Every Suburb Every Town Poverty in Victoria

Every suburb Every town Poverty in Victoria Robert Tanton, Dominic Peel and Yogi Vidyattama November 2018 About NATSEM/IGPA About VCOSS Author note Authors of this report are: The National Centre for Social and Economic As the peak body for the state’s social and community Professor Robert Tanton, University of Canberra Modelling (NATSEM) was established on 1 January sector, VCOSS works towards eliminating poverty and Dominic Peel, University of Canberra 1993 and supports its activities through research grants, disadvantage in all forms and creating a society where commissioned research and longer term contracts for everyone is supported to thrive. Dr Yogi Vidyattama, University of Canberra policy analysis and model development and maintenance. We do this through policy development, public and Acknowledgement In January 2014, the Institute for Governance and private advocacy and increasing the capabilities of the This study is undertaken by the National Centre for Social Policy Analysis (IGPA) at the University of Canberra was state’s social service organisations. and Economic Modelling (NATSEM), the Institute for established to harness the research strengths of NATSEM Governance and Policy Analysis (IGPA), at the University and the ANZSOG Institute for Governance (ANZSIG). The We also give people experiencing poverty a voice in of Canberra, and is commissioned by the Victorian aim of this Institute is to create and sustain an international policy formulation and public debates, fostering a Council of Social Services (VCOSS). class research institution for the study and practice of greater understanding of the true causes and effects governance and public policy. of disadvantage. Suggested citation

The Institute has a strong social mission committed to Our members include charities, peak bodies, frontline Tanton, R., Peel, D. and Vidyattama, Y., (2018), ‘Poverty the production of leading edge research and research service groups, advocacy organisations and individuals in Victoria’, NATSEM, Institute for Governance and driven education programs with genuine public value passionate about developing a sustainable, fair and Policy Analysis (IGPA), University of Canberra. Report and, by implication, policy impact. The integration of equitable society. commissioned by VCOSS. ANZSIG and NATSEM has created exciting opportunities for the development of cutting edge research in public Visit www.vcoss.org.au for more information. policy analysis through combining expertise in qualitative and quantitative methods, micro-simulation and policy modelling and evaluation.

NATSEM is one of three research centres within IGPA. NATSEM aims to be a key contributor to social and economic policy debate and analysis by undertaking independent and impartial research of the highest quality, including supplying valued commissioned research services. NATSEM is one of Australia’s leading economic and social policy research centres and is regarded as one of the world’s foremost centres of excellence for micro-data analysis, microsimulation modelling and policy evaluation. In keeping with IGPA’s core mission, NATSEM’s research activities aim to have significant policy impact and lead to social and economic change.

IGPA Director: Professor Mark Evans NATSEM Directors: Professor Robert Tanton and Professor Laurie Brown

2 3 About NATSEM/IGPA About VCOSS Author note Authors of this report are: The National Centre for Social and Economic As the peak body for the state’s social and community Professor Robert Tanton, University of Canberra Modelling (NATSEM) was established on 1 January sector, VCOSS works towards eliminating poverty and Dominic Peel, University of Canberra 1993 and supports its activities through research grants, disadvantage in all forms and creating a society where commissioned research and longer term contracts for everyone is supported to thrive. Dr Yogi Vidyattama, University of Canberra policy analysis and model development and maintenance. We do this through policy development, public and Acknowledgement In January 2014, the Institute for Governance and private advocacy and increasing the capabilities of the This study is undertaken by the National Centre for Social Policy Analysis (IGPA) at the University of Canberra was state’s social service organisations. and Economic Modelling (NATSEM), the Institute for established to harness the research strengths of NATSEM Governance and Policy Analysis (IGPA), at the University and the ANZSOG Institute for Governance (ANZSIG). The We also give people experiencing poverty a voice in of Canberra, and is commissioned by the Victorian aim of this Institute is to create and sustain an international policy formulation and public debates, fostering a Council of Social Services (VCOSS). class research institution for the study and practice of greater understanding of the true causes and effects governance and public policy. of disadvantage. Suggested citation

IGPA Director: Professor Mark Evans NATSEM Directors: Professor Robert Tanton and Professor Laurie Brown

2 3 Contents

Acronyms Acronyms 4 ABS Australian Bureau of Statistics Executive summary 6 ASGS Australian Statistical Geography Standards Methodology 8 IGPA Institute for Governance and Policy Analysis Calculating poverty 8 NATSEM National Centre for Social and Economic Modelling VIC Victoria Data sources 9 SA2 Statistical Areas Level Two Victorian poverty rates 10 SPRC Social Policy Research Centre The composition of poverty 14 VCOSS Victorian Council of Social Service Gender and poverty 16 Age and poverty 20 Families and poverty 24 Employment and poverty 28 Housing and poverty 32 Disability and poverty 36 Aboriginal Victorians and poverty 38 Discussion 40 Conclusions 42 References 43 Appendix 44

> View data for every local area at povertymaps.vcoss.org.au

5 Contents

> View data for every local area at povertymaps.vcoss.org.au

5 Executive summary

Everybody intuitively knows people live in poverty in every suburb, This rare analysis allows organisations to effectively target local service delivery. We hope it will be used by town and rural community in Victoria. Despite this, we can easily fall governments, community planners and service providers into the trap of labelling some places as ‘rich’ and others as ‘poor’. for better services. As an example, women form the majority of people Popular culture and media reporting often reinforces this false view living in poverty, but men make up a majority in some and can lead policy makers to overlook the real face of Victorian of Melbourne’s inner suburbs. There are many more examples like this. poverty. Public policy inevitably suffers as a result.

The big message here is that Even evidence-based poverty rates are reported as an Key findings undifferentiated headline rate, doing nothing to debunk poverty affects a diverse range the ‘rich’ versus ‘poor’ areas myth. This research confronts these myths head on, showing the people • 774,000 Victorians live in poverty (13.2%) of people, in every Victorian and places behind the headline numbers. • Regional Victoria has a higher poverty community – but it affects For the first time, we break down poverty in Victoria, rate than Melbourne (15.1% versus them differently. allowing policy makers to better target the needs of 12.6%) people in different places. We have created an interactive mapping site at povertymaps.vcoss.org.au allowing • More than 1 in 6 Victorian children live People living in poverty may own their home, work full- everyone to better understand the specific nature of in poverty (18.7% or 198,600 children) poverty in their local community. time, or be raising families. They include children, and older people in retirement. Importantly, the character of By using complex modelling techniques, the National • Women comprise the majority of adults poverty can be profoundly different in different places. Centre for Social and Economic Modelling (NATSEM) living in poverty (54.1% or 311,800 has produced poverty estimates for different groups in women) There is no ‘one-size-fits-all’ profile of poverty, and the different areas. We calculated poverty rates after housing differences in the composition of poverty in different costs to give a truer picture of available income for life’s • A majority of people experiencing places may have consequences for local policy other necessities. poverty live in families with children development and service delivery. These estimates provide a more sophisticated picture of (57.8% or 447,300 people) We hope this report makes a contribution to better- who experiences poverty, and where they live, than ever targeted and evidence-based policy responses to start before – including their age, gender, disability status, • A majority of people living in poverty live reducing poverty in Victoria by meeting the specific employment, family arrangements, and housing tenure. in owner-occupied homes (51.4% or needs of different groups facing different challenges. They show the characteristics of people living in poverty 397,900 people) vary markedly from one community to another. • More than one third of adults living in poverty have a disability (34.3% or 197,600 people) • More than a quarter of adults living in poverty have a job (28.2% or 162,600 people) • Even the richest communities had View data for every poverty rates from 6% > local area at • High poverty communities had poverty rates of up to 40% povertymaps.vcoss.org.au

6 7 Executive summary

6 7 Methodology

Despite living in a wealthy state in a wealthy country, many Victorians Data sources live in poverty. Poverty means not having enough available income to This report calculates Victorian estimates directly from the 2015-16 ABS Survey of Income and Housing. afford life’s necessities. This report looks at measures of poverty after Small area estimates of poverty were calculated housing costs are taken into account, providing a truer picture of poverty using NATSEM’s spatial microsimulation model. They are available for suburbs in Melbourne and SA2’s compared to a before housing cost poverty rate. across Victoria, using the interactive online resource accompanying this report, accessible at povertymaps. Poverty can lead to an inability to pay for food, shelter, clothing or vcoss.org.au. Summing these small area estimates will get close to, but won’t exactly match, the Victorian healthcare, exclusion from social activities and/or severe stress from estimates due to model error introduced in our small chronic insecurity. area modelling process. Poverty estimates are not typically available at a small area level, particularly when cross-tabulated with other Accurate estimates of the demographic groups and data, however in recent years the National Centre for geographic areas affected by poverty allows policy Social and Economic Modelling at the University of makers to respond to specific issues in specific The cost of housing varies Canberra has developed synthetic estimates based communities. They can help identify the nature and considerably across Victoria on ABS survey and Census data (Tanton, Vidyattama, extent of the problem and helps focus resources. Nepal, & McNamara, 2011). and subtracting housing costs This report provides data on two demographic This method has been used for the online maps and perspectives of poverty. It provides poverty rates for from incomes before calculating the map presented in this report, but not for the State local areas and particular groups of people, such as level results in this report, which are nearly all calculated unemployed people or people living in public housing. poverty rates provides a better directly from the ABS survey. It also reports the composition of poverty, meaning of all people experiencing poverty in an area, the measure for comparing poverty For the online maps, the ABS standard geography proportion who live in single parents families, or who across the state. SA2 was used. This equates roughly to suburbs in have a disability. Melbourne or localities in regional areas. Poverty rates for people with a disability were not Calculating poverty Discrepancies in housing costs affect disposable incomes available from the small area estimation modelling This report uses a half-median after-housing equivalised available to households. For example, in some areas of due to technical difficulties, but were calculated at disposable income poverty line. We calculated this Victoria a family home can be rented for less than $150 a the state level directly from the ABS Survey of poverty line at $353.45 per week. We calculate poverty week, while a similar home in Melbourne would cost more Income and Housing. rates by reporting the percentage of people in area who than $600 a week. Poverty rates for Aboriginal1 people were not available live in households who fall below this poverty line. After-housing poverty rates were used by ACOSS in their on the survey, but were available from the small area To produce the poverty line, we calculate a household’s poverty report (Social Policy Research Centre, 2018). estimation model. However, they were not reliable for disposable income, after paying direct taxes and receiving This report adopts their method for calculating poverty small areas due to low sample sizes, so have only income support payments. We subtract the household’s rates. These figures are broadly equivalent to the ACOSS been presented at the state and capital city/balance housing costs, including rent, mortgage payments and estimates at the state level. of state level. water and property rates. We then make an adjustment This report also provides figures for the composition for the number and age of people living in the household, of poverty. This is to say, of all people in an area who so income can be compared in families of different are in poverty, what proportion is male or female, or sizes. We then find the median figure, at which half the Aboriginal or not. This gives a slightly different view population is above, and half is below. The poverty line is of poverty. half this amount. For example, while Aboriginal poverty rates tend to This is a standard definition of poverty used in Australia be very high, Aboriginal people may still represent a (Social Policy Research Centre, 2016). small proportion of total poverty, as Aboriginal people 1 Note: This report uses the term ‘Aboriginal’ to be inclusive of all Aboriginal make up only a small proportion of the total population. and Torres Strait Islander people. 8 9 Methodology

Demographic Victoria Greater Melbourne Rest of Victoria

Overall 13% 13% 15% Overall (over 15) 12% 12% 13% In 2015-16, the overall poverty rate in Victoria was 13.2%2. The Male (over 15) 11% 11% 12% poverty rate was 12.6% in Greater Female (over 15) 13% 12% 15% Melbourne and 15.1% in the rest of Under 15 19% 17% 23% the state. These rates were similar 15-24 15% 15% 18% to the overall rate for Australia, 25-64 12% 11% 14% which was 13.1%. 65+ 10% 10% 9%

However, poverty rates differed considerably between Couple only 9% 10% 8% demographics and areas. For example, the poverty rate for Aboriginal people in Victoria was 25.4%, nearly Couple with dependent children 12% 12% 13% double the overall rate. Lone parent 36% 33% 44% Rates tend to be lower among those who were Lone person 21% 21% 20% employed full-time (3.5%) and higher among Other household type 7% 6% 12% unemployed people (34.7%).

They were lower among couples without dependent 3 children (9.1%) and higher among lone parents (36%). Employed full-time 3% 3% 5% Employed part-time 8% 8% 9% Poverty rates were lower for those who owned their homes outright (8.8%) and higher for those in public Unemployed 35% 33% 41% housing (51.4%). This is partly due to using an after Aged 15-64 not in labour force 28% 28% 29% housing costs poverty line. Aged 65+ and not in labour force 10% 11% 9% Poverty rates for all groups considered in this report are provided in Table 1. Own home outright 9% 8% 11% Own home with mortgage 10% 9% 11% Private rental 21% 20% 26% Public rental 51% 50% 54% Other household tenure 19% 21% 14%

Disability (over 15) 15% 14% 16% No disability (over 15) 11% 11% 12%

Aboriginal4 25% 21% 30% Not Aboriginal 13% 12% 15%

3 This is the proportion of all people in households experiencing poverty with this employment status, rather than the proportion of people in households in poverty where the head of household experiences this employment status, as used in the ACOSS report. This is to ensure consistency with our later area based analysis. 2 Calculated from the 2015-16 Australian Bureau of Statistics Survey of Income and Housing. 4 Calculated from NATSEM’s synthetic population rather than direct from the Survey of Income and Housing. 10 11 Table 1 Victorian poverty rates Poverty rates for different demographics in Victoria, Greater Melbourne and the Rest of Victoria

Demographic Victoria Greater Melbourne Rest of Victoria

Disability (over 15) 15% 14% 16% No disability (over 15) 11% 11% 12%

Aboriginal4 25% 21% 30% Not Aboriginal 13% 12% 15%

3 This is the proportion of all people in households experiencing poverty with this employment status, rather than the proportion of people in households in poverty where the head of household experiences this employment status, as used in the ACOSS report. This is to ensure consistency with our later area based analysis. 2 Calculated from the 2015-16 Australian Bureau of Statistics Survey of Income and Housing. 4 Calculated from NATSEM’s synthetic population rather than direct from the Survey of Income and Housing. 10 11 > View data for every local area at povertymaps.vcoss.org.au

Poverty rates varied by region. The SA2 with the lowest Figure 2 shows the regions with the highest poverty rates economic diversity than regional SA2s. This spatial poverty rate was Beaumaris at 6%, and the SA2 with the tended to cluster in the outer suburbs of Melbourne. The segregation by socioeconomic status serves to highlight highest poverty rate was Carlton at 40%. areas with the lowest levels of poverty were also primarily concentrations of poverty. clustered in and around Melbourne. The most common poverty rates for Victorian SA2s As areas get larger, such as in regional areas, pockets of are between 10 and 20% (Figure 1). Some areas were The clustering of areas of high and low poverty in and poverty can be hidden, due to poor households sharing outside this range, and 15% of areas had poverty rates around Melbourne is likely due to urban SA2s tending the area with higher income households. below 10%, while 3% had poverty rates above 25%. to be both geographically smaller and having less socio-

Figure 1 Figure 2 Frequency distribution of poverty rates across Victorian SA2s Spatial distribution of poverty rates for Victorian SA2s. Melbourne region shown in inset. Employement status of people living in cross-section of areas Ages of people living in cross-section of areas Housing tenure of people living in cross-section of areas Aboriginal Victorians in poverty Proportion of adults aged 15+ in poverty by employment status Victorian poverty rates by Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each age group (total number in poverty in brackets) Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) Age of Victorians in poverty Victorian poverty rates by age group (total number in poverty in brackets) Number of Victorians in poverty by Aboriginal status Number of Victorians experiencing Prevalence of poverty by gender Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Victorian poverty rates by Number of Victorians in poverty by age group Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Aboriginal status Prevalence of poverty by people 20 poverty aged 15+, by gender of people aged 15+ housing tenure experiencing poverty disability status 20.0% Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed 60.0% Aboriginal Aboriginal status Inner Melbourne Prevalence of poverty by disability Inner Melbourne Victorians in poverty Age 15-64 and not in labour force Age 65+ and not in labour force Number of Victorians in poverty by people in Gender of people living in poverty in cross-section of areas Prevalence of people living in poverty poverty 14.0% 50.0% disability status, aged 15+ status of people aged 15+ 30.0% Retirement Number of Victorians in poverty in each family type Other Collingwood (1400) 9% 12% 19% 50% 10% 11,200 Proportion of people in poverty aged 15+ by gender (total number in brackets) Melbourne (9400) 9% 34% 51% 6% 16.0% age (65+) by family type Inner Melbourne tenure Owned 15 12.0% 15.0% Women Men 83,600 40.0% 89,200 outright 40.0% Armadale (900) 16% 16% 43% 7% 18% 25.0% Children Fawkner (2900) 30% 13% 44% 13% Carlton (4800) 5% 10% 18% 58% 9% Publicly 14.0% (0 -14) 139,100 Other 35.0% rented Southbank (2500) 10.0% Inner Melbourne 198,600 family Malvern East (2500) 11% 22% 60% 8% Bulleen (1100) 23% 9% 40% 28% 7% 13% 25% 39% 15% 64,800 30.0% 12.0% 20.0% 45% 55% 63,200 30.0% Docklands (1400) 10.0% Burwood East (1400) 30% 34% 30% 7% Men in 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone Kew East (700) 10% 21% 10% 42% 17% 51.4% 8.0% Brunswick West (1900) 50% 50% 25.0% People with 10.0% 10 poverty person Couple 20.0% 15.0% 15.6% Beaumaris (800) 16% 17% 6% 36% 25% Outer Melbourne disability in percent family with Newport (1500) 55% 45% Working Young Outer Melbourne 119,300 20.0% Privately People 264,900 Women in 12.8% dependent 36.1% rented Mortgaged poverty 8.0% 25.4% 6.0% age (25-64) people 11.9% 15.0% Outer Melbourne without 14.8% poverty 11.3% Ashburton (600) 61% 39% 5.0% 9.9% children 222,200 258,800 10.0% Broadmeadows (3800) 18% 31% 24% 19% 8% 197,600 374,100 (15-24) Burnside Heights (900) 44% 8% 46% 307,900 20.8% 18.7% disability 6.0% 10.0% 311,800 Outer Melbourne 118,000 10.0% 20.8% in poverty Other people in poverty 4.0% Couple Meadow Heights (4600) 4% 9% 14% 61% 12% 8.8% 9.6% 10.9% family only Doreen (2700) 7% 52% 28% 11% 379,100 5 49% 51% Clayt on (5100) 16% 31% 40% 12% 5.0% 12.5% 0.0% 4.0% 763,000 13.0% Rockbank - Mount Cottrell (200) 144,400 Single 9.1% 6.8% Bundoora - North (1400) 9% 11% 22% 45% 13% 5.0% 0.0% parent 0.0% Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 22% 3% 2.0% Sunshine (1800) 54% 46% Mickleham & Yuroke (400) 30% 4% 56% 10% 2.0% Children Young Working Retirement family with Couple Single Couple Lone Other Chelsea Heights (600) 15% 16% 5% 36% 28% outright rented rented tenure Mernda (2400) 59% 41% (0-14) people age age (65+) dependent family with parent family only person family Lynbrook and Lyndhurst (2200) 13% 73% 10% 0.0% Dromana (1400) children 0.0% (15-24) (25-64) 23% 9% 40% 28% dependent family with Research - North Warrandyte (400) 25% 17% 9% 27% 22% 0.0% Aboriginal peopleOther people Belgrave - Selby (900) 65% 35% 139,400 children dependent Inner Regional 0 Women Men Inner Regional Inner Regional People with disability People without Inner Regional children Housing composition of poverty in Melbourne and Regional Victoria disability 0 10 20 30 40 Proportion of people in poverty 46% 54% Maryborough Region (700) 6% 12% 16% 46% 20% Bendigo Central (2000) 10% 23% 46% 8% 13% Buninyong (500) Flora Hill & Spring Gully (1200) 20% 26% 41% 12% Owned outright Mortgaged Privately rented Publicly rentedOther tenure who are Aboriginal Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Age composition of poverty in Melbourne and Regional Victoria Phillip Island (1500) 52% 48% Family composition of poverty in Melbourne and Regional Victoria Chiltern - Indigo Valley (300) 20% 11% 11% 26% 32% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Melbourne and Regional Victoria Gender proportions of people experiencing poverty aged 15+ Romsey (1100) 38% 7% 40% 14% 58% 42% Proportions of people experiencing poverty with and without disability, aged 15+ Rushworth (500) Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Couple family with dependent children Single parent family with dependent children Seymour (800) 7% 27% 16% 38% 12% Yea (500) Women Men 35% 30% 18% 15% 3.5% Kinglake (500) 64% 36% Macedon (200) 17% 4% 56% 23% Couple family only Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% People with disabilityPeople without disability Smythes Creek (400) 27% 13% 13% 31% 16% Outer Regional Other family Golden Plains South (600) 12% 71% 16% 3.0% Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% Outer Regional Greater 49% 51% Melbourne Outer Regional 2.5% 53.5% 46.5% Kerang (400) Outer Regional Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) Greater 31.7% 68.3% Melbourne Nhill Region (600) 52% 48% 10% 9% 13% 50% 18% Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Mildura North (2700) 10% 25% 43% 9% 12% Melbourne 2.0% Lockington & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) Bairnsdale (2100) 55% 45% Regional 29.2% 12.4% 47.5% 10.8% 10% 19% 8% 33% 30% 1.5% 2.9% 12 13 58% 42% Victoria Orbost (900) 36% 25% 26% 12% Irymple (700) Yarriambiack (600) 22% 19% 43% 16% Southern Grampians (600) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional 33.9% 25.0% 16.3% 16.9% 8.0% Regional 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Regional Victoria 41.4% 58.6% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Swan Hill Region (700) 15% 64% 19% Victoria Foster (1100) 17% 16% 51% 17% 0.5% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater Regional Melbourne Victoria > View data for every local area at povertymaps.vcoss.org.au

Figure 1 Figure 2 Frequency distribution of poverty rates across Victorian SA2s Spatial distribution of poverty rates for Victorian SA2s. Melbourne region shown in inset. Employement status of people living in cross-section of areas Ages of people living in cross-section of areas Housing tenure of people living in cross-section of areas Aboriginal Victorians in poverty Proportion of adults aged 15+ in poverty by employment status Victorian poverty rates by Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each age group (total number in poverty in brackets) Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) Age of Victorians in poverty Victorian poverty rates by age group (total number in poverty in brackets) Number of Victorians in poverty by Aboriginal status Number of Victorians experiencing Prevalence of poverty by gender Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Victorian poverty rates by Number of Victorians in poverty by age group Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Aboriginal status Prevalence of poverty by people 20 poverty aged 15+, by gender of people aged 15+ housing tenure experiencing poverty disability status 20.0% Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed 60.0% Aboriginal Aboriginal status Inner Melbourne Prevalence of poverty by disability Inner Melbourne Victorians in poverty Age 15-64 and not in labour force Age 65+ and not in labour force Number of Victorians in poverty by people in Gender of people living in poverty in cross-section of areas Prevalence of people living in poverty poverty 14.0% 50.0% disability status, aged 15+ status of people aged 15+ 30.0% Retirement Number of Victorians in poverty in each family type Other Collingwood (1400) 9% 12% 19% 50% 10% 11,200 Proportion of people in poverty aged 15+ by gender (total number in brackets) Melbourne (9400) 9% 34% 51% 6% 16.0% age (65+) by family type Inner Melbourne tenure Owned 15 12.0% 15.0% Women Men 83,600 40.0% 89,200 outright 40.0% Armadale (900) 16% 16% 43% 7% 18% 25.0% Children Fawkner (2900) 30% 13% 44% 13% Carlton (4800) 5% 10% 18% 58% 9% Publicly 14.0% (0 -14) 139,100 Other 35.0% rented Southbank (2500) 10.0% Inner Melbourne 198,600 family Malvern East (2500) 11% 22% 60% 8% Bulleen (1100) 23% 9% 40% 28% 7% 13% 25% 39% 15% 64,800 30.0% 12.0% 20.0% 45% 55% 63,200 30.0% Docklands (1400) 10.0% Burwood East (1400) 30% 34% 30% 7% Men in 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone Kew East (700) 10% 21% 10% 42% 17% 51.4% 8.0% Brunswick West (1900) 50% 50% 25.0% People with 10.0% 10 poverty person Couple 20.0% 15.0% 15.6% Beaumaris (800) 16% 17% 6% 36% 25% Outer Melbourne disability in percent family with Newport (1500) 55% 45% Working Young Outer Melbourne 119,300 20.0% Privately People 264,900 Women in 12.8% dependent 36.1% rented Mortgaged poverty 8.0% 25.4% 6.0% age (25-64) people 11.9% 15.0% Outer Melbourne without 14.8% poverty 11.3% Ashburton (600) 61% 39% 5.0% 9.9% children 222,200 258,800 10.0% Broadmeadows (3800) 18% 31% 24% 19% 8% 197,600 374,100 (15-24) Burnside Heights (900) 44% 8% 46% 307,900 20.8% 18.7% disability 6.0% 10.0% 311,800 Outer Melbourne 118,000 10.0% 20.8% in poverty Other people in poverty 4.0% Couple Meadow Heights (4600) 4% 9% 14% 61% 12% 8.8% 9.6% 10.9% family only Doreen (2700) 7% 52% 28% 11% 379,100 5 49% 51% Clayt on (5100) 16% 31% 40% 12% 5.0% 12.5% 0.0% 4.0% 763,000 13.0% Rockbank - Mount Cottrell (200) 144,400 Single 9.1% 6.8% Bundoora - North (1400) 9% 11% 22% 45% 13% 5.0% 0.0% parent 0.0% Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 22% 3% 2.0% Sunshine (1800) 54% 46% Mickleham & Yuroke (400) 30% 4% 56% 10% 2.0% Children Young Working Retirement family with Couple Single Couple Lone Other Chelsea Heights (600) 15% 16% 5% 36% 28% outright rented rented tenure Mernda (2400) 59% 41% (0-14) people age age (65+) dependent family with parent family only person family Lynbrook and Lyndhurst (2200) 13% 73% 10% 0.0% Dromana (1400) children 0.0% (15-24) (25-64) 23% 9% 40% 28% dependent family with Research - North Warrandyte (400) 25% 17% 9% 27% 22% 0.0% Aboriginal peopleOther people Belgrave - Selby (900) 65% 35% 139,400 children dependent Inner Regional 0 Women Men Inner Regional Inner Regional People with disability People without Inner Regional children Housing composition of poverty in Melbourne and Regional Victoria disability 0 10 20 30 40 Proportion of people in poverty 46% 54% Maryborough Region (700) 6% 12% 16% 46% 20% Bendigo Central (2000) 10% 23% 46% 8% 13% Buninyong (500) Flora Hill & Spring Gully (1200) 20% 26% 41% 12% Owned outright Mortgaged Privately rented Publicly rentedOther tenure who are Aboriginal Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Age composition of poverty in Melbourne and Regional Victoria Phillip Island (1500) 52% 48% Family composition of poverty in Melbourne and Regional Victoria Chiltern - Indigo Valley (300) 20% 11% 11% 26% 32% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Melbourne and Regional Victoria Gender proportions of people experiencing poverty aged 15+ Romsey (1100) 38% 7% 40% 14% 58% 42% Proportions of people experiencing poverty with and without disability, aged 15+ Rushworth (500) Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Couple family with dependent children Single parent family with dependent children Seymour (800) 7% 27% 16% 38% 12% Yea (500) Women Men 35% 30% 18% 15% 3.5% Kinglake (500) 64% 36% Macedon (200) 17% 4% 56% 23% Couple family only Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% People with disabilityPeople without disability Smythes Creek (400) 27% 13% 13% 31% 16% Outer Regional Other family Golden Plains South (600) 12% 71% 16% 3.0% Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% Outer Regional Greater 49% 51% Melbourne Outer Regional 2.5% 53.5% 46.5% Kerang (400) Outer Regional Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) Greater 31.7% 68.3% Melbourne Nhill Region (600) 52% 48% 10% 9% 13% 50% 18% Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Mildura North (2700) 10% 25% 43% 9% 12% Melbourne 2.0% Lockington & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) Bairnsdale (2100) 55% 45% Regional 29.2% 12.4% 47.5% 10.8% 10% 19% 8% 33% 30% 1.5% 2.9% 12 13 58% 42% Victoria Orbost (900) 36% 25% 26% 12% Irymple (700) Yarriambiack (600) 22% 19% 43% 16% Southern Grampians (600) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional 33.9% 25.0% 16.3% 16.9% 8.0% Regional 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Regional Victoria 41.4% 58.6% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Swan Hill Region (700) 15% 64% 19% Victoria Foster (1100) 17% 16% 51% 17% 0.5% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater Regional Melbourne Victoria Table 2 The composition of poverty Number and Proportion of people in poverty in each group1

Demographic Total Victoria Greater Melbourne Rest of Victoria % Count % Count % Count Poverty (Count) 100 774,200 100 560,000 100 214,100 Male (over 15) 45.9 264,900 46.5 197,200 44.3 67,700 Female (over 15) 54.1 311,800 53.5 226,800 55.7 85,000 Poverty rates give a quick and simple view of the concentration of poverty Total 100.0 576,700 100.0 424,000 100.0 152,700 in a particular place. But they do not tell the whole story. To understand Under 15 25.6 198,600 24.3 135,800 29.2 62,600 how poverty affects communities, we need to understand who lives in 15-24 15.2 118,000 16.3 91,500 12.4 26,600 poverty in different places. 25-64 48.3 374,100 48.6 272,400 47.5 101,700 65+ 10.8 83,600 10.8 60,300 10.8 23,200 The ‘composition of poverty’ refers to the proportion of all people living Total 100.0 774,300 100.0 560,000 100.0 214,100 in poverty from different demographics. For example, an area may have a population of 1000 people, of which 100 are in poverty. This would mean Couple only 18.7 144,400 19.6 109,500 16.3 34,900 the poverty rate in that area is 10%. Couple with dependent children 39.8 307,900 42.1 235,500 33.9 72,500 Lone parent 18.0 139,400 15.3 85,800 25.0 53,400 Lone person 15.4 119,300 14.8 83,000 16.9 36,100 But to deepen our understanding, we want to Online maps, associated with this report, provide know who lives in in poverty. Of those 100 people the ability to look at the composition of poverty for Other household type 8.2 63,200 8.2 46,100 8.0 17,100 in poverty, it may be that 55 are female and 45 are small areas across Victoria. These are available at male. Therefore, the composition of poverty would povertymaps.vcoss.org.au. Total 100.0 774,200 100.0 559,900 100.0 214,000 be 55% female and 45% male. Employed full-time[1] 12.1 70,000 11.3 47,800 14.5 22,200 We also estimate the number of people in poverty Employed part-time 16.1 92,600 16.0 67,700 16.3 24,900 in each group. This is calculated by applying the In some areas, poverty may be proportion of people in poverty to the number of Unemployed 11.6 66,900 12.0 51,000 10.4 15,900 relevant people. This is people aged 15 and above concentrated among unemployed Aged 15-64 not in labour force 46.3 266,800 47.2 200,300 43.5 66,400 for labour force status; gender; and disability; and all people (excluding those living in households with people or those living in public Aged 65+ and not in labour force 13.9 80,400 13.5 57,100 15.3 23,300 zero or negative incomes) for all other groups. housing. In other areas, possibly Total 100.0 576,700 100.0 423,900 100.0 152,700 Estimates of the number and proportion of people with very high housing costs or in poverty in each group are shown in Table 2. This Own home outright 18.0 139,100 15.5 86,600 24.6 52,600 provides the composition of poverty across the very low wages, those employed Own home with mortgage 33.4 258,800 34.3 192,000 31.2 66,800 whole of Victoria. full-time may comprise a large Private rental 28.7 222,200 30.4 170,000 24.4 52,200 We then consider the composition of poverty for each characteristic we examined. We provide segment of people living in poverty. Public rental 8.4 64,800 7.8 43,800 9.8 21,000 state-wide results, a comparison of Melbourne and regional Victoria, and a snapshot of the composition Other household tenure 11.5 89,200 12.1 67,600 10.1 21,500 for different local areas, showing how diverse the Total 100.0 774,100 100.0 560,000 100.0 214,100 composition can be at the local level. Disability (over 15) 34.3 197,600 31.7 134,500 41.4 63,200 No disability (over 15) 65.7 379,100 68.3 289,500 58.6 89,500 Total 100.0 576,700 100.0 424,000 100.0 152,700 Aboriginal 1.44 11,200 0.90 5,000 2.89 6,200 Non-Aboriginal 98.56 763,000 99.10 555,100 97.11 207,900 > View data for every Total 100.00 774,200 100.00 560,100 100.00 214,100 local area at

1 Numbers are to nearest 100. Rounding means that in some cases the Greater Melbourne and Rest of State totals won’t add to the Victoria total. The total population povertymaps.vcoss.org.au is the population less households with negative and zero incomes, but including those with own source income. This is the same treatment as the ACOSS poverty numbers. 14 15 Table 2 The composition of poverty Number and Proportion of people in poverty in each group1

Employement status of people living in cross-section of areas Ages of people living in cross-section of areas Housing tenure of people living in cross-section of areas Aboriginal Victorians in poverty Women comprise a majority of Proportion of adults aged 15+ in poverty by employment status Victorian poverty rates by Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each age group (total number in poverty in brackets) Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) people experiencing poverty in Age of Victorians in poverty Victorian poverty rates by age group (total number in poverty in brackets) Number of Victorians in poverty by Aboriginal status Number of Victorians experiencing Prevalence of poverty by gender Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Victorian poverty rates by Number of Victorians in poverty by age group Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Aboriginal status Prevalence of poverty by people 20 Victoria aged 15 and over. There poverty aged 15+, by gender of people aged 15+ housing tenure experiencing poverty disability status 20.0% Family arrangements of Victorian poverty rates by family arrangement Employed full-timeEmployement status ofEmployed people living part-time in cross-section of areasUnemployed 60.0% Aboriginal Aboriginal status Ages of people living in cross-section of areas Inner MelbourneHousing tenure of people living in cross-section of areas Prevalence of poverty by disability are 311,800 women over age Inner Melbourne Victorians in poverty Prevalence of people living in poverty Age 15-64 and not in labour force Age 65+ and not in labour force Number of Victorians in poverty by Aboriginal Victorians in peoplepoverty in Victorian poverty rates by Gender of Victorians in poverty 14.0% Victorian poverty rates by gender Gender of people living in poverty in cross-section of areas Proportion of adults aged 15+ in poverty by employment status Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) status of people aged 15+ poverty 15 living in poverty in Victoria, Age of Victorians in poverty Victorian poverty rates by age group Proportion of people in poverty in each age group (total number in poverty in brackets) Number of Victorians in poverty 50.0% disability status, aged 15+ 30.0% Aboriginal status Retirement in each family type (total number in poverty in brackets) Other Collingwood (1400) 9% 12% 19% 50% 10% Victorian poverty rates by Number of Victorians in poverty11,200 by Number of Victorians experiencing Prevalence of poverty by gender Proportion of people in poverty aged 15+ by gender (total number in brackets) Melbourne (9400) 9% 34% 51% 6% by family type Inner Melbourne Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability 16.0% exceeding the 264,900 men. Number of Victoriansage (65+) in poverty by age group Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) tenure Owned Aboriginal status Prevalence of poverty by people 15 20 poverty aged 15+, by gender 12.0% of people aged 15+ 83,600 15.0% 89,200housing tenure Armadale (900) 16% 16% 43% 7% 18% experiencing poverty disability status Women Men Children 20.0% Fawkner (2900) Family arrangements of 40.0% Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed outright 40.0%60.0% Aboriginal 25.0% 30% 13% 44% 13% Carlton (4800) 5% 10% 18% 58% 9% Publicly 139,100 Inner Melbourne 14.0% Aboriginal status This is not only because women (0 -14) Inner Melbourne VictoriansOther in poverty Number of Victorians in poverty by Prevalence of poverty by disability people in Inner MelbourneGender of people living in poverty in cross-section of areas 35.0% Prevalence of people living in poverty Age 15-64 and not in labour force Age 65+ and not in labour force rented Southbank (2500) 11% 22% 60% 8% 10.0%14.0% 198,600 Bulleen (1100) 23% 9% 40% 28% family Malvern East (2500) 7% 13% 25% 39% 15% 64,800 disability status, aged 15+ status of people aged 15+ poverty 30.0% outnumber men in the population, Number of Victorians in poverty in each family type 30.0%50.0% Collingwood (1400) 9% 12% 19% 50% 10% 12.0% 11,200 20.0% Proportion of people in poverty 45%aged 15+ by gender (total number55% in brackets) Retirement Melbourne (9400) 9% 34% 51% 6% 63,200 30.0% Other Docklands (1400) age (65+) 10.0% by family type Inner Melbourne tenure Burwood East (1400) 30% 34% 30% 7% 16.0% but because women are more Men in 15.0%18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone 25.0% Kew East (700) 10% 21% 10% 42% 17% Owned 51.4% 15 8.0%12.0% Brunswick West (1900) 50% 50% 83,600 40.0% 89,200 outright Armadale (900) 16% 16% 43% 7% 18% People with 10.0% 25.0% 10 poverty Women Men Children Fawkner (2900) 30% 13% 44% 13% person Couple 20.0%40.0% 15.0% 15.6% BeaumarisCarlton (800) (4800) 16%5% 10% 17%18%6% 36% 58% 25% 9% Publicly 139,100 Outer Melbourne disability in 14.0% percent family with 20.0% likely to live in poverty than men. Newport (1500) 55% 45% Working (0Young -14) Outer Melbourne 119,300 Other 35.0% Privatelyrented People 264,900 Women in 12.8% Inner Melbourne dependent 36.1% Mortgaged Southbank (2500) 11% 22% 60% 8% poverty 8.0% 25.4% 6.0%10.0% 198,600people 11.9% Bulleen (1100) family OuterMalvern Melbourne East (2500) 7% 13% 25% 39% 15% rented64,800 without 14.8% More than one in eight Victorian 61% 39% age (25-64) 5.0% 23% 9% 40% 28% children 15.0% 222,200 258,800 30.0% Broadmeadows (3800) 18% 31% 24% 19% 8% 197,600 12.0% 20.0% poverty 11.3% Ashburton (600) 45% 55% (15-24) 9.9% 63,200 30.0% 10.0% 20.8% disability 10.0% Docklands (1400) 374,100 10.0% Burnside Heights (900) 44% 8% 46% 307,900 18.7% Burwood East (1400) 30% 34% 30% 7% 6.0% women experience poverty Men in 311,800 Outer Melbourne 118,000 18.7% South Yarra (West) (500) 5% 22% 49% 23% CoupleLone 10.0% 20.8% Meadow HeightsKew East(4600) (700)4% 9%10% 14%21% 10% 61% 42% 1217%% 51.4% in poverty 10.9% Other people in poverty 4.0%8.0% Brunswick West (1900) 50% 50% 25.0% 8.8% 9.6% Doreen (2700) 7% 52% 28% 11% People with 10.0% 10 poverty Clayt on (5100) 16% 31% 40% 12% familyperson only Couple 12.5% 20.0% 379,100 763,000 15.0% 13.0% 5 (12.8%), compared with just over Rockbank - Mount Cottrell (200) 49% 51% 15.6% Single 5.0% 9.1% Beaumaris (800) 16% 17% 6% 36% 25% 0.0% Outer Melbourne disability in 4.0% percent family with Bundoora - North (1400) 5.0% Newport (1500) 55% 45% Working Young Outer Melbourne 144,400119,300 20.0% 6.8% 9% 11% 22% 45% 13% Privately People 264,900 Women in 12.8% 0.0% parent dependent 36.1% rented Mortgaged Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 22% 3% poverty 8.0% 25.4% one in nine men (11.3%). 2.0%6.0% Sunshine (1800) 54% 46% age (25-64) people 11.9% Mickleham & Yuroke (400) 30% 4% 56% 10% 0.0% Outer Melbourne without 14.8% 11.3% 61% 39% 5.0%Children Young Working Retirement9.9% family with children 15.0% Chelsea Heights (600) 15% 16% 5% 36% 28% 222,200 258,800 outright rented rented tenure Broadmeadows (3800) 18% 31% 24% 19% 8% 197,600 2.0% poverty Ashburton (600) (15-24) Burnside Heights (900) Couple Single Couple Lone Other 10.0% 20.8% 18.7% disability 10.0% Mernda (2400) 59% 41% 374,100 (0-14) people age age (65+) 44% 8% 46% dependent 307,900 family with parent family only person family Lynbrook and Lyndhurst (2200) 13% 73% 10% 6.0% 0.0% 311,800 Outer Melbourne 118,000 Dromana (1400) Couple children 10.0% 20.8% Meadow Heights (4600) 4% 9% 14% 61% 12% in poverty 10.9% Other people in poverty 0.0%4.0% (15-24) (25-64) 23% 9% 40% 28% dependent family with Research - North Warrandyte (400) 25% 17% 9% 27% 22% 8.8% 9.6% Doreen (2700) 7% 52% 28% 11% 0.0% Aboriginal peopleOther people Belgrave - Selby (900) 65% 35% Clayt on (5100) 16% 31% 40% 12% family only139,400 12.5% 379,100 763,000 13.0% 5 Women Men Rockbank - Mount Cottrell (200) 49% 51% Single 5.0%children dependent 9.1% 0.0% Inner Regional 4.0%People with disability People without 5.0% 0 Inner Regional 144,400 children 6.8% BundooraInner - RegionalNorth (1400) 9% 11% 22% 45% 13% Inner Regional 0.0% parent 0.0% Housing composition of poverty in MelbourneOwned andMortgaged Regional PrivatelyVictoria Publicly Other Keilor (800) 32% 42% 22% 3% disability 0 2.0% Sunshine (1800) 54% 46% Mickleham & Yuroke (400) 30% 4% 56% 10% 2.0% Proportion of people in poverty 10 20 30 40 Children Young Working Retirement family with Couple Single Couple Lone Other MaryboroughChelsea Region Heights (700) (600)6% 15%12% 16%16% 5% 4636%% 2028%% outright rented rented tenure Bendigo Central (2000) 10% 23% 46% 8% 13% Buninyong (500) 46% 54% Flora Hill & Spring Gully (1200) 20% 26% 41% 12% dependent who are Aboriginal MelbourneGender and regionalcomposition Victoria of poverty in Melbourne and Regional Victoria Mernda (2400) 59% 41% (0-14) people age age (65+) family with parent family only person family Owned outright Mortgaged Privately rented Publicly rentedOther tenure Lynbrook and Lyndhurst (2200) 13% 73% 10% 0.0% Overall poverty rate 52% 48% Age composition of poverty in Melbourne and Regional Victoria Dromana (1400) 23% 9% 40% 28% Family compositionchildren of poverty in Melbourne and Regional Victoria Research - North Warrandyte (400) 25% 17% 9% 27% 22% Disability composition of poverty in Melbourne0.0% and Regional Victoria When we compare Melbourne with regional Victoria, we see the0.0% proportions of those in Phillip Island (1500) (15-24) (25-64) dependent family with Chiltern - Indigo Valley (300) 20% 11% 11% 26% 32% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Melbourne and Regional Victoria Aboriginal peopleOther people Gender proportions of people experiencing poverty aged 15+ Belgrave - Selby (900) 65% 35% Romsey (1100) 38% 7% 40% 14% 139,400 children dependent Inner Regional 0 poverty are similar, with women slightly more heavily represented outside Melbourne.Women Men 58% 42% Inner Regional Proportions of people experiencing poverty withPeople and without with disability disability,People aged 15+ without RushworthInner Regional (500) Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Inner Regional Couple family with dependent children Single parent familychildren with dependent children Seymour (800) 7% 27% 16% 38% 12% Yea (500) Women Men Housing composition of poverty in Melbourne and Regional Victoria 35% 30% 18% 15% disability 3.5% 0 10 20 30 40 Kinglake (500) 64% 36% Macedon (200) 17% 4% 56% 23% Couple family only Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% Bendigo Central (2000) 10% 23% 46% 8% 13% People with disabilityPeople without disability Proportion of people in poverty Buninyong (500) 46% 54% Flora Hill & Spring Gully (1200) MaryboroughSmythes Creek Region (400) (700) 6%27%12% 16%13% 13% 46%31% 1620%% 20% 26% 41% 12% Other family Owned outright Mortgaged Privately rented Publicly rentedOther tenure Golden Plains South (600) 12% 71% 16% 3.0% who are Aboriginal Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Outer Regional Greater Age composition24.3% of16.3% poverty in Melbourne48.6% and Regional Victoria10.8% Seymour Region (300) 10% Phillip Island (1500) 52% 48% 10% 50% 30% Family composition of poverty in Melbourne and Regional Victoria Chiltern - OuterIndigo Regional Valley (300) 20% 11% 11% 26% 32% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Melbourne and Regional Victoria Greater Gender proportions of people experiencing poverty aged 15+ 49% 51% Melbourne Romsey (1100) 38% 7% 40% 14% Outer Regional 2.5% 53.5% 46.5% Kerang (400) 58% 42% Outer Regional Proportions of people experiencing poverty with and without disability, aged 15+ Rushworth (500) Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) CoupleGreater family with dependent42.1% children 15.3%Single parent19.6% family14.8% with dependent8.2% children AvocaSeymour (400) (800) 7% 27% 16% 38% 12% Yea (500) Greater 31.7% 68.3% Melbourne Women Men Nhill Region (600) 52% 48% 10% 9% 13% 50% 18% 35% 30% 18% 15% 3.5% Kinglake (500) 64% 36% Macedon (200) 17% 4% 56% 23% MelbourneCouple family only Lone person RegionalGreater VictoriaMelbourne 24.6%15.5% 34.3%31.2% 24.430.4%% 9.8%7.8%10.112.1% % Mildura North (2700) 10% 25% 43% 9% 12% Melbourne People with disabilityPeople without disability 2.0% 55% 45% Regional Lockington & Gunbower (400) 37% 10% 46% 6% WestSmythes Wimmera Creek (200) (400)10% 19%27% 8% 13% 13%33% 31% 30% 16% BairnsdaleOuter (2100)Regional 29.2% 12.4% 47.5% 10.8% Other family Golden Plains South (600) 12% 71% 16% 1.5%3.0% VictoriaGreater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% Orbost (900) 2.9% Irymple (700) 58% 42% Southern GrampiansOuter Regional (600) 36% 25% 26% 12% Greater 49% 51% Melbourne Yarriambiack (600) 22% 19% 43% 16% 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Outer Regional 2.5% Regional 53.5% 46.5% Kerang (400) Outer Regional Regional Victoria 33.9% 25.0% 16.3% 16.9% 8.0% Regional 41.4% 58.6% 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) Swan Hill Region (700) 15% 64% 19% Greater 31.7% 68.3% VictoriaMelbourne Nhill Region (600) 52% 48% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20%10% 9% 13%24% 13% 50%20% 23% 18% Victoria Foster (1100) 17% 16% 51% 17% Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Mildura North (2700) 10% 25% 43% 9% 12% Melbourne 0.5%2.0% Lockington & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) 0.9% Bairnsdale (2100) 55% 45% Regional 29.2% 12.4% 47.5% 10.8% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10%10% 20%19%30% 8%40% 50% 3360%% 70% 80% 90%30%100% Benalla Region (300) 31% 56% 3% 10% Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0%1.5% 2.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 58% 42% Victoria Orbost (900) 36% 25% 26% 12% Irymple (700) Yarriambiack (600) 22% 19% 43% 16% Southern Grampians (600) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional 33.9% 25.0% 16.3% 16.9% 8.0% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% Regional 1.0% Greater Regional 55.7% 44.3% 0% 20% 40% 60% 80% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional Victoria 41.4% 58.6% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Swan Hill Region (700) 15% 64% 19% Victoria Melbourne Victoria Foster (1100) 17% 16% 51% 17% 0.5% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater Regional 16 17 Melbourne Victoria Gender and poverty

> View data for every local area at povertymaps.vcoss.org.au 18 19

> View data for every local area at povertymaps.vcoss.org.au 18 19 Age and poverty

Employement status of people living in cross-section of areas Ages of people living in cross-section of areas Housing tenure of people living in cross-section of areas Children comprise more than one Aboriginal Victorians in poverty Proportion of adults aged 15+ in poverty by employment status Victorian poverty rates by Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each age group (total number in poverty in brackets) Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) quarter of Victorians living in poverty, Age of Victorians in poverty Victorian poverty rates by age group (total number in poverty in brackets) Number of Victorians in poverty by Aboriginal status Number of Victorians experiencing Prevalence of poverty by gender Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Victorian poverty rates by with 198,600 children under the age Number of Victorians in poverty by age group Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Aboriginal status Prevalence of poverty by people 20 poverty aged 15+, by gender of people aged 15+ housing tenure experiencing poverty disability status 20.0% Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed 60.0% Aboriginal Aboriginal status of 15 living in poverty. Inner Melbourne Prevalence of poverty by disability Inner Melbourne Victorians in poverty Age 15-64 and not in labour force Age 65+ and not in labour force Number of Victorians in poverty by people in Gender of people living in poverty in cross-section of areas Prevalence of people living in poverty poverty 14.0% 50.0% disability status, aged 15+ status of people aged 15+ 30.0% Retirement Number of Victorians in poverty in each family type Other Collingwood (1400) 9% 12% 19% 50% 10% 11,200 Proportion of people in poverty agedPoverty 15+ by gender rates (total in Victoria number in decline brackets) Melbourne (9400) 9% 34% 51% 6% 16.0% age (65+) by family type Inner Melbourne tenure Owned 15 12.0% 15.0% with age.Women More thanMen 1 in 6 Victorian 83,600 40.0% 89,200 outright 40.0% Armadale (900) 16% 16% 43% 7% 18% 25.0% Children Fawkner (2900) 30% 13% 44% 13% Carlton (4800) 5% 10% 18% 58% 9% Publicly 14.0% (0 -14) 139,100 children live in poverty (18.7%), Other 35.0% rented Southbank (2500) 10.0% Inner Melbourne 198,600 family Malvern East (2500) 11% 22% 60% 8% Bulleen (1100) 23% 9% 40% 28% 7% 13% 25% 39% 15% 64,800 30.0% 12.0% 20.0% and45% more than 1 in 7 young55% people 63,200 30.0% Docklands (1400) 10.0% Burwood East (1400) 30% 34% 30% 7% Men in 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone Kew East (700) 10% 21% 10% 42% 17% 51.4% 8.0% Brunswick West (1900) (15.6%).50% People aged over50% 65 have 25.0% People with 10.0% 10 poverty person Couple 20.0% 15.0% 15.6% Beaumaris (800) 16% 17% 6% 36% 25% Outer Melbourne disability in percent family with Newport (1500) the55% lowest poverty rate, 45%with fewer Working Young Outer Melbourne 119,300 20.0% Privately People 264,900 Women in 12.8% dependent 36.1% rented Mortgaged poverty 8.0% 25.4% 6.0% age (25-64) people 11.9% 15.0% Outer Melbourne without 197,600 14.8% poverty 11.3% Ashburton (600) than61% 1 in 10 living in poverty39% (9.9%). 5.0% 9.9% children 222,200 258,800 10.0% Broadmeadows (3800) 18% 31% 24% 19% 8% 374,100 (15-24) Burnside Heights (900) 44% 8% 46% 307,900 20.8% 18.7% disability 6.0% 10.0% 311,800 Outer Melbourne 118,000 10.0% 20.8% in poverty Other people in poverty 4.0% Couple Meadow Heights (4600) 4% 9% 14% 61% 12% 8.8% 9.6% 10.9% family only Doreen (2700) 7% 52% 28% 11% 379,100 5 49% 51% Clayt on (5100) 16% 31% 40% 12% 5.0% 12.5% 0.0% 4.0% 763,000 13.0% Rockbank - Mount Cottrell (200) 144,400 Single 9.1% 6.8% Bundoora - North (1400) 9% 11% 22% 45% 13% 5.0% 0.0% parent 0.0% Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 22% 3% 2.0% Sunshine (1800) 54% 46% Mickleham & Yuroke (400) 30% 4% 56% 10% 2.0% Children Young Working Retirement family with Couple Single Couple Lone Other Chelsea Heights (600) 15% 16% 5% 36% 28% outright rented rented tenure Mernda (2400) 59% 41% (0-14) people age age (65+) dependent family with parent family only person family Lynbrook and Lyndhurst (2200) 13% 73% 10% 0.0% Dromana (1400) children 0.0% (15-24) (25-64) 23% 9% 40% 28% dependent family with Research - North Warrandyte (400) 25% 17% 9% 27% 22% 0.0% Aboriginal peopleOther people Belgrave - Selby (900) 65% 35% 139,400 children dependent Inner Regional 0 Women Men Inner Regional Inner Regional People with disability People without Inner Regional children Housing composition of poverty in Melbourne and Regional Victoria disability 0 10 20 30 40 Proportion of people in poverty 46% 54% Maryborough Region (700) 6% 12% 16% 46% 20% Bendigo Central (2000) 10% 23% 46% 8% 13% Buninyong (500) Flora Hill & Spring Gully (1200) 20% 26% 41% 12% Owned outright Mortgaged Privately rented Publicly rentedOther tenure who are Aboriginal Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Age composition of poverty in Melbourne and Regional Victoria Phillip Island (1500) 52% 48% Family composition of poverty in Melbourne and Regional Victoria Chiltern - Indigo Valley (300) 20% 11% 11% 26% 32% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Melbourne and Regional Victoria Gender proportions of people experiencing poverty aged 15+ Romsey (1100) 38% 7% 40% 14% 58% 42% Proportions of people experiencing poverty with and without disability, aged 15+ Rushworth (500) Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Couple family with dependent children Single parent family with dependent children Seymour (800) 7% 27% 16% 38% 12% Yea (500) Women Men 35% 30% 18% 15% 3.5% Kinglake (500) 64% 36% Macedon (200) 17% 4% 56% 23% Couple family only Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% People with disabilityPeople without disability Smythes Creek (400) 27% 13% 13% 31% 16% Outer Regional Other family Golden Plains South (600) 12% 71% 16% 3.0% Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% Outer Regional Greater 49% 51% Melbourne Outer Regional 2.5% 53.5% 46.5% Kerang (400) Outer Regional Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) Greater 31.7% 68.3% Melbourne Nhill Region (600) 52% 48% 10% 9% 13% 50% 18% Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Mildura North (2700) 10% 25% 43% 9% 12% Melbourne 2.0% Lockington & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) Bairnsdale (2100) 55% 45% Regional 29.2% 12.4% 47.5% 10.8% 10% 19% 8% 33% 30% 1.5% 2.9% 58% 42% Victoria Orbost (900) 36% 25% 26% 12% Irymple (700) Yarriambiack (600) 22% 19% 43% 16% Southern Grampians (600) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional 33.9% 25.0% 16.3% 16.9% 8.0% Regional 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Regional Victoria 41.4% 58.6% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Swan Hill Region (700) 15% 64% 19% Victoria Foster (1100) 17% 16% 51% 17% 0.5% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater Regional Melbourne Victoria

20 21 Age and poverty

20 21

Employement status of people living in cross-section of areas Ages of people living in cross-section of areas Housing tenure of people living in cross-section of areas Aboriginal Victorians in poverty Proportion of adults aged 15+ in poverty by employment status Victorian poverty rates by Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each age group (total number in poverty in brackets) Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) Age of Victorians in poverty Victorian poverty rates by age group (total number in poverty in brackets) Number of Victorians in poverty by Aboriginal status Number of Victorians experiencing Prevalence of poverty by gender Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Victorian poverty rates by Number of Victorians in poverty by age group Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Aboriginal status Prevalence of poverty by people 20 poverty aged 15+, by gender of people aged 15+ housing tenure experiencing poverty disability status 20.0% Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed 60.0% Aboriginal Aboriginal status Inner Melbourne Prevalence of poverty by disability Inner Melbourne Victorians in poverty Age 15-64 and not in labour force Age 65+ and not in labour force Number of Victorians in poverty by people in Gender of people living in poverty in cross-section of areas Prevalence of people living in poverty poverty 14.0% 50.0% disability status, aged 15+ status of people aged 15+ 30.0% Retirement Number of Victorians in poverty in each family type Other Collingwood (1400) 9% 12% 19% 50% 10% 11,200 Proportion of people in poverty aged 15+ by gender (total number in brackets) Melbourne (9400) 9% 34% 51% 6% 16.0% age (65+) by family type Inner Melbourne tenure Owned 15 12.0% 15.0% Women Men 83,600 40.0% 89,200 outright 40.0% Armadale (900) 16% 16% 43% 7% 18% 25.0% Children Fawkner (2900) 30% 13% 44% 13% Carlton (4800) 5% 10% 18% 58% 9% Publicly 14.0% (0 -14) 139,100 Other 35.0% rented Southbank (2500) 10.0% Inner Melbourne 198,600 family Malvern East (2500) 11% 22% 60% 8% Bulleen (1100) 23% 9% 40% 28% 7% 13% 25% 39% 15% 64,800 30.0% 12.0% 20.0% 45% 55% 63,200 30.0% Docklands (1400) 10.0% Burwood East (1400) 30% 34% 30% 7% Men in 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone Kew East (700) 10% 21% 10% 42% 17% 51.4% 8.0% Brunswick West (1900) 50% 50% 25.0% People with 10.0% 10 poverty person Couple 20.0% 15.0% 15.6% Beaumaris (800) 16% 17% 6% 36% 25% Outer Melbourne disability in percent 55% 45% Outer Melbourne 119,300 family with 20.0% Privately 264,900 Newport (1500) Working Young Mortgaged People poverty 8.0% Women in 6.0% 12.8% 11.9% dependent 36.1% rented 25.4% age (25-64) people 5.0% children 15.0% Outer Melbourne 258,800 without 197,600 14.8% poverty 11.3% Ashburton (600) 61% 39% 9.9% Employement status of people living in cross-section of areas 222,200 10.0% 20.8% Broadmeadows (3800) 18% 31% 24% 19% 8% Melbourne374,100 and regional (15-Victoria24) Burnside Heights (900) Ages of people44% living in cross-section8% of areas46% 307,900 18.7% Housing tenure of people living in cross-section of areas disability 6.0% 10.0% 311,800 Outer Melbourne 118,000 Couple 10.0% 20.8% Meadow Heights (4600) 4% 9% 14% 61% 12% in poverty 10.9% Aboriginal VictoriansOther people in inpoverty poverty Victorian poverty rates by Gender of Victorians in povert4.0%y Victorian poverty rates by gender When we compare Greater Melbourne with the Proportion of adults aged 15+ in poverty by employment status Housing of Victorians in poverty Victorian8.8% poverty9.6% rates by housing tenure Proportion ofDoreen people (2700)in poverty 7%in each housing tenure52% (total number in poverty28 %in brackets)11% Age of Victorians in poverty Victorian poverty rates by age group ClaytProportion on (5100) of people 16%in poverty in each31% age group (total number40% in poverty in brackets)12% family only 12.5% 379,100 763,000 Aboriginal status 13.0% 5 Rockbank - Mount Cottrell (200) 49% 51% rest of Victoria, we see children comprise a larger Single 5.0% 9.1% Bundoora - North (1400) (total number in poverty in brackets) 0.0% 4.0%Victorian poverty rates by Number of Victorians in poverty by 5.0% Number of Victorians experiencing Prevalence of poverty by gender share of the population living in poverty in Victoria’s 144,400 6.8% 9% 11% 22% 45% 13% Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Number of Victorians in poverty by age group0.0% Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) parent 0.0% Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 22% 3% Aboriginal status Prevalence of poverty by people 20 poverty aged 15+, by gender2.0% of people aged 15+ Sunshine (1800) 54% 46% regions. In contrast, Melbourne has a higher Mickleham & Yuroke (400) 30% 4% 56% 10% housing tenure experiencing poverty 2.0% disability status 20.0%Children Young Working Retirement Familyfamily arrangements with of VictorianCouple povertySingle ratesCouple by familyLone arrangementOther EmployedChelsea Heights full-time (600) 15% 16%Employed5% part-time36% Unemployed28% 60.0% outright rented rented tenure Aboriginal Aboriginal status 59% 41% proportion of young people among those living in (0-14) people age (65+) dependent Lynbrook andInner Lyndhurst Melbourne (2200) Prevalence of poverty by disability 0.0% Mernda (2400) age Inner Melbourne Victorians in poverty familyPrevalence with parent of peoplefamily livingonly inperson povertyfamily Age 15-64 and not in labour force Age 65+ and not in labour force 13% 73% 10% Number of Victorians in poverty by people in 0.0% Gender of people living in poverty in cross-section of areas poverty than regional Victoria. Dromana (1400) 23% 9% 40% 28% children dependent family with Research - North Warrandyte (400) 25% 17% 9% 27% 22% 0.0% poverty 14.0% 65% 35% (15-24) (25-64) 139,400 50.0% disability status, aged 15+ status of people aged 15+ 30.0% Aboriginal peopleOther people Belgrave - Selby (900) Retirement Number of Victorians in poverty children dependentin each family type Other CollingwoodInner Regional (1400) 9% 12% 19% 50% 10% People with disability People without 11,200 0 Women Men Proportion of people in poverty aged 15+ by gender (total number in brackets) InnerMelbourne Regional (9400) 9% 34% 51% 6% by family type InnerInner Regional Melbourne 16.0% Inner Regional age (65+) children tenureHousing Ownedcomposition of poverty in Melbourne and Regional Victoria disability 0 15 12.0% 83,600 15.0% 89,200 Armadale (900) 16% 16% 43% 7% 18% Proportion of people in poverty 10 20 30 40 Women Men Children Fawkner (2900) 40.0% Maryborough Region (700) outright 40.0% Bendigo Central (2000) 10% 23% 46% 8% 13% 25.0% Buninyong (500) 46% 54% Flora Hill & Spring Gully (1200) 20% 30% 26% 13% 41%44% 12% 13% Carlton (4800) 6%5% 12%10% 16%18% 46%58% 20% 9% Publicly 139,100 14.0% (0 -14) Other Owned outright Mortgaged Privately rented Publicly rentedOther tenure who are Aboriginal Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Inner Melbourne Age composition of poverty in Melbourne and Regional Victoria 35.0% rented Southbank (2500) 11% 22% 60% 8% 10.0% Phillip Island (1500) 52% 48% 198,600 Bulleen (1100) 23% 9% 40% 28% Family familycomposition of poverty in Melbourne and Regional Victoria Chiltern - IndigoMalvern Valley East (300) (2500) 7%20%13% 11% 25%11% 26% 39% 32% 15% 64,800 Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Melbourne and Regional Victoria Gender proportions of people experiencing poverty aged 15+ Romsey (1100) 38% 7% 40% 14% 30.0% 30.0% 12.0% 20.0% Docklands (1400) 45% 55% 63,200 Proportions of people experiencing poverty with and without disability, aged 15+ Rushworth (500) 58% 42% Children (0 - 14) Young people (15-24) Working10.0% age (25-64) Retirement age (65+) Couple family with dependent children Single parent family with dependent children Seymour (800) 7% 27% 16% 38% 12% Burwood East (1400) 30% 34% 30% 7% Men in 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone Kew East (700) 10% 21% 10% 42% 17% 51.4% Yea (500) 35% 30% 18% 15% 3.5% Women Men 8.0% Brunswick West (1900) 50% 50% Macedon (200) 17% 4% 56% 23% 25.0% People with 10.0% 10 poverty Kinglake (500) 64% 36% Coupleperson family only Couple Lone person Greater Melbourne 15.5% 34.3%20.0% 30.4% 7.8% 12.1% People with disabilityPeople without disability 15.0% 15.6% SmythesBeaumaris Creek (400) (800) 16%27% 17%13%6% 13% 36% 31% 25%16% Outer Melbourne disability in percent 55% 45% Outer Melbourne 119,300 family with 20.0% Privately Golden Plains South (600) 12% 71% 16% 3.0% 264,900 Outer RegionalNewport (1500) Working Young Other family Mortgaged People poverty 8.0% Women in 6.0% 12.8% Greater 24.3% 16.3% 48.6% 10.8%11.9% Seymour Region (300) 10% 10% 50% 30% dependent 36.1% rented 25.4% age (25-64) people 5.0% children 15.0% OuterOuter RegionalMelbourne 258,800 Broadmeadows (3800) without 197,600 14.8% Greater poverty 11.3% Ashburton (600) 49% 61% 51% 39% Melbourne 9.9% 222,200 10.0% 20.8% Outer Regional 18% 31% 24% 19% 8% 2.5% 10.0% 53.5% 46.5% Kerang (400) 374,100 (15-24) BurnsideOuter Regional Heights (900) 44% 8% 46% 307,900 18.7% disability 6.0% 311,800 Outer Melbourne 118,000 Greater 42.1% 15.3%10.0% 19.6% 14.8% 8.2% 20.8% Avoca (400) in povertGreatery 31.7% 68.3% Other people in poverty Melbourne 4.0% 52% 48% Couple Meadow Heights (4600) 10%4% 9%9% 14%13% 5061%% 18%12% 8.8% 9.6% Doreen (2700) 10.9% Nhill Region (600) Melbournefamily only Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Mildura North (2700) 7% 52% 28% 11% 379,100Melbourne 2.0% 5 49% 51% Clayt on (5100) 16% 31% 40% 12% 5.0% 12.5% 0.0% 10% 25% 43% 9% 12% 4.0% 763,000 13.0% RockbankBairnsdale - Mount (2100) Cottrell (200) 55% 45% Regional Lockington & Gunbower (400) 37% 10% 46% 6% 144,400 Single 9.1% 6.8% BundooraWest Wimmera - North (200) (1400) 10%9% 11%19% 8%22% 33% 45% 30% 13% 5.0% 29.2% 12.4% 47.5% 10.8% parent Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 1.5% 2.0% 54% 46% Victoria 0.0% 0.0% Orbost (900) 22% 3% 2.9% Irymple (700)Sunshine (1800) 58% 42% Children Young Working Retirement Mickleham & Yuroke (400) 30% 4% 56% 10% family with SouthernChelsea Grampians Heights (600) (600) outright rented rented tenure 36% 25% 26% 12% 2.0% Yarriambiack (600) 22% 19% 43% 16% Couple Single Couple Lone Other 16%15% 13%16% 5%24% 36% 30% 28%17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional Regional Mernda (2400) 59% 41% (0-14) people age age (65+) Regional Victoria dependent33.9% 25.0% family16.3% with parent16.9% family8.0% only person family Lynbrook and Lyndhurst (2200) 13% 73% 10% 41.4% 58.6% 1.0% 0.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Dromana (1400) children Swan Hill Region (700) 15% 64% 19% Victoria 0.0% 0% 10% 20% 30% 40% 50% 60% 70% (15-24)80% 90%(25-64)100% 23% 9% 40% 28% dependent family with Research - MilduraNorth Warrandyte Region (400) (400) 20%25% 24%17% 13%9% 2027%% 2322%% Victoria 0.0% Aboriginal peopleOther people Belgrave - Selby (900) 65% 35% Foster (1100) 17% 16% 51% 17% 139,400 0.5% children dependent Inner Regional People with disability People without 0.9% 0 Women Men Inner Regional 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Inner Regional0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Inner Regional children Housing composition of poverty in Melbourne and Regional Victoria disability 0 10 20 30 40 Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Proportion0.0% of people in poverty 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 46% 54% Maryborough Region (700) 6% 12% 16% 46% 20% Bendigo Central (2000) 10% 23% 46% 8% 13% Buninyong (500) Flora Hill & Spring Gully (1200) 20% 26% 41% 12% Owned outright Mortgaged Privately rented Publicly rentedOther tenure 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% who areGreater Aboriginal Regional Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Age composition of poverty in Melbourne and Regional Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Phillip Island (1500) 52% 48% Family composition of poverty in Melbourne and Regional Victoria Chiltern - Indigo Valley (300) 20% 11% 11% 26% 32% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Melbourne andMelbourn Regionale Victoria Victoria Gender proportions of people experiencing poverty aged 15+ Age and poverty at the community level Young people can form a high proportion of Romsey (1100) 38% 7% 40% 14% 58% 42% Proportions of people experiencing poverty with and without disability, aged 15+ Rushworth (500) Children (0 - 14) Young people (15-24)people livingWorking in poverty age near (25-64) universities,Retirement such as agein (65+) Couple family with dependent children Single parent family with dependent children Seymour (800) 7% 27% 16% 38% 12% Yea (500) Women Men When we look more closely at the community level, 35% 30% 18% 15% 3.5% Kinglake (500) 64% 36% Melbourne’s CBD, Clayton, or the Bendigo suburbs Macedon (200) 17% 4% 56% 23% Couple family only Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% People with disabilityPeople without disability the picture is even more diverse. of Flora Hill and Spring Gully. Smythes Creek (400) 27% 13% 13% 31% 16% Other family Golden Plains South (600) 12% 71% 16% 3.0% Outer Regional Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% Some areas have very high proportions of children Some areas with significant numbers of older people, Outer Regional Greater 49% 51% experiencing poverty,Melbourne include some outer Melbourne Outer Regional 2.5% 53.5% 46.5% Kerang (400) like Bulleen, Dromana, or the area surrounding Outer Regional suburbs like Burnside Heights, or rural towns Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) Greater 31.7% 68.3% Melbourne Nhill Region (600) 52% 48% Seymour, can have a high proportion of older people 10% 9% 13% 50% 18% like Romsey. Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Mildura North (2700) 10% 25% 43% 9% 12% Melbourne 2.0% among the population living in poverty. Lockington & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) Bairnsdale (2100) 55% 45% Regional 29.2% 12.4% 47.5% 10.8% 10% 19% 8% 33% 30% 1.5% 2.9% 58% 42% Victoria Orbost (900) 36% 25% 26% 12% Irymple (700) Yarriambiack (600) 22% 19% 43% 16% Southern Grampians (600) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional 33.9% 25.0% 16.3% 16.9% 8.0% Regional 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Regional Victoria 41.4% 58.6% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Swan Hill Region (700) 15% 64% 19% Victoria Foster (1100) 17% 16% 51% 17% 0.5% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater Regional > View data for every Melbourne Victoria local area at povertymaps.vcoss.org.au 22 23

Employement status of people living in cross-section of areas Ages of people living in cross-section of areas Housing tenure of people living in cross-section of areas Aboriginal Victorians in poverty Proportion of adults aged 15+ in poverty by employment status Victorian poverty rates by Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each age group (total number in poverty in brackets) Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) Age of Victorians in poverty Victorian poverty rates by age group (total number in poverty in brackets) Number of Victorians in poverty by Aboriginal status Number of Victorians experiencing Prevalence of poverty by gender Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Victorian poverty rates by Number of Victorians in poverty by age group Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Aboriginal status Prevalence of poverty by people 20 poverty aged 15+, by gender of people aged 15+ housing tenure experiencing poverty disability status 20.0% Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed 60.0% Aboriginal Aboriginal status Inner Melbourne Prevalence of poverty by disability Inner Melbourne Victorians in poverty Age 15-64 and not in labour force Age 65+ and not in labour force Number of Victorians in poverty by people in Gender of people living in poverty in cross-section of areas Prevalence of people living in poverty poverty 14.0% 50.0% disability status, aged 15+ status of people aged 15+ 30.0% Retirement Number of Victorians in poverty in each family type Other Collingwood (1400) 9% 12% 19% 50% 10% 11,200 Proportion of people in poverty aged 15+ by gender (total number in brackets) Melbourne (9400) 9% 34% 51% 6% 16.0% age (65+) by family type Inner Melbourne tenure Owned 15 12.0% 15.0% Women Men 83,600 40.0% 89,200 outright 40.0% Armadale (900) 16% 16% 43% 7% 18% 25.0% Children Fawkner (2900) 30% 13% 44% 13% Carlton (4800) 5% 10% 18% 58% 9% Publicly 14.0% (0 -14) 139,100 Other 35.0% rented Southbank (2500) 10.0% Inner Melbourne 198,600 family Malvern East (2500) 11% 22% 60% 8% Bulleen (1100) 23% 9% 40% 28% 7% 13% 25% 39% 15% 64,800 30.0% 12.0% 20.0% 45% 55% 63,200 30.0% Docklands (1400) 10.0% Burwood East (1400) 30% 34% 30% 7% Men in 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone Kew East (700) 10% 21% 10% 42% 17% 51.4% 8.0% Brunswick West (1900) 50% 50% 25.0% People with 10.0% 10 poverty person Couple 20.0% 15.0% 15.6% Beaumaris (800) 16% 17% 6% 36% 25% Outer Melbourne disability in percent 55% 45% Outer Melbourne 119,300 family with 20.0% Privately 264,900 Newport (1500) Working Young Mortgaged People poverty 8.0% Women in 6.0% 12.8% 11.9% dependent 36.1% rented 25.4% age (25-64) people 5.0% children 15.0% Outer Melbourne 258,800 without 197,600 14.8% poverty 11.3% Ashburton (600) 61% 39% 9.9% Employement status of people living in cross-section of areas 222,200 10.0% 20.8% Broadmeadows (3800) 18% 31% 24% 19% 8% Melbourne374,100 and regional (15-Victoria24) Burnside Heights (900) Ages of people44% living in cross-section8% of areas46% 307,900 18.7% Housing tenure of people living in cross-section of areas disability 6.0% 10.0% 311,800 Outer Melbourne 118,000 Couple 10.0% 20.8% Meadow Heights (4600) 4% 9% 14% 61% 12% in poverty 10.9% Aboriginal VictoriansOther people in inpoverty poverty Victorian poverty rates by Gender of Victorians in povert4.0%y Victorian poverty rates by gender When we compare Greater Melbourne with the Proportion of adults aged 15+ in poverty by employment status Housing of Victorians in poverty Victorian8.8% poverty9.6% rates by housing tenure Proportion ofDoreen people (2700)in poverty 7%in each housing tenure52% (total number in poverty28 %in brackets)11% Age of Victorians in poverty Victorian poverty rates by age group ClaytProportion on (5100) of people 16%in poverty in each31% age group (total number40% in poverty in brackets)12% family only 12.5% 379,100 763,000 Aboriginal status 13.0% 5 Rockbank - Mount Cottrell (200) 49% 51% rest of Victoria, we see children comprise a larger Single 5.0% 9.1% Bundoora - North (1400) (total number in poverty in brackets) 0.0% 4.0%Victorian poverty rates by Number of Victorians in poverty by 5.0% Number of Victorians experiencing Prevalence of poverty by gender share of the population living in poverty in Victoria’s 144,400 6.8% 9% 11% 22% 45% 13% Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Number of Victorians in poverty by age group0.0% Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) parent 0.0% Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 22% 3% Aboriginal status Prevalence of poverty by people 20 poverty aged 15+, by gender2.0% of people aged 15+ Sunshine (1800) 54% 46% regions. In contrast, Melbourne has a higher Mickleham & Yuroke (400) 30% 4% 56% 10% housing tenure experiencing poverty 2.0% disability status 20.0%Children Young Working Retirement Familyfamily arrangements with of VictorianCouple povertySingle ratesCouple by familyLone arrangementOther EmployedChelsea Heights full-time (600) 15% 16%Employed5% part-time36% Unemployed28% 60.0% outright rented rented tenure Aboriginal Aboriginal status 59% 41% proportion of young people among those living in (0-14) people age (65+) dependent Lynbrook andInner Lyndhurst Melbourne (2200) Prevalence of poverty by disability 0.0% Mernda (2400) age Inner Melbourne Victorians in poverty familyPrevalence with parent of peoplefamily livingonly inperson povertyfamily Age 15-64 and not in labour force Age 65+ and not in labour force 13% 73% 10% Number of Victorians in poverty by people in 0.0% Gender of people living in poverty in cross-section of areas poverty than regional Victoria. Dromana (1400) 23% 9% 40% 28% children dependent family with Research - North Warrandyte (400) 25% 17% 9% 27% 22% 0.0% poverty 14.0% 65% 35% (15-24) (25-64) 139,400 50.0% disability status, aged 15+ status of people aged 15+ 30.0% Aboriginal peopleOther people Belgrave - Selby (900) Retirement Number of Victorians in poverty children dependentin each family type Other CollingwoodInner Regional (1400) 9% 12% 19% 50% 10% People with disability People without 11,200 0 Women Men Proportion of people in poverty aged 15+ by gender (total number in brackets) InnerMelbourne Regional (9400) 9% 34% 51% 6% by family type InnerInner Regional Melbourne 16.0% Inner Regional age (65+) children tenureHousing Ownedcomposition of poverty in Melbourne and Regional Victoria disability 0 15 12.0% 83,600 15.0% 89,200 Armadale (900) 16% 16% 43% 7% 18% Proportion of people in poverty 10 20 30 40 Women Men Children Fawkner (2900) 40.0% Maryborough Region (700) outright 40.0% Bendigo Central (2000) 10% 23% 46% 8% 13% 25.0% Buninyong (500) 46% 54% Flora Hill & Spring Gully (1200) 20% 30% 26% 13% 41%44% 12% 13% Carlton (4800) 6%5% 12%10% 16%18% 46%58% 20% 9% Publicly 139,100 14.0% (0 -14) Other Owned outright Mortgaged Privately rented Publicly rentedOther tenure who are Aboriginal Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Inner Melbourne Age composition of poverty in Melbourne and Regional Victoria 35.0% rented Southbank (2500) 11% 22% 60% 8% 10.0% Phillip Island (1500) 52% 48% 198,600 Bulleen (1100) 23% 9% 40% 28% Family familycomposition of poverty in Melbourne and Regional Victoria Chiltern - IndigoMalvern Valley East (300) (2500) 7%20%13% 11% 25%11% 26% 39% 32% 15% 64,800 Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Melbourne and Regional Victoria Gender proportions of people experiencing poverty aged 15+ Romsey (1100) 38% 7% 40% 14% 30.0% 30.0% 12.0% 20.0% Docklands (1400) 45% 55% 63,200 Proportions of people experiencing poverty with and without disability, aged 15+ Rushworth (500) 58% 42% Children (0 - 14) Young people (15-24) Working10.0% age (25-64) Retirement age (65+) Couple family with dependent children Single parent family with dependent children Seymour (800) 7% 27% 16% 38% 12% Burwood East (1400) 30% 34% 30% 7% Men in 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone Kew East (700) 10% 21% 10% 42% 17% 51.4% Yea (500) 35% 30% 18% 15% 3.5% Women Men 8.0% Brunswick West (1900) 50% 50% Macedon (200) 17% 4% 56% 23% 25.0% People with 10.0% 10 poverty Kinglake (500) 64% 36% Coupleperson family only Couple Lone person Greater Melbourne 15.5% 34.3%20.0% 30.4% 7.8% 12.1% People with disabilityPeople without disability 15.0% 15.6% SmythesBeaumaris Creek (400) (800) 16%27% 17%13%6% 13% 36% 31% 25%16% Outer Melbourne disability in percent 55% 45% Outer Melbourne 119,300 family with 20.0% Privately Golden Plains South (600) 12% 71% 16% 3.0% 264,900 Outer RegionalNewport (1500) Working Young Other family Mortgaged People poverty 8.0% Women in 6.0% 12.8% Greater 24.3% 16.3% 48.6% 10.8%11.9% Seymour Region (300) 10% 10% 50% 30% dependent 36.1% rented 25.4% age (25-64) people 5.0% children 15.0% OuterOuter RegionalMelbourne 258,800 Broadmeadows (3800) without 197,600 14.8% Greater poverty 11.3% Ashburton (600) 49% 61% 51% 39% Melbourne 9.9% 222,200 10.0% 20.8% Outer Regional 18% 31% 24% 19% 8% 2.5% 10.0% 53.5% 46.5% Kerang (400) 374,100 (15-24) BurnsideOuter Regional Heights (900) 44% 8% 46% 307,900 18.7% disability 6.0% 311,800 Outer Melbourne 118,000 Greater 42.1% 15.3%10.0% 19.6% 14.8% 8.2% 20.8% Avoca (400) in povertGreatery 31.7% 68.3% Other people in poverty Melbourne 4.0% 52% 48% Couple Meadow Heights (4600) 10%4% 9%9% 14%13% 5061%% 18%12% 8.8% 9.6% Doreen (2700) 10.9% Nhill Region (600) Melbournefamily only Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Mildura North (2700) 7% 52% 28% 11% 379,100Melbourne 2.0% 5 49% 51% Clayt on (5100) 16% 31% 40% 12% 5.0% 12.5% 0.0% 10% 25% 43% 9% 12% 4.0% 763,000 13.0% RockbankBairnsdale - Mount (2100) Cottrell (200) 55% 45% Regional Lockington & Gunbower (400) 37% 10% 46% 6% 144,400 Single 9.1% 6.8% BundooraWest Wimmera - North (200) (1400) 10%9% 11%19% 8%22% 33% 45% 30% 13% 5.0% 29.2% 12.4% 47.5% 10.8% parent Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 1.5% 2.0% 54% 46% Victoria 0.0% 0.0% Orbost (900) 22% 3% 2.9% Irymple (700)Sunshine (1800) 58% 42% Children Young Working Retirement Mickleham & Yuroke (400) 30% 4% 56% 10% family with SouthernChelsea Grampians Heights (600) (600) outright rented rented tenure 36% 25% 26% 12% 2.0% Yarriambiack (600) 22% 19% 43% 16% Couple Single Couple Lone Other 16%15% 13%16% 5%24% 36% 30% 28%17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional Regional Mernda (2400) 59% 41% (0-14) people age age (65+) Regional Victoria dependent33.9% 25.0% family16.3% with parent16.9% family8.0% only person family Lynbrook and Lyndhurst (2200) 13% 73% 10% 41.4% 58.6% 1.0% 0.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Dromana (1400) children Swan Hill Region (700) 15% 64% 19% Victoria 0.0% 0% 10% 20% 30% 40% 50% 60% 70% (15-24)80% 90%(25-64)100% 23% 9% 40% 28% dependent family with Research - MilduraNorth Warrandyte Region (400) (400) 20%25% 24%17% 13%9% 2027%% 2322%% Victoria 0.0% Aboriginal peopleOther people Belgrave - Selby (900) 65% 35% Foster (1100) 17% 16% 51% 17% 139,400 0.5% children dependent Inner Regional People with disability People without 0.9% 0 Women Men Inner Regional 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Inner Regional0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Inner Regional children Housing composition of poverty in Melbourne and Regional Victoria disability 0 10 20 30 40 Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Proportion0.0% of people in poverty 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 46% 54% Maryborough Region (700) 6% 12% 16% 46% 20% Bendigo Central (2000) 10% 23% 46% 8% 13% Buninyong (500) Flora Hill & Spring Gully (1200) 20% 26% 41% 12% Owned outright Mortgaged Privately rented Publicly rentedOther tenure 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% who areGreater Aboriginal Regional Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Age composition of poverty in Melbourne and Regional Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Phillip Island (1500) 52% 48% Family composition of poverty in Melbourne and Regional Victoria Chiltern - Indigo Valley (300) 20% 11% 11% 26% 32% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Melbourne andMelbourn Regionale Victoria Victoria Gender proportions of people experiencing poverty aged 15+ Age and poverty at the community level Young people can form a high proportion of Romsey (1100) 38% 7% 40% 14% 58% 42% Proportions of people experiencing poverty with and without disability, aged 15+ Rushworth (500) Children (0 - 14) Young people (15-24)people livingWorking in poverty age near (25-64) universities,Retirement such as agein (65+) Couple family with dependent children Single parent family with dependent children Seymour (800) 7% 27% 16% 38% 12% Yea (500) Women Men When we look more closely at the community level, 35% 30% 18% 15% 3.5% Kinglake (500) 64% 36% Melbourne’s CBD, Clayton, or the Bendigo suburbs Macedon (200) 17% 4% 56% 23% Couple family only Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% People with disabilityPeople without disability the picture is even more diverse. of Flora Hill and Spring Gully. Smythes Creek (400) 27% 13% 13% 31% 16% Other family Golden Plains South (600) 12% 71% 16% 3.0% Outer Regional Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% Some areas have very high proportions of children Some areas with significant numbers of older people, Outer Regional Greater 49% 51% experiencing poverty,Melbourne include some outer Melbourne Outer Regional 2.5% 53.5% 46.5% Kerang (400) like Bulleen, Dromana, or the area surrounding Outer Regional suburbs like Burnside Heights, or rural towns Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) Greater 31.7% 68.3% Melbourne Nhill Region (600) 52% 48% Seymour, can have a high proportion of older people 10% 9% 13% 50% 18% like Romsey. Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Mildura North (2700) 10% 25% 43% 9% 12% Melbourne 2.0% among the population living in poverty. Lockington & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) Bairnsdale (2100) 55% 45% Regional 29.2% 12.4% 47.5% 10.8% 10% 19% 8% 33% 30% 1.5% 2.9% 58% 42% Victoria Orbost (900) 36% 25% 26% 12% Irymple (700) Yarriambiack (600) 22% 19% 43% 16% Southern Grampians (600) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional 33.9% 25.0% 16.3% 16.9% 8.0% Regional 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Regional Victoria 41.4% 58.6% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Swan Hill Region (700) 15% 64% 19% Victoria Foster (1100) 17% 16% 51% 17% 0.5% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater Regional > View data for every Melbourne Victoria local area at povertymaps.vcoss.org.au 22 23 Families and poverty

Employement status of people living in cross-section of areas Ages of people living in cross-section of areas Housing tenure of people living in cross-section of areas Aboriginal Victorians in poverty Proportion of adults aged 15+ in poverty by employment status Victorian poverty rates by Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each age group (total number in poverty in brackets) Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) Age of Victorians in poverty Victorian poverty rates by age group (total number in poverty in brackets) Number of Victorians in poverty by Aboriginal status Number of Victorians experiencing Prevalence of poverty by gender Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Victorian poverty rates by Number of Victorians in poverty by age group Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Aboriginal status Prevalence of poverty by people 20 poverty aged 15+, by gender of people aged 15+ The majority of Victorians housing tenure experiencing poverty disability status 20.0% Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed 60.0% Aboriginal Aboriginal status experiencing poverty live in families Inner Melbourne Prevalence of poverty by disability Inner Melbourne Victorians in poverty Age 15-64 and not in labour force Age 65+ and not in labour force Number of Victorians in poverty by people in Gender of people living in poverty in cross-section of areas Prevalence of people living in poverty poverty 14.0% with dependent children (57.8%). 50.0% disability status, aged 15+ status of people aged 15+ 30.0% Retirement Number of Victorians in poverty in each family type Other Collingwood (1400) 9% 12% 19% 50% 10% 11,200 Proportion of people in poverty aged 15+ by gender (total number in brackets) Melbourne (9400) 9% 34% 51% 6% 16.0% age (65+) by family type Inner Melbourne tenure Owned 15 12.0% 15.0% Employement status of people living in cross-section of areas Housing tenure of people living in cross-section of areas Women Men 83,600 Ages of people livingThe in cross-section most common of areas family type is 40.0% 89,200 outright 40.0% Armadale (900) 16% 16% 43% 7% 18% 25.0% Children Fawkner (2900) 30% 13% 44% 13% Carlton (4800) 5% 10% 18% 58% 9% Publicly 14.0% Aboriginal Victorians in poverty Victorian poverty rates by (0 -14) Proportion of adults aged 15+ in poverty by employment status Housing of Victorians139,100 in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each agea couplegroup (total family number with in poverty dependent in brackets) Other 35.0% rented Southbank (2500) Aboriginal status 10.0% Inner Melbourne Age of Victorians 198,600in poverty Victorian poverty rates by age group family Malvern East (2500) (total number in poverty in brackets) 11% 22% 60% 8% Number of Victorians in poverty by Number of Victorians experiencing Prevalence of poverty by gender Bulleen (1100) 23% 9% 40% 28% 7% 13% 25% 39% 15% 64,800Number of Victorians in poverty by 30.0% Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability 12.0% Victorian poverty rates by 20.0% 45% 55% Number of Victorians in poverty by age group Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) children,Working age with (25-64) 307,900Retirement Victorians age (65+ in ) 63,200 30.0% Aboriginal status Prevalence of poverty by people 20 of people aged 15+ Docklands (1400) 10.0% housing tenure Burwood East (1400) 30% 34% 30% 7% experiencing poverty disability status Menpoverty in aged 15+, by gender 20.0% 18.7% South Yarra (West) (500) 5% 22% 49% 23% LoneFamily arrangements of Victorian poverty rates by family arrangement EmployedKew full-time East (700) 10% 21%Employed10% part-time 42% Unemployed17% 60.0% 51.4% Aboriginal 8.0% Brunswick West (1900) 50% 50% poverty living in this type of family. 25.0% Inner Melbourne People with 10.0% Aboriginal status 10 poverty Inner Melbourne personVictorians in povertyCouple 20.0% Number of Victorians in poverty by Prevalence of poverty by disability people in 15.0% 15.6% Prevalence of people living in poverty Age 15-64Beaumaris and not (800) in labour16% force Age17% 65+6% and not in labour36% force 25% Outer Melbourne disability in percent family with 14.0% NewportGender (1500) of people living in55% poverty in cross-section of45% areas Working Young Outer Melbourne 119,300 20.0% Privately People status of people aged 15+ poverty 30.0% 264,900 Women in 12.8% Families with children have higher Number of Victoriansdependent in poverty 36.1%in each family type rented Mortgaged 50.0% Collingwood (1400) 9% 12% 19% 50% 10% disability status,povert agedy 15+ 8.0% 25.4% 6.0% Proportion of people in poverty aged 15+ by gender (total number in brackets) age (25Retirement-64) people 11.9% Melbourne (9400) 15.0% Outer Melbourne Other without 14.8% 11,200 poverty 11.3% Ashburton (600) 61% 39% 5.0% 9.9% 9% 34% 51% 6% by family typechildren Inner Melbourne 222,200 258,800 Broadmeadows (3800) 18% 31% 24% 19% 8% 197,600 16.0% 374,100age (65+) (15-24) Burnside Heights (900) 44% poverty rates8% than those46% without tenure Owned 10.0% 20.8% 18.7% disability 10.0% 15 12.0% 83,600 15.0% 307,900 89,200 Armadale (900) 16% 16% 43% 7% 18% 6.0% 311,800 Outer Melbourne Women Men Children118,000 Fawkner (2900) Couple 10.0%40.0% 20.8% Meadow Heights (4600) 4% 9% 14% 61% 12% outright 40.0% in poverty 10.9% Other people in poverty 25.0% 4.0% 30% children.13% Similarly,44% singles have 13% Carlton (4800) 5% 10% 18% 58% 9% Publicly 139,100 8.8% 9.6% Doreen (2700) 7% 52% 28% 11% 14.0% (0 -14) Clayt on (5100) 16% 31% 40% 12% family only Other 5.0% 12.5% rented 379,100 4.0% 763,000 13.0% 5 Rockbank - MountInner Cottrell Melbourne (200) 49% 51% 144,400 Single 35.0% 9.1% Bundoora - North (1400) 9% 11% 22% 45% 13% 0.0% Southbank (2500) 11% 22% 60% 8% 5.0% 10.0% 198,600 Bulleen (1100) 23% 9%higher poverty40% rates than couples.28% family 6.8% Malvern East (2500) 7% 13% 25% 39% 15% 64,800 0.0% parent 0.0% 30.0%Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 22% 3% 12.0% 20.0% 2.0% Sunshine (1800) 45%54% 55%46% Mickleham & Yuroke (400) 30% 4% 56% 10% 63,200 30.0% 2.0% Docklands (1400) 10.0% Children Young Working Retirement family with Couple Single Couple Lone Other Chelsea Heights (600) 15% 16% 5% 36% 28% outright rented rented tenure Burwood East (1400) 30% 34% 30% 7% Men in 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone dependent Kew East (700) 10% 21% 10% 42% 17% 51.4% 8.0% BrunswickMernda West (2400) (1900) 50%59% 50%41% (0-14) people age age (65+) 25.0%family with parent family only person family Lynbrook and Lyndhurst (2200) 13% 73% 10% People with 10.0% 0.0% 10 poverty Dromana (1400) 23% 9% 40% 28% person children Couple Research - North Warrandyte (400) 20.0% 0.0% 15.0% 0.0% (15-24)15.6% (25-64) dependent family with Beaumaris (800) 16%25% 17%17%6% 9% 36%27% 2225%% Outer Melbourne disability in Aboriginal peopleOther people percent family with Belgrave Newport- Selby (900) (1500) 55%65% 45%35% Working Young Outer Melbourne 119,300 139,400 20.0%children dependent Privately Inner Regional People 0 264,900 Women in Women12.8% Men Inner Regional dependent 36.1% Inner Regional rented Mortgaged poverty 8.0%People with disability People without 25.4% 6.0% Inner Regional age (25-64) people 11.9% 15.0% children Outer Melbourne without 14.8% poverty 11.3% Ashburton (600) 61% 39% 5.0% 9.9% children 222,200Housing composition258,800 of poverty in Melbourne and Regional Victoria Broadmeadows (3800) 18% 31% 24% 19% 8% 197,600 disability 0 374,100 (15-24) Burnside Heights (900) 44% 8% 46% 10.0% 20.8% 18.7% disability Proportion of people in poverty 10.0% 10 20 30 40 307,900 Maryborough Region (700) 6% 12% 16% 46% 20% Bendigo Central (2000) 10% 23% 46% 8% 13% 6.0% 311,800 BuninyongOuter Melbourne (500) 46% 54% 118,000 Flora Hill & Spring Gully (1200) 20% 26% 41% 12% Couple 10.0% 20.8% Meadow Heights (4600) 4% 9% 14% 61% 12% in poverty 10.9% Other peoplewho in poverty are Aboriginal Gender composition of poverty in Melbourne4.0% and Regional Victoria Owned outright Mortgaged Privately rented8.8% Publicly9.6% rentedOther tenure Doreen (2700) 7% 52% 28% 11% Overall poverty rate 52% Age composition of poverty in Melbourne and Regional Victoria Clayt on (5100) 16% 31% 40% 12% familyFamily only composition of poverty in Melbourne12.5% and Regional Victoria 379,100 763,000 13.0% 5 Rockbank Phillip- Mount Island Cottrell (1500) (200) 49% 48%51% Single 5.0% 9.1% Chiltern - Indigo Valley (300) 20% 11% 11% 26% 32% 0.0% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in 4.0%Melbourne and Regional Victoria Melbourne and Regional Victoria Gender proportions of people experiencing poverty aged 15+ Romsey (1100) 38% 7% 40% 14% 144,400 6.8% Bundoora - North (1400) 9% 11% 22% 45% 13% 5.0% 58% 42% 0.0% Melbourne and regionalparent Victoria Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 22% 3% Proportions of people experiencing poverty with and without disability, aged 15+ 2.0% RushworthSunshine (500) (1800) 54% 46% Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Mickleham & Yuroke (400) 30% 4% 56% 10% Couple family with dependent children Single0.0% parent family with dependent children Seymour (800) 7% 27% 16% 38% 12% Children Young Working Retirement family with Chelsea Heights (600) 15% 16% 5% 36% 28% outright rented rented tenure Yea (500) 35% 30% 18% 15% 2.0% 3.5% Women Men 64% Macedon (200) 17% 4% 56% 23% A comparatively higher proportion of people living in poverty in Couplecouple familiesSingle with childrenCouple Lone Other KinglakeMernda (500) (2400) 59% 36%41% (0-14) people age age (65+) Couple family dependentonly Lone personfamily with parent family only person family Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% Lynbrook and Lyndhurst (2200) 13% 73% 10% People with disabilityPeople without disability 0.0% Dromana (1400) live in Greater Melbournechildren (42.1%), compared to regional Victoria (33.9%). In contrast, Smythes Creek (400) 27% 13% 13% 31% 16% 0.0% Outer Regional (15-24) (25-64) 23% 9% 40% 28% Other family dependent family with Research - North Warrandyte (400) 25% 17% 9% 27% 22% Golden Plains South (600) 12% 71% 16% 0.0% 3.0% Aboriginal peopleOther people Belgrave - Selby (900) 65% 35% Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% regional Victoria has a higher139,400 proportion of people in poverty living in single parent families Inner Regional 0 Women Men (25.0%) than in the city (15.3%). children dependent OuterInner Regional Regional People with disability People without Greater KerangInner Regional (400) 49% 51% Melbourne Inner Regional children Outer Regional 2.5% 53.5% 46.5% Outer Regional Housing composition of poverty in Melbourne and Regional Victoria Greater 31.7% 68.3% disability 0 10 20 30 40 Melbourne Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) 10% 9% 13% 50% 18% Bendigo Central (2000) 10% 23% 46% 8% 13% Proportion of people in poverty Nhill Region (600) 52%46% 48%54% Maryborough Region (700) 6% 12% 16% 46% 20% Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% 2.0% Buninyong (500) Flora Hill & Spring Gully (1200) 20% 26% 41% 12% Melbourne Owned outright Mortgaged Privately rented Publicly rentedOther tenure Mildura North (2700) 10% 25% 43% 9% 12% Melbourne who are Aboriginal Gender composition of poverty in Melbourne and Regional Victoria Regional Age composition of poverty in Melbourne and Regional Victoria Lockington & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) Overall poverty rate BairnsdalePhillip Island (2100) (1500) 55%52% 45%48% 29.2% 12.4% 47.5% 10.8% Family composition of poverty in Melbourne and Regional Victoria Chiltern - Indigo Valley (300) 10% 20%19% 11%8% 11% 33%26% 30%32% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria 1.5% Melbourne and Regional 2.9%Victoria Gender proportions of people experiencing poverty aged 15+ 58% 42% Victoria Romsey (1100) 38% 7% 40% 14% Orbost (900) 36% 25% 26% 12% RushworthIrymple (700) (500) 58% 42% Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Yarriambiack (600) 22% 19% 43% 16% Couple family with dependent children Single parent family with dependent children Southern GrampiansSeymour (600) (800) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Proportions of people experiencing poverty with and without disability, aged 15+ Regional Regional Victoria 33.9% 25.0% 16.3% 16.9% 8.0% 7% 27% 16% 38% 12% Yea (500) 35% 30% 18% 15% Regional 1.0%3.5% 55.7% Women Men 44.3% 0% 20% 40% 60% 80% 100% Macedon (200) 17% 4% 56% 23% 41.4% 58.6% Victoria Kinglake (500) 64% 36% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Couple family only Lone person Mildura Region (400) 20% 24% 13% 20% 23% Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% Swan Hill Region (700) 15% 64% 19% Victoria People with disabilityPeople without disability Foster (1100) 17% 16% 51% 17% Smythes Creek (400) 27% 13% 13% 31% 16% 0.5% Outer Regional Other family Golden Plains South (600) 12% 71% 16% 3.0% 0.9% Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Outer Regional0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Kerang (400) 49% 51% Melbourne Outer Regional 0.0%2.5% 53.5% 46.5% Outer Regional Greater 31.7% 68.3% Melbourne Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) 10% 9% 13% 50% 18% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% Greater Regional Nhill Region (600) 52% 48% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% 2.0% Mildura North (2700) 10% 25% 43% 9% 12% Melbourne Melbourne Victoria Lockington & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) Bairnsdale (2100) 55% 45% Regional 29.2% 12.4% 47.5% 10.8% 10% 19% 8% 33% 30% 1.5% 2.9% 58% 42% Victoria Orbost (900) 36% 25% 26% 12% Irymple (700) Yarriambiack (600) 22% 19% 43% 16% Southern Grampians (600) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional 33.9% 25.0% 16.3% 16.9% 8.0% Regional 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Regional Victoria 41.4% 58.6% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Swan Hill Region (700) 15% 64% 19% Victoria Foster (1100) 17% 16% 51% 17% 0.5% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater Regional 24 25 Melbourne Victoria Families and poverty

Employement status of people living in cross-section of areas Ages of people living in cross-section of areas Housing tenure of people living in cross-section of areas Aboriginal Victorians in poverty Proportion of adults aged 15+ in poverty by employment status Victorian poverty rates by Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each age group (total number in poverty in brackets) Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) Age of Victorians in poverty Victorian poverty rates by age group (total number in poverty in brackets) Number of Victorians in poverty by Aboriginal status Number of Victorians experiencing Prevalence of poverty by gender Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Victorian poverty rates by Number of Victorians in poverty by age group Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Aboriginal status Prevalence of poverty by people 20 poverty aged 15+, by gender of people aged 15+ The majority of Victorians housing tenure experiencing poverty disability status 20.0% Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed 60.0% Aboriginal Aboriginal status experiencing poverty live in families Inner Melbourne Prevalence of poverty by disability Inner Melbourne Victorians in poverty Age 15-64 and not in labour force Age 65+ and not in labour force Number of Victorians in poverty by people in Gender of people living in poverty in cross-section of areas Prevalence of people living in poverty poverty 14.0% with dependent children (57.8%). 50.0% disability status, aged 15+ status of people aged 15+ 30.0% Retirement Number of Victorians in poverty in each family type Other Collingwood (1400) 9% 12% 19% 50% 10% 11,200 Proportion of people in poverty aged 15+ by gender (total number in brackets) Melbourne (9400) 9% 34% 51% 6% 16.0% age (65+) by family type Inner Melbourne tenure Owned 15 12.0% 15.0% Employement status of people living in cross-section of areas Housing tenure of people living in cross-section of areas Women Men 83,600 Ages of people livingThe in cross-section most common of areas family type is 40.0% 89,200 outright 40.0% Armadale (900) 16% 16% 43% 7% 18% 25.0% Children Fawkner (2900) 30% 13% 44% 13% Carlton (4800) 5% 10% 18% 58% 9% Publicly 14.0% Aboriginal Victorians in poverty Victorian poverty rates by (0 -14) Proportion of adults aged 15+ in poverty by employment status Housing of Victorians139,100 in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each agea couplegroup (total family number with in poverty dependent in brackets) Other 35.0% rented Southbank (2500) Aboriginal status 10.0% Inner Melbourne Age of Victorians 198,600in poverty Victorian poverty rates by age group family Malvern East (2500) (total number in poverty in brackets) 11% 22% 60% 8% Number of Victorians in poverty by Number of Victorians experiencing Prevalence of poverty by gender Bulleen (1100) 23% 9% 40% 28% 7% 13% 25% 39% 15% 64,800Number of Victorians in poverty by 30.0% Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability 12.0% Victorian poverty rates by 20.0% 45% 55% Number of Victorians in poverty by age group Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) children,Working age with (25-64) 307,900Retirement Victorians age (65+ in ) 63,200 30.0% Aboriginal status Prevalence of poverty by people 20 of people aged 15+ Docklands (1400) 10.0% housing tenure Burwood East (1400) 30% 34% 30% 7% experiencing poverty disability status Menpoverty in aged 15+, by gender 20.0% 18.7% South Yarra (West) (500) 5% 22% 49% 23% LoneFamily arrangements of Victorian poverty rates by family arrangement EmployedKew full-time East (700) 10% 21%Employed10% part-time 42% Unemployed17% 60.0% 51.4% Aboriginal 8.0% Brunswick West (1900) 50% 50% poverty living in this type of family. 25.0% Inner Melbourne People with 10.0% Aboriginal status 10 poverty Inner Melbourne personVictorians in povertyCouple 20.0% Number of Victorians in poverty by Prevalence of poverty by disability people in 15.0% 15.6% Prevalence of people living in poverty Age 15-64Beaumaris and not (800) in labour16% force Age17% 65+6% and not in labour36% force 25% Outer Melbourne disability in percent family with 14.0% NewportGender (1500) of people living in55% poverty in cross-section of45% areas Working Young Outer Melbourne 119,300 20.0% Privately People status of people aged 15+ poverty 30.0% 264,900 Women in 12.8% Families with children have higher Number of Victoriansdependent in poverty 36.1%in each family type rented Mortgaged 50.0% Collingwood (1400) 9% 12% 19% 50% 10% disability status,povert agedy 15+ 8.0% 25.4% 6.0% Proportion of people in poverty aged 15+ by gender (total number in brackets) age (25Retirement-64) people 11.9% Melbourne (9400) 15.0% Outer Melbourne Other without 14.8% 11,200 poverty 11.3% Ashburton (600) 61% 39% 5.0% 9.9% 9% 34% 51% 6% by family typechildren Inner Melbourne 222,200 258,800 Broadmeadows (3800) 18% 31% 24% 19% 8% 197,600 16.0% 374,100age (65+) (15-24) Burnside Heights (900) 44% poverty rates8% than those46% without tenure Owned 10.0% 20.8% 18.7% disability 10.0% 15 12.0% 83,600 15.0% 307,900 89,200 Armadale (900) 16% 16% 43% 7% 18% 6.0% 311,800 Outer Melbourne Women Men Children118,000 Fawkner (2900) Couple 10.0%40.0% 20.8% Meadow Heights (4600) 4% 9% 14% 61% 12% outright 40.0% in poverty 10.9% Other people in poverty 25.0% 4.0% 30% children.13% Similarly,44% singles have 13% Carlton (4800) 5% 10% 18% 58% 9% Publicly 139,100 8.8% 9.6% Doreen (2700) 7% 52% 28% 11% 14.0% (0 -14) Clayt on (5100) 16% 31% 40% 12% family only Other 5.0% 12.5% rented 379,100 4.0% 763,000 13.0% 5 Rockbank - MountInner Cottrell Melbourne (200) 49% 51% 144,400 Single 35.0% 9.1% Bundoora - North (1400) 9% 11% 22% 45% 13% 0.0% Southbank (2500) 11% 22% 60% 8% 5.0% 10.0% 198,600 Bulleen (1100) 23% 9%higher poverty40% rates than couples.28% family 6.8% Malvern East (2500) 7% 13% 25% 39% 15% 64,800 0.0% parent 0.0% 30.0%Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 22% 3% 12.0% 20.0% 2.0% Sunshine (1800) 45%54% 55%46% Mickleham & Yuroke (400) 30% 4% 56% 10% 63,200 30.0% 2.0% Docklands (1400) 10.0% Children Young Working Retirement family with Couple Single Couple Lone Other Chelsea Heights (600) 15% 16% 5% 36% 28% outright rented rented tenure Burwood East (1400) 30% 34% 30% 7% Men in 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone dependent Kew East (700) 10% 21% 10% 42% 17% 51.4% 8.0% BrunswickMernda West (2400) (1900) 50%59% 50%41% (0-14) people age age (65+) 25.0%family with parent family only person family Lynbrook and Lyndhurst (2200) 13% 73% 10% People with 10.0% 0.0% 10 poverty Dromana (1400) 23% 9% 40% 28% person children Couple Research - North Warrandyte (400) 20.0% 0.0% 15.0% 0.0% (15-24)15.6% (25-64) dependent family with Beaumaris (800) 16%25% 17%17%6% 9% 36%27% 2225%% Outer Melbourne disability in Aboriginal peopleOther people percent family with Belgrave Newport- Selby (900) (1500) 55%65% 45%35% Working Young Outer Melbourne 119,300 139,400 20.0%children dependent Privately Inner Regional People 0 264,900 Women in Women12.8% Men Inner Regional dependent 36.1% Inner Regional rented Mortgaged poverty 8.0%People with disability People without 25.4% 6.0% Inner Regional age (25-64) people 11.9% 15.0% children Outer Melbourne without 14.8% poverty 11.3% Ashburton (600) 61% 39% 5.0% 9.9% children 222,200Housing composition258,800 of poverty in Melbourne and Regional Victoria Broadmeadows (3800) 18% 31% 24% 19% 8% 197,600 disability 0 374,100 (15-24) Burnside Heights (900) 44% 8% 46% 10.0% 20.8% 18.7% disability Proportion of people in poverty 10.0% 10 20 30 40 307,900 Maryborough Region (700) 6% 12% 16% 46% 20% Bendigo Central (2000) 10% 23% 46% 8% 13% 6.0% 311,800 BuninyongOuter Melbourne (500) 46% 54% 118,000 Flora Hill & Spring Gully (1200) 20% 26% 41% 12% Couple 10.0% 20.8% Meadow Heights (4600) 4% 9% 14% 61% 12% in poverty 10.9% Other peoplewho in poverty are Aboriginal Gender composition of poverty in Melbourne4.0% and Regional Victoria Owned outright Mortgaged Privately rented8.8% Publicly9.6% rentedOther tenure Doreen (2700) 7% 52% 28% 11% Overall poverty rate 52% Age composition of poverty in Melbourne and Regional Victoria Clayt on (5100) 16% 31% 40% 12% familyFamily only composition of poverty in Melbourne12.5% and Regional Victoria 379,100 763,000 13.0% 5 Rockbank Phillip- Mount Island Cottrell (1500) (200) 49% 48%51% Single 5.0% 9.1% Chiltern - Indigo Valley (300) 20% 11% 11% 26% 32% 0.0% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in 4.0%Melbourne and Regional Victoria Melbourne and Regional Victoria Gender proportions of people experiencing poverty aged 15+ Romsey (1100) 38% 7% 40% 14% 144,400 6.8% Bundoora - North (1400) 9% 11% 22% 45% 13% 5.0% 58% 42% 0.0% Melbourne and regionalparent Victoria Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 22% 3% Proportions of people experiencing poverty with and without disability, aged 15+ 2.0% RushworthSunshine (500) (1800) 54% 46% Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Mickleham & Yuroke (400) 30% 4% 56% 10% Couple family with dependent children Single0.0% parent family with dependent children Seymour (800) 7% 27% 16% 38% 12% Children Young Working Retirement family with Chelsea Heights (600) 15% 16% 5% 36% 28% outright rented rented tenure Yea (500) 35% 30% 18% 15% 2.0% 3.5% Women Men 64% Macedon (200) 17% 4% 56% 23% A comparatively higher proportion of people living in poverty in Couplecouple familiesSingle with childrenCouple Lone Other KinglakeMernda (500) (2400) 59% 36%41% (0-14) people age age (65+) Couple family dependentonly Lone personfamily with parent family only person family Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% Lynbrook and Lyndhurst (2200) 13% 73% 10% People with disabilityPeople without disability 0.0% Dromana (1400) live in Greater Melbournechildren (42.1%), compared to regional Victoria (33.9%). In contrast, Smythes Creek (400) 27% 13% 13% 31% 16% 0.0% Outer Regional (15-24) (25-64) 23% 9% 40% 28% Other family dependent family with Research - North Warrandyte (400) 25% 17% 9% 27% 22% Golden Plains South (600) 12% 71% 16% 0.0% 3.0% Aboriginal peopleOther people Belgrave - Selby (900) 65% 35% Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% regional Victoria has a higher139,400 proportion of people in poverty living in single parent families Inner Regional 0 Women Men (25.0%) than in the city (15.3%). children dependent OuterInner Regional Regional People with disability People without Greater KerangInner Regional (400) 49% 51% Melbourne Inner Regional children Outer Regional 2.5% 53.5% 46.5% Outer Regional Housing composition of poverty in Melbourne and Regional Victoria Greater 31.7% 68.3% disability 0 10 20 30 40 Melbourne Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) 10% 9% 13% 50% 18% Bendigo Central (2000) 10% 23% 46% 8% 13% Proportion of people in poverty Nhill Region (600) 52%46% 48%54% Maryborough Region (700) 6% 12% 16% 46% 20% Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% 2.0% Buninyong (500) Flora Hill & Spring Gully (1200) 20% 26% 41% 12% Melbourne Owned outright Mortgaged Privately rented Publicly rentedOther tenure Mildura North (2700) 10% 25% 43% 9% 12% Melbourne who are Aboriginal Gender composition of poverty in Melbourne and Regional Victoria Regional Age composition of poverty in Melbourne and Regional Victoria Lockington & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) Overall poverty rate BairnsdalePhillip Island (2100) (1500) 55%52% 45%48% 29.2% 12.4% 47.5% 10.8% Family composition of poverty in Melbourne and Regional Victoria Chiltern - Indigo Valley (300) 10% 20%19% 11%8% 11% 33%26% 30%32% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria 1.5% Melbourne and Regional 2.9%Victoria Gender proportions of people experiencing poverty aged 15+ 58% 42% Victoria Romsey (1100) 38% 7% 40% 14% Orbost (900) 36% 25% 26% 12% RushworthIrymple (700) (500) 58% 42% Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Yarriambiack (600) 22% 19% 43% 16% Couple family with dependent children Single parent family with dependent children Southern GrampiansSeymour (600) (800) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Proportions of people experiencing poverty with and without disability, aged 15+ Regional Regional Victoria 33.9% 25.0% 16.3% 16.9% 8.0% 7% 27% 16% 38% 12% Yea (500) 35% 30% 18% 15% Regional 1.0%3.5% 55.7% Women Men 44.3% 0% 20% 40% 60% 80% 100% Macedon (200) 17% 4% 56% 23% 41.4% 58.6% Victoria Kinglake (500) 64% 36% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Couple family only Lone person Mildura Region (400) 20% 24% 13% 20% 23% Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% Swan Hill Region (700) 15% 64% 19% Victoria People with disabilityPeople without disability Foster (1100) 17% 16% 51% 17% Smythes Creek (400) 27% 13% 13% 31% 16% 0.5% Outer Regional Other family Golden Plains South (600) 12% 71% 16% 3.0% 0.9% Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Outer Regional0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Kerang (400) 49% 51% Melbourne Outer Regional 0.0%2.5% 53.5% 46.5% Outer Regional Greater 31.7% 68.3% Melbourne Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) 10% 9% 13% 50% 18% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% Greater Regional Nhill Region (600) 52% 48% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% 2.0% Mildura North (2700) 10% 25% 43% 9% 12% Melbourne Melbourne Victoria Lockington & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) Bairnsdale (2100) 55% 45% Regional 29.2% 12.4% 47.5% 10.8% 10% 19% 8% 33% 30% 1.5% 2.9% 58% 42% Victoria Orbost (900) 36% 25% 26% 12% Irymple (700) Yarriambiack (600) 22% 19% 43% 16% Southern Grampians (600) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional 33.9% 25.0% 16.3% 16.9% 8.0% Regional 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Regional Victoria 41.4% 58.6% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Swan Hill Region (700) 15% 64% 19% Victoria Foster (1100) 17% 16% 51% 17% 0.5% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater Regional 24 25 Melbourne Victoria Families and poverty at the community level amily type of people living in cross-section of areas Proportion of people in poverty living in each family type (total number in poverty in brackets) Again, the pattern of family types can vary considerably in local communities. Couple family with dependent children Single parent family with dependent children The inner suburb of East Melbourne has a high Couple family only Lone person proportion of its people living in poverty living in Other family lone person households (46%), like a number of inner city suburbs. Inner Melbourne

Some outer suburbs feature a majority of people East Melbourne (300) 13% 3% 30% 46% 7% living in poverty in couple families with children, like Narre Warren North (53%) or Wollert (58%). Parkville (800) 16% 16% 15% 28% 25%

Some areas have high proportions of people Heidelberg West (2700) 25% 32% 14% 20% 9% experiencing poverty in single parent families, like Melton West (46%), Mornington (35%), Alfredton Balwyn North (2600) 42% 23% 16% 8% 11% (36%) or Robinvale (32%). Outer Melbourne

Mornington (2800) 19% 35% 20% 22% 4%

Narre Warren North (800) 53% 9% 19% 6% 13%

Wollert (1800) 58% 18% 12% 4% 9%

Melton West (2900) 33% 46% 8% 8% 6% Inner Regional

Point Lonsdale-ueenscliff (300) 12% 28% 31% 29%

Colac Region (600) 42% 4% 21% 13% 20%

Maiden Gully (400) 37% 9% 19% 6% 29%

Alfredton (1100) 30% 36% 20% 12% Outer Regional

Alexandra (600) 24% 11% 22% 36% 8%

Robinvale (400) 17% 32% 13% 17% 20%

Corangamite-South (800) 38% 12% 34% 12% 3%

Horsham Region (300) 52% 17% 17% 13% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

26 27 Families and poverty at the community level amily type of people living in cross-section of areas Proportion of people in poverty living in each family type (total number in poverty in brackets) Again, the pattern of family types can vary considerably in local communities. Couple family with dependent children Single parent family with dependent children The inner suburb of East Melbourne has a high Couple family only Lone person proportion of its people living in poverty living in Other family lone person households (46%), like a number of inner city suburbs. Inner Melbourne

Mornington (2800) 19% 35% 20% 22% 4%

Narre Warren North (800) 53% 9% 19% 6% 13%

Wollert (1800) 58% 18% 12% 4% 9%

Melton West (2900) 33% 46% 8% 8% 6% Inner Regional

Point Lonsdale-ueenscliff (300) 12% 28% 31% 29%

Colac Region (600) 42% 4% 21% 13% 20%

Maiden Gully (400) 37% 9% 19% 6% 29%

Alfredton (1100) 30% 36% 20% 12% Outer Regional

Alexandra (600) 24% 11% 22% 36% 8%

Robinvale (400) 17% 32% 13% 17% 20%

Corangamite-South (800) 38% 12% 34% 12% 3%

Horsham Region (300) 52% 17% 17% 13% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

26 27 Employment and poverty

More than one quarter of people Employment status of Victorians Victorian poverty rates by living in poverty have a job (28.2% in poverty employment status of those aged over 15). Number of Victorians in poverty aged 15+ Prevalence of poverty by each by employment status employment status of adults aged 15+ Fewer than one in eight are Employment status of Victorians 40.0% Victorian poverty rates by unemployed (11.6%), meaning they Age 65+ 35.0% and notin povertyEmployed employment status are not working but actively looking in labour full-time 30.0% Number of Victorians in poverty70,000 aged 15+ Prevalence of poverty by each by employmentforce status 25.0% for work. There are more working 80,400 employment status of adults aged 15+ 20.0% people living in poverty (162,600) Employed 15.0%40.0% 34.7% Age 65+ part-time 35.0% 28.4% than unemployed people (66,900). and not Employed92,600 10.0% full-time Age 15in labour- 64 30.0% 70,000 5.0% 10.4% force 25.0% 8.5% and not in 0.0% 3.5% Those aged 15 to 64 and not in the labour force labour80,400 Unemployed represented the greatest proportion of those in 66,900 20.0% force Employed 34.7% poverty. This group includes people who aren’t 266,800 part-time 15.0% 28.4% working because they have a disability or chronic 92,600 10.0% health condition, are caring for children or people with disability, are studying, or have become Age 15- 64 5.0% 10.4% and not in 8.5%Unemployed 0.0% 3.5% discouraged from looking for work. labour Unemployed force 66,900 Employed Employedfull-time part-time 266,800

Age 65+ and not in labour force Age 15-64Unemployed and not in labour force

Employment status of poverty in EmployedMelbourne Employedfull-time and part-time Regional Victoria Melbourne and regional Victoria Employed full-time Employed part-time Unemployed Regional Victoria has a slightly higher proportion of people living in poverty despite workingAge full-time 15-64 (14.5%) and not than in labour Greater force MelbourneAge (11.3%). 65+ and not in labourAge force 65+ and not in labour force Age 15-64 and not in labour force Employment status of poverty in Melbourne and Regional Victoria Greater 11.3% 16.0% 12.0% 47.2% 13.5% MelbourneEmployed full-time Employed part-time Unemployed Age 15-64 and not in labour force Age 65+ and not in labour force Regional 14.5% 16.3% 10.4% 43.5% 15.3% Victoria Greater 11.3% 16.0% 12.0% 47.2% 13.5% Melbourne0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

Regional 14.5% 16.3% 10.4% 43.5% 15.3% Victoria

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

28 29 Employment and poverty

Age 65+ and not in labour force Age 15-64Unemployed and not in labour force

Regional 14.5% 16.3% 10.4% 43.5% 15.3% Victoria

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

28 29

Employment and poverty at the Employement status of people living in cross-section of areas Ages of people living in cross-section of areas community level Housing tenure of people living in cross-section of areas Aboriginal Victorians in poverty Proportion of adults aged 15+ in poverty by employment status Victorian poverty rates by Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each age group (total number in poverty in brackets) In some areas more than 2 in 5 people living in Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) Age of Victorians in poverty Victorian poverty rates by age group (total number in poverty in brackets) Number of Victorians in poverty by Aboriginal status Number of Victorians experiencing Prevalence of poverty by gender poverty are working, such as the north-eastern Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Victorian poverty rates by Number of Victorians in poverty by age group Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) suburbs of Research and North Warrandyte (42%), Aboriginal status Prevalence of poverty by people 20 poverty aged 15+, by gender of people aged 15+ housing tenure experiencing poverty disability status 20.0% Family arrangements of or the regionVictorian surrounding poverty the rates city of by Mildura family (44%). arrangement Employed full-time Employed part-time Unemployed 60.0% Aboriginal Aboriginal status Inner Melbourne Prevalence of poverty by disability Inner Melbourne Victorians in poverty Age 15-64 and not in labour force Age 65+ and not in labour force Number of Victorians in poverty by people in Gender of people living in poverty in cross-section of areas In other areasPrevalence more than 1 of in people5 are unemployed, living in poverty like poverty 14.0% 50.0% disability status, aged 15+ status of people aged 15+ 30.0% Retirement Number of Victorians in poverty the Melbourne suburb ofin Malvern each family East (25%), type or the Other Collingwood (1400) 9% 12% 19% 50% 10% 11,200 Proportion of people in poverty aged 15+ by gender (total number in brackets) Melbourne (9400) 9% 34% 51% 6% 16.0% age (65+) by family type Southern Grampians in Victoria’s west (24%). Inner Melbourne tenure Owned 15 12.0% 15.0% Women Men 83,600 40.0% 89,200 outright 40.0% Armadale (900) 16% 16% 43% 7% 18% 25.0% Children Fawkner (2900) 30% 13% 44% 13% Many areas have significant proportions of older Carlton (4800) 5% 10% 18% 58% 9% Publicly 14.0% (0 -14) 139,100 Other people35.0% having left the workforce in poverty, like rented Southbank (2500) 10.0% Inner Melbourne 198,600 family Malvern East (2500) 11% 22% 60% 8% Bulleen (1100) 23% 9% 40% 28% Beaumaris (25%), Chiltern and the Indigo Valley 7% 13% 25% 39% 15% 64,800 30.0% 12.0% 20.0% 45% 55% 63,200 30.0% Docklands (1400) 10.0% (32%) and the West Wimmera (30%). Burwood East (1400) 30% 34% 30% 7% Men in 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone Kew East (700) 10% 21% 10% 42% 17% 51.4% 8.0% Brunswick West (1900) 50% 50% 25.0% People with 10.0% 10 poverty person Couple In some areas the majority of people living in poverty 20.0% 15.0% 15.6% Beaumaris (800) 16% 17% 6% 36% 25% Outer Melbourne disability in percent family with Newport (1500) 55% 45% Working Young Outer Melbourne 119,300 are under20.0% 65 but not in the labour force, like Carlton Privately People 264,900 Women in 12.8% dependent 36.1% rented Mortgaged poverty 8.0% 25.4% 6.0% age (25-64) people 11.9% (58%) 15.0%or Meadow Heights (61%). Outer Melbourne without 14.8% poverty 11.3% Ashburton (600) 61% 39% 5.0% 9.9% children 222,200 258,800 10.0% Broadmeadows (3800) 18% 31% 24% 19% 8% 197,600 374,100 (15-24) Burnside Heights (900) 44% 8% 46% 307,900 20.8% 18.7% disability 6.0% 10.0% 311,800 Outer Melbourne 118,000 10.0% 20.8% in poverty Other people in poverty 4.0% Couple Meadow Heights (4600) 4% 9% 14% 61% 12% 8.8% 9.6% 10.9% family only Doreen (2700) 7% 52% 28% 11% 379,100 5 49% 51% Clayt on (5100) 16% 31% 40% 12% 5.0% 12.5% 0.0% 4.0% 763,000 13.0% Rockbank - Mount Cottrell (200) 144,400 Single 9.1% 6.8% Bundoora - North (1400) 9% 11% 22% 45% 13% 5.0% 0.0% parent 0.0% Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 22% 3% 2.0% Sunshine (1800) 54% 46% Mickleham & Yuroke (400) 30% 4% 56% 10% 2.0% Children Young Working Retirement family with Couple Single Couple Lone Other Chelsea Heights (600) 15% 16% 5% 36% 28% outright rented rented tenure Mernda (2400) 59% 41% (0-14) people age age (65+) dependent family with parent family only person family Lynbrook and Lyndhurst (2200) 13% 73% 10% 0.0% Dromana (1400) children 0.0% (15-24) (25-64) 23% 9% 40% 28% dependent family with Research - North Warrandyte (400) 25% 17% 9% 27% 22% 0.0% Aboriginal peopleOther people Belgrave - Selby (900) 65% 35% 139,400 children dependent Inner Regional 0 Women Men Inner Regional Inner Regional People with disability People without Inner Regional children Housing composition of poverty in Melbourne and Regional Victoria disability 0 10 20 30 40 Proportion of people in poverty 46% 54% Maryborough Region (700) 6% 12% 16% 46% 20% Bendigo Central (2000) 10% 23% 46% 8% 13% Buninyong (500) Flora Hill & Spring Gully (1200) 20% 26% 41% 12% Owned outright Mortgaged Privately rented Publicly rentedOther tenure who are Aboriginal Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Age composition of poverty in Melbourne and Regional Victoria Phillip Island (1500) 52% 48% Family composition of poverty in Melbourne and Regional Victoria Chiltern - Indigo Valley (300) 20% 11% 11% 26% 32% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Melbourne and Regional Victoria Gender proportions of people experiencing poverty aged 15+ Romsey (1100) 38% 7% 40% 14% 58% 42% Proportions of people experiencing poverty with and without disability, aged 15+ Rushworth (500) Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Couple family with dependent children Single parent family with dependent children Seymour (800) 7% 27% 16% 38% 12% Yea (500) Women Men 35% 30% 18% 15% 3.5% Kinglake (500) 64% 36% Macedon (200) 17% 4% 56% 23% Couple family only Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% People with disabilityPeople without disability Smythes Creek (400) 27% 13% 13% 31% 16% Outer Regional Other family Golden Plains South (600) 12% 71% 16% 3.0% Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% Outer Regional Greater 49% 51% Melbourne Outer Regional 2.5% 53.5% 46.5% Kerang (400) Outer Regional Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) Greater 31.7% 68.3% Melbourne Nhill Region (600) 52% 48% 10% 9% 13% 50% 18% Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Mildura North (2700) 10% 25% 43% 9% 12% Melbourne 2.0% Lockington & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) Bairnsdale (2100) 55% 45% Regional 29.2% 12.4% 47.5% 10.8% 10% 19% 8% 33% 30% 1.5% 2.9% 58% 42% Victoria Orbost (900) 36% 25% 26% 12% Irymple (700) Yarriambiack (600) 22% 19% 43% 16% Southern Grampians (600) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional 33.9% 25.0% 16.3% 16.9% 8.0% Regional 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Regional Victoria 41.4% 58.6% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Swan Hill Region (700) 15% 64% 19% Victoria Foster (1100) 17% 16% 51% 17% 0.5% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% > View data for every Greater Regional local area at Melbourne Victoria povertymaps.vcoss.org.au

30 31

30 31 Housing and poverty

Employement status of people living in cross-section of areas Ages of people living in cross-section of areas Housing tenure of people living in cross-section of areas Aboriginal Victorians in poverty Proportion of adults aged 15+ in poverty by employment status Victorian poverty rates by Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each age group (total number in poverty in brackets) The majority of Victorians Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) Age of Victorians in poverty Victorian poverty rates by age group (total number in poverty in brackets) Number of Victorians in poverty by Aboriginal status Number of Victorians experiencing Prevalence of poverty by gender experiencing poverty live in Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Victorian poverty rates by Number of Victorians in poverty by age group Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Aboriginal status Prevalence of poverty by people 20 poverty aged 15+, by gender of people aged 15+ housing tenure experiencing poverty disability status 20.0% Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employedowner-occupied part-time homes (51.4%).Unemployed 60.0% Aboriginal Aboriginal status Inner Melbourne Prevalence of poverty by disability Inner Melbourne Victorians in poverty Age 15-64 and not in labour force Age 65+ and not in labour force Number of Victorians in poverty by people in Gender of people living in poverty in cross-section of areas Prevalence of people living in poverty More than a quarter of a million poverty 14.0% 50.0% disability status, aged 15+ status of people aged 15+ 30.0% Retirement Number of Victorians in poverty in each family type Other Collingwood (1400) 9% 12% 19% 50% 10% 11,200 Proportion of people in poverty aged 15+ by gender (total number in brackets) Melbourne (9400) 9% 34% 51% 6% people experiencing poverty live 16.0% age (65+) by family type Inner MelbourneEmployement status of people living in cross-section of areas tenure Owned Housing tenure of people living in cross-section of areas 15 12.0% 83,600 15.0% Ages of people living in cross-section of areas 89,200 Armadale (900) 16% 16% 43% 7% 18% Women Men Children Fawkner (2900) 40.0% in mortgaged homes, representing outright 40.0% Aboriginal Victorians in poverty 25.0% Victorian poverty rates by Gender of Victorians in poverty Victorian poverty rates by gender 30% 13% 44% 13% CarltonProportion (4800) 5%of adults10% aged18% 15+ in poverty by employment58% status 9% PubliclyHousing of Victorians139,100 in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) 14.0% Age of Victorians(0 -in14) poverty Victorian poverty rates by age group Proportion of people in poverty in each age group (total number in poverty in brackets) Other Aboriginal status Inner Melbourne 35.0% (total numberthe mostin poverty common in brackets) housing rented Southbank (2500) 11% 22% 60% 8% Victorian poverty rates by Number of Victorians in poverty by Number of Victorians experiencing 10.0% Prevalence of poverty by gender 198,600 family Malvern East (2500) 64,800Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Number of Victorians in poverty by age group Prevalence of poverty in each age group ChildrenBulleen (0 (1100)- 14) Young 23%people (15-24)9% Working 40%age (25-64) Retirement28% age (65+) 7% 13% 25% 39% 15% 30.0% 12.0% Aboriginal status 20.0% Prevalence of poverty by people 20 poverty aged 15+, by gender of people aged 15+ 45% 55% 63,200 30.0% tenure (33.4%). housing tenure experiencing poverty disability status Docklands (1400) 10.0%20.0% Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed 60.0% Burwood East (1400) 30% 34% 30% 7% Aboriginal Aboriginal status Men in 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone Kew East (700) 10% 21% 10% 42% 17% 51.4% Inner Melbourne 8.0% Brunswick West (1900) 50% 50% Inner Melbourne Victorians in poverty 25.0% Number of VictoriansPeople in with poverty by 10.0% Prevalence of poverty by disability people in 10 poverty person Couple Prevalence of people living in poverty Age 15-64 and not in labour force Age 65+ and not in labour force 20.0% 15.0% 14.0% Gender of people living in poverty in cross-section of areas 15.6% Beaumaris (800) 16% This17% is 6%closely followed36% by 25% Outer Melbourne disability in status of people aged 15+ poverty 30.0% percent family with 20.0% disability status, aged 15+ Newport (1500) 55% 45% Working Young Outer Melbourne 119,300Number of Victorians in poverty in each family type Privately 50.0% Collingwood (1400) 9% 12% 19% 50% 10% People 11,200 264,900 Women in 12.8% Proportion of people in poverty aged 15+ by gender (total number in brackets) Retirement Melbourne (9400) 9% 34% 51% 6% dependent 36.1% rented Other Mortgaged poverty 8.0% 25.4% 6.0% age (25-64) people 11.9% by family type OuterInner Melbourne Melbourne people living in privately rented tenure without 16.0% 14.8% 11.3% 61% 39% age (65+) 5.0% 9.9% children 15.0% 222,200 258,800Owned Broadmeadows (3800) 18% 31% 24% 19% 8% 197,600 15 poverty 12.0% Ashburton (600) 83,600 (15-24) 15.0% Burnside Heights (900) 89,200 10.0% 20.8% 18.7% Armadale (900) 16% 16% 43% 7% 18% disability 10.0% Women Men 374,100 Children Fawkner (2900) 44% 8% 46% 307,900 40.0% homes (28.7%). While people outright 40.0% 6.0% 25.0% 311,800 Outer Melbourne 118,000 30% 13% 44% 13% Couple 10.0% 20.8% Meadow HeightsCarlton (4600) (4800)4% 9%5% 10%14% 18% 61% 58% 12% 9% Publicly 139,100 in poverty 14.0% 10.9% Other people in poverty 4.0% (0 -14) Other 35.0% rented 8.8% 9.6% Doreen (2700) 7% 52% 28% 11% Inner Melbourne 198,600 Clayt on (5100) 16% 31% 40% 12% family only 5.0% 12.5% living in public housing have the Southbank (2500) 11% 22% 60% 8% 379,100 4.0% 763,000 13.0% 5 10.0% Rockbank - Mount Cottrell (200) 49% 51% Bulleen (1100) 23% 9% 40% 28% 144,400 Singlefamily 9.1% BundooraMalvern - North East(1400) (2500)9% 7%11%13% 22% 25% 45% 39% 13%15% 64,800 0.0% 5.0% 30.0% 6.8% 30.0% 12.0% 20.0% Docklands (1400) 45% 55% 0.0% parent63,200 0.0% highest poverty rate of any group Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 22% 3% 2.0% Sunshine (1800) 54% 46% 10.0% Mickleham & Yuroke (400) 30% 4% 56% 10% Burwood East (1400) 30% 34% 30% 7% 2.0% Men in Children18.7% Young Working Retirement South Yarra (West) (500) 5% 22% 49% 23% Lonefamily with Couple Single Couple Lone Other Chelsea HeightsKew East(600) (700)15%10% 16%21%5% 10% 36% 42% 28% 17% outright rented rented51.4%tenure 8.0% Brunswick West (1900) 50% 50% dependent 25.0% discussed in this report, they People with 10.0% 10 poverty Mernda (2400) 59% 41% (0-14) people age age (65+) person Couple family with parent family only person family 20.0% Lynbrook and Lyndhurst (2200) 13% 73% 10% 0.0%15.0% 15.6% Dromana (1400) 23% 9% 40% 28% children Beaumaris (800) 16% 17% 6% 36% 25% Outer Melbourne disability in percent 0.0% 55% 45% (15-24) (25-64) Outer Melbourne 119,300 family with 20.0%dependent family with Research - North Warrandyte (400) 25% 17% 9% 27% 22% Privately 0.0% 264,900 Newport (1500) 65% 35% Working Young 139,400 account for less than 1 in 10 Mortgaged People poverty 8.0% Aboriginal peopleOther people Women in 6.0% 12.8% Belgrave - Selby (900) 11.9% dependent children dependent36.1% rented Inner Regional People with disability People without 25.4% 0 Women Men age (25-64) people 5.0% Inner Regional children 15.0% InnerOuter Regional Melbourne 258,800 Broadmeadows (3800) without 197,600 14.8% poverty 11.3% InnerAshburton Regional (600) 61% 39% 9.9% children people experiencing poverty, 222,200 10.0% 20.8% 18% 31% 24% 19% 8% 10.0% 374,100 (15-24) Burnside Heights (900) 44% 8% 46% 307,900 Melbourne andHousing regional composition Victoria of poverty in Melbourne and Regional Victoria 18.7% disability 6.0% disability Proportion of people in poverty 0 10 20 30 40 311,800 Outer Melbourne 118,000 10.0% 20.8% Bendigo Central (2000) 10% 23% 46% 8% 13% in poverty Other people in poverty 4.0% 46% 54% Couple MaryboroughMeadow Region Heights (700) (4600)6% 4%12%9% 16%14% 46% 61% 20% 12% 8.8% 9.6% 10.9% Buninyong (500) Flora Hill & Spring Gully (1200) 20% 26% 41% 12% family only due to the small numbers public Regional VictoriaOwned hasoutright a higher Mortgagedproportion of peoplePrivately experiencing rented Publicly rentedOther tenure Doreen (2700) 7% 52% 28% 11% 379,100 who are Aboriginal 5 Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria 49% 51% Age composition of poverty in Melbourne and Regional Victoria Clayt on (5100) 16% 31% 40% 12% 5.0% 12.5% 0.0% 4.0% 763,000 13.0% RockbankPhillip - Mount Island Cottrell (1500) (200) 52% 48% 144,400Family compositionSingle of poverty in Melbourne and Regional Victori9.1%a 6.8% Chiltern Bundoora- Indigo Valley - North (300) (1400) 20%9% 11%11% 11%22% 26% 45% 32% 13% poverty living in homes owned outright (24.6%). Greater Melbourne Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria 5.0% parent housing properties. Keilor (800) Melbourne and Regional Victoria Gender proportions of people experiencing2.0% poverty aged 15+ 54% 46% 0.0% Romsey (1100) 38% 7% 40% 14% 0.0% has a higher proportion of people experiencing poverty in privatelyOwned Mortgaged Privately Publicly Other 32% 42% 22% 3% RushworthSunshine (500) (1800) 58% 42% Children (0 - 14) Young people (15-24) Working Childrenage (25-64) YoungRetirement Working age Retirement (65+) Mickleham & Yuroke (400) 30% 4% 56% 10% Couple family withfamily dependent with children Single parent family with dependent children Chelsea Heights (600) outright rented rented tenure Proportions of people experiencing poverty 2.0%with and without disability, aged 15+ Couple Single Couple Lone Other Seymour (800) 7% 15%27% 16% 5%16% 36% 38% 28%12% rented homes (30.4%). Yea (500) 35% 30% 18% 15% 3.5% Women Men Mernda (2400) 59% 41% (0-14) people age age (65+) Macedon (200) 17% 4% 56% 23% dependent family with parent family only person family Lynbrook and Lyndhurst (2200) 13% 73% 10% 0.0% Kinglake (500) 64% 36% Dromana (1400) Couple family onlychildren Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% People with disabilityPeople without disability 0.0% (15-24) (25-64) 23% 9% 40% 28% dependent family with ResearchSmythes - North Warrandyte Creek (400) (400) 27%25% 13%17%13% 9% 3127%% 16%22% 0.0% Aboriginal peopleOther people BelgraveOuter Regional - Selby (900) 65% 35% Other family 139,400 Golden Plains SouthInner (600)Regional 12% 71% 16% 3.0% 0 Women Men Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% children dependent Inner Regional People with disability People without Inner Regional Inner Regional children Outer Regional Greater Kerang (400) 49% 51% Melbourne Housing composition of poverty in Melbourne and Regional Victoria Outer Regional disability 2.5% 0 10 20 30 40 53.5% 46.5% Outer Regional Bendigo Central (2000) 10% 23% 46% 8% 13% Greater 31.7% 68.3% Proportion of people in poverty Melbourne Buninyong (500) 46% 54% Greater 42.1% 15.3% 19.6% 14.8% 8.2% MaryboroughAvoca Region (400) (700)10%6%9%12%13% 16% 50%46% 18%20% Nhill Region (600) 52% 48% Flora Hill & Spring Gully (1200) 20% 26% 41% 12% Melbourne Regional VictoriaOwned outright24.6% Mortgaged31.2%Privately rented24.4Publicly% 9.8%rentedO10.1%ther tenure 2.0% who are Aboriginal Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Age composition of poverty in Melbourne and Regional Victoria Mildura North (2700) 10% 25% 43% 9% 12% Melbourne Phillip Island (1500) 55%52% 45%48% Regional Lockington & Gunbower (400) 37% 10% 46% 6% Family composition of poverty in Melbourne and Regional Victoria ChilternWest -Wimmera Indigo Valley (200) (300)10% 20%19% 8%11% 11% 33% 26% 30% 32% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Melbourne and Regional Victoria Gender proportions of people experiencing poverty aged 15+ Bairnsdale (2100) 29.2% 12.4% 47.5% 10.8% Romsey (1100) 38% 7% 40% 14% 1.5% 58% 42% Victoria Orbost (900) 36% 25% 26% 12% Proportions of people experiencing poverty with and without disability, aged 15+ 2.9% IrympleRushworth (700) (500) 58% 42% Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Couple family with dependent children Single parent family with dependent children Southern GrampiansSeymour (600) (800) 16%7% 13%27% 24% 16% 30% 38% 17% 12% Yea (500) 35% 30% 18% 15% Women Men Yarriambiack (600) 22% 19% 43% 16% 33.9% 25.0% 16.3% 16.9% 8.0% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional 3.5% Regional Kinglake (500) 64% 36% Macedon (200) 17% 4% 56% 23% Regional CoupleVictoria family only Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% 41.4People% with disabilityPeople without58.6% disability 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Smythes Creek (400) 27% 13% 13% 31% 16% Swan Hill Region (700) 15% 64% 19% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Golden Plains South (600) Victoria 3.0% Outer Regional Foster (1100) 17% 16% 51% 17% Other family 12% 71% 16% 0.5% Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Outer Regional0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Greater 49% 51% Melbourne Outer Regional 2.5% 53.5% 46.5% Kerang (400) MansfieldOuter (800)Regional 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) 10% 9% 13% 50% 18% Greater 31.7% 68.3% Melbourne Nhill Region (600) 52% 48% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 2.0% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Mildura North (2700) 10% 25% 43% 9% 12% Melbourne Greater Regional Lockington & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) Bairnsdale (2100) 55% 45% Regional 29.2% 12.4% 47.5% 10.8% 10% 19% 8% 33% 30% Melbourne Victoria 1.5% 2.9% 58% 42% Victoria Orbost (900) 36% 25% 26% 12% Irymple (700) Yarriambiack (600) 22% 19% 43% 16% Southern Grampians (600) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional 33.9% 25.0% 16.3% 16.9% 8.0% Regional 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Regional Victoria 41.4% 58.6% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Swan Hill Region (700) 15% 64% 19% Victoria Foster (1100) 17% 16% 51% 17% 0.5% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 32 33 Greater Regional Melbourne Victoria Housing and poverty

Employement status of people living in cross-section of areas Ages of people living in cross-section of areas Housing tenure of people living in cross-section of areas Aboriginal Victorians in poverty Proportion of adults aged 15+ in poverty by employment status Victorian poverty rates by Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each age group (total number in poverty in brackets) The majority of Victorians Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) Age of Victorians in poverty Victorian poverty rates by age group (total number in poverty in brackets) Number of Victorians in poverty by Aboriginal status Number of Victorians experiencing Prevalence of poverty by gender experiencing poverty live in Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Victorian poverty rates by Number of Victorians in poverty by age group Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Aboriginal status Prevalence of poverty by people 20 poverty aged 15+, by gender of people aged 15+ housing tenure experiencing poverty disability status 20.0% Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employedowner-occupied part-time homes (51.4%).Unemployed 60.0% Aboriginal Aboriginal status Inner Melbourne Prevalence of poverty by disability Inner Melbourne Victorians in poverty Age 15-64 and not in labour force Age 65+ and not in labour force Number of Victorians in poverty by people in Gender of people living in poverty in cross-section of areas Prevalence of people living in poverty More than a quarter of a million poverty 14.0% 50.0% disability status, aged 15+ status of people aged 15+ 30.0% Retirement Number of Victorians in poverty in each family type Other Collingwood (1400) 9% 12% 19% 50% 10% 11,200 Proportion of people in poverty aged 15+ by gender (total number in brackets) Melbourne (9400) 9% 34% 51% 6% people experiencing poverty live 16.0% age (65+) by family type Inner MelbourneEmployement status of people living in cross-section of areas tenure Owned Housing tenure of people living in cross-section of areas 15 12.0% 83,600 15.0% Ages of people living in cross-section of areas 89,200 Armadale (900) 16% 16% 43% 7% 18% Women Men Children Fawkner (2900) 40.0% in mortgaged homes, representing outright 40.0% Aboriginal Victorians in poverty 25.0% Victorian poverty rates by Gender of Victorians in poverty Victorian poverty rates by gender 30% 13% 44% 13% CarltonProportion (4800) 5%of adults10% aged18% 15+ in poverty by employment58% status 9% PubliclyHousing of Victorians139,100 in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) 14.0% Age of Victorians(0 -in14) poverty Victorian poverty rates by age group Proportion of people in poverty in each age group (total number in poverty in brackets) Other Aboriginal status Inner Melbourne 35.0% (total numberthe mostin poverty common in brackets) housing rented Southbank (2500) 11% 22% 60% 8% Victorian poverty rates by Number of Victorians in poverty by Number of Victorians experiencing 10.0% Prevalence of poverty by gender 198,600 family Malvern East (2500) 64,800Number of Victorians in poverty by Prevalence of poverty for each housing tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Number of Victorians in poverty by age group Prevalence of poverty in each age group ChildrenBulleen (0 (1100)- 14) Young 23%people (15-24)9% Working 40%age (25-64) Retirement28% age (65+) 7% 13% 25% 39% 15% 30.0% 12.0% Aboriginal status 20.0% Prevalence of poverty by people 20 poverty aged 15+, by gender of people aged 15+ 45% 55% 63,200 30.0% tenure (33.4%). housing tenure experiencing poverty disability status Docklands (1400) 10.0%20.0% Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed 60.0% Burwood East (1400) 30% 34% 30% 7% Aboriginal Aboriginal status Men in 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone Kew East (700) 10% 21% 10% 42% 17% 51.4% Inner Melbourne 8.0% Brunswick West (1900) 50% 50% Inner Melbourne Victorians in poverty 25.0% Number of VictoriansPeople in with poverty by 10.0% Prevalence of poverty by disability people in 10 poverty person Couple Prevalence of people living in poverty Age 15-64 and not in labour force Age 65+ and not in labour force 20.0% 15.0% 14.0% Gender of people living in poverty in cross-section of areas 15.6% Beaumaris (800) 16% This17% is 6%closely followed36% by 25% Outer Melbourne disability in status of people aged 15+ poverty 30.0% percent family with 20.0% disability status, aged 15+ Newport (1500) 55% 45% Working Young Outer Melbourne 119,300Number of Victorians in poverty in each family type Privately 50.0% Collingwood (1400) 9% 12% 19% 50% 10% People 11,200 264,900 Women in 12.8% Proportion of people in poverty aged 15+ by gender (total number in brackets) Retirement Melbourne (9400) 9% 34% 51% 6% dependent 36.1% rented Other Mortgaged poverty 8.0% 25.4% 6.0% age (25-64) people 11.9% by family type OuterInner Melbourne Melbourne people living in privately rented tenure without 16.0% 14.8% 11.3% 61% 39% age (65+) 5.0% 9.9% children 15.0% 222,200 258,800Owned Broadmeadows (3800) 18% 31% 24% 19% 8% 197,600 15 poverty 12.0% Ashburton (600) 83,600 (15-24) 15.0% Burnside Heights (900) 89,200 10.0% 20.8% 18.7% Armadale (900) 16% 16% 43% 7% 18% disability 10.0% Women Men 374,100 Children Fawkner (2900) 44% 8% 46% 307,900 40.0% homes (28.7%). While people outright 40.0% 6.0% 25.0% 311,800 Outer Melbourne 118,000 30% 13% 44% 13% Couple 10.0% 20.8% Meadow HeightsCarlton (4600) (4800)4% 9%5% 10%14% 18% 61% 58% 12% 9% Publicly 139,100 in poverty 14.0% 10.9% Other people in poverty 4.0% (0 -14) Other 35.0% rented 8.8% 9.6% Doreen (2700) 7% 52% 28% 11% Inner Melbourne 198,600 Clayt on (5100) 16% 31% 40% 12% family only 5.0% 12.5% living in public housing have the Southbank (2500) 11% 22% 60% 8% 379,100 4.0% 763,000 13.0% 5 10.0% Rockbank - Mount Cottrell (200) 49% 51% Bulleen (1100) 23% 9% 40% 28% 144,400 Singlefamily 9.1% BundooraMalvern - North East(1400) (2500)9% 7%11%13% 22% 25% 45% 39% 13%15% 64,800 0.0% 5.0% 30.0% 6.8% 30.0% 12.0% 20.0% Docklands (1400) 45% 55% 0.0% parent63,200 0.0% highest poverty rate of any group Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 22% 3% 2.0% Sunshine (1800) 54% 46% 10.0% Mickleham & Yuroke (400) 30% 4% 56% 10% Burwood East (1400) 30% 34% 30% 7% 2.0% Men in Children18.7% Young Working Retirement South Yarra (West) (500) 5% 22% 49% 23% Lonefamily with Couple Single Couple Lone Other Chelsea HeightsKew East(600) (700)15%10% 16%21%5% 10% 36% 42% 28% 17% outright rented rented51.4%tenure 8.0% Brunswick West (1900) 50% 50% dependent 25.0% discussed in this report, they People with 10.0% 10 poverty Mernda (2400) 59% 41% (0-14) people age age (65+) person Couple family with parent family only person family 20.0% Lynbrook and Lyndhurst (2200) 13% 73% 10% 0.0%15.0% 15.6% Dromana (1400) 23% 9% 40% 28% children Beaumaris (800) 16% 17% 6% 36% 25% Outer Melbourne disability in percent 0.0% 55% 45% (15-24) (25-64) Outer Melbourne 119,300 family with 20.0%dependent family with Research - North Warrandyte (400) 25% 17% 9% 27% 22% Privately 0.0% 264,900 Newport (1500) 65% 35% Working Young 139,400 account for less than 1 in 10 Mortgaged People poverty 8.0% Aboriginal peopleOther people Women in 6.0% 12.8% Belgrave - Selby (900) 11.9% dependent children dependent36.1% rented Inner Regional People with disability People without 25.4% 0 Women Men age (25-64) people 5.0% Inner Regional children 15.0% InnerOuter Regional Melbourne 258,800 Broadmeadows (3800) without 197,600 14.8% poverty 11.3% InnerAshburton Regional (600) 61% 39% 9.9% children people experiencing poverty, 222,200 10.0% 20.8% 18% 31% 24% 19% 8% 10.0% 374,100 (15-24) Burnside Heights (900) 44% 8% 46% 307,900 Melbourne andHousing regional composition Victoria of poverty in Melbourne and Regional Victoria 18.7% disability 6.0% disability Proportion of people in poverty 0 10 20 30 40 311,800 Outer Melbourne 118,000 10.0% 20.8% Bendigo Central (2000) 10% 23% 46% 8% 13% in poverty Other people in poverty 4.0% 46% 54% Couple MaryboroughMeadow Region Heights (700) (4600)6% 4%12%9% 16%14% 46% 61% 20% 12% 8.8% 9.6% 10.9% Buninyong (500) Flora Hill & Spring Gully (1200) 20% 26% 41% 12% family only due to the small numbers public Regional VictoriaOwned hasoutright a higher Mortgagedproportion of peoplePrivately experiencing rented Publicly rentedOther tenure Doreen (2700) 7% 52% 28% 11% 379,100 who are Aboriginal 5 Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria 49% 51% Age composition of poverty in Melbourne and Regional Victoria Clayt on (5100) 16% 31% 40% 12% 5.0% 12.5% 0.0% 4.0% 763,000 13.0% RockbankPhillip - Mount Island Cottrell (1500) (200) 52% 48% 144,400Family compositionSingle of poverty in Melbourne and Regional Victori9.1%a 6.8% Chiltern Bundoora- Indigo Valley - North (300) (1400) 20%9% 11%11% 11%22% 26% 45% 32% 13% poverty living in homes owned outright (24.6%). Greater Melbourne Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria 5.0% parent housing properties. Keilor (800) Melbourne and Regional Victoria Gender proportions of people experiencing2.0% poverty aged 15+ 54% 46% 0.0% Romsey (1100) 38% 7% 40% 14% 0.0% has a higher proportion of people experiencing poverty in privatelyOwned Mortgaged Privately Publicly Other 32% 42% 22% 3% RushworthSunshine (500) (1800) 58% 42% Children (0 - 14) Young people (15-24) Working Childrenage (25-64) YoungRetirement Working age Retirement (65+) Mickleham & Yuroke (400) 30% 4% 56% 10% Couple family withfamily dependent with children Single parent family with dependent children Chelsea Heights (600) outright rented rented tenure Proportions of people experiencing poverty 2.0%with and without disability, aged 15+ Couple Single Couple Lone Other Seymour (800) 7% 15%27% 16% 5%16% 36% 38% 28%12% rented homes (30.4%). Yea (500) 35% 30% 18% 15% 3.5% Women Men Mernda (2400) 59% 41% (0-14) people age age (65+) Macedon (200) 17% 4% 56% 23% dependent family with parent family only person family Lynbrook and Lyndhurst (2200) 13% 73% 10% 0.0% Kinglake (500) 64% 36% Dromana (1400) Couple family onlychildren Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% People with disabilityPeople without disability 0.0% (15-24) (25-64) 23% 9% 40% 28% dependent family with ResearchSmythes - North Warrandyte Creek (400) (400) 27%25% 13%17%13% 9% 3127%% 16%22% 0.0% Aboriginal peopleOther people BelgraveOuter Regional - Selby (900) 65% 35% Other family 139,400 Golden Plains SouthInner (600)Regional 12% 71% 16% 3.0% 0 Women Men Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% children dependent Inner Regional People with disability People without Inner Regional Inner Regional children Outer Regional Greater Kerang (400) 49% 51% Melbourne Housing composition of poverty in Melbourne and Regional Victoria Outer Regional disability 2.5% 0 10 20 30 40 53.5% 46.5% Outer Regional Bendigo Central (2000) 10% 23% 46% 8% 13% Greater 31.7% 68.3% Proportion of people in poverty Melbourne Buninyong (500) 46% 54% Greater 42.1% 15.3% 19.6% 14.8% 8.2% MaryboroughAvoca Region (400) (700)10%6%9%12%13% 16% 50%46% 18%20% Nhill Region (600) 52% 48% Flora Hill & Spring Gully (1200) 20% 26% 41% 12% Melbourne Regional VictoriaOwned outright24.6% Mortgaged31.2%Privately rented24.4Publicly% 9.8%rentedO10.1%ther tenure 2.0% who are Aboriginal Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Age composition of poverty in Melbourne and Regional Victoria Mildura North (2700) 10% 25% 43% 9% 12% Melbourne Phillip Island (1500) 55%52% 45%48% Regional Lockington & Gunbower (400) 37% 10% 46% 6% Family composition of poverty in Melbourne and Regional Victoria ChilternWest -Wimmera Indigo Valley (200) (300)10% 20%19% 8%11% 11% 33% 26% 30% 32% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Melbourne and Regional Victoria Gender proportions of people experiencing poverty aged 15+ Bairnsdale (2100) 29.2% 12.4% 47.5% 10.8% Romsey (1100) 38% 7% 40% 14% 1.5% 58% 42% Victoria Orbost (900) 36% 25% 26% 12% Proportions of people experiencing poverty with and without disability, aged 15+ 2.9% IrympleRushworth (700) (500) 58% 42% Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Couple family with dependent children Single parent family with dependent children Southern GrampiansSeymour (600) (800) 16%7% 13%27% 24% 16% 30% 38% 17% 12% Yea (500) 35% 30% 18% 15% Women Men Yarriambiack (600) 22% 19% 43% 16% 33.9% 25.0% 16.3% 16.9% 8.0% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional 3.5% Regional Kinglake (500) 64% 36% Macedon (200) 17% 4% 56% 23% Regional CoupleVictoria family only Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% 41.4People% with disabilityPeople without58.6% disability 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Smythes Creek (400) 27% 13% 13% 31% 16% Swan Hill Region (700) 15% 64% 19% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Golden Plains South (600) Victoria 3.0% Outer Regional Foster (1100) 17% 16% 51% 17% Other family 12% 71% 16% 0.5% Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Outer Regional0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Greater 49% 51% Melbourne Outer Regional 2.5% 53.5% 46.5% Kerang (400) MansfieldOuter (800)Regional 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) 10% 9% 13% 50% 18% Greater 31.7% 68.3% Melbourne Nhill Region (600) 52% 48% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 2.0% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Mildura North (2700) 10% 25% 43% 9% 12% Melbourne Greater Regional Lockington & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) Bairnsdale (2100) 55% 45% Regional 29.2% 12.4% 47.5% 10.8% 10% 19% 8% 33% 30% Melbourne Victoria 1.5% 2.9% 58% 42% Victoria Orbost (900) 36% 25% 26% 12% Irymple (700) Yarriambiack (600) 22% 19% 43% 16% Southern Grampians (600) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional 33.9% 25.0% 16.3% 16.9% 8.0% Regional 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Regional Victoria 41.4% 58.6% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Swan Hill Region (700) 15% 64% 19% Victoria Foster (1100) 17% 16% 51% 17% 0.5% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 32 33 Greater Regional Melbourne Victoria

Employement status of people living in cross-section of areas Housing and poverty at the Ages of people living in cross-section of areas Housing tenure of people living in cross-section of areas community level Aboriginal Victorians in poverty Victorian poverty rates by Gender of Victorians in poverty Victorian poverty rates by gender Proportion of adults aged 15+ in poverty by employment status Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) Age of Victorians in poverty Victorian poverty rates by age group Proportion of people in poverty in each age group (total number in poverty in brackets) Aboriginal status (total number in poverty in brackets) Housing shows a very clear pattern across local Victorian poverty rates by Number of Victorians in poverty by Number of Victorians experiencing Prevalence of poverty by gender Number of Victorians in poverty by areas: broadly,Prevalence the further of poverty from the for centreeach housingof tenure Owned outright Mortgaged Privately rented Publicly rented Other tenure Victorians with disability Number of Victorians in poverty by age group Prevalence of poverty in each age group Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Aboriginal status Prevalence of poverty by people 20 poverty aged 15+, by gender of people aged 15+ housing tenure Melbourne, the higher the proportion people living experiencing poverty disability status 20.0% Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed 60.0% Aboriginal Aboriginal status in owner-occupied homes. Inner Melbourne Prevalence of poverty by disability Inner Melbourne Victorians in poverty Age 15-64 and not in labour force Age 65+ and not in labour force Number of Victorians in poverty by people in Gender of people living in poverty in cross-section of areas Prevalence of people living in poverty poverty 14.0% The50.0% contrast between areas can be striking. disability status, aged 15+ status of people aged 15+ 30.0% Retirement Number of Victorians in poverty in each family type Other Collingwood (1400) 9% 12% 19% 50% 10% 11,200 Proportion of people in poverty aged 15+ by gender (total number in brackets) Melbourne (9400) 9% 34% 51% 6% For instance, in Southbank the majority of people 16.0% age (65+) by family type Inner Melbourne tenure Owned 15 12.0% 15.0% experiencing poverty live in privately rented homes Women Men 83,600 40.0% 89,200 outright 40.0% Armadale (900) 16% 16% 43% 7% 18% 25.0% Children Fawkner (2900) 30% 13% 44% 13% Carlton (4800) 5% 10% 18% 58% 9% Publicly (60%), but a few kilometres north in Collingwood, 14.0% (0 -14) 139,100 Other 35.0% rented the majority live in public housing (50%). Southbank (2500) 10.0% Inner Melbourne 198,600 family Malvern East (2500) 11% 22% 60% 8% Bulleen (1100) 23% 9% 40% 28% 7% 13% 25% 39% 15% 64,800 30.0% 12.0% 20.0% 45% 55% 63,200 30.0% Some outer suburbs and regional towns show high Docklands (1400) 10.0% Burwood East (1400) 30% 34% 30% 7% Men in 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone Kew East (700) 10% 21% 10% 42% 17% proportions of mortgagees among the population51.4% 8.0% Brunswick West (1900) 50% 50% 25.0% People with 10.0% 10 poverty person Couple in20.0% poverty, comprising a majority in suburbs like 15.0% 15.6% Beaumaris (800) 16% 17% 6% 36% 25% Outer Melbourne disability in percent family with Newport (1500) 55% 45% Working Young Outer Melbourne 119,300 20.0% Privately Lynbrook and Lyndhurst (73%), the southern part People 264,900 Women in 12.8% dependent 36.1% rented Mortgaged poverty 8.0% 25.4% 6.0% age (25-64) people 11.9% 15.0% Outer Melbourne of Golden Plains shire (71%), or the rural villages without 14.8% poverty 11.3% Ashburton (600) 61% 39% 5.0% 9.9% children 222,200 258,800 10.0% Broadmeadows (3800) 18% 31% 24% 19% 8% 197,600 374,100 (15-24) Burnside Heights (900) 44% 8% 46% 307,900 surrounding Swan Hill (64%). Some20.8 areas% have 18.7% disability 6.0% 10.0% 311,800 Outer Melbourne 118,000 10.0% 20.8% significant proportions of people living in poverty in poverty Other people in poverty 4.0% Couple Meadow Heights (4600) 4% 9% 14% 61% 12% 8.8% 9.6% 10.9% family only who own their homes outright, like Burwood East Doreen (2700) 7% 52% 28% 11% 379,100 5 49% 51% Clayt on (5100) 16% 31% 40% 12% 5.0% 12.5% 0.0% 4.0% 763,000 13.0% Rockbank - Mount Cottrell (200) 144,400 Single 9.1% 6.8% Bundoora - North (1400) 9% 11% 22% 45% 13% (30%), Keilor (32%), Yea (35%) or Orbost (36%). 5.0% 0.0% parent 0.0% Owned Mortgaged Privately Publicly Other Keilor (800) 32% 42% 22% 3% 2.0% Sunshine (1800) 54% 46% Mickleham & Yuroke (400) 30% 4% 56% 10% 2.0% Children Young Working Retirement family with Couple Single Couple Lone Other Chelsea Heights (600) 15% 16% 5% 36% 28% outright rented rented tenure Mernda (2400) 59% 41% (0-14) people age age (65+) dependent family with parent family only person family Lynbrook and Lyndhurst (2200) 13% 73% 10% 0.0% Dromana (1400) children 0.0% (15-24) (25-64) 23% 9% 40% 28% dependent family with Research - North Warrandyte (400) 25% 17% 9% 27% 22% 0.0% Aboriginal peopleOther people Belgrave - Selby (900) 65% 35% 139,400 children dependent Inner Regional 0 Women Men Inner Regional Inner Regional People with disability People without Inner Regional children Housing composition of poverty in Melbourne and Regional Victoria disability 0 10 20 30 40 Proportion of people in poverty 46% 54% Maryborough Region (700) 6% 12% 16% 46% 20% Bendigo Central (2000) 10% 23% 46% 8% 13% Buninyong (500) Flora Hill & Spring Gully (1200) 20% 26% 41% 12% Owned outright Mortgaged Privately rented Publicly rentedOther tenure who are Aboriginal Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Age composition of poverty in Melbourne and Regional Victoria Phillip Island (1500) 52% 48% Family composition of poverty in Melbourne and Regional Victoria Chiltern - Indigo Valley (300) 20% 11% 11% 26% 32% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Melbourne and Regional Victoria Gender proportions of people experiencing poverty aged 15+ Romsey (1100) 38% 7% 40% 14% 58% 42% Proportions of people experiencing poverty with and without disability, aged 15+ Rushworth (500) Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Couple family with dependent children Single parent family with dependent children Seymour (800) 7% 27% 16% 38% 12% Yea (500) Women Men 35% 30% 18% 15% 3.5% Kinglake (500) 64% 36% Macedon (200) 17% 4% 56% 23% Couple family only Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% People with disabilityPeople without disability Smythes Creek (400) 27% 13% 13% 31% 16% Outer Regional Other family Golden Plains South (600) 12% 71% 16% 3.0% Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% Outer Regional Greater 49% 51% Melbourne Outer Regional 2.5% 53.5% 46.5% Kerang (400) Outer Regional Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) Greater 31.7% 68.3% Melbourne Nhill Region (600) 52% 48% 10% 9% 13% 50% 18% Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Mildura North (2700) 10% 25% 43% 9% 12% Melbourne 2.0% Lockington & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) Bairnsdale (2100) 55% 45% Regional 29.2% 12.4% 47.5% 10.8% 10% 19% 8% 33% 30% 1.5% 2.9% 58% 42% Victoria Orbost (900) 36% 25% 26% 12% Irymple (700) Yarriambiack (600) 22% 19% 43% 16% Southern Grampians (600) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional 33.9% 25.0% 16.3% 16.9% 8.0% Regional 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Regional Victoria 41.4% 58.6% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Swan Hill Region (700) 15% 64% 19% Victoria Foster (1100) 17% 16% 51% 17% 0.5% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater Regional > View data for every Melbourne Victoria local area at povertymaps.vcoss.org.au

34 35

34 35 Disability and poverty

More than one third of Victorians Melbourne and regional Victoria experiencing poverty also live Regional Victoria has a substantially higher proportion of its people experiencing Employement status of people living in cross-section of areas poverty who have a disability, compared with Greater Melbourne. Ages of people living in cross-section of areas Housing tenure of people livingwith in cross-section disability (agedof areas over 15). Aboriginal Victorians in poverty Proportion of adults aged 15+ in poverty by employment status Victorian poverty rates by Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each age group (total number in poverty in brackets) Employement status of people living in cross-section of areas Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housingThis tenure means (total number nearly in poverty200,000 in brackets) Age of Victorians in poverty Victorian poverty rates by age group Ages of people living in cross-section of areas Housing tenure of people living in cross-section of areas Number of Victorians in poverty by Aboriginal status (total number in poverty in brackets) Number of Victorians in poverty by Prevalence of poverty for each housing tenure Victorian poverty rates by Aboriginal Victorians in poverty Victorian poverty rates by Number of Victorians experiencing Prevalence of poverty by gender Number of Victorians in poverty by age group Prevalence of poverty in each age group Proportion of adults aged 15+ in poverty by employment status Housing of Victorians in poverty Victorian poverty rates by housing tenure ProportionOwned of people outright in povertyMortgaged in each housingPrivately tenureVictorians rented (totalPublicly number with rented indisability povertyOther in brackets)live tenure in Victorians with disability Aboriginal status 20 Gender of Victorians in poverty Victorian poverty rates by gender ProportionChildren (0of -people 14) Youngin poverty people in each (15-24) age groupWorking (total age number (25-64) in povertyRetirement in brackets) age (65+) housing tenure disability status PrevalenceAboriginal of poverty status by people poverty aged 15+, by gender of people aged 15+ Age of Victorians in poverty Victorian poverty rates by age group Family arrangements of Victorian poverty rates by family arrangement Employed full-time (total number inEmployed poverty inpart-time brackets) Unemployed 60.0% experiencing poverty Number of Victorians in poverty by Number of Victorians experiencing Prevalence of poverty by gender 20.0% Number of Victorians in poverty by Prevalence of poverty for each housing tenure Inner Melbourne poverty. People with disability are Victorians with disability Victorian poverty rates by Aboriginal Aboriginal status Number of Victorians in poverty by age group Prevalence of poverty in each age group Owned outright Mortgaged Privately rented Publicly rented Other tenure Prevalence of poverty by disability Aboriginal status people in Prevalence of poverty by people 20 ChildrenInner (0 - 14)MelbournYounge people (15-24) Working age (25-64) Retirement age (65+) Victorians in poverty Prevalence of people living in poverty Age 15-64 and not in labour force Age 65+ and not in labour force housing tenure Numberexperiencing of Victorians poverty in poverty by disability status poverty aged 15+, by gender of people aged 15+ Gender of people living in poverty in cross-section of areas Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed 60.0% also more likely to live in poverty Aboriginalpoverty 14.0% 20.0% Number of Victorians in poverty 50.0% Inner Melbourne disability status, aged 15+ status of people aged 15+ 30.0% Aboriginal status Retirement Inner Melbourne Victorians in poverty in each family type Other Collingwood (1400) 9% 12% 19% 50% 10% Number of Victorians in poverty by Prevalence of poverty by disability people11,200 in Proportion of people in poverty aged 15+ by gender (total number in brackets) Melbourne (9400) 9% 34% 51% 6% Prevalence of people living in poverty Age 15-64 Innerand not Melbourne in labour force Age 65+ and not in labour force than those without disability. 16.0% 14.0% Gender of people living in poverty in cross-section of areas age (65+) by family type tenure Owned status of people aged 15+ poverty 30.0% 15 12.0% 15.0% Number of Victorians in poverty 50.0% disability status, aged 15+ Women Men Retirement83,600 40.0% in each family type Other89,200 outright 40.0% CollingwoodArmadale (1400) (900) 9% 16%12% 16%19% 43% 50% 7% 10%18% 11,200 25.0% Proportion of people in poverty aged 15+ by gender (total number in brackets) Children MelbourneFawkner (9400) (2900) 9% 30% 34% 13% 51%44% 136%% Inner CarltonMelbourne (4800) 5% 10% 18% 58% 9% Publicly 16.0%14.0% age (65+) (0 -14) by family type tenure Owned139,100 15 12.0% 15.0% Other 35.0% rented Inner Melbourne Women Men 83,600 Children198,600 40.0% 89,200 outright 40.0% SouthbankArmadale (900) (2500) 16%11% 16%22% 43% 60% 7% 18% 8% 25.0% 10.0% FawknerBulleen (2900) (1100) 30%23% 9%13% 40% 44% 28%13% family MalvernCarlton East (4800) (2500)5%7%10% 13%18% 25% 58%39% 159%% Publicly64,800 14.0%12.0% (0 -14) 63,200 30.0% 139,100 30.0% 20.0% Docklands (1400) 45% 55% 10.0% Other 35.0% rented Inner Melbourne 198,600 Kew East (700) BurwoodSouthbank East (2500) (1400) 11% 30%22% 34% 60% 30% 8%7% Men in 10.0% 18.7% South YarraBulleen (West) (1100) (500) 5%23% 22% 9% 40%49% 28%23% Lonefamily 25.0% Malvern East (2500) 7%10%13% 21% 25%10% 42%39% 1517%% 64,800 51.4% 12.0% 8.0% Brunswick West (1900) 50% 50% 63,200 30.0% 30.0% People with 10.0% 20.0% 10 poverty Docklands (1400) 45% 55% 10.0% person Couple 20.0% 15.0% 15.6% Beaumaris (800) 16% 17% 6% 36% 25% BurwoodOuter East Melbourne (1400) 30% 34% 30% 7% disability in percent family with Kew East (700) Men in Newport (1500) 55% 45% Working Young 18.7% South YarraOuter (West) Melbourne (500) 5% 22% 49% 23% Lone119,300 25.0%20.0% 10% 21% 10% 42% 17% Privately 51.4% People 264,900 Women in 8.0% 12.8% Brunswick West (1900) 50% 50% dependent 36.1% Mortgaged Peoplepovert withy 10.0%8.0% 25.4% 10 poverty 6.0% people 11.9% person Couple Outer Melbourne rented 20.0% without 14.8% 15.0% 61% 39% age (25-64) 5.0% 15.6% children 15.0% Beaumaris (800) 16% 17% 6% 36% 25% 258,800 BroadmeadowsOuter Melbourne (3800) 18% 31% 24% 19% 8% disability197,60 in0 percent poverty 11.3% Ashburton (600) 55% 45% 9.9% Outer Melbourne 119,300 family with 20.0% Privately222,200 10.0% 20.8% 10.0% 264,900 Newport (1500) Working374,100 Young(15-24) Burnside Heights (900) 44% 8% 46% 307,900 Mortgaged 18.7% Peopledisability poverty 8.0%6.0% Women311,800 in 6.0% 12.8% 11.9% dependent 10.0% 36.1% 20.8% rented 25.4% Outer Melbourne age (25-64) people118,00 0 5.0% Couple children 15.0% MeadowOuter Heights Melbourne (4600) 4% 9% 14% 61% 12% 258,800 9.6% Broadmeadows (3800) withoutin povert y 197,600 14.8% 10.9% Other people in poverty poverty 4.0% 11.3% Ashburton (600) 61% 39% 9.9% 222,200 10.0% 8.8% 20.8% Doreen (2700) 7%18% 31%52% 24% 28%19% 8%11% 10.0% 374,100 (15-24) Burnside HeightsClayt on (900) (5100) 16% 44% 31% 8% 40%46% 12% family only 307,900 5.0% 12.5% 0.0% 18.7% disability379,100 6.0%4.0% 763,000 13.0% 5 311,800 Rockbank - OuterMount Melbourne Cottrell (200) 49% 51% 118,000 144,400 Single 10.0% 9.1% 20.8% Bundoora - North (1400) 9% 11% 22% 45% 13% in poverty Other people in poverty 5.0% 4.0% Couple 6.8% Meadow Heights (4600) 4% 9% 14% 61% 12% 8.8% 9.6% 10.9% 0.0% family only parent 0.0% Owned Mortgaged Privately Publicly Other DoreenKeilor (2700) (800) 7% 32% 52% 42% 28% 22%11% 3% 379,100 5 2.0% Sunshine (1800) 49%54% 51%46% MicklehamClayt & Yuroke on (5100) (400) 16% 30% 31%4% 56%40% 12%10% family with 5.0% 12.5% 0.0% 4.0%2.0% 763,000 13.0% Rockbank - Mount Cottrell (200) Children Young Working Retirement 144,400 Single Couple Single 9.1%Couple Lone 6.8%Other BundooraChelsea - North Heights (1400) (600) 9%15%11% 16%22%5% 36% 45% 28%13% outright rented rented tenure 5.0% 59% 41% people parentdependent Keilor (800) 0.0% 2.0% Mernda (2400) 54% 46% 0.0% (0-14) age age (65+) 0.0% family with parent family only person family Owned Mortgaged Privately Publicly Other Lynbrook and Lyndhurst (2200) 13%32% 4273% 22% 10%3% 0.0% Sunshine (1800) Children Young Working Retirement Mickleham &Dromana Yuroke (400) (1400) 30%23% 9%4% 40%56% 28%10% familychildren with Research Chelsea- North Warrandyte Heights (600) (400) 25% 17% 9% 27% 22% outright rented rented tenure 2.0%0.0% 65% 35% (15-24) (25-64) Coupledependent Singlefamily withCouple Lone Other 15% 16% 5% 36% 28% Aboriginal peopleOther people Belgrave - Selby (900) 59% 41% (0-14) people age (65+) dependent139,400 children dependent Lynbrook and LyndhurstInner Regional(2200) 0.0% 0 Women Men Mernda (2400) age Inner Regional family with parent family only person family Inner Regional 13% 73% 10% People with disability People without 0.0% Inner Regional (15-24) (25-64) Dromana (1400) 23% 9% 40% 28% children dependent familychildren with Research - North Warrandyte (400) 25% 17% 9% 27% 22% 0.0% Belgrave - Selby (900) 65% 35% 139,400 Housing composition of poverty in Melbourne and Regional Victoria disability Aboriginal peopleOther people 0 10 20 30 40 children dependent BendigoInner Central Regional (2000) 10% 23% 46% 8% 13% People with disability People without Proportion of people in poverty 0 Women Men Buninyong (500) 46% 54% Inner Regional MaryboroughInner Region Regional (700) 6% 12% 16% 46% 20% Inner Regional Flora Hill & Spring Gully (1200) 20% 26% 41% 12% children OwnedHousing outright compositionMortgaged of povertyPrivately in Melbourne rented andPublicly Regional rente VictoridOather tenure disability who are Aboriginal 0 10 Overall20 poverty rate 30 40 Gender composition of poverty in Melbourne and Regional Victoria Age composition of poverty in Melbourne and Regional Victoria Family composition of poverty in Melbourne and Regional Victoria Proportion of people in poverty Phillip Island (1500) 46%52% 54%48% MaryboroughChiltern - Indigo Region Valley (700) (300) 6% 12%20% 16%11% 11% 4626%% 32%20% BendigoBacchus Central Marsh (2000) (2500) 10%12% 23% 39% 46% 23% 8%12% 13%14% Disability composition of poverty in Melbourne and Regional Victoria Melbourne and Regional Victoria Gender proportions of people experiencing poverty aged 15+ Buninyong (500) Flora Hill & SpringRomsey Gully (1200) (1100) 20% 38% 26% 7% 41%40% 1214%% Owned outright Mortgaged Privately rented Publicly rentedOther tenure who are Aboriginal Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Rushworth (500) 58% 42% ChildrenAge (0 -composition 14) Young of people poverty (15-24) in MelbourneWorking and age Regional (25-64) VictoriaRetirement age (65+) Couple family with dependent children Single parent family with dependent children Proportions of people experiencing poverty with and without disability, aged 15+ Phillip Island (1500) 52% 48% Family composition of poverty in Melbourne and Regional Victoria Chiltern - IndigoSeymour Valley (300) (800) 7%20% 27%11% 11% 16% 26% 38% 32% 12% Bacchus Marsh Yea(2500) (500) 12% 35% 39% 30% 23% 1812%% 1415%% Disability composition of poverty in Melbourne and Regional Victoria 3.5%Melbourne and Regional Victoria Gender proportions of peopleWomen experiencingMen poverty aged 15+ RomseyMacedon (1100) (200) 17%38%4% 7% 56% 40% 2314%% Kinglake (500) 58%64% 42%36% Couple family only Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% Proportions of people Peopleexperiencing with disabilit povertyyP with andeople without without disability, disabilit yaged 15+ Rushworth (500) Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Couple family with dependent children Single parent family with dependent children SmythesSeymour Creek (800) (400) 7% 27%27% 13%16% 13% 38%31% 1216%% Yea (500) Women Men Outer Regional Other family Golden Plains South (600) 12% 35% 30%71% 18% 1516%% 3.5%3.0% Kinglake (500) 64% 36% Greater 24.3% 16.3% 48.6% 10.8% SeymourMacedon Region (200) (300) 17%10% 10%4% 50%56% 2330% Couple family only Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% People with disabilityPeople without disability SmythesOuter Creek Regional (400) 27% 13% 13% 31% 16% Greater 49% 51% Melbourne Golden PlainsOuter South Regional (600) 12% 71% 16% 3.0%2.5% 53.5% 46.5% OuterKerang Regional (400) Outer Regional Other family Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% Greater 42.1% 15.3% 19.6% 14.8% 8.2% Outer AvocaRegional (400) Greater 31.7% 68.3% Melbourne Nhill Region (600) 52% 48% 10% 9% 13% 50% 18% Greater Kerang (400) 49% 51% Melbourne Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% MilduraOuter North Regional (2700) 10% 25% 43% 9% 12% Melbourne 2.5%2.0% 53.5% 46.5% Regional Lockington Outer& Gunbower Regional (400) 37% 10% 46% 6% Greater West Wimmera (200) Greater 31.7% 68.3% Melbourne Bairnsdale (2100) 52%55% 48%45% 29.2% 12.4% 47.5% 10.8% 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) 10%10% 9% 19%13% 8% 3350%% 3018%% Nhill Region (600) Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Melbourne 2.0%1.5% 2.9% 58% 42% Victoria Mildura NorthOrbost (2700) (900) 10% 36%25% 25%43% 26%9% 12%12% Irymple (700) 55% 45% Regional Lockington & YarriambiackGunbower (400) (600) 22%37% 19% 10% 43%46% 166%% SouthernWest Wimmera Grampians (200) (600) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional Bairnsdale (2100) 29.2% 12.4% 47.5% 10.8% 33.9% 25.0% 16.3% 16.9% 8.0% 10% 19% 8% 33% 30% Regional 1.0% 55.7% 44.3% Regional Victoria 41.4% 58.6% 1.5% 2.9% 0% 20%58% 40% 60% 42%80% 100% Victoria Mildura Region (400) Swan HillOrbost Region (900) (700) 15%36% 25%64% 26% 1912%% Victoria Irymple (700) 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Yarriambiack (600) 22% 19% 43% 16% Southern Grampians (600) 16%20% 13% 24%24% 13% 30%20% 1723%% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Victoria Regional Foster (1100) 17% 16% 51% 17% 33.9% 25.0% 16.3% 16.9% 8.0% Regional 1.0%0.5% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Regional Victoria 41.4% 58.6% 0.9% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 0% 20%10% 20% 24%30% 40% 13%50% 60%20%70% 80%23%90% 100% SwanBenalla Hill Region Region (700) (300) 15% 31% 64% 56% 19%3% 10% Victoria FosterMansfield (1100) (800) 17%20% 16%5% 51%51% 17%24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.5%0.0% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 0% 10%31% 20% 30% 40% 50%656%0% 70% 80%3%90%10% 100% Greater Regional Mansfield (800) 0% 20%10% 20%5% 30% 40% 51%50% 60% 70% 80%24%90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% Melbourne Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater Regional 36 37 Melbourne Victoria Disability and poverty

Employement status of people living in cross-section of areas Ages of people living in cross-section of areas Housing tenure of people living in cross-section of areas Aboriginal Victorians experience Aboriginal Victorians in poverty Victorian poverty rates by Proportion of adults aged 15+ in poverty by employment status Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each age group (total number in poverty in brackets) Employement status of people living in cross-section of areas poverty at nearly twice the rate Aboriginal status Age of Victorians in poverty Victorian poverty rates by age group Ages of people living in cross-section of areas (total number in poverty in brackets) Housing tenure of people living in cross-section of areas Number of Victorians in poverty by Number of Victorians experiencing Prevalence of poverty by gender Number of Victorians in poverty by Prevalence of poverty for each housing tenure Victorians with disability Victorian poverty rates by Aboriginal Victorians in poverty Number of Victorians in poverty by age group Prevalence of poverty in each age group Proportion of adults aged 15+ in poverty by employment status Owned outright Mortgaged Privately rented Publicly rented Other tenure as other Victorians. It is estimated Aboriginal status Victorian Prevalencepoverty rates of povertyby by people 20 Gender of Victorians in poverty Victorian poverty rates by gender Proportion ofChildren people (0in -poverty 14) Young in each people age group (15-24) (total Workingnumber inage poverty (25-64) in brackets)Retirement age (65+) Housing of Victorianshousing in poverty tenure Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) experiencing poverty disability status poverty aged 15+, by gender of people aged 15+ Age of Victorians in poverty Victorian poverty rates by age group Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed 60.0% Number of Victorians in poverty by Aboriginal Aboriginal status 20.0% (total number in poverty in brackets) Number of Victorians in poverty by Prevalence of poverty for each housing tenure Inner Melbourne Victorian11,200 poverty Aboriginal rates by Victorians live Aboriginal status Number of Victorians experiencing Prevalence of poverty by gender Number of Victorians in poverty by age group Prevalence of poverty in each age group Inner Melbourne Victorians in poverty Owned outright Mortgaged Privately rented Publicly rented Other tenure VictoriansNumber with disabilityof Victorians in poverty by Prevalence of poverty by disability Aboriginal status people in 20 Gender of people living in poverty in cross-section of areas Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Prevalence of people living in poverty Age 15-64 and not in labour force Age 65+ and not in labour force housing tenure disability status Prevalence of poverty by people poverty aged 15+, by gender 14.0%of people aged 15+ Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed 60.0% experiencing poverty in poverty.status of people aged 15+ poverty 30.0% 20.0% Number of Victorians in poverty in each family type 50.0% Inner MelbourneCollingwood (1400) 9% 12% 19% 50% 10% disability status, aged 15+ Aboriginal Aboriginal status Proportion of people in poverty aged 15+ by gender (total number in brackets) Retirement Melbourne (9400) Other Prevalence of poverty by disability people in 11,200 Inner Melbourne 9% 34% 51% 6% Victorians in povertyby family type Prevalence of people living in poverty Age 15-64 and not inInner labour Melbourne force Age 65+ and not in labour force Number of Victorians in poverty by 16.0% Gender of people living in poverty in cross-section of areas age (65+) tenure Owned Regional Victoria has a substantially poverty 15 14.0% 12.0% 83,600 15.0% 89,200 50.0% Armadale (900) 16% 16% 43% 7% 18% disability status, aged 15+ status of people aged 15+ 30.0% Women Men Retirement Children Fawkner (2900) Number of Victorians in poverty 40.0%in each family type Other outright 40.0% Collingwood (1400) 9% 12% 19% 50% 10% 11,200 25.0% Proportion of people in poverty aged 15+ by gender (total number in brackets) Melbourne (9400) 9% 34% 30% 13% 51% 44% 6% 13% Carlton (4800) 5% 10% 18% 58% 9% Publicly 139,100 14.0% age (65+) (0 -14) by family type Other Inner Melbourne tenure 16.0% higher proportion of its people Inner Melbourne 15.0% 35.0% rentedOwned Southbank (2500) 11% 22% 60% 8% 15 12.0% 10.0% 83,600 198,600 family 40.0% Malvern East (2500) 89,200 outright Armadale (900) 16% 16% 43% 7% 18% 25.0% Women Men Children Fawkner (2900)Bulleen (1100)30% 23%13% 9% 44%40% 13% 28% 7% 13% 25% 39% 15% 64,800 40.0% 30.0% experiencing12.0% poverty from an 20.0% 45% 55% 63,200 30.0% Carlton (4800) 5% 10% 18% 58% 9% Publicly 139,100 14.0% Docklands (1400) (0 -14) 10.0% Other 35.0% rented Burwood East (1400) 30% 34% 30% 7% Men in Inner Melbourne 198,600 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone Kew East (700) 10% 21% 10% 42% 17% 51.4% Southbank (2500) 11% 22% 60% 8% Aboriginal background. In fact, 10.0% 8.0% Brunswick West (1900) 50% 50% Bulleen (1100) 23% 9% 40% 28% family 25.0% Malvern East (2500) 7% 13% 25% 39% 15% 64,800 People with 12.0% 10.0% 10 poverty 63,200person Couple30.0% 30.0% 20.0% 20.0% 15.0% Docklands (1400) 45% 55% 10.0% 15.6% Beaumaris (800) 16% 17% 6% 36% 25% Outer Melbourne disability in more Aboriginal people live in percent 55% 45% Outer Melbourne 119,300 family with 20.0% Privately Burwood East (1400) 30% 34% 30% 7% People Men in 264,900 Newport (1500) Working Young 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone dependent25.0% 36.1% Kew East (700) 10% 21% 10% 42% 17% Mortgaged 51.4% poverty 8.0% Women in8.0% 6.0% 12.8% Brunswick West (1900) 50% 50% people 11.9% rented withoutPeople with 10.0% poverty in regional Victoria (6,200) 25.4% 10 poverty 61% 39% age (25-64) 5.0% person Couple children 15.0% Outer Melbourne 258,80020.0% Broadmeadows (3800) 197,600 14.8% 15.0% poverty 11.3% Ashburton (600) 15.6% 9.9% Beaumaris (800) 16% 17% 6% 36% 25% 222,200 10.0% 20.8% Outer Melbourne 18% 31% 24% 19% 8% disability in 10.0% percent 55% 45% 374,100 (15-24) Outer MelbourneBurnside Heights (900) 44% 8% 46% 119,300 family with 307,90020.0% Privately 18.7% People disability 6.0% 264,900 311,800 Newport (1500) Working Young dependent 10.0% 36.1% 20.8% Mortgaged poverty 8.0% than in Melbourne (5,000). Women in 6.0% 12.8% Outer Melbourne people 118,000 11.9% Couple Meadow Heights (4600) 4% 9% 14% 61% 12% rented 9.6% without in poverty 10.9% Other people in poverty 25.4% 4.0% 61% 39% age (25-64) 5.0% children 15.0% Outer Melbourne 258,800 8.8% Broadmeadows (3800)Doreen (2700)18% 7% 31% 52% 24% 19% 28%8% 11% 197,600 14.8% poverty 11.3% Ashburton (600) (15-24) 9.9% Clayt on (5100) 16% 31% 40% 12% family only 5.0% 12.5% 222,200 10.0% 20.8% disability 379,100 4.0% 763,000 10.0% 13.0% 5 Rockbank - Mount Cottrell (200) 49% 51% 374,100 Burnside Heights (900) 44% 8% 46% 144,400307,900Single 9.1% Bundoora - North (1400) 9% 11% 22% 45% 13% 0.0% 18.7% 6.0% 5.0% 311,800 Outer Melbourne 118,000 10.0% 20.8% 6.8% Meadow Heights (4600) 14% 61% 12% in poverty Other people in poverty 4.0% 0.0% Couple parent 0.0% 4% 9% 8.8% 9.6%Owned Mortgaged Privately Publicly Other Doreen (2700) Keilor7% (800) 52%32% 4228%% 11% 22% 3% 10.9% 2.0% Sunshine (1800) 54% 46% Mickleham & Yuroke (400) 30% 4% 56% 10% family only 379,100 2.0% 5 49% 51% Children Young Working Retirement Clayt on (5100) 16% 31% 40% 12% family with 5.0% 12.5% Couple Single Couple Lone Other Chelsea Heights (600) 15% 16% 5% 36% 28% 0.0% outright rented rented tenure 4.0% 763,000 13.0% Rockbank - Mount Cottrell (200) 144,400 Single dependent 9.1% 6.8% Bundoora - North (1400) 9% 11% 22% 45% 13% 5.0% Mernda (2400) 59% 41% 0.0% (0-14) people age age (65+) parent family with parent family only person family Owned Mortgaged Privately Publicly Other LynbrookKeilor and (800Lyndhurst) (2200)32% 13% 42% 73% 22% 3% 10% 0.0% 2.0% 54% 46% Dromana (1400) 23% 9% 40% 28% children 0.0% Research - North Warrandyte (400) 25% 17% 9% 27% 22% 0.0% 0.0% Sunshine (1800) Children Young Working(15-24) Retirement(25-64) Mickleham & Yuroke (400) 30% 4% 56% 10% family with dependent family with Chelsea Heights (600) outright rented rented tenure 2.0% Aboriginal peopleOther people Belgrave - Selby (900) 65% 35% 139,400 Couple Singlechildren CoupledependentLone Other 15% 16% 5% 36% 28% Inner Regional 0 Women Men Mernda (2400) 59% 41% (0-14) people age age (65+) Inner Regional dependent family with parent family only person family Inner Regional Lynbrook and Lyndhurst (2200) 13% 73% 10% People with disability People without 0.0% Inner Regional Dromana (1400) children children 0.0% (15-24) (25-64) 23% 9% 40% 28% dependent family with Research - North Warrandyte (400) 25% 17% 9% 27% 22% Housing composition of poverty in Melbourne and Regional Victoria 0.0% disability Aboriginal peopleOther people 0 10 20 30 40 Belgrave - Selby (900) 65% 35% 139,400 Bendigo Central (2000) 10% 23% 46% 8% 13% Proportion of people in poverty Women Men 46% 54% children dependent Maryborough Region (700) 6% 12% 16% 46% 20% Inner Regional People with disability People without 0 Buninyong (500) FloraInner Hill Regional & Spring Gully (1200) 20% 26% 41% 12% children Inner Regional Owned outright Mortgaged Privately rented Publicly rentedOther tenure who are Aboriginal Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Inner Regional Age composition of poverty in Melbourne and Regional Victoria Housing composition of poverty in Melbourne and Regional Victoria disability 0 10 20 30 40 Phillip Island (1500) 52% 48% Family composition of poverty in Melbourne and Regional Victoria Chiltern - Indigo Valley (300) 20% 11% 11% 26% 32% Bendigo CentralBacchus (2000) Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Proportion ofMelbourne people in and poverty Regional Victoria Gender proportions of people experiencing poverty aged 15+ 46% 54% Romsey (1100) 38% 7% 40% 14% Maryborough Region (700) 6% 12% 16% 46% 20% 10% 23% 46% 8% 13% Buninyong (500) 58% 42% Flora Hill & Spring Gully (1200) 20% 26% 41% 12% Owned outright Mortgaged Privately rented Publicly rentedOther tenure Proportions of people experiencing poverty with and without disability, aged 15+ who are Aboriginal Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Rushworth (500) AgeChildren composition (0 - 14) of povertyYoung inpeople Melbourne (15-24) andWorking Regional age Victoria (25-64) Retirement age (65+) Couple family with dependent children Single parent family with dependent children Seymour (800) 7% 27% 16% 38% 12% Yea (500) 35% 30% 18% 15% Women Men Phillip Island (1500) 52% 48% Family composition of poverty in Melbourne and Regional Victoria Chiltern - Indigo Valley (300) 20% 11% 11% 26% 32% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Melbourne3.5% and Regional Victoria Gender proportions of people experiencing poverty aged 15+ Kinglake (500) 64% 36% Romsey (1100)Macedon (200) 38% 17% 4%7% 40%56% 14% 23% Couple family only Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% People with disabilityPeople without disability 58% 42% Smythes Creek (400) 27% 13% 13% 31% 16% Proportions of people experiencing poverty with and without disability, aged 15+ Rushworth (500) Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Couple familyOther with familydependent children Single parent family with dependent children Seymour (800) 7% 27% 16% 38% 12% GoldenYea Plains (500) South (600) 12% 71% 16% 3.0% Women Men Outer Regional Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% 35% 30% 18% 15% 3.5% Kinglake (500) 64% 36% Macedon (200) 17% 4% 56% 23% Couple family only Lone person Outer Regional Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% People with disabilityPeople without disability Greater Kerang (400) 49% 51% Melbourne Smythes Creek (400) 27% 13% 13% 31% 16% Outer Regional 2.5% 53.5% 46.5% Outer Regional Outer Regional Other family Golden Plains South (600) 12% 71% 16% Greater 31.7% 68.3% 3.0% Melbourne Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) 10% 9% 13% 50% 18% Nhill Region (600) 52% 48% Melbourne Outer Regional Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Melbourne 2.0% Greater Kerang (400) 49% 51% Melbourne Outer RegionalMildura North (2700) 10% 25% 43% 9% 12% 2.5% 53.5% 46.5% 55% 45% Regional LockingtonOuter Regional & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) 10% 19% 8% 33% 30% Greater 31.7% 68.3% Melbourne Bairnsdale (2100) 29.2% 12.4% 47.5% 10.8% Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) 10% 9% 13% 50% 18% 1.5% Nhill Region (600) 52% 48% Victoria Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Orbost (900) 36% 25% 26% 12% Melbourne 2.0% 2.9% Irymple (700) 58% 42% Southern Grampians (600) 16% 13% 24% 30% 17% Mildura North (2700) 10% 25% 43% 9% 12% Lockington & GunbowerYarriambiack (400) (600) 37% 22% 10% 19% 46% 43% 6% 16% West Wimmera (200) 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional Regional Bairnsdale (2100) 55% 45% Regional 29.2% 12.4% 47.5% 10.8% Regional Victoria 33.9% 25.0% 16.3% 16.9% 8.0% 10% 19% 8% 33% 30% 41.4% 58.6% 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Swan Hill Region (700) 15% 64% 19% 1.5% 2.9% Victoria 58% 42% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Orbost (900) 36% 25% 26% 12% Victoria Irymple (700) Yarriambiack (600)Foster (1100)22% 17%19% 16% 43% 51% 16% 17% Southern Grampians (600) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.5% Regional Regional Victoria 33.9% 25.0% 16.3% 16.9% 8.0% Regional 41.4% 58.6% 1.0% 0.9% 55.7% 44.3% 0% 20% 40% 60% 80% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Swan Hill RegionBenalla (700) Region15% (300) 31% 64% 56% 19% 3% 10% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mansfield (800) 20% 5% 51% 24% Mildura Region (400) 20% 24% 13% 20% 23% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Foster (1100) 17% 16% 51% 17% 0.5% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Greater Regional Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% Melbourne Victoria 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater Regional Melbourne Victoria

38 39 Aboriginal Victorians and poverty

Employement status of people living in cross-section of areas Ages of people living in cross-section of areas Housing tenure of people living in cross-section of areas Aboriginal Victorians experience Aboriginal Victorians in poverty Victorian poverty rates by Proportion of adults aged 15+ in poverty by employment status Housing of Victorians in poverty Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) Gender of Victorians in poverty Victorian poverty rates by gender Proportion of people in poverty in each age group (total number in poverty in brackets) Employement status of people living in cross-section of areas poverty at nearly twice the rate Aboriginal status Age of Victorians in poverty Victorian poverty rates by age group Ages of people living in cross-section of areas (total number in poverty in brackets) Housing tenure of people living in cross-section of areas Number of Victorians in poverty by Number of Victorians experiencing Prevalence of poverty by gender Number of Victorians in poverty by Prevalence of poverty for each housing tenure Victorians with disability Victorian poverty rates by Aboriginal Victorians in poverty Number of Victorians in poverty by age group Prevalence of poverty in each age group Proportion of adults aged 15+ in poverty by employment status Owned outright Mortgaged Privately rented Publicly rented Other tenure as other Victorians. It is estimated Aboriginal status Victorian Prevalencepoverty rates of povertyby by people 20 Gender of Victorians in poverty Victorian poverty rates by gender Proportion ofChildren people (0in -poverty 14) Young in each people age group (15-24) (total Workingnumber inage poverty (25-64) in brackets)Retirement age (65+) Housing of Victorianshousing in poverty tenure Victorian poverty rates by housing tenure Proportion of people in poverty in each housing tenure (total number in poverty in brackets) experiencing poverty disability status poverty aged 15+, by gender of people aged 15+ Age of Victorians in poverty Victorian poverty rates by age group Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed 60.0% Number of Victorians in poverty by Aboriginal Aboriginal status 20.0% (total number in poverty in brackets) Number of Victorians in poverty by Prevalence of poverty for each housing tenure Inner Melbourne Victorian11,200 poverty Aboriginal rates by Victorians live Aboriginal status Number of Victorians experiencing Prevalence of poverty by gender Number of Victorians in poverty by age group Prevalence of poverty in each age group Inner Melbourne Victorians in poverty Owned outright Mortgaged Privately rented Publicly rented Other tenure VictoriansNumber with disabilityof Victorians in poverty by Prevalence of poverty by disability Aboriginal status people in 20 Gender of people living in poverty in cross-section of areas Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Prevalence of people living in poverty Age 15-64 and not in labour force Age 65+ and not in labour force housing tenure disability status Prevalence of poverty by people poverty aged 15+, by gender 14.0%of people aged 15+ Family arrangements of Victorian poverty rates by family arrangement Employed full-time Employed part-time Unemployed 60.0% experiencing poverty in poverty.status of people aged 15+ poverty 30.0% 20.0% Number of Victorians in poverty in each family type 50.0% Inner MelbourneCollingwood (1400) 9% 12% 19% 50% 10% disability status, aged 15+ Aboriginal Aboriginal status Proportion of people in poverty aged 15+ by gender (total number in brackets) Retirement Melbourne (9400) Other Prevalence of poverty by disability people in 11,200 Inner Melbourne 9% 34% 51% 6% Victorians in povertyby family type Prevalence of people living in poverty Age 15-64 and not inInner labour Melbourne force Age 65+ and not in labour force Number of Victorians in poverty by 16.0% Gender of people living in poverty in cross-section of areas age (65+) tenure Owned Regional Victoria has a substantially poverty 15 14.0% 12.0% 83,600 15.0% 89,200 50.0% Armadale (900) 16% 16% 43% 7% 18% disability status, aged 15+ status of people aged 15+ 30.0% Women Men Retirement Children Fawkner (2900) Number of Victorians in poverty 40.0%in each family type Other outright 40.0% Collingwood (1400) 9% 12% 19% 50% 10% 11,200 25.0% Proportion of people in poverty aged 15+ by gender (total number in brackets) Melbourne (9400) 9% 34% 30% 13% 51% 44% 6% 13% Carlton (4800) 5% 10% 18% 58% 9% Publicly 139,100 14.0% age (65+) (0 -14) by family type Other Inner Melbourne tenure 16.0% higher proportion of its people Inner Melbourne 15.0% 35.0% rentedOwned Southbank (2500) 11% 22% 60% 8% 15 12.0% 10.0% 83,600 198,600 family 40.0% Malvern East (2500) 89,200 outright Armadale (900) 16% 16% 43% 7% 18% 25.0% Women Men Children Fawkner (2900)Bulleen (1100)30% 23%13% 9% 44%40% 13% 28% 7% 13% 25% 39% 15% 64,800 40.0% 30.0% experiencing12.0% poverty from an 20.0% 45% 55% 63,200 30.0% Carlton (4800) 5% 10% 18% 58% 9% Publicly 139,100 14.0% Docklands (1400) (0 -14) 10.0% Other 35.0% rented Burwood East (1400) 30% 34% 30% 7% Men in Inner Melbourne 198,600 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone Kew East (700) 10% 21% 10% 42% 17% 51.4% Southbank (2500) 11% 22% 60% 8% Aboriginal background. In fact, 10.0% 8.0% Brunswick West (1900) 50% 50% Bulleen (1100) 23% 9% 40% 28% family 25.0% Malvern East (2500) 7% 13% 25% 39% 15% 64,800 People with 12.0% 10.0% 10 poverty 63,200person Couple30.0% 30.0% 20.0% 20.0% 15.0% Docklands (1400) 45% 55% 10.0% 15.6% Beaumaris (800) 16% 17% 6% 36% 25% Outer Melbourne disability in more Aboriginal people live in percent 55% 45% Outer Melbourne 119,300 family with 20.0% Privately Burwood East (1400) 30% 34% 30% 7% People Men in 264,900 Newport (1500) Working Young 18.7% South Yarra (West) (500) 5% 22% 49% 23% Lone dependent25.0% 36.1% Kew East (700) 10% 21% 10% 42% 17% Mortgaged 51.4% poverty 8.0% Women in8.0% 6.0% 12.8% Brunswick West (1900) 50% 50% people 11.9% rented withoutPeople with 10.0% poverty in regional Victoria (6,200) 25.4% 10 poverty 61% 39% age (25-64) 5.0% person Couple children 15.0% Outer Melbourne 258,80020.0% Broadmeadows (3800) 197,600 14.8% 15.0% poverty 11.3% Ashburton (600) 15.6% 9.9% Beaumaris (800) 16% 17% 6% 36% 25% 222,200 10.0% 20.8% Outer Melbourne 18% 31% 24% 19% 8% disability in 10.0% percent 55% 45% 374,100 (15-24) Outer MelbourneBurnside Heights (900) 44% 8% 46% 119,300 family with 307,90020.0% Privately 18.7% People disability 6.0% 264,900 311,800 Newport (1500) Working Young dependent 10.0% 36.1% 20.8% Mortgaged poverty 8.0% than in Melbourne (5,000). Women in 6.0% 12.8% Outer Melbourne people 118,000 11.9% Couple Meadow Heights (4600) 4% 9% 14% 61% 12% rented 9.6% without in poverty 10.9% Other people in poverty 25.4% 4.0% 61% 39% age (25-64) 5.0% children 15.0% Outer Melbourne 258,800 8.8% Broadmeadows (3800)Doreen (2700)18% 7% 31% 52% 24% 19% 28%8% 11% 197,600 14.8% poverty 11.3% Ashburton (600) (15-24) 9.9% Clayt on (5100) 16% 31% 40% 12% family only 5.0% 12.5% 222,200 10.0% 20.8% disability 379,100 4.0% 763,000 10.0% 13.0% 5 Rockbank - Mount Cottrell (200) 49% 51% 374,100 Burnside Heights (900) 44% 8% 46% 144,400307,900Single 9.1% Bundoora - North (1400) 9% 11% 22% 45% 13% 0.0% 18.7% 6.0% 5.0% 311,800 Outer Melbourne 118,000 10.0% 20.8% 6.8% Meadow Heights (4600) 14% 61% 12% in poverty Other people in poverty 4.0% 0.0% Couple parent 0.0% 4% 9% 8.8% 9.6%Owned Mortgaged Privately Publicly Other Doreen (2700) Keilor7% (800) 52%32% 4228%% 11% 22% 3% 10.9% 2.0% Sunshine (1800) 54% 46% Mickleham & Yuroke (400) 30% 4% 56% 10% family only 379,100 2.0% 5 49% 51% Children Young Working Retirement Clayt on (5100) 16% 31% 40% 12% family with 5.0% 12.5% Couple Single Couple Lone Other Chelsea Heights (600) 15% 16% 5% 36% 28% 0.0% outright rented rented tenure 4.0% 763,000 13.0% Rockbank - Mount Cottrell (200) 144,400 Single dependent 9.1% 6.8% Bundoora - North (1400) 9% 11% 22% 45% 13% 5.0% Mernda (2400) 59% 41% 0.0% (0-14) people age age (65+) parent family with parent family only person family Owned Mortgaged Privately Publicly Other LynbrookKeilor and (800Lyndhurst) (2200)32% 13% 42% 73% 22% 3% 10% 0.0% 2.0% 54% 46% Dromana (1400) 23% 9% 40% 28% children 0.0% Research - North Warrandyte (400) 25% 17% 9% 27% 22% 0.0% 0.0% Sunshine (1800) Children Young Working(15-24) Retirement(25-64) Mickleham & Yuroke (400) 30% 4% 56% 10% family with dependent family with Chelsea Heights (600) outright rented rented tenure 2.0% Aboriginal peopleOther people Belgrave - Selby (900) 65% 35% 139,400 Couple Singlechildren CoupledependentLone Other 15% 16% 5% 36% 28% Inner Regional 0 Women Men Mernda (2400) 59% 41% (0-14) people age age (65+) Inner Regional dependent family with parent family only person family Inner Regional Lynbrook and Lyndhurst (2200) 13% 73% 10% People with disability People without 0.0% Inner Regional Dromana (1400) children children 0.0% (15-24) (25-64) 23% 9% 40% 28% dependent family with Research - North Warrandyte (400) 25% 17% 9% 27% 22% Housing composition of poverty in Melbourne and Regional Victoria 0.0% disability Aboriginal peopleOther people 0 10 20 30 40 Belgrave - Selby (900) 65% 35% 139,400 Bendigo Central (2000) 10% 23% 46% 8% 13% Proportion of people in poverty Women Men 46% 54% children dependent Maryborough Region (700) 6% 12% 16% 46% 20% Inner Regional People with disability People without 0 Buninyong (500) FloraInner Hill Regional & Spring Gully (1200) 20% 26% 41% 12% children Inner Regional Owned outright Mortgaged Privately rented Publicly rentedOther tenure who are Aboriginal Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Inner Regional Age composition of poverty in Melbourne and Regional Victoria Housing composition of poverty in Melbourne and Regional Victoria disability 0 10 20 30 40 Phillip Island (1500) 52% 48% Family composition of poverty in Melbourne and Regional Victoria Chiltern - Indigo Valley (300) 20% 11% 11% 26% 32% Bendigo CentralBacchus (2000) Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Proportion ofMelbourne people in and poverty Regional Victoria Gender proportions of people experiencing poverty aged 15+ 46% 54% Romsey (1100) 38% 7% 40% 14% Maryborough Region (700) 6% 12% 16% 46% 20% 10% 23% 46% 8% 13% Buninyong (500) 58% 42% Flora Hill & Spring Gully (1200) 20% 26% 41% 12% Owned outright Mortgaged Privately rented Publicly rentedOther tenure Proportions of people experiencing poverty with and without disability, aged 15+ who are Aboriginal Overall poverty rate Gender composition of poverty in Melbourne and Regional Victoria Rushworth (500) AgeChildren composition (0 - 14) of povertyYoung inpeople Melbourne (15-24) andWorking Regional age Victoria (25-64) Retirement age (65+) Couple family with dependent children Single parent family with dependent children Seymour (800) 7% 27% 16% 38% 12% Yea (500) 35% 30% 18% 15% Women Men Phillip Island (1500) 52% 48% Family composition of poverty in Melbourne and Regional Victoria Chiltern - Indigo Valley (300) 20% 11% 11% 26% 32% Bacchus Marsh (2500) 12% 39% 23% 12% 14% Disability composition of poverty in Melbourne and Regional Victoria Melbourne3.5% and Regional Victoria Gender proportions of people experiencing poverty aged 15+ Kinglake (500) 64% 36% Romsey (1100)Macedon (200) 38% 17% 4%7% 40%56% 14% 23% Couple family only Lone person Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% People with disabilityPeople without disability 58% 42% Smythes Creek (400) 27% 13% 13% 31% 16% Proportions of people experiencing poverty with and without disability, aged 15+ Rushworth (500) Children (0 - 14) Young people (15-24) Working age (25-64) Retirement age (65+) Couple familyOther with familydependent children Single parent family with dependent children Seymour (800) 7% 27% 16% 38% 12% GoldenYea Plains (500) South (600) 12% 71% 16% 3.0% Women Men Outer Regional Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% 35% 30% 18% 15% 3.5% Kinglake (500) 64% 36% Macedon (200) 17% 4% 56% 23% Couple family only Lone person Outer Regional Greater Melbourne 15.5% 34.3% 30.4% 7.8% 12.1% People with disabilityPeople without disability Greater Kerang (400) 49% 51% Melbourne Smythes Creek (400) 27% 13% 13% 31% 16% Outer Regional 2.5% 53.5% 46.5% Outer Regional Outer Regional Other family Golden Plains South (600) 12% 71% 16% Greater 31.7% 68.3% 3.0% Melbourne Greater 24.3% 16.3% 48.6% 10.8% Seymour Region (300) 10% 10% 50% 30% Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) 10% 9% 13% 50% 18% Nhill Region (600) 52% 48% Melbourne Outer Regional Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Melbourne 2.0% Greater Kerang (400) 49% 51% Melbourne Outer RegionalMildura North (2700) 10% 25% 43% 9% 12% 2.5% 53.5% 46.5% 55% 45% Regional LockingtonOuter Regional & Gunbower (400) 37% 10% 46% 6% West Wimmera (200) 10% 19% 8% 33% 30% Greater 31.7% 68.3% Melbourne Bairnsdale (2100) 29.2% 12.4% 47.5% 10.8% Greater 42.1% 15.3% 19.6% 14.8% 8.2% Avoca (400) 10% 9% 13% 50% 18% 1.5% Nhill Region (600) 52% 48% Victoria Melbourne Regional Victoria 24.6% 31.2% 24.4% 9.8% 10.1% Orbost (900) 36% 25% 26% 12% Melbourne 2.0% 2.9% Irymple (700) 58% 42% Southern Grampians (600) 16% 13% 24% 30% 17% Mildura North (2700) 10% 25% 43% 9% 12% Lockington & GunbowerYarriambiack (400) (600) 37% 22% 10% 19% 46% 43% 6% 16% West Wimmera (200) 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Regional Regional Bairnsdale (2100) 55% 45% Regional 29.2% 12.4% 47.5% 10.8% Regional Victoria 33.9% 25.0% 16.3% 16.9% 8.0% 10% 19% 8% 33% 30% 41.4% 58.6% 1.0% 55.7% 44.3% 0% 20% 40% 60% 80% 100% Swan Hill Region (700) 15% 64% 19% 1.5% 2.9% Victoria 58% 42% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mildura Region (400) 20% 24% 13% 20% 23% Orbost (900) 36% 25% 26% 12% Victoria Irymple (700) Yarriambiack (600)Foster (1100)22% 17%19% 16% 43% 51% 16% 17% Southern Grampians (600) 16% 13% 24% 30% 17% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.5% Regional Regional Victoria 33.9% 25.0% 16.3% 16.9% 8.0% Regional 41.4% 58.6% 1.0% 0.9% 55.7% 44.3% 0% 20% 40% 60% 80% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Swan Hill RegionBenalla (700) Region15% (300) 31% 64% 56% 19% 3% 10% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Mansfield (800) 20% 5% 51% 24% Mildura Region (400) 20% 24% 13% 20% 23% Victoria 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Foster (1100) 17% 16% 51% 17% 0.5% 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0.9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Benalla Region (300) 31% 56% 3% 10% Greater Regional Mansfield (800) 20% 5% 51% 24% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0.0% Melbourne Victoria 0% 10% 20% 30% 40% 50%60% 70% 80% 90% 100% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Greater Regional Melbourne Victoria

38 39 Discussion

For the first time in Victoria, this analysis has looked at poverty rates not While this picture has been built up looking at each dimension, we can calculate that 23% of people only by small area, but by small area and demographic group. This allows living in poverty fit this profile. This large group lives governments, community planners and local service providers to know a precarious existence – they subsist on one low wage or income support, have high housing costs, who they are servicing in a local area. and care for children at the same time. For governments, community planners and service providers, a major implication is many of those in Different groups will need different services – a Around a quarter of people living in poverty (aged poverty have a mortgage or are paying rent. This high proportion of renters in poverty in an area over 15) had a job, with nearly half of these working has implications when interest rates or rents start may indicate a high need for housing assistance; full-time. Around 1 in 8 people living in poverty (aged rising, as poverty will likely grow as more families fall but a high proportion of unemployed in poverty in over 15) are unemployed. below the after-housing poverty line. an area may signal a need for better employment However, the majority of people living in poverty are programs. The online maps provided allows service This analysis allows us, for the first time, to not in the labour force, with people of retirement providers to see precisely who lives in poverty in understand how the demographics of poverty age (over 65) only accounting for about a quarter local communities. changes depending on the local area. of these. There is a very large group of people living Across Victoria, women are more likely to in poverty who are under the age of 65, and are Poverty looks different in different places, and we experience poverty than men, and women account neither working nor unemployed. cannot adopt a one-size-fits-all approach to tackling for a majority of adults (over 15) living in poverty. poverty. Because the people experiencing poverty These people may be studying, caring for children, are different, reducing poverty lends itself to place- However, the difference was not large, with or caring for relatives with disabilities or who are based approaches, which meet the needs of the women’s poverty rates only a few percentage ageing. Again, there was significant local divergence local experience of poverty, and examine and solve points higher than men’s. There are local differences in employment patterns, with some areas featuring the particular issues contributing to poverty in in the gender composition of poverty, with men higher proportions of people working among people different places. predominating in some areas, especially around living in poverty, while others had higher levels of inner Melbourne. unemployment, or being outside the labour force. Together, children, young people, and older people We find a majority of the people living in poverty over the age of 65 account for a slight majority of have a mortgage or are renting in the private Victorians living in poverty, outnumbering those of market. Both these tenures are fairly risky for people prime working age (25-64). The age composition of in poverty. An increase in interest rates could push poverty can vary widely in local communities, often those with a mortgage out of their homes. Rent reflecting local demographics. increases could adversely affect areas with a large proportion of renters. For instance, the outer suburbs of Melbourne tend to have a high proportion of children, retirement While public housing tenants have high rates of communities tend to have a higher proportion of poverty, they only represent a small proportion of older people, and suburbs near tertiary education Victoria’s impoverished population. Less than 10% institutions often have higher prevalence of young of people living in poverty are in public housing. people among their impoverished populations. More than 1 in 3 people living in poverty have a Many people living in poverty lived in couple disability. People with a disability are more likely or single parent families. Over half of people to live in poverty than other Victorians. People experiencing poverty live in families with children. with a disability are particularly prevalent among the impoverished population in regional Victoria, As with age, the prevalence of family types representing 41.4% of those living in poverty. often reflects local community demographics, for instance, with high proportions of people Looking at our statistics, a common picture of View data for every experiencing poverty living in families with poverty is a family with children and with at least > dependent children in the outer suburbs of one person in the household not in the labour force, local area at Melbourne. and renting or paying a mortgage. povertymaps.vcoss.org.au

40 41 Discussion

40 41 Conclusions References

Poverty directly or indirectly affects every Victorian. For people living in Australian Bureau of Statistics. (2018). ABS.Stat. Retrieved June 1, 2018, from http://stat.data.abs. poverty the effects are immediate and obvious, and managing them will gov.au/ likely occupy a substantial proportion of their time. For those not living in Duncan, G. J., Ziol-Guest, K. M., & Kalil, A. (2010). poverty the effects may be less apparent, but it nevertheless affects the Early-childhood poverty and adult attainment, behavior, and health. Child Development, 81(1), society in which they live. 306–325. Hair, N. L., Hanson, J. L., Wolfe, B. L., & Pollak, S. D. (2015). Association of child poverty, brain Children born into poverty face extra challenges Is it fair that Aboriginal Victorians are twice development, and academic achievement. JAMA to reaching their full potential. Children growing up as likely to live in poverty as others? Pediatrics, 169(9), 822–829. in poverty have worse health outcomes (Spencer, Should children experience poverty more than any Social Policy Research Centre. (2016). Poverty in 2018), do worse at school (Hair, Hanson, Wolfe, & Australia 2018. Australian Council of Social Service. Pollak, 2015), and have lower incomes as adults other age group? (Duncan, Ziol-Guest, & Kalil, 2010). How well is our jobs market working when more Spencer, N. (2018). Poverty and child health. CRC Press. This imposes a cost on society. Poorer health than a quarter of people living in poverty have a job? means more health spending, poorer educational Why do some places have far higher poverty levels Tanton, R., Vidyattama, Y., Nepal, B., & McNamara, outcomes mean fewer employment opportunities, than others? J. (2011). Small area estimation using a reweighting and lower incomes mean lower consumer spending algorithm. Journal of the Royal Statistical Society: and a weaker economy. High poverty rates entrench Answering these questions helps guide us toward Series A (Statistics in Society), 174(4), 931–951. continued poverty in the next generation. solutions to create a fairer, more equal Victoria. By aiming for a Victoria without poverty, we can help Some people are disproportionately exposed to every Victorian reach their potential. poverty. This unmasks inequality in our society, and begs important questions about the kind of society we want, such as:

> View data for every local area at povertymaps.vcoss.org.au

42 43 Conclusions References

> View data for every local area at povertymaps.vcoss.org.au

42 43 Appendix 7 7 7

Data by local government area 6 7 6 Local Government area Number of people living in poverty (rounded 100) to nearest Poverty rate Women Older people (aged 65+) People with disability People with jobs (full-time or part-time) People living in owner-occupied housing (outright or with a mortgage) People living in families with dependent children

Greater Dandenong 30,000 21% 55% 12% 29% 18% 58% 79% Greater Geelong 28,400 14% 53% 15% 46% 26% 46% 48% Greater 7,800 15% 54% 13% 43% 27% 53% 43% Shepparton 7 7 7

6 Hepburn 1,800 14% 56% 17% 46% 26% 60% 52% 7 6 Hindmarsh 500 10% 52% 14% 42% 31% 80% 32% Hobsons Bay 10,400 13% 56% 17% 32% 21% 53% 53%

Local Government area Number of people living in poverty (rounded 100) to nearest Poverty rate Women Older people (aged 65+) People with disability People with jobs (full-time or part-time) People living in owner-occupied housing (outright or with a mortgage) People living in families with dependent children Horsham 2,400 14% 52% 13% 45% 32% 52% 40% Alpine 1,300 13% 53% 16% 49% 34% 60% 43% Hume 38,500 22% 58% 9% 27% 20% 66% 78% Ararat 1,100 12% 56% 14% 46% 33% 60% 35% Indigo 1,500 11% 52% 20% 45% 29% 65% 37% Ballarat 12,400 14% 51% 12% 44% 30% 45% 39% Kingston 16,700 12% 56% 19% 31% 27% 56% 51% Banyule 12,600 11% 58% 17% 31% 24% 51% 49% Knox 17,200 12% 57% 14% 29% 28% 63% 52% Bass Coast 4,900 17% 54% 17% 47% 26% 50% 56% Latrobe 9,400 15% 53% 12% 42% 24% 47% 42% Baw Baw 6,000 14% 52% 15% 43% 27% 57% 47% Loddon 800 14% 54% 18% 48% 24% 79% 39% Bayside 7,500 9% 57% 21% 31% 26% 49% 42% Macedon Ranges 4,500 11% 55% 15% 34% 29% 62% 48% Benalla 1,700 14% 54% 17% 46% 27% 50% 42% Manningham 14,300 14% 57% 19% 28% 26% 66% 63% Boroondara 16,800 11% 55% 15% 25% 26% 48% 54% Mansfield 800 11% 51% 24% 46% 30% 63% 31% Brimbank 34,100 20% 57% 12% 28% 20% 62% 75% Maribyrnong 12,000 17% 53% 14% 31% 20% 40% 59% Buloke 700 15% 57% 15% 38% 30% 68% 52% Maroondah 12,000 12% 57% 16% 29% 26% 55% 50% Campaspe 4,300 14% 54% 14% 42% 31% 58% 42% Melbourne 25,100 25% 48% 10% 21% 16% 25% 102% Cardinia 12,300 14% 59% 10% 26% 29% 61% 61% Melton 20,300 17% 59% 7% 25% 26% 65% 68% Casey 44,500 16% 58% 9% 25% 27% 69% 66% Mildura 7,400 16% 54% 13% 45% 27% 48% 48% Central Goldfields 1,900 17% 55% 16% 47% 21% 53% 52% Mitchell 4,900 14% 55% 11% 36% 29% 59% 54% Colac-Otway 2,700 15% 53% 14% 46% 32% 58% 44% Moira 3,600 15% 52% 17% 44% 29% 60% 46% Corangamite 1,900 14% 51% 15% 41% 34% 66% 41% Monash 26,600 16% 55% 17% 26% 22% 55% 66% Darebin 20,000 15% 54% 18% 31% 21% 44% 58% Moonee Valley 12,800 12% 55% 19% 33% 22% 45% 52% East Gippsland 5,900 16% 54% 16% 47% 27% 54% 52% Moorabool 3,700 13% 56% 13% 36% 25% 58% 53% Frankston 18,000 15% 57% 13% 30% 23% 46% 57% Moreland 21,800 15% 52% 17% 28% 22% 47% 59% Gannawarra 1,200 14% 50% 17% 45% 30% 63% 53% Mornington 18,000 13% 58% 20% 34% 24% 54% 57% Peninsula Glen Eira 15,900 12% 54% 18% 26% 26% 46% 55% Mount Alexander 2,200 14% 56% 18% 45% 24% 57% 41% Glenelg 2,400 14% 54% 13% 43% 28% 55% 43% Moyne 1,800 13% 51% 17% 43% 30% 63% 44% Golden Plains 2,300 12% 56% 14% 38% 34% 80% 46% Murrindindi 1,700 15% 56% 16% 44% 30% 66% 59% Greater Bendigo 13,600 14% 52% 13% 43% 29% 47% 42% Nillumbik 4,700 8% 61% 13% 28% 38% 74% 46%

44 45 Appendix 7 7 7

Greater Dandenong 30,000 21% 55% 12% 29% 18% 58% 79% Greater Geelong 28,400 14% 53% 15% 46% 26% 46% 48% Greater 7,800 15% 54% 13% 43% 27% 53% 43% Shepparton 7 7 7

6 Hepburn 1,800 14% 56% 17% 46% 26% 60% 52% 7 6 Hindmarsh 500 10% 52% 14% 42% 31% 80% 32% Hobsons Bay 10,400 13% 56% 17% 32% 21% 53% 53%

44 45 7 7 7 6 7 6 Local government area Number of people living in poverty (rounded 100) to nearest Poverty rate Women Older people (aged 65+) People with disability People with jobs (full-time or part-time) People living in owner-occupied housing (outright or with a mortgage) People living in families with dependent children

Northern 1,300 14% 53% 16% 46% 27% 58% 42% Grampians Port Phillip 10,000 12% 51% 20% 34% 25% 26% 53% Pyrenees 900 15% 56% 14% 51% 24% 70% 50% Queenscliffe 200 10% 61% 20% 40% 26% 47% 54% South Gippsland 3,600 15% 53% 16% 44% 28% 62% 46% Southern 1,600 12% 51% 14% 41% 32% 57% 34% Grampians Stonnington 10,800 12% 52% 20% 28% 24% 31% 59% Strathbogie 1,100 13% 54% 18% 45% 26% 62% 40% Surf Coast 2,700 10% 52% 15% 43% 32% 56% 46% Swan Hill 2,400 14% 55% 13% 43% 31% 53% 45% Towong 600 12% 56% 13% 43% 28% 57% 47% Wangaratta 3,400 14% 52% 13% 43% 32% 54% 43% Warrnambool 4,000 14% 53% 13% 43% 32% 43% 42% Wellington 5,100 14% 55% 13% 44% 27% 56% 47% West Wimmera 300 8% 54% 20% 55% 30% 76% 21% Whitehorse 21,000 14% 55% 17% 27% 23% 54% 57% Whittlesea 31,300 17% 57% 11% 26% 25% 63% 68% Wodonga 4,700 14% 55% 12% 46% 28% 42% 41% Wyndham 32,600 17% 58% 7% 23% 25% 62% 68% Yarra 9,900 13% 53% 18% 37% 21% 25% 61% Yarra Ranges 16,300 12% 58% 13% 29% 31% 68% 55% Yarriambiack 600 11% 57% 16% 40% 34% 74% 33%

> View data for every local area at 6 As a proportion of people living in poverty aged 15+ povertymaps.vcoss.org.au 7 As a proportion of all people living in poverty 46 47 7 7 7 6 7 6 Local government area Number of people living in poverty (rounded 100) to nearest Poverty rate Women Older people (aged 65+) People with disability People with jobs (full-time or part-time) People living in owner-occupied housing (outright or with a mortgage) People living in families with dependent children

> View data for every local area at 6 As a proportion of people living in poverty aged 15+ povertymaps.vcoss.org.au 7 As a proportion of all people living in poverty 46 47 vcoss.org.au @VCOSS /VCOSS