THE WRIT THE JOURNAL OF THE LAW SOCIETY OF NORTHERN IRELAND ISSUE 205 WINTER 2010/11 THIS MONTH Brian H Speers new President of the Law Society Title Insurance Risks Experts for Experts Please find below a list of standard title insurance risks which are covered by First Title: • Absent Landlord • Lack of Listed Building Consent • Adverse Possession • Lack of Planning Permission • Bankruptcy / Insolvency – Gratuitous Alienations • Limited / No Title Guarantee • Building Over a Sewer • Local Authority Search • Contaminated Land / Environmental Policies • Missing Deeds / Leases • Contingent Buildings (covering defective insurance provisions) • Missing Matrimonial Homes Consent • Defective Lease • Outstanding Charges Entry • Exceptions and Reservations- Know and Unknown • Possessory / Qualified Title • Flying Creeping / Freehold • Pre-Emption Rights • Forced Removal / Obstruction of a Right of Way • Profits à Prendre • Good Leasehold • Rent Charge • Judicial Review • Restrictive Covenants- Known and Unknown • Lack of Building Regulations Consent • Rights of Light • Lack of Easement – Access/ Drainage / Service Media / • Title Subject to a Lease Water Supply / Visibility Splay Supplemental cover is also available for loss of profits, consequential loss, rental liability, inflation and portfolio risks. To discuss one of the above listed risks or for a general enquiry please contact your DEDICATED UNDERWRITING TEAM – NORTHERN IRELAND Direct Dial Number: +44 (0) 141 248 9090 Email:
[email protected] Contact: Reema Mannah Address: FIRST TITLE INSURANCE plc, Suite 5. 1, Turnberry House, 175 West George Street, Glasgow, G2 2LB Website: www.firsttitleinsurance.eu For further information about First Title or access to our services please contact the appointed NORTHERN IRELAND representatives: Gary Mills Mobile No: +44 (0) 7793814300 Email:
[email protected] Derek Young Mobile No: +44 (0) 7763924935 Email:
[email protected] Website: www.bluechiptitle.eu First Title Insurance plc.