GROUP SAVINGS AND RETIREMENT

Fees Applicable to your Group Retirement Plan as at May 2, 2021 Registered retirement savings plan Contract 42515-001 Class 01 CONCENTRIX

Portfolios Fees

Conservative Moderate Balanced Growth Aggressive 2001 - 2005 0.733% 0.740% 0.743% 0.746% 0.749% 2006 - 2010 0.733% 0.740% 0.743% 0.746% 0.749% 2011 - 2015 0.738% 0.745% 0.748% 0.751% 0.755% 2016 - 2020 0.744% 0.752% 0.754% 0.758% 0.766% 2021 - 2025 0.750% 0.759% 0.760% 0.765% 0.776% 2026 - 2030 0.760% 0.767% 0.774% 0.787% 0.795% 2031 - 2035 0.769% 0.775% 0.788% 0.800% 0.805% 2036 - 2040 0.786% 0.789% 0.802% 0.813% 0.815% 2041 - 2045 0.800% 0.806% 0.813% 0.820% 0.824% 2046 - 2050 0.808% 0.815% 0.819% 0.825% 0.827% 2051 - 2055 0.815% 0.824% 0.825% 0.828% 0.830% 2056 - 2060 0.816% 0.824% 0.825% 0.829% 0.830% 2061 - 2065 0.816% 0.824% 0.825% 0.829% 0.830% 2066 - 2070 0.816% 0.824% 0.825% 0.829% 0.830%

Investment Funds Fees

Investment Funds Manager Fees (annual rate) 070 Money Market Industrial Alliance 0.480% 020 Bond Industrial Alliance 0.630% 893 Global Fixed Income (PIMCO) PIMCO 0.945% 722 Canadian Bond Index (BlackRock) BlackRock 0.490% 040 Diversified Industrial Alliance 0.630% 462 Fidelity Canadian Asset Allocation Fidelity Investments 0.930% 160 Dividend Industrial Alliance 0.630% 871 Fidelity Canadian Focused Equity Fidelity Investments 0.760% 888 Canadian Equity Low Volatility (TD) TD Asset Management 0.630% 464 Canadian Equity Growth Industrial Alliance 0.630% 270 FidelityTrue North R Fidelity Investments 0.930% 870 Canadian Equity Small Cap IAGP 0.730% 723 Canadian Equity Index (BlackRock) BlackRock 0.490% 876 Global Equity Index ACWI (BlackRock) BlackRock 0.540% 390 Global Research Equity (MFS) MFS Limited 1.030% 781 Global Equity Small Cap (Fisher) Fisher Investment 1.280% 300 International Equity Index (BlackRock) BlackRock 0.540%

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Investment Funds Manager Fees (annual rate) 467 International Equity (MFS) MFS Investment Management Canada Limited 1.030% 760 U.S. Equity Index (BlackRock) BlackRock 0.490% 705 U.S. Equity Industrial Alliance 0.630% 132 U.S. Equity (Mawer) Mawer 0.880% 122 Emerging Markets (Aberdeen) Aberdeen 1.430% 540 Fidelity Global Real Estate Fidelity Investments 1.030% 757 Global Infrastructure () Lazard Asset Management Inc. 1.180%

Administration Fees

Fees for all withdrawals or transfers $25.00

Fees for Additional Services

Here is a list of available services for which fees apply: l Duplicate tax receipts and slips $10.00 l Additional statement other than the frequency provided in the contract $5.00 l Cancellation of cheque and reissue $30.00 l Cheque or pre-authorized payment with non-sufficient funds $30.00 l Fee for a search of your contact information (depending on organization used) Between $10.00 and $80.00 l Details about a complex settlement already made Hourly rate $60.00 per hour, one hour minimum l Request for paper or scanned copies of documents $0.25 per page l Request for copies of documents via electronic transmission $5.00 per document

Other services that are not listed and are subject to fees may be available. You will be informed of these fees when the request for service is made. For more information, please contact our Customer Service department at the following number (toll-free): 1 800 567-5670.

Frequent Trading Fees iA Financial Group (Industrial Alliance Insurance and Inc.) reserves the right to impose transaction fees of 2% of the amount transferred on clients who sell or transfer their shares within 60 days of their purchases. These fees are then deducted directly from your account. These fees do not apply to VRSP.

Important Notes

l Fees related to investment funds or portfolios represent the total management and administration fees deducted directly from the investment funds or from your account monthly. For portfolios, the fees given are proportional to the current target allocation. In addition, operating fees are deducted from the investment funds. For more information on fees, refer to the Financial Report: Investment Funds document available in the Documentation Centre in My Client Space, our secure website. l Administration fees are deducted from your account at the time of the event, unless your employer has agreed to pay them.

l For VRSP and PRPP, the default investment option is the SimpliciA portfolio and the target retirement age is 65.

l At marriage or conjugal union breakdown in Quebec, fees charged to carry out the division of assets in a pension plan, VRSP or PRPP are equally divided between the spouses. At the time assets are transferred or withdrawn, a fee of $50.00 is deducted from the account and an equal fee of $50.00 is applied against the value transferred or withdrawn, unless the spouses have jointly agreed otherwise or the employer has agreed to pay such fees. l When guaranteed investments are redeemed before the maturity date (transfers between investment options, withdrawals or other), the value of the guaranteed investments could be adjusted according to the guaranteed interest rates in-force on the redemption date. To find out more, contact our Customer Service department at the following number (toll-free): 1 800 567-5670. l The fees presented in this document may be subject to applicable taxes, which are not included in the fees.

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Important Notes

l In the event of a difference between the information disclosed on this page and the contract, the provisions of the latter shall prevail. This page is provided for information purposes only and must not in any way be considered as a contractual document binding iA Financial Group. l The fees presented in this document are subject to change. iA Financial Group is a business name and trademark of Industrial Alliance Insurance and Financial Services Inc. operates. The issuer of the contract is Industrial Alliance Insurance and Financial Services Inc.

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