Together, on the right path Together, on the right path

Earn big and Halal profit from permissible investiments Exceptional Services to women through Special teller No monthly charges and Zero maintainance balance for Students

Zero maintainance fee for Parents who save for the future of their children Special dedicated relationship manager in a Private lounge Exceptional services to Save and Expan d Bodaboda and Bajaj business

account

Banking solution for Tanzanians Living abroad An opportunity to save and fulfill a Pillar of islam Riba free product for those looking to earn high returns

Quick and convenient way to Manage your finances Helping muslims to Reach the needful Convenience of Banking whenever and wherever you are

Islamic Tariff Guide www.amanabank.co.tz Tariff Guide Together, on the right path PRODUCT/SERVICES LOCAL CURRENCY (TZS) FOREIGN CURRENCY Bank Statements above twelve months 20,000 per statement Free Electronic Statement Free Free 1 SAVINGS ACCOUNT (Personal/Joint/Annisaa Account) 4 ASHRAF ACCOUNT

Minimum Opening balance 20,000 USD 100 Minimum Opening balance 1,000,000 USD Equivalent Account Maintenance balance 10,000 USD 100 Account Maintenance balance 2,000,000 USD/GBP/EURO 1,000 Profit Participation Balance (Min. Daily balance) 100,000 USD 1,000 Profit Participation Balance (Min. Daily balance) 100,000 USD 1,000 Limit on Withdrawal No limit No limit Monthly Maintenance Fee 14,000 USD/GBP/EURO 10 Monthly Maintenance Fee 1,500 USD 4 Over the counter withdrawal fee As per the product tariff guideline As per the product tariff guide- line Over the counter withdrawal fee 1,500 Below USD 1,000 - 0% Over USD 1,000 - 0.25% Bank Statements (monthly) Free Free Over the counter withdrawal limit 0.18% of the whole amount, Mini- N/A Second and Subsequent bank statement copy(ies) 6,000 Per Statement USD 4.0 Per Statement (above TZS 10,000,000) mum TZS 18,000 Maximum 180,000 Electronic Statement Free Free Fee may be waved if a prior notice of atleast 5 days is given Hajj Time SMS Alert Free Free Over the counter balance enquiry fee Free Free 5 BODABODA ACCOUNT Bank Statements (monthly) Free Free Minimum Opening balance 10,000 N/A Second and Subsequent bank statement copy(ies) 6,000 Per Statement USD 4 Per Statement Account Maintenance balance 10,000 N/A Bank Statements above twelve months 20,000 per statement USD 10 Per Statement Profit Participation Balance (Min. Daily balance) 100,000 N/A Electronic Statement Free Free Limit on Withdrawal No limit N/A 2 STUDENT ACCOUNT Monthly Maintenance Fee Free N/A Minimum Opening balance 10,000 N/A Over the counter withdrawal fee 1,500 N/A Account Maintenance balance 10,000 N/A Over the counter withdrawal limit ( above TZS Above 10,000,000 0.18% of the N/A Profit Participation Balance (Min. Daily balance) 100,000 N/A 10,000,000 ) whole amount, Minimum TZS 18,000 Maximum 180,000 Limit on Withdrawal No limit N/A Fee may be waved if a prior notice of Monthly Maintenance Fee Free N/A atleast 5 days is given Over the counter withdrawal fee Free N/A Over the counter balance enquiry fee Free N/A Over the counter withdrawal limit ( above TZS Above 10,000,000 0.18% of the N/A Bank Statements (monthly) Free N/A 10,000,000 ) whole amount, Minimum Second and Subsequent bank statement copy(ies) 6,000 Per Statement N/A TZS 18,000 Maximum 180,000 Fee may be waved if a prior notice of Bank Statements above twelve months 20,000 per statement N/A atleast 5 days is given Electronic Statement Free N/A Over the counter balance enquiry fee Free N/A 6 NAFUU ACCOUNT Bank Statements (monthly) Free N/A Minimum Opening balance 10,000 N/A Second and Subsequent bank statement copy(ies) 6,000 Per Statement N/A Account Maintenance balance 10,000 N/A Bank Statements above twelve months 20,000 per statement N/A Monthly Maintenance Fee Free N/A Electronic Statement Free N/A Over the counter withdrawal fee 2,500 N/A 3 KILIMANJARO DIASPORA ACCOUNT Over the counter withdrawal limit ( above TZS Above 10,000,000 0.18% of the N/A Minimum Opening balance 200,000 USD 100 10,000,000 ) whole amount, Minimum Account Maintenance balance 10,000 USD 100 TZS 18,000 Maximum 180,000 Fee may be waved if a prior notice of Profit Participation Balance (Min. Daily balance) 100,000 USD 1,000 atleast 5 days is given Limit on Withdrawal No limit No limit Over the counter balance enquiry fee Free N/A Monthly Maintenance Fee 1,500 USD 4.0 Bank Statements (monthly) Free N/A Over the counter withdrawal fee 1,500 1.2% minimum USD 6 Second and Subsequent bank statement copy(ies) 6,000 Per Statement N/A Over the counter withdrawal limit ( above TZS Above 10,000,000 0.18% of the N/A 10,000,000 ) whole amount, Minimum Bank Statements above twelve months 20,000 per statement N/A TZS 18,000 Maximum 180,000 Electronic Statement Free N/A Fee may be waved if a prior notice of atleast 5 days is given 7 HAJJ SAVINGS ACCOUNT Over the counter balance enquiry fee Free Free Minimum Opening balance 10,000 USD 50 Bank Statements (monthly, quarterly, annually) Free USD 4.0 Per Statement Account Maintenance balance 10,000 USD 50 Second and Subsequent bank statement copy(ies) 6,000 Per Statement USD 10 Per Statement Profit Participation Balance (Min. Daily balance) 100,000 USD 1,000

Tanzania’s First Fully Sharia Compliant Bank ’s First Fully Sharia Compliant Bank 1 Benki ya kwanza Tanzania inayofuata Sharia kikamilifu Benki ya kwanza Tanzania inayofuata Sharia kikamilifu 2 Tariff Guide Together, on the right path Limit on Withdrawal Once Annually Once Annually Activation of Dormant Account Free Free Monthly Maintenance Fee Free Free Certificate of Balance to Auditors/Reference letters 50,000 USD 25 Over the counter withdrawal fee Free Free Bank Statements (monthly) Free Free Bank Statements (monthly) Free Free Second and Subsequent bank statement copy(ies) 6,000 Per Statement USD 4 Per Statement Second and Subsequent bank statement copy(ies) 6,000 Per Statement USD 4 Per Statement Electronic Statement Free Free Electronic Statement Free Free 12 BIASHARA CURRENT ACCOUNT (SMEs) Hajj Time SMS Alert Free Free Minimum Opening balance 100,000 USD 100 8 NURU SAVINGS ACCOUNT (Children Account) Account Maintenance balance 50,000 USD 50 Minimum Opening balance 10,000 USD 50 Monthly Maintenance Fee 13,000 USD 13 Account Maintenance balance 10,000 USD 50 Over the counter withdrawal fee 1,500 Below USD 1,000 - 0.5% Over USD 1,000 - 0.5% Profit Participation Balance (Min. Daily balance) 100,000 USD 1,000 Certificate of Balance to Auditors/Reference Letters 50,000 USD 25 Limit on Withdrawal Four times in a year Four times in a year Activation of Dormant Account Free Free Charge on withdrawal exceeding 4 times a year 12,000 USD 6 Bank Statements (monthly) Free Free Monthly Maintenance Fee Free Free Second and Subsequent bank statement copy(ies) 6,000 Per Statement USD 4 Per Statement Over the counter withdrawal limit 0.18% of the whole amount, Mini- N/A (above TZS 10,000,000) mum TZS 18,000 Maximum 180,000 Electronic Statement Free Free Fee may be waved if a prior notice of 13 NGO CURRENT ACCOUNT atleast 5 days is given Minimum Opening balance 100,000 USD 100 Bank Statements (monthly) Free Free Account Maintenance balance 0 0 Second and Subsequent bank statement copy(ies) 6,000 Per Statement USD 4 Per Statement Monthly Maintenance Fee 0 0 Electronic Statement Free Free Over the counter withdrawal fee 1,500 Below USD 1,000 - 0% 9 SALARY SAVINGS ACCOUNT Over USD 1,000 - 0.25% Minimum Opening balance 0 0 Certificate of Balance to Auditors/Reference Letters 50,000 USD 25 Account Maintenance balance 2,000 USD 5 Activation of Dormant Account Free Free Profit Participation Balance (Min. Daily balance) 100,000 USD 1,000 Bank Statements (monthly) Free Free Monthly Maintenance Fee 1,500 USD 1.5 Second and Subsequent bank statement copy(ies) 2,000 Per Page USD 1 Per Page Over the counter withdrawal limit 0.18% of the whole amount, Mini- NA Electronic Statement Free Free (above TZS 10,000,000) mum TZS 18,000 Maximum 180,000 Fee may be waved if a prior notice of 14 IHSAAN CURRENT ACCOUNT atleast 5 days is given Minimum Opening balance 0 0 Over the Counter limit withdrawal Fee 1,500 Below USD 1,000 - 0% Account Maintenance balance 0 0 Over USD 1,000 - 0.25% Over the counter withdrawal fee 0 0 Bank Statements (monthly) Free Free Bank Statements (monthly) Free Free Second and Subsequent bank statement copy(ies) 6,000 Per Statement USD 4 Per Statement Second and Subsequent bank statement copy(ies) 2,000 Per Page USD 1 Per Page Electronic Statement Free NA Monthly Maintenance Fee Free Free 10 PERSONAL CURRENT ACCOUNT Electronic Statement Free Free Minimum Opening balance 100,000 USD 100 15 FIXED/TERM DEPOSITS Account Maintenance balance 50,000 USD 50 Minimum Opening balance 1,000,000 USD 1,000 Monthly Maintenance Fee 11,000 USD 11 Profit Participation Balance Amount placed Amount placed Over the counter withdrawal fee 1,500 Below USD 1,000 - 0% Over USD 1,000 - 0.25% Limit on Withdrawal Until maturity Until maturity Bank Statements (monthly) Free Free Certificate of Investment Free Free Electronic Statement Free Free Certificate of Balance to Auditors 50,000 USD 25 Second and Subsequent bank statement copy(ies) 6,000 Per Statement USD 4 Per Statement 16 OTHER DEPOSIT SERVICES Electronic Statement Free Free Over the counter balance enquiry fee (for all a/cs) Free Free 11 CORPORATE CURRENT ACCOUNT Account Closure Fee (for all account types) 10,000 USD 10 Minimum Opening balance 100,000 USD 500 Activation of Dormant Accounts Free Free Account Maintenance balance 50,000 USD 200 Cash deposits for all account types Free Free Monthly Maintenance Fee 15,000 USD 15 Cash deposits for small denominations (less than N/A 5% of total USD 50) Over the counter withdrawal fee 2500 Below USD 1,000 - 0.5% Over USD 1,000 - 0.5%

Tanzania’s First Fully Sharia Compliant Bank Tanzania’s First Fully Sharia Compliant Bank 3 Benki ya kwanza Tanzania inayofuata Sharia kikamilifu Benki ya kwanza Tanzania inayofuata Sharia kikamilifu 4 Tariff Guide Together, on the right path Withdraw by using counter cheque :Forgotten/loss/ 15,000 USD 7 EFT (Bulk Payments): Out&Inward/salary 3,000 per transaction USD 2 per transaction stale processing fee 17 CHEQUE BOOKS Stop Payments (TISS/EFT/SWIFT) 20,000 USD 20 Issuance: 100 leaves cheque book 60,000 USD 35 21 STANDING ORDERS Issuance: 50 leaves cheque book 30,000 USD 20 Standing Order Instructions within Amana Bank Free Free Issuance: 25 leaves cheque book 15,000 USD 10 Standing Order Instructions - Outward 12,000 per instruction USD 12 per instruction Stop Payment of Cheque 40,000 USD 35 Standing orders - Cancellation/Stopping Free Free Unpaid Cheque - Insufficient fund and uncleared 100,000 USD 50 Standing Orders - Amendments Free Free effect Unpaid Standing Orders 12,000 per instruction USD 12 per instruction Unpaid Cheque - technical reason Free Free 22 INTERNET BANKING Uncollected Cheque book after advice period of 3 20,000 USD 12 months Registration Free Free Equipment (one off) per user 100,000 USD 60 18 BANKERS CHEQUE/ PAYMENT ORDER/ BANK / DEMAND DRAFTS Monthly Service Fee (Corporate) 15,000 USD 8 Issuance: For Account holder 30,000 USD/GBP/EURO 25 Monthly Service Fee (Personal) 6,000 USD 3.6 Cancellation: For Account holder 30,000 USD/GBP/EURO 25 23 SMS BANKING Stop Payment 40,000 USD/GBP/EURO 35 Account Balance Enquiry 300 N/A 19 ATM/DEBIT CARD Ministatement 300 N/A Issuance of ATM card fee 10,000 N/A Cheque Status Enquiry 300 N/A Issuance Nafuu ATM card Free N/A Cheque book request 300 N/A Replacement of lost/stolen or damaged card 10,000 N/A Internal fund transfer 1,500 N/A Replacement of PIN N/A N/A Account activity Alert 200 N/A Annual fee 30,000 N/A Airtime recharge Free N/A ATM card activation Free N/A Utility bill payment Free N/A Blocking/Hotting ATM card Free Free All Mobile Network Operators Up to 100,000 - TZS 1500 N/A 100,001 - 500,000 - 2500 ATM Cash Withdrawal fee per transaction From 0 to 50,000 - Tsh 1,500 N/A 500,001 - 1,000,000 - 3,500 at AMANA BANK and CRDB From 50,001 to 100,000 - Tsh 1,800 1,000,001 - 3,000,000 - 4,500 From 100,001 to 200,000 - Tsh 2,100 3,000,001 - 5,000,000 - 5,500 From 200,001 to 300,000 - Tsh 2,500 5,000,001 - Above - 7,500 From 300,001 to 400,000 - Tsh 2,800 From 500,001 to 600,000 - Tsh 3,000 24 OTHER SERVICES ATM Cash Withdrawal fee per transaction 4,000 N/A SMS Alert fee per transaction 200 N/A Mastercard local Search Old Documents/Document Retrieval charges 10,000 USD 5 ATM Cash Withdrawal fee per transaction 7,300 N/A - between one months and six months Mastercard international Search Old Documents/Document Retrieval charges 30,000 USD 15 Nafuu ATM Cash Withdrawal fee From 0 to 100,000 - Tsh 1,300 N/A - above six months From 100,001 to 200,000 - Tsh 1,500 Retrieval charges on stale Cheques 20,000 USD 10 From 300,001 to 400,000 - Tsh 1,800 From 400,001 to 500,000 - Tsh 2,000 Quarterly dormant charges N/A N/A From 500,001 to 600,000 - Tsh 2,300 Electronic Schedule of Charges Fee Free Free 20 FUND TRANSFERS/REMITTANCES Change of Address/Telephone numbers Free Free Internal Transfers within Amana Bank Free Free Status opinion (Reference letter,certificate of balance 10,000 USD 5 Cross border transfers (TT, SWIFT) - outward USD N/A USD 50 of Auditors,Embassy letter) Inward Transfers (TT, SWIFT) Free USD 12 Salary processing 3,000 Per Transaction USD 2 Per Transaction Amendment of TT, SWIFT Message 12,000 USD 12 Bulk payment Service 1,300 per transaction USD 7 per transaction Confirmation Free Free All accounts in other foreign currencies (eg. EURO, GBP) charges and operating balances as per product tariff TISS 12,000 USD 12 guide will be in USD equivalent

Deposit and Withdraw at your Convenience Dial *150*12# and experience the Convenience of Banking Visit your nearest Amana Bank Mtaani agent Wherever you are 24/7

Tanzania’s First Fully Sharia Compliant Bank Tanzania’s First Fully Sharia Compliant Bank 5 Benki ya kwanza Tanzania inayofuata Sharia kikamilifu Benki ya kwanza Tanzania inayofuata Sharia kikamilifu 6 Main Branch Golden Jubilee Tower Tel +255 222129014 Fax +255 222129013 Nyerere Road Branch GSM-Pugu Mall Tel: +255 22 2863724 Fax: +255 22 2863725 Lumumba Branch Lumumba St. - Kariakoo Tel +255 22 2180101 fax +255 22 218410 Tandamti Branch (Opp. Kariakoo Market) Tel: +255 22 2185474 Fax: +255 22 2185475 Mbagala Branch, Mbagala Zakhem, P.O. Box 9771, DSM Tel +255 222129014 Fax +255 222129013

Arusha Branch Hugo House Tel: +255 27 254 7496 Fax: +255 27 254 7497

Mwanza Branch Kenyatta Road Tel. +255 282 541 921 Fax: +255 282541922

Tanga Branch Market Street, Enkernford Education Institute Building Tel. +255 282 541 921 Fax: +255 222 129 013 Branch Malindi, Darajani House No. 19/1 at Kisiwandui, Urban District Tel: +255 659 075 144/3 Fax: +255 22 2 129 013

Dodoma Branch Mbeya Avenue Coming Tel +255 659 075 082 Soon Fax +255 22 2 129 013 0657 980 000 www.amanabank.co.tz