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Des Moines Cover Pages 20132013 NutsNuts && BoltsBolts SeminarSeminar CoralvilleCoralville SCHEDULE – WEDNESDAY, OCTOBER 30 8:00 - 8:30 AM – Registration 8:30 - 9:00 – Healthcare Speaker: Mark Hudson 9:00 - 9:30 – Collection Law 101 Speaker: Christopher Pech 9:30 – 10:30 - Ethics Speaker: Trinity Braun-Arana 10:30 – 10:45 - Break 10:45 - 11:45 – Divorce 101 Speaker: Caitlin Slessor 11:45 – 12:30 – Lunch (not provided with registration) LITIGATION TRACK 12:30 – 1:30 - ADR Speaker: David Baker 1:30 – 2:30 – Juvenile Law 101 Speaker: Ellen Ramsey-Kacena 2:30 – 3:30 – Work Comp 101 Speaker: Tim Semelroth 3:30 – 4:15 – Dos and Don'ts for Indigent Defense Attorneys Speaker: Sam Langholz 4:15 – 4:30 - Break 4:30 – 5:00 – Post-Conviction Relief Speaker: Brian Farrell TRANSACTIONAL TRACK 12:30 – 1:30 – Business Formation Speaker: David Bright 1:30 – 2:45 – Real Estate Speaker: Matt Hektoen 2:45 – 3:45 – Estate Planning Speaker: Janice Kerkove 3:45 – 4:00 - Break 4:00 – 5:00 – Intellectual Property Speaker: Ryan Carter Stand Out from the Crowd with ARAG®. As an ARAG Network Attorney, you'll gain increased visibility for your firm, the opportunity to build more client relationships, and the potential for future business referrals. ARAG partners with more than 6,500 attorneys nationally, to provide legal services to individuals in large organizations. Members choose an attorney from our knowledgeable network base and ARAG pays the attorney directly for covered matters. See Your Benefits Multiply Increased clientele and enhanced referral opportunities from satisfied ARAG clients. ❙ Guaranteed payment directly to you.1 ❙ No participation fees allowing you to grow your ❙ Greater visibility of your firm with no additional business without additional overhead. marketing expense. ❙ Choose and revise your areas of law from more ❙ Ease of administration through various online than 40 areas of practice. resources and personal support. ❙ Network nationally with more than 6,500 attorneys. 1According to the ARAG Fee Schedule Learn More about ARAG: 866-272-4529, ext 3 ❙ [email protected] ❙ ARAGgroup.com © 2011 ARAG North America, Inc. 266611 ISBA members - receive all of your CLE credits by using The Iowa State Bar Association’s affordable CLE Season Pass. It’s the one and only pass that offers hundreds of CLE credits at the best price in town! For only $550, you can take all the CLE credits you need in a 12-month span. The ISBA’s quality CLE programs are presented with your convenience in mind, offering a variety of start times, formats, and program lengths to provide the flexibility you need. Sign up for the season pass today and have the opportunity to choose from over 200 hours of live CLEs in addition to the 30 hours of telephone and live webinar events the ISBA offers. WHO CAN USE THE PASS? The CLE Season Pass is for ISBA members only. The pass cannot be used by anyone other than to whom the pass is issued. PASS TERM: Under no circumstances will the term on any pass be extended beyond the 12-month period you selected for it to begin. FREE ADMISSION GUARANTEE: The pass guarantees the pass-holder free admission to ISBA CLE seminars presented in Iowa during the term of the pass (co-sponsored events are not included). AMENITIES & COURSE MATERIAL: The pass holder is entitled, at no further cost, to all ISBA seminar materials. COURSES NOT COVERED BY THE PASS: The ISBA CLE Season Pass does not provide free admission to recorded web-based CLEs, any ISBA golf- outing, co-sponsored events, or the Family Law Seminar Ethics Dinner Theater. ISBA CLE Season Pass Order Form Name : _________________________________________________ Member # ________ Phone # _______________________________ Address: _______________________________________________ City, State, Zip: ____________________________________________ E-mail: ________________________________________________ Season Pass Cost: $550 Method of Payment: ___ Check enclosed Check Number ____________ ___ Master Card ___ Visa ___ American Express Credit Card #:______________________________________________________________ Exp. Date: ________________ Cardholder Signature: ____________________________________________________ Start-up Date: _______ /_______ /____________ (when you would like the pass to begin) Return Registration Form to: ISBA CLE, 625 East Court Avenue, Des Moines, Iowa 50309 or fax (515) 243-2511. For questions: phone (515) 697-7874 or email [email protected] For questions: phone (515) 697-7874 or email [email protected] You may also order your CLE Season Pass online at www.iowabar.org/cleseasonpass Become a fan of the ISBA Facebook page! facebook.com/iowabar Download the free Iowa Lawyer Magazine app The Iowa State Bar Association’s Iowa Lawyer Magazine app for iPhone and iPad is now available through iTunes. The app contains the same feature articles on the law, reviews of legal developments, interviews with well known leaders in the legal community, legislative updates, views from the bench, history of the bar, profiles, CLE schedules and announcements and reviews of ISBA Programs & Events that you receive in the Iowa Lawyer Magazine hard copy. Now all that great information can be found in the palm of your hand wherever you go at no cost. Simply search for “Iowa Lawyer” in iTunes or visit www.iowabar.org/iowalawyer to download the free app. Caveat The printed materials contained in this book and the oral presentations of the speakers are not intended to be a definitive analysis of the subjects discussed. The reader is cautioned that neither the program participants nor The Iowa State Bar Association intends that reliance be placed upon these materials in advising your clients without confirming independent research. 20132013 NutsNuts && BoltsBolts SeminarSeminar CoralvilleCoralville Healthcare Reform 8:30 a.m.-9:00 a.m. Presented by Mark Hudson Shuttleworth & Ingersoll PLC 115 Third St SE, Suite 500 Cedar Rapids, Iowa 52406 Phone: 319-365-9461 Wednesday,Wednesday, OctoberOctober 30,30, 20132013 Health Care Reform—Update Mark Hudson, [email protected] 10/29/2013 Health Care Reform—Update Mark Hudson, [email protected] The contents of this update are intended for general informational purposes only and should not be construed as legal advice. Readers are urged not to act upon the information contained in this publication without first consulting an attorney. Outline • Delay—what does it mean? • Trends • Exchanges • Responsibility of Individuals • Penalties (Individuals; Employers) 1 10/29/2013 Pay or Play—Delayed until 2014 • Surprise! • Asst. Sec. for Tax Policy at the U.S. Treasury Department Mark Mazur stated, “We have heard concerns about the complexity of the requirements and the need for more time to implement them effectively. We recognize that the vast majority of businesses that will need to do this reporting already provide health insurance to their workers, and we want to make sure it is easy for others to do so. We have listened to your feedback. And we are taking action.” Pay or Play—Delayed until 2014 • “We recognize that this transition relief will make it impractical to determine which employers owe shared responsibility payments (under section 4980H) for 2014. Accordingly, we are extending this transition relief to the employer shared responsibility payments. These payments will not apply for 2014. Any employer shared responsibility payments will not apply until 2015.” Pay or Play—Delayed until 2014 • Many ACA provisions were not delayed. – A ban on annual dollar limits on essential benefits – A 90-day limit on eligibility waiting periods – New out-of-pocket limits maximum – Elimination of preexisting conditions exclusions for adults – Coverage of clinical trial participant costs 2 10/29/2013 Pay or Play—Delayed until 2014 • Many ACA provisions were not delayed. – Still have recommended preventative care, including contraceptive services for women with no cost-sharing – Employers still required to provide written notices about government-run exchanges to each employee and all new hires by 10/1/13 Marketplace Notice • Who? Any company that employs one or more employees and is engaged in interstate commerce with annual business of not less than $500,000 • To whom? Each part- or full-time employee, regardless of enrollment or eligibility to participate status, Marketplace Notice • What: – Information regarding the existence of the marketplace, a description of the services provided by the marketplace and how the employee may contact the marketplace to request assistance – Information that the employee may be eligible for a premium tax credit if the employee purchases qualified health benefits through the marketplace: An employee will be eligible for a premium tax credit if either coverage under the employer's plan does not satisfy the "minimum value" standard set by the ACA, or the cost of employee- only coverage under the employer's plan exceeds 9.5 percent of the employee's household income. 3 10/29/2013 Marketplace Notice • What: – A statement that if the employee purchases qualified health benefits through the marketplace, the employee may lose any employer contribution to any health benefits plan offered by the employer, as well as the ability to exclude employer and employee contributions from his or her income; in other words, while employer coverage may be provided on a pretax basis, coverage purchased through the marketplace is paid for on an after-tax basis. Pay or Play—Delayed until 2014 • Important things to consider: – Still need to meet the minimum value requirement for 2014 plan year because that information is required for your summary of benefits and coverage provided in connection with coverage beginning on or after Jan. 1, 2014. Trends • What is going on? – Confusion – Are we shifting to a part-time employment society? – Family coverage? 4 10/29/2013 Trends--Resources • Lawyer Caveat: We did not create the calculators or other resources listed in the following page and thus, do not guarantee their accuracy or validity. Use them at your own risk and understand that health care reform changes daily. Likewise, it is unwise to solely rely upon a single resource for all healthcare reform compliance.
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