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Flood Fun Facts Be Prepared! Flood Insurance Building Smart Buying A Flood Fun Facts Be Prepared! Building Smart • Flooding happens everywhere not just Sign up for Code Red today to get emergency The City of Venice regulates development in the the high-risk area calls and texts. For more information visit SFHA to reduce damage from future floods. • Six (6) inches of moving water can https://www.venicegov.com/government/fire/ There are many things you can do to lower knock over an adult, two (2) feet can weather-and-disaster-information/code-red your risk carry away a truck. You can also visit the City’s website to learn • Water can also • Elevate your new home or existing one how to prepare for a flood destroy a building and all of your equipment like water and an emergency supplies • One inch of water can heaters, A/C units and pool equipment list. cost $27,000 or more! above the base flood. Make sure you • Flood water is not get your permits from the Building clean. It may have Division first! mud, chemicals, road • Plan for proper drainage and design a oil, bacteria, viruses Flood Insurance rain garden and other health • Install flood vents in areas below the hazards. Talk to your insurance agent today to figure out base flood elevation • If you are in the Special Flood Hazard the best coverage for you. • For more information contact the Area (SFHA) there is a 25% chance of Condos and apartments may only cover the Building Division or Engineering Dept. flooding during a 30-year mortgage. common areas. Protect your space with Buying a fixer upper? • If you are outside of the SFHA there is a contents coverage. 20% chance of flooding Be aware of substantial improvement rules: during a 30-year Rates: The National Flood Insurance Program mortgage. You are also (NFIP) rates do not change company to Remodeling projects that cost more than or eligible for a highly company. Your rate is calculated based on your equal to 50% of the value of the original discounted risk factors like: your flood zone, your lowest structure will be required to elevate to one foot insurance rate floor elevation, date and construction type of above the base flood. the building called the If your house has been Preferred Risk An Elevation Certificate may be available for substantially Policy your property visit the city website to check or damaged by flood, call 941-882-7412 fire or other causes (50% or more than Flood Insurance has a 30-day waiting period for original value) it must coverage to take effect. Don’t Wait get yours also be elevated to before a hurricane comes. one foot above the base flood. Everyone is in a Flood Zone Homeowners Insurance Does NOT Cover Flooding Know Your Everyone in Florida is in a Flood Zone, different properties may have a different level of risk. To learn how to protect your new home visit Flood Zones are determined by FEMA Flood www.venicegov.com/government/engineering/ Flood Risk Insurance Rate Maps (FIRMs). These maps set flood-protection/flood-insurance the minimum building requirements and insurance rates. Flood Zones are divided into 3 Also speak to your insurance agent so you are risk zones. covered for a rainy day Before You Buy High Risk (Special Flood Hazard Area) * Zones: V ( V,VE) A (A, AE, AH, AO) Moderate to Low Risk** Zones: X (shaded, unshaded) *If building is in an SFHA, flood insurance is Address or Parcel ID: ___________________ mandatory with a federally backed mortgage ________________________ Date: _______ **Moderate to Low risk zones account for over This property is in a Special Flood Hazard 25% of Nation Flood Insurance Program Claims. Area (SFHA) which is a high-risk area. To view your Flood Zone visit: Flood insurance is required for structures in the SFHA on this property if they have a https://msc.fema.gov/portal/home mortgage from a federally regulated or Or call 941-882-7412 insured lender Evacuation Levels or Determine when you This property is in a moderate or low risk should evacuate based area. Flood insurance is recommended, on ground elevation and you may be eligible for a highly and vulnerability to discounted rate. flooding. Always follow Also may apply evacuation orders This property is in evacuation level ____. Evacuation maps have 4 levels A, B, C, D To view your evacuation level visit: This form is for informational purposes only. It does not imply https://ags3.scgov.net/knowyourlevel/ that the referenced property will or will not be free from flooding or damage and does not create liability on the part of the realtor, the City of Venice or any officer or employee thereof. .
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