Facts and figures May 2017 MARKET LEADER IN

UNICREDIT IN BULGARIA KEY FIGURES Employees: ~3,600* Branches: 170 Market share in assets: 20.2%

*Data as of December 31, 2016. FTEs. The total number of employees of in Bulgaria together with subsidiaries is over 4100. UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | #1 in Assets: 18.6 billion #1 in Deposits from Clients: 14.9 billion #1 in Loans to Customers: 10.8 billion #1 in Shareholders’ Equity: 2.7 billion

Nonconsolidated data in BGN as of December 31, 2016

UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | TOP EFFICIENCY AND PROFITABILITY RATIOS Return on assets (ROA): 1.6% Return on equity (ROE): 11.2% Cost/Income ratio: 31.9%

Data as of December 31, 2016 4 UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | CREDIT RATING

FITCH RATINGS Long-term: BBB- Short-term: F3 Outlook: Stable As of September 30, 2016

5 UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | #1 PARTNER OF BUSINESSES IN BULGARIA Loans to companies: 7.8 billion Deposits from companies: 7.4 billion

Data in BGN as of December 31, 2016 6 UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | UniCredit Bulbank’s International Center is home abroad for international clients. Here they find temporary offices, venue for events, B2B networking, full banking services, expert consultations.

7 UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | Award-winning Branches of the Future provide full banking services to individual clients and companies.

UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | 24/7 state-of-the-art mobile and online banking. UNICREDIT IN BULGARIA

Biggest Bank in Bulgaria Leading Leasing Company Market Leader in Factoring Top Positions in Consumer Lending

UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | UNICREDIT BULBANK’S RECENT AWARDS Global Finance: Best Bank in Bulgaria Euromoney: Best Trade Finance Bank in Bulgaria Global Finance: Best Trade Finance Bank in Bulgaria Association Bank of the Year: Bank of the Year in Bulgaria Forbes Bulgaria: The Bank for Innovatios Global Finance: Best Consumer Digital Bank in Bulgaria

UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | UCB IS PART OF A STRONG PAN-EUROPEAN BANK

UniCredit is operating on 14 core markets and another 18 countries worldwide. Simple commercial banking model. Extensive 25 million client franchise.

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