National Crop Insurance Programme (NCIP) – Kharif 2015 -.:: Agriculture
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GOVERNMENT OF ANDHRA PRADESH ABSTRACT AGRICULTURE – National Crop Insurance Programme (NCIP) – Kharif 2015 –Implementation of Modified National Agricultural Insurance Scheme (MNAIS) in 4 Districts - Notification for crops and Areas (District-wise) of Andhra Pradesh State for implementation of the Scheme - Notification - Orders – Issued ============================================== AGRICULTURE & CO-OPERATION (AGRI.II) DEPARTMENT G.O.Rt.No. 462, Dated: 16.06.2015. Read the following: From the Commissioner & Director of Agriculture, Hyderabad, Letter No.Crop.Ins.(2) 9/2015, Dt:22.05.2015. *** O R D E R: The following Notification shall be published in the Andhra Pradesh State Gazette: N O T I F I C A T I O N 2. The Government of Andhra Pradesh hereby notify the following Crops and Areas (District wise) during Kharif 2015 to implement Modified National Agricultural Insurance Scheme (MNAIS) in 4 districts in the State during Kharif 2015. The main features/ Operation modalities, District wise crops Notified, Seasonality discipline are given vide Annexures I to III, Sum Insured limits, Premium rates vide Table 1 & 2, the District wise / Crop wise Mandal / Village Insurance Units vide Statements 1 to 4 along with Proforma A&B and Annexure IV to X and are appended to this order. SL. District Crops proposed No 1 East Godavari Rice (village made as insurance unit), Bajra, Cotton (UI), Sugarcane (Plant), Sugarcane (Ratoon) 2 West Godavari Rice (village made as insurance unit), Sugarcane(Plant), Sugarcane(Ratoon) 3 Krishna Rice (village made as insurance unit), Maize, Greengram, Redgram, Chilly (I),Cotton (UI), Groundnut (UI), Redgram, Sugarcane(Plant), Sugarcane(Ratoon) 4 Guntur Rice (village made as insurance unit), Blackgram, Castor, Redgram, Sugarcane(Plant), Sugarcane(Ratoon), Turmeric 3. The settlement of claims will be as per the MNAIS Guidelines and administrative approval of Government of India for 2015-16, with the condition that, the indemnity claims in respect of wide spread calamities will be settled on the basis of yield data furnished by the State Government, based on requisite number of Crop Cutting Experiments (CCEs) conducted under General Crop Estimation Survey (GCES) and not on any other basis like Annavari / paisawari certificate Declaration of drought / flood, Gazette Notification etc., by any other Department / Authority. Contd...2 ::2:: 4. The Commissioner & Director of Agriculture, Hyderabad shall take further action in the matter. (BY ORDER AND IN THE NAME OF THE GOVERNOR OF ANDHRA PRADESH) T. VIJAY KUMAR SPECIAL CHIEF SECRETARY TO GOVERNMENT (Agri) To The Commissioner of Printing & Stationery (Printing Wing), Chanchalguda, Hyderabad, with a request to publish the Notification in the A.P., Extraordinary Gazette and supply 50 copies of the same. The Commissioner & Director of Agriculture, A.P., Hyderabad. Copy to The Deputy General Manager AIC of India Limited, Hyderabad. The P.S. to Prl. Secy. Secy. to Hon`ble Chief Minister The P.S. to Hon`ble Minister( Agri.) The P.S. to Prl.Secy. to Govt.(Agri) Sf/Sc. //FORWARDED:: BY ORDER// SECTION OFFICER. Notification of National Crop Insurance Programme (NCIP) – Modified National Agricultural Insurance Scheme in 4 Districts of Andhra Pradesh during Kharif,2015 season. The Main features/Operational Modalities Ministry of Agriculture, the Government of India (GOI) vide communication No.13015/02/2012-Credit-II, dated.20/03/2015 issued the administrative instructions for implementation of National Crop Insurance Programme (NCIP) in all the states and Union Territories of India. In meeting of State Level Coordination Committee on crop insurance, Govt. of Andhra Pradesh held on 22/04/2015, the committee has decided to implement National Crop Insurance Programme (NCIP)- Modified National Agricultural Insurance Scheme in 4 Districts of Andhra Pradesh during KHARIF-2015 season. The details of the notification with respect to the MNAIS, are described below: MNAIS will be implemented by Agricultural Insurance Company of India (AIC) which has been implementing erstwhile NAIS; MNAIS and WBCIS in Andhra Pradesh. (1) T he District-wise Crops notified by the State are provided here below: Districts and Crops Notified in ANDHRA PRADESH SL. District Crops No 1 East Godavari Rice, Bajra, Cotton(UI), Sugarcane (Plant), Sugarcane(Ratoon) 2 West Godavari Rice, Sugarcane (plant), Sugarcane (Ratoon) 3 Krishna Rice,Maize, Greengram, Redgram, Chilly(irrigated), Cotton(UI), Groundnut (UI), Sugarcane(Plant), sugarcane(Ratoon) 4 Guntur Rice, Blackgram, Castor, Redgram, Sugarcane(Plant), Sugarcane(Ratoon), Turmeric The crop-wise Indemnity Level (IL), Sum Insured limits and Premium Rates:- Under N C I P - MNAIS, two levels of indemnity i.e, 80% and 90% are considered corresponding to risk level and the premium rates are worked out through standard actuarial methodology. The crop-wise district wise Indemnity Level (IL) and Premium Rates are provided in Table-1and Table 1(A). (2)Farmers Eligible for Coverage:- All farmers including share/croppers, tenant farmers growing the notified crops in the notified areas are eligible for coverage. The Scheme covers following groups of farmers: a) On a compulsory basis for loanee farmers: All farmers growing notified crops and having sanctioned credit limits for Seasonal Agricultural Operations (SAO) loans from Financial Institutions as per the seasonality discipline. Bank branch will apportion coverage among insurable crops, based on acreage mentioned in loan application (crop wise) or on the basis of actual area sown as declared by the farmer subsequently. b) On voluntary basis for Non-loanee farmers: All other farmers growing notified crops who opt for the Scheme. These farmers could be: (i) Individual owner-cultivator farmers (ii) Farmers enrolled under contract farming, directly or through promoters / organizers. (iii) Groups of farmers / societies serviced by Fertilizer Companies, Pesticide firms, Crop Growers associations, Self Help Groups (SHGs), Non-Governmental Organizations (NGOs), and others. (iv) Corporate farms (3) Insurance Unit (IU): Revenue village/cluster of villages is the unit of insurance for Paddy crop In East Godavari, West Godavari, Krishna and Guntur and in other districts/crops the IU would be Mandal\Group of Mandals. The details of insurance units district- wise crop-wise are furnished in Annexure –I to III appended. (4) Premium subsidy and Sharing of Premium Subsidy: Premium subsidy shall be available to farmers up to Compulsory coverage or value of Threshold Yield, whichever is higher for loanee farmer and value of TY for non loanee farmers. The difference between the Actuarial (Gross) Premium and the Premium payable by the farmer, is shared equally between the Government of India and State Government. Further, the subsidy part of the premium shall be remitted by the State Government to AIC in advance, i.e, at the beginning of the Season, based on fair estimates. (5) Sum Insured Limits & Coverage: LOANEE F ARMERS: (a)COMPULSORY COVERAGE:- The Sum Insured for individual farmer will be the product of farmer’s ‘area under cultivation’ (in hectare) declared / as mentioned in loan application for that notified crop and Compulsory Coverage Sum Insured per hectare and net premium payable by farmer as mentioned in this Notification in Table I (A ) (Column C) & Table I respectively. The amount of coverage is restricted wherever the premium rates are higher than capped rates. (b)ADDITIONAL COVERAGE:- If per hectare sanctioned credit limit for the crop is less than per hectare Value of Threshold Yield, the farmer can opt for the Additional Coverage upto value of TY as per Table 1 (A) and net premium payable as per T a b l e 1. The farmer has to submit a Proposal Form in this regard in the Bank where Compulsory Coverage is done. The farmer has to mention the area proposed under Additional Coverage. Cut-off-Date of submission of Proposal Form applicable for Non- Loanee Farmers shall be applicable for these Loanee Farmers as well. If the per hectare Compulsory Coverage Sum Insured is more than per hectare Value of Threshold Yield, No additional coverage is available (with subsidy). (c) EXTENDED COVERAGE:- (i) Extended Coverage is not available if the per hectare Compulsory Coverage Sum Insured is MORE than the 150% value of Average Yield. (ii) If the per hectare Compulsory Coverage Sum Insured is LESS than the 150% value of Average Yield, Extended Coverage is the difference between the 150% Value of Average Yield and Compulsory Coverage Sum Insured. Farmers have the option to go for higher sum insured. But for the difference amount in the Sum insured, no subsidy will be payable. The Farmers can opt for Extended Coverage as per Table – 1 and has to mention the area proposed under Extended Coverage. Cut-off-Date of submission of Proposal Form applicable for Non- Loanee Farmers shall be applicable for these Loanee Farmers as well. Actuarial Premium Rates as per Table – 1 is payable by the farmers for the Extended Coverage. NON-LOANEE FARMERS (OPTIONAL BASIS) Farmers desirous of joining the Scheme for a Notified Crop under Notified area in a Crop Season and who are not covered as Loanee Farmers for the set of land and are eligible for coverage can fill up Proposal Form and within stipulated cut-off-date submit the proposal form along with the premium to nearest Bank Branch or Authorized channel partners i.e. United India Insurance Company Limited or Oriental Insurance Company Limited or Insurance Intermediaries, MI Agents of the Insurance Company. It is mandatory for Non- loanee farmer to have a Bank Account for availing insurance. (a) NORMAL COVERAGE:- The Normal Coverage is the Value of Threshold Yield (TY) and the net premium rate as per Table – 1 is payable by the farmer. The farmer has to mention in the proposal form, the area proposed under Normal Coverage. (b) EXTENDED COVERAGE:- Extended Coverage is the difference between the 150% Value of Average Yield and Value of Threshold Yield. The farmer has to specify in the proposal form, the area proposed under Extended Coverage.