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Saipan Economic Development Forum Hyatt Regency Saipan June 4, 2013
Saipan Economic Development Forum Hyatt Regency Saipan June 4, 2013 Governor Eloy S. Inos Lt. Governor Jude U. Hofschneider dddddddddddHåfa adai, Tirow wáámi On behalf of the people of the Northern Mariana Islands, we welcome you to this Northern Mariana Islands Economic Development Forum. We also extend a very special welcome to our visiting federal officials. Thank you for your participation and assistance. We have always believed that the Northern Mariana Islands hold so much promise and potential for enterprising individuals pursuing economic opportunities. In this regard, we place such high value on engaging with all our stakeholders to ensure greater economic growth and much needed development. To achieve a balanced and well-rounded effort, we hope that you will take advantage of this forum to better analyze current local conditions, exchange ideas and strategies, and identify federal assistance or resources available. We are confident that the efforts of stakeholders to heighten public awareness and encourage economic development will produce positive returns by sparking heightened interest. In conjunction with Congressman Gregorio Kilili C. Sablan, we are certainly pleased to host this first of its kind Economic Development Forum. We commend the Federal Reserve Bank of San Francisco for generously sponsoring this event. Thank you, Si Yuʼos maʼåseʼ, and Olomwaay reemi. ELOY S. INOS JUDE U. HOFSCHNEIDER Agenda Tuesday, June 4, 2013 I. Welcome Jim Arenovski, Delta Management Corporation, Island Training Solutions, The Bridge Project II. Welcoming Remarks Eloy S. Inos, Governor of the Northern Mariana Islands Gregorio Kilili Camacho Sablan, Member of Congress, U.S.House of Representatives III. Current Economic Development Studies and Participants’ Perspectives Sixto Igisomar, CNMI Department of Commerce VI. -
Insurance Laws COVID-19 Notice
RICARDO LARA CALIFORNIA INSURANCE COMMISSIONER NOTICE TO: All Admitted and Non-Admitted Insurance Companies, all Licensed Producers, Independent Adjusters, and Other Interested Parties FROM: Commissioner Ricardo Lara DATE: March 18, 2020 RE: Insurance Company Obligations to Comply with Insurance Laws during the Coronavirus (COVID-19) Outbreak Insurers and other licensees of the California Department of Insurance (Department) are subject to numerous legal and commercial obligations and timeframes. In response to the disruption caused by the novel coronavirus (COVID-19) outbreak, Insurance Commissioner Ricardo Lara strongly encourages all insurance companies and other Department licensees to take steps during the crisis necessary to maintain their ability to process and pay insurance claims and provide other required consumer services for insureds in a reasonable and timely manner. The Department of Insurance is also aware that an increasing number of local public health departments throughout the state have issued “shelter in place” directives requiring residents to stay home and directing workplaces to implement telecommuting procedures where feasible. The Department recognizes that the COVID-19 outbreak continues to strain insurance industry resources and reduce the staff available to conduct mandatory on-site inspections or audits, to adjust and pay claims, process underwriting documents, and perform other required insurance transactions. Please be informed that the Department of Insurance intends to consider the extraordinary circumstances relating to the COVID-19 outbreak and the resulting disruptions to normal business operations when evaluating whether insurers and other Department licensees have complied with their respective legal and commercial obligations during the COVID-19 pandemic. CALIFORNIA DEPARTMENT OF INSURANCE PROTECT • PREVENT • PRESERVE . -
Mike Kreidler, Office of the Insurance Commissioner, State of Washington
MIKE KREIDLER STATE OF WASHINGTON STATE INSURANCE COMMISSIONER www.insurance.wa.gov OFFICE OF INSURANCE COMMISSIONER June 14, 2021 The Honorable Gary Gensler, Chair U.S. Securities and Exchange Commission 100 F Street, Northeast Washington, DC 20549 RE: US Insurance Regulator Experience with Insurer Financial Disclosure on Climate Change Dear Mr. Gensler, In response to your agency’s request for public input on climate change disclosures, I would like to offer some observations arising from my experience as the insurance commissioner for Washington State. For 12 years, my fellow state insurance regulators and I have been requiring the largest insurers operating in the United States to report annually on the financial implications of climate change to their businesses as well respond to a question about their own greenhouse gas (GHG) emissions. In recent years, we have encouraged companies to submit a report aligned with the Task Force on Climate-Related Financial Disclosures (TCFD) in lieu of answering the eight questions in the annual Climate Risk Disclosure Survey. A growing number of companies are choosing to do so. At the outset, I should say that I agree with the sentiment of SEC Commissioner Allison Herren Lee who, during an NYU Stern School conference in April, indicated that the likely outcome of the current effort to encourage greater disclosure regarding the impact of climate change on companies is that regulators will ultimately require “TCFD plus”. My perspective on required insurer financial disclosure on climate change largely stems from my direct experience working on this issue for more than a decade as Washington State Insurance Commissioner, a statewide elected position I have served in for over 20 years. -
State Insurance State Insurance Department Public Department
State Insurance Department Public Information Officers SHARE THIS DOWNLOAD TO PDF Alabama Alabama Department of Insurance Ragan Ingram Public Information Officer/Assistant Commissioner Tel: (334) 241-4146 Fax: (334) 241-4192 [email protected] Alaska Alaska Division of Insurance Kathy Schutte Deputy Director Tel: (907) 465-2518 Fax: (907) 465- 3422 [email protected]/insurance Arizona Arizona Department of Insurance Erin Klug Public Information Officer Tel: (602) 912-8456 Fax: (602) 912-8452 [email protected] Arkansas Arkansas Department of Insurance Charlye Woodard Public Information Officer Tel: (501) 371-2835 Fax: (501) 371-2618 [email protected] California State of California Department of Insurance Byron Tucker Deputy Commissioner of Communication Tel: (916) 492-3566 Fax: (213) 897-9051 [email protected] Colorado Colorado Division of Insurance Robert Manning Program Assistant/ Media Contact Tel: (303) 894-2157 Fax: (303) 894-7455 [email protected] Michael Mawhinney Program Assistant/ Media Contact Tel: (303) 894-7425 Fax: (303) 894-7455 [email protected] Connecticut Connecticut Insurance Department Kate Kiernan-Pagani Legislative Liaison & Public Relations Officer Tel: (860) 297-3864 Fax: (860) 566-7410 [email protected] Delaware Delaware Insurance Department Rhonda West Public Information Officer Tel: (302) 739-4251 Fax: (302) 739-5280 [email protected] District of Columbia Department of Insurance, Securities and Banking Janis Ghenene Public -
UNIVERSITY of CALIFORNIA Los Angeles The
UNIVERSITY OF CALIFORNIA Los Angeles The Effectiveness of Campaign Messages On Turnout and Vote Choice A dissertation submitted in partial satisfaction of the requirements for the degree Doctor of Philosophy in Political Science by Sylvia Yu Friedel 2013 ©Copyright by Sylvia Yu Friedel 2013 ABSTRACT OF THE DISSERTATION The Effectiveness of Campaign Messages On Turnout and Vote Choice by Sylvia Yu Friedel Doctor of Philosophy in Political Science University of California, Los Angeles, 2013 Professor Lynn Vavreck, Chair In this dissertation, I study campaign effects on turnout and vote choice. I analyze different campaign messages and the way they affect voters across various situations. First, through an online survey experiment, I study the impact of campaign messages and ideological cues on voters as they make inferences on candidates. Next, through a field experiment, I test whether microtargeted messages or general messages on the economy have any effect on turnout. Lastly, using online survey data, I examine how cross-pressured voters behave electorally when holding an opposing party’s position on social issues. These three studies indicate that different messages do, in fact, matter. Furthermore, voters are not fools—they are reasoning and rational. While partisanship does continue to heavily impact voting decisions, voters do consider issue positions and different voting dimensions (i.e., social, economic, moral). In light of this, campaigns should continue their efforts to persuade and inform the electorate. ii The dissertation -
Executive Calendar
EXECUTIVE CALENDAR Senate of Pennsylvania HARRISBURG, PA SESSION OF 2015 Monday, April 20, 2015 Re- New Date Legislative Senate Name of Nominee appoint- appoint- Referred Day District ment ment ADJUTANT GENERAL, PENNSYLVANIA: 2-04-15 12 14 James Joseph, Hazleton X (vice, Hon. Wesley Craig, resigned) AGING, SECRETARY: 2-04-15 12 22 Teresa Osborne, Scranton X (vice, Hon. Brian Duke, resigned) AGRICULTURE, SECRETARY: 2-04-15 12 33 Russell Redding, Aspers X (vice, Hon. George Greig, resigned) BANKING AND SECURITIES, SECRETARY: 2-04-15 12 10 Robin Wiessmann, Newtown X (vice, Hon. Glenn Moyer, resigned) COMMONWEALTH, SECRETARY: 2-04-15 12 15 Pedro Cortes, Harrisburg X (vice, Hon. Carol Aichele, resigned) COMMUNITY AND ECONOMIC DEVELOPMENT, SECRETARY: 2-04-15 12 37 Dennis Davin, Pittsburgh X (vice, Hon. C. Alan Walker, resigned) CONSERVATION AND NATURAL RESOURCES, SECRETARY: 2-04-15 12 31 Cynthia Dunn, Camp Hill X (vice, Hon. Ellen Ferretti, resigned) CORRECTIONS, SECRETARY: 2-04-15 12 31 John Wetzel, Mechanicsburg X DRUG AND ALCOHOL PROGRAMS, SECRETARY: 2-04-15 12 15 Garold Tennis, Harrisburg X EDUCATION, SECRETARY: 2-04-15 12 13 Pedro Rivera, II, Lancaster X (vice, Hon. Carolyn Dumaresq, resigned) ENVIRONMENTAL PROTECTION, SECRETARY: 2-04-15 12 31 John Quigley, Camp Hill X (vice, Hon. E. Christopher Abruzzo, resigned) GENERAL SERVICES, SECRETARY: 2-04-15 12 Curtis Topper, Bethesda, MD X (vice, Hon. Sheri Phillips, resigned) HEALTH, SECRETARY: 2-04-15 12 22 Karen Murphy, Clarks Summit X (vice, Hon. Michael Wolf, resigned) 1 Re- New Date Legislative Senate Name of Nominee appoint- appoint- Referred Day District ment ment HUMAN SERVICES, SECRETARY: 2-04-15 12 1 Theodore Dallas, Philadelphia X (vice, Hon. -
Modernize and Improve the System of Insurance Regulation in the United States Table of Contents
How To Modernize And Improve The System Of Insurance Regulation In The United States Table of Contents I. INTRODUCTION .................................................................................................................1 Structure of the Report ......................................................................................................4 Recommendations for Modernization of Insurance Regulation in the United States ...........................................................................................................5 Areas of Near-Term Reform for the States........................................................................6 Areas for Direct Federal Involvement in Regulation .......................................................7 Potential Federal Solutions to States’ Failure to Modernize and Improve ....................8 II. A BRIEF HISTORY OF THE REGULATION OF THE UNITED STATES INSURANCE INDUSTRY .................................................................11 Early Era of Insurance Regulation and the Limitation on Federal Authority ..............11 Box 1: The National Association of Insurance Commissioners (NAIC) ..................11 Early Calls for Federal Regulation of Insurance ...........................................................13 The Case of South-Eastern Underwriters, Federal Authority to Regulate Insurance, and the McCarran-Ferguson Act ...................................................14 The Crises of Insurer Insolvencies, Congressional Reaction, and State Regulatory Responses ......................................................................................15 -
Breaking the Bank Primary Campaign Spending for Governor Since 1978
Breaking the Bank Primary Campaign Spending for Governor since 1978 California Fair Political Practices Commission • September 2010 Breaking the Bank a report by the California Fair Political Practices Commission September 2010 California Fair Political Practices Commission 428 J Street, Suite 620 Sacramento, CA 95814 Table of Contents Executive Summary 3 Introduction 5 Cost-per-Vote Chart 8 Primary Election Comparisons 10 1978 Gubernatorial Primary Election 11 1982 Gubernatorial Primary Election 13 1986 Gubernatorial Primary Election 15 1990 Gubernatorial Primary Election 16 1994 Gubernatorial Primary Election 18 1998 Gubernatorial Primary Election 20 2002 Gubernatorial Primary Election 22 2006 Gubernatorial Primary Election 24 2010 Gubernatorial Primary Election 26 Methodology 28 Appendix 29 Executive Summary s candidates prepare for the traditional general election campaign kickoff, it is clear Athat the 2010 campaign will shatter all previous records for political spending. While it is not possible to predict how much money will be spent between now and November 2, it may be useful to compare the levels of spending in this year’s primary campaign with that of previous election cycles. In this report, “Breaking the Bank,” staff of the Fair Political Practices Commission determined the spending of each candidate in every California gubernatorial primary since 1978 and calculated the actual spending per vote cast—in 2010 dollars—as candidates sought their party’s nomination. The conclusion: over time, gubernatorial primary elections have become more costly and fewer people turnout at the polls. But that only scratches the surface of what has happened since 19781. Other highlights of the report include: Since 1998, the rise of the self-funded candidate has dramatically increased the cost of running for governor in California. -
Member State Contact Information | Insurance Compact
*Updated on August 24, 2021 Insurance Compact State Contact Information Listed below is the state insurance department contact information for our Compacting States, for use as required under the Uniform Standards. State Insurance Department Address City, State, Zip Main Phone Fax Email Alabama Alabama Department of Insurance 201 Monroe St., Suite 502, P.O. Box 303351 Montgomery, AL (334) 269-3550 (334) 241-4192 [email protected] 36130-3351 Alaska Alaska Division of Insurance 550 West 7th Avenue, Suite 1560 Anchorage, AK 99501- (907) 269-7900 (907) 269-7910 [email protected] 3567 Arizona Arizona Department of Insurance 100 North 15th Avenue, Suite 261 Phoenix, AZ 85007- (602) 364-2499 (602) 364-2505 [email protected] 2630 Arkansas Arkansas Insurance Department 1 Commerce Way Suite 102 Little Rock, AR 72202- (800) 852-5494 (501) 371-2618 [email protected] 2087 or (501) 371-2640 Colorado Colorado Division of Insurance 1560 Broadway, Suite 850 Denver, CO 80202 (303) 894-7499 (303) 894-7455 [email protected] Connecticut Connecticut Insurance Department 153 Market Street, P.O. Box 816 Hartford, CT 06142- (860) 297-3800 (860) 566-7410 [email protected] 0816 Delaware Delaware Department of Insurance 1351 West North Street, Suite 101 Dover, DE 19904 (302) 674-7300 (302) 739-5280 [email protected] District of District of Columbia Department of 1050 First Street, NE, 801 Washington, DC 20002 (202) 727-8000 [email protected] Columbia Insurance, Securities and Banking Georgia Georgia Department of Insurance Two Martin Luther King, Jr. Drive West Tower, Atlanta, Georgia 30334 (404) 656-2056 (404) 656-4688 Suite 704 Hawaii Hawaii Insurance Division P.O. -
Conference Agenda
Learning Begins at Birth: The Larger Education Conversation California Association for Family Child Care A WATER COOLER* CONFERENCE AGENDA Bringing the needs of California’s youngest children into the larger education conversation Welcoming preschool, zero to three, prenatal to five, birth to eight, K‐12, P‐16 and higher education teachers, providers, administrators, parents, activists, advocates, philanthropists, and policy‐makers and their staffs. March 24 and 25, 2009 Sheraton Grand Sacramento 1230 J Street Sacramento, CA 95814 Learn: How other states—and nations—are advancing early education, and the results they are seeing so far What some of California’s top political leaders are thinking about the future of early education here How changes at the federal level may impact early education policy opportunities How K‐12, preschool, childcare, and early education advocates, teachers, providers and administrators are narrowing their differences to envision a policy path for early education in California How California business and labor leaders see the issues to resolve and how to move forward How early education fits into the priorities of California voters and what political strategists see ahead * The Water Cooler is a collaborative effort by the Advancement Project, the California Community Foundation, Children Now, Fight Crime: Invest in Kids, First 5 California, Preschool California, and many other organizations including those shown here, to advance early care and learning for California’s children birth to five. DRAFT AGENDA **Yellow highlighting indicates that the speaker has been confirmed TUESDAY, MARCH 24, 2008 4:00 p.m. – 6:00 p.m. REGISTRATION 6:00 p.m. – 7:30 p.m. -
Alert (ISSN 0882-0929) Is Published Weekly (916) 444-6240
VOLUME 36, NUMBER 8 ● MARCH 12, 2010 ® Lawmakers Voice CalChamber Fights to Preserve Support for Economic Open Primary Ballot Wording Analysis of Proposals A Sacramento the open primary, Proposition 14 on the Members of the Superior Court June ballot. Senate Rules Judge ruled on During a news conference on March 8, Committee March 9 that Zaremberg and other supporters an- expressed support Californians for nounced plans to intervene in the lawsuit this week for a an Open to protect the interests of California concept long Primary, a group voters. They highlighted the secretive advocated by the co-chaired by attempt by the California School Employ- California California ees Association (CSEA) to work through Support Chamber of Chamber of the courts to edit the ballot title and Commerce—sub- Commerce summary for Proposition 14 in a way that jecting proposed President and CEO Allan Zaremberg, will would bias voters against the measure. legislation to an economic impact be allowed to intervene in an important, The lawsuit names Debra Bowen in analysis. but quietly fi led, lawsuit that attempts to her offi cial capacity of Secretary of State The forum for the discussion was a subvert previously approved ballot as the defendant. The Offi ce of the hearing of the Senate Rules Committee language for Proposition 14. Legislative Counsel, which normally on SBX8 60 (Harman; R-Huntington Opponents of the open primary would be expected to defend the ballot Beach), which expands the assignment of measure apparently contrived the lawsuit title and summary as enacted, was an existing joint legislative committee to to undermine language previously resisting any effort to defend the law as include the economic review. -
Sent Guidance
MIKE KREIDLER STATE OF WASHINGTON Phone: 360-725-7000 STATE INSURANCE COMMISSIONER www.insurance.wa.gov OFFICE OF INSURANCE COMMISSIONER June 23, 2020 To Health Insurance Carriers in Washington State: The purpose of this letter is to clarify and reaffirm prohibitions in Washington State law against discrimination in health care coverage on the basis of race, color, national origin, disability, age, sex, gender identity or sexual orientation.1 Broad exclusions of coverage on the basis of gender identity continue to be prohibited under Washington state law. Additionally, denial of a medically necessary service on the basis of gender identity remains prohibited under Washington state law. On June 12, 2020, the United States Department of Health and Human Services (HHS) issued a final rule related to §1557 of the Affordable Care Act.2 This rule retracts many important protections established in the previous version of the rules for insurance consumers. However, the preamble to the final rule states that the final federal rule does not deny states the ability to provide protections that exceed those required by federal civil rights law.3 In Washington state, the legislature has enacted protections against discrimination that exceed those embodied in the final §1557 regulations through the enactment of RCW 48.43.0128, RCW 48.30.300 and RCW 49.60.178. Thus, regardless of the changes to federal regulations implementing §1557 of the ACA, state law provides comprehensive protections against discrimination consistent with federal rules and guidance