Pandemic-Induced Evictions Loom with Moratorium Ending
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REALTY CHECK TENNESSEE TITANS A good story or The offseason of bigger cash offer? our discontent Forget the sweet note to the Titans’ 2020 draft, free agent owners. Paying more than list signings are worst clunkers of is key to your dream house. GM Robinson’s tenure. P3 P39 December 11-17, 2020 Vol. 46 | Issue 50 NASHVILLE EDITION www.TNLedger.com The power of information. LedgerDAVIDSON • WILLIAMSON • RUTHERFORD • CHEATHAM WILSON SUMNER• ROBERTSON • MAURY • DICKSON • MONTGOMERY FORMERLY WESTVIEW SINCE 1978 shutterstock.com Story by Kathy Carlson A family’s begins on page 2 belongings are piled on the curb, the result of an eviction for non-payment of rent. At the ‘breaking point’ Pandemic-induced evictions loom with moratorium ending ern Express, Inc, BEHIND THE WHEEL Hampshire Insurance Company, Western Express, Inc, Def Atty(s): John W Barringer, 08/30/2010, 10C3341 October 8 - 14, 2010 Patricia McClarren vs Star Insurance Company, Westwood Church Of Christ, Law & GovernmentPltf(s): James T Collins, Def(s): Star Insurance Company, Westwood Church Of Christ, Def Fun on the road PublicAtty(s): David John Deming, 08/30/2010, 10C3343 Pltf(s): James A Richard Dicaire vs Cbs Personnel Holdings Inc, Cbs Personnel Services LLC, Kilgore Group Inc Collectively Staffmark, Staffmark Investment LLC, Records Pltf Atty(s): n/a, Def(s): Cbs Personnel Holdings Inc, Cbs Personnel for less money 08/26/2010, 10C3303 Services LLC, Kilgore Group Inc Collectively Staffmark, Staffmark James T Collins vs Rogers Group Inc, Investment LLC, Def Atty(s): Stephen B Morton, 08/26/2010, Pltf Atty(s): n/a, Def(s): Rogers Group Inc, Def Atty(s): Heather E Hardt, 08/26/2010,inside 10C3308 & online James A Wells vs Jenco Construction Inc, You don’t need to spend a Wells, Pltf Atty(s): n/a, Def(s): JencoTNLedger.com Construction Inc,Pltf(s): Def Atty(s): Judy R Lawson, Jennifer S White, 08/25/2010, 10C3282 Jessica Grimwood vs Intrepid USA Healthcare Services, fortune for a new car. We RealtyPltf(s): JessicaCheck Grimwood, ....................................... Pltf Atty(s): n/a, Def(s): Intrepid USA 3 CommunityHealthcare Services, Calendar Def Atty(s): Clifford .......................... Wilson, 08/27/2010, 4 off er four winners for less Judy R Lawson vs Nursing & Oneida, NewsmakersPltf Atty(s): David ....................................... Harold Dunaway, Def(s): Nursing & Oneida, Def 6 Public Records ............................. 9-17 than $399 per month. Jordan Sanders vs Dillons Welding Inc and Employers, P40 Public NoticesPltf(s): Jordan Sanders,and Pltf Atty(s): Donald D Zuccarello, Def(s): Foreclosures ......................... 18, 25-37 Marketplace .......................................39 Page 2 www.TNLedger.com DECEMBER 11-17, 2020 ‘I’M TRYING THE BEST I CAN’ Renters out of work due to pandemic face homelessness, increased virus risk By Kathy Carlson than 21,800, are severely burdened. “It’s a scary prospect,” says Tennessee he end of 2020 can’t come soon Rep. Jesse Chism, a Memphis Democrat enough for most people, but elected to the state Legislature in 2018 some aren’t quite ready to say and a real estate investor himself. “In goodbye. January, with the moratorium expiring, T For them, a federal eviction we have the possibility of so many tenants moratorium that expires Dec. 31 is all being put out on the street.’’ that’s keeping them in their apartments. Also, there’s a whole group of landlords Th e moratorium, which doesn’t cover who cannot pay their mortgages, “mom- all renters and doesn’t stop all evictions, and-pop landlords” in his words, who doesn’t erase back rent and fees, but it own 10 to 15 rental properties. Th ey’re means there are roofs over people’s heads, falling behind on the mortgages on their at least till Dec. 31. rental properties because their tenants lost Come January, it’s anyone’s guess what their jobs and can’t pay them. will happen. It’s likely that court fi lings “People on both sides are hurting due that precede evictions will rise if nothing to this pandemic,” he adds. “Th ere’s not a replaces the moratorium, which the playbook to show what direction to go in. Centers for Disease Control originated in Everyone is trying to make a good guess.” September to help prevent coronavirus Th e pandemic’s fi nancial reach has been from spreading. broad. In Nashville, Tennessee’s 5th “Before the pandemic, the majority of Congressional District, 23% of renter our clients were either housed in public households – or about 29,900 – are housing or had a housing voucher that severely burdened by the cost of housing, helped them pay market rent,” says the National Low Income Housing Holly Fuller, managing attorney for the Coalition reports. A household is severely Knoxville and Maryville offi ces of Legal burdened if it spends more than half of Aid of East Tennessee. its income on housing costs, including “After the pandemic, a new layer of client Photo by Michael Dwyer | AP utilities, it states. arrived when the employment landscape Nashville already is facing a problem with homelessness. A new wave of evistions at the end of In Tennessee’s 2nd Congressional drastically changed. People who had never the month could force renters into higher-density living arrangements and increased virus risk. District, which includes Knoxville, about 24% of its rental households, or more EVICTIONS >> PAGE 8 About Nashville area and rentals CLOG-FREE GUTTERS From National Low Income Housing Coalition: OR YOUR MONEY BACK n 277,903 households in Davidson County GUARANTEED! n 127,504 renter households in Davidson County, or 46% n $1,136: HUD-estimated fair market rent for a 2-bedroom apartment in Davidson County n $889: HUD-estimated state fair market rent for 2-bedroom apartment n $21.60 per hour: Estimated average renter wage, Davidson County n $1,123: Rent affordable at average renter wage, Davidson County Source: National Low Income Housing Coalition, Out of Reach 2020: Tennessee report, county by county data for Davidson County (reports.nhlic.org/oor/tennessee) AFTER LeafFilter From Nashville Housing 2017 report: n 44% of renters are cost-burdened, including more than 70% of low-income renters. Cost burdened defi ned as paying more than 30% of income on housing and utilities. 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COVID-19 pandemic Although the verbiage does not meet the I’m a “be-prepared” kind of person. qualifi cations of a I like having money in the bank and a question, come to good stock of emergency supplies. RICHARD think of it. What is the But I wasn’t prepared to see empty COURTNEY shelves at the supermarket, thousands REALTY subject, and what is CHECK the verb? Perhaps it is a of cars lined up at a Texas food bank LIZ or nurses dressed in garbage bags gerund. 325 Greenway Avenue WESTON Oh, well, he got PERSONAL because there wasn’t enough protective Ledger FINANCE away with it. Even Shakespeare did not a part of Sylvan Park that does not feel as equipment. punctuate it with a question mark. if it is in Sylvan Park – a street without a Th e pandemic showed me that being Since Hamlet had more on his mind neighborhood. The power of personally prepared isn’t enough. 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