Features of Bedford Terrace Condominium, Bedford Hills

106 B Nottingham Rd

Net Sale Price: $143,115

1 Bedroom /1 Bath +/- 750 sq. ft Ground Floor Patio Hardwood Floors under Carpet Assigned Parking Spot Walking Distance to Metro North

Common Amenities Laundry Facilities Storage in Basement

Town of Bedford

The Town of Bedford is located in the northeastern part of Westchester County and contains the three hamlets of Bedford Hills, Bedford and Katonah. The Bedford Mews Condominium is in the Bedford Hills hamlet. The Town is bordered to the west by Mt. Kisco, to the south by Armonk, and to the east by Pound Ridge.

The Town’s Recreation & Parks Department offers swimming lessons at its three hamlet pools; summer camp, including a six-week day camp for children with special needs; dog park; seasonal sports programs; and programs for seniors.

Bedford Terrace is in the Bedford Central School District that includes one high school, one middle school and seven elementary schools. The District has a K-12 Department for English for Speakers of Other Languages (ESOL). Fox Lane High School was recognized as a Silver School of Opportunity.

Bedford Terrace is conveniently located to shopping, dining, the Metro-North Harlem line in Katonah and Bedford Hills and the Bee Line Bus (Route 19). It has easy access to Interstate 684 and to the Saw Mill River Parkway.

The Northern Westchester Hospital is conveniently located in nearby Mt. Kisco.

106 B Nottingham Rd, Bedford Hills One Bedroom Condominium Affordability Analysis – June, 2016

Fair & Affordable Housing (All figures are approximate and subject to change)

ONE BEDROOM

Sale Price $ 186,884 Westchester County $ (43,769) Assistance Net Sale Price $ 143,115 5% Down Payment $ (7,156) Mortgage Amount $ 135,959

Principal + Interest** $ 710 Approximate taxes $ 215 Walls-In Insurance $ 50 Common Charges $ 390***

Total Housing Payment (PITI) $ 1,365 Approx. income needed to carry $ 49,636* payment

*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary.

**Assumes 30 year fixed rate mortgage at 4.75 %

***Heat and hot water are included in common charges.

Maximum Income Limits as of March 2016 (Income limits are subject to change)

No. of Persons Income Limit

1 $60,400 2 $69,000 3 $77,650

Features of Jefferson Village Condominium, Yorktown Heights Senior Community (55+)

112 Village Rd, Unit F 27 Walden Court, Unit M

Condo Unit 112 Village Rd., Unit F Condo Unit 27 Walden Ct., Unit 27M Net Sale Price: $164,000 Net Sale Price: $145,000 2 Bedrooms /2 Baths 1 Bedroom/1 Bath +/- 1200 sq. ft +/- 974 sq. ft 2nd Floor 2nd Floor Deck Covered Porch Kitchen w/Island Recently Renovated Pull Stairs to Attic Central Air Conditioning Central Air Conditioning Granite Countertops Laundry Stainless Steel Appliances Garage Parking Assigned Parking

Common Amenities Pool Clubhouse Tennis Courts Exercise Room Picnic Area Greenspace

Town of Yorktown

Jefferson Village is a 1,000-unit condominium community that was built between 1967 and 1982 in Yorktown Heights in the Town of Yorktown. The Town lies on the north border in Westchester County, approximately 38 miles north of midtown Manhattan.

This complex is within walking distance of the Jefferson Valley Mall, a shopping center with department stores and dining in the food court. It is a short drive from Route 6 and the Taconic State Parkway, for convenient travel to upstate New York and Manhattan.

Public transportation is available via Westchester County Bee-Line bus Route #16, which travels between Peekskill and Jefferson Valley with a bus stop nearby at the Jefferson Valley Mall. Bus Route #77 provides Express Service from Yorktown to the White Plains Transportation Center. Residents are able to access this Express service at a stop within one mile of the property on Route 6 at Hill Boulevard.

Recreational activities within seven miles of Jefferson Village include Westchester County’s Mohansic Golf Course and hiking at the Turkey Mountain Nature Preserve. The Franklin D. Roosevelt State Park offers a range of recreational activities including sports and ball fields, a pool, fishing and boating, playground, picnic areas and cross-country skiing. The Town’s Parks and Recreation Department provides diversified programs for all age groups. There is a cultural and community center with a 600 seat theatre, a gymnasium and a senior center.

Jefferson Village is in the Lakeland Central School District that includes two high school, one middle school and five elementary schools all within three miles of the property.

Nearby hospitals include New York-Presbyterian/Hudson Valley Hospital in Cortlandt Manor and the Northern Westchester Hospital in Mt. Kisco.

112 Village Rd, Unit F, Yorktown Heights Two Bedroom Condominium Affordability Analysis – June, 2016

Fair & Affordable Housing (All figures are approximate and subject to change)

TWO BEDROOM

Sale Price $ 235,374 Westchester County $ (71,374) Assistance Net Sale Price $ 164,000 5% Down Payment $ (8,200) Mortgage Amount $ 155,800

Principal + Interest** $ 815 Approximate taxes $ 360 Walls-In Insurance $ 50 Common Charges & HOA Fee $ 385***

Total Housing Payment (PITI) $ 1,610 Approx. income needed to carry $ 58,545* payment

*If monthly debt (minimum monthly payments on credit cards, loans, leases, etc.) is higher than 5% of your gross monthly income a higher income may be necessary.

**Assumes 30 year fixed rate mortgage at 4.75 %

***Owner is responsible for electric charges.

27 Walden Court, Unit 27M, Yorktown Heights One Bedroom Condominium Affordability Analysis – June, 2016

Fair & Affordable Housing (All figures are approximate and subject to change)

ONE BEDROOM

Sale Price $ 215,306 Westchester County $ (70,306) Assistance Net Sale Price $ 145,000 5% Down Payment $ (7,250) Mortgage Amount $ 137,750

Principal + Interest** $ 720 Approximate taxes $ 360 Walls-In Insurance $ 50 Common Charges & HOA Fee $ 260***

Total Housing Payment (PITI) $ 1,390 Approx. income needed to carry $ 50,545* payment

*If monthly debt (minimum monthly payments on credit cards, loans, leases, etc.) is higher than 5% of your gross monthly income a higher income may be necessary.

**Assumes 30 year fixed rate mortgage at 4.75 %

***Owner is responsible for electric charges including electric heating.

Maximum Income Limits as of June 1, 2016 (Income limits are subject to change)

No. of Persons Income Limit

1 $60,400 2 $69,000 3 $77,650 4 $86,250

112 Village Rd, Unit F, Yorktown Heights – Picture and Floor Plan

27 Walden Court, Unit M, Yorktown Heights – Picture and Floor Plan

Features of 55 Leroy Avenue, Tarrytown

Net Sale Price: $140,000 Single Family Ranch-Style Home, 4 Bedrooms /1.5 Baths, +/-1400 sq. ft Rear Deck, One Car Garage, 0.32 acre lot

Village of Tarrytown

The Village of Tarrytown in the Town of Greenburgh is a historic Hudson River town rich in history and local legend located 25 miles north of mid-town Manhattan. It hosts the Tarrytown Music Hall, the oldest continually operating theatre in Westchester County, and “Third Friday” with special evening events including music in the streets and open galleries and shops.

Tarrytown residents have easy access to highways I-87 which continues south to New York City and I- 287 which heads east across Westchester to link up with the Saw Mill River, Taconic State, Sprain Brook, and Hutchinson parkways and I-95. Tarrytown is well served by public transit including Metro North’s Hudson line between Grand Central and Poughkeepsie and Bee Lee Bus Route 13 to White Plains and other points in Westchester. It is also home to the Tappan Zee Bridge linking Westchester and Rockland counties.

The property is located within the Tarrytown Union Free School District that serves residents from Tarrytown and the neighboring Village of Sleepy Hollow. The School District includes two elementary schools, an intermediate school, a middle school and a high school, all located within 1.5 miles of 55 Leroy Avenue.

The Village of Tarrytown maintains several recreational facilities with tennis courts, playgrounds, ball fields, picnic areas and waterfront parks, and trails/walkways. The Village also offers various recreational programs and activities throughout the year for youth and adults.

55 Leroy Avenue, Tarrytown Single Family Home Affordability Analysis – June, 2016

Fair & Affordable Housing (All figures are approximate and subject to change)

SINGLE FAMILY HOME Sale Price $ 140,000 5% Down Payment $ (7,000) Mortgage Amount $ 133,000

Principal + Interest** $ 695 Approximate taxes $ 1275 Homeowner’s Insurance $ 175 PMI $ 100 Total Housing Payment (PITI) $ 2,245*** Approx. income needed to carry $ 81,636* payment

*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary.

**Assumes 30 year fixed rate mortgage at 4.75 %

Maximum Income Limits as of June 1, 2016 (Income limits are subject to change)

No. of Persons Income Limit

4 $ 86,250 5 $ 93,150 6 $100,050 7 $106,950 8 $113,850

Features of 164 Phyllis Court, Yorktown Heights

Single Family 3 Bedroom Home

Single Family 3 Bedrooms Home/ 2 Full Baths/ 2- Car Garage, +/- 1263 sq. ft, Finished Basement/ Deck/ Fenced Yard/ .36 Acre Lot, located on a Cul de Sac

Town of Yorktown

The Town of Yorktown lies on the north border in Westchester County, approximately 38 miles north of midtown Manhattan.

This single family house is located approximately three miles from the Jefferson Valley Mall, a shopping center with major department stores and food court dining. It is within three miles from the Taconic State Parkway, a major north-south highway, and US Route 6, an east-west main road across northern Westchester County

Public transportation is available via Westchester County Bee-Line bus Route #16, which travels between Peekskill and Jefferson Valley. A Metro North Hudson train station is in Peekskill. Bus Route #77 provides Express Service from Yorktown to the White Plains Transportation Center. Residents can access this Express service at a stop within three miles of the property.

Nearby recreational activities include Westchester County’s Mohansic Golf Course and hiking at the Turkey Mountain Nature Preserve. The Franklin D. Roosevelt State Park, off of the Taconic State Parkway, offers a range of recreational activities including sports and ball fields, a pool, fishing and boating, playground, picnic areas and cross-country skiing. The Town’s Parks and Recreation Department is located in the Yorktown Community and Cultural Center (YCCC), a facility with a wide range of programs and services, including recreation, educational programs and senior services. The YCCC also hosts the Yorktown Teen Center, a large performing arts theater and the Yorktown museum.

164 Phyllis Court is served by the Lakeland Central School District. It is the largest suburban school district in Westchester County encompassing six different towns and part of neighboring Putnam County and serving approximately 6100 students. The District is comprised of five elementary schools (Kindergarten through 5th grade), one middle school (6th through 8th grade) and two high schools. The middle school has been designated a “School to Watch” for its outstanding educational program. The high schools offer Advanced Placement courses, a music and art program, robotics and more.

Nearby hospitals include New York-Presbyterian/Hudson Valley Hospital in Cortlandt Manor and the Northern Westchester Hospital in Mt. Kisco.

164 Phyllis Court, Yorktown Heights Single Family 3 Bedroom Home Affordability Analysis – June, 2016

Fair & Affordable Housing (All figures are approximate and subject to change)

THREE BEDROOMS Sale Price $ 225,000 5% Down Payment $ (11,250 ) Mortgage Amount $ 213,750

Principal + Interest** $ 1,115 Approximate taxes $ 985 Homeowner’s Insurance $ 100 Private Mortgage Insurance $ 125

Total Housing Payment (PITI) $ 2,325 Approx. income needed to carry $ 84,545* payment

*If monthly debt (minimum monthly payments on credit cards, loans, leases, etc.) is higher than 5% of your gross monthly income a higher income may be necessary.

**Assumes 30 year fixed rate mortgage at 4.75 %

Maximum Income Limits as of June 1, 2016

(Income limits are subject to change)

No. of Persons Income Limit

3 $ 77,650

4 $ 86,250

5 $ 93,150 6 $100,050

7 $106,950

Picture and Floor Plan of 164 Phyllis Court, Yorktown Heights

Features of 104 Pine Street, Cortlandt Manor

Net Sale Price: $235,000

Single Family 3 Bedroom Home w/ Two Baths New Roof/ Newly Renovated Bathrooms/ New Kitchen Cabinets, Countertops, Sink & Appliances New Carpeting/ Oak Floors Refinished/ New Stackable Washer/Dryer/ Recently painted, +/- 1200 sq. ft / 0.22 acre lot

Common Amenities Membership in Croton Park Colony and Swimming Pool

Town of Cortlandt

The Town of Cortlandt is located in the northwest corner of Westchester County. It is bounded on the north by Putnam County, on the west by the Hudson River and the City of Peekskill, on the east by Yorktown, and south by the Towns of Ossining and New Castle. 104 Pine St. is located within the hamlet of Cortlandt Manor. Mid-town Manhattan is about an hour away.

104 Pine St. is served by the Lakeland Central School District. It is the largest suburban school district in Westchester County encompassing six different towns and part of neighboring Putnam County and serving approximately 6100 students. The District is comprised of five elementary schools (Kindergarten through 5th grade), one middle school (6th through 8th grade) and two high schools. The middle school has been designated a “School to Watch” for its outstanding educational program. The high schools offer Advanced Placement courses, a music and art program, robotics and more.

The Metro North Hudson line at the Cortlandt Manor station is a 15 minute drive from the site. The closest Westchester County Bee Line Bus Route is #15 with a stop within one-half mile. Beginning in Cortlandt, the Route 15 bus travels through Cortlandt, Hawthorne and to Southern Westchester County. The Town of Cortlandt maintains several parks with soccer and softball fields, playgrounds, tennis and basketball courts and a swimming pool. The Town sponsors movies and summer concerts in the park and residents can attend various activities and programs at the Cortlandt Youth and Recreation Center. Bear Mountain State Park can be readily accessed from the nearby Bear Mountain State Parkway.

The largest employer in the Town is the Cortlandt Town Center – a large retail center located on Cortlandt Boulevard, also known as NYS Route 6. Other major employers in the Town include New York Presbyterian Hudson Valley Hospital Center and the FDR Veterans Administration Hospital.

104 Pine Street, Cortlandt Manor Single Family Home Affordability Analysis – June, 2016

Fair & Affordable Housing (All figures are approximate and subject to change)

THREE BEDROOMS Sale Price $ 235,000 5% Down Payment $ (11,750 ) Mortgage Amount $ 223,250

Principal + Interest** $ 1165 Approximate taxes $ 630 Homeowner’s Insurance $ 125 Private Mortgage Insurance $ 125 Total Housing Payment (PITI) $ 2,045*** Approx. income needed to carry $ 74,365* payment

*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary.

**Assumes 30 year fixed rate mortgage at 4.75 %

Maximum Income Limits as of June 1, 2016 (Income limits are subject to change)

No. of Persons Income Limit 3 $ 77,650 4 $ 86,250 5 $ 93,150 6 $100,050 7 $106,950 Features of 5 Stanley Avenue Town of Ossining

Sale Price: $160,000

3 Bedroom 2 Bath Single Family Home 2-Story Home with Stone Masonry Facade +/- 763 sq. ft 0.09 acre lot Full Basement Laundry in Basement Patio Storage Shed Driveway Parking

Town of Ossining

5 Stanley Avenue is located in the Town of Ossining located between Route 9A and Old Albany Post Road. Ossining is a town along the Hudson River with a population of approximately 37,700. It contains two villages, the Village of Ossining and part of Briarcliff Manor. It is bordered on the north by the Towns of Cortlandt and New Castle, on the east by New Castle and on the south by the Town of Mt. Pleasant.

The property is 1.6 miles from the Croton-Harmon Station serviced by the Metro-North Hudson Line with an approximately one hour trip to Grand Central. Express service is available. Northeast regional service of Amtrak is also available at this station. The closest Westchester County Bee Line bus routes are #17 on Route 9A and #14 on Route 9.

The Ossining Community Center is two miles away from the site and provides programs for senior citizens and pre-schoolers and after school and summer programs for children. It also has an open gym, indoor swimming pool with a retractable roof, and basketball. The Town’s Senior Services Department offers various assistance programs for health and wellness and social events, including a Nutrition Program, home-delivered meals, and assistance with grocery shopping.

5 Stanley Avenue is served by the Ossining Union Free School District with its Ossining High School, Anne M. Dorner Middle School, three elementary schools and Park Early Childhood Center. The Town maintains over 130 acres of parkland with soccer fields, fitness trails, tennis and basketball courts, and picnic and fishing areas. It is also served by the Ossining Library which has public internet terminals, a 250 seat theatre, art gallery and a café.

Nearby hospitals include Phelps Memorial Hospital Center in Sleepy Hollow, Northern Westchester Hospital in Mt. Kisco and the White Plains Hospital Center.

5 Stanley Avenue 3 Bedroom Single Family Home Affordability Analysis – June, 2016

Fair & Affordable Housing (All figures are approximate and subject to change)

THREE BEDROOM

Sale Price $ 160,000 5% Down Payment $ (8,000) Mortgage Amount $ 152,000

Principal + Interest** $ 795 Approximate taxes $ 640 Homeowners Insurance $ 125 Private Mortgage Insurance $ 100

Total Housing Payment (PITI) $ 1,660 Approx. income needed to carry $ 60,365* payment

*If monthly debt (minimum monthly payments on credit cards, loans, leases, etc.) is higher than 5% of your gross monthly income a higher income may be necessary.

**Assumes 30 year fixed rate mortgage at 4.75 %

Maximum Income Limits as of June, 2016 (Income limits are subject to change)

No. of Persons Income Limit

2 $69,000 3 $77,650 4 $86,250 Picture and Floor Plans of 5 Stanley Avenue, Town of Ossining

Features of 18 Minkel Road Town of Ossining

Sale Price: $115,000

4 Bedroom 2 Bath Single Family Home/ 2-Story Home/ Full Finished Basement Attached Two Car Garage/ +/- 1434 sq. ft/ 0.49 acre lot

Town of Ossining

18 Minkel Road is located in the Town of Ossining near Route 9A and off of Croton Dam Road. Ossining is a town along the Hudson River with a population of approximately 37,700. It contains two villages, the Village of Ossining and part of Briarcliff Manor. It is bordered on the north by the Towns of Cortlandt and New Castle, on the east by New Castle and on the south by the Town of Mt. Pleasant.

18 Minkel Road is approximately one mile away from a bus stop for Bee Line bus route #17 and a ten- minute drive to the Ossining Metro-North Railroad station. Trains from this station operate on the Hudson Line and travel time to Grand Central is about 48 minutes.

18 Minkel Road is served by the Ossining Union Free School District with its Ossining High School, Anne M. Dorner Middle School, three elementary schools and Park Early Childhood Center. The Town maintains over 130 acres of parkland with soccer fields, fitness trails, tennis and basketball courts, and picnic and fishing areas. It is also served by the Ossining Public Library which has public internet terminals, a 250 seat theatre, art gallery and a café.

Nearby hospitals include Phelps Memorial Hospital Center in Sleepy Hollow, Northern Westchester Hospital in Mt. Kisco and the White Plains Hospital Center.

18 Minkel Road Town of Ossining 4 Bedroom Single Family Home Affordability Analysis – June, 2016

Fair & Affordable Housing (All figures are approximate and subject to change)

4 BEDROOM

Sale Price $ 115,000 5% Down Payment $ (5,750) Mortgage Amount $ 109,250

Principal + Interest** $ 570 Approximate taxes $ 1475 Homeowners Insurance $ 125 Private Mortgage Insurance $ 90

Total Housing Payment (PITI) $ 2,260 Approx. income needed to carry $ 82,180* payment

*If monthly debt (minimum monthly payments on credit cards, loans, leases, etc.) is higher than 5% of your gross monthly income a higher income may be necessary.

**Assumes 30 year fixed rate mortgage at 4.75 %

Maximum Income Limits as of June 1, 2016 (Income limits are subject to change)

No. of Persons Income Limit

4 $ 86,250 5 $ 93,150 6 $100,050 7 $106,950 8 $113,850 Features of Greenwood Condominium, Pleasantville

(3-Story, 3-Building Residential Complex with 69 Condominium Units)

580 Bedford Rd. Unit 7 Net Sale Price: $147,472

1 Bedroom /1 Bath, Ground Level, Corner Unit w/No Step Private Entrance Hardwood Floors in Bedroom, Large walk-in closet, Deeded garage (#23), +/- 700 sq. ft.

Common Amenities Recreation Area, Laundry Room, Visitor Parking

Village of Pleasantville

The Greenwood Condominium is in the Village of Pleasantville in the Town of Mt. Pleasant on Bedford Road which is also known as State Route 117. The Village is centrally located in Westchester County, New York. Located 31 miles north of midtown Manhattan, the Village is easily accessible by auto, train or bus.

Major retail is conveniently located in nearby Mount Kisco and White Plains. Neighborhood retail is within minutes of the complex as is the Bee-Line bus and the Metro North Harlem Line train station. The train provides commuter rail service to Grand Central Terminal, White Plains, Mount Kisco, and Mount Vernon. Residents enjoy easy access to the Saw Mill River Parkway, a major north-south roadway.

Residents of the Greenwood Condominium are served by the Pleasantville Union Free School District with a vision that all students are unique and can be educated in a manner consistent with their abilities, learning styles, individual interests and talents. The District includes the Bedford Road School (K-4), the Pleasantville Middle School (5-8) and the Pleasantville High School (9-12). Special programs include STEM activities, an Edible Garden Program, Theatre Arts, and Global Awareness Program.

The Village is home to over 7,000 residents. Settled in 1695 and formerly known as “Clark’s Corners”, the Village was once a stop along the Underground Railroad. It is now a regional destination, well reputed for the quality of its public services, public schools, arts, and community experiences. It hosts the acclaimed Jacob Burn Film Center and a campus of Pace University.

580 Bedford Rd, Unit 7, Pleasantville

One Bedroom Condominium Affordability Analysis – June, 2016

Fair & Affordable Housing (All figures are approximate and subject to change)

ONE BEDROOM

Sale Price $ 267,472 Westchester County $ (120,000) Assistance Net Sale Price $ 147,472 5% Down Payment $ (7,374) Mortgage Amount $ 140,098

Principal + Interest** $ 735 Approximate taxes $ 340 Walls-In Insurance $ 50 Common Charges*** $ 245***

Total Housing Payment (PITI) $ 1,370 Approx. income needed to carry $ 49,818* payment

*If monthly debt (minimum monthly payments on credit cards, loans, leases, etc.) is higher than 5% of your gross monthly income a higher income may be necessary.

**Assumes 30 year fixed rate mortgage at 4.75 %

***Common Charges include heat and hot water

MAXIMUM INCOME LIMITS (as of June 1, 2016) (Income limits are subject to change)

No. of Persons Income Limit 1 $60,400 2 $69,000 3 $77,650

Picture and Floor Plan of 580 Bedford Road, # 7 At Greenwood Condominium, Pleasantville

Features of Briar Commons Townhomes, Town of Ossining

10, 11 and 12 Robert Rinaldi Lane Sale Price: $185,000

Fee Simple Ownership with Homeowners Association Newly Constructed Townhomes Open Floor Plan 2 Bedrooms/1.5 Baths Granite Kitchen Counter Hardwood Flooring on First Floor Wall to Wall Carpeting on Second Floor Living Room Fireplace Den or Loft on Second Floor Pull Down Attic Stairs Washer/Dryer Hook-Up Patio One Car Attached Garage

Town of Ossining

Briar Commons is a new residential development of 12 townhomes, including three fair and affordable townhomes off of North State Road in the Town of Ossining. Ossining is a town along the Hudson River with a population of approximately 37,700. It contains two villages, the Village of Ossining and part of Briarcliff Manor.

This complex is within walking distance of neighborhood retail. The area is accessible by the #14 and #19 Westchester County Beeline buses which offer connection to the Pleasantville train station. It is easily accessible via Route 9, Route 9A, Route 100, Saw Mill River Parkway and Taconic State Parkway. Metro- North railroad makes regular stops at the Scarborough Train Station (Hudson line) and the Pleasantville Train Station (Harlem line), providing the opportunity to commute to White Plains and New York City by train.

The Ossining Community Center provides programs for senior citizens and pre-schoolers and after school and summer programs for children. It also has an open gym, swimming pool, and basketball. The Town’s Senior Services Department offers various assistance programs for health and wellness and social events, including a Nutrition Program, home-delivered meals, and assistance with grocery shopping.

Briar Commons is served by the Ossining Union Free School District with its Ossining High School, Anne M. Dorner Middle School, three elementary schools and Park Early Childhood Center. The Town maintains over 130 acres of parkland with soccer fields, fitness trails, tenants and basketball courts, and picnic and fishing areas. It is also served by the Ossining Library which has public internet terminals, a 250 seat theatre, art gallery and a café.

Nearby hospitals include Phelps Memorial Hospital Center in Sleepy Hollow, Northern Westchester Hospital in Mt. Kisco and the White Plains Hospital Center. 10, 11 and 12 Robert Rinaldi Lane Two Bedroom Townhomes w/Loft or Den Affordability Analysis – June, 2016

Fair & Affordable Housing (All figures are approximate and subject to change)

ONE BEDROOM

Sale Price $ 185,000 5% Down Payment $ (9,250) Mortgage Amount $ 175,750

Principal + Interest** $ 920 Approximate taxes $ 651 Walls-In Insurance $ 50 HOA Fee $ 235 Private Mortgage Insurance $ 100 Total Housing Payment (PITI) $ 1,956 Approx. income needed to carry $ 71,130* payment

*If monthly debt (minimum monthly payments on credit cards, loans, leases, etc.) is higher than 5% of your gross monthly income a higher income may be necessary.

**Assumes 30 year fixed rate mortgage at 4.75 %

Maximum Income Limits as of June 1, 2016 (Income limits are subject to change)

No. of Persons Income Limit

2 $69,000 3 $77,650 4 $86,250 5 $93,150

Picture, Site Plan and Floor Plans for Briar Commons Townhomes,

Town of Ossining