Company Rate Indicated Rate Premium Holders Affected Premium for Change Change Name: Change: Change: Impact: Change for for this Program: this Program: (where req'd): (where req'd): this Program: Aetna Life Insurance Increase 5.600% 5.600% $1,348,362 7,432 $24,077,982 8.200% 4.200% Company Percent Change Approved: Minimum: 0.000% Maximum: 3.800% Weighted Average: 1.400%

Schedule Schedule Item Schedule Item Status Public Access Supporting Document (revised) Actuarial Memorandum No Supporting Document Actuarial Memorandum No Supporting Document Actuarial Memorandum No Supporting Document Actuarial Memorandum Yes Supporting Document Actuarial Memorandum Yes Supporting Document Consumer Disclosure Form Yes Supporting Document (revised) Actuarial Memorandum and Certifications No Supporting Document Actuarial Memorandum and Certifications No Supporting Document Actuarial Memorandum and Certifications No Supporting Document Actuarial Memorandum and Certifications Yes Supporting Document (revised) Unified Rate Review Template No

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Schedule Schedule Item Schedule Item Status Public Access Supporting Document Unified Rate Review Template No Supporting Document Unified Rate Review Template No Supporting Document Unified Rate Review Template Yes Rate (revised) Section C - Rate Manual, and Appendix A No Rate Section C - Rate Manual, and Appendix A No Rate Section C - Rate Manual, and Appendix A No Rate Section C - Rate Manual, and Appendix A Yes

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM

STATE OF CONNECTICUT

INSURANCE DEPARTMENT

Aetna Life Insurance Company Individual Off-Exchange 2016 Rate Filing

Finding of Facts

1. The purpose of this filing is to provide details of the premium rate development and resulting monthly premium rates for 2016 plans that will be offered to Individuals off-Exchange in the State of Connecticut for effective dates of January 1, 2016 through December 31, 2016.

2. The development of the rates reflects the impact of the market forces and rating requirements associated with the PPACA and subsequent regulation.

3. All new plans are in compliance with the benefit plan requirements of the Patient Protection and Affordability Act (P.L. 111‐148) of 2010, otherwise known as PPACA or the “ACA”. Additionally, these plans conform to the federal metallic tiers of coverage, defined as Bronze, Silver, Gold, and Platinum. All plans within a tier have achieved an actuarial value consistent with the thresholds established for each tier – 60%, 70%, 80%, and 90%, respectively – within the allowable range of deviation of two percentage points.

4. All plans will be marketed through brokers and general agents, as well as directly to consumers via direct mail, telemarketing, and the Internet. Aetna will verify applicant eligibility for these plans based on standard underwriting guidelines available under PPACA, such as geographic limitations. Any written policy is guaranteed renewable as required under §2703 of the Public Health Service Act.

5. Revised rates for these products reflect the following:

• Impact of medical claim trend (including changes in provider unit costs and increase utilization of medical services) • Revisions to our assumptions about population morbidity • Changes to the reinsurance program • Changes in cost sharing to ensure plans comply with Actuarial Value requirements • Changes in Aetna’s pricing models used to determine the impact of cost sharing designs • Changes in provider networks and contracts

6. Rate changes differ by plan for the following reasons:

• Network and contractual assumptions have been updated, and the change differs based on network

www.ct.gov/cid P.O. Box 816 Hartford, CT 06142-0816 An Equal Opportunity Employer

• Changes in cost sharing differ by plan in order to maintain compliance with Actuarial Value and other regulatory requirements • Updates to family deductible and out of pocket maximum provisions on HSA-compatible plans to comply with new federal regulations

7. The weighted average increase across plans based on current ACA-compliant membership, inclusive of benefit and cost sharing changes, is 5.6%. The minimum increase is 4.2% and the maximum increase is 8.2%.

8. Because the 2014 CT Individual membership is not fully credible, the experience used to develop rates for CT Individual products is a blend of calendar year 2014 Individual ACA results and non‐Grandfathered Small Group, as this latter population has historically been guaranteed issue, adjusted‐community rated (no medical underwriting), with plans that include a full suite of benefits and services.

9. Individual: Allowed claims come directly from the claim records for hospital and services.

10. Small Group: Allowed and incurred claims are sourced from our actuarial experience databases. These databases provide member‐level detail on total allowed and incurred claims but do not include unit cost or utilization metrics. We allocate claims to cost categories and estimate the corresponding unit costs and utilization metrics by using an alternate reporting system that calculates unit cost and utilization metrics by medical cost category but only permits inclusion/exclusion of experience at the market and segment levels. A reconciliation of aggregate data in our actuarial experience databases is performed to ensure that data is consistent with the experience data contained in our enterprise‐wide data warehouse.

11. The experience period reflects two months of paid claim run‐off. The IBNP reserves account for slightly more than 3% of the experience period incurred claims.

12. The ‘Other’ adjustment includes: projected changes in the age/gender mix and area mix using internally‐developed factors. Section B of the rate filing contains detail on the calculations of the impact of demographic mix shifts; the projected impact of changes in network composition and provider/ contracts.

13. Anticipated annual trend from the experience period to the rating period for the product line is as follows.

Component Unit Cost Utilization Total Trend Medical 5.6% 1.4% 7.1% Pharmacy 7.0% 1.0% 8.1% Total 5.9% 1.3% 7.3%

Allowed medical trend includes known and anticipated changes in provider contract rates, severity and medical technology impacts, and expected changes in utilization. The impact of benefit leveraging is accounted for separately in the projected paid to allowed ratio.

Pharmacy trend considers the impact of formulary changes, patent expirations, new drugs, other general market share shifts, and overall utilization trend.

14. The source data for the manual rate is the experience incurred for calendar year 2014 and paid through January 2015 for Aetna Life Insurance Company (ALIC) and Aetna Health Inc. (AHI) in the CT Small Group market. The Small Group market experience is considered an appropriate source for the manual rate due to similarities in covered benefits and market dynamics to the post‐2014 ACA Individual market. The similar dynamics include no medical underwriting and guaranteed issue & renewability.

15. The Small Group experience used as the basis for the manual rate was adjusted in a similar manner as the base period experience for changes in demographic and area normalizations. The data is further adjusted for projected changes in network and provider contract rates, in addition to unit cost and utilization trend.

16. The Individual ACA member months, of 55,452, for calendar year 2014 is deemed to be 48.1% credible.

17. The 2016 reinsurance recoveries were estimated by relying on an internally developed model using Connecticut Small Group claims data incurred during calendar year 2013, trended forward with a factor of 9.7% to 2016. We are assuming average coverage in Connecticut of $2,250 deductible, $5,750 out‐of‐pocket limit and 70% coinsurance, then using federally established parameters of 50% of paid claims between $90,000 and $250,000, adjusted for 2016 enrollment assumptions and adjusted for the Connecticut geography. We expect the transitional reinsurance program to reduce average claims for these products by approximately 6.2% in 2016 excluding the impact of the Reinsurance Contribution. The net impact of Reinsurance, after considering the Reinsurance Contribution of $2.25 PMPM for 2016, is $21.02 PMPM.

18. Aetna has utilized data from external consultants to analyze potential Risk Adjustment results for 2014 and convert that to the 2016 projection period. As a result, they project a net risk adjustment receivable of $13.33, net of the user fee of $0.15 PMPM.

19. Connecticut small group experience for Aetna Health of CT and Aetna Life Insurance Company, pre and post ACA:

Earned Incurred Loss CY Premium Claims Ratio Members 2007 20,567,835 17,301,597 84.1% 5,092 2008 32,814,369 27,385,221 83.5% 8,338 2009 61,914,560 49,730,102 80.3% 16,219 2010 110,713,752 90,891,861 82.1% 27,975 2011 118,081,224 95,980,807 81.3% 27,585 2012 160,289,638 133,561,183 83.3% 36,168 2013 173,246,289 139,345,453 80.4% 36,402 2014 186,106,476 146,178,841 78.5% 36,743 Total 863,734,143 700,375,065 81.1%

20. Connecticut 2014 individual experience for Aetna Life Insurance Company (ACA Only) generated $23,134,124 in earned premium, $23,604,789 in incurred claims which resulted in a loss ratio of 102.0%. There was an average of 4,621 members for 2014.

21. Unit Cost and Unit Cost Trend (Small Group)

CY CY Category 2013 2014 Trend Inpatient Services $3,656 $3,989 9.1% Outpatient Services $1,301 $1,446 11.2% Physician Services $198 $207 4.3% Other Services $203 $209 2.7% Pharmacy $105 $108 3.3% Total $5,464 $5,959 9.1%

22. Utilization (per 1,000 members) and Utilization Trend (Small Group)

CY CY Category 2013 2014 Trend Inpatient Services 288.6 266.7 -7.6% Outpatient Services 632.7 613.5 -3.0% Physician Services 7,942.0 8,057.3 1.5% Other Services 4,614.0 4,693.3 1.7% Pharmacy 9,487.2 10,034.4 5.8% Total 989 1,042 -3.2%

23. Normalized Allowed Claims PMPM (Small Group)

CY CY Service 2013 2014 Trend Inpatient Services $27.81 $28.03 0.8% Outpatient Services $21.61 $23.29 7.8% Physician Services $38.90 $41.18 5.8% Other Services $24.61 $25.70 4.4% Pharmacy $26.10 $28.51 9.2% Total $139.02 $146.71 5.5%

24. The impact of cost-sharing leverage is just under 1.0%. Please note that Aetna does not separately measure medical technology trend.

25. Trend on a paid basis would also include a year-over-year benefit buy-down normalization adjustment of 0.988.

26. There are no new benefit mandates nor are there requirements effective between the experience period to the rating period.

27. This rate filing conforms to the benefit plan provisions required by the Patient Protection and Affordability Act (P.L. 111-148) of 2010. These benefit plan provisions include: • Elimination of cost sharing for preventive care. • Elimination of lifetime benefit maximums. • Elimination of annual dollar maximums for essential benefits. • Expansion of dependent age eligibility for children, to age 26. • Waiver of pre-existing limitations for children under age 19. • Addition of the Women’s Health mandate effective August 1, 2012 • Inclusion of taxes and fees beginning with premiums paid January 1, 2014 and later. • The inclusion of Essential Health Benefits (EHBs) in plans effective January 1, 2014

There was no pricing adjustment made for the first five mandates when they were effective October 1, 2010, while the impact of Women’s Health is fully incorporated into the experience period results. The impact of Connecticut’s Essential Health Benefit requirements for Small Group experience on plans offered prior to January 1, 2014 is immaterial.

28. As discussed in prior rate filings, the Patient Protection and Affordable Care Act (PPACA) created several new fees assessed on insurers, or . Two of these fees, the Reinsurance Contribution (RC) and Health Insurer Fee (HIF), are applicable to premium earned in 2016, regardless of when the policy renews. Aetna has been incorporating these fees into renewals on a gradual basis since 2013 in order to reflect the actual portion of each policy’s premium that will be subject to these fees in each calendar year.

These fee levels will again change from 2015 to 2016, and so again Aetna will incorporate the changes into 2016 pricing to reflect the portion of each policy’s premium subject to these fees in 2016. The Reinsurance Contribution (RC), a temporary fee to fund the Individual market’s reinsurance program from 2014 through 2016, decreases in total over these three years. However, the Health Insurer Fee (HIF), a permanent fee, will increase every year until 2018, and thereafter at the rate of premium growth.

29. As stated above, 2016 Individual rates have been developed utilizing a blend of Aetna’s Individual ACA and total Small Group experience from Connecticut, the latter of which is deemed a reliable proxy for future Individual results. Use of SG data also reduces reliance on assumptions due to the lack of credibility of the 2014 Individual ACA experience.

30. The proposed retention portion of the projected premium is 23.9%, this was developed from the following items: 1. Taxes and Fees of 9.0% comprised of: a. State Premium Tax of 1.75% b. Federal Patient Centered Outcome Research Fund of $0.17 per member per year, converted to .04% c. Health Insurer Fee of 3.0%, including a gross-up for income taxes d. CT Exchange User Fee of 1.65%. e. Federal Income Tax of 2.1%, assuming 35% tax rate f. CT Vaccine Assessment of 0.40% 2. General Administrative Expenses, including sales and commissions expenses, of 11.0% of premium 3. After-tax Target Profit & Risk of 3.9%

These prospective expenses are based on historical expense levels, current year projections, and projected changes in expenses, inflation and membership.

The 2014 annual financial statement retention is 23.4%.

31. Aetna expects the loss ratio for these products to be 76.6%, calculated in the traditional manner. The expected 2016 MLR for this filing, as defined by PPACA and before any credibility adjustment is 84.5%. Below is a table detailing the calculation:

Premium Claims Earned Premium 100.0% Expected Medical Benefits (MBR) 75.6%

Premium Reductions: Federal & State Taxes + Licensing & Regulatory Fees -9.5%

Claim Adjustments: Quality Improvement Expenses 0.91% Net Numerator (MBR) 76.5% Net Denominator (Premium) 90.5% Resulting Federal MLR 84.5%

32. The age factors are based on the HHS Default Standard Age curve.

33. Connecticut permits tobacco use to be a rating factor for Off-Exchange plans, using the Federal market rules definitions. Premium rates for tobacco users age 21 and over will be increased by 10% from the corresponding non-tobacco premium rate.

34. The premium for each billable member is calculated as:

Calibrated Plan Adjusted Index Rate x Age Factor x Area Factor x Tobacco Factor

35. As of 12/31/14, the capital and surplus is approximately $3,871,900,692.

36. Four public comments were received requesting that the Insurance Department disapprove the rate increase request.

Department Summary

Since this filing reflects rates that incorporate all the new rating requirements of PPACA effective 1/1/2014, the Department used criteria spelled out in the latest HHS rate regulations as a template for review along with previously issued CT Insurance Department Bulletins that discuss the requirements for rate filings.

The Department reviewed the 7.3% annual trend assumption used in the rate filing and believes that based upon the experience data submitted this assumption is excessive and should be reduced to 6.5%.

The Department reviewed the June 30, 2015 CCIIO Reinsurance and Risk Adjustment report for Connecticut. Based on this report Aetna Life Insurance Company received $2,822,391.74 in risk adjustment payments for the individual market. The Department is requiring Aetna to revise the net risk adjustment from -$13.33 to -$25.00. Based upon the federal MLR for this filing of 85.1% before the impact of credibility adjustment the Department believes that the proposed pricing supports the federally required 80% loss ratio for individual business.

In the 2015 pricing the Connecticut Insurance Department required that all individual carriers in the non-grandfathered market in Connecticut use a $45,000 attachment point (per HHS guidance), a $250,000 reinsurance cap, and a 70 percent coinsurance rate. The coinsurance rate assumption was based upon the following:

• The federal government has allowed states to decide whether or not to allow existing non-grandfathered, non-ACA compliant plans (grand-mothered plans for ease of explanation) to continue to renew until sometime in 2016. These grand- mothered plans are considered transitional plans and carriers will not have access to the temporary reinsurance program for these plans. A number of states have elected to allow these transitional plans while Connecticut has not. All Connecticut individual plans, as of 1/1/2015 and beyond, will be considered fully ACA compliant plans eligible for the temporary reinsurance program.

• As a result, the Department believes that there will be excess funds available in 2015 since all transitional individual plans will not have access to the reinsurance program and were originally expected to be fully ACA compliant by 2015 when the funding parameters were originally set.

Since the assumptions for the attachment point and coinsurance level have changed from 2015 to 2016, this resulted in an increase to premiums.

Department Disposition

Based upon the finding of fact, and the summary information described above, the proposed average rate increase of 5.60%, with a range from 4.2% to 8.2% is found to be excessive and is disapproved as submitted. The approved average increase is 1.4% with a range from 0.0% to 3.8%.

The approved rates, described above, are reasonable in relationship to the benefits being offered, they are also, neither excessive, inadequate or unfairly discriminatory.

Dated August 27, 2015.

Paul Lombardo, A.S.A., M.A.A.A. Insurance Actuary SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Objection Letter Objection Letter Status Change Request Objection Letter Date 08/19/2015 Submitted Date 08/19/2015 Respond By Date 08/25/2015 Dear Jennifer Juke, Introduction: The Department has reviewed Aetna's $.58 pmpm adjustment for removing the age limit of 40 on the infertility mandate and considers this to be excessive, a $0.25 pmpm adjustment is allowed. Please recalculate rates and submit all appropriate documents to reflect the allowed $0.25 pmpm no later then Tuesday August 25, 2015. The basis for this change is the 2014 Connecticut Mandated Health Insurance Benefits Review for the 2015 Legislative session which analyzed all current mandates and updated the pmpm cost analysis performed in the 2010 mandate report. The 2014 report estimated that the current infertility mandate with the age 40 limit is estimated to be $1.06 pmpm for 2016 in Connecticut. Based on this $1.06 pmpm, the Department believes that the above age 40 population will have significantly less utilization of this mandate then the 40 and under population leading to the allowed $0.25 pmpm. Thank you in advance for your continued cooperation.

Conclusion:

Sincerely, Paul Lombardo

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Objection Letter Objection Letter Status Change Request Objection Letter Date 07/28/2015 Submitted Date 07/28/2015 Respond By Date 08/07/2015 Dear Jennifer Juke, Introduction: Based upon the Departments review, please revise the following and submit a complete final revised filing with all updated exhibits and rates no later then Friday August 7:

1) Change annual trend from 7.30% to 6.5%

2) Change net risk adjustment from (-$13.33) to (-$25.00)

This correspondence will be held confidential, we request that Aetna's response to these change requests be marked confidential, not for public access. The Department will send official dispositions to each carrier with a more detailed explanation of the required revisions and will post all final filings simultaneously on August 29, 2015. If you have any questions about the process please don't hesitate to contact the Department.

Conclusion:

Sincerely, Paul Lombardo

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Objection Letter Objection Letter Status Requesting Additional Information Objection Letter Date 07/07/2015 Submitted Date 07/07/2015 Respond By Date 07/21/2015 Dear Jennifer Juke, Introduction: Please review and respond to the attached additional CID questions/comments, thank you in advance for your continued cooperation.

Conclusion:

Sincerely, Paul Lombardo

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM CID Questions/Comments – Aetna Life Insurance Co 2016 Individual Rate Filing

July 7, 2015

1. In section 11 of the Part III Actuarial Memorandum, the retention is stated as 23.1%, while in other sections of the rate filing it is stated as 23.6%, please explain. 2. The Exchange Fee for AHCT has changed from 1.35% to 1.65%. 3. Based on the reinsurance and risk adjustment payment report issued by CCIIO the CID has calculated the risk adjustment payment received by Aetna Life in Connecticut, for calendar year 2014, as approximately $50 pmpm. The filing for 2016 rates currently includes approximately $13 pmpm. In light of this, please review the development of the risk adjustment for 2016 and provide actuarial justification for whether or not any changes are proposed. 4. Based on the reinsurance and risk adjustment payment report issued by CCIIO the CID has calculated the reinsurance received by Aetna Life in Connecticut, for calendar year 2014, as approximately $98 pmpm, this is based on 100% coinsurance between $45,000 and $250,000. Using the same attachment points and reducing the coinsurance to 70%, without a trend adjustment, the CID calculated a reinsurance payment of approximately $69 pmpm for 2015 assuming the same claim distribution as 2014. Aetna’s estimate for the 2015 calendar year is $55 pmpm. In light of this, please review the development of the reinsurance calculation for the 2016 pricing and provide actuarial justification for whether or not any changes are proposed. SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Objection Letter Objection Letter Status Requesting Clarification Objection Letter Date 07/06/2015 Submitted Date 07/06/2015 Respond By Date 07/20/2015 Dear Jennifer Juke, Introduction: The rate filing states an increase range of 4.2% to 8.2%, yet Appendix A shows a net rate change range of 1.8% to 10.7%, please explain.

Thank you in advance for your cooperation.

Conclusion:

Sincerely, Paul Lombardo

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Objection Letter Objection Letter Status Requesting Additional Information Objection Letter Date 05/15/2015 Submitted Date 05/15/2015 Respond By Date 05/29/2015 Dear Jennifer Juke, Introduction: Review and respond to the attached request for additional information as it pertains to this rate filing. Thank you in advance for your cooperation.

Conclusion:

Sincerely, Paul Lombardo

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM CID Questions/Comments – Aetna Life Insurance Co 2016 Individual Rate Filing

May 15, 2015

1. The credibility manual PMPM calculation using estimated utilization per 1,000 and average cost/service form the 2015 benefit plan year URRT was compared to the credibility manual PMPM from the 2016 benefit plan year URRT. The percent change is approximately 1.1% from 2015 to 2016, please explain why this differs from the 7.3% annual trend assumed in the 2016 pricing. 2. In describing the variation in rate changes by plan/product, one reason given is that network and contractual assumptions have been updated, and the change differs based on network. Provide a more detailed explanation and actuarial justification for the difference. 3. The overall annual trend from 2013 to 2014 is approximately 5.5%, provide a detailed explanation and actuarial justification for the difference between this and the assumed trend of 7.3% in the rate filing. 4. It appears that the required change to the reinsurance parameters has generated approximately a 9.2% increase to premiums, please confirm and provide actuarial justification. 5. Provide a detailed explanation and actuarial justification for the 10% tobacco use premium load described in the rate filing. 6. In Appendix A, each component of the rate increase is described. Explain in more detail and provide actuarial justification for the following components: Other Factors Adjustment; Renewal Plan Conversion; the rate change of 4.2% versus 7.2%. 7. Explain the reason for a demographic adjustment. SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Response Letter Response Letter Status Submitted to State Response Letter Date 08/24/2015 Submitted Date 08/24/2015 Dear Paul Lombardo, Introduction:

Response 1 Comments: This rate filing has been revised in response to the objection by the CID to reduce the incremental impact of eliminating the age cap on the CT Infertility mandate to equate to $0.25 PMPM. Revised sections include: B - Base Rate Development C - Rate Manual E - Part III Memorandum & Exhibit E-2 URRT Worksheets Appendix A Rate Templates

Changed Items:

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Supporting Document Schedule Item Changes Satisfied - Item: Actuarial Memorandum Revised 8/7/15

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaIVL_SecA_ClaimLag.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaCT_2016IVL_CovLetter_080515.pdf Attachment(s): AetnaSG_SecA_ClaimLag.pdf AetnaCT_2016IVL_CovLetter_081715.pdf Aetna_CT2016IVL_SecA_Exp&Fin_081715.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar_081715.pdf Aetna_CT2016IVL_ACTSup_082415.pdf Aetna_CT2016IVL_SecB_BaseRateDev_082415.pdf Previous Version Satisfied - Item: Actuarial Memorandum Revised 8/7/15

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaIVL_SecA_ClaimLag.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaCT_2016IVL_CovLetter_080515.pdf Attachment(s): Aetna_CT2016IVL_ACTSup_081715.pdf AetnaSG_SecA_ClaimLag.pdf AetnaCT_2016IVL_CovLetter_081715.pdf Aetna_CT2016IVL_SecA_Exp&Fin_081715.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar_081715.pdf Aetna_CT2016IVL_SecB_BaseRateDev_081715.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Previous Version Satisfied - Item: Actuarial Memorandum Revised 8/7/15

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaIVL_SecA_ClaimLag.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf Attachment(s): AetnaCT_2016IVL_CovLetter_080515.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Fin_080515.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar_080515.pdf Aetna_CT2016IVL_SecB_BaseRateDev_080515.pdf Previous Version Satisfied - Item: Actuarial Memorandum 5/29/15: Additional exhibits added to respond to the Objection.

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Attachment(s): Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf Aetna_CT2016IVL_Objection_Response.pdf Aetna_CT2016IVL_Reinsurance Filing Support.pdf Aetna_CT2016IVL_Tobacco Pricing Support.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Previous Version Satisfied - Item: Actuarial Memorandum Attached please find: > A cover letter > A CT supplement to the Actuarial Memorandum Comments: > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Attachment(s): Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Supporting Document Schedule Item Changes Satisfied - Item: Actuarial Memorandum Revised 8/7/15

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaIVL_SecA_ClaimLag.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaCT_2016IVL_CovLetter_080515.pdf Attachment(s): AetnaSG_SecA_ClaimLag.pdf AetnaCT_2016IVL_CovLetter_081715.pdf Aetna_CT2016IVL_SecA_Exp&Fin_081715.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar_081715.pdf Aetna_CT2016IVL_ACTSup_082415.pdf Aetna_CT2016IVL_SecB_BaseRateDev_082415.pdf Previous Version Satisfied - Item: Actuarial Memorandum Revised 8/7/15

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaIVL_SecA_ClaimLag.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaCT_2016IVL_CovLetter_080515.pdf Attachment(s): Aetna_CT2016IVL_ACTSup_081715.pdf AetnaSG_SecA_ClaimLag.pdf AetnaCT_2016IVL_CovLetter_081715.pdf Aetna_CT2016IVL_SecA_Exp&Fin_081715.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar_081715.pdf Aetna_CT2016IVL_SecB_BaseRateDev_081715.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Previous Version Satisfied - Item: Actuarial Memorandum Revised 8/7/15

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaIVL_SecA_ClaimLag.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf Attachment(s): AetnaCT_2016IVL_CovLetter_080515.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Fin_080515.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar_080515.pdf Aetna_CT2016IVL_SecB_BaseRateDev_080515.pdf Previous Version Satisfied - Item: Actuarial Memorandum 5/29/15: Additional exhibits added to respond to the Objection.

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Attachment(s): Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf Aetna_CT2016IVL_Objection_Response.pdf Aetna_CT2016IVL_Reinsurance Filing Support.pdf Aetna_CT2016IVL_Tobacco Pricing Support.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Previous Version Satisfied - Item: Actuarial Memorandum Attached please find: > A cover letter > A CT supplement to the Actuarial Memorandum Comments: > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Attachment(s): Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf

Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Revised 8/24/15 Aetna_2016CTIVL_SecE_PartIIIMemo_082415.pdf Attachment(s): Aetna_CT2016IVL_SecE_FedRateRevE2_082215.pdf AE_CT_IVL_39159_Rates_Off_2016_v4.pdf Previous Version Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Revised 8/17/15 Aetna_2016CTIVL_SecE_PartIIIMemo_081715.pdf Attachment(s): Aetna_CT2016IVL_SecE_FedRateRevE2_081715.pdf AE_CT_IVL_39159_Rates_Off_2016_v3.pdf Previous Version Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Revised 8/7/15 Aetna_2016CTIVL_SecE_PartIIIMemo_080515.pdf Attachment(s): Aetna_CT2016IVL_SecE_FedRateRevE2_080515.pdf AE_CT_IVL_39159_Rates_Off_2016_v2.pdf Previous Version

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Aetna_2016CTIVL_SecE_PartIII_Memo.pdf Attachment(s): Aetna_CT2016IVL_SecE_FederalRateReviewE2.pdf AE_CT_IVL_39159_Rates_Off_2016_v1.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Supporting Document Schedule Item Changes Satisfied - Item: Actuarial Memorandum Revised 8/7/15

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaIVL_SecA_ClaimLag.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaCT_2016IVL_CovLetter_080515.pdf Attachment(s): AetnaSG_SecA_ClaimLag.pdf AetnaCT_2016IVL_CovLetter_081715.pdf Aetna_CT2016IVL_SecA_Exp&Fin_081715.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar_081715.pdf Aetna_CT2016IVL_ACTSup_082415.pdf Aetna_CT2016IVL_SecB_BaseRateDev_082415.pdf Previous Version Satisfied - Item: Actuarial Memorandum Revised 8/7/15

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaIVL_SecA_ClaimLag.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaCT_2016IVL_CovLetter_080515.pdf Attachment(s): Aetna_CT2016IVL_ACTSup_081715.pdf AetnaSG_SecA_ClaimLag.pdf AetnaCT_2016IVL_CovLetter_081715.pdf Aetna_CT2016IVL_SecA_Exp&Fin_081715.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar_081715.pdf Aetna_CT2016IVL_SecB_BaseRateDev_081715.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Previous Version Satisfied - Item: Actuarial Memorandum Revised 8/7/15

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaIVL_SecA_ClaimLag.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf Attachment(s): AetnaCT_2016IVL_CovLetter_080515.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Fin_080515.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar_080515.pdf Aetna_CT2016IVL_SecB_BaseRateDev_080515.pdf Previous Version Satisfied - Item: Actuarial Memorandum 5/29/15: Additional exhibits added to respond to the Objection.

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Attachment(s): Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf Aetna_CT2016IVL_Objection_Response.pdf Aetna_CT2016IVL_Reinsurance Filing Support.pdf Aetna_CT2016IVL_Tobacco Pricing Support.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Previous Version Satisfied - Item: Actuarial Memorandum Attached please find: > A cover letter > A CT supplement to the Actuarial Memorandum Comments: > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Attachment(s): Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf

Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Revised 8/24/15 Aetna_2016CTIVL_SecE_PartIIIMemo_082415.pdf Attachment(s): Aetna_CT2016IVL_SecE_FedRateRevE2_082215.pdf AE_CT_IVL_39159_Rates_Off_2016_v4.pdf Previous Version Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Revised 8/17/15 Aetna_2016CTIVL_SecE_PartIIIMemo_081715.pdf Attachment(s): Aetna_CT2016IVL_SecE_FedRateRevE2_081715.pdf AE_CT_IVL_39159_Rates_Off_2016_v3.pdf Previous Version Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Revised 8/7/15 Aetna_2016CTIVL_SecE_PartIIIMemo_080515.pdf Attachment(s): Aetna_CT2016IVL_SecE_FedRateRevE2_080515.pdf AE_CT_IVL_39159_Rates_Off_2016_v2.pdf Previous Version

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Aetna_2016CTIVL_SecE_PartIII_Memo.pdf Attachment(s): Aetna_CT2016IVL_SecE_FederalRateReviewE2.pdf AE_CT_IVL_39159_Rates_Off_2016_v1.pdf

Satisfied - Item: Unified Rate Review Template Comments: Attached please find the required URRT. Revised 8/24/15 Attachment(s): CT_IVL_39159_URRT_Off_2016_v0_InfertilityRefile082515.pdf CT_IVL_39159_URRT_Off_2016_v0_InfertilityRefile082515.xlsm Previous Version Satisfied - Item: Unified Rate Review Template Comments: Attached please find the required URRT. Revised 8/17/15 Attachment(s): CT_IVL_39159_URRT_Off_2016_v0_InfertilityRefile.pdf CT_IVL_39159_URRT_Off_2016_v0_InfertilityRefile.xlsm Previous Version Satisfied - Item: Unified Rate Review Template Comments: Attached please find the required URRT. Revised 8/7/15 Attachment(s): CT_IVL_39159_URRT_Off_2016_v0_FINAL.pdf Previous Version Satisfied - Item: Unified Rate Review Template Comments: Attached please find the required URRT. Attachment(s): CT_IVL_39159_URRT_Off_2016_v0.pdf

No Form Schedule items changed.

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Rate/Rule Schedule Item Changes Item Affected Form No. Document Name Numbers Rate Action Rate Action Attachments Date Submitted (Separated with Information commas) 1 Section C - Rate New Aetna_CT2016IVL_Se 08/24/2015 Manual, and Appendix cC_RateManual_0824 By: Jennifer Juke A 15.pdf, Aetna_CT2016IVL_Ap pA_082415.pdf, Previous Version 1 Section C - Rate New Aetna_CT2016IVL_Se 08/17/2015 Manual, and Appendix cC_RateManual_0817 By: A 15.pdf, Aetna_CT2016IVL_Ap pA_081715.pdf, Previous Version 1 Section C - Rate New Aetna_CT2016IVL_Se 08/07/2015 Manual, and Appendix cC_RateManual_0805 By: Geoffrey Shannon A 15.pdf, Aetna_CT2016IVL_Ap pA_080515.pdf, Previous Version 1 Section C - Rate New Aetna_CT2016IVL_Se 04/29/2015 Manual, and Appendix cC_RateManual.pdf, By: Jennifer Juke A Aetna_CT2016IVL_Ap pendixA.pdf, Conclusion: Thank you. Sincerely, Jennifer Juke

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Response Letter Response Letter Status Submitted to State Response Letter Date 08/07/2015 Submitted Date 08/07/2015 Dear Paul Lombardo, Introduction:

Response 1 Comments: Attached are Aetna's final revisions to our Individual Rate Filing. Please let us know if you have any questions.

Revised 08/07/2015

Changed Items:

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Supporting Document Schedule Item Changes Satisfied - Item: Actuarial Memorandum Revised 8/7/15

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaIVL_SecA_ClaimLag.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf Attachment(s): AetnaCT_2016IVL_CovLetter_080515.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Fin_080515.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar_080515.pdf Aetna_CT2016IVL_SecB_BaseRateDev_080515.pdf Previous Version Satisfied - Item: Actuarial Memorandum 5/29/15: Additional exhibits added to respond to the Objection.

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Attachment(s): Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf Aetna_CT2016IVL_Objection_Response.pdf Aetna_CT2016IVL_Reinsurance Filing Support.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Aetna_CT2016IVL_Tobacco Pricing Support.pdf Previous Version Satisfied - Item: Actuarial Memorandum Attached please find: > A cover letter > A CT supplement to the Actuarial Memorandum Comments: > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Attachment(s): Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Supporting Document Schedule Item Changes Satisfied - Item: Actuarial Memorandum Revised 8/7/15

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaIVL_SecA_ClaimLag.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf Attachment(s): AetnaCT_2016IVL_CovLetter_080515.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Fin_080515.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar_080515.pdf Aetna_CT2016IVL_SecB_BaseRateDev_080515.pdf Previous Version Satisfied - Item: Actuarial Memorandum 5/29/15: Additional exhibits added to respond to the Objection.

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Attachment(s): Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf Aetna_CT2016IVL_Objection_Response.pdf Aetna_CT2016IVL_Reinsurance Filing Support.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Aetna_CT2016IVL_Tobacco Pricing Support.pdf Previous Version Satisfied - Item: Actuarial Memorandum Attached please find: > A cover letter > A CT supplement to the Actuarial Memorandum Comments: > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Attachment(s): Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf

Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Revised 8/7/15 Aetna_2016CTIVL_SecE_PartIIIMemo_080515.pdf Attachment(s): Aetna_CT2016IVL_SecE_FedRateRevE2_080515.pdf AE_CT_IVL_39159_Rates_Off_2016_v2.pdf Previous Version Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Aetna_2016CTIVL_SecE_PartIII_Memo.pdf Attachment(s): Aetna_CT2016IVL_SecE_FederalRateReviewE2.pdf AE_CT_IVL_39159_Rates_Off_2016_v1.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Supporting Document Schedule Item Changes Satisfied - Item: Actuarial Memorandum Revised 8/7/15

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaIVL_SecA_ClaimLag.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf Attachment(s): AetnaCT_2016IVL_CovLetter_080515.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Fin_080515.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar_080515.pdf Aetna_CT2016IVL_SecB_BaseRateDev_080515.pdf Previous Version Satisfied - Item: Actuarial Memorandum 5/29/15: Additional exhibits added to respond to the Objection.

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Attachment(s): Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf Aetna_CT2016IVL_Objection_Response.pdf Aetna_CT2016IVL_Reinsurance Filing Support.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Aetna_CT2016IVL_Tobacco Pricing Support.pdf Previous Version Satisfied - Item: Actuarial Memorandum Attached please find: > A cover letter > A CT supplement to the Actuarial Memorandum Comments: > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Attachment(s): Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf

Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Revised 8/7/15 Aetna_2016CTIVL_SecE_PartIIIMemo_080515.pdf Attachment(s): Aetna_CT2016IVL_SecE_FedRateRevE2_080515.pdf AE_CT_IVL_39159_Rates_Off_2016_v2.pdf Previous Version Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Aetna_2016CTIVL_SecE_PartIII_Memo.pdf Attachment(s): Aetna_CT2016IVL_SecE_FederalRateReviewE2.pdf AE_CT_IVL_39159_Rates_Off_2016_v1.pdf

Satisfied - Item: Unified Rate Review Template Comments: Attached please find the required URRT. Revised 8/7/15 Attachment(s): CT_IVL_39159_URRT_Off_2016_v0_FINAL.pdf Previous Version Satisfied - Item: Unified Rate Review Template

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Comments: Attached please find the required URRT. Attachment(s): CT_IVL_39159_URRT_Off_2016_v0.pdf

No Form Schedule items changed. Rate/Rule Schedule Item Changes Item Affected Form No. Document Name Numbers Rate Action Rate Action Attachments Date Submitted (Separated with Information commas) 1 Section C - Rate New Aetna_CT2016IVL_Se 08/07/2015 Manual, and Appendix cC_RateManual_0805 By: Geoffrey Shannon A 15.pdf, Aetna_CT2016IVL_Ap pA_080515.pdf, Previous Version 1 Section C - Rate New Aetna_CT2016IVL_Se 04/29/2015 Manual, and Appendix cC_RateManual.pdf, By: Jennifer Juke A Aetna_CT2016IVL_Ap pendixA.pdf, Conclusion:

Sincerely, Geoffrey Shannon

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Response Letter Response Letter Status Submitted to State Response Letter Date 07/20/2015 Submitted Date 07/20/2015 Dear Paul Lombardo, Introduction: Below please find the responses to your questions:

Response 1 Comments: 1. In section 11 of the Part III Actuarial Memorandum, the retention is stated as 23.1%, while in other sections of the rate filing it is stated as 23.6%, please explain. The 23.1% retention portion of section 11, Non-Benefit Expenses and Profit & Risk, does not include Reinsurance Contribution & Risk Adj. Program User Fee, whereas the other sections of the rate filing do include these fees. 2. The Exchange Fee for AHCT has changed from 1.35% to 1.65%. We acknowledge the increase in the exchange fee; however, in our recent updated review of the rate build up there were several incremental increases that were offset by several incremental decreases which netted to an immaterial change to the initially filed rate level. Thus the decision was made to not revise the filing. 3. Based on the reinsurance and risk adjustment payment report issued by CCIIO the CID has calculated the risk adjustment payment received by Aetna Life in Connecticut, for calendar year 2014, as approximately $50 pmpm. The filing for 2016 rates currently includes approximately $13 pmpm. In light of this, please review the development of the risk adjustment for 2016 and provide actuarial justification for whether or not any changes are proposed. Aetnas population changed significantly from 2014 to 2015 and is expected to be very different again in 2016. In addition, due to credibility issues Aetnas 2014 pricing was based off Small Group data; Aetnas 2015 pricing was determined from a blend of Individual and Small Group data; and Aetnas 2016 pricing was calculated from a completely different blend of Individual and Small Group data. These different underlying populations have driven our risk adjustment calculations, which is why the amounts vary materially year to year. 4. Based on the reinsurance and risk adjustment payment report issued by CCIIO the CID has calculated the reinsurance received by Aetna Life in Connecticut, for calendar year 2014, as approximately $98 pmpm, this is based on 100% coinsurance between $45,000 and $250,000. Using the same attachment points and reducing the coinsurance to 70%, without a trend adjustment, the CID calculated a reinsurance payment of approximately $69 pmpm for 2015 assuming the same claim distribution as 2014. Aetnas estimate for the 2015 calendar year is $55 pmpm. In light of this, please review the development of the reinsurance calculation for the 2016 pricing and provide actuarial justification for whether or not any changes are proposed. Aetnas population changed significantly from 2014 to 2015 and is expected to be very different again in 2016. In addition, due to credibility issues Aetnas 2014 pricing was based off Small Group data; Aetnas 2015 pricing was determined from a blend of Individual and Small Group data; and Aetnas 2016 pricing was calculated from a completely different blend of Individual and Small Group data. These different underlying populations have been the basis for the reinsurance calculations, which is why the amounts vary materially year to year.

Changed Items:

No Supporting Documents changed.

No Form Schedule items changed.

No Rate/Rule Schedule items changed. Conclusion:

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

We hope these responses clarify the information within the rate filing. Please let us know if you have additional questions or comments.

Thank you. Sincerely, Jennifer Juke

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Response Letter Response Letter Status Submitted to State Response Letter Date 07/20/2015 Submitted Date 07/20/2015 Dear Paul Lombardo, Introduction: Introduction: The rate filing states an increase range of 4.2% to 8.2%, yet Appendix A shows a net rate change range of 1.8% to 10.7%, please explain.

Response 1 Comments: The rate change increase range stated in the Actuarial Memorandum and Certification (Aetna_2016CTIVL_SecE_PartIII_Memo.docx) is representative of the Federal criteria for rate change plan mapping where plans from one rating period to the next must have the same network, cannot contain significant plan changes, and must be of the same metallic tier. Based on the Federal guidelines this excludes all Aetna Whole Health plans and all HSAs where it was necessary to convert family accumulators. The rate change increase range stated in Appendix A is reflective of the Connecticut Insurance Departments requirement that each current plan member must be mapped to a 2016 plan.

Changed Items:

No Supporting Documents changed.

No Form Schedule items changed.

No Rate/Rule Schedule items changed. Conclusion: Please let us know if you have further questions or require additional information.

Thank you. Sincerely, Jennifer Juke

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Response Letter Response Letter Status Submitted to State Response Letter Date 05/29/2015 Submitted Date 05/29/2015 Dear Paul Lombardo, Introduction:

Response 1 Comments: Three documents have been added to the Supporting Document schedule under Actuarial Memorandum to respond to this objection.

Changed Items:

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Supporting Document Schedule Item Changes Satisfied - Item: Actuarial Memorandum 5/29/15: Additional exhibits added to respond to the Objection.

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Attachment(s): Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf Aetna_CT2016IVL_Objection_Response.pdf Aetna_CT2016IVL_Reinsurance Filing Support.pdf Aetna_CT2016IVL_Tobacco Pricing Support.pdf Previous Version Satisfied - Item: Actuarial Memorandum Attached please find: > A cover letter > A CT supplement to the Actuarial Memorandum Comments: > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Attachment(s): Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

No Form Schedule items changed.

No Rate/Rule Schedule items changed. Conclusion: Please let us know if you have further questions. Thank you - Jennifer Juke & Geoff Shannon Sincerely, Jennifer Juke

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Amendment Letter

Submitted Date: 08/17/2015 Comments: This filing is being amended from the August 7th version to include the impact of the change to the Infertility mandate and to correct the Exchange fee to 1.65%. Changed Items: No Form Schedule Items Changed. Rate/Rule Schedule Item Changes Item Affected Form No. Document Name Numbers Rate Action Rate Action Attachments Date Submitted (Separated with Information commas) 1 Section C - Rate New Aetna_CT2016IVL_Se 08/17/2015 Manual, and Appendix cC_RateManual_0817 By: A 15.pdf, Aetna_CT2016IVL_Ap pA_081715.pdf, Previous Version 1 Section C - Rate New Aetna_CT2016IVL_Se 08/07/2015 Manual, and Appendix cC_RateManual_0805 By: Geoffrey Shannon A 15.pdf, Aetna_CT2016IVL_Ap pA_080515.pdf, Previous Version 1 Section C - Rate New Aetna_CT2016IVL_Se 04/29/2015 Manual, and Appendix cC_RateManual.pdf, By: Jennifer Juke A Aetna_CT2016IVL_Ap pendixA.pdf,

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Supporting Document Schedule Item Changes Satisfied - Item: Actuarial Memorandum Revised 8/7/15

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaIVL_SecA_ClaimLag.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaCT_2016IVL_CovLetter_080515.pdf Attachment(s): Aetna_CT2016IVL_ACTSup_081715.pdf AetnaSG_SecA_ClaimLag.pdf AetnaCT_2016IVL_CovLetter_081715.pdf Aetna_CT2016IVL_SecA_Exp&Fin_081715.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar_081715.pdf Aetna_CT2016IVL_SecB_BaseRateDev_081715.pdf Previous Version Satisfied - Item: Actuarial Memorandum Revised 8/7/15

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaIVL_SecA_ClaimLag.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf Attachment(s): AetnaCT_2016IVL_CovLetter_080515.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Fin_080515.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar_080515.pdf Aetna_CT2016IVL_SecB_BaseRateDev_080515.pdf Previous Version

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Satisfied - Item: Actuarial Memorandum 5/29/15: Additional exhibits added to respond to the Objection.

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Attachment(s): Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf Aetna_CT2016IVL_Objection_Response.pdf Aetna_CT2016IVL_Reinsurance Filing Support.pdf Aetna_CT2016IVL_Tobacco Pricing Support.pdf Previous Version Satisfied - Item: Actuarial Memorandum Attached please find: > A cover letter > A CT supplement to the Actuarial Memorandum Comments: > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaCT_2016IVL_CovLetter.pdf Aetna_CT2016IVL_ACTSupplement.pdf Aetna_CT2016IVL_SecA_Exp&Financials.pdf AetnaIVL_SecA_ClaimLag.pdf Attachment(s): Aetna_2016CTIVL_SecB_BaseRateDevNar.pdf Aetna_CT2016IVL_SecB_BaseRateDev.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaSG_SecA_ClaimLag.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Revised 8/17/15 Aetna_2016CTIVL_SecE_PartIIIMemo_081715.pdf Attachment(s): Aetna_CT2016IVL_SecE_FedRateRevE2_081715.pdf AE_CT_IVL_39159_Rates_Off_2016_v3.pdf Previous Version Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Revised 8/7/15 Aetna_2016CTIVL_SecE_PartIIIMemo_080515.pdf Attachment(s): Aetna_CT2016IVL_SecE_FedRateRevE2_080515.pdf AE_CT_IVL_39159_Rates_Off_2016_v2.pdf Previous Version Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Aetna_2016CTIVL_SecE_PartIII_Memo.pdf Attachment(s): Aetna_CT2016IVL_SecE_FederalRateReviewE2.pdf AE_CT_IVL_39159_Rates_Off_2016_v1.pdf

Satisfied - Item: Unified Rate Review Template Comments: Attached please find the required URRT. Revised 8/17/15 Attachment(s): CT_IVL_39159_URRT_Off_2016_v0_InfertilityRefile.pdf CT_IVL_39159_URRT_Off_2016_v0_InfertilityRefile.xlsm Previous Version Satisfied - Item: Unified Rate Review Template Comments: Attached please find the required URRT. Revised 8/7/15 Attachment(s): CT_IVL_39159_URRT_Off_2016_v0_FINAL.pdf Previous Version Satisfied - Item: Unified Rate Review Template Comments: Attached please find the required URRT. Attachment(s): CT_IVL_39159_URRT_Off_2016_v0.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Rate Information Rate data applies to filing.

Filing Method: SERFF Rate Change Type: Increase Overall Percentage of Last Rate Revision: % Effective Date of Last Rate Revision: 01/01/2015 Filing Method of Last Filing:

Company Rate Information Company Overall % Overall % Written Number of Policy Written Maximum % Minimum % Company Rate Indicated Rate Premium Holders Affected Premium for Change Change Name: Change: Change: Impact: Change for for this Program: this Program: (where req'd): (where req'd): this Program: Aetna Life Insurance Increase 5.600% 5.600% $1,348,362 7,432 $24,077,982 8.200% 4.200% Company

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Rate Review Detail

COMPANY: Company Name: Aetna Life Insurance Company HHS Issuer Id: 39159

PRODUCTS:

Product Name HIOS Product ID HIOS Submission ID Number of Covered Lives Open Access Managed Choice 39159CT008 7291

Trend Factors: 7.3% annual allowed trend

FORMS: New Policy Forms: Policy Amendment GR-96812-2016-CR1 01, Schedule GR-96812-SB-004-1410320, GR-96812-SB-004-1410321, GR-96812-SB-004-1410318, GR-96812-SB-004-1410319, GR-96812-SB-008-1410324, GR-96812-SB-008-1410322, GR-96812-SB-008-1410323, GR-96812-SB-041-1700743, GR-96812-SB-041-1700742 Affected Forms: Other Affected Forms:

REQUESTED RATE CHANGE INFORMATION: Change Period: Annual Member Months: 89,184 Benefit Change: Decrease Percent Change Requested: Min: 4.2 Max: 8.2 Avg: 5.6

PRIOR RATE: Total Earned Premium: 24,877,096.00 Total Incurred Claims: 19,006,101.00 Annual $: Min: 144.61 Max: 1,350.00 Avg: 269.98

REQUESTED RATE: Projected Earned Premium: 25,426,259.00 Projected Incurred Claims: 19,425,662.00 Annual $: Min: 152.48 Max: 1,436.87 Avg: 285.10

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Rate/Rule Schedule

Item Schedule Affected Form Numbers No. Item Document Name (Separated with commas) Rate Action Rate Action Information Attachments Status 1 Section C - Rate Manual, and New Aetna_CT2016IVL_Se Appendix A cC_RateManual_0824 15.pdf, Aetna_CT2016IVL_Ap pA_082415.pdf,

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM CT Individual - Premium Rate Manual: Rate Calculation

The following steps are used to calculate CT Individual premium rates. Rates are determined using the federal member build-up approach to calculate a Member Rate, as follows:

1 Calibrated Plan Adj. Index Rate – Premium rate by plan offering, as of January 1, 2016. x 2 Member Age Factor – An adjustment to reflect a member's age as of the renewal date of the policy. x 3 Tobacco Usage Factor - An adjustment reflecting differences in cost by tobacco use. x 4 Area Factor – An adjustment reflecting differences in cost by geographic area. = 5 Final Member Premium Rate – Each member covered under the policy, up to the dependent children limit noted below, will have a specific Member Rate.

To determine a single Individual's monthly premium rate (no dependents): The Final Member Rate is the single Individual's monthly rate for the policy year.

To determine the 'family'/non-single Individual monthly premium rate: A Add together the Member Rates for the Individual, any spouse, and any dependent children age 21 & older. B For dependent children under age 21, there is a limit whereby the Member Rates for only the three (3) oldest dependent children can be included in a family's monthly premium. C Thus, the calculation is: the sum of the Members Rates for every family member age 21 & older plus the sum of the Member Rates for the three oldest dependent children under age 21.

ALIC: 2016 CT IVL Rate Filing Section C CT Individual - Premium Rate Manual: #1 - Plan Relativity Factors

Calibrated OON Cost- Subject to Metal Plan Adjusted Member OOP PCP Spec Member Sharing Medical Formulary Formulary All Non- Specialty / HIOS ID Plan Name Tier Index Rate Ded. Coins % Max. Copay Copay Ded. Coins % OOP Max. (Ded + %) Deduct.? Generic Brand Formulary Injectables

CT Aetna Bronze $15 Copay OAMC $13,700 + 39159CT0080007 PD Bronze $239.43 $6,850 0% $6,850 $15 D & C n/a n/a n/a 50% Yes $0 $0 $0 $0 CT Aetna Bronze Ded Only HSA $12,900 + 39159CT0080008 OAMC PD Bronze $232.15 $6,450 0% $6,450 D & C D & C n/a n/a n/a 50% Yes $0 $0 $0 $0 CT Aetna Silver $10 Copay OAMC $7,500 + No; $500 Rx 39159CT0080011 PD Silver $286.03 $4,000 30% $6,500 $10 $50 n/a n/a n/a 50% only $5 $40 40% 40% / 50% CT Aetna Gold $10 Copay OAMC $6,750 + No; $250 Rx 39159CT0080009 PD Gold $363.50 $1,400 20% $5,200 $10 $40 n/a n/a n/a 50% only $3 / $5 $40 30% 40% / 50% $12,500 + 39159CT0080012 CT AWH Bronze $35 Copay PD Bronze $230.45 $5,750 0% $6,850 $35 $50 $6,750 0% $6,850 50% Yes $5 $50 40% 40% / 50% $11,500 + No; $500 Rx 39159CT0080014 CT AWH Silver $10 Copay PD Silver $270.94 $3,750 20% $5,500 $10 $50 $5,750 40% $6,500 50% only $3 / $5 $40 40% 40% / 50% $6,750 + 39159CT0080013 CT AWH Gold $5 Copay PD Gold $375.13 $1,250 20% $4,500 $5 $40 $3,500 40% $6,000 50% No $3 / $5 $30 30% 40% / 50% CT Bronze Ded Only HSA $11,900 + 39159CT0090005 OAMC Bronze $229.10 $5,950 0% $6,450 D & C D & C n/a n/a n/a 50% Yes 50% 50% 50% 40% / 50% CT Costco Silver $10 Copay OAMC $7,500 + No; $400 Rx 39159CT0090006 PD Silver $278.89 $4,000 30% $6,500 $10 $50 n/a n/a n/a 50% only $5 $50 40% 40% / 50%

*Aetna Whole Health

ALIC: 2016 CT IVL Rate Filing Revised 082415 Section C CT Individual - Premium Rate Manual: Rating Factors

2 - Member Age Table 3 - Tobacco Use Table

Age Factor Status/Usage Factor 0 - 20 0.635 Tobacco User 1.10 21 - 24 1.000 Non-User 1.0 25 1.004 26 1.024 27 1.048 28 1.087 4 - Area Factor Table 29 1.119 30 1.135 Region Factor 31 1.159 CTRA01 1.150 32 1.183 CTRA02 1.000 33 1.198 CTRA03 1.000 34 1.214 CTRA04 1.000 35 1.222 CTRA05 1.075 36 1.230 CTRA06 1.150 37 1.238 CTRA07 1.000 38 1.246 CTRA08 1.000 39 1.262 40 1.278 41 1.302 42 1.325 43 1.357 44 1.397 45 1.444 46 1.500 47 1.563 48 1.635 49 1.706 50 1.786 51 1.865 52 1.952 53 2.040 54 2.135 55 2.230 56 2.333 57 2.437 58 2.548 59 2.603 60 2.714 61 2.810 62 2.873 63 2.952 64 and Older 2.999

ALIC: 2016 CT IVL Rate Filing Section C CONNECTICUT INDIVIDUAL - 2016 APPENDIX A

 Every rate filing submission that includes an increase of previously approved rates shall include a summary of the rate increases requested and should be clearly marked as Appendix A. The appendix should include the following, but not be limited to:

1 - The requested increase for each product contained within the rate filing, and the effective date of those proposed rate increases. Include the number of covered individuals for each product; number of covered policyholders; minimum current premium on a per member per month (PMPM) basis; minimum proposed premium on a PMPM basis; maximum current premium on a PMPM basis; maximum proposed premium on a PMPM basis, and the percentage change.

Current 2015 Conversion to --> Effective January 1, 2016 2015 Plan Name Members 2016 Plan Name Plan Chg Rate Chg Net Chg CT Aetna Bronze Copay $20 Copay PD 3525 CT Aetna Bronze $15 Copay OAMC PD -2.4% 2.9% 0.4% CT Aetna Bronze Ded. Only HSA PD 1302 CT Aetna Bronze Ded. Only HSA OAMC PD -1.0% 2.9% 1.8% CT Aetna Silver $10 Copay PD 1815 CT Aetna Silver $10 Copay OAMC PD 0.9% 2.9% 3.8% CT Aetna Silver $10 Copay 2750 PD 267 CT Aetna Silver $10 Copay OAMC PD -5.0% 2.9% -2.2% CT Aetna Gold Copay $5 PD 207 CT Aetna Gold $10 Copay OAMC PD -0.7% 2.9% 2.2% CT Costco Bronze Copay $20 Copay PD 23 CT Costco Bronze Ded. Only HSA OAMC -1.5% 0.0% -1.5% CT Costco Bronze Ded. Only HSA PD 83 CT Costco Bronze Ded. Only HSA OAMC 0.0% 0.0% 0.0% CT Costco Silver $10 Copay PD 35 CT Costco Silver $10 Copay OAMC PD 2.7% 0.0% 2.7% CT AWH PHN Bronze $15 Copay PD 112 CT AWH Bronze $35 Copay PD -1.7% 2.9% 1.2% CT AWH PHN Silver $10 Copay PD 47 CT AWH Silver $10 Copay PD 3.3% 2.9% 6.3% CT AWH PHN Gold $0 Copay PD 16 CT AWH Gold $5 Copay PD 0.0% 2.9% 2.9%

Avg PMPM $ 269.98 Avg PMPM $ 273.76 Minimum PMPM $ 144.61 Minimum PMPM $ 145.47 Maximum PMPM $ 1,350.00 Maximum PMPM $ 1,552.83

2 - Each component of the increase including trend, experience adjustments and any other factors that make up the requested increase. Annual Trend 6.5% 106.5% x Risk Adj. Change -6.6% 93.4% x Reinsurance Adjustment 3.4% 103.4% x Demographic Adjustment 1.5% 101.5% x Other Factors Adjustment -1.7% 98.3% = Base Rate Increase 2.6% 102.6% x Renewal Plan Conversion -1.2% = Federal Rate of Increase 1.4%

3 - A footnote listing any other factors that can have an impact on premium rates that have not been identified in the appendix, including but not limited to age bands, gender, geographic area, smoking, etc. Aetna's Individual premium rates in CT will vary in 2016 due to: - the age of the member - the geographic location of the member - the member's tobacco-use status - the benefit plan chosen by the member ALIC: 2016 CT IVL Rate Filing Revised 082415 Appendix A SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Supporting Document Schedules Satisfied - Item: Actuarial Memorandum Revised 8/7/15

Attached please find: > A cover letter Comments: > A CT supplement to the Actuarial Memorandum > Section A, Experience & Financials > Section A, Claims Lags - IVL & SG > Section B, Base Rate Development & associated Narrative > Section D, AV screenshots & benefit summaries > Section F, MHP certifications AetnaIVL_SecA_ClaimLag.pdf Aetna_CT2016IVL_SecF_MHPCerts.pdf Aetna_CT2016IVL_SecD_AV&Benefits.zip AetnaCT_2016IVL_CovLetter_080515.pdf Attachment(s): AetnaSG_SecA_ClaimLag.pdf AetnaCT_2016IVL_CovLetter_081715.pdf Aetna_CT2016IVL_SecA_Exp&Fin_081715.pdf Aetna_2016CTIVL_SecB_BaseRateDevNar_081715.pdf Aetna_CT2016IVL_ACTSup_082415.pdf Aetna_CT2016IVL_SecB_BaseRateDev_082415.pdf Item Status: Status Date:

Bypassed - Item: Consumer Disclosure Form Bypass Reason: This rate filing does not meet nor exceed the threshold Attachment(s): Item Status: Status Date:

Satisfied - Item: Actuarial Memorandum and Certifications Comments: Attached please find the Part III Actuarial Memorandum and supporting exhibits. Revised 8/24/15 Aetna_2016CTIVL_SecE_PartIIIMemo_082415.pdf Attachment(s): Aetna_CT2016IVL_SecE_FedRateRevE2_082215.pdf AE_CT_IVL_39159_Rates_Off_2016_v4.pdf Item Status: Status Date:

Satisfied - Item: Unified Rate Review Template

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Comments: Attached please find the required URRT. Revised 8/24/15 Attachment(s): CT_IVL_39159_URRT_Off_2016_v0_InfertilityRefile082515.pdf CT_IVL_39159_URRT_Off_2016_v0_InfertilityRefile082515.xlsm Item Status: Status Date:

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Attachment Aetna_CT2016IVL_SecD_AV&Benefits.zip is not a PDF document and cannot be reproduced here.

Attachment CT_IVL_39159_URRT_Off_2016_v0_InfertilityRefile082515.xlsm is not a PDF document and cannot be reproduced here.

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM Paid Claims Triangle for: Connecticut Invidivual - Medical For claims incurred and paid from Apr-11 through Mar-15

Month MONTH PAID

Incurred INC INC + 1 INC + 2 INC + 3 INC + 4 INC + 5 INC + 6 INC + 7 INC + 8 INC + 9 INC + 10 INC + 11 INC + 12 INC + 13 INC + 14 INC + 15 INC + 16 INC + 17 INC + 18 INC + 19 INC + 20 INC + 21 INC + 22 INC + 23 INC + 24 INC + 25 INC + 26 INC + 27 INC + 28 INC + 29

Apr-11 1,392,481 1,323,240 210,814 57,170 20,702 13,333 42,788 3,135 -12,209 -1,996 1,636 -7,709 4,937 -4,379 -4,600 8,250 -1,541 3,545 3,574 5,118 1,547 2,264 -719 5,040 2,722 5,015 -459 -965 20,004 -657

May-11 352,326 694,943 142,354 173,831 12,442 -20,585 -1,378 351 -2,213 2,007 2,139 -574 2,386 -6 -567 -429 1,993 18,429 -475 65 291 55 231 9 512 70 0 235 0 173

Jun-11 314,254 803,412 359,091 22,186 16,840 3,311 4,940 -195 -226 -178 -327 -164 10 854 124 591 757 7 213 123 0 0 -7 746 203 0 189 2,680 12 0

Jul-11 241,946 1,022,816 302,203 28,455 19,003 26,721 14,285 2,602 5,025 6,175 6,484 422 178 -4,301 -639 1,033 188 -3,116 -1,721 3,700 -266 0 363 29 415 198 217 7 0 0

Aug-11 467,178 954,059 281,562 25,419 213,549 4,300 1,239 -579 3,930 -1,145 3,141 463 3,073 -1,945 787 236 22 -103 311 -473 18 522 125 -114 237 01000

Sep-11 289,363 932,980 118,842 70,965 30,127 2,899 55 13,773 2,898 -1,168 -846 -1,679 467 3,905 61,154 117 9,941 375 -483 68,287 409 1,167 53 200 0 -11 0 0 11 0

Oct-11 548,215 1,084,790 403,398 144,890 103,338 -230 11,624 2,857 490 15,541 -4,952 1,187 2,127 21 54 37 95 -5,211 -53 558 1,476 140 206 3,155 -685 -533 52 -399 26 -172

Nov-11 467,711 1,617,659 285,239 85,947 14,150 16,951 741 5,367 -4,847 1,499 742 4,682 -1,142 -105 -53 -3,958 -14 0 320 415 -688 -47 0 -434 0 0 28 26 0 286

Dec-11 522,720 1,347,706 159,428 175,859 28,481 9,736 6,371 -4,415 -4,207 12,903 17 217 409 -2,079 730 -95 -729 -1,344 741 -94 37 126 -732 -254 0 49 0 0 370 0

Jan-12 436,658 800,949 276,198 18,243 21,620 37,110 7,407 -1,995 6,207 200 -495 338 -1,941 2,337 1,046 270 -1,117 709 2,410 5,968 24,581 167 963 467 72 0 3,791 104 0 -1,042

Feb-12 414,973 1,083,032 421,784 32,455 12,934 13,979 3,856 1,148 -5,431 2,661 -3,343 -881 3,529 -476 7,753 412 7,936 2,963 3,735 8,854 -1,070 -1,130 484 3,679 440 9 85 84 0 -4,744

Mar-12 456,283 1,181,723 420,256 34,242 187,965 67,288 -3,574 96,052 2,803 2,298 761 1,197 -1,096 431 -2,177 2,108 3,506 2,990 10,037 -636 -314 511 32 45 -449 -1,050 0 0 0 17,382

Apr-12 566,025 1,370,474 332,223 98,247 27,589 13,722 25,786 1,159 -7,058 3,148 -1,194 31,030 3,837 -18,270 -2,592 4,397 2,422 6,230 -1,740 -422 -303 38 0 -1,897 265 0 0 165 0 -2,329

May-12 568,931 1,492,801 263,896 292,944 77,617 6,809 22,381 5,285 3,031 205,427 -4,096 300 1,296 6,059 5,323 1,889 3,728 31 -2,304 960 447 76 0 266 21 0 0 0 -1,642 3

Jun-12 514,827 1,581,409 163,306 10,352 34,505 -6,795 -1,876 -2,262 9,086 -14,662 2,013 -6,546 975 7,119 12,391 3,698 115 695 -2,571 165 -60 156 -43 0 -3210000-400

Jul-12 732,768 1,294,216 326,844 107,136 43,512 12,946 -13,314 1,720 -3,425 923 1,924 1,022 5,125 2,001 15,217 254 23,484 311 -1,020 -5,710 36 206 0 -107 137 -137 0 57 2,290 -133

Aug-12 691,094 1,608,913 311,098 36,322 19,731 251,052 5,763 -926 -4,808 5,852 56 3,856 -1,227 9,419 153 -1,278 7,329 106 217 -1,218 661 0 0 137 -6,892 226 -4 0 0 0

Sep-12 439,647 1,882,840 298,629 136,569 50,907 8,289 -235 -5,377 4,351 -2,557 11,457 14,517 9,983 30 3,135 2,565 -2,369 239 -706 562 -116 -104 137 -4,165 974 120 334 0 0 5

Oct-12 864,912 1,516,247 221,089 111,140 22,747 10,309 9,439 -14,659 -443 15,022 1,731 12,306 4,493 -711 251 -71 -1,245 361 -2,405 -1,750 0 -177 -93 -14 72 0 521 -66 23 -26

Nov-12 688,038 2,379,959 234,844 88,337 139,802 20,398 -1,314 3,143 9,874 13,454 1,527 5,009 7,053 505 -526 1,539 1,045 2,992 -656 -351 380 0 -1,394 0 0 125 -311 -1,652 1,338 0

Dec-12 1,002,257 1,566,238 297,044 272,125 46,323 52,071 42,809 8,780 3,832 3,504 5,650 -424 9,395 550 -662 65 137 2,176 -1,166 -2,739 0 -574 -1,305 1,373 -10,176 760 33 374 00

Jan-13 578,000 1,791,579 471,552 96,894 106,353 179,219 62,544 224 235 2,868 2,112 754 -1,375 -3,255 -759 339 -909 31 236 -57 0 -2,035 -1,331 -946 107 -4,639 2,455 000

Feb-13 379,419 1,876,708 305,146 708,698 82,429 23,904 19,060 17,106 15,832 37,220 -210 18,089 973 -4,518 4,257 -167 2,013 -29 -890 -278 0 -43 -1,602 -8,064 -3,069 580 0000

Mar-13 750,407 2,571,619 454,121 50,532 61,286 13,811 15,326 8,681 7,771 -716 1,309 35,111 28,132 -6,361 -3,463 775 -2,214 -742 -341 -3,314 -494 330 -506 -2,223 0 00000

Apr-13 1,207,770 2,129,322 398,264 264,948 294,551 332,997 16,277 -49,766 28,743 186,203 8,248 3,311 5,354 8,505 10,762 -13,145 -61 -5,367 3,313 -30,620 85 -8,341 -302 115 000000

May-13 1,111,122 3,007,139 422,709 110,611 78,789 23,657 -8,474 16,535 10,551 4,214 1,397 1,772 21,153 -855 429 478,136 -3,818 -1,383 800 2,701 -6,230 -363 -236 0000000

Jun-13 942,848 3,241,700 351,470 306,319 67,642 27,513 4,628 6,689 -303 75 2,393 11,533 4,170 1,512 -6,853 -3,988 -56 -9,496 -416 9 -1,953 224 00000000

Jul-13 1,329,853 2,990,285 573,181 137,700 124,666 66,075 43,176 7,569 5,631 -3,815 5,538 -2,355 -3,245 -2,851 -8,317 -2,998 -3,767 -742 -6,403 -130 788 000000000

Aug-13 1,205,680 2,939,565 459,174 74,824 88,018 15,884 19,828 74,852 66,659 8,658 25 -2,089 3,083 1,121 1,329 -1,591 -403 -5,538 1,062 -19 0000000000

Sep-13 1,460,651 2,688,495 348,331 95,661 24,654 13,802 36,219 17,483 14,497 4,741 15,312 -751 -9,474 4,265 8,004 1,054 -9,214 -1,024 -4,158 00000000000

Oct-13 1,721,256 3,344,865 600,836 220,123 38,155 145,236 146,836 41,126 -24,713 7,177 -1,924 -6,395 -16,038 -2,998 -5,633 -13,190 1,430 -420 000000000000

Nov-13 1,318,242 4,110,691 652,345 103,400 936,003 42,689 6,975 4,449 -2,941 5,594 -7,726 -3,286 -13,205 -6,633 -20,201 21,613 -2,491 0000000000000

Dec-13 1,621,712 3,096,580 539,616 292,444 273,250 99,856 12,956 -15,187 -9,275 -40,116 -7,655 20,484 -2,110 -12,515 -3,779 -14,275 00000000000000

Jan-14 1,017,419 2,923,398 1,062,847 345,039 110,540 26,662 17,542 20,170 10,945 -168,093 -24,137 -9,208 10,586 3,060 3,894 000000000000000

Feb-14 740,024 3,799,443 687,199 642,228 69,118 204,013 39,814 12,995 -4,183 -6,368 -4,589 -7,074 1,848 -4,313 0000000000000000

Mar-14 1,521,272 3,568,988 643,290 149,414 160,391 -7,607 27,504 57,163 -14,838 10,576 -9,524 -5,611 1,674 00000000000000000

Apr-14 1,529,531 3,753,165 1,338,194 494,518 103,527 56,189 26,890 -39,060 16,590 -8,835 30,003 -1,833 000000000000000000

May-14 1,257,807 4,124,208 749,181 160,216 178,612 198,520 32,504 11,114 -13,346 588,910 1,500 0000000000000000000

Jun-14 1,756,044 3,717,133 632,036 168,342 16,816 24,929 11,146 280,613 -53 7,964 00000000000000000000

Jul-14 1,701,196 3,661,920 564,882 214,518 128,203 20,552 87,083 -4,674 3,147 000000000000000000000

Aug-14 1,179,063 3,604,491 757,169 257,564 117,219 7,475 40,607 27,965 0000000000000000000000

Sep-14 1,565,788 3,396,540 277,960 125,141 995,494 26,763 -4,864 00000000000000000000000

Oct-14 1,576,520 4,307,774 625,002 214,787 54,197 17,371 000000000000000000000000

Nov-14 1,260,400 3,872,197 836,497 235,879 95,022 0000000000000000000000000

Dec-14 2,093,689 3,427,761 601,224 131,783 00000000000000000000000000

Jan-15 150,957 881,828 655,194 000000000000000000000000000

Feb-15 158,850 1,304,308 0000000000000000000000000000

Mar-15 361,211 00000000000000000000000000000

Aetna Life Insurance Company: 2016 Individual Rate Filing, Section A ‐ Claim Lags, Page 1 of 2 MONTH PAID

INC + 30 INC + 31 INC + 32 INC + 33 INC + 34 INC + 35 INC + 36 INC + 37 INC + 38 INC + 39 INC + 40 INC + 41 INC + 42 INC + 43 INC + 44 INC + 45 INC + 46 INC + 47

-14 -89 -66 6,041 -9,862 -976 -457 -259 0 -9,547 0 84 -225 -2 -229 0 0 -109

0 0 0 0 0 326 958 0 0 -294 0 -51 0 0 0 0 0 0

0 0 0 0 0 0 0 64 0 -64 0 3,370 0 0 0 0 00

0 0 0 0 0 -435 0 0 0 -51 0 0 0 0 0 000

0 0 0 0 -597 0 -262 0 0 0 0 0 0 0 0000

0 3 0 -143 -240 0 0 -109 0 0 0 0 0 00000

-834 0 -440 -480 -435 0 -22 0 0 0 0 0 000000

0 -515 -362 0 0 -22 0 0 0 0 0 0000000

-440 -220 0 0 -73 0 0 0 0 0 00000000

0 0 940 -78 73 -22 0 1 0 000000000

0 600 0 0 -4,629 -100 0 0 0000000000

-9,069 0 0 -390 -145 154 0 00000000000

5700000 000000000000

0 0 255 20 0 0000000000000

0 322 0 0 00000000000000

-836 0 -47 000000000000000

-1,644 -26 0000000000000000

0 00000000000000000

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Aetna Life Insurance Company: 2016 Individual Rate Filing, Section A ‐ Claim Lags, Page 2 of 2 Aetna Life Insurance Company - Connecticut Individual Response to Bulletin HC-87 Dated August 1, 2011 April 30, 2015 CT Aetna Bronze $15 Copay OAMC PD

Plan Pays Benefit Feature Adj. Weight Copay Coins (plan paid) 100% Ded PCP Copay 17.5%$ 15

Walk In Clinics Copay 0.0%$ 15

Evisit 0.0%$ 15

Routine Physicals Plan Pays 100% 4.2%

Well Child Care Plan Pays 100% 6.3%

Physical Therapy Ded then 100% 7.3%$ 6,850

Occupational Therapy Ded then 100% 0.2%$ 6,850

Speech Therapy Ded then 100% 0.3%$ 6,850

Home Health Plan Pays 100% 1.3%$ 6,850

Routine Eye 0.0%

Routine GYN Plan Pays 100% 3.0%

Specialist Ded then 100% 57.0%$ 6,850

Chiro Ded then 100% 2.9%$ 6,850

TOTAL ALLOWED CHARGES % 100.0% 17.5% 0.0% 82.5% 67.6%

SUBSTANTIALLY ALL TEST RESULTS: 2/3 test is met only for scenario where plan pays 100% Deductible may be applied to BH outpatient

The sum of the input weights corresponding to "copay" = 17.5%. This is less than 2/3. The sum of the input weights corresponding to "coins" = 0.0%. This is less than 2/3. The sum of the input weights corresponding to "Plan Pays 100%" = 82.5%. This is greater than 2/3. The sum of the input weights corresponding to "Ded" = 67.6%. This is greater than 2/3.

PREDOMINANT TEST RESULTS: Deductible of $6,850 may be applied There is no predominant cost

Outpatient MH/SA benefit: Plan Pays 100% after deductible.This benefit passes.

ALIC: 2016 CT IVL Rate Filing Section F Aetna Life Insurance Company - Connecticut Individual Response to Bulletin HC-87 Dated August 1, 2011 April 30, 2015 CT Costco Bronze Deductible Only HSA Eligible OAMC

Plan Pays Benefit Feature Adj. Weight Copay Coins (plan paid) 100% Ded PCP Ded then 100% 17.4%$ 10 $ 5,950

Walk In Clinics Ded then 100% 0.2%$ 10 $ 5,950

Evisit 0.0%$ 10

Routine Physicals Plan Pays 100% 4.2%$ 10

Well Child Care Plan Pays 100% 6.3%$ 10

Physical Therapy Ded then 100% 7.2%$ 10 $ 5,950

Occupational Therapy Ded then 100% 0.2%$ 10 $ 5,950

Speech Therapy Ded then 100% 0.3%$ 10 $ 5,950

Home Health Ded then 100% 1.3%$ 10 $ 5,950

Routine Eye 0.0%$ 10

Routine GYN Plan Pays 100% 3.0%$ 10

Specialist Ded then 100% 56.9%$ 10 $ 5,950

Chiro Ded then 100% 2.9%$ 10 $ 5,950

TOTAL ALLOWED CHARGES % 100.0% 0.0% 0.0% 100.0% 86.5%

SUBSTANTIALLY ALL TEST RESULTS: 2/3 test is met only for scenario where plan pays 100% Deductible may be applied to BH outpatient

The sum of the input weights corresponding to "copay" = 0.0%. This is less than 2/3. The sum of the input weights corresponding to "coins" = 0.0%. This is less than 2/3. The sum of the input weights corresponding to "Plan Pays 100%" = 100.0%. This is greater than 2/3. The sum of the input weights corresponding to "Ded" = 86.5%. This is greater than 2/3.

PREDOMINANT TEST RESULTS: Deductible of $5,950 may be applied There is no predominant cost

Outpatient MH/SA benefit: Plan Pays 100% after deductible.This benefit passes.

ALIC: 2016 CT IVL Rate Filing Section F Aetna Life Insurance Company - Connecticut Individual Response to Bulletin HC-87 Dated August 1, 2011 April 30, 2015 CT Aetna Bronze Deductible Only HSA Eligible OAMC PD

Plan Pays Benefit Feature Adj. Weight Copay Coins (plan paid) 100% Ded PCP Ded then 100% 17.4%$ 10 $ 6,450

Walk In Clinics Ded then 100% 0.2%$ 10 $ 6,450

Evisit 0.0%$ 10

Routine Physicals Plan Pays 100% 4.2%$ 10

Well Child Care Plan Pays 100% 6.3%$ 10

Physical Therapy Ded then 100% 7.2%$ 10 $ 6,450

Occupational Therapy Ded then 100% 0.2%$ 10 $ 6,450

Speech Therapy Ded then 100% 0.3%$ 10 $ 6,450

Home Health Ded then 100% 1.3%$ 10 $ 6,450

Routine Eye 0.0%$ 10

Routine GYN Plan Pays 100% 3.0%$ 10

Specialist Ded then 100% 56.9%$ 10 $ 6,450

Chiro Ded then 100% 2.9%$ 10 $ 6,450

TOTAL ALLOWED CHARGES % 100.0% 0.0% 0.0% 100.0% 86.5%

SUBSTANTIALLY ALL TEST RESULTS: 2/3 test is met only for scenario where plan pays 100% Deductible may be applied to BH outpatient

The sum of the input weights corresponding to "copay" = 0.0%. This is less than 2/3. The sum of the input weights corresponding to "coins" = 0.0%. This is less than 2/3. The sum of the input weights corresponding to "Plan Pays 100%" = 100.0%. This is greater than 2/3. The sum of the input weights corresponding to "Ded" = 86.5%. This is greater than 2/3.

PREDOMINANT TEST RESULTS: Deductible of $6,450 may be applied There is no predominant cost

Outpatient MH/SA benefit: Plan Pays 100% after deductible.This benefit passes.

ALIC: 2016 CT IVL Rate Filing Section F Aetna Life Insurance Company - Connecticut Individual Response to Bulletin HC-87 Dated August 1, 2011 April 30, 2015 CT Aetna Whole Health Bronze $35 Copay PD - Tier 1

Plan Pays Benefit Feature Adj. Weight Copay Coins (plan paid) 100% Ded PCP Copay 17.4%$ 35

Walk In Clinics Copay 0.2%$ 35

Evisit 0.0%$ 10

Routine Physicals Plan Pays 100% 4.2%$ 10

Well Child Care Plan Pays 100% 6.3%$ 10

Physical Therapy Ded then Copay 7.2%$ 30 $ 5,750

Occupational Therapy Ded then Copay 0.2%$ 75 $ 5,750

Speech Therapy Ded then Copay 0.3%$ 75 $ 5,750

Home Health Coins 1.3%$ 10 75%

Routine Eye 0.0%$ 10

Routine GYN Plan Pays 100% 3.0%$ 10

Specialist Ded then Copay 56.9%$ 50 $ 5,750

Chiro Ded then Copay 2.9%$ 75 $ 5,750

TOTAL ALLOWED CHARGES % 100.0% 85.1% 1.3% 13.5% 67.5%

SUBSTANTIALLY ALL TEST RESULTS: BH outpatient may be subject to copay Deductible may be applied to BH outpatient

The sum of the input weights corresponding to "copay" = 85.1%. This is greater than 2/3. The sum of the input weights corresponding to "coins" = 1.3%. This is less than 2/3. The sum of the input weights corresponding to "Plan Pays 100%" = 13.5%. This is less than 2/3. The sum of the input weights corresponding to "Ded" = 67.5%. This is greater than 2/3.

PREDOMINANT TEST RESULTS: Deductible of $5,750 may be applied Copay of $50 or lower may be applied to BH outpatient

Outpatient MH/SA benefit: $50 Copay after deductible.This benefit passes.

ALIC: 2016 CT IVL Rate Filing Section F Aetna Life Insurance Company - Connecticut Individual Response to Bulletin HC-87 Dated August 1, 2011 April 30, 2015 CT Aetna Whole Health Bronze $35 Copay PD - Tier 2

Plan Pays Benefit Feature Adj. Weight Copay Coins (plan paid) 100% Ded PCP Ded then Copay 17.4%$ 40 $ 6,750

Walk In Clinics Ded then Copay 0.2%$ 40 $ 6,750

Evisit 0.0%$ 10

Routine Physicals Plan Pays 100% 4.2%$ 10

Well Child Care Plan Pays 100% 6.3%$ 10

Physical Therapy Ded then Copay 7.2%$ 30 $ 6,750

Occupational Therapy Ded then Copay 0.2%$ 75 $ 6,750

Speech Therapy Ded then Copay 0.3%$ 75 $ 6,750

Home Health Coins 1.3%$ 10 75%

Routine Eye 0.0%$ 10

Routine GYN Plan Pays 100% 3.0%$ 10

Specialist Ded then Copay 56.9%$ 50 $ 6,750

Chiro Ded then Copay 2.9%$ 75 $ 6,750

TOTAL ALLOWED CHARGES % 100.0% 85.1% 1.3% 13.5% 85.1%

SUBSTANTIALLY ALL TEST RESULTS: BH outpatient may be subject to copay Deductible may be applied to BH outpatient

The sum of the input weights corresponding to "copay" = 85.1%. This is greater than 2/3. The sum of the input weights corresponding to "coins" = 1.3%. This is less than 2/3. The sum of the input weights corresponding to "Plan Pays 100%" = 13.5%. This is less than 2/3. The sum of the input weights corresponding to "Ded" = 85.1%. This is greater than 2/3.

PREDOMINANT TEST RESULTS: Deductible of $6,750 may be applied Copay of $50 or lower may be applied to BH outpatient

Outpatient MH/SA benefit: $50 Copay after deductible.This benefit passes.

ALIC: 2016 CT IVL Rate Filing Section F Aetna Life Insurance Company - Connecticut Individual Response to Bulletin HC-87 Dated August 1, 2011 April 30, 2015 CT Aetna Gold $10 Copay OAMC PD

Plan Pays Benefit Feature Adj. Weight Copay Coins (plan paid) 100% Ded PCP Copay 17.5%$ 10

Walk In Clinics Copay 0.0%$ 10

Evisit 0.0%$ 10

Routine Physicals Plan Pays 100% 4.2%

Well Child Care Plan Pays 100% 6.3%

Physical Therapy Ded then Coins 7.3% 80%$ 1,400

Occupational Therapy Ded then Coins 0.2% 80%$ 1,400

Speech Therapy Ded then Coins 0.3% 80%$ 1,400

Home Health Coins 1.3% 80%$ 1,400

Routine Eye 0.0%

Routine GYN Plan Pays 100% 3.0%

Specialist Copay 57.0%$ 40

Chiro Ded then Coins 2.9% 80%$ 1,400

TOTAL ALLOWED CHARGES % 100.0% 74.5% 12.0% 13.5% 10.6%

SUBSTANTIALLY ALL TEST RESULTS: BH outpatient may be subject to copay No deductible may be applied to BH outpatient

The sum of the input weights corresponding to "copay" = 74.5%. This is greater than 2/3. The sum of the input weights corresponding to "coins" = 12.0%. This is less than 2/3. The sum of the input weights corresponding to "Plan Pays 100%" = 13.5%. This is less than 2/3. The sum of the input weights corresponding to "Ded" = 10.6%. This is less than 2/3.

PREDOMINANT TEST RESULTS: Copay of $40 or lower may be applied to BH outpatient

Outpatient MH/SA benefit: $40 Copay with deductible waived.This benefit passes.

ALIC: 2016 CT IVL Rate Filing Section F Aetna Life Insurance Company - Connecticut Individual Response to Bulletin HC-87 Dated August 1, 2011 April 30, 2015 CT Aetna Whole Health Gold $5 Copay PD - Tier 1

Plan Pays Benefit Feature Adj. Weight Copay Coins (plan paid) 100% Ded PCP Copay 17.5%$ 5

Walk In Clinics Copay 0.0%$ 5

Evisit 0.0%$ 5

Routine Physicals Plan Pays 100% 4.2%

Well Child Care Plan Pays 100% 6.3%

Physical Therapy Ded then Coins 7.3% 80%$ 1,250

Occupational Therapy Ded then Coins 0.2% 80%$ 1,250

Speech Therapy Ded then Coins 0.3% 80%$ 1,250

Home Health Coins 1.3% 80%$ 1,250

Routine Eye 0.0%

Routine GYN Plan Pays 100% 3.0%

Specialist Copay 57.0%$ 40

Chiro Ded then Coins 2.9% 80%$ 1,250

TOTAL ALLOWED CHARGES % 100.0% 74.5% 12.0% 13.5% 10.6%

SUBSTANTIALLY ALL TEST RESULTS: BH outpatient may be subject to copay No deductible may be applied to BH outpatient

The sum of the input weights corresponding to "copay" = 74.5%. This is greater than 2/3. The sum of the input weights corresponding to "coins" = 12.0%. This is less than 2/3. The sum of the input weights corresponding to "Plan Pays 100%" = 13.5%. This is less than 2/3. The sum of the input weights corresponding to "Ded" = 10.6%. This is less than 2/3.

PREDOMINANT TEST RESULTS: Copay of $40 or lower may be applied to BH outpatient

Outpatient MH/SA benefit: $40 Copay with deductible waived.This benefit passes.

ALIC: 2016 CT IVL Rate Filing Section F Aetna Life Insurance Company - Connecticut Individual Response to Bulletin HC-87 Dated August 1, 2011 April 30, 2015 CT Aetna Whole Health Gold $5 Copay PD - Tier 2

Plan Pays Benefit Feature Adj. Weight Copay Coins (plan paid) 100% Ded PCP Copay 17.4%$ 30

Walk In Clinics Copay 0.2%$ 5

Evisit 0.0%$ 10

Routine Physicals Plan Pays 100% 4.2%$ 10

Well Child Care Plan Pays 100% 6.3%$ 10

Physical Therapy Ded then Coins 7.2%$ 10 80%$ 3,500

Occupational Therapy Ded then Coins 0.2%$ 10 80%$ 3,500

Speech Therapy Ded then Coins 0.3%$ 10 80%$ 3,500

Home Health Coins 1.3%$ 10 75%

Routine Eye 0.0%$ 10

Routine GYN Plan Pays 100% 3.0%$ 10

Specialist Ded then Copay 56.9%$ 50 $ 3,500

Chiro Ded then Coins 2.9%$ 10 80%$ 3,500

TOTAL ALLOWED CHARGES % 100.0% 74.5% 11.9% 13.5% 67.5%

SUBSTANTIALLY ALL TEST RESULTS: BH outpatient may be subject to copay Deductible may be applied to BH outpatient

The sum of the input weights corresponding to "copay" = 74.5%. This is greater than 2/3. The sum of the input weights corresponding to "coins" = 11.9%. This is less than 2/3. The sum of the input weights corresponding to "Plan Pays 100%" = 13.5%. This is less than 2/3. The sum of the input weights corresponding to "Ded" = 67.5%. This is greater than 2/3.

PREDOMINANT TEST RESULTS: Deductible of $3,500 may be applied Copay of $50 or lower may be applied to BH outpatient

Outpatient MH/SA benefit: $50 Copay after deductible.This benefit passes.

ALIC: 2016 CT IVL Rate Filing Section F Aetna Life Insurance Company - Connecticut Individual Response to Bulletin HC-87 Dated August 1, 2011 April 30, 2015 CT Costco Silver $10 Copay OAMC PD

Plan Pays Benefit Feature Adj. Weight Copay Coins (plan paid) 100% Ded PCP Copay 17.5%$ 10

Walk In Clinics Copay 0.0%$ 10

Evisit 0.0%$ 10

Routine Physicals Plan Pays 100% 4.2%

Well Child Care Plan Pays 100% 6.3%

Physical Therapy Ded then Coins 7.3% 70%$ 4,000

Occupational Therapy Ded then Coins 0.2% 70%$ 4,000

Speech Therapy Ded then Coins 0.3% 70%$ 4,000

Home Health Coins 1.3% 75%$ 4,000

Routine Eye 0.0%

Routine GYN Plan Pays 100% 2.9%

Specialist Copay 57.0%$ 50

Chiro Ded then Coins 2.9% 70%$ 4,000

TOTAL ALLOWED CHARGES % 100.0% 74.6% 12.0% 13.5% 10.6%

SUBSTANTIALLY ALL TEST RESULTS: BH outpatient may be subject to copay No deductible may be applied to BH outpatient

The sum of the input weights corresponding to "copay" = 74.6%. This is greater than 2/3. The sum of the input weights corresponding to "coins" = 12.0%. This is less than 2/3. The sum of the input weights corresponding to "Plan Pays 100%" = 13.5%. This is less than 2/3. The sum of the input weights corresponding to "Ded" = 10.6%. This is less than 2/3.

PREDOMINANT TEST RESULTS: Copay of $50 or lower may be applied to BH outpatient

Outpatient MH/SA benefit: $50 Copay with deductible waived.This benefit passes.

ALIC: 2016 CT IVL Rate Filing Section F Aetna Life Insurance Company - Connecticut Individual Response to Bulletin HC-87 Dated August 1, 2011 April 30, 2015 CT Aetna Silver $10 Copay OAMC PD

Plan Pays Benefit Feature Adj. Weight Copay Coins (plan paid) 100% Ded PCP Copay 17.5%$ 10

Walk In Clinics Copay 0.0%$ 10

Evisit 0.0%$ 10

Routine Physicals Plan Pays 100% 4.2%

Well Child Care Plan Pays 100% 6.3%

Physical Therapy Ded then Coins 7.3% 70%$ 4,000

Occupational Therapy Ded then Coins 0.2% 70%$ 4,000

Speech Therapy Ded then Coins 0.3% 70%$ 4,000

Home Health Coins 1.3% 75%$ 4,000

Routine Eye 0.0%

Routine GYN Plan Pays 100% 3.0%

Specialist Copay 57.0%$ 50

Chiro Ded then Coins 2.9% 70%$ 4,000

TOTAL ALLOWED CHARGES % 100.0% 74.5% 12.0% 13.5% 10.6%

SUBSTANTIALLY ALL TEST RESULTS: BH outpatient may be subject to copay No deductible may be applied to BH outpatient

The sum of the input weights corresponding to "copay" = 74.5%. This is greater than 2/3. The sum of the input weights corresponding to "coins" = 12.0%. This is less than 2/3. The sum of the input weights corresponding to "Plan Pays 100%" = 13.5%. This is less than 2/3. The sum of the input weights corresponding to "Ded" = 10.6%. This is less than 2/3.

PREDOMINANT TEST RESULTS: Copay of $50 or lower may be applied to BH outpatient

Outpatient MH/SA benefit: $50 Copay with deductible waived.This benefit passes.

ALIC: 2016 CT IVL Rate Filing Section F Aetna Life Insurance Company - Connecticut Individual Response to Bulletin HC-87 Dated August 1, 2011 April 30, 2015 CT Aetna Whole Health Silver $10 Copay PD - Tier 1

Plan Pays Benefit Feature Adj. Weight Copay Coins (plan paid) 100% Ded PCP Copay 17.5%$ 10

Walk In Clinics Copay 0.0%$ 10

Evisit 0.0%$ 10

Routine Physicals Plan Pays 100% 4.2%

Well Child Care Plan Pays 100% 6.3%

Physical Therapy Ded then Coins 7.3% 80%$ 3,750

Occupational Therapy Ded then Coins 0.2% 80%$ 3,750

Speech Therapy Ded then Coins 0.3% 80%$ 3,750

Home Health Coins 1.3% 80%$ 3,750

Routine Eye 0.0%

Routine GYN Plan Pays 100% 3.0%

Specialist Copay 57.0%$ 50

Chiro Ded then Coins 2.9% 80%$ 3,750

TOTAL ALLOWED CHARGES % 100.0% 74.5% 12.0% 13.5% 10.6%

SUBSTANTIALLY ALL TEST RESULTS: BH outpatient may be subject to copay No deductible may be applied to BH outpatient

The sum of the input weights corresponding to "copay" = 74.5%. This is greater than 2/3. The sum of the input weights corresponding to "coins" = 12.0%. This is less than 2/3. The sum of the input weights corresponding to "Plan Pays 100%" = 13.5%. This is less than 2/3. The sum of the input weights corresponding to "Ded" = 10.6%. This is less than 2/3.

PREDOMINANT TEST RESULTS: Copay of $50 or lower may be applied to BH outpatient

Outpatient MH/SA benefit: $50 Copay with deductible waived.This benefit passes.

ALIC: 2016 CT IVL Rate Filing Section F Aetna Life Insurance Company - Connecticut Individual Response to Bulletin HC-87 Dated August 1, 2011 April 30, 2015 CT Aetna Whole Health Silver $10 Copay PD - Tier 2

Plan Pays Benefit Feature Adj. Weight Copay Coins (plan paid) 100% Ded PCP Ded then Copay 17.4%$ 40 $ 5,750

Walk In Clinics Ded then Copay 0.2%$ 40 $ 5,750

Evisit 0.0%$ 10

Routine Physicals Plan Pays 100% 4.2%$ 10

Well Child Care Plan Pays 100% 6.3%$ 10

Physical Therapy Ded then Coins 7.2%$ 10 80%$ 5,750

Occupational Therapy Ded then Coins 0.2%$ 10 80%$ 5,750

Speech Therapy Ded then Coins 0.3%$ 10 80%$ 5,750

Home Health Coins 1.3%$ 10 75%

Routine Eye 0.0%$ 10

Routine GYN Plan Pays 100% 3.0%$ 10

Specialist Ded then Copay 56.9%$ 50 $ 5,750

Chiro Ded then Coins 2.9%$ 10 80%$ 5,750

TOTAL ALLOWED CHARGES % 100.0% 74.5% 11.9% 13.5% 85.1%

SUBSTANTIALLY ALL TEST RESULTS: BH outpatient may be subject to copay Deductible may be applied to BH outpatient

The sum of the input weights corresponding to "copay" = 74.5%. This is greater than 2/3. The sum of the input weights corresponding to "coins" = 11.9%. This is less than 2/3. The sum of the input weights corresponding to "Plan Pays 100%" = 13.5%. This is less than 2/3. The sum of the input weights corresponding to "Ded" = 85.1%. This is greater than 2/3.

PREDOMINANT TEST RESULTS: Deductible of $5,750 may be applied Copay of $50 or lower may be applied to BH outpatient

Outpatient MH/SA benefit: $50 Copay after deductible.This benefit passes.

ALIC: 2016 CT IVL Rate Filing Section F 151 Farmington Avenue – RS12 Hartford, CT 06156-7400

August 5, 2015

Mr. Paul Lombardo, ASA, MAAA Department of Life and Health State of Connecticut Insurance Department 153 Market Street Hartford, CT 06142-0816

Subject: AETNA LIFE INSURANCE COMPANY (ALIC) CT Individual Rate Filing - Effective January 1, 2016 through December 31, 2016 SERFF #: AETN-130050992; NAIC #: 60054; HIOS Product ID: 39159CT008, 39159CT009 FINAL FILING REVISIONS

Dear Mr. Lombardo:

Enclosed is a revised Individual Health Rate Filing for Aetna Life Insurance Company (ALIC) for plans that will be offered to Individuals off-Exchange in Connecticut for effective dates of January 1, 2016 through December 31, 2016. This filing is being provided to comply with State and Federal regulatory rate filing requirements and is not intended to be used for other purposes.

The revisions reflected herein include 1) a reduction in annual trend to 6.5%, and 2) an increase in the expected net Risk Adjustment to $25.00 PMPM as a receiver.

These revisions have prompted changes to the rate filing sections noted below: • The CT Supplemental Actuarial Memorandum and Certification - revised • Section A – Historical Experience & Trend- revised • Section B - 2015 Single Premium Base Rate Development exhibits - revised • Section C - Premium Rate Manual exhibits - revised • Section D – 2016 Individual Benefit Plan Summaries & Actuarial Value Calculation exhibits • Section E – Federal Actuarial Memorandum & URRT exhibits - revised • Section F – Mental Health Parity Certifications • Appendix A - revised

We have tried to present this information in a manner that will facilitate the Department’s review. If there are changes we can make to improve the process in the future, please let us know. For any questions or concerns you may have, please contact Geoff Shannon or me at [email protected] or [email protected], respectively.

Sincerely,

Jennifer N. Juke Director, Actuarial Aetna Paid Claims Triangle for: Connecticut Small Group - Medical For claims incurred and paid from Apr-11 through Mar-15

Month MONTH PAID

Incurred INC INC + 1 INC + 2 INC + 3 INC + 4 INC + 5 INC + 6 INC + 7 INC + 8 INC + 9 INC + 10 INC + 11 INC + 12 INC + 13 INC + 14 INC + 15 INC + 16 INC + 17 INC + 18 INC + 19 INC + 20 INC + 21 INC + 22 INC + 23 INC + 24 INC + 25 INC + 26 INC + 27 INC + 28 INC + 29 INC + 30

Apr-11 2,671,373 3,382,936 1,568,044 529,719 -72,891 27,468 30,834 24,092 71,319 -10,737 49,147 -1,032 -64,700 -1,025 -9,902 -27,439 13,142 -16,684 14,978 10,851 -3,294 1,268 -7,077 -6,920 1,226 30 -775 -2,884 -148 -926 8,994

May-11 2,160,107 3,195,775 874,119 324,997 36,067 59,755 27,170 52,090 2,619 -14,842 775 20,234 2,724 -15,486 -9,677 4,595 -17,553 -1,923 -1,023 243 -4,024 -5,691 -7,997 44 109 -251 -176 65 0 153 10

Jun-11 2,321,082 3,138,360 775,590 224,719 107,065 141,125 27,858 269,017 -1,897 13,787 -606 2,529 -11,568 17,987 -1,370 -34,390 -407 -952 1,214 -37 -1,711 -4,745 -6 -5,446 -2,398 50 454 0500

Jul-11 1,968,738 3,841,754 896,746 188,669 163,453 400,911 77,561 -15,565 25,833 4,190 -26,577 2,375 -4,044 337 -6,875 -215 3,933 636 -7,516 -12,741 2,375 1,851 -8,736 15 -369 731 -86 17,398 0 0 0

Aug-11 2,565,709 3,738,045 538,687 204,772 48,153 28,171 52,580 1,724 4,061 8,151 15,976 580 -51 -28,260 6,983 -2,274 -90 50 -15,831 16 1,142 50 3 306 15 0 745 0 237 0 -3,325

Sep-11 2,361,872 3,275,666 652,754 339,088 48,632 83,457 40,935 30,210 11,281 4,101 3,468 -24,443 1,289 -934 17,519 22,317 -5,270 -5,918 -1,133 -7,220 192 -1,588 -29,393 284 256 2 0 0 -4,458 -3,161 340

Oct-11 2,647,803 3,372,376 2,007,076 132,676 161,814 517,249 2,208 21,778 -8,471 3,679 -20,998 -26,610 8,806 -4,869 4,046 -2,606 -27,009 -12,103 -1,602 5,817 3,417 16,105 -71 3,152 2 -440 12 -6,080 -656 3,655 -7,968

Nov-11 2,587,319 4,119,153 1,177,760 728,707 161,568 74,686 58,876 -66,007 7,427 -75 -13,073 102 2,762 -72,760 4,807 -19,894 -2,947 -1,958 -3,497 -377 10,147 378 -17 -276 -126 -915 112 -18 8,726 692 -181

Dec-11 2,960,014 4,097,552 1,097,450 255,588 228,707 48,901 26,419 10,326 12,027 -2,774 22,722 4,941 -879 -5,686 -11,518 3,609 -1,206 -15,435 29,719 416 1,777 -706 -26,250 -793 10 155 -1,707 6,764 3,257 12 209

Jan-12 2,223,304 3,996,866 1,108,936 418,020 147,229 64,147 16,966 2,926 47,048 -1,255 -2,214 -1,365 -4,822 -14,344 9,752 -4,089 1,937 6 -511 -1,937 4,572 -1,466 -28,002 37 45 -1,502 160 439 36 -293 2,620

Feb-12 2,300,353 4,420,499 898,621 597,012 135,496 22,418 69,474 81,435 1,478 11,797 -1,118 -7,444 -6,349 -2,115 548 -3,282 883 -659 997 3,622 -564 -11 51 -1,887 656 -1,351 250 585 0 -71 -3,137

Mar-12 3,214,505 3,974,910 927,565 313,613 148,872 47,853 46,888 30,913 42,320 -4,716 -3,177 5,692 1,365 3,502 -3,030 8,188 56,709 5,547 456 -8,399 136 -20 -722 -208 -437 57 22 -2,623 3,115 152 -10,230

Apr-12 3,183,225 4,652,831 950,189 175,208 109,053 18,913 -8,302 10,004 -59,198 9,709 32,312 2,599 1,396 12,955 -2,127 34,720 -45,113 645 -404 -17,482 381 -2,702 -3,560 315 -1,287 -90 521 352 0 -1,536 0

May-12 3,307,933 4,668,624 530,703 190,818 99,354 288,597 41,960 6,799 7,069 53,629 18,306 48,284 -4,653 12,162 2,079 -20,927 1,871 -26,956 5,574 923 -2,357 -1,768 2 58 -70 505 -1,141 -70 708 0 48,496

Jun-12 3,492,632 4,784,129 532,340 310,373 135,626 60,245 17,963 14,813 26,144 -21,968 29,160 -2,040 29,144 -5,123 -2,213 8,151 -1,718 -2,032 -97 -8,139 -9,467 -169 16,192 -1,204 228 -3,941 66 256 0 321 0

Jul-12 3,483,434 5,369,606 497,905 242,159 120,597 33,009 12,220 20,434 4,596 40,073 -2,358 -1,033 21,308 8,114 2,231 -830 -4,006 -3,561 -68 -3,515 -401 54 -1,738 921 -2,322 -899 -4,232 -704 0 85 56

Aug-12 4,086,193 5,021,281 876,364 159,554 87,854 42,432 34,786 62,455 50,570 41,256 11,657 13,419 6,403 -37,898 -2,203 5,735 2,780 589 1,505 933 26 501 357 -173 58 -11,291 1,250 19 61 -34,403 -570

Sep-12 3,082,820 5,233,289 683,222 724,411 80,607 169,729 96,043 23,920 36,842 301,919 9,748 -7,959 60,871 2,975 326 -1,995 -1,193 -4,205 72 45 -283 314 309 20 -3,035 -2,267 -1,089 -561 6,582 63 30

Oct-12 4,206,807 4,944,768 1,168,258 290,084 190,502 84,637 146,467 38,140 52,221 6,499 -17,295 29,180 21,970 2,415 -3,015 2,771 -3,816 -38,385 871 -946 -78 -900 -957 -8,475 616 -2,537 0 -1,644 3,424 -7,485 0

Nov-12 3,719,977 5,737,418 1,364,809 447,919 141,215 114,938 100,721 44,077 19,575 32,517 33,801 -13,719 154 -90,674 -647 21,816 -7,362 -2,732 -3,380 -31,956 -4,688 489 -147,660 -1,713 -174 279 -32,317 216 -47 0 0

Dec-12 4,011,982 5,275,231 1,096,247 448,203 177,632 104,623 87,133 106,207 227,611 -7,888 -49,020 -143,212 -44,013 4,227 3,033 50,688 -339 86,527 -396 -3,328 5,856 -153,256 -1,204 25,856 -294 -17,819 1,220 -1,400 0 0 0

Jan-13 2,606,508 4,895,105 1,128,971 616,331 200,475 279,310 65,873 267,627 30,812 12,383 -1,347 2,966 -2,566 -4,330 5,544 -4,328 2,159 -956 2,789 -3,738 -47,962 -11,689 -616 -302 6,632 -97 2,987 0000

Feb-13 1,853,390 4,631,813 1,089,715 439,119 153,164 103,903 20,729 35,422 83,964 25,473 7,551 10,942 11,356 25,927 -932 -2,101 -393 924 -960 -8,918 -14,150 2,683 -6,672 -11,443 317 2,922 00000

Mar-13 2,075,222 5,205,178 1,309,270 683,808 608,480 192,043 121,061 22,040 34,737 -9,696 67,537 17,403 43,417 -38 19,909 16,582 -23,620 -3,075 -10,652 -8,492 -13,845 -2,565 -9,502 1,648 4,106 000000

Apr-13 2,566,298 5,436,166 763,878 457,878 179,128 352,609 46,163 51,461 25,150 5,423 6,278 15,277 3,480 -2,562 5,149 -8,141 13,073 1,438 -2,933 -4,026 201 -5,819 4,110 4,673 0000000

May-13 2,695,812 5,630,564 1,186,291 1,143,205 225,074 46,569 32,117 6,367 2,162 6,971 1,899 13,177 -281 18,105 14,475 440,775 -22,918 217 -182 1,497 -1,413 -4,064 5,158 00000000

Jun-13 1,825,273 5,490,364 1,552,864 364,033 174,601 56,886 19,977 19,711 7,884 30,640 3,143 -18,071 4,353 -11,189 -22,537 -22,264 -11,118 243 -221 -2,044 -321 11,364 000000000

Jul-13 2,176,604 5,377,168 1,394,301 599,571 175,992 67,181 88,160 64,354 31,782 26,121 -20,132 -21,859 -13,382 7,450 -7,946 1,026 -593 -2,329 487 -90 2,126 0000000000

Aug-13 1,995,632 6,357,216 816,044 492,211 292,639 125,124 112,160 35,592 15,150 1,053 3,047 -15,521 2,804 -1,400 -11,451 -7,207 -7,822 -2,671 14,866 8,820 00000000000

Sep-13 3,012,897 5,172,297 849,726 371,998 1,249,638 640,734 110,231 14,465 34,654 -73,502 -1,001 -3,701 -4,443 16,414 -378,330 -142,480 -737 -3,672 2,291 000000000000

Oct-13 3,047,903 5,697,835 927,059 275,727 162,563 116,053 19,500 14,112 -1,980 -21,461 4,665 27,639 18,251 -5,880 -13,621 -14,474 3,976 -2,484 0 0 00000000000

Nov-13 2,267,637 6,483,780 1,017,213 361,029 367,912 204,890 -4,666 17,376 28,320 7,446 18,526 12,384 -2,017 -10,041 -2,888 -896 5,880 0 0000000000000

Dec-13 3,219,472 4,999,355 1,296,295 602,649 87,691 147,080 29,492 1,078 -9,512 63,643 3,226 -3,303 12,595 3,767 -223 6,390 0 0 0000000000000

Jan-14 1,963,681 6,261,136 1,394,908 844,607 382,904 -24,337 29,487 21,578 41,554 19,643 7,741 -24,115 10,554 31,689 947 0 0 0 0000000000000

Feb-14 1,443,487 6,831,945 808,306 572,720 870,852 70,957 463,863 43,382 50,143 34,380 -21,187 -43,506 5,729 5,037 00000000000000000

Mar-14 3,350,528 5,833,625 997,040 860,589 136,624 131,610 35,489 133,950 25,547 -21,345 -92,482 -110,128 17,991 000000000000000000

Apr-14 3,266,842 7,579,036 1,543,936 628,402 219,835 137,440 89,965 59,373 39,284 8,151 40,995 3,145 0000000000000000000

May-14 2,906,623 7,930,346 1,120,847 758,388 170,210 148,724 27,187 38,798 11,423 773,082 8,066 00000000000000000000

Jun-14 3,634,795 6,814,724 1,649,343 813,284 395,406 140,266 47,113 -6,903 44,147 57,388 000000000000000000000

Jul-14 3,165,277 7,370,412 1,493,343 288,996 215,595 47,750 7,989 45,916 21,968 0000000000000000000000

Aug-14 2,718,528 8,020,201 1,005,841 876,486 286,871 111,102 70,616 96,814 00000000000000000000000

Sep-14 3,912,673 7,778,622 1,359,711 701,033 187,854 -2,428 44,483 000000000000000000000000

Oct-14 3,554,766 8,811,475 1,682,124 412,591 251,154 56,446 0000000000000000000000000

Nov-14 2,961,645 8,863,099 735,172 713,358 301,793 00000000000000000000000000

Dec-14 4,688,229 8,574,989 1,147,095 642,087 000000000000000000000000000

Jan-15 2,433,398 8,264,480 1,803,022 0000000000000000000000000000

Feb-15 1,599,650 9,657,218 00000000000000000000000000000

Mar-15 3,445,877 000000000000000000000000000000

Aetna Life Insurance Company ‐ 2016 Small Group Rate Filing Page 1 of 2 Section A ‐ Claim Lag MONTH PAID

INC + 31 INC + 32 INC + 33 INC + 34 INC + 35 INC + 36 INC + 37 INC + 38 INC + 39 INC + 40 INC + 41 INC + 42 INC + 43 INC + 44 INC + 45 INC + 46 INC + 47

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-169 48 381 -402 -52 -150 0 1,140 000000000

12 839 250 0 -1,522 000000000000

219 3,220 0 -11,221 0 -25 0 0 0 -149 0000000

-1,285 -58 749 -7 -1,972 0 -4 0000000000

301 -5,574 -577 0 -330 261 00000000000

-3,510 -478 -20 -94 52 000000000000

73 0 0 -308 0000000000000

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0 -202 0 -841 0000000000000

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Aetna Life Insurance Company ‐ 2016 Small Group Rate Filing Page 2 of 2 Section A ‐ Claim Lag 151 Farmington Avenue – RS12 Hartford, CT 06156-7400

August 17, 2015

Mr. Paul Lombardo, ASA, MAAA Department of Life and Health State of Connecticut Insurance Department 153 Market Street Hartford, CT 06142-0816

Subject: AETNA LIFE INSURANCE COMPANY (ALIC) CT Individual Rate Filing - Effective January 1, 2016 through December 31, 2016 SERFF #: AETN-130050992; NAIC #: 60054; HIOS Product ID: 39159CT008, 39159CT009 FINAL FILING REVISIONS with Changes to Mandates

Dear Mr. Lombardo:

Enclosed is a revised Individual Health Rate Filing for Aetna Life Insurance Company (ALIC) for plans that will be offered to Individuals off-Exchange in Connecticut for effective dates of January 1, 2016 through December 31, 2016. This filing is being provided to comply with State and Federal regulatory rate filing requirements and is not intended to be used for other purposes.

The revisions reflected herein include 1) a +0.2% adjustment for the liberalization of the CT Infertility mandate, and 2) a correction to the CT Exchange fee, from 1.35% to 1.65%.

These revisions have prompted changes to the rate filing sections noted below: • The CT Supplemental Actuarial Memorandum and Certification - revised • Section A – Historical Experience & Trend- revised • Section B - 2015 Single Premium Base Rate Development exhibits - revised • Section C - Premium Rate Manual exhibits - revised • Section D – 2016 Individual Benefit Plan Summaries & Actuarial Value Calculation exhibits • Section E – Federal Actuarial Memorandum & URRT exhibits - revised • Section F – Mental Health Parity Certifications • Appendix A - revised

We have tried to present this information in a manner that will facilitate the Department’s review. If there are changes we can make to improve the process in the future, please let us know. For any questions or concerns you may have, please contact Geoff Shannon or me at [email protected] or [email protected], respectively.

Sincerely,

Jennifer N. Juke Director, New England Actuarial Aetna CONNECTICUT - FINANCIAL INFORMATION

> The information below is based on the latest available financial results of Aetna Life Insurance Company's financial statements and Federal MLR reporting.

• Retention Charge A comparison of the proposed retention charge in the filing to the most recently filed statutory financial statement for the regulated entity for which this filing is being made.

Filed retention charge, including federal & state taxes and fees 24.4% 2014 Annual Financial Statement, page 24.CT, Accident & Health Insurance Line 24-Group Policies*, column 5-Direct Losses Incurred $ 507,664,368 = 76.6%, or 23.4% Line 24-Group Policies*, column 2-Direct Premiums Earned $ 663,018,481 * reflects all CT business

• Federal MLR Estimate A demonstration that the increase requested in this rate filing will produce an expected medical loss ratio, for rebate purposes, that is consistent with the 80% prescribed by the federal law for individual and small group health insurance.

Premium Claims Earned Premium 100.0% Expected Medical Benefits (MBR) 75.6% Premium Reductions: Federal & State taxes plus licensing & -9.5% regulatory fees Claim Adjustments: Quality Improvement expenses 0.91% Net Numerator (MBR) 76.5% Net Denominator (Premium) 90.5% Resulting adjusted Federal MLR 84.5%

• Current Capital and Surplus The current capital and surplus for the regulated entity for which this filing is being made.

Aetna Life Insurance Company - 2014 Annual Statement Summary of Operations, page 4, line 55 is: $ 3,871,900,692 > This reflects the capital & surplus for ALIC in its entirety, nationally & across all lines of business.

ALIC: 2016 CT IVL Rate Filing Revised 081715 Section A CONNECTICUT HISTORICAL EXPERIENCE

> The data below reflects the requested components of Aetna's Small Employer and Individual (ACA only) historical experience for both Aetna Life and Aetna Health, as applicable. > Results reflect claims paid through February 2015.

SMALL GROUP - ALIC & AHI, pre- & post-ACA INDIVIDUAL - ALIC ACA only Earned Completed Paid Earned Completed Paid Members Premium Claims MBR Claims Members Premium Claims MBR Claims CY 2007 61,101 $ 20,567,835 $ 17,301,597 84.1% $ 17,301,597 CY 2008 100,058 $ 32,814,369 $ 27,385,221 83.5% $ 27,385,221 CY 2009 194,627 $ 61,914,560 $ 49,730,102 80.3% $ 49,730,102 N/A CY 2010 335,706 $ 110,713,752 $ 90,891,861 82.1% $ 90,891,861 CY 2011 331,018 $ 118,081,224 $ 95,980,807 81.3% $ 95,980,807 CY 2012 434,022 $ 160,289,638 $ 133,561,183 83.3% $ 133,561,183

Jan-13 36,264 $ 14,111,448 $ 11,266,503 79.8% $ 11,266,503 Feb-13 35,833 $ 14,005,364 $ 9,915,269 70.8% $ 9,915,269 Mar-13 35,106 $ 13,870,574 $ 10,834,896 78.1% $ 10,824,061 Apr-13 35,041 $ 13,743,793 $ 11,337,550 82.5% $ 11,271,417 May-13 35,254 $ 13,871,310 $ 12,289,426 88.6% $ 12,213,128 Jun-13 35,123 $ 13,963,533 $ 11,335,219 81.2% $ 11,251,656 N/A Jul-13 36,441 $ 14,506,909 $ 12,029,019 82.9% $ 11,929,324 Aug-13 36,632 $ 14,598,719 $ 11,647,307 79.8% $ 11,629,837 Sep-13 37,449 $ 14,950,304 $ 11,520,809 77.1% $ 11,500,071 Oct-13 37,610 $ 15,035,307 $ 12,694,077 84.4% $ 12,668,689 Nov-13 37,854 $ 15,150,612 $ 12,780,115 84.4% $ 12,748,165 Dec-13 38,217 $ 15,438,415 $ 11,695,263 75.8% $ 11,660,177 CY 2013 436,824 $ 173,246,289 $ 139,345,453 80.4% $ 138,878,296

Jan-14 37,558 $ 15,605,237 $ 11,424,643 73.2% $ 11,351,048 3,126 $ 938,533 $ 1,021,069 108.8% $ 1,020,218 Feb-14 36,933 $ 15,356,989 $ 11,097,624 72.3% $ 11,052,597 3,249 $ 2,256,849 $ 1,476,962 65.4% $ 1,471,550 Mar-14 36,843 $ 15,257,072 $ 10,756,318 70.5% $ 10,747,658 3,632 $ 2,219,525 $ 1,641,387 74.0% $ 1,637,572 Apr-14 36,482 $ 15,104,345 $ 12,134,438 80.3% $ 12,039,443 3,875 $ 1,742,908 $ 2,001,901 114.9% $ 1,998,375 May-14 36,512 $ 15,157,821 $ 12,283,572 81.0% $ 12,224,581 4,199 $ 1,701,319 $ 2,104,859 123.7% $ 2,100,511 Jun-14 36,260 $ 15,119,553 $ 12,099,625 80.0% $ 12,022,233 4,314 $ 1,720,674 $ 1,534,794 89.2% $ 1,529,360 Jul-14 35,919 $ 15,085,121 $ 11,531,222 76.4% $ 11,437,421 4,413 $ 1,774,826 $ 1,628,911 91.8% $ 1,616,297 Aug-14 35,887 $ 14,992,239 $ 12,009,770 80.1% $ 11,860,457 4,794 $ 1,837,094 $ 1,695,949 92.3% $ 1,666,866 Sep-14 35,969 $ 15,261,594 $ 12,147,595 79.6% $ 11,915,045 5,321 $ 1,976,991 $ 2,841,339 143.7% $ 2,774,468 Oct-14 36,197 $ 15,507,048 $ 14,790,600 95.4% $ 14,191,487 5,805 $ 2,155,511 $ 2,693,365 125.0% $ 2,550,054 Nov-14 36,372 $ 15,758,380 $ 12,226,435 77.6% $ 11,426,228 6,337 $ 2,387,960 $ 2,392,073 100.2% $ 2,228,970 Dec-14 39,990 $ 17,901,077 $ 13,676,998 76.4% $ 11,402,167 6,387 $ 2,421,934 $ 2,572,180 106.2% $ 2,208,529 CY 2014 440,922 $ 186,106,476 $ 146,178,841 78.5% $ 141,670,367 55,452 $ 23,134,124 $ 23,604,789 102.0% $ 22,802,769

ALIC: 2016 CT IVL Rate Filing Section A CONNECTICUT HISTORICAL & PROJECTED TRENDS

> Due to the Individual block's lack of credibility over an extended period of time, Small Group data was used to determine the annual trend rate for Individual products. > The experience data & trend results below reflect combined claim experience for Aetna HMO and PPO SG products. > Allowed Claims were used as the basis for the Claim PMPM and Unit Cost results. > Claim experience is normalized, or brought to a common level, by adjusting over time for changes in: 1) demographics and 2) catastrophic claims.

**Allowed Claim PMPMs** *Normalized Allowed Claim PMPMs* CY CY Annual CY CY Annual 2013 2014 Trend 2013 2014 Trend Inpatient $ 88.30 $ 87.36 -1.1% $ 27.81 $ 28.03 0.8% Outpatient $ 68.61 $ 72.58 5.8% $ 21.61 $ 23.29 7.8% Physician $ 123.54 $ 128.33 3.9% $ 38.90 $ 41.18 5.8% Other $ 78.15 $ 80.10 2.5% $ 24.61 $ 25.70 4.4% Pharmacy $ 82.88 $ 88.86 7.2% $ 26.10 $ 28.51 9.2% Total $ 441.47 $ 457.24 3.6% $ 139.02 $ 146.71 5.5%

****Unit Cost**** ****Utilization**** CY CY CY CY 2013 2014 Trend 2013 2014 Trend

Inpatient $ 3,656 $ 3,989 9.1% 288.6 266.7 -7.6% Outpatient $ 1,301 $ 1,446 11.2% 632.7 613.5 -3.0% Physician $ 198 $ 207 4.3% 7,942.0 8,057.3 1.5% Other $ 203 $ 209 2.7% 4,614.0 4,693.3 1.7% Pharmacy $ 105 $ 108 3.3% 9,487.2 10,034.4 5.8% Total $ 5,464 $ 5,959 9.1% 985.8 953.7 -3.2%

> The development of projected future claim trend is a multi-step process that begins with historical analysis (above). > Consideration is given to expected changes in network design and provider contracts, as well as new healthcare developments and technology. > Pharmacy trends are developed utilizing formulary changes, new drugs in the pipeline, and patent expirations.

Unit Cost Severity Utilization Allowed Increase Adjustm't Change Ann'l Trend Inpatient 6.4% 1.0% 1.0% 8.5% Outpatient 6.4% 1.0% 1.3% 8.8% Physician 2.1% 0.5% 1.8% 4.4% Total Medical 4.8% 0.8% 1.4% 7.1% Pharmacy 7.0% 0.0% 1.0% 8.1% Total Med/Rx 5.2% 0.7% 1.3% 7.3%

> Conversion of trend to a Paid basis would include an adjustment for leveraging of just under 1.0%. > Trend on a Paid basis would also include a year-over-year benefit buy-down normalization adjustment 0.988. > Medical technology is included within the figures above. It is not separately measured.

ALIC: 2016 CT IVL Rate Filing Section A CONNECTICUT INDIVIDUAL SECTION B - 2016 PREMIUM BASE RATE DEVELOPMENT: NARRATIVE

This exhibit summarizes the adjustments made to CT Individual and Small Group 2014 experience results in order to develop the 2016 Individual base premium rate for the CT market.

. Credibility o The 55,452 Individual member months for 2014 are deemed 48.1% credible. . Small Group Essential Health Benefit (EHB) Adjustment o 44.4% of 2014 Small Group experience is derived from pre-ACA benefit plans o The impact of Essential Health Benefits to pre-ACA benefit plans is +0.7% for Medical benefits and +1.0% for Pediatric Dental. o 44.4% of the EHB adjustments equates to 44.4% * (0.7% + 1.0%) = 0.8%, 1.008 . Area Shift o Recognizes the impact of changes to the distribution of the covered population across counties. o See supporting exhibit. . Demographic Adjustment o Recognizes the impact of changes in the covered population distribution over time. o See supporting exhibit. . Benefit Mandate Impact o Addresses the value of the liberalization of the CT Infertility mandate associated with the removal of the age cap. . Network & Contractual Changes o Adjusts experience for expected changes in network configurations & contracting as well as expected pharmacy contracting, formulary, and rebate changes. . Total Adjustments o Total adjustment to the experience period results to reflect changes in assumptions for the projection period. . Annual Trend o Section A, Connecticut Historical & Projected Trends, provides the development of initial filed trend. Annual trend has now been updated to 6.5%. . Months of Trend o Experience Period: 1/1/14 – 12/31/14, midpoint is 7/1/14 o Projection Period: 1/1/16 – 12/31/16, midpoint is 7/1/16 o There are 24 months between 7/1/14 to 7/1/16 . Total Trend o Reflects a REVISED 6.5% annual allowed trend rate carried over 24 months . Projected Allowed PMPM (URRT Index Rate) o Experience Period results adjusted for differing assumptions in the projection period and 24 months of trend . Expected Paid to Allowed Ratio o The weighted average Actuarial Value based on projected membership distribution by plan offering o See supporting exhibit . Incurred Claims, before "3R" Adjustments o The expected 2016 Incurred Claims before adjustments for the Federal Risk programs. . Net Risk Adjustment o The amount reflects a REVISED expected Receiver status of $25.21 PMPM for the Federal Risk Adjustment program, netted for the Risk Adjustment Program fee of $0.15 PMPM. . Net Reinsurance Recoveries

ALIC: 2016 CT IVL Rate Filing Revised 081715 Section B o An adjustment for the anticipated impact of the federal reinsurance program, assuming an attachment point of $90,000, 50% coinsurance to $250,000. o The Reinsurance Contribution of $2.25 PMPM is netted from this amount.

. Incurred Claims o The expected 2016 Incurred Claims after adjustments for the Federal Risk programs. . Total Expenses o The expected expense structure for 2016, excluding the Risk Adjustment Program Fee and Reinsurance Contribution, which are accounted for in the net program results under the Incurred Claims section. o See the CT Supplemental Actuarial Memorandum for further details. . Single Risk Pool Avg Premium Rate PMPM o Incurred Claims + Expense PMPM o Weighted by projected membership across all plan offerings . Tobacco Calibration Factor o The expected overall impact of utilizing a 10% tobacco surcharge for smokers. o See supporting exhibit. . Plan Adjusted Index Rate o The average premium PMPM reflective of a 1.0 value for tobacco adjustments. . Age Calibration Factor o The adjustment to bring the average age of the premium PMPM from 49 to 21 (1.0). o See supporting exhibit. . Area Calibration Factor o The adjustment to bring the average area factor inherent in the premium PMPM to 1.0. o See supporting exhibit. . Calibrated Plan Adjusted Index Rate o The 2016 Individual premium rate reflective of a value of 1.0 for Tobacco Use, Area, and Age. o Weighted by projected membership across all plan offerings . Plan Calibration Factor o The adjustment to bring the premium PMPM from a weighted average across all benefit plans to a plan value of 1.0 (Anchor plan). o See supporting exhibit. . Base Premium Rate o The 2016 premium PMPM reflective of a value of 1.0 for Tobacco Use, Area, Age and Benefit Plan.

ALIC: 2016 CT IVL Rate Filing Revised 081715 Section B Aetna Life Insurance Co. 151 Farmington Avenue – RS12 Hartford, CT 06156-7400 (860) 273-1343 Fax: (860) 902-8517

August 24, 2015

Mr. Paul Lombardo, ASA, MAAA Department of Life and Health State of Connecticut Insurance Department 153 Market Street Hartford, CT 06142-0816

Subject: AETNA LIFE INSURANCE COMPANY (ALIC) – CT Supplemental Memorandum CT Individual Rate Filing - Effective January 1, 2016 through December 31, 2016 SERFF #: AETN-130050992; NAIC #: 60054; HIOS Product ID: 39159CT008, 39159CT009

Dear Mr. Lombardo,

This rate filing is being submitted for your review and approval. It is applicable to all CT Individual renewals and quotations from January 1, 2016 through December 31, 2016.

All new plans are in compliance with the benefit plan requirements of the Patient Protection and Affordability Act (P.L. 111-148) of 2010, otherwise known as PPACA or the “ACA”. Additionally, these plans conform to the federal metallic tiers of coverage, defined as Bronze, Silver, Gold, and Platinum. All plans within a tier have achieved an actuarial value consistent with the thresholds established for each tier – 60%, 70%, 80%, and 90%, respectively – within the allowable range of deviation of two percentage points. Please refer to Section D for Actuarial Value Calculator ‘screenshots’ of each plan to be offered in 2016.

Because the 2014 CT Individual ACA membership is not fully credible, rates have been developed utilizing a blend of the CT 2014 Individual ACA experience with the Small Group population, adjusted for consideration of the market changes and rating requirements in the Small Group market pursuant to the Patient Protection and Affordable Care Act of 2010 (PPACA) and subsequent federal and state regulation.

All plans will be marketed through brokers and general agents, as well as directly to consumers via direct mail, telemarketing, and the Internet. Aetna will verify applicant eligibility for these plans based on standard underwriting guidelines available under PPACA, such as geographic limitations. Any written policy is guaranteed renewable as required under §2703 of the Public Health Service Act.

The descriptions and analyses presented in this rate filing reflect Aetna’s understanding of regulations and guidance issued prior to April 1, 2015. As further guidance and information is received, Aetna reserves the right to submit revisions or withdraw this rate filing.

One of the changes to this submission versus Aetna’s August 7th submission is to reflect the removal of the age cap as a condition of coverage for infertility treatments where medically necessary from Connecticut’s Infertility benefit mandate. Aetna has valued this change at +0.2% utilizing its national benefit factor tables. No other changes to the existing state mandate have been assumed. These benefit factors are currently filed and approved under Aetna’s large group rate filing in CT, the calculation for which is shown below:

Mr. Paul Lombardo 8/24/15 Page 2

Current "No age cap" Medical MEDICAL Factor Factor Weight Med Adj Comprehensive Infertility 0.6026 0.7364 0.0016 1.002 ART 0.6839 0.9134 0.0061

Current "No age cap" PHARMACY Factor Factor Rx Adj Oral & Injectible 1.006 1.0085 1.0025

Weight* Adjustment Medical 80.5% 1.002 Rx 19.5% 1.0025 Med + Rx 100% 1.0021

*Reflects the weighted average of Aetna’s SG membership distribution by plan.

At the direction of the Department of Insurance, this adjustment has been reduced to reflect the equivalent of $0.25 PMPM.

Required supporting documentation per Bulletin HC-81-14 is as follows:

 A cover letter describing all policy forms affected by the requested increase as well as the effective date of the increase. Aetna Response: The rates in this filing are effective January 1, 2016 for calendar year 2016. The associated policy forms and certificates, containing the Schedule of Benefits, are:

Certificate Amendment GR-96812-2016-CR1 01 Schedule GR-96812-SB-004-1410320 GR-96812-SB-004-1410321 GR-96812-SB-004-1410318 GR-96812-SB-004-1410319 GR-96812-SB-008-1410324 GR-96812-SB-008-1410322 GR-96812-SB-008-1410323 GR-96812-SB-041-1700743 GR-96812-SB-041-1700742

 Historical experience from inception-to-date - this includes earned premium, paid claims, incurred claims, members, actual loss ratios and expected loss ratios (annual experience is appropriate for all years; monthly experience for the most recent two years). Aetna Response: Please see the “Connecticut Historical Experience” exhibit in Section A. It displays experience from January 2007 through December 2014 for both the Individual ACA and the entire Small Group segment (pre- & post-ACA).

 Unit cost and utilization trend by broad service category, including actual unit cost and utilization data and the impact of provider contract changes from experience period to rating period (medical & Rx separately). Mr. Paul Lombardo 8/24/15 Page 3

Aetna Response: Please refer to the “CT Historical and Projected Trends” exhibit in Section A, which displays historical Small Group trends as well as future trend assumptions. Again, due to the reduced credibility of the CT Individual ACA block during 2014, CT Small Group trend results are shown as a proxy. As these components are based on actual provider billing and Aetna claim payment practices, they are subject to fluctuations for several reasons including: changes in provider billing practices, changes in Aetna claim payment practices, and changes in the mix of services and procedures delivered by the medical profession. These unit cost and utilization trends should not be viewed in isolation nor should they be compared to other external data sources or views of market-based price and utilization changes.

 Impact of cost sharing leverage and medical technology on trend. Aetna Response: Please refer to the “CT Historical and Projected Trends” exhibit in Section A. Note that Aetna does not separately measure medical technology trend.

 Benefit buy-down analysis and impact on trend Aetna Response: Please refer to the “CT Historical and Projected Trends” exhibit in Section A.

 Claim lag triangles Aetna Response: Please refer to Section A for a Claim Lag Triangle for Aetna’s Individual and Small Group lags.

 Cost of each new benefit mandate or requirement due to change in law, separately identified, from the experience period to the rating period.

 A list of each component of the bill that impacts premium and the actual impact used in pricing for each component. Aetna Response: This rate filing conforms with the benefit plan provisions required by the Patient Protection and Affordability Act (P.L. 111-148) of 2010. These benefit plan provisions include: o Elimination of cost sharing for preventive care. o Elimination of lifetime benefit maximums. o Elimination of annual dollar maximums for essential benefits. o Expansion of dependent age eligibility for children, to age 26. o Waiver of pre-existing limitations for children under age 19. o Addition of the Women’s Health mandate effective August 1, 2012 o Inclusion of taxes and fees beginning with premiums paid January 1, 2014 and later. o The inclusion of Essential Health Benefits (EHBs) in plans effective January 1, 2014

There was no pricing adjustment made for the first five mandates when they were effective October 1, 2010, while the impact of Women’s Health is fully incorporated into the experience period results. The impact of Connecticut’s Essential Health Benefit requirements for Small Group experience on plans offered prior to January 1, 2014 is immaterial.

As discussed in prior rate filings, the Patient Protection and Affordable Care Act (PPACA) created several new fees assessed on insurers, or health insurance. Two of these fees, the Reinsurance Contribution (RC) and Health Insurer Fee (HIF), are applicable to premium earned in 2016, regardless of when the policy renews. Aetna has been incorporating these fees into renewals on a gradual basis since 2013 in order to reflect the actual portion of each policy’s premium that will be subject to these fees in each calendar year. These fee levels will again change from 2015 to 2016, and so again Aetna will incorporate the changes into 2016 pricing to reflect the portion of each policy’s premium subject to these fees in 2016. The Reinsurance Contribution (RC), a temporary fee to fund the Individual market’s reinsurance program from 2014 through Mr. Paul Lombardo 8/24/15 Page 4

2016, decreases in total over these three years. However, the Health Insurer Fee (HIF), a permanent fee, will increase every year until 2018, and thereafter at the rate of premium growth. The fees charged for these programs are discussed further below.  A demonstration that the experience data submitted is consistent with the most recent financial statement filed with the Department pursuant to section 38a-53a of the Connecticut General Statutes. Aetna Response: Aetna's experience data is provided by an internal source system which includes extensive controls and reconciliations to assure consistency with our reported financial results. Please note: A – Aetna Life Insurance Company is an international entity incorporating multiple lines of insurance. B - Aetna’s Individual business reflects only one part of the total business filed under Aetna Life Insurance Company’s Connecticut-specific results. Financial statements combine all segments of Aetna’s business. C - Financial statements are on an income basis (transactions by payment date), while data used to develop pricing is on a completed incurred basis (transactions by date of service within a payment date range). D – Aetna Life Insurance Company’s Connecticut results include data for any out-of-network portion of Aetna’s HMO business. The attached experience exhibits exclude these results.

 A comparison of the proposed retention charge in the filing to the most recently filed statutory financial statement for the regulated entity for which this filing is being made. Aetna Response: Please refer to the Connecticut - Financial Information exhibit in Section A.

 A demonstration that the increase requested in this rate filing will produce an expected medical loss ratio, for rebate purposes, that is consistent with the 80% prescribed by the federal law for individual and small group health insurance. Aetna Response: Please refer to the Connecticut- Financial Information exhibit in Section A.

 The current capital and surplus for the regulated entity for which this filing is being made. Aetna Response: Please refer to the Connecticut - Financial Information exhibit in Section A.

 Actuarial certification signed by a Member of the American Academy of (MAAA). Aetna Response: Please see the last page of this letter for the Actuarial Certification.

 A summary of benefits for each plan design along with the Actuarial Value calculator output that confirms compliance with the corresponding metallic tier. Aetna Response: Please refer to Section D of this filing for benefit summaries and Actuarial Value screenshots of each plan to be offered in 2016. Each benefit summary includes the HIOS plan ID and plan name.

 Every rate filing submission that includes an increase of previously approved rates shall include a summary of the rate increases requested and should be clearly marked as Appendix A. The appendix should include the following, but not be limited to: • The requested increase for each product contained within the rate filing, and the effective date of those proposed rate increases. The requested increase for each product should be identified as a specific percent increase or if appropriate a range of percent increases with an explanation of what the variance is that produces the range. • Number of covered individuals for each product; number of covered policyholders; minimum current premium on a per member per month (PMPM) basis; minimum proposed premium on a PMPM basis; maximum current premium on a PMPM basis; maximum proposed premium on a PMPM basis, and the percentage change. • Each component of the increase including trend, experience adjustments and any other factors that make up the requested increase. These can be identified as a specific percent or, if appropriate, a percent range. Mr. Paul Lombardo 8/24/15 Page 5

• A footnote listing any other factors that can have an impact on premium rates that have not been identified in the appendix, including but not limited to age bands, gender, geographic area, smoking, etc. Aetna Response: Please refer to “Appendix A” of this rate filing for this information.  Any carrier that files products with a copay for a mental health office visit set at the specialist copay level must file an annual certification and demonstration of compliance with Mental Health Parity in accordance with Bulletin HC-87. Aetna Response: Please refer to Section F of this rate filing for these demonstrations.

 Carriers should submit the Uniform Rate Review Template (URRT) , the Part III Actuarial Memorandum and the HIOS rate tables in a PDF format. Aetna Response: Please refer to Section E of this rate filing for these documents.

Aetna would also like to provide the following supporting documentation to facilitate your review of this rate filing:

Single Premium Base Rate Development –

Section B is dedicated to the discussion and development of the premium rates for 2016. As stated above, 2016 Individual rates have been developed utilizing a blend of Aetna’s Individual ACA and total Small Group experience from Connecticut, the latter of which is deemed a reliable proxy for future Individual results. Use of SG data also reduces reliance on assumptions due to the lack of credibility of the 2014 Individual ACA experience.

Expected retention is 24.4%. The various expenses that comprise this amount, on an additive basis, are: 1. General Administrative Expenses of 8.3% 2. Broker Commissions of 2.7% 3. AFIT Profit of 3.9% 4. Taxes & Fees of 9.47%, detailed below:

Category Amount State Premium Tax 1.75% State Vaccine Assessment 0.40% AccessHealthCT – Exchange Fee 1.65% Federal Income Tax @ 35% tax rate 2.1% Federal Health Insurance Fee 3.0% Federal Reinsurance Contribution @ $2.25 PMPM 0.5% Federal Risk Adjustment Program Fee 0.03% Federal Patient-Centered Outcomes Research Fund 0.04% Total Taxes and Fees 9.47%

Please note that discussion of expected retention within the Part III Memorandum excludes the Reinsurance Contribution and the Risk Adjustment Program Fee, which are accounted for within the development of Incurred Claims.

Actuarial Certification: I, Geoffrey S. Shannon, am a member of the American Academy of Actuaries and am qualified in the area of health insurance. I certify to the best of my knowledge and judgment that this entire rate filing is in compliance with the applicable laws of the State of Connecticut and with the rules of the CT Insurance Department, and is in accordance with generally accepted actuarial principles. Aetna will not medically Mr. Paul Lombardo 8/24/15 Page 6

underwrite nor vary premium rates due to the gender, health status, claims experience, group size, industry, nor policy duration of an eligible group or members of a group. Furthermore, all rates are quoted on a guaranteed issue/guaranteed renewability basis, and are used as a single risk pool.

Covered benefits, and associated pricing adjustments, are consistent across all benefit plans. All plan designs that will be offered in 2015, as shown herein, meet the metallic tier requirements of the Patient Protection and Affordability Act (P.L. 111-148).

In my opinion, these rates are not excessive, inadequate, nor unfairly discriminatory. I further certify that the rates included in this manual reflect any rate impact associated with all new form filings that have been approved since the last rate filing was submitted.

Sincerely,

Geoffrey S. Shannon, ASA, MAAA New England Actuarial Aetna Life Insurance Company CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT

Experience IVL Experience Sm Grp Experience

Premiums (net of MLR Rebate) in Experience Period $23,134,124 $186,106,476 Incurred Claims in Experience Period $23,604,789 $146,178,841 Allowed Claims $31,744,950 $200,019,146 Experience Period Member Months 55,452 440,922

Experience Period to Projection Period BLENDED IVL Experience Sm Grp Experience Index Rate of Experience Period $510.76 $572.48 $453.64 Credibility 48.1% 51.9% Adjustments EHB Adjustment 1.003 1.000 1.006 Area Shift 1.009 0.997 1.023 x Benefit Mandate Impact 1.001 1.001 1.001 x Change in Demographics 1.004 0.984 1.028 x Network & Contractual Changes 0.983 0.988 0.979 x Total Adjustments 1.001 0.971 1.037

Annual Trend 1.065 1.065 1.065 Months of Trend 24 24 24 ^/12 Total Trend 1.134 1.134 1.134

Projected Allowed PMPM (URRT Index Rate) $579.51 $630.34 $532.45

Projection Period $ % Allowed PMPM (URRT Index Rate) $579.51 Expected Paid to Allowed Ratio 0.65101 x Incurred Claims, before "3R" Adjustments $377.26 Net Risk Adjustment ($25.05) + Net Reinsurance Recoveries ($20.66) + Incurred Claims $331.55

G&A (Operating Expenses) $36.13 8.3% Commissions $11.65 2.7% + Profit & Risk (AFIT) $16.97 3.9% + State Premium Tax, Assessments, & Fees $16.54 3.8% + Health Insurance Fee $13.06 3.0% + PCORI $0.17 0.0% + Federal Income Tax $9.14 2.1% + Total Expenses $103.67 23.9%

Single Risk Pool Avg Premium Rate PMPM $435.22 Incurred Claims + Expenses

Tobacco Calibration Factor 1.004 / Plan Adjusted Index Rate $433.62

Age Calibration Factor 1.490 Area Calibration Factor 1.100 x Calibrated Plan Adjusted Index Rate $264.55

Development of Base Premium Rate

Calibrated Plan Adjusted Index Rate $264.55

Plan Calibration Factor 0.956 / Base Premium Rate $275.52

ALIC: 2016 CT IVL Rate Filing Revised 082415 Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT AREA SHIFT CALCULATION

IVL Experience: SG Experience: Experience Projected 2016 IVL Projection Counties Membership Membership Period Area Membership Period Area Distribution Distribution Factors Distribution Factor Fairfield 60.2% 35.5% 1.150 56.7% 1.150 Hartford 10.9% 25.9% 1.000 12.4% 1.000 Litchfield 5.4% 4.3% 1.000 5.8% 1.000 Middlesex 4.0% 5.2% 1.000 3.9% 1.000 New Haven 13.7% 22.4% 1.075 14.3% 1.075 New London 2.3% 3.3% 1.150 3.0% 1.150 Tolland 2.0% 1.4% 1.000 2.4% 1.000 Windham 1.5% 1.9% 1.000 1.4% 1.000

Average Experience Period Area Factor: computed as the weighted average of experience period area factors by experience period membership distribution. Individual: 1.1039 Small Group: 1.0750

Average Projected Area Factor*: computed as the weighted average of the projection period area factors by the projected membership distribution.

Individual Only: 1.1002

Area Shift Adjustment: computed as the ratio of the Projected Membership by Area over the Experience Membership by Area. This factor represents the impact of changes in the population distribution across counties over time.

Individual: 0.9970 Small Group: 1.0230

*Also used in the Area Calibration adjustment to develop the Consumer Adjusted Premium Rate.

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT DEMOGRAPHIC ADJUSTMENT

Demographic IVL Exp. Period SG Exp. Period Projected Factors Distribution Distribution Distribution Age Male Female Male Female Male Female Male Female 0 1.117 1.114 0.43% 0.42% 0.35% 0.33% 0.21% 0.16% Experience Period IVL: 1.162 1 1.117 1.114 0.23% 0.30% 0.31% 0.34% 0.14% 0.22% Demographic Factor SG: 1.112 2 0.511 0.511 0.33% 0.41% 0.35% 0.35% 0.16% 0.19% 3 0.511 0.511 0.33% 0.30% 0.40% 0.37% 0.28% 0.26% Note: Computed as the weighted 4 0.511 0.511 0.44% 0.38% 0.43% 0.37% 0.33% 0.31% average of gender specific demographic 5 0.379 0.379 0.41% 0.44% 0.45% 0.40% 0.34% 0.47% factors by current population distribution. 6 0.379 0.379 0.53% 0.41% 0.50% 0.46% 0.51% 0.49% 7 0.379 0.379 0.52% 0.34% 0.51% 0.47% 0.50% 0.47% Projected 1.143 8 0.379 0.379 0.57% 0.52% 0.54% 0.52% 0.66% 0.65% Demographic Factor 9 0.379 0.379 0.44% 0.61% 0.55% 0.55% 0.69% 0.58% 10 0.412 0.380 0.55% 0.58% 0.66% 0.61% 0.60% 0.66% Note: Computed as the weighted 11 0.412 0.380 0.69% 0.67% 0.69% 0.66% 0.70% 0.73% average of gender specific demographic 12 0.412 0.380 0.56% 0.62% 0.68% 0.69% 0.64% 0.75% factors by projected population distribution. 13 0.412 0.380 0.80% 0.65% 0.71% 0.70% 0.72% 0.80% 14 0.412 0.380 0.73% 0.72% 0.76% 0.78% 0.91% 0.75% IVL: 0.984 Demographic Change 1 0.532 0.591 0.75% 0.71% 0.81% 0.80% 0.80% 0.80% SG: 1.028 16 0.532 0.591 0.74% 0.72% 0.79% 0.78% 0.90% 0.90% 17 0.532 0.591 0.92% 0.71% 0.84% 0.80% 0.86% 0.69% Note: Computed as the ratio of the 18 0.532 0.591 0.80% 0.73% 0.82% 0.80% 0.91% 0.85% Projected Demographic factor over the 19 0.532 0.591 0.82% 0.79% 0.81% 0.80% 0.80% 0.72% Experience Period Demographic Factor. 20 0.479 0.787 0.75% 0.74% 0.87% 0.83% 0.71% 0.75% This adjustment recognizes changes 21 0.479 0.787 0.71% 0.76% 0.85% 0.79% 0.72% 0.78% to the covered population over time. 22 0.479 0.787 0.81% 0.75% 0.85% 0.83% 0.74% 0.76% 23 0.479 0.787 0.75% 0.72% 0.90% 0.82% 0.74% 0.63% 24 0.479 0.787 0.67% 0.69% 0.97% 0.79% 0.69% 0.56% 25 0.489 1.176 0.72% 0.57% 0.93% 0.75% 0.64% 0.51% 26 0.489 1.176 1.34% 1.09% 0.82% 0.76% 0.75% 0.52% 27 0.489 1.176 1.04% 1.29% 0.67% 0.58% 1.07% 0.78% 28 0.489 1.176 0.76% 0.80% 0.68% 0.64% 0.95% 0.70% 29 0.489 1.176 0.70% 0.87% 0.64% 0.58% 0.84% 0.63% 30 0.552 1.393 0.64% 0.57% 0.62% 0.59% 0.78% 0.66% 31 0.552 1.393 0.58% 0.48% 0.69% 0.65% 0.63% 0.52% 32 0.552 1.393 0.46% 0.57% 0.66% 0.63% 0.57% 0.39% 33 0.552 1.393 0.40% 0.61% 0.63% 0.62% 0.60% 0.50% 34 0.552 1.393 0.53% 0.52% 0.62% 0.64% 0.61% 0.48% 35 0.670 1.303 0.60% 0.39% 0.59% 0.61% 0.63% 0.44% 36 0.670 1.303 0.58% 0.48% 0.57% 0.64% 0.66% 0.48% 37 0.670 1.303 0.42% 0.37% 0.61% 0.67% 0.55% 0.45% 38 0.670 1.303 0.56% 0.42% 0.63% 0.68% 0.68% 0.43% 39 0.670 1.303 0.65% 0.42% 0.65% 0.65% 0.60% 0.60% 40 0.839 1.224 0.42% 0.69% 0.64% 0.71% 0.60% 0.39% 41 0.839 1.224 0.44% 0.70% 0.74% 0.75% 0.60% 0.58% 42 0.839 1.224 0.63% 0.64% 0.78% 0.77% 0.68% 0.75% 43 0.839 1.224 0.74% 0.81% 0.83% 0.90% 0.65% 0.80% 44 0.839 1.224 0.85% 0.84% 0.87% 1.00% 0.95% 0.91% 45 1.063 1.314 0.77% 0.94% 0.89% 1.03% 1.05% 1.07% 46 1.063 1.314 0.86% 1.04% 0.85% 1.05% 1.01% 1.04% 47 1.063 1.314 1.02% 1.14% 0.92% 1.06% 1.10% 0.99% 48 1.063 1.314 0.88% 1.20% 1.01% 1.14% 1.23% 1.12% 49 1.063 1.314 0.84% 1.36% 1.16% 1.16% 0.97% 1.22% 50 1.456 1.565 1.03% 1.23% 1.12% 1.21% 1.10% 1.28% 51 1.456 1.565 0.87% 1.31% 1.12% 1.14% 0.89% 1.32% 52 1.456 1.565 1.19% 0.98% 1.08% 1.12% 0.99% 1.30% 53 1.456 1.565 1.06% 1.03% 1.05% 1.24% 1.07% 1.11% 54 1.456 1.565 1.09% 1.35% 1.13% 1.19% 1.17% 1.28% 55 1.868 1.810 1.12% 1.24% 1.07% 1.17% 1.18% 1.10% 56 1.868 1.810 1.22% 1.24% 1.03% 1.10% 1.07% 1.28% 57 1.868 1.810 1.17% 1.16% 0.94% 1.06% 1.16% 1.11% 58 1.868 1.810 0.99% 1.26% 0.86% 0.96% 0.98% 1.33% 59 1.868 1.810 1.27% 1.06% 0.87% 0.90% 1.00% 1.07% 60 2.358 2.227 0.96% 1.22% 0.86% 0.88% 0.93% 1.18% 61 2.358 2.227 0.99% 1.15% 0.73% 0.78% 0.75% 1.17% 62 2.358 2.227 1.07% 1.10% 0.65% 0.75% 0.92% 1.13% 63 2.358 2.227 1.04% 1.06% 0.61% 0.64% 0.77% 1.13% 64 2.358 2.227 1.09% 1.14% 0.51% 0.59% 0.89% 1.32% 65+ 2.358 2.227 0.05% 0.07% 0.90% 0.74% 0.19% 0.25%

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT Product Portfolio & Projected Membership Distribution

Projected Metallic Actuarial Pricing HIOS Plan-ID Plan Membership Tier Value Relativity Distribution 39159CT0080009 CT Aetna Gold $10 Copay OAMC PD Gold 78.1% 1.313326 12.0% 39159CT0080011 CT Aetna Silver $10 Copay OAMC PD Silver 68.1% 1.033434 20.0% 39159CT0080007 CT Aetna Bronze $15 Copay OAMC PD Bronze 61.7% 0.865062 40.0% 39159CT0080008 CT Aetna Bronze Deductible Only HSA OAMC PD Bronze 60.3% 0.838742 17.0% 39159CT0080013 CT Aetna Whole Health Gold $5 Copay PD Gold 78.1% 1.355325 1.0% 39159CT0080014 CT Aetna Whole Health Silver $10 Copay PD Silver 68.0% 0.978926 3.0% 39159CT0080012 CT Aetna Whole Health Bronze $35 Copay PD Bronze 61.7% 0.832626 5.0% 39159CT0090006 CT Costco Silver $10 Copay OAMC PD Silver 68.1% 1.036488 1.0% 39159CT0090005 CT Costco Bronze Deductible Only HSA OAMC Bronze 60.8% 0.851423 1.0%

Weighted Average Actuarial Value: 65.1%

Weighted Average Pricing Relativity: 0.956

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT Tobacco Calibration Factor

Projected Membership Projected Tobacco Age Bracket Premium Load 1.004 Distribution Usage Average Tobacco Factor < 20 25% 0% 5% Note: 20 - 24 6% 10% 5% The Average Tobacco Factor is computed as the 25 - 29 7% 10% 5% weighted average of the product of the Premium 30 - 34 6% 10% 5% Load and Projected Tobacco Usage by the projected 35 - 39 6% 10% 5% member distribution of age bracket. 40 - 44 7% 10% 5% 45 - 49 11% 10% 5% 50 - 54 12% 10% 5% 55 - 59 11% 10% 5% 60 - 64 10% 10% 5% 65 0% 10% 5%

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT Projected Age/Gender Distribution

Age Male Female HHS Age Factor 0-20 0.32% 0.33% 0.000 Age Calibration Factor 1.490 0-20 12.03% 11.89% 0.635 21 0.72% 0.78% 1.000 Note: 22 0.74% 0.76% 1.000 Age Calibration Factor 23 0.74% 0.63% 1.000 computed as the weighted average of 24 0.69% 0.56% 1.000 HHS Age Factor by projected membership 25 0.64% 0.51% 1.004 distribution. 26 0.75% 0.52% 1.024 27 1.07% 0.78% 1.048 Weighted Average Age 46 28 0.95% 0.70% 1.087 29 0.84% 0.63% 1.119 Note: 30 0.78% 0.66% 1.135 This is the age that most closely 31 0.63% 0.52% 1.159 corresponds to the age calibration factor. 32 0.57% 0.39% 1.183 33 0.60% 0.50% 1.198 34 0.61% 0.48% 1.214 35 0.63% 0.44% 1.222 36 0.66% 0.48% 1.230 37 0.55% 0.45% 1.238 38 0.68% 0.43% 1.246 39 0.60% 0.60% 1.262 40 0.60% 0.39% 1.278 41 0.60% 0.58% 1.302 42 0.68% 0.75% 1.325 43 0.65% 0.80% 1.357 44 0.95% 0.91% 1.397 45 1.05% 1.07% 1.444 46 1.01% 1.04% 1.500 47 1.10% 0.99% 1.563 48 1.23% 1.12% 1.635 49 0.97% 1.22% 1.706 50 1.10% 1.28% 1.786 51 0.89% 1.32% 1.865 52 0.99% 1.30% 1.952 53 1.07% 1.11% 2.040 54 1.17% 1.28% 2.135 55 1.18% 1.10% 2.230 56 1.07% 1.28% 2.333 57 1.16% 1.11% 2.437 58 0.98% 1.33% 2.548 59 1.00% 1.07% 2.603 60 0.93% 1.18% 2.714 61 0.75% 1.17% 2.810 62 0.92% 1.13% 2.873 63 0.77% 1.13% 2.952 64 0.89% 1.32% 3.000 65+ 0.19% 0.25% 3.000

ALIC: 2016 CT IVL Rate Filing Section B Actuarial Memorandum and Certification

General Information

Company Identifying Information: Company Legal Name: Aetna Life Insurance Company State: Connecticut HIOS Issuer ID: 39159 Market: Individual Policy Form(s): Policy Amendment GR-96812-2016-CR1 01 Schedule GR-96812-SB-004-1410320 GR-96812-SB-004-1410321 GR-96812-SB-004-1410318 GR-96812-SB-004-1410319 GR-96812-SB-008-1410324 GR-96812-SB-008-1410322 GR-96812-SB-008-1410323 GR-96812-SB-041-1700743 GR-96812-SB-041-1700742 Effective Date: 01/01/2016 Rate Filing Tracking Number: AETN-130050992

Company Contact Information: Name: Jennifer Juke; Geoff Shannon Telephone Number: 860-273-1343 Email Address: [email protected]; [email protected]

1. Purpose, Scope, and Effective Date The purpose of this filing is to: 1) Provide support for the development of the Part I Unified Rate Review Template; 2) Provide support for the assumptions and rate development applicable to the products supported by the policy forms referenced above; 3) Request approval of the resulting monthly premium rates for the products supported by the policy forms referenced above; and 4) Provide summaries of the benefit details for the products/plan designs referenced by this filing.

The development of the rates reflects the impact of the market forces and rating requirements associated with the Patient Protection and Affordable Care Act (PPACA) and subsequent regulation.

These rates are for plans issued in Connecticut beginning January 1, 2016. The rates comply with all rating guidelines under federal and state regulations. The filing covers plans that will be offered outside the public Marketplace in Connecticut.

2. Proposed Rate Increase Monthly premium rates for all Individual Market products in Connecticut are being revised for effective dates January 1, 2016 through December 31, 2016.

Revised 082415; page 1

A. Reason for Rate Increase(s): Revised rates for these products reflect the following: • Impact of medical claim trend (including changes in provider unit costs and increased utilization of medical cost services); • Revisions to our assumptions about population morbidity and the projected population distribution; • Changes to the reinsurance program; • Changes in cost sharing to ensure that plans comply with Actuarial Value requirements; • Changes in our pricing models used to determine the impact of cost sharing designs; and • Changes in provider networks and contracts.

B. Variation in Rate Changes by Plan/Product: Rate changes differ by plan for the following reasons: • Network & contractual assumptions have been updated, and the change differs based on network. • Changes in cost sharing differ by plan in order to maintain compliance with Actuarial Value and other regulatory requirements. • Updates to family deductible and out of pocket maximum provisions on HSA-compatible plans to comply with new federal regulations.

The weighted average increase across plans based on current ACA-compliant membership, inclusive of the impact of benefit and cost sharing changes, is 1.4%. The minimum increase is 0.0% and the maximum increase is 3.8%.

3. History of Rate Adjustments

• January 1, 2014 Initial introduction of these products • January 1, 2015 4.5% average rate increase

4. Experience Period Premium and Claims

Because the 2014 CT Individual membership is not fully credible, the experience used to develop rates for CT Individual products is a blend of calendar year 2014 Individual ACA results and non-Grandfathered Small Group, as this latter population has historically been guaranteed issue, adjusted-community rated (no medical underwriting), with plans that include a full suite of benefits and services.

A. Paid Through Date: The experience data reported in Worksheet 1, Section I of the Part I Unified Rate Review Template reflects incurred claims from January 1, 2014 through December 31, 2014 and paid through February 28, 2015.

B. Premiums (Net of MLR Rebate) in Experience Period: Experience period premiums are date-of-service premiums from our actuarial experience databases for ACA- compliant Individual business in Connecticut. Our internal projections indicate that no MLR rebate is expected to be paid in 2015 (for 2014 experience) for the Individual MLR Pool in Connecticut. As such, no adjustment was made to premiums to account for expected rebates.

C. Allowed and Incurred Claims Incurred During the Experience Period: Individual: Allowed claims come directly from the claim records for hospital and physician services.

Revised 082415; page 2

Small Group: Allowed and incurred claims are sourced from our actuarial experience databases. These databases provide member-level detail on total allowed and incurred claims but do not include unit cost or utilization metrics. We allocate claims to cost categories and estimate the corresponding unit costs and utilization metrics by using an alternate reporting system that calculates unit cost and utilization metrics by medical cost category but only permits inclusion/exclusion of experience at the market and segment levels. A reconciliation of aggregate data in our actuarial experience databases is performed to ensure that data is consistent with the experience data contained in our enterprise-wide data warehouse.

As noted above, the experience period reflects two months of paid claim run-off. The IBNP reserves account for slightly more than 3% of the experience period incurred claims.

The Connecticut Historical Experience exhibit in Section A summarizes the experience data and documents the impact of the IBNP reserves, by date-of-service for each month within the experience period.

5. Benefit Categories

Our internal systems assign claims to several benefit categories. We have mapped these categories to the categories described in the Unified Rate Review Instructions dated February 21, 2015. Inpatient Hospital consists of care delivered at an inpatient facility and associated expenses, included day-based mental health services. Outpatient Hospital includes outpatient surgical, outpatient mental health, and emergency care and associated expenses. Professional includes both specialty physician and physician expenses, including office-based mental health services. Other includes home health care, medical pharmacy expenses, laboratory expenses, and radiology expenses. Non-capitated ambulance is included in the Outpatient Hospital category when billed by the facility and included in Specialist Physician otherwise. includes drugs dispensed by a pharmacy.

The utilization for these services are counted by service type, and aggregated for each benefit category. Inpatient Hospital utilization is counted as days; Outpatient Hospital, Professional, and Other Medical utilization are counted as visits. Prescription Drug utilization is counted per script.

6. Projection Factors A. Other Adjustments: The ‘Other’ adjustment includes: • projected changes in the age/gender mix and area mix using internally-developed factors. Section B of the rate filing contains detail on the calculations of the impact of demographic mix shifts. • the projected impact of changes in network composition and provider/pharmacy contracts.

B. Trend Factors (Cost/Utilization): Anticipated annual trend from the experience period to the rating period for the product line is as follows. This is detailed on the Connecticut Historical and Projected Trends exhibit in Section A provides further details regarding trend.

Component Unit Cost Utilization Total Trend Medical 5.6% 1.4% 7.1% Pharmacy 7.0% 1.0% 8.1% Total 5.9% 1.3% 7.3%

Revised 082415; page 3

a. Medical Trend Allowed medical trend includes known and anticipated changes in provider contract rates, severity and medical technology impacts, and expected changes in utilization. The impact of benefit leveraging is accounted for separately in the projected paid to allowed ratio.

b. Pharmacy Trend Pharmacy trend considers the impact of formulary changes, patent expirations, new drugs, other general market share shifts, and overall utilization trend.

Please note that as of August 5, 2015, annual trend has been reduced to 6.5%.

7. Credibility Manual Rate Development A. Source and Appropriateness of Experience Data Used: The source data for our manual rate is the experience incurred for calendar year 2014 and paid through January 2015 for Aetna Life Insurance Company (ALIC) and Aetna Health Inc. (AHI) in the CT Small Group market. The Small Group market experience is considered an appropriate source for the manual rate due to similarities in covered benefits and market dynamics to the post-2014 ACA Individual market. The similar dynamics include no medical underwriting and guaranteed issue & renewability.

B. Adjustments Made to the Data: The Small Group experience used as the basis for the manual rate was adjusted in a similar manner as the base period experience for changes in demographic and area normalizations. The data is further adjusted for projected changes in network and provider contract rates, in addition to unit cost and utilization trend.

C. Inclusion of Capitation Payments: For Small Group, the impact of capitated services is immaterial (0.2%).

8. Credibility of Experience The Individual ACA membership of 55,452 for calendar year 2014 is deemed to be 48.1% credible.

9. Paid-to-Allowed Ratio The expected distribution of membership by metallic tier results in a projected paid to allowed ratio of approximately 65.1%, as shown in Worksheet 2 and detailed in Section B, Product Portfolio & Projected Membership Distribution exhibit.

10. Reinsurance and Risk Adjustment A. Reinsurance – Experience Period Plan information is known on paid claims and thus, recoveries are listed in the appropriate HIOS ID on Worksheet II.

B. Reinsurance – Projection Period The 2016 reinsurance recoveries were estimated by relying on an internally developed model using Connecticut Small Group claims data incurred during calendar year 2013, trended forward with a factor of 9.7% to 2016. We are assuming average coverage in Connecticut of $2,250 deductible, $5,750 out-of-pocket limit and 70% coinsurance, then using federally established parameters of 50% of paid claims between $90,000 and $250,000, adjusted for 2016 enrollment assumptions and adjusted for the Connecticut geography. We expect the transitional reinsurance program to reduce average claims for these products by approximately 6.2% in 2016 excluding the impact of the Reinsurance Contribution. Revised 082415; page 4

The net impact of Reinsurance, after considering the Reinsurance Contribution of $2.25 PMPM for 2016, is $20.67 PMPM, as shown on the Base Rate Development exhibit in Section B. This was allocated by plan based upon expected membership.

C. Risk Adjustment – Experience Period Risk Adjustment is estimated as a per member per month amount by metallic tier.

D. Risk Adjustment – Projection Period Aetna has utilized data from external consultants to analyze potential Risk Adjustment results for 2014 and convert that to the 2016 projection period. As of August 5th, the net risk adjustment receivable has been revised to $25.06, net of the user fee of $0.15 PMPM.

11. Non-Benefit Expenses and Profit & Risk The retention portion of the projected premium is 23.9%. This was developed from the following items and approximated as shown: 1. Taxes and Fees of 9.0% comprised of: a. Premium Taxes of 1.75% b. Patient Centered Outcomes Research Fund of $0.17 per member per year, converted to 0.04% c. Health Insurer Fee of 3.0%, including a gross-up for income taxes d. CT Exchange User Fee of 1.65%. e. Federal Income Tax of 2.1%, assuming 35% tax rate f. CT Vaccine Assessment of 0.4% 3. General Administrative Expenses, including sales and commissions expenses, of approximately 11.0% of premium 4. After-tax Target Profit & Risk of 3.9%

The Risk Adjustment Program User Fee and the Reinsurance Contribution have been reflected in the risk adjustment and reinsurance components of incurred claims. The Exchange User Fee is applied as an adjustment to the Index Rate at the market level. These prospective expenses are based on historical expense levels, current-year projections, and projected changes in expenses, inflation, and membership.

12. Projected Loss Ratio The projected MBR for this filing calculated in the traditional way (inclusive of Reinsurance Contribution & Risk Adj. Program User Fee) is 75.6%. The expected 2016 MLR for this filing, as defined by PPACA and before any credibility adjustment, is 84.5%. Section A, Connecticut Financials exhibit, illustrates the MLR projection.

13. Single Risk Pool The plans and rates included in the Part I URRT are those for all plans we intend to offer in the Individual market in Connecticut through Aetna Life Insurance Company. The proposed rates comply with the Single Risk Pool requirements of 45 CFR §156.80(d).

Revised 082415; page 5

14. Index Rate The index rates for the experience and projection periods are set equal to the actual and projected allowed claims, respectively, less non-essential health benefits (non-EHBs).

The index rate reflects the projected mix of business by plan. The AV pricing values for each plan are set based on the actuarial value and cost-sharing design of the plan, the plan’s provider network, delivery system characteristics, and practices, the impacts (as applicable) of benefits in addition to EHBs and catastrophic eligibility criteria, and the distribution and administrative costs applicable to the plan/product. Rates do not differ for any characteristic other than those allowable under the regulations as described in 45 CFR 156 §156.80(d)(2).

15. Market-Adjusted Index Rate The development of the Market Adjusted Index Rate is illustrated herein. The three adjustments (Transitional Reinsurance, Risk Adjustment, and Exchange User Fees) were discussed previously. The reinsurance and risk adjustments on Worksheet 1 of the URRT are displayed on a paid-basis. The values reflected have each been divided by the paid to allowed ratio to convert them to an allowed-basis.

Projected Index Rate: $579.51 Net Risk Adjustment: 0.934 Net Reinsurance: 0.945 Exchange User Fees: 1.000 Total Impact: -12.12% Market Adjusted Index Rate: $509.29

16. Plan-Adjusted Index Rates Exhibit E-2 illustrates the development of the Plan Adjusted Index Rates, and displays each plan-specific adjustment made to the Market Adjusted Index Rate. The Plan Adjusted Index Rates are displayed in Column 7. The following briefly describes how each set of adjustments was determined.

A. Actuarial Value, Cost Sharing, and Tobacco: The factors in Column 2 are the product of three separate adjustments: 1. We used internal models developed on large group claims experience to estimate the impact of different cost sharing designs. We also reviewed the projected experience and the projected membership by plan to estimate an overall paid-to-allowed ratio. The combination of these two analyses is a projection of the relative paid to allowed ratio which also reflects the impact of out of network coverage. 2. We applied an adjustment for the impact different levels of cost sharing have on the use of medical services, which is based in part on the induced utilization factors used in the Risk Adjustment program. These adjustments are first normalized to result in an aggregate factor of 1.0 when applied to the projected 2016 membership. 3. We remove the aggregate impact of tobacco rating. A 10% load is applied to all tobacco users age 21 and older. Approximately 5% of enrollees are expected to be tobacco users. The average tobacco factor is calculated as 1.0 * .95% + 1.1 * 5% = 1.004. The non-tobacco adjustment (to derive a rate for non- tobacco users) is the reciprocal of this value, or approximately 0.996.

Revised 082415; page 6

B. Distribution and Administrative Costs: Column 3 reflects the adjustment for projected administrative costs and profit. These are discussed above in the ‘Non-Benefit Expenses and Profit & Risk’ section, and exclude the Reinsurance Contribution, Risk Adjustment User Fee, and Exchange User Fee, which are reflected elsewhere.

C. Provider Network, Delivery System, and Utilization Management: The factors in Column 4 reflect the impact of differences in the network size, efficiency, and provider contract terms.

D. Benefits in addition to EHBs: The factors in Column 5 adjust for the impact of benefits in addition to EHBs. The products discussed in this filing provide coverage for only those benefits defined as Essential Health Benefits (EHB). Hence, all factors in Column 5 are 1.00.

E. Catastrophic Plan Eligibility: This filing does not include catastrophic plans.

F. Experience Period Plan Adjusted Index Rates Worksheet 2 of the URRT displays the Plan Adjusted Index Rates for the experience period. Since these values were not explicitly developed as part of our 2014 rate filings, we have approximated the values that would have been filed. The approach used to develop these values starts with the 2014 plan-specific base rates (the premium rate that would have been charged for a member with 1.0 age, area, and tobacco factors), and multiplies them by the average age and area factors that were projected in the 2014 filing.

17. Calibration A. Age Curve Calibration: The age factors are based on the HHS Default Standard Age curve. The factors are shown in Section B, Demographic Adjustment exhibit. We project a premium-weighted average age factor for the 2016 membership of 1.49 using the prescribed age curve. The age most closely corresponding to the weighted average age factor is 46. We determine a calibration factor of 0.671 by taking the reciprocal of the weighted average age factor.

The Area Shift Calculation exhibit in Section B summarizes the rating area definitions and factors. It also displays the projected membership by area and the projected average area factor of 1.1002. The calibration factor is the reciprocal, or 0.909.

B. Quarterly Trend Calibration: Not applicable.

18. Consumer-Adjusted Premium Rate Development Rates are determined using the prescribed member build-up approach. In the event that a family includes more than three child dependents under age 21, only the three oldest child dependents will be considered in determining the family’s premium. Additional child dependents (non-billable members) will not be included in the rate calculation.

The premium for each billable member is calculated as: Calibrated Plan Adjusted Index Rate * Age Factor * Area Factor * Tobacco Factor The resulting rate is rounded to the nearest cent, and rates are then summed for all billable family members. Revised 082415; page 7

As an example of this calculation, consider a family living in Hartford County that enrolls in the Silver $10 Copay OAMC plan. Assume that the parents are ages 42 and 40 and have children ages 13, 11, 8, and 6, and no family member uses tobacco. The rate for this family is calculated as:

Member Age 42 40 13 11 8 6 Calibrated Plan Adjusted Index Rate $286.03 $286.03 $286.03 $286.03 $286.03 $286.03 Age Factor 1.3250 1.2780 0.6350 0.6350 0.6350 0.6350 Area Factor 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Tobacco Factor 1.0000 1.0000 N/A N/A N/A N/A Final Rate $378.99 $365.55 $181.63 $181.63 $181.63 N/A

The family’s final monthly rate is the sum of the member rates, or $1,289.43. Consistent with the limit on the number of billable dependents, no premium will be charged for the youngest family member in this example.

19. AV Metal Values The AV Metal Values on Worksheet 2 were based on the AV Calculator. As applicable, entries were modified to reflect the plan appropriately and/or adjustments were made for plan design features that could not be entered in the calculator per 45 CFR Part 156, §156.135. In Section D, accompanying certification discusses how the benefits were modified to fit the parameters and the development of any adjustments. The AV screen shots provide detail on the modified entries and adjustments to AV, as applicable.

20. AV Pricing Values The AV Pricing Values are calculated as the ratio of the Plan Adjusted Index Rate to the Market Adjusted Index Rate. AV Pricing Values do not differ based on morbidity differences nor benefit selection anticipated within the Single Risk Pool.

21. Membership Projections Exhibit E-2 summarizes the membership projections by plan. Membership projections are based on historical experience, enrollment in ACA-compliant plans through January 2015, and our expectations for future sales as additional members move to these plans from grandfathered plans.

22. Terminated Products The following products will be closed to new sales prior to January 1, 2016: HIOS Plan ID 39159CT012. Consistent with the URRT instructions, experience for non-single risk pool terminated products is reported in aggregate under the terminated product with the largest membership in the experience period.

23. Plan Type All plans are consistent with the plan type indicated on Worksheet 2.

24. Warning Alerts The Experience Period Plan Adjusted Index Rate on Worksheet 2 differs from the Experience Period Premium PMPM on Worksheet 1 since the Experience Period Premium reflects the actual enrollment mix for all non- grandfathered business in the market in 2014 while the average Plan Adjusted Index Rate reflects the projected (vs. actual) ACA mix for single risk pool experience and a zero rate for non-single risk pool experience.

Revised 082415; page 8

For the same reason, Total Premium (TP) differs between Worksheets 1 and 2.

The Experience Period Incurred claims and Incurred Claims PMPM on Worksheet 2 adjust for the impacts of Reinsurance and Risk Adjustment. The Incurred Claims on Worksheet 1 are not adjusted for the impact of Reinsurance and Risk Adjustment. The warning alerts on rows 67 and 72 of Worksheet 2 result from the different treatment of Reinsurance and Risk Adjustment on the two worksheets.

25. Benefit Design This filing includes the following standard plans: four Bronze, three Silver, and two Gold.

Please refer to the corresponding policy forms for detailed benefit language. Information on the cost-sharing parameters of the covered benefit plans, including deductibles, copays, and Actuarial Values, is summarized in Sections C & D. All benefit and cost sharing parameters comply with Connecticut benefit mandates and the requirements of PPACA, including preventive care benefits, deductible limits, and Actuarial Value requirements.

26. Marketing Plans will be marketed through brokers and general agents, and directly to consumers through direct mail, telemarketing, and the internet.

27. Underwriting Aetna will verify applicant eligibility for these plans based on any applicable age or geographic limitations. Additionally, with respect to determining the applicable premium risk class due to tobacco-use status, the underwriting criteria will be consistent with the communicated federal thresholds. Tobacco use will be determined by use of tobacco on average of four or more times per week (excluding religious or ceremonial uses) within no longer than the past six months.

28. Renewability These policies are guaranteed renewable as required under §2703 of the Public Health Service Act.

29. Company Financial Condition As of December 31, 2014, the capital and surplus held by Aetna Life Insurance Company was approximately $3.9 billion. This amount is disclosed in the Company’s statutory financial statement dated December 31, 2014. The Company issues insurance nationwide for multiple lines of business including, large group medical, Small Group medical, individual medical, and various non-medical products.

Reliance While I have reviewed the reasonableness of the assumptions in support of both the preparation of the Part I Unified Rate Review Template and the assumptions in support of the rate development applicable to the products discussed in this filing, I relied on the expertise of the following noted individuals, along with work products produced at their direction, for the following items:

• URRT Methodology and Data Definitions James Lescoe • Experience Period Data – Individual – AET Manos Paximadas • Experience Period Data – Small Group – AET Paul Marlowe • Experience Period MLR Rebates Becki Hall • Reinsurance Recovery – CY 2014 Dave Grieshaber • Reinsurance Estimate – CY 2016 Breann Cartwright Revised 082415; page 9

• Risk Adjustment Payment/Receivable – CY 2014 John Caruso • Medical Cost and Utilization Trend Katie Lishego • Rx Cost and Utilization Trend Brad Schoening • 2014 ACA Relative Risk to the Market Average Dave Grieshaber • Actuarial Value, Modifications, and Benefit Relativities Brent Reis • Pediatric Dental Claim Cost Barbara Weber • Components of Retention/Administrative Fees Jon Kunkle / Don Pappas

Certification

While this memorandum discusses both our development of rates for these products and the completion of the Part I Unified Rate Review Template (URRT), the Part I URRT does not demonstrate the process used by Aetna to develop the rates. Rather, it represents information required by Federal regulation to be provided in support of the review of rate increases, for certification of qualified health plans for Federally-facilitated marketplaces, and for certification that the index rate is developed in accordance with Federal regulation, is used consistently, and is only adjusted by the allowable modifiers. The information provided above is intended to comply with these requirements.

I, Geoffrey S. Shannon, am an Associate of the Society of Actuaries, a member of the American Academy of Actuaries, and am qualified in the area of health insurance. I hereby certify that to the best of my knowledge and judgment:

1. This rate filing is in compliance with the applicable laws and regulations of Connecticut, the requirements under federal law and regulation, and all applicable Actuarial Standards of Practice, including but not limited to:

a. ASOP No. 5, Incurred Health and Disability Claims b. ASOP No. 8, Regulatory Filings for Health Benefits, Accident and Health Insurance, and Entities Providing Health c. ASOP No. 12, Risk Classification d. ASOP No. 23, Data Quality e. ASOP No. 25, Credibility Procedures Applicable to Accident and Health, Group Term Life, and Property/Casualty Coverages f. ASOP No. 26, Compliance with Statutory and Regulatory Requirements for the Actuarial Certification of Small Employer Health Benefit Plans g. ASOP No. 41, Actuarial Communications.

2. The Projected Index Rate is: a. In compliance with all applicable State and Federal Statutes and Regulations (45 CFR 156.80(d)(1)), b. Developed in compliance with the applicable Actuarial Standards of Practice, c. Reasonable in relation to the benefits provided and the population anticipated to be covered, d. Neither excessive, deficient, nor unfairly discriminatory.

3. The Index Rate and only the allowable modifiers as described in 45 CFR 156.80(d)(1) and 45 CFR 156.80(d)(2) were used to generate plan-level rates.

Revised 082415; page 10

4. The percent of total premium that represents essential health benefits included in Worksheet 2, Sections III and IV were calculated in accordance with actuarial standards of practice.

5. The geographic rating factors reflect only differences in the costs of delivery (which include unit costs and provider practice pattern differences) and do not include differences for population morbidity by geographic area.

6. The AV Calculator was used to determine the AV Metal Values shown in Worksheet 2 of the Part I Unified Rate Review Template for all plans. Adjustments made to reflect benefit features not handled by the AV Calculator are discussed in the attached certification required by 45 CFR Part 156, §156.135.

August 24, 2015 ______Geoffrey S. Shannon, ASA, MAAA Date Aetna Life Insurance Company

Revised 082415; page 11

CONNECTICUT INDIVIDUAL - 2016 FEDERAL RATE REVIEW: SUPPORTING DOCUMENTATION Exhibit E-2, Calculation of Plan Adjusted Index Rates and Calibrated Plan Adjusted Index Rates

(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) = Product = (8) x (9) x (Columns 1-6) (10) = (7) x (11) = (7) / (1) Calibrated Market AV, Cost Benefits in Impact of Plan Age Area Trend Total AV Metal Member Distribution Network Plan HIOS ID Plan Name Adjusted Sharing, & addition to Eligibility Adjusted Calibration Calibration Calibration Calibration Pricing Tier Distribution & Admin & UM Adjusted Index Rate Tobacco EHBs (CAT) Index Rate Factor Factor Factor Adjustm't Value Index Rate 39159CT0080009 CT Aetna Gold $10 Copay OAMC PD Gold 12.00% $509.29 0.891 1.313 1.000 1.000 1.000 595.82 0.671 0.909 1.000 0.610 363.50 1.170 39159CT0080011 CT Aetna Silver $10 Copay OAMC PD Silver 20.00% $509.29 0.701 1.313 1.000 1.000 1.000 468.84 0.671 0.909 1.000 0.610 286.03 0.921 39159CT0080007 CT Aetna Bronze $15 Copay OAMC PD Bronze 40.00% $509.29 0.587 1.313 1.000 1.000 1.000 392.45 0.671 0.909 1.000 0.610 239.43 0.771 39159CT0080008 CT Aetna Bronze Deductible Only HSA Eligible OAMC PD Bronze 17.00% $509.29 0.569 1.313 1.000 1.000 1.000 380.51 0.671 0.909 1.000 0.610 232.15 0.747 39159CT0080013 CT Aetna Whole Health Gold $5 Copay PD Gold 1.00% $509.29 0.919 1.313 1.000 1.000 1.000 614.87 0.671 0.909 1.000 0.610 375.13 1.207 39159CT0080014 CT Aetna Whole Health Silver $10 Copay PD Silver 3.00% $509.29 0.664 1.313 1.000 1.000 1.000 444.11 0.671 0.909 1.000 0.610 270.94 0.872 39159CT0080012 CT Aetna Whole Health Bronze $35 Copay PD Bronze 5.00% $509.29 0.565 1.313 1.000 1.000 1.000 377.74 0.671 0.909 1.000 0.610 230.45 0.742 39159CT0090006 CT Costco Silver $10 Copay OAMC PD Silver 1.00% $509.29 0.703 1.277 1.000 1.000 1.000 457.14 0.671 0.909 1.000 0.610 278.89 0.898 39159CT0090005 CT Costco Bronze Deductible Only HSA Eligible OAMC Bronze 1.00% $509.29 0.577 1.277 1.000 1.000 1.000 375.51 0.671 0.909 1.000 0.610 229.10 0.737

ALIC: 2016 CT IVL Rate Filing Revised 081715 Section E 2016 Rates Table Template v5.05 All fields with an asterisk ( * ) are required. To validate press Validate button or Ctrl + Shift + I. To finalize, press Finalize button or Ctrl + Shift + F. If macros are disabled, press and hold the ALT key and pressIf you are a community rating state, select Family Option under Age and fill in all columns. If you are not community rating state, select 0-20 under Age and provide an Individual Rate for every age band. If Tobacco is Tobacco User/Non-Tobacco User, you must give a rate for Tobacco Use and Non-Tobacco Use. To add a new sheet, press the Add Sheet button, or Ctrl + Shift + H. All plans must have the same dates on a sheet. HIOS Issuer ID* 39159 Federal TIN* 06-6033492 Rate Effective Date* 01/01/2016 Rate Expiration Date* 12/31/2016

Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco enrollee Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan on a plan plan

39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 174.84 174.84 0-20 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 275.35 302.88 21 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 275.35 302.88 22 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 275.35 302.88 23 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 275.35 302.88 24 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 276.45 304.09 25 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 281.95 310.15 26 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 288.56 317.42 27 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 299.30 329.23 28 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 308.11 338.92 29 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 312.52 343.77 30 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 319.13 351.04 31 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 325.73 358.31 32 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 329.86 362.85 33 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 334.27 367.70 34 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 336.47 370.12 35 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 338.68 372.54 36 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 340.88 374.97 37 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 343.08 377.39 38 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 347.49 382.24 39 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 351.89 387.08 40 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 358.50 394.35 41 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 364.83 401.32 42 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 373.65 411.01 43 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 384.66 423.12 44 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 397.60 437.36 45 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 413.02 454.32 46 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 430.37 473.40 47 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 450.19 495.21 48 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 469.74 516.71 49 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 491.77 540.95 50 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 513.52 564.87 51 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 537.48 591.22 52 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 561.71 617.88 53 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 587.86 646.65 54 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 614.02 675.42 55 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 642.38 706.62 56 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 671.02 738.12 57 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 701.58 771.74 58 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 716.73 788.40 59 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 747.29 822.02 60 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 773.72 851.10 61 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 791.07 870.18 62 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 812.82 894.10 63 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 825.76 908.34 64 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 825.76 908.34 65 and over 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 152.04 152.04 0-20 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 239.43 263.37 21 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 239.43 263.37 22 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 239.43 263.37 23 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 239.43 263.37 24 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 240.39 264.43 25 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 245.18 269.70 26 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 250.92 276.02 27 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 260.26 286.29 28 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 267.92 294.72 29 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 271.75 298.93 30 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 277.50 305.25 31 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 283.25 311.57 32 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 286.84 315.52 33 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 290.67 319.74 34 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 292.59 321.84 35 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 294.50 323.95 36 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 296.42 326.06 37 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 298.33 328.16 38 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 302.16 332.38 39 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 305.99 336.59 40 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 311.74 342.91 41 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 317.25 348.97 42 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 324.91 357.40 43 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 334.49 367.93 44 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 345.74 380.31 45 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 359.15 395.06 46 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 374.23 411.65 47 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 391.47 430.62 48 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 408.47 449.32 49 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 427.62 470.39 50 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 446.54 491.19 51 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 467.37 514.11 52 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 488.44 537.28 53 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 511.19 562.31 54 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 533.93 587.33 55 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 558.59 614.45 56 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 583.49 641.84 57 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 610.07 671.08 58 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 623.24 685.56 59 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 649.82 714.80 60 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 672.80 740.08 61 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 687.89 756.68 62 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 706.80 777.48 63 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 718.06 789.86 64 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 718.06 789.86 65 and over 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 152.04 152.04 0-20 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 239.43 263.37 21 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 239.43 263.37 22 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 239.43 263.37 23 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 239.43 263.37 24 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 240.39 264.43 25 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 245.18 269.70 26 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 250.92 276.02 27 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 260.26 286.29 28 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 267.92 294.72 29 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 271.75 298.93 30 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 277.50 305.25 31 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 283.25 311.57 32 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 286.84 315.52 33 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 290.67 319.74 34 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 292.59 321.84 35 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 294.50 323.95 36 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 296.42 326.06 37 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 298.33 328.16 38 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 302.16 332.38 39 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 305.99 336.59 40 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 311.74 342.91 41 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 317.25 348.97 42 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 324.91 357.40 43 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 334.49 367.93 44 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 345.74 380.31 45 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 359.15 395.06 46 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 374.23 411.65 47 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 391.47 430.62 48 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 408.47 449.32 49 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 427.62 470.39 50 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 446.54 491.19 51 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 467.37 514.11 52 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 488.44 537.28 53 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 511.19 562.31 54 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 533.93 587.33 55 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 558.59 614.45 56 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 583.49 641.84 57 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 610.07 671.08 58 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 623.24 685.56 59 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 649.82 714.80 60 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 672.80 740.08 61 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 687.89 756.68 62 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 706.80 777.48 63 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 718.06 789.86 64 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 718.06 789.86 65 and over 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 152.04 152.04 0-20 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 239.43 263.37 21 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 239.43 263.37 22 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 239.43 263.37 23 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 239.43 263.37 24 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 240.39 264.43 25 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 245.18 269.70 26 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 250.92 276.02 27 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 260.26 286.29 28 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 267.92 294.72 29 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 271.75 298.93 30 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 277.50 305.25 31 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 283.25 311.57 32 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 286.84 315.52 33 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 290.67 319.74 34 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 292.59 321.84 35 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 294.50 323.95 36 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 296.42 326.06 37 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 298.33 328.16 38 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 302.16 332.38 39 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 305.99 336.59 40 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 311.74 342.91 41 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 317.25 348.97 42 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 324.91 357.40 43 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 334.49 367.93 44 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 345.74 380.31 45 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 359.15 395.06 46 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 374.23 411.65 47 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 391.47 430.62 48 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 408.47 449.32 49 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 427.62 470.39 50 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 446.54 491.19 51 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 467.37 514.11 52 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 488.44 537.28 53 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 511.19 562.31 54 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 533.93 587.33 55 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 558.59 614.45 56 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 583.49 641.84 57 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 610.07 671.08 58 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 623.24 685.56 59 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 649.82 714.80 60 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 672.80 740.08 61 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 687.89 756.68 62 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 706.80 777.48 63 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 718.06 789.86 64 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 718.06 789.86 65 and over 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 163.44 163.44 0-20 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 257.39 283.13 21 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 257.39 283.13 22 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 257.39 283.13 23 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 257.39 283.13 24 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 258.42 284.26 25 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 263.57 289.92 26 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 269.74 296.72 27 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 279.78 307.76 28 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 288.02 316.82 29 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 292.14 321.35 30 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 298.31 328.15 31 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 304.49 334.94 32 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 308.35 339.19 33 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 312.47 343.72 34 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 314.53 345.98 35 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 316.59 348.25 36 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 318.65 350.51 37 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 320.71 352.78 38 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 324.82 357.31 39 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 328.94 361.84 40 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 335.12 368.63 41 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 341.04 375.14 42 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 349.28 384.20 43 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 359.57 395.53 44 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 371.67 408.84 45 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 386.08 424.69 46 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 402.30 442.53 47 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 420.83 462.91 48 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 439.11 483.02 49 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 459.70 505.67 50 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 480.03 528.03 51 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 502.42 552.67 52 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 525.07 577.58 53 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 549.53 604.48 54 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 573.98 631.38 55 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 600.49 660.54 56 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 627.26 689.98 57 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 655.83 721.41 58 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 669.98 736.98 59 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 698.55 768.41 60 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 723.26 795.59 61 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 739.48 813.43 62 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 759.81 835.79 63 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 771.91 849.10 64 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 771.91 849.10 65 and over 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 174.84 174.84 0-20 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 275.35 302.88 21 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 275.35 302.88 22 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 275.35 302.88 23 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 275.35 302.88 24 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 276.45 304.09 25 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 281.95 310.15 26 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 288.56 317.42 27 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 299.30 329.23 28 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 308.11 338.92 29 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 312.52 343.77 30 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 319.13 351.04 31 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 325.73 358.31 32 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 329.86 362.85 33 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 334.27 367.70 34 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 336.47 370.12 35 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 338.68 372.54 36 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 340.88 374.97 37 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 343.08 377.39 38 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 347.49 382.24 39 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 351.89 387.08 40 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 358.50 394.35 41 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 364.83 401.32 42 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 373.65 411.01 43 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 384.66 423.12 44 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 397.60 437.36 45 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 413.02 454.32 46 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 430.37 473.40 47 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 450.19 495.21 48 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 469.74 516.71 49 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 491.77 540.95 50 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 513.52 564.87 51 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 537.48 591.22 52 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 561.71 617.88 53 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 587.86 646.65 54 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 614.02 675.42 55 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 642.38 706.62 56 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 671.02 738.12 57 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 701.58 771.74 58 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 716.73 788.40 59 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 747.29 822.02 60 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 773.72 851.10 61 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 791.07 870.18 62 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 812.82 894.10 63 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 825.76 908.34 64 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 825.76 908.34 65 and over 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 152.04 152.04 0-20 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 239.43 263.37 21 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 239.43 263.37 22 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 239.43 263.37 23 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 239.43 263.37 24 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 240.39 264.43 25 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 245.18 269.70 26 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 250.92 276.02 27 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 260.26 286.29 28 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 267.92 294.72 29 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 271.75 298.93 30 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 277.50 305.25 31 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 283.25 311.57 32 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 286.84 315.52 33 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 290.67 319.74 34 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 292.59 321.84 35 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 294.50 323.95 36 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 296.42 326.06 37 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 298.33 328.16 38 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 302.16 332.38 39 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 305.99 336.59 40 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 311.74 342.91 41 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 317.25 348.97 42 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 324.91 357.40 43 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 334.49 367.93 44 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 345.74 380.31 45 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 359.15 395.06 46 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 374.23 411.65 47 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 391.47 430.62 48 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 408.47 449.32 49 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 427.62 470.39 50 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 446.54 491.19 51 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 467.37 514.11 52 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 488.44 537.28 53 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 511.19 562.31 54 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 533.93 587.33 55 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 558.59 614.45 56 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 583.49 641.84 57 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 610.07 671.08 58 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 623.24 685.56 59 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 649.82 714.80 60 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 672.80 740.08 61 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 687.89 756.68 62 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 706.80 777.48 63 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 718.06 789.86 64 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 718.06 789.86 65 and over 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 152.04 152.04 0-20 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 239.43 263.37 21 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 239.43 263.37 22 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 239.43 263.37 23 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 239.43 263.37 24 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 240.39 264.43 25 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 245.18 269.70 26 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 250.92 276.02 27 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 260.26 286.29 28 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 267.92 294.72 29 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 271.75 298.93 30 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 277.50 305.25 31 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 283.25 311.57 32 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 286.84 315.52 33 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 290.67 319.74 34 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 292.59 321.84 35 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 294.50 323.95 36 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 296.42 326.06 37 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 298.33 328.16 38 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 302.16 332.38 39 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 305.99 336.59 40 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 311.74 342.91 41 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 317.25 348.97 42 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 324.91 357.40 43 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 334.49 367.93 44 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 345.74 380.31 45 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 359.15 395.06 46 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 374.23 411.65 47 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 391.47 430.62 48 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 408.47 449.32 49 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 427.62 470.39 50 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 446.54 491.19 51 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 467.37 514.11 52 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 488.44 537.28 53 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 511.19 562.31 54 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 533.93 587.33 55 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 558.59 614.45 56 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 583.49 641.84 57 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 610.07 671.08 58 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 623.24 685.56 59 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 649.82 714.80 60 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 672.80 740.08 61 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 687.89 756.68 62 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 706.80 777.48 63 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 718.06 789.86 64 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 718.06 789.86 65 and over 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 169.53 169.53 0-20 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 266.97 293.67 21 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 266.97 293.67 22 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 266.97 293.67 23 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 266.97 293.67 24 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 268.04 294.84 25 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 273.38 300.71 26 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 279.78 307.76 27 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 290.20 319.21 28 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 298.74 328.61 29 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 303.01 333.31 30 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 309.42 340.36 31 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 315.82 347.41 32 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 319.83 351.81 33 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 324.10 356.51 34 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 326.24 358.86 35 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 328.37 361.21 36 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 330.51 363.56 37 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 332.64 365.91 38 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 336.91 370.61 39 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 341.19 375.30 40 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 347.59 382.35 41 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 353.73 389.11 42 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 362.28 398.50 43 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 372.96 410.25 44 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 385.50 424.05 45 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 400.45 440.50 46 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 417.27 459.00 47 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 436.49 480.14 48 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 455.45 500.99 49 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 476.81 524.49 50 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 497.90 547.69 51 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 521.12 573.24 52 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 544.62 599.08 53 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 569.98 626.98 54 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 595.34 654.87 55 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 622.84 685.12 56 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 650.60 715.66 57 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 680.24 748.26 58 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 694.92 764.41 59 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 724.55 797.01 60 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 750.18 825.20 61 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 767.00 843.70 62 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 788.09 866.90 63 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 800.64 880.70 64 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 800.64 880.70 65 and over 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 147.41 147.41 0-20 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 232.15 255.36 21 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 232.15 255.36 22 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 232.15 255.36 23 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 232.15 255.36 24 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 233.08 256.38 25 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 237.72 261.49 26 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 243.29 267.62 27 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 252.34 277.58 28 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 259.77 285.75 29 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 263.49 289.84 30 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 269.06 295.96 31 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 274.63 302.09 32 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 278.11 305.92 33 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 281.83 310.01 34 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 283.68 312.05 35 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 285.54 314.09 36 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 287.40 316.14 37 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 289.25 318.18 38 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 292.97 322.27 39 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 296.68 326.35 40 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 302.26 332.48 41 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 307.59 338.35 42 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 315.02 346.53 43 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 324.31 356.74 44 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 335.22 368.74 45 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 348.22 383.04 46 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 362.85 399.13 47 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 379.56 417.52 48 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 396.04 435.65 49 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 414.61 456.08 50 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 432.95 476.25 51 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 453.15 498.47 52 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 473.58 520.94 53 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 495.63 545.20 54 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 517.69 569.46 55 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 541.60 595.76 56 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 565.74 622.32 57 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 591.51 650.66 58 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 604.28 664.71 59 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 630.05 693.05 60 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 652.33 717.57 61 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 666.96 733.65 62 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 685.30 753.83 63 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 696.21 765.83 64 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 696.21 765.83 65 and over 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 147.41 147.41 0-20 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 232.15 255.36 21 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 232.15 255.36 22 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 232.15 255.36 23 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 232.15 255.36 24 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 233.08 256.38 25 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 237.72 261.49 26 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 243.29 267.62 27 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 252.34 277.58 28 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 259.77 285.75 29 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 263.49 289.84 30 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 269.06 295.96 31 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 274.63 302.09 32 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 278.11 305.92 33 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 281.83 310.01 34 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 283.68 312.05 35 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 285.54 314.09 36 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 287.40 316.14 37 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 289.25 318.18 38 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 292.97 322.27 39 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 296.68 326.35 40 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 302.26 332.48 41 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 307.59 338.35 42 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 315.02 346.53 43 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 324.31 356.74 44 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 335.22 368.74 45 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 348.22 383.04 46 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 362.85 399.13 47 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 379.56 417.52 48 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 396.04 435.65 49 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 414.61 456.08 50 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 432.95 476.25 51 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 453.15 498.47 52 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 473.58 520.94 53 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 495.63 545.20 54 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 517.69 569.46 55 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 541.60 595.76 56 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 565.74 622.32 57 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 591.51 650.66 58 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 604.28 664.71 59 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 630.05 693.05 60 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 652.33 717.57 61 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 666.96 733.65 62 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 685.30 753.83 63 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 696.21 765.83 64 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 696.21 765.83 65 and over 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 147.41 147.41 0-20 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 232.15 255.36 21 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 232.15 255.36 22 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 232.15 255.36 23 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 232.15 255.36 24 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 233.08 256.38 25 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 237.72 261.49 26 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 243.29 267.62 27 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 252.34 277.58 28 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 259.77 285.75 29 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 263.49 289.84 30 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 269.06 295.96 31 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 274.63 302.09 32 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 278.11 305.92 33 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 281.83 310.01 34 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 283.68 312.05 35 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 285.54 314.09 36 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 287.40 316.14 37 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 289.25 318.18 38 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 292.97 322.27 39 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 296.68 326.35 40 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 302.26 332.48 41 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 307.59 338.35 42 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 315.02 346.53 43 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 324.31 356.74 44 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 335.22 368.74 45 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 348.22 383.04 46 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 362.85 399.13 47 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 379.56 417.52 48 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 396.04 435.65 49 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 414.61 456.08 50 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 432.95 476.25 51 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 453.15 498.47 52 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 473.58 520.94 53 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 495.63 545.20 54 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 517.69 569.46 55 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 541.60 595.76 56 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 565.74 622.32 57 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 591.51 650.66 58 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 604.28 664.71 59 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 630.05 693.05 60 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 652.33 717.57 61 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 666.96 733.65 62 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 685.30 753.83 63 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 696.21 765.83 64 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 696.21 765.83 65 and over 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 158.47 158.47 0-20 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 249.56 274.51 21 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 249.56 274.51 22 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 249.56 274.51 23 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 249.56 274.51 24 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 250.56 275.61 25 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 255.55 281.10 26 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 261.54 287.69 27 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 271.27 298.40 28 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 279.26 307.18 29 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 283.25 311.57 30 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 289.24 318.16 31 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 295.23 324.75 32 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 298.97 328.87 33 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 302.96 333.26 34 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 304.96 335.46 35 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 306.96 337.65 36 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 308.95 339.85 37 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 310.95 342.04 38 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 314.94 346.44 39 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 318.93 350.83 40 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 324.92 357.42 41 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 330.66 363.73 42 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 338.65 372.51 43 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 348.63 383.50 44 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 360.36 396.40 45 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 374.34 411.77 46 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 390.06 429.06 47 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 408.03 448.83 48 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 425.75 468.32 49 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 445.71 490.28 50 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 465.43 511.97 51 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 487.14 535.85 52 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 509.10 560.01 53 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 532.81 586.09 54 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 556.51 612.17 55 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 582.22 640.44 56 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 608.17 668.99 57 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 635.87 699.46 58 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 649.60 714.56 59 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 677.30 745.03 60 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 701.26 771.38 61 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 716.98 788.68 62 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 736.69 810.36 63 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 748.42 823.27 64 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 748.42 823.27 65 and over 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 169.53 169.53 0-20 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 266.97 293.67 21 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 266.97 293.67 22 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 266.97 293.67 23 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 266.97 293.67 24 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 268.04 294.84 25 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 273.38 300.71 26 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 279.78 307.76 27 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 290.20 319.21 28 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 298.74 328.61 29 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 303.01 333.31 30 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 309.42 340.36 31 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 315.82 347.41 32 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 319.83 351.81 33 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 324.10 356.51 34 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 326.24 358.86 35 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 328.37 361.21 36 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 330.51 363.56 37 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 332.64 365.91 38 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 336.91 370.61 39 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 341.19 375.30 40 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 347.59 382.35 41 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 353.73 389.11 42 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 362.28 398.50 43 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 372.96 410.25 44 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 385.50 424.05 45 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 400.45 440.50 46 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 417.27 459.00 47 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 436.49 480.14 48 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 455.45 500.99 49 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 476.81 524.49 50 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 497.90 547.69 51 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 521.12 573.24 52 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 544.62 599.08 53 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 569.98 626.98 54 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 595.34 654.87 55 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 622.84 685.12 56 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 650.60 715.66 57 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 680.24 748.26 58 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 694.92 764.41 59 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 724.55 797.01 60 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 750.18 825.20 61 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 767.00 843.70 62 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 788.09 866.90 63 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 800.64 880.70 64 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 800.64 880.70 65 and over 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 147.41 147.41 0-20 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 232.15 255.36 21 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 232.15 255.36 22 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 232.15 255.36 23 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 232.15 255.36 24 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 233.08 256.38 25 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 237.72 261.49 26 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 243.29 267.62 27 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 252.34 277.58 28 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 259.77 285.75 29 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 263.49 289.84 30 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 269.06 295.96 31 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 274.63 302.09 32 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 278.11 305.92 33 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 281.83 310.01 34 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 283.68 312.05 35 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 285.54 314.09 36 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 287.40 316.14 37 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 289.25 318.18 38 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 292.97 322.27 39 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 296.68 326.35 40 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 302.26 332.48 41 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 307.59 338.35 42 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 315.02 346.53 43 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 324.31 356.74 44 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 335.22 368.74 45 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 348.22 383.04 46 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 362.85 399.13 47 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 379.56 417.52 48 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 396.04 435.65 49 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 414.61 456.08 50 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 432.95 476.25 51 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 453.15 498.47 52 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 473.58 520.94 53 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 495.63 545.20 54 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 517.69 569.46 55 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 541.60 595.76 56 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 565.74 622.32 57 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 591.51 650.66 58 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 604.28 664.71 59 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 630.05 693.05 60 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 652.33 717.57 61 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 666.96 733.65 62 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 685.30 753.83 63 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 696.21 765.83 64 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 696.21 765.83 65 and over 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 147.41 147.41 0-20 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 232.15 255.36 21 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 232.15 255.36 22 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 232.15 255.36 23 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 232.15 255.36 24 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 233.08 256.38 25 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 237.72 261.49 26 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 243.29 267.62 27 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 252.34 277.58 28 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 259.77 285.75 29 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 263.49 289.84 30 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 269.06 295.96 31 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 274.63 302.09 32 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 278.11 305.92 33 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 281.83 310.01 34 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 283.68 312.05 35 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 285.54 314.09 36 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 287.40 316.14 37 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 289.25 318.18 38 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 292.97 322.27 39 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 296.68 326.35 40 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 302.26 332.48 41 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 307.59 338.35 42 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 315.02 346.53 43 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 324.31 356.74 44 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 335.22 368.74 45 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 348.22 383.04 46 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 362.85 399.13 47 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 379.56 417.52 48 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 396.04 435.65 49 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 414.61 456.08 50 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 432.95 476.25 51 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 453.15 498.47 52 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 473.58 520.94 53 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 495.63 545.20 54 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 517.69 569.46 55 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 541.60 595.76 56 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 565.74 622.32 57 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 591.51 650.66 58 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 604.28 664.71 59 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 630.05 693.05 60 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 652.33 717.57 61 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 666.96 733.65 62 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 685.30 753.83 63 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 696.21 765.83 64 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 696.21 765.83 65 and over 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 265.45 265.45 0-20 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 418.03 459.83 21 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 418.03 459.83 22 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 418.03 459.83 23 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 418.03 459.83 24 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 419.70 461.67 25 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 428.06 470.87 26 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 438.09 481.90 27 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 454.40 499.84 28 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 467.77 514.55 29 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 474.46 521.91 30 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 484.49 532.94 31 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 494.53 543.98 32 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 500.80 550.88 33 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 507.49 558.23 34 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 510.83 561.91 35 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 514.17 565.59 36 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 517.52 569.27 37 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 520.86 572.95 38 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 527.55 580.31 39 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 534.24 587.66 40 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 544.27 598.70 41 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 553.89 609.27 42 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 567.26 623.99 43 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 583.98 642.38 44 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 603.63 663.99 45 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 627.04 689.75 46 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 653.38 718.71 47 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 683.47 751.82 48 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 713.15 784.47 49 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 746.60 821.26 50 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 779.62 857.58 51 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 815.99 897.59 52 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 852.78 938.05 53 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 892.49 981.74 54 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 932.20 1025.42 55 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 975.26 1072.78 56 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1018.73 1120.61 57 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1065.13 1171.65 58 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1088.13 1196.94 59 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1134.53 1247.98 60 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1174.66 1292.12 61 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1200.99 1321.09 62 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1234.02 1357.42 63 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1253.66 1379.03 64 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1253.66 1379.03 65 and over 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 230.82 230.82 0-20 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 363.50 399.85 21 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 363.50 399.85 22 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 363.50 399.85 23 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 363.50 399.85 24 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 364.96 401.45 25 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 372.23 409.45 26 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 380.95 419.05 27 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 395.13 434.64 28 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 406.76 447.43 29 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 412.57 453.83 30 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 421.30 463.43 31 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 430.02 473.03 32 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 435.48 479.02 33 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 441.29 485.42 34 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 444.20 488.62 35 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 447.11 491.82 36 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 450.02 495.02 37 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 452.92 498.22 38 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 458.74 504.61 39 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 464.56 511.01 40 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 473.28 520.61 41 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 481.64 529.80 42 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 493.27 542.60 43 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 507.81 558.59 44 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 524.90 577.39 45 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 545.25 599.78 46 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 568.15 624.97 47 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 594.33 653.76 48 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 620.13 682.15 49 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 649.21 714.14 50 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 677.93 745.72 51 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 709.56 780.51 52 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 741.54 815.70 53 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 776.08 853.68 54 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 810.61 891.67 55 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 848.05 932.86 56 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 885.85 974.44 57 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 926.20 1018.82 58 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 946.20 1040.82 59 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 986.54 1085.20 60 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1021.44 1123.58 61 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1044.34 1148.78 62 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1073.06 1180.36 63 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1090.14 1199.16 64 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1090.14 1199.16 65 and over 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 230.82 230.82 0-20 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 363.50 399.85 21 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 363.50 399.85 22 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 363.50 399.85 23 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 363.50 399.85 24 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 364.96 401.45 25 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 372.23 409.45 26 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 380.95 419.05 27 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 395.13 434.64 28 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 406.76 447.43 29 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 412.57 453.83 30 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 421.30 463.43 31 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 430.02 473.03 32 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 435.48 479.02 33 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 441.29 485.42 34 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 444.20 488.62 35 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 447.11 491.82 36 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 450.02 495.02 37 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 452.92 498.22 38 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 458.74 504.61 39 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 464.56 511.01 40 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 473.28 520.61 41 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 481.64 529.80 42 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 493.27 542.60 43 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 507.81 558.59 44 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 524.90 577.39 45 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 545.25 599.78 46 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 568.15 624.97 47 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 594.33 653.76 48 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 620.13 682.15 49 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 649.21 714.14 50 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 677.93 745.72 51 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 709.56 780.51 52 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 741.54 815.70 53 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 776.08 853.68 54 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 810.61 891.67 55 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 848.05 932.86 56 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 885.85 974.44 57 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 926.20 1018.82 58 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 946.20 1040.82 59 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 986.54 1085.20 60 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1021.44 1123.58 61 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1044.34 1148.78 62 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1073.06 1180.36 63 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1090.14 1199.16 64 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1090.14 1199.16 65 and over 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 230.82 230.82 0-20 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 363.50 399.85 21 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 363.50 399.85 22 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 363.50 399.85 23 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 363.50 399.85 24 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 364.96 401.45 25 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 372.23 409.45 26 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 380.95 419.05 27 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 395.13 434.64 28 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 406.76 447.43 29 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 412.57 453.83 30 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 421.30 463.43 31 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 430.02 473.03 32 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 435.48 479.02 33 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 441.29 485.42 34 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 444.20 488.62 35 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 447.11 491.82 36 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 450.02 495.02 37 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 452.92 498.22 38 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 458.74 504.61 39 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 464.56 511.01 40 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 473.28 520.61 41 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 481.64 529.80 42 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 493.27 542.60 43 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 507.81 558.59 44 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 524.90 577.39 45 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 545.25 599.78 46 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 568.15 624.97 47 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 594.33 653.76 48 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 620.13 682.15 49 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 649.21 714.14 50 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 677.93 745.72 51 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 709.56 780.51 52 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 741.54 815.70 53 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 776.08 853.68 54 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 810.61 891.67 55 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 848.05 932.86 56 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 885.85 974.44 57 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 926.20 1018.82 58 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 946.20 1040.82 59 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 986.54 1085.20 60 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1021.44 1123.58 61 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1044.34 1148.78 62 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1073.06 1180.36 63 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1090.14 1199.16 64 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1090.14 1199.16 65 and over 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 248.14 248.14 0-20 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 390.76 429.84 21 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 390.76 429.84 22 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 390.76 429.84 23 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 390.76 429.84 24 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 392.33 431.56 25 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 400.14 440.16 26 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 409.52 450.47 27 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 424.76 467.24 28 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 437.27 480.99 29 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 443.52 487.87 30 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 452.90 498.19 31 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 462.27 508.50 32 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 468.14 514.95 33 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 474.39 521.83 34 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 477.51 525.27 35 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 480.64 528.70 36 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 483.77 532.14 37 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 486.89 535.58 38 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 493.14 542.46 39 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 499.40 549.34 40 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 508.78 559.65 41 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 517.76 569.54 42 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 530.27 583.29 43 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 545.90 600.49 44 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 564.26 620.69 45 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 586.15 644.76 46 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 610.77 671.84 47 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 638.90 702.79 48 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 666.64 733.31 49 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 697.91 767.70 50 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 728.78 801.65 51 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 762.77 839.05 52 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 797.16 876.88 53 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 834.28 917.71 54 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 871.41 958.55 55 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 911.65 1002.82 56 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 952.29 1047.52 57 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 995.67 1095.24 58 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1017.16 1118.88 59 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1060.54 1166.59 60 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1098.05 1207.85 61 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1122.67 1234.93 62 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1153.54 1268.89 63 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1171.90 1289.09 64 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1171.90 1289.09 65 and over 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 265.45 265.45 0-20 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 418.03 459.83 21 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 418.03 459.83 22 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 418.03 459.83 23 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 418.03 459.83 24 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 419.70 461.67 25 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 428.06 470.87 26 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 438.09 481.90 27 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 454.40 499.84 28 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 467.77 514.55 29 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 474.46 521.91 30 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 484.49 532.94 31 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 494.53 543.98 32 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 500.80 550.88 33 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 507.49 558.23 34 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 510.83 561.91 35 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 514.17 565.59 36 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 517.52 569.27 37 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 520.86 572.95 38 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 527.55 580.31 39 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 534.24 587.66 40 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 544.27 598.70 41 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 553.89 609.27 42 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 567.26 623.99 43 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 583.98 642.38 44 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 603.63 663.99 45 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 627.04 689.75 46 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 653.38 718.71 47 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 683.47 751.82 48 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 713.15 784.47 49 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 746.60 821.26 50 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 779.62 857.58 51 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 815.99 897.59 52 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 852.78 938.05 53 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 892.49 981.74 54 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 932.20 1025.42 55 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 975.26 1072.78 56 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1018.73 1120.61 57 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1065.13 1171.65 58 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1088.13 1196.94 59 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1134.53 1247.98 60 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1174.66 1292.12 61 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1200.99 1321.09 62 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1234.02 1357.42 63 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1253.66 1379.03 64 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1253.66 1379.03 65 and over 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 230.82 230.82 0-20 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 363.50 399.85 21 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 363.50 399.85 22 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 363.50 399.85 23 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 363.50 399.85 24 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 364.96 401.45 25 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 372.23 409.45 26 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 380.95 419.05 27 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 395.13 434.64 28 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 406.76 447.43 29 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 412.57 453.83 30 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 421.30 463.43 31 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 430.02 473.03 32 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 435.48 479.02 33 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 441.29 485.42 34 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 444.20 488.62 35 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 447.11 491.82 36 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 450.02 495.02 37 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 452.92 498.22 38 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 458.74 504.61 39 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 464.56 511.01 40 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 473.28 520.61 41 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 481.64 529.80 42 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 493.27 542.60 43 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 507.81 558.59 44 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 524.90 577.39 45 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 545.25 599.78 46 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 568.15 624.97 47 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 594.33 653.76 48 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 620.13 682.15 49 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 649.21 714.14 50 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 677.93 745.72 51 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 709.56 780.51 52 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 741.54 815.70 53 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 776.08 853.68 54 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 810.61 891.67 55 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 848.05 932.86 56 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 885.85 974.44 57 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 926.20 1018.82 58 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 946.20 1040.82 59 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 986.54 1085.20 60 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1021.44 1123.58 61 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1044.34 1148.78 62 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1073.06 1180.36 63 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1090.14 1199.16 64 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1090.14 1199.16 65 and over 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 230.82 230.82 0-20 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 363.50 399.85 21 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 363.50 399.85 22 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 363.50 399.85 23 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 363.50 399.85 24 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 364.96 401.45 25 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 372.23 409.45 26 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 380.95 419.05 27 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 395.13 434.64 28 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 406.76 447.43 29 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 412.57 453.83 30 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 421.30 463.43 31 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 430.02 473.03 32 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 435.48 479.02 33 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 441.29 485.42 34 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 444.20 488.62 35 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 447.11 491.82 36 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 450.02 495.02 37 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 452.92 498.22 38 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 458.74 504.61 39 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 464.56 511.01 40 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 473.28 520.61 41 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 481.64 529.80 42 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 493.27 542.60 43 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 507.81 558.59 44 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 524.90 577.39 45 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 545.25 599.78 46 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 568.15 624.97 47 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 594.33 653.76 48 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 620.13 682.15 49 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 649.21 714.14 50 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 677.93 745.72 51 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 709.56 780.51 52 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 741.54 815.70 53 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 776.08 853.68 54 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 810.61 891.67 55 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 848.05 932.86 56 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 885.85 974.44 57 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 926.20 1018.82 58 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 946.20 1040.82 59 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 986.54 1085.20 60 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1021.44 1123.58 61 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1044.34 1148.78 62 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1073.06 1180.36 63 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1090.14 1199.16 64 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1090.14 1199.16 65 and over 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 208.88 208.88 0-20 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 328.94 361.83 21 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 328.94 361.83 22 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 328.94 361.83 23 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 328.94 361.83 24 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 330.25 363.28 25 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 336.83 370.52 26 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 344.73 379.20 27 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 357.56 393.31 28 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 368.08 404.89 29 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 373.35 410.68 30 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 381.24 419.36 31 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 389.13 428.05 32 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 394.07 433.48 33 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 399.33 439.26 34 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 401.96 442.16 35 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 404.59 445.05 36 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 407.23 447.95 37 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 409.86 450.84 38 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 415.12 456.63 39 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 420.38 462.42 40 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 428.28 471.11 41 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 435.84 479.43 42 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 446.37 491.01 43 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 459.53 505.48 44 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 474.99 522.49 45 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 493.41 542.75 46 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 514.13 565.54 47 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 537.81 591.60 48 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 561.17 617.29 49 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 587.48 646.23 50 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 613.47 674.82 51 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 642.09 706.30 52 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 671.03 738.14 53 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 702.28 772.51 54 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 733.53 806.89 55 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 767.41 844.16 56 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 801.62 881.79 57 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 838.14 921.95 58 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 856.23 941.85 59 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 892.74 982.01 60 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 924.32 1016.75 61 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 945.04 1039.54 62 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 971.03 1068.13 63 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 986.49 1085.14 64 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 986.49 1085.14 65 and over 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 181.63 181.63 0-20 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 286.03 314.64 21 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 286.03 314.64 22 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 286.03 314.64 23 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 286.03 314.64 24 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 287.18 315.90 25 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 292.90 322.19 26 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 299.76 329.74 27 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 310.92 342.01 28 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 320.07 352.08 29 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 324.65 357.11 30 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 331.51 364.66 31 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 338.38 372.22 32 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 342.67 376.94 33 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 347.24 381.97 34 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 349.53 384.49 35 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 351.82 387.00 36 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 354.11 389.52 37 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 356.40 392.04 38 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 360.97 397.07 39 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 365.55 402.11 40 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 372.42 409.66 41 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 378.99 416.89 42 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 388.15 426.96 43 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 399.59 439.55 44 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 413.03 454.34 45 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 429.05 471.96 46 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 447.07 491.78 47 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 467.66 514.43 48 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 487.97 536.77 49 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 510.86 561.94 50 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 533.45 586.80 51 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 558.34 614.17 52 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 583.51 641.86 53 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 610.68 671.75 54 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 637.85 701.64 55 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 667.32 734.05 56 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 697.06 766.77 57 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 728.81 801.69 58 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 744.55 819.00 59 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 776.30 853.92 60 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 803.75 884.13 61 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 821.77 903.95 62 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 844.37 928.81 63 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 857.81 943.60 64 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 857.81 943.60 65 and over 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 181.63 181.63 0-20 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 286.03 314.64 21 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 286.03 314.64 22 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 286.03 314.64 23 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 286.03 314.64 24 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 287.18 315.90 25 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 292.90 322.19 26 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 299.76 329.74 27 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 310.92 342.01 28 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 320.07 352.08 29 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 324.65 357.11 30 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 331.51 364.66 31 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 338.38 372.22 32 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 342.67 376.94 33 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 347.24 381.97 34 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 349.53 384.49 35 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 351.82 387.00 36 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 354.11 389.52 37 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 356.40 392.04 38 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 360.97 397.07 39 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 365.55 402.11 40 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 372.42 409.66 41 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 378.99 416.89 42 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 388.15 426.96 43 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 399.59 439.55 44 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 413.03 454.34 45 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 429.05 471.96 46 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 447.07 491.78 47 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 467.66 514.43 48 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 487.97 536.77 49 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 510.86 561.94 50 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 533.45 586.80 51 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 558.34 614.17 52 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 583.51 641.86 53 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 610.68 671.75 54 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 637.85 701.64 55 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 667.32 734.05 56 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 697.06 766.77 57 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 728.81 801.69 58 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 744.55 819.00 59 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 776.30 853.92 60 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 803.75 884.13 61 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 821.77 903.95 62 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 844.37 928.81 63 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 857.81 943.60 64 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 857.81 943.60 65 and over 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 181.63 181.63 0-20 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 286.03 314.64 21 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 286.03 314.64 22 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 286.03 314.64 23 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 286.03 314.64 24 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 287.18 315.90 25 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 292.90 322.19 26 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 299.76 329.74 27 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 310.92 342.01 28 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 320.07 352.08 29 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 324.65 357.11 30 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 331.51 364.66 31 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 338.38 372.22 32 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 342.67 376.94 33 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 347.24 381.97 34 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 349.53 384.49 35 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 351.82 387.00 36 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 354.11 389.52 37 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 356.40 392.04 38 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 360.97 397.07 39 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 365.55 402.11 40 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 372.42 409.66 41 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 378.99 416.89 42 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 388.15 426.96 43 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 399.59 439.55 44 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 413.03 454.34 45 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 429.05 471.96 46 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 447.07 491.78 47 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 467.66 514.43 48 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 487.97 536.77 49 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 510.86 561.94 50 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 533.45 586.80 51 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 558.34 614.17 52 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 583.51 641.86 53 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 610.68 671.75 54 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 637.85 701.64 55 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 667.32 734.05 56 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 697.06 766.77 57 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 728.81 801.69 58 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 744.55 819.00 59 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 776.30 853.92 60 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 803.75 884.13 61 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 821.77 903.95 62 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 844.37 928.81 63 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 857.81 943.60 64 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 857.81 943.60 65 and over 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 195.25 195.25 0-20 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 307.49 338.23 21 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 307.49 338.23 22 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 307.49 338.23 23 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 307.49 338.23 24 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 308.72 339.59 25 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 314.87 346.35 26 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 322.25 354.47 27 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 334.24 367.66 28 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 344.08 378.48 29 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 349.00 383.90 30 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 356.38 392.01 31 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 363.76 400.13 32 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 368.37 405.21 33 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 373.29 410.62 34 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 375.75 413.32 35 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 378.21 416.03 36 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 380.67 418.73 37 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 383.13 421.44 38 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 388.05 426.85 39 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 392.97 432.26 40 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 400.35 440.38 41 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 407.42 448.16 42 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 417.26 458.98 43 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 429.56 472.51 44 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 444.01 488.41 45 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 461.23 507.35 46 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 480.60 528.66 47 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 502.74 553.01 48 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 524.57 577.03 49 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 549.17 604.09 50 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 573.46 630.81 51 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 600.21 660.23 52 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 627.27 690.00 53 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 656.48 722.13 54 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 685.69 754.26 55 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 717.37 789.10 56 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 749.34 824.28 57 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 783.47 861.82 58 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 800.39 880.42 59 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 834.52 917.97 60 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 864.04 950.44 61 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 883.41 971.75 62 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 907.70 998.47 63 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 922.15 1014.37 64 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 922.15 1014.37 65 and over 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 208.88 208.88 0-20 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 328.94 361.83 21 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 328.94 361.83 22 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 328.94 361.83 23 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 328.94 361.83 24 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 330.25 363.28 25 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 336.83 370.52 26 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 344.73 379.20 27 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 357.56 393.31 28 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 368.08 404.89 29 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 373.35 410.68 30 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 381.24 419.36 31 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 389.13 428.05 32 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 394.07 433.48 33 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 399.33 439.26 34 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 401.96 442.16 35 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 404.59 445.05 36 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 407.23 447.95 37 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 409.86 450.84 38 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 415.12 456.63 39 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 420.38 462.42 40 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 428.28 471.11 41 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 435.84 479.43 42 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 446.37 491.01 43 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 459.53 505.48 44 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 474.99 522.49 45 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 493.41 542.75 46 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 514.13 565.54 47 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 537.81 591.60 48 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 561.17 617.29 49 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 587.48 646.23 50 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 613.47 674.82 51 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 642.09 706.30 52 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 671.03 738.14 53 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 702.28 772.51 54 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 733.53 806.89 55 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 767.41 844.16 56 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 801.62 881.79 57 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 838.14 921.95 58 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 856.23 941.85 59 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 892.74 982.01 60 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 924.32 1016.75 61 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 945.04 1039.54 62 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 971.03 1068.13 63 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 986.49 1085.14 64 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 986.49 1085.14 65 and over 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 181.63 181.63 0-20 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 286.03 314.64 21 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 286.03 314.64 22 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 286.03 314.64 23 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 286.03 314.64 24 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 287.18 315.90 25 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 292.90 322.19 26 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 299.76 329.74 27 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 310.92 342.01 28 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 320.07 352.08 29 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 324.65 357.11 30 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 331.51 364.66 31 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 338.38 372.22 32 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 342.67 376.94 33 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 347.24 381.97 34 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 349.53 384.49 35 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 351.82 387.00 36 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 354.11 389.52 37 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 356.40 392.04 38 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 360.97 397.07 39 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 365.55 402.11 40 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 372.42 409.66 41 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 378.99 416.89 42 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 388.15 426.96 43 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 399.59 439.55 44 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 413.03 454.34 45 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 429.05 471.96 46 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 447.07 491.78 47 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 467.66 514.43 48 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 487.97 536.77 49 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 510.86 561.94 50 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 533.45 586.80 51 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 558.34 614.17 52 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 583.51 641.86 53 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 610.68 671.75 54 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 637.85 701.64 55 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 667.32 734.05 56 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 697.06 766.77 57 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 728.81 801.69 58 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 744.55 819.00 59 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 776.30 853.92 60 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 803.75 884.13 61 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 821.77 903.95 62 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 844.37 928.81 63 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 857.81 943.60 64 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 857.81 943.60 65 and over 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 181.63 181.63 0-20 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 286.03 314.64 21 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 286.03 314.64 22 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 286.03 314.64 23 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 286.03 314.64 24 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 287.18 315.90 25 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 292.90 322.19 26 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 299.76 329.74 27 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 310.92 342.01 28 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 320.07 352.08 29 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 324.65 357.11 30 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 331.51 364.66 31 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 338.38 372.22 32 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 342.67 376.94 33 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 347.24 381.97 34 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 349.53 384.49 35 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 351.82 387.00 36 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 354.11 389.52 37 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 356.40 392.04 38 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 360.97 397.07 39 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 365.55 402.11 40 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 372.42 409.66 41 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 378.99 416.89 42 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 388.15 426.96 43 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 399.59 439.55 44 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 413.03 454.34 45 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 429.05 471.96 46 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 447.07 491.78 47 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 467.66 514.43 48 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 487.97 536.77 49 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 510.86 561.94 50 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 533.45 586.80 51 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 558.34 614.17 52 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 583.51 641.86 53 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 610.68 671.75 54 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 637.85 701.64 55 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 667.32 734.05 56 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 697.06 766.77 57 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 728.81 801.69 58 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 744.55 819.00 59 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 776.30 853.92 60 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 803.75 884.13 61 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 821.77 903.95 62 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 844.37 928.81 63 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 857.81 943.60 64 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 857.81 943.60 65 and over 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 168.29 168.29 0-20 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 265.02 291.52 21 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 265.02 291.52 22 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 265.02 291.52 23 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 265.02 291.52 24 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 266.08 292.69 25 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 271.38 298.52 26 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 277.74 305.52 27 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 288.08 316.89 28 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 296.56 326.22 29 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 300.80 330.88 30 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 307.16 337.88 31 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 313.52 344.87 32 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 317.50 349.25 33 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 321.74 353.91 34 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 323.86 356.24 35 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 325.98 358.57 36 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 328.10 360.91 37 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 330.22 363.24 38 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 334.46 367.90 39 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 338.70 372.57 40 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 345.06 379.56 41 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 351.15 386.27 42 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 359.63 395.60 43 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 370.24 407.26 44 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 382.69 420.96 45 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 397.53 437.29 46 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 414.23 455.65 47 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 433.31 476.64 48 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 452.13 497.34 49 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 473.33 520.66 50 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 494.27 543.69 51 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 517.32 569.06 52 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 540.65 594.71 53 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 565.82 622.40 54 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 591.00 650.10 55 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 618.30 680.13 56 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 645.86 710.44 57 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 675.28 742.80 58 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 689.85 758.84 59 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 719.27 791.20 60 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 744.71 819.18 61 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 761.41 837.55 62 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 782.35 860.58 63 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 794.80 874.28 64 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 794.80 874.28 65 and over 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 146.34 146.34 0-20 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 230.45 253.50 21 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 230.45 253.50 22 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 230.45 253.50 23 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 230.45 253.50 24 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 231.38 254.51 25 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 235.98 259.58 26 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 241.52 265.67 27 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 250.50 275.55 28 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 257.88 283.67 29 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 261.57 287.72 30 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 267.10 293.81 31 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 272.63 299.89 32 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 276.08 303.69 33 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 279.77 307.75 34 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 281.61 309.78 35 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 283.46 311.80 36 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 285.30 313.83 37 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 287.15 315.86 38 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 290.83 319.92 39 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 294.52 323.97 40 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 300.05 330.06 41 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 305.35 335.89 42 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 312.73 344.00 43 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 321.94 354.14 44 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 332.78 366.05 45 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 345.68 380.25 46 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 360.20 396.22 47 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 376.79 414.47 48 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 393.15 432.47 49 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 411.59 452.75 50 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 429.80 472.78 51 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 449.85 494.83 52 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 470.13 517.14 53 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 492.02 541.22 54 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 513.91 565.30 55 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 537.65 591.41 56 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 561.62 617.78 57 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 587.20 645.92 58 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 599.87 659.86 59 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 625.45 688.00 60 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 647.58 712.33 61 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 662.09 728.30 62 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 680.30 748.33 63 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 691.13 760.24 64 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 691.13 760.24 65 and over 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 146.34 146.34 0-20 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 230.45 253.50 21 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 230.45 253.50 22 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 230.45 253.50 23 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 230.45 253.50 24 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 231.38 254.51 25 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 235.98 259.58 26 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 241.52 265.67 27 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 250.50 275.55 28 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 257.88 283.67 29 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 261.57 287.72 30 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 267.10 293.81 31 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 272.63 299.89 32 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 276.08 303.69 33 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 279.77 307.75 34 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 281.61 309.78 35 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 283.46 311.80 36 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 285.30 313.83 37 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 287.15 315.86 38 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 290.83 319.92 39 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 294.52 323.97 40 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 300.05 330.06 41 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 305.35 335.89 42 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 312.73 344.00 43 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 321.94 354.14 44 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 332.78 366.05 45 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 345.68 380.25 46 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 360.20 396.22 47 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 376.79 414.47 48 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 393.15 432.47 49 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 411.59 452.75 50 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 429.80 472.78 51 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 449.85 494.83 52 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 470.13 517.14 53 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 492.02 541.22 54 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 513.91 565.30 55 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 537.65 591.41 56 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 561.62 617.78 57 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 587.20 645.92 58 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 599.87 659.86 59 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 625.45 688.00 60 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 647.58 712.33 61 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 662.09 728.30 62 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 680.30 748.33 63 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 691.13 760.24 64 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 691.13 760.24 65 and over 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 146.34 146.34 0-20 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 230.45 253.50 21 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 230.45 253.50 22 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 230.45 253.50 23 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 230.45 253.50 24 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 231.38 254.51 25 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 235.98 259.58 26 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 241.52 265.67 27 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 250.50 275.55 28 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 257.88 283.67 29 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 261.57 287.72 30 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 267.10 293.81 31 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 272.63 299.89 32 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 276.08 303.69 33 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 279.77 307.75 34 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 281.61 309.78 35 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 283.46 311.80 36 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 285.30 313.83 37 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 287.15 315.86 38 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 290.83 319.92 39 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 294.52 323.97 40 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 300.05 330.06 41 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 305.35 335.89 42 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 312.73 344.00 43 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 321.94 354.14 44 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 332.78 366.05 45 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 345.68 380.25 46 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 360.20 396.22 47 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 376.79 414.47 48 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 393.15 432.47 49 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 411.59 452.75 50 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 429.80 472.78 51 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 449.85 494.83 52 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 470.13 517.14 53 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 492.02 541.22 54 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 513.91 565.30 55 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 537.65 591.41 56 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 561.62 617.78 57 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 587.20 645.92 58 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 599.87 659.86 59 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 625.45 688.00 60 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 647.58 712.33 61 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 662.09 728.30 62 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 680.30 748.33 63 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 691.13 760.24 64 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 691.13 760.24 65 and over 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 157.31 157.31 0-20 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 247.74 272.51 21 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 247.74 272.51 22 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 247.74 272.51 23 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 247.74 272.51 24 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 248.73 273.60 25 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 253.68 279.05 26 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 259.63 285.59 27 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 269.29 296.22 28 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 277.22 304.94 29 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 281.18 309.30 30 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 287.13 315.84 31 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 293.07 322.38 32 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 296.79 326.47 33 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 300.75 330.83 34 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 302.74 333.01 35 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 304.72 335.19 36 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 306.70 337.37 37 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 308.68 339.55 38 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 312.65 343.91 39 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 316.61 348.27 40 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 322.55 354.81 41 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 328.25 361.08 42 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 336.18 369.80 43 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 346.09 380.70 44 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 357.73 393.51 45 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 371.61 408.77 46 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 387.21 425.94 47 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 405.05 445.56 48 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 422.64 464.91 49 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 442.46 486.71 50 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 462.03 508.23 51 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 483.58 531.94 52 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 505.39 555.92 53 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 528.92 581.81 54 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 552.46 607.70 55 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 577.97 635.77 56 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 603.74 664.11 57 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 631.24 694.36 58 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 644.86 709.35 59 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 672.36 739.60 60 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 696.14 765.76 61 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 711.75 782.93 62 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 731.32 804.45 63 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 742.97 817.26 64 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 742.97 817.26 65 and over 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 168.29 168.29 0-20 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 265.02 291.52 21 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 265.02 291.52 22 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 265.02 291.52 23 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 265.02 291.52 24 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 266.08 292.69 25 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 271.38 298.52 26 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 277.74 305.52 27 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 288.08 316.89 28 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 296.56 326.22 29 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 300.80 330.88 30 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 307.16 337.88 31 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 313.52 344.87 32 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 317.50 349.25 33 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 321.74 353.91 34 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 323.86 356.24 35 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 325.98 358.57 36 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 328.10 360.91 37 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 330.22 363.24 38 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 334.46 367.90 39 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 338.70 372.57 40 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 345.06 379.56 41 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 351.15 386.27 42 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 359.63 395.60 43 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 370.24 407.26 44 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 382.69 420.96 45 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 397.53 437.29 46 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 414.23 455.65 47 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 433.31 476.64 48 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 452.13 497.34 49 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 473.33 520.66 50 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 494.27 543.69 51 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 517.32 569.06 52 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 540.65 594.71 53 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 565.82 622.40 54 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 591.00 650.10 55 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 618.30 680.13 56 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 645.86 710.44 57 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 675.28 742.80 58 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 689.85 758.84 59 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 719.27 791.20 60 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 744.71 819.18 61 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 761.41 837.55 62 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 782.35 860.58 63 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 794.80 874.28 64 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 794.80 874.28 65 and over 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 146.34 146.34 0-20 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 230.45 253.50 21 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 230.45 253.50 22 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 230.45 253.50 23 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 230.45 253.50 24 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 231.38 254.51 25 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 235.98 259.58 26 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 241.52 265.67 27 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 250.50 275.55 28 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 257.88 283.67 29 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 261.57 287.72 30 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 267.10 293.81 31 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 272.63 299.89 32 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 276.08 303.69 33 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 279.77 307.75 34 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 281.61 309.78 35 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 283.46 311.80 36 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 285.30 313.83 37 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 287.15 315.86 38 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 290.83 319.92 39 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 294.52 323.97 40 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 300.05 330.06 41 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 305.35 335.89 42 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 312.73 344.00 43 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 321.94 354.14 44 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 332.78 366.05 45 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 345.68 380.25 46 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 360.20 396.22 47 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 376.79 414.47 48 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 393.15 432.47 49 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 411.59 452.75 50 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 429.80 472.78 51 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 449.85 494.83 52 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 470.13 517.14 53 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 492.02 541.22 54 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 513.91 565.30 55 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 537.65 591.41 56 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 561.62 617.78 57 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 587.20 645.92 58 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 599.87 659.86 59 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 625.45 688.00 60 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 647.58 712.33 61 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 662.09 728.30 62 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 680.30 748.33 63 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 691.13 760.24 64 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 691.13 760.24 65 and over 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 146.34 146.34 0-20 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 230.45 253.50 21 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 230.45 253.50 22 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 230.45 253.50 23 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 230.45 253.50 24 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 231.38 254.51 25 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 235.98 259.58 26 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 241.52 265.67 27 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 250.50 275.55 28 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 257.88 283.67 29 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 261.57 287.72 30 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 267.10 293.81 31 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 272.63 299.89 32 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 276.08 303.69 33 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 279.77 307.75 34 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 281.61 309.78 35 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 283.46 311.80 36 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 285.30 313.83 37 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 287.15 315.86 38 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 290.83 319.92 39 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 294.52 323.97 40 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 300.05 330.06 41 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 305.35 335.89 42 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 312.73 344.00 43 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 321.94 354.14 44 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 332.78 366.05 45 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 345.68 380.25 46 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 360.20 396.22 47 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 376.79 414.47 48 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 393.15 432.47 49 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 411.59 452.75 50 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 429.80 472.78 51 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 449.85 494.83 52 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 470.13 517.14 53 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 492.02 541.22 54 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 513.91 565.30 55 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 537.65 591.41 56 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 561.62 617.78 57 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 587.20 645.92 58 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 599.87 659.86 59 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 625.45 688.00 60 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 647.58 712.33 61 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 662.09 728.30 62 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 680.30 748.33 63 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 691.13 760.24 64 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 691.13 760.24 65 and over 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 273.94 273.94 0-20 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 431.40 474.53 21 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 431.40 474.53 22 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 431.40 474.53 23 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 431.40 474.53 24 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 433.12 476.43 25 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 441.75 485.92 26 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 452.10 497.31 27 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 468.93 515.82 28 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 482.73 531.00 29 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 489.63 538.60 30 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 499.99 549.99 31 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 510.34 561.37 32 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 516.81 568.49 33 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 523.71 576.09 34 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 527.17 579.88 35 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 530.62 583.68 36 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 534.07 587.47 37 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 537.52 591.27 38 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 544.42 598.86 39 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 551.32 606.46 40 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 561.68 617.84 41 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 571.60 628.76 42 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 585.40 643.94 43 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 602.66 662.93 44 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 622.94 685.23 45 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 647.09 711.80 46 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 674.27 741.70 47 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 705.33 775.86 48 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 735.96 809.56 49 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 770.47 847.52 50 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 804.55 885.01 51 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 842.08 926.29 52 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 880.05 968.05 53 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 921.03 1013.13 54 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 962.01 1058.21 55 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1006.45 1107.09 56 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1051.31 1156.44 57 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1099.20 1209.12 58 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1122.92 1235.21 59 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1170.81 1287.89 60 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1212.22 1333.44 61 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1239.40 1363.34 62 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1273.48 1400.83 63 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1293.75 1423.13 64 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1293.75 1423.13 65 and over 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 238.21 238.21 0-20 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 375.13 412.64 21 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 375.13 412.64 22 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 375.13 412.64 23 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 375.13 412.64 24 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 376.63 414.29 25 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 384.13 422.54 26 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 393.13 432.45 27 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 407.76 448.54 28 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 419.77 461.74 29 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 425.77 468.35 30 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 434.77 478.25 31 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 443.77 488.15 32 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 449.40 494.34 33 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 455.40 500.94 34 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 458.40 504.25 35 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 461.41 507.55 36 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 464.41 510.85 37 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 467.41 514.15 38 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 473.41 520.75 39 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 479.41 527.35 40 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 488.41 537.26 41 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 497.04 546.75 42 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 509.05 559.95 43 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 524.05 576.46 44 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 541.68 595.85 45 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 562.69 618.96 46 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 586.32 644.95 47 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 613.33 674.66 48 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 639.97 703.96 49 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 669.98 736.97 50 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 699.61 769.57 51 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 732.25 805.47 52 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 765.26 841.78 53 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 800.90 880.98 54 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 836.53 920.19 55 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 875.17 962.69 56 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 914.18 1005.60 57 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 955.82 1051.40 58 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 976.45 1074.10 59 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1018.09 1119.90 60 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1054.11 1159.52 61 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1077.74 1185.51 62 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1107.37 1218.11 63 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1125.00 1237.50 64 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1125.00 1237.50 65 and over 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 238.21 238.21 0-20 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 375.13 412.64 21 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 375.13 412.64 22 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 375.13 412.64 23 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 375.13 412.64 24 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 376.63 414.29 25 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 384.13 422.54 26 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 393.13 432.45 27 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 407.76 448.54 28 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 419.77 461.74 29 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 425.77 468.35 30 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 434.77 478.25 31 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 443.77 488.15 32 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 449.40 494.34 33 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 455.40 500.94 34 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 458.40 504.25 35 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 461.41 507.55 36 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 464.41 510.85 37 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 467.41 514.15 38 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 473.41 520.75 39 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 479.41 527.35 40 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 488.41 537.26 41 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 497.04 546.75 42 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 509.05 559.95 43 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 524.05 576.46 44 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 541.68 595.85 45 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 562.69 618.96 46 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 586.32 644.95 47 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 613.33 674.66 48 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 639.97 703.96 49 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 669.98 736.97 50 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 699.61 769.57 51 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 732.25 805.47 52 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 765.26 841.78 53 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 800.90 880.98 54 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 836.53 920.19 55 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 875.17 962.69 56 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 914.18 1005.60 57 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 955.82 1051.40 58 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 976.45 1074.10 59 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1018.09 1119.90 60 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1054.11 1159.52 61 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1077.74 1185.51 62 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1107.37 1218.11 63 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1125.00 1237.50 64 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1125.00 1237.50 65 and over 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 238.21 238.21 0-20 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 375.13 412.64 21 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 375.13 412.64 22 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 375.13 412.64 23 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 375.13 412.64 24 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 376.63 414.29 25 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 384.13 422.54 26 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 393.13 432.45 27 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 407.76 448.54 28 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 419.77 461.74 29 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 425.77 468.35 30 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 434.77 478.25 31 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 443.77 488.15 32 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 449.40 494.34 33 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 455.40 500.94 34 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 458.40 504.25 35 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 461.41 507.55 36 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 464.41 510.85 37 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 467.41 514.15 38 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 473.41 520.75 39 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 479.41 527.35 40 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 488.41 537.26 41 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 497.04 546.75 42 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 509.05 559.95 43 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 524.05 576.46 44 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 541.68 595.85 45 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 562.69 618.96 46 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 586.32 644.95 47 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 613.33 674.66 48 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 639.97 703.96 49 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 669.98 736.97 50 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 699.61 769.57 51 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 732.25 805.47 52 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 765.26 841.78 53 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 800.90 880.98 54 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 836.53 920.19 55 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 875.17 962.69 56 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 914.18 1005.60 57 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 955.82 1051.40 58 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 976.45 1074.10 59 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1018.09 1119.90 60 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1054.11 1159.52 61 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1077.74 1185.51 62 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1107.37 1218.11 63 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1125.00 1237.50 64 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1125.00 1237.50 65 and over 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 256.07 256.07 0-20 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 403.26 443.59 21 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 403.26 443.59 22 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 403.26 443.59 23 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 403.26 443.59 24 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 404.87 445.36 25 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 412.94 454.23 26 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 422.62 464.88 27 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 438.34 482.18 28 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 451.25 496.37 29 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 457.70 503.47 30 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 467.38 514.12 31 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 477.06 524.76 32 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 483.11 531.42 33 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 489.56 538.51 34 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 492.78 542.06 35 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 496.01 545.61 36 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 499.24 549.16 37 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 502.46 552.71 38 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 508.92 559.81 39 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 515.37 566.90 40 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 525.05 577.55 41 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 534.32 587.75 42 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 547.23 601.95 43 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 563.36 619.69 44 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 582.31 640.54 45 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 604.89 665.38 46 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 630.30 693.33 47 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 659.33 725.26 48 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 687.96 756.76 49 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 720.22 792.25 50 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 752.08 827.29 51 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 787.17 865.88 52 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 822.65 904.92 53 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 860.96 947.06 54 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 899.27 989.20 55 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 940.81 1034.89 56 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 982.75 1081.02 57 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1027.51 1130.26 58 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1049.69 1154.66 59 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1094.45 1203.90 60 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1133.16 1246.48 61 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1158.57 1274.43 62 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1190.43 1309.47 63 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1209.38 1330.32 64 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1209.38 1330.32 65 and over 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 273.94 273.94 0-20 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 431.40 474.53 21 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 431.40 474.53 22 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 431.40 474.53 23 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 431.40 474.53 24 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 433.12 476.43 25 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 441.75 485.92 26 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 452.10 497.31 27 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 468.93 515.82 28 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 482.73 531.00 29 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 489.63 538.60 30 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 499.99 549.99 31 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 510.34 561.37 32 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 516.81 568.49 33 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 523.71 576.09 34 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 527.17 579.88 35 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 530.62 583.68 36 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 534.07 587.47 37 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 537.52 591.27 38 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 544.42 598.86 39 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 551.32 606.46 40 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 561.68 617.84 41 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 571.60 628.76 42 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 585.40 643.94 43 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 602.66 662.93 44 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 622.94 685.23 45 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 647.09 711.80 46 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 674.27 741.70 47 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 705.33 775.86 48 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 735.96 809.56 49 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 770.47 847.52 50 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 804.55 885.01 51 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 842.08 926.29 52 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 880.05 968.05 53 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 921.03 1013.13 54 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 962.01 1058.21 55 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1006.45 1107.09 56 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1051.31 1156.44 57 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1099.20 1209.12 58 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1122.92 1235.21 59 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1170.81 1287.89 60 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1212.22 1333.44 61 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1239.40 1363.34 62 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1273.48 1400.83 63 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1293.75 1423.13 64 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1293.75 1423.13 65 and over 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 238.21 238.21 0-20 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 375.13 412.64 21 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 375.13 412.64 22 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 375.13 412.64 23 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 375.13 412.64 24 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 376.63 414.29 25 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 384.13 422.54 26 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 393.13 432.45 27 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 407.76 448.54 28 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 419.77 461.74 29 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 425.77 468.35 30 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 434.77 478.25 31 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 443.77 488.15 32 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 449.40 494.34 33 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 455.40 500.94 34 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 458.40 504.25 35 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 461.41 507.55 36 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 464.41 510.85 37 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 467.41 514.15 38 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 473.41 520.75 39 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 479.41 527.35 40 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 488.41 537.26 41 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 497.04 546.75 42 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 509.05 559.95 43 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 524.05 576.46 44 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 541.68 595.85 45 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 562.69 618.96 46 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 586.32 644.95 47 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 613.33 674.66 48 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 639.97 703.96 49 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 669.98 736.97 50 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 699.61 769.57 51 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 732.25 805.47 52 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 765.26 841.78 53 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 800.90 880.98 54 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 836.53 920.19 55 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 875.17 962.69 56 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 914.18 1005.60 57 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 955.82 1051.40 58 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 976.45 1074.10 59 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1018.09 1119.90 60 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1054.11 1159.52 61 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1077.74 1185.51 62 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1107.37 1218.11 63 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1125.00 1237.50 64 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1125.00 1237.50 65 and over 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 238.21 238.21 0-20 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 375.13 412.64 21 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 375.13 412.64 22 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 375.13 412.64 23 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 375.13 412.64 24 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 376.63 414.29 25 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 384.13 422.54 26 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 393.13 432.45 27 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 407.76 448.54 28 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 419.77 461.74 29 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 425.77 468.35 30 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 434.77 478.25 31 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 443.77 488.15 32 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 449.40 494.34 33 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 455.40 500.94 34 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 458.40 504.25 35 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 461.41 507.55 36 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 464.41 510.85 37 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 467.41 514.15 38 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 473.41 520.75 39 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 479.41 527.35 40 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 488.41 537.26 41 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 497.04 546.75 42 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 509.05 559.95 43 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 524.05 576.46 44 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 541.68 595.85 45 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 562.69 618.96 46 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 586.32 644.95 47 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 613.33 674.66 48 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 639.97 703.96 49 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 669.98 736.97 50 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 699.61 769.57 51 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 732.25 805.47 52 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 765.26 841.78 53 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 800.90 880.98 54 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 836.53 920.19 55 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 875.17 962.69 56 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 914.18 1005.60 57 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 955.82 1051.40 58 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 976.45 1074.10 59 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1018.09 1119.90 60 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1054.11 1159.52 61 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1077.74 1185.51 62 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1107.37 1218.11 63 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1125.00 1237.50 64 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1125.00 1237.50 65 and over 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 197.86 197.86 0-20 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 311.59 342.75 21 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 311.59 342.75 22 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 311.59 342.75 23 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 311.59 342.75 24 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 312.84 344.12 25 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 319.07 350.97 26 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 326.55 359.20 27 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 338.70 372.57 28 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 348.67 383.53 29 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 353.65 389.02 30 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 361.13 397.24 31 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 368.61 405.47 32 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 373.28 410.61 33 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 378.27 416.10 34 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 380.76 418.84 35 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 383.25 421.58 36 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 385.75 424.32 37 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 388.24 427.06 38 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 393.23 432.55 39 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 398.21 438.03 40 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 405.69 446.26 41 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 412.86 454.14 42 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 422.83 465.11 43 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 435.29 478.82 44 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 449.93 494.93 45 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 467.38 514.12 46 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 487.01 535.71 47 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 509.45 560.39 48 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 531.57 584.73 49 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 556.50 612.15 50 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 581.11 639.22 51 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 608.22 669.04 52 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 635.64 699.21 53 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 665.24 731.77 54 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 694.84 764.33 55 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 726.94 799.63 56 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 759.34 835.28 57 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 793.93 873.32 58 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 811.07 892.17 59 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 845.65 930.22 60 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 875.56 963.12 61 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 895.19 984.71 62 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 919.81 1011.79 63 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 934.46 1027.90 64 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 934.46 1027.90 65 and over 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 172.05 172.05 0-20 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 270.95 298.04 21 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 270.95 298.04 22 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 270.95 298.04 23 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 270.95 298.04 24 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 272.03 299.23 25 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 277.45 305.19 26 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 283.95 312.35 27 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 294.52 323.97 28 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 303.19 333.51 29 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 307.52 338.28 30 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 314.03 345.43 31 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 320.53 352.58 32 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 324.59 357.05 33 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 328.93 361.82 34 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 331.10 364.21 35 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 333.26 366.59 36 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 335.43 368.98 37 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 337.60 371.36 38 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 341.93 376.13 39 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 346.27 380.90 40 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 352.77 388.05 41 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 359.00 394.91 42 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 367.67 404.44 43 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 378.51 416.36 44 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 391.25 430.37 45 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 406.42 447.06 46 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 423.49 465.84 47 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 443.00 487.30 48 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 462.24 508.46 49 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 483.91 532.30 50 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 505.32 555.85 51 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 528.89 581.78 52 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 552.73 608.00 53 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 578.47 636.32 54 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 604.21 664.63 55 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 632.12 695.33 56 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 660.30 726.33 57 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 690.37 759.41 58 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 705.27 775.80 59 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 735.35 808.88 60 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 761.36 837.50 61 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 778.43 856.27 62 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 799.84 879.82 63 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 812.57 893.83 64 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 812.57 893.83 65 and over 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 172.05 172.05 0-20 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 270.95 298.04 21 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 270.95 298.04 22 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 270.95 298.04 23 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 270.95 298.04 24 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 272.03 299.23 25 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 277.45 305.19 26 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 283.95 312.35 27 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 294.52 323.97 28 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 303.19 333.51 29 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 307.52 338.28 30 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 314.03 345.43 31 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 320.53 352.58 32 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 324.59 357.05 33 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 328.93 361.82 34 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 331.10 364.21 35 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 333.26 366.59 36 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 335.43 368.98 37 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 337.60 371.36 38 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 341.93 376.13 39 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 346.27 380.90 40 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 352.77 388.05 41 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 359.00 394.91 42 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 367.67 404.44 43 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 378.51 416.36 44 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 391.25 430.37 45 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 406.42 447.06 46 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 423.49 465.84 47 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 443.00 487.30 48 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 462.24 508.46 49 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 483.91 532.30 50 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 505.32 555.85 51 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 528.89 581.78 52 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 552.73 608.00 53 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 578.47 636.32 54 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 604.21 664.63 55 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 632.12 695.33 56 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 660.30 726.33 57 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 690.37 759.41 58 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 705.27 775.80 59 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 735.35 808.88 60 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 761.36 837.50 61 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 778.43 856.27 62 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 799.84 879.82 63 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 812.57 893.83 64 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 812.57 893.83 65 and over 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 172.05 172.05 0-20 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 270.95 298.04 21 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 270.95 298.04 22 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 270.95 298.04 23 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 270.95 298.04 24 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 272.03 299.23 25 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 277.45 305.19 26 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 283.95 312.35 27 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 294.52 323.97 28 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 303.19 333.51 29 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 307.52 338.28 30 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 314.03 345.43 31 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 320.53 352.58 32 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 324.59 357.05 33 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 328.93 361.82 34 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 331.10 364.21 35 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 333.26 366.59 36 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 335.43 368.98 37 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 337.60 371.36 38 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 341.93 376.13 39 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 346.27 380.90 40 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 352.77 388.05 41 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 359.00 394.91 42 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 367.67 404.44 43 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 378.51 416.36 44 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 391.25 430.37 45 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 406.42 447.06 46 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 423.49 465.84 47 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 443.00 487.30 48 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 462.24 508.46 49 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 483.91 532.30 50 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 505.32 555.85 51 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 528.89 581.78 52 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 552.73 608.00 53 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 578.47 636.32 54 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 604.21 664.63 55 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 632.12 695.33 56 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 660.30 726.33 57 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 690.37 759.41 58 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 705.27 775.80 59 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 735.35 808.88 60 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 761.36 837.50 61 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 778.43 856.27 62 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 799.84 879.82 63 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 812.57 893.83 64 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 812.57 893.83 65 and over 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 184.96 184.96 0-20 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 291.27 320.39 21 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 291.27 320.39 22 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 291.27 320.39 23 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 291.27 320.39 24 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 292.43 321.68 25 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 298.26 328.08 26 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 305.25 335.77 27 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 316.61 348.27 28 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 325.93 358.52 29 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 330.59 363.65 30 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 337.58 371.34 31 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 344.57 379.03 32 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 348.94 383.83 33 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 353.60 388.96 34 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 355.93 391.52 35 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 358.26 394.09 36 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 360.59 396.65 37 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 362.92 399.21 38 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 367.58 404.34 39 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 372.24 409.46 40 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 379.23 417.15 41 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 385.93 424.52 42 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 395.25 434.78 43 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 406.90 447.59 44 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 420.59 462.65 45 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 436.90 480.59 46 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 455.25 500.78 47 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 476.22 523.85 48 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 496.90 546.59 49 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 520.20 572.22 50 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 543.21 597.54 51 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 568.55 625.41 52 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 594.19 653.61 53 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 621.86 684.04 54 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 649.53 714.48 55 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 679.53 747.48 56 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 709.82 780.80 57 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 742.15 816.37 58 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 758.17 833.99 59 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 790.50 869.55 60 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 818.46 900.31 61 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 836.81 920.49 62 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 859.82 945.81 63 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 873.51 960.86 64 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 873.51 960.86 65 and over 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 197.86 197.86 0-20 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 311.59 342.75 21 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 311.59 342.75 22 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 311.59 342.75 23 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 311.59 342.75 24 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 312.84 344.12 25 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 319.07 350.97 26 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 326.55 359.20 27 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 338.70 372.57 28 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 348.67 383.53 29 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 353.65 389.02 30 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 361.13 397.24 31 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 368.61 405.47 32 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 373.28 410.61 33 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 378.27 416.10 34 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 380.76 418.84 35 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 383.25 421.58 36 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 385.75 424.32 37 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 388.24 427.06 38 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 393.23 432.55 39 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 398.21 438.03 40 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 405.69 446.26 41 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 412.86 454.14 42 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 422.83 465.11 43 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 435.29 478.82 44 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 449.93 494.93 45 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 467.38 514.12 46 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 487.01 535.71 47 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 509.45 560.39 48 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 531.57 584.73 49 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 556.50 612.15 50 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 581.11 639.22 51 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 608.22 669.04 52 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 635.64 699.21 53 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 665.24 731.77 54 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 694.84 764.33 55 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 726.94 799.63 56 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 759.34 835.28 57 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 793.93 873.32 58 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 811.07 892.17 59 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 845.65 930.22 60 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 875.56 963.12 61 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 895.19 984.71 62 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 919.81 1011.79 63 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 934.46 1027.90 64 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 934.46 1027.90 65 and over 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 172.05 172.05 0-20 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 270.95 298.04 21 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 270.95 298.04 22 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 270.95 298.04 23 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 270.95 298.04 24 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 272.03 299.23 25 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 277.45 305.19 26 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 283.95 312.35 27 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 294.52 323.97 28 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 303.19 333.51 29 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 307.52 338.28 30 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 314.03 345.43 31 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 320.53 352.58 32 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 324.59 357.05 33 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 328.93 361.82 34 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 331.10 364.21 35 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 333.26 366.59 36 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 335.43 368.98 37 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 337.60 371.36 38 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 341.93 376.13 39 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 346.27 380.90 40 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 352.77 388.05 41 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 359.00 394.91 42 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 367.67 404.44 43 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 378.51 416.36 44 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 391.25 430.37 45 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 406.42 447.06 46 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 423.49 465.84 47 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 443.00 487.30 48 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 462.24 508.46 49 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 483.91 532.30 50 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 505.32 555.85 51 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 528.89 581.78 52 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 552.73 608.00 53 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 578.47 636.32 54 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 604.21 664.63 55 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 632.12 695.33 56 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 660.30 726.33 57 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 690.37 759.41 58 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 705.27 775.80 59 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 735.35 808.88 60 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 761.36 837.50 61 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 778.43 856.27 62 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 799.84 879.82 63 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 812.57 893.83 64 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 812.57 893.83 65 and over 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 172.05 172.05 0-20 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 270.95 298.04 21 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 270.95 298.04 22 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 270.95 298.04 23 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 270.95 298.04 24 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 272.03 299.23 25 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 277.45 305.19 26 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 283.95 312.35 27 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 294.52 323.97 28 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 303.19 333.51 29 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 307.52 338.28 30 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 314.03 345.43 31 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 320.53 352.58 32 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 324.59 357.05 33 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 328.93 361.82 34 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 331.10 364.21 35 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 333.26 366.59 36 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 335.43 368.98 37 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 337.60 371.36 38 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 341.93 376.13 39 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 346.27 380.90 40 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 352.77 388.05 41 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 359.00 394.91 42 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 367.67 404.44 43 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 378.51 416.36 44 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 391.25 430.37 45 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 406.42 447.06 46 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 423.49 465.84 47 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 443.00 487.30 48 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 462.24 508.46 49 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 483.91 532.30 50 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 505.32 555.85 51 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 528.89 581.78 52 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 552.73 608.00 53 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 578.47 636.32 54 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 604.21 664.63 55 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 632.12 695.33 56 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 660.30 726.33 57 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 690.37 759.41 58 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 705.27 775.80 59 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 735.35 808.88 60 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 761.36 837.50 61 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 778.43 856.27 62 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 799.84 879.82 63 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 812.57 893.83 64 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 812.57 893.83 65 and over 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 167.30 167.30 0-20 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 263.46 289.81 21 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 263.46 289.81 22 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 263.46 289.81 23 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 263.46 289.81 24 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 264.52 290.97 25 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 269.79 296.76 26 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 276.11 303.72 27 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 286.38 315.02 28 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 294.81 324.30 29 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 299.03 328.93 30 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 305.35 335.89 31 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 311.68 342.84 32 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 315.63 347.19 33 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 319.84 351.83 34 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 321.95 354.15 35 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 324.06 356.46 36 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 326.17 358.78 37 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 328.27 361.10 38 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 332.49 365.74 39 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 336.70 370.37 40 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 343.03 377.33 41 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 349.09 384.00 42 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 357.52 393.27 43 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 368.06 404.86 44 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 380.44 418.48 45 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 395.19 434.71 46 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 411.79 452.97 47 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 430.76 473.84 48 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 449.47 494.41 49 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 470.54 517.60 50 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 491.36 540.49 51 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 514.28 565.71 52 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 537.46 591.21 53 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 562.49 618.74 54 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 587.52 646.27 55 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 614.66 676.12 56 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 642.06 706.26 57 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 671.30 738.43 58 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 685.79 754.37 59 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 715.04 786.54 60 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 740.33 814.36 61 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 756.93 832.62 62 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 777.74 855.51 63 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 790.12 869.13 64 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 790.12 869.13 65 and over 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 145.48 145.48 0-20 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 229.10 252.01 21 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 229.10 252.01 22 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 229.10 252.01 23 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 229.10 252.01 24 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 230.01 253.02 25 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 234.60 258.06 26 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 240.09 264.10 27 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 249.03 273.93 28 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 256.36 282.00 29 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 260.03 286.03 30 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 265.52 292.08 31 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 271.02 298.12 32 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 274.46 301.90 33 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 278.12 305.94 34 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 279.96 307.95 35 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 281.79 309.97 36 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 283.62 311.98 37 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 285.46 314.00 38 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 289.12 318.03 39 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 292.79 322.07 40 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 298.28 328.11 41 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 303.55 333.91 42 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 310.89 341.97 43 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 320.05 352.05 44 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 330.82 363.90 45 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 343.65 378.01 46 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 358.08 393.89 47 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 374.57 412.03 48 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 390.84 429.92 49 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 409.17 450.08 50 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 427.27 469.99 51 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 447.20 491.92 52 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 467.36 514.09 53 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 489.12 538.04 54 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 510.89 561.98 55 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 534.48 587.93 56 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 558.31 614.14 57 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 583.74 642.11 58 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 596.34 655.97 59 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 621.77 683.95 60 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 643.76 708.14 61 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 658.20 724.02 62 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 676.30 743.92 63 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 687.06 755.77 64 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 687.06 755.77 65 and over 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 145.48 145.48 0-20 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 229.10 252.01 21 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 229.10 252.01 22 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 229.10 252.01 23 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 229.10 252.01 24 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 230.01 253.02 25 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 234.60 258.06 26 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 240.09 264.10 27 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 249.03 273.93 28 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 256.36 282.00 29 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 260.03 286.03 30 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 265.52 292.08 31 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 271.02 298.12 32 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 274.46 301.90 33 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 278.12 305.94 34 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 279.96 307.95 35 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 281.79 309.97 36 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 283.62 311.98 37 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 285.46 314.00 38 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 289.12 318.03 39 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 292.79 322.07 40 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 298.28 328.11 41 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 303.55 333.91 42 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 310.89 341.97 43 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 320.05 352.05 44 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 330.82 363.90 45 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 343.65 378.01 46 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 358.08 393.89 47 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 374.57 412.03 48 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 390.84 429.92 49 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 409.17 450.08 50 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 427.27 469.99 51 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 447.20 491.92 52 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 467.36 514.09 53 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 489.12 538.04 54 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 510.89 561.98 55 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 534.48 587.93 56 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 558.31 614.14 57 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 583.74 642.11 58 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 596.34 655.97 59 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 621.77 683.95 60 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 643.76 708.14 61 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 658.20 724.02 62 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 676.30 743.92 63 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 687.06 755.77 64 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 687.06 755.77 65 and over 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 145.48 145.48 0-20 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 229.10 252.01 21 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 229.10 252.01 22 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 229.10 252.01 23 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 229.10 252.01 24 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 230.01 253.02 25 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 234.60 258.06 26 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 240.09 264.10 27 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 249.03 273.93 28 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 256.36 282.00 29 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 260.03 286.03 30 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 265.52 292.08 31 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 271.02 298.12 32 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 274.46 301.90 33 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 278.12 305.94 34 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 279.96 307.95 35 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 281.79 309.97 36 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 283.62 311.98 37 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 285.46 314.00 38 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 289.12 318.03 39 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 292.79 322.07 40 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 298.28 328.11 41 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 303.55 333.91 42 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 310.89 341.97 43 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 320.05 352.05 44 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 330.82 363.90 45 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 343.65 378.01 46 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 358.08 393.89 47 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 374.57 412.03 48 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 390.84 429.92 49 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 409.17 450.08 50 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 427.27 469.99 51 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 447.20 491.92 52 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 467.36 514.09 53 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 489.12 538.04 54 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 510.89 561.98 55 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 534.48 587.93 56 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 558.31 614.14 57 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 583.74 642.11 58 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 596.34 655.97 59 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 621.77 683.95 60 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 643.76 708.14 61 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 658.20 724.02 62 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 676.30 743.92 63 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 687.06 755.77 64 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 687.06 755.77 65 and over 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 156.39 156.39 0-20 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 246.28 270.91 21 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 246.28 270.91 22 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 246.28 270.91 23 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 246.28 270.91 24 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 247.26 271.99 25 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 252.19 277.41 26 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 258.10 283.91 27 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 267.71 294.48 28 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 275.59 303.15 29 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 279.53 307.48 30 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 285.44 313.98 31 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 291.35 320.48 32 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 295.04 324.55 33 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 298.98 328.88 34 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 300.95 331.05 35 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 302.92 333.22 36 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 304.89 335.38 37 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 306.86 337.55 38 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 310.80 341.89 39 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 314.75 346.22 40 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 320.66 352.72 41 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 326.32 358.95 42 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 334.20 367.62 43 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 344.05 378.46 44 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 355.63 391.19 45 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 369.42 406.36 46 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 384.94 423.43 47 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 402.67 442.93 48 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 420.15 462.17 49 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 439.86 483.84 50 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 459.31 505.24 51 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 480.74 528.81 52 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 502.41 552.65 53 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 525.81 578.39 54 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 549.20 604.12 55 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 574.57 632.03 56 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 600.18 660.20 57 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 627.52 690.27 58 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 641.07 705.17 59 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 668.40 735.24 60 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 692.05 761.25 61 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 707.56 778.32 62 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 727.02 799.72 63 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 738.59 812.45 64 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 738.59 812.45 65 and over 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 167.30 167.30 0-20 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 263.46 289.81 21 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 263.46 289.81 22 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 263.46 289.81 23 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 263.46 289.81 24 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 264.52 290.97 25 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 269.79 296.76 26 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 276.11 303.72 27 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 286.38 315.02 28 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 294.81 324.30 29 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 299.03 328.93 30 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 305.35 335.89 31 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 311.68 342.84 32 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 315.63 347.19 33 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 319.84 351.83 34 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 321.95 354.15 35 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 324.06 356.46 36 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 326.17 358.78 37 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 328.27 361.10 38 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 332.49 365.74 39 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 336.70 370.37 40 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 343.03 377.33 41 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 349.09 384.00 42 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 357.52 393.27 43 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 368.06 404.86 44 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 380.44 418.48 45 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 395.19 434.71 46 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 411.79 452.97 47 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 430.76 473.84 48 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 449.47 494.41 49 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 470.54 517.60 50 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 491.36 540.49 51 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 514.28 565.71 52 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 537.46 591.21 53 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 562.49 618.74 54 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 587.52 646.27 55 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 614.66 676.12 56 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 642.06 706.26 57 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 671.30 738.43 58 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 685.79 754.37 59 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 715.04 786.54 60 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 740.33 814.36 61 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 756.93 832.62 62 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 777.74 855.51 63 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 790.12 869.13 64 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 790.12 869.13 65 and over 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 145.48 145.48 0-20 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 229.10 252.01 21 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 229.10 252.01 22 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 229.10 252.01 23 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 229.10 252.01 24 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 230.01 253.02 25 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 234.60 258.06 26 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 240.09 264.10 27 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 249.03 273.93 28 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 256.36 282.00 29 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 260.03 286.03 30 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 265.52 292.08 31 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 271.02 298.12 32 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 274.46 301.90 33 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 278.12 305.94 34 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 279.96 307.95 35 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 281.79 309.97 36 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 283.62 311.98 37 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 285.46 314.00 38 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 289.12 318.03 39 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 292.79 322.07 40 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 298.28 328.11 41 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 303.55 333.91 42 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 310.89 341.97 43 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 320.05 352.05 44 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 330.82 363.90 45 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 343.65 378.01 46 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 358.08 393.89 47 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 374.57 412.03 48 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 390.84 429.92 49 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 409.17 450.08 50 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 427.27 469.99 51 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 447.20 491.92 52 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 467.36 514.09 53 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 489.12 538.04 54 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 510.89 561.98 55 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 534.48 587.93 56 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 558.31 614.14 57 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 583.74 642.11 58 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 596.34 655.97 59 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 621.77 683.95 60 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 643.76 708.14 61 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 658.20 724.02 62 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 676.30 743.92 63 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 687.06 755.77 64 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 687.06 755.77 65 and over 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 145.48 145.48 0-20 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 229.10 252.01 21 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 229.10 252.01 22 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 229.10 252.01 23 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 229.10 252.01 24 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 230.01 253.02 25 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 234.60 258.06 26 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 240.09 264.10 27 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 249.03 273.93 28 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 256.36 282.00 29 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 260.03 286.03 30 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 265.52 292.08 31 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 271.02 298.12 32 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 274.46 301.90 33 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 278.12 305.94 34 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 279.96 307.95 35 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 281.79 309.97 36 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 283.62 311.98 37 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 285.46 314.00 38 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 289.12 318.03 39 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 292.79 322.07 40 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 298.28 328.11 41 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 303.55 333.91 42 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 310.89 341.97 43 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 320.05 352.05 44 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 330.82 363.90 45 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 343.65 378.01 46 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 358.08 393.89 47 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 374.57 412.03 48 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 390.84 429.92 49 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 409.17 450.08 50 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 427.27 469.99 51 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 447.20 491.92 52 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 467.36 514.09 53 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 489.12 538.04 54 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 510.89 561.98 55 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 534.48 587.93 56 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 558.31 614.14 57 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 583.74 642.11 58 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 596.34 655.97 59 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 621.77 683.95 60 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 643.76 708.14 61 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 658.20 724.02 62 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 676.30 743.92 63 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 687.06 755.77 64 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 687.06 755.77 65 and over 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 203.66 203.66 0-20 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 320.73 352.80 21 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 320.73 352.80 22 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 320.73 352.80 23 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 320.73 352.80 24 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 322.01 354.21 25 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 328.43 361.27 26 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 336.12 369.73 27 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 348.63 383.49 28 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 358.89 394.78 29 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 364.03 400.43 30 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 371.72 408.90 31 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 379.42 417.36 32 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 384.23 422.66 33 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 389.36 428.30 34 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 391.93 431.12 35 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 394.50 433.94 36 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 397.06 436.77 37 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 399.63 439.59 38 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 404.76 445.23 39 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 409.89 450.88 40 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 417.59 459.35 41 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 424.96 467.46 42 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 435.23 478.75 43 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 448.06 492.86 44 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 463.13 509.44 45 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 481.09 529.20 46 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 501.30 551.43 47 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 524.39 576.83 48 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 547.16 601.88 49 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 572.82 630.10 50 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 598.16 657.97 51 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 626.06 688.67 52 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 654.28 719.71 53 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 684.75 753.23 54 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 715.22 786.75 55 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 748.26 823.08 56 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 781.61 859.77 57 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 817.21 898.94 58 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 834.85 918.34 59 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 870.46 957.50 60 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 901.25 991.37 61 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 921.45 1013.60 62 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 946.79 1041.47 63 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 961.86 1058.05 64 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 961.86 1058.05 65 and over 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 177.10 177.10 0-20 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 278.89 306.78 21 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 278.89 306.78 22 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 278.89 306.78 23 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 278.89 306.78 24 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 280.01 308.01 25 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 285.59 314.15 26 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 292.28 321.51 27 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 303.16 333.47 28 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 312.08 343.29 29 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 316.54 348.20 30 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 323.24 355.56 31 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 329.93 362.92 32 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 334.11 367.53 33 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 338.58 372.43 34 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 340.81 374.89 35 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 343.04 377.34 36 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 345.27 379.80 37 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 347.50 382.25 38 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 351.96 387.16 39 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 356.43 392.07 40 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 363.12 399.43 41 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 369.53 406.49 42 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 378.46 416.30 43 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 389.61 428.58 44 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 402.72 442.99 45 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 418.34 460.17 46 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 435.91 479.50 47 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 455.99 501.59 48 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 475.79 523.37 49 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 498.10 547.91 50 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 520.14 572.15 51 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 544.40 598.84 52 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 568.94 625.84 53 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 595.44 654.98 54 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 621.93 684.13 55 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 650.66 715.72 56 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 679.66 747.63 57 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 710.62 781.68 58 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 725.96 798.56 59 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 756.92 832.61 60 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 783.69 862.06 61 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 801.26 881.39 62 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 823.29 905.62 63 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 836.40 920.04 64 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 836.40 920.04 65 and over 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 177.10 177.10 0-20 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 278.89 306.78 21 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 278.89 306.78 22 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 278.89 306.78 23 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 278.89 306.78 24 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 280.01 308.01 25 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 285.59 314.15 26 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 292.28 321.51 27 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 303.16 333.47 28 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 312.08 343.29 29 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 316.54 348.20 30 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 323.24 355.56 31 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 329.93 362.92 32 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 334.11 367.53 33 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 338.58 372.43 34 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 340.81 374.89 35 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 343.04 377.34 36 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 345.27 379.80 37 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 347.50 382.25 38 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 351.96 387.16 39 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 356.43 392.07 40 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 363.12 399.43 41 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 369.53 406.49 42 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 378.46 416.30 43 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 389.61 428.58 44 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 402.72 442.99 45 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 418.34 460.17 46 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 435.91 479.50 47 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 455.99 501.59 48 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 475.79 523.37 49 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 498.10 547.91 50 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 520.14 572.15 51 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 544.40 598.84 52 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 568.94 625.84 53 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 595.44 654.98 54 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 621.93 684.13 55 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 650.66 715.72 56 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 679.66 747.63 57 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 710.62 781.68 58 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 725.96 798.56 59 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 756.92 832.61 60 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 783.69 862.06 61 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 801.26 881.39 62 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 823.29 905.62 63 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 836.40 920.04 64 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 836.40 920.04 65 and over 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 177.10 177.10 0-20 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 278.89 306.78 21 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 278.89 306.78 22 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 278.89 306.78 23 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 278.89 306.78 24 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 280.01 308.01 25 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 285.59 314.15 26 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 292.28 321.51 27 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 303.16 333.47 28 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 312.08 343.29 29 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 316.54 348.20 30 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 323.24 355.56 31 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 329.93 362.92 32 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 334.11 367.53 33 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 338.58 372.43 34 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 340.81 374.89 35 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 343.04 377.34 36 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 345.27 379.80 37 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 347.50 382.25 38 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 351.96 387.16 39 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 356.43 392.07 40 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 363.12 399.43 41 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 369.53 406.49 42 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 378.46 416.30 43 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 389.61 428.58 44 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 402.72 442.99 45 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 418.34 460.17 46 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 435.91 479.50 47 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 455.99 501.59 48 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 475.79 523.37 49 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 498.10 547.91 50 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 520.14 572.15 51 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 544.40 598.84 52 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 568.94 625.84 53 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 595.44 654.98 54 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 621.93 684.13 55 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 650.66 715.72 56 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 679.66 747.63 57 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 710.62 781.68 58 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 725.96 798.56 59 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 756.92 832.61 60 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 783.69 862.06 61 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 801.26 881.39 62 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 823.29 905.62 63 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 836.40 920.04 64 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 836.40 920.04 65 and over 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 190.38 190.38 0-20 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 299.81 329.79 21 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 299.81 329.79 22 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 299.81 329.79 23 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 299.81 329.79 24 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 301.01 331.11 25 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 307.01 337.71 26 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 314.20 345.62 27 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 325.89 358.48 28 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 335.49 369.04 29 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 340.29 374.31 30 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 347.48 382.23 31 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 354.68 390.14 32 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 359.17 395.09 33 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 363.97 400.37 34 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 366.37 403.01 35 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 368.77 405.64 36 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 371.17 408.28 37 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 373.56 410.92 38 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 378.36 416.20 39 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 383.16 421.47 40 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 390.35 429.39 41 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 397.25 436.97 42 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 406.84 447.53 43 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 418.84 460.72 44 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 432.93 476.22 45 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 449.72 494.69 46 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 468.60 515.46 47 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 490.19 539.21 48 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 511.48 562.62 49 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 535.46 589.01 50 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 559.15 615.06 51 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 585.23 643.75 52 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 611.61 672.78 53 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 640.10 704.11 54 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 668.58 735.44 55 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 699.46 769.40 56 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 730.64 803.70 57 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 763.92 840.31 58 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 780.41 858.45 59 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 813.69 895.06 60 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 842.47 926.72 61 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 861.36 947.49 62 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 885.04 973.55 63 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 899.13 989.05 64 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 899.13 989.05 65 and over 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 203.66 203.66 0-20 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 320.73 352.80 21 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 320.73 352.80 22 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 320.73 352.80 23 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 320.73 352.80 24 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 322.01 354.21 25 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 328.43 361.27 26 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 336.12 369.73 27 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 348.63 383.49 28 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 358.89 394.78 29 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 364.03 400.43 30 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 371.72 408.90 31 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 379.42 417.36 32 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 384.23 422.66 33 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 389.36 428.30 34 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 391.93 431.12 35 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 394.50 433.94 36 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 397.06 436.77 37 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 399.63 439.59 38 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 404.76 445.23 39 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 409.89 450.88 40 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 417.59 459.35 41 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 424.96 467.46 42 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 435.23 478.75 43 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 448.06 492.86 44 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 463.13 509.44 45 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 481.09 529.20 46 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 501.30 551.43 47 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 524.39 576.83 48 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 547.16 601.88 49 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 572.82 630.10 50 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 598.16 657.97 51 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 626.06 688.67 52 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 654.28 719.71 53 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 684.75 753.23 54 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 715.22 786.75 55 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 748.26 823.08 56 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 781.61 859.77 57 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 817.21 898.94 58 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 834.85 918.34 59 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 870.46 957.50 60 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 901.25 991.37 61 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 921.45 1013.60 62 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 946.79 1041.47 63 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 961.86 1058.05 64 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 961.86 1058.05 65 and over 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 177.10 177.10 0-20 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 278.89 306.78 21 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 278.89 306.78 22 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 278.89 306.78 23 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 278.89 306.78 24 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 280.01 308.01 25 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 285.59 314.15 26 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 292.28 321.51 27 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 303.16 333.47 28 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 312.08 343.29 29 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 316.54 348.20 30 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 323.24 355.56 31 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 329.93 362.92 32 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 334.11 367.53 33 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 338.58 372.43 34 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 340.81 374.89 35 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 343.04 377.34 36 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 345.27 379.80 37 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 347.50 382.25 38 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 351.96 387.16 39 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 356.43 392.07 40 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 363.12 399.43 41 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 369.53 406.49 42 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 378.46 416.30 43 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 389.61 428.58 44 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 402.72 442.99 45 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 418.34 460.17 46 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 435.91 479.50 47 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 455.99 501.59 48 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 475.79 523.37 49 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 498.10 547.91 50 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 520.14 572.15 51 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 544.40 598.84 52 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 568.94 625.84 53 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 595.44 654.98 54 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 621.93 684.13 55 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 650.66 715.72 56 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 679.66 747.63 57 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 710.62 781.68 58 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 725.96 798.56 59 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 756.92 832.61 60 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 783.69 862.06 61 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 801.26 881.39 62 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 823.29 905.62 63 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 836.40 920.04 64 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 836.40 920.04 65 and over 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 177.10 177.10 0-20 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 278.89 306.78 21 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 278.89 306.78 22 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 278.89 306.78 23 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 278.89 306.78 24 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 280.01 308.01 25 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 285.59 314.15 26 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 292.28 321.51 27 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 303.16 333.47 28 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 312.08 343.29 29 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 316.54 348.20 30 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 323.24 355.56 31 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 329.93 362.92 32 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 334.11 367.53 33 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 338.58 372.43 34 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 340.81 374.89 35 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 343.04 377.34 36 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 345.27 379.80 37 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 347.50 382.25 38 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 351.96 387.16 39 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 356.43 392.07 40 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 363.12 399.43 41 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 369.53 406.49 42 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 378.46 416.30 43 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 389.61 428.58 44 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 402.72 442.99 45 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 418.34 460.17 46 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 435.91 479.50 47 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 455.99 501.59 48 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 475.79 523.37 49 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 498.10 547.91 50 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 520.14 572.15 51 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 544.40 598.84 52 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 568.94 625.84 53 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 595.44 654.98 54 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 621.93 684.13 55 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 650.66 715.72 56 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 679.66 747.63 57 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 710.62 781.68 58 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 725.96 798.56 59 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 756.92 832.61 60 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 783.69 862.06 61 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 801.26 881.39 62 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 823.29 905.62 63 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 836.40 920.04 64 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 836.40 920.04 65 and over A B C D E F G H I J K L M N O P Q R S T U V W X Y 1 Unified Rate Review v2.0.4 2 3 Company Legal Name: Aetna Life Insurance Company State: CT 4 HIOS Issuer ID: 39159 Market: Individual 5 Effective Date of Rate Change(s): 01/01/2016 6 7 8 Market Level Calculations (Same for all Plans) 9 10 11 Section I: Experience period data 12 Experience Period: 01/01/2014 to 12/31/2014 Experience Period 13 Aggregate Amount PMPM % of Prem 14 Premiums (net of MLR Rebate) in Experience Period: $23,134,124 $417.19 100.00% 15 Incurred Claims in Experience Period $23,604,789 425.68 102.03% 16 Allowed Claims: $31,744,950 572.48 137.22% 17 Index Rate of Experience Period $571.00 18 Experience Period Member Months 55,452 19 20 Section II: Allowed Claims, PMPM basis 21 Experience Period Projection Period: 01/01/2016 to 12/31/2016 Mid-point to Mid-point, Experience to Projection: 24 months Adj't. from Experience to Annualized Trend 22 on Actual Experience Allowed Projection Period Factors Projections, before credibility Adjustment Credibility Manual Utilization Utilization per Average Pop'l risk Utilization per Average Utilization Average 23 Benefit Category Description 1,000 Cost/Service PMPM Morbidity Other Cost Util 1,000 Cost/Service PMPM per 1,000 Cost/Service PMPM 24 Inpatient Hospital Days 335.97 $5,234.69 $146.56 1.000 0.983 1.066 1.010 342.73 $5,842.01 $166.85 270.08 $4,676.17 $105.25 25 Outpatient Hospital Visits 765.48 1,393.80 88.91 1.000 0.983 1.060 1.013 784.74 1,540.14 100.72 619.99 1,749.18 90.37 26 Professional Visits 7,050.87 258.94 152.15 1.000 0.983 1.018 1.018 7,299.81 263.77 160.45 8193.17 220.91 150.83 27 Other Medical Visits 4,932.34 275.99 113.44 1.000 0.983 1.060 1.013 5,056.42 304.97 128.50 4972.41 244.23 101.20 28 Capitation Benefit Period 12,000.00 0.00 0.00 1.000 0.980 1.000 1.000 12,000.00 0.00 0.00 12000.00 1.12 1.12 29 Prescription Drug Prescriptions 21,156.54 40.51 71.42 1.000 0.885 1.070 1.010 21,581.79 41.04 73.82 9295.82 108.03 83.69 30 Total $572.48 $630.34 $532.45 31 After Credibility Projected Period Totals 32 Section III: Projected Experience: Projected Allowed Experience Claims PMPM (w/applied credibility if applicable) 48.07% 51.93% $579.51 $52,155,511 33 Paid to Allowed Average Factor in Projection Period 0.651 34 Projected Incurred Claims, before ACA rein & Risk Adj't, PMPM $377.26 $33,953,238 35 Projected Risk Adjustments PMPM 25.05 2,254,500 36 Projected Incurred Claims, before reinsurance recoveries, net of rein prem, PMPM $352.21 $31,698,738 37 Projected ACA reinsurance recoveries, net of rein prem, PMPM 20.66 1,859,400 38 Projected Incurred Claims $331.55 $29,839,338 39 40 Administrative Expense Load 10.98% 47.79 4,300,813 41 Profit & Risk Load 3.90% 16.97 1,527,611 42 Taxes & Fees 8.94% 38.91 3,501,755 43 Single Risk Pool Gross Premium Avg. Rate, PMPM $435.22 $39,169,517 44 Index Rate for Projection Period $579.51 45 % increase over Experience Period 4.32% 46 % Increase, annualized: 2.14% 47 Projected Member Months 90,000 48

Information Not Releasable to the Public Unless Authorized by Law: This information has not been publically disclosed and may be privileged and confidential. It is for internal government use only and must not be 49 disseminated, distributed, or copied to persons not authorized to receive the information. Unauthorized disclosure may result in prosecution to the full extent of the law. 50

1 of 2 Product-Plan Data Collection

Company Legal Name: Aetna Life Insurance Company State: CT HIOS Issuer ID: 39159 Market: Individual Effective Date of Rate Change(s): 01/01/2016

Product/Plan Level Calculations

Section I: General Product and Plan Information Product Terminated Product Aetna Managed Choice Aetna Managed Choice Product ID: 39159CT012 39159CT008 39159CT009 Metal: Catastrophic Bronze Bronze Bronze Catastrophic Silver Silver Gold Silver Bronze Gold Silver Bronze Bronze Silver AV Metal Value 0.000 0.617 0.602 0.603 0.000 0.681 0.685 0.781 0.680 0.617 0.781 0.680 0.620 0.608 0.681 AV Pricing Value 0.001 0.771 0.875 0.747 0.640 0.921 1.000 1.170 1.088 0.742 1.207 0.872 0.864 0.737 0.898 Plan Type: PPO PPO PPO PPO PPO PPO PPO PPO PPO HMO HMO HMO PPO PPO PPO CT Aetna Bronze Deductible Only CT Aetna Silver CT Aetna Silver CT Aetna Whole CT Aetna Whole CT Aetna Whole CT Costco Bronze Deductible Only CT Costco Silver Plan Name Terminated $15 Copay OAMC Aetna Advantage HSA Eligible $10 Copay OAMC Aetna Classic 5000 CT Aetna Gold $10 $10 Copay 2750 Health Bronze $35 Health Gold $5 Health Silver $10 Copay $20 Copay HSA Eligible $10 Copay OAMC Products PD 6350 PD OAMC PD Aetna Basic PD PD PD Copay OAMC PD PD Copay PD Copay PD Copay PD PD OAMC PD Plan ID (Standard Component ID): 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Exchange Plan? No No No No No No No No No No No No No No No Historical Rate Increase - Calendar Year - 2 0.00% 0.00% 0.00% Historical Rate Increase - Calendar Year - 1 0.00% 0.00% 0.00% Historical Rate Increase - Calendar Year 0 0.00% 9.52% 9.52% Effective Date of Proposed Rates 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 Rate Change % (over prior filing) 0.00% 0.38% 0.00% 1.82% 0.00% 3.80% 0.00% 2.15% 0.00% 0.00% 0.00% 0.00% 0.00% -0.02% 2.71% Cum'tive Rate Change % (over 12 mos prior) 0.00% 0.38% 0.00% 1.82% 0.00% 3.80% 0.00% 2.15% 0.00% 0.00% 0.00% 0.00% 0.00% -0.02% 2.71% Proj'd Per Rate Change % (over Exper. Period) -100.00% 19.51% -100.00% 15.88% -100.00% 42.77% -100.00% #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! -100.00% 1.78% 23.90% Product Threshold Rate Increase % #DIV/0! 1.76% 1.45%

Section II: Components of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM)

Plan ID (Standard Component ID): Total 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Inpatient -$8.35 $0.00 -$1.38 $0.00 -$6.28 $0.00 -$16.07 $0.00 -$11.94 $0.00 $0.00 $0.00 $0.00 $0.00 $0.08 -$11.17 Outpatient -$2.97 $0.00 -$0.49 $0.00 -$2.24 $0.00 -$5.73 $0.00 -$4.25 $0.00 $0.00 $0.00 $0.00 $0.00 $0.03 -$3.98 Professional $2.61 $0.00 $0.43 $0.00 $1.96 $0.00 $5.02 $0.00 $3.73 $0.00 $0.00 $0.00 $0.00 $0.00 -$0.02 $3.49 Prescription Drug $10.59 $0.00 $1.75 $0.00 $7.96 $0.00 $20.38 $0.00 $15.13 $0.00 $0.00 $0.00 $0.00 $0.00 -$0.10 $14.17 Other -$3.65 $0.00 -$0.61 $0.00 -$2.75 $0.00 -$7.04 $0.00 -$5.23 $0.00 $0.00 $0.00 $0.00 $0.00 $0.03 -$4.89 Capitation -$0.23 $0.00 -$0.04 $0.00 -$0.18 $0.00 -$0.45 $0.00 -$0.33 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 -$0.31 Administration $10.21 $0.00 $1.69 $0.00 $7.68 $0.00 $19.65 $0.00 $14.60 $0.00 $0.00 $0.00 $0.00 $0.00 -$0.09 $13.67 Taxes & Fees $2.28 $0.00 $0.38 $0.00 $1.71 $0.00 $4.39 $0.00 $3.26 $0.00 $0.00 $0.00 $0.00 $0.00 -$0.02 $3.05 Risk & Profit Charge -$1.45 $0.00 -$0.24 $0.00 -$1.09 $0.00 -$2.80 $0.00 -$2.08 $0.00 $0.00 $0.00 $0.00 $0.00 $0.01 -$1.95 Total Rate Increase $9.02 $0.00 $1.49 $0.00 $6.78 $0.00 $17.36 $0.00 $12.89 $0.00 $0.00 $0.00 $0.00 $0.00 -$0.08 $12.07 Member Cost Share Increase $6.91 $0.00 $9.81 $0.00 $9.81 $0.00 $9.81 $0.00 $9.81 $0.00 $0.00 $0.00 $0.00 $0.00 $9.81 $9.81

Average Current Rate PMPM $391.21 $0.00 $390.15 $0.00 $372.71 $0.00 $457.05 $0.00 $600.95 $0.00 $0.00 $0.00 $0.00 $0.00 $381.32 $445.06 Projected Member Months 90,000 0 36,000 0 15,300 0 18,000 0 10,800 0 4,500 900 2,700 0 900 900

ction III: Experience Period Information

Plan ID (Standard Component ID): Total 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Plan Adjusted Index Rate $328.73 $368.95 $328.38 $328.38 $328.38 $328.38 $328.38 $328.38 $0.00 $0.00 $0.00 $0.00 $0.00 $368.95 $368.95 $368.95 Member Months 55,452 60 5,143 3,415 8,921 4,992 24,696 7,813 0 0 0 0 0 88 60 264 Total Premium (TP) $18,228,503 $22,137 $1,688,858 $1,121,418 $2,929,478 $1,639,273 $8,109,672 $2,565,660 $0 $0 $0 $0 $0 $32,468 $22,137 $97,402

EHB Percent of TP, [see instructions] 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TP that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TP 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Total Allowed Claims (TAC) $31,744,950 $131,718 $1,898,872 $1,180,860 $4,195,660 $1,000,880 $18,942,252 $4,235,803 $0 $0 $0 $0 $0 $3,767 $24,133 $131,006

EHB Percent of TAC, [see instructions] 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TAC that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TAC 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Allowed Claims which are not the issuer's obligation: $16,716,727 $78,617 $477,942 $412,496 $1,402,910 $587,782 $11,043,259 $2,640,282 $0 $0 $0 $0 $0 -$4,445 $9,412 $68,473 Portion of above payable by HHS's funds on behalf of insured person, in dollars $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Portion of above payable by HHS on behalf of insured person, as % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 0.00% 0.00% 0.00% Total Incurred claims, payable with issuer funds $15,028,223 $53,102 $1,420,930 $768,364 $2,792,750 $413,098 $7,898,993 $1,595,521 $0 $0 $0 $0 $0 $8,212 $14,721 $62,533

Net Amt of Rein $5,415,876.99 $67,123.87 $195,723.32 $83,642.53 $609,360.36 $85,997.48 $3,847,249.28 $528,943.14 $0.00 $0.00 $0.00 $0.00 $0.00 -$462.00 -$315.00 -$1,386.00 Net Amt of Risk Adj $2,865,134.76 $0.00 -$357,016.31 -$237,062.16 -$619,277.17 -$399.36 $3,081,377.49 $974,846.22 $0.00 $0.00 $0.00 $0.00 $0.00 -$6,108.78 -$4,165.07 $32,939.90

Incurred Claims PMPM $271.01 $885.03 $276.28 $225.00 $313.05 $82.75 $319.85 $204.21 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! $93.31 $245.35 $236.87 Allowed Claims PMPM $572.48 $2,195.30 $369.21 $345.79 $470.31 $200.50 $767.02 $542.15 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! $42.81 $402.21 $496.23 EHB portion of Allowed Claims, PMPM $572.48 $2,195.30 $369.21 $345.79 $470.31 $200.50 $767.02 $542.15 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! $42.81 $402.21 $496.23 ction IV: Projected (12 months following effective date)

Plan ID (Standard Component ID): Total 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Plan Adjusted Index Rate $433.62 $0.00 $392.45 $0.00 $380.51 $0.00 $468.84 $0.00 $595.82 $0.00 $377.74 $614.87 $444.11 $0.00 $375.51 $457.14 Member Months 90,000 - 36,000 - 15,300 - 18,000 - 10,800 - 4,500 900 2,700 - 900 900 Total Premium (TP) $39,025,804 $0 $14,128,328 $0 $5,821,848 $0 $8,439,103 $0 $6,434,834 $0 $1,699,822 $553,385 $1,199,098 $0 $337,963 $411,422

EHB Percent of TP, [see instructions] 100.00% 0.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TP that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TP 0.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Total Allowed Claims (TAC) $52,155,900 $0 $20,128,551 $0 $8,504,125 $0 $10,795,767 $0 $7,096,633 $0 $2,434,057 $607,850 $1,545,090 $0 $502,966 $540,860

EHB Percent of TAC, [see instructions] 100.00% 0.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TAC that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TAC 0.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Allowed Claims which are not the issuer's obligation $22,344,368 $0 $9,435,824 $0 $4,116,007 $0 $4,311,781 $0 $2,075,951 $0 $1,148,431 $176,235 $623,944 $0 $240,524 $215,671 Portion of above payable by HHS's funds on behalf of insured person, in dollars $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Portion of above payable by HHS on behalf of insured person, as % 0.00% #DIV/0! 0.00% #DIV/0! 0.00% #DIV/0! 0.00% #DIV/0! 0.00% #DIV/0! 0.00% 0.00% 0.00% #DIV/0! 0.00% 0.00%

Total Incurred claims, payable with issuer funds $29,811,532 $0 $10,692,727 $0 $4,388,118 $0 $6,483,986 $0 $5,020,683 $0 $1,285,626 $431,616 $921,147 $0 $262,443 $325,189

Net Amt of Rein $1,859,400 $0 $743,760 $0 $316,098 $0 $371,880 $0 $223,128 $0 $92,970 $18,594 $55,782 $0 $18,594 $18,594 Net Amt of Risk Adj $2,254,500 $0 $901,800 $0 $383,265 $0 $450,900 $0 $270,540 $0 $112,725 $22,545 $67,635 $0 $22,545 $22,545 SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Superseded Schedule Items Please note that all items on the following pages are items, which have been replaced by a newer version. The newest version is located with the appropriate schedule on previous pages. These items are in date order with most recent first.

Schedule Item Replacement Creation Date Status Schedule Schedule Item Name Creation Date Attached Document(s) 08/17/2015 Supporting Unified Rate Review Template 08/24/2015 CT_IVL_39159_URRT_Off_2016_v0 Document _InfertilityRefile.pdf (Superceded) CT_IVL_39159_URRT_Off_2016_v0 _InfertilityRefile.xlsm (Superceded) 08/17/2015 Supporting Actuarial Memorandum 08/24/2015 AetnaIVL_SecA_ClaimLag.pdf Document Aetna_CT2016IVL_SecF_MHPCerts .pdf Aetna_CT2016IVL_SecD_AV&Bene fits.zip AetnaCT_2016IVL_CovLetter_0805 15.pdf Aetna_CT2016IVL_ACTSup_08171 5.pdf (Superceded) AetnaSG_SecA_ClaimLag.pdf AetnaCT_2016IVL_CovLetter_0817 15.pdf Aetna_CT2016IVL_SecA_Exp&Fin_ 081715.pdf Aetna_2016CTIVL_SecB_BaseRate DevNar_081715.pdf Aetna_CT2016IVL_SecB_BaseRate Dev_081715.pdf (Superceded) 08/17/2015 Supporting Actuarial Memorandum and Certifications 08/24/2015 Aetna_2016CTIVL_SecE_PartIIIMe Document mo_081715.pdf (Superceded) Aetna_CT2016IVL_SecE_FedRateR evE2_081715.pdf (Superceded) AE_CT_IVL_39159_Rates_Off_201 6_v3.pdf (Superceded) 08/17/2015 Rate Section C - Rate Manual, and Appendix A 08/24/2015 Aetna_CT2016IVL_SecC_RateMan ual_081715.pdf (Superceded) Aetna_CT2016IVL_AppA_081715.p df (Superceded)

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Schedule Item Replacement Creation Date Status Schedule Schedule Item Name Creation Date Attached Document(s) 08/07/2015 Supporting Actuarial Memorandum 08/17/2015 AetnaIVL_SecA_ClaimLag.pdf Document Aetna_CT2016IVL_SecF_MHPCerts .pdf Aetna_CT2016IVL_SecD_AV&Bene fits.zip AetnaSG_SecA_ClaimLag.pdf (Superceded) AetnaCT_2016IVL_CovLetter_0805 15.pdf Aetna_CT2016IVL_ACTSupplement .pdf (Superceded) Aetna_CT2016IVL_SecA_Exp&Fin_ 080515.pdf (Superceded) Aetna_2016CTIVL_SecB_BaseRate DevNar_080515.pdf (Superceded) Aetna_CT2016IVL_SecB_BaseRate Dev_080515.pdf (Superceded) 08/07/2015 Supporting Actuarial Memorandum and Certifications 08/17/2015 Aetna_2016CTIVL_SecE_PartIIIMe Document mo_080515.pdf (Superceded) Aetna_CT2016IVL_SecE_FedRateR evE2_080515.pdf (Superceded) AE_CT_IVL_39159_Rates_Off_201 6_v2.pdf (Superceded) 08/07/2015 Supporting Unified Rate Review Template 08/17/2015 CT_IVL_39159_URRT_Off_2016_v0 Document _FINAL.pdf (Superceded) 08/07/2015 Rate Section C - Rate Manual, and Appendix A 08/17/2015 Aetna_CT2016IVL_SecC_RateMan ual_080515.pdf (Superceded) Aetna_CT2016IVL_AppA_080515.p df (Superceded)

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Schedule Item Replacement Creation Date Status Schedule Schedule Item Name Creation Date Attached Document(s) 05/29/2015 Supporting Actuarial Memorandum 08/07/2015 AetnaCT_2016IVL_CovLetter.pdf Document (Superceded) Aetna_CT2016IVL_ACTSupplement .pdf (Superceded) Aetna_CT2016IVL_SecA_Exp&Fina ncials.pdf (Superceded) AetnaIVL_SecA_ClaimLag.pdf Aetna_2016CTIVL_SecB_BaseRate DevNar.pdf (Superceded) Aetna_CT2016IVL_SecB_BaseRate Dev.pdf (Superceded) Aetna_CT2016IVL_SecF_MHPCerts .pdf Aetna_CT2016IVL_SecD_AV&Bene fits.zip AetnaSG_SecA_ClaimLag.pdf Aetna_CT2016IVL_Objection_Resp onse.pdf (Superceded) Aetna_CT2016IVL_Reinsurance Filing Support.pdf (Superceded) Aetna_CT2016IVL_Tobacco Pricing Support.pdf (Superceded) 04/29/2015 Rate Section C - Rate Manual, and Appendix A 08/07/2015 Aetna_CT2016IVL_SecC_RateMan ual.pdf (Superceded) Aetna_CT2016IVL_AppendixA.pdf (Superceded) 04/27/2015 Supporting Actuarial Memorandum 05/29/2015 AetnaCT_2016IVL_CovLetter.pdf Document Aetna_CT2016IVL_ACTSupplement .pdf Aetna_CT2016IVL_SecA_Exp&Fina ncials.pdf AetnaIVL_SecA_ClaimLag.pdf Aetna_2016CTIVL_SecB_BaseRate DevNar.pdf Aetna_CT2016IVL_SecB_BaseRate Dev.pdf Aetna_CT2016IVL_SecF_MHPCerts .pdf Aetna_CT2016IVL_SecD_AV&Bene fits.zip AetnaSG_SecA_ClaimLag.pdf

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Schedule Item Replacement Creation Date Status Schedule Schedule Item Name Creation Date Attached Document(s) 04/27/2015 Supporting Actuarial Memorandum and Certifications 08/07/2015 Aetna_2016CTIVL_SecE_PartIII_Me Document mo.pdf (Superceded) Aetna_CT2016IVL_SecE_FederalR ateReviewE2.pdf (Superceded) AE_CT_IVL_39159_Rates_Off_201 6_v1.pdf (Superceded) 04/27/2015 Supporting Unified Rate Review Template 08/07/2015 CT_IVL_39159_URRT_Off_2016_v0 Document .pdf (Superceded)

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM SERFF Tracking #: AETN-130050992 State Tracking #: 201502955 Company Tracking #:

State: Connecticut Filing Company: Aetna Life Insurance Company TOI/Sub-TOI: H16I Individual Health - Major Medical/H16I.005A Individual - Preferred Provider (PPO) Product Name: ALIC 2016 CT IVL Rate Filing, off-Exchange Project Name/Number: /

Attachment CT_IVL_39159_URRT_Off_2016_v0_InfertilityRefile.xlsm is not a PDF document and cannot be reproduced here.

PDF Pipeline for SERFF Tracking Number AETN-130050992 Generated 08/27/2015 07:52 AM A B C D E F G H I J K L M N O P Q R S T U V W X Y 1 Unified Rate Review v2.0.4 2 3 Company Legal Name: Aetna Life Insurance Company State: CT 4 HIOS Issuer ID: 39159 Market: Individual 5 Effective Date of Rate Change(s): 01/01/2016 6 7 8 Market Level Calculations (Same for all Plans) 9 10 11 Section I: Experience period data 12 Experience Period: 01/01/2014 to 12/31/2014 Experience Period 13 Aggregate Amount PMPM % of Prem 14 Premiums (net of MLR Rebate) in Experience Period: $23,134,124 $417.19 100.00% 15 Incurred Claims in Experience Period $23,604,789 425.68 102.03% 16 Allowed Claims: $31,744,950 572.48 137.22% 17 Index Rate of Experience Period $571.00 18 Experience Period Member Months 55,452 19 20 Section II: Allowed Claims, PMPM basis 21 Experience Period Projection Period: 01/01/2016 to 12/31/2016 Mid-point to Mid-point, Experience to Projection: 24 months Adj't. from Experience to Annualized Trend 22 on Actual Experience Allowed Projection Period Factors Projections, before credibility Adjustment Credibility Manual Utilization Utilization per Average Pop'l risk Utilization per Average Utilization Average 23 Benefit Category Description 1,000 Cost/Service PMPM Morbidity Other Cost Util 1,000 Cost/Service PMPM per 1,000 Cost/Service PMPM 24 Inpatient Hospital Days 335.97 $5,234.69 $146.56 1.000 0.984 1.066 1.010 342.73 $5,845.52 $166.95 270.08 $4,676.17 $105.25 25 Outpatient Hospital Visits 765.48 1,393.80 88.91 1.000 0.984 1.060 1.013 784.74 1,541.06 100.78 619.99 1,749.18 90.37 26 Professional Visits 7,050.87 258.94 152.15 1.000 0.984 1.018 1.018 7,299.81 263.93 160.55 8193.17 220.91 150.83 27 Other Medical Visits 4,932.34 275.99 113.44 1.000 0.984 1.060 1.013 5,056.42 305.15 128.58 4972.41 244.23 101.20 28 Capitation Benefit Period 12,000.00 0.00 0.00 1.000 0.980 1.000 1.000 12,000.00 0.00 0.00 12000.00 1.12 1.12 29 Prescription Drug Prescriptions 21,156.54 40.51 71.42 1.000 0.885 1.070 1.010 21,581.79 41.05 73.82 9295.82 108.03 83.69 30 Total $572.48 $630.68 $532.45 31 After Credibility Projected Period Totals 32 Section III: Projected Experience: Projected Allowed Experience Claims PMPM (w/applied credibility if applicable) 48.07% 51.93% $579.67 $52,170,290 33 Paid to Allowed Average Factor in Projection Period 0.651 34 Projected Incurred Claims, before ACA rein & Risk Adj't, PMPM $377.37 $33,962,859 35 Projected Risk Adjustments PMPM 25.06 2,255,400 36 Projected Incurred Claims, before reinsurance recoveries, net of rein prem, PMPM $352.31 $31,707,459 37 Projected ACA reinsurance recoveries, net of rein prem, PMPM 20.67 1,860,300 38 Projected Incurred Claims $331.64 $29,847,159 39 40 Administrative Expense Load 10.98% 47.80 4,301,940 41 Profit & Risk Load 3.90% 16.98 1,528,012 42 Taxes & Fees 8.94% 38.92 3,502,673 43 Single Risk Pool Gross Premium Avg. Rate, PMPM $435.33 $39,179,783 44 Index Rate for Projection Period $579.67 45 % increase over Experience Period 4.35% 46 % Increase, annualized: 2.15% 47 Projected Member Months 90,000 48

Information Not Releasable to the Public Unless Authorized by Law: This information has not been publically disclosed and may be privileged and confidential. It is for internal government use only and must not be 49 disseminated, distributed, or copied to persons not authorized to receive the information. Unauthorized disclosure may result in prosecution to the full extent of the law. 50

1 of 2 Product-Plan Data Collection

Company Legal Name: Aetna Life Insurance Company State: CT HIOS Issuer ID: 39159 Market: Individual Effective Date of Rate Change(s): 01/01/2016

Product/Plan Level Calculations

Section I: General Product and Plan Information Product Terminated Product Aetna Managed Choice Aetna Managed Choice Product ID: 39159CT012 39159CT008 39159CT009 Metal: Catastrophic Bronze Bronze Bronze Catastrophic Silver Silver Gold Silver Bronze Gold Silver Bronze Bronze Silver AV Metal Value 0.000 0.617 0.602 0.603 0.000 0.681 0.685 0.781 0.680 0.617 0.781 0.680 0.620 0.608 0.681 AV Pricing Value 0.001 0.771 0.875 0.747 0.640 0.921 1.000 1.170 1.088 0.742 1.207 0.872 0.864 0.737 0.898 Plan Type: PPO PPO PPO PPO PPO PPO PPO PPO PPO HMO HMO HMO PPO PPO PPO CT Aetna Bronze Deductible Only CT Aetna Silver CT Aetna Silver CT Aetna Whole CT Aetna Whole CT Aetna Whole CT Costco Bronze Deductible Only CT Costco Silver Plan Name Terminated $15 Copay OAMC Aetna Advantage HSA Eligible $10 Copay OAMC Aetna Classic 5000 CT Aetna Gold $10 $10 Copay 2750 Health Bronze $35 Health Gold $5 Health Silver $10 Copay $20 Copay HSA Eligible $10 Copay OAMC Products PD 6350 PD OAMC PD Aetna Basic PD PD PD Copay OAMC PD PD Copay PD Copay PD Copay PD PD OAMC PD Plan ID (Standard Component ID): 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Exchange Plan? No No No No No No No No No No No No No No No Historical Rate Increase - Calendar Year - 2 0.00% 0.00% 0.00% Historical Rate Increase - Calendar Year - 1 0.00% 0.00% 0.00% Historical Rate Increase - Calendar Year 0 0.00% 9.52% 9.52% Effective Date of Proposed Rates 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 Rate Change % (over prior filing) 0.00% 0.41% 0.00% 1.84% 0.00% 3.82% 0.00% 2.17% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 2.74% Cum'tive Rate Change % (over 12 mos prior) 0.00% 0.41% 0.00% 1.84% 0.00% 3.82% 0.00% 2.17% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 2.74% Proj'd Per Rate Change % (over Exper. Period) -100.00% 19.54% -100.00% 15.91% -100.00% 42.81% -100.00% #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! -100.00% 1.81% 23.93% Product Threshold Rate Increase % #DIV/0! 1.79% 1.47%

Section II: Components of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM)

Plan ID (Standard Component ID): Total 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Inpatient -$8.50 $0.00 -$1.49 $0.00 -$6.42 $0.00 -$16.34 $0.00 -$12.21 $0.00 $0.00 $0.00 $0.00 $0.00 -$0.01 -$11.39 Outpatient -$3.04 $0.00 -$0.53 $0.00 -$2.29 $0.00 -$5.83 $0.00 -$4.36 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 -$4.07 Professional $2.63 $0.00 $0.46 $0.00 $1.99 $0.00 $5.06 $0.00 $3.78 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $3.53 Prescription Drug $10.76 $0.00 $1.88 $0.00 $8.12 $0.00 $20.67 $0.00 $15.44 $0.00 $0.00 $0.00 $0.00 $0.00 $0.02 $14.41 Other -$3.73 $0.00 -$0.65 $0.00 -$2.82 $0.00 -$7.17 $0.00 -$5.35 $0.00 $0.00 $0.00 $0.00 $0.00 -$0.01 -$5.00 Capitation -$0.24 $0.00 -$0.04 $0.00 -$0.18 $0.00 -$0.46 $0.00 -$0.34 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 -$0.32 Administration $10.37 $0.00 $1.82 $0.00 $7.83 $0.00 $19.93 $0.00 $14.88 $0.00 $0.00 $0.00 $0.00 $0.00 $0.02 $13.89 Taxes & Fees $2.32 $0.00 $0.41 $0.00 $1.75 $0.00 $4.46 $0.00 $3.33 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $3.11 Risk & Profit Charge -$1.48 $0.00 -$0.26 $0.00 -$1.12 $0.00 -$2.84 $0.00 -$2.12 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 -$1.98 Total Rate Increase $9.09 $0.00 $1.59 $0.00 $6.87 $0.00 $17.48 $0.00 $13.05 $0.00 $0.00 $0.00 $0.00 $0.00 $0.01 $12.18 Member Cost Share Increase $6.95 $0.00 $9.86 $0.00 $9.86 $0.00 $9.86 $0.00 $9.86 $0.00 $0.00 $0.00 $0.00 $0.00 $9.86 $9.86

Average Current Rate PMPM $391.21 $0.00 $390.15 $0.00 $372.71 $0.00 $457.05 $0.00 $600.95 $0.00 $0.00 $0.00 $0.00 $0.00 $381.32 $445.06 Projected Member Months 90,000 0 36,000 0 15,300 0 18,000 0 10,800 0 4,500 900 2,700 0 900 900

ction III: Experience Period Information

Plan ID (Standard Component ID): Total 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Plan Adjusted Index Rate $328.73 $368.95 $328.38 $328.38 $328.38 $328.38 $328.38 $328.38 $0.00 $0.00 $0.00 $0.00 $0.00 $368.95 $368.95 $368.95 Member Months 55,452 60 5,143 3,415 8,921 4,992 24,696 7,813 0 0 0 0 0 88 60 264 Total Premium (TP) $18,228,503 $22,137 $1,688,858 $1,121,418 $2,929,478 $1,639,273 $8,109,672 $2,565,660 $0 $0 $0 $0 $0 $32,468 $22,137 $97,402

EHB Percent of TP, [see instructions] 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TP that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TP 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Total Allowed Claims (TAC) $31,744,950 $131,718 $1,898,872 $1,180,860 $4,195,660 $1,000,880 $18,942,252 $4,235,803 $0 $0 $0 $0 $0 $3,767 $24,133 $131,006

EHB Percent of TAC, [see instructions] 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TAC that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TAC 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Allowed Claims which are not the issuer's obligation: $16,716,727 $78,617 $477,942 $412,496 $1,402,910 $587,782 $11,043,259 $2,640,282 $0 $0 $0 $0 $0 -$4,445 $9,412 $68,473 Portion of above payable by HHS's funds on behalf of insured person, in dollars $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Portion of above payable by HHS on behalf of insured person, as % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 0.00% 0.00% 0.00% Total Incurred claims, payable with issuer funds $15,028,223 $53,102 $1,420,930 $768,364 $2,792,750 $413,098 $7,898,993 $1,595,521 $0 $0 $0 $0 $0 $8,212 $14,721 $62,533

Net Amt of Rein $5,415,876.99 $67,123.87 $195,723.32 $83,642.53 $609,360.36 $85,997.48 $3,847,249.28 $528,943.14 $0.00 $0.00 $0.00 $0.00 $0.00 -$462.00 -$315.00 -$1,386.00 Net Amt of Risk Adj $2,865,134.76 $0.00 -$357,016.31 -$237,062.16 -$619,277.17 -$399.36 $3,081,377.49 $974,846.22 $0.00 $0.00 $0.00 $0.00 $0.00 -$6,108.78 -$4,165.07 $32,939.90

Incurred Claims PMPM $271.01 $885.03 $276.28 $225.00 $313.05 $82.75 $319.85 $204.21 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! $93.31 $245.35 $236.87 Allowed Claims PMPM $572.48 $2,195.30 $369.21 $345.79 $470.31 $200.50 $767.02 $542.15 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! $42.81 $402.21 $496.23 EHB portion of Allowed Claims, PMPM $572.48 $2,195.30 $369.21 $345.79 $470.31 $200.50 $767.02 $542.15 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! $42.81 $402.21 $496.23 ction IV: Projected (12 months following effective date)

Plan ID (Standard Component ID): Total 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Plan Adjusted Index Rate $433.73 $0.00 $392.55 $0.00 $380.61 $0.00 $468.96 $0.00 $595.97 $0.00 $377.83 $615.03 $444.22 $0.00 $375.61 $457.25 Member Months 90,000 - 36,000 - 15,300 - 18,000 - 10,800 - 4,500 900 2,700 - 900 900 Total Premium (TP) $39,035,710 $0 $14,131,915 $0 $5,823,326 $0 $8,441,245 $0 $6,436,467 $0 $1,700,254 $553,525 $1,199,402 $0 $338,049 $411,527

EHB Percent of TP, [see instructions] 100.00% 0.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TP that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TP 0.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Total Allowed Claims (TAC) $52,170,300 $0 $20,134,125 $0 $8,506,481 $0 $10,798,740 $0 $7,098,574 $0 $2,434,733 $608,016 $1,545,517 $0 $503,106 $541,008

EHB Percent of TAC, [see instructions] 100.00% 0.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TAC that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TAC 0.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Allowed Claims which are not the issuer's obligation $22,351,145 $0 $9,438,677 $0 $4,117,249 $0 $4,313,090 $0 $2,076,592 $0 $1,148,780 $176,289 $624,134 $0 $240,596 $215,736 Portion of above payable by HHS's funds on behalf of insured person, in dollars $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Portion of above payable by HHS on behalf of insured person, as % 0.00% #DIV/0! 0.00% #DIV/0! 0.00% #DIV/0! 0.00% #DIV/0! 0.00% #DIV/0! 0.00% 0.00% 0.00% #DIV/0! 0.00% 0.00%

Total Incurred claims, payable with issuer funds $29,819,155 $0 $10,695,448 $0 $4,389,232 $0 $6,485,649 $0 $5,021,982 $0 $1,285,953 $431,727 $921,383 $0 $262,509 $325,272

Net Amt of Rein $1,860,300 $0 $744,120 $0 $316,251 $0 $372,060 $0 $223,236 $0 $93,015 $18,603 $55,809 $0 $18,603 $18,603 Net Amt of Risk Adj $2,255,400 $0 $902,160 $0 $383,418 $0 $451,080 $0 $270,648 $0 $112,770 $22,554 $67,662 $0 $22,554 $22,554 Aetna Life Insurance Co. 151 Farmington Avenue – RS12 Hartford, CT 06156-7400 (860) 273-1343 Fax: (860) 902-8517

August 17, 2015

Mr. Paul Lombardo, ASA, MAAA Department of Life and Health State of Connecticut Insurance Department 153 Market Street Hartford, CT 06142-0816

Subject: AETNA LIFE INSURANCE COMPANY (ALIC) – CT Supplemental Memorandum CT Individual Rate Filing - Effective January 1, 2016 through December 31, 2016 SERFF #: AETN-130050992; NAIC #: 60054; HIOS Product ID: 39159CT008, 39159CT009

Dear Mr. Lombardo,

This rate filing is being submitted for your review and approval. It is applicable to all CT Individual renewals and quotations from January 1, 2016 through December 31, 2016.

All new plans are in compliance with the benefit plan requirements of the Patient Protection and Affordability Act (P.L. 111-148) of 2010, otherwise known as PPACA or the “ACA”. Additionally, these plans conform to the federal metallic tiers of coverage, defined as Bronze, Silver, Gold, and Platinum. All plans within a tier have achieved an actuarial value consistent with the thresholds established for each tier – 60%, 70%, 80%, and 90%, respectively – within the allowable range of deviation of two percentage points. Please refer to Section D for Actuarial Value Calculator ‘screenshots’ of each plan to be offered in 2016.

Because the 2014 CT Individual ACA membership is not fully credible, rates have been developed utilizing a blend of the CT 2014 Individual ACA experience with the Small Group population, adjusted for consideration of the market changes and rating requirements in the Small Group market pursuant to the Patient Protection and Affordable Care Act of 2010 (PPACA) and subsequent federal and state regulation.

All plans will be marketed through brokers and general agents, as well as directly to consumers via direct mail, telemarketing, and the Internet. Aetna will verify applicant eligibility for these plans based on standard underwriting guidelines available under PPACA, such as geographic limitations. Any written policy is guaranteed renewable as required under §2703 of the Public Health Service Act.

The descriptions and analyses presented in this rate filing reflect Aetna’s understanding of regulations and guidance issued prior to April 1, 2015. As further guidance and information is received, Aetna reserves the right to submit revisions or withdraw this rate filing.

One of the changes to this submission versus Aetna’s August 7th submission is to reflect the removal of the age cap as a condition of coverage for infertility treatments where medically necessary from Connecticut’s Infertility benefit mandate. Aetna has valued this change at +0.2% utilizing its national benefit factor tables. No other changes to the existing state mandate have been assumed. These benefit factors are currently filed and approved under Aetna’s large group rate filing in CT, the calculation for which is shown below:

Mr. Paul Lombardo 8/17/15 Page 2

Current "No age cap" Medical MEDICAL Factor Factor Weight Med Adj Comprehensive Infertility 0.6026 0.7364 0.0016 1.002 ART 0.6839 0.9134 0.0061

Current "No age cap" PHARMACY Factor Factor Rx Adj Oral & Injectible 1.006 1.0085 1.0025

Weight* Adjustment Medical 80.5% 1.002 Rx 19.5% 1.0025 Med + Rx 100% 1.0021

*Reflects the weighted average of Aetna’s SG membership distribution by plan.

Required supporting documentation per Bulletin HC-81-14 is as follows:

 A cover letter describing all policy forms affected by the requested increase as well as the effective date of the increase. Aetna Response: The rates in this filing are effective January 1, 2016 for calendar year 2016. The associated policy forms and certificates, containing the Schedule of Benefits, are:

Certificate Amendment GR-96812-2016-CR1 01 Schedule GR-96812-SB-004-1410320 GR-96812-SB-004-1410321 GR-96812-SB-004-1410318 GR-96812-SB-004-1410319 GR-96812-SB-008-1410324 GR-96812-SB-008-1410322 GR-96812-SB-008-1410323 GR-96812-SB-041-1700743 GR-96812-SB-041-1700742

 Historical experience from inception-to-date - this includes earned premium, paid claims, incurred claims, members, actual loss ratios and expected loss ratios (annual experience is appropriate for all years; monthly experience for the most recent two years). Aetna Response: Please see the “Connecticut Historical Experience” exhibit in Section A. It displays experience from January 2007 through December 2014 for both the Individual ACA and the entire Small Group segment (pre- & post-ACA).

 Unit cost and utilization trend by broad service category, including actual unit cost and utilization data and the impact of provider contract changes from experience period to rating period (medical & Rx separately). Aetna Response: Please refer to the “CT Historical and Projected Trends” exhibit in Section A, which displays historical Small Group trends as well as future trend assumptions. Again, due to the reduced credibility of the CT Individual ACA block during 2014, CT Small Group trend results are shown as a proxy. Mr. Paul Lombardo 8/17/15 Page 3

As these components are based on actual provider billing and Aetna claim payment practices, they are subject to fluctuations for several reasons including: changes in provider billing practices, changes in Aetna claim payment practices, and changes in the mix of services and procedures delivered by the medical profession. These unit cost and utilization trends should not be viewed in isolation nor should they be compared to other external data sources or views of market-based price and utilization changes.

 Impact of cost sharing leverage and medical technology on trend. Aetna Response: Please refer to the “CT Historical and Projected Trends” exhibit in Section A. Note that Aetna does not separately measure medical technology trend.

 Benefit buy-down analysis and impact on trend Aetna Response: Please refer to the “CT Historical and Projected Trends” exhibit in Section A.

 Claim lag triangles Aetna Response: Please refer to Section A for a Claim Lag Triangle for Aetna’s Individual and Small Group lags.

 Cost of each new benefit mandate or requirement due to change in law, separately identified, from the experience period to the rating period.

 A list of each component of the health care reform bill that impacts premium and the actual impact used in pricing for each component. Aetna Response: This rate filing conforms with the benefit plan provisions required by the Patient Protection and Affordability Act (P.L. 111-148) of 2010. These benefit plan provisions include: o Elimination of cost sharing for preventive care. o Elimination of lifetime benefit maximums. o Elimination of annual dollar maximums for essential benefits. o Expansion of dependent age eligibility for children, to age 26. o Waiver of pre-existing limitations for children under age 19. o Addition of the Women’s Health mandate effective August 1, 2012 o Inclusion of taxes and fees beginning with premiums paid January 1, 2014 and later. o The inclusion of Essential Health Benefits (EHBs) in plans effective January 1, 2014

There was no pricing adjustment made for the first five mandates when they were effective October 1, 2010, while the impact of Women’s Health is fully incorporated into the experience period results. The impact of Connecticut’s Essential Health Benefit requirements for Small Group experience on plans offered prior to January 1, 2014 is immaterial.

As discussed in prior rate filings, the Patient Protection and Affordable Care Act (PPACA) created several new fees assessed on insurers, or health insurance. Two of these fees, the Reinsurance Contribution (RC) and Health Insurer Fee (HIF), are applicable to premium earned in 2016, regardless of when the policy renews. Aetna has been incorporating these fees into renewals on a gradual basis since 2013 in order to reflect the actual portion of each policy’s premium that will be subject to these fees in each calendar year. These fee levels will again change from 2015 to 2016, and so again Aetna will incorporate the changes into 2016 pricing to reflect the portion of each policy’s premium subject to these fees in 2016. The Reinsurance Contribution (RC), a temporary fee to fund the Individual market’s reinsurance program from 2014 through 2016, decreases in total over these three years. However, the Health Insurer Fee (HIF), a permanent fee, will increase every year until 2018, and thereafter at the rate of premium growth. The fees charged for these programs are discussed further below. Mr. Paul Lombardo 8/17/15 Page 4

 A demonstration that the experience data submitted is consistent with the most recent financial statement filed with the Department pursuant to section 38a-53a of the Connecticut General Statutes. Aetna Response: Aetna's experience data is provided by an internal source system which includes extensive controls and reconciliations to assure consistency with our reported financial results. Please note: A – Aetna Life Insurance Company is an international entity incorporating multiple lines of insurance. B - Aetna’s Individual business reflects only one part of the total business filed under Aetna Life Insurance Company’s Connecticut-specific results. Financial statements combine all segments of Aetna’s business. C - Financial statements are on an income basis (transactions by payment date), while data used to develop pricing is on a completed incurred basis (transactions by date of service within a payment date range). D – Aetna Life Insurance Company’s Connecticut results include data for any out-of-network portion of Aetna’s HMO business. The attached experience exhibits exclude these results.

 A comparison of the proposed retention charge in the filing to the most recently filed statutory financial statement for the regulated entity for which this filing is being made. Aetna Response: Please refer to the Connecticut - Financial Information exhibit in Section A.

 A demonstration that the increase requested in this rate filing will produce an expected medical loss ratio, for rebate purposes, that is consistent with the 80% prescribed by the federal law for individual and small group health insurance. Aetna Response: Please refer to the Connecticut- Financial Information exhibit in Section A.

 The current capital and surplus for the regulated entity for which this filing is being made. Aetna Response: Please refer to the Connecticut - Financial Information exhibit in Section A.

 Actuarial certification signed by a Member of the American Academy of Actuaries (MAAA). Aetna Response: Please see the last page of this letter for the Actuarial Certification.

 A summary of benefits for each plan design along with the Actuarial Value calculator output that confirms compliance with the corresponding metallic tier. Aetna Response: Please refer to Section D of this filing for benefit summaries and Actuarial Value screenshots of each plan to be offered in 2016. Each benefit summary includes the HIOS plan ID and plan name.

 Every rate filing submission that includes an increase of previously approved rates shall include a summary of the rate increases requested and should be clearly marked as Appendix A. The appendix should include the following, but not be limited to: • The requested increase for each product contained within the rate filing, and the effective date of those proposed rate increases. The requested increase for each product should be identified as a specific percent increase or if appropriate a range of percent increases with an explanation of what the variance is that produces the range. • Number of covered individuals for each product; number of covered policyholders; minimum current premium on a per member per month (PMPM) basis; minimum proposed premium on a PMPM basis; maximum current premium on a PMPM basis; maximum proposed premium on a PMPM basis, and the percentage change. • Each component of the increase including trend, experience adjustments and any other factors that make up the requested increase. These can be identified as a specific percent or, if appropriate, a percent range. • A footnote listing any other factors that can have an impact on premium rates that have not been identified in the appendix, including but not limited to age bands, gender, geographic area, smoking, etc. Aetna Response: Please refer to “Appendix A” of this rate filing for this information. Mr. Paul Lombardo 8/17/15 Page 5

 Any carrier that files products with a copay for a mental health office visit set at the specialist copay level must file an annual certification and demonstration of compliance with Mental Health Parity in accordance with Bulletin HC-87. Aetna Response: Please refer to Section F of this rate filing for these demonstrations.

 Carriers should submit the Uniform Rate Review Template (URRT) , the Part III Actuarial Memorandum and the HIOS rate tables in a PDF format. Aetna Response: Please refer to Section E of this rate filing for these documents.

Aetna would also like to provide the following supporting documentation to facilitate your review of this rate filing:

Single Premium Base Rate Development –

Section B is dedicated to the discussion and development of the premium rates for 2016. As stated above, 2016 Individual rates have been developed utilizing a blend of Aetna’s Individual ACA and total Small Group experience from Connecticut, the latter of which is deemed a reliable proxy for future Individual results. Use of SG data also reduces reliance on assumptions due to the lack of credibility of the 2014 Individual ACA experience.

Expected retention is 24.4%. The various expenses that comprise this amount, on an additive basis, are: 1. General Administrative Expenses of 8.3% 2. Broker Commissions of 2.7% 3. AFIT Profit of 3.9% 4. Taxes & Fees of 9.47%, detailed below:

Category Amount State Premium Tax 1.75% State Vaccine Assessment 0.40% AccessHealthCT – Exchange Fee 1.65% Federal Income Tax @ 35% tax rate 2.1% Federal Health Insurance Fee 3.0% Federal Reinsurance Contribution @ $2.25 PMPM 0.5% Federal Risk Adjustment Program Fee 0.03% Federal Patient-Centered Outcomes Research Fund 0.04% Total Taxes and Fees 9.47%

Please note that discussion of expected retention within the Part III Memorandum excludes the Reinsurance Contribution and the Risk Adjustment Program Fee, which are accounted for within the development of Incurred Claims.

Actuarial Certification: I, Geoffrey S. Shannon, am a member of the American Academy of Actuaries and am qualified in the area of health insurance. I certify to the best of my knowledge and judgment that this entire rate filing is in compliance with the applicable laws of the State of Connecticut and with the rules of the CT Insurance Department, and is in accordance with generally accepted actuarial principles. Aetna will not medically underwrite nor vary premium rates due to the gender, health status, claims experience, group size, industry, nor policy duration of an eligible group or members of a group. Furthermore, all rates are quoted on a guaranteed issue/guaranteed renewability basis, and are used as a single risk pool. Mr. Paul Lombardo 8/17/15 Page 6

Covered benefits, and associated pricing adjustments, are consistent across all benefit plans. All plan designs that will be offered in 2015, as shown herein, meet the metallic tier requirements of the Patient Protection and Affordability Act (P.L. 111-148).

In my opinion, these rates are not excessive, inadequate, nor unfairly discriminatory. I further certify that the rates included in this manual reflect any rate impact associated with all new form filings that have been approved since the last rate filing was submitted.

Sincerely,

Geoffrey S. Shannon, ASA, MAAA New England Actuarial Aetna Life Insurance Company CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT

Experience IVL Experience Sm Grp Experience

Premiums (net of MLR Rebate) in Experience Period $23,134,124 $186,106,476 Incurred Claims in Experience Period $23,604,789 $146,178,841 Allowed Claims $31,744,950 $200,019,146 Experience Period Member Months 55,452 440,922

Experience Period to Projection Period BLENDED IVL Experience Sm Grp Experience Index Rate of Experience Period $510.76 $572.48 $453.64 Credibility 48.1% 51.9% Adjustments EHB Adjustment 1.003 1.000 1.006 Area Shift 1.009 0.997 1.023 x Benefit Mandate Impact 1.002 1.002 1.002 x Change in Demographics 1.004 0.984 1.028 x Network & Contractual Changes 0.983 0.988 0.979 x Total Adjustments 1.002 0.971 1.038

Annual Trend 1.065 1.065 1.065 Months of Trend 24 24 24 ^/12 Total Trend 1.134 1.134 1.134

Projected Allowed PMPM (URRT Index Rate) $579.67 $630.68 $532.45

Projection Period $ % Allowed PMPM (URRT Index Rate) $579.67 Expected Paid to Allowed Ratio 0.65101 x Incurred Claims, before "3R" Adjustments $377.37 Net Risk Adjustment ($25.06) + Net Reinsurance Recoveries ($20.67) + Incurred Claims $331.64

G&A (Operating Expenses) $36.14 8.3% Commissions $11.65 2.7% + Profit & Risk (AFIT) $16.98 3.9% + State Premium Tax, Assessments, & Fees $16.54 3.8% + Health Insurance Fee $13.06 3.0% + PCORI $0.17 0.0% + Federal Income Tax $9.14 2.1% + Total Expenses $103.70 23.9%

Single Risk Pool Avg Premium Rate PMPM $435.34 Incurred Claims + Expenses

Tobacco Calibration Factor 1.004 / Plan Adjusted Index Rate $433.73

Age Calibration Factor 1.490 Area Calibration Factor 1.100 x Calibrated Plan Adjusted Index Rate $264.61

Development of Base Premium Rate

Calibrated Plan Adjusted Index Rate $264.61

Plan Calibration Factor 0.956 / Base Premium Rate $275.52

ALIC: 2016 CT IVL Rate Filing Revised 081715 Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT AREA SHIFT CALCULATION

IVL Experience: SG Experience: Experience Projected 2016 IVL Projection Counties Membership Membership Period Area Membership Period Area Distribution Distribution Factors Distribution Factor Fairfield 60.2% 35.5% 1.150 56.7% 1.150 Hartford 10.9% 25.9% 1.000 12.4% 1.000 Litchfield 5.4% 4.3% 1.000 5.8% 1.000 Middlesex 4.0% 5.2% 1.000 3.9% 1.000 New Haven 13.7% 22.4% 1.075 14.3% 1.075 New London 2.3% 3.3% 1.150 3.0% 1.150 Tolland 2.0% 1.4% 1.000 2.4% 1.000 Windham 1.5% 1.9% 1.000 1.4% 1.000

Average Experience Period Area Factor: computed as the weighted average of experience period area factors by experience period membership distribution. Individual: 1.1039 Small Group: 1.0750

Average Projected Area Factor*: computed as the weighted average of the projection period area factors by the projected membership distribution.

Individual Only: 1.1002

Area Shift Adjustment: computed as the ratio of the Projected Membership by Area over the Experience Membership by Area. This factor represents the impact of changes in the population distribution across counties over time.

Individual: 0.9970 Small Group: 1.0230

*Also used in the Area Calibration adjustment to develop the Consumer Adjusted Premium Rate.

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT DEMOGRAPHIC ADJUSTMENT

Demographic IVL Exp. Period SG Exp. Period Projected Factors Distribution Distribution Distribution Age Male Female Male Female Male Female Male Female 0 1.117 1.114 0.43% 0.42% 0.35% 0.33% 0.21% 0.16% Experience Period IVL: 1.162 1 1.117 1.114 0.23% 0.30% 0.31% 0.34% 0.14% 0.22% Demographic Factor SG: 1.112 2 0.511 0.511 0.33% 0.41% 0.35% 0.35% 0.16% 0.19% 3 0.511 0.511 0.33% 0.30% 0.40% 0.37% 0.28% 0.26% Note: Computed as the weighted 4 0.511 0.511 0.44% 0.38% 0.43% 0.37% 0.33% 0.31% average of gender specific demographic 5 0.379 0.379 0.41% 0.44% 0.45% 0.40% 0.34% 0.47% factors by current population distribution. 6 0.379 0.379 0.53% 0.41% 0.50% 0.46% 0.51% 0.49% 7 0.379 0.379 0.52% 0.34% 0.51% 0.47% 0.50% 0.47% Projected 1.143 8 0.379 0.379 0.57% 0.52% 0.54% 0.52% 0.66% 0.65% Demographic Factor 9 0.379 0.379 0.44% 0.61% 0.55% 0.55% 0.69% 0.58% 10 0.412 0.380 0.55% 0.58% 0.66% 0.61% 0.60% 0.66% Note: Computed as the weighted 11 0.412 0.380 0.69% 0.67% 0.69% 0.66% 0.70% 0.73% average of gender specific demographic 12 0.412 0.380 0.56% 0.62% 0.68% 0.69% 0.64% 0.75% factors by projected population distribution. 13 0.412 0.380 0.80% 0.65% 0.71% 0.70% 0.72% 0.80% 14 0.412 0.380 0.73% 0.72% 0.76% 0.78% 0.91% 0.75% IVL: 0.984 Demographic Change 1 0.532 0.591 0.75% 0.71% 0.81% 0.80% 0.80% 0.80% SG: 1.028 16 0.532 0.591 0.74% 0.72% 0.79% 0.78% 0.90% 0.90% 17 0.532 0.591 0.92% 0.71% 0.84% 0.80% 0.86% 0.69% Note: Computed as the ratio of the 18 0.532 0.591 0.80% 0.73% 0.82% 0.80% 0.91% 0.85% Projected Demographic factor over the 19 0.532 0.591 0.82% 0.79% 0.81% 0.80% 0.80% 0.72% Experience Period Demographic Factor. 20 0.479 0.787 0.75% 0.74% 0.87% 0.83% 0.71% 0.75% This adjustment recognizes changes 21 0.479 0.787 0.71% 0.76% 0.85% 0.79% 0.72% 0.78% to the covered population over time. 22 0.479 0.787 0.81% 0.75% 0.85% 0.83% 0.74% 0.76% 23 0.479 0.787 0.75% 0.72% 0.90% 0.82% 0.74% 0.63% 24 0.479 0.787 0.67% 0.69% 0.97% 0.79% 0.69% 0.56% 25 0.489 1.176 0.72% 0.57% 0.93% 0.75% 0.64% 0.51% 26 0.489 1.176 1.34% 1.09% 0.82% 0.76% 0.75% 0.52% 27 0.489 1.176 1.04% 1.29% 0.67% 0.58% 1.07% 0.78% 28 0.489 1.176 0.76% 0.80% 0.68% 0.64% 0.95% 0.70% 29 0.489 1.176 0.70% 0.87% 0.64% 0.58% 0.84% 0.63% 30 0.552 1.393 0.64% 0.57% 0.62% 0.59% 0.78% 0.66% 31 0.552 1.393 0.58% 0.48% 0.69% 0.65% 0.63% 0.52% 32 0.552 1.393 0.46% 0.57% 0.66% 0.63% 0.57% 0.39% 33 0.552 1.393 0.40% 0.61% 0.63% 0.62% 0.60% 0.50% 34 0.552 1.393 0.53% 0.52% 0.62% 0.64% 0.61% 0.48% 35 0.670 1.303 0.60% 0.39% 0.59% 0.61% 0.63% 0.44% 36 0.670 1.303 0.58% 0.48% 0.57% 0.64% 0.66% 0.48% 37 0.670 1.303 0.42% 0.37% 0.61% 0.67% 0.55% 0.45% 38 0.670 1.303 0.56% 0.42% 0.63% 0.68% 0.68% 0.43% 39 0.670 1.303 0.65% 0.42% 0.65% 0.65% 0.60% 0.60% 40 0.839 1.224 0.42% 0.69% 0.64% 0.71% 0.60% 0.39% 41 0.839 1.224 0.44% 0.70% 0.74% 0.75% 0.60% 0.58% 42 0.839 1.224 0.63% 0.64% 0.78% 0.77% 0.68% 0.75% 43 0.839 1.224 0.74% 0.81% 0.83% 0.90% 0.65% 0.80% 44 0.839 1.224 0.85% 0.84% 0.87% 1.00% 0.95% 0.91% 45 1.063 1.314 0.77% 0.94% 0.89% 1.03% 1.05% 1.07% 46 1.063 1.314 0.86% 1.04% 0.85% 1.05% 1.01% 1.04% 47 1.063 1.314 1.02% 1.14% 0.92% 1.06% 1.10% 0.99% 48 1.063 1.314 0.88% 1.20% 1.01% 1.14% 1.23% 1.12% 49 1.063 1.314 0.84% 1.36% 1.16% 1.16% 0.97% 1.22% 50 1.456 1.565 1.03% 1.23% 1.12% 1.21% 1.10% 1.28% 51 1.456 1.565 0.87% 1.31% 1.12% 1.14% 0.89% 1.32% 52 1.456 1.565 1.19% 0.98% 1.08% 1.12% 0.99% 1.30% 53 1.456 1.565 1.06% 1.03% 1.05% 1.24% 1.07% 1.11% 54 1.456 1.565 1.09% 1.35% 1.13% 1.19% 1.17% 1.28% 55 1.868 1.810 1.12% 1.24% 1.07% 1.17% 1.18% 1.10% 56 1.868 1.810 1.22% 1.24% 1.03% 1.10% 1.07% 1.28% 57 1.868 1.810 1.17% 1.16% 0.94% 1.06% 1.16% 1.11% 58 1.868 1.810 0.99% 1.26% 0.86% 0.96% 0.98% 1.33% 59 1.868 1.810 1.27% 1.06% 0.87% 0.90% 1.00% 1.07% 60 2.358 2.227 0.96% 1.22% 0.86% 0.88% 0.93% 1.18% 61 2.358 2.227 0.99% 1.15% 0.73% 0.78% 0.75% 1.17% 62 2.358 2.227 1.07% 1.10% 0.65% 0.75% 0.92% 1.13% 63 2.358 2.227 1.04% 1.06% 0.61% 0.64% 0.77% 1.13% 64 2.358 2.227 1.09% 1.14% 0.51% 0.59% 0.89% 1.32% 65+ 2.358 2.227 0.05% 0.07% 0.90% 0.74% 0.19% 0.25%

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT Product Portfolio & Projected Membership Distribution

Projected Metallic Actuarial Pricing HIOS Plan-ID Plan Membership Tier Value Relativity Distribution 39159CT0080009 CT Aetna Gold $10 Copay OAMC PD Gold 78.1% 1.313326 12.0% 39159CT0080011 CT Aetna Silver $10 Copay OAMC PD Silver 68.1% 1.033434 20.0% 39159CT0080007 CT Aetna Bronze $15 Copay OAMC PD Bronze 61.7% 0.865062 40.0% 39159CT0080008 CT Aetna Bronze Deductible Only HSA OAMC PD Bronze 60.3% 0.838742 17.0% 39159CT0080013 CT Aetna Whole Health Gold $5 Copay PD Gold 78.1% 1.355325 1.0% 39159CT0080014 CT Aetna Whole Health Silver $10 Copay PD Silver 68.0% 0.978926 3.0% 39159CT0080012 CT Aetna Whole Health Bronze $35 Copay PD Bronze 61.7% 0.832626 5.0% 39159CT0090006 CT Costco Silver $10 Copay OAMC PD Silver 68.1% 1.036488 1.0% 39159CT0090005 CT Costco Bronze Deductible Only HSA OAMC Bronze 60.8% 0.851423 1.0%

Weighted Average Actuarial Value: 65.1%

Weighted Average Pricing Relativity: 0.956

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT Tobacco Calibration Factor

Projected Membership Projected Tobacco Age Bracket Premium Load 1.004 Distribution Usage Average Tobacco Factor < 20 25% 0% 5% Note: 20 - 24 6% 10% 5% The Average Tobacco Factor is computed as the 25 - 29 7% 10% 5% weighted average of the product of the Premium 30 - 34 6% 10% 5% Load and Projected Tobacco Usage by the projected 35 - 39 6% 10% 5% member distribution of age bracket. 40 - 44 7% 10% 5% 45 - 49 11% 10% 5% 50 - 54 12% 10% 5% 55 - 59 11% 10% 5% 60 - 64 10% 10% 5% 65 0% 10% 5%

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT Projected Age/Gender Distribution

Age Male Female HHS Age Factor 0-20 0.32% 0.33% 0.000 Age Calibration Factor 1.490 0-20 12.03% 11.89% 0.635 21 0.72% 0.78% 1.000 Note: 22 0.74% 0.76% 1.000 Age Calibration Factor 23 0.74% 0.63% 1.000 computed as the weighted average of 24 0.69% 0.56% 1.000 HHS Age Factor by projected membership 25 0.64% 0.51% 1.004 distribution. 26 0.75% 0.52% 1.024 27 1.07% 0.78% 1.048 Weighted Average Age 46 28 0.95% 0.70% 1.087 29 0.84% 0.63% 1.119 Note: 30 0.78% 0.66% 1.135 This is the age that most closely 31 0.63% 0.52% 1.159 corresponds to the age calibration factor. 32 0.57% 0.39% 1.183 33 0.60% 0.50% 1.198 34 0.61% 0.48% 1.214 35 0.63% 0.44% 1.222 36 0.66% 0.48% 1.230 37 0.55% 0.45% 1.238 38 0.68% 0.43% 1.246 39 0.60% 0.60% 1.262 40 0.60% 0.39% 1.278 41 0.60% 0.58% 1.302 42 0.68% 0.75% 1.325 43 0.65% 0.80% 1.357 44 0.95% 0.91% 1.397 45 1.05% 1.07% 1.444 46 1.01% 1.04% 1.500 47 1.10% 0.99% 1.563 48 1.23% 1.12% 1.635 49 0.97% 1.22% 1.706 50 1.10% 1.28% 1.786 51 0.89% 1.32% 1.865 52 0.99% 1.30% 1.952 53 1.07% 1.11% 2.040 54 1.17% 1.28% 2.135 55 1.18% 1.10% 2.230 56 1.07% 1.28% 2.333 57 1.16% 1.11% 2.437 58 0.98% 1.33% 2.548 59 1.00% 1.07% 2.603 60 0.93% 1.18% 2.714 61 0.75% 1.17% 2.810 62 0.92% 1.13% 2.873 63 0.77% 1.13% 2.952 64 0.89% 1.32% 3.000 65+ 0.19% 0.25% 3.000

ALIC: 2016 CT IVL Rate Filing Section B Actuarial Memorandum and Certification

General Information

Company Identifying Information: Company Legal Name: Aetna Life Insurance Company State: Connecticut HIOS Issuer ID: 39159 Market: Individual Policy Form(s): Policy Amendment GR-96812-2016-CR1 01 Schedule GR-96812-SB-004-1410320 GR-96812-SB-004-1410321 GR-96812-SB-004-1410318 GR-96812-SB-004-1410319 GR-96812-SB-008-1410324 GR-96812-SB-008-1410322 GR-96812-SB-008-1410323 GR-96812-SB-041-1700743 GR-96812-SB-041-1700742 Effective Date: 01/01/2016 Rate Filing Tracking Number: AETN-130050992

Company Contact Information: Name: Jennifer Juke; Geoff Shannon Telephone Number: 860-273-1343 Email Address: [email protected]; [email protected]

1. Purpose, Scope, and Effective Date The purpose of this filing is to: 1) Provide support for the development of the Part I Unified Rate Review Template; 2) Provide support for the assumptions and rate development applicable to the products supported by the policy forms referenced above; 3) Request approval of the resulting monthly premium rates for the products supported by the policy forms referenced above; and 4) Provide summaries of the benefit details for the products/plan designs referenced by this filing.

The development of the rates reflects the impact of the market forces and rating requirements associated with the Patient Protection and Affordable Care Act (PPACA) and subsequent regulation.

These rates are for plans issued in Connecticut beginning January 1, 2016. The rates comply with all rating guidelines under federal and state regulations. The filing covers plans that will be offered outside the public Marketplace in Connecticut.

2. Proposed Rate Increase Monthly premium rates for all Individual Market products in Connecticut are being revised for effective dates January 1, 2016 through December 31, 2016.

Revised 081715; page 1

A. Reason for Rate Increase(s): Revised rates for these products reflect the following: • Impact of medical claim trend (including changes in provider unit costs and increased utilization of medical cost services); • Revisions to our assumptions about population morbidity and the projected population distribution; • Changes to the reinsurance program; • Changes in cost sharing to ensure that plans comply with Actuarial Value requirements; • Changes in our pricing models used to determine the impact of cost sharing designs; and • Changes in provider networks and contracts.

B. Variation in Rate Changes by Plan/Product: Rate changes differ by plan for the following reasons: • Network & contractual assumptions have been updated, and the change differs based on network. • Changes in cost sharing differ by plan in order to maintain compliance with Actuarial Value and other regulatory requirements. • Updates to family deductible and out of pocket maximum provisions on HSA-compatible plans to comply with new federal regulations.

The weighted average increase across plans based on current ACA-compliant membership, inclusive of the impact of benefit and cost sharing changes, is 1.4%. The minimum increase is 0.0% and the maximum increase is 3.8%.

3. History of Rate Adjustments

• January 1, 2014 Initial introduction of these products • January 1, 2015 4.5% average rate increase

4. Experience Period Premium and Claims

Because the 2014 CT Individual membership is not fully credible, the experience used to develop rates for CT Individual products is a blend of calendar year 2014 Individual ACA results and non-Grandfathered Small Group, as this latter population has historically been guaranteed issue, adjusted-community rated (no medical underwriting), with plans that include a full suite of benefits and services.

A. Paid Through Date: The experience data reported in Worksheet 1, Section I of the Part I Unified Rate Review Template reflects incurred claims from January 1, 2014 through December 31, 2014 and paid through February 28, 2015.

B. Premiums (Net of MLR Rebate) in Experience Period: Experience period premiums are date-of-service premiums from our actuarial experience databases for ACA- compliant Individual business in Connecticut. Our internal projections indicate that no MLR rebate is expected to be paid in 2015 (for 2014 experience) for the Individual MLR Pool in Connecticut. As such, no adjustment was made to premiums to account for expected rebates.

C. Allowed and Incurred Claims Incurred During the Experience Period: Individual: Allowed claims come directly from the claim records for hospital and physician services.

Revised 081715; page 2

Small Group: Allowed and incurred claims are sourced from our actuarial experience databases. These databases provide member-level detail on total allowed and incurred claims but do not include unit cost or utilization metrics. We allocate claims to cost categories and estimate the corresponding unit costs and utilization metrics by using an alternate reporting system that calculates unit cost and utilization metrics by medical cost category but only permits inclusion/exclusion of experience at the market and segment levels. A reconciliation of aggregate data in our actuarial experience databases is performed to ensure that data is consistent with the experience data contained in our enterprise-wide data warehouse.

As noted above, the experience period reflects two months of paid claim run-off. The IBNP reserves account for slightly more than 3% of the experience period incurred claims.

The Connecticut Historical Experience exhibit in Section A summarizes the experience data and documents the impact of the IBNP reserves, by date-of-service for each month within the experience period.

5. Benefit Categories

Our internal systems assign claims to several benefit categories. We have mapped these categories to the categories described in the Unified Rate Review Instructions dated February 21, 2015. Inpatient Hospital consists of care delivered at an inpatient facility and associated expenses, included day-based mental health services. Outpatient Hospital includes outpatient surgical, outpatient mental health, and emergency care and associated expenses. Professional includes both specialty physician and primary care physician expenses, including office-based mental health services. Other includes home health care, medical pharmacy expenses, laboratory expenses, and radiology expenses. Non-capitated ambulance is included in the Outpatient Hospital category when billed by the facility and included in Specialist Physician otherwise. Prescription Drug includes drugs dispensed by a pharmacy.

The utilization for these services are counted by service type, and aggregated for each benefit category. Inpatient Hospital utilization is counted as days; Outpatient Hospital, Professional, and Other Medical utilization are counted as visits. Prescription Drug utilization is counted per script.

6. Projection Factors A. Other Adjustments: The ‘Other’ adjustment includes: • projected changes in the age/gender mix and area mix using internally-developed factors. Section B of the rate filing contains detail on the calculations of the impact of demographic mix shifts. • the projected impact of changes in network composition and provider/pharmacy contracts.

B. Trend Factors (Cost/Utilization): Anticipated annual trend from the experience period to the rating period for the product line is as follows. This is detailed on the Connecticut Historical and Projected Trends exhibit in Section A provides further details regarding trend.

Component Unit Cost Utilization Total Trend Medical 5.6% 1.4% 7.1% Pharmacy 7.0% 1.0% 8.1% Total 5.9% 1.3% 7.3%

Revised 081715; page 3

a. Medical Trend Allowed medical trend includes known and anticipated changes in provider contract rates, severity and medical technology impacts, and expected changes in utilization. The impact of benefit leveraging is accounted for separately in the projected paid to allowed ratio.

b. Pharmacy Trend Pharmacy trend considers the impact of formulary changes, patent expirations, new drugs, other general market share shifts, and overall utilization trend.

Please note that as of August 5, 2015, annual trend has been reduced to 6.5%.

7. Credibility Manual Rate Development A. Source and Appropriateness of Experience Data Used: The source data for our manual rate is the experience incurred for calendar year 2014 and paid through January 2015 for Aetna Life Insurance Company (ALIC) and Aetna Health Inc. (AHI) in the CT Small Group market. The Small Group market experience is considered an appropriate source for the manual rate due to similarities in covered benefits and market dynamics to the post-2014 ACA Individual market. The similar dynamics include no medical underwriting and guaranteed issue & renewability.

B. Adjustments Made to the Data: The Small Group experience used as the basis for the manual rate was adjusted in a similar manner as the base period experience for changes in demographic and area normalizations. The data is further adjusted for projected changes in network and provider contract rates, in addition to unit cost and utilization trend.

C. Inclusion of Capitation Payments: For Small Group, the impact of capitated services is immaterial (0.2%).

8. Credibility of Experience The Individual ACA membership of 55,452 for calendar year 2014 is deemed to be 48.1% credible.

9. Paid-to-Allowed Ratio The expected distribution of membership by metallic tier results in a projected paid to allowed ratio of approximately 65.1%, as shown in Worksheet 2 and detailed in Section B, Product Portfolio & Projected Membership Distribution exhibit.

10. Reinsurance and Risk Adjustment A. Reinsurance – Experience Period Plan information is known on paid claims and thus, recoveries are listed in the appropriate HIOS ID on Worksheet II.

B. Reinsurance – Projection Period The 2016 reinsurance recoveries were estimated by relying on an internally developed model using Connecticut Small Group claims data incurred during calendar year 2013, trended forward with a factor of 9.7% to 2016. We are assuming average coverage in Connecticut of $2,250 deductible, $5,750 out-of-pocket limit and 70% coinsurance, then using federally established parameters of 50% of paid claims between $90,000 and $250,000, adjusted for 2016 enrollment assumptions and adjusted for the Connecticut geography. We expect the transitional reinsurance program to reduce average claims for these products by approximately 6.2% in 2016 excluding the impact of the Reinsurance Contribution. Revised 081715; page 4

The net impact of Reinsurance, after considering the Reinsurance Contribution of $2.25 PMPM for 2016, is $20.67 PMPM, as shown on the Base Rate Development exhibit in Section B. This was allocated by plan based upon expected membership.

C. Risk Adjustment – Experience Period Risk Adjustment is estimated as a per member per month amount by metallic tier.

D. Risk Adjustment – Projection Period Aetna has utilized data from external consultants to analyze potential Risk Adjustment results for 2014 and convert that to the 2016 projection period. As of August 5th, the net risk adjustment receivable has been revised to $25.06, net of the user fee of $0.15 PMPM.

11. Non-Benefit Expenses and Profit & Risk The retention portion of the projected premium is 23.9%. This was developed from the following items and approximated as shown: 1. Taxes and Fees of 9.0% comprised of: a. Premium Taxes of 1.75% b. Patient Centered Outcomes Research Fund of $0.17 per member per year, converted to 0.04% c. Health Insurer Fee of 3.0%, including a gross-up for income taxes d. CT Exchange User Fee of 1.65%. e. Federal Income Tax of 2.1%, assuming 35% tax rate f. CT Vaccine Assessment of 0.4% 3. General Administrative Expenses, including sales and commissions expenses, of approximately 11.0% of premium 4. After-tax Target Profit & Risk of 3.9%

The Risk Adjustment Program User Fee and the Reinsurance Contribution have been reflected in the risk adjustment and reinsurance components of incurred claims. The Exchange User Fee is applied as an adjustment to the Index Rate at the market level. These prospective expenses are based on historical expense levels, current-year projections, and projected changes in expenses, inflation, and membership.

12. Projected Loss Ratio The projected MBR for this filing calculated in the traditional way (inclusive of Reinsurance Contribution & Risk Adj. Program User Fee) is 75.6%. The expected 2016 MLR for this filing, as defined by PPACA and before any credibility adjustment, is 84.5%. Section A, Connecticut Financials exhibit, illustrates the MLR projection.

13. Single Risk Pool The plans and rates included in the Part I URRT are those for all plans we intend to offer in the Individual market in Connecticut through Aetna Life Insurance Company. The proposed rates comply with the Single Risk Pool requirements of 45 CFR §156.80(d).

Revised 081715; page 5

14. Index Rate The index rates for the experience and projection periods are set equal to the actual and projected allowed claims, respectively, less non-essential health benefits (non-EHBs).

The index rate reflects the projected mix of business by plan. The AV pricing values for each plan are set based on the actuarial value and cost-sharing design of the plan, the plan’s provider network, delivery system characteristics, and utilization management practices, the impacts (as applicable) of benefits in addition to EHBs and catastrophic eligibility criteria, and the distribution and administrative costs applicable to the plan/product. Rates do not differ for any characteristic other than those allowable under the regulations as described in 45 CFR 156 §156.80(d)(2).

15. Market-Adjusted Index Rate The development of the Market Adjusted Index Rate is illustrated herein. The three adjustments (Transitional Reinsurance, Risk Adjustment, and Exchange User Fees) were discussed previously. The reinsurance and risk adjustments on Worksheet 1 of the URRT are displayed on a paid-basis. The values reflected have each been divided by the paid to allowed ratio to convert them to an allowed-basis.

Projected Index Rate: $579.67 Net Risk Adjustment: 0.934 Net Reinsurance: 0.945 Exchange User Fees: 1.000 Total Impact: -12.12% Market Adjusted Index Rate: $509.42

16. Plan-Adjusted Index Rates Exhibit E-2 illustrates the development of the Plan Adjusted Index Rates, and displays each plan-specific adjustment made to the Market Adjusted Index Rate. The Plan Adjusted Index Rates are displayed in Column 7. The following briefly describes how each set of adjustments was determined.

A. Actuarial Value, Cost Sharing, and Tobacco: The factors in Column 2 are the product of three separate adjustments: 1. We used internal models developed on large group claims experience to estimate the impact of different cost sharing designs. We also reviewed the projected experience and the projected membership by plan to estimate an overall paid-to-allowed ratio. The combination of these two analyses is a projection of the relative paid to allowed ratio which also reflects the impact of out of network coverage. 2. We applied an adjustment for the impact different levels of cost sharing have on the use of medical services, which is based in part on the induced utilization factors used in the Risk Adjustment program. These adjustments are first normalized to result in an aggregate factor of 1.0 when applied to the projected 2016 membership. 3. We remove the aggregate impact of tobacco rating. A 10% load is applied to all tobacco users age 21 and older. Approximately 5% of enrollees are expected to be tobacco users. The average tobacco factor is calculated as 1.0 * .95% + 1.1 * 5% = 1.004. The non-tobacco adjustment (to derive a rate for non- tobacco users) is the reciprocal of this value, or approximately 0.996.

Revised 081715; page 6

B. Distribution and Administrative Costs: Column 3 reflects the adjustment for projected administrative costs and profit. These are discussed above in the ‘Non-Benefit Expenses and Profit & Risk’ section, and exclude the Reinsurance Contribution, Risk Adjustment User Fee, and Exchange User Fee, which are reflected elsewhere.

C. Provider Network, Delivery System, and Utilization Management: The factors in Column 4 reflect the impact of differences in the network size, efficiency, and provider contract terms.

D. Benefits in addition to EHBs: The factors in Column 5 adjust for the impact of benefits in addition to EHBs. The products discussed in this filing provide coverage for only those benefits defined as Essential Health Benefits (EHB). Hence, all factors in Column 5 are 1.00.

E. Catastrophic Plan Eligibility: This filing does not include catastrophic plans.

F. Experience Period Plan Adjusted Index Rates Worksheet 2 of the URRT displays the Plan Adjusted Index Rates for the experience period. Since these values were not explicitly developed as part of our 2014 rate filings, we have approximated the values that would have been filed. The approach used to develop these values starts with the 2014 plan-specific base rates (the premium rate that would have been charged for a member with 1.0 age, area, and tobacco factors), and multiplies them by the average age and area factors that were projected in the 2014 filing.

17. Calibration A. Age Curve Calibration: The age factors are based on the HHS Default Standard Age curve. The factors are shown in Section B, Demographic Adjustment exhibit. We project a premium-weighted average age factor for the 2016 membership of 1.49 using the prescribed age curve. The age most closely corresponding to the weighted average age factor is 46. We determine a calibration factor of 0.671 by taking the reciprocal of the weighted average age factor.

The Area Shift Calculation exhibit in Section B summarizes the rating area definitions and factors. It also displays the projected membership by area and the projected average area factor of 1.1002. The calibration factor is the reciprocal, or 0.909.

B. Quarterly Trend Calibration: Not applicable.

18. Consumer-Adjusted Premium Rate Development Rates are determined using the prescribed member build-up approach. In the event that a family includes more than three child dependents under age 21, only the three oldest child dependents will be considered in determining the family’s premium. Additional child dependents (non-billable members) will not be included in the rate calculation.

The premium for each billable member is calculated as: Calibrated Plan Adjusted Index Rate * Age Factor * Area Factor * Tobacco Factor The resulting rate is rounded to the nearest cent, and rates are then summed for all billable family members. Revised 081715; page 7

As an example of this calculation, consider a family living in Hartford County that enrolls in the Silver $10 Copay OAMC plan. Assume that the parents are ages 42 and 40 and have children ages 13, 11, 8, and 6, and no family member uses tobacco. The rate for this family is calculated as:

Member Age 42 40 13 11 8 6 Calibrated Plan Adjusted Index Rate $286.11 $286.11 $286.11 $286.11 $286.11 $286.11 Age Factor 1.3250 1.2780 0.6350 0.6350 0.6350 0.6350 Area Factor 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Tobacco Factor 1.0000 1.0000 N/A N/A N/A N/A Final Rate $379.10 $365.65 $181.68 $181.68 $181.68 N/A

The family’s final monthly rate is the sum of the member rates, or $1,289.79. Consistent with the limit on the number of billable dependents, no premium will be charged for the youngest family member in this example.

19. AV Metal Values The AV Metal Values on Worksheet 2 were based on the AV Calculator. As applicable, entries were modified to reflect the plan appropriately and/or adjustments were made for plan design features that could not be entered in the calculator per 45 CFR Part 156, §156.135. In Section D, accompanying certification discusses how the benefits were modified to fit the parameters and the development of any adjustments. The AV screen shots provide detail on the modified entries and adjustments to AV, as applicable.

20. AV Pricing Values The AV Pricing Values are calculated as the ratio of the Plan Adjusted Index Rate to the Market Adjusted Index Rate. AV Pricing Values do not differ based on morbidity differences nor benefit selection anticipated within the Single Risk Pool.

21. Membership Projections Exhibit E-2 summarizes the membership projections by plan. Membership projections are based on historical experience, enrollment in ACA-compliant plans through January 2015, and our expectations for future sales as additional members move to these plans from grandfathered plans.

22. Terminated Products The following products will be closed to new sales prior to January 1, 2016: HIOS Plan ID 39159CT012. Consistent with the URRT instructions, experience for non-single risk pool terminated products is reported in aggregate under the terminated product with the largest membership in the experience period.

23. Plan Type All plans are consistent with the plan type indicated on Worksheet 2.

24. Warning Alerts The Experience Period Plan Adjusted Index Rate on Worksheet 2 differs from the Experience Period Premium PMPM on Worksheet 1 since the Experience Period Premium reflects the actual enrollment mix for all non- grandfathered business in the market in 2014 while the average Plan Adjusted Index Rate reflects the projected (vs. actual) ACA mix for single risk pool experience and a zero rate for non-single risk pool experience.

Revised 081715; page 8

For the same reason, Total Premium (TP) differs between Worksheets 1 and 2.

The Experience Period Incurred claims and Incurred Claims PMPM on Worksheet 2 adjust for the impacts of Reinsurance and Risk Adjustment. The Incurred Claims on Worksheet 1 are not adjusted for the impact of Reinsurance and Risk Adjustment. The warning alerts on rows 67 and 72 of Worksheet 2 result from the different treatment of Reinsurance and Risk Adjustment on the two worksheets.

25. Benefit Design This filing includes the following standard plans: four Bronze, three Silver, and two Gold.

Please refer to the corresponding policy forms for detailed benefit language. Information on the cost-sharing parameters of the covered benefit plans, including deductibles, copays, and Actuarial Values, is summarized in Sections C & D. All benefit and cost sharing parameters comply with Connecticut benefit mandates and the requirements of PPACA, including preventive care benefits, deductible limits, and Actuarial Value requirements.

26. Marketing Plans will be marketed through brokers and general agents, and directly to consumers through direct mail, telemarketing, and the internet.

27. Underwriting Aetna will verify applicant eligibility for these plans based on any applicable age or geographic limitations. Additionally, with respect to determining the applicable premium risk class due to tobacco-use status, the underwriting criteria will be consistent with the communicated federal thresholds. Tobacco use will be determined by use of tobacco on average of four or more times per week (excluding religious or ceremonial uses) within no longer than the past six months.

28. Renewability These policies are guaranteed renewable as required under §2703 of the Public Health Service Act.

29. Company Financial Condition As of December 31, 2014, the capital and surplus held by Aetna Life Insurance Company was approximately $3.9 billion. This amount is disclosed in the Company’s statutory financial statement dated December 31, 2014. The Company issues insurance nationwide for multiple lines of business including, large group medical, Small Group medical, individual medical, and various non-medical products.

Reliance While I have reviewed the reasonableness of the assumptions in support of both the preparation of the Part I Unified Rate Review Template and the assumptions in support of the rate development applicable to the products discussed in this filing, I relied on the expertise of the following noted individuals, along with work products produced at their direction, for the following items:

• URRT Methodology and Data Definitions James Lescoe • Experience Period Data – Individual – AET Manos Paximadas • Experience Period Data – Small Group – AET Paul Marlowe • Experience Period MLR Rebates Becki Hall • Reinsurance Recovery – CY 2014 Dave Grieshaber • Reinsurance Estimate – CY 2016 Breann Cartwright Revised 081715; page 9

• Risk Adjustment Payment/Receivable – CY 2014 John Caruso • Medical Cost and Utilization Trend Katie Lishego • Rx Cost and Utilization Trend Brad Schoening • 2014 ACA Relative Risk to the Market Average Dave Grieshaber • Actuarial Value, Modifications, and Benefit Relativities Brent Reis • Pediatric Dental Claim Cost Barbara Weber • Components of Retention/Administrative Fees Jon Kunkle / Don Pappas

Certification

While this memorandum discusses both our development of rates for these products and the completion of the Part I Unified Rate Review Template (URRT), the Part I URRT does not demonstrate the process used by Aetna to develop the rates. Rather, it represents information required by Federal regulation to be provided in support of the review of rate increases, for certification of qualified health plans for Federally-facilitated marketplaces, and for certification that the index rate is developed in accordance with Federal regulation, is used consistently, and is only adjusted by the allowable modifiers. The information provided above is intended to comply with these requirements.

I, Geoffrey S. Shannon, am an Associate of the Society of Actuaries, a member of the American Academy of Actuaries, and am qualified in the area of health insurance. I hereby certify that to the best of my knowledge and judgment:

1. This rate filing is in compliance with the applicable laws and regulations of Connecticut, the requirements under federal law and regulation, and all applicable Actuarial Standards of Practice, including but not limited to:

a. ASOP No. 5, Incurred Health and Disability Claims b. ASOP No. 8, Regulatory Filings for Health Benefits, Accident and Health Insurance, and Entities Providing Health c. ASOP No. 12, Risk Classification d. ASOP No. 23, Data Quality e. ASOP No. 25, Credibility Procedures Applicable to Accident and Health, Group Term Life, and Property/Casualty Coverages f. ASOP No. 26, Compliance with Statutory and Regulatory Requirements for the Actuarial Certification of Small Employer Health Benefit Plans g. ASOP No. 41, Actuarial Communications.

2. The Projected Index Rate is: a. In compliance with all applicable State and Federal Statutes and Regulations (45 CFR 156.80(d)(1)), b. Developed in compliance with the applicable Actuarial Standards of Practice, c. Reasonable in relation to the benefits provided and the population anticipated to be covered, d. Neither excessive, deficient, nor unfairly discriminatory.

3. The Index Rate and only the allowable modifiers as described in 45 CFR 156.80(d)(1) and 45 CFR 156.80(d)(2) were used to generate plan-level rates.

Revised 081715; page 10

4. The percent of total premium that represents essential health benefits included in Worksheet 2, Sections III and IV were calculated in accordance with actuarial standards of practice.

5. The geographic rating factors reflect only differences in the costs of delivery (which include unit costs and provider practice pattern differences) and do not include differences for population morbidity by geographic area.

6. The AV Calculator was used to determine the AV Metal Values shown in Worksheet 2 of the Part I Unified Rate Review Template for all plans. Adjustments made to reflect benefit features not handled by the AV Calculator are discussed in the attached certification required by 45 CFR Part 156, §156.135.

August 17, 2015 ______Geoffrey S. Shannon, ASA, MAAA Date Aetna Life Insurance Company

Revised 081715; page 11

CONNECTICUT INDIVIDUAL - 2016 FEDERAL RATE REVIEW: SUPPORTING DOCUMENTATION Exhibit E-2, Calculation of Plan Adjusted Index Rates and Calibrated Plan Adjusted Index Rates

(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) = Product = (8) x (9) x (Columns 1-6) (10) = (7) x (11) = (7) / (1) Calibrated Market AV, Cost Benefits in Impact of Plan Age Area Trend Total AV Metal Member Distribution Network Plan HIOS ID Plan Name Adjusted Sharing, & addition to Eligibility Adjusted Calibration Calibration Calibration Calibration Pricing Tier Distribution & Admin & UM Adjusted Index Rate Tobacco EHBs (CAT) Index Rate Factor Factor Factor Adjustm't Value Index Rate 39159CT0080009 CT Aetna Gold $10 Copay OAMC PD Gold 12.00% $509.42 0.891 1.313 1.000 1.000 1.000 595.97 0.671 0.909 1.000 0.610 363.59 1.170 39159CT0080011 CT Aetna Silver $10 Copay OAMC PD Silver 20.00% $509.42 0.701 1.313 1.000 1.000 1.000 468.96 0.671 0.909 1.000 0.610 286.11 0.921 39159CT0080007 CT Aetna Bronze $15 Copay OAMC PD Bronze 40.00% $509.42 0.587 1.313 1.000 1.000 1.000 392.55 0.671 0.909 1.000 0.610 239.49 0.771 39159CT0080008 CT Aetna Bronze Deductible Only HSA Eligible OAMC PD Bronze 17.00% $509.42 0.569 1.313 1.000 1.000 1.000 380.61 0.671 0.909 1.000 0.610 232.21 0.747 39159CT0080013 CT Aetna Whole Health Gold $5 Copay PD Gold 1.00% $509.42 0.919 1.313 1.000 1.000 1.000 615.03 0.671 0.909 1.000 0.610 375.22 1.207 39159CT0080014 CT Aetna Whole Health Silver $10 Copay PD Silver 3.00% $509.42 0.664 1.313 1.000 1.000 1.000 444.22 0.671 0.909 1.000 0.610 271.01 0.872 39159CT0080012 CT Aetna Whole Health Bronze $35 Copay PD Bronze 5.00% $509.42 0.565 1.313 1.000 1.000 1.000 377.83 0.671 0.909 1.000 0.610 230.51 0.742 39159CT0090006 CT Costco Silver $10 Copay OAMC PD Silver 1.00% $509.42 0.703 1.277 1.000 1.000 1.000 457.25 0.671 0.909 1.000 0.610 278.96 0.898 39159CT0090005 CT Costco Bronze Deductible Only HSA Eligible OAMC Bronze 1.00% $509.42 0.577 1.277 1.000 1.000 1.000 375.61 0.671 0.909 1.000 0.610 229.16 0.737

ALIC: 2016 CT IVL Rate Filing Revised 081715 Section E 2016 Rates Table Template v5.05 All fields with an asterisk ( * ) are required. To validate press Validate button or Ctrl + Shift + I. To finalize, press Finalize button or Ctrl + Shift + F. If macros are disabled, press and hold the ALT key and pressIf you are a community rating state, select Family Option under Age and fill in all columns. If you are not community rating state, select 0-20 under Age and provide an Individual Rate for every age band. If Tobacco is Tobacco User/Non-Tobacco User, you must give a rate for Tobacco Use and Non-Tobacco Use. To add a new sheet, press the Add Sheet button, or Ctrl + Shift + H. All plans must have the same dates on a sheet. HIOS Issuer ID* 39159 Federal TIN* 06-6033492 Rate Effective Date* 01/01/2016 Rate Expiration Date* 12/31/2016

Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco enrollee Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan on a plan plan

39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 174.89 174.89 0-20 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 275.41 302.96 21 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 275.41 302.96 22 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 275.41 302.96 23 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 275.41 302.96 24 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 276.52 304.17 25 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 282.02 310.23 26 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 288.63 317.50 27 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 299.38 329.31 28 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 308.19 339.01 29 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 312.60 343.85 30 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 319.21 351.13 31 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 325.82 358.40 32 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 329.95 362.94 33 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 334.35 367.79 34 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 336.56 370.21 35 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 338.76 372.64 36 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 340.96 375.06 37 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 343.17 377.48 38 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 347.57 382.33 39 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 351.98 387.18 40 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 358.59 394.45 41 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 364.92 401.42 42 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 373.74 411.11 43 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 384.75 423.23 44 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 397.70 437.47 45 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 413.12 454.43 46 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 430.47 473.52 47 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 450.30 495.33 48 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 469.86 516.84 49 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 491.89 541.08 50 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 513.65 565.01 51 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 537.61 591.37 52 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 561.85 618.03 53 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 588.01 646.81 54 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 614.17 675.59 55 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 642.54 706.80 56 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 671.18 738.30 57 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 701.76 771.93 58 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 716.90 788.59 59 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 747.47 822.22 60 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 773.91 851.31 61 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 791.27 870.39 62 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 813.02 894.33 63 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 825.97 908.56 64 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 825.97 908.56 65 and over 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 152.08 152.08 0-20 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 239.49 263.44 21 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 239.49 263.44 22 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 239.49 263.44 23 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 239.49 263.44 24 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 240.45 264.49 25 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 245.24 269.76 26 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 250.99 276.08 27 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 260.33 286.36 28 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 267.99 294.79 29 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 271.82 299.00 30 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 277.57 305.33 31 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 283.32 311.65 32 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 286.91 315.60 33 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 290.74 319.82 34 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 292.66 321.92 35 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 294.57 324.03 36 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 296.49 326.14 37 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 298.41 328.25 38 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 302.24 332.46 39 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 306.07 336.68 40 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 311.82 343.00 41 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 317.33 349.06 42 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 324.99 357.49 43 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 334.57 368.03 44 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 345.82 380.41 45 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 359.24 395.16 46 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 374.32 411.76 47 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 391.57 430.72 48 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 408.57 449.43 49 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 427.73 470.50 50 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 446.65 491.32 51 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 467.49 514.23 52 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 488.56 537.42 53 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 511.31 562.44 54 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 534.06 587.47 55 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 558.73 614.60 56 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 583.64 642.00 57 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 610.22 671.24 58 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 623.39 685.73 59 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 649.98 714.98 60 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 672.97 740.27 61 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 688.06 756.86 62 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 706.98 777.67 63 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 718.23 790.06 64 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 718.23 790.06 65 and over 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 152.08 152.08 0-20 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 239.49 263.44 21 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 239.49 263.44 22 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 239.49 263.44 23 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 239.49 263.44 24 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 240.45 264.49 25 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 245.24 269.76 26 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 250.99 276.08 27 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 260.33 286.36 28 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 267.99 294.79 29 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 271.82 299.00 30 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 277.57 305.33 31 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 283.32 311.65 32 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 286.91 315.60 33 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 290.74 319.82 34 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 292.66 321.92 35 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 294.57 324.03 36 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 296.49 326.14 37 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 298.41 328.25 38 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 302.24 332.46 39 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 306.07 336.68 40 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 311.82 343.00 41 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 317.33 349.06 42 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 324.99 357.49 43 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 334.57 368.03 44 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 345.82 380.41 45 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 359.24 395.16 46 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 374.32 411.76 47 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 391.57 430.72 48 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 408.57 449.43 49 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 427.73 470.50 50 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 446.65 491.32 51 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 467.49 514.23 52 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 488.56 537.42 53 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 511.31 562.44 54 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 534.06 587.47 55 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 558.73 614.60 56 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 583.64 642.00 57 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 610.22 671.24 58 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 623.39 685.73 59 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 649.98 714.98 60 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 672.97 740.27 61 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 688.06 756.86 62 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 706.98 777.67 63 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 718.23 790.06 64 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 718.23 790.06 65 and over 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 152.08 152.08 0-20 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 239.49 263.44 21 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 239.49 263.44 22 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 239.49 263.44 23 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 239.49 263.44 24 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 240.45 264.49 25 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 245.24 269.76 26 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 250.99 276.08 27 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 260.33 286.36 28 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 267.99 294.79 29 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 271.82 299.00 30 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 277.57 305.33 31 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 283.32 311.65 32 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 286.91 315.60 33 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 290.74 319.82 34 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 292.66 321.92 35 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 294.57 324.03 36 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 296.49 326.14 37 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 298.41 328.25 38 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 302.24 332.46 39 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 306.07 336.68 40 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 311.82 343.00 41 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 317.33 349.06 42 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 324.99 357.49 43 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 334.57 368.03 44 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 345.82 380.41 45 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 359.24 395.16 46 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 374.32 411.76 47 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 391.57 430.72 48 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 408.57 449.43 49 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 427.73 470.50 50 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 446.65 491.32 51 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 467.49 514.23 52 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 488.56 537.42 53 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 511.31 562.44 54 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 534.06 587.47 55 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 558.73 614.60 56 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 583.64 642.00 57 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 610.22 671.24 58 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 623.39 685.73 59 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 649.98 714.98 60 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 672.97 740.27 61 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 688.06 756.86 62 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 706.98 777.67 63 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 718.23 790.06 64 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 718.23 790.06 65 and over 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 163.48 163.48 0-20 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 257.45 283.20 21 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 257.45 283.20 22 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 257.45 283.20 23 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 257.45 283.20 24 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 258.48 284.33 25 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 263.63 289.99 26 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 269.81 296.79 27 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 279.85 307.84 28 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 288.09 316.90 29 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 292.21 321.43 30 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 298.39 328.23 31 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 304.57 335.02 32 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 308.43 339.27 33 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 312.55 343.80 34 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 314.61 346.07 35 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 316.67 348.33 36 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 318.73 350.60 37 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 320.79 352.86 38 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 324.91 357.40 39 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 329.02 361.93 40 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 335.20 368.72 41 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 341.12 375.24 42 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 349.36 384.30 43 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 359.66 395.63 44 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 371.76 408.94 45 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 386.18 424.80 46 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 402.40 442.64 47 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 420.93 463.03 48 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 439.21 483.14 49 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 459.81 505.79 50 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 480.15 528.16 51 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 502.55 552.80 52 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 525.20 577.72 53 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 549.66 604.63 54 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 574.12 631.53 55 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 600.64 660.70 56 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 627.41 690.15 57 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 655.99 721.59 58 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 670.15 737.16 59 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 698.73 768.60 60 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 723.44 795.79 61 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 739.66 813.63 62 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 760.00 836.00 63 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 772.10 849.31 64 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 772.10 849.31 65 and over 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 174.89 174.89 0-20 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 275.41 302.96 21 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 275.41 302.96 22 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 275.41 302.96 23 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 275.41 302.96 24 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 276.52 304.17 25 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 282.02 310.23 26 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 288.63 317.50 27 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 299.38 329.31 28 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 308.19 339.01 29 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 312.60 343.85 30 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 319.21 351.13 31 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 325.82 358.40 32 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 329.95 362.94 33 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 334.35 367.79 34 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 336.56 370.21 35 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 338.76 372.64 36 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 340.96 375.06 37 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 343.17 377.48 38 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 347.57 382.33 39 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 351.98 387.18 40 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 358.59 394.45 41 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 364.92 401.42 42 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 373.74 411.11 43 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 384.75 423.23 44 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 397.70 437.47 45 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 413.12 454.43 46 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 430.47 473.52 47 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 450.30 495.33 48 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 469.86 516.84 49 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 491.89 541.08 50 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 513.65 565.01 51 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 537.61 591.37 52 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 561.85 618.03 53 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 588.01 646.81 54 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 614.17 675.59 55 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 642.54 706.80 56 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 671.18 738.30 57 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 701.76 771.93 58 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 716.90 788.59 59 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 747.47 822.22 60 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 773.91 851.31 61 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 791.27 870.39 62 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 813.02 894.33 63 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 825.97 908.56 64 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 825.97 908.56 65 and over 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 152.08 152.08 0-20 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 239.49 263.44 21 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 239.49 263.44 22 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 239.49 263.44 23 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 239.49 263.44 24 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 240.45 264.49 25 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 245.24 269.76 26 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 250.99 276.08 27 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 260.33 286.36 28 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 267.99 294.79 29 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 271.82 299.00 30 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 277.57 305.33 31 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 283.32 311.65 32 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 286.91 315.60 33 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 290.74 319.82 34 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 292.66 321.92 35 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 294.57 324.03 36 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 296.49 326.14 37 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 298.41 328.25 38 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 302.24 332.46 39 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 306.07 336.68 40 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 311.82 343.00 41 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 317.33 349.06 42 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 324.99 357.49 43 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 334.57 368.03 44 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 345.82 380.41 45 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 359.24 395.16 46 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 374.32 411.76 47 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 391.57 430.72 48 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 408.57 449.43 49 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 427.73 470.50 50 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 446.65 491.32 51 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 467.49 514.23 52 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 488.56 537.42 53 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 511.31 562.44 54 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 534.06 587.47 55 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 558.73 614.60 56 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 583.64 642.00 57 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 610.22 671.24 58 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 623.39 685.73 59 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 649.98 714.98 60 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 672.97 740.27 61 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 688.06 756.86 62 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 706.98 777.67 63 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 718.23 790.06 64 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 718.23 790.06 65 and over 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 152.08 152.08 0-20 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 239.49 263.44 21 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 239.49 263.44 22 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 239.49 263.44 23 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 239.49 263.44 24 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 240.45 264.49 25 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 245.24 269.76 26 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 250.99 276.08 27 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 260.33 286.36 28 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 267.99 294.79 29 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 271.82 299.00 30 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 277.57 305.33 31 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 283.32 311.65 32 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 286.91 315.60 33 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 290.74 319.82 34 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 292.66 321.92 35 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 294.57 324.03 36 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 296.49 326.14 37 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 298.41 328.25 38 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 302.24 332.46 39 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 306.07 336.68 40 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 311.82 343.00 41 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 317.33 349.06 42 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 324.99 357.49 43 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 334.57 368.03 44 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 345.82 380.41 45 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 359.24 395.16 46 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 374.32 411.76 47 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 391.57 430.72 48 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 408.57 449.43 49 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 427.73 470.50 50 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 446.65 491.32 51 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 467.49 514.23 52 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 488.56 537.42 53 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 511.31 562.44 54 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 534.06 587.47 55 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 558.73 614.60 56 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 583.64 642.00 57 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 610.22 671.24 58 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 623.39 685.73 59 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 649.98 714.98 60 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 672.97 740.27 61 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 688.06 756.86 62 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 706.98 777.67 63 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 718.23 790.06 64 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 718.23 790.06 65 and over 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 169.57 169.57 0-20 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 267.03 293.74 21 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 267.03 293.74 22 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 267.03 293.74 23 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 267.03 293.74 24 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 268.10 294.91 25 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 273.44 300.79 26 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 279.85 307.84 27 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 290.27 319.29 28 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 298.81 328.69 29 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 303.08 333.39 30 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 309.49 340.44 31 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 315.90 347.49 32 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 319.91 351.90 33 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 324.18 356.60 34 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 326.32 358.95 35 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 328.45 361.30 36 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 330.59 363.65 37 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 332.73 366.00 38 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 337.00 370.70 39 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 341.27 375.40 40 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 347.68 382.45 41 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 353.82 389.20 42 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 362.37 398.60 43 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 373.05 410.35 44 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 385.60 424.16 45 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 400.55 440.61 46 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 417.38 459.11 47 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 436.60 480.26 48 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 455.56 501.12 49 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 476.92 524.62 50 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 498.02 547.82 51 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 521.25 573.38 52 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 544.75 599.23 53 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 570.12 627.13 54 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 595.49 655.04 55 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 622.99 685.29 56 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 650.76 715.84 57 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 680.40 748.44 58 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 695.09 764.60 59 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 724.73 797.21 60 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 750.37 825.40 61 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 767.19 843.91 62 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 788.29 867.11 63 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 800.84 880.92 64 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 800.84 880.92 65 and over 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 147.45 147.45 0-20 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 232.20 255.42 21 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 232.20 255.42 22 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 232.20 255.42 23 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 232.20 255.42 24 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 233.13 256.45 25 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 237.78 261.55 26 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 243.35 267.68 27 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 252.41 277.65 28 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 259.84 285.82 29 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 263.55 289.91 30 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 269.12 296.04 31 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 274.70 302.17 32 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 278.18 306.00 33 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 281.90 310.09 34 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 283.75 312.13 35 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 285.61 314.17 36 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 287.47 316.22 37 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 289.33 318.26 38 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 293.04 322.35 39 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 296.76 326.43 40 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 302.33 332.56 41 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 307.67 338.44 42 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 315.10 346.61 43 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 324.39 356.83 44 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 335.30 368.83 45 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 348.31 383.14 46 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 362.93 399.23 47 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 379.65 417.62 48 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 396.14 435.75 49 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 414.72 456.19 50 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 433.06 476.37 51 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 453.26 498.59 52 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 473.70 521.07 53 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 495.76 545.33 54 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 517.82 569.60 55 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 541.73 595.91 56 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 565.88 622.47 57 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 591.66 650.82 58 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 604.43 664.87 59 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 630.20 693.22 60 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 652.49 717.74 61 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 667.12 733.83 62 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 685.47 754.01 63 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 696.38 766.02 64 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 696.38 766.02 65 and over 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 147.45 147.45 0-20 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 232.20 255.42 21 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 232.20 255.42 22 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 232.20 255.42 23 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 232.20 255.42 24 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 233.13 256.45 25 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 237.78 261.55 26 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 243.35 267.68 27 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 252.41 277.65 28 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 259.84 285.82 29 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 263.55 289.91 30 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 269.12 296.04 31 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 274.70 302.17 32 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 278.18 306.00 33 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 281.90 310.09 34 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 283.75 312.13 35 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 285.61 314.17 36 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 287.47 316.22 37 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 289.33 318.26 38 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 293.04 322.35 39 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 296.76 326.43 40 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 302.33 332.56 41 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 307.67 338.44 42 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 315.10 346.61 43 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 324.39 356.83 44 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 335.30 368.83 45 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 348.31 383.14 46 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 362.93 399.23 47 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 379.65 417.62 48 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 396.14 435.75 49 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 414.72 456.19 50 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 433.06 476.37 51 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 453.26 498.59 52 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 473.70 521.07 53 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 495.76 545.33 54 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 517.82 569.60 55 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 541.73 595.91 56 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 565.88 622.47 57 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 591.66 650.82 58 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 604.43 664.87 59 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 630.20 693.22 60 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 652.49 717.74 61 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 667.12 733.83 62 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 685.47 754.01 63 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 696.38 766.02 64 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 696.38 766.02 65 and over 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 147.45 147.45 0-20 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 232.20 255.42 21 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 232.20 255.42 22 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 232.20 255.42 23 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 232.20 255.42 24 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 233.13 256.45 25 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 237.78 261.55 26 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 243.35 267.68 27 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 252.41 277.65 28 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 259.84 285.82 29 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 263.55 289.91 30 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 269.12 296.04 31 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 274.70 302.17 32 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 278.18 306.00 33 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 281.90 310.09 34 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 283.75 312.13 35 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 285.61 314.17 36 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 287.47 316.22 37 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 289.33 318.26 38 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 293.04 322.35 39 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 296.76 326.43 40 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 302.33 332.56 41 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 307.67 338.44 42 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 315.10 346.61 43 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 324.39 356.83 44 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 335.30 368.83 45 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 348.31 383.14 46 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 362.93 399.23 47 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 379.65 417.62 48 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 396.14 435.75 49 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 414.72 456.19 50 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 433.06 476.37 51 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 453.26 498.59 52 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 473.70 521.07 53 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 495.76 545.33 54 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 517.82 569.60 55 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 541.73 595.91 56 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 565.88 622.47 57 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 591.66 650.82 58 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 604.43 664.87 59 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 630.20 693.22 60 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 652.49 717.74 61 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 667.12 733.83 62 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 685.47 754.01 63 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 696.38 766.02 64 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 696.38 766.02 65 and over 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 158.51 158.51 0-20 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 249.62 274.58 21 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 249.62 274.58 22 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 249.62 274.58 23 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 249.62 274.58 24 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 250.62 275.68 25 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 255.61 281.17 26 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 261.60 287.76 27 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 271.34 298.47 28 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 279.32 307.26 29 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 283.32 311.65 30 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 289.31 318.24 31 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 295.30 324.83 32 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 299.04 328.95 33 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 303.04 333.34 34 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 305.03 335.54 35 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 307.03 337.73 36 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 309.03 339.93 37 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 311.03 342.13 38 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 315.02 346.52 39 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 319.01 350.91 40 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 325.00 357.50 41 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 330.75 363.82 42 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 338.73 372.61 43 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 348.72 383.59 44 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 360.45 396.50 45 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 374.43 411.87 46 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 390.16 429.17 47 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 408.13 448.94 48 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 425.85 468.44 49 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 445.82 490.40 50 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 465.54 512.09 51 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 487.26 535.98 52 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 509.22 560.15 53 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 532.94 586.23 54 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 556.65 612.32 55 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 582.36 640.60 56 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 608.32 669.15 57 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 636.03 699.63 58 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 649.76 714.74 59 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 677.47 745.21 60 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 701.43 771.57 61 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 717.16 788.87 62 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 736.88 810.56 63 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 748.61 823.47 64 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 748.61 823.47 65 and over 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 169.57 169.57 0-20 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 267.03 293.74 21 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 267.03 293.74 22 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 267.03 293.74 23 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 267.03 293.74 24 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 268.10 294.91 25 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 273.44 300.79 26 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 279.85 307.84 27 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 290.27 319.29 28 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 298.81 328.69 29 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 303.08 333.39 30 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 309.49 340.44 31 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 315.90 347.49 32 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 319.91 351.90 33 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 324.18 356.60 34 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 326.32 358.95 35 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 328.45 361.30 36 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 330.59 363.65 37 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 332.73 366.00 38 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 337.00 370.70 39 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 341.27 375.40 40 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 347.68 382.45 41 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 353.82 389.20 42 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 362.37 398.60 43 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 373.05 410.35 44 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 385.60 424.16 45 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 400.55 440.61 46 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 417.38 459.11 47 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 436.60 480.26 48 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 455.56 501.12 49 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 476.92 524.62 50 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 498.02 547.82 51 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 521.25 573.38 52 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 544.75 599.23 53 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 570.12 627.13 54 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 595.49 655.04 55 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 622.99 685.29 56 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 650.76 715.84 57 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 680.40 748.44 58 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 695.09 764.60 59 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 724.73 797.21 60 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 750.37 825.40 61 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 767.19 843.91 62 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 788.29 867.11 63 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 800.84 880.92 64 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 800.84 880.92 65 and over 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 147.45 147.45 0-20 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 232.20 255.42 21 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 232.20 255.42 22 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 232.20 255.42 23 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 232.20 255.42 24 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 233.13 256.45 25 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 237.78 261.55 26 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 243.35 267.68 27 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 252.41 277.65 28 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 259.84 285.82 29 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 263.55 289.91 30 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 269.12 296.04 31 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 274.70 302.17 32 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 278.18 306.00 33 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 281.90 310.09 34 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 283.75 312.13 35 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 285.61 314.17 36 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 287.47 316.22 37 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 289.33 318.26 38 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 293.04 322.35 39 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 296.76 326.43 40 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 302.33 332.56 41 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 307.67 338.44 42 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 315.10 346.61 43 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 324.39 356.83 44 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 335.30 368.83 45 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 348.31 383.14 46 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 362.93 399.23 47 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 379.65 417.62 48 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 396.14 435.75 49 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 414.72 456.19 50 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 433.06 476.37 51 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 453.26 498.59 52 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 473.70 521.07 53 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 495.76 545.33 54 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 517.82 569.60 55 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 541.73 595.91 56 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 565.88 622.47 57 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 591.66 650.82 58 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 604.43 664.87 59 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 630.20 693.22 60 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 652.49 717.74 61 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 667.12 733.83 62 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 685.47 754.01 63 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 696.38 766.02 64 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 696.38 766.02 65 and over 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 147.45 147.45 0-20 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 232.20 255.42 21 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 232.20 255.42 22 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 232.20 255.42 23 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 232.20 255.42 24 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 233.13 256.45 25 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 237.78 261.55 26 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 243.35 267.68 27 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 252.41 277.65 28 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 259.84 285.82 29 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 263.55 289.91 30 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 269.12 296.04 31 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 274.70 302.17 32 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 278.18 306.00 33 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 281.90 310.09 34 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 283.75 312.13 35 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 285.61 314.17 36 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 287.47 316.22 37 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 289.33 318.26 38 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 293.04 322.35 39 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 296.76 326.43 40 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 302.33 332.56 41 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 307.67 338.44 42 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 315.10 346.61 43 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 324.39 356.83 44 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 335.30 368.83 45 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 348.31 383.14 46 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 362.93 399.23 47 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 379.65 417.62 48 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 396.14 435.75 49 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 414.72 456.19 50 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 433.06 476.37 51 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 453.26 498.59 52 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 473.70 521.07 53 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 495.76 545.33 54 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 517.82 569.60 55 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 541.73 595.91 56 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 565.88 622.47 57 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 591.66 650.82 58 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 604.43 664.87 59 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 630.20 693.22 60 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 652.49 717.74 61 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 667.12 733.83 62 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 685.47 754.01 63 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 696.38 766.02 64 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 696.38 766.02 65 and over 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 265.51 265.51 0-20 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 418.13 459.94 21 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 418.13 459.94 22 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 418.13 459.94 23 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 418.13 459.94 24 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 419.80 461.78 25 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 428.17 470.98 26 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 438.20 482.02 27 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 454.51 499.96 28 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 467.89 514.68 29 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 474.58 522.04 30 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 484.61 533.07 31 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 494.65 544.11 32 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 500.92 551.01 33 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 507.61 558.37 34 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 510.96 562.05 35 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 514.30 565.73 36 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 517.65 569.41 37 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 520.99 573.09 38 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 527.68 580.45 39 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 534.37 587.81 40 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 544.41 598.85 41 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 554.02 609.43 42 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 567.40 624.14 43 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 584.13 642.54 44 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 603.78 664.16 45 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 627.20 689.92 46 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 653.54 718.89 47 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 683.64 752.01 48 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 713.33 784.66 49 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 746.78 821.46 50 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 779.81 857.79 51 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 816.19 897.81 52 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 852.99 938.28 53 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 892.71 981.98 54 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 932.43 1025.67 55 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 975.50 1073.05 56 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1018.98 1120.88 57 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1065.40 1171.94 58 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1088.39 1197.23 59 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1134.81 1248.29 60 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1174.95 1292.44 61 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1201.29 1321.42 62 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1234.32 1357.75 63 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1253.97 1379.37 64 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1253.97 1379.37 65 and over 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 230.88 230.88 0-20 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 363.59 399.95 21 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 363.59 399.95 22 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 363.59 399.95 23 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 363.59 399.95 24 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 365.05 401.55 25 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 372.32 409.55 26 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 381.04 419.15 27 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 395.22 434.75 28 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 406.86 447.54 29 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 412.68 453.94 30 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 421.40 463.54 31 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 430.13 473.14 32 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 435.58 479.14 33 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 441.40 485.54 34 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 444.31 488.74 35 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 447.22 491.94 36 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 450.13 495.14 37 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 453.04 498.34 38 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 458.85 504.74 39 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 464.67 511.14 40 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 473.40 520.74 41 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 481.76 529.93 42 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 493.39 542.73 43 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 507.94 558.73 44 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 525.03 577.53 45 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 545.39 599.93 46 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 568.29 625.12 47 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 594.47 653.92 48 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 620.29 682.32 49 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 649.37 714.31 50 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 678.10 745.91 51 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 709.73 780.70 52 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 741.73 815.90 53 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 776.27 853.90 54 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 810.81 891.89 55 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 848.26 933.09 56 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 886.07 974.68 57 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 926.43 1019.07 58 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 946.43 1041.07 59 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 986.79 1085.47 60 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1021.69 1123.86 61 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1044.60 1149.06 62 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1073.32 1180.65 63 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1090.41 1199.45 64 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1090.41 1199.45 65 and over 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 230.88 230.88 0-20 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 363.59 399.95 21 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 363.59 399.95 22 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 363.59 399.95 23 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 363.59 399.95 24 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 365.05 401.55 25 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 372.32 409.55 26 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 381.04 419.15 27 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 395.22 434.75 28 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 406.86 447.54 29 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 412.68 453.94 30 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 421.40 463.54 31 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 430.13 473.14 32 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 435.58 479.14 33 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 441.40 485.54 34 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 444.31 488.74 35 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 447.22 491.94 36 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 450.13 495.14 37 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 453.04 498.34 38 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 458.85 504.74 39 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 464.67 511.14 40 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 473.40 520.74 41 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 481.76 529.93 42 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 493.39 542.73 43 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 507.94 558.73 44 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 525.03 577.53 45 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 545.39 599.93 46 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 568.29 625.12 47 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 594.47 653.92 48 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 620.29 682.32 49 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 649.37 714.31 50 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 678.10 745.91 51 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 709.73 780.70 52 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 741.73 815.90 53 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 776.27 853.90 54 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 810.81 891.89 55 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 848.26 933.09 56 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 886.07 974.68 57 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 926.43 1019.07 58 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 946.43 1041.07 59 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 986.79 1085.47 60 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1021.69 1123.86 61 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1044.60 1149.06 62 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1073.32 1180.65 63 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1090.41 1199.45 64 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1090.41 1199.45 65 and over 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 230.88 230.88 0-20 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 363.59 399.95 21 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 363.59 399.95 22 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 363.59 399.95 23 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 363.59 399.95 24 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 365.05 401.55 25 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 372.32 409.55 26 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 381.04 419.15 27 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 395.22 434.75 28 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 406.86 447.54 29 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 412.68 453.94 30 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 421.40 463.54 31 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 430.13 473.14 32 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 435.58 479.14 33 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 441.40 485.54 34 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 444.31 488.74 35 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 447.22 491.94 36 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 450.13 495.14 37 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 453.04 498.34 38 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 458.85 504.74 39 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 464.67 511.14 40 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 473.40 520.74 41 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 481.76 529.93 42 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 493.39 542.73 43 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 507.94 558.73 44 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 525.03 577.53 45 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 545.39 599.93 46 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 568.29 625.12 47 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 594.47 653.92 48 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 620.29 682.32 49 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 649.37 714.31 50 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 678.10 745.91 51 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 709.73 780.70 52 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 741.73 815.90 53 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 776.27 853.90 54 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 810.81 891.89 55 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 848.26 933.09 56 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 886.07 974.68 57 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 926.43 1019.07 58 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 946.43 1041.07 59 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 986.79 1085.47 60 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1021.69 1123.86 61 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1044.60 1149.06 62 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1073.32 1180.65 63 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1090.41 1199.45 64 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1090.41 1199.45 65 and over 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 248.20 248.20 0-20 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 390.86 429.95 21 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 390.86 429.95 22 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 390.86 429.95 23 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 390.86 429.95 24 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 392.42 431.67 25 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 400.24 440.27 26 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 409.62 450.58 27 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 424.87 467.35 28 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 437.37 481.11 29 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 443.63 487.99 30 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 453.01 498.31 31 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 462.39 508.63 32 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 468.25 515.08 33 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 474.51 521.96 34 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 477.63 525.40 35 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 480.76 528.83 36 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 483.89 532.27 37 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 487.01 535.71 38 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 493.27 542.59 39 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 499.52 549.47 40 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 508.90 559.79 41 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 517.89 569.68 42 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 530.40 583.44 43 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 546.03 600.64 44 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 564.40 620.84 45 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 586.29 644.92 46 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 610.92 672.01 47 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 639.06 702.96 48 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 666.81 733.49 49 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 698.08 767.89 50 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 728.96 801.85 51 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 762.96 839.26 52 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 797.36 877.09 53 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 834.49 917.94 54 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 871.62 958.78 55 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 911.88 1003.07 56 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 952.53 1047.78 57 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 995.91 1095.51 58 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1017.41 1119.15 59 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1060.80 1166.88 60 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1098.32 1208.15 61 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1122.94 1235.24 62 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1153.82 1269.20 63 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1172.19 1289.41 64 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1172.19 1289.41 65 and over 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 265.51 265.51 0-20 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 418.13 459.94 21 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 418.13 459.94 22 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 418.13 459.94 23 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 418.13 459.94 24 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 419.80 461.78 25 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 428.17 470.98 26 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 438.20 482.02 27 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 454.51 499.96 28 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 467.89 514.68 29 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 474.58 522.04 30 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 484.61 533.07 31 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 494.65 544.11 32 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 500.92 551.01 33 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 507.61 558.37 34 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 510.96 562.05 35 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 514.30 565.73 36 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 517.65 569.41 37 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 520.99 573.09 38 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 527.68 580.45 39 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 534.37 587.81 40 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 544.41 598.85 41 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 554.02 609.43 42 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 567.40 624.14 43 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 584.13 642.54 44 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 603.78 664.16 45 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 627.20 689.92 46 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 653.54 718.89 47 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 683.64 752.01 48 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 713.33 784.66 49 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 746.78 821.46 50 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 779.81 857.79 51 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 816.19 897.81 52 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 852.99 938.28 53 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 892.71 981.98 54 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 932.43 1025.67 55 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 975.50 1073.05 56 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1018.98 1120.88 57 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1065.40 1171.94 58 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1088.39 1197.23 59 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1134.81 1248.29 60 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1174.95 1292.44 61 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1201.29 1321.42 62 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1234.32 1357.75 63 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1253.97 1379.37 64 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1253.97 1379.37 65 and over 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 230.88 230.88 0-20 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 363.59 399.95 21 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 363.59 399.95 22 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 363.59 399.95 23 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 363.59 399.95 24 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 365.05 401.55 25 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 372.32 409.55 26 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 381.04 419.15 27 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 395.22 434.75 28 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 406.86 447.54 29 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 412.68 453.94 30 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 421.40 463.54 31 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 430.13 473.14 32 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 435.58 479.14 33 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 441.40 485.54 34 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 444.31 488.74 35 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 447.22 491.94 36 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 450.13 495.14 37 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 453.04 498.34 38 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 458.85 504.74 39 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 464.67 511.14 40 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 473.40 520.74 41 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 481.76 529.93 42 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 493.39 542.73 43 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 507.94 558.73 44 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 525.03 577.53 45 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 545.39 599.93 46 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 568.29 625.12 47 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 594.47 653.92 48 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 620.29 682.32 49 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 649.37 714.31 50 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 678.10 745.91 51 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 709.73 780.70 52 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 741.73 815.90 53 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 776.27 853.90 54 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 810.81 891.89 55 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 848.26 933.09 56 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 886.07 974.68 57 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 926.43 1019.07 58 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 946.43 1041.07 59 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 986.79 1085.47 60 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1021.69 1123.86 61 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1044.60 1149.06 62 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1073.32 1180.65 63 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1090.41 1199.45 64 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1090.41 1199.45 65 and over 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 230.88 230.88 0-20 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 363.59 399.95 21 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 363.59 399.95 22 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 363.59 399.95 23 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 363.59 399.95 24 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 365.05 401.55 25 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 372.32 409.55 26 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 381.04 419.15 27 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 395.22 434.75 28 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 406.86 447.54 29 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 412.68 453.94 30 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 421.40 463.54 31 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 430.13 473.14 32 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 435.58 479.14 33 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 441.40 485.54 34 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 444.31 488.74 35 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 447.22 491.94 36 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 450.13 495.14 37 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 453.04 498.34 38 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 458.85 504.74 39 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 464.67 511.14 40 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 473.40 520.74 41 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 481.76 529.93 42 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 493.39 542.73 43 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 507.94 558.73 44 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 525.03 577.53 45 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 545.39 599.93 46 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 568.29 625.12 47 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 594.47 653.92 48 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 620.29 682.32 49 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 649.37 714.31 50 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 678.10 745.91 51 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 709.73 780.70 52 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 741.73 815.90 53 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 776.27 853.90 54 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 810.81 891.89 55 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 848.26 933.09 56 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 886.07 974.68 57 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 926.43 1019.07 58 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 946.43 1041.07 59 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 986.79 1085.47 60 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1021.69 1123.86 61 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1044.60 1149.06 62 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1073.32 1180.65 63 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1090.41 1199.45 64 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1090.41 1199.45 65 and over 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 208.93 208.93 0-20 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 329.02 361.92 21 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 329.02 361.92 22 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 329.02 361.92 23 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 329.02 361.92 24 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 330.34 363.37 25 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 336.92 370.61 26 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 344.81 379.29 27 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 357.64 393.41 28 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 368.17 404.99 29 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 373.44 410.78 30 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 381.33 419.47 31 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 389.23 428.15 32 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 394.17 433.58 33 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 399.43 439.37 34 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 402.06 442.27 35 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 404.69 445.16 36 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 407.33 448.06 37 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 409.96 450.95 38 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 415.22 456.75 39 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 420.49 462.54 40 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 428.38 471.22 41 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 435.95 479.55 42 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 446.48 491.13 43 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 459.64 505.60 44 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 475.10 522.61 45 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 493.53 542.88 46 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 514.26 565.68 47 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 537.95 591.74 48 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 561.31 617.44 49 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 587.63 646.39 50 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 613.62 674.98 51 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 642.25 706.47 52 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 671.20 738.32 53 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 702.46 772.70 54 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 733.71 807.09 55 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 767.60 844.36 56 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 801.82 882.00 57 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 838.34 922.18 58 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 856.44 942.08 59 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 892.96 982.26 60 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 924.55 1017.00 61 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 945.27 1039.80 62 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 971.27 1068.39 63 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 986.73 1085.40 64 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 986.73 1085.40 65 and over 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 181.68 181.68 0-20 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 286.10 314.71 21 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 286.10 314.71 22 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 286.10 314.71 23 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 286.10 314.71 24 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 287.25 315.97 25 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 292.97 322.27 26 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 299.84 329.82 27 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 311.00 342.09 28 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 320.15 352.17 29 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 324.73 357.20 30 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 331.59 364.75 31 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 338.46 372.31 32 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 342.75 377.03 33 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 347.33 382.06 34 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 349.62 384.58 35 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 351.91 387.10 36 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 354.20 389.62 37 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 356.49 392.13 38 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 361.06 397.17 39 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 365.64 402.21 40 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 372.51 409.76 41 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 379.09 417.00 42 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 388.24 427.07 43 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 399.69 439.66 44 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 413.13 454.45 45 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 429.16 472.07 46 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 447.18 491.90 47 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 467.78 514.56 48 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 488.09 536.90 49 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 510.98 562.08 50 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 533.58 586.94 51 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 558.48 614.32 52 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 583.65 642.02 53 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 610.83 671.92 54 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 638.01 701.81 55 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 667.48 734.23 56 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 697.24 766.96 57 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 728.99 801.89 58 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 744.73 819.20 59 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 776.49 854.14 60 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 803.95 884.35 61 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 821.98 904.17 62 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 844.58 929.04 63 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 858.03 943.83 64 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 858.03 943.83 65 and over 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 181.68 181.68 0-20 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 286.10 314.71 21 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 286.10 314.71 22 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 286.10 314.71 23 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 286.10 314.71 24 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 287.25 315.97 25 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 292.97 322.27 26 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 299.84 329.82 27 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 311.00 342.09 28 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 320.15 352.17 29 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 324.73 357.20 30 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 331.59 364.75 31 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 338.46 372.31 32 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 342.75 377.03 33 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 347.33 382.06 34 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 349.62 384.58 35 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 351.91 387.10 36 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 354.20 389.62 37 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 356.49 392.13 38 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 361.06 397.17 39 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 365.64 402.21 40 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 372.51 409.76 41 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 379.09 417.00 42 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 388.24 427.07 43 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 399.69 439.66 44 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 413.13 454.45 45 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 429.16 472.07 46 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 447.18 491.90 47 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 467.78 514.56 48 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 488.09 536.90 49 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 510.98 562.08 50 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 533.58 586.94 51 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 558.48 614.32 52 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 583.65 642.02 53 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 610.83 671.92 54 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 638.01 701.81 55 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 667.48 734.23 56 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 697.24 766.96 57 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 728.99 801.89 58 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 744.73 819.20 59 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 776.49 854.14 60 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 803.95 884.35 61 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 821.98 904.17 62 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 844.58 929.04 63 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 858.03 943.83 64 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 858.03 943.83 65 and over 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 181.68 181.68 0-20 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 286.10 314.71 21 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 286.10 314.71 22 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 286.10 314.71 23 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 286.10 314.71 24 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 287.25 315.97 25 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 292.97 322.27 26 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 299.84 329.82 27 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 311.00 342.09 28 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 320.15 352.17 29 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 324.73 357.20 30 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 331.59 364.75 31 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 338.46 372.31 32 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 342.75 377.03 33 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 347.33 382.06 34 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 349.62 384.58 35 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 351.91 387.10 36 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 354.20 389.62 37 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 356.49 392.13 38 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 361.06 397.17 39 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 365.64 402.21 40 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 372.51 409.76 41 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 379.09 417.00 42 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 388.24 427.07 43 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 399.69 439.66 44 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 413.13 454.45 45 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 429.16 472.07 46 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 447.18 491.90 47 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 467.78 514.56 48 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 488.09 536.90 49 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 510.98 562.08 50 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 533.58 586.94 51 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 558.48 614.32 52 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 583.65 642.02 53 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 610.83 671.92 54 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 638.01 701.81 55 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 667.48 734.23 56 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 697.24 766.96 57 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 728.99 801.89 58 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 744.73 819.20 59 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 776.49 854.14 60 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 803.95 884.35 61 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 821.98 904.17 62 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 844.58 929.04 63 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 858.03 943.83 64 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 858.03 943.83 65 and over 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 195.30 195.30 0-20 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 307.56 338.32 21 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 307.56 338.32 22 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 307.56 338.32 23 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 307.56 338.32 24 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 308.79 339.67 25 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 314.94 346.44 26 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 322.32 354.56 27 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 334.32 367.75 28 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 344.16 378.58 29 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 349.08 383.99 30 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 356.46 392.11 31 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 363.85 400.23 32 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 368.46 405.31 33 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 373.38 410.72 34 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 375.84 413.42 35 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 378.30 416.13 36 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 380.76 418.84 37 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 383.22 421.54 38 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 388.14 426.96 39 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 393.06 432.37 40 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 400.45 440.49 41 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 407.52 448.27 42 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 417.36 459.10 43 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 429.66 472.63 44 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 444.12 488.53 45 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 461.34 507.48 46 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 480.72 528.79 47 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 502.86 553.15 48 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 524.70 577.17 49 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 549.31 604.24 50 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 573.60 630.96 51 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 600.36 660.40 52 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 627.43 690.17 53 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 656.64 722.31 54 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 685.86 754.45 55 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 717.54 789.30 56 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 749.53 824.48 57 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 783.67 862.03 58 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 800.58 880.64 59 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 834.72 918.20 60 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 864.25 950.67 61 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 883.63 971.99 62 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 907.92 998.72 63 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 922.38 1014.62 64 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 922.38 1014.62 65 and over 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 208.93 208.93 0-20 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 329.02 361.92 21 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 329.02 361.92 22 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 329.02 361.92 23 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 329.02 361.92 24 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 330.34 363.37 25 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 336.92 370.61 26 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 344.81 379.29 27 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 357.64 393.41 28 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 368.17 404.99 29 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 373.44 410.78 30 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 381.33 419.47 31 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 389.23 428.15 32 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 394.17 433.58 33 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 399.43 439.37 34 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 402.06 442.27 35 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 404.69 445.16 36 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 407.33 448.06 37 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 409.96 450.95 38 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 415.22 456.75 39 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 420.49 462.54 40 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 428.38 471.22 41 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 435.95 479.55 42 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 446.48 491.13 43 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 459.64 505.60 44 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 475.10 522.61 45 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 493.53 542.88 46 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 514.26 565.68 47 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 537.95 591.74 48 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 561.31 617.44 49 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 587.63 646.39 50 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 613.62 674.98 51 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 642.25 706.47 52 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 671.20 738.32 53 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 702.46 772.70 54 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 733.71 807.09 55 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 767.60 844.36 56 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 801.82 882.00 57 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 838.34 922.18 58 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 856.44 942.08 59 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 892.96 982.26 60 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 924.55 1017.00 61 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 945.27 1039.80 62 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 971.27 1068.39 63 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 986.73 1085.40 64 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 986.73 1085.40 65 and over 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 181.68 181.68 0-20 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 286.10 314.71 21 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 286.10 314.71 22 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 286.10 314.71 23 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 286.10 314.71 24 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 287.25 315.97 25 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 292.97 322.27 26 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 299.84 329.82 27 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 311.00 342.09 28 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 320.15 352.17 29 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 324.73 357.20 30 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 331.59 364.75 31 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 338.46 372.31 32 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 342.75 377.03 33 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 347.33 382.06 34 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 349.62 384.58 35 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 351.91 387.10 36 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 354.20 389.62 37 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 356.49 392.13 38 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 361.06 397.17 39 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 365.64 402.21 40 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 372.51 409.76 41 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 379.09 417.00 42 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 388.24 427.07 43 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 399.69 439.66 44 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 413.13 454.45 45 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 429.16 472.07 46 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 447.18 491.90 47 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 467.78 514.56 48 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 488.09 536.90 49 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 510.98 562.08 50 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 533.58 586.94 51 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 558.48 614.32 52 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 583.65 642.02 53 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 610.83 671.92 54 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 638.01 701.81 55 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 667.48 734.23 56 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 697.24 766.96 57 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 728.99 801.89 58 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 744.73 819.20 59 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 776.49 854.14 60 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 803.95 884.35 61 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 821.98 904.17 62 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 844.58 929.04 63 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 858.03 943.83 64 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 858.03 943.83 65 and over 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 181.68 181.68 0-20 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 286.10 314.71 21 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 286.10 314.71 22 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 286.10 314.71 23 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 286.10 314.71 24 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 287.25 315.97 25 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 292.97 322.27 26 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 299.84 329.82 27 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 311.00 342.09 28 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 320.15 352.17 29 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 324.73 357.20 30 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 331.59 364.75 31 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 338.46 372.31 32 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 342.75 377.03 33 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 347.33 382.06 34 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 349.62 384.58 35 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 351.91 387.10 36 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 354.20 389.62 37 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 356.49 392.13 38 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 361.06 397.17 39 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 365.64 402.21 40 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 372.51 409.76 41 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 379.09 417.00 42 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 388.24 427.07 43 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 399.69 439.66 44 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 413.13 454.45 45 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 429.16 472.07 46 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 447.18 491.90 47 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 467.78 514.56 48 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 488.09 536.90 49 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 510.98 562.08 50 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 533.58 586.94 51 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 558.48 614.32 52 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 583.65 642.02 53 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 610.83 671.92 54 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 638.01 701.81 55 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 667.48 734.23 56 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 697.24 766.96 57 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 728.99 801.89 58 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 744.73 819.20 59 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 776.49 854.14 60 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 803.95 884.35 61 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 821.98 904.17 62 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 844.58 929.04 63 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 858.03 943.83 64 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 858.03 943.83 65 and over 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 168.33 168.33 0-20 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 265.09 291.60 21 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 265.09 291.60 22 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 265.09 291.60 23 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 265.09 291.60 24 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 266.15 292.76 25 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 271.45 298.59 26 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 277.81 305.59 27 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 288.15 316.97 28 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 296.63 326.30 29 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 300.87 330.96 30 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 307.24 337.96 31 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 313.60 344.96 32 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 317.57 349.33 33 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 321.82 354.00 34 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 323.94 356.33 35 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 326.06 358.66 36 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 328.18 361.00 37 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 330.30 363.33 38 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 334.54 367.99 39 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 338.78 372.66 40 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 345.14 379.66 41 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 351.24 386.36 42 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 359.72 395.70 43 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 370.33 407.36 44 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 382.79 421.06 45 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 397.63 437.39 46 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 414.33 455.76 47 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 433.42 476.76 48 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 452.24 497.46 49 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 473.45 520.79 50 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 494.39 543.83 51 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 517.45 569.20 52 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 540.78 594.86 53 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 565.96 622.56 54 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 591.15 650.26 55 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 618.45 680.29 56 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 646.02 710.62 57 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 675.44 742.99 58 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 690.02 759.02 59 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 719.45 791.39 60 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 744.90 819.39 61 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 761.60 837.76 62 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 782.54 860.79 63 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 795.00 874.50 64 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 795.00 874.50 65 and over 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 146.37 146.37 0-20 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 230.51 253.56 21 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 230.51 253.56 22 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 230.51 253.56 23 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 230.51 253.56 24 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 231.43 254.58 25 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 236.04 259.65 26 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 241.58 265.73 27 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 250.57 275.62 28 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 257.94 283.74 29 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 261.63 287.79 30 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 267.16 293.88 31 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 272.69 299.96 32 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 276.15 303.77 33 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 279.84 307.82 34 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 281.68 309.85 35 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 283.53 311.88 36 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 285.37 313.91 37 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 287.22 315.94 38 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 290.90 320.00 39 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 294.59 324.05 40 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 300.13 330.14 41 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 305.43 335.97 42 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 312.80 344.08 43 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 322.02 354.23 44 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 332.86 366.14 45 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 345.77 380.34 46 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 360.29 396.32 47 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 376.89 414.57 48 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 393.25 432.58 49 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 411.69 452.86 50 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 429.90 472.89 51 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 449.96 494.95 52 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 470.24 517.27 53 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 492.14 541.35 54 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 514.04 565.44 55 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 537.78 591.56 56 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 561.75 617.93 57 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 587.34 646.08 58 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 600.02 660.02 59 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 625.61 688.17 60 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 647.74 712.51 61 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 662.26 728.48 62 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 680.47 748.51 63 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 691.30 760.43 64 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 691.30 760.43 65 and over 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 146.37 146.37 0-20 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 230.51 253.56 21 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 230.51 253.56 22 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 230.51 253.56 23 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 230.51 253.56 24 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 231.43 254.58 25 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 236.04 259.65 26 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 241.58 265.73 27 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 250.57 275.62 28 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 257.94 283.74 29 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 261.63 287.79 30 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 267.16 293.88 31 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 272.69 299.96 32 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 276.15 303.77 33 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 279.84 307.82 34 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 281.68 309.85 35 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 283.53 311.88 36 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 285.37 313.91 37 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 287.22 315.94 38 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 290.90 320.00 39 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 294.59 324.05 40 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 300.13 330.14 41 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 305.43 335.97 42 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 312.80 344.08 43 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 322.02 354.23 44 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 332.86 366.14 45 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 345.77 380.34 46 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 360.29 396.32 47 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 376.89 414.57 48 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 393.25 432.58 49 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 411.69 452.86 50 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 429.90 472.89 51 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 449.96 494.95 52 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 470.24 517.27 53 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 492.14 541.35 54 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 514.04 565.44 55 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 537.78 591.56 56 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 561.75 617.93 57 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 587.34 646.08 58 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 600.02 660.02 59 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 625.61 688.17 60 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 647.74 712.51 61 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 662.26 728.48 62 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 680.47 748.51 63 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 691.30 760.43 64 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 691.30 760.43 65 and over 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 146.37 146.37 0-20 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 230.51 253.56 21 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 230.51 253.56 22 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 230.51 253.56 23 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 230.51 253.56 24 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 231.43 254.58 25 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 236.04 259.65 26 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 241.58 265.73 27 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 250.57 275.62 28 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 257.94 283.74 29 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 261.63 287.79 30 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 267.16 293.88 31 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 272.69 299.96 32 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 276.15 303.77 33 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 279.84 307.82 34 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 281.68 309.85 35 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 283.53 311.88 36 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 285.37 313.91 37 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 287.22 315.94 38 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 290.90 320.00 39 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 294.59 324.05 40 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 300.13 330.14 41 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 305.43 335.97 42 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 312.80 344.08 43 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 322.02 354.23 44 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 332.86 366.14 45 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 345.77 380.34 46 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 360.29 396.32 47 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 376.89 414.57 48 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 393.25 432.58 49 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 411.69 452.86 50 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 429.90 472.89 51 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 449.96 494.95 52 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 470.24 517.27 53 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 492.14 541.35 54 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 514.04 565.44 55 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 537.78 591.56 56 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 561.75 617.93 57 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 587.34 646.08 58 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 600.02 660.02 59 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 625.61 688.17 60 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 647.74 712.51 61 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 662.26 728.48 62 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 680.47 748.51 63 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 691.30 760.43 64 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 691.30 760.43 65 and over 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 157.35 157.35 0-20 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 247.80 272.58 21 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 247.80 272.58 22 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 247.80 272.58 23 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 247.80 272.58 24 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 248.79 273.67 25 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 253.75 279.12 26 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 259.69 285.66 27 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 269.36 296.29 28 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 277.29 305.02 29 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 281.25 309.38 30 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 287.20 315.92 31 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 293.15 322.46 32 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 296.86 326.55 33 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 300.83 330.91 34 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 302.81 333.09 35 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 304.79 335.27 36 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 306.78 337.45 37 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 308.76 339.63 38 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 312.72 343.99 39 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 316.69 348.36 40 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 322.63 354.90 41 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 328.33 361.17 42 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 336.26 369.89 43 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 346.18 380.79 44 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 357.82 393.60 45 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 371.70 408.87 46 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 387.31 426.04 47 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 405.15 445.67 48 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 422.75 465.02 49 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 442.57 486.83 50 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 462.15 508.36 51 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 483.70 532.07 52 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 505.51 556.06 53 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 529.05 581.96 54 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 552.59 607.85 55 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 578.12 635.93 56 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 603.89 664.28 57 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 631.39 694.53 58 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 645.02 709.52 59 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 672.53 739.78 60 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 696.32 765.95 61 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 711.93 783.12 62 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 731.50 804.65 63 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 743.15 817.46 64 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 743.15 817.46 65 and over 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 168.33 168.33 0-20 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 265.09 291.60 21 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 265.09 291.60 22 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 265.09 291.60 23 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 265.09 291.60 24 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 266.15 292.76 25 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 271.45 298.59 26 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 277.81 305.59 27 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 288.15 316.97 28 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 296.63 326.30 29 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 300.87 330.96 30 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 307.24 337.96 31 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 313.60 344.96 32 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 317.57 349.33 33 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 321.82 354.00 34 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 323.94 356.33 35 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 326.06 358.66 36 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 328.18 361.00 37 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 330.30 363.33 38 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 334.54 367.99 39 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 338.78 372.66 40 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 345.14 379.66 41 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 351.24 386.36 42 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 359.72 395.70 43 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 370.33 407.36 44 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 382.79 421.06 45 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 397.63 437.39 46 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 414.33 455.76 47 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 433.42 476.76 48 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 452.24 497.46 49 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 473.45 520.79 50 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 494.39 543.83 51 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 517.45 569.20 52 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 540.78 594.86 53 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 565.96 622.56 54 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 591.15 650.26 55 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 618.45 680.29 56 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 646.02 710.62 57 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 675.44 742.99 58 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 690.02 759.02 59 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 719.45 791.39 60 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 744.90 819.39 61 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 761.60 837.76 62 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 782.54 860.79 63 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 795.00 874.50 64 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 795.00 874.50 65 and over 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 146.37 146.37 0-20 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 230.51 253.56 21 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 230.51 253.56 22 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 230.51 253.56 23 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 230.51 253.56 24 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 231.43 254.58 25 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 236.04 259.65 26 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 241.58 265.73 27 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 250.57 275.62 28 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 257.94 283.74 29 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 261.63 287.79 30 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 267.16 293.88 31 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 272.69 299.96 32 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 276.15 303.77 33 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 279.84 307.82 34 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 281.68 309.85 35 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 283.53 311.88 36 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 285.37 313.91 37 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 287.22 315.94 38 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 290.90 320.00 39 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 294.59 324.05 40 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 300.13 330.14 41 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 305.43 335.97 42 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 312.80 344.08 43 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 322.02 354.23 44 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 332.86 366.14 45 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 345.77 380.34 46 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 360.29 396.32 47 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 376.89 414.57 48 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 393.25 432.58 49 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 411.69 452.86 50 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 429.90 472.89 51 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 449.96 494.95 52 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 470.24 517.27 53 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 492.14 541.35 54 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 514.04 565.44 55 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 537.78 591.56 56 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 561.75 617.93 57 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 587.34 646.08 58 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 600.02 660.02 59 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 625.61 688.17 60 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 647.74 712.51 61 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 662.26 728.48 62 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 680.47 748.51 63 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 691.30 760.43 64 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 691.30 760.43 65 and over 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 146.37 146.37 0-20 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 230.51 253.56 21 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 230.51 253.56 22 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 230.51 253.56 23 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 230.51 253.56 24 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 231.43 254.58 25 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 236.04 259.65 26 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 241.58 265.73 27 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 250.57 275.62 28 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 257.94 283.74 29 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 261.63 287.79 30 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 267.16 293.88 31 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 272.69 299.96 32 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 276.15 303.77 33 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 279.84 307.82 34 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 281.68 309.85 35 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 283.53 311.88 36 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 285.37 313.91 37 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 287.22 315.94 38 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 290.90 320.00 39 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 294.59 324.05 40 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 300.13 330.14 41 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 305.43 335.97 42 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 312.80 344.08 43 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 322.02 354.23 44 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 332.86 366.14 45 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 345.77 380.34 46 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 360.29 396.32 47 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 376.89 414.57 48 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 393.25 432.58 49 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 411.69 452.86 50 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 429.90 472.89 51 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 449.96 494.95 52 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 470.24 517.27 53 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 492.14 541.35 54 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 514.04 565.44 55 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 537.78 591.56 56 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 561.75 617.93 57 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 587.34 646.08 58 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 600.02 660.02 59 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 625.61 688.17 60 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 647.74 712.51 61 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 662.26 728.48 62 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 680.47 748.51 63 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 691.30 760.43 64 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 691.30 760.43 65 and over 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 274.00 274.00 0-20 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 431.50 474.65 21 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 431.50 474.65 22 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 431.50 474.65 23 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 431.50 474.65 24 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 433.23 476.55 25 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 441.86 486.04 26 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 452.21 497.44 27 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 469.04 515.95 28 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 482.85 531.14 29 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 489.75 538.73 30 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 500.11 550.12 31 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 510.47 561.51 32 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 516.94 568.63 33 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 523.84 576.23 34 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 527.30 580.02 35 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 530.75 583.82 36 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 534.20 587.62 37 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 537.65 591.42 38 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 544.56 599.01 39 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 551.46 606.61 40 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 561.82 618.00 41 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 571.74 628.91 42 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 585.55 644.10 43 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 602.81 663.09 44 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 623.09 685.40 45 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 647.25 711.98 46 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 674.44 741.88 47 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 705.51 776.06 48 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 736.14 809.76 49 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 770.66 847.73 50 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 804.75 885.23 51 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 842.29 926.52 52 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 880.26 968.29 53 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 921.26 1013.38 54 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 962.25 1058.47 55 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1006.69 1107.36 56 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1051.57 1156.73 57 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1099.47 1209.41 58 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1123.20 1235.52 59 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1171.10 1288.21 60 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1212.52 1333.77 61 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1239.70 1363.68 62 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1273.79 1401.17 63 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1294.07 1423.48 64 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1294.07 1423.48 65 and over 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 238.26 238.26 0-20 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 375.22 412.74 21 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 375.22 412.74 22 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 375.22 412.74 23 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 375.22 412.74 24 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 376.72 414.39 25 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 384.22 422.65 26 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 393.23 432.55 27 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 407.86 448.65 28 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 419.87 461.86 29 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 425.87 468.46 30 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 434.88 478.37 31 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 443.88 488.27 32 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 449.51 494.46 33 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 455.52 501.07 34 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 458.52 504.37 35 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 461.52 507.67 36 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 464.52 510.97 37 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 467.52 514.28 38 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 473.53 520.88 39 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 479.53 527.48 40 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 488.54 537.39 41 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 497.17 546.88 42 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 509.17 560.09 43 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 524.18 576.60 44 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 541.82 596.00 45 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 562.83 619.11 46 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 586.47 645.11 47 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 613.48 674.83 48 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 640.12 704.14 49 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 670.14 737.16 50 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 699.78 769.76 51 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 732.43 805.67 52 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 765.45 841.99 53 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 801.09 881.20 54 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 836.74 920.41 55 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 875.39 962.92 56 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 914.41 1005.85 57 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 956.06 1051.66 58 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 976.70 1074.36 59 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1018.34 1120.18 60 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1054.37 1159.80 61 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1078.00 1185.80 62 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1107.65 1218.41 63 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1125.28 1237.81 64 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1125.28 1237.81 65 and over 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 238.26 238.26 0-20 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 375.22 412.74 21 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 375.22 412.74 22 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 375.22 412.74 23 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 375.22 412.74 24 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 376.72 414.39 25 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 384.22 422.65 26 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 393.23 432.55 27 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 407.86 448.65 28 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 419.87 461.86 29 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 425.87 468.46 30 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 434.88 478.37 31 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 443.88 488.27 32 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 449.51 494.46 33 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 455.52 501.07 34 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 458.52 504.37 35 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 461.52 507.67 36 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 464.52 510.97 37 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 467.52 514.28 38 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 473.53 520.88 39 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 479.53 527.48 40 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 488.54 537.39 41 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 497.17 546.88 42 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 509.17 560.09 43 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 524.18 576.60 44 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 541.82 596.00 45 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 562.83 619.11 46 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 586.47 645.11 47 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 613.48 674.83 48 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 640.12 704.14 49 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 670.14 737.16 50 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 699.78 769.76 51 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 732.43 805.67 52 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 765.45 841.99 53 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 801.09 881.20 54 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 836.74 920.41 55 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 875.39 962.92 56 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 914.41 1005.85 57 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 956.06 1051.66 58 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 976.70 1074.36 59 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1018.34 1120.18 60 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1054.37 1159.80 61 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1078.00 1185.80 62 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1107.65 1218.41 63 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1125.28 1237.81 64 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1125.28 1237.81 65 and over 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 238.26 238.26 0-20 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 375.22 412.74 21 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 375.22 412.74 22 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 375.22 412.74 23 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 375.22 412.74 24 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 376.72 414.39 25 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 384.22 422.65 26 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 393.23 432.55 27 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 407.86 448.65 28 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 419.87 461.86 29 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 425.87 468.46 30 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 434.88 478.37 31 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 443.88 488.27 32 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 449.51 494.46 33 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 455.52 501.07 34 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 458.52 504.37 35 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 461.52 507.67 36 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 464.52 510.97 37 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 467.52 514.28 38 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 473.53 520.88 39 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 479.53 527.48 40 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 488.54 537.39 41 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 497.17 546.88 42 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 509.17 560.09 43 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 524.18 576.60 44 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 541.82 596.00 45 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 562.83 619.11 46 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 586.47 645.11 47 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 613.48 674.83 48 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 640.12 704.14 49 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 670.14 737.16 50 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 699.78 769.76 51 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 732.43 805.67 52 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 765.45 841.99 53 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 801.09 881.20 54 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 836.74 920.41 55 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 875.39 962.92 56 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 914.41 1005.85 57 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 956.06 1051.66 58 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 976.70 1074.36 59 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1018.34 1120.18 60 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1054.37 1159.80 61 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1078.00 1185.80 62 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1107.65 1218.41 63 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1125.28 1237.81 64 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1125.28 1237.81 65 and over 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 256.13 256.13 0-20 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 403.36 443.70 21 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 403.36 443.70 22 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 403.36 443.70 23 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 403.36 443.70 24 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 404.97 445.47 25 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 413.04 454.35 26 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 422.72 464.99 27 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 438.45 482.30 28 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 451.36 496.50 29 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 457.81 503.60 30 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 467.49 514.24 31 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 477.18 524.89 32 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 483.23 531.55 33 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 489.68 538.65 34 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 492.91 542.20 35 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 496.13 545.75 36 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 499.36 549.30 37 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 502.59 552.85 38 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 509.04 559.94 39 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 515.49 567.04 40 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 525.18 577.69 41 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 534.45 587.90 42 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 547.36 602.10 43 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 563.49 619.84 44 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 582.45 640.70 45 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 605.04 665.54 46 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 630.45 693.50 47 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 659.49 725.44 48 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 688.13 756.95 49 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 720.40 792.44 50 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 752.27 827.49 51 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 787.36 866.10 52 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 822.86 905.14 53 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 861.17 947.29 54 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 899.49 989.44 55 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 941.04 1035.14 56 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 982.99 1081.29 57 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1027.76 1130.54 58 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1049.95 1154.94 59 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1094.72 1204.19 60 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1133.44 1246.79 61 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1158.85 1274.74 62 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1190.72 1309.79 63 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1209.68 1330.65 64 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1209.68 1330.65 65 and over 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 274.00 274.00 0-20 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 431.50 474.65 21 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 431.50 474.65 22 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 431.50 474.65 23 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 431.50 474.65 24 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 433.23 476.55 25 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 441.86 486.04 26 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 452.21 497.44 27 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 469.04 515.95 28 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 482.85 531.14 29 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 489.75 538.73 30 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 500.11 550.12 31 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 510.47 561.51 32 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 516.94 568.63 33 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 523.84 576.23 34 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 527.30 580.02 35 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 530.75 583.82 36 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 534.20 587.62 37 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 537.65 591.42 38 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 544.56 599.01 39 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 551.46 606.61 40 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 561.82 618.00 41 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 571.74 628.91 42 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 585.55 644.10 43 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 602.81 663.09 44 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 623.09 685.40 45 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 647.25 711.98 46 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 674.44 741.88 47 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 705.51 776.06 48 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 736.14 809.76 49 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 770.66 847.73 50 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 804.75 885.23 51 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 842.29 926.52 52 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 880.26 968.29 53 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 921.26 1013.38 54 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 962.25 1058.47 55 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1006.69 1107.36 56 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1051.57 1156.73 57 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1099.47 1209.41 58 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1123.20 1235.52 59 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1171.10 1288.21 60 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1212.52 1333.77 61 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1239.70 1363.68 62 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1273.79 1401.17 63 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1294.07 1423.48 64 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1294.07 1423.48 65 and over 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 238.26 238.26 0-20 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 375.22 412.74 21 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 375.22 412.74 22 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 375.22 412.74 23 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 375.22 412.74 24 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 376.72 414.39 25 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 384.22 422.65 26 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 393.23 432.55 27 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 407.86 448.65 28 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 419.87 461.86 29 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 425.87 468.46 30 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 434.88 478.37 31 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 443.88 488.27 32 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 449.51 494.46 33 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 455.52 501.07 34 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 458.52 504.37 35 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 461.52 507.67 36 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 464.52 510.97 37 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 467.52 514.28 38 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 473.53 520.88 39 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 479.53 527.48 40 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 488.54 537.39 41 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 497.17 546.88 42 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 509.17 560.09 43 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 524.18 576.60 44 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 541.82 596.00 45 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 562.83 619.11 46 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 586.47 645.11 47 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 613.48 674.83 48 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 640.12 704.14 49 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 670.14 737.16 50 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 699.78 769.76 51 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 732.43 805.67 52 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 765.45 841.99 53 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 801.09 881.20 54 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 836.74 920.41 55 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 875.39 962.92 56 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 914.41 1005.85 57 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 956.06 1051.66 58 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 976.70 1074.36 59 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1018.34 1120.18 60 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1054.37 1159.80 61 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1078.00 1185.80 62 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1107.65 1218.41 63 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1125.28 1237.81 64 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1125.28 1237.81 65 and over 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 238.26 238.26 0-20 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 375.22 412.74 21 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 375.22 412.74 22 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 375.22 412.74 23 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 375.22 412.74 24 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 376.72 414.39 25 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 384.22 422.65 26 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 393.23 432.55 27 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 407.86 448.65 28 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 419.87 461.86 29 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 425.87 468.46 30 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 434.88 478.37 31 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 443.88 488.27 32 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 449.51 494.46 33 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 455.52 501.07 34 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 458.52 504.37 35 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 461.52 507.67 36 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 464.52 510.97 37 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 467.52 514.28 38 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 473.53 520.88 39 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 479.53 527.48 40 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 488.54 537.39 41 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 497.17 546.88 42 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 509.17 560.09 43 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 524.18 576.60 44 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 541.82 596.00 45 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 562.83 619.11 46 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 586.47 645.11 47 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 613.48 674.83 48 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 640.12 704.14 49 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 670.14 737.16 50 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 699.78 769.76 51 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 732.43 805.67 52 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 765.45 841.99 53 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 801.09 881.20 54 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 836.74 920.41 55 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 875.39 962.92 56 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 914.41 1005.85 57 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 956.06 1051.66 58 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 976.70 1074.36 59 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1018.34 1120.18 60 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1054.37 1159.80 61 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1078.00 1185.80 62 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1107.65 1218.41 63 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1125.28 1237.81 64 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1125.28 1237.81 65 and over 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 197.91 197.91 0-20 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 311.67 342.83 21 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 311.67 342.83 22 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 311.67 342.83 23 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 311.67 342.83 24 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 312.91 344.20 25 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 319.15 351.06 26 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 326.63 359.29 27 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 338.78 372.66 28 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 348.75 383.63 29 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 353.74 389.11 30 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 361.22 397.34 31 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 368.70 405.57 32 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 373.38 410.71 33 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 378.36 416.20 34 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 380.86 418.94 35 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 383.35 421.68 36 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 385.84 424.43 37 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 388.34 427.17 38 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 393.32 432.65 39 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 398.31 438.14 40 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 405.79 446.37 41 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 412.96 454.25 42 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 422.93 465.22 43 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 435.40 478.94 44 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 450.05 495.05 45 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 467.50 514.25 46 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 487.13 535.85 47 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 509.57 560.53 48 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 531.70 584.87 49 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 556.64 612.30 50 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 581.26 639.38 51 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 608.37 669.21 52 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 635.80 699.38 53 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 665.41 731.95 54 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 695.01 764.52 55 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 727.12 799.83 56 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 759.53 835.48 57 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 794.12 873.54 58 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 811.27 892.39 59 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 845.86 930.45 60 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 875.78 963.36 61 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 895.42 984.96 62 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 920.04 1012.04 63 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 934.69 1028.15 64 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 934.69 1028.15 65 and over 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 172.09 172.09 0-20 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 271.01 298.12 21 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 271.01 298.12 22 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 271.01 298.12 23 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 271.01 298.12 24 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 272.10 299.31 25 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 277.52 305.27 26 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 284.02 312.42 27 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 294.59 324.05 28 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 303.26 333.59 29 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 307.60 338.36 30 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 314.10 345.52 31 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 320.61 352.67 32 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 324.67 357.14 33 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 329.01 361.91 34 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 331.18 364.30 35 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 333.35 366.68 36 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 335.51 369.07 37 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 337.68 371.45 38 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 342.02 376.22 39 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 346.36 380.99 40 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 352.86 388.15 41 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 359.09 395.00 42 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 367.77 404.54 43 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 378.61 416.47 44 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 391.34 430.48 45 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 406.52 447.17 46 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 423.59 465.95 47 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 443.11 487.42 48 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 462.35 508.58 49 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 484.03 532.43 50 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 505.44 555.98 51 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 529.02 581.92 52 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 552.87 608.15 53 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 578.61 636.48 54 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 604.36 664.80 55 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 632.27 695.50 56 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 660.46 726.51 57 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 690.54 759.60 58 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 705.45 775.99 59 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 735.53 809.08 60 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 761.55 837.70 61 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 778.62 856.48 62 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 800.03 880.04 63 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 812.77 894.05 64 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 812.77 894.05 65 and over 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 172.09 172.09 0-20 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 271.01 298.12 21 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 271.01 298.12 22 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 271.01 298.12 23 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 271.01 298.12 24 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 272.10 299.31 25 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 277.52 305.27 26 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 284.02 312.42 27 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 294.59 324.05 28 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 303.26 333.59 29 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 307.60 338.36 30 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 314.10 345.52 31 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 320.61 352.67 32 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 324.67 357.14 33 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 329.01 361.91 34 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 331.18 364.30 35 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 333.35 366.68 36 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 335.51 369.07 37 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 337.68 371.45 38 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 342.02 376.22 39 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 346.36 380.99 40 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 352.86 388.15 41 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 359.09 395.00 42 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 367.77 404.54 43 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 378.61 416.47 44 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 391.34 430.48 45 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 406.52 447.17 46 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 423.59 465.95 47 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 443.11 487.42 48 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 462.35 508.58 49 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 484.03 532.43 50 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 505.44 555.98 51 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 529.02 581.92 52 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 552.87 608.15 53 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 578.61 636.48 54 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 604.36 664.80 55 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 632.27 695.50 56 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 660.46 726.51 57 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 690.54 759.60 58 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 705.45 775.99 59 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 735.53 809.08 60 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 761.55 837.70 61 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 778.62 856.48 62 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 800.03 880.04 63 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 812.77 894.05 64 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 812.77 894.05 65 and over 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 172.09 172.09 0-20 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 271.01 298.12 21 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 271.01 298.12 22 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 271.01 298.12 23 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 271.01 298.12 24 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 272.10 299.31 25 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 277.52 305.27 26 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 284.02 312.42 27 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 294.59 324.05 28 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 303.26 333.59 29 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 307.60 338.36 30 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 314.10 345.52 31 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 320.61 352.67 32 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 324.67 357.14 33 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 329.01 361.91 34 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 331.18 364.30 35 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 333.35 366.68 36 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 335.51 369.07 37 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 337.68 371.45 38 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 342.02 376.22 39 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 346.36 380.99 40 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 352.86 388.15 41 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 359.09 395.00 42 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 367.77 404.54 43 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 378.61 416.47 44 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 391.34 430.48 45 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 406.52 447.17 46 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 423.59 465.95 47 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 443.11 487.42 48 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 462.35 508.58 49 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 484.03 532.43 50 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 505.44 555.98 51 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 529.02 581.92 52 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 552.87 608.15 53 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 578.61 636.48 54 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 604.36 664.80 55 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 632.27 695.50 56 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 660.46 726.51 57 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 690.54 759.60 58 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 705.45 775.99 59 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 735.53 809.08 60 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 761.55 837.70 61 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 778.62 856.48 62 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 800.03 880.04 63 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 812.77 894.05 64 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 812.77 894.05 65 and over 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 185.00 185.00 0-20 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 291.34 320.47 21 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 291.34 320.47 22 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 291.34 320.47 23 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 291.34 320.47 24 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 292.51 321.76 25 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 298.33 328.17 26 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 305.32 335.86 27 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 316.69 348.35 28 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 326.01 358.61 29 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 330.67 363.74 30 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 337.66 371.43 31 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 344.65 379.12 32 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 349.02 383.93 33 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 353.69 389.06 34 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 356.02 391.62 35 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 358.35 394.18 36 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 360.68 396.75 37 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 363.01 399.31 38 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 367.67 404.44 39 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 372.33 409.57 40 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 379.32 417.26 41 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 386.03 424.63 42 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 395.35 434.88 43 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 407.00 447.70 44 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 420.69 462.76 45 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 437.01 480.71 46 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 455.36 500.90 47 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 476.34 523.97 48 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 497.03 546.73 49 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 520.33 572.37 50 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 543.35 597.68 51 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 568.70 625.56 52 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 594.33 653.77 53 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 622.01 684.21 54 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 649.69 714.66 55 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 679.70 747.67 56 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 709.99 780.99 57 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 742.33 816.57 58 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 758.36 834.19 59 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 790.70 869.77 60 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 818.66 900.53 61 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 837.02 920.72 62 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 860.03 946.04 63 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 873.73 961.10 64 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 873.73 961.10 65 and over 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 197.91 197.91 0-20 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 311.67 342.83 21 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 311.67 342.83 22 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 311.67 342.83 23 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 311.67 342.83 24 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 312.91 344.20 25 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 319.15 351.06 26 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 326.63 359.29 27 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 338.78 372.66 28 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 348.75 383.63 29 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 353.74 389.11 30 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 361.22 397.34 31 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 368.70 405.57 32 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 373.38 410.71 33 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 378.36 416.20 34 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 380.86 418.94 35 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 383.35 421.68 36 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 385.84 424.43 37 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 388.34 427.17 38 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 393.32 432.65 39 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 398.31 438.14 40 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 405.79 446.37 41 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 412.96 454.25 42 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 422.93 465.22 43 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 435.40 478.94 44 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 450.05 495.05 45 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 467.50 514.25 46 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 487.13 535.85 47 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 509.57 560.53 48 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 531.70 584.87 49 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 556.64 612.30 50 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 581.26 639.38 51 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 608.37 669.21 52 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 635.80 699.38 53 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 665.41 731.95 54 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 695.01 764.52 55 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 727.12 799.83 56 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 759.53 835.48 57 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 794.12 873.54 58 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 811.27 892.39 59 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 845.86 930.45 60 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 875.78 963.36 61 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 895.42 984.96 62 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 920.04 1012.04 63 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 934.69 1028.15 64 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 934.69 1028.15 65 and over 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 172.09 172.09 0-20 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 271.01 298.12 21 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 271.01 298.12 22 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 271.01 298.12 23 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 271.01 298.12 24 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 272.10 299.31 25 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 277.52 305.27 26 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 284.02 312.42 27 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 294.59 324.05 28 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 303.26 333.59 29 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 307.60 338.36 30 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 314.10 345.52 31 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 320.61 352.67 32 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 324.67 357.14 33 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 329.01 361.91 34 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 331.18 364.30 35 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 333.35 366.68 36 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 335.51 369.07 37 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 337.68 371.45 38 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 342.02 376.22 39 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 346.36 380.99 40 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 352.86 388.15 41 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 359.09 395.00 42 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 367.77 404.54 43 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 378.61 416.47 44 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 391.34 430.48 45 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 406.52 447.17 46 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 423.59 465.95 47 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 443.11 487.42 48 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 462.35 508.58 49 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 484.03 532.43 50 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 505.44 555.98 51 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 529.02 581.92 52 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 552.87 608.15 53 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 578.61 636.48 54 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 604.36 664.80 55 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 632.27 695.50 56 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 660.46 726.51 57 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 690.54 759.60 58 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 705.45 775.99 59 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 735.53 809.08 60 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 761.55 837.70 61 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 778.62 856.48 62 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 800.03 880.04 63 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 812.77 894.05 64 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 812.77 894.05 65 and over 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 172.09 172.09 0-20 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 271.01 298.12 21 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 271.01 298.12 22 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 271.01 298.12 23 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 271.01 298.12 24 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 272.10 299.31 25 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 277.52 305.27 26 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 284.02 312.42 27 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 294.59 324.05 28 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 303.26 333.59 29 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 307.60 338.36 30 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 314.10 345.52 31 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 320.61 352.67 32 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 324.67 357.14 33 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 329.01 361.91 34 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 331.18 364.30 35 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 333.35 366.68 36 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 335.51 369.07 37 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 337.68 371.45 38 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 342.02 376.22 39 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 346.36 380.99 40 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 352.86 388.15 41 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 359.09 395.00 42 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 367.77 404.54 43 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 378.61 416.47 44 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 391.34 430.48 45 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 406.52 447.17 46 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 423.59 465.95 47 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 443.11 487.42 48 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 462.35 508.58 49 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 484.03 532.43 50 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 505.44 555.98 51 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 529.02 581.92 52 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 552.87 608.15 53 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 578.61 636.48 54 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 604.36 664.80 55 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 632.27 695.50 56 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 660.46 726.51 57 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 690.54 759.60 58 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 705.45 775.99 59 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 735.53 809.08 60 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 761.55 837.70 61 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 778.62 856.48 62 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 800.03 880.04 63 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 812.77 894.05 64 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 812.77 894.05 65 and over 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 167.34 167.34 0-20 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 263.53 289.88 21 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 263.53 289.88 22 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 263.53 289.88 23 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 263.53 289.88 24 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 264.58 291.04 25 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 269.85 296.84 26 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 276.18 303.79 27 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 286.45 315.10 28 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 294.89 324.38 29 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 299.10 329.01 30 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 305.43 335.97 31 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 311.75 342.93 32 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 315.71 347.28 33 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 319.92 351.91 34 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 322.03 354.23 35 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 324.14 356.55 36 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 326.25 358.87 37 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 328.35 361.19 38 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 332.57 365.83 39 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 336.79 370.47 40 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 343.11 377.42 41 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 349.17 384.09 42 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 357.61 393.37 43 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 368.15 404.96 44 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 380.53 418.59 45 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 395.29 434.82 46 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 411.89 453.08 47 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 430.87 473.95 48 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 449.58 494.53 49 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 470.66 517.73 50 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 491.48 540.63 51 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 514.40 565.85 52 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 537.59 591.35 53 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 562.63 618.89 54 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 587.67 646.43 55 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 614.81 676.29 56 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 642.22 706.44 57 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 671.47 738.61 58 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 685.96 754.56 59 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 715.21 786.73 60 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 740.51 814.56 61 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 757.11 832.82 62 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 777.93 855.72 63 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 790.32 869.35 64 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 790.32 869.35 65 and over 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 145.51 145.51 0-20 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 229.15 252.07 21 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 229.15 252.07 22 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 229.15 252.07 23 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 229.15 252.07 24 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 230.07 253.08 25 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 234.65 258.12 26 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 240.15 264.17 27 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 249.09 274.00 28 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 256.42 282.07 29 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 260.09 286.10 30 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 265.59 292.15 31 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 271.09 298.20 32 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 274.53 301.98 33 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 278.19 306.01 34 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 280.03 308.03 35 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 281.86 310.05 36 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 283.69 312.06 37 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 285.53 314.08 38 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 289.19 318.11 39 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 292.86 322.14 40 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 298.36 328.19 41 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 303.63 333.99 42 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 310.96 342.06 43 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 320.13 352.14 44 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 330.90 363.99 45 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 343.73 378.10 46 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 358.17 393.98 47 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 374.67 412.13 48 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 390.94 430.03 49 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 409.27 450.20 50 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 427.37 470.11 51 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 447.31 492.04 52 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 467.47 514.22 53 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 489.24 538.17 54 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 511.01 562.11 55 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 534.62 588.08 56 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 558.45 614.29 57 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 583.88 642.27 58 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 596.49 656.14 59 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 621.92 684.12 60 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 643.92 708.31 61 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 658.36 724.19 62 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 676.46 744.11 63 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 687.23 755.96 64 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 687.23 755.96 65 and over 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 145.51 145.51 0-20 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 229.15 252.07 21 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 229.15 252.07 22 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 229.15 252.07 23 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 229.15 252.07 24 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 230.07 253.08 25 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 234.65 258.12 26 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 240.15 264.17 27 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 249.09 274.00 28 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 256.42 282.07 29 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 260.09 286.10 30 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 265.59 292.15 31 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 271.09 298.20 32 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 274.53 301.98 33 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 278.19 306.01 34 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 280.03 308.03 35 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 281.86 310.05 36 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 283.69 312.06 37 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 285.53 314.08 38 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 289.19 318.11 39 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 292.86 322.14 40 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 298.36 328.19 41 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 303.63 333.99 42 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 310.96 342.06 43 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 320.13 352.14 44 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 330.90 363.99 45 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 343.73 378.10 46 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 358.17 393.98 47 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 374.67 412.13 48 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 390.94 430.03 49 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 409.27 450.20 50 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 427.37 470.11 51 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 447.31 492.04 52 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 467.47 514.22 53 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 489.24 538.17 54 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 511.01 562.11 55 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 534.62 588.08 56 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 558.45 614.29 57 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 583.88 642.27 58 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 596.49 656.14 59 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 621.92 684.12 60 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 643.92 708.31 61 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 658.36 724.19 62 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 676.46 744.11 63 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 687.23 755.96 64 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 687.23 755.96 65 and over 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 145.51 145.51 0-20 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 229.15 252.07 21 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 229.15 252.07 22 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 229.15 252.07 23 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 229.15 252.07 24 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 230.07 253.08 25 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 234.65 258.12 26 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 240.15 264.17 27 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 249.09 274.00 28 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 256.42 282.07 29 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 260.09 286.10 30 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 265.59 292.15 31 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 271.09 298.20 32 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 274.53 301.98 33 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 278.19 306.01 34 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 280.03 308.03 35 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 281.86 310.05 36 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 283.69 312.06 37 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 285.53 314.08 38 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 289.19 318.11 39 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 292.86 322.14 40 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 298.36 328.19 41 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 303.63 333.99 42 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 310.96 342.06 43 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 320.13 352.14 44 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 330.90 363.99 45 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 343.73 378.10 46 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 358.17 393.98 47 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 374.67 412.13 48 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 390.94 430.03 49 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 409.27 450.20 50 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 427.37 470.11 51 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 447.31 492.04 52 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 467.47 514.22 53 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 489.24 538.17 54 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 511.01 562.11 55 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 534.62 588.08 56 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 558.45 614.29 57 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 583.88 642.27 58 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 596.49 656.14 59 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 621.92 684.12 60 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 643.92 708.31 61 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 658.36 724.19 62 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 676.46 744.11 63 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 687.23 755.96 64 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 687.23 755.96 65 and over 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 156.43 156.43 0-20 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 246.34 270.97 21 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 246.34 270.97 22 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 246.34 270.97 23 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 246.34 270.97 24 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 247.33 272.06 25 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 252.25 277.48 26 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 258.16 283.98 27 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 267.77 294.55 28 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 275.65 303.22 29 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 279.60 307.56 30 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 285.51 314.06 31 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 291.42 320.56 32 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 295.12 324.63 33 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 299.06 328.96 34 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 301.03 331.13 35 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 303.00 333.30 36 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 304.97 335.47 37 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 306.94 337.63 38 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 310.88 341.97 39 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 314.82 346.31 40 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 320.74 352.81 41 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 326.40 359.04 42 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 334.28 367.71 43 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 344.14 378.55 44 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 355.72 391.29 45 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 369.51 406.46 46 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 385.03 423.53 47 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 402.77 443.04 48 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 420.26 462.28 49 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 439.96 483.96 50 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 459.42 505.37 51 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 480.86 528.94 52 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 502.53 552.79 53 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 525.94 578.53 54 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 549.34 604.27 55 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 574.71 632.18 56 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 600.33 660.36 57 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 627.68 690.44 58 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 641.22 705.35 59 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 668.57 735.42 60 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 692.22 761.44 61 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 707.74 778.51 62 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 727.20 799.92 63 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 738.77 812.65 64 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 738.77 812.65 65 and over 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 167.34 167.34 0-20 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 263.53 289.88 21 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 263.53 289.88 22 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 263.53 289.88 23 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 263.53 289.88 24 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 264.58 291.04 25 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 269.85 296.84 26 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 276.18 303.79 27 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 286.45 315.10 28 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 294.89 324.38 29 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 299.10 329.01 30 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 305.43 335.97 31 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 311.75 342.93 32 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 315.71 347.28 33 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 319.92 351.91 34 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 322.03 354.23 35 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 324.14 356.55 36 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 326.25 358.87 37 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 328.35 361.19 38 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 332.57 365.83 39 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 336.79 370.47 40 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 343.11 377.42 41 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 349.17 384.09 42 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 357.61 393.37 43 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 368.15 404.96 44 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 380.53 418.59 45 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 395.29 434.82 46 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 411.89 453.08 47 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 430.87 473.95 48 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 449.58 494.53 49 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 470.66 517.73 50 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 491.48 540.63 51 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 514.40 565.85 52 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 537.59 591.35 53 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 562.63 618.89 54 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 587.67 646.43 55 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 614.81 676.29 56 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 642.22 706.44 57 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 671.47 738.61 58 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 685.96 754.56 59 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 715.21 786.73 60 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 740.51 814.56 61 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 757.11 832.82 62 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 777.93 855.72 63 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 790.32 869.35 64 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 790.32 869.35 65 and over 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 145.51 145.51 0-20 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 229.15 252.07 21 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 229.15 252.07 22 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 229.15 252.07 23 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 229.15 252.07 24 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 230.07 253.08 25 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 234.65 258.12 26 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 240.15 264.17 27 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 249.09 274.00 28 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 256.42 282.07 29 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 260.09 286.10 30 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 265.59 292.15 31 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 271.09 298.20 32 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 274.53 301.98 33 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 278.19 306.01 34 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 280.03 308.03 35 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 281.86 310.05 36 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 283.69 312.06 37 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 285.53 314.08 38 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 289.19 318.11 39 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 292.86 322.14 40 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 298.36 328.19 41 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 303.63 333.99 42 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 310.96 342.06 43 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 320.13 352.14 44 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 330.90 363.99 45 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 343.73 378.10 46 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 358.17 393.98 47 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 374.67 412.13 48 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 390.94 430.03 49 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 409.27 450.20 50 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 427.37 470.11 51 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 447.31 492.04 52 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 467.47 514.22 53 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 489.24 538.17 54 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 511.01 562.11 55 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 534.62 588.08 56 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 558.45 614.29 57 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 583.88 642.27 58 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 596.49 656.14 59 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 621.92 684.12 60 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 643.92 708.31 61 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 658.36 724.19 62 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 676.46 744.11 63 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 687.23 755.96 64 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 687.23 755.96 65 and over 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 145.51 145.51 0-20 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 229.15 252.07 21 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 229.15 252.07 22 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 229.15 252.07 23 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 229.15 252.07 24 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 230.07 253.08 25 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 234.65 258.12 26 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 240.15 264.17 27 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 249.09 274.00 28 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 256.42 282.07 29 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 260.09 286.10 30 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 265.59 292.15 31 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 271.09 298.20 32 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 274.53 301.98 33 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 278.19 306.01 34 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 280.03 308.03 35 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 281.86 310.05 36 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 283.69 312.06 37 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 285.53 314.08 38 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 289.19 318.11 39 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 292.86 322.14 40 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 298.36 328.19 41 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 303.63 333.99 42 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 310.96 342.06 43 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 320.13 352.14 44 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 330.90 363.99 45 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 343.73 378.10 46 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 358.17 393.98 47 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 374.67 412.13 48 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 390.94 430.03 49 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 409.27 450.20 50 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 427.37 470.11 51 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 447.31 492.04 52 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 467.47 514.22 53 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 489.24 538.17 54 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 511.01 562.11 55 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 534.62 588.08 56 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 558.45 614.29 57 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 583.88 642.27 58 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 596.49 656.14 59 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 621.92 684.12 60 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 643.92 708.31 61 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 658.36 724.19 62 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 676.46 744.11 63 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 687.23 755.96 64 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 687.23 755.96 65 and over 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 203.71 203.71 0-20 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 320.81 352.89 21 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 320.81 352.89 22 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 320.81 352.89 23 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 320.81 352.89 24 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 322.09 354.30 25 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 328.51 361.36 26 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 336.21 369.83 27 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 348.72 383.59 28 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 358.98 394.88 29 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 364.12 400.53 30 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 371.82 409.00 31 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 379.51 417.47 32 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 384.33 422.76 33 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 389.46 428.41 34 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 392.03 431.23 35 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 394.59 434.05 36 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 397.16 436.87 37 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 399.73 439.70 38 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 404.86 445.34 39 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 409.99 450.99 40 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 417.69 459.46 41 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 425.07 467.58 42 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 435.33 478.87 43 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 448.17 492.98 44 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 463.25 509.57 45 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 481.21 529.33 46 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 501.42 551.56 47 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 524.52 576.97 48 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 547.30 602.03 49 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 572.96 630.26 50 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 598.30 658.14 51 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 626.22 688.84 52 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 654.45 719.89 53 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 684.92 753.41 54 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 715.40 786.94 55 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 748.44 823.29 56 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 781.81 859.99 57 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 817.42 899.16 58 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 835.06 918.57 59 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 870.67 957.74 60 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 901.47 991.61 61 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 921.68 1013.85 62 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 947.02 1041.72 63 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 962.10 1058.31 64 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 962.10 1058.31 65 and over 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 177.14 177.14 0-20 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 278.96 306.86 21 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 278.96 306.86 22 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 278.96 306.86 23 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 278.96 306.86 24 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 280.08 308.09 25 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 285.66 314.22 26 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 292.35 321.59 27 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 303.23 333.56 28 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 312.16 343.37 29 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 316.62 348.28 30 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 323.32 355.65 31 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 330.01 363.01 32 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 334.20 367.62 33 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 338.66 372.53 34 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 340.89 374.98 35 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 343.12 377.44 36 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 345.36 379.89 37 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 347.59 382.35 38 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 352.05 387.26 39 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 356.51 392.17 40 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 363.21 399.53 41 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 369.63 406.59 42 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 378.55 416.41 43 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 389.71 428.68 44 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 402.82 443.10 45 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 418.44 460.29 46 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 436.02 479.62 47 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 456.10 501.71 48 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 475.91 523.50 49 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 498.23 548.05 50 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 520.27 572.29 51 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 544.53 598.99 52 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 569.08 625.99 53 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 595.58 655.14 54 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 622.09 684.30 55 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 650.82 715.90 56 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 679.83 747.81 57 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 710.80 781.88 58 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 726.14 798.75 59 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 757.10 832.81 60 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 783.88 862.27 61 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 801.46 881.61 62 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 823.50 905.85 63 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 836.61 920.27 64 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 836.61 920.27 65 and over 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 177.14 177.14 0-20 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 278.96 306.86 21 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 278.96 306.86 22 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 278.96 306.86 23 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 278.96 306.86 24 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 280.08 308.09 25 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 285.66 314.22 26 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 292.35 321.59 27 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 303.23 333.56 28 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 312.16 343.37 29 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 316.62 348.28 30 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 323.32 355.65 31 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 330.01 363.01 32 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 334.20 367.62 33 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 338.66 372.53 34 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 340.89 374.98 35 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 343.12 377.44 36 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 345.36 379.89 37 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 347.59 382.35 38 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 352.05 387.26 39 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 356.51 392.17 40 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 363.21 399.53 41 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 369.63 406.59 42 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 378.55 416.41 43 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 389.71 428.68 44 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 402.82 443.10 45 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 418.44 460.29 46 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 436.02 479.62 47 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 456.10 501.71 48 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 475.91 523.50 49 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 498.23 548.05 50 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 520.27 572.29 51 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 544.53 598.99 52 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 569.08 625.99 53 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 595.58 655.14 54 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 622.09 684.30 55 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 650.82 715.90 56 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 679.83 747.81 57 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 710.80 781.88 58 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 726.14 798.75 59 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 757.10 832.81 60 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 783.88 862.27 61 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 801.46 881.61 62 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 823.50 905.85 63 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 836.61 920.27 64 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 836.61 920.27 65 and over 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 177.14 177.14 0-20 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 278.96 306.86 21 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 278.96 306.86 22 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 278.96 306.86 23 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 278.96 306.86 24 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 280.08 308.09 25 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 285.66 314.22 26 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 292.35 321.59 27 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 303.23 333.56 28 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 312.16 343.37 29 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 316.62 348.28 30 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 323.32 355.65 31 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 330.01 363.01 32 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 334.20 367.62 33 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 338.66 372.53 34 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 340.89 374.98 35 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 343.12 377.44 36 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 345.36 379.89 37 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 347.59 382.35 38 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 352.05 387.26 39 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 356.51 392.17 40 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 363.21 399.53 41 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 369.63 406.59 42 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 378.55 416.41 43 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 389.71 428.68 44 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 402.82 443.10 45 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 418.44 460.29 46 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 436.02 479.62 47 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 456.10 501.71 48 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 475.91 523.50 49 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 498.23 548.05 50 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 520.27 572.29 51 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 544.53 598.99 52 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 569.08 625.99 53 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 595.58 655.14 54 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 622.09 684.30 55 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 650.82 715.90 56 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 679.83 747.81 57 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 710.80 781.88 58 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 726.14 798.75 59 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 757.10 832.81 60 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 783.88 862.27 61 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 801.46 881.61 62 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 823.50 905.85 63 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 836.61 920.27 64 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 836.61 920.27 65 and over 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 190.43 190.43 0-20 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 299.88 329.87 21 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 299.88 329.87 22 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 299.88 329.87 23 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 299.88 329.87 24 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 301.08 331.19 25 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 307.08 337.79 26 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 314.28 345.71 27 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 325.97 358.57 28 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 335.57 369.13 29 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 340.37 374.41 30 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 347.57 382.32 31 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 354.76 390.24 32 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 359.26 395.19 33 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 364.06 400.47 34 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 366.46 403.11 35 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 368.86 405.74 36 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 371.26 408.38 37 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 373.66 411.02 38 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 378.45 416.30 39 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 383.25 421.58 40 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 390.45 429.49 41 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 397.35 437.08 42 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 406.94 447.64 43 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 418.94 460.83 44 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 433.03 476.34 45 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 449.83 494.81 46 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 468.72 515.59 47 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 490.31 539.34 48 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 511.60 562.76 49 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 535.59 589.15 50 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 559.28 615.21 51 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 585.37 643.91 52 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 611.76 672.94 53 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 640.25 704.28 54 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 668.74 735.62 55 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 699.63 769.59 56 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 730.82 803.90 57 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 764.11 840.52 58 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 780.60 858.66 59 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 813.89 895.28 60 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 842.68 926.94 61 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 861.57 947.73 62 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 885.26 973.79 63 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 899.35 989.29 64 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 899.35 989.29 65 and over 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 203.71 203.71 0-20 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 320.81 352.89 21 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 320.81 352.89 22 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 320.81 352.89 23 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 320.81 352.89 24 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 322.09 354.30 25 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 328.51 361.36 26 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 336.21 369.83 27 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 348.72 383.59 28 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 358.98 394.88 29 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 364.12 400.53 30 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 371.82 409.00 31 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 379.51 417.47 32 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 384.33 422.76 33 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 389.46 428.41 34 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 392.03 431.23 35 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 394.59 434.05 36 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 397.16 436.87 37 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 399.73 439.70 38 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 404.86 445.34 39 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 409.99 450.99 40 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 417.69 459.46 41 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 425.07 467.58 42 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 435.33 478.87 43 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 448.17 492.98 44 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 463.25 509.57 45 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 481.21 529.33 46 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 501.42 551.56 47 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 524.52 576.97 48 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 547.30 602.03 49 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 572.96 630.26 50 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 598.30 658.14 51 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 626.22 688.84 52 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 654.45 719.89 53 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 684.92 753.41 54 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 715.40 786.94 55 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 748.44 823.29 56 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 781.81 859.99 57 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 817.42 899.16 58 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 835.06 918.57 59 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 870.67 957.74 60 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 901.47 991.61 61 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 921.68 1013.85 62 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 947.02 1041.72 63 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 962.10 1058.31 64 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 962.10 1058.31 65 and over 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 177.14 177.14 0-20 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 278.96 306.86 21 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 278.96 306.86 22 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 278.96 306.86 23 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 278.96 306.86 24 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 280.08 308.09 25 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 285.66 314.22 26 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 292.35 321.59 27 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 303.23 333.56 28 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 312.16 343.37 29 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 316.62 348.28 30 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 323.32 355.65 31 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 330.01 363.01 32 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 334.20 367.62 33 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 338.66 372.53 34 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 340.89 374.98 35 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 343.12 377.44 36 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 345.36 379.89 37 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 347.59 382.35 38 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 352.05 387.26 39 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 356.51 392.17 40 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 363.21 399.53 41 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 369.63 406.59 42 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 378.55 416.41 43 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 389.71 428.68 44 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 402.82 443.10 45 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 418.44 460.29 46 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 436.02 479.62 47 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 456.10 501.71 48 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 475.91 523.50 49 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 498.23 548.05 50 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 520.27 572.29 51 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 544.53 598.99 52 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 569.08 625.99 53 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 595.58 655.14 54 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 622.09 684.30 55 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 650.82 715.90 56 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 679.83 747.81 57 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 710.80 781.88 58 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 726.14 798.75 59 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 757.10 832.81 60 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 783.88 862.27 61 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 801.46 881.61 62 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 823.50 905.85 63 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 836.61 920.27 64 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 836.61 920.27 65 and over 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 177.14 177.14 0-20 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 278.96 306.86 21 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 278.96 306.86 22 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 278.96 306.86 23 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 278.96 306.86 24 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 280.08 308.09 25 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 285.66 314.22 26 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 292.35 321.59 27 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 303.23 333.56 28 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 312.16 343.37 29 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 316.62 348.28 30 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 323.32 355.65 31 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 330.01 363.01 32 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 334.20 367.62 33 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 338.66 372.53 34 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 340.89 374.98 35 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 343.12 377.44 36 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 345.36 379.89 37 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 347.59 382.35 38 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 352.05 387.26 39 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 356.51 392.17 40 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 363.21 399.53 41 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 369.63 406.59 42 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 378.55 416.41 43 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 389.71 428.68 44 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 402.82 443.10 45 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 418.44 460.29 46 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 436.02 479.62 47 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 456.10 501.71 48 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 475.91 523.50 49 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 498.23 548.05 50 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 520.27 572.29 51 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 544.53 598.99 52 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 569.08 625.99 53 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 595.58 655.14 54 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 622.09 684.30 55 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 650.82 715.90 56 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 679.83 747.81 57 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 710.80 781.88 58 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 726.14 798.75 59 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 757.10 832.81 60 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 783.88 862.27 61 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 801.46 881.61 62 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 823.50 905.85 63 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 836.61 920.27 64 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 836.61 920.27 65 and over CT Individual - Premium Rate Manual: Rate Calculation

The following steps are used to calculate CT Individual premium rates. Rates are determined using the federal member build-up approach to calculate a Member Rate, as follows:

1 Calibrated Plan Adj. Index Rate – Premium rate by plan offering, as of January 1, 2016. x 2 Member Age Factor – An adjustment to reflect a member's age as of the renewal date of the policy. x 3 Tobacco Usage Factor - An adjustment reflecting differences in cost by tobacco use. x 4 Area Factor – An adjustment reflecting differences in cost by geographic area. = 5 Final Member Premium Rate – Each member covered under the policy, up to the dependent children limit noted below, will have a specific Member Rate.

To determine a single Individual's monthly premium rate (no dependents): The Final Member Rate is the single Individual's monthly rate for the policy year.

To determine the 'family'/non-single Individual monthly premium rate: A Add together the Member Rates for the Individual, any spouse, and any dependent children age 21 & older. B For dependent children under age 21, there is a limit whereby the Member Rates for only the three (3) oldest dependent children can be included in a family's monthly premium. C Thus, the calculation is: the sum of the Members Rates for every family member age 21 & older plus the sum of the Member Rates for the three oldest dependent children under age 21.

ALIC: 2016 CT IVL Rate Filing Section C CT Individual - Premium Rate Manual: #1 - Plan Relativity Factors

Calibrated OON Cost- Subject to Metal Plan Adjusted Member OOP PCP Spec Member Sharing Medical Formulary Formulary All Non- Specialty / HIOS ID Plan Name Tier Index Rate Ded. Coins % Max. Copay Copay Ded. Coins % OOP Max. (Ded + %) Deduct.? Generic Brand Formulary Injectables

CT Aetna Bronze $15 Copay OAMC $13,700 + 39159CT0080007 PD Bronze $239.49 $6,850 0% $6,850 $15 D & C n/a n/a n/a 50% Yes $0 $0 $0 $0 CT Aetna Bronze Ded Only HSA $12,900 + 39159CT0080008 OAMC PD Bronze $232.21 $6,450 0% $6,450 D & C D & C n/a n/a n/a 50% Yes $0 $0 $0 $0 CT Aetna Silver $10 Copay OAMC $7,500 + No; $500 Rx 39159CT0080011 PD Silver $286.11 $4,000 30% $6,500 $10 $50 n/a n/a n/a 50% only $5 $40 40% 40% / 50% CT Aetna Gold $10 Copay OAMC $6,750 + No; $250 Rx 39159CT0080009 PD Gold $363.59 $1,400 20% $5,200 $10 $40 n/a n/a n/a 50% only $3 / $5 $40 30% 40% / 50% $12,500 + 39159CT0080012 CT AWH Bronze $35 Copay PD Bronze $230.51 $5,750 0% $6,850 $35 $50 $6,750 0% $6,850 50% Yes $5 $50 40% 40% / 50% $11,500 + No; $500 Rx 39159CT0080014 CT AWH Silver $10 Copay PD Silver $271.01 $3,750 20% $5,500 $10 $50 $5,750 40% $6,500 50% only $3 / $5 $40 40% 40% / 50% $6,750 + 39159CT0080013 CT AWH Gold $5 Copay PD Gold $375.22 $1,250 20% $4,500 $5 $40 $3,500 40% $6,000 50% No $3 / $5 $30 30% 40% / 50% CT Costco Bronze Ded Only HSA $11,900 + 39159CT0090005 OAMC Bronze $229.16 $5,950 0% $6,450 D & C D & C n/a n/a n/a 50% Yes 50% 50% 50% 40% / 50% CT Costco Silver $10 Copay OAMC $7,500 + No; $400 Rx 39159CT0090006 PD Silver $278.96 $4,000 30% $6,500 $10 $50 n/a n/a n/a 50% only $5 $50 40% 40% / 50%

*Aetna Whole Health

ALIC: 2016 CT IVL Rate Filing Revised 081715 Section C CT Individual - Premium Rate Manual: Rating Factors

2 - Member Age Table 3 - Tobacco Use Table

Age Factor Status/Usage Factor 0 - 20 0.635 Tobacco User 1.10 21 - 24 1.000 Non-User 1.0 25 1.004 26 1.024 27 1.048 28 1.087 4 - Area Factor Table 29 1.119 30 1.135 Region Factor 31 1.159 CTRA01 1.150 32 1.183 CTRA02 1.000 33 1.198 CTRA03 1.000 34 1.214 CTRA04 1.000 35 1.222 CTRA05 1.075 36 1.230 CTRA06 1.150 37 1.238 CTRA07 1.000 38 1.246 CTRA08 1.000 39 1.262 40 1.278 41 1.302 42 1.325 43 1.357 44 1.397 45 1.444 46 1.500 47 1.563 48 1.635 49 1.706 50 1.786 51 1.865 52 1.952 53 2.040 54 2.135 55 2.230 56 2.333 57 2.437 58 2.548 59 2.603 60 2.714 61 2.810 62 2.873 63 2.952 64 and Older 2.999

ALIC: 2016 CT IVL Rate Filing Section C CONNECTICUT INDIVIDUAL - 2016 APPENDIX A

 Every rate filing submission that includes an increase of previously approved rates shall include a summary of the rate increases requested and should be clearly marked as Appendix A. The appendix should include the following, but not be limited to:

1 - The requested increase for each product contained within the rate filing, and the effective date of those proposed rate increases. Include the number of covered individuals for each product; number of covered policyholders; minimum current premium on a per member per month (PMPM) basis; minimum proposed premium on a PMPM basis; maximum current premium on a PMPM basis; maximum proposed premium on a PMPM basis, and the percentage change.

Current 2015 Conversion to --> Effective January 1, 2016 2015 Plan Name Members 2016 Plan Name Plan Chg Rate Chg Net Chg CT Aetna Bronze Copay $20 Copay PD 3525 CT Aetna Bronze $15 Copay OAMC PD -2.4% 2.9% 0.4% CT Aetna Bronze Ded. Only HSA PD 1302 CT Aetna Bronze Ded. Only HSA OAMC PD -1.0% 2.9% 1.8% CT Aetna Silver $10 Copay PD 1815 CT Aetna Silver $10 Copay OAMC PD 0.9% 2.9% 3.8% CT Aetna Silver $10 Copay 2750 PD 267 CT Aetna Silver $10 Copay OAMC PD -5.0% 2.9% -2.2% CT Aetna Gold Copay $5 PD 207 CT Aetna Gold $10 Copay OAMC PD -0.7% 2.9% 2.2% CT Costco Bronze Copay $20 Copay PD 23 CT Costco Bronze Ded. Only HSA OAMC -1.5% 0.0% -1.5% CT Costco Bronze Ded. Only HSA PD 83 CT Costco Bronze Ded. Only HSA OAMC 0.0% 0.0% 0.0% CT Costco Silver $10 Copay PD 35 CT Costco Silver $10 Copay OAMC PD 2.7% 0.0% 2.7% CT AWH PHN Bronze $15 Copay PD 112 CT AWH Bronze $35 Copay PD -1.7% 2.9% 1.2% CT AWH PHN Silver $10 Copay PD 47 CT AWH Silver $10 Copay PD 3.3% 2.9% 6.3% CT AWH PHN Gold $0 Copay PD 16 CT AWH Gold $5 Copay PD 0.0% 2.9% 2.9%

Avg PMPM $ 269.98 Avg PMPM $ 273.76 Minimum PMPM $ 144.61 Minimum PMPM $ 145.51 Maximum PMPM $ 1,350.00 Maximum PMPM $ 1,552.88

2 - Each component of the increase including trend, experience adjustments and any other factors that make up the requested increase. Annual Trend 6.5% 106.5% x Risk Adj. Change -6.6% 93.4% x Reinsurance Adjustment 3.4% 103.4% x Demographic Adjustment 1.5% 101.5% x Other Factors Adjustment -1.7% 98.3% = Base Rate Increase 2.6% 102.6% x Renewal Plan Conversion -1.2% = Federal Rate of Increase 1.4%

3 - A footnote listing any other factors that can have an impact on premium rates that have not been identified in the appendix, including but not limited to age bands, gender, geographic area, smoking, etc. Aetna's Individual premium rates in CT will vary in 2016 due to: - the age of the member - the geographic location of the member - the member's tobacco-use status - the benefit plan chosen by the member ALIC: 2016 CT IVL Rate Filing Revised 081715 Appendix A Paid Claims Triangle for: Connecticut Small Group - Medical For claims incurred and paid from Apr-11 through Mar-15

Month MONTH PAID

Incurred INC INC + 1 INC + 2 INC + 3 INC + 4 INC + 5 INC + 6 INC + 7 INC + 8 INC + 9 INC + 10 INC + 11 INC + 12 INC + 13 INC + 14 INC + 15 INC + 16 INC + 17 INC + 18 INC + 19 INC + 20 INC + 21 INC + 22 INC + 23 INC + 24 INC + 25 INC + 26 INC + 27 INC + 28 INC + 29 INC + 30

Apr-11 2,671,373 3,382,936 1,568,044 529,719 -72,891 27,468 30,834 24,092 71,319 -10,737 49,147 -1,032 -64,700 -1,025 -9,902 -27,439 13,142 -16,684 14,978 10,851 -3,294 1,268 -7,077 -6,920 1,226 30 -775 -2,884 -148 -926 8,994

May-11 2,160,107 3,195,775 874,119 324,997 36,067 59,755 27,170 52,090 2,619 -14,842 775 20,234 2,724 -15,486 -9,677 4,595 -17,553 -1,923 -1,023 243 -4,024 -5,691 -7,997 44 109 -251 -176 65 0 153 10

Jun-11 2,321,082 3,138,360 775,590 224,719 107,065 141,125 27,858 269,017 -1,897 13,787 -606 2,529 -11,568 17,987 -1,370 -34,390 -407 -952 1,214 -37 -1,711 -4,745 -6 -5,446 -2,398 50 454 0500

Jul-11 1,968,738 3,841,754 896,746 188,669 163,453 400,911 77,561 -15,565 25,833 4,190 -26,577 2,375 -4,044 337 -6,875 -215 3,933 636 -7,516 -12,741 2,375 1,851 -8,736 15 -369 731 -86 17,398 0 0 0

Aug-11 2,565,709 3,738,045 538,687 204,772 48,153 28,171 52,580 1,724 4,061 8,151 15,976 580 -51 -28,260 6,983 -2,274 -90 50 -15,831 16 1,142 50 3 306 15 0 745 0 237 0 -3,325

Sep-11 2,361,872 3,275,666 652,754 339,088 48,632 83,457 40,935 30,210 11,281 4,101 3,468 -24,443 1,289 -934 17,519 22,317 -5,270 -5,918 -1,133 -7,220 192 -1,588 -29,393 284 256 2 0 0 -4,458 -3,161 340

Oct-11 2,647,803 3,372,376 2,007,076 132,676 161,814 517,249 2,208 21,778 -8,471 3,679 -20,998 -26,610 8,806 -4,869 4,046 -2,606 -27,009 -12,103 -1,602 5,817 3,417 16,105 -71 3,152 2 -440 12 -6,080 -656 3,655 -7,968

Nov-11 2,587,319 4,119,153 1,177,760 728,707 161,568 74,686 58,876 -66,007 7,427 -75 -13,073 102 2,762 -72,760 4,807 -19,894 -2,947 -1,958 -3,497 -377 10,147 378 -17 -276 -126 -915 112 -18 8,726 692 -181

Dec-11 2,960,014 4,097,552 1,097,450 255,588 228,707 48,901 26,419 10,326 12,027 -2,774 22,722 4,941 -879 -5,686 -11,518 3,609 -1,206 -15,435 29,719 416 1,777 -706 -26,250 -793 10 155 -1,707 6,764 3,257 12 209

Jan-12 2,223,304 3,996,866 1,108,936 418,020 147,229 64,147 16,966 2,926 47,048 -1,255 -2,214 -1,365 -4,822 -14,344 9,752 -4,089 1,937 6 -511 -1,937 4,572 -1,466 -28,002 37 45 -1,502 160 439 36 -293 2,620

Feb-12 2,300,353 4,420,499 898,621 597,012 135,496 22,418 69,474 81,435 1,478 11,797 -1,118 -7,444 -6,349 -2,115 548 -3,282 883 -659 997 3,622 -564 -11 51 -1,887 656 -1,351 250 585 0 -71 -3,137

Mar-12 3,214,505 3,974,910 927,565 313,613 148,872 47,853 46,888 30,913 42,320 -4,716 -3,177 5,692 1,365 3,502 -3,030 8,188 56,709 5,547 456 -8,399 136 -20 -722 -208 -437 57 22 -2,623 3,115 152 -10,230

Apr-12 3,183,225 4,652,831 950,189 175,208 109,053 18,913 -8,302 10,004 -59,198 9,709 32,312 2,599 1,396 12,955 -2,127 34,720 -45,113 645 -404 -17,482 381 -2,702 -3,560 315 -1,287 -90 521 352 0 -1,536 0

May-12 3,307,933 4,668,624 530,703 190,818 99,354 288,597 41,960 6,799 7,069 53,629 18,306 48,284 -4,653 12,162 2,079 -20,927 1,871 -26,956 5,574 923 -2,357 -1,768 2 58 -70 505 -1,141 -70 708 0 48,496

Jun-12 3,492,632 4,784,129 532,340 310,373 135,626 60,245 17,963 14,813 26,144 -21,968 29,160 -2,040 29,144 -5,123 -2,213 8,151 -1,718 -2,032 -97 -8,139 -9,467 -169 16,192 -1,204 228 -3,941 66 256 0 321 0

Jul-12 3,483,434 5,369,606 497,905 242,159 120,597 33,009 12,220 20,434 4,596 40,073 -2,358 -1,033 21,308 8,114 2,231 -830 -4,006 -3,561 -68 -3,515 -401 54 -1,738 921 -2,322 -899 -4,232 -704 0 85 56

Aug-12 4,086,193 5,021,281 876,364 159,554 87,854 42,432 34,786 62,455 50,570 41,256 11,657 13,419 6,403 -37,898 -2,203 5,735 2,780 589 1,505 933 26 501 357 -173 58 -11,291 1,250 19 61 -34,403 -570

Sep-12 3,082,820 5,233,289 683,222 724,411 80,607 169,729 96,043 23,920 36,842 301,919 9,748 -7,959 60,871 2,975 326 -1,995 -1,193 -4,205 72 45 -283 314 309 20 -3,035 -2,267 -1,089 -561 6,582 63 30

Oct-12 4,206,807 4,944,768 1,168,258 290,084 190,502 84,637 146,467 38,140 52,221 6,499 -17,295 29,180 21,970 2,415 -3,015 2,771 -3,816 -38,385 871 -946 -78 -900 -957 -8,475 616 -2,537 0 -1,644 3,424 -7,485 0

Nov-12 3,719,977 5,737,418 1,364,809 447,919 141,215 114,938 100,721 44,077 19,575 32,517 33,801 -13,719 154 -90,674 -647 21,816 -7,362 -2,732 -3,380 -31,956 -4,688 489 -147,660 -1,713 -174 279 -32,317 216 -47 0 0

Dec-12 4,011,982 5,275,231 1,096,247 448,203 177,632 104,623 87,133 106,207 227,611 -7,888 -49,020 -143,212 -44,013 4,227 3,033 50,688 -339 86,527 -396 -3,328 5,856 -153,256 -1,204 25,856 -294 -17,819 1,220 -1,400 0 0 0

Jan-13 2,606,508 4,895,105 1,128,971 616,331 200,475 279,310 65,873 267,627 30,812 12,383 -1,347 2,966 -2,566 -4,330 5,544 -4,328 2,159 -956 2,789 -3,738 -47,962 -11,689 -616 -302 6,632 -97 2,987 0000

Feb-13 1,853,390 4,631,813 1,089,715 439,119 153,164 103,903 20,729 35,422 83,964 25,473 7,551 10,942 11,356 25,927 -932 -2,101 -393 924 -960 -8,918 -14,150 2,683 -6,672 -11,443 317 2,922 00000

Mar-13 2,075,222 5,205,178 1,309,270 683,808 608,480 192,043 121,061 22,040 34,737 -9,696 67,537 17,403 43,417 -38 19,909 16,582 -23,620 -3,075 -10,652 -8,492 -13,845 -2,565 -9,502 1,648 4,106 000000

Apr-13 2,566,298 5,436,166 763,878 457,878 179,128 352,609 46,163 51,461 25,150 5,423 6,278 15,277 3,480 -2,562 5,149 -8,141 13,073 1,438 -2,933 -4,026 201 -5,819 4,110 4,673 0000000

May-13 2,695,812 5,630,564 1,186,291 1,143,205 225,074 46,569 32,117 6,367 2,162 6,971 1,899 13,177 -281 18,105 14,475 440,775 -22,918 217 -182 1,497 -1,413 -4,064 5,158 00000000

Jun-13 1,825,273 5,490,364 1,552,864 364,033 174,601 56,886 19,977 19,711 7,884 30,640 3,143 -18,071 4,353 -11,189 -22,537 -22,264 -11,118 243 -221 -2,044 -321 11,364 000000000

Jul-13 2,176,604 5,377,168 1,394,301 599,571 175,992 67,181 88,160 64,354 31,782 26,121 -20,132 -21,859 -13,382 7,450 -7,946 1,026 -593 -2,329 487 -90 2,126 0000000000

Aug-13 1,995,632 6,357,216 816,044 492,211 292,639 125,124 112,160 35,592 15,150 1,053 3,047 -15,521 2,804 -1,400 -11,451 -7,207 -7,822 -2,671 14,866 8,820 00000000000

Sep-13 3,012,897 5,172,297 849,726 371,998 1,249,638 640,734 110,231 14,465 34,654 -73,502 -1,001 -3,701 -4,443 16,414 -378,330 -142,480 -737 -3,672 2,291 000000000000

Oct-13 3,047,903 5,697,835 927,059 275,727 162,563 116,053 19,500 14,112 -1,980 -21,461 4,665 27,639 18,251 -5,880 -13,621 -14,474 3,976 -2,484 0 0 00000000000

Nov-13 2,267,637 6,483,780 1,017,213 361,029 367,912 204,890 -4,666 17,376 28,320 7,446 18,526 12,384 -2,017 -10,041 -2,888 -896 5,880 0 0000000000000

Dec-13 3,219,472 4,999,355 1,296,295 602,649 87,691 147,080 29,492 1,078 -9,512 63,643 3,226 -3,303 12,595 3,767 -223 6,390 0 0 0000000000000

Jan-14 1,963,681 6,261,136 1,394,908 844,607 382,904 -24,337 29,487 21,578 41,554 19,643 7,741 -24,115 10,554 31,689 947 0 0 0 0000000000000

Feb-14 1,443,487 6,831,945 808,306 572,720 870,852 70,957 463,863 43,382 50,143 34,380 -21,187 -43,506 5,729 5,037 00000000000000000

Mar-14 3,350,528 5,833,625 997,040 860,589 136,624 131,610 35,489 133,950 25,547 -21,345 -92,482 -110,128 17,991 000000000000000000

Apr-14 3,266,842 7,579,036 1,543,936 628,402 219,835 137,440 89,965 59,373 39,284 8,151 40,995 3,145 0000000000000000000

May-14 2,906,623 7,930,346 1,120,847 758,388 170,210 148,724 27,187 38,798 11,423 773,082 8,066 00000000000000000000

Jun-14 3,634,795 6,814,724 1,649,343 813,284 395,406 140,266 47,113 -6,903 44,147 57,388 000000000000000000000

Jul-14 3,165,277 7,370,412 1,493,343 288,996 215,595 47,750 7,989 45,916 21,968 0000000000000000000000

Aug-14 2,718,528 8,020,201 1,005,841 876,486 286,871 111,102 70,616 96,814 00000000000000000000000

Sep-14 3,912,673 7,778,622 1,359,711 701,033 187,854 -2,428 44,483 000000000000000000000000

Oct-14 3,554,766 8,811,475 1,682,124 412,591 251,154 56,446 0000000000000000000000000

Nov-14 2,961,645 8,863,099 735,172 713,358 301,793 00000000000000000000000000

Dec-14 4,688,229 8,574,989 1,147,095 642,087 000000000000000000000000000

Jan-15 2,433,398 8,264,480 1,803,022 0000000000000000000000000000

Feb-15 1,599,650 9,657,218 00000000000000000000000000000

Mar-15 3,445,877 000000000000000000000000000000

Aetna Life Insurance Company ‐ 2016 Small Group Rate Filing Page 1 of 2 Section A ‐ Claim Lag MONTH PAID

INC + 31 INC + 32 INC + 33 INC + 34 INC + 35 INC + 36 INC + 37 INC + 38 INC + 39 INC + 40 INC + 41 INC + 42 INC + 43 INC + 44 INC + 45 INC + 46 INC + 47

-61 72 -19 0 6,414 0 -591 1,885 2,933 0 -19 -554 499 0 -620 -3,493 395

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0 0 764 -214 -1,353 23 -200 0 -37 -154 0000000

0 294 0 24 -1,580 0000-1,705 0000000

711 0 476 0 3,463 000000000000

-169 48 381 -402 -52 -150 0 1,140 000000000

12 839 250 0 -1,522 000000000000

219 3,220 0 -11,221 0 -25 0 0 0 -149 0000000

-1,285 -58 749 -7 -1,972 0 -4 0000000000

301 -5,574 -577 0 -330 261 00000000000

-3,510 -478 -20 -94 52 000000000000

73 0 0 -308 0000000000000

1801290083000000000000

0 -202 0 -841 0000000000000

52 -454 000000000000000

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Aetna Life Insurance Company ‐ 2016 Small Group Rate Filing Page 2 of 2 Section A ‐ Claim Lag Aetna Life Insurance Co. 151 Farmington Avenue – RS12 Hartford, CT 06156-7400 (860) 273-1343 Fax: (860) 902-8517

August 7, 2015

Mr. Paul Lombardo, ASA, MAAA Department of Life and Health State of Connecticut Insurance Department 153 Market Street Hartford, CT 06142-0816

Subject: AETNA LIFE INSURANCE COMPANY (ALIC) – CT Supplemental Memorandum CT Individual Rate Filing - Effective January 1, 2016 through December 31, 2016 SERFF #: AETN-130050992; NAIC #: 60054; HIOS Product ID: 39159CT008, 39159CT009

Dear Mr. Lombardo,

This rate filing is being submitted for your review and approval. It is applicable to all CT Individual renewals and quotations from January 1, 2016 through December 31, 2016.

All new plans are in compliance with the benefit plan requirements of the Patient Protection and Affordability Act (P.L. 111-148) of 2010, otherwise known as PPACA or the “ACA”. Additionally, these plans conform to the federal metallic tiers of coverage, defined as Bronze, Silver, Gold, and Platinum. All plans within a tier have achieved an actuarial value consistent with the thresholds established for each tier – 60%, 70%, 80%, and 90%, respectively – within the allowable range of deviation of two percentage points. Please refer to Section D for Actuarial Value Calculator ‘screenshots’ of each plan to be offered in 2016.

Because the 2014 CT Individual ACA membership is not fully credible, rates have been developed utilizing a blend of the CT 2014 Individual ACA experience with the Small Group population, adjusted for consideration of the market changes and rating requirements in the Small Group market pursuant to the Patient Protection and Affordable Care Act of 2010 (PPACA) and subsequent federal and state regulation.

All plans will be marketed through brokers and general agents, as well as directly to consumers via direct mail, telemarketing, and the Internet. Aetna will verify applicant eligibility for these plans based on standard underwriting guidelines available under PPACA, such as geographic limitations. Any written policy is guaranteed renewable as required under §2703 of the Public Health Service Act.

The descriptions and analyses presented in this rate filing reflect Aetna’s understanding of regulations and guidance issued prior to April 1, 2015. As further guidance and information is received, Aetna reserves the right to submit revisions or withdraw this rate filing.

Required supporting documentation per Bulletin HC-81-14 is as follows:

 A cover letter describing all policy forms affected by the requested increase as well as the effective date of the increase. Aetna Response: The rates in this filing are effective January 1, 2016 for calendar year 2016. The associated policy forms and certificates, containing the Schedule of Benefits, are:

Mr. Paul Lombardo 8/7/15 Page 2

Certificate Amendment GR-96812-2016-CR1 01 Schedule GR-96812-SB-004-1410320 GR-96812-SB-004-1410321 GR-96812-SB-004-1410318 GR-96812-SB-004-1410319 GR-96812-SB-008-1410324 GR-96812-SB-008-1410322 GR-96812-SB-008-1410323 GR-96812-SB-041-1700743 GR-96812-SB-041-1700742

 Historical experience from inception-to-date - this includes earned premium, paid claims, incurred claims, members, actual loss ratios and expected loss ratios (annual experience is appropriate for all years; monthly experience for the most recent two years). Aetna Response: Please see the “Connecticut Historical Experience” exhibit in Section A. It displays experience from January 2007 through December 2014 for both the Individual ACA and the entire Small Group segment (pre- & post-ACA).

 Unit cost and utilization trend by broad service category, including actual unit cost and utilization data and the impact of provider contract changes from experience period to rating period (medical & Rx separately). Aetna Response: Please refer to the “CT Historical and Projected Trends” exhibit in Section A, which displays historical Small Group trends as well as future trend assumptions. Again, due to the reduced credibility of the CT Individual ACA block during 2014, CT Small Group trend results are shown as a proxy. As these components are based on actual provider billing and Aetna claim payment practices, they are subject to fluctuations for several reasons including: changes in provider billing practices, changes in Aetna claim payment practices, and changes in the mix of services and procedures delivered by the medical profession. These unit cost and utilization trends should not be viewed in isolation nor should they be compared to other external data sources or views of market-based price and utilization changes.

 Impact of cost sharing leverage and medical technology on trend. Aetna Response: Please refer to the “CT Historical and Projected Trends” exhibit in Section A. Note that Aetna does not separately measure medical technology trend.

 Benefit buy-down analysis and impact on trend Aetna Response: Please refer to the “CT Historical and Projected Trends” exhibit in Section A.

 Claim lag triangles Aetna Response: Please refer to Section A for a Claim Lag Triangle for Aetna’s Individual and Small Group lags.

 Cost of each new benefit mandate or requirement due to change in law, separately identified, from the experience period to the rating period.

 A list of each component of the health care reform bill that impacts premium and the actual impact used in pricing for each component. Aetna Response: This rate filing conforms with the benefit plan provisions required by the Patient Protection and Affordability Act (P.L. 111-148) of 2010. These benefit plan provisions include: o Elimination of cost sharing for preventive care. Mr. Paul Lombardo 8/7/15 Page 3

o Elimination of lifetime benefit maximums. o Elimination of annual dollar maximums for essential benefits. o Expansion of dependent age eligibility for children, to age 26. o Waiver of pre-existing limitations for children under age 19. o Addition of the Women’s Health mandate effective August 1, 2012 o Inclusion of taxes and fees beginning with premiums paid January 1, 2014 and later. o The inclusion of Essential Health Benefits (EHBs) in plans effective January 1, 2014

There was no pricing adjustment made for the first five mandates when they were effective October 1, 2010, while the impact of Women’s Health is fully incorporated into the experience period results. The impact of Connecticut’s Essential Health Benefit requirements for Small Group experience on plans offered prior to January 1, 2014 is immaterial.

As discussed in prior rate filings, the Patient Protection and Affordable Care Act (PPACA) created several new fees assessed on insurers, or health insurance. Two of these fees, the Reinsurance Contribution (RC) and Health Insurer Fee (HIF), are applicable to premium earned in 2016, regardless of when the policy renews. Aetna has been incorporating these fees into renewals on a gradual basis since 2013 in order to reflect the actual portion of each policy’s premium that will be subject to these fees in each calendar year. These fee levels will again change from 2015 to 2016, and so again Aetna will incorporate the changes into 2016 pricing to reflect the portion of each policy’s premium subject to these fees in 2016. The Reinsurance Contribution (RC), a temporary fee to fund the Individual market’s reinsurance program from 2014 through 2016, decreases in total over these three years. However, the Health Insurer Fee (HIF), a permanent fee, will increase every year until 2018, and thereafter at the rate of premium growth. The fees charged for these programs are discussed further below.

 A demonstration that the experience data submitted is consistent with the most recent financial statement filed with the Department pursuant to section 38a-53a of the Connecticut General Statutes. Aetna Response: Aetna's experience data is provided by an internal source system which includes extensive controls and reconciliations to assure consistency with our reported financial results. Please note: A – Aetna Life Insurance Company is an international entity incorporating multiple lines of insurance. B - Aetna’s Individual business reflects only one part of the total business filed under Aetna Life Insurance Company’s Connecticut-specific results. Financial statements combine all segments of Aetna’s business. C - Financial statements are on an income basis (transactions by payment date), while data used to develop pricing is on a completed incurred basis (transactions by date of service within a payment date range). D – Aetna Life Insurance Company’s Connecticut results include data for any out-of-network portion of Aetna’s HMO business. The attached experience exhibits exclude these results.

 A comparison of the proposed retention charge in the filing to the most recently filed statutory financial statement for the regulated entity for which this filing is being made. Aetna Response: Please refer to the Connecticut - Financial Information exhibit in Section A.

 A demonstration that the increase requested in this rate filing will produce an expected medical loss ratio, for rebate purposes, that is consistent with the 80% prescribed by the federal law for individual and small group health insurance. Aetna Response: Please refer to the Connecticut- Financial Information exhibit in Section A.

Mr. Paul Lombardo 8/7/15 Page 4

 The current capital and surplus for the regulated entity for which this filing is being made. Aetna Response: Please refer to the Connecticut - Financial Information exhibit in Section A.

 Actuarial certification signed by a Member of the American Academy of Actuaries (MAAA). Aetna Response: Please see the last page of this letter for the Actuarial Certification.

 A summary of benefits for each plan design along with the Actuarial Value calculator output that confirms compliance with the corresponding metallic tier. Aetna Response: Please refer to Section D of this filing for benefit summaries and Actuarial Value screenshots of each plan to be offered in 2016. Each benefit summary includes the HIOS plan ID and plan name.

 Every rate filing submission that includes an increase of previously approved rates shall include a summary of the rate increases requested and should be clearly marked as Appendix A. The appendix should include the following, but not be limited to: • The requested increase for each product contained within the rate filing, and the effective date of those proposed rate increases. The requested increase for each product should be identified as a specific percent increase or if appropriate a range of percent increases with an explanation of what the variance is that produces the range. • Number of covered individuals for each product; number of covered policyholders; minimum current premium on a per member per month (PMPM) basis; minimum proposed premium on a PMPM basis; maximum current premium on a PMPM basis; maximum proposed premium on a PMPM basis, and the percentage change. • Each component of the increase including trend, experience adjustments and any other factors that make up the requested increase. These can be identified as a specific percent or, if appropriate, a percent range. • A footnote listing any other factors that can have an impact on premium rates that have not been identified in the appendix, including but not limited to age bands, gender, geographic area, smoking, etc. Aetna Response: Please refer to “Appendix A” of this rate filing for this information.

 Any carrier that files products with a copay for a mental health office visit set at the specialist copay level must file an annual certification and demonstration of compliance with Mental Health Parity in accordance with Bulletin HC-87. Aetna Response: Please refer to Section F of this rate filing for these demonstrations.

 Carriers should submit the Uniform Rate Review Template (URRT) , the Part III Actuarial Memorandum and the HIOS rate tables in a PDF format. Aetna Response: Please refer to Section E of this rate filing for these documents.

Aetna would also like to provide the following supporting documentation to facilitate your review of this rate filing:

Single Premium Base Rate Development –

Section B is dedicated to the discussion and development of the premium rates for 2016. As stated above, 2016 Individual rates have been developed utilizing a blend of Aetna’s Individual ACA and total Small Group experience from Connecticut, the latter of which is deemed a reliable proxy for future Individual results. Use of SG data also reduces reliance on assumptions due to the lack of credibility of the 2014 Individual ACA experience.

Mr. Paul Lombardo 8/7/15 Page 5

Expected retention is 24.2%. The various expenses that comprise this amount, on an additive basis, are: 1. General Administrative Expenses of 8.4% 2. Broker Commissions of 2.7% 3. AFIT Profit of 3.9% 4. Taxes & Fees of 9.17%, detailed below:

Category Amount State Premium Tax 1.75% State Vaccine Assessment 0.40% AccessHealthCT – Exchange Fee 1.35% Federal Income Tax @ 35% tax rate 2.1% Federal Health Insurance Fee 3.0% Federal Reinsurance Contribution @ $2.25 PMPM 0.5% Federal Risk Adjustment Program Fee 0.03% Federal Patient-Centered Outcomes Research Fund 0.04% Total Taxes and Fees 9.17%

Please note that discussion of expected retention within the Part III Memorandum excludes the Reinsurance Contribution and the Risk Adjustment Program Fee, which are accounted for within the development of Incurred Claims.

Actuarial Certification: I, Geoffrey S. Shannon, am a member of the American Academy of Actuaries and am qualified in the area of health insurance. I certify to the best of my knowledge and judgment that this entire rate filing is in compliance with the applicable laws of the State of Connecticut and with the rules of the CT Insurance Department, and is in accordance with generally accepted actuarial principles. Aetna will not medically underwrite nor vary premium rates due to the gender, health status, claims experience, group size, industry, nor policy duration of an eligible group or members of a group. Furthermore, all rates are quoted on a guaranteed issue/guaranteed renewability basis, and are used as a single risk pool.

Covered benefits, and associated pricing adjustments, are consistent across all benefit plans. All plan designs that will be offered in 2015, as shown herein, meet the metallic tier requirements of the Patient Protection and Affordability Act (P.L. 111-148).

In my opinion, these rates are not excessive, inadequate, nor unfairly discriminatory. I further certify that the rates included in this manual reflect any rate impact associated with all new form filings that have been approved since the last rate filing was submitted.

Sincerely,

Geoffrey S. Shannon, ASA, MAAA New England Actuarial Aetna Life Insurance Company CONNECTICUT HISTORICAL EXPERIENCE

> The data below reflects the requested components of Aetna's Small Employer and Individual (ACA only) historical experience for both Aetna Life and Aetna Health, as applicable. > Results reflect claims paid through February 2015.

SMALL GROUP - ALIC & AHI, pre- & post-ACA INDIVIDUAL - ALIC ACA only Earned Completed Paid Earned Completed Paid Members Premium Claims MBR Claims Members Premium Claims MBR Claims CY 2007 61,101 $ 20,567,835 $ 17,301,597 84.1% $ 17,301,597 CY 2008 100,058 $ 32,814,369 $ 27,385,221 83.5% $ 27,385,221 CY 2009 194,627 $ 61,914,560 $ 49,730,102 80.3% $ 49,730,102 N/A CY 2010 335,706 $ 110,713,752 $ 90,891,861 82.1% $ 90,891,861 CY 2011 331,018 $ 118,081,224 $ 95,980,807 81.3% $ 95,980,807 CY 2012 434,022 $ 160,289,638 $ 133,561,183 83.3% $ 133,561,183

Jan-13 36,264 $ 14,111,448 $ 11,266,503 79.8% $ 11,266,503 Feb-13 35,833 $ 14,005,364 $ 9,915,269 70.8% $ 9,915,269 Mar-13 35,106 $ 13,870,574 $ 10,834,896 78.1% $ 10,824,061 Apr-13 35,041 $ 13,743,793 $ 11,337,550 82.5% $ 11,271,417 May-13 35,254 $ 13,871,310 $ 12,289,426 88.6% $ 12,213,128 Jun-13 35,123 $ 13,963,533 $ 11,335,219 81.2% $ 11,251,656 N/A Jul-13 36,441 $ 14,506,909 $ 12,029,019 82.9% $ 11,929,324 Aug-13 36,632 $ 14,598,719 $ 11,647,307 79.8% $ 11,629,837 Sep-13 37,449 $ 14,950,304 $ 11,520,809 77.1% $ 11,500,071 Oct-13 37,610 $ 15,035,307 $ 12,694,077 84.4% $ 12,668,689 Nov-13 37,854 $ 15,150,612 $ 12,780,115 84.4% $ 12,748,165 Dec-13 38,217 $ 15,438,415 $ 11,695,263 75.8% $ 11,660,177 CY 2013 436,824 $ 173,246,289 $ 139,345,453 80.4% $ 138,878,296

Jan-14 37,558 $ 15,605,237 $ 11,424,643 73.2% $ 11,351,048 3,126 $ 938,533 $ 1,021,069 108.8% $ 1,020,218 Feb-14 36,933 $ 15,356,989 $ 11,097,624 72.3% $ 11,052,597 3,249 $ 2,256,849 $ 1,476,962 65.4% $ 1,471,550 Mar-14 36,843 $ 15,257,072 $ 10,756,318 70.5% $ 10,747,658 3,632 $ 2,219,525 $ 1,641,387 74.0% $ 1,637,572 Apr-14 36,482 $ 15,104,345 $ 12,134,438 80.3% $ 12,039,443 3,875 $ 1,742,908 $ 2,001,901 114.9% $ 1,998,375 May-14 36,512 $ 15,157,821 $ 12,283,572 81.0% $ 12,224,581 4,199 $ 1,701,319 $ 2,104,859 123.7% $ 2,100,511 Jun-14 36,260 $ 15,119,553 $ 12,099,625 80.0% $ 12,022,233 4,314 $ 1,720,674 $ 1,534,794 89.2% $ 1,529,360 Jul-14 35,919 $ 15,085,121 $ 11,531,222 76.4% $ 11,437,421 4,413 $ 1,774,826 $ 1,628,911 91.8% $ 1,616,297 Aug-14 35,887 $ 14,992,239 $ 12,009,770 80.1% $ 11,860,457 4,794 $ 1,837,094 $ 1,695,949 92.3% $ 1,666,866 Sep-14 35,969 $ 15,261,594 $ 12,147,595 79.6% $ 11,915,045 5,321 $ 1,976,991 $ 2,841,339 143.7% $ 2,774,468 Oct-14 36,197 $ 15,507,048 $ 14,790,600 95.4% $ 14,191,487 5,805 $ 2,155,511 $ 2,693,365 125.0% $ 2,550,054 Nov-14 36,372 $ 15,758,380 $ 12,226,435 77.6% $ 11,426,228 6,337 $ 2,387,960 $ 2,392,073 100.2% $ 2,228,970 Dec-14 39,990 $ 17,901,077 $ 13,676,998 76.4% $ 11,402,167 6,387 $ 2,421,934 $ 2,572,180 106.2% $ 2,208,529 CY 2014 440,922 $ 186,106,476 $ 146,178,841 78.5% $ 141,670,367 55,452 $ 23,134,124 $ 23,604,789 102.0% $ 22,802,769

ALIC: 2016 CT IVL Rate Filing Section A CONNECTICUT HISTORICAL & PROJECTED TRENDS

> Due to the Individual block's lack of credibility over an extended period of time, Small Group data was used to determine the annual trend rate for Individual products. > The experience data & trend results below reflect combined claim experience for Aetna HMO and PPO SG products. > Allowed Claims were used as the basis for the Claim PMPM and Unit Cost results. > Claim experience is normalized, or brought to a common level, by adjusting over time for changes in: 1) demographics and 2) catastrophic claims.

**Allowed Claim PMPMs** *Normalized Allowed Claim PMPMs* CY CY Annual CY CY Annual 2013 2014 Trend 2013 2014 Trend Inpatient $ 88.30 $ 87.36 -1.1% $ 27.81 $ 28.03 0.8% Outpatient $ 68.61 $ 72.58 5.8% $ 21.61 $ 23.29 7.8% Physician $ 123.54 $ 128.33 3.9% $ 38.90 $ 41.18 5.8% Other $ 78.15 $ 80.10 2.5% $ 24.61 $ 25.70 4.4% Pharmacy $ 82.88 $ 88.86 7.2% $ 26.10 $ 28.51 9.2% Total $ 441.47 $ 457.24 3.6% $ 139.02 $ 146.71 5.5%

****Unit Cost**** ****Utilization**** CY CY CY CY 2013 2014 Trend 2013 2014 Trend

Inpatient $ 3,656 $ 3,989 9.1% 288.6 266.7 -7.6% Outpatient $ 1,301 $ 1,446 11.2% 632.7 613.5 -3.0% Physician $ 198 $ 207 4.3% 7,942.0 8,057.3 1.5% Other $ 203 $ 209 2.7% 4,614.0 4,693.3 1.7% Pharmacy $ 105 $ 108 3.3% 9,487.2 10,034.4 5.8% Total $ 5,464 $ 5,959 9.1% 985.8 953.7 -3.2%

> The development of projected future claim trend is a multi-step process that begins with historical analysis (above). > Consideration is given to expected changes in network design and provider contracts, as well as new healthcare developments and technology. > Pharmacy trends are developed utilizing formulary changes, new drugs in the pipeline, and patent expirations.

Unit Cost Severity Utilization Allowed Increase Adjustm't Change Ann'l Trend Inpatient 6.4% 1.0% 1.0% 8.5% Outpatient 6.4% 1.0% 1.3% 8.8% Physician 2.1% 0.5% 1.8% 4.4% Total Medical 4.8% 0.8% 1.4% 7.1% Pharmacy 7.0% 0.0% 1.0% 8.1% Total Med/Rx 5.2% 0.7% 1.3% 7.3%

> Conversion of trend to a Paid basis would include an adjustment for leveraging of just under 1.0%. > Trend on a Paid basis would also include a year-over-year benefit buy-down normalization adjustment 0.988. > Medical technology is included within the figures above. It is not separately measured.

ALIC: 2016 CT IVL Rate Filing Section A CONNECTICUT - FINANCIAL INFORMATION

> The information below is based on the latest available financial results of Aetna Life Insurance Company's financial statements and Federal MLR reporting.

• Retention Charge A comparison of the proposed retention charge in the filing to the most recently filed statutory financial statement for the regulated entity for which this filing is being made.

Filed retention charge, including federal & state taxes and fees 24.2% 2014 Annual Financial Statement, page 24.CT, Accident & Health Insurance Line 24-Group Policies*, column 5-Direct Losses Incurred $ 507,664,368 = 76.6%, or 23.4% Line 24-Group Policies*, column 2-Direct Premiums Earned $ 663,018,481 * reflects all CT business

• Federal MLR Estimate A demonstration that the increase requested in this rate filing will produce an expected medical loss ratio, for rebate purposes, that is consistent with the 80% prescribed by the federal law for individual and small group health insurance.

Premium Claims Earned Premium 100.0% Expected Medical Benefits (MBR) 75.8% Premium Reductions: Federal & State taxes plus licensing & -9.2% regulatory fees Claim Adjustments: Quality Improvement expenses 0.91% Net Numerator (MBR) 76.7% Net Denominator (Premium) 90.8% Resulting adjusted Federal MLR 84.5%

• Current Capital and Surplus The current capital and surplus for the regulated entity for which this filing is being made.

Aetna Life Insurance Company - 2014 Annual Statement Summary of Operations, page 4, line 55 is: $ 3,871,900,692 > This reflects the capital & surplus for ALIC in its entirety, nationally & across all lines of business.

ALIC: 2016 CT IVL Rate Filing Revised 080515 Section A CONNECTICUT INDIVIDUAL SECTION B - 2016 PREMIUM BASE RATE DEVELOPMENT: NARRATIVE

This exhibit summarizes the adjustments made to CT Individual and Small Group 2014 experience results in order to develop the 2016 Individual base premium rate for the CT market.

. Credibility o The 55,452 Individual member months for 2014 are deemed 48.1% credible. . Small Group Essential Health Benefit (EHB) Adjustment o 44.4% of 2014 Small Group experience is derived from pre-ACA benefit plans o The impact of Essential Health Benefits to pre-ACA benefit plans is +0.7% for Medical benefits and +1.0% for Pediatric Dental. o 44.4% of the EHB adjustments equates to 44.4% * (0.7% + 1.0%) = 0.8%, 1.008 . Area Shift o Recognizes the impact of changes to the distribution of the covered population across counties. o See supporting exhibit. . Demographic Adjustment o Recognizes the impact of changes in the covered population distribution over time. o See supporting exhibit. . Network & Contractual Changes o Adjusts experience for expected changes in network configurations & contracting as well as expected pharmacy contracting, formulary, and rebate changes. . Total Adjustments o Total adjustment to the experience period results to reflect changes in assumptions for the projection period. . Annual Trend o Section A, Connecticut Historical & Projected Trends, provides the development of initial filed trend. Annual trend has now been updated to 6.5%. . Months of Trend o Experience Period: 1/1/14 – 12/31/14, midpoint is 7/1/14 o Projection Period: 1/1/16 – 12/31/16, midpoint is 7/1/16 o There are 24 months between 7/1/14 to 7/1/16 . Total Trend o Reflects a REVISED 6.5% annual allowed trend rate carried over 24 months . Projected Allowed PMPM (URRT Index Rate) o Experience Period results adjusted for differing assumptions in the projection period and 24 months of trend . Expected Paid to Allowed Ratio o The weighted average Actuarial Value based on projected membership distribution by plan offering o See supporting exhibit . Incurred Claims, before "3R" Adjustments o The expected 2016 Incurred Claims before adjustments for the Federal Risk programs. . Net Risk Adjustment o The amount reflects a REVISED expected Receiver status of $25.17 PMPM for the Federal Risk Adjustment program, netted for the Risk Adjustment Program fee of $0.15 PMPM. . Net Reinsurance Recoveries o An adjustment for the anticipated impact of the federal reinsurance program, assuming an attachment point of $90,000, 50% coinsurance to $250,000. o The Reinsurance Contribution of $2.25 PMPM is netted from this amount.

ALIC: 2016 CT IVL Rate Filing Revised 080515 Section B . Incurred Claims o The expected 2016 Incurred Claims after adjustments for the Federal Risk programs. . Total Expenses o The expected expense structure for 2016, excluding the Risk Adjustment Program Fee and Reinsurance Contribution, which are accounted for in the net program results under the Incurred Claims section. o See the CT Supplemental Actuarial Memorandum for further details. . Single Risk Pool Avg Premium Rate PMPM o Incurred Claims + Expense PMPM o Weighted by projected membership across all plan offerings . Tobacco Calibration Factor o The expected overall impact of utilizing a 10% tobacco surcharge for smokers. o See supporting exhibit. . Plan Adjusted Index Rate o The average premium PMPM reflective of a 1.0 value for tobacco adjustments. . Age Calibration Factor o The adjustment to bring the average age of the premium PMPM from 49 to 21 (1.0). o See supporting exhibit. . Area Calibration Factor o The adjustment to bring the average area factor inherent in the premium PMPM to 1.0. o See supporting exhibit. . Calibrated Plan Adjusted Index Rate o The 2016 Individual premium rate reflective of a value of 1.0 for Tobacco Use, Area, and Age. o Weighted by projected membership across all plan offerings . Plan Calibration Factor o The adjustment to bring the premium PMPM from a weighted average across all benefit plans to a plan value of 1.0 (Anchor plan). o See supporting exhibit. . Base Premium Rate o The 2016 premium PMPM reflective of a value of 1.0 for Tobacco Use, Area, Age and Benefit Plan.

ALIC: 2016 CT IVL Rate Filing Revised 080515 Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT

Experience IVL Experience Sm Grp Experience

Premiums (net of MLR Rebate) in Experience Period $23,134,124 $186,106,476 Incurred Claims in Experience Period $23,604,789 $146,178,841 Allowed Claims $31,744,950 $200,019,146 Experience Period Member Months 55,452 440,922

Experience Period to Projection Period BLENDED IVL Experience Sm Grp Experience Index Rate of Experience Period $510.76 $572.48 $453.64 Credibility 48.1% 51.9% Adjustments EHB Adjustment 1.003 1.000 1.006 Area Shift 1.009 0.997 1.023 x Change in Demographics 1.004 0.984 1.028 x Network & Contractual Changes 0.983 0.988 0.979 x Total Adjustments 0.999 0.968 1.036

Annual Trend 1.065 1.065 1.065 Months of Trend 24 24 24 ^/12 Total Trend 1.134 1.134 1.134

Projected Allowed PMPM (URRT Index Rate) $578.77 $628.81 $532.45

Projection Period $ % Allowed PMPM (URRT Index Rate) $578.77 Expected Paid to Allowed Ratio 0.651 x Incurred Claims, before "3R" Adjustments $376.78 Net Risk Adjustment ($25.02) + Net Reinsurance Recoveries ($20.63) + Incurred Claims $331.13

G&A (Operating Expenses) $36.14 8.3% Commissions $11.64 2.7% + Profit & Risk (AFIT) $16.90 3.9% + State Premium Tax, Assessments, & Fees $15.16 3.5% + Health Insurance Fee $13.00 3.0% + PCORI $0.17 0.0% + Federal Income Tax $9.10 2.1% + Total Expenses $102.11 23.6%

Single Risk Pool Avg Premium Rate PMPM $433.24 Incurred Claims + Expenses

Tobacco Calibration Factor 1.004 / Plan Adjusted Index Rate $431.65

Age Calibration Factor 1.490 Area Calibration Factor 1.100 x Calibrated Plan Adjusted Index Rate $263.34

Development of Base Premium Rate

Calibrated Plan Adjusted Index Rate $263.34

Plan Calibration Factor 0.956 / Base Premium Rate $275.52

ALIC: 2016 CT IVL Rate Filing Revised 080515 Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT AREA SHIFT CALCULATION

IVL Experience: SG Experience: Experience Projected 2016 IVL Projection Counties Membership Membership Period Area Membership Period Area Distribution Distribution Factors Distribution Factor Fairfield 60.2% 35.5% 1.150 56.7% 1.150 Hartford 10.9% 25.9% 1.000 12.4% 1.000 Litchfield 5.4% 4.3% 1.000 5.8% 1.000 Middlesex 4.0% 5.2% 1.000 3.9% 1.000 New Haven 13.7% 22.4% 1.075 14.3% 1.075 New London 2.3% 3.3% 1.150 3.0% 1.150 Tolland 2.0% 1.4% 1.000 2.4% 1.000 Windham 1.5% 1.9% 1.000 1.4% 1.000

Average Experience Period Area Factor: computed as the weighted average of experience period area factors by experience period membership distribution. Individual: 1.1039 Small Group: 1.0750

Average Projected Area Factor*: computed as the weighted average of the projection period area factors by the projected membership distribution.

Individual Only: 1.1002

Area Shift Adjustment: computed as the ratio of the Projected Membership by Area over the Experience Membership by Area. This factor represents the impact of changes in the population distribution across counties over time.

Individual: 0.9970 Small Group: 1.0230

*Also used in the Area Calibration adjustment to develop the Consumer Adjusted Premium Rate.

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT DEMOGRAPHIC ADJUSTMENT

Demographic IVL Exp. Period SG Exp. Period Projected Factors Distribution Distribution Distribution Age Male Female Male Female Male Female Male Female 0 1.117 1.114 0.43% 0.42% 0.35% 0.33% 0.21% 0.16% Experience Period IVL: 1.162 1 1.117 1.114 0.23% 0.30% 0.31% 0.34% 0.14% 0.22% Demographic Factor SG: 1.112 2 0.511 0.511 0.33% 0.41% 0.35% 0.35% 0.16% 0.19% 3 0.511 0.511 0.33% 0.30% 0.40% 0.37% 0.28% 0.26% Note: Computed as the weighted 4 0.511 0.511 0.44% 0.38% 0.43% 0.37% 0.33% 0.31% average of gender specific demographic 5 0.379 0.379 0.41% 0.44% 0.45% 0.40% 0.34% 0.47% factors by current population distribution. 6 0.379 0.379 0.53% 0.41% 0.50% 0.46% 0.51% 0.49% 7 0.379 0.379 0.52% 0.34% 0.51% 0.47% 0.50% 0.47% Projected 1.143 8 0.379 0.379 0.57% 0.52% 0.54% 0.52% 0.66% 0.65% Demographic Factor 9 0.379 0.379 0.44% 0.61% 0.55% 0.55% 0.69% 0.58% 10 0.412 0.380 0.55% 0.58% 0.66% 0.61% 0.60% 0.66% Note: Computed as the weighted 11 0.412 0.380 0.69% 0.67% 0.69% 0.66% 0.70% 0.73% average of gender specific demographic 12 0.412 0.380 0.56% 0.62% 0.68% 0.69% 0.64% 0.75% factors by projected population distribution. 13 0.412 0.380 0.80% 0.65% 0.71% 0.70% 0.72% 0.80% 14 0.412 0.380 0.73% 0.72% 0.76% 0.78% 0.91% 0.75% IVL: 0.984 Demographic Change 1 0.532 0.591 0.75% 0.71% 0.81% 0.80% 0.80% 0.80% SG: 1.028 16 0.532 0.591 0.74% 0.72% 0.79% 0.78% 0.90% 0.90% 17 0.532 0.591 0.92% 0.71% 0.84% 0.80% 0.86% 0.69% Note: Computed as the ratio of the 18 0.532 0.591 0.80% 0.73% 0.82% 0.80% 0.91% 0.85% Projected Demographic factor over the 19 0.532 0.591 0.82% 0.79% 0.81% 0.80% 0.80% 0.72% Experience Period Demographic Factor. 20 0.479 0.787 0.75% 0.74% 0.87% 0.83% 0.71% 0.75% This adjustment recognizes changes 21 0.479 0.787 0.71% 0.76% 0.85% 0.79% 0.72% 0.78% to the covered population over time. 22 0.479 0.787 0.81% 0.75% 0.85% 0.83% 0.74% 0.76% 23 0.479 0.787 0.75% 0.72% 0.90% 0.82% 0.74% 0.63% 24 0.479 0.787 0.67% 0.69% 0.97% 0.79% 0.69% 0.56% 25 0.489 1.176 0.72% 0.57% 0.93% 0.75% 0.64% 0.51% 26 0.489 1.176 1.34% 1.09% 0.82% 0.76% 0.75% 0.52% 27 0.489 1.176 1.04% 1.29% 0.67% 0.58% 1.07% 0.78% 28 0.489 1.176 0.76% 0.80% 0.68% 0.64% 0.95% 0.70% 29 0.489 1.176 0.70% 0.87% 0.64% 0.58% 0.84% 0.63% 30 0.552 1.393 0.64% 0.57% 0.62% 0.59% 0.78% 0.66% 31 0.552 1.393 0.58% 0.48% 0.69% 0.65% 0.63% 0.52% 32 0.552 1.393 0.46% 0.57% 0.66% 0.63% 0.57% 0.39% 33 0.552 1.393 0.40% 0.61% 0.63% 0.62% 0.60% 0.50% 34 0.552 1.393 0.53% 0.52% 0.62% 0.64% 0.61% 0.48% 35 0.670 1.303 0.60% 0.39% 0.59% 0.61% 0.63% 0.44% 36 0.670 1.303 0.58% 0.48% 0.57% 0.64% 0.66% 0.48% 37 0.670 1.303 0.42% 0.37% 0.61% 0.67% 0.55% 0.45% 38 0.670 1.303 0.56% 0.42% 0.63% 0.68% 0.68% 0.43% 39 0.670 1.303 0.65% 0.42% 0.65% 0.65% 0.60% 0.60% 40 0.839 1.224 0.42% 0.69% 0.64% 0.71% 0.60% 0.39% 41 0.839 1.224 0.44% 0.70% 0.74% 0.75% 0.60% 0.58% 42 0.839 1.224 0.63% 0.64% 0.78% 0.77% 0.68% 0.75% 43 0.839 1.224 0.74% 0.81% 0.83% 0.90% 0.65% 0.80% 44 0.839 1.224 0.85% 0.84% 0.87% 1.00% 0.95% 0.91% 45 1.063 1.314 0.77% 0.94% 0.89% 1.03% 1.05% 1.07% 46 1.063 1.314 0.86% 1.04% 0.85% 1.05% 1.01% 1.04% 47 1.063 1.314 1.02% 1.14% 0.92% 1.06% 1.10% 0.99% 48 1.063 1.314 0.88% 1.20% 1.01% 1.14% 1.23% 1.12% 49 1.063 1.314 0.84% 1.36% 1.16% 1.16% 0.97% 1.22% 50 1.456 1.565 1.03% 1.23% 1.12% 1.21% 1.10% 1.28% 51 1.456 1.565 0.87% 1.31% 1.12% 1.14% 0.89% 1.32% 52 1.456 1.565 1.19% 0.98% 1.08% 1.12% 0.99% 1.30% 53 1.456 1.565 1.06% 1.03% 1.05% 1.24% 1.07% 1.11% 54 1.456 1.565 1.09% 1.35% 1.13% 1.19% 1.17% 1.28% 55 1.868 1.810 1.12% 1.24% 1.07% 1.17% 1.18% 1.10% 56 1.868 1.810 1.22% 1.24% 1.03% 1.10% 1.07% 1.28% 57 1.868 1.810 1.17% 1.16% 0.94% 1.06% 1.16% 1.11% 58 1.868 1.810 0.99% 1.26% 0.86% 0.96% 0.98% 1.33% 59 1.868 1.810 1.27% 1.06% 0.87% 0.90% 1.00% 1.07% 60 2.358 2.227 0.96% 1.22% 0.86% 0.88% 0.93% 1.18% 61 2.358 2.227 0.99% 1.15% 0.73% 0.78% 0.75% 1.17% 62 2.358 2.227 1.07% 1.10% 0.65% 0.75% 0.92% 1.13% 63 2.358 2.227 1.04% 1.06% 0.61% 0.64% 0.77% 1.13% 64 2.358 2.227 1.09% 1.14% 0.51% 0.59% 0.89% 1.32% 65+ 2.358 2.227 0.05% 0.07% 0.90% 0.74% 0.19% 0.25%

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT Product Portfolio & Projected Membership Distribution

Projected Metallic Actuarial Pricing HIOS Plan-ID Plan Membership Tier Value Relativity Distribution 39159CT0080009 CT Aetna Gold $10 Copay OAMC PD Gold 78.1% 1.313326 12.0% 39159CT0080011 CT Aetna Silver $10 Copay OAMC PD Silver 68.1% 1.033434 20.0% 39159CT0080007 CT Aetna Bronze $15 Copay OAMC PD Bronze 61.7% 0.865062 40.0% 39159CT0080008 CT Aetna Bronze Deductible Only HSA OAMC PD Bronze 60.3% 0.838742 17.0% 39159CT0080013 CT Aetna Whole Health Gold $5 Copay PD Gold 78.1% 1.355325 1.0% 39159CT0080014 CT Aetna Whole Health Silver $10 Copay PD Silver 68.0% 0.978926 3.0% 39159CT0080012 CT Aetna Whole Health Bronze $35 Copay PD Bronze 61.7% 0.832626 5.0% 39159CT0090006 CT Costco Silver $10 Copay OAMC PD Silver 68.1% 1.036488 1.0% 39159CT0090005 CT Costco Bronze Deductible Only HSA OAMC Bronze 60.8% 0.851423 1.0%

Weighted Average Actuarial Value: 65.1%

Weighted Average Pricing Relativity: 0.956

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT Tobacco Calibration Factor

Projected Membership Projected Tobacco Age Bracket Premium Load 1.004 Distribution Usage Average Tobacco Factor < 20 25% 0% 5% Note: 20 - 24 6% 10% 5% The Average Tobacco Factor is computed as the 25 - 29 7% 10% 5% weighted average of the product of the Premium 30 - 34 6% 10% 5% Load and Projected Tobacco Usage by the projected 35 - 39 6% 10% 5% member distribution of age bracket. 40 - 44 7% 10% 5% 45 - 49 11% 10% 5% 50 - 54 12% 10% 5% 55 - 59 11% 10% 5% 60 - 64 10% 10% 5% 65 0% 10% 5%

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL - 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT Projected Age/Gender Distribution

Age Male Female HHS Age Factor 0-20 0.32% 0.33% 0.000 Age Calibration Factor 1.490 0-20 12.03% 11.89% 0.635 21 0.72% 0.78% 1.000 Note: 22 0.74% 0.76% 1.000 Age Calibration Factor 23 0.74% 0.63% 1.000 computed as the weighted average of 24 0.69% 0.56% 1.000 HHS Age Factor by projected membership 25 0.64% 0.51% 1.004 distribution. 26 0.75% 0.52% 1.024 27 1.07% 0.78% 1.048 Weighted Average Age 46 28 0.95% 0.70% 1.087 29 0.84% 0.63% 1.119 Note: 30 0.78% 0.66% 1.135 This is the age that most closely 31 0.63% 0.52% 1.159 corresponds to the age calibration factor. 32 0.57% 0.39% 1.183 33 0.60% 0.50% 1.198 34 0.61% 0.48% 1.214 35 0.63% 0.44% 1.222 36 0.66% 0.48% 1.230 37 0.55% 0.45% 1.238 38 0.68% 0.43% 1.246 39 0.60% 0.60% 1.262 40 0.60% 0.39% 1.278 41 0.60% 0.58% 1.302 42 0.68% 0.75% 1.325 43 0.65% 0.80% 1.357 44 0.95% 0.91% 1.397 45 1.05% 1.07% 1.444 46 1.01% 1.04% 1.500 47 1.10% 0.99% 1.563 48 1.23% 1.12% 1.635 49 0.97% 1.22% 1.706 50 1.10% 1.28% 1.786 51 0.89% 1.32% 1.865 52 0.99% 1.30% 1.952 53 1.07% 1.11% 2.040 54 1.17% 1.28% 2.135 55 1.18% 1.10% 2.230 56 1.07% 1.28% 2.333 57 1.16% 1.11% 2.437 58 0.98% 1.33% 2.548 59 1.00% 1.07% 2.603 60 0.93% 1.18% 2.714 61 0.75% 1.17% 2.810 62 0.92% 1.13% 2.873 63 0.77% 1.13% 2.952 64 0.89% 1.32% 3.000 65+ 0.19% 0.25% 3.000

ALIC: 2016 CT IVL Rate Filing Section B Actuarial Memorandum and Certification

General Information

Company Identifying Information: Company Legal Name: Aetna Life Insurance Company State: Connecticut HIOS Issuer ID: 39159 Market: Individual Policy Form(s): Policy Amendment GR-96812-2016-CR1 01 Schedule GR-96812-SB-004-1410320 GR-96812-SB-004-1410321 GR-96812-SB-004-1410318 GR-96812-SB-004-1410319 GR-96812-SB-008-1410324 GR-96812-SB-008-1410322 GR-96812-SB-008-1410323 GR-96812-SB-041-1700743 GR-96812-SB-041-1700742 Effective Date: 01/01/2016 Rate Filing Tracking Number: AETN-130050992

Company Contact Information: Name: Jennifer Juke; Geoff Shannon Telephone Number: 860-273-1343 Email Address: [email protected]; [email protected]

1. Purpose, Scope, and Effective Date The purpose of this filing is to: 1) Provide support for the development of the Part I Unified Rate Review Template; 2) Provide support for the assumptions and rate development applicable to the products supported by the policy forms referenced above; 3) Request approval of the resulting monthly premium rates for the products supported by the policy forms referenced above; and 4) Provide summaries of the benefit details for the products/plan designs referenced by this filing.

The development of the rates reflects the impact of the market forces and rating requirements associated with the Patient Protection and Affordable Care Act (PPACA) and subsequent regulation.

These rates are for plans issued in Connecticut beginning January 1, 2016. The rates comply with all rating guidelines under federal and state regulations. The filing covers plans that will be offered outside the public Marketplace in Connecticut.

2. Proposed Rate Increase Monthly premium rates for all Individual Market products in Connecticut are being revised for effective dates January 1, 2016 through December 31, 2016.

Revised 080515; page 1

A. Reason for Rate Increase(s): Revised rates for these products reflect the following: • Impact of medical claim trend (including changes in provider unit costs and increased utilization of medical cost services); • Revisions to our assumptions about population morbidity and the projected population distribution; • Changes to the reinsurance program; • Changes in cost sharing to ensure that plans comply with Actuarial Value requirements; • Changes in our pricing models used to determine the impact of cost sharing designs; and • Changes in provider networks and contracts.

B. Variation in Rate Changes by Plan/Product: Rate changes differ by plan for the following reasons: • Network & contractual assumptions have been updated, and the change differs based on network. • Changes in cost sharing differ by plan in order to maintain compliance with Actuarial Value and other regulatory requirements. • Updates to family deductible and out of pocket maximum provisions on HSA-compatible plans to comply with new federal regulations.

The weighted average increase across plans based on current ACA-compliant membership, inclusive of the impact of benefit and cost sharing changes, is 0.9%. The minimum increase is -0.5% and the maximum increase is 3.3%.

3. History of Rate Adjustments

• January 1, 2014 Initial introduction of these products • January 1, 2015 4.5% average rate increase

4. Experience Period Premium and Claims

Because the 2014 CT Individual membership is not fully credible, the experience used to develop rates for CT Individual products is a blend of calendar year 2014 Individual ACA results and non-Grandfathered Small Group, as this latter population has historically been guaranteed issue, adjusted-community rated (no medical underwriting), with plans that include a full suite of benefits and services.

A. Paid Through Date: The experience data reported in Worksheet 1, Section I of the Part I Unified Rate Review Template reflects incurred claims from January 1, 2014 through December 31, 2014 and paid through February 28, 2015.

B. Premiums (Net of MLR Rebate) in Experience Period: Experience period premiums are date-of-service premiums from our actuarial experience databases for ACA- compliant Individual business in Connecticut. Our internal projections indicate that no MLR rebate is expected to be paid in 2015 (for 2014 experience) for the Individual MLR Pool in Connecticut. As such, no adjustment was made to premiums to account for expected rebates.

C. Allowed and Incurred Claims Incurred During the Experience Period: Individual: Allowed claims come directly from the claim records for hospital and physician services.

Revised 080515; page 2

Small Group: Allowed and incurred claims are sourced from our actuarial experience databases. These databases provide member-level detail on total allowed and incurred claims but do not include unit cost or utilization metrics. We allocate claims to cost categories and estimate the corresponding unit costs and utilization metrics by using an alternate reporting system that calculates unit cost and utilization metrics by medical cost category but only permits inclusion/exclusion of experience at the market and segment levels. A reconciliation of aggregate data in our actuarial experience databases is performed to ensure that data is consistent with the experience data contained in our enterprise-wide data warehouse.

As noted above, the experience period reflects two months of paid claim run-off. The IBNP reserves account for slightly more than 3% of the experience period incurred claims.

The Connecticut Historical Experience exhibit in Section A summarizes the experience data and documents the impact of the IBNP reserves, by date-of-service for each month within the experience period.

5. Benefit Categories

Our internal systems assign claims to several benefit categories. We have mapped these categories to the categories described in the Unified Rate Review Instructions dated February 21, 2015. Inpatient Hospital consists of care delivered at an inpatient facility and associated expenses, included day-based mental health services. Outpatient Hospital includes outpatient surgical, outpatient mental health, and emergency care and associated expenses. Professional includes both specialty physician and primary care physician expenses, including office-based mental health services. Other includes home health care, medical pharmacy expenses, laboratory expenses, and radiology expenses. Non-capitated ambulance is included in the Outpatient Hospital category when billed by the facility and included in Specialist Physician otherwise. Prescription Drug includes drugs dispensed by a pharmacy.

The utilization for these services are counted by service type, and aggregated for each benefit category. Inpatient Hospital utilization is counted as days; Outpatient Hospital, Professional, and Other Medical utilization are counted as visits. Prescription Drug utilization is counted per script.

6. Projection Factors A. Other Adjustments: The ‘Other’ adjustment includes: • projected changes in the age/gender mix and area mix using internally-developed factors. Section B of the rate filing contains detail on the calculations of the impact of demographic mix shifts. • the projected impact of changes in network composition and provider/pharmacy contracts.

B. Trend Factors (Cost/Utilization): Anticipated annual trend from the experience period to the rating period for the product line is as follows. This is detailed on the Connecticut Historical and Projected Trends exhibit in Section A provides further details regarding trend.

Component Unit Cost Utilization Total Trend Medical 5.6% 1.4% 7.1% Pharmacy 7.0% 1.0% 8.1% Total 5.9% 1.3% 7.3%

Revised 080515; page 3

a. Medical Trend Allowed medical trend includes known and anticipated changes in provider contract rates, severity and medical technology impacts, and expected changes in utilization. The impact of benefit leveraging is accounted for separately in the projected paid to allowed ratio.

b. Pharmacy Trend Pharmacy trend considers the impact of formulary changes, patent expirations, new drugs, other general market share shifts, and overall utilization trend.

Please note that as of August 5, 2015, annual trend has been reduced to 6.5%.

7. Credibility Manual Rate Development A. Source and Appropriateness of Experience Data Used: The source data for our manual rate is the experience incurred for calendar year 2014 and paid through January 2015 for Aetna Life Insurance Company (ALIC) and Aetna Health Inc. (AHI) in the CT Small Group market. The Small Group market experience is considered an appropriate source for the manual rate due to similarities in covered benefits and market dynamics to the post-2014 ACA Individual market. The similar dynamics include no medical underwriting and guaranteed issue & renewability.

B. Adjustments Made to the Data: The Small Group experience used as the basis for the manual rate was adjusted in a similar manner as the base period experience for changes in demographic and area normalizations. The data is further adjusted for projected changes in network and provider contract rates, in addition to unit cost and utilization trend.

C. Inclusion of Capitation Payments: For Small Group, the impact of capitated services is immaterial (0.2%).

8. Credibility of Experience The Individual ACA membership of 55,452 for calendar year 2014 is deemed to be 48.1% credible.

9. Paid-to-Allowed Ratio The expected distribution of membership by metallic tier results in a projected paid to allowed ratio of approximately 65.1%, as shown in Worksheet 2 and detailed in Section B, Product Portfolio & Projected Membership Distribution exhibit.

10. Reinsurance and Risk Adjustment A. Reinsurance – Experience Period Plan information is known on paid claims and thus, recoveries are listed in the appropriate HIOS ID on Worksheet II.

B. Reinsurance – Projection Period The 2016 reinsurance recoveries were estimated by relying on an internally developed model using Connecticut Small Group claims data incurred during calendar year 2013, trended forward with a factor of 9.7% to 2016. We are assuming average coverage in Connecticut of $2,250 deductible, $5,750 out-of-pocket limit and 70% coinsurance, then using federally established parameters of 50% of paid claims between $90,000 and $250,000, adjusted for 2016 enrollment assumptions and adjusted for the Connecticut geography. We expect the transitional reinsurance program to reduce average claims for these products by approximately 6.2% in 2016 excluding the impact of the Reinsurance Contribution. Revised 080515; page 4

The net impact of Reinsurance, after considering the Reinsurance Contribution of $2.25 PMPM for 2016, is $20.63 PMPM, as shown on the Base Rate Development exhibit in Section B. This was allocated by plan based upon expected membership.

C. Risk Adjustment – Experience Period Risk Adjustment is estimated as a per member per month amount by metallic tier.

D. Risk Adjustment – Projection Period Aetna has utilized data from external consultants to analyze potential Risk Adjustment results for 2014 and convert that to the 2016 projection period. As of August 5th, the net risk adjustment receivable has been revised to $25.02, net of the user fee of $0.15 PMPM.

11. Non-Benefit Expenses and Profit & Risk The retention portion of the projected premium is 23.6%. This was developed from the following items and approximated as shown: 1. Taxes and Fees of 8.6% comprised of: a. Premium Taxes of 1.75% b. Patient Centered Outcomes Research Fund of $0.17 per member per year, converted to 0.04% c. Health Insurer Fee of 3.0%, including a gross-up for income taxes d. CT Exchange User Fee of 1.35%. e. Federal Income Tax of 2.1%, assuming 35% tax rate f. CT Vaccine Assessment of 0.4% 3. General Administrative Expenses, including sales and commissions expenses, of approximately 11.1% of premium 4. After-tax Target Profit & Risk of 3.9%

The Risk Adjustment Program User Fee and the Reinsurance Contribution have been reflected in the risk adjustment and reinsurance components of incurred claims. The Exchange User Fee is applied as an adjustment to the Index Rate at the market level. These prospective expenses are based on historical expense levels, current-year projections, and projected changes in expenses, inflation, and membership.

12. Projected Loss Ratio The projected MBR for this filing calculated in the traditional way (inclusive of Reinsurance Contribution & Risk Adj. Program User Fee) is 75.8%. The expected 2016 MLR for this filing, as defined by PPACA and before any credibility adjustment, is 84.5%. Section A, Connecticut Financials exhibit, illustrates the MLR projection.

13. Single Risk Pool The plans and rates included in the Part I URRT are those for all plans we intend to offer in the Individual market in Connecticut through Aetna Life Insurance Company. The proposed rates comply with the Single Risk Pool requirements of 45 CFR §156.80(d).

Revised 080515; page 5

14. Index Rate The index rates for the experience and projection periods are set equal to the actual and projected allowed claims, respectively, less non-essential health benefits (non-EHBs).

The index rate reflects the projected mix of business by plan. The AV pricing values for each plan are set based on the actuarial value and cost-sharing design of the plan, the plan’s provider network, delivery system characteristics, and utilization management practices, the impacts (as applicable) of benefits in addition to EHBs and catastrophic eligibility criteria, and the distribution and administrative costs applicable to the plan/product. Rates do not differ for any characteristic other than those allowable under the regulations as described in 45 CFR 156 §156.80(d)(2).

15. Market-Adjusted Index Rate The development of the Market Adjusted Index Rate is illustrated herein. The three adjustments (Transitional Reinsurance, Risk Adjustment, and Exchange User Fees) were discussed previously. The reinsurance and risk adjustments on Worksheet 1 of the URRT are displayed on a paid-basis. The values reflected have each been divided by the paid to allowed ratio to convert them to an allowed-basis.

Projected Index Rate: $578.77 Net Risk Adjustment: 0.934 Net Reinsurance: 0.945 Exchange User Fees: 1.000 Total Impact: -12.12% Market Adjusted Index Rate: $508.65

16. Plan-Adjusted Index Rates Exhibit E-2 illustrates the development of the Plan Adjusted Index Rates, and displays each plan-specific adjustment made to the Market Adjusted Index Rate. The Plan Adjusted Index Rates are displayed in Column 7. The following briefly describes how each set of adjustments was determined.

A. Actuarial Value, Cost Sharing, and Tobacco: The factors in Column 2 are the product of three separate adjustments: 1. We used internal models developed on large group claims experience to estimate the impact of different cost sharing designs. We also reviewed the projected experience and the projected membership by plan to estimate an overall paid-to-allowed ratio. The combination of these two analyses is a projection of the relative paid to allowed ratio which also reflects the impact of out of network coverage. 2. We applied an adjustment for the impact different levels of cost sharing have on the use of medical services, which is based in part on the induced utilization factors used in the Risk Adjustment program. These adjustments are first normalized to result in an aggregate factor of 1.0 when applied to the projected 2016 membership. 3. We remove the aggregate impact of tobacco rating. A 10% load is applied to all tobacco users age 21 and older. Approximately 5% of enrollees are expected to be tobacco users. The average tobacco factor is calculated as 1.0 * .95% + 1.1 * 5% = 1.004. The non-tobacco adjustment (to derive a rate for non- tobacco users) is the reciprocal of this value, or approximately 0.996.

Revised 080515; page 6

B. Distribution and Administrative Costs: Column 3 reflects the adjustment for projected administrative costs and profit. These are discussed above in the ‘Non-Benefit Expenses and Profit & Risk’ section, and exclude the Reinsurance Contribution, Risk Adjustment User Fee, and Exchange User Fee, which are reflected elsewhere.

C. Provider Network, Delivery System, and Utilization Management: The factors in Column 4 reflect the impact of differences in the network size, efficiency, and provider contract terms.

D. Benefits in addition to EHBs: The factors in Column 5 adjust for the impact of benefits in addition to EHBs. The products discussed in this filing provide coverage for only those benefits defined as Essential Health Benefits (EHB). Hence, all factors in Column 5 are 1.00.

E. Catastrophic Plan Eligibility: This filing does not include catastrophic plans.

F. Experience Period Plan Adjusted Index Rates Worksheet 2 of the URRT displays the Plan Adjusted Index Rates for the experience period. Since these values were not explicitly developed as part of our 2014 rate filings, we have approximated the values that would have been filed. The approach used to develop these values starts with the 2014 plan-specific base rates (the premium rate that would have been charged for a member with 1.0 age, area, and tobacco factors), and multiplies them by the average age and area factors that were projected in the 2014 filing.

17. Calibration A. Age Curve Calibration: The age factors are based on the HHS Default Standard Age curve. The factors are shown in Section B, Demographic Adjustment exhibit. We project a premium-weighted average age factor for the 2016 membership of 1.49 using the prescribed age curve. The age most closely corresponding to the weighted average age factor is 46. We determine a calibration factor of 0.671 by taking the reciprocal of the weighted average age factor.

The Area Shift Calculation exhibit in Section B summarizes the rating area definitions and factors. It also displays the projected membership by area and the projected average area factor of 1.1002. The calibration factor is the reciprocal, or 0.909.

B. Quarterly Trend Calibration: Not applicable.

18. Consumer-Adjusted Premium Rate Development Rates are determined using the prescribed member build-up approach. In the event that a family includes more than three child dependents under age 21, only the three oldest child dependents will be considered in determining the family’s premium. Additional child dependents (non-billable members) will not be included in the rate calculation.

The premium for each billable member is calculated as: Calibrated Plan Adjusted Index Rate * Age Factor * Area Factor * Tobacco Factor The resulting rate is rounded to the nearest cent, and rates are then summed for all billable family members. Revised 080515; page 7

As an example of this calculation, consider a family living in Hartford County that enrolls in the Silver $10 Copay OAMC plan. Assume that the parents are ages 42 and 40 and have children ages 13, 11, 8, and 6, and no family member uses tobacco. The rate for this family is calculated as:

Member Age 42 40 13 11 8 6 Calibrated Plan Adjusted Index Rate $284.73 $284.73 $284.73 $284.73 $284.73 $284.73 Age Factor 1.3250 1.2780 0.6350 0.6350 0.6350 0.6350 Area Factor 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Tobacco Factor 1.0000 1.0000 N/A N/A N/A N/A Final Rate $377.27 $363.89 $180.81 $180.81 $180.81 N/A

The family’s final monthly rate is the sum of the member rates, or $1,283.58. Consistent with the limit on the number of billable dependents, no premium will be charged for the youngest family member in this example.

19. AV Metal Values The AV Metal Values on Worksheet 2 were based on the AV Calculator. As applicable, entries were modified to reflect the plan appropriately and/or adjustments were made for plan design features that could not be entered in the calculator per 45 CFR Part 156, §156.135. In Section D, accompanying certification discusses how the benefits were modified to fit the parameters and the development of any adjustments. The AV screen shots provide detail on the modified entries and adjustments to AV, as applicable.

20. AV Pricing Values The AV Pricing Values are calculated as the ratio of the Plan Adjusted Index Rate to the Market Adjusted Index Rate. AV Pricing Values do not differ based on morbidity differences nor benefit selection anticipated within the Single Risk Pool.

21. Membership Projections Exhibit E-2 summarizes the membership projections by plan. Membership projections are based on historical experience, enrollment in ACA-compliant plans through January 2015, and our expectations for future sales as additional members move to these plans from grandfathered plans.

22. Terminated Products The following products will be closed to new sales prior to January 1, 2016: HIOS Plan ID 39159CT012. Consistent with the URRT instructions, experience for non-single risk pool terminated products is reported in aggregate under the terminated product with the largest membership in the experience period.

23. Plan Type All plans are consistent with the plan type indicated on Worksheet 2.

24. Warning Alerts The Experience Period Plan Adjusted Index Rate on Worksheet 2 differs from the Experience Period Premium PMPM on Worksheet 1 since the Experience Period Premium reflects the actual enrollment mix for all non- grandfathered business in the market in 2014 while the average Plan Adjusted Index Rate reflects the projected (vs. actual) ACA mix for single risk pool experience and a zero rate for non-single risk pool experience.

Revised 080515; page 8

For the same reason, Total Premium (TP) differs between Worksheets 1 and 2.

The Experience Period Incurred claims and Incurred Claims PMPM on Worksheet 2 adjust for the impacts of Reinsurance and Risk Adjustment. The Incurred Claims on Worksheet 1 are not adjusted for the impact of Reinsurance and Risk Adjustment. The warning alerts on rows 67 and 72 of Worksheet 2 result from the different treatment of Reinsurance and Risk Adjustment on the two worksheets.

25. Benefit Design This filing includes the following standard plans: four Bronze, three Silver, and two Gold.

Please refer to the corresponding policy forms for detailed benefit language. Information on the cost-sharing parameters of the covered benefit plans, including deductibles, copays, and Actuarial Values, is summarized in Sections C & D. All benefit and cost sharing parameters comply with Connecticut benefit mandates and the requirements of PPACA, including preventive care benefits, deductible limits, and Actuarial Value requirements.

26. Marketing Plans will be marketed through brokers and general agents, and directly to consumers through direct mail, telemarketing, and the internet.

27. Underwriting Aetna will verify applicant eligibility for these plans based on any applicable age or geographic limitations. Additionally, with respect to determining the applicable premium risk class due to tobacco-use status, the underwriting criteria will be consistent with the communicated federal thresholds. Tobacco use will be determined by use of tobacco on average of four or more times per week (excluding religious or ceremonial uses) within no longer than the past six months.

28. Renewability These policies are guaranteed renewable as required under §2703 of the Public Health Service Act.

29. Company Financial Condition As of December 31, 2014, the capital and surplus held by Aetna Life Insurance Company was approximately $3.9 billion. This amount is disclosed in the Company’s statutory financial statement dated December 31, 2014. The Company issues insurance nationwide for multiple lines of business including, large group medical, Small Group medical, individual medical, and various non-medical products.

Reliance While I have reviewed the reasonableness of the assumptions in support of both the preparation of the Part I Unified Rate Review Template and the assumptions in support of the rate development applicable to the products discussed in this filing, I relied on the expertise of the following noted individuals, along with work products produced at their direction, for the following items:

• URRT Methodology and Data Definitions James Lescoe • Experience Period Data – Individual – AET Manos Paximadas • Experience Period Data – Small Group – AET Paul Marlowe • Experience Period MLR Rebates Becki Hall • Reinsurance Recovery – CY 2014 Dave Grieshaber • Reinsurance Estimate – CY 2016 Breann Cartwright Revised 080515; page 9

• Risk Adjustment Payment/Receivable – CY 2014 John Caruso • Medical Cost and Utilization Trend Katie Lishego • Rx Cost and Utilization Trend Brad Schoening • 2014 ACA Relative Risk to the Market Average Dave Grieshaber • Actuarial Value, Modifications, and Benefit Relativities Brent Reis • Pediatric Dental Claim Cost Barbara Weber • Components of Retention/Administrative Fees Jon Kunkle / Don Pappas

Certification

While this memorandum discusses both our development of rates for these products and the completion of the Part I Unified Rate Review Template (URRT), the Part I URRT does not demonstrate the process used by Aetna to develop the rates. Rather, it represents information required by Federal regulation to be provided in support of the review of rate increases, for certification of qualified health plans for Federally-facilitated marketplaces, and for certification that the index rate is developed in accordance with Federal regulation, is used consistently, and is only adjusted by the allowable modifiers. The information provided above is intended to comply with these requirements.

I, Geoffrey S. Shannon, am an Associate of the Society of Actuaries, a member of the American Academy of Actuaries, and am qualified in the area of health insurance. I hereby certify that to the best of my knowledge and judgment:

1. This rate filing is in compliance with the applicable laws and regulations of Connecticut, the requirements under federal law and regulation, and all applicable Actuarial Standards of Practice, including but not limited to:

a. ASOP No. 5, Incurred Health and Disability Claims b. ASOP No. 8, Regulatory Filings for Health Benefits, Accident and Health Insurance, and Entities Providing Health c. ASOP No. 12, Risk Classification d. ASOP No. 23, Data Quality e. ASOP No. 25, Credibility Procedures Applicable to Accident and Health, Group Term Life, and Property/Casualty Coverages f. ASOP No. 26, Compliance with Statutory and Regulatory Requirements for the Actuarial Certification of Small Employer Health Benefit Plans g. ASOP No. 41, Actuarial Communications.

2. The Projected Index Rate is: a. In compliance with all applicable State and Federal Statutes and Regulations (45 CFR 156.80(d)(1)), b. Developed in compliance with the applicable Actuarial Standards of Practice, c. Reasonable in relation to the benefits provided and the population anticipated to be covered, d. Neither excessive, deficient, nor unfairly discriminatory.

3. The Index Rate and only the allowable modifiers as described in 45 CFR 156.80(d)(1) and 45 CFR 156.80(d)(2) were used to generate plan-level rates.

Revised 080515; page 10

4. The percent of total premium that represents essential health benefits included in Worksheet 2, Sections III and IV were calculated in accordance with actuarial standards of practice.

5. The geographic rating factors reflect only differences in the costs of delivery (which include unit costs and provider practice pattern differences) and do not include differences for population morbidity by geographic area.

6. The AV Calculator was used to determine the AV Metal Values shown in Worksheet 2 of the Part I Unified Rate Review Template for all plans. Adjustments made to reflect benefit features not handled by the AV Calculator are discussed in the attached certification required by 45 CFR Part 156, §156.135.

August 5, 2015 ______Geoffrey S. Shannon, ASA, MAAA Date Aetna Life Insurance Company

Revised 080515; page 11

CONNECTICUT INDIVIDUAL - 2016 FEDERAL RATE REVIEW: SUPPORTING DOCUMENTATION Exhibit E-2, Calculation of Plan Adjusted Index Rates and Calibrated Plan Adjusted Index Rates

(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) = Product = (8) x (9) x (Columns 1-6) (10) = (7) x (11) = (7) / (1) Calibrated Market AV, Cost Benefits in Impact of Plan Age Area Trend Total AV Metal Member Distribution Network Plan HIOS ID Plan Name Adjusted Sharing, & addition to Eligibility Adjusted Calibration Calibration Calibration Calibration Pricing Tier Distribution & Admin & UM Adjusted Index Rate Tobacco EHBs (CAT) Index Rate Factor Factor Factor Adjustm't Value Index Rate 39159CT0080009 CT Aetna Gold $10 Copay OAMC PD Gold 12.00% $508.65 0.891 1.309 1.000 1.000 1.000 593.11 0.671 0.909 1.000 0.610 361.85 1.166 39159CT0080011 CT Aetna Silver $10 Copay OAMC PD Silver 20.00% $508.65 0.701 1.309 1.000 1.000 1.000 466.71 0.671 0.909 1.000 0.610 284.73 0.918 39159CT0080007 CT Aetna Bronze $15 Copay OAMC PD Bronze 40.00% $508.65 0.587 1.309 1.000 1.000 1.000 390.67 0.671 0.909 1.000 0.610 238.34 0.768 39159CT0080008 CT Aetna Bronze Deductible Only HSA Eligible OAMC PD Bronze 17.00% $508.65 0.569 1.309 1.000 1.000 1.000 378.79 0.671 0.909 1.000 0.610 231.09 0.745 39159CT0080013 CT Aetna Whole Health Gold $5 Copay PD Gold 1.00% $508.65 0.919 1.309 1.000 1.000 1.000 612.08 0.671 0.909 1.000 0.610 373.42 1.203 39159CT0080014 CT Aetna Whole Health Silver $10 Copay PD Silver 3.00% $508.65 0.664 1.309 1.000 1.000 1.000 442.09 0.671 0.909 1.000 0.610 269.71 0.869 39159CT0080012 CT Aetna Whole Health Bronze $35 Copay PD Bronze 5.00% $508.65 0.565 1.309 1.000 1.000 1.000 376.02 0.671 0.909 1.000 0.610 229.41 0.739 39159CT0090006 CT Costco Silver $10 Copay OAMC PD Silver 1.00% $508.65 0.703 1.273 1.000 1.000 1.000 455.04 0.671 0.909 1.000 0.610 277.62 0.895 39159CT0090005 CT Costco Bronze Deductible Only HSA Eligible OAMC Bronze 1.00% $508.65 0.577 1.273 1.000 1.000 1.000 373.80 0.671 0.909 1.000 0.610 228.05 0.735

ALIC: 2016 CT IVL Rate Filing Revised 080515 Section E 2016 Rates Table Template v5.05 All fields with an asterisk ( * ) are required. To validate press Validate button or Ctrl + Shift + I. To finalize, press Finalize button or Ctrl + Shift + F. If macros are disabled, press and hold the ALT key and pressIf you are a community rating state, select Family Option under Age and fill in all columns. If you are not community rating state, select 0-20 under Age and provide an Individual Rate for every age band. If Tobacco is Tobacco User/Non-Tobacco User, you must give a rate for Tobacco Use and Non-Tobacco Use. To add a new sheet, press the Add Sheet button, or Ctrl + Shift + H. All plans must have the same dates on a sheet. HIOS Issuer ID* 39159 Federal TIN* 06-6033492 Rate Effective Date* 01/01/2016 Rate Expiration Date* 12/31/2016

Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco enrollee Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan on a plan plan

39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 174.05 174.05 0-20 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 274.09 301.50 21 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 274.09 301.50 22 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 274.09 301.50 23 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 274.09 301.50 24 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 275.19 302.71 25 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 280.67 308.74 26 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 287.25 315.97 27 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 297.94 327.73 28 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 306.71 337.38 29 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 311.10 342.20 30 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 317.67 349.44 31 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 324.25 356.68 32 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 328.36 361.20 33 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 332.75 366.02 34 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 334.94 368.44 35 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 337.13 370.85 36 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 339.33 373.26 37 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 341.52 375.67 38 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 345.90 380.50 39 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 350.29 385.32 40 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 356.87 392.56 41 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 363.17 399.49 42 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 371.94 409.14 43 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 382.91 421.20 44 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 395.79 435.37 45 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 411.14 452.25 46 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 428.41 471.25 47 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 448.14 492.96 48 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 467.60 514.36 49 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 489.53 538.48 50 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 511.18 562.30 51 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 535.03 588.53 52 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 559.15 615.06 53 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 585.19 643.71 54 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 611.23 672.35 55 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 639.46 703.40 56 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 667.96 734.76 57 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 698.39 768.23 58 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 713.46 784.81 59 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 743.89 818.28 60 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 770.20 847.22 61 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 787.47 866.22 62 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 809.12 890.03 63 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 822.00 904.20 64 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 822.00 904.20 65 and over 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 151.35 151.35 0-20 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 238.34 262.18 21 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 238.34 262.18 22 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 238.34 262.18 23 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 238.34 262.18 24 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 239.29 263.22 25 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 244.06 268.47 26 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 249.78 274.76 27 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 259.08 284.98 28 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 266.70 293.37 29 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 270.52 297.57 30 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 276.24 303.86 31 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 281.96 310.15 32 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 285.53 314.09 33 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 289.35 318.28 34 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 291.25 320.38 35 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 293.16 322.48 36 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 295.07 324.57 37 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 296.97 326.67 38 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 300.79 330.87 39 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 304.60 335.06 40 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 310.32 341.35 41 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 315.80 347.38 42 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 323.43 355.77 43 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 332.96 366.26 44 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 344.17 378.58 45 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 357.51 393.26 46 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 372.53 409.78 47 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 389.69 428.66 48 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 406.61 447.27 49 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 425.68 468.25 50 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 444.51 488.96 51 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 465.24 511.77 52 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 486.22 534.84 53 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 508.86 559.74 54 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 531.50 584.65 55 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 556.05 611.66 56 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 580.84 638.92 57 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 607.29 668.02 58 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 620.40 682.44 59 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 646.86 711.54 60 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 669.74 736.71 61 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 684.75 753.23 62 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 703.58 773.94 63 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 714.79 786.26 64 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 714.79 786.26 65 and over 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 151.35 151.35 0-20 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 238.34 262.18 21 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 238.34 262.18 22 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 238.34 262.18 23 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 238.34 262.18 24 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 239.29 263.22 25 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 244.06 268.47 26 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 249.78 274.76 27 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 259.08 284.98 28 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 266.70 293.37 29 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 270.52 297.57 30 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 276.24 303.86 31 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 281.96 310.15 32 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 285.53 314.09 33 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 289.35 318.28 34 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 291.25 320.38 35 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 293.16 322.48 36 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 295.07 324.57 37 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 296.97 326.67 38 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 300.79 330.87 39 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 304.60 335.06 40 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 310.32 341.35 41 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 315.80 347.38 42 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 323.43 355.77 43 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 332.96 366.26 44 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 344.17 378.58 45 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 357.51 393.26 46 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 372.53 409.78 47 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 389.69 428.66 48 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 406.61 447.27 49 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 425.68 468.25 50 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 444.51 488.96 51 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 465.24 511.77 52 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 486.22 534.84 53 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 508.86 559.74 54 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 531.50 584.65 55 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 556.05 611.66 56 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 580.84 638.92 57 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 607.29 668.02 58 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 620.40 682.44 59 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 646.86 711.54 60 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 669.74 736.71 61 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 684.75 753.23 62 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 703.58 773.94 63 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 714.79 786.26 64 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 714.79 786.26 65 and over 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 151.35 151.35 0-20 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 238.34 262.18 21 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 238.34 262.18 22 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 238.34 262.18 23 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 238.34 262.18 24 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 239.29 263.22 25 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 244.06 268.47 26 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 249.78 274.76 27 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 259.08 284.98 28 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 266.70 293.37 29 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 270.52 297.57 30 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 276.24 303.86 31 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 281.96 310.15 32 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 285.53 314.09 33 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 289.35 318.28 34 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 291.25 320.38 35 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 293.16 322.48 36 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 295.07 324.57 37 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 296.97 326.67 38 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 300.79 330.87 39 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 304.60 335.06 40 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 310.32 341.35 41 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 315.80 347.38 42 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 323.43 355.77 43 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 332.96 366.26 44 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 344.17 378.58 45 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 357.51 393.26 46 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 372.53 409.78 47 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 389.69 428.66 48 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 406.61 447.27 49 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 425.68 468.25 50 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 444.51 488.96 51 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 465.24 511.77 52 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 486.22 534.84 53 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 508.86 559.74 54 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 531.50 584.65 55 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 556.05 611.66 56 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 580.84 638.92 57 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 607.29 668.02 58 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 620.40 682.44 59 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 646.86 711.54 60 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 669.74 736.71 61 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 684.75 753.23 62 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 703.58 773.94 63 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 714.79 786.26 64 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 714.79 786.26 65 and over 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 162.70 162.70 0-20 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 256.22 281.84 21 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 256.22 281.84 22 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 256.22 281.84 23 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 256.22 281.84 24 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 257.24 282.97 25 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 262.37 288.60 26 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 268.52 295.37 27 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 278.51 306.36 28 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 286.71 315.38 29 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 290.81 319.89 30 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 296.96 326.65 31 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 303.10 333.42 32 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 306.95 337.64 33 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 311.05 342.15 34 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 313.10 344.41 35 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 315.15 346.66 36 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 317.20 348.92 37 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 319.25 351.17 38 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 323.35 355.68 39 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 327.45 360.19 40 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 333.59 366.95 41 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 339.49 373.44 42 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 347.69 382.46 43 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 357.94 393.73 44 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 369.98 406.98 45 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 384.33 422.76 46 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 400.47 440.51 47 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 418.91 460.81 48 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 437.11 480.82 49 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 457.60 503.36 50 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 477.84 525.63 51 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 500.14 550.15 52 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 522.68 574.95 53 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 547.02 601.73 54 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 571.36 628.50 55 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 597.75 657.53 56 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 624.40 686.84 57 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 652.84 718.13 58 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 666.93 733.63 59 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 695.37 764.91 60 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 719.97 791.97 61 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 736.11 809.72 62 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 756.35 831.99 63 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 768.39 845.23 64 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 768.39 845.23 65 and over 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 174.05 174.05 0-20 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 274.09 301.50 21 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 274.09 301.50 22 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 274.09 301.50 23 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 274.09 301.50 24 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 275.19 302.71 25 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 280.67 308.74 26 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 287.25 315.97 27 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 297.94 327.73 28 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 306.71 337.38 29 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 311.10 342.20 30 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 317.67 349.44 31 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 324.25 356.68 32 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 328.36 361.20 33 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 332.75 366.02 34 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 334.94 368.44 35 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 337.13 370.85 36 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 339.33 373.26 37 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 341.52 375.67 38 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 345.90 380.50 39 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 350.29 385.32 40 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 356.87 392.56 41 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 363.17 399.49 42 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 371.94 409.14 43 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 382.91 421.20 44 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 395.79 435.37 45 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 411.14 452.25 46 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 428.41 471.25 47 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 448.14 492.96 48 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 467.60 514.36 49 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 489.53 538.48 50 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 511.18 562.30 51 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 535.03 588.53 52 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 559.15 615.06 53 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 585.19 643.71 54 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 611.23 672.35 55 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 639.46 703.40 56 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 667.96 734.76 57 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 698.39 768.23 58 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 713.46 784.81 59 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 743.89 818.28 60 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 770.20 847.22 61 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 787.47 866.22 62 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 809.12 890.03 63 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 822.00 904.20 64 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 822.00 904.20 65 and over 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 151.35 151.35 0-20 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 238.34 262.18 21 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 238.34 262.18 22 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 238.34 262.18 23 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 238.34 262.18 24 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 239.29 263.22 25 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 244.06 268.47 26 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 249.78 274.76 27 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 259.08 284.98 28 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 266.70 293.37 29 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 270.52 297.57 30 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 276.24 303.86 31 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 281.96 310.15 32 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 285.53 314.09 33 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 289.35 318.28 34 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 291.25 320.38 35 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 293.16 322.48 36 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 295.07 324.57 37 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 296.97 326.67 38 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 300.79 330.87 39 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 304.60 335.06 40 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 310.32 341.35 41 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 315.80 347.38 42 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 323.43 355.77 43 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 332.96 366.26 44 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 344.17 378.58 45 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 357.51 393.26 46 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 372.53 409.78 47 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 389.69 428.66 48 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 406.61 447.27 49 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 425.68 468.25 50 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 444.51 488.96 51 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 465.24 511.77 52 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 486.22 534.84 53 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 508.86 559.74 54 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 531.50 584.65 55 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 556.05 611.66 56 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 580.84 638.92 57 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 607.29 668.02 58 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 620.40 682.44 59 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 646.86 711.54 60 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 669.74 736.71 61 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 684.75 753.23 62 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 703.58 773.94 63 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 714.79 786.26 64 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 714.79 786.26 65 and over 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 151.35 151.35 0-20 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 238.34 262.18 21 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 238.34 262.18 22 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 238.34 262.18 23 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 238.34 262.18 24 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 239.29 263.22 25 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 244.06 268.47 26 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 249.78 274.76 27 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 259.08 284.98 28 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 266.70 293.37 29 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 270.52 297.57 30 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 276.24 303.86 31 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 281.96 310.15 32 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 285.53 314.09 33 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 289.35 318.28 34 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 291.25 320.38 35 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 293.16 322.48 36 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 295.07 324.57 37 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 296.97 326.67 38 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 300.79 330.87 39 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 304.60 335.06 40 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 310.32 341.35 41 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 315.80 347.38 42 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 323.43 355.77 43 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 332.96 366.26 44 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 344.17 378.58 45 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 357.51 393.26 46 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 372.53 409.78 47 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 389.69 428.66 48 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 406.61 447.27 49 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 425.68 468.25 50 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 444.51 488.96 51 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 465.24 511.77 52 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 486.22 534.84 53 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 508.86 559.74 54 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 531.50 584.65 55 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 556.05 611.66 56 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 580.84 638.92 57 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 607.29 668.02 58 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 620.40 682.44 59 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 646.86 711.54 60 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 669.74 736.71 61 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 684.75 753.23 62 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 703.58 773.94 63 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 714.79 786.26 64 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 714.79 786.26 65 and over 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 168.75 168.75 0-20 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 265.75 292.33 21 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 265.75 292.33 22 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 265.75 292.33 23 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 265.75 292.33 24 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 266.82 293.50 25 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 272.13 299.34 26 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 278.51 306.36 27 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 288.87 317.76 28 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 297.38 327.12 29 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 301.63 331.79 30 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 308.01 338.81 31 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 314.39 345.82 32 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 318.37 350.21 33 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 322.62 354.89 34 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 324.75 357.23 35 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 326.88 359.56 36 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 329.00 361.90 37 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 331.13 364.24 38 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 335.38 368.92 39 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 339.63 373.60 40 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 346.01 380.61 41 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 352.12 387.34 42 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 360.63 396.69 43 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 371.26 408.38 44 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 383.75 422.12 45 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 398.63 438.49 46 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 415.37 456.91 47 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 434.51 477.96 48 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 453.38 498.71 49 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 474.64 522.10 50 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 495.63 545.19 51 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 518.75 570.63 52 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 542.14 596.35 53 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 567.38 624.12 54 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 592.63 651.89 55 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 620.00 682.00 56 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 647.64 712.40 57 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 677.14 744.85 58 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 691.76 760.93 59 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 721.25 793.38 60 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 746.77 821.44 61 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 763.51 839.86 62 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 784.50 862.95 63 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 796.99 876.69 64 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 796.99 876.69 65 and over 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 146.74 146.74 0-20 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 231.09 254.20 21 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 231.09 254.20 22 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 231.09 254.20 23 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 231.09 254.20 24 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 232.01 255.22 25 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 236.64 260.30 26 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 242.18 266.40 27 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 251.19 276.31 28 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 258.59 284.45 29 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 262.29 288.52 30 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 267.83 294.62 31 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 273.38 300.72 32 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 276.85 304.53 33 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 280.54 308.60 34 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 282.39 310.63 35 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 284.24 312.66 36 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 286.09 314.70 37 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 287.94 316.73 38 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 291.64 320.80 39 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 295.33 324.87 40 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 300.88 330.97 41 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 306.19 336.81 42 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 313.59 344.95 43 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 322.83 355.12 44 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 333.69 367.06 45 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 346.63 381.30 46 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 361.19 397.31 47 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 377.83 415.61 48 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 394.24 433.66 49 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 412.73 454.00 50 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 430.98 474.08 51 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 451.09 496.20 52 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 471.42 518.57 53 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 493.38 542.71 54 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 515.33 566.86 55 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 539.13 593.05 56 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 563.17 619.48 57 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 588.82 647.70 58 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 601.53 661.68 59 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 627.18 689.90 60 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 649.36 714.30 61 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 663.92 730.31 62 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 682.18 750.39 63 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 693.04 762.34 64 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 693.04 762.34 65 and over 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 146.74 146.74 0-20 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 231.09 254.20 21 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 231.09 254.20 22 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 231.09 254.20 23 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 231.09 254.20 24 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 232.01 255.22 25 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 236.64 260.30 26 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 242.18 266.40 27 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 251.19 276.31 28 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 258.59 284.45 29 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 262.29 288.52 30 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 267.83 294.62 31 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 273.38 300.72 32 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 276.85 304.53 33 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 280.54 308.60 34 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 282.39 310.63 35 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 284.24 312.66 36 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 286.09 314.70 37 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 287.94 316.73 38 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 291.64 320.80 39 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 295.33 324.87 40 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 300.88 330.97 41 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 306.19 336.81 42 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 313.59 344.95 43 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 322.83 355.12 44 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 333.69 367.06 45 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 346.63 381.30 46 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 361.19 397.31 47 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 377.83 415.61 48 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 394.24 433.66 49 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 412.73 454.00 50 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 430.98 474.08 51 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 451.09 496.20 52 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 471.42 518.57 53 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 493.38 542.71 54 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 515.33 566.86 55 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 539.13 593.05 56 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 563.17 619.48 57 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 588.82 647.70 58 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 601.53 661.68 59 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 627.18 689.90 60 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 649.36 714.30 61 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 663.92 730.31 62 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 682.18 750.39 63 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 693.04 762.34 64 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 693.04 762.34 65 and over 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 146.74 146.74 0-20 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 231.09 254.20 21 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 231.09 254.20 22 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 231.09 254.20 23 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 231.09 254.20 24 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 232.01 255.22 25 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 236.64 260.30 26 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 242.18 266.40 27 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 251.19 276.31 28 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 258.59 284.45 29 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 262.29 288.52 30 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 267.83 294.62 31 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 273.38 300.72 32 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 276.85 304.53 33 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 280.54 308.60 34 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 282.39 310.63 35 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 284.24 312.66 36 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 286.09 314.70 37 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 287.94 316.73 38 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 291.64 320.80 39 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 295.33 324.87 40 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 300.88 330.97 41 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 306.19 336.81 42 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 313.59 344.95 43 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 322.83 355.12 44 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 333.69 367.06 45 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 346.63 381.30 46 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 361.19 397.31 47 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 377.83 415.61 48 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 394.24 433.66 49 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 412.73 454.00 50 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 430.98 474.08 51 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 451.09 496.20 52 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 471.42 518.57 53 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 493.38 542.71 54 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 515.33 566.86 55 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 539.13 593.05 56 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 563.17 619.48 57 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 588.82 647.70 58 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 601.53 661.68 59 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 627.18 689.90 60 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 649.36 714.30 61 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 663.92 730.31 62 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 682.18 750.39 63 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 693.04 762.34 64 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 693.04 762.34 65 and over 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 157.75 157.75 0-20 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 248.42 273.26 21 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 248.42 273.26 22 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 248.42 273.26 23 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 248.42 273.26 24 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 249.42 274.36 25 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 254.38 279.82 26 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 260.35 286.38 27 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 270.03 297.04 28 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 277.98 305.78 29 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 281.96 310.15 30 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 287.92 316.71 31 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 293.88 323.27 32 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 297.61 327.37 33 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 301.58 331.74 34 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 303.57 333.93 35 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 305.56 336.11 36 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 307.55 338.30 37 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 309.53 340.49 38 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 313.51 344.86 39 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 317.48 349.23 40 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 323.44 355.79 41 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 329.16 362.07 42 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 337.11 370.82 43 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 347.04 381.75 44 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 358.72 394.59 45 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 372.63 409.90 46 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 388.28 427.11 47 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 406.17 446.79 48 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 423.81 466.19 49 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 443.68 488.05 50 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 463.31 509.64 51 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 484.92 533.41 52 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 506.78 557.46 53 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 530.38 583.42 54 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 553.98 609.38 55 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 579.57 637.52 56 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 605.40 665.94 57 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 632.98 696.28 58 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 646.64 711.31 59 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 674.22 741.64 60 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 698.06 767.87 61 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 713.71 785.09 62 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 733.34 806.67 63 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 745.02 819.52 64 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 745.02 819.52 65 and over 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 168.75 168.75 0-20 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 265.75 292.33 21 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 265.75 292.33 22 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 265.75 292.33 23 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 265.75 292.33 24 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 266.82 293.50 25 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 272.13 299.34 26 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 278.51 306.36 27 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 288.87 317.76 28 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 297.38 327.12 29 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 301.63 331.79 30 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 308.01 338.81 31 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 314.39 345.82 32 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 318.37 350.21 33 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 322.62 354.89 34 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 324.75 357.23 35 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 326.88 359.56 36 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 329.00 361.90 37 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 331.13 364.24 38 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 335.38 368.92 39 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 339.63 373.60 40 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 346.01 380.61 41 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 352.12 387.34 42 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 360.63 396.69 43 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 371.26 408.38 44 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 383.75 422.12 45 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 398.63 438.49 46 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 415.37 456.91 47 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 434.51 477.96 48 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 453.38 498.71 49 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 474.64 522.10 50 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 495.63 545.19 51 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 518.75 570.63 52 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 542.14 596.35 53 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 567.38 624.12 54 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 592.63 651.89 55 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 620.00 682.00 56 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 647.64 712.40 57 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 677.14 744.85 58 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 691.76 760.93 59 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 721.25 793.38 60 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 746.77 821.44 61 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 763.51 839.86 62 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 784.50 862.95 63 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 796.99 876.69 64 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 796.99 876.69 65 and over 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 146.74 146.74 0-20 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 231.09 254.20 21 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 231.09 254.20 22 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 231.09 254.20 23 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 231.09 254.20 24 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 232.01 255.22 25 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 236.64 260.30 26 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 242.18 266.40 27 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 251.19 276.31 28 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 258.59 284.45 29 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 262.29 288.52 30 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 267.83 294.62 31 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 273.38 300.72 32 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 276.85 304.53 33 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 280.54 308.60 34 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 282.39 310.63 35 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 284.24 312.66 36 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 286.09 314.70 37 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 287.94 316.73 38 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 291.64 320.80 39 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 295.33 324.87 40 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 300.88 330.97 41 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 306.19 336.81 42 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 313.59 344.95 43 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 322.83 355.12 44 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 333.69 367.06 45 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 346.63 381.30 46 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 361.19 397.31 47 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 377.83 415.61 48 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 394.24 433.66 49 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 412.73 454.00 50 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 430.98 474.08 51 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 451.09 496.20 52 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 471.42 518.57 53 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 493.38 542.71 54 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 515.33 566.86 55 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 539.13 593.05 56 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 563.17 619.48 57 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 588.82 647.70 58 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 601.53 661.68 59 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 627.18 689.90 60 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 649.36 714.30 61 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 663.92 730.31 62 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 682.18 750.39 63 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 693.04 762.34 64 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 693.04 762.34 65 and over 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 146.74 146.74 0-20 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 231.09 254.20 21 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 231.09 254.20 22 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 231.09 254.20 23 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 231.09 254.20 24 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 232.01 255.22 25 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 236.64 260.30 26 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 242.18 266.40 27 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 251.19 276.31 28 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 258.59 284.45 29 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 262.29 288.52 30 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 267.83 294.62 31 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 273.38 300.72 32 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 276.85 304.53 33 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 280.54 308.60 34 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 282.39 310.63 35 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 284.24 312.66 36 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 286.09 314.70 37 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 287.94 316.73 38 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 291.64 320.80 39 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 295.33 324.87 40 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 300.88 330.97 41 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 306.19 336.81 42 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 313.59 344.95 43 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 322.83 355.12 44 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 333.69 367.06 45 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 346.63 381.30 46 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 361.19 397.31 47 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 377.83 415.61 48 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 394.24 433.66 49 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 412.73 454.00 50 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 430.98 474.08 51 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 451.09 496.20 52 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 471.42 518.57 53 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 493.38 542.71 54 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 515.33 566.86 55 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 539.13 593.05 56 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 563.17 619.48 57 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 588.82 647.70 58 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 601.53 661.68 59 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 627.18 689.90 60 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 649.36 714.30 61 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 663.92 730.31 62 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 682.18 750.39 63 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 693.04 762.34 64 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 693.04 762.34 65 and over 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 264.24 264.24 0-20 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 416.12 457.74 21 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 416.12 457.74 22 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 416.12 457.74 23 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 416.12 457.74 24 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 417.79 459.57 25 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 426.11 468.72 26 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 436.10 479.71 27 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 452.33 497.56 28 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 465.64 512.21 29 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 472.30 519.53 30 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 482.29 530.52 31 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 492.27 541.50 32 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 498.52 548.37 33 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 505.17 555.69 34 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 508.50 559.35 35 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 511.83 563.02 36 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 515.16 566.68 37 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 518.49 570.34 38 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 525.15 577.66 39 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 531.81 584.99 40 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 541.79 595.97 41 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 551.36 606.50 42 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 564.68 621.15 43 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 581.33 639.46 44 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 600.88 660.97 45 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 624.19 686.60 46 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 650.40 715.44 47 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 680.36 748.40 48 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 709.91 780.90 49 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 743.20 817.52 50 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 776.07 853.68 51 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 812.27 893.50 52 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 848.89 933.78 53 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 888.42 977.27 54 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 927.96 1020.75 55 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 970.82 1067.90 56 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1014.09 1115.50 57 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1060.28 1166.31 58 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1083.17 1191.49 59 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1129.36 1242.30 60 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1169.31 1286.24 61 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1195.52 1315.08 62 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1228.40 1351.24 63 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1247.96 1372.75 64 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1247.96 1372.75 65 and over 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 229.77 229.77 0-20 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 361.85 398.03 21 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 361.85 398.03 22 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 361.85 398.03 23 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 361.85 398.03 24 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 363.29 399.62 25 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 370.53 407.58 26 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 379.22 417.14 27 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 393.33 432.66 28 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 404.91 445.40 29 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 410.70 451.77 30 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 419.38 461.32 31 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 428.06 470.87 32 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 433.49 476.84 33 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 439.28 483.21 34 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 442.18 486.39 35 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 445.07 489.58 36 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 447.97 492.76 37 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 450.86 495.95 38 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 456.65 502.32 39 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 462.44 508.68 40 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 471.12 518.24 41 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 479.45 527.39 42 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 491.03 540.13 43 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 505.50 556.05 44 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 522.51 574.76 45 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 542.77 597.05 46 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 565.57 622.12 47 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 591.62 650.78 48 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 617.31 679.04 49 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 646.26 710.88 50 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 674.84 742.33 51 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 706.33 776.96 52 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 738.17 811.98 53 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 772.54 849.80 54 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 806.92 887.61 55 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 844.19 928.61 56 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 881.82 970.00 57 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 921.99 1014.18 58 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 941.89 1036.08 59 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 982.05 1080.26 60 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1016.79 1118.47 61 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1039.59 1143.54 62 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1068.17 1174.99 63 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1085.18 1193.70 64 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1085.18 1193.70 65 and over 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 229.77 229.77 0-20 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 361.85 398.03 21 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 361.85 398.03 22 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 361.85 398.03 23 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 361.85 398.03 24 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 363.29 399.62 25 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 370.53 407.58 26 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 379.22 417.14 27 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 393.33 432.66 28 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 404.91 445.40 29 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 410.70 451.77 30 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 419.38 461.32 31 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 428.06 470.87 32 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 433.49 476.84 33 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 439.28 483.21 34 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 442.18 486.39 35 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 445.07 489.58 36 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 447.97 492.76 37 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 450.86 495.95 38 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 456.65 502.32 39 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 462.44 508.68 40 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 471.12 518.24 41 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 479.45 527.39 42 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 491.03 540.13 43 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 505.50 556.05 44 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 522.51 574.76 45 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 542.77 597.05 46 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 565.57 622.12 47 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 591.62 650.78 48 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 617.31 679.04 49 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 646.26 710.88 50 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 674.84 742.33 51 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 706.33 776.96 52 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 738.17 811.98 53 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 772.54 849.80 54 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 806.92 887.61 55 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 844.19 928.61 56 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 881.82 970.00 57 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 921.99 1014.18 58 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 941.89 1036.08 59 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 982.05 1080.26 60 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1016.79 1118.47 61 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1039.59 1143.54 62 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1068.17 1174.99 63 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1085.18 1193.70 64 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1085.18 1193.70 65 and over 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 229.77 229.77 0-20 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 361.85 398.03 21 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 361.85 398.03 22 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 361.85 398.03 23 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 361.85 398.03 24 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 363.29 399.62 25 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 370.53 407.58 26 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 379.22 417.14 27 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 393.33 432.66 28 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 404.91 445.40 29 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 410.70 451.77 30 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 419.38 461.32 31 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 428.06 470.87 32 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 433.49 476.84 33 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 439.28 483.21 34 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 442.18 486.39 35 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 445.07 489.58 36 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 447.97 492.76 37 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 450.86 495.95 38 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 456.65 502.32 39 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 462.44 508.68 40 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 471.12 518.24 41 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 479.45 527.39 42 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 491.03 540.13 43 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 505.50 556.05 44 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 522.51 574.76 45 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 542.77 597.05 46 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 565.57 622.12 47 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 591.62 650.78 48 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 617.31 679.04 49 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 646.26 710.88 50 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 674.84 742.33 51 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 706.33 776.96 52 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 738.17 811.98 53 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 772.54 849.80 54 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 806.92 887.61 55 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 844.19 928.61 56 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 881.82 970.00 57 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 921.99 1014.18 58 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 941.89 1036.08 59 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 982.05 1080.26 60 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1016.79 1118.47 61 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1039.59 1143.54 62 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1068.17 1174.99 63 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1085.18 1193.70 64 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1085.18 1193.70 65 and over 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 247.01 247.01 0-20 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 388.99 427.88 21 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 388.99 427.88 22 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 388.99 427.88 23 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 388.99 427.88 24 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 390.54 429.60 25 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 398.32 438.15 26 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 407.66 448.42 27 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 422.83 465.11 28 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 435.27 478.80 29 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 441.50 485.65 30 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 450.83 495.92 31 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 460.17 506.19 32 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 466.00 512.61 33 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 472.23 519.45 34 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 475.34 522.87 35 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 478.45 526.30 36 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 481.56 529.72 37 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 484.68 533.14 38 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 490.90 539.99 39 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 497.12 546.84 40 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 506.46 557.10 41 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 515.41 566.95 42 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 527.85 580.64 43 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 543.41 597.75 44 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 561.69 617.86 45 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 583.48 641.83 46 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 607.98 668.78 47 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 635.99 699.59 48 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 663.61 729.97 49 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 694.73 764.20 50 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 725.46 798.00 51 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 759.30 835.23 52 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 793.53 872.88 53 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 830.48 913.53 54 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 867.44 954.18 55 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 907.50 998.25 56 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 947.96 1042.75 57 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 991.13 1090.25 58 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1012.53 1113.78 59 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1055.71 1161.28 60 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1093.05 1202.35 61 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1117.56 1229.31 62 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1148.29 1263.11 63 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1166.57 1283.22 64 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1166.57 1283.22 65 and over 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 264.24 264.24 0-20 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 416.12 457.74 21 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 416.12 457.74 22 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 416.12 457.74 23 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 416.12 457.74 24 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 417.79 459.57 25 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 426.11 468.72 26 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 436.10 479.71 27 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 452.33 497.56 28 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 465.64 512.21 29 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 472.30 519.53 30 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 482.29 530.52 31 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 492.27 541.50 32 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 498.52 548.37 33 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 505.17 555.69 34 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 508.50 559.35 35 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 511.83 563.02 36 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 515.16 566.68 37 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 518.49 570.34 38 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 525.15 577.66 39 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 531.81 584.99 40 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 541.79 595.97 41 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 551.36 606.50 42 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 564.68 621.15 43 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 581.33 639.46 44 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 600.88 660.97 45 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 624.19 686.60 46 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 650.40 715.44 47 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 680.36 748.40 48 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 709.91 780.90 49 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 743.20 817.52 50 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 776.07 853.68 51 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 812.27 893.50 52 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 848.89 933.78 53 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 888.42 977.27 54 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 927.96 1020.75 55 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 970.82 1067.90 56 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1014.09 1115.50 57 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1060.28 1166.31 58 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1083.17 1191.49 59 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1129.36 1242.30 60 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1169.31 1286.24 61 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1195.52 1315.08 62 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1228.40 1351.24 63 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1247.96 1372.75 64 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1247.96 1372.75 65 and over 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 229.77 229.77 0-20 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 361.85 398.03 21 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 361.85 398.03 22 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 361.85 398.03 23 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 361.85 398.03 24 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 363.29 399.62 25 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 370.53 407.58 26 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 379.22 417.14 27 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 393.33 432.66 28 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 404.91 445.40 29 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 410.70 451.77 30 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 419.38 461.32 31 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 428.06 470.87 32 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 433.49 476.84 33 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 439.28 483.21 34 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 442.18 486.39 35 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 445.07 489.58 36 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 447.97 492.76 37 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 450.86 495.95 38 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 456.65 502.32 39 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 462.44 508.68 40 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 471.12 518.24 41 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 479.45 527.39 42 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 491.03 540.13 43 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 505.50 556.05 44 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 522.51 574.76 45 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 542.77 597.05 46 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 565.57 622.12 47 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 591.62 650.78 48 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 617.31 679.04 49 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 646.26 710.88 50 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 674.84 742.33 51 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 706.33 776.96 52 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 738.17 811.98 53 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 772.54 849.80 54 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 806.92 887.61 55 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 844.19 928.61 56 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 881.82 970.00 57 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 921.99 1014.18 58 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 941.89 1036.08 59 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 982.05 1080.26 60 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1016.79 1118.47 61 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1039.59 1143.54 62 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1068.17 1174.99 63 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1085.18 1193.70 64 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1085.18 1193.70 65 and over 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 229.77 229.77 0-20 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 361.85 398.03 21 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 361.85 398.03 22 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 361.85 398.03 23 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 361.85 398.03 24 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 363.29 399.62 25 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 370.53 407.58 26 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 379.22 417.14 27 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 393.33 432.66 28 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 404.91 445.40 29 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 410.70 451.77 30 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 419.38 461.32 31 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 428.06 470.87 32 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 433.49 476.84 33 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 439.28 483.21 34 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 442.18 486.39 35 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 445.07 489.58 36 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 447.97 492.76 37 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 450.86 495.95 38 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 456.65 502.32 39 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 462.44 508.68 40 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 471.12 518.24 41 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 479.45 527.39 42 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 491.03 540.13 43 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 505.50 556.05 44 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 522.51 574.76 45 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 542.77 597.05 46 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 565.57 622.12 47 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 591.62 650.78 48 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 617.31 679.04 49 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 646.26 710.88 50 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 674.84 742.33 51 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 706.33 776.96 52 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 738.17 811.98 53 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 772.54 849.80 54 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 806.92 887.61 55 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 844.19 928.61 56 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 881.82 970.00 57 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 921.99 1014.18 58 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 941.89 1036.08 59 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 982.05 1080.26 60 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1016.79 1118.47 61 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1039.59 1143.54 62 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1068.17 1174.99 63 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1085.18 1193.70 64 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1085.18 1193.70 65 and over 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 207.92 207.92 0-20 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 327.44 360.18 21 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 327.44 360.18 22 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 327.44 360.18 23 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 327.44 360.18 24 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 328.75 361.63 25 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 335.30 368.83 26 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 343.16 377.47 27 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 355.93 391.52 28 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 366.41 403.05 29 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 371.65 408.81 30 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 379.50 417.45 31 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 387.36 426.10 32 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 392.27 431.50 33 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 397.51 437.26 34 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 400.13 440.15 35 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 402.75 443.03 36 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 405.37 445.91 37 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 407.99 448.79 38 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 413.23 454.55 39 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 418.47 460.32 40 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 426.33 468.96 41 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 433.86 477.25 42 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 444.34 488.77 43 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 457.43 503.18 44 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 472.82 520.11 45 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 491.16 540.28 46 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 511.79 562.97 47 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 535.37 588.90 48 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 558.61 614.48 49 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 584.81 643.29 50 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 610.68 671.75 51 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 639.16 703.08 52 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 667.98 734.78 53 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 699.09 768.99 54 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 730.19 803.21 55 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 763.92 840.31 56 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 797.97 877.77 57 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 834.32 917.75 58 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 852.33 937.56 59 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 888.67 977.54 60 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 920.11 1012.12 61 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 940.74 1034.81 62 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 966.61 1063.27 63 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 982.00 1080.19 64 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 982.00 1080.19 65 and over 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 180.80 180.80 0-20 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 284.73 313.20 21 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 284.73 313.20 22 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 284.73 313.20 23 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 284.73 313.20 24 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 285.87 314.46 25 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 291.56 320.72 26 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 298.40 328.24 27 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 309.50 340.45 28 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 318.61 350.48 29 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 323.17 355.49 30 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 330.00 363.00 31 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 336.84 370.52 32 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 341.11 375.22 33 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 345.66 380.23 34 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 347.94 382.74 35 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 350.22 385.24 36 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 352.50 387.75 37 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 354.78 390.25 38 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 359.33 395.26 39 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 363.89 400.28 40 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 370.72 407.79 41 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 377.27 415.00 42 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 386.38 425.02 43 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 397.77 437.55 44 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 411.15 452.27 45 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 427.10 469.81 46 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 445.03 489.54 47 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 465.54 512.09 48 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 485.75 534.33 49 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 508.53 559.38 50 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 531.02 584.13 51 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 555.80 611.37 52 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 580.85 638.94 53 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 607.90 668.69 54 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 634.95 698.45 55 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 664.28 730.71 56 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 693.89 763.28 57 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 725.50 798.04 58 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 741.16 815.27 59 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 772.76 850.04 60 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 800.09 880.10 61 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 818.03 899.84 62 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 840.53 924.58 63 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 853.91 939.30 64 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 853.91 939.30 65 and over 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 180.80 180.80 0-20 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 284.73 313.20 21 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 284.73 313.20 22 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 284.73 313.20 23 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 284.73 313.20 24 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 285.87 314.46 25 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 291.56 320.72 26 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 298.40 328.24 27 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 309.50 340.45 28 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 318.61 350.48 29 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 323.17 355.49 30 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 330.00 363.00 31 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 336.84 370.52 32 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 341.11 375.22 33 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 345.66 380.23 34 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 347.94 382.74 35 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 350.22 385.24 36 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 352.50 387.75 37 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 354.78 390.25 38 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 359.33 395.26 39 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 363.89 400.28 40 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 370.72 407.79 41 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 377.27 415.00 42 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 386.38 425.02 43 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 397.77 437.55 44 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 411.15 452.27 45 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 427.10 469.81 46 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 445.03 489.54 47 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 465.54 512.09 48 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 485.75 534.33 49 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 508.53 559.38 50 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 531.02 584.13 51 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 555.80 611.37 52 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 580.85 638.94 53 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 607.90 668.69 54 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 634.95 698.45 55 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 664.28 730.71 56 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 693.89 763.28 57 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 725.50 798.04 58 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 741.16 815.27 59 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 772.76 850.04 60 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 800.09 880.10 61 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 818.03 899.84 62 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 840.53 924.58 63 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 853.91 939.30 64 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 853.91 939.30 65 and over 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 180.80 180.80 0-20 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 284.73 313.20 21 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 284.73 313.20 22 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 284.73 313.20 23 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 284.73 313.20 24 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 285.87 314.46 25 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 291.56 320.72 26 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 298.40 328.24 27 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 309.50 340.45 28 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 318.61 350.48 29 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 323.17 355.49 30 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 330.00 363.00 31 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 336.84 370.52 32 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 341.11 375.22 33 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 345.66 380.23 34 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 347.94 382.74 35 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 350.22 385.24 36 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 352.50 387.75 37 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 354.78 390.25 38 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 359.33 395.26 39 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 363.89 400.28 40 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 370.72 407.79 41 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 377.27 415.00 42 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 386.38 425.02 43 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 397.77 437.55 44 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 411.15 452.27 45 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 427.10 469.81 46 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 445.03 489.54 47 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 465.54 512.09 48 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 485.75 534.33 49 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 508.53 559.38 50 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 531.02 584.13 51 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 555.80 611.37 52 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 580.85 638.94 53 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 607.90 668.69 54 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 634.95 698.45 55 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 664.28 730.71 56 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 693.89 763.28 57 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 725.50 798.04 58 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 741.16 815.27 59 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 772.76 850.04 60 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 800.09 880.10 61 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 818.03 899.84 62 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 840.53 924.58 63 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 853.91 939.30 64 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 853.91 939.30 65 and over 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 194.36 194.36 0-20 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 306.09 336.69 21 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 306.09 336.69 22 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 306.09 336.69 23 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 306.09 336.69 24 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 307.31 338.04 25 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 313.43 344.78 26 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 320.78 352.86 27 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 332.72 365.99 28 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 342.51 376.76 29 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 347.41 382.15 30 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 354.75 390.23 31 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 362.10 398.31 32 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 366.69 403.36 33 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 371.59 408.75 34 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 374.04 411.44 35 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 376.49 414.13 36 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 378.93 416.83 37 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 381.38 419.52 38 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 386.28 424.91 39 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 391.18 430.30 40 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 398.52 438.38 41 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 405.56 446.12 42 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 415.36 456.89 43 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 427.60 470.36 44 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 441.99 486.19 45 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 459.13 505.04 46 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 478.41 526.25 47 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 500.45 550.50 48 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 522.18 574.40 49 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 546.67 601.34 50 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 570.85 627.94 51 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 597.48 657.23 52 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 624.42 686.86 53 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 653.49 718.84 54 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 682.57 750.83 55 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 714.10 785.51 56 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 745.93 820.52 57 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 779.91 857.90 58 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 796.74 876.42 59 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 830.72 913.79 60 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 860.10 946.11 61 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 879.39 967.32 62 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 903.57 993.92 63 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 917.95 1009.75 64 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 917.95 1009.75 65 and over 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 207.92 207.92 0-20 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 327.44 360.18 21 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 327.44 360.18 22 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 327.44 360.18 23 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 327.44 360.18 24 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 328.75 361.63 25 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 335.30 368.83 26 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 343.16 377.47 27 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 355.93 391.52 28 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 366.41 403.05 29 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 371.65 408.81 30 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 379.50 417.45 31 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 387.36 426.10 32 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 392.27 431.50 33 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 397.51 437.26 34 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 400.13 440.15 35 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 402.75 443.03 36 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 405.37 445.91 37 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 407.99 448.79 38 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 413.23 454.55 39 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 418.47 460.32 40 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 426.33 468.96 41 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 433.86 477.25 42 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 444.34 488.77 43 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 457.43 503.18 44 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 472.82 520.11 45 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 491.16 540.28 46 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 511.79 562.97 47 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 535.37 588.90 48 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 558.61 614.48 49 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 584.81 643.29 50 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 610.68 671.75 51 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 639.16 703.08 52 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 667.98 734.78 53 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 699.09 768.99 54 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 730.19 803.21 55 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 763.92 840.31 56 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 797.97 877.77 57 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 834.32 917.75 58 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 852.33 937.56 59 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 888.67 977.54 60 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 920.11 1012.12 61 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 940.74 1034.81 62 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 966.61 1063.27 63 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 982.00 1080.19 64 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 982.00 1080.19 65 and over 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 180.80 180.80 0-20 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 284.73 313.20 21 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 284.73 313.20 22 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 284.73 313.20 23 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 284.73 313.20 24 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 285.87 314.46 25 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 291.56 320.72 26 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 298.40 328.24 27 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 309.50 340.45 28 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 318.61 350.48 29 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 323.17 355.49 30 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 330.00 363.00 31 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 336.84 370.52 32 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 341.11 375.22 33 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 345.66 380.23 34 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 347.94 382.74 35 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 350.22 385.24 36 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 352.50 387.75 37 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 354.78 390.25 38 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 359.33 395.26 39 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 363.89 400.28 40 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 370.72 407.79 41 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 377.27 415.00 42 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 386.38 425.02 43 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 397.77 437.55 44 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 411.15 452.27 45 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 427.10 469.81 46 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 445.03 489.54 47 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 465.54 512.09 48 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 485.75 534.33 49 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 508.53 559.38 50 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 531.02 584.13 51 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 555.80 611.37 52 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 580.85 638.94 53 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 607.90 668.69 54 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 634.95 698.45 55 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 664.28 730.71 56 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 693.89 763.28 57 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 725.50 798.04 58 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 741.16 815.27 59 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 772.76 850.04 60 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 800.09 880.10 61 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 818.03 899.84 62 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 840.53 924.58 63 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 853.91 939.30 64 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 853.91 939.30 65 and over 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 180.80 180.80 0-20 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 284.73 313.20 21 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 284.73 313.20 22 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 284.73 313.20 23 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 284.73 313.20 24 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 285.87 314.46 25 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 291.56 320.72 26 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 298.40 328.24 27 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 309.50 340.45 28 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 318.61 350.48 29 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 323.17 355.49 30 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 330.00 363.00 31 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 336.84 370.52 32 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 341.11 375.22 33 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 345.66 380.23 34 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 347.94 382.74 35 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 350.22 385.24 36 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 352.50 387.75 37 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 354.78 390.25 38 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 359.33 395.26 39 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 363.89 400.28 40 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 370.72 407.79 41 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 377.27 415.00 42 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 386.38 425.02 43 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 397.77 437.55 44 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 411.15 452.27 45 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 427.10 469.81 46 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 445.03 489.54 47 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 465.54 512.09 48 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 485.75 534.33 49 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 508.53 559.38 50 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 531.02 584.13 51 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 555.80 611.37 52 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 580.85 638.94 53 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 607.90 668.69 54 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 634.95 698.45 55 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 664.28 730.71 56 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 693.89 763.28 57 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 725.50 798.04 58 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 741.16 815.27 59 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 772.76 850.04 60 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 800.09 880.10 61 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 818.03 899.84 62 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 840.53 924.58 63 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 853.91 939.30 64 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 853.91 939.30 65 and over 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 167.52 167.52 0-20 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 263.82 290.20 21 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 263.82 290.20 22 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 263.82 290.20 23 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 263.82 290.20 24 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 264.87 291.36 25 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 270.15 297.16 26 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 276.48 304.13 27 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 286.77 315.44 28 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 295.21 324.73 29 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 299.43 329.37 30 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 305.76 336.34 31 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 312.09 343.30 32 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 316.05 347.66 33 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 320.27 352.30 34 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 322.38 354.62 35 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 324.49 356.94 36 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 326.60 359.26 37 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 328.71 361.59 38 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 332.94 366.23 39 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 337.16 370.87 40 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 343.49 377.84 41 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 349.56 384.51 42 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 358.00 393.80 43 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 368.55 405.41 44 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 380.95 419.04 45 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 395.72 435.30 46 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 412.34 453.58 47 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 431.34 474.47 48 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 450.07 495.08 49 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 471.17 518.29 50 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 492.02 541.22 51 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 514.97 566.46 52 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 538.18 592.00 53 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 563.25 619.57 54 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 588.31 647.14 55 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 615.48 677.03 56 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 642.92 707.21 57 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 672.20 739.42 58 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 686.71 755.38 59 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 716.00 787.59 60 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 741.32 815.45 61 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 757.94 833.74 62 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 778.78 856.66 63 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 791.18 870.30 64 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 791.18 870.30 65 and over 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 145.67 145.67 0-20 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 229.40 252.35 21 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 229.40 252.35 22 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 229.40 252.35 23 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 229.40 252.35 24 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 230.32 253.35 25 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 234.91 258.40 26 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 240.42 264.46 27 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 249.36 274.30 28 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 256.70 282.37 29 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 260.37 286.41 30 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 265.88 292.47 31 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 271.39 298.52 32 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 274.83 302.31 33 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 278.50 306.35 34 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 280.33 308.37 35 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 282.17 310.38 36 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 284.00 312.40 37 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 285.84 314.42 38 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 289.51 318.46 39 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 293.18 322.50 40 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 298.68 328.55 41 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 303.96 334.36 42 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 311.30 342.43 43 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 320.48 352.53 44 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 331.26 364.39 45 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 344.11 378.52 46 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 358.56 394.42 47 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 375.08 412.58 48 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 391.36 430.50 49 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 409.72 450.69 50 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 427.84 470.62 51 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 447.80 492.58 52 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 467.99 514.78 53 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 489.78 538.76 54 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 511.57 562.73 55 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 535.20 588.72 56 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 559.06 614.97 57 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 584.52 642.98 58 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 597.14 656.85 59 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 622.60 684.86 60 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 644.63 709.09 61 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 659.08 724.99 62 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 677.20 744.92 63 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 687.98 756.78 64 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 687.98 756.78 65 and over 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 145.67 145.67 0-20 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 229.40 252.35 21 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 229.40 252.35 22 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 229.40 252.35 23 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 229.40 252.35 24 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 230.32 253.35 25 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 234.91 258.40 26 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 240.42 264.46 27 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 249.36 274.30 28 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 256.70 282.37 29 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 260.37 286.41 30 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 265.88 292.47 31 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 271.39 298.52 32 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 274.83 302.31 33 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 278.50 306.35 34 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 280.33 308.37 35 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 282.17 310.38 36 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 284.00 312.40 37 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 285.84 314.42 38 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 289.51 318.46 39 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 293.18 322.50 40 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 298.68 328.55 41 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 303.96 334.36 42 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 311.30 342.43 43 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 320.48 352.53 44 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 331.26 364.39 45 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 344.11 378.52 46 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 358.56 394.42 47 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 375.08 412.58 48 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 391.36 430.50 49 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 409.72 450.69 50 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 427.84 470.62 51 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 447.80 492.58 52 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 467.99 514.78 53 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 489.78 538.76 54 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 511.57 562.73 55 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 535.20 588.72 56 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 559.06 614.97 57 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 584.52 642.98 58 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 597.14 656.85 59 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 622.60 684.86 60 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 644.63 709.09 61 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 659.08 724.99 62 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 677.20 744.92 63 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 687.98 756.78 64 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 687.98 756.78 65 and over 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 145.67 145.67 0-20 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 229.40 252.35 21 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 229.40 252.35 22 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 229.40 252.35 23 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 229.40 252.35 24 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 230.32 253.35 25 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 234.91 258.40 26 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 240.42 264.46 27 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 249.36 274.30 28 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 256.70 282.37 29 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 260.37 286.41 30 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 265.88 292.47 31 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 271.39 298.52 32 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 274.83 302.31 33 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 278.50 306.35 34 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 280.33 308.37 35 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 282.17 310.38 36 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 284.00 312.40 37 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 285.84 314.42 38 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 289.51 318.46 39 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 293.18 322.50 40 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 298.68 328.55 41 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 303.96 334.36 42 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 311.30 342.43 43 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 320.48 352.53 44 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 331.26 364.39 45 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 344.11 378.52 46 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 358.56 394.42 47 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 375.08 412.58 48 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 391.36 430.50 49 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 409.72 450.69 50 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 427.84 470.62 51 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 447.80 492.58 52 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 467.99 514.78 53 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 489.78 538.76 54 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 511.57 562.73 55 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 535.20 588.72 56 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 559.06 614.97 57 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 584.52 642.98 58 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 597.14 656.85 59 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 622.60 684.86 60 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 644.63 709.09 61 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 659.08 724.99 62 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 677.20 744.92 63 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 687.98 756.78 64 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 687.98 756.78 65 and over 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 156.60 156.60 0-20 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 246.61 271.27 21 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 246.61 271.27 22 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 246.61 271.27 23 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 246.61 271.27 24 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 247.60 272.36 25 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 252.53 277.78 26 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 258.45 284.29 27 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 268.07 294.87 28 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 275.96 303.55 29 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 279.90 307.89 30 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 285.82 314.40 31 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 291.74 320.91 32 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 295.44 324.98 33 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 299.38 329.32 34 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 301.36 331.49 35 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 303.33 333.66 36 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 305.30 335.83 37 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 307.28 338.00 38 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 311.22 342.34 39 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 315.17 346.68 40 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 321.09 353.19 41 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 326.76 359.43 42 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 334.65 368.11 43 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 344.51 378.97 44 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 356.10 391.72 45 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 369.92 406.91 46 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 385.45 424.00 47 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 403.21 443.53 48 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 420.72 462.79 49 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 440.45 484.49 50 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 459.93 505.92 51 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 481.38 529.52 52 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 503.08 553.39 53 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 526.51 579.16 54 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 549.94 604.93 55 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 575.34 632.88 56 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 600.99 661.09 57 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 628.36 691.20 58 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 641.93 706.12 59 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 669.30 736.23 60 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 692.97 762.27 61 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 708.51 779.36 62 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 727.99 800.79 63 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 739.58 813.54 64 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 739.58 813.54 65 and over 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 167.52 167.52 0-20 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 263.82 290.20 21 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 263.82 290.20 22 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 263.82 290.20 23 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 263.82 290.20 24 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 264.87 291.36 25 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 270.15 297.16 26 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 276.48 304.13 27 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 286.77 315.44 28 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 295.21 324.73 29 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 299.43 329.37 30 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 305.76 336.34 31 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 312.09 343.30 32 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 316.05 347.66 33 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 320.27 352.30 34 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 322.38 354.62 35 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 324.49 356.94 36 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 326.60 359.26 37 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 328.71 361.59 38 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 332.94 366.23 39 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 337.16 370.87 40 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 343.49 377.84 41 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 349.56 384.51 42 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 358.00 393.80 43 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 368.55 405.41 44 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 380.95 419.04 45 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 395.72 435.30 46 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 412.34 453.58 47 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 431.34 474.47 48 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 450.07 495.08 49 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 471.17 518.29 50 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 492.02 541.22 51 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 514.97 566.46 52 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 538.18 592.00 53 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 563.25 619.57 54 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 588.31 647.14 55 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 615.48 677.03 56 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 642.92 707.21 57 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 672.20 739.42 58 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 686.71 755.38 59 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 716.00 787.59 60 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 741.32 815.45 61 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 757.94 833.74 62 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 778.78 856.66 63 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 791.18 870.30 64 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 791.18 870.30 65 and over 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 145.67 145.67 0-20 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 229.40 252.35 21 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 229.40 252.35 22 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 229.40 252.35 23 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 229.40 252.35 24 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 230.32 253.35 25 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 234.91 258.40 26 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 240.42 264.46 27 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 249.36 274.30 28 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 256.70 282.37 29 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 260.37 286.41 30 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 265.88 292.47 31 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 271.39 298.52 32 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 274.83 302.31 33 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 278.50 306.35 34 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 280.33 308.37 35 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 282.17 310.38 36 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 284.00 312.40 37 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 285.84 314.42 38 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 289.51 318.46 39 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 293.18 322.50 40 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 298.68 328.55 41 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 303.96 334.36 42 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 311.30 342.43 43 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 320.48 352.53 44 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 331.26 364.39 45 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 344.11 378.52 46 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 358.56 394.42 47 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 375.08 412.58 48 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 391.36 430.50 49 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 409.72 450.69 50 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 427.84 470.62 51 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 447.80 492.58 52 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 467.99 514.78 53 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 489.78 538.76 54 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 511.57 562.73 55 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 535.20 588.72 56 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 559.06 614.97 57 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 584.52 642.98 58 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 597.14 656.85 59 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 622.60 684.86 60 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 644.63 709.09 61 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 659.08 724.99 62 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 677.20 744.92 63 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 687.98 756.78 64 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 687.98 756.78 65 and over 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 145.67 145.67 0-20 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 229.40 252.35 21 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 229.40 252.35 22 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 229.40 252.35 23 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 229.40 252.35 24 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 230.32 253.35 25 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 234.91 258.40 26 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 240.42 264.46 27 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 249.36 274.30 28 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 256.70 282.37 29 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 260.37 286.41 30 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 265.88 292.47 31 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 271.39 298.52 32 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 274.83 302.31 33 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 278.50 306.35 34 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 280.33 308.37 35 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 282.17 310.38 36 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 284.00 312.40 37 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 285.84 314.42 38 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 289.51 318.46 39 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 293.18 322.50 40 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 298.68 328.55 41 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 303.96 334.36 42 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 311.30 342.43 43 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 320.48 352.53 44 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 331.26 364.39 45 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 344.11 378.52 46 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 358.56 394.42 47 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 375.08 412.58 48 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 391.36 430.50 49 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 409.72 450.69 50 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 427.84 470.62 51 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 447.80 492.58 52 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 467.99 514.78 53 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 489.78 538.76 54 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 511.57 562.73 55 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 535.20 588.72 56 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 559.06 614.97 57 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 584.52 642.98 58 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 597.14 656.85 59 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 622.60 684.86 60 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 644.63 709.09 61 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 659.08 724.99 62 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 677.20 744.92 63 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 687.98 756.78 64 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 687.98 756.78 65 and over 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 272.69 272.69 0-20 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 429.43 472.37 21 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 429.43 472.37 22 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 429.43 472.37 23 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 429.43 472.37 24 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 431.15 474.26 25 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 439.74 483.71 26 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 450.04 495.05 27 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 466.79 513.47 28 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 480.53 528.59 29 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 487.40 536.14 30 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 497.71 547.48 31 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 508.02 558.82 32 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 514.46 565.90 33 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 521.33 573.46 34 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 524.76 577.24 35 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 528.20 581.02 36 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 531.64 584.80 37 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 535.07 588.58 38 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 541.94 596.14 39 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 548.81 603.69 40 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 559.12 615.03 41 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 569.00 625.90 42 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 582.74 641.01 43 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 599.92 659.91 44 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 620.10 682.11 45 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 644.15 708.56 46 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 671.20 738.32 47 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 702.12 772.33 48 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 732.61 805.87 49 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 766.96 843.66 50 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 800.89 880.98 51 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 838.25 922.07 52 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 876.04 963.64 53 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 916.84 1008.52 54 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 957.63 1053.39 55 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1001.86 1102.05 56 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1046.52 1151.18 57 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1094.19 1203.61 58 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1117.81 1229.59 59 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1165.48 1282.02 60 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1206.70 1327.37 61 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1233.76 1357.13 62 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1267.68 1394.45 63 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1287.86 1416.65 64 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1287.86 1416.65 65 and over 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 237.12 237.12 0-20 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 373.42 410.76 21 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 373.42 410.76 22 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 373.42 410.76 23 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 373.42 410.76 24 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 374.91 412.40 25 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 382.38 420.62 26 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 391.34 430.48 27 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 405.91 446.50 28 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 417.86 459.64 29 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 423.83 466.21 30 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 432.79 476.07 31 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 441.75 485.93 32 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 447.36 492.09 33 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 453.33 498.66 34 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 456.32 501.95 35 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 459.30 505.24 36 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 462.29 508.52 37 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 465.28 511.81 38 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 471.25 518.38 39 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 477.23 524.95 40 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 486.19 534.81 41 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 494.78 544.26 42 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 506.73 557.40 43 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 521.67 573.83 44 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 539.22 593.14 45 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 560.13 616.14 46 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 583.65 642.02 47 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 610.54 671.59 48 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 637.05 700.76 49 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 666.93 733.62 50 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 696.43 766.07 51 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 728.91 801.80 52 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 761.77 837.95 53 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 797.25 876.97 54 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 832.72 916.00 55 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 871.19 958.30 56 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 910.02 1001.02 57 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 951.47 1046.62 58 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 972.01 1069.21 59 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1013.46 1114.80 60 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1049.31 1154.24 61 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1072.83 1180.11 62 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1102.33 1212.56 63 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1119.88 1231.87 64 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1119.88 1231.87 65 and over 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 237.12 237.12 0-20 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 373.42 410.76 21 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 373.42 410.76 22 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 373.42 410.76 23 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 373.42 410.76 24 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 374.91 412.40 25 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 382.38 420.62 26 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 391.34 430.48 27 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 405.91 446.50 28 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 417.86 459.64 29 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 423.83 466.21 30 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 432.79 476.07 31 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 441.75 485.93 32 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 447.36 492.09 33 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 453.33 498.66 34 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 456.32 501.95 35 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 459.30 505.24 36 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 462.29 508.52 37 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 465.28 511.81 38 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 471.25 518.38 39 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 477.23 524.95 40 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 486.19 534.81 41 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 494.78 544.26 42 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 506.73 557.40 43 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 521.67 573.83 44 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 539.22 593.14 45 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 560.13 616.14 46 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 583.65 642.02 47 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 610.54 671.59 48 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 637.05 700.76 49 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 666.93 733.62 50 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 696.43 766.07 51 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 728.91 801.80 52 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 761.77 837.95 53 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 797.25 876.97 54 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 832.72 916.00 55 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 871.19 958.30 56 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 910.02 1001.02 57 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 951.47 1046.62 58 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 972.01 1069.21 59 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1013.46 1114.80 60 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1049.31 1154.24 61 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1072.83 1180.11 62 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1102.33 1212.56 63 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1119.88 1231.87 64 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1119.88 1231.87 65 and over 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 237.12 237.12 0-20 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 373.42 410.76 21 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 373.42 410.76 22 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 373.42 410.76 23 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 373.42 410.76 24 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 374.91 412.40 25 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 382.38 420.62 26 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 391.34 430.48 27 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 405.91 446.50 28 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 417.86 459.64 29 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 423.83 466.21 30 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 432.79 476.07 31 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 441.75 485.93 32 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 447.36 492.09 33 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 453.33 498.66 34 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 456.32 501.95 35 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 459.30 505.24 36 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 462.29 508.52 37 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 465.28 511.81 38 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 471.25 518.38 39 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 477.23 524.95 40 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 486.19 534.81 41 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 494.78 544.26 42 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 506.73 557.40 43 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 521.67 573.83 44 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 539.22 593.14 45 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 560.13 616.14 46 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 583.65 642.02 47 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 610.54 671.59 48 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 637.05 700.76 49 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 666.93 733.62 50 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 696.43 766.07 51 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 728.91 801.80 52 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 761.77 837.95 53 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 797.25 876.97 54 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 832.72 916.00 55 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 871.19 958.30 56 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 910.02 1001.02 57 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 951.47 1046.62 58 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 972.01 1069.21 59 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1013.46 1114.80 60 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1049.31 1154.24 61 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1072.83 1180.11 62 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1102.33 1212.56 63 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1119.88 1231.87 64 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1119.88 1231.87 65 and over 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 254.90 254.90 0-20 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 401.42 441.57 21 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 401.42 441.57 22 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 401.42 441.57 23 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 401.42 441.57 24 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 403.03 443.33 25 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 411.06 452.16 26 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 420.69 462.76 27 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 436.35 479.98 28 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 449.19 494.11 29 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 455.62 501.18 30 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 465.25 511.78 31 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 474.89 522.37 32 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 480.91 529.00 33 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 487.33 536.06 34 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 490.54 539.60 35 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 493.75 543.13 36 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 496.96 546.66 37 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 500.18 550.19 38 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 506.60 557.26 39 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 513.02 564.32 40 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 522.66 574.92 41 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 531.89 585.08 42 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 544.73 599.21 43 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 560.79 616.87 44 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 579.66 637.62 45 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 602.14 662.35 46 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 627.43 690.17 47 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 656.33 721.96 48 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 684.83 753.31 49 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 716.94 788.64 50 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 748.66 823.52 51 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 783.58 861.94 52 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 818.91 900.80 53 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 857.04 942.75 54 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 895.18 984.70 55 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 936.52 1030.18 56 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 978.27 1076.10 57 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1022.83 1125.11 58 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1044.91 1149.40 59 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1089.47 1198.41 60 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1128.00 1240.80 61 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1153.29 1268.62 62 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1185.01 1303.51 63 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1203.87 1324.26 64 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1203.87 1324.26 65 and over 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 272.69 272.69 0-20 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 429.43 472.37 21 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 429.43 472.37 22 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 429.43 472.37 23 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 429.43 472.37 24 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 431.15 474.26 25 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 439.74 483.71 26 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 450.04 495.05 27 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 466.79 513.47 28 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 480.53 528.59 29 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 487.40 536.14 30 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 497.71 547.48 31 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 508.02 558.82 32 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 514.46 565.90 33 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 521.33 573.46 34 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 524.76 577.24 35 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 528.20 581.02 36 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 531.64 584.80 37 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 535.07 588.58 38 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 541.94 596.14 39 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 548.81 603.69 40 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 559.12 615.03 41 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 569.00 625.90 42 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 582.74 641.01 43 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 599.92 659.91 44 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 620.10 682.11 45 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 644.15 708.56 46 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 671.20 738.32 47 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 702.12 772.33 48 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 732.61 805.87 49 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 766.96 843.66 50 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 800.89 880.98 51 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 838.25 922.07 52 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 876.04 963.64 53 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 916.84 1008.52 54 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 957.63 1053.39 55 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1001.86 1102.05 56 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1046.52 1151.18 57 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1094.19 1203.61 58 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1117.81 1229.59 59 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1165.48 1282.02 60 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1206.70 1327.37 61 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1233.76 1357.13 62 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1267.68 1394.45 63 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1287.86 1416.65 64 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1287.86 1416.65 65 and over 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 237.12 237.12 0-20 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 373.42 410.76 21 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 373.42 410.76 22 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 373.42 410.76 23 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 373.42 410.76 24 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 374.91 412.40 25 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 382.38 420.62 26 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 391.34 430.48 27 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 405.91 446.50 28 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 417.86 459.64 29 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 423.83 466.21 30 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 432.79 476.07 31 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 441.75 485.93 32 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 447.36 492.09 33 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 453.33 498.66 34 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 456.32 501.95 35 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 459.30 505.24 36 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 462.29 508.52 37 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 465.28 511.81 38 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 471.25 518.38 39 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 477.23 524.95 40 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 486.19 534.81 41 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 494.78 544.26 42 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 506.73 557.40 43 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 521.67 573.83 44 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 539.22 593.14 45 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 560.13 616.14 46 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 583.65 642.02 47 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 610.54 671.59 48 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 637.05 700.76 49 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 666.93 733.62 50 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 696.43 766.07 51 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 728.91 801.80 52 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 761.77 837.95 53 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 797.25 876.97 54 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 832.72 916.00 55 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 871.19 958.30 56 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 910.02 1001.02 57 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 951.47 1046.62 58 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 972.01 1069.21 59 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1013.46 1114.80 60 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1049.31 1154.24 61 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1072.83 1180.11 62 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1102.33 1212.56 63 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1119.88 1231.87 64 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1119.88 1231.87 65 and over 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 237.12 237.12 0-20 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 373.42 410.76 21 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 373.42 410.76 22 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 373.42 410.76 23 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 373.42 410.76 24 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 374.91 412.40 25 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 382.38 420.62 26 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 391.34 430.48 27 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 405.91 446.50 28 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 417.86 459.64 29 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 423.83 466.21 30 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 432.79 476.07 31 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 441.75 485.93 32 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 447.36 492.09 33 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 453.33 498.66 34 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 456.32 501.95 35 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 459.30 505.24 36 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 462.29 508.52 37 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 465.28 511.81 38 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 471.25 518.38 39 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 477.23 524.95 40 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 486.19 534.81 41 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 494.78 544.26 42 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 506.73 557.40 43 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 521.67 573.83 44 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 539.22 593.14 45 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 560.13 616.14 46 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 583.65 642.02 47 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 610.54 671.59 48 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 637.05 700.76 49 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 666.93 733.62 50 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 696.43 766.07 51 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 728.91 801.80 52 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 761.77 837.95 53 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 797.25 876.97 54 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 832.72 916.00 55 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 871.19 958.30 56 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 910.02 1001.02 57 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 951.47 1046.62 58 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 972.01 1069.21 59 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1013.46 1114.80 60 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1049.31 1154.24 61 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1072.83 1180.11 62 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1102.33 1212.56 63 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1119.88 1231.87 64 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1119.88 1231.87 65 and over 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 196.96 196.96 0-20 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 310.17 341.19 21 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 310.17 341.19 22 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 310.17 341.19 23 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 310.17 341.19 24 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 311.41 342.55 25 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 317.61 349.38 26 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 325.06 357.56 27 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 337.15 370.87 28 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 347.08 381.79 29 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 352.04 387.25 30 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 359.49 395.44 31 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 366.93 403.62 32 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 371.58 408.74 33 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 376.55 414.20 34 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 379.03 416.93 35 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 381.51 419.66 36 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 383.99 422.39 37 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 386.47 425.12 38 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 391.43 430.58 39 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 396.40 436.04 40 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 403.84 444.23 41 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 410.98 452.07 42 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 420.90 462.99 43 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 433.31 476.64 44 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 447.89 492.67 45 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 465.26 511.78 46 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 484.80 533.28 47 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 507.13 557.84 48 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 529.15 582.07 49 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 553.96 609.36 50 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 578.47 636.31 51 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 605.45 666.00 52 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 632.75 696.02 53 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 662.21 728.43 54 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 691.68 760.85 55 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 723.63 795.99 56 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 755.88 831.47 57 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 790.31 869.34 58 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 807.37 888.11 59 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 841.80 925.98 60 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 871.58 958.74 61 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 891.12 980.23 62 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 915.62 1007.18 63 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 930.20 1023.22 64 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 930.20 1023.22 65 and over 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 171.27 171.27 0-20 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 269.71 296.68 21 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 269.71 296.68 22 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 269.71 296.68 23 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 269.71 296.68 24 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 270.79 297.87 25 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 276.19 303.80 26 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 282.66 310.93 27 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 293.18 322.50 28 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 301.81 331.99 29 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 306.12 336.74 30 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 312.60 343.86 31 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 319.07 350.98 32 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 323.12 355.43 33 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 327.43 360.18 34 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 329.59 362.55 35 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 331.75 364.92 36 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 333.90 367.30 37 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 336.06 369.67 38 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 340.38 374.42 39 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 344.69 379.16 40 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 351.17 386.28 41 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 357.37 393.11 42 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 366.00 402.60 43 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 376.79 414.47 44 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 389.47 428.41 45 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 404.57 445.03 46 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 421.56 463.72 47 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 440.98 485.08 48 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 460.13 506.14 49 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 481.71 529.88 50 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 503.02 553.32 51 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 526.48 579.13 52 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 550.21 605.24 53 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 575.84 633.42 54 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 601.46 661.61 55 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 629.24 692.16 56 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 657.29 723.02 57 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 687.23 755.95 58 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 702.06 772.27 59 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 732.00 805.20 60 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 757.89 833.68 61 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 774.89 852.37 62 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 796.19 875.81 63 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 808.87 889.76 64 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 808.87 889.76 65 and over 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 171.27 171.27 0-20 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 269.71 296.68 21 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 269.71 296.68 22 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 269.71 296.68 23 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 269.71 296.68 24 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 270.79 297.87 25 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 276.19 303.80 26 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 282.66 310.93 27 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 293.18 322.50 28 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 301.81 331.99 29 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 306.12 336.74 30 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 312.60 343.86 31 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 319.07 350.98 32 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 323.12 355.43 33 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 327.43 360.18 34 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 329.59 362.55 35 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 331.75 364.92 36 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 333.90 367.30 37 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 336.06 369.67 38 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 340.38 374.42 39 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 344.69 379.16 40 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 351.17 386.28 41 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 357.37 393.11 42 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 366.00 402.60 43 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 376.79 414.47 44 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 389.47 428.41 45 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 404.57 445.03 46 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 421.56 463.72 47 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 440.98 485.08 48 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 460.13 506.14 49 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 481.71 529.88 50 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 503.02 553.32 51 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 526.48 579.13 52 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 550.21 605.24 53 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 575.84 633.42 54 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 601.46 661.61 55 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 629.24 692.16 56 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 657.29 723.02 57 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 687.23 755.95 58 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 702.06 772.27 59 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 732.00 805.20 60 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 757.89 833.68 61 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 774.89 852.37 62 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 796.19 875.81 63 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 808.87 889.76 64 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 808.87 889.76 65 and over 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 171.27 171.27 0-20 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 269.71 296.68 21 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 269.71 296.68 22 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 269.71 296.68 23 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 269.71 296.68 24 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 270.79 297.87 25 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 276.19 303.80 26 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 282.66 310.93 27 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 293.18 322.50 28 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 301.81 331.99 29 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 306.12 336.74 30 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 312.60 343.86 31 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 319.07 350.98 32 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 323.12 355.43 33 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 327.43 360.18 34 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 329.59 362.55 35 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 331.75 364.92 36 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 333.90 367.30 37 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 336.06 369.67 38 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 340.38 374.42 39 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 344.69 379.16 40 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 351.17 386.28 41 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 357.37 393.11 42 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 366.00 402.60 43 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 376.79 414.47 44 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 389.47 428.41 45 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 404.57 445.03 46 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 421.56 463.72 47 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 440.98 485.08 48 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 460.13 506.14 49 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 481.71 529.88 50 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 503.02 553.32 51 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 526.48 579.13 52 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 550.21 605.24 53 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 575.84 633.42 54 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 601.46 661.61 55 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 629.24 692.16 56 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 657.29 723.02 57 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 687.23 755.95 58 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 702.06 772.27 59 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 732.00 805.20 60 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 757.89 833.68 61 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 774.89 852.37 62 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 796.19 875.81 63 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 808.87 889.76 64 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 808.87 889.76 65 and over 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 184.11 184.11 0-20 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 289.94 318.94 21 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 289.94 318.94 22 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 289.94 318.94 23 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 289.94 318.94 24 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 291.10 320.21 25 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 296.90 326.59 26 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 303.86 334.24 27 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 315.17 346.68 28 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 324.44 356.89 29 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 329.08 361.99 30 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 336.04 369.65 31 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 343.00 377.30 32 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 347.35 382.09 33 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 351.99 387.19 34 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 354.31 389.74 35 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 356.63 392.29 36 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 358.95 394.84 37 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 361.27 397.39 38 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 365.91 402.50 39 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 370.55 407.60 40 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 377.50 415.25 41 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 384.17 422.59 42 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 393.45 432.80 43 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 405.05 445.55 44 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 418.68 460.54 45 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 434.91 478.40 46 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 453.18 498.50 47 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 474.05 521.46 48 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 494.64 544.10 49 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 517.84 569.62 50 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 540.74 594.82 51 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 565.97 622.56 52 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 591.48 650.63 53 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 619.03 680.93 54 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 646.57 711.23 55 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 676.43 744.08 56 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 706.59 777.25 57 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 738.77 812.65 58 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 754.72 830.19 59 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 786.90 865.59 60 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 814.74 896.21 61 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 833.00 916.30 62 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 855.91 941.50 63 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 869.54 956.49 64 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 869.54 956.49 65 and over 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 196.96 196.96 0-20 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 310.17 341.19 21 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 310.17 341.19 22 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 310.17 341.19 23 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 310.17 341.19 24 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 311.41 342.55 25 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 317.61 349.38 26 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 325.06 357.56 27 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 337.15 370.87 28 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 347.08 381.79 29 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 352.04 387.25 30 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 359.49 395.44 31 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 366.93 403.62 32 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 371.58 408.74 33 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 376.55 414.20 34 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 379.03 416.93 35 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 381.51 419.66 36 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 383.99 422.39 37 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 386.47 425.12 38 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 391.43 430.58 39 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 396.40 436.04 40 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 403.84 444.23 41 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 410.98 452.07 42 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 420.90 462.99 43 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 433.31 476.64 44 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 447.89 492.67 45 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 465.26 511.78 46 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 484.80 533.28 47 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 507.13 557.84 48 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 529.15 582.07 49 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 553.96 609.36 50 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 578.47 636.31 51 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 605.45 666.00 52 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 632.75 696.02 53 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 662.21 728.43 54 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 691.68 760.85 55 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 723.63 795.99 56 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 755.88 831.47 57 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 790.31 869.34 58 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 807.37 888.11 59 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 841.80 925.98 60 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 871.58 958.74 61 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 891.12 980.23 62 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 915.62 1007.18 63 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 930.20 1023.22 64 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 930.20 1023.22 65 and over 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 171.27 171.27 0-20 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 269.71 296.68 21 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 269.71 296.68 22 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 269.71 296.68 23 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 269.71 296.68 24 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 270.79 297.87 25 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 276.19 303.80 26 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 282.66 310.93 27 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 293.18 322.50 28 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 301.81 331.99 29 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 306.12 336.74 30 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 312.60 343.86 31 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 319.07 350.98 32 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 323.12 355.43 33 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 327.43 360.18 34 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 329.59 362.55 35 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 331.75 364.92 36 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 333.90 367.30 37 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 336.06 369.67 38 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 340.38 374.42 39 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 344.69 379.16 40 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 351.17 386.28 41 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 357.37 393.11 42 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 366.00 402.60 43 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 376.79 414.47 44 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 389.47 428.41 45 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 404.57 445.03 46 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 421.56 463.72 47 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 440.98 485.08 48 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 460.13 506.14 49 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 481.71 529.88 50 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 503.02 553.32 51 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 526.48 579.13 52 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 550.21 605.24 53 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 575.84 633.42 54 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 601.46 661.61 55 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 629.24 692.16 56 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 657.29 723.02 57 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 687.23 755.95 58 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 702.06 772.27 59 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 732.00 805.20 60 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 757.89 833.68 61 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 774.89 852.37 62 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 796.19 875.81 63 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 808.87 889.76 64 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 808.87 889.76 65 and over 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 171.27 171.27 0-20 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 269.71 296.68 21 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 269.71 296.68 22 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 269.71 296.68 23 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 269.71 296.68 24 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 270.79 297.87 25 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 276.19 303.80 26 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 282.66 310.93 27 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 293.18 322.50 28 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 301.81 331.99 29 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 306.12 336.74 30 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 312.60 343.86 31 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 319.07 350.98 32 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 323.12 355.43 33 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 327.43 360.18 34 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 329.59 362.55 35 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 331.75 364.92 36 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 333.90 367.30 37 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 336.06 369.67 38 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 340.38 374.42 39 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 344.69 379.16 40 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 351.17 386.28 41 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 357.37 393.11 42 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 366.00 402.60 43 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 376.79 414.47 44 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 389.47 428.41 45 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 404.57 445.03 46 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 421.56 463.72 47 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 440.98 485.08 48 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 460.13 506.14 49 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 481.71 529.88 50 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 503.02 553.32 51 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 526.48 579.13 52 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 550.21 605.24 53 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 575.84 633.42 54 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 601.46 661.61 55 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 629.24 692.16 56 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 657.29 723.02 57 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 687.23 755.95 58 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 702.06 772.27 59 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 732.00 805.20 60 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 757.89 833.68 61 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 774.89 852.37 62 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 796.19 875.81 63 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 808.87 889.76 64 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 808.87 889.76 65 and over 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 166.53 166.53 0-20 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 262.25 288.48 21 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 262.25 288.48 22 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 262.25 288.48 23 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 262.25 288.48 24 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 263.30 289.63 25 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 268.55 295.40 26 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 274.84 302.33 27 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 285.07 313.58 28 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 293.46 322.81 29 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 297.66 327.42 30 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 303.95 334.35 31 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 310.25 341.27 32 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 314.18 345.60 33 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 318.37 350.21 34 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 320.47 352.52 35 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 322.57 354.83 36 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 324.67 357.14 37 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 326.77 359.44 38 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 330.96 364.06 39 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 335.16 368.68 40 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 341.45 375.60 41 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 347.49 382.23 42 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 355.88 391.46 43 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 366.37 403.00 44 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 378.69 416.56 45 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 393.38 432.72 46 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 409.90 450.89 47 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 428.78 471.66 48 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 447.40 492.14 49 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 468.38 515.22 50 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 489.10 538.01 51 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 511.92 563.11 52 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 535.00 588.50 53 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 559.91 615.90 54 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 584.82 643.31 55 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 611.84 673.02 56 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 639.11 703.02 57 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 668.22 735.04 58 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 682.64 750.91 59 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 711.75 782.93 60 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 736.93 810.62 61 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 753.45 828.80 62 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 774.17 851.59 63 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 786.50 865.15 64 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 786.50 865.15 65 and over 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 144.81 144.81 0-20 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 228.05 250.85 21 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 228.05 250.85 22 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 228.05 250.85 23 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 228.05 250.85 24 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 228.96 251.85 25 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 233.52 256.87 26 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 238.99 262.89 27 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 247.89 272.67 28 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 255.18 280.70 29 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 258.83 284.72 30 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 264.31 290.74 31 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 269.78 296.76 32 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 273.20 300.52 33 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 276.85 304.53 34 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 278.67 306.54 35 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 280.50 308.55 36 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 282.32 310.55 37 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 284.15 312.56 38 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 287.79 316.57 39 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 291.44 320.59 40 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 296.92 326.61 41 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 302.16 332.38 42 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 309.46 340.40 43 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 318.58 350.44 44 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 329.30 362.23 45 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 342.07 376.28 46 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 356.44 392.08 47 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 372.86 410.14 48 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 389.05 427.95 49 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 407.29 448.02 50 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 425.31 467.84 51 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 445.15 489.66 52 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 465.21 511.74 53 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 486.88 535.57 54 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 508.54 559.40 55 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 532.03 585.23 56 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 555.75 611.32 57 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 581.06 639.17 58 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 593.60 652.96 59 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 618.92 680.81 60 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 640.81 704.89 61 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 655.18 720.69 62 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 673.19 740.51 63 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 683.91 752.30 64 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 683.91 752.30 65 and over 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 144.81 144.81 0-20 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 228.05 250.85 21 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 228.05 250.85 22 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 228.05 250.85 23 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 228.05 250.85 24 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 228.96 251.85 25 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 233.52 256.87 26 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 238.99 262.89 27 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 247.89 272.67 28 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 255.18 280.70 29 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 258.83 284.72 30 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 264.31 290.74 31 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 269.78 296.76 32 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 273.20 300.52 33 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 276.85 304.53 34 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 278.67 306.54 35 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 280.50 308.55 36 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 282.32 310.55 37 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 284.15 312.56 38 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 287.79 316.57 39 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 291.44 320.59 40 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 296.92 326.61 41 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 302.16 332.38 42 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 309.46 340.40 43 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 318.58 350.44 44 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 329.30 362.23 45 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 342.07 376.28 46 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 356.44 392.08 47 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 372.86 410.14 48 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 389.05 427.95 49 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 407.29 448.02 50 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 425.31 467.84 51 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 445.15 489.66 52 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 465.21 511.74 53 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 486.88 535.57 54 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 508.54 559.40 55 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 532.03 585.23 56 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 555.75 611.32 57 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 581.06 639.17 58 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 593.60 652.96 59 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 618.92 680.81 60 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 640.81 704.89 61 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 655.18 720.69 62 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 673.19 740.51 63 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 683.91 752.30 64 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 683.91 752.30 65 and over 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 144.81 144.81 0-20 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 228.05 250.85 21 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 228.05 250.85 22 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 228.05 250.85 23 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 228.05 250.85 24 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 228.96 251.85 25 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 233.52 256.87 26 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 238.99 262.89 27 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 247.89 272.67 28 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 255.18 280.70 29 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 258.83 284.72 30 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 264.31 290.74 31 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 269.78 296.76 32 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 273.20 300.52 33 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 276.85 304.53 34 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 278.67 306.54 35 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 280.50 308.55 36 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 282.32 310.55 37 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 284.15 312.56 38 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 287.79 316.57 39 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 291.44 320.59 40 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 296.92 326.61 41 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 302.16 332.38 42 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 309.46 340.40 43 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 318.58 350.44 44 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 329.30 362.23 45 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 342.07 376.28 46 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 356.44 392.08 47 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 372.86 410.14 48 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 389.05 427.95 49 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 407.29 448.02 50 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 425.31 467.84 51 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 445.15 489.66 52 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 465.21 511.74 53 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 486.88 535.57 54 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 508.54 559.40 55 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 532.03 585.23 56 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 555.75 611.32 57 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 581.06 639.17 58 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 593.60 652.96 59 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 618.92 680.81 60 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 640.81 704.89 61 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 655.18 720.69 62 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 673.19 740.51 63 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 683.91 752.30 64 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 683.91 752.30 65 and over 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 155.67 155.67 0-20 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 245.15 269.66 21 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 245.15 269.66 22 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 245.15 269.66 23 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 245.15 269.66 24 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 246.13 270.74 25 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 251.03 276.14 26 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 256.92 282.61 27 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 266.48 293.13 28 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 274.32 301.75 29 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 278.24 306.07 30 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 284.13 312.54 31 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 290.01 319.01 32 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 293.69 323.06 33 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 297.61 327.37 34 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 299.57 329.53 35 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 301.53 331.69 36 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 303.49 333.84 37 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 305.46 336.00 38 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 309.38 340.32 39 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 313.30 344.63 40 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 319.18 351.10 41 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 324.82 357.31 42 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 332.67 365.93 43 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 342.47 376.72 44 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 354.00 389.40 45 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 367.72 404.50 46 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 383.17 421.49 47 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 400.82 440.90 48 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 418.22 460.05 49 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 437.84 481.62 50 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 457.20 502.92 51 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 478.53 526.38 52 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 500.10 550.12 53 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 523.39 575.73 54 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 546.68 601.35 55 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 571.93 629.13 56 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 597.43 657.17 57 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 624.64 687.10 58 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 638.12 701.94 59 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 665.34 731.87 60 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 688.87 757.76 61 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 704.31 774.75 62 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 723.68 796.05 63 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 735.20 808.72 64 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 735.20 808.72 65 and over 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 166.53 166.53 0-20 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 262.25 288.48 21 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 262.25 288.48 22 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 262.25 288.48 23 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 262.25 288.48 24 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 263.30 289.63 25 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 268.55 295.40 26 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 274.84 302.33 27 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 285.07 313.58 28 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 293.46 322.81 29 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 297.66 327.42 30 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 303.95 334.35 31 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 310.25 341.27 32 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 314.18 345.60 33 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 318.37 350.21 34 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 320.47 352.52 35 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 322.57 354.83 36 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 324.67 357.14 37 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 326.77 359.44 38 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 330.96 364.06 39 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 335.16 368.68 40 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 341.45 375.60 41 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 347.49 382.23 42 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 355.88 391.46 43 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 366.37 403.00 44 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 378.69 416.56 45 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 393.38 432.72 46 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 409.90 450.89 47 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 428.78 471.66 48 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 447.40 492.14 49 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 468.38 515.22 50 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 489.10 538.01 51 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 511.92 563.11 52 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 535.00 588.50 53 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 559.91 615.90 54 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 584.82 643.31 55 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 611.84 673.02 56 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 639.11 703.02 57 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 668.22 735.04 58 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 682.64 750.91 59 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 711.75 782.93 60 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 736.93 810.62 61 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 753.45 828.80 62 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 774.17 851.59 63 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 786.50 865.15 64 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 786.50 865.15 65 and over 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 144.81 144.81 0-20 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 228.05 250.85 21 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 228.05 250.85 22 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 228.05 250.85 23 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 228.05 250.85 24 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 228.96 251.85 25 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 233.52 256.87 26 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 238.99 262.89 27 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 247.89 272.67 28 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 255.18 280.70 29 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 258.83 284.72 30 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 264.31 290.74 31 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 269.78 296.76 32 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 273.20 300.52 33 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 276.85 304.53 34 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 278.67 306.54 35 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 280.50 308.55 36 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 282.32 310.55 37 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 284.15 312.56 38 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 287.79 316.57 39 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 291.44 320.59 40 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 296.92 326.61 41 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 302.16 332.38 42 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 309.46 340.40 43 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 318.58 350.44 44 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 329.30 362.23 45 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 342.07 376.28 46 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 356.44 392.08 47 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 372.86 410.14 48 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 389.05 427.95 49 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 407.29 448.02 50 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 425.31 467.84 51 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 445.15 489.66 52 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 465.21 511.74 53 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 486.88 535.57 54 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 508.54 559.40 55 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 532.03 585.23 56 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 555.75 611.32 57 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 581.06 639.17 58 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 593.60 652.96 59 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 618.92 680.81 60 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 640.81 704.89 61 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 655.18 720.69 62 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 673.19 740.51 63 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 683.91 752.30 64 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 683.91 752.30 65 and over 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 144.81 144.81 0-20 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 228.05 250.85 21 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 228.05 250.85 22 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 228.05 250.85 23 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 228.05 250.85 24 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 228.96 251.85 25 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 233.52 256.87 26 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 238.99 262.89 27 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 247.89 272.67 28 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 255.18 280.70 29 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 258.83 284.72 30 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 264.31 290.74 31 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 269.78 296.76 32 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 273.20 300.52 33 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 276.85 304.53 34 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 278.67 306.54 35 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 280.50 308.55 36 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 282.32 310.55 37 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 284.15 312.56 38 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 287.79 316.57 39 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 291.44 320.59 40 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 296.92 326.61 41 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 302.16 332.38 42 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 309.46 340.40 43 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 318.58 350.44 44 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 329.30 362.23 45 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 342.07 376.28 46 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 356.44 392.08 47 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 372.86 410.14 48 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 389.05 427.95 49 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 407.29 448.02 50 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 425.31 467.84 51 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 445.15 489.66 52 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 465.21 511.74 53 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 486.88 535.57 54 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 508.54 559.40 55 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 532.03 585.23 56 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 555.75 611.32 57 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 581.06 639.17 58 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 593.60 652.96 59 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 618.92 680.81 60 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 640.81 704.89 61 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 655.18 720.69 62 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 673.19 740.51 63 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 683.91 752.30 64 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 683.91 752.30 65 and over 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 202.73 202.73 0-20 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 319.26 351.18 21 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 319.26 351.18 22 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 319.26 351.18 23 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 319.26 351.18 24 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 320.53 352.59 25 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 326.92 359.61 26 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 334.58 368.04 27 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 347.03 381.73 28 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 357.25 392.97 29 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 362.36 398.59 30 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 370.02 407.02 31 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 377.68 415.45 32 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 382.47 420.72 33 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 387.58 426.33 34 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 390.13 429.14 35 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 392.68 431.95 36 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 395.24 434.76 37 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 397.79 437.57 38 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 402.90 443.19 39 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 408.01 448.81 40 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 415.67 457.24 41 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 423.01 465.32 42 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 433.23 476.55 43 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 446.00 490.60 44 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 461.01 507.11 45 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 478.88 526.77 46 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 499.00 548.90 47 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 521.98 574.18 48 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 544.65 599.12 49 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 570.19 627.21 50 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 595.41 654.95 51 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 623.19 685.51 52 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 651.28 716.41 53 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 681.61 749.77 54 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 711.94 783.13 55 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 744.82 819.31 56 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 778.03 855.83 57 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 813.46 894.81 58 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 831.02 914.13 59 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 866.46 953.11 60 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 897.11 986.82 61 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 917.22 1008.94 62 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 942.44 1036.69 63 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 957.45 1053.19 64 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 957.45 1053.19 65 and over 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 176.28 176.28 0-20 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 277.61 305.38 21 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 277.61 305.38 22 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 277.61 305.38 23 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 277.61 305.38 24 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 278.72 306.60 25 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 284.28 312.70 26 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 290.94 320.03 27 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 301.77 331.94 28 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 310.65 341.71 29 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 315.09 346.60 30 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 321.75 353.93 31 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 328.42 361.26 32 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 332.58 365.84 33 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 337.02 370.73 34 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 339.24 373.17 35 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 341.47 375.61 36 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 343.69 378.05 37 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 345.91 380.50 38 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 350.35 385.38 39 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 354.79 390.27 40 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 361.45 397.60 41 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 367.84 404.62 42 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 376.72 414.39 43 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 387.83 426.61 44 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 400.87 440.96 45 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 416.42 458.06 46 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 433.91 477.30 47 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 453.90 499.29 48 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 473.61 520.97 49 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 495.82 545.40 50 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 517.75 569.52 51 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 541.90 596.09 52 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 566.33 622.97 53 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 592.71 651.98 54 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 619.08 680.99 55 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 647.67 712.44 56 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 676.54 744.20 57 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 707.36 778.10 58 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 722.63 794.89 59 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 753.44 828.79 60 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 780.09 858.10 61 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 797.58 877.34 62 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 819.52 901.47 63 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 832.56 915.82 64 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 832.56 915.82 65 and over 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 176.28 176.28 0-20 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 277.61 305.38 21 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 277.61 305.38 22 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 277.61 305.38 23 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 277.61 305.38 24 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 278.72 306.60 25 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 284.28 312.70 26 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 290.94 320.03 27 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 301.77 331.94 28 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 310.65 341.71 29 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 315.09 346.60 30 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 321.75 353.93 31 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 328.42 361.26 32 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 332.58 365.84 33 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 337.02 370.73 34 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 339.24 373.17 35 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 341.47 375.61 36 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 343.69 378.05 37 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 345.91 380.50 38 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 350.35 385.38 39 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 354.79 390.27 40 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 361.45 397.60 41 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 367.84 404.62 42 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 376.72 414.39 43 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 387.83 426.61 44 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 400.87 440.96 45 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 416.42 458.06 46 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 433.91 477.30 47 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 453.90 499.29 48 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 473.61 520.97 49 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 495.82 545.40 50 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 517.75 569.52 51 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 541.90 596.09 52 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 566.33 622.97 53 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 592.71 651.98 54 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 619.08 680.99 55 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 647.67 712.44 56 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 676.54 744.20 57 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 707.36 778.10 58 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 722.63 794.89 59 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 753.44 828.79 60 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 780.09 858.10 61 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 797.58 877.34 62 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 819.52 901.47 63 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 832.56 915.82 64 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 832.56 915.82 65 and over 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 176.28 176.28 0-20 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 277.61 305.38 21 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 277.61 305.38 22 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 277.61 305.38 23 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 277.61 305.38 24 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 278.72 306.60 25 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 284.28 312.70 26 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 290.94 320.03 27 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 301.77 331.94 28 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 310.65 341.71 29 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 315.09 346.60 30 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 321.75 353.93 31 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 328.42 361.26 32 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 332.58 365.84 33 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 337.02 370.73 34 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 339.24 373.17 35 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 341.47 375.61 36 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 343.69 378.05 37 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 345.91 380.50 38 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 350.35 385.38 39 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 354.79 390.27 40 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 361.45 397.60 41 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 367.84 404.62 42 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 376.72 414.39 43 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 387.83 426.61 44 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 400.87 440.96 45 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 416.42 458.06 46 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 433.91 477.30 47 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 453.90 499.29 48 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 473.61 520.97 49 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 495.82 545.40 50 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 517.75 569.52 51 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 541.90 596.09 52 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 566.33 622.97 53 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 592.71 651.98 54 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 619.08 680.99 55 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 647.67 712.44 56 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 676.54 744.20 57 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 707.36 778.10 58 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 722.63 794.89 59 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 753.44 828.79 60 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 780.09 858.10 61 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 797.58 877.34 62 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 819.52 901.47 63 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 832.56 915.82 64 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 832.56 915.82 65 and over 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 189.51 189.51 0-20 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 298.43 328.28 21 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 298.43 328.28 22 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 298.43 328.28 23 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 298.43 328.28 24 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 299.63 329.59 25 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 305.60 336.16 26 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 312.76 344.04 27 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 324.40 356.84 28 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 333.95 367.34 29 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 338.72 372.60 30 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 345.89 380.47 31 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 353.05 388.35 32 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 357.52 393.28 33 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 362.30 398.53 34 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 364.69 401.16 35 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 367.07 403.78 36 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 369.46 406.41 37 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 371.85 409.03 38 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 376.62 414.29 39 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 381.40 419.54 40 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 388.56 427.42 41 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 395.43 434.97 42 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 404.98 445.47 43 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 416.91 458.60 44 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 430.94 474.03 45 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 447.65 492.42 46 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 466.45 513.10 47 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 487.94 536.74 48 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 509.13 560.04 49 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 533.00 586.31 50 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 556.58 612.24 51 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 582.54 640.80 52 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 608.81 669.69 53 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 637.16 700.87 54 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 665.51 732.06 55 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 696.25 765.87 56 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 727.29 800.01 57 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 760.41 836.45 58 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 776.83 854.51 59 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 809.95 890.95 60 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 838.60 922.46 61 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 857.40 943.14 62 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 880.98 969.08 63 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 895.01 984.51 64 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 895.01 984.51 65 and over 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 202.73 202.73 0-20 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 319.26 351.18 21 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 319.26 351.18 22 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 319.26 351.18 23 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 319.26 351.18 24 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 320.53 352.59 25 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 326.92 359.61 26 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 334.58 368.04 27 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 347.03 381.73 28 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 357.25 392.97 29 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 362.36 398.59 30 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 370.02 407.02 31 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 377.68 415.45 32 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 382.47 420.72 33 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 387.58 426.33 34 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 390.13 429.14 35 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 392.68 431.95 36 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 395.24 434.76 37 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 397.79 437.57 38 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 402.90 443.19 39 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 408.01 448.81 40 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 415.67 457.24 41 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 423.01 465.32 42 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 433.23 476.55 43 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 446.00 490.60 44 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 461.01 507.11 45 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 478.88 526.77 46 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 499.00 548.90 47 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 521.98 574.18 48 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 544.65 599.12 49 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 570.19 627.21 50 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 595.41 654.95 51 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 623.19 685.51 52 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 651.28 716.41 53 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 681.61 749.77 54 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 711.94 783.13 55 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 744.82 819.31 56 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 778.03 855.83 57 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 813.46 894.81 58 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 831.02 914.13 59 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 866.46 953.11 60 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 897.11 986.82 61 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 917.22 1008.94 62 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 942.44 1036.69 63 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 957.45 1053.19 64 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 957.45 1053.19 65 and over 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 176.28 176.28 0-20 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 277.61 305.38 21 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 277.61 305.38 22 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 277.61 305.38 23 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 277.61 305.38 24 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 278.72 306.60 25 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 284.28 312.70 26 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 290.94 320.03 27 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 301.77 331.94 28 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 310.65 341.71 29 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 315.09 346.60 30 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 321.75 353.93 31 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 328.42 361.26 32 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 332.58 365.84 33 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 337.02 370.73 34 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 339.24 373.17 35 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 341.47 375.61 36 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 343.69 378.05 37 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 345.91 380.50 38 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 350.35 385.38 39 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 354.79 390.27 40 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 361.45 397.60 41 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 367.84 404.62 42 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 376.72 414.39 43 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 387.83 426.61 44 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 400.87 440.96 45 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 416.42 458.06 46 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 433.91 477.30 47 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 453.90 499.29 48 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 473.61 520.97 49 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 495.82 545.40 50 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 517.75 569.52 51 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 541.90 596.09 52 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 566.33 622.97 53 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 592.71 651.98 54 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 619.08 680.99 55 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 647.67 712.44 56 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 676.54 744.20 57 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 707.36 778.10 58 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 722.63 794.89 59 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 753.44 828.79 60 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 780.09 858.10 61 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 797.58 877.34 62 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 819.52 901.47 63 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 832.56 915.82 64 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 832.56 915.82 65 and over 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 176.28 176.28 0-20 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 277.61 305.38 21 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 277.61 305.38 22 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 277.61 305.38 23 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 277.61 305.38 24 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 278.72 306.60 25 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 284.28 312.70 26 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 290.94 320.03 27 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 301.77 331.94 28 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 310.65 341.71 29 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 315.09 346.60 30 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 321.75 353.93 31 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 328.42 361.26 32 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 332.58 365.84 33 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 337.02 370.73 34 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 339.24 373.17 35 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 341.47 375.61 36 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 343.69 378.05 37 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 345.91 380.50 38 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 350.35 385.38 39 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 354.79 390.27 40 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 361.45 397.60 41 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 367.84 404.62 42 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 376.72 414.39 43 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 387.83 426.61 44 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 400.87 440.96 45 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 416.42 458.06 46 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 433.91 477.30 47 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 453.90 499.29 48 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 473.61 520.97 49 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 495.82 545.40 50 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 517.75 569.52 51 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 541.90 596.09 52 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 566.33 622.97 53 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 592.71 651.98 54 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 619.08 680.99 55 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 647.67 712.44 56 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 676.54 744.20 57 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 707.36 778.10 58 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 722.63 794.89 59 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 753.44 828.79 60 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 780.09 858.10 61 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 797.58 877.34 62 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 819.52 901.47 63 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 832.56 915.82 64 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 832.56 915.82 65 and over A B C D E F G H I J K L M N O P Q R S T U V W X Y 1 Unified Rate Review v2.0.4 2 3 Company Legal Name: Aetna Life Insurance Company State: CT 4 HIOS Issuer ID: 39159 Market: Individual 5 Effective Date of Rate Change(s): 01/01/2016 6 7 8 Market Level Calculations (Same for all Plans) 9 10 11 Section I: Experience period data 12 Experience Period: 01/01/2014 to 12/31/2014 Experience Period 13 Aggregate Amount PMPM % of Prem 14 Premiums (net of MLR Rebate) in Experience Period: $23,134,124 $417.19 100.00% 15 Incurred Claims in Experience Period $23,604,789 425.68 102.03% 16 Allowed Claims: $31,744,950 572.48 137.22% 17 Index Rate of Experience Period $571.00 18 Experience Period Member Months 55,452 19 20 Section II: Allowed Claims, PMPM basis 21 Experience Period Projection Period: 01/01/2016 to 12/31/2016 Mid-point to Mid-point, Experience to Projection: 24 months Adj't. from Experience to Annualized Trend 22 on Actual Experience Allowed Projection Period Factors Projections, before credibility Adjustment Credibility Manual Utilization Utilization per Average Pop'l risk Utilization per Average Utilization Average 23 Benefit Category Description 1,000 Cost/Service PMPM Morbidity Other Cost Util 1,000 Cost/Service PMPM per 1,000 Cost/Service PMPM 24 Inpatient Hospital Days 335.97 $5,234.69 $146.56 1.000 0.980 1.066 1.010 342.73 $5,827.44 $166.44 270.08 $4,676.17 $105.25 25 Outpatient Hospital Visits 765.48 1,393.80 88.91 1.000 0.980 1.060 1.013 784.74 1,536.30 100.47 619.99 1,749.18 90.37 26 Professional Visits 7,050.87 258.94 152.15 1.000 0.980 1.018 1.018 7,299.81 263.11 160.05 8193.17 220.91 150.83 27 Other Medical Visits 4,932.34 275.99 113.44 1.000 0.980 1.060 1.013 5,056.42 304.21 128.18 4972.41 244.23 101.20 28 Capitation Benefit Period 12,000.00 0.00 0.00 1.000 0.980 1.000 1.000 12,000.00 0.00 0.00 12000.00 1.12 1.12 29 Prescription Drug Prescriptions 21,156.54 40.51 71.42 1.000 0.883 1.070 1.010 21,581.79 40.96 73.67 9295.82 108.03 83.69 30 Total $572.48 $628.81 $532.45 31 After Credibility Projected Period Totals 32 Section III: Projected Experience: Projected Allowed Experience Claims PMPM (w/applied credibility if applicable) 48.07% 51.93% $578.77 $52,089,098 33 Paid to Allowed Average Factor in Projection Period 0.651 34 Projected Incurred Claims, before ACA rein & Risk Adj't, PMPM $376.78 $33,910,003 35 Projected Risk Adjustments PMPM 25.02 2,251,800 36 Projected Incurred Claims, before reinsurance recoveries, net of rein prem, PMPM $351.76 $31,658,203 37 Projected ACA reinsurance recoveries, net of rein prem, PMPM 20.63 1,856,700 38 Projected Incurred Claims $331.13 $29,801,503 39 40 Administrative Expense Load 11.03% 47.79 4,300,806 41 Profit & Risk Load 3.90% 16.90 1,520,684 42 Taxes & Fees 8.64% 37.43 3,368,899 43 Single Risk Pool Gross Premium Avg. Rate, PMPM $433.24 $38,991,891 44 Index Rate for Projection Period $578.77 45 % increase over Experience Period 3.85% 46 % Increase, annualized: 1.91% 47 Projected Member Months 90,000 48

Information Not Releasable to the Public Unless Authorized by Law: This information has not been publically disclosed and may be privileged and confidential. It is for internal government use only and must not be 49 disseminated, distributed, or copied to persons not authorized to receive the information. Unauthorized disclosure may result in prosecution to the full extent of the law. 50

1 of 2 Product-Plan Data Collection

Company Legal Name: Aetna Life Insurance Company State: CT HIOS Issuer ID: 39159 Market: Individual Effective Date of Rate Change(s): 01/01/2016

Product/Plan Level Calculations

Section I: General Product and Plan Information Product Terminated Product Aetna Managed Choice Aetna Managed Choice Product ID: 39159CT012 39159CT008 39159CT009 Metal: Catastrophic Bronze Bronze Bronze Catastrophic Silver Silver Gold Silver Bronze Gold Silver Bronze Bronze Silver AV Metal Value 0.000 0.617 0.602 0.603 0.000 0.681 0.685 0.781 0.680 0.617 0.781 0.680 0.620 0.608 0.681 AV Pricing Value 0.001 0.768 0.875 0.745 0.640 0.918 1.000 1.166 1.088 0.739 1.203 0.869 0.864 0.735 0.895 Plan Type: PPO PPO PPO PPO PPO PPO PPO PPO PPO HMO HMO HMO PPO PPO PPO CT Aetna Bronze Deductible Only CT Aetna Silver CT Aetna Silver CT Aetna Whole CT Aetna Whole CT Aetna Whole CT Costco Bronze Deductible Only CT Costco Silver Plan Name Terminated $15 Copay OAMC Aetna Advantage HSA Eligible $10 Copay OAMC Aetna Classic 5000 CT Aetna Gold $10 $10 Copay 2750 Health Bronze $35 Health Gold $5 Health Silver $10 Copay $20 Copay HSA Eligible $10 Copay OAMC Products PD 6350 PD OAMC PD Aetna Basic PD PD PD Copay OAMC PD PD Copay PD Copay PD Copay PD PD OAMC PD Plan ID (Standard Component ID): 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Exchange Plan? No No No No No No No No No No No No No No No Historical Rate Increase - Calendar Year - 2 0.00% 0.00% 0.00% Historical Rate Increase - Calendar Year - 1 0.00% 0.00% 0.00% Historical Rate Increase - Calendar Year 0 0.00% 9.52% 9.52% Effective Date of Proposed Rates 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 Rate Change % (over prior filing) 0.00% -0.07% 0.00% 1.35% 0.00% 3.33% 0.00% 1.68% 0.00% 0.00% 0.00% 0.00% 0.00% -0.48% 2.24% Cum'tive Rate Change % (over 12 mos prior) 0.00% -0.07% 0.00% 1.35% 0.00% 3.33% 0.00% 1.68% 0.00% 0.00% 0.00% 0.00% 0.00% -0.48% 2.24% Proj'd Per Rate Change % (over Exper. Period) -100.00% 18.97% -100.00% 15.35% -100.00% 42.13% -100.00% #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! -100.00% 1.31% 23.34% Product Threshold Rate Increase % #DIV/0! 1.30% 0.98%

Section II: Components of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM)

Plan ID (Standard Component ID): Total 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Inpatient -$6.14 $0.00 $0.23 $0.00 -$4.08 $0.00 -$12.28 $0.00 -$8.17 $0.00 $0.00 $0.00 $0.00 $0.00 $1.48 -$8.06 Outpatient -$2.17 $0.00 $0.08 $0.00 -$1.44 $0.00 -$4.35 $0.00 -$2.89 $0.00 $0.00 $0.00 $0.00 $0.00 $0.52 -$2.85 Professional $1.99 $0.00 -$0.07 $0.00 $1.32 $0.00 $3.99 $0.00 $2.66 $0.00 $0.00 $0.00 $0.00 $0.00 -$0.48 $2.62 Prescription Drug $7.88 $0.00 -$0.30 $0.00 $5.23 $0.00 $15.76 $0.00 $10.49 $0.00 $0.00 $0.00 $0.00 $0.00 -$1.90 $10.35 Other -$2.67 $0.00 $0.10 $0.00 -$1.77 $0.00 -$5.34 $0.00 -$3.55 $0.00 $0.00 $0.00 $0.00 $0.00 $0.64 -$3.50 Capitation -$0.17 $0.00 $0.01 $0.00 -$0.12 $0.00 -$0.35 $0.00 -$0.23 $0.00 $0.00 $0.00 $0.00 $0.00 $0.04 -$0.23 Administration $7.58 $0.00 -$0.28 $0.00 $5.03 $0.00 $15.16 $0.00 $10.09 $0.00 $0.00 $0.00 $0.00 $0.00 -$1.83 $9.95 Taxes & Fees $2.34 $0.00 -$0.09 $0.00 $1.55 $0.00 $4.68 $0.00 $3.12 $0.00 $0.00 $0.00 $0.00 $0.00 -$0.56 $3.07 Risk & Profit Charge -$1.04 $0.00 $0.04 $0.00 -$0.69 $0.00 -$2.09 $0.00 -$1.39 $0.00 $0.00 $0.00 $0.00 $0.00 $0.25 -$1.37 Total Rate Increase $7.60 $0.00 -$0.29 $0.00 $5.05 $0.00 $15.20 $0.00 $10.12 $0.00 $0.00 $0.00 $0.00 $0.00 -$1.83 $9.98 Member Cost Share Increase $6.73 $0.00 $9.55 $0.00 $9.55 $0.00 $9.55 $0.00 $9.55 $0.00 $0.00 $0.00 $0.00 $0.00 $9.55 $9.55

Average Current Rate PMPM $391.21 $0.00 $390.15 $0.00 $372.71 $0.00 $457.05 $0.00 $600.95 $0.00 $0.00 $0.00 $0.00 $0.00 $381.32 $445.06 Projected Member Months 90,000 0 36,000 0 15,300 0 18,000 0 10,800 0 4,500 900 2,700 0 900 900

ction III: Experience Period Information

Plan ID (Standard Component ID): Total 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Plan Adjusted Index Rate $328.73 $368.95 $328.38 $328.38 $328.38 $328.38 $328.38 $328.38 $0.00 $0.00 $0.00 $0.00 $0.00 $368.95 $368.95 $368.95 Member Months 55,452 60 5,143 3,415 8,921 4,992 24,696 7,813 0 0 0 0 0 88 60 264 Total Premium (TP) $18,228,503 $22,137 $1,688,858 $1,121,418 $2,929,478 $1,639,273 $8,109,672 $2,565,660 $0 $0 $0 $0 $0 $32,468 $22,137 $97,402

EHB Percent of TP, [see instructions] 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TP that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TP 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Total Allowed Claims (TAC) $31,744,950 $131,718 $1,898,872 $1,180,860 $4,195,660 $1,000,880 $18,942,252 $4,235,803 $0 $0 $0 $0 $0 $3,767 $24,133 $131,006

EHB Percent of TAC, [see instructions] 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TAC that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TAC 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Allowed Claims which are not the issuer's obligation: $16,716,727 $78,617 $477,942 $412,496 $1,402,910 $587,782 $11,043,259 $2,640,282 $0 $0 $0 $0 $0 -$4,445 $9,412 $68,473 Portion of above payable by HHS's funds on behalf of insured person, in dollars $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Portion of above payable by HHS on behalf of insured person, as % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 0.00% 0.00% 0.00% Total Incurred claims, payable with issuer funds $15,028,223 $53,102 $1,420,930 $768,364 $2,792,750 $413,098 $7,898,993 $1,595,521 $0 $0 $0 $0 $0 $8,212 $14,721 $62,533

Net Amt of Rein $5,415,876.99 $67,123.87 $195,723.32 $83,642.53 $609,360.36 $85,997.48 $3,847,249.28 $528,943.14 $0.00 $0.00 $0.00 $0.00 $0.00 -$462.00 -$315.00 -$1,386.00 Net Amt of Risk Adj $2,865,134.76 $0.00 -$357,016.31 -$237,062.16 -$619,277.17 -$399.36 $3,081,377.49 $974,846.22 $0.00 $0.00 $0.00 $0.00 $0.00 -$6,108.78 -$4,165.07 $32,939.90

Incurred Claims PMPM $271.01 $885.03 $276.28 $225.00 $313.05 $82.75 $319.85 $204.21 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! $93.31 $245.35 $236.87 Allowed Claims PMPM $572.48 $2,195.30 $369.21 $345.79 $470.31 $200.50 $767.02 $542.15 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! $42.81 $402.21 $496.23 EHB portion of Allowed Claims, PMPM $572.48 $2,195.30 $369.21 $345.79 $470.31 $200.50 $767.02 $542.15 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! $42.81 $402.21 $496.23 ction IV: Projected (12 months following effective date)

Plan ID (Standard Component ID): Total 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Plan Adjusted Index Rate $431.65 $0.00 $390.67 $0.00 $378.79 $0.00 $466.71 $0.00 $593.11 $0.00 $376.02 $612.08 $442.09 $0.00 $373.80 $455.04 Member Months 90,000 - 36,000 - 15,300 - 18,000 - 10,800 - 4,500 900 2,700 - 900 900 Total Premium (TP) $38,848,579 $0 $14,064,178 $0 $5,795,414 $0 $8,400,785 $0 $6,405,616 $0 $1,692,104 $550,872 $1,193,653 $0 $336,416 $409,540

EHB Percent of TP, [see instructions] 100.00% 0.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TP that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TP 0.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Total Allowed Claims (TAC) $52,089,300 $0 $20,102,845 $0 $8,493,264 $0 $10,781,983 $0 $7,087,575 $0 $2,430,948 $607,075 $1,543,117 $0 $502,324 $540,169

EHB Percent of TAC, [see instructions] 100.00% 0.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TAC that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TAC 0.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Allowed Claims which are not the issuer's obligation $22,315,963 $0 $9,423,825 $0 $4,110,772 $0 $4,306,302 $0 $2,073,316 $0 $1,146,971 $176,011 $623,151 $0 $240,218 $215,397 Portion of above payable by HHS's funds on behalf of insured person, in dollars $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Portion of above payable by HHS on behalf of insured person, as % 0.00% #DIV/0! 0.00% #DIV/0! 0.00% #DIV/0! 0.00% #DIV/0! 0.00% #DIV/0! 0.00% 0.00% 0.00% #DIV/0! 0.00% 0.00%

Total Incurred claims, payable with issuer funds $29,773,337 $0 $10,679,019 $0 $4,382,492 $0 $6,475,681 $0 $5,014,259 $0 $1,283,977 $431,064 $919,966 $0 $262,106 $324,772

Net Amt of Rein $1,856,700 $0 $742,680 $0 $315,639 $0 $371,340 $0 $222,804 $0 $92,835 $18,567 $55,701 $0 $18,567 $18,567 Net Amt of Risk Adj $2,251,800 $0 $900,720 $0 $382,806 $0 $450,360 $0 $270,216 $0 $112,590 $22,518 $67,554 $0 $22,518 $22,518 CT Individual - Premium Rate Manual: Rate Calculation

The following steps are used to calculate CT Individual premium rates. Rates are determined using the federal member build-up approach to calculate a Member Rate, as follows:

1 Calibrated Plan Adj. Index Rate – Premium rate by plan offering, as of January 1, 2016. x 2 Member Age Factor – An adjustment to reflect a member's age as of the renewal date of the policy. x 3 Tobacco Usage Factor - An adjustment reflecting differences in cost by tobacco use. x 4 Area Factor – An adjustment reflecting differences in cost by geographic area. = 5 Final Member Premium Rate – Each member covered under the policy, up to the dependent children limit noted below, will have a specific Member Rate.

To determine a single Individual's monthly premium rate (no dependents): The Final Member Rate is the single Individual's monthly rate for the policy year.

To determine the 'family'/non-single Individual monthly premium rate: A Add together the Member Rates for the Individual, any spouse, and any dependent children age 21 & older. B For dependent children under age 21, there is a limit whereby the Member Rates for only the three (3) oldest dependent children can be included in a family's monthly premium. C Thus, the calculation is: the sum of the Members Rates for every family member age 21 & older plus the sum of the Member Rates for the three oldest dependent children under age 21.

ALIC: 2016 CT IVL Rate Filing Section C CT Individual - Premium Rate Manual: #1 - Plan Relativity Factors

Calibrated OON Cost- Subject to Metal Plan Adjusted Member OOP PCP Spec Member Sharing Medical Formulary Formulary All Non- Specialty / HIOS ID Plan Name Tier Index Rate Ded. Coins % Max. Copay Copay Ded. Coins % OOP Max. (Ded + %) Deduct.? Generic Brand Formulary Injectables

CT Aetna Bronze $15 Copay OAMC $13,700 + 39159CT0080007 PD Bronze $238.34 $6,850 0% $6,850 $15 D & C n/a n/a n/a 50% Yes $0 $0 $0 $0 CT Aetna Bronze Ded Only HSA $12,900 + 39159CT0080008 OAMC PD Bronze $231.09 $6,450 0% $6,450 D & C D & C n/a n/a n/a 50% Yes $0 $0 $0 $0 CT Aetna Silver $10 Copay OAMC $7,500 + No; $500 Rx 39159CT0080011 PD Silver $284.73 $4,000 30% $6,500 $10 $50 n/a n/a n/a 50% only $5 $40 40% 40% / 50% CT Aetna Gold $10 Copay OAMC $6,750 + No; $250 Rx 39159CT0080009 PD Gold $361.85 $1,400 20% $5,200 $10 $40 n/a n/a n/a 50% only $3 / $5 $40 30% 40% / 50% $12,500 + 39159CT0080012 CT AWH Bronze $35 Copay PD Bronze $229.41 $5,750 0% $6,850 $35 $50 $6,750 0% $6,850 50% Yes $5 $50 40% 40% / 50% $11,500 + No; $500 Rx 39159CT0080014 CT AWH Silver $10 Copay PD Silver $269.71 $3,750 20% $5,500 $10 $50 $5,750 40% $6,500 50% only $3 / $5 $40 40% 40% / 50% $6,750 + 39159CT0080013 CT AWH Gold $5 Copay PD Gold $373.42 $1,250 20% $4,500 $5 $40 $3,500 40% $6,000 50% No $3 / $5 $30 30% 40% / 50% CT Costco Bronze Ded Only HSA $11,900 + 39159CT0090005 OAMC Bronze $228.05 $5,950 0% $6,450 D & C D & C n/a n/a n/a 50% Yes 50% 50% 50% 40% / 50% CT Costco Silver $10 Copay OAMC $7,500 + No; $400 Rx 39159CT0090006 PD Silver $277.62 $4,000 30% $6,500 $10 $50 n/a n/a n/a 50% only $5 $50 40% 40% / 50%

*Aetna Whole Health

ALIC: 2016 CT IVL Rate Filing Revised 080515 Section C CT Individual - Premium Rate Manual: Rating Factors

2 - Member Age Table 3 - Tobacco Use Table

Age Factor Status/Usage Factor 0 - 20 0.635 Tobacco User 1.10 21 - 24 1.000 Non-User 1.0 25 1.004 26 1.024 27 1.048 28 1.087 4 - Area Factor Table 29 1.119 30 1.135 Region Factor 31 1.159 CTRA01 1.150 32 1.183 CTRA02 1.000 33 1.198 CTRA03 1.000 34 1.214 CTRA04 1.000 35 1.222 CTRA05 1.075 36 1.230 CTRA06 1.150 37 1.238 CTRA07 1.000 38 1.246 CTRA08 1.000 39 1.262 40 1.278 41 1.302 42 1.325 43 1.357 44 1.397 45 1.444 46 1.500 47 1.563 48 1.635 49 1.706 50 1.786 51 1.865 52 1.952 53 2.040 54 2.135 55 2.230 56 2.333 57 2.437 58 2.548 59 2.603 60 2.714 61 2.810 62 2.873 63 2.952 64 and Older 2.999

ALIC: 2016 CT IVL Rate Filing Section C CONNECTICUT INDIVIDUAL - 2016 APPENDIX A

 Every rate filing submission that includes an increase of previously approved rates shall include a summary of the rate increases requested and should be clearly marked as Appendix A. The appendix should include the following, but not be limited to:

1 - The requested increase for each product contained within the rate filing, and the effective date of those proposed rate increases. Include the number of covered individuals for each product; number of covered policyholders; minimum current premium on a per member per month (PMPM) basis; minimum proposed premium on a PMPM basis; maximum current premium on a PMPM basis; maximum proposed premium on a PMPM basis, and the percentage change.

Current 2015 Conversion to --> Effective January 1, 2016 2015 Plan Name Members 2016 Plan Name Plan Chg Rate Chg Net Chg CT Aetna Bronze Copay $20 Copay PD 3525 CT Aetna Bronze $15 Copay OAMC PD -2.4% 2.4% -0.1% CT Aetna Bronze Ded. Only HSA PD 1302 CT Aetna Bronze Ded. Only HSA OAMC PD -1.0% 2.4% 1.4% CT Aetna Silver $10 Copay PD 1815 CT Aetna Silver $10 Copay OAMC PD 0.9% 2.4% 3.3% CT Aetna Silver $10 Copay 2750 PD 267 CT Aetna Silver $10 Copay OAMC PD -5.0% 2.4% -2.7% CT Aetna Gold Copay $5 PD 207 CT Aetna Gold $10 Copay OAMC PD -0.7% 2.4% 1.7% CT Costco Bronze Copay $20 Copay PD 23 CT Costco Bronze Ded. Only HSA OAMC -1.5% -0.5% -2.0% CT Costco Bronze Ded. Only HSA PD 83 CT Costco Bronze Ded. Only HSA OAMC 0.0% -0.5% -0.5% CT Costco Silver $10 Copay PD 35 CT Costco Silver $10 Copay OAMC PD 2.7% -0.5% 2.2% CT AWH PHN Bronze $15 Copay PD 112 CT AWH Bronze $35 Copay PD -1.7% 2.4% 0.7% CT AWH PHN Silver $10 Copay PD 47 CT AWH Silver $10 Copay PD 3.3% 2.4% 5.8% CT AWH PHN Gold $0 Copay PD 16 CT AWH Gold $5 Copay PD 0.0% 2.4% 2.4%

Avg PMPM $ 269.98 Avg PMPM $ 272.41 Minimum PMPM $ 144.61 Minimum PMPM $ 144.81 Maximum PMPM $ 1,350.00 Maximum PMPM $ 1,417.12

2 - Each component of the increase including trend, experience adjustments and any other factors that make up the requested increase. Annual Trend 6.5% 106.5% x Risk Adj. Change -6.6% 93.4% x Reinsurance Adjustment 3.4% 103.4% x Demographic Adjustment 1.5% 101.5% x Other Factors Adjustment -2.2% 97.8% = Base Rate Increase 2.1% 102.1% x Renewal Plan Conversion -1.2% = Federal Rate of Increase 0.9%

3 - A footnote listing any other factors that can have an impact on premium rates that have not been identified in the appendix, including but not limited to age bands, gender, geographic area, smoking, etc. Aetna's Individual premium rates in CT will vary in 2016 due to: - the age of the member - the geographic location of the member - the member's tobacco-use status - the benefit plan chosen by the member ALIC: 2016 CT IVL Rate Filing Revised 080515 Appendix A 151 Farmington Avenue – RS12 Hartford, CT 06156-7400

April 30, 2015

Mr. Paul Lombardo, ASA, MAAA Department of Life and Health State of Connecticut Insurance Department 153 Market Street Hartford, CT 06142‐0816

Subject: AETNA LIFE INSURANCE COMPANY (ALIC) CT Individual Rate Filing - Effective January 1, 2016 through December 31, 2016 SERFF #: AETN-130050992; NAIC #: 60054; HIOS Product ID: 39159CT008, 39159CT009

Dear Mr. Lombardo:

Enclosed is the Individual Health Rate Filing for Aetna Life Insurance Company (ALIC) for plans that will be offered to Individuals off‐Exchange in Connecticut for effective dates of January 1, 2016 through December 31, 2016. This filing is being provided to comply with State and Federal regulatory rate filing requirements and is not intended to be used for other purposes.

The benefit plans in this filing are effective January 1, 2016. They are in compliance with all state‐specific benefit requirements and rating regulations, as well as the benefit plan requirements of the Patient Protection and Affordable Care Act (P.L. 111‐148), including conformance with the Federal metallic tiers of coverage.

Because Individual ACA membership is not fully credible, rates in this filing were developed using a blend of 2014 CT Individual and Small Group experience. The Connecticut Small Group market is considered a reliable proxy for expected Individual results as it has historically had similar rating laws to those of the ACA, including guaranteed issue and renewal, no medical underwriting, and adjusted community rate development.

The sections of this rate filing include:  The CT Supplemental Actuarial Memorandum and Certification  Section A – Historical Experience & Trend  Section B ‐ 2015 Single Premium Base Rate Development exhibits  Section C ‐ Premium Rate Manual exhibits  Section D – 2016 Individual Benefit Plan Summaries & Actuarial Value Calculation exhibits  Section E – Federal Actuarial Memorandum & URRT exhibits  Section F – Mental Health Parity Certifications

We have tried to present this information in a manner that will facilitate the Department’s review. If there are changes we can make to improve the process in the future, please let us know. For any questions or concerns Mr. Paul Lombardo Page 2

you may have, please contact Geoff Shannon or me at [email protected] or [email protected], respectively.

Sincerely,

Jennifer N. Juke Director, New England Actuarial Aetna c. Theresa S. Bauer, FSA, MAAA, Northeast Actuary Geoff Shannon, ASA, MAAA Aetna Life Insurance Co. 151 Farmington Avenue – RS12 Hartford, CT 06156-7400 (860) 273-1343 Fax: (860) 902-8517

April 30, 2015

Mr. Paul Lombardo, ASA, MAAA Department of Life and Health State of Connecticut Insurance Department 153 Market Street Hartford, CT 06142‐0816

Subject: AETNA LIFE INSURANCE COMPANY (ALIC) – CT Supplemental Memorandum CT Individual Rate Filing - Effective January 1, 2016 through December 31, 2016 SERFF #: AETN-130050992; NAIC #: 60054; HIOS Plan ID: 39159CT008, 39159CT009

Dear Mr. Lombardo,

This rate filing is being submitted for your review and approval. It is applicable to all CT Individual renewals and quotations from January 1, 2016 through December 31, 2016.

All new plans are in compliance with the benefit plan requirements of the Patient Protection and Affordability Act (P.L. 111‐148) of 2010, otherwise known as PPACA or the “ACA”. Additionally, these plans conform to the federal metallic tiers of coverage, defined as Bronze, Silver, Gold, and Platinum. All plans within a tier have achieved an actuarial value consistent with the thresholds established for each tier – 60%, 70%, 80%, and 90%, respectively – within the allowable range of deviation of two percentage points. Please refer to Section D for Actuarial Value Calculator ‘screenshots’ of each plan to be offered in 2016.

Because the 2014 CT Individual ACA membership is not fully credible, associated rates have been developed utilizing a blend of actual CT 2014 Individual ACA experience with the Small Group population, adjusted for consideration of the market changes and rating requirements in the Individual market pursuant to the Patient Protection and Affordable Care Act of 2010 (PPACA) and subsequent federal and state regulation.

All plans will be marketed through brokers and general agents, as well as directly to consumers via direct mail, telemarketing, and the Internet. Aetna will verify applicant eligibility for these plans based on standard underwriting guidelines available under PPACA, such as geographic limitations. Any written policy is guaranteed renewable as required under §2703 of the Public Health Service Act.

The descriptions and analyses presented in this rate filing reflect Aetna’s understanding of regulations and guidance issued prior to April 1, 2015. As further guidance and information is received, Aetna reserves the right to submit revisions or withdraw this rate filing.

Required supporting documentation per Bulletin HC‐81‐14 is as follows:

 A cover letter describing all policy forms affected by the requested increase as well as the effective date of the increase. Aetna Response: The rates in this filing are effective January 1, 2016 for calendar year 2016. The associated policy forms and certificates, containing the Schedule of Benefits, are: Mr. Paul Lombardo 4/30/15 Page 2

Policy Amendment GR‐96812‐2016‐CR1 01 Schedule GR‐96812‐SB‐004‐1410320 GR‐96812‐SB‐004‐1410321 GR‐96812‐SB‐004‐1410318 GR‐96812‐SB‐004‐1410319 GR‐96812‐SB‐008‐1410324 GR‐96812‐SB‐008‐1410322 GR‐96812‐SB‐008‐1410323 GR‐96812‐SB‐041‐1700743 GR‐96812‐SB‐041‐1700742

 Historical experience from inception‐to‐date ‐ this includes earned premium, paid claims, incurred claims, members, actual loss ratios and expected loss ratios (annual experience is appropriate for all years; monthly experience for the most recent two years). Aetna Response: Please see the “Connecticut Historical Experience” exhibit in Section A. It displays experience from January 2007 through December 2014 for both the Individual ACA and the entire Small Group segments.

 Unit cost and utilization trend by broad service category, including actual unit cost and utilization data and the impact of provider contract changes from experience period to rating period (medical & Rx separately). Aetna Response: Please refer to the “CT Historical and Projected Trends” exhibit in Section A, which displays historical Small Group trends as well as future trend assumptions. Again, due to the reduced credibility of the CT Individual ACA block during 2014, CT Small Group trend results are shown as a proxy. As these components are based on actual provider billing and Aetna claim payment practices, they are subject to fluctuations for several reasons including: changes in provider billing practices, changes in Aetna claim payment practices, and changes in the mix of services and procedures delivered by the medical profession. These unit cost and utilization trends should not be viewed in isolation nor should they be compared to other external data sources or views of market‐based price and utilization changes.

 Impact of cost sharing leverage and medical technology on trend. Aetna Response: Please refer to the “CT Historical and Projected Trends” exhibit in Section A. Note that Aetna does not separately measure medical technology trend.

 Benefit buy‐down analysis and impact on trend Aetna Response: Please refer to the “CT Historical and Projected Trends” exhibit in Section A.

 Claim lag triangles Aetna Response: Please refer to Section A for a Claim Lag Triangle for Aetna’s Individual and Small Group lags.

 Cost of each new benefit mandate or requirement due to change in law, separately identified, from the experience period to the rating period. This includes requirements of both state and federal law. Aetna Response: There are no new benefit mandates nor requirements effective between the experience period to the rating period.

 A list of each component of the health care reform bill that impacts premium and the actual impact used in pricing for each component. Aetna Response: This rate filing conforms with the benefit plan provisions required by the Patient Protection and Affordability Act (P.L. 111‐148) of 2010. These benefit plan provisions include: o Elimination of cost sharing for preventive care. o Elimination of lifetime benefit maximums. Mr. Paul Lombardo 4/30/15 Page 3

o Elimination of annual dollar maximums for essential benefits. o Expansion of dependent age eligibility for children, to age 26. o Waiver of pre‐existing limitations for children under age 19. o Addition of the Women’s Health mandate effective August 1, 2012 o Inclusion of taxes and fees beginning with premiums paid January 1, 2014 and later. o The inclusion of Essential Health Benefits (EHBs) in plans effective January 1, 2014

There was no pricing adjustment made for the first five mandates when they were effective October 1, 2010, while the impact of Women’s Health is fully incorporated into the experience period results. The impact of Connecticut’s Essential Health Benefit requirements for Small Group experience on plans offered prior to January 1, 2014 is immaterial.

As discussed in prior rate filings, the Patient Protection and Affordable Care Act (PPACA) created several new fees assessed on insurers, or health insurance. Two of these fees, the Reinsurance Contribution (RC) and Health Insurer Fee (HIF), are applicable to premium earned in 2016, regardless of when the policy renews. Aetna has been incorporating these fees into renewals on a gradual basis since 2013 in order to reflect the actual portion of each policy’s premium that will be subject to these fees in each calendar year. These fee levels will again change from 2015 to 2016, and so again Aetna will incorporate the changes into 2016 pricing to reflect the portion of each policy’s premium subject to these fees in 2016. The Reinsurance Contribution (RC), a temporary fee to fund the Individual market’s reinsurance program from 2014 through 2016, decreases in total over these three years. However, the Health Insurer Fee (HIF), a permanent fee, will increase every year until 2018, and thereafter at the rate of premium growth. The fees charged for these programs are discussed further below.

 A demonstration that the experience data submitted is consistent with the most recent financial statement filed with the Department pursuant to section 38a‐53a of the Connecticut General Statutes. Aetna Response: Aetna's experience data is provided by an internal source system which includes extensive controls and reconciliations to assure consistency with our reported financial results. Please note: A – Aetna Life Insurance Company is an international entity incorporating multiple lines of insurance. B ‐ Aetna’s Individual business reflects only one part of the total business filed under Aetna Life Insurance Company’s Connecticut‐specific results. Financial statements combine all segments of Aetna’s business. C ‐ Financial statements are on an income basis (transactions by payment date), while data used to develop pricing is on a completed incurred basis (transactions by date of service within a payment date range). D – Aetna Life Insurance Company’s Connecticut results include data for any out‐of‐network portion of Aetna’s HMO business. The attached experience exhibits exclude these results.

 A comparison of the proposed retention charge in the filing to the most recently filed statutory financial statement for the regulated entity for which this filing is being made. Aetna Response: Please refer to the Connecticut ‐ Financial Information exhibit in Section A.

 A demonstration that the increase requested in this rate filing will produce an expected medical loss ratio, for rebate purposes, that is consistent with the 80% prescribed by the federal law for individual and small group health insurance. Aetna Response: Please refer to the Connecticut‐ Financial Information exhibit in Section A.

 The current capital and surplus for the regulated entity for which this filing is being made. Aetna Response: Please refer to the Connecticut ‐ Financial Information exhibit in Section A.

Mr. Paul Lombardo 4/30/15 Page 4

 Actuarial certification signed by a Member of the American Academy of Actuaries (MAAA). Aetna Response: Please see the last page of this letter for the Actuarial Certification.

 A summary of benefits for each plan design along with the Actuarial Value calculator output that confirms compliance with the corresponding metallic tier. Aetna Response: Please refer to Section D of this filing for benefit summaries and Actuarial Value screenshots of each plan to be offered in 2016. Each benefit summary includes the HIOS plan ID and plan name.

 Every rate filing submission that includes an increase of previously approved rates shall include a summary of the rate increases requested and should be clearly marked as Appendix A. The appendix should include the following, but not be limited to: • The requested increase for each product contained within the rate filing, and the effective date of those proposed rate increases. The requested increase for each product should be identified as a specific percent increase or if appropriate a range of percent increases with an explanation of what the variance is that produces the range. • Number of covered individuals for each product; number of covered policyholders; minimum current premium on a per member per month (PMPM) basis; minimum proposed premium on a PMPM basis; maximum current premium on a PMPM basis; maximum proposed premium on a PMPM basis, and the percentage change. • Each component of the increase including trend, experience adjustments and any other factors that make up the requested increase. These can be identified as a specific percent or, if appropriate, a percent range. • A footnote listing any other factors that can have an impact on premium rates that have not been identified in the appendix, including but not limited to age bands, gender, geographic area, smoking, etc. Aetna Response: Please refer to “Appendix A” of this rate filing for this information.

 Any carrier that files products with a copay for a mental health office visit set at the specialist copay level must file an annual certification and demonstration of compliance with Mental Health Parity in accordance with Bulletin HC‐87. Aetna Response: Please refer to Section F of this rate filing for these demonstrations.

 Carriers should submit the Uniform Rate Review Template (URRT) , the Part III Actuarial Memorandum and the HIOS rate tables in a PDF format. Aetna Response: Please refer to Section E of this rate filing for these documents.

Aetna would also like to provide the following supporting documentation to facilitate your review of this rate filing:

Single Premium Base Rate Development –

Section B is dedicated to the discussion and development of premium rates for 2016. As stated above, 2016 Individual rates have been developed utilizing a blend of Aetna’s Individual ACA and total Small Group experience from Connecticut, the latter of which is deemed a reliable proxy for future Individual results. Use of SG data also reduces reliance on assumptions due to the lack of credibility of the 2014 Individual ACA experience.

Expected retention is 23.6%. The various expenses that comprise this amount, on an additive basis, are: 1. General Administrative Expenses of 8.0% 2. Broker Commissions of 2.6% Mr. Paul Lombardo 4/30/15 Page 5

3. AFIT Profit of 3.9% 4. Taxes & Fees of 9.2%, detailed below:

Category Amount State Premium Tax 1.75% State Vaccine Assessment 0.40% AccessHealthCT – Exchange Fee 1.35% Federal Income Tax @ 35% tax rate 2.1% Federal Health Insurance Fee 3.00% Federal Reinsurance Contribution @ $2.25 PMPM 0.50% Federal Risk Adjustment Program Fee 0.03% Federal Patient‐Centered Outcomes Research Fund 0.04% Total Taxes and Fees 9.2%

Please note that discussion of expected retention within the Part III Memorandum excludes the Reinsurance Contribution and the Risk Adjustment Program Fee, which are accounted for within the development of Incurred Claims.

Actuarial Certification: I, Geoffrey S. Shannon, am a member of the American Academy of Actuaries and am qualified in the area of health insurance. I certify to the best of my knowledge and judgment that this entire rate filing is in compliance with the applicable laws of the State of Connecticut and with the rules of the CT Insurance Department, and is in accordance with generally accepted actuarial principles. Aetna will not medically underwrite nor vary premium rates due to the gender, health status, claims experience, group size, industry, nor policy duration of an eligible group or members of a group. Furthermore, all rates are quoted on a guaranteed issue/guaranteed renewability basis, and are used as a single risk pool.

Covered benefits, and associated pricing adjustments, are consistent across all benefit plans. All plan designs that will be offered in 2015, as shown herein, meet the metallic tier requirements of the Patient Protection and Affordability Act (P.L. 111‐148).

In my opinion, these rates are not excessive, inadequate, nor unfairly discriminatory. I further certify that the rates included in this manual reflect any rate impact associated with all new form filings that have been approved since the last rate filing was submitted.

Sincerely,

Geoffrey S. Shannon, ASA, MAAA New England Actuarial Aetna Life Insurance Company

CONNECTICUT HISTORICAL EXPERIENCE

> The data below reflects the requested components of Aetna's Small Employer and Individual (ACA only) historical experience for both Aetna Life and Aetna Health, as applicable. > Results reflect claims paid through February 2015.

SMALL GROUP ‐ ALIC & AHI, pre‐ & post‐ACA INDIVIDUAL ‐ ALIC ACA only Earned Completed Paid Earned Completed Paid Members Premium Claims MBR Claims Members Premium Claims MBR Claims CY 2007 61,101 $ 20,567,835 $ 17,301,597 84.1%$ 17,301,597 CY 2008 100,058 $ 32,814,369 $ 27,385,221 83.5%$ 27,385,221 CY 2009 194,627 $ 61,914,560 $ 49,730,102 80.3%$ 49,730,102 N/A CY 2010 335,706 $ 110,713,752 $ 90,891,861 82.1%$ 90,891,861 CY 2011 331,018 $ 118,081,224 $ 95,980,807 81.3%$ 95,980,807 CY 2012 434,022 $ 160,289,638 $ 133,561,183 83.3%$ 133,561,183

Jan‐13 36,264 $ 14,111,448 $ 11,266,503 79.8%$ 11,266,503 Feb‐13 35,833 $ 14,005,364 $ 9,915,269 70.8%$ 9,915,269 Mar‐13 35,106 $ 13,870,574 $ 10,834,896 78.1%$ 10,824,061 Apr‐13 35,041 $ 13,743,793 $ 11,337,550 82.5%$ 11,271,417 May‐13 35,254 $ 13,871,310 $ 12,289,426 88.6%$ 12,213,128 Jun‐13 35,123 $ 13,963,533 $ 11,335,219 81.2%$ 11,251,656 N/A Jul‐13 36,441 $ 14,506,909 $ 12,029,019 82.9%$ 11,929,324 Aug‐13 36,632 $ 14,598,719 $ 11,647,307 79.8%$ 11,629,837 Sep‐13 37,449 $ 14,950,304 $ 11,520,809 77.1%$ 11,500,071 Oct‐13 37,610 $ 15,035,307 $ 12,694,077 84.4%$ 12,668,689 Nov‐13 37,854 $ 15,150,612 $ 12,780,115 84.4%$ 12,748,165 Dec‐13 38,217 $ 15,438,415 $ 11,695,263 75.8%$ 11,660,177 CY 2013 436,824 $ 173,246,289 $ 139,345,453 80.4%$ 138,878,296

Jan‐14 37,558 $ 15,605,237 $ 11,424,643 73.2%$ 11,351,048 3,126$ 938,533 $ 1,021,069 108.8%$ 1,020,218 Feb‐14 36,933 $ 15,356,989 $ 11,097,624 72.3%$ 11,052,597 3,249$ 2,256,849 $ 1,476,962 65.4%$ 1,471,550 Mar‐14 36,843 $ 15,257,072 $ 10,756,318 70.5%$ 10,747,658 3,632$ 2,219,525 $ 1,641,387 74.0%$ 1,637,572 Apr‐14 36,482 $ 15,104,345 $ 12,134,438 80.3%$ 12,039,443 3,875$ 1,742,908 $ 2,001,901 114.9%$ 1,998,375 May‐14 36,512 $ 15,157,821 $ 12,283,572 81.0%$ 12,224,581 4,199$ 1,701,319 $ 2,104,859 123.7%$ 2,100,511 Jun‐14 36,260 $ 15,119,553 $ 12,099,625 80.0%$ 12,022,233 4,314$ 1,720,674 $ 1,534,794 89.2%$ 1,529,360 Jul‐14 35,919 $ 15,085,121 $ 11,531,222 76.4%$ 11,437,421 4,413$ 1,774,826 $ 1,628,911 91.8%$ 1,616,297 Aug‐14 35,887 $ 14,992,239 $ 12,009,770 80.1%$ 11,860,457 4,794$ 1,837,094 $ 1,695,949 92.3%$ 1,666,866 Sep‐14 35,969 $ 15,261,594 $ 12,147,595 79.6%$ 11,915,045 5,321$ 1,976,991 $ 2,841,339 143.7%$ 2,774,468 Oct‐14 36,197 $ 15,507,048 $ 14,790,600 95.4%$ 14,191,487 5,805$ 2,155,511 $ 2,693,365 125.0%$ 2,550,054 Nov‐14 36,372 $ 15,758,380 $ 12,226,435 77.6%$ 11,426,228 6,337$ 2,387,960 $ 2,392,073 100.2%$ 2,228,970 Dec‐14 39,990 $ 17,901,077 $ 13,676,998 76.4%$ 11,402,167 6,387$ 2,421,934 $ 2,572,180 106.2%$ 2,208,529 CY 2014 440,922 $ 186,106,476 $ 146,178,841 78.5%$ 141,670,367 55,452$ 23,134,124 $ 23,604,789 102.0%$ 22,802,769

ALIC: 2016 CT IVL Rate Filing Section A CONNECTICUT HISTORICAL & PROJECTED TRENDS

> Due to the Individual block's lack of credibility over an extended period of time, Small Group data was used to determine the annual trend rate for Individual products. > The experience data & trend results below reflect combined claim experience for Aetna HMO and PPO SG products. > Allowed Claims were used as the basis for the Claim PMPM and Unit Cost results. > Claim experience is normalized, or brought to a common level, by adjusting over time for changes in: 1) demographics and 2) catastrophic claims.

**Allowed Claim PMPMs** *Normalized Allowed Claim PMPMs* CY CY Annual CY CY Annual 2013 2014 Trend 2013 2014 Trend Inpatient$ 88.30 $ 87.36 ‐1.1%$ 27.81 $ 28.03 0.8% Outpatient$ 68.61 $ 72.58 5.8%$ 21.61 $ 23.29 7.8% Physician$ 123.54 $ 128.33 3.9%$ 38.90 $ 41.18 5.8% Other$ 78.15 $ 80.10 2.5%$ 24.61 $ 25.70 4.4% Pharmacy$ 82.88 $ 88.86 7.2%$ 26.10 $ 28.51 9.2% Total$ 441.47 $ 457.24 3.6%$ 139.02 $ 146.71 5.5%

****Unit Cost**** ****Utilization**** CY CY CY CY 2013 2014 Trend 2013 2014 Trend

Inpatient$ 3,656 $ 3,989 9.1% 288.6 266.7 ‐7.6% Outpatient$ 1,301 $ 1,446 11.2% 632.7 613.5 ‐3.0% Physician$ 198 $ 207 4.3% 7,942.0 8,057.3 1.5% Other$ 203 $ 209 2.7% 4,614.0 4,693.3 1.7% Pharmacy$ 105 $ 108 3.3% 9,487.2 10,034.4 5.8% Total$ 5,464 $ 5,959 9.1% 985.8 953.7 ‐3.2%

> The development of projected future claim trend is a multi‐step process that begins with historical analysis (above). > Consideration is given to expected changes in network design and provider contracts, as well as new healthcare developments and technology. > Pharmacy trends are developed utilizing formulary changes, new drugs in the pipeline, and patent expirations.

Unit Cost Severity Utilization Allowed Increase Adjustm't Change Ann'l Trend Inpatient 6.4% 1.0% 1.0% 8.5% Outpatient 6.4% 1.0% 1.3% 8.8% Physician 2.1% 0.5% 1.8% 4.4% Total Medical 4.8% 0.8% 1.4% 7.1% Pharmacy 7.0% 0.0% 1.0% 8.1% Total Med/Rx 5.2% 0.7% 1.3% 7.3%

> Conversion of trend to a Paid basis would include an adjustment for leveraging of just under 1.0%. > Trend on a Paid basis would also include a year‐over‐year benefit buy‐down normalization adjustment 0.988. > Medical technology is included within the figures above. It is not separately measured.

ALIC: 2016 CT IVL Rate Filing Section A CONNECTICUT - FINANCIAL INFORMATION

> The information below is based on the latest available financial results of Aetna Life Insurance Company's financial statements and Federal MLR reporting.

• Retention Charge A comparison of the proposed retention charge in the filing to the most recently filed statutory financial statement for the regulated entity for which this filing is being made.

Filed retention charge, including federal & state taxes and fees 23.6% 2014 Annual Financial Statement, page 24.CT, Accident & Health Insurance Line 24‐Group Policies*, column 5‐Direct Losses Incurred$ 507,664,368 = 76.6%, or 23.4% Line 24‐Group Policies*, column 2‐Direct Premiums Earned$ 663,018,481 * reflects all CT business

• Federal MLR Estimate A demonstration that the increase requested in this rate filing will produce an expected medical loss ratio, for rebate purposes, that is consistent with the 80% prescribed by the federal law for individual and small group health insurance.

Premium Claims Earned Premium 100.0% Expected Medical Benefits (MBR) 76.4% Premium Reductions: Federal & State taxes plus licensing & ‐9.2% regulatory fees Claim Adjustments: Quality Improvement expenses 0.91% Net Numerator (MBR) 77.3% Net Denominator (Premium) 90.8% Resulting adjusted Federal MLR 85.1%

• Current Capital and Surplus The current capital and surplus for the regulated entity for which this filing is being made.

Aetna Life Insurance Company ‐ 2014 Annual Statement Summary of Operations, page 4, line 55 is:$ 3,871,900,692 > This reflects the capital & surplus for ALIC in its entirety, nationally & across all lines of business.

ALIC: 2016 CT IVL Rate Filing Section A CONNECTICUT INDIVIDUAL SECTION B - 2016 PREMIUM BASE RATE DEVELOPMENT: NARRATIVE

This exhibit summarizes the adjustments made to CT Individual and Small Group 2014 experience results in order to develop the 2016 Individual base premium rate for the CT market.

. Credibility o The 55,452 Individual member months for 2014 are deemed 48.1% credible. . Small Group Essential Health Benefit (EHB) Adjustment o 44.4% of 2014 Small Group experience is derived from pre‐ACA benefit plans o The impact of Essential Health Benefits to pre‐ACA benefit plans is +0.7% for Medical benefits and +1.0% for Pediatric Dental. o 44.4% of the EHB adjustments equates to 44.4% * (0.7% + 1.0%) = 0.8%, 1.008 . Area Shift o Recognizes the impact of changes to the distribution of the covered population across counties. o See supporting exhibit. . Demographic Adjustment o Recognizes the impact of changes in the covered population distribution over time. o See supporting exhibit. . Network & Contractual Changes o Adjusts experience for expected changes in network configurations & contracting as well as expected pharmacy contracting, formulary, and rebate changes. . Total Adjustments o Total adjustment to the experience period results to reflect changes in assumptions for the projection period. . Annual Trend o See Section A, Connecticut Historical & Projected Trends, for development. . Months of Trend o Experience Period: 1/1/14 – 12/31/14, midpoint is 7/1/14 o Projection Period: 1/1/16 – 12/31/16, midpoint is 7/1/16 o There are 24 months between 7/1/14 to 7/1/16 . Total Trend o Reflects a 7.3% annual allowed trend rate carried over 24 months . Projected Allowed PMPM (URRT Index Rate) o Experience Period results adjusted for differing assumptions in the projection period and 24 months of trend . Expected Paid to Allowed Ratio o The weighted average Actuarial Value based on projected membership distribution by plan offering o See supporting exhibit . Incurred Claims, before "3R" Adjustments o The expected 2016 Incurred Claims before adjustments for the Federal Risk programs. . Net Risk Adjustment o An adjustment to reflect expected Payer/Receiver status for the Federal Risk Adjustment program, netted for the Risk Adjustment Program fee of $0.15 PMPM. . Net Reinsurance Recoveries o An adjustment for the anticipated impact of the federal reinsurance program, assuming an attachment point of $90,000, 50% coinsurance to $250,000. o The Reinsurance Contribution of $2.25 PMPM is netted from this amount.

. Incurred Claims

ALIC: 2016 CT IVL Rate Filing Section B o The expected 2016 Incurred Claims after adjustments for the Federal Risk programs. . Total Expenses o The expected expense structure for 2016, excluding the Risk Adjustment Program Fee and Reinsurance Contribution, which are accounted for in the net program results under the Incurred Claims section. o See the CT Supplemental Actuarial Memorandum for further details. . Single Risk Pool Avg Premium Rate PMPM o Incurred Claims + Expense PMPM o Weighted by projected membership across all plan offerings . Tobacco Calibration Factor o The expected overall impact of utilizing a 10% tobacco surcharge for smokers. o See supporting exhibit. . Plan Adjusted Index Rate o The average premium PMPM reflective of a 1.0 value for tobacco adjustments. . Age Calibration Factor o The adjustment to bring the average age of the premium PMPM from 49 to 21 (1.0). o See supporting exhibit. . Area Calibration Factor o The adjustment to bring the average area factor inherent in the premium PMPM to 1.0. o See supporting exhibit. . Calibrated Plan Adjusted Index Rate o The 2016 Individual premium rate reflective of a value of 1.0 for Tobacco Use, Area, and Age. o Weighted by projected membership across all plan offerings . Plan Calibration Factor o The adjustment to bring the premium PMPM from a weighted average across all benefit plans to a plan value of 1.0 (Anchor plan). o See supporting exhibit. . Base Premium Rate o The 2016 premium PMPM reflective of a value of 1.0 for Tobacco Use, Area, Age and Benefit Plan.

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL ‐ 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT

Experience IVL Experience Sm Grp Experience

Premiums (net of MLR Rebate) in Experience Period $23,134,124 $186,106,476 Incurred Claims in Experience Period $23,604,789 $146,178,841 Allowed Claims $31,744,950 $200,019,146 Experience Period Member Months 55,452 440,922

Experience Period to Projection Period BLENDED IVL Experience Sm Grp Experience Index Rate of Experience Period $510.76 $572.48 $453.64 Credibility 48.1% 51.9% Adjustments EHB Adjustment 1.003 1.000 1.006 Area Shift 1.009 0.997 1.023 x Change in Demographics 1.004 0.984 1.028 x Network & Contractual Changes 0.983 0.988 0.979 x Total Adjustments 1.000 0.968 1.036

Annual Trend 1.073 1.073 1.073 Months of Trend 24 24 24 ^/12 Total Trend 1.152 1.152 1.152

Projected Allowed PMPM (URRT Index Rate) $588.58 $639.67 $541.29

Projection Period $% Allowed PMPM (URRT Index Rate) $588.58 Expected Paid to Allowed Ratio 0.651 x Incurred Claims, before "3R" Adjustments $383.17 Net Risk Adjustment ($13.33) + Net Reinsurance Recoveries ($21.02) + Incurred Claims $348.82

G&A (Operating Expenses) $36.14 8.0% Commissions $11.65 2.6% + Profit & Risk (AFIT) $17.69 3.9% + State Premium Tax, Assessments, & Fees $15.87 3.5% + Health Insurance Fee $13.60 3.0% + PCORI $0.18 0.0% + Federal Income Tax $9.52 2.1% + Total Expenses $104.65 23.1%

Single Risk Pool Avg Premium Rate PMPM $453.48 Incurred Claims + Expenses

Tobacco Calibration Factor 1.004 / Plan Adjusted Index Rate $451.81

Age Calibration Factor 1.490 Area Calibration Factor 1.100 x Calibrated Plan Adjusted Index Rate $275.64

Development of Base Premium Rate

Calibrated Plan Adjusted Index Rate $275.64

Plan Calibration Factor 0.956 / Base Premium Rate $288.39

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL ‐ 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT AREA SHIFT CALCULATION

IVL Experience: SG Experience: Experience Projected 2016 IVL Projection Counties Membership Membership Period Area Membership Period Area Distribution Distribution Factors Distribution Factor Fairfield 60.2% 35.5% 1.150 56.7% 1.150 Hartford 10.9% 25.9% 1.000 12.4% 1.000 Litchfield 5.4% 4.3% 1.000 5.8% 1.000 Middlesex 4.0% 5.2% 1.000 3.9% 1.000 New Haven 13.7% 22.4% 1.075 14.3% 1.075 New London 2.3% 3.3% 1.150 3.0% 1.150 Tolland 2.0% 1.4% 1.000 2.4% 1.000 Windham 1.5% 1.9% 1.000 1.4% 1.000

Average Experience Period Area Factor: computed as the weighted average of experience period area factors by experience period membership distribution. Individual: 1.1039 Small Group: 1.0750

Average Projected Area Factor*: computed as the weighted average of the projection period area factors by the projected membership distribution.

Individual Only: 1.1002

Area Shift Adjustment: computed as the ratio of the Projected Membership by Area over the Experience Membership by Area. This factor represents the impact of changes in the population distribution across counties over time.

Individual: 0.9970 Small Group: 1.0230

*Also used in the Area Calibration adjustment to develop the Consumer Adjusted Premium Rate.

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL ‐ 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT DEMOGRAPHIC ADJUSTMENT

Demographic IVL Exp. Period SG Exp. Period Projected Factors Distribution Distribution Distribution Age Male Female Male Female Male Female Male Female 0 1.117 1.114 0.43% 0.42% 0.35% 0.33% 0.21% 0.16% Experience Period IVL: 1.162 1 1.117 1.114 0.23% 0.30% 0.31% 0.34% 0.14% 0.22% Demographic Factor SG: 1.112 2 0.511 0.511 0.33% 0.41% 0.35% 0.35% 0.16% 0.19% 3 0.511 0.511 0.33% 0.30% 0.40% 0.37% 0.28% 0.26% Note: Computed as the weighted 4 0.511 0.511 0.44% 0.38% 0.43% 0.37% 0.33% 0.31% average of gender specific demographic 5 0.379 0.379 0.41% 0.44% 0.45% 0.40% 0.34% 0.47% factors by current population distribution. 6 0.379 0.379 0.53% 0.41% 0.50% 0.46% 0.51% 0.49% 7 0.379 0.379 0.52% 0.34% 0.51% 0.47% 0.50% 0.47% Projected 1.143 8 0.379 0.379 0.57% 0.52% 0.54% 0.52% 0.66% 0.65% Demographic Factor 9 0.379 0.379 0.44% 0.61% 0.55% 0.55% 0.69% 0.58% 10 0.412 0.380 0.55% 0.58% 0.66% 0.61% 0.60% 0.66% Note: Computed as the weighted 11 0.412 0.380 0.69% 0.67% 0.69% 0.66% 0.70% 0.73% average of gender specific demographic 12 0.412 0.380 0.56% 0.62% 0.68% 0.69% 0.64% 0.75% factors by projected population distribution. 13 0.412 0.380 0.80% 0.65% 0.71% 0.70% 0.72% 0.80% 14 0.412 0.380 0.73% 0.72% 0.76% 0.78% 0.91% 0.75% IVL: 0.984 Demographic Change 1 0.532 0.591 0.75% 0.71% 0.81% 0.80% 0.80% 0.80% SG: 1.028 16 0.532 0.591 0.74% 0.72% 0.79% 0.78% 0.90% 0.90% 17 0.532 0.591 0.92% 0.71% 0.84% 0.80% 0.86% 0.69% Note: Computed as the ratio of the 18 0.532 0.591 0.80% 0.73% 0.82% 0.80% 0.91% 0.85% Projected Demographic factor over the 19 0.532 0.591 0.82% 0.79% 0.81% 0.80% 0.80% 0.72% Experience Period Demographic Factor. 20 0.479 0.787 0.75% 0.74% 0.87% 0.83% 0.71% 0.75% This adjustment recognizes changes 21 0.479 0.787 0.71% 0.76% 0.85% 0.79% 0.72% 0.78% to the covered population over time. 22 0.479 0.787 0.81% 0.75% 0.85% 0.83% 0.74% 0.76% 23 0.479 0.787 0.75% 0.72% 0.90% 0.82% 0.74% 0.63% 24 0.479 0.787 0.67% 0.69% 0.97% 0.79% 0.69% 0.56% 25 0.489 1.176 0.72% 0.57% 0.93% 0.75% 0.64% 0.51% 26 0.489 1.176 1.34% 1.09% 0.82% 0.76% 0.75% 0.52% 27 0.489 1.176 1.04% 1.29% 0.67% 0.58% 1.07% 0.78% 28 0.489 1.176 0.76% 0.80% 0.68% 0.64% 0.95% 0.70% 29 0.489 1.176 0.70% 0.87% 0.64% 0.58% 0.84% 0.63% 30 0.552 1.393 0.64% 0.57% 0.62% 0.59% 0.78% 0.66% 31 0.552 1.393 0.58% 0.48% 0.69% 0.65% 0.63% 0.52% 32 0.552 1.393 0.46% 0.57% 0.66% 0.63% 0.57% 0.39% 33 0.552 1.393 0.40% 0.61% 0.63% 0.62% 0.60% 0.50% 34 0.552 1.393 0.53% 0.52% 0.62% 0.64% 0.61% 0.48% 35 0.670 1.303 0.60% 0.39% 0.59% 0.61% 0.63% 0.44% 36 0.670 1.303 0.58% 0.48% 0.57% 0.64% 0.66% 0.48% 37 0.670 1.303 0.42% 0.37% 0.61% 0.67% 0.55% 0.45% 38 0.670 1.303 0.56% 0.42% 0.63% 0.68% 0.68% 0.43% 39 0.670 1.303 0.65% 0.42% 0.65% 0.65% 0.60% 0.60% 40 0.839 1.224 0.42% 0.69% 0.64% 0.71% 0.60% 0.39% 41 0.839 1.224 0.44% 0.70% 0.74% 0.75% 0.60% 0.58% 42 0.839 1.224 0.63% 0.64% 0.78% 0.77% 0.68% 0.75% 43 0.839 1.224 0.74% 0.81% 0.83% 0.90% 0.65% 0.80% 44 0.839 1.224 0.85% 0.84% 0.87% 1.00% 0.95% 0.91% 45 1.063 1.314 0.77% 0.94% 0.89% 1.03% 1.05% 1.07% 46 1.063 1.314 0.86% 1.04% 0.85% 1.05% 1.01% 1.04% 47 1.063 1.314 1.02% 1.14% 0.92% 1.06% 1.10% 0.99% 48 1.063 1.314 0.88% 1.20% 1.01% 1.14% 1.23% 1.12% 49 1.063 1.314 0.84% 1.36% 1.16% 1.16% 0.97% 1.22% 50 1.456 1.565 1.03% 1.23% 1.12% 1.21% 1.10% 1.28% 51 1.456 1.565 0.87% 1.31% 1.12% 1.14% 0.89% 1.32% 52 1.456 1.565 1.19% 0.98% 1.08% 1.12% 0.99% 1.30% 53 1.456 1.565 1.06% 1.03% 1.05% 1.24% 1.07% 1.11% 54 1.456 1.565 1.09% 1.35% 1.13% 1.19% 1.17% 1.28% 55 1.868 1.810 1.12% 1.24% 1.07% 1.17% 1.18% 1.10% 56 1.868 1.810 1.22% 1.24% 1.03% 1.10% 1.07% 1.28% 57 1.868 1.810 1.17% 1.16% 0.94% 1.06% 1.16% 1.11% 58 1.868 1.810 0.99% 1.26% 0.86% 0.96% 0.98% 1.33% 59 1.868 1.810 1.27% 1.06% 0.87% 0.90% 1.00% 1.07% 60 2.358 2.227 0.96% 1.22% 0.86% 0.88% 0.93% 1.18% 61 2.358 2.227 0.99% 1.15% 0.73% 0.78% 0.75% 1.17% 62 2.358 2.227 1.07% 1.10% 0.65% 0.75% 0.92% 1.13% 63 2.358 2.227 1.04% 1.06% 0.61% 0.64% 0.77% 1.13% 64 2.358 2.227 1.09% 1.14% 0.51% 0.59% 0.89% 1.32% 65+ 2.358 2.227 0.05% 0.07% 0.90% 0.74% 0.19% 0.25%

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL ‐ 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT Product Portfolio & Projected Membership Distribution

Projected Metallic Actuarial Pricing HIOS Plan‐ID Plan Membership Tier Value Relativity Distribution 39159CT0080009 CT Aetna Gold $10 Copay OAMC PD Gold 78.1% 1.313326 12.0% 39159CT0080011 CT Aetna Silver $10 Copay OAMC PD Silver 68.1% 1.033434 20.0% 39159CT0080007 CT Aetna Bronze $15 Copay OAMC PD Bronze 61.7% 0.865062 40.0% 39159CT0080008 CT Aetna Bronze Deductible Only HSA OAMC PD Bronze 60.3% 0.838742 17.0% 39159CT0080013 CT Aetna Whole Health Gold $5 Copay PD Gold 78.1% 1.355325 1.0% 39159CT0080014 CT Aetna Whole Health Silver $10 Copay PD Silver 68.0% 0.978926 3.0% 39159CT0080012 CT Aetna Whole Health Bronze $35 Copay PD Bronze 61.7% 0.832626 5.0% 39159CT0090006 CT Costco Silver $10 Copay OAMC PD Silver 68.1% 1.036488 1.0% 39159CT0090005 CT Costco Bronze Deductible Only HSA OAMC Bronze 60.8% 0.851423 1.0%

Weighted Average Actuarial Value: 65.1%

Weighted Average Pricing Relativity: 0.956

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL ‐ 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT Tobacco Calibration Factor

Projected Membership Projected Tobacco Age Bracket Premium Load 1.004 Distribution Usage Average Tobacco Factor < 20 25% 0% 5% Note: 20 ‐ 24 6% 10% 5% The Average Tobacco Factor is computed as the 25 ‐ 29 7% 10% 5% weighted average of the product of the Premium 30 ‐ 34 6% 10% 5% Load and Projected Tobacco Usage by the projected 35 ‐ 39 6% 10% 5% member distribution of age bracket. 40 ‐ 44 7% 10% 5% 45 ‐ 49 11% 10% 5% 50 ‐ 54 12% 10% 5% 55 ‐ 59 11% 10% 5% 60 ‐ 64 10% 10% 5% 65 0% 10% 5%

ALIC: 2016 CT IVL Rate Filing Section B CONNECTICUT INDIVIDUAL ‐ 2016 SINGLE PREMIUM BASE RATE DEVELOPMENT Projected Age/Gender Distribution

Age Male Female HHS Age Factor 0‐20 0.32% 0.33% 0.000 Age Calibration Factor 1.490 0‐20 12.03% 11.89% 0.635 21 0.72% 0.78% 1.000 Note: 22 0.74% 0.76% 1.000 Age Calibration Factor 23 0.74% 0.63% 1.000 computed as the weighted average of 24 0.69% 0.56% 1.000 HHS Age Factor by projected membership 25 0.64% 0.51% 1.004 distribution. 26 0.75% 0.52% 1.024 27 1.07% 0.78% 1.048 Weighted Average Age 46 28 0.95% 0.70% 1.087 29 0.84% 0.63% 1.119 Note: 30 0.78% 0.66% 1.135 This is the age that most closely 31 0.63% 0.52% 1.159 corresponds to the age calibration factor. 32 0.57% 0.39% 1.183 33 0.60% 0.50% 1.198 34 0.61% 0.48% 1.214 35 0.63% 0.44% 1.222 36 0.66% 0.48% 1.230 37 0.55% 0.45% 1.238 38 0.68% 0.43% 1.246 39 0.60% 0.60% 1.262 40 0.60% 0.39% 1.278 41 0.60% 0.58% 1.302 42 0.68% 0.75% 1.325 43 0.65% 0.80% 1.357 44 0.95% 0.91% 1.397 45 1.05% 1.07% 1.444 46 1.01% 1.04% 1.500 47 1.10% 0.99% 1.563 48 1.23% 1.12% 1.635 49 0.97% 1.22% 1.706 50 1.10% 1.28% 1.786 51 0.89% 1.32% 1.865 52 0.99% 1.30% 1.952 53 1.07% 1.11% 2.040 54 1.17% 1.28% 2.135 55 1.18% 1.10% 2.230 56 1.07% 1.28% 2.333 57 1.16% 1.11% 2.437 58 0.98% 1.33% 2.548 59 1.00% 1.07% 2.603 60 0.93% 1.18% 2.714 61 0.75% 1.17% 2.810 62 0.92% 1.13% 2.873 63 0.77% 1.13% 2.952 64 0.89% 1.32% 3.000 65+ 0.19% 0.25% 3.000

ALIC: 2016 CT IVL Rate Filing Section B CID Questions/Comments – Aetna Life Insurance Co 2016 Individual Rate Filing

May 15, 2015

1. The credibility manual PMPM calculation using estimated utilization per 1,000 and average cost/service form the 2015 benefit plan year URRT was compared to the credibility manual PMPM from the 2016 benefit plan year URRT. The percent change is approximately 1.1% from 2015 to 2016, please explain why this differs from the 7.3% annual trend assumed in the 2016 pricing.

The Credibility Manual on Worksheet 1 of the URRT utilizes Aetna’s Small Group Connecticut allowed claim experience data as its base in both 2015 and 2016. We agree that the $535.29 PMPM from the 2015 approved filing and $541.29 in the recent 2016 Individual filing submission reflects an annual projected increase of 1.1%. However, this percent change is not comparable to the annual 2016 projected trend. An annual rate change rarely equals the annual pricing trend rate; the primary (but not all-inclusive) reason for this is that the underlying claim data has not been normalized to a common population and set of assumptions.

A covered population is never the same month to month, as new groups enroll, other groups terminate coverage, and employees (with their dependents) do the same. The calendar year 2013 experience trended forward to 2015 and the calendar year 2014 experience trended to 2016 will have different underlying populations. Therefore, different average ages, Male versus Female ratios, morbidity changes, average geography, etc., will all impact claims independently of trend.

The annual rate change is the net of all of these moving pieces, whereas the annual pricing trend is a “same store” projection of underlying health care inflation, holding other factors constant as they are accounted for elsewhere in the rate buildup.

2. In describing the variation in rate changes by plan/product, one reason given is that network and contractual assumptions have been updated, and the change differs based on network. Provide a more detailed explanation and actuarial justification for the difference.

The plans being offered incorporate two different networks: (1) A PPO network that offers broad access to in-network providers across the state. (2) An Aetna Whole Health/Accountable Care Organization (AWH/ACO) network that uses a two tiered network of in-network providers.

The AWH/ACO network is structured very differently than a standard PPO network. There is significantly more coordinated care amongst Tier 1 providers in the AWH/ACO network. This highly helps generate savings. In addition, savings are also realized from AWH/ACO contractual differences between providers in tier 1. This is primarily what drives the network differential between the AWH/ACO and the broad network PPO. Additional savings are also produced by member steerage to tier 1 providers based on the benefit differences between tiers 1 and 2 in the AWH/ACO. In total, the savings to use the AWH network range from 8% to 9% independent of benefit differences necessary to meet actuarial value compliance.

3. The overall annual trend from 2013 to 2014 is approximately 5.5%, provide a detailed explanation and actuarial justification for the difference between this and the assumed trend of 7.3% in the rate filing.

For reference we have included our prospective trend table from Section A below.

Unit Cost Severity Utilization Allowed Increase Adjustm't Change Ann'l Trend Inpatient 6.4% 1.0% 1.0% 8.5% Outpatient 6.4% 1.0% 1.3% 8.8% Physician 2.1% 0.5% 1.8% 4.4% Total Medical 4.8% 0.8% 1.4% 7.1% Pharmacy 7.0% 0.0% 1.0% 8.1% Total Med/Rx 5.2% 0.7% 1.3% 7.3%

While we look to historical experienced trend rates as a starting point to project future trend, it is necessary to consider macroeconomic and other factors that will be or are expected to be changing in the future relative to the past, and adjust accordingly. This is the driver of the difference between our historical trend of 5.5% and our prospective assumed trend of 7.3%.

For instance, historical medical unit cost results are nearly irrelevant in projecting future trend. In any given year we have a robust accounting from Aetna’s contracting teams of the increases expected in provider contracts up for negotiation for the coming year, and this valuation is the basis of our unit cost increase assumption. The actual unit cost results from 2013 and 2014 are driven by provider contracts that renewed during 2013 and 2014 as well as the associated membership and claims attributable to those specific providers. Unit cost adjustments for prospective trend reflect the contracts that we know are up for renegotiation in 2015 and 2016, with the expected increases in rates weighted by the associated membership. These renegotiated contracts may and most likely will be different from 2013/2014.

Moving across the table, severity is inherent in historical unit cost figures. The values displayed in Section A reflect the changing of provider practice patterns and acceptable treatment methods resulting from new technology implementation.

For the utilization assumption, Aetna recognizes that we and in fact the industry have been experiencing historic lows in utilization. We do not expect this to continue, and in fact are seeing an uptick in medical utilization nationally. This coincides with data published in various recent publications from Fidelity Investments and Milliman, among others. Medical cost trends tend to lag the economic environment by 3-5 years or more, and there has been an acknowledgement that we are beginning to see the lagged effect of the 2009-2010 economic recovery in a rebound in utilization, as members are now more able to afford healthcare. The projected utilization changes are a balance of this national increase with specific Connecticut results.

Pharmacy unit cost trends over the last few years have been compressed by significant volumes of brand name medications losing patent protection and generic competition being introduced to the market. As such, generic dispense rates have risen dramatically and are now beginning to taper off as the volume of brand medications losing patent protection over the next few years is significantly lower than recent history. As such, brand unit cost increases (driven by manufacturer price increases) are not offset to the same degree by the shift to generic medications.

While Aetna’s 80% generic dispense rate in Connecticut helps to control trend in the non- specialty portion of Rx pharmacy costs, the costs that are attributable to specialty drugs is growing at an accelerating rate, currently 29% in this market. As these therapies have little to no generic competition, and the manufacturers increase the prices at a pace of 12%-14% per year on average, this trend will have an increasingly large effect on overall pharmacy unit cost trend. In addition, the portion of spend attributable to pharmacy will continue to grow as the pipeline for specialty therapies is very robust currently (for example, the upcoming PCSK9 cholesterol medications slated to launch later this year).

4. It appears that the required change to the reinsurance parameters has generated approximately a 9.2% increase to premiums, please confirm and provide actuarial justification.

In the 2015 approved rate filing, the 2015 reinsurance recoveries were estimated by relying on an internally developed model using Connecticut Small Group claims data incurred during calendar year 2012, trended forward with a factor of 9.7% to 2015. We assumed average coverage in Connecticut of $2,250 deductible, $5,750 out-of-pocket limit and 70% coinsurance, and the Connecticut DOI-mandated parameters of 70% of paid claims between $45,000 and $250,000, adjusted for 2015 enrollment assumptions and adjusted for the Connecticut geography.

The 2016 reinsurance recoveries were again estimated by relying on the same internally developed model using Connecticut Small Group claims data incurred during calendar year 2013, trended forward with a factor of 9.7% to 2016. Also consistent with 2015 pricing, we are assuming average coverage in Connecticut of $2,250 deductible, $5,750 out-of-pocket limit and 70% coinsurance, then using federally established parameters of 50% of paid claims between $90,000 and $250,000, adjusted for 2016 enrollment assumptions and adjusted for the Connecticut geography.

Confirmation of the 9.2% impact to premium is attached in the Reinsurance Filing Support document, with further details included.

Please note that our initial 2015 reinsurance assumptions of 50% of paid claims between $45,000 to $250,000 would have generated an annual impact to premiums of 4.7%. 5. Provide a detailed explanation and actuarial justification for the 10% tobacco use premium load described in the rate filing.

The attached Tobacco Pricing Support document displays data supporting our 10% premium load for tobacco use.

The data supporting the tobacco pricing analysis is based on the claims experience of members enrolled in Aetna insured or administered plans who completed a Health Risk Assessment (HRA) survey.

Members were assigned one of 3 levels of smoking status: current, former, and never, based upon responses to questions in the HRA. In addition, former smokers could be distinguished by time since quitting smoking—less than 6 months, 6 months to 1 year, 1 to 5 years, 5-10 years, and greater than 10 years.

6. In Appendix A, each component of the rate increase is described. Explain in more detail and provide actuarial justification for the following components: Other Factors Adjustment; Renewal Plan Conversion; the rate change of 4.2% versus 7.2%.

• The “Other Factors” Adjustment includes changes to the retention percent as well as a base claim experience true-up (projected versus actual 2014 claim PMPM).

• The Renewal Plan Conversion is the weighted average of membership multiplied by plan change across all plan offerings. The plan change reflects the valuation of the change in benefits between each 2015 plan offering and its corresponding 2016 version.

• The Rate Change of 4.2% versus 7.2% reflects the application for 2016 of expense differences between plan types, which were socialized across all plans for 2015.

7. Explain the reason for a demographic adjustment.

Aetna’s pricing projections reflect our best estimate on what our population will look like in the future. Similar to setting trend, the basis for our best estimate is our most recent or historical population data, adjusted for expected changes going forward. A demographic adjustment is made because the projection period population may be different than the population covered during the experience period. The experience period data used in rate development must therefore be adjusted to reflect the population that we expect to have in the pricing projection period, rather than the population that existed during the historical experience period. This follows the same theory behind adjustments made for area shifts and average benefits (in a paid claims scenario). Connecticut DOI reinsurance response (Question 4)

Reinsurance Parameter Change contribution to Premium Rate Change

Claim % Premium Reinsurance Estimate Development 2015 2016 PMPM Chg Increase 2015 Projected Incurred Claims before reinsurance, PMPM $353.43 $353.43 See note 1 Projected reinsurance recoveries as % of Issuer responsibility 16.6% 6.2% See note 2 Projected reinsurance recoveries, PMPM $58.84 $22.08 $36.76 9.2% 12.5% Projected Incurred Claims net of reinsurance recoveries $294.59 Retention % 26.3% Projected Premium, PMPM $399.55

Notes 1) The projected incurred claims before reinsurance and risk adjustment differ from 2015 to 2016, but have been set equal at the 2015 claim PMPM to isolate the increase in premium strictly due to changes in reinsurance parameters. 2) 2015 Projected reinsurance recoveries based off of $45,000 attachment point with 70% coinsurance up to $250,000 maximum. 2016 projected reinsurance recoveries based off of $90,000 attachment point with 50% coinsurance up to $250,000 maximum.

ALIC: 2016 CT IVL Rate Filing Tobacco Pricing Support (Question 5) Member Months Age Band Smoker Status 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 Total Current 74,761 222,465 288,901 293,819 334,887 429,429 420,605 296,739 162,231 2,523,837 Former < 6 months 29,382 91,985 102,467 82,677 75,190 79,755 75,158 52,112 25,939 614,665 6-11 months 20,228 64,062 65,478 53,250 51,158 53,116 52,515 36,647 21,341 417,795 1-5 years 41,072 199,429 257,514 214,307 185,611 192,063 190,410 146,370 87,222 1,513,998 6-10 years 4,162 54,920 121,664 122,486 112,984 120,478 121,142 97,244 65,149 820,229 > 10 years 636 12,489 59,764 131,908 218,788 358,368 506,919 528,843 427,295 2,245,010 Never 629,288 1,922,504 2,243,567 2,524,625 2,748,958 2,771,896 2,476,188 1,871,703 1,099,783 18,288,512 Total 799,529 2,567,854 3,139,355 3,423,072 3,727,576 4,005,105 3,842,937 3,029,658 1,888,960 26,424,046

Allowed Medical Costs PMPM Age Band Smoker Status 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 Total Current 210.07 232.82 258.81 293.21 322.95 385.34 462.67 504.75 618.73 375.15 Former < 6 months 210.82 238.71 311.80 318.88 406.14 478.27 621.62 719.56 783.45 422.49 6-11 months 201.15 261.65 280.34 306.51 428.71 494.19 611.77 770.54 971.33 442.28 1-5 years 272.37 257.12 305.69 318.98 372.37 433.69 556.39 702.00 840.27 425.32 6-10 years 228.49 253.87 276.87 294.64 346.04 407.76 496.92 597.67 712.36 411.61 > 10 years 238.24 252.28 277.61 281.43 319.10 377.51 451.14 518.13 662.81 466.83 Never 189.36 226.08 272.98 275.05 293.62 330.95 401.59 464.90 562.34 331.80 Total 196.89 231.13 276.02 281.86 307.38 353.28 432.66 501.89 615.58 359.11

Milliman Age-Gender Factors Age Band Smoker Status 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 Total Current 0.61 0.73 0.82 0.87 0.97 1.17 1.46 1.81 2.25 1.21 Former < 6 months 0.61 0.74 0.83 0.88 0.98 1.17 1.46 1.81 2.24 1.09 6-11 months 0.61 0.73 0.82 0.87 0.97 1.17 1.46 1.81 2.25 1.10 1-5 years 0.63 0.74 0.82 0.87 0.97 1.17 1.46 1.81 2.25 1.13 6-10 years 0.64 0.75 0.83 0.87 0.97 1.17 1.46 1.81 2.25 1.22 > 10 years 0.58 0.74 0.82 0.87 0.97 1.17 1.46 1.81 2.26 1.55 Never 0.62 0.75 0.84 0.87 0.96 1.16 1.46 1.81 2.24 1.16 Total 0.62 0.75 0.84 0.87 0.96 1.16 1.46 1.81 2.25 1.20

Age-Gender Adjusted Relative Allowed Medical Costs Age Band Smoker Status 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 Total Current 346.06 320.34 314.29 335.39 331.23 328.40 316.49 278.96 275.10 310.54 Former < 6 months 345.10 323.03 376.50 364.43 416.37 408.33 425.11 397.76 349.70 386.34 6-11 months 330.12 358.56 343.40 353.46 441.14 422.36 418.87 425.89 432.21 400.37 1-5 years 435.71 345.51 370.54 367.81 383.77 371.07 381.34 387.97 373.27 375.26 6-10 years 359.00 339.70 331.81 339.80 357.06 349.53 340.73 330.26 316.10 337.30 > 10 years 414.04 342.81 337.23 322.24 327.70 321.53 309.01 286.30 293.39 302.01 Never 304.24 300.43 324.90 315.17 305.43 285.80 275.79 256.99 250.67 285.72 Total 317.37 308.84 330.18 323.12 318.73 303.96 296.81 277.40 273.82 300.21 Current + Former < 6 months 345.79 321.13 330.58 341.77 346.84 340.92 332.96 296.71 285.39 325.39 Never + Former > 6 months 313.19 307.26 330.19 320.84 315.13 298.42 291.42 274.89 272.47 296.99

Tobacco Definition >>> Current + Former < 6 month 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 Total

Tobacco Load: "Current + Former < 6 months" relative to "Never + Former > 6 months" 10% 5% 0% 7% 10% 14% 14% 8% 5% 10% Prevalence 13% 12% 12% 11% 11% 13% 13% 12% 10% 12%

ALIC: 2016 CT IVL Rate Filing CT Individual - Premium Rate Manual: Rate Calculation

The following steps are used to calculate CT Individual premium rates. Rates are determined using the federal member build‐up approach to calculate a Member Rate, as follows:

1 Calibrated Plan Adj. Index Rate – Premium rate by plan offering, as of January 1, 2016. x2Member Age Factor – An adjustment to reflect a member's age as of the renewal date of the policy. x3Tobacco Usage Factor ‐ An adjustment reflecting differences in cost by tobacco use. x4Area Factor – An adjustment reflecting differences in cost by geographic area. =5Final Member Premium Rate – Each member covered under the policy, up to the dependent children limit noted below, will have a specific Member Rate.

To determine a single Individual's monthly premium rate (no dependents): The Final Member Rate is the single Individual's monthly rate for the policy year.

To determine the 'family'/non‐single Individual monthly premium rate: A Add together the Member Rates for the Individual, any spouse, and any dependent children age 21 & older. B For dependent children under age 21, there is a limit whereby the Member Rates for only the three (3) oldest dependent children can be included in a family's monthly premium. C Thus, the calculation is: the sum of the Members Rates for every family member age 21 & older plus the sum of the Member Rates for the three oldest dependent children under age 21.

ALIC: 2016 CT IVL Rate Filing Section C CT Individual - Premium Rate Manual: #1 - Plan Relativity Factors

Calibrated Plan OON Cost- Subject to Metal Plan Adjusted Member OOP PCP Spec Member OOP Sharing Medical Formulary Formulary All Non- Specialty / HIOS ID Plan Name Tier Factor Index Rate Ded. Coins % Max. Copay Copay Ded. Coins % Max. (Ded + %) Deduct.? Generic Brand Formulary Injectables

CT Aetna Bronze $15 Copay $13,700 + 39159CT0080007 OAMC PD Bronze 0.865062 $249.47 $6,850 0% $6,850 $15 D & C n/a n/a n/a 50% Yes $0 $0 $0 $0 CT Aetna Bronze Ded Only HSA $12,900 + 39159CT0080008 OAMC PD Bronze 0.838742 $241.88 $6,450 0% $6,450 D & CD & C n/a n/a n/a 50% Yes $0 $0 $0 $0 CT Aetna Silver $10 Copay OAMC $7,500 + No; $500 39159CT0080011 PD Silver 1.033434 $298.03 $4,000 30% $6,500 $10 $50 n/a n/a n/a 50% Rx only $5 $40 40% 40% / 50% CT Aetna Gold $10 Copay OAMC $6,750 + No; $250 39159CT0080009 PD Gold 1.313326 $378.75 $1,400 20% $5,200 $10 $40 n/a n/a n/a 50% Rx only $3 / $5 $40 30% 40% / 50% $12,500 + 39159CT0080012 CT AWH Bronze $35 Copay PD Bronze 0.832626 $240.12 $5,750 0% $6,850 $35 $50 $6,750 0% $6,850 50% Yes $5 $50 40% 40% / 50% $11,500 + No; $500 39159CT0080014 CT AWH Silver $10 Copay PD Silver 0.978926 $282.31 $3,750 20% $5,500 $10 $50 $5,750 40% $6,500 50% Rx only $3 / $5 $40 40% 40% / 50% $6,750 + 39159CT0080013 CT AWH Gold $5 Copay PD Gold 1.355325 $390.86 $1,250 20% $4,500 $5 $40 $3,500 40% $6,000 50% No $3 / $5 $30 30% 40% / 50% CT Costco Bronze Ded Only HSA $11,900 + 39159CT0090005 OAMC Bronze 0.8514234 $238.71 $5,950 0% $6,450 D & CD & C n/a n/a n/a 50% Yes 50% 50% 50% 40% / 50% CT Costco Silver $10 Copay OAMC $7,500 + No; $400 39159CT0090006 PD Silver 1.036488 $290.60 $4,000 30% $6,500 $10 $50 n/a n/a n/a 50% Rx only $5 $50 40% 40% / 50%

*Aetna Whole Health

ALIC: 2016 CT IVL Rate Filing Section C CT Individual - Premium Rate Manual: Rating Factors

2 - Member Age Table 3 - Tobacco Use Table

Age Factor Status/Usage Factor 0 ‐ 20 0.635 Tobacco User 1.10 21 ‐ 24 1.000 Non‐User 1.0 25 1.004 26 1.024 27 1.048 28 1.087 4 - Area Factor Table 29 1.119 30 1.135 Region Factor 31 1.159 CTRA01 1.150 32 1.183 CTRA02 1.000 33 1.198 CTRA03 1.000 34 1.214 CTRA04 1.000 35 1.222 CTRA05 1.075 36 1.230 CTRA06 1.150 37 1.238 CTRA07 1.000 38 1.246 CTRA08 1.000 39 1.262 40 1.278 41 1.302 42 1.325 43 1.357 44 1.397 45 1.444 46 1.500 47 1.563 48 1.635 49 1.706 50 1.786 51 1.865 52 1.952 53 2.040 54 2.135 55 2.230 56 2.333 57 2.437 58 2.548 59 2.603 60 2.714 61 2.810 62 2.873 63 2.952 64 and Older 2.999

ALIC: 2016 CT IVL Rate Filing Section C CONNECTICUT INDIVIDUAL - 2016 APPENDIX A

 Every rate filing submission that includes an increase of previously approved rates shall include a summary of the rate increases requested and should be clearly marked as Appendix A. The appendix should include the following, but not be limited to:

1 ‐ The requested increase for each product contained within the rate filing, and the effective date of those proposed rate increases. Include the number of covered individuals for each product; number of covered policyholders; minimum current premium on a per member per month (PMPM) basis; minimum proposed premium on a PMPM basis; maximum current premium on a PMPM basis; maximum proposed premium on a PMPM basis, and the percentage change.

Current 2015 Conversion to ‐‐> Effective January 1, 2016 2015 Plan Name Members 2016 Plan Name Plan Chg Rate Chg Net Chg CT Aetna Bronze Copay $20 Copay PD 3525 CT Aetna Bronze $15 Copay OAMC PD ‐2.4% 7.2% 4.6% CT Aetna Bronze Ded. Only HSA PD 1302 CT Aetna Bronze Ded. Only HSA OAMC PD ‐1.0% 7.2% 6.1% CT Aetna Silver $10 Copay PD 1815 CT Aetna Silver $10 Copay OAMC PD 0.9% 7.2% 8.2% CT Aetna Silver $10 Copay 2750 PD 267 CT Aetna Silver $10 Copay OAMC PD ‐5.0% 7.2% 1.8% CT Aetna Gold Copay $5 PD 207 CT Aetna Gold $10 Copay OAMC PD ‐0.7% 7.2% 6.4% CT Costco Bronze Copay $20 Copay PD 23 CT Costco Bronze Ded. Only HSA OAMC ‐1.5% 4.2% 2.6% CT Costco Bronze Ded. Only HSA PD 83 CT Costco Bronze Ded. Only HSA OAMC 0.0% 4.2% 4.2% CT Costco Silver $10 Copay PD 35 CT Costco Silver $10 Copay OAMC PD 2.7% 4.2% 7.0% CT AWH PHN Bronze $15 Copay PD 112 CT AWH Bronze $35 Copay PD ‐1.7% 7.2% 5.4% CT AWH PHN Silver $10 Copay PD 47 CT AWH Silver $10 Copay PD 3.3% 7.2% 10.7% CT AWH PHN Gold $0 Copay PD 16 CT AWH Gold $5 Copay PD 0.0% 7.2% 7.2%

Avg PMPM$ 269.98 Avg PMPM $ 285.10 Minimum PMPM$ 144.61 Minimum PMPM $ 152.48 Maximum PMPM$ 1,350.00 Maximum PMPM $ 1,436.87

2 ‐ Each component of the increase including trend, experience adjustments and any other factors that make up the requested increase. Annual Trend 7.3% x Risk Adj. Change ‐2.9% x Reinsurance Adjustment 3.4% x Demographic Adjustment 1.5% x Other Factors Adjustment ‐2.2% = Base Rate Increase 6.9% x Renewal Plan Conversion ‐1.2% = Federal Rate of Increase 5.6%

3 ‐ A footnote listing any other factors that can have an impact on premium rates that have not been identified in the appendix, including but not limited to age bands, gender, geographic area, smoking, etc. Aetna's Individual premium rates in CT will vary in 2016 due to: ‐ the age of the member ‐ the geographic location of the member ‐ the member's tobacco‐use status ‐ the benefit plan chosen by the member ALIC: 2016 CT IVL Rate Filing Appendix A Actuarial Memorandum and Certification

General Information

Company Identifying Information: Company Legal Name: Aetna Life Insurance Company State: Connecticut HIOS Issuer ID: 39159 Market: Individual Policy Form(s): Policy Amendment GR‐96812‐2016‐CR1 01 Schedule GR‐96812‐SB‐004‐1410320 GR‐96812‐SB‐004‐1410321 GR‐96812‐SB‐004‐1410318 GR‐96812‐SB‐004‐1410319 GR‐96812‐SB‐008‐1410324 GR‐96812‐SB‐008‐1410322 GR‐96812‐SB‐008‐1410323 GR‐96812‐SB‐041‐1700743 GR‐96812‐SB‐041‐1700742 Effective Date: 01/01/2016 Rate Filing Tracking Number: AETN‐130050992

Company Contact Information: Name: Jennifer Juke; Geoff Shannon Telephone Number: 860.395.9374; 860‐273‐1343 Email Address: [email protected]; [email protected]

1. Purpose, Scope, and Effective Date The purpose of this filing is to: 1) Provide support for the development of the Part I Unified Rate Review Template; 2) Provide support for the assumptions and rate development applicable to the products supported by the policy forms referenced above; 3) Request approval of the resulting monthly premium rates for the products supported by the policy forms referenced above; and 4) Provide summaries of the benefit details for the products/plan designs referenced by this filing.

The development of the rates reflects the impact of the market forces and rating requirements associated with the Patient Protection and Affordable Care Act (PPACA) and subsequent regulation.

These rates are for plans issued in Connecticut beginning January 1, 2016. The rates comply with all rating guidelines under federal and state regulations. The filing covers plans that will be offered outside the public Marketplace in Connecticut.

2. Proposed Rate Increase Monthly premium rates for all Individual Market products in Connecticut are being revised for effective dates January 1, 2016 through December 31, 2016.

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A. Reason for Rate Increase(s): Revised rates for these products reflect the following:  Impact of medical claim trend (including changes in provider unit costs and increased utilization of medical cost services);  Revisions to our assumptions about population morbidity and the projected population distribution;  Changes to the reinsurance program;  Changes in cost sharing to ensure that plans comply with Actuarial Value requirements;  Changes in our pricing models used to determine the impact of cost sharing designs; and  Changes in provider networks and contracts.

B. Variation in Rate Changes by Plan/Product: Rate changes differ by plan for the following reasons:  Network & contractual assumptions have been updated, and the change differs based on network.  Changes in cost sharing differ by plan in order to maintain compliance with Actuarial Value and other regulatory requirements.  Updates to family deductible and out of pocket maximum provisions on HSA‐compatible plans to comply with new federal regulations.

The weighted average increase across plans based on current ACA‐compliant membership, inclusive of the impact of benefit and cost sharing changes, is 5.6%. The minimum increase is 4.2% and the maximum increase is 8.2%.

3. History of Rate Adjustments

 January 1, 2014 Initial introduction of these products  January 1, 2015 4.5% average rate increase

4. Experience Period Premium and Claims

Because the 2014 CT Individual membership is not fully credible, the experience used to develop rates for CT Individual products is a blend of calendar year 2014 Individual ACA results and non‐Grandfathered Small Group, as this latter population has historically been guaranteed issue, adjusted‐community rated (no medical underwriting), with plans that include a full suite of benefits and services.

A. Paid Through Date: The experience data reported in Worksheet 1, Section I of the Part I Unified Rate Review Template reflects incurred claims from January 1, 2014 through December 31, 2014 and paid through February 28, 2015.

B. Premiums (Net of MLR Rebate) in Experience Period: Experience period premiums are date‐of‐service premiums from our actuarial experience databases for ACA‐ compliant Individual business in Connecticut. Our internal projections indicate that no MLR rebate is expected to be paid in 2015 (for 2014 experience) for the Individual MLR Pool in Connecticut. As such, no adjustment was made to premiums to account for expected rebates.

C. Allowed and Incurred Claims Incurred During the Experience Period: Individual: Allowed claims come directly from the claim records for hospital and physician services.

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Small Group: Allowed and incurred claims are sourced from our actuarial experience databases. These databases provide member‐level detail on total allowed and incurred claims but do not include unit cost or utilization metrics. We allocate claims to cost categories and estimate the corresponding unit costs and utilization metrics by using an alternate reporting system that calculates unit cost and utilization metrics by medical cost category but only permits inclusion/exclusion of experience at the market and segment levels. A reconciliation of aggregate data in our actuarial experience databases is performed to ensure that data is consistent with the experience data contained in our enterprise‐wide data warehouse.

As noted above, the experience period reflects two months of paid claim run‐off. The IBNP reserves account for slightly more than 3% of the experience period incurred claims.

The Connecticut Historical Experience exhibit in Section A summarizes the experience data and documents the impact of the IBNP reserves, by date‐of‐service for each month within the experience period.

5. Benefit Categories

Our internal systems assign claims to several benefit categories. We have mapped these categories to the categories described in the Unified Rate Review Instructions dated February 21, 2015. Inpatient Hospital consists of care delivered at an inpatient facility and associated expenses, included day‐based mental health services. Outpatient Hospital includes outpatient surgical, outpatient mental health, and emergency care and associated expenses. Professional includes both specialty physician and primary care physician expenses, including office‐based mental health services. Other includes home health care, medical pharmacy expenses, laboratory expenses, and radiology expenses. Non‐capitated ambulance is included in the Outpatient Hospital category when billed by the facility and included in Specialist Physician otherwise. Prescription Drug includes drugs dispensed by a pharmacy.

The utilization for these services are counted by service type, and aggregated for each benefit category. Inpatient Hospital utilization is counted as days; Outpatient Hospital, Professional, and Other Medical utilization are counted as visits. Prescription Drug utilization is counted per script.

6. Projection Factors A. Other Adjustments: The ‘Other’ adjustment includes:  projected changes in the age/gender mix and area mix using internally‐developed factors. Section B of the rate filing contains detail on the calculations of the impact of demographic mix shifts.  the projected impact of changes in network composition and provider/pharmacy contracts.

B. Trend Factors (Cost/Utilization): Anticipated annual trend from the experience period to the rating period for the product line is as follows. This is detailed on the Connecticut Historical and Projected Trends exhibit in Section A provides further details regarding trend.

Component Unit Cost Utilization Total Trend Medical 5.6% 1.4% 7.1% Pharmacy 7.0% 1.0% 8.1% Total 5.9% 1.3% 7.3% 3

a. Medical Trend Allowed medical trend includes known and anticipated changes in provider contract rates, severity and medical technology impacts, and expected changes in utilization. The impact of benefit leveraging is accounted for separately in the projected paid to allowed ratio.

b. Pharmacy Trend Pharmacy trend considers the impact of formulary changes, patent expirations, new drugs, other general market share shifts, and overall utilization trend.

7. Credibility Manual Rate Development A. Source and Appropriateness of Experience Data Used: The source data for our manual rate is the experience incurred for calendar year 2014 and paid through January 2015 for Aetna Life Insurance Company (ALIC) and Aetna Health Inc. (AHI) in the CT Small Group market. The Small Group market experience is considered an appropriate source for the manual rate due to similarities in covered benefits and market dynamics to the post‐2014 ACA Individual market. The similar dynamics include no medical underwriting and guaranteed issue & renewability.

B. Adjustments Made to the Data: The Small Group experience used as the basis for the manual rate was adjusted in a similar manner as the base period experience for changes in demographic and area normalizations. The data is further adjusted for projected changes in network and provider contract rates, in addition to unit cost and utilization trend.

C. Inclusion of Capitation Payments: For Small Group, the impact of capitated services is immaterial (0.2%).

8. Credibility of Experience The Individual ACA membership of 55,452 for calendar year 2014 is deemed to be 48.1% credible.

9. Paid‐to‐Allowed Ratio The expected distribution of membership by metallic tier results in a projected paid to allowed ratio of approximately 65.1%, as shown in Worksheet 2 and detailed in Section B, Product Portfolio & Projected Membership Distribution exhibit.

10. Reinsurance and Risk Adjustment A. Reinsurance – Experience Period Plan information is known on paid claims and thus, recoveries are listed in the appropriate HIOS ID on Worksheet II.

B. Reinsurance – Projection Period The 2016 reinsurance recoveries were estimated by relying on an internally developed model using Connecticut Small Group claims data incurred during calendar year 2013, trended forward with a factor of 9.7% to 2016. We are assuming average coverage in Connecticut of $2,250 deductible, $5,750 out‐of‐pocket limit and 70% coinsurance, then using federally established parameters of 50% of paid claims between $90,000 and $250,000, adjusted for 2016 enrollment assumptions and adjusted for the Connecticut geography. We expect the

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transitional reinsurance program to reduce average claims for these products by approximately 6.2% in 2016 excluding the impact of the Reinsurance Contribution. The net impact of Reinsurance, after considering the Reinsurance Contribution of $2.25 PMPM for 2016, is $21.02 PMPM, as shown on the Base Rate Development exhibit in Section B. This was allocated by plan based upon expected membership.

C. Risk Adjustment – Experience Period Risk Adjustment is estimated as a per member per month amount by metallic tier.

D. Risk Adjustment – Projection Period Aetna has utilized data from external consultants to analyze potential Risk Adjustment results for 2014 and convert that to the 2016 projection period. As a result, we project a net risk adjustment receivable of $13.33, net of the user fee of $0.15 PMPM.

11. Non‐Benefit Expenses and Profit & Risk The retention portion of the projected premium is 23.1%. This was developed from the following items and approximated as shown: 1. Taxes and Fees of 8.6% comprised of: a. Premium Taxes of 1.75% b. Patient Centered Outcomes Research Fund of $0.18 per member per year, converted to 0.04% c. Health Insurer Fee of 3.0%, including a gross‐up for income taxes d. CT Exchange User Fee of 1.35%. e. Federal Income Tax of 2.1%, assuming 35% tax rate f. CT Vaccine Assessment of 0.4% 3. General Administrative Expenses, including sales and commissions expenses, of approximately 10.6% of premium 4. After‐tax Target Profit & Risk of 3.9%

The Risk Adjustment Program User Fee and the Reinsurance Contribution have been reflected in the risk adjustment and reinsurance components of incurred claims. The Exchange User Fee is applied as an adjustment to the Index Rate at the market level. These prospective expenses are based on historical expense levels, current‐year projections, and projected changes in expenses, inflation, and membership.

12. Projected Loss Ratio The projected MBR for this filing calculated in the traditional way (inclusive of Reinsurance Contribution & Risk Adj. Program User Fee) is 76.4%. The expected 2016 MLR for this filing, as defined by PPACA and before any credibility adjustment, is 85.1%. Section A, Connecticut Financials exhibit, illustrates the MLR projection.

13. Single Risk Pool The plans and rates included in the Part I URRT are those for all plans we intend to offer in the Individual market in Connecticut through Aetna Life Insurance Company. The proposed rates comply with the Single Risk Pool requirements of 45 CFR §156.80(d).

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14. Index Rate The index rates for the experience and projection periods are set equal to the actual and projected allowed claims, respectively, less non‐essential health benefits (non‐EHBs).

The index rate reflects the projected mix of business by plan. The AV pricing values for each plan are set based on the actuarial value and cost‐sharing design of the plan, the plan’s provider network, delivery system characteristics, and utilization management practices, the impacts (as applicable) of benefits in addition to EHBs and catastrophic eligibility criteria, and the distribution and administrative costs applicable to the plan/product. Rates do not differ for any characteristic other than those allowable under the regulations as described in 45 CFR 156 §156.80(d)(2).

15. Market‐Adjusted Index Rate The development of the Market Adjusted Index Rate is illustrated herein. The three adjustments (Transitional Reinsurance, Risk Adjustment, and Exchange User Fees) were discussed previously. The reinsurance and risk adjustments on Worksheet 1 of the URRT are displayed on a paid‐basis. The values reflected have each been divided by the paid to allowed ratio to convert them to an allowed‐basis.

Projected Index Rate: $588.58 Net Risk Adjustment: 0.965 Net Reinsurance: 0.945 Exchange User Fees: 1.000 Total Impact: ‐8.96% Market Adjusted Index Rate: $535.82

16. Plan‐Adjusted Index Rates Exhibit E‐2 illustrates the development of the Plan Adjusted Index Rates, and displays each plan‐specific adjustment made to the Market Adjusted Index Rate. The Plan Adjusted Index Rates are displayed in Column 7. The following briefly describes how each set of adjustments was determined.

A. Actuarial Value, Cost Sharing, and Tobacco: The factors in Column 2 are the product of three separate adjustments: 1. We used internal models developed on large group claims experience to estimate the impact of different cost sharing designs. We also reviewed the projected experience and the projected membership by plan to estimate an overall paid‐to‐allowed ratio. The combination of these two analyses is a projection of the relative paid to allowed ratio which also reflects the impact of out of network coverage. 2. We applied an adjustment for the impact different levels of cost sharing have on the use of medical services, which is based in part on the induced utilization factors used in the Risk Adjustment program. These adjustments are first normalized to result in an aggregate factor of 1.0 when applied to the projected 2016 membership. 3. We remove the aggregate impact of tobacco rating. A 10% load is applied to all tobacco users age 21 and older. Approximately 5% of enrollees are expected to be tobacco users. The average tobacco factor is calculated as 1.0 * .95% + 1.1 * 5% = 1.004. The non‐tobacco adjustment (to derive a rate for non‐ tobacco users) is the reciprocal of this value, or approximately 0.996.

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B. Distribution and Administrative Costs: Column 3 reflects the adjustment for projected administrative costs and profit. These are discussed above in the ‘Non‐Benefit Expenses and Profit & Risk’ section, and exclude the Reinsurance Contribution, Risk Adjustment User Fee, and Exchange User Fee, which are reflected elsewhere.

C. Provider Network, Delivery System, and Utilization Management: The factors in Column 4 reflect the impact of differences in the network size, efficiency, and provider contract terms.

D. Benefits in addition to EHBs: The factors in Column 5 adjust for the impact of benefits in addition to EHBs. The products discussed in this filing provide coverage for only those benefits defined as Essential Health Benefits (EHB). Hence, all factors in Column 5 are 1.00.

E. Catastrophic Plan Eligibility: This filing does not include catastrophic plans.

F. Experience Period Plan Adjusted Index Rates Worksheet 2 of the URRT displays the Plan Adjusted Index Rates for the experience period. Since these values were not explicitly developed as part of our 2014 rate filings, we have approximated the values that would have been filed. The approach used to develop these values starts with the 2014 plan‐specific base rates (the premium rate that would have been charged for a member with 1.0 age, area, and tobacco factors), and multiplies them by the average age and area factors that were projected in the 2014 filing.

17. Calibration A. Age Curve Calibration: The age factors are based on the HHS Default Standard Age curve. The factors are shown in Section B, Demographic Adjustment exhibit. We project a premium‐weighted average age factor for the 2016 membership of 1.49 using the prescribed age curve. The age most closely corresponding to the weighted average age factor is 46. We determine a calibration factor of 0.671 by taking the reciprocal of the weighted average age factor.

The Area Shift Calculation exhibit in Section B summarizes the rating area definitions and factors. It also displays the projected membership by area and the projected average area factor of 1.1002. The calibration factor is the reciprocal, or 0.909.

B. Quarterly Trend Calibration: Not applicable.

18. Consumer‐Adjusted Premium Rate Development Rates are determined using the prescribed member build‐up approach. In the event that a family includes more than three child dependents under age 21, only the three oldest child dependents will be considered in determining the family’s premium. Additional child dependents (non‐billable members) will not be included in the rate calculation.

The premium for each billable member is calculated as: Calibrated Plan Adjusted Index Rate * Age Factor * Area Factor * Tobacco Factor The resulting rate is rounded to the nearest cent, and rates are then summed for all billable family members. 7

As an example of this calculation, consider a family living in Hartford County that enrolls in the Silver $10 Copay OAMC plan. Assume that the parents are ages 42 and 40 and have children ages 13, 11, 8, and 6, and no family member uses tobacco. The rate for this family is calculated as:

Member Age 42 40 13 11 8 6 Calibrated Plan Adjusted Index Rate $298.03 $298.03 $298.03 $298.03 $298.03 $298.03 Age Factor 1.3250 1.2780 0.6350 0.6350 0.6350 0.6350 Area Factor 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Tobacco Factor 1.0000 1.0000 N/A N/A N/A N/A Final Rate $394.89 $380.88 $189.25 $189.25 $189.25 N/A

The family’s final monthly rate is the sum of the member rates, or $963.45. Consistent with the limit on the number of billable dependents, no premium will be charged for the youngest family member in this example.

19. AV Metal Values The AV Metal Values on Worksheet 2 were based on the AV Calculator. As applicable, entries were modified to reflect the plan appropriately and/or adjustments were made for plan design features that could not be entered in the calculator per 45 CFR Part 156, §156.135. In Section D, accompanying certification discusses how the benefits were modified to fit the parameters and the development of any adjustments. The AV screen shots provide detail on the modified entries and adjustments to AV, as applicable.

20. AV Pricing Values The AV Pricing Values are calculated as the ratio of the Plan Adjusted Index Rate to the Market Adjusted Index Rate. AV Pricing Values do not differ based on morbidity differences nor benefit selection anticipated within the Single Risk Pool.

21. Membership Projections Exhibit E‐2 summarizes the membership projections by plan. Membership projections are based on historical experience, enrollment in ACA‐compliant plans through January 2015, and our expectations for future sales as additional members move to these plans from grandfathered plans.

22. Terminated Products The following products will be closed to new sales prior to January 1, 2016: HIOS Plan ID 39159CT012. Consistent with the URRT instructions, experience for non‐single risk pool terminated products is reported in aggregate under the terminated product with the largest membership in the experience period.

23. Plan Type All plans are consistent with the plan type indicated on Worksheet 2.

24. Warning Alerts The Experience Period Plan Adjusted Index Rate on Worksheet 2 differs from the Experience Period Premium PMPM on Worksheet 1 since the Experience Period Premium reflects the actual enrollment mix for all non‐ grandfathered business in the market in 2014 while the average Plan Adjusted Index Rate reflects the projected (vs. actual) ACA mix for single risk pool experience and a zero rate for non‐single risk pool experience.

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For the same reason, Total Premium (TP) differs between Worksheets 1 and 2.

The Experience Period Incurred claims and Incurred Claims PMPM on Worksheet 2 adjust for the impacts of Reinsurance and Risk Adjustment. The Incurred Claims on Worksheet 1 are not adjusted for the impact of Reinsurance and Risk Adjustment. The warning alerts on rows 67 and 72 of Worksheet 2 result from the different treatment of Reinsurance and Risk Adjustment on the two worksheets.

25. Benefit Design This filing includes the following standard plans: four Bronze, three Silver, and two Gold.

Please refer to the corresponding policy forms for detailed benefit language. Information on the cost‐sharing parameters of the covered benefit plans, including deductibles, copays, and Actuarial Values, is summarized in Sections C & D. All benefit and cost sharing parameters comply with Connecticut benefit mandates and the requirements of PPACA, including preventive care benefits, deductible limits, and Actuarial Value requirements.

26. Marketing Plans will be marketed through brokers and general agents, and directly to consumers through direct mail, telemarketing, and the internet.

27. Underwriting Aetna will verify applicant eligibility for these plans based on any applicable age or geographic limitations. Additionally, with respect to determining the applicable premium risk class due to tobacco‐use status, the underwriting criteria will be consistent with the communicated federal thresholds. Tobacco use will be determined by use of tobacco on average of four or more times per week (excluding religious or ceremonial uses) within no longer than the past six months.

28. Renewability These policies are guaranteed renewable as required under §2703 of the Public Health Service Act.

29. Company Financial Condition As of December 31, 2014, the capital and surplus held by Aetna Life Insurance Company was approximately $3.9 billion. This amount is disclosed in the Company’s statutory financial statement dated December 31, 2014. The Company issues insurance nationwide for multiple lines of business including, large group medical, Small Group medical, individual medical, and various non‐medical products.

Reliance While I have reviewed the reasonableness of the assumptions in support of both the preparation of the Part I Unified Rate Review Template and the assumptions in support of the rate development applicable to the products discussed in this filing, I relied on the expertise of the following noted individuals, along with work products produced at their direction, for the following items:

• URRT Methodology and Data Definitions James Lescoe • Experience Period Data – Individual – AET Manos Paximadas • Experience Period Data – Small Group – AET Paul Marlowe • Experience Period MLR Rebates Becki Hall • Reinsurance Recovery – CY 2014 Dave Grieshaber • Reinsurance Estimate – CY 2016 Breann Cartwright 9

• Risk Adjustment Payment/Receivable – CY 2014 John Caruso • Medical Cost and Utilization Trend Katie Lishego • Rx Cost and Utilization Trend Brad Schoening • 2014 ACA Relative Risk to the Market Average Dave Grieshaber • Actuarial Value, Modifications, and Benefit Relativities Brent Reis • Pediatric Dental Claim Cost Barbara Weber • Components of Retention/Administrative Fees Jon Kunkle / Don Pappas

Certification

While this memorandum discusses both our development of rates for these products and the completion of the Part I Unified Rate Review Template (URRT), the Part I URRT does not demonstrate the process used by Aetna to develop the rates. Rather, it represents information required by Federal regulation to be provided in support of the review of rate increases, for certification of qualified health plans for Federally‐facilitated marketplaces, and for certification that the index rate is developed in accordance with Federal regulation, is used consistently, and is only adjusted by the allowable modifiers. The information provided above is intended to comply with these requirements.

I, Geoffrey S. Shannon, am an Associate of the Society of Actuaries, a member of the American Academy of Actuaries, and am qualified in the area of health insurance. I hereby certify that to the best of my knowledge and judgment:

1. This rate filing is in compliance with the applicable laws and regulations of Connecticut, the requirements under federal law and regulation, and all applicable Actuarial Standards of Practice, including but not limited to:

a. ASOP No. 5, Incurred Health and Disability Claims b. ASOP No. 8, Regulatory Filings for Health Benefits, Accident and Health Insurance, and Entities Providing Health c. ASOP No. 12, Risk Classification d. ASOP No. 23, Data Quality e. ASOP No. 25, Credibility Procedures Applicable to Accident and Health, Group Term Life, and Property/Casualty Coverages f. ASOP No. 26, Compliance with Statutory and Regulatory Requirements for the Actuarial Certification of Small Employer Health Benefit Plans g. ASOP No. 41, Actuarial Communications.

2. The Projected Index Rate is: a. In compliance with all applicable State and Federal Statutes and Regulations (45 CFR 156.80(d)(1)), b. Developed in compliance with the applicable Actuarial Standards of Practice, c. Reasonable in relation to the benefits provided and the population anticipated to be covered, d. Neither excessive, deficient, nor unfairly discriminatory.

3. The Index Rate and only the allowable modifiers as described in 45 CFR 156.80(d)(1) and 45 CFR 156.80(d)(2) were used to generate plan‐level rates.

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4. The percent of total premium that represents essential health benefits included in Worksheet 2, Sections III and IV were calculated in accordance with actuarial standards of practice.

5. The geographic rating factors reflect only differences in the costs of delivery (which include unit costs and provider practice pattern differences) and do not include differences for population morbidity by geographic area.

6. The AV Calculator was used to determine the AV Metal Values shown in Worksheet 2 of the Part I Unified Rate Review Template for all plans. Adjustments made to reflect benefit features not handled by the AV Calculator are discussed in the attached certification required by 45 CFR Part 156, §156.135.

April 30, 2015 ______Geoffrey S. Shannon, ASA, MAAA Date Aetna Life Insurance Company

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CONNECTICUT INDIVIDUAL ‐ 2016 FEDERAL RATE REVIEW: SUPPORTING DOCUMENTATION Exhibit E‐2, Calculation of Plan Adjusted Index Rates and Calibrated Plan Adjusted Index Rates

(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) = Product = (8) x (9) x (Columns 1‐6) (10) = (7) x (11) = (7) / (1) Calibrated Market AV, Cost Benefits in Impact of Plan Age Area Trend Total AV Metal Member Distribution Network Plan HIOS ID Plan Name Adjusted Sharing, & addition to Eligibility Adjusted Calibration Calibration Calibration Calibration Pricing Tier Distribution & Admin & UM Adjusted Index Rate Tobacco EHBs (CAT) Index Rate Factor Factor Factor Adjustm't Value Index Rate 39159CT0080009 CT Aetna Gold $10 Copay OAMC PD Gold 12.00% $535.82 0.891 1.301 1.000 1.000 1.000 620.81 0.671 0.909 1.000 0.610 378.75 1.159 39159CT0080011 CT Aetna Silver $10 Copay OAMC PD Silver 20.00% $535.82 0.701 1.301 1.000 1.000 1.000 488.50 0.671 0.909 1.000 0.610 298.03 0.912 39159CT0080007 CT Aetna Bronze $15 Copay OAMC PD Bronze 40.00% $535.82 0.587 1.301 1.000 1.000 1.000 408.92 0.671 0.909 1.000 0.610 249.47 0.763 39159CT0080008 CT Aetna Bronze Deductible Only HSA Eligible OAMC PD Bronze 17.00% $535.82 0.569 1.301 1.000 1.000 1.000 396.47 0.671 0.909 1.000 0.610 241.88 0.740 39159CT0080013 CT Aetna Whole Health Gold $5 Copay PD Gold 1.00% $535.82 0.919 1.301 1.000 1.000 1.000 640.66 0.671 0.909 1.000 0.610 390.86 1.196 39159CT0080014 CT Aetna Whole Health Silver $10 Copay PD Silver 3.00% $535.82 0.664 1.301 1.000 1.000 1.000 462.74 0.671 0.909 1.000 0.610 282.31 0.864 39159CT0080012 CT Aetna Whole Health Bronze $35 Copay PD Bronze 5.00% $535.82 0.565 1.301 1.000 1.000 1.000 393.58 0.671 0.909 1.000 0.610 240.12 0.735 39159CT0090006 CT Costco Silver $10 Copay OAMC PD Silver 1.00% $535.82 0.703 1.265 1.000 1.000 1.000 476.32 0.671 0.909 1.000 0.610 290.60 0.889 39159CT0090005 CT Costco Bronze Deductible Only HSA Eligible OAMC Bronze 1.00% $535.82 0.577 1.265 1.000 1.000 1.000 391.27 0.671 0.909 1.000 0.610 238.71 0.730

ALIC: 2016 CT IVL Rate Filing Section E 2016 Rates Table Template v5.05 All fields with an asterisk ( * ) are required. To validate press Validate button or Ctrl + Shift + I. To finalize, press Finalize button or Ctrl + Shift + F. If macros are disabled, press and hold the ALT key and presIf you are a community rating state, select Family Option under Age and fill in all columns. If you are not community rating state, select 0-20 under Age and provide an Individual Rate for every age band. If Tobacco is Tobacco User/Non-Tobacco User, you must give a rate for Tobacco Use and Non-Tobacco Use. To add a new sheet, press the Add Sheet button, or Ctrl + Shift + H. All plans must have the same dates on a sheet. HIOS Issuer ID* 39159 Federal TIN* 06-6033492 Rate Effective Date* 01/01/2016 Rate Expiration Date* 12/31/2016

Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 182.18 182.18 0-20 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 286.89 315.58 21 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 286.89 315.58 22 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 286.89 315.58 23 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 286.89 315.58 24 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 288.04 316.84 25 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 293.78 323.15 26 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 300.66 330.73 27 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 311.85 343.04 28 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 321.03 353.14 29 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 325.62 358.18 30 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 332.51 365.76 31 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 339.39 373.33 32 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 343.70 378.07 33 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 348.29 383.12 34 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 350.58 385.64 35 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 352.88 388.16 36 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 355.17 390.69 37 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 357.47 393.21 38 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 362.06 398.26 39 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 366.65 403.31 40 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 373.53 410.89 41 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 380.13 418.14 42 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 389.31 428.24 43 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 400.79 440.87 44 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 414.27 455.70 45 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 430.34 473.37 46 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 448.41 493.25 47 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 469.07 515.97 48 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 489.44 538.38 49 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 512.39 563.63 50 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 535.05 588.56 51 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 560.01 616.01 52 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 585.26 643.79 53 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 612.51 673.77 54 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 639.77 703.75 55 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 669.32 736.25 56 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 699.16 769.07 57 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 731.00 804.10 58 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 746.78 821.46 59 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 778.62 856.49 60 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 806.17 886.78 61 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 824.24 906.66 62 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 846.90 931.59 63 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 860.39 946.43 64 39159CT0080007 Rating Area 1 Tobacco User/Non-Tobacco User 860.39 946.43 65 and over

1 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 158.41 158.41 0-20 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 249.47 274.42 21 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 249.47 274.42 22 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 249.47 274.42 23 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 249.47 274.42 24 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 250.47 275.52 25 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 255.46 281.00 26 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 261.45 287.59 27 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 271.18 298.29 28 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 279.16 307.07 29 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 283.15 311.46 30 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 289.14 318.05 31 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 295.12 324.64 32 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 298.87 328.75 33 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 302.86 333.14 34 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 304.85 335.34 35 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 306.85 337.53 36 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 308.85 339.73 37 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 310.84 341.93 38 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 314.83 346.32 39 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 318.82 350.71 40 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 324.81 357.29 41 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 330.55 363.60 42 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 338.53 372.39 43 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 348.51 383.36 44 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 360.24 396.26 45 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 374.21 411.63 46 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 389.92 428.92 47 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 407.89 448.67 48 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 425.60 468.16 49 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 445.56 490.11 50 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 465.26 511.79 51 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 486.97 535.66 52 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 508.92 559.81 53 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 532.62 585.88 54 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 556.32 611.95 55 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 582.02 640.22 56 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 607.96 668.76 57 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 635.65 699.22 58 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 649.37 714.31 59 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 677.06 744.77 60 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 701.01 771.12 61 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 716.73 788.40 62 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 736.44 810.08 63 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 748.16 822.98 64 39159CT0080007 Rating Area 2 Tobacco User/Non-Tobacco User 748.16 822.98 65 and over 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 158.41 158.41 0-20 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 249.47 274.42 21 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 249.47 274.42 22 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 249.47 274.42 23 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 249.47 274.42 24 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 250.47 275.52 25

2 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 255.46 281.00 26 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 261.45 287.59 27 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 271.18 298.29 28 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 279.16 307.07 29 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 283.15 311.46 30 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 289.14 318.05 31 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 295.12 324.64 32 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 298.87 328.75 33 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 302.86 333.14 34 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 304.85 335.34 35 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 306.85 337.53 36 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 308.85 339.73 37 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 310.84 341.93 38 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 314.83 346.32 39 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 318.82 350.71 40 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 324.81 357.29 41 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 330.55 363.60 42 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 338.53 372.39 43 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 348.51 383.36 44 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 360.24 396.26 45 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 374.21 411.63 46 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 389.92 428.92 47 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 407.89 448.67 48 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 425.60 468.16 49 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 445.56 490.11 50 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 465.26 511.79 51 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 486.97 535.66 52 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 508.92 559.81 53 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 532.62 585.88 54 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 556.32 611.95 55 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 582.02 640.22 56 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 607.96 668.76 57 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 635.65 699.22 58 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 649.37 714.31 59 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 677.06 744.77 60 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 701.01 771.12 61 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 716.73 788.40 62 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 736.44 810.08 63 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 748.16 822.98 64 39159CT0080007 Rating Area 3 Tobacco User/Non-Tobacco User 748.16 822.98 65 and over 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 158.41 158.41 0-20 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 249.47 274.42 21 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 249.47 274.42 22 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 249.47 274.42 23 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 249.47 274.42 24 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 250.47 275.52 25 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 255.46 281.00 26 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 261.45 287.59 27 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 271.18 298.29 28 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 279.16 307.07 29 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 283.15 311.46 30 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 289.14 318.05 31

3 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 295.12 324.64 32 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 298.87 328.75 33 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 302.86 333.14 34 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 304.85 335.34 35 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 306.85 337.53 36 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 308.85 339.73 37 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 310.84 341.93 38 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 314.83 346.32 39 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 318.82 350.71 40 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 324.81 357.29 41 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 330.55 363.60 42 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 338.53 372.39 43 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 348.51 383.36 44 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 360.24 396.26 45 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 374.21 411.63 46 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 389.92 428.92 47 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 407.89 448.67 48 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 425.60 468.16 49 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 445.56 490.11 50 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 465.26 511.79 51 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 486.97 535.66 52 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 508.92 559.81 53 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 532.62 585.88 54 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 556.32 611.95 55 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 582.02 640.22 56 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 607.96 668.76 57 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 635.65 699.22 58 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 649.37 714.31 59 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 677.06 744.77 60 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 701.01 771.12 61 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 716.73 788.40 62 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 736.44 810.08 63 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 748.16 822.98 64 39159CT0080007 Rating Area 4 Tobacco User/Non-Tobacco User 748.16 822.98 65 and over 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 170.30 170.30 0-20 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 268.18 295.00 21 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 268.18 295.00 22 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 268.18 295.00 23 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 268.18 295.00 24 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 269.25 296.18 25 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 274.62 302.08 26 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 281.05 309.16 27 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 291.51 320.66 28 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 300.09 330.10 29 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 304.39 334.82 30 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 310.82 341.90 31 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 317.26 348.98 32 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 321.28 353.41 33 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 325.57 358.13 34 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 327.72 360.49 35 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 329.86 362.85 36 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 332.01 365.21 37

4 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 334.15 367.57 38 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 338.44 372.29 39 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 342.74 377.01 40 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 349.17 384.09 41 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 355.34 390.87 42 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 363.92 400.31 43 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 374.65 412.11 44 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 387.25 425.98 45 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 402.27 442.50 46 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 419.17 461.08 47 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 438.48 482.32 48 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 457.52 503.27 49 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 478.97 526.87 50 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 500.16 550.17 51 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 523.49 575.84 52 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 547.09 601.80 53 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 572.57 629.82 54 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 598.04 657.85 55 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 625.67 688.23 56 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 653.56 718.91 57 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 683.33 751.66 58 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 698.08 767.88 59 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 727.84 800.63 60 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 753.59 828.95 61 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 770.49 847.53 62 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 791.67 870.84 63 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 804.28 884.70 64 39159CT0080007 Rating Area 5 Tobacco User/Non-Tobacco User 804.28 884.70 65 and over 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 182.18 182.18 0-20 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 286.89 315.58 21 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 286.89 315.58 22 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 286.89 315.58 23 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 286.89 315.58 24 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 288.04 316.84 25 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 293.78 323.15 26 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 300.66 330.73 27 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 311.85 343.04 28 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 321.03 353.14 29 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 325.62 358.18 30 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 332.51 365.76 31 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 339.39 373.33 32 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 343.70 378.07 33 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 348.29 383.12 34 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 350.58 385.64 35 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 352.88 388.16 36 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 355.17 390.69 37 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 357.47 393.21 38 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 362.06 398.26 39 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 366.65 403.31 40 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 373.53 410.89 41 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 380.13 418.14 42 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 389.31 428.24 43

5 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 400.79 440.87 44 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 414.27 455.70 45 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 430.34 473.37 46 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 448.41 493.25 47 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 469.07 515.97 48 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 489.44 538.38 49 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 512.39 563.63 50 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 535.05 588.56 51 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 560.01 616.01 52 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 585.26 643.79 53 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 612.51 673.77 54 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 639.77 703.75 55 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 669.32 736.25 56 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 699.16 769.07 57 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 731.00 804.10 58 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 746.78 821.46 59 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 778.62 856.49 60 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 806.17 886.78 61 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 824.24 906.66 62 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 846.90 931.59 63 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 860.39 946.43 64 39159CT0080007 Rating Area 6 Tobacco User/Non-Tobacco User 860.39 946.43 65 and over 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 158.41 158.41 0-20 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 249.47 274.42 21 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 249.47 274.42 22 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 249.47 274.42 23 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 249.47 274.42 24 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 250.47 275.52 25 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 255.46 281.00 26 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 261.45 287.59 27 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 271.18 298.29 28 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 279.16 307.07 29 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 283.15 311.46 30 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 289.14 318.05 31 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 295.12 324.64 32 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 298.87 328.75 33 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 302.86 333.14 34 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 304.85 335.34 35 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 306.85 337.53 36 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 308.85 339.73 37 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 310.84 341.93 38 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 314.83 346.32 39 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 318.82 350.71 40 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 324.81 357.29 41 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 330.55 363.60 42 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 338.53 372.39 43 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 348.51 383.36 44 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 360.24 396.26 45 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 374.21 411.63 46 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 389.92 428.92 47 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 407.89 448.67 48 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 425.60 468.16 49

6 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 445.56 490.11 50 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 465.26 511.79 51 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 486.97 535.66 52 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 508.92 559.81 53 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 532.62 585.88 54 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 556.32 611.95 55 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 582.02 640.22 56 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 607.96 668.76 57 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 635.65 699.22 58 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 649.37 714.31 59 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 677.06 744.77 60 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 701.01 771.12 61 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 716.73 788.40 62 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 736.44 810.08 63 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 748.16 822.98 64 39159CT0080007 Rating Area 7 Tobacco User/Non-Tobacco User 748.16 822.98 65 and over 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 158.41 158.41 0-20 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 249.47 274.42 21 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 249.47 274.42 22 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 249.47 274.42 23 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 249.47 274.42 24 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 250.47 275.52 25 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 255.46 281.00 26 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 261.45 287.59 27 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 271.18 298.29 28 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 279.16 307.07 29 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 283.15 311.46 30 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 289.14 318.05 31 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 295.12 324.64 32 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 298.87 328.75 33 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 302.86 333.14 34 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 304.85 335.34 35 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 306.85 337.53 36 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 308.85 339.73 37 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 310.84 341.93 38 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 314.83 346.32 39 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 318.82 350.71 40 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 324.81 357.29 41 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 330.55 363.60 42 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 338.53 372.39 43 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 348.51 383.36 44 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 360.24 396.26 45 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 374.21 411.63 46 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 389.92 428.92 47 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 407.89 448.67 48 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 425.60 468.16 49 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 445.56 490.11 50 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 465.26 511.79 51 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 486.97 535.66 52 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 508.92 559.81 53 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 532.62 585.88 54 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 556.32 611.95 55

7 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 582.02 640.22 56 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 607.96 668.76 57 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 635.65 699.22 58 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 649.37 714.31 59 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 677.06 744.77 60 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 701.01 771.12 61 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 716.73 788.40 62 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 736.44 810.08 63 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 748.16 822.98 64 39159CT0080007 Rating Area 8 Tobacco User/Non-Tobacco User 748.16 822.98 65 and over 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 176.63 176.63 0-20 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 278.16 305.98 21 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 278.16 305.98 22 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 278.16 305.98 23 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 278.16 305.98 24 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 279.28 307.20 25 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 284.84 313.32 26 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 291.51 320.67 27 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 302.36 332.60 28 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 311.26 342.39 29 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 315.71 347.29 30 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 322.39 354.63 31 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 329.07 361.97 32 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 333.24 366.56 33 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 337.69 371.46 34 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 339.92 373.91 35 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 342.14 376.35 36 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 344.37 378.80 37 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 346.59 381.25 38 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 351.04 386.15 39 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 355.49 391.04 40 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 362.17 398.38 41 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 368.57 405.42 42 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 377.47 415.21 43 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 388.59 427.45 44 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 401.67 441.83 45 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 417.24 458.97 46 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 434.77 478.25 47 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 454.80 500.28 48 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 474.55 522.00 49 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 496.80 546.48 50 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 518.77 570.65 51 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 542.97 597.27 52 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 567.45 624.20 53 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 593.88 653.27 54 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 620.30 682.33 55 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 648.95 713.85 56 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 677.88 745.67 57 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 708.76 779.63 58 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 724.06 796.46 59 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 754.93 830.43 60 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 781.64 859.80 61

8 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 799.16 879.08 62 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 821.14 903.25 63 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 834.21 917.63 64 39159CT0080008 Rating Area 1 Tobacco User/Non-Tobacco User 834.21 917.63 65 and over 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 153.59 153.59 0-20 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 241.88 266.07 21 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 241.88 266.07 22 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 241.88 266.07 23 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 241.88 266.07 24 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 242.85 267.13 25 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 247.69 272.45 26 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 253.49 278.84 27 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 262.92 289.22 28 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 270.66 297.73 29 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 274.53 301.99 30 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 280.34 308.37 31 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 286.14 314.76 32 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 289.77 318.75 33 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 293.64 323.01 34 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 295.58 325.14 35 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 297.51 327.26 36 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 299.45 329.39 37 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 301.38 331.52 38 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 305.25 335.78 39 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 309.12 340.04 40 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 314.93 346.42 41 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 320.49 352.54 42 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 328.23 361.06 43 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 337.91 371.70 44 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 349.28 384.20 45 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 362.82 399.10 46 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 378.06 415.87 47 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 395.48 435.02 48 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 412.65 453.91 49 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 432.00 475.20 50 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 451.11 496.22 51 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 472.15 519.37 52 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 493.44 542.78 53 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 516.42 568.06 54 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 539.39 593.33 55 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 564.31 620.74 56 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 589.46 648.41 57 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 616.31 677.94 58 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 629.62 692.58 59 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 656.46 722.11 60 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 679.68 747.65 61 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 694.92 764.42 62 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 714.03 785.44 63 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 725.40 797.94 64 39159CT0080008 Rating Area 2 Tobacco User/Non-Tobacco User 725.40 797.94 65 and over 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 153.59 153.59 0-20 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 241.88 266.07 21

9 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 241.88 266.07 22 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 241.88 266.07 23 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 241.88 266.07 24 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 242.85 267.13 25 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 247.69 272.45 26 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 253.49 278.84 27 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 262.92 289.22 28 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 270.66 297.73 29 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 274.53 301.99 30 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 280.34 308.37 31 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 286.14 314.76 32 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 289.77 318.75 33 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 293.64 323.01 34 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 295.58 325.14 35 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 297.51 327.26 36 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 299.45 329.39 37 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 301.38 331.52 38 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 305.25 335.78 39 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 309.12 340.04 40 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 314.93 346.42 41 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 320.49 352.54 42 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 328.23 361.06 43 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 337.91 371.70 44 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 349.28 384.20 45 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 362.82 399.10 46 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 378.06 415.87 47 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 395.48 435.02 48 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 412.65 453.91 49 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 432.00 475.20 50 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 451.11 496.22 51 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 472.15 519.37 52 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 493.44 542.78 53 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 516.42 568.06 54 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 539.39 593.33 55 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 564.31 620.74 56 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 589.46 648.41 57 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 616.31 677.94 58 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 629.62 692.58 59 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 656.46 722.11 60 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 679.68 747.65 61 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 694.92 764.42 62 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 714.03 785.44 63 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 725.40 797.94 64 39159CT0080008 Rating Area 3 Tobacco User/Non-Tobacco User 725.40 797.94 65 and over 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 153.59 153.59 0-20 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 241.88 266.07 21 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 241.88 266.07 22 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 241.88 266.07 23 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 241.88 266.07 24 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 242.85 267.13 25 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 247.69 272.45 26 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 253.49 278.84 27

10 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 262.92 289.22 28 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 270.66 297.73 29 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 274.53 301.99 30 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 280.34 308.37 31 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 286.14 314.76 32 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 289.77 318.75 33 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 293.64 323.01 34 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 295.58 325.14 35 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 297.51 327.26 36 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 299.45 329.39 37 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 301.38 331.52 38 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 305.25 335.78 39 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 309.12 340.04 40 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 314.93 346.42 41 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 320.49 352.54 42 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 328.23 361.06 43 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 337.91 371.70 44 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 349.28 384.20 45 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 362.82 399.10 46 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 378.06 415.87 47 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 395.48 435.02 48 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 412.65 453.91 49 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 432.00 475.20 50 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 451.11 496.22 51 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 472.15 519.37 52 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 493.44 542.78 53 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 516.42 568.06 54 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 539.39 593.33 55 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 564.31 620.74 56 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 589.46 648.41 57 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 616.31 677.94 58 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 629.62 692.58 59 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 656.46 722.11 60 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 679.68 747.65 61 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 694.92 764.42 62 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 714.03 785.44 63 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 725.40 797.94 64 39159CT0080008 Rating Area 4 Tobacco User/Non-Tobacco User 725.40 797.94 65 and over 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 165.11 165.11 0-20 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 260.02 286.02 21 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 260.02 286.02 22 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 260.02 286.02 23 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 260.02 286.02 24 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 261.06 287.17 25 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 266.26 292.89 26 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 272.50 299.75 27 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 282.64 310.91 28 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 290.96 320.06 29 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 295.12 324.64 30 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 301.37 331.50 31 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 307.61 338.37 32 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 311.51 342.66 33

11 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 315.67 347.23 34 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 317.75 349.52 35 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 319.83 351.81 36 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 321.91 354.10 37 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 323.99 356.39 38 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 328.15 360.96 39 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 332.31 365.54 40 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 338.55 372.40 41 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 344.53 378.98 42 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 352.85 388.13 43 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 363.25 399.58 44 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 375.47 413.02 45 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 390.03 429.04 46 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 406.41 447.06 47 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 425.14 467.65 48 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 443.60 487.96 49 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 464.40 510.84 50 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 484.94 533.43 51 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 507.56 558.32 52 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 530.44 583.49 53 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 555.15 610.66 54 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 579.85 637.83 55 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 606.63 667.29 56 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 633.67 697.04 57 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 662.54 728.79 58 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 676.84 744.52 59 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 705.70 776.27 60 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 730.66 803.73 61 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 747.04 821.75 62 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 767.58 844.34 63 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 779.81 857.79 64 39159CT0080008 Rating Area 5 Tobacco User/Non-Tobacco User 779.81 857.79 65 and over 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 176.63 176.63 0-20 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 278.16 305.98 21 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 278.16 305.98 22 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 278.16 305.98 23 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 278.16 305.98 24 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 279.28 307.20 25 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 284.84 313.32 26 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 291.51 320.67 27 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 302.36 332.60 28 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 311.26 342.39 29 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 315.71 347.29 30 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 322.39 354.63 31 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 329.07 361.97 32 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 333.24 366.56 33 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 337.69 371.46 34 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 339.92 373.91 35 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 342.14 376.35 36 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 344.37 378.80 37 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 346.59 381.25 38 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 351.04 386.15 39

12 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 355.49 391.04 40 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 362.17 398.38 41 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 368.57 405.42 42 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 377.47 415.21 43 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 388.59 427.45 44 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 401.67 441.83 45 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 417.24 458.97 46 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 434.77 478.25 47 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 454.80 500.28 48 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 474.55 522.00 49 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 496.80 546.48 50 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 518.77 570.65 51 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 542.97 597.27 52 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 567.45 624.20 53 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 593.88 653.27 54 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 620.30 682.33 55 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 648.95 713.85 56 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 677.88 745.67 57 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 708.76 779.63 58 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 724.06 796.46 59 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 754.93 830.43 60 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 781.64 859.80 61 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 799.16 879.08 62 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 821.14 903.25 63 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 834.21 917.63 64 39159CT0080008 Rating Area 6 Tobacco User/Non-Tobacco User 834.21 917.63 65 and over 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 153.59 153.59 0-20 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 241.88 266.07 21 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 241.88 266.07 22 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 241.88 266.07 23 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 241.88 266.07 24 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 242.85 267.13 25 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 247.69 272.45 26 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 253.49 278.84 27 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 262.92 289.22 28 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 270.66 297.73 29 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 274.53 301.99 30 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 280.34 308.37 31 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 286.14 314.76 32 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 289.77 318.75 33 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 293.64 323.01 34 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 295.58 325.14 35 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 297.51 327.26 36 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 299.45 329.39 37 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 301.38 331.52 38 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 305.25 335.78 39 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 309.12 340.04 40 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 314.93 346.42 41 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 320.49 352.54 42 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 328.23 361.06 43 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 337.91 371.70 44 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 349.28 384.20 45

13 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 362.82 399.10 46 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 378.06 415.87 47 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 395.48 435.02 48 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 412.65 453.91 49 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 432.00 475.20 50 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 451.11 496.22 51 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 472.15 519.37 52 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 493.44 542.78 53 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 516.42 568.06 54 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 539.39 593.33 55 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 564.31 620.74 56 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 589.46 648.41 57 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 616.31 677.94 58 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 629.62 692.58 59 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 656.46 722.11 60 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 679.68 747.65 61 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 694.92 764.42 62 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 714.03 785.44 63 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 725.40 797.94 64 39159CT0080008 Rating Area 7 Tobacco User/Non-Tobacco User 725.40 797.94 65 and over 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 153.59 153.59 0-20 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 241.88 266.07 21 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 241.88 266.07 22 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 241.88 266.07 23 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 241.88 266.07 24 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 242.85 267.13 25 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 247.69 272.45 26 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 253.49 278.84 27 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 262.92 289.22 28 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 270.66 297.73 29 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 274.53 301.99 30 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 280.34 308.37 31 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 286.14 314.76 32 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 289.77 318.75 33 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 293.64 323.01 34 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 295.58 325.14 35 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 297.51 327.26 36 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 299.45 329.39 37 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 301.38 331.52 38 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 305.25 335.78 39 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 309.12 340.04 40 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 314.93 346.42 41 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 320.49 352.54 42 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 328.23 361.06 43 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 337.91 371.70 44 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 349.28 384.20 45 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 362.82 399.10 46 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 378.06 415.87 47 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 395.48 435.02 48 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 412.65 453.91 49 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 432.00 475.20 50 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 451.11 496.22 51

14 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 472.15 519.37 52 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 493.44 542.78 53 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 516.42 568.06 54 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 539.39 593.33 55 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 564.31 620.74 56 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 589.46 648.41 57 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 616.31 677.94 58 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 629.62 692.58 59 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 656.46 722.11 60 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 679.68 747.65 61 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 694.92 764.42 62 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 714.03 785.44 63 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 725.40 797.94 64 39159CT0080008 Rating Area 8 Tobacco User/Non-Tobacco User 725.40 797.94 65 and over 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 276.58 276.58 0-20 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 435.56 479.11 21 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 435.56 479.11 22 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 435.56 479.11 23 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 435.56 479.11 24 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 437.30 481.03 25 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 446.01 490.61 26 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 456.46 502.11 27 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 473.45 520.79 28 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 487.39 536.13 29 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 494.36 543.79 30 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 504.81 555.29 31 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 515.26 566.79 32 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 521.80 573.97 33 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 528.76 581.64 34 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 532.25 585.47 35 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 535.73 589.31 36 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 539.22 593.14 37 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 542.70 596.97 38 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 549.67 604.64 39 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 556.64 612.30 40 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 567.09 623.80 41 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 577.11 634.82 42 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 591.05 650.15 43 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 608.47 669.32 44 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 628.94 691.84 45 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 653.33 718.67 46 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 680.77 748.85 47 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 712.13 783.35 48 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 743.06 817.36 49 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 777.90 855.69 50 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 812.31 893.54 51 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 850.20 935.22 52 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 888.53 977.39 53 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 929.91 1022.90 54 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 971.29 1068.42 55 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1016.15 1117.77 56 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1061.45 1167.59 57

15 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1109.79 1220.77 58 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1133.75 1247.13 59 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1182.10 1300.31 60 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1223.91 1346.30 61 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1251.35 1376.49 62 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1285.76 1414.34 63 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1306.23 1436.85 64 39159CT0080009 Rating Area 1 Tobacco User/Non-Tobacco User 1306.23 1436.85 65 and over 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 240.50 240.50 0-20 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 378.74 416.62 21 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 378.74 416.62 22 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 378.74 416.62 23 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 378.74 416.62 24 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 380.26 418.28 25 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 387.83 426.62 26 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 396.92 436.62 27 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 411.69 452.86 28 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 423.81 466.20 29 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 429.87 472.86 30 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 438.96 482.86 31 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 448.05 492.86 32 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 453.74 499.11 33 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 459.79 505.77 34 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 462.82 509.11 35 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 465.85 512.44 36 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 468.88 515.77 37 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 471.91 519.11 38 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 477.97 525.77 39 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 484.03 532.44 40 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 493.12 542.44 41 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 501.84 552.02 42 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 513.96 565.35 43 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 529.11 582.02 44 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 546.91 601.60 45 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 568.12 624.93 46 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 591.98 651.17 47 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 619.25 681.17 48 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 646.14 710.75 49 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 676.44 744.08 50 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 706.36 776.99 51 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 739.31 813.24 52 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 772.64 849.90 53 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 808.62 889.48 54 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 844.60 929.06 55 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 883.61 971.97 56 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 923.00 1015.30 57 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 965.04 1061.54 58 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 985.87 1084.46 59 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1027.91 1130.70 60 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1064.27 1170.70 61 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1088.13 1196.94 62 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1118.05 1229.86 63

16 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1135.85 1249.44 64 39159CT0080009 Rating Area 2 Tobacco User/Non-Tobacco User 1135.85 1249.44 65 and over 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 240.50 240.50 0-20 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 378.74 416.62 21 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 378.74 416.62 22 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 378.74 416.62 23 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 378.74 416.62 24 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 380.26 418.28 25 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 387.83 426.62 26 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 396.92 436.62 27 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 411.69 452.86 28 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 423.81 466.20 29 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 429.87 472.86 30 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 438.96 482.86 31 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 448.05 492.86 32 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 453.74 499.11 33 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 459.79 505.77 34 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 462.82 509.11 35 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 465.85 512.44 36 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 468.88 515.77 37 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 471.91 519.11 38 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 477.97 525.77 39 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 484.03 532.44 40 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 493.12 542.44 41 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 501.84 552.02 42 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 513.96 565.35 43 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 529.11 582.02 44 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 546.91 601.60 45 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 568.12 624.93 46 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 591.98 651.17 47 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 619.25 681.17 48 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 646.14 710.75 49 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 676.44 744.08 50 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 706.36 776.99 51 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 739.31 813.24 52 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 772.64 849.90 53 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 808.62 889.48 54 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 844.60 929.06 55 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 883.61 971.97 56 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 923.00 1015.30 57 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 965.04 1061.54 58 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 985.87 1084.46 59 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1027.91 1130.70 60 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1064.27 1170.70 61 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1088.13 1196.94 62 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1118.05 1229.86 63 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1135.85 1249.44 64 39159CT0080009 Rating Area 3 Tobacco User/Non-Tobacco User 1135.85 1249.44 65 and over 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 240.50 240.50 0-20 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 378.74 416.62 21 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 378.74 416.62 22 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 378.74 416.62 23

17 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 378.74 416.62 24 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 380.26 418.28 25 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 387.83 426.62 26 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 396.92 436.62 27 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 411.69 452.86 28 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 423.81 466.20 29 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 429.87 472.86 30 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 438.96 482.86 31 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 448.05 492.86 32 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 453.74 499.11 33 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 459.79 505.77 34 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 462.82 509.11 35 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 465.85 512.44 36 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 468.88 515.77 37 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 471.91 519.11 38 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 477.97 525.77 39 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 484.03 532.44 40 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 493.12 542.44 41 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 501.84 552.02 42 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 513.96 565.35 43 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 529.11 582.02 44 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 546.91 601.60 45 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 568.12 624.93 46 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 591.98 651.17 47 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 619.25 681.17 48 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 646.14 710.75 49 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 676.44 744.08 50 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 706.36 776.99 51 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 739.31 813.24 52 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 772.64 849.90 53 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 808.62 889.48 54 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 844.60 929.06 55 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 883.61 971.97 56 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 923.00 1015.30 57 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 965.04 1061.54 58 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 985.87 1084.46 59 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1027.91 1130.70 60 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1064.27 1170.70 61 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1088.13 1196.94 62 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1118.05 1229.86 63 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1135.85 1249.44 64 39159CT0080009 Rating Area 4 Tobacco User/Non-Tobacco User 1135.85 1249.44 65 and over 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 258.54 258.54 0-20 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 407.15 447.86 21 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 407.15 447.86 22 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 407.15 447.86 23 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 407.15 447.86 24 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 408.78 449.66 25 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 416.92 458.61 26 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 426.69 469.36 27 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 442.57 486.83 28 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 455.60 501.16 29

18 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 462.11 508.33 30 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 471.89 519.07 31 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 481.66 529.82 32 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 487.77 536.54 33 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 494.28 543.71 34 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 497.54 547.29 35 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 500.79 550.87 36 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 504.05 554.46 37 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 507.31 558.04 38 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 513.82 565.20 39 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 520.34 572.37 40 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 530.11 583.12 41 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 539.47 593.42 42 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 552.50 607.75 43 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 568.79 625.67 44 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 587.92 646.72 45 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 610.72 671.80 46 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 636.37 700.01 47 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 665.69 732.26 48 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 694.60 764.06 49 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 727.17 799.89 50 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 759.33 835.27 51 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 794.76 874.23 52 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 830.59 913.64 53 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 869.26 956.19 54 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 907.94 998.74 55 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 949.88 1044.87 56 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 992.22 1091.45 57 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1037.42 1141.16 58 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1059.81 1165.79 59 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1105.00 1215.50 60 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1144.09 1258.50 61 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1169.74 1286.71 62 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1201.91 1322.10 63 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1221.04 1343.15 64 39159CT0080009 Rating Area 5 Tobacco User/Non-Tobacco User 1221.04 1343.15 65 and over 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 276.58 276.58 0-20 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 435.56 479.11 21 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 435.56 479.11 22 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 435.56 479.11 23 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 435.56 479.11 24 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 437.30 481.03 25 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 446.01 490.61 26 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 456.46 502.11 27 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 473.45 520.79 28 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 487.39 536.13 29 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 494.36 543.79 30 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 504.81 555.29 31 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 515.26 566.79 32 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 521.80 573.97 33 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 528.76 581.64 34 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 532.25 585.47 35

19 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 535.73 589.31 36 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 539.22 593.14 37 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 542.70 596.97 38 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 549.67 604.64 39 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 556.64 612.30 40 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 567.09 623.80 41 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 577.11 634.82 42 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 591.05 650.15 43 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 608.47 669.32 44 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 628.94 691.84 45 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 653.33 718.67 46 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 680.77 748.85 47 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 712.13 783.35 48 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 743.06 817.36 49 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 777.90 855.69 50 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 812.31 893.54 51 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 850.20 935.22 52 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 888.53 977.39 53 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 929.91 1022.90 54 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 971.29 1068.42 55 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1016.15 1117.77 56 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1061.45 1167.59 57 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1109.79 1220.77 58 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1133.75 1247.13 59 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1182.10 1300.31 60 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1223.91 1346.30 61 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1251.35 1376.49 62 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1285.76 1414.34 63 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1306.23 1436.85 64 39159CT0080009 Rating Area 6 Tobacco User/Non-Tobacco User 1306.23 1436.85 65 and over 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 240.50 240.50 0-20 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 378.74 416.62 21 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 378.74 416.62 22 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 378.74 416.62 23 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 378.74 416.62 24 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 380.26 418.28 25 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 387.83 426.62 26 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 396.92 436.62 27 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 411.69 452.86 28 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 423.81 466.20 29 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 429.87 472.86 30 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 438.96 482.86 31 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 448.05 492.86 32 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 453.74 499.11 33 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 459.79 505.77 34 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 462.82 509.11 35 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 465.85 512.44 36 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 468.88 515.77 37 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 471.91 519.11 38 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 477.97 525.77 39 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 484.03 532.44 40 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 493.12 542.44 41

20 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 501.84 552.02 42 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 513.96 565.35 43 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 529.11 582.02 44 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 546.91 601.60 45 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 568.12 624.93 46 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 591.98 651.17 47 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 619.25 681.17 48 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 646.14 710.75 49 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 676.44 744.08 50 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 706.36 776.99 51 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 739.31 813.24 52 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 772.64 849.90 53 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 808.62 889.48 54 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 844.60 929.06 55 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 883.61 971.97 56 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 923.00 1015.30 57 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 965.04 1061.54 58 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 985.87 1084.46 59 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1027.91 1130.70 60 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1064.27 1170.70 61 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1088.13 1196.94 62 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1118.05 1229.86 63 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1135.85 1249.44 64 39159CT0080009 Rating Area 7 Tobacco User/Non-Tobacco User 1135.85 1249.44 65 and over 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 240.50 240.50 0-20 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 378.74 416.62 21 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 378.74 416.62 22 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 378.74 416.62 23 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 378.74 416.62 24 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 380.26 418.28 25 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 387.83 426.62 26 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 396.92 436.62 27 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 411.69 452.86 28 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 423.81 466.20 29 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 429.87 472.86 30 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 438.96 482.86 31 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 448.05 492.86 32 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 453.74 499.11 33 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 459.79 505.77 34 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 462.82 509.11 35 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 465.85 512.44 36 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 468.88 515.77 37 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 471.91 519.11 38 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 477.97 525.77 39 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 484.03 532.44 40 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 493.12 542.44 41 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 501.84 552.02 42 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 513.96 565.35 43 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 529.11 582.02 44 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 546.91 601.60 45 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 568.12 624.93 46 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 591.98 651.17 47

21 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 619.25 681.17 48 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 646.14 710.75 49 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 676.44 744.08 50 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 706.36 776.99 51 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 739.31 813.24 52 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 772.64 849.90 53 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 808.62 889.48 54 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 844.60 929.06 55 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 883.61 971.97 56 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 923.00 1015.30 57 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 965.04 1061.54 58 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 985.87 1084.46 59 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1027.91 1130.70 60 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1064.27 1170.70 61 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1088.13 1196.94 62 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1118.05 1229.86 63 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1135.85 1249.44 64 39159CT0080009 Rating Area 8 Tobacco User/Non-Tobacco User 1135.85 1249.44 65 and over 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 217.63 217.63 0-20 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 342.73 377.00 21 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 342.73 377.00 22 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 342.73 377.00 23 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 342.73 377.00 24 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 344.10 378.51 25 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 350.96 386.05 26 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 359.18 395.10 27 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 372.55 409.80 28 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 383.52 421.87 29 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 389.00 427.90 30 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 397.23 436.95 31 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 405.45 446.00 32 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 410.59 451.65 33 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 416.08 457.68 34 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 418.82 460.70 35 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 421.56 463.72 36 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 424.30 466.73 37 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 427.04 469.75 38 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 432.53 475.78 39 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 438.01 481.81 40 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 446.24 490.86 41 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 454.12 499.53 42 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 465.09 511.59 43 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 478.80 526.67 44 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 494.90 544.39 45 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 514.10 565.51 46 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 535.69 589.26 47 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 560.37 616.40 48 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 584.70 643.17 49 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 612.12 673.33 50 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 639.19 703.11 51 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 669.01 735.91 52 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 699.17 769.09 53

22 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 731.73 804.90 54 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 764.29 840.72 55 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 799.59 879.55 56 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 835.24 918.76 57 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 873.28 960.61 58 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 892.13 981.34 59 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 930.17 1023.19 60 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 963.07 1059.38 61 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 984.67 1083.13 62 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 1011.74 1112.92 63 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 1027.85 1130.64 64 39159CT0080011 Rating Area 1 Tobacco User/Non-Tobacco User 1027.85 1130.64 65 and over 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 189.25 189.25 0-20 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 298.03 327.83 21 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 298.03 327.83 22 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 298.03 327.83 23 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 298.03 327.83 24 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 299.22 329.14 25 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 305.18 335.70 26 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 312.33 343.57 27 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 323.96 356.35 28 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 333.49 366.84 29 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 338.26 372.09 30 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 345.41 379.95 31 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 352.57 387.82 32 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 357.04 392.74 33 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 361.80 397.99 34 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 364.19 400.61 35 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 366.57 403.23 36 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 368.96 405.85 37 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 371.34 408.48 38 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 376.11 413.72 39 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 380.88 418.97 40 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 388.03 426.83 41 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 394.89 434.37 42 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 404.42 444.86 43 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 416.34 457.98 44 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 430.35 473.39 45 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 447.04 491.74 46 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 465.82 512.40 47 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 487.27 536.00 48 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 508.43 559.28 49 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 532.28 585.50 50 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 555.82 611.40 51 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 581.75 639.92 52 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 607.98 668.77 53 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 636.29 699.92 54 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 664.60 731.06 55 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 695.30 764.83 56 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 726.29 798.92 57 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 759.37 835.31 58 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 775.76 853.34 59

23 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 808.85 889.73 60 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 837.46 921.20 61 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 856.23 941.85 62 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 879.78 967.75 63 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 893.78 983.16 64 39159CT0080011 Rating Area 2 Tobacco User/Non-Tobacco User 893.78 983.16 65 and over 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 189.25 189.25 0-20 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 298.03 327.83 21 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 298.03 327.83 22 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 298.03 327.83 23 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 298.03 327.83 24 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 299.22 329.14 25 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 305.18 335.70 26 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 312.33 343.57 27 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 323.96 356.35 28 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 333.49 366.84 29 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 338.26 372.09 30 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 345.41 379.95 31 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 352.57 387.82 32 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 357.04 392.74 33 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 361.80 397.99 34 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 364.19 400.61 35 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 366.57 403.23 36 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 368.96 405.85 37 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 371.34 408.48 38 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 376.11 413.72 39 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 380.88 418.97 40 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 388.03 426.83 41 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 394.89 434.37 42 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 404.42 444.86 43 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 416.34 457.98 44 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 430.35 473.39 45 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 447.04 491.74 46 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 465.82 512.40 47 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 487.27 536.00 48 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 508.43 559.28 49 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 532.28 585.50 50 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 555.82 611.40 51 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 581.75 639.92 52 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 607.98 668.77 53 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 636.29 699.92 54 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 664.60 731.06 55 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 695.30 764.83 56 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 726.29 798.92 57 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 759.37 835.31 58 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 775.76 853.34 59 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 808.85 889.73 60 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 837.46 921.20 61 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 856.23 941.85 62 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 879.78 967.75 63 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 893.78 983.16 64 39159CT0080011 Rating Area 3 Tobacco User/Non-Tobacco User 893.78 983.16 65 and over

24 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 189.25 189.25 0-20 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 298.03 327.83 21 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 298.03 327.83 22 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 298.03 327.83 23 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 298.03 327.83 24 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 299.22 329.14 25 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 305.18 335.70 26 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 312.33 343.57 27 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 323.96 356.35 28 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 333.49 366.84 29 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 338.26 372.09 30 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 345.41 379.95 31 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 352.57 387.82 32 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 357.04 392.74 33 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 361.80 397.99 34 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 364.19 400.61 35 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 366.57 403.23 36 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 368.96 405.85 37 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 371.34 408.48 38 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 376.11 413.72 39 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 380.88 418.97 40 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 388.03 426.83 41 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 394.89 434.37 42 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 404.42 444.86 43 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 416.34 457.98 44 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 430.35 473.39 45 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 447.04 491.74 46 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 465.82 512.40 47 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 487.27 536.00 48 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 508.43 559.28 49 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 532.28 585.50 50 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 555.82 611.40 51 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 581.75 639.92 52 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 607.98 668.77 53 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 636.29 699.92 54 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 664.60 731.06 55 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 695.30 764.83 56 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 726.29 798.92 57 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 759.37 835.31 58 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 775.76 853.34 59 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 808.85 889.73 60 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 837.46 921.20 61 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 856.23 941.85 62 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 879.78 967.75 63 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 893.78 983.16 64 39159CT0080011 Rating Area 4 Tobacco User/Non-Tobacco User 893.78 983.16 65 and over 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 203.44 203.44 0-20 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 320.38 352.42 21 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 320.38 352.42 22 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 320.38 352.42 23 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 320.38 352.42 24 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 321.66 353.83 25

25 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 328.07 360.87 26 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 335.76 369.33 27 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 348.25 383.08 28 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 358.50 394.35 29 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 363.63 399.99 30 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 371.32 408.45 31 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 379.01 416.91 32 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 383.81 422.20 33 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 388.94 427.83 34 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 391.50 430.65 35 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 394.07 433.47 36 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 396.63 436.29 37 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 399.19 439.11 38 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 404.32 444.75 39 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 409.44 450.39 40 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 417.13 458.85 41 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 424.50 466.95 42 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 434.75 478.23 43 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 447.57 492.33 44 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 462.63 508.89 45 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 480.57 528.63 46 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 500.75 550.83 47 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 523.82 576.20 48 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 546.57 601.22 49 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 572.20 629.42 50 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 597.51 657.26 51 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 625.38 687.92 52 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 653.57 718.93 53 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 684.01 752.41 54 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 714.45 785.89 55 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 747.44 822.19 56 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 780.76 858.84 57 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 816.33 897.96 58 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 833.95 917.34 59 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 869.51 956.46 60 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 900.27 990.29 61 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 920.45 1012.49 62 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 945.76 1040.33 63 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 960.82 1056.90 64 39159CT0080011 Rating Area 5 Tobacco User/Non-Tobacco User 960.82 1056.90 65 and over 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 217.63 217.63 0-20 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 342.73 377.00 21 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 342.73 377.00 22 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 342.73 377.00 23 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 342.73 377.00 24 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 344.10 378.51 25 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 350.96 386.05 26 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 359.18 395.10 27 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 372.55 409.80 28 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 383.52 421.87 29 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 389.00 427.90 30 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 397.23 436.95 31

26 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 405.45 446.00 32 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 410.59 451.65 33 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 416.08 457.68 34 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 418.82 460.70 35 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 421.56 463.72 36 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 424.30 466.73 37 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 427.04 469.75 38 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 432.53 475.78 39 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 438.01 481.81 40 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 446.24 490.86 41 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 454.12 499.53 42 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 465.09 511.59 43 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 478.80 526.67 44 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 494.90 544.39 45 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 514.10 565.51 46 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 535.69 589.26 47 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 560.37 616.40 48 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 584.70 643.17 49 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 612.12 673.33 50 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 639.19 703.11 51 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 669.01 735.91 52 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 699.17 769.09 53 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 731.73 804.90 54 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 764.29 840.72 55 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 799.59 879.55 56 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 835.24 918.76 57 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 873.28 960.61 58 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 892.13 981.34 59 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 930.17 1023.19 60 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 963.07 1059.38 61 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 984.67 1083.13 62 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 1011.74 1112.92 63 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 1027.85 1130.64 64 39159CT0080011 Rating Area 6 Tobacco User/Non-Tobacco User 1027.85 1130.64 65 and over 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 189.25 189.25 0-20 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 298.03 327.83 21 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 298.03 327.83 22 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 298.03 327.83 23 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 298.03 327.83 24 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 299.22 329.14 25 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 305.18 335.70 26 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 312.33 343.57 27 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 323.96 356.35 28 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 333.49 366.84 29 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 338.26 372.09 30 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 345.41 379.95 31 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 352.57 387.82 32 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 357.04 392.74 33 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 361.80 397.99 34 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 364.19 400.61 35 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 366.57 403.23 36 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 368.96 405.85 37

27 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 371.34 408.48 38 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 376.11 413.72 39 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 380.88 418.97 40 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 388.03 426.83 41 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 394.89 434.37 42 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 404.42 444.86 43 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 416.34 457.98 44 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 430.35 473.39 45 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 447.04 491.74 46 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 465.82 512.40 47 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 487.27 536.00 48 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 508.43 559.28 49 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 532.28 585.50 50 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 555.82 611.40 51 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 581.75 639.92 52 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 607.98 668.77 53 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 636.29 699.92 54 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 664.60 731.06 55 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 695.30 764.83 56 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 726.29 798.92 57 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 759.37 835.31 58 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 775.76 853.34 59 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 808.85 889.73 60 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 837.46 921.20 61 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 856.23 941.85 62 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 879.78 967.75 63 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 893.78 983.16 64 39159CT0080011 Rating Area 7 Tobacco User/Non-Tobacco User 893.78 983.16 65 and over 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 189.25 189.25 0-20 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 298.03 327.83 21 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 298.03 327.83 22 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 298.03 327.83 23 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 298.03 327.83 24 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 299.22 329.14 25 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 305.18 335.70 26 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 312.33 343.57 27 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 323.96 356.35 28 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 333.49 366.84 29 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 338.26 372.09 30 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 345.41 379.95 31 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 352.57 387.82 32 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 357.04 392.74 33 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 361.80 397.99 34 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 364.19 400.61 35 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 366.57 403.23 36 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 368.96 405.85 37 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 371.34 408.48 38 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 376.11 413.72 39 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 380.88 418.97 40 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 388.03 426.83 41 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 394.89 434.37 42 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 404.42 444.86 43

28 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 416.34 457.98 44 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 430.35 473.39 45 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 447.04 491.74 46 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 465.82 512.40 47 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 487.27 536.00 48 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 508.43 559.28 49 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 532.28 585.50 50 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 555.82 611.40 51 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 581.75 639.92 52 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 607.98 668.77 53 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 636.29 699.92 54 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 664.60 731.06 55 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 695.30 764.83 56 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 726.29 798.92 57 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 759.37 835.31 58 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 775.76 853.34 59 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 808.85 889.73 60 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 837.46 921.20 61 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 856.23 941.85 62 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 879.78 967.75 63 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 893.78 983.16 64 39159CT0080011 Rating Area 8 Tobacco User/Non-Tobacco User 893.78 983.16 65 and over 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 175.35 175.35 0-20 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 276.13 303.75 21 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 276.13 303.75 22 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 276.13 303.75 23 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 276.13 303.75 24 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 277.24 304.96 25 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 282.76 311.04 26 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 289.39 318.33 27 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 300.16 330.17 28 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 308.99 339.89 29 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 313.41 344.75 30 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 320.04 352.04 31 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 326.67 359.33 32 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 330.81 363.89 33 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 335.23 368.75 34 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 337.44 371.18 35 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 339.65 373.61 36 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 341.85 376.04 37 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 344.06 378.47 38 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 348.48 383.33 39 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 352.90 388.19 40 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 359.53 395.48 41 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 365.88 402.47 42 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 374.71 412.19 43 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 385.76 424.34 44 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 398.74 438.61 45 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 414.20 455.62 46 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 431.60 474.76 47 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 451.48 496.63 48 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 471.09 518.19 49

29 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 493.18 542.49 50 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 514.99 566.49 51 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 539.01 592.92 52 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 563.31 619.65 53 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 589.55 648.50 54 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 615.78 677.36 55 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 644.22 708.64 56 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 672.94 740.23 57 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 703.59 773.95 58 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 718.78 790.66 59 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 749.43 824.37 60 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 775.94 853.53 61 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 793.33 872.67 62 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 815.15 896.66 63 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 828.13 910.94 64 39159CT0080012 Rating Area 1 Tobacco User/Non-Tobacco User 828.13 910.94 65 and over 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 152.47 152.47 0-20 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 240.12 264.13 21 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 240.12 264.13 22 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 240.12 264.13 23 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 240.12 264.13 24 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 241.08 265.19 25 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 245.88 270.47 26 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 251.64 276.81 27 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 261.01 287.11 28 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 268.69 295.56 29 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 272.53 299.79 30 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 278.30 306.13 31 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 284.06 312.46 32 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 287.66 316.43 33 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 291.50 320.65 34 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 293.42 322.77 35 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 295.34 324.88 36 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 297.26 326.99 37 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 299.19 329.10 38 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 303.03 333.33 39 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 306.87 337.56 40 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 312.63 343.90 41 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 318.16 349.97 42 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 325.84 358.42 43 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 335.44 368.99 44 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 346.73 381.40 45 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 360.18 396.19 46 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 375.30 412.83 47 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 392.59 431.85 48 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 409.64 450.60 49 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 428.85 471.73 50 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 447.82 492.60 51 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 468.71 515.58 52 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 489.84 538.82 53 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 512.65 563.91 54 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 535.46 589.01 55

30 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 560.19 616.21 56 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 585.17 643.68 57 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 611.82 673.00 58 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 625.02 687.53 59 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 651.68 716.85 60 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 674.73 742.20 61 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 689.86 758.84 62 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 708.83 779.71 63 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 720.11 792.12 64 39159CT0080012 Rating Area 2 Tobacco User/Non-Tobacco User 720.11 792.12 65 and over 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 152.47 152.47 0-20 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 240.12 264.13 21 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 240.12 264.13 22 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 240.12 264.13 23 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 240.12 264.13 24 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 241.08 265.19 25 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 245.88 270.47 26 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 251.64 276.81 27 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 261.01 287.11 28 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 268.69 295.56 29 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 272.53 299.79 30 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 278.30 306.13 31 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 284.06 312.46 32 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 287.66 316.43 33 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 291.50 320.65 34 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 293.42 322.77 35 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 295.34 324.88 36 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 297.26 326.99 37 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 299.19 329.10 38 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 303.03 333.33 39 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 306.87 337.56 40 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 312.63 343.90 41 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 318.16 349.97 42 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 325.84 358.42 43 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 335.44 368.99 44 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 346.73 381.40 45 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 360.18 396.19 46 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 375.30 412.83 47 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 392.59 431.85 48 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 409.64 450.60 49 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 428.85 471.73 50 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 447.82 492.60 51 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 468.71 515.58 52 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 489.84 538.82 53 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 512.65 563.91 54 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 535.46 589.01 55 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 560.19 616.21 56 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 585.17 643.68 57 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 611.82 673.00 58 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 625.02 687.53 59 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 651.68 716.85 60 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 674.73 742.20 61

31 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 689.86 758.84 62 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 708.83 779.71 63 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 720.11 792.12 64 39159CT0080012 Rating Area 3 Tobacco User/Non-Tobacco User 720.11 792.12 65 and over 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 152.47 152.47 0-20 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 240.12 264.13 21 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 240.12 264.13 22 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 240.12 264.13 23 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 240.12 264.13 24 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 241.08 265.19 25 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 245.88 270.47 26 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 251.64 276.81 27 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 261.01 287.11 28 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 268.69 295.56 29 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 272.53 299.79 30 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 278.30 306.13 31 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 284.06 312.46 32 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 287.66 316.43 33 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 291.50 320.65 34 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 293.42 322.77 35 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 295.34 324.88 36 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 297.26 326.99 37 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 299.19 329.10 38 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 303.03 333.33 39 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 306.87 337.56 40 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 312.63 343.90 41 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 318.16 349.97 42 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 325.84 358.42 43 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 335.44 368.99 44 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 346.73 381.40 45 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 360.18 396.19 46 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 375.30 412.83 47 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 392.59 431.85 48 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 409.64 450.60 49 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 428.85 471.73 50 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 447.82 492.60 51 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 468.71 515.58 52 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 489.84 538.82 53 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 512.65 563.91 54 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 535.46 589.01 55 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 560.19 616.21 56 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 585.17 643.68 57 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 611.82 673.00 58 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 625.02 687.53 59 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 651.68 716.85 60 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 674.73 742.20 61 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 689.86 758.84 62 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 708.83 779.71 63 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 720.11 792.12 64 39159CT0080012 Rating Area 4 Tobacco User/Non-Tobacco User 720.11 792.12 65 and over 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 163.91 163.91 0-20 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 258.13 283.94 21

32 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 258.13 283.94 22 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 258.13 283.94 23 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 258.13 283.94 24 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 259.16 285.07 25 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 264.32 290.75 26 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 270.52 297.57 27 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 280.58 308.64 28 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 288.84 317.73 29 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 292.97 322.27 30 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 299.17 329.08 31 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 305.36 335.90 32 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 309.23 340.16 33 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 313.36 344.70 34 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 315.43 346.97 35 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 317.49 349.24 36 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 319.56 351.52 37 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 321.62 353.79 38 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 325.75 358.33 39 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 329.88 362.87 40 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 336.08 369.69 41 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 342.02 376.22 42 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 350.28 385.30 43 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 360.60 396.66 44 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 372.73 410.01 45 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 387.19 425.91 46 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 403.45 443.80 47 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 422.04 464.24 48 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 440.36 484.40 49 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 461.01 507.11 50 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 481.40 529.55 51 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 503.86 554.25 52 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 526.58 579.23 53 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 551.10 606.21 54 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 575.62 633.18 55 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 602.21 662.43 56 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 629.05 691.96 57 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 657.70 723.47 58 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 671.90 739.09 59 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 700.55 770.61 60 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 725.33 797.87 61 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 741.60 815.75 62 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 761.99 838.19 63 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 774.12 851.53 64 39159CT0080012 Rating Area 5 Tobacco User/Non-Tobacco User 774.12 851.53 65 and over 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 175.35 175.35 0-20 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 276.13 303.75 21 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 276.13 303.75 22 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 276.13 303.75 23 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 276.13 303.75 24 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 277.24 304.96 25 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 282.76 311.04 26 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 289.39 318.33 27

33 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 300.16 330.17 28 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 308.99 339.89 29 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 313.41 344.75 30 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 320.04 352.04 31 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 326.67 359.33 32 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 330.81 363.89 33 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 335.23 368.75 34 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 337.44 371.18 35 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 339.65 373.61 36 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 341.85 376.04 37 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 344.06 378.47 38 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 348.48 383.33 39 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 352.90 388.19 40 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 359.53 395.48 41 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 365.88 402.47 42 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 374.71 412.19 43 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 385.76 424.34 44 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 398.74 438.61 45 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 414.20 455.62 46 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 431.60 474.76 47 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 451.48 496.63 48 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 471.09 518.19 49 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 493.18 542.49 50 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 514.99 566.49 51 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 539.01 592.92 52 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 563.31 619.65 53 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 589.55 648.50 54 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 615.78 677.36 55 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 644.22 708.64 56 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 672.94 740.23 57 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 703.59 773.95 58 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 718.78 790.66 59 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 749.43 824.37 60 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 775.94 853.53 61 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 793.33 872.67 62 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 815.15 896.66 63 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 828.13 910.94 64 39159CT0080012 Rating Area 6 Tobacco User/Non-Tobacco User 828.13 910.94 65 and over 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 152.47 152.47 0-20 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 240.12 264.13 21 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 240.12 264.13 22 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 240.12 264.13 23 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 240.12 264.13 24 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 241.08 265.19 25 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 245.88 270.47 26 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 251.64 276.81 27 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 261.01 287.11 28 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 268.69 295.56 29 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 272.53 299.79 30 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 278.30 306.13 31 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 284.06 312.46 32 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 287.66 316.43 33

34 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 291.50 320.65 34 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 293.42 322.77 35 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 295.34 324.88 36 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 297.26 326.99 37 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 299.19 329.10 38 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 303.03 333.33 39 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 306.87 337.56 40 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 312.63 343.90 41 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 318.16 349.97 42 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 325.84 358.42 43 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 335.44 368.99 44 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 346.73 381.40 45 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 360.18 396.19 46 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 375.30 412.83 47 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 392.59 431.85 48 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 409.64 450.60 49 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 428.85 471.73 50 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 447.82 492.60 51 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 468.71 515.58 52 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 489.84 538.82 53 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 512.65 563.91 54 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 535.46 589.01 55 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 560.19 616.21 56 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 585.17 643.68 57 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 611.82 673.00 58 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 625.02 687.53 59 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 651.68 716.85 60 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 674.73 742.20 61 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 689.86 758.84 62 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 708.83 779.71 63 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 720.11 792.12 64 39159CT0080012 Rating Area 7 Tobacco User/Non-Tobacco User 720.11 792.12 65 and over 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 152.47 152.47 0-20 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 240.12 264.13 21 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 240.12 264.13 22 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 240.12 264.13 23 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 240.12 264.13 24 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 241.08 265.19 25 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 245.88 270.47 26 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 251.64 276.81 27 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 261.01 287.11 28 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 268.69 295.56 29 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 272.53 299.79 30 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 278.30 306.13 31 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 284.06 312.46 32 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 287.66 316.43 33 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 291.50 320.65 34 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 293.42 322.77 35 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 295.34 324.88 36 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 297.26 326.99 37 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 299.19 329.10 38 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 303.03 333.33 39

35 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 306.87 337.56 40 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 312.63 343.90 41 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 318.16 349.97 42 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 325.84 358.42 43 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 335.44 368.99 44 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 346.73 381.40 45 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 360.18 396.19 46 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 375.30 412.83 47 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 392.59 431.85 48 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 409.64 450.60 49 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 428.85 471.73 50 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 447.82 492.60 51 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 468.71 515.58 52 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 489.84 538.82 53 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 512.65 563.91 54 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 535.46 589.01 55 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 560.19 616.21 56 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 585.17 643.68 57 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 611.82 673.00 58 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 625.02 687.53 59 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 651.68 716.85 60 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 674.73 742.20 61 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 689.86 758.84 62 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 708.83 779.71 63 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 720.11 792.12 64 39159CT0080012 Rating Area 8 Tobacco User/Non-Tobacco User 720.11 792.12 65 and over 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 285.42 285.42 0-20 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 449.48 494.43 21 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 449.48 494.43 22 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 449.48 494.43 23 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 449.48 494.43 24 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 451.28 496.41 25 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 460.27 506.30 26 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 471.06 518.17 27 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 488.59 537.45 28 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 502.97 553.27 29 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 510.16 561.18 30 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 520.95 573.05 31 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 531.74 584.91 32 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 538.48 592.33 33 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 545.67 600.24 34 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 549.27 604.20 35 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 552.87 608.15 36 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 556.46 612.11 37 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 560.06 616.06 38 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 567.25 623.97 39 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 574.44 631.88 40 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 585.23 643.75 41 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 595.57 655.12 42 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 609.95 670.94 43 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 627.93 690.72 44 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 649.05 713.96 45

36 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 674.23 741.65 46 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 702.54 772.80 47 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 734.91 808.40 48 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 766.82 843.50 49 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 802.78 883.06 50 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 838.29 922.12 51 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 877.39 965.13 52 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 916.95 1008.64 53 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 959.65 1055.61 54 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1002.35 1102.58 55 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1048.65 1153.51 56 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1095.39 1204.93 57 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1145.29 1259.81 58 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1170.01 1287.01 59 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1219.90 1341.89 60 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1263.05 1389.35 61 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1291.37 1420.50 62 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1326.88 1459.56 63 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1348.00 1482.80 64 39159CT0080013 Rating Area 1 Tobacco User/Non-Tobacco User 1348.00 1482.80 65 and over 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 248.19 248.19 0-20 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 390.86 429.94 21 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 390.86 429.94 22 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 390.86 429.94 23 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 390.86 429.94 24 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 392.42 431.66 25 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 400.24 440.26 26 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 409.62 450.58 27 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 424.86 467.35 28 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 437.37 481.10 29 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 443.62 487.98 30 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 453.00 498.30 31 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 462.38 508.62 32 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 468.25 515.07 33 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 474.50 521.95 34 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 477.63 525.39 35 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 480.75 528.83 36 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 483.88 532.27 37 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 487.01 535.71 38 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 493.26 542.59 39 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 499.51 549.46 40 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 508.89 559.78 41 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 517.88 569.67 42 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 530.39 583.43 43 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 546.03 600.63 44 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 564.40 620.84 45 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 586.28 644.91 46 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 610.91 672.00 47 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 639.05 702.95 48 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 666.80 733.48 49 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 698.07 767.87 50 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 728.95 801.84 51

37 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 762.95 839.25 52 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 797.35 877.08 53 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 834.48 917.92 54 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 871.61 958.77 55 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 911.87 1003.05 56 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 952.52 1047.77 57 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 995.90 1095.49 58 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1017.40 1119.14 59 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1060.78 1166.86 60 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1098.30 1208.13 61 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1122.93 1235.22 62 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1153.81 1269.19 63 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1172.18 1289.39 64 39159CT0080013 Rating Area 2 Tobacco User/Non-Tobacco User 1172.18 1289.39 65 and over 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 248.19 248.19 0-20 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 390.86 429.94 21 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 390.86 429.94 22 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 390.86 429.94 23 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 390.86 429.94 24 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 392.42 431.66 25 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 400.24 440.26 26 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 409.62 450.58 27 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 424.86 467.35 28 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 437.37 481.10 29 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 443.62 487.98 30 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 453.00 498.30 31 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 462.38 508.62 32 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 468.25 515.07 33 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 474.50 521.95 34 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 477.63 525.39 35 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 480.75 528.83 36 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 483.88 532.27 37 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 487.01 535.71 38 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 493.26 542.59 39 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 499.51 549.46 40 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 508.89 559.78 41 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 517.88 569.67 42 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 530.39 583.43 43 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 546.03 600.63 44 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 564.40 620.84 45 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 586.28 644.91 46 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 610.91 672.00 47 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 639.05 702.95 48 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 666.80 733.48 49 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 698.07 767.87 50 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 728.95 801.84 51 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 762.95 839.25 52 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 797.35 877.08 53 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 834.48 917.92 54 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 871.61 958.77 55 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 911.87 1003.05 56 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 952.52 1047.77 57

38 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 995.90 1095.49 58 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1017.40 1119.14 59 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1060.78 1166.86 60 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1098.30 1208.13 61 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1122.93 1235.22 62 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1153.81 1269.19 63 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1172.18 1289.39 64 39159CT0080013 Rating Area 3 Tobacco User/Non-Tobacco User 1172.18 1289.39 65 and over 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 248.19 248.19 0-20 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 390.86 429.94 21 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 390.86 429.94 22 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 390.86 429.94 23 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 390.86 429.94 24 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 392.42 431.66 25 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 400.24 440.26 26 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 409.62 450.58 27 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 424.86 467.35 28 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 437.37 481.10 29 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 443.62 487.98 30 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 453.00 498.30 31 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 462.38 508.62 32 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 468.25 515.07 33 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 474.50 521.95 34 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 477.63 525.39 35 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 480.75 528.83 36 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 483.88 532.27 37 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 487.01 535.71 38 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 493.26 542.59 39 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 499.51 549.46 40 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 508.89 559.78 41 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 517.88 569.67 42 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 530.39 583.43 43 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 546.03 600.63 44 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 564.40 620.84 45 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 586.28 644.91 46 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 610.91 672.00 47 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 639.05 702.95 48 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 666.80 733.48 49 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 698.07 767.87 50 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 728.95 801.84 51 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 762.95 839.25 52 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 797.35 877.08 53 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 834.48 917.92 54 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 871.61 958.77 55 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 911.87 1003.05 56 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 952.52 1047.77 57 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 995.90 1095.49 58 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1017.40 1119.14 59 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1060.78 1166.86 60 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1098.30 1208.13 61 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1122.93 1235.22 62 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1153.81 1269.19 63

39 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1172.18 1289.39 64 39159CT0080013 Rating Area 4 Tobacco User/Non-Tobacco User 1172.18 1289.39 65 and over 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 266.81 266.81 0-20 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 420.17 462.19 21 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 420.17 462.19 22 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 420.17 462.19 23 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 420.17 462.19 24 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 421.85 464.04 25 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 430.25 473.28 26 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 440.34 484.37 27 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 456.72 502.40 28 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 470.17 517.19 29 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 476.89 524.58 30 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 486.98 535.67 31 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 497.06 546.77 32 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 503.36 553.70 33 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 510.09 561.09 34 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 513.45 564.79 35 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 516.81 568.49 36 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 520.17 572.19 37 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 523.53 575.88 38 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 530.25 583.28 39 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 536.98 590.67 40 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 547.06 601.77 41 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 556.72 612.40 42 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 570.17 627.19 43 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 586.98 645.67 44 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 606.73 667.40 45 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 630.25 693.28 46 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 656.73 722.40 47 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 686.98 755.68 48 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 716.81 788.49 49 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 750.42 825.47 50 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 783.62 861.98 51 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 820.17 902.19 52 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 857.15 942.86 53 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 897.06 986.77 54 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 936.98 1030.68 55 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 980.26 1078.28 56 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1023.95 1126.35 57 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1070.59 1177.65 58 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1093.70 1203.07 59 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1140.34 1254.37 60 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1180.68 1298.74 61 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1207.15 1327.86 62 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1240.34 1364.38 63 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1260.09 1386.10 64 39159CT0080013 Rating Area 5 Tobacco User/Non-Tobacco User 1260.09 1386.10 65 and over 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 285.42 285.42 0-20 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 449.48 494.43 21 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 449.48 494.43 22 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 449.48 494.43 23

40 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 449.48 494.43 24 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 451.28 496.41 25 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 460.27 506.30 26 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 471.06 518.17 27 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 488.59 537.45 28 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 502.97 553.27 29 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 510.16 561.18 30 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 520.95 573.05 31 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 531.74 584.91 32 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 538.48 592.33 33 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 545.67 600.24 34 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 549.27 604.20 35 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 552.87 608.15 36 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 556.46 612.11 37 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 560.06 616.06 38 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 567.25 623.97 39 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 574.44 631.88 40 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 585.23 643.75 41 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 595.57 655.12 42 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 609.95 670.94 43 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 627.93 690.72 44 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 649.05 713.96 45 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 674.23 741.65 46 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 702.54 772.80 47 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 734.91 808.40 48 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 766.82 843.50 49 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 802.78 883.06 50 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 838.29 922.12 51 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 877.39 965.13 52 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 916.95 1008.64 53 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 959.65 1055.61 54 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1002.35 1102.58 55 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1048.65 1153.51 56 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1095.39 1204.93 57 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1145.29 1259.81 58 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1170.01 1287.01 59 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1219.90 1341.89 60 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1263.05 1389.35 61 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1291.37 1420.50 62 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1326.88 1459.56 63 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1348.00 1482.80 64 39159CT0080013 Rating Area 6 Tobacco User/Non-Tobacco User 1348.00 1482.80 65 and over 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 248.19 248.19 0-20 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 390.86 429.94 21 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 390.86 429.94 22 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 390.86 429.94 23 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 390.86 429.94 24 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 392.42 431.66 25 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 400.24 440.26 26 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 409.62 450.58 27 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 424.86 467.35 28 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 437.37 481.10 29

41 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 443.62 487.98 30 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 453.00 498.30 31 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 462.38 508.62 32 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 468.25 515.07 33 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 474.50 521.95 34 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 477.63 525.39 35 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 480.75 528.83 36 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 483.88 532.27 37 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 487.01 535.71 38 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 493.26 542.59 39 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 499.51 549.46 40 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 508.89 559.78 41 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 517.88 569.67 42 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 530.39 583.43 43 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 546.03 600.63 44 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 564.40 620.84 45 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 586.28 644.91 46 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 610.91 672.00 47 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 639.05 702.95 48 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 666.80 733.48 49 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 698.07 767.87 50 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 728.95 801.84 51 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 762.95 839.25 52 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 797.35 877.08 53 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 834.48 917.92 54 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 871.61 958.77 55 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 911.87 1003.05 56 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 952.52 1047.77 57 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 995.90 1095.49 58 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1017.40 1119.14 59 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1060.78 1166.86 60 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1098.30 1208.13 61 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1122.93 1235.22 62 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1153.81 1269.19 63 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1172.18 1289.39 64 39159CT0080013 Rating Area 7 Tobacco User/Non-Tobacco User 1172.18 1289.39 65 and over 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 248.19 248.19 0-20 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 390.86 429.94 21 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 390.86 429.94 22 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 390.86 429.94 23 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 390.86 429.94 24 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 392.42 431.66 25 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 400.24 440.26 26 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 409.62 450.58 27 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 424.86 467.35 28 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 437.37 481.10 29 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 443.62 487.98 30 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 453.00 498.30 31 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 462.38 508.62 32 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 468.25 515.07 33 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 474.50 521.95 34 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 477.63 525.39 35

42 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 480.75 528.83 36 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 483.88 532.27 37 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 487.01 535.71 38 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 493.26 542.59 39 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 499.51 549.46 40 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 508.89 559.78 41 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 517.88 569.67 42 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 530.39 583.43 43 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 546.03 600.63 44 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 564.40 620.84 45 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 586.28 644.91 46 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 610.91 672.00 47 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 639.05 702.95 48 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 666.80 733.48 49 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 698.07 767.87 50 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 728.95 801.84 51 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 762.95 839.25 52 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 797.35 877.08 53 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 834.48 917.92 54 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 871.61 958.77 55 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 911.87 1003.05 56 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 952.52 1047.77 57 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 995.90 1095.49 58 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1017.40 1119.14 59 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1060.78 1166.86 60 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1098.30 1208.13 61 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1122.93 1235.22 62 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1153.81 1269.19 63 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1172.18 1289.39 64 39159CT0080013 Rating Area 8 Tobacco User/Non-Tobacco User 1172.18 1289.39 65 and over 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 206.16 206.16 0-20 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 324.65 357.12 21 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 324.65 357.12 22 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 324.65 357.12 23 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 324.65 357.12 24 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 325.95 358.55 25 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 332.45 365.69 26 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 340.24 374.26 27 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 352.90 388.19 28 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 363.29 399.62 29 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 368.48 405.33 30 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 376.27 413.90 31 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 384.07 422.47 32 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 388.94 427.83 33 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 394.13 433.54 34 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 396.73 436.40 35 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 399.32 439.26 36 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 401.92 442.11 37 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 404.52 444.97 38 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 409.71 450.68 39 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 414.91 456.40 40 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 422.70 464.97 41

43 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 430.17 473.18 42 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 440.56 484.61 43 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 453.54 498.90 44 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 468.80 515.68 45 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 486.98 535.68 46 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 507.43 558.18 47 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 530.81 583.89 48 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 553.86 609.25 49 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 579.83 637.82 50 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 605.48 666.03 51 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 633.72 697.10 52 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 662.29 728.52 53 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 693.14 762.45 54 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 723.98 796.38 55 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 757.42 833.16 56 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 791.18 870.30 57 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 827.22 909.94 58 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 845.07 929.58 59 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 881.11 969.22 60 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 912.28 1003.51 61 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 932.73 1026.00 62 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 958.38 1054.22 63 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 973.64 1071.00 64 39159CT0080014 Rating Area 1 Tobacco User/Non-Tobacco User 973.64 1071.00 65 and over 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 179.27 179.27 0-20 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 282.31 310.54 21 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 282.31 310.54 22 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 282.31 310.54 23 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 282.31 310.54 24 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 283.44 311.78 25 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 289.08 317.99 26 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 295.86 325.44 27 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 306.87 337.56 28 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 315.90 347.49 29 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 320.42 352.46 30 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 327.19 359.91 31 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 333.97 367.37 32 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 338.20 372.03 33 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 342.72 376.99 34 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 344.98 379.48 35 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 347.24 381.96 36 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 349.50 384.45 37 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 351.76 386.93 38 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 356.27 391.90 39 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 360.79 396.87 40 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 367.56 404.32 41 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 374.06 411.46 42 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 383.09 421.40 43 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 394.38 433.82 44 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 407.65 448.42 45 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 423.46 465.81 46 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 441.25 485.37 47

44 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 461.57 507.73 48 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 481.62 529.78 49 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 504.20 554.62 50 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 526.50 579.15 51 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 551.06 606.17 52 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 575.91 633.50 53 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 602.73 663.00 54 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 629.55 692.50 55 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 658.62 724.49 56 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 687.98 756.78 57 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 719.32 791.25 58 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 734.85 808.33 59 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 766.18 842.80 60 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 793.28 872.61 61 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 811.07 892.18 62 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 833.37 916.71 63 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 846.64 931.31 64 39159CT0080014 Rating Area 2 Tobacco User/Non-Tobacco User 846.64 931.31 65 and over 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 179.27 179.27 0-20 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 282.31 310.54 21 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 282.31 310.54 22 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 282.31 310.54 23 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 282.31 310.54 24 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 283.44 311.78 25 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 289.08 317.99 26 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 295.86 325.44 27 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 306.87 337.56 28 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 315.90 347.49 29 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 320.42 352.46 30 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 327.19 359.91 31 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 333.97 367.37 32 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 338.20 372.03 33 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 342.72 376.99 34 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 344.98 379.48 35 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 347.24 381.96 36 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 349.50 384.45 37 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 351.76 386.93 38 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 356.27 391.90 39 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 360.79 396.87 40 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 367.56 404.32 41 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 374.06 411.46 42 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 383.09 421.40 43 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 394.38 433.82 44 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 407.65 448.42 45 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 423.46 465.81 46 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 441.25 485.37 47 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 461.57 507.73 48 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 481.62 529.78 49 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 504.20 554.62 50 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 526.50 579.15 51 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 551.06 606.17 52 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 575.91 633.50 53

45 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 602.73 663.00 54 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 629.55 692.50 55 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 658.62 724.49 56 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 687.98 756.78 57 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 719.32 791.25 58 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 734.85 808.33 59 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 766.18 842.80 60 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 793.28 872.61 61 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 811.07 892.18 62 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 833.37 916.71 63 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 846.64 931.31 64 39159CT0080014 Rating Area 3 Tobacco User/Non-Tobacco User 846.64 931.31 65 and over 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 179.27 179.27 0-20 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 282.31 310.54 21 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 282.31 310.54 22 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 282.31 310.54 23 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 282.31 310.54 24 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 283.44 311.78 25 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 289.08 317.99 26 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 295.86 325.44 27 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 306.87 337.56 28 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 315.90 347.49 29 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 320.42 352.46 30 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 327.19 359.91 31 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 333.97 367.37 32 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 338.20 372.03 33 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 342.72 376.99 34 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 344.98 379.48 35 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 347.24 381.96 36 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 349.50 384.45 37 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 351.76 386.93 38 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 356.27 391.90 39 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 360.79 396.87 40 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 367.56 404.32 41 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 374.06 411.46 42 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 383.09 421.40 43 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 394.38 433.82 44 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 407.65 448.42 45 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 423.46 465.81 46 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 441.25 485.37 47 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 461.57 507.73 48 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 481.62 529.78 49 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 504.20 554.62 50 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 526.50 579.15 51 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 551.06 606.17 52 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 575.91 633.50 53 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 602.73 663.00 54 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 629.55 692.50 55 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 658.62 724.49 56 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 687.98 756.78 57 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 719.32 791.25 58 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 734.85 808.33 59

46 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 766.18 842.80 60 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 793.28 872.61 61 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 811.07 892.18 62 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 833.37 916.71 63 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 846.64 931.31 64 39159CT0080014 Rating Area 4 Tobacco User/Non-Tobacco User 846.64 931.31 65 and over 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 192.71 192.71 0-20 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 303.48 333.83 21 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 303.48 333.83 22 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 303.48 333.83 23 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 303.48 333.83 24 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 304.69 335.16 25 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 310.76 341.84 26 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 318.05 349.85 27 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 329.88 362.87 28 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 339.60 373.55 29 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 344.45 378.90 30 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 351.73 386.91 31 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 359.02 394.92 32 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 363.57 399.93 33 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 368.43 405.27 34 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 370.85 407.94 35 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 373.28 410.61 36 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 375.71 413.28 37 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 378.14 415.95 38 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 382.99 421.29 39 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 387.85 426.63 40 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 395.13 434.65 41 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 402.11 442.32 42 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 411.82 453.01 43 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 423.96 466.36 44 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 438.23 482.05 45 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 455.22 500.74 46 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 474.34 521.77 47 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 496.19 545.81 48 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 517.74 569.51 49 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 542.02 596.22 50 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 565.99 622.59 51 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 592.39 651.63 52 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 619.10 681.01 53 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 647.93 712.72 54 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 676.76 744.44 55 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 708.02 778.82 56 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 739.58 813.54 57 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 773.27 850.60 58 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 789.96 868.96 59 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 823.65 906.01 60 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 852.78 938.06 61 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 871.90 959.09 62 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 895.88 985.46 63 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 910.14 1001.15 64 39159CT0080014 Rating Area 5 Tobacco User/Non-Tobacco User 910.14 1001.15 65 and over

47 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 206.16 206.16 0-20 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 324.65 357.12 21 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 324.65 357.12 22 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 324.65 357.12 23 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 324.65 357.12 24 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 325.95 358.55 25 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 332.45 365.69 26 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 340.24 374.26 27 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 352.90 388.19 28 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 363.29 399.62 29 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 368.48 405.33 30 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 376.27 413.90 31 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 384.07 422.47 32 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 388.94 427.83 33 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 394.13 433.54 34 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 396.73 436.40 35 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 399.32 439.26 36 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 401.92 442.11 37 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 404.52 444.97 38 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 409.71 450.68 39 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 414.91 456.40 40 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 422.70 464.97 41 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 430.17 473.18 42 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 440.56 484.61 43 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 453.54 498.90 44 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 468.80 515.68 45 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 486.98 535.68 46 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 507.43 558.18 47 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 530.81 583.89 48 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 553.86 609.25 49 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 579.83 637.82 50 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 605.48 666.03 51 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 633.72 697.10 52 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 662.29 728.52 53 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 693.14 762.45 54 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 723.98 796.38 55 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 757.42 833.16 56 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 791.18 870.30 57 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 827.22 909.94 58 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 845.07 929.58 59 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 881.11 969.22 60 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 912.28 1003.51 61 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 932.73 1026.00 62 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 958.38 1054.22 63 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 973.64 1071.00 64 39159CT0080014 Rating Area 6 Tobacco User/Non-Tobacco User 973.64 1071.00 65 and over 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 179.27 179.27 0-20 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 282.31 310.54 21 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 282.31 310.54 22 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 282.31 310.54 23 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 282.31 310.54 24 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 283.44 311.78 25

48 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 289.08 317.99 26 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 295.86 325.44 27 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 306.87 337.56 28 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 315.90 347.49 29 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 320.42 352.46 30 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 327.19 359.91 31 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 333.97 367.37 32 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 338.20 372.03 33 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 342.72 376.99 34 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 344.98 379.48 35 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 347.24 381.96 36 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 349.50 384.45 37 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 351.76 386.93 38 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 356.27 391.90 39 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 360.79 396.87 40 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 367.56 404.32 41 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 374.06 411.46 42 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 383.09 421.40 43 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 394.38 433.82 44 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 407.65 448.42 45 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 423.46 465.81 46 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 441.25 485.37 47 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 461.57 507.73 48 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 481.62 529.78 49 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 504.20 554.62 50 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 526.50 579.15 51 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 551.06 606.17 52 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 575.91 633.50 53 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 602.73 663.00 54 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 629.55 692.50 55 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 658.62 724.49 56 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 687.98 756.78 57 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 719.32 791.25 58 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 734.85 808.33 59 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 766.18 842.80 60 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 793.28 872.61 61 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 811.07 892.18 62 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 833.37 916.71 63 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 846.64 931.31 64 39159CT0080014 Rating Area 7 Tobacco User/Non-Tobacco User 846.64 931.31 65 and over 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 179.27 179.27 0-20 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 282.31 310.54 21 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 282.31 310.54 22 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 282.31 310.54 23 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 282.31 310.54 24 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 283.44 311.78 25 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 289.08 317.99 26 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 295.86 325.44 27 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 306.87 337.56 28 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 315.90 347.49 29 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 320.42 352.46 30 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 327.19 359.91 31

49 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 333.97 367.37 32 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 338.20 372.03 33 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 342.72 376.99 34 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 344.98 379.48 35 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 347.24 381.96 36 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 349.50 384.45 37 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 351.76 386.93 38 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 356.27 391.90 39 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 360.79 396.87 40 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 367.56 404.32 41 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 374.06 411.46 42 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 383.09 421.40 43 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 394.38 433.82 44 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 407.65 448.42 45 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 423.46 465.81 46 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 441.25 485.37 47 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 461.57 507.73 48 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 481.62 529.78 49 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 504.20 554.62 50 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 526.50 579.15 51 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 551.06 606.17 52 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 575.91 633.50 53 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 602.73 663.00 54 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 629.55 692.50 55 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 658.62 724.49 56 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 687.98 756.78 57 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 719.32 791.25 58 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 734.85 808.33 59 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 766.18 842.80 60 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 793.28 872.61 61 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 811.07 892.18 62 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 833.37 916.71 63 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 846.64 931.31 64 39159CT0080014 Rating Area 8 Tobacco User/Non-Tobacco User 846.64 931.31 65 and over 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 174.32 174.32 0-20 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 274.51 301.96 21 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 274.51 301.96 22 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 274.51 301.96 23 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 274.51 301.96 24 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 275.61 303.17 25 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 281.10 309.21 26 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 287.69 316.46 27 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 298.40 328.24 28 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 307.18 337.90 29 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 311.57 342.73 30 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 318.16 349.98 31 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 324.75 357.22 32 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 328.87 361.75 33 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 333.26 366.58 34 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 335.46 369.00 35 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 337.65 371.42 36 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 339.85 373.83 37

50 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 342.04 376.25 38 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 346.44 381.08 39 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 350.83 385.91 40 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 357.42 393.16 41 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 363.73 400.10 42 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 372.51 409.77 43 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 383.49 421.84 44 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 396.40 436.04 45 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 411.77 452.95 46 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 429.06 471.97 47 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 448.83 493.71 48 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 468.32 515.15 49 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 490.28 539.31 50 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 511.97 563.16 51 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 535.85 589.43 52 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 560.01 616.01 53 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 586.09 644.69 54 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 612.16 673.38 55 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 640.44 704.48 56 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 668.99 735.89 57 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 699.46 769.41 58 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 714.56 786.01 59 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 745.03 819.53 60 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 771.38 848.52 61 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 788.68 867.54 62 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 810.36 891.40 63 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 823.26 905.59 64 39159CT0090005 Rating Area 1 Tobacco User/Non-Tobacco User 823.26 905.59 65 and over 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 151.58 151.58 0-20 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 238.71 262.58 21 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 238.71 262.58 22 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 238.71 262.58 23 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 238.71 262.58 24 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 239.66 263.63 25 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 244.44 268.88 26 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 250.16 275.18 27 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 259.47 285.42 28 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 267.11 293.82 29 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 270.93 298.03 30 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 276.66 304.33 31 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 282.39 310.63 32 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 285.97 314.57 33 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 289.79 318.77 34 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 291.70 320.87 35 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 293.61 322.97 36 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 295.52 325.07 37 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 297.43 327.17 38 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 301.25 331.37 39 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 305.07 335.57 40 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 310.80 341.88 41 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 316.29 347.92 42 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 323.93 356.32 43

51 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 333.47 366.82 44 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 344.69 379.16 45 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 358.06 393.87 46 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 373.10 410.41 47 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 390.29 429.31 48 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 407.23 447.96 49 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 426.33 468.96 50 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 445.19 489.71 51 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 465.96 512.55 52 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 486.96 535.66 53 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 509.64 560.60 54 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 532.32 585.55 55 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 556.90 612.59 56 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 581.73 639.90 57 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 608.23 669.05 58 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 621.35 683.49 59 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 647.85 712.64 60 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 670.77 737.84 61 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 685.81 754.39 62 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 704.66 775.13 63 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 715.88 787.47 64 39159CT0090005 Rating Area 2 Tobacco User/Non-Tobacco User 715.88 787.47 65 and over 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 151.58 151.58 0-20 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 238.71 262.58 21 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 238.71 262.58 22 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 238.71 262.58 23 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 238.71 262.58 24 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 239.66 263.63 25 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 244.44 268.88 26 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 250.16 275.18 27 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 259.47 285.42 28 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 267.11 293.82 29 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 270.93 298.03 30 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 276.66 304.33 31 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 282.39 310.63 32 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 285.97 314.57 33 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 289.79 318.77 34 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 291.70 320.87 35 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 293.61 322.97 36 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 295.52 325.07 37 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 297.43 327.17 38 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 301.25 331.37 39 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 305.07 335.57 40 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 310.80 341.88 41 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 316.29 347.92 42 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 323.93 356.32 43 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 333.47 366.82 44 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 344.69 379.16 45 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 358.06 393.87 46 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 373.10 410.41 47 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 390.29 429.31 48 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 407.23 447.96 49

52 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 426.33 468.96 50 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 445.19 489.71 51 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 465.96 512.55 52 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 486.96 535.66 53 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 509.64 560.60 54 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 532.32 585.55 55 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 556.90 612.59 56 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 581.73 639.90 57 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 608.23 669.05 58 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 621.35 683.49 59 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 647.85 712.64 60 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 670.77 737.84 61 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 685.81 754.39 62 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 704.66 775.13 63 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 715.88 787.47 64 39159CT0090005 Rating Area 3 Tobacco User/Non-Tobacco User 715.88 787.47 65 and over 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 151.58 151.58 0-20 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 238.71 262.58 21 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 238.71 262.58 22 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 238.71 262.58 23 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 238.71 262.58 24 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 239.66 263.63 25 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 244.44 268.88 26 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 250.16 275.18 27 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 259.47 285.42 28 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 267.11 293.82 29 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 270.93 298.03 30 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 276.66 304.33 31 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 282.39 310.63 32 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 285.97 314.57 33 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 289.79 318.77 34 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 291.70 320.87 35 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 293.61 322.97 36 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 295.52 325.07 37 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 297.43 327.17 38 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 301.25 331.37 39 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 305.07 335.57 40 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 310.80 341.88 41 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 316.29 347.92 42 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 323.93 356.32 43 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 333.47 366.82 44 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 344.69 379.16 45 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 358.06 393.87 46 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 373.10 410.41 47 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 390.29 429.31 48 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 407.23 447.96 49 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 426.33 468.96 50 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 445.19 489.71 51 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 465.96 512.55 52 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 486.96 535.66 53 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 509.64 560.60 54 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 532.32 585.55 55

53 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 556.90 612.59 56 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 581.73 639.90 57 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 608.23 669.05 58 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 621.35 683.49 59 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 647.85 712.64 60 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 670.77 737.84 61 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 685.81 754.39 62 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 704.66 775.13 63 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 715.88 787.47 64 39159CT0090005 Rating Area 4 Tobacco User/Non-Tobacco User 715.88 787.47 65 and over 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 162.95 162.95 0-20 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 256.61 282.27 21 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 256.61 282.27 22 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 256.61 282.27 23 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 256.61 282.27 24 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 257.64 283.40 25 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 262.77 289.05 26 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 268.93 295.82 27 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 278.94 306.83 28 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 287.15 315.86 29 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 291.25 320.38 30 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 297.41 327.15 31 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 303.57 333.93 32 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 307.42 338.16 33 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 311.52 342.68 34 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 313.58 344.94 35 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 315.63 347.19 36 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 317.68 349.45 37 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 319.74 351.71 38 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 323.84 356.23 39 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 327.95 360.74 40 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 334.11 367.52 41 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 340.01 374.01 42 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 348.22 383.04 43 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 358.48 394.33 44 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 370.54 407.60 45 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 384.92 423.41 46 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 401.08 441.19 47 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 419.56 461.51 48 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 437.78 481.55 49 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 458.31 504.14 50 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 478.58 526.44 51 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 500.90 550.99 52 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 523.48 575.83 53 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 547.86 602.65 54 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 572.24 629.46 55 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 598.67 658.54 56 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 625.36 687.89 57 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 653.84 719.23 58 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 667.96 734.75 59 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 696.44 766.08 60 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 721.07 793.18 61

54 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 737.24 810.96 62 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 757.51 833.26 63 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 769.57 846.53 64 39159CT0090005 Rating Area 5 Tobacco User/Non-Tobacco User 769.57 846.53 65 and over 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 174.32 174.32 0-20 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 274.51 301.96 21 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 274.51 301.96 22 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 274.51 301.96 23 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 274.51 301.96 24 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 275.61 303.17 25 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 281.10 309.21 26 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 287.69 316.46 27 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 298.40 328.24 28 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 307.18 337.90 29 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 311.57 342.73 30 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 318.16 349.98 31 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 324.75 357.22 32 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 328.87 361.75 33 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 333.26 366.58 34 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 335.46 369.00 35 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 337.65 371.42 36 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 339.85 373.83 37 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 342.04 376.25 38 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 346.44 381.08 39 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 350.83 385.91 40 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 357.42 393.16 41 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 363.73 400.10 42 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 372.51 409.77 43 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 383.49 421.84 44 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 396.40 436.04 45 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 411.77 452.95 46 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 429.06 471.97 47 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 448.83 493.71 48 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 468.32 515.15 49 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 490.28 539.31 50 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 511.97 563.16 51 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 535.85 589.43 52 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 560.01 616.01 53 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 586.09 644.69 54 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 612.16 673.38 55 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 640.44 704.48 56 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 668.99 735.89 57 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 699.46 769.41 58 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 714.56 786.01 59 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 745.03 819.53 60 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 771.38 848.52 61 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 788.68 867.54 62 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 810.36 891.40 63 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 823.26 905.59 64 39159CT0090005 Rating Area 6 Tobacco User/Non-Tobacco User 823.26 905.59 65 and over 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 151.58 151.58 0-20 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 238.71 262.58 21

55 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 238.71 262.58 22 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 238.71 262.58 23 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 238.71 262.58 24 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 239.66 263.63 25 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 244.44 268.88 26 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 250.16 275.18 27 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 259.47 285.42 28 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 267.11 293.82 29 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 270.93 298.03 30 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 276.66 304.33 31 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 282.39 310.63 32 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 285.97 314.57 33 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 289.79 318.77 34 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 291.70 320.87 35 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 293.61 322.97 36 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 295.52 325.07 37 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 297.43 327.17 38 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 301.25 331.37 39 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 305.07 335.57 40 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 310.80 341.88 41 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 316.29 347.92 42 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 323.93 356.32 43 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 333.47 366.82 44 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 344.69 379.16 45 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 358.06 393.87 46 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 373.10 410.41 47 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 390.29 429.31 48 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 407.23 447.96 49 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 426.33 468.96 50 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 445.19 489.71 51 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 465.96 512.55 52 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 486.96 535.66 53 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 509.64 560.60 54 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 532.32 585.55 55 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 556.90 612.59 56 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 581.73 639.90 57 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 608.23 669.05 58 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 621.35 683.49 59 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 647.85 712.64 60 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 670.77 737.84 61 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 685.81 754.39 62 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 704.66 775.13 63 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 715.88 787.47 64 39159CT0090005 Rating Area 7 Tobacco User/Non-Tobacco User 715.88 787.47 65 and over 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 151.58 151.58 0-20 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 238.71 262.58 21 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 238.71 262.58 22 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 238.71 262.58 23 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 238.71 262.58 24 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 239.66 263.63 25 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 244.44 268.88 26 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 250.16 275.18 27

56 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 259.47 285.42 28 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 267.11 293.82 29 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 270.93 298.03 30 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 276.66 304.33 31 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 282.39 310.63 32 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 285.97 314.57 33 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 289.79 318.77 34 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 291.70 320.87 35 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 293.61 322.97 36 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 295.52 325.07 37 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 297.43 327.17 38 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 301.25 331.37 39 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 305.07 335.57 40 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 310.80 341.88 41 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 316.29 347.92 42 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 323.93 356.32 43 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 333.47 366.82 44 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 344.69 379.16 45 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 358.06 393.87 46 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 373.10 410.41 47 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 390.29 429.31 48 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 407.23 447.96 49 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 426.33 468.96 50 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 445.19 489.71 51 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 465.96 512.55 52 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 486.96 535.66 53 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 509.64 560.60 54 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 532.32 585.55 55 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 556.90 612.59 56 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 581.73 639.90 57 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 608.23 669.05 58 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 621.35 683.49 59 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 647.85 712.64 60 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 670.77 737.84 61 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 685.81 754.39 62 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 704.66 775.13 63 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 715.88 787.47 64 39159CT0090005 Rating Area 8 Tobacco User/Non-Tobacco User 715.88 787.47 65 and over 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 212.20 212.20 0-20 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 334.18 367.60 21 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 334.18 367.60 22 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 334.18 367.60 23 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 334.18 367.60 24 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 335.52 369.07 25 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 342.20 376.42 26 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 350.22 385.24 27 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 363.25 399.58 28 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 373.95 411.34 29 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 379.30 417.22 30 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 387.32 426.05 31 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 395.34 434.87 32 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 400.35 440.38 33

57 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 405.70 446.27 34 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 408.37 449.21 35 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 411.04 452.15 36 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 413.72 455.09 37 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 416.39 458.03 38 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 421.74 463.91 39 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 427.08 469.79 40 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 435.10 478.61 41 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 442.79 487.07 42 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 453.48 498.83 43 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 466.85 513.54 44 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 482.56 530.81 45 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 501.27 551.40 46 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 522.32 574.56 47 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 546.39 601.02 48 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 570.11 627.12 49 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 596.85 656.53 50 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 623.25 685.57 51 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 652.32 717.55 52 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 681.73 749.90 53 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 713.48 784.82 54 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 745.22 819.75 55 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 779.64 857.61 56 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 814.40 895.84 57 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 851.49 936.64 58 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 869.87 956.86 59 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 906.97 997.66 60 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 939.05 1032.95 61 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 960.10 1056.11 62 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 986.50 1085.15 63 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 1002.21 1102.43 64 39159CT0090006 Rating Area 1 Tobacco User/Non-Tobacco User 1002.21 1102.43 65 and over 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 184.53 184.53 0-20 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 290.59 319.65 21 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 290.59 319.65 22 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 290.59 319.65 23 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 290.59 319.65 24 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 291.75 320.93 25 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 297.57 327.32 26 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 304.54 334.99 27 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 315.87 347.46 28 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 325.17 357.69 29 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 329.82 362.80 30 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 336.80 370.48 31 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 343.77 378.15 32 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 348.13 382.94 33 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 352.78 388.06 34 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 355.10 390.61 35 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 357.43 393.17 36 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 359.75 395.73 37 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 362.08 398.29 38 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 366.73 403.40 39

58 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 371.38 408.51 40 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 378.35 416.19 41 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 385.03 423.54 42 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 394.33 433.77 43 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 405.96 446.55 44 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 419.62 461.58 45 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 435.89 479.48 46 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 454.20 499.62 47 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 475.12 522.63 48 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 495.75 545.33 49 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 519.00 570.90 50 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 541.95 596.15 51 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 567.24 623.96 52 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 592.81 652.09 53 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 620.41 682.46 54 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 648.02 712.82 55 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 677.95 745.75 56 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 708.17 778.99 57 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 740.43 814.47 58 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 756.41 832.05 59 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 788.67 867.53 60 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 816.56 898.22 61 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 834.87 918.36 62 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 857.83 943.61 63 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 871.49 958.63 64 39159CT0090006 Rating Area 2 Tobacco User/Non-Tobacco User 871.49 958.63 65 and over 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 184.53 184.53 0-20 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 290.59 319.65 21 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 290.59 319.65 22 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 290.59 319.65 23 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 290.59 319.65 24 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 291.75 320.93 25 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 297.57 327.32 26 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 304.54 334.99 27 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 315.87 347.46 28 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 325.17 357.69 29 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 329.82 362.80 30 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 336.80 370.48 31 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 343.77 378.15 32 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 348.13 382.94 33 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 352.78 388.06 34 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 355.10 390.61 35 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 357.43 393.17 36 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 359.75 395.73 37 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 362.08 398.29 38 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 366.73 403.40 39 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 371.38 408.51 40 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 378.35 416.19 41 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 385.03 423.54 42 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 394.33 433.77 43 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 405.96 446.55 44 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 419.62 461.58 45

59 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 435.89 479.48 46 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 454.20 499.62 47 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 475.12 522.63 48 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 495.75 545.33 49 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 519.00 570.90 50 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 541.95 596.15 51 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 567.24 623.96 52 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 592.81 652.09 53 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 620.41 682.46 54 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 648.02 712.82 55 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 677.95 745.75 56 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 708.17 778.99 57 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 740.43 814.47 58 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 756.41 832.05 59 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 788.67 867.53 60 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 816.56 898.22 61 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 834.87 918.36 62 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 857.83 943.61 63 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 871.49 958.63 64 39159CT0090006 Rating Area 3 Tobacco User/Non-Tobacco User 871.49 958.63 65 and over 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 184.53 184.53 0-20 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 290.59 319.65 21 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 290.59 319.65 22 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 290.59 319.65 23 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 290.59 319.65 24 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 291.75 320.93 25 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 297.57 327.32 26 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 304.54 334.99 27 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 315.87 347.46 28 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 325.17 357.69 29 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 329.82 362.80 30 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 336.80 370.48 31 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 343.77 378.15 32 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 348.13 382.94 33 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 352.78 388.06 34 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 355.10 390.61 35 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 357.43 393.17 36 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 359.75 395.73 37 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 362.08 398.29 38 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 366.73 403.40 39 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 371.38 408.51 40 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 378.35 416.19 41 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 385.03 423.54 42 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 394.33 433.77 43 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 405.96 446.55 44 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 419.62 461.58 45 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 435.89 479.48 46 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 454.20 499.62 47 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 475.12 522.63 48 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 495.75 545.33 49 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 519.00 570.90 50 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 541.95 596.15 51

60 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 567.24 623.96 52 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 592.81 652.09 53 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 620.41 682.46 54 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 648.02 712.82 55 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 677.95 745.75 56 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 708.17 778.99 57 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 740.43 814.47 58 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 756.41 832.05 59 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 788.67 867.53 60 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 816.56 898.22 61 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 834.87 918.36 62 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 857.83 943.61 63 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 871.49 958.63 64 39159CT0090006 Rating Area 4 Tobacco User/Non-Tobacco User 871.49 958.63 65 and over 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 198.37 198.37 0-20 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 312.39 343.63 21 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 312.39 343.63 22 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 312.39 343.63 23 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 312.39 343.63 24 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 313.64 345.00 25 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 319.88 351.87 26 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 327.38 360.12 27 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 339.56 373.52 28 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 349.56 384.52 29 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 354.56 390.01 30 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 362.06 398.26 31 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 369.55 406.51 32 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 374.24 411.66 33 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 379.24 417.16 34 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 381.74 419.91 35 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 384.24 422.66 36 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 386.73 425.41 37 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 389.23 428.16 38 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 394.23 433.66 39 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 399.23 439.15 40 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 406.73 447.40 41 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 413.91 455.30 42 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 423.91 466.30 43 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 436.40 480.04 44 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 451.09 496.19 45 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 468.58 515.44 46 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 488.26 537.09 47 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 510.75 561.83 48 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 532.93 586.22 49 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 557.92 613.71 50 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 582.60 640.86 51 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 609.78 670.76 52 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 637.27 701.00 53 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 666.95 733.64 54 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 696.62 766.28 55 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 728.80 801.68 56 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 761.29 837.41 57

61 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 795.96 875.56 58 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 813.14 894.46 59 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 847.82 932.60 60 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 877.81 965.59 61 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 897.49 987.24 62 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 922.17 1014.38 63 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 936.85 1030.53 64 39159CT0090006 Rating Area 5 Tobacco User/Non-Tobacco User 936.85 1030.53 65 and over 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 212.20 212.20 0-20 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 334.18 367.60 21 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 334.18 367.60 22 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 334.18 367.60 23 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 334.18 367.60 24 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 335.52 369.07 25 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 342.20 376.42 26 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 350.22 385.24 27 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 363.25 399.58 28 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 373.95 411.34 29 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 379.30 417.22 30 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 387.32 426.05 31 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 395.34 434.87 32 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 400.35 440.38 33 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 405.70 446.27 34 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 408.37 449.21 35 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 411.04 452.15 36 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 413.72 455.09 37 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 416.39 458.03 38 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 421.74 463.91 39 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 427.08 469.79 40 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 435.10 478.61 41 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 442.79 487.07 42 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 453.48 498.83 43 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 466.85 513.54 44 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 482.56 530.81 45 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 501.27 551.40 46 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 522.32 574.56 47 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 546.39 601.02 48 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 570.11 627.12 49 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 596.85 656.53 50 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 623.25 685.57 51 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 652.32 717.55 52 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 681.73 749.90 53 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 713.48 784.82 54 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 745.22 819.75 55 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 779.64 857.61 56 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 814.40 895.84 57 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 851.49 936.64 58 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 869.87 956.86 59 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 906.97 997.66 60 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 939.05 1032.95 61 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 960.10 1056.11 62 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 986.50 1085.15 63

62 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 1002.21 1102.43 64 39159CT0090006 Rating Area 6 Tobacco User/Non-Tobacco User 1002.21 1102.43 65 and over 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 184.53 184.53 0-20 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 290.59 319.65 21 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 290.59 319.65 22 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 290.59 319.65 23 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 290.59 319.65 24 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 291.75 320.93 25 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 297.57 327.32 26 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 304.54 334.99 27 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 315.87 347.46 28 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 325.17 357.69 29 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 329.82 362.80 30 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 336.80 370.48 31 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 343.77 378.15 32 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 348.13 382.94 33 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 352.78 388.06 34 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 355.10 390.61 35 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 357.43 393.17 36 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 359.75 395.73 37 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 362.08 398.29 38 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 366.73 403.40 39 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 371.38 408.51 40 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 378.35 416.19 41 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 385.03 423.54 42 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 394.33 433.77 43 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 405.96 446.55 44 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 419.62 461.58 45 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 435.89 479.48 46 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 454.20 499.62 47 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 475.12 522.63 48 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 495.75 545.33 49 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 519.00 570.90 50 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 541.95 596.15 51 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 567.24 623.96 52 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 592.81 652.09 53 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 620.41 682.46 54 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 648.02 712.82 55 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 677.95 745.75 56 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 708.17 778.99 57 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 740.43 814.47 58 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 756.41 832.05 59 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 788.67 867.53 60 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 816.56 898.22 61 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 834.87 918.36 62 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 857.83 943.61 63 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 871.49 958.63 64 39159CT0090006 Rating Area 7 Tobacco User/Non-Tobacco User 871.49 958.63 65 and over 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 184.53 184.53 0-20 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 290.59 319.65 21 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 290.59 319.65 22 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 290.59 319.65 23

63 of 64 Plan ID* Rating Area ID* Tobacco* Age* Individual Rate* Individual Tobacco Rate*

Require: Required: Required: Required: Required: Required: Select if Tobacco use of subscriber is used to Select the age of a subscriber eligible for the Enter the rate of an Individual Non-Tobacco or Enter the rate of an Individual tobacco Enter the 14-character Plan ID Select the Rating Area ID determine if a person is eligible for a rate from a rate No Preference enrollee on a plan enrollee on a plan plan

39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 290.59 319.65 24 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 291.75 320.93 25 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 297.57 327.32 26 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 304.54 334.99 27 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 315.87 347.46 28 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 325.17 357.69 29 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 329.82 362.80 30 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 336.80 370.48 31 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 343.77 378.15 32 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 348.13 382.94 33 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 352.78 388.06 34 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 355.10 390.61 35 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 357.43 393.17 36 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 359.75 395.73 37 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 362.08 398.29 38 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 366.73 403.40 39 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 371.38 408.51 40 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 378.35 416.19 41 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 385.03 423.54 42 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 394.33 433.77 43 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 405.96 446.55 44 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 419.62 461.58 45 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 435.89 479.48 46 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 454.20 499.62 47 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 475.12 522.63 48 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 495.75 545.33 49 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 519.00 570.90 50 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 541.95 596.15 51 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 567.24 623.96 52 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 592.81 652.09 53 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 620.41 682.46 54 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 648.02 712.82 55 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 677.95 745.75 56 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 708.17 778.99 57 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 740.43 814.47 58 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 756.41 832.05 59 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 788.67 867.53 60 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 816.56 898.22 61 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 834.87 918.36 62 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 857.83 943.61 63 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 871.49 958.63 64 39159CT0090006 Rating Area 8 Tobacco User/Non-Tobacco User 871.49 958.63 65 and over

64 of 64 ABC D E F G HIJKLMNO P QR S TUV W XY 1 Unified Rate Review v2.0.4 2 3 Company Legal Name: Aetna Life Insurance Company State: CT 4 HIOS Issuer ID: 39159 Market: Individual 5 Effective Date of Rate Change(s): 01/01/2016 6 7 8 Market Level Calculations (Same for all Plans) 9 10 11 Section I: Experience period data 12 Experience Period: 01/01/2014 to 12/31/2014 Experience Period 13 Aggregate Amount PMPM % of Prem 14 Premiums (net of MLR Rebate) in Experience Period: $23,134,124 $417.19 100.00% 15 Incurred Claims in Experience Period $23,604,789 425.68 102.03% 16 Allowed Claims: $31,744,950 572.48 137.22% 17 Index Rate of Experience Period $571.00 18 Experience Period Member Months 55,452 19 20 Section II: Allowed Claims, PMPM basis 21 Experience Period Projection Period: 01/01/2016 to 12/31/2016 Mid‐point to Mid‐point, Experience to Projection: 24 months Adj't. from Experience to Annualized Trend 22 on Actual Experience Allowed Projection Period Factors Projections, before credibility Adjustment Credibility Manual Utilization Utilization per Average Pop'l risk Utilization per Average Utilization Average 23 Benefit Category Description 1,000 Cost/Service PMPM Morbidity Other Cost Util 1,000 Cost/Service PMPM per 1,000 Cost/Service PMPM 24 Inpatient Hospital Days 335.97 $5,234.69 $146.56 1.000 0.980 1.074 1.010 342.73 $5,916.27 $168.97 270.08 $4,747.45 $106.85 25 Outpatient Hospital Visits 765.48 1,393.80 88.91 1.000 0.980 1.074 1.013 784.74 1,575.28 103.01 619.99 1,793.55 92.67 26 Professional Visits 7,050.87 258.94 152.15 1.000 0.980 1.026 1.018 7,299.81 267.26 162.58 8193.17 224.39 153.21 27 Other Medical Visits 4,932.34 275.99 113.44 1.000 0.980 1.074 1.013 5,056.42 311.93 131.44 4972.41 250.42 103.77 28 Capitation Benefit Period 12,000.00 0.00 0.00 1.000 0.980 1.000 1.000 12,000.00 0.00 0.00 12000.00 1.12 1.12 29 Prescription Drug Prescriptions 21,156.54 40.51 71.42 1.000 0.883 1.070 1.010 21,581.79 40.96 73.67 9295.82 108.03 83.69 30 Total $572.48 $639.67 $541.29 31 After Credibility Projected Period Totals 32 Section III: Projected Experience: Projected Allowed Experience Claims PMPM (w/applied credibility if applicable) 48.07% 51.93% $588.58 $52,972,221 33 Paid to Allowed Average Factor in Projection Period 0.651 34 Projected Incurred Claims, before ACA rein & Risk Adj't, PMPM $383.17 $34,484,916 35 Projected Risk Adjustments PMPM 13.33 1,199,700 36 Projected Incurred Claims, before reinsurance recoveries, net of rein prem, PMPM $369.84 $33,285,216 37 Projected ACA reinsurance recoveries, net of rein prem, PMPM 21.02 1,891,800 38 Projected Incurred Claims $348.82 $31,393,416 39 40 Administrative Expense Load 10.54% 47.80 4,301,698 41 Profit & Risk Load 3.90% 17.69 1,591,710 42 Taxes & Fees 8.64% 39.18 3,526,250 43 Single Risk Pool Gross Premium Avg. Rate, PMPM $453.48 $40,813,073 44 Index Rate for Projection Period $588.58 45 % increase over Experience Period 8.70% 46 % Increase, annualized: 4.26% 47 Projected Member Months 90,000 48

Information Not Releasable to the Public Unless Authorized by Law: This information has not been publically disclosed and may be privileged and confidential. It is for internal government use only and must not be 49 disseminated, distributed, or copied to persons not authorized to receive the information. Unauthorized disclosure may result in prosecution to the full extent of the law. 50

1 of 1 Product‐Plan Data Collection

Company Legal Name: Aetna Life Insurance Company State: CT HIOS Issuer ID: 39159 Market: Individual Effective Date of Rate Change(s): 01/01/2016

Product/Plan Level Calculations

Section I: General Product and Plan Information Product Terminated Product Aetna Managed Choice Aetna Managed Choice Product ID: 39159CT012 39159CT008 39159CT009 Metal: Catastrophic Bronze Bronze Bronze Catastrophic Silver Silver Gold Silver Bronze Gold Silver Bronze Bronze Silver AV Metal Value 0.000 0.617 0.602 0.603 0.000 0.681 0.685 0.781 0.680 0.617 0.781 0.680 0.620 0.608 0.681 AV Pricing Value 0.001 0.763 0.875 0.740 0.640 0.912 1.000 1.159 1.088 0.735 1.196 0.864 0.864 0.730 0.889 Plan Type: PPO PPO PPO PPO PPO PPO PPO PPO PPO HMO HMO HMO PPO PPO PPO CT Aetna Bronze Deductible Only CT Aetna Silver CT Aetna Silver CT Aetna Whole CT Aetna Whole CT Aetna Whole CT Costco Bronze Deductible Only CT Costco Silver Plan Name Terminated $15 Copay OAMC Aetna Advantage HSA Eligible $10 Copay OAMC Aetna Classic 5000 CT Aetna Gold $10 $10 Copay 2750 Health Bronze $35 Health Gold $5 Health Silver $10 Copay $20 Copay HSA Eligible $10 Copay OAMC Products PD 6350 PD OAMC PD Aetna Basic PD PD PD Copay OAMC PD PD Copay PD Copay PD Copay PD PD OAMC PD Plan ID (Standard Component ID): 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Exchange Plan? No No No No No No No No No No No No No No No Historical Rate Increase ‐ Calendar Year ‐ 2 0.00% 0.00% 0.00% Historical Rate Increase ‐ Calendar Year ‐ 1 0.00% 0.00% 0.00% Historical Rate Increase ‐ Calendar Year 0 0.00% 9.52% 9.52% Effective Date of Proposed Rates 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 Rate Change % (over prior filing) 0.00% 4.59% 0.00% 6.09% 0.00% 8.15% 0.00% 6.43% 0.00% 0.00% 0.00% 0.00% 0.00% 4.17% 7.02% Cum'tive Rate Change % (over 12 mos prior) 0.00% 4.59% 0.00% 6.09% 0.00% 8.15% 0.00% 6.43% 0.00% 0.00% 0.00% 0.00% 0.00% 4.17% 7.02% Proj'd Per Rate Change % (over Exper. Period) ‐100.00% 24.53% ‐100.00% 20.74% ‐100.00% 48.76% ‐100.00% #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! ‐100.00% 6.05% 29.10% Product Threshold Rate Increase % #DIV/0! 6.03% 5.70%

Section II: Components of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM)

Plan ID (Standard Component ID): Total 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Inpatient $88.96 $0.00 $72.23 $0.00 $91.45 $0.00 $150.17 $0.00 $155.79 $0.00 $0.00 $0.00 $0.00 $0.00 $64.17 $125.95 Outpatient $38.13 $0.00 $30.96 $0.00 $39.20 $0.00 $64.36 $0.00 $66.77 $0.00 $0.00 $0.00 $0.00 $0.00 $27.50 $53.98 Professional ‐$16.66 $0.00 ‐$13.53 $0.00 ‐$17.13 $0.00 ‐$28.13 $0.00 ‐$29.18 $0.00 $0.00 $0.00 $0.00 $0.00 ‐$12.02 ‐$23.59 Prescription Drug ‐$103.84 $0.00 ‐$84.32 $0.00 ‐$106.75 $0.00 ‐$175.28 $0.00 ‐$181.85 $0.00 $0.00 $0.00 $0.00 $0.00 ‐$74.90 ‐$147.01 Other $46.54 $0.00 $37.79 $0.00 $47.85 $0.00 $78.56 $0.00 $81.51 $0.00 $0.00 $0.00 $0.00 $0.00 $33.57 $65.89 Capitation $2.28 $0.00 $1.85 $0.00 $2.35 $0.00 $3.85 $0.00 $4.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1.65 $3.23 Administration ‐$99.83 $0.00 ‐$81.06 $0.00 ‐$102.63 $0.00 ‐$168.52 $0.00 ‐$174.83 $0.00 $0.00 $0.00 $0.00 $0.00 ‐$72.01 ‐$141.34 Taxes & Fees $47.97 $0.00 $38.95 $0.00 $49.31 $0.00 $80.97 $0.00 $84.01 $0.00 $0.00 $0.00 $0.00 $0.00 $34.60 $67.91 Risk & Profit Charge $18.52 $0.00 $15.04 $0.00 $19.04 $0.00 $31.26 $0.00 $32.43 $0.00 $0.00 $0.00 $0.00 $0.00 $13.36 $26.22 Total Rate Increase $22.07 $0.00 $17.92 $0.00 $22.69 $0.00 $37.25 $0.00 $38.65 $0.00 $0.00 $0.00 $0.00 $0.00 $15.92 $31.25 Member Cost Share Increase $9.14 $0.00 $12.97 $0.00 $12.97 $0.00 $12.97 $0.00 $12.97 $0.00 $0.00 $0.00 $0.00 $0.00 $12.97 $12.97

Average Current Rate PMPM $391.21 $0.00 $390.15 $0.00 $372.71 $0.00 $457.05 $0.00 $600.95 $0.00 $0.00 $0.00 $0.00 $0.00 $381.32 $445.06 Projected Member Months 90,000 0 36,000 0 15,300 0 18,000 0 10,800 0 4,500 900 2,700 0 900 900

ction III: Experience Period Information

Plan ID (Standard Component ID): Total 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Plan Adjusted Index Rate $328.73 $368.95 $328.38 $328.38 $328.38 $328.38 $328.38 $328.38 $0.00 $0.00 $0.00 $0.00 $0.00 $368.95 $368.95 $368.95 Member Months 55,452 60 5,143 3,415 8,921 4,992 24,696 7,813 000008860264 Total Premium (TP) $18,228,503 $22,137 $1,688,858 $1,121,418 $2,929,478 $1,639,273 $8,109,672 $2,565,660 $0 $0 $0 $0 $0 $32,468 $22,137 $97,402

EHB Percent of TP, [see instructions] 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TP that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TP 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Total Allowed Claims (TAC) $31,744,950 $131,718 $1,898,872 $1,180,860 $4,195,660 $1,000,880 $18,942,252 $4,235,803 $0 $0 $0 $0 $0 $3,767 $24,133 $131,006

EHB Percent of TAC, [see instructions] 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TAC that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TAC 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Allowed Claims which are not the issuer's obligation: $16,716,727 $78,617 $477,942 $412,496 $1,402,910 $587,782 $11,043,259 $2,640,282 $0 $0 $0 $0 $0 ‐$4,445 $9,412 $68,473 Portion of above payable by HHS's funds on behalf of insured person, in dollars $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Portion of above payable by HHS on behalf of insured person, as % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 0.00% 0.00% 0.00% Total Incurred claims, payable with issuer funds $15,028,223 $53,102 $1,420,930 $768,364 $2,792,750 $413,098 $7,898,993 $1,595,521 $0 $0 $0 $0 $0 $8,212 $14,721 $62,533

Net Amt of Rein $5,415,876.99 $67,123.87 $195,723.32 $83,642.53 $609,360.36 $85,997.48 $3,847,249.28 $528,943.14 $0.00 $0.00 $0.00 $0.00 $0.00 ‐$462.00 ‐$315.00 ‐$1,386.00 Net Amt of Risk Adj $2,865,134.76 $0.00 ‐$357,016.31 ‐$237,062.16 ‐$619,277.17 ‐$399.36 $3,081,377.49 $974,846.22 $0.00 $0.00 $0.00 $0.00 $0.00 ‐$6,108.78 ‐$4,165.07 $32,939.90

Incurred Claims PMPM $271.01 $885.03 $276.28 $225.00 $313.05 $82.75 $319.85 $204.21 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! $93.31 $245.35 $236.87 Allowed Claims PMPM $572.48 $2,195.30 $369.21 $345.79 $470.31 $200.50 $767.02 $542.15 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! $42.81 $402.21 $496.23 EHB portion of Allowed Claims, PMPM $572.48 $2,195.30 $369.21 $345.79 $470.31 $200.50 $767.02 $542.15 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! $42.81 $402.21 $496.23 ction IV: Projected (12 months following effective date)

Plan ID (Standard Component ID): Total 39159CT0120000 39159CT0080007 39159CT0080002 39159CT0080008 39159CT0080004 39159CT0080011 39159CT0080006 39159CT0080009 39159CT0080010 39159CT0080012 39159CT0080013 39159CT0080014 39159CT0090004 39159CT0090005 39159CT0090006 Plan Adjusted Index Rate $451.81 $0.00 $408.92 $0.00 $396.47 $0.00 $488.50 $0.00 $620.81 $0.00 $393.58 $640.66 $462.74 $0.00 $391.27 $476.32 Member Months 90,000 ‐ 36,000 ‐ 15,300 ‐ 18,000 ‐ 10,800 ‐ 4,500 900 2,700 ‐ 900 900 Total Premium (TP) $40,662,774 $0 $14,720,949 $0 $6,066,049 $0 $8,793,086 $0 $6,704,747 $0 $1,771,122 $576,597 $1,249,395 $0 $352,144 $428,686

EHB Percent of TP, [see instructions] 100.00% 0.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TP that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TP 0.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Total Allowed Claims (TAC) $52,972,200 $0 $20,416,860 $0 $8,624,026 $0 $10,978,012 $0 $7,238,222 $0 $2,465,825 $620,507 $1,568,559 $0 $510,161 $550,028

EHB Percent of TAC, [see instructions] 100.00% 0.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% state mandated benefits portion of TAC that are other than EHB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Other benefits portion of TAC 0.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Allowed Claims which are not the issuer's obligation $21,597,367 $0 $9,137,210 $0 $3,989,853 $0 $4,165,471 $0 $1,984,314 $0 $1,109,475 $168,779 $600,776 $0 $233,121 $208,369 Portion of above payable by HHS's funds on behalf of insured person, in dollars $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Portion of above payable by HHS on behalf of insured person, as % 0.00% #DIV/0! 0.00% #DIV/0! 0.00% #DIV/0! 0.00% #DIV/0! 0.00% #DIV/0! 0.00% 0.00% 0.00% #DIV/0! 0.00% 0.00%

Total Incurred claims, payable with issuer funds $31,374,833 $0 $11,279,651 $0 $4,634,173 $0 $6,812,541 $0 $5,253,907 $0 $1,356,351 $451,728 $967,783 $0 $277,040 $341,659

Net Amt of Rein $1,891,800 $0 $756,720 $0 $321,606 $0 $378,360 $0 $227,016 $0 $94,590 $18,918 $56,754 $0 $18,918 $18,918 Net Amt of Risk Adj $1,199,700 $0 $479,880 $0 $203,949 $0 $239,940 $0 $143,964 $0 $59,985 $11,997 $35,991 $0 $11,997 $11,997