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Buy to Let Mortgage

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Buy to Let Mortgage Buy to Let mortgage In this application form, references to ’we’, ’us‘ and ’our‘ are references to Northern Rock (Asset Management) plc and includes our successors or assigns. To transfer an existing NRAM mortgage to a new Buy to Let property. This application form is to be used for transferring an existing NRAM mortgage to a new Buy to Let property only. Version: 02/13 Buy to Let mortgage application 1/36 BNA0152V5 13568_BNA0152_1212.indd 1 28/02/2013 15:36 We aim to make it as easy as possible for you to transfer your existing mortgage to a new property, so please read the following notes before you start. If you have any questions, our staff will be pleased to help you. Our helpline number is 0845 609 9610* *Lines are open Monday to Friday 8:30am-6:00pm (excluding bank holidays). Calls are charged at your service provider’s prevailing rate and may be monitored and recorded. Important customer information: If you provide all the information we ask for it will speed up the application process – only when this form and your valuation/administration fees have been received by us, can we process your application You may not have to answer all the sections in this form depending on your requirements or circumstances – we will be happy to advise you about this Please use block capitals and black ink and initial any alterations you need to make For joint mortgage applications you will need to complete both columns where necessary If there are more than two applicants, they will need to complete an extra Buy to Let mortgage application form If you need extra space you may use Part 6: Additional Information Please note that it is an offence to knowingly give false, inaccurate or misleading information when applying for a mortgage. If you give such information, you may face criminal prosecution and/or civil action for the recovery of any losses we incur. Customers with a disability: We are is committed to providing customers with a quality service. If you have a disability, we can offer you facilities that may help you conduct your business with us. If you have any special requirements, or need information in an alternative format, for example, Braille, audio tape, large print, please call our Disability Awareness Team on 0845 609 9610 or you can contact us at [email protected] Account numbers (for existing customers only) First applicant Second applicant a Which accounts do you already Residential Unsecured Buy to Let Residential Unsecured Buy to Let have with Northern Rock (Asset Mortgage Personal Loan Mortgage Personal Loan Management) plc? b Please give the account numbers – – – – – – – – – – – – – – – – – – – – Buy to Let mortgage application 2/36 13568_BNA0152_1212.indd 2 28/02/2013 15:36 For Intermediary/Adviser use only Confirmation of identity Please note, for face-to-face verification one piece of name ID and one piece of address ID is required. For non face-to-face verification, an additional piece of ID (either name or address) will also be required. First applicant Second applicant a Money Laundering: please confirm how you verified the Face-to-face Non Face-to-face Non applicant(s) identity Face-to-face Face-to-face b Details verification: please confirm what documentation you have Name verification: Name verification: seen to confirm the identification of the applicant(s) Please note that a Current signed passport or EEA Current signed passport or EEA driving licence or state pension/benefits book may be used as evidence for Member State Identity Card Member State Identity Card address OR identity, but not both. Name verification: Current UK/EEA photocard, Name verification: Current UK/EEA photocard, or old style current UK full driving licence or old style current UK full driving licence Photocopies are acceptable, but must be certified as ‘originals seen’, signed and dated. Shotgun or firearms certificate Shotgun or firearms certificate If ‘other’, please specify Inland Revenue tax notification Inland Revenue tax notification State pension or benefits book State pension or benefits book Sub Contractors’ Certificates Sub Contractors’ Certificates CIS4 and CIS6 CIS4 and CIS6 Other Other Address verification: Address verification: Most recent mortgage statement Most recent mortgage statement Council Tax/Local rates bill Council Tax/Local rates bill Bank/building society statement Bank/building society statement Utility bill (not mobile phone) Utility bill (not mobile phone) Current UK/EEA photocard, or old Current UK/EEA photocard, or old style current UK full driving licence style current UK full driving licence State pension or benefits book State pension or benefits book Other Other Before signing this Declaration, please check that a separate section of Part 5 has been fully completed for each Buy to Let mortgage/property: Intermediary/Adviser Declaration I confirm that in submitting this application, I have read and agree to the terms & conditions of Northern Rock (Asset Management) plc Intermediary Agreement (a copy of this has either been sent to you, can be provided on appointment or can be accessed in the ‘Intermediary Useful Downloads’ area of our website: www.northernrockassetmanagement.co.uk). Confirmation of identity: I confirm that I have verified the identity of the applicant(s) named in Part 1 of this form. I have included documents suggested by the anti-Money Laundering Guidelines as acceptable to verify identity and address. This is shown in question b. I understand that an Offer of Loan cannot be issued without this completed section. Signature Date Name Position Firm name and address Post code Telephone Fax Email Your Panel ‘P’ number Firm’s FSA ref. Mortgage Club Reference number Principal’s/Network’s FSA ref. number (for standard mortgages if you are an Appointed Representative) Please note: We reserve the right to seek additional information where we believe the lending risk needs further investigation and to carry out occupation and income reasonability checks on any case at application stage. We will, from time to time, seek retrospective confirmation of income for loan performance monitoring purposes. This is in accordance with FSA Best Practice guidelines. These checks will involve contacting employers, accountants or the Inland Revenue in some instances. It is an offence to knowingly give false, inaccurate or misleading information when applying for a mortgage. If you give such information you may face criminal prosecution and/or civil action for recovery of any losses we incur. Buy to Let mortgage application 3/36 13568_BNA0152_1212.indd 3 28/02/2013 15:36 1 Your details 1 (continued) About you (all applicants) First applicant Second applicant 16 Outstanding balance on mortgage First applicant Second applicant £ £ 1 Title / Surname e.g. Mr, Mrs, Miss, Ms, Dr, Rev, other 17 What is the current value of the property? £ £ 2 Your first name(s) 18 How much are the existing monthly £ pm £ pm 3 Date of Birth in six digits e.g. 06/09/75 payments? // // 19 Do you intend to repay all of this 4 Marital status Yes No Yes No Single Married Divorced Single Married Divorced mortgage before completing on the new Buy to Let property(ies)? Widowed Separated Co-habiting Widowed Separated Co-habiting 20 Do you intend to sell the property 5 Nationality Yes No Yes No on which this mortgage is secured before completing on the new Buy 6 Sex to Let property(ies)? Male Female Male Female If Yes: what is the proposed 7 Previous name(s), maiden name or selling price? £ £ any other name(s) by which you are known, or have been known within If No: how will the property be used? the last six years 8 Permanent address including postcode As First applicant Postcode Postcode 9 Telephone numbers including Home Home STD codes Mobile Mobile Work Work Preferred Preferred 2 Your credit history and existing Buy to Let mortgage(s) with us AM PM Evening AM PM Evening contact time: contact time: Please note that it is an offence to knowingly give false, inaccurate or misleading information when applying for a mortgage. If you give 10 Email address such information, you may face criminal prosecution and/or civil action for the recovery of any losses we incur. 11 When did you move to your // // First applicant Second applicant permanent address? 1 Have you ever had a County Court As First Yes No Yes No If less than 3 years ago: please applicant Judgment or any other Court Order tell us your previous address(es) for non-payment of a debt made over the last 3 years, and how against you? long you lived there Give your most recent address first; if you Postcode Postcode If Yes: please give the date(s), need space for more than one the amount(s) involved and tell us previous address, please use From: / / To: / / From: / / To: / / whether the Judgment/order was Part 6: Additional Information satisfied 12 At your permanent address, are Owner Living with Owner Living with Tenant Tenant you: If ‘other’, please specify occupier family/friends occupier family/friends Other Other 2 Have you or your spouse ever incurred mortgage, rent or loan Yes No Yes No 13 Do you have a mortgage on this Yes No Yes No (including credit card) arrears, property? been refused a mortgage or credit, been declared bankrupt, entered into any arrangements with creditors, Questions 14 to 20 are only applicable if you already have any residential (not including Buy to Let) mortgage(s) or been party to a mortgage where If you have more than one residential mortgage, please give the same details in Part 6: Additional Information the property has been taken
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