Cattales May-June 2020
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May/June 2020 Volume 14 • Issue 3 CATTALES e-newsletter of the Institute for Catastrophic Loss Reduction Inside this issue Taking action to reduce hail losses 3 New ICLR publication: ICLR shares more details on undertaking Protect your home from extreme heat 6 PIEVC Program On March 30, 2020, Engineers Canada Engineers Canada: What’s the history and the Institute for Catastrophic Loss of ICLR’s involvement with the PIEVC Reduction (ICLR) jointly announced that Program? an agreement had been reached for ICLR to assume ownership of Engineers Dan Sandink, Director of Research, ICLR Board of Directors Canada’s PIEVC Program, including the ICLR: We were involved pretty much PIEVC Protocol for infrastructure climate since the beginning. We were Carol Jardine (Chair) • Wawanesa risk and vulnerability assessment. ICLR represented on the original committee Paul Christoff • SCOR has partnered with the Climate Risk back in 2005 as the Protocol was being written. Paul [Kovacs, Executive Director, Steve Cohen • RSA Canada Institute and Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) ICLR] was on the Advisory Committee Ken Coley • Western GmbH to operate the PIEVC Program itself and ICLR staff, including myself, Matt Davison • Western and offer the Protocol in Canada and were resource supports. Throughout the Lisa Duval • Lloyd’s Canada internationally. years, Paul had remained on the committee and in its more recent Louis Gagnon • Intact With ownership of the PIEVC program iteration, Paul was vice-chair. We had Phil Gibson • Aviva having now been transferred to ICLR, always stayed closely connected with Paul Kovacs • ICLR Engineers Canada reached out to ICLR to [Engineers Canada’s PIEVC lead] David discuss their history with the PIEVC Lapp and others involved in the PIEVC Claus Kroll • Munich Re Canada Program, their partnership with GIZ and Program because of its importance. Monica Ningen • Swiss Re the Climate Risk Institute, and their future It’s been a very influential program in Andy Taylor • Gore Mutual plans for the Program. Canada and one of the most important > John Taylor • OMIA Dan Shrubsole • Western Rob Wesseling • Co-operators in terms of assessing infrastructure ICLR: GIZ had been one of the main EC: What is ICLR’s future vision for the vulnerability, which is a key concern of proponents of PIEVC internationally, and PIEVC Program and the Protocol? our organization. part of the call for proposals was looking for opportunities to grow the use of ICLR: The vision is to continuously EC: On that note, how does the PIEVC PIEVC not only nationally, but also improve the resource based on input from Program fit into ICLR’s mandate? internationally. GIZ has been leading that the users, and key decision-makers and with their work in South America and in policy-makers in Canada. The influence of ICLR: Our mandate is focused on reducing parts of Asia and Africa. So we thought the PIEVC Program and the Protocol itself risk from extreme events, natural hazards, that their assistance on the international in Canada is undeniable; it’s the leading disasters, and related issues. Infrastructure aspect of PIEVC was critical. Their work resource in terms of infrastructure is a major component of that. Time and and their involvement has certainly vulnerability assessment. First we want time again, the major reviews of concerns increased the profile of PIEVC to make sure we maintain that aspect of and vulnerabilities associated with climate internationally and we’re hoping to let the Program. change focus on the potential impacts of them take the lead on the international infrastructure failure or the implications We’d like to increase its usability and aspect on the program. There’s probably of climate loads exceeding the capacity of accessibility. We want to make sure that no other organization better suited to do infrastructure, and the downstream information collected in different PIEVC that than GIZ. impacts of that are significant. So it’s assessments becomes accessible and important to understand the infrastructure The Climate Risk Institute has also had usable so that there’s a centralized aspect of vulnerability to extreme events pretty strong involvement in the database of information and resources and PIEVC is one of the main tools for application of the PIEVC Protocol in coming out of the Program. doing that. Canada, specifically with adapting it for We want to make sure that it is use in Indigenous communities, and also EC: What prompted ICLR to respond to continuously improved with the advice of their relationship with many climate Engineers Canada’s request for proposals the right stakeholders. So we have a plan experts who have been involved in and put forward a proposal to assume in the more medium-term to re-form and developing the program and applying it ownership of PIEVC? re-establish a strategic PIEVC advisory in Canada. group, as well as formalize the ICLR: We saw the need for PIEVC to One of the advantages of working with collaboration with the actual users of the continue on. A core part of our mandate both the Climate Risk Institute and GIZ is protocol to make sure that the practical is to reduce disaster risk and PIEVC has to get that wider perspective in terms of aspects are updated and that the Protocol always been within a core set of major application of the Protocol. The three can be re-shaped so that it’s as usable as initiatives in which we’ve been involved organizations—us in the private sector, possible to potential users. and that we’ve found to be helpful and our relationships with the academic influential. So we thought it would be a In the near-term, we want to continue sector, and our connections nationally great opportunity for our organization several of the initiatives that had been and provincially throughout Canada, to become more significantly involved in started, like creating a more streamlined combined with GIZ’s international the program. version of the Protocol that can be used leadership, and the Climate Risk Institute’s as an initial assessment of infrastructure. technical and training expertise and their We’re not going to do it alone obviously. And we’re hoping to create some background in sectors that ICLR has We thought that our ability to quickly resources that can assist with the historically not been involved with – we facilitate partnerships would be Climate Lens assessments. advantageous for the program, which is thought it was the right combination. what we did with the partnership to But overall, the intent is to carry on the EC: In a practical sense, moving forward, undertake the program. We’re playing good work and the trajectory of the PIEVC what’s the division of responsibilities? one part of the role, but of course we’ll Program, which is to have a good, usable rely on the Climate Risk Institute and GIZ ICLR: ICLR will be the main administrative resource, create opportunities for for their expertise as well. hub, managing the program itself, the education and capacity-building for the documents, and releasing the documents program, and make sure that all the right EC: How did the partnership with GIZ and to partners. The Climate Risk Institute will players are involved and that the Protocol the Climate Risk Institute come about? be more involved in the more technical itself evolves to reflect the needs of all aspects of the program, as well as potential users and stakeholders that are training. GIZ is the lead on international interested in applying it. application. 2 Taking action to reduce hail losses By Glenn McGillivray, Managing Director, ICLR This article, which first appeared in Average annual number Canadian Underwriter’s Insblogs of days withAverage hail annual number (July 4, 2014) and in a subsequent issue of days with hail of Cat Tales, is reprinted here with the none June 13, 2020 southern Alberta storm 0 to 0.9 fresh in mind. The article advocates for 1 to 2.9 the use of Impact Resistant roofing and 3 to 5 Y U N K O greater than 5 siding products for homes in high risk O T RT N ER HW RI ES Iqualuit Whitehorse TO T hail zones. R N IES UNAVUT Yellowknife N B EW R F C I OU O TI N L SH D From an insurance perspective, essentially P U L A M AN C BI A D O IF A LB all of the large-loss hail events recorded in C IC ERT EA A N MANITOBA St. John’s Edmonton Canada have occurred in Alberta. Indeed, SA SK. C EC TI QUEB AN the top three most expensive hailers on L AN Victoria Salmon Arm Calgary .I. AT E P.E OC Regina ONTARIO Charlottetown record took place in that province. .B. Winnipeg Quebec N Halifax Fredericton . Emergency Preparedness Canada’s Montreal N.S Ottawa website lists the September 7, 1991 Toronto 300 0 300 600 km Calgary event as the most expensive hailstorm in Canadian history with $237 million in personal property damage. replacement of badly damaged roofs Hailstones generally become destructive However, that event was eclipsed by a which no longer function properly; when they are one inch wide or larger. July 12, 2010 Calgary storm that pelted shredded and missing siding, broken Once they reach that size, they have the the city with hailstones of almost four windows and skylights – all of which can capability to cause extensive damage to centimetres in width, resulting in more allow water into a home; and industrial and commercial assets; public than $400 million in claims. That storm, replacement of auto glass needed to infrastructure; trees, vegetation, crops in turn, was overshadowed by the restore the driveability of a vehicle.