Company Fact Sheet

Company Overview Mercury General (NYSE-MCY) is the leading independent broker and agency writer of automobile insurance in and has been one of the fastest growing automobile insurers in the nation. It is currently in the top five largest private passenger automobile insurers in California, with total assets over $4 billion. Mercury also writes automobile insurance in , , , , Michigan, , , , , Pennsylvania, and . In addition to automobile insurance, Mercury writes other lines of insurance in various states, including homeowners, condo owners, renters, umbrella, business, business auto, and mechanical breakdown protection. Recognized by Forbes as one of America’s Most Trustworthy Companies, Mercury has earned a reputation as a company that goes to great lengths to protect its customers. Whether it’s the company’s 24/7 claims service, long list of discounts, or its unyielding commitment to stamping out insurance fraud, Mercury is continually looking for ways to save consumers money while providing industry-leading service.

Mercury (NYSE: MCY), which celebrated its 50th California General Underwriters Insurance Company, Inc. anniversary in 2012, is a multiple-line insurance organization Concord Insurance Services, Inc. offering predominantly personal automobile and Mercury Insurance Services LLC homeowners insurance through a network of independent Mercury County Mutual Insurance Company* agents and brokers in 13 states. Founded in 1962 by George American Mercury Insurance Company Joseph, Mercury is focused on providing its policyholders American Mercury Lloyds Insurance Company* with high-quality insurance products, service and protection Mercury Select Management Company, Inc. at an affordable rate. American Mercury MGA, Inc. Mercury Group, Inc. Mercury General Corporation Auto Insurance Specialists LLC Corporate Headquarters AIS Management LLC 4484 Wilshire Boulevard PoliSeek AIS Insurance Solutions, Inc. Los Angeles, California 90010 Telephone: (323) 937-1060 California Operations Fax: (323) 857-7116 Mercury is California’s leading independent agency writer of automobile insurance, and it is currently in the state’s top Total Assets: $4.3 Billion USD five largest private passenger automobile insurers. California represents the core of Mercury’s operations, accounting for Employees: Nearly 4,100 approximately 70% of the company’s premium revenues. Agents Nationwide: More than 8,500 independent agents With more than 1,000 independent agents, Mercury in 13 states provides its customers with some of the state’s most affordable rates and personalized, agent-driven service. Subsidiaries: Mercury Casualty Company National Operations Mercury Insurance Company Mercury Insurance Group sells a variety of insurance products Mercury Insurance Company of Illinois through a network of local, independent agents in Arizona, Mercury Insurance Company of Georgia California, Florida, Georgia, Illinois, Michigan, Nevada, New Mercury Indemnity Company of Georgia Jersey, New York, Oklahoma, Pennsylvania, Texas and Virginia. Mercury Insurance Company of Florida Mercury has earned A+ ratings from A.M. Best and Fitch, two Mercury Indemnity Company of America of the industry’s leading independent rating agencies. Mercury Mercury National Insurance Company has also been named one of “America’s Most Trustworthy California Automobile Insurance Company Companies” by Forbes Magazine.

*Controlled by Mercury General Corporation

© 2014 Mercury Insurance Group 1 Insurance Products

Personal Auto A combination of low rates and excellent service provides Mercury’s policyholders with one of the country’s best values for the past 50 years.

Homeowners Mercury writes high-quality policies for single-family homes, condominiums and apartments that are specifically tailored to individual needs.

Renters Mercury assists house, condo and apartment renters, whose have unique needs include protecting personal property and guarding against costly liability claims.

Condo Condo owners have different needs than renters and homeowners, so Mercury’s comprehensive coverage ranges from personal property and personal liability protection to guest medical protection and liability/contents coverage when a condo is rented to others.

Personal Umbrella Additional protection is provided for personal auto and homeowners policyholders in case either policy doesn’t cover an entire loss when total liability exceeds their limits.

Commercial Auto/Commercial Packages Mercury’s commercial auto insurance supplies affordable automobile insurance protection for individuals, partnerships and corporations with vehicles that are used for business purposes. Mercury also offers several niche commercial products.

Mechanical Breakdown Commonly referred to as extended warranty coverage, mechanical breakdown coverage is offered through Mercury’s subsidiary company, American Mercury Insurance, and provides covered vehicle repairs after the manufacturer’s warranty expires.

© 2014 Mercury Insurance Group 2 Directors and Officers

BOARD OF DIRECTORS EXECUTIVE OFFICERS

George Joseph 4 George Joseph Chairman of the Board Chairman of the Board

Gabriel Tirador 4 Gabriel Tirador President and Chief Executive Officer President and Chief Executive Officer

Bruce A. Bunner 3 Allan Lubitz Retired President, Financial Structures Ltd. Senior Vice President and Chief Information Officer

Michael D. Curtius Theodore R. Stalick Executive Consultant Senior Vice President and Chief Financial Officer

Christopher Graves 4 Christopher Graves Vice President and Chief Investment Officer Vice President and Chief Investment Officer

Richard E. Grayson 3, 4 Robert Houlihan Retired Senior Vice President, Union Bank Vice President and Chief Product Officer

Martha E. Marcon 1, 2 Kenneth G. Kitzmiller Retired Partner, KPMG LLP Vice President and Chief Underwriting Officer

1, 2 Donald P. Newell Brandt N. Minnich Retired Partner, Vice President – Marketing Law Firm of Latham & Watkins LLP Heidi C. Sullivan 1, 2, 3 Donald R. Spuehler Vice President – Human Capital Retired Partner, Law Firm of O’Melveny & Myers LLP Charles Toney Vice President and Chief Actuary

Judy A. Walters Vice President – Corporate Affairs and Secretary

1 Member of Audit Committee

2 Member of Nominating/Corporate Governance Committee

3 Member of Compensation Committee

4 Member of Investment Committee

© 2014 Mercury Insurance Group 3 Products by State

Arizona Private Passenger Automobile Nevada Private Passenger Automobile Homeowners Homeowners Commercial Automobile Commercial Automobile Mechanical Breakdown Protection Mechanical Breakdown Protection

California Private Passenger Automobile New Jersey Private Passenger Automobile Homeowners Homeowners Commercial Automobile Mechanical Breakdown Commercial Packages Personal Umbrella New York Private Passenger Automobile Mechanical Breakdown Protection Homeowners Mechanical Breakdown Protection Florida Private Passenger Automobile Commercial Automobile Oklahoma Private Passenger Automobile Mechanical Breakdown Protection Homeowners Commercial Automobile Personal Umbrella Georgia Private Passenger Automobile Mechanical Breakdown Protection Homeowners Commercial Automobile Pennsylvania Private Passenger Automobile Personal Umbrella Homeowners Mechanical Breakdown Protection Commercial Automobile Mechanical Breakdown Protection Illinois Private Passenger Automobile Homeowners Texas Private Passenger Automobile Commercial Automobile Homeowners Personal Umbrella Commercial Automobile Mechanical Breakdown Protection Personal Umbrella Mechanical Breakdown Protection Michigan Private Passenger Automobile Mechanical Breakdown Protection Virginia Private Passenger Automobile Homeowners Commercial Automobile Mechanical Breakdown Protection

© 2014 Mercury Insurance Group 4