1 2 3 4 5
Introduction (Genesis of the Deptt): 1
Primary Focus Areas 1
The organogram of the Department 3
Manpower status of employees in various establishments of Dairy Development, Assam 3
Dairy infrastructure and organized dairy clusters in various districts 10
ONGOING SCHEMES 39
SOPD (State Own Priority Development) Schemes
Details of schemes implemented by Dairy Development, Assam
Implementation of Milk Village Scheme
Achievement report of Dairy Development, Assam during the period May, 2016 to May, 2017 46
AACP & AACP-AF 52
APART 57
Rastriya Krishi Vikash Yojana (RKVY) 64
OTHER FINANCING SCHEMES UNDER GOVT OF INDIA FOR DAIRY SECTOR 69
Implemented through NABARD: 1. Dairy Entrepreneurship Development Scheme (DEDS) 2. Area Development Scheme (ADS) on Dairy Sector
Project Implemented by Ministry of Animal Husbandry, Dairying and Fisheries, Govt. of India: 88 a. National Project for Dairy Development (NPDD)
Milk Union & Dairy Cooperative Society-Guidelines 96
Guidelines for Dairy Cooperative Society(DCS) Formation 96
Dairy Education 97
Pro ile and contact details of Dairy Of icers under Dairy Development, Assam 98
Whom to Contact for- 101
RTI related matters
Web Related Matters
Assam Cooperative Societies Act, 2007 102
Web Link-Food Safety & Standards Act,2006 and FSS Rules,2011 174
8 Handbook of Dairy Development Department Introduction (Genesis of the deptt.): The Dairy Development Scheme, Assam had been originally sanctioned in 1960 and implemented during February, 1961 i.e. at the fag end of 2nd Five Year Plan under A.H. & Veterinary Department. The Object of the scheme was to develop the Dairy industry in the state through establishment of Town Milk Supply Scheme (TMSS) almost in all important towns of Assam to feed the consumers hygienic & clean milk at reasonable price at their door steps.
Till February 1982 the Dairy Development activities were carried out by the Directorate of AH & Veterinary, Chenikuthi, Guwahati-3 and there was no separate Directorate for Dairy Development in the state. To enhance the state economy through dairy activities, the Govt. of Assam created a separate Directorate of Dairy Development, Assam bifurcating it from the parent Directorate of A.H. & Veterinary during the year 1982 vide Govt. Noti ication No.VFV.324/78 dated 16.01.82 with the following Stated objectives:-
• Formation of new Dairy Cooperative Societies in the operation Flood areas and in other districts.
• Enforcement of legal provisions relating to Milk and Dairy Products and to liaise with other enforcing authorities.
• To liaise with ICAR, IVRI, NDRI, NDDB, IDC, AAU and Govt. of India in all matter relating to research and development relating to Dairy.
• To organize more Town Milk Supply Scheme with a view to cover all districts and town of the state and to improve the functioning of the existing Town Milk Supply Schemes and to re-organize the entire Dairy Industries of the state in a scienti ic way.
• To implement the Central Sector and other Dairy Scheme linking the Town Milk Supply Scheme causing in low of inancial bene it to the milk producers in the remote areas by providing a steady market throughout the year.
• To coordinate between the allied departments and Nationalized Bank and to provide inancial resources to rural farmers for enhancement of milk production and economic status of the villagers especially marginal farmers, small farmers and landless farmers.
• To modernize the supply of inputs like AI, Feed, Fodder, Animal Health cover and training etc. to the Dairy farmers in the milk shed areas linked with Town Milk Supply Scheme and Milk Processing Plants.
• To help dairy farmers in marketing their produce by setting up of suitable transport and marketing organization. Primary Focus Areas Notwithstanding the fact that the milk production of Assam leaves a huge gap against the actual demand, the farmers of Assam especially the rural farmers are experiencing high cost of milk production, low access to pro itable market, lacks the skill & knowledge on scienti ic cattle rearing, have insuf icient skill on value
1 addition of their produce and have low access to formal credit. The Directorate of Dairy Development, Assam though not mandated for cattle rearing and milk production activities, it is incessantly putting its endeavor to ill the gaps in areas other than milk production. Towards achieving this goal and to enhance the overall Dairy Development in the state of Assam, the Directorate of Dairy Development works on the following primary focus areas: 1. Procurement, processing and distribution of milk aiming at economic up liftment of rural milk producers and to help urban consumers to get quality milk at a reasonable price. 2. Developing critical infrastructure at farmers level to ensure procurement and processing of milk for enhancing the value and market acceptability. 3. Organizing milk producers into Dairy Cooperative Societies for ef icient procurement, processing and marketing. The primary Dairy Co-operative Societies will evolve into district level Milk Unions. All the organizations will run democratically with technical support from the Dairy Dev. Assam 4. Building awareness among milk producers, regarding clean milk production, quality control and quality assurance, organization and management of Dairy Cooperative Societies, and value addition of milk. 5. To encourage and facilitate private participation and investment from both inside and outside the state in the dairy sector. 6. Promoting dairy farming on cluster basis in the potential districts of Assam and amongst the Scheduled Cast and Scheduled Tribe communities. The above stated objectives are funded through various schemes, like SOPD (G), SCSP & TSP, World Bank Aided Projects, viz., Assam Agricultural Competitiveness Project (AACP) was undertaken since 2005-06 followed by Assam Agribusiness and Rural Transformation Project (APART), Rastriya Krishi Viash Yojana (RKVY) from 2008-09 onwards and a few Centrally Sponsored Schemes. The organizational Structure of the Department: In order to implement various schemes and activities of the department, it has the following organizational set up: • Directorate of Dairy Development at Khanapara, Guwahati-22 • Four Zonal Deputy Director Of ice at Nalbari, Tezpur, Jorhat and Silchar. • Two Dairy Development Of ice at Nagaon and Goalpara. • Seven Schematic of ices of Town Milk Supply Schemes (TMSS) at Khanapara, Tezpur, Lakhimpur, Jorhat, Dibrugarh, Silchar and Manja. • Eight Milk Processing Plants at various places viz. Khanapara, Nagaon, Bokakhat, Lahowal(Dibrugarh), Lakhimpur, Tezpur, Sorbhog and Silchar
2 Manpower Status of Employees in Various Establishments of Dairy Development, Assam
A. REGULAR EMPLOYEES
Sl. Total Cadre Man in Cadre Vacancy No. Strength Position
1 CLASS-I 74 45 29
2 CLASS-II 8 2 6
3 CLASS-III (H.Q.) 76 41 35
4 CLASS-III (SUBORDINATE ESTT.) 158 59 99
5 CLASS-IV (H.Q.) 21 1 20
6 CLASS-IV (SUB ESTT.) 163 73 90
7 REGULARIZED GRADE-IV (H.Q.) 14 0 14
8 REGULARIZED GRADE-IV (SUB ESTT.) 102 0 102
TOTAL 616 221 395
3 B. MUSTER ROLL EMPLOYEES
Sl. No. Name of the Establishment Total 1 Zonal Dy. Director, Silchar 1
2 Zonal Dy. Director, Nalbari 1 3 TMSS, Silchar 4 4 TMSS, Tezpur 2 5 TMSS, Khanapara 2 6 TMSS, Jorhat 1 TOTAL 11
Manpower Status of Dairy Ofϐicers (Class-I) Under Dairy Development, Assam as on 09.01.2019
Cadre Vacancy Men in Sl.No. Name of Post Strength Position Position 12 345 1 Director 1 1 0 SUB TOTAL 1 1 0 2 Jt. Director 1 1 0 SUB TOTAL 1 1 0 3 Dy.Director Cadre Dy.Director (M & E) 1 0 1 Dy.Director (H.Q.) 1 1 0 Dy.Director (Planning) 1 1 0 Dy. Director (Nalbari) 1 1 0 Dy. Director (Jorhat) 1 1 0 Dy. Director (Tezpur) 1 1 0 Dy. Director (Silchar) 1 1 0 SUB TOTAL 7 6 1 Asstt. Director Cadre Asstt.Director (H.Qr) 1 0 1 Dairy Dev. Of icer (Nagaon) 1 0 1 Asstt. Director (Diphu) Karbi-Anglong 1 1 0 Asstt. Director (Hills) Ha long 1 1 0 Dairy Dev. Of icer (Goalpara) 1 10 SUB TOTAL 5 3 2
4 Cadre Vacancy Men in Sl.No. Name of Post Strength Position Position SMS Cadre 5 R.D.E.O. (H.Q.) 1 0 1 R.D.E.O. (Jorhat) 1 1 0 R.D.E.O.(Nalbari) 1 1 0 R.D.E.O. (Nagaon) 101 R.D.E.O (Silchar) 1 1 0 R.D.E.O. (Diphu) 1 1 0 R.D.E.O. (Diphu) 1 1 0 6 P.& D.O. (Jorhat) 1 1 1 P.& D.O. (Khanapara) 110 P. & D. Of icer under ADDO, Manja 110 P. & D.Of icer (Tezpur) 1 0 1 7 Q.C. Of icer (Jorhat) 1 1 0 Q.C. Of icer (Khanapara) 1 0 1 8 Superintendent, TMSS, Khanapara 1 1 0 9 A.D.D.O. (Jorhat) 1 1 0 A.D.D.O. (Dibrugarh) 1 0 1 A.D.D.O (North Lakhimpur) 1 1 0 A.D.D.O (Tezpur) 1 1 0 A.D.D.O. (Silchar) 1 0 1 A.D.D.O. (Manja) 1 1 0 A.D.D.O. (Garampani) 110 SUB TOTAL 21 15 6 Class-I (Junior Grade) 10 Asstt. Distribution Of icer (Khanapara) 1 0 1 Asstt. Distribution Of icer (Jorhat) 1 1 0 11 Plant Manager (Jorhat) 1 0 1 Plant Manager (Khanapara) 1 0 1 Plant Manage (Shift) (Khanapara) 1 0 1 Plant Manager (Y & F) (Khanapara) 1 0 1 Plant Manager (Manja) 1 0 1 Plant Manager (Umrangshu) 1 0 1 12 ARDEO (H.Q.) 1 0 1
ARDEO (H.Q.) 101
5 Cadre Vacancy Men in Sl.No. Name of Post Strength Position Position ARDEO (H.Q.) 1 1 0 ARDEO (H.Q.) 1 1 0 A.R.D.E.O. (Dy. Director, Tezpur) 1 1 0 A.R.D.E.O. (Dy. Director, Nalbari) 1 0 1 A.R.D.E.O. (TMSS, Dibrugarh) 1 1 0 A.R.D.E.O. (TMSS, Tezpur) 1 1 0 A.R.D.E.O. (Char Area Programme) (Dy. Director, 101 Nalbari) A.R.D.E.O. (DDO, Goalpara) (Char Area Dev.) 101 Goalpara 13 C.P. Supervisor (DDO, Nagaon) (Hojai)a 1 1 0 Chilling Plant Supervisor (Khanapara) (Sipajhar) 1 0 1 C.P. Supervisor (DDO, Goalpara) 1 1 0 C.P. Supervisor (Dibrugarh) (Dholla) 1 1 0 C.P. Supervisor (Lahowal) (TMSS, Dibrugarh) 1 1 0 C.P. Supervisor (Tinsukia) (TMSS, Dibrugarh) 1 1 0 C.P.Supervisor (TMSS, Silchar) 1 1 0 C.P.Supervisor, Joysagar, TMSS, Jorhat 1 1 0 C.P.Supervisor (TMSS, Jorhat, Bokakhat) 1 0 1 C.P.S (TMSS, Tezpur, B. Chariali) 1 0 1 C.P.S (TMSS, Tezpur, Dhekiajuli) 1 1 0 C.P.Supervisor (N/Lakhimpur) 1 1 0 Chilling Plant Supervisor (TMSS, Khanapara) 110 (Kharupetia) Chilling Plant Supervisor TMSS, Khanapara (Jagi- 101 road) C.P. Supervisor (Silonijan) Asstt. Director, Diphu 1 0 1 C.P. Supervisor (DDO, Goalpara) (Dudhnoi) 1 0 1 Milk Tester (TMSS, Khanapara) 1 0 1 SUB TOTAL 35 17 18 14 Ex. Cadre Dairy Engineer (H.Q.) 1 1 0 Asstt. Director (Vety) 1 0 1 Research Of icer (H.Q.) (Statistical) 1 1 0 FAO 1 0 1 SUB TOTAL 4 2 2 GRAND TOTAL 74 45 29
6 Manpower Status of Dairy Ofϐicers (Class-Ii) under Dairy Development, Assam as on 09.01.2019
Total Cadre Vacancy Sl.No. Name of Post Men in Position Strength Position 12 345 1 Information of icer 1 1 0 2 Statistical Of icer (Stat) 1 1 0 3 Registrar 1 0 1 4 Superintendent 2 0 2 5 Junior Engineer 3 0 3 TOTAL 8 2 6
Manpower Status of Class-III in HQ, Under Dairy Development, Assam as on 09.01.2019
Total no. of Sl. No. Designation Class Men-in-Position Vacancy Position sanctioned post
1 Sr. Asstt. 14 10 4 2 Jr. Asstt. 18 3 15 3VFA 2 2 0 4 Stockman 2 1 1 5 Artist cum Photographer 1 1 0 6 Exhibition Asstt.III 1 1 0 7 Stenographer 2 1 1 8 Research Asstt. 1 0 1 Sub Inspector of 9 32 1 Statistics 10 Computor 8 1 7 11 Field Man 21 1 12 Field Organizer 7 5 2 13 Field Asstt. 2 2 0 14 DriverIII 9 4 5 15 Boat Driver 2 0 2 16 Film Operator 1 0 1 17 Internal Auditor 1 1 0 TOTAL 76 35 41
7 Manpower Status of Class-III in Subordinate Estt., Under Dairy Development, Assam as on 09.01.2019
Name of the Post Total Cadre Strength Vacancy Head Asstt. 1 1
Sr. Asstt./Cashier/Accountant /Storekeeper. 21 8
Jr. Asstt. 21 16 I/C MCC 41 2 Electrician 19 8 Driver 30 21 Refrigerator Mechanic 4 1 Plant Operator 5 0 Boiler Attendant 2 0 Pump Operator 4 0 Laboratory Asstt. 5 1 Motor Mechanic 2 1 Foreman Mechanic 1 0 Mechanic 1 0 Plumber 1 0
TOTAL 158 59
Manpower Status of Grade -IV in HQ, Under Dairy Development, Assam as on 09.01.2019
Total no. of Men-in- Vacancy Sl. No. Designation Class sanctioned post Position Position 1 Duftry 110 2 Handyman 2 2 0 3 Peon 10 9 1
4 ChowkiderIV 5 5 0 5 Blue Printer 1 1 0 6 Khalashi 1 1 0
7 Sweeper 1 1 0
TOTAL 21 20 1
8 Manpower Status of Grade -IV Sub-Ordinate Estt, under Dairy Development, Assam as on 09.01.2019
Name of the Post Cadre Strength Men-in-Position Vacancy
Handyman 21 10 11
Peon 17 14 3
Chowkider 29 14 15
Helper 6 3 3
Boiler Khalashi 2 1 1
Jugali 5 3 2
Dairy Sweeper 2 1 1
Sweeper 2 1 1
CPA 71 38 33
Lab. Attndt. 2 2 0
Plant Attndt. 1 1 0
Watchman 1 0 1
Store Attndt. 1 0 1
Messenger 1 1 0
Majhee 2 1 1
TOTAL 163 90 73
9 Dairy Infrastructure and Organized Dairy Clusters in Various Districts 1. TINSUKIA:
Sl No Component Qty Particulars 1 No Under TMSS, Dibrugarh at Gelapukhuri 1. Milk Chilling Plant 1 No At Dhola 2. Milk Collection Centre 1 No At Chilling Plant, Gelapukhuri 2. BMC Building 1 No At Chapakhowa
10 2. DIBRUGARH DISTRICT:
Sl No Component Qty Particulars 1. Milk processing Plant 1 No Under TMSS, Dibrugarh at Lahowal 1 No At Chabua 2. BMC Building 1 No. At Bokel 3. DCS of Dibrugarh Dist.(Dairy 16 Nos 1. Modhupur DUSS Cooperative Societies) 2. Gorudhoria DUSS 3. Tingkhong matikota DUSS 4. Soraighat DUSS. 5. Fotikachowa DUSS 6. Ouphulia DUSS. 7. Tipam phakial DUSS 8. Dihing kinar Naga gaon DUSS. 9. Satispur DUSS 10. Hatigarh Block DUSS. 11. Panisukia Bongaon DUSS 12. Ashabum DUSS. 13. Labangkula DUSS. 14. 4no.Dillighat DUSS. 15. Gualapatti DUSS. 16. Joypur Daily Bazar DUSS.
11 17. SIBSAGAR:
Sl No Component Qty Particulars 1. Milk Collection Centre 3 No At Dhaiali, Nitaipukhuri & Chunpura 2. BMC 2 No At Dhaiali & Bogidol 3. Milk Chilling Plant 1 no. At Joysagar under TMSS, Jorhat 3. DCS of Sibasagar Dist.(Dairy 12 Nos 1. Sologuri DUSS, Sologuri, Gaurisagar Cooperative Societies) 2. Dimaruguri DUSS, Dimaruguri < Napam – Bokajan, Sivasagar 3. Dikhowmukh DUSS, Vill: Rajhubari, PO Dikhowmukh 4. Ramdhenu DUSS, Vill : Bokata, PO Chandbasa, Sivasagar 5. Sontalichiga DUSS, Vill: Santalichiga, PO Gaurisagar 6. Kamdhenu DUSS, Vill: Dimow, Sivasagar 7. Rajmai DUSS, Vill: Outala, PO Dimow 8. Jakaichuk DUSS, Pekmonia, PO Bhitorual 9. Surabhi DUSS, Vill : Koliori, PO Koliori 10. Sonali DUSS, PO Mechagar 11. Udayan DUSS, Vill: Nohat, PO Deodubi 12. Phulpanichiga DUSS, Vill Phupanichiga, Gaurisagar
12 4. JORHAT:
Sl No Component Qty Particulars 1. Milk Collection Centre 6 No At Parbatia, Bahona, Namchungi, Borhola, Holongpar & Falen- gichuk 2. BMC 3 No At Titabor, Falengichuk & Rowriah Plant 3. Milk Processing Plant 1 no. At Central Dairy, TMSS, Jorhat 4. Cattle Feed Storage Godown 2 nos. At Parbatia & Phesual 5. DCS of Jorhat Dist. (Dairy 22 Nos. 1. Surabhi DUSS, Parbatia Cooperative Societies) 2. Purabi DUSS, Vill: Dhekalia Bar- Saikia, Jorhat. 3. Luitparia DUSS, Patiagaon 4. Kaliani Amarjyoti DUSS, Kathkotia 5. Dahikhur Bhuyanchuk DUSS, Bahona 6. Narzi DUSS, Chenijan 7. Maa-laxmi DUSS, Meleng Gayan Gaon 8. Lachit DUSS, Gohaingaon 9. Phesual DUSS, Phesual 10. Thengal Sanmilita DUSS 11. Panchamukhi DUSS, Rangajan 12. Paschim Titabor DUSS, Titabor 13. Swarnadhenu DUSS, Falengichuk 14. Surabhi DUSS, Rajabahar, Titabar 15. Sonali DCS, Vill : Tipomia Gaon, PO Titabar 16. Lakhimi DUSS, Borhola 17. Amrit DUSS, Barholla 18. Sonali DCS, Vill : Ikorani Gaon, PO Ikorani 19. Kapili DUSS, Titabar 20. Krishna DUSS, Barholla 21. TMSS, Jorhat 22. Kamdhenu DUSS, Bampathar
13 5. GOLAGHAT:
Sl No Component Qty Particulars 1. Milk Collection Centre 5 Nos At Chinatoli, Dhekial, Chetia Gaon, Kamarbondha, Kacharihat. 2. BMC 1 No Furkating 3. Milk Processing Plant 1 No. Bokakhat 4. Cattle Feed Storage Godown 2 nos. At Parbatia & Phesual 5. DCS of Golaghat Dist.(Dairy 1. Laxmi DUSS, Dumjan, PO Kazaranga Cooperative Societies) 2. Brahmaputra DUSS, Bokakhat 3. DhansirimukhDUSS, Bokakhat 4. Kuruabahi DUSS, Vill Kuruabahi, PO Kuruabari Satra 5. Ananda Chapori DUSS, Bankuwal 6. Kanai DUSS, Dhekial Kathaltoli 7. Sukula DUSS, Halowagaon 8. Sonali DUSS, Chinatoli 9. Ma Laxmi DUSS, Dhekial 10. Kamini DUSS, Chetia Gaon 11. Amrit Duss, Raidang 12. Samannay DUSS, Kamarbondha 13. Gangotri DUSS, Kacharihat 14. Sankhamoni DUSS, Bebejia 15. Kamdhenu DUSS, Furkating 16. Barjan Matikhola DUSS, Barjan 17. Pub Ghiladhari DUSS, Habichukia 18. Jyotirupa Mahila DUSS 19. 1 No. Socialist Pathar DUSS 20. Brindaban DUSS
14 6. NAGAON:
DUSS Registration under SOPD for the year of 2018-19 for Nagaon District Sl Name of DUSS Address Dev. Block Area under DUSS No 1 Surabhi Parthamik Vill:- Birah Bebejia, PO :- Senchowa, Khagarijan Dev. i. Birah Bebejia DUSS Block :- Khagarijan, GP :-Bebejia Block ii. Alengi Satra Dimow- Bangthai, PS :- Sadar 2 Panchanan DUSS Vill-Gaspuria, PO:- Chakalaghat, Battadawa Dev. i. Gaspuria Block :- Dolong ghat, GP :- Block ii. Bor Hatichung Nizhatichung, PS:- Jajori 3 Kaberi Mohila Vill:- Chaulkhowa, PO :-Chakalaghat Battadawa Dev. i. Chulkhowa Gaon DUSS Block :- Dolong ghat, Block ii. Darangial Gaon GP :- Nizhatichung, PS:- Jajori 4 Santi Parthamik Vill :- Rajagaon, PO :- Chakalaghat, Battadawa Dev. i. Rajagaon Gaon Mohila DUSS GP :- Niz-Hatichungi, Bloc- Dolong Block ii. Kalbari Gaon Ghat PS :- Jajori 5 Rongjuli DUSS Vill :- Singia Phukan khat, Bajiagaon Dev. i. Phukan Khat, PO :- Singia, Block :- Bazia Gaon, Block ii. Hati Singia, GP :- Bheloguri, PS :- Samaguri iii. Majar Gaon 6 Uriagaon DUSS Vill/ PO:- Uria Gaon, GP :- Uria Barhampur i. Uriagaon Gaon, Block :- Bahampur. Dev. Block 7 Jagaran DUSS Vill :- Dewrigaon, PO :- Haluwagaon, Barhampur i. Deurigaon GP :- Haluwagaon, Dev. Block Block :- Bahampur, 8 Boralimari DUSS Vill :- 1 no Boralimari, PO- Dhing Dev. i. Boralimari Pub-Boralimari, PS-Juria, Nagaon Block ii. Johajan
15 Sl Name of DUSS Address Dev. Block Area under DUSS No 9 Muhan Muruli Vill:- Kuwariati, PO :- Niznarikoli, Raha Dev. Block i. Kuwariati DUSS GP:- Bogolajan, Block :- Raha, PS :- ii. Dhemaji gaon 10 Annapurna DUSS Vill:- Ganeshguri, PO:- Amsoi, GP :- Raha Dev. Block i. Ganeshguri, ii. Am- Hatbor, Block :- Raha, soi, iii. Meragarh, iv. Jonkagaon, v. Burha Rajagaon, iv. Begaon, iiv.Kekuragaon, iiiv. Balikuchi gaon DUSS Registration under AACP for Nagaon district
Sl no Name of DUSS Address Dev. Block Area under DUSS
1 Nabajagaran DUSS Jamuguri Dolongghat Jamuguri 2 Sri Krishna DUSS Kathiatoli Kothiatoli Kathiatoli 3 Jamuna Valley DUSS Velloguri Binakandi Velloguri 4 Amitdhara DUSS Hawaipur Dhalpukhuri Hawaipur 5 Lakshmi DUSS Milik Basti Dhalpukhuri Milik Basti 6 Bhotaideka DUSS Bhotaigaon Pakhimoria Bhotaigaon 7 Sunai Mahila DUSS (Maz gaon, Jajori) Dolong ghat (Maz gaon, Jajori) 8 Rangili DUSS (Barkula) Pakhimoria (Barkula) 9 Kalongparia DUSS (Chakarigaon) Pakhimoria (Chakarigaon) 10 Basudev DUSS Pachim Jamuhandal Dhalpukhuri Pachim Jamuhandal 11 Krishna DUSS Amtola Dhalpukhuri Amtola 12 Sunali DUSS Niz Kampur Kothiatoli Niz Kampur 13 Sadasiva DUSS Deorigaon Pakhimoria Deorigaon 14 Panchajanya DUSS Kujidah Dolong ghat Kujidah 15 Kapili DUSS Bhimarali Dhalpukhuri Bhimarali 16 Burha Pahar DUSS Phulaguri Koliabor Phulaguri 17 Buragohain DUSS Buragohain Pakhimoria Buragohain 18 Pragati DUSS Hemabori Baziagaon Hemabori 19 Govinda DUSS Chalsali Bahampur Chalsali 20 Gitanjali DUSS Dhanuharbasti Dhalpukhuri Dhanuharbasti 21 Putarithal DUSS Rahdhala Dolong Ghat Rahdhala
16 Duss Registration under RKVY DCS for the year of 2015-16 and 2017
Sl no Name of DUSS Address Dev. Block District Area under DUSS
Dakhin Petbaha, Dakhin Petbaha, 1 Ramdhenu DCS Raha Dev. Block Nagaon Jagial Jagial Dholpukhuri Dev. 2 Puja DCS Pub Amtola Hojai Pub Amtola Block Dakhin Laskar Dholpukhuri Dev. Dakhin Laskar 3 Nandini DUSS Hojai Pathar Block Pathar Dholpukhuri Dev. 4 Gakul DUSS Mandali Hojai Mandali Block Dholpukhuri Dev. 5 Saraswati DUSS Pachim Milikbasti Hojai Pachim Milikbasti Block Dholpukhuri Dev. 6 Siva Sakti DUSS Uttar Laskar Pathar Hojai Uttar Laskar Pathar Block Dholpukhuri Dev. 7 Sibrai DUSS Dakhin Kumurakata Hojai Dakhin Kumurakata Block Dholpukhuri Dev. 8 Jamuna DUSS Pachim Amtola Hojai Pachim Amtola Block Binnakandi Dev. 9 Sonali DCS Sabaspur Hojai Sabaspur Block Dholpukhuri Dev. 10 Kamdhenu DCS Aampukhuri Hojai Aampukhuri Block Dholpukhuri Dev. 11 Dhumketu DUSS Jamuhandal Hojai Jamuhandal Block Binnakandi Dev. 12 Dimru DCS Uttar Dimaruper Hojai Uttar Dimaruper Block Dholpukhuri Dev. 13 Kamdhenu DCS Bordolong Hojai Bordolong Block Bhagya Lakmi Dholpukhuri Dev. 14 Padum Pukhuri Hojai Bordolong DUSS Block
Information of Bulk Milk Chilling Centres under Dairy Development, Nagaon, Assam
Running Under which through Sl Name of Capacity Scheme/project Year of Address Dev. Block District PPP no DUSS LPD BMC was installation mode or established govt. Sri Krishna 1 Kathiatoli 2000 lt Kathiatoli Nagaon Annual Plan 2015 PPP DUSS
17 Running Under which through Sl Name of Capacity Scheme/project Year of Address Dev. Block District PPP no DUSS LPD BMC was installation mode or established govt. Burha Pahar 2 Phulaguri 500 lt Kaliabor Nagaon AACP 2015 PPP DUSS, Sadasiva 3 Deorigaon 500 lt Pakhimoria Nagaon RKVY 2013 PPP DUSS Govinda 4 Chalsali 500 lt Barhampur Hojai AACP 2015 PPP DUSS Rangili 5 Barkula 500 lt Pakhimoria Nagaon AACP 2015 PPP DUSS Jamuna 6 Velloguri 2000 lt Binnakandi Hojai Annual Plan 2014 PPP Valley DUSS 7 Kapili DUSS Bhimarali 1000 lt Dholpukhuri Hojai AACP 2015 PPP Krishna 8 Amtola 2000 lt Dholpukhuri Hojai Annual plan 2014 PPP DUSS
18 7. HOJAI:
DUSS Registration under SOPD for the year of 2018-19 for Hojai district
Sl Name of DUSS Address President/Secretary Dev. Block Area under DUSS no 1 Makhan DUSS Vill-Dhanuharbasti, PO- Narayan Das Dholpukhuri i. Dhanuharbasti, Padumpukhuri, PS-Hojai, Dt- Joi Krishna Das Dev. Block ii. Phakirabasti, Hojai, Dev. Block- Dholpukhuri iii. Pamgaon iv. Jamuhandal, v. Itakhola 2 Jagrata Mahila Vill-3 no Kaki-1 no Gaon, Monima Mudoi Dholpukhuri i. 3 no Kaki- no DUSS PO-Thaisuper, PS-Kaki, Dt-Hojai, Kanaklata Saikia Dev. Block Gaon Dev. Block- Dholpukhuri 3 Hayong Surabhi Vill-Hayong Gaon, PO-Borphutia, Bitupan Gogoi Jugijan Dev. i. Hayang Gaon DUSS PS-Hojai, Dt-Hojai, Bidyut Gogoi Block Dev. Block- Jugijan 4 Surabhi DUSS Vill-Kachari Basti, PO-Jugijan, Nipon Das Jugijan Dev. i. Borpukhuri PS-Hojai, Dt-Hojai, Dev. Block- Tapas Debnatha Block ii. Thikadarbasti Jugijan iii. Kacharibasti, iv. Borhola v. Kandhulimari 5 Maa Kali DUSS Vill-Rampurbasti, PO-Amtola, Rita Sarkar Dholpukhuri i. Rampurbasti PS-Hojai, Dt-Hojai, Dev. Block- Gayatri Sarkar Dev. Block Dholpukhuri 6 Kanaklata DUSS Vill-Dakhin Udaipur, PO- Senabi Singha Dholpukhuri i. Dakhin Udaipur, Nandapur Chariali, PS-Hojai, Dt- Saitendra Kumar Dev. Block ii. Nayanpur Hojai, Dev. Block- Dholpukhuri iii. Karbigaon
19 Sl Name of DUSS Address President/Secretary Dev. Block Area under DUSS no 7 Sita DUSS Vill-Nandapur, PO-Nandapur Chandeswar Misra Dholpukhuri i. Nandapur Chariali, PS-Hojai, Dt-Hojai, Dev. Gopi Sarma Dev. Block Block- Dholpukhuri 8 Luitparia DUSS Vill-Ibheti Gaon, PO- Binita Bora Neug (P) Dholpukhuri i. Aaibheti, Padumpukhuri, PS-Lanka, Dt- Lakhshya Jyoti Bora (S) Dev. Block ii. Jamhandal Hojai, Dev. Block- Dholpukhuri iii. Gu-chara basti, iv. Sagar basti, v. Udaipur vi. Golaghatiabasti 9 Bhabani DUSS Vill-Dariabasti, PO-Nandapur, Hari Narayan Chaodhri Dholpukhuri i. Dariya Basti PS-Hojai, Dt-Hojai, Dev. Block- Lakhi Devi Dev. Block Dholpukhuri 10 Gaudhan DUSS Vill- Biding Basti, PO- Nandapur, Ramjet Chauhan Dholpukhuri i. Biding Basti PS-Hojai, Dt-Hojai, Dev. Hareram Gupta Dev. Block ii. Bey Gaon Block- Dholpukhuri 8. MORIGAON:
Sl No Component Qty Particulars 1. Milk Collection Centre 4 Nos. Under DDO, Nagaon 1. Bhurbandha 2. Jagiroad Barjari Baha 3. Barjari Baha 4. Amlighat
20 Sl No Component Qty Particulars 2. DCS of Morigaon Dist. 16 Nos 1. Kapli DUSS-1 Borjari P.O. Borpak (Dairy Cooperative Soci- 2. Kumuraguri DUSS – Kumuraguri eties) 3. Porompora DUSS – Khatorbari, PO Bhurgandha 4. Bhurbandha DUSS – Vill. P.O. Bhurbandha. 5. Sanjivani DUSS-Vill Satanguri, PO-Kumuraguri 6. Dighabori AnchalicDUSS, Vill-Dishalburi 7. Rodali (Patkumori) DUSS – Vill-Patkumori 8. Bhakatgaon DUSS – Vill-Bhakatbgaon, PO-Jagi Bhakatgaon 9. Milijuli DUSS-Vill-Niz Gerua, PO-Geruagaon. 10. Dandua DUSS-Vill & PO-Dandua. 11. Lakhi Gopalak DUSS, Vill-Chotabori, PO-Borkuloi 12. Udmari DUSS, Vill-Udmari, PO-Deosal. 13. Maalakhi DUSS, Mayong
9. KAMRUP(M):
Name of Infrastructure in kamrup (M) District 1. Central Dairy Khanapara 2. Store/Godown- (i) Khetri
21 10. KAMRUP:
List of the registered DCS IN Kamrup District under Dairy Development Assam 1. Mowamari Pragatisil DUSS, Hajo. 2. Khalihamari DUSS, Hajo 3. Sutirmukh Bezpara DUSS, Hajo 4. Chokamtoli DUSS, Hajo 5. Uma mahilari DUSS, Hajo 6. Hajo DUSS, Hajo 7. Niz bahana DUSS, Hajo 8. Santipur DUSS, Hajo 9. Chechamukh DUSS, Hajo 10. Barchapori DUSS, Hajo 11. Ukhura Nabarun, DUSS 12. Gorakhya (pachim) DUSS, Rangia 13. Gorakhya (uttar) DUSS, Rangia 14. Ram Krishna DUSS Rangia 15. 2.No. Tukurapara DUSS Chaigaon 16. Bulujyoti DUSS Chaigaon
Infrastructure: 1. Milk collection center : 5 nos.
22 i) Balisatra, Rangia ii) Balikuchi, Rangia iii) Ramdia, Hajo iv) Adhiapara, Hajo v) Gumi, Panikhaiti 2. Bulk Milk Coolev: - 2 nos. i) Adhiapara, Hajo ii) Balikuchi, Rangia 3. Store /Godown :- 1 no. i) Balikuchi, Rangia
11. NALBARI:
Milk Collection Centers in Nalbari District
SL No Place Remarks
1 Sandha Nalbari Livestock Center
2 Bijulighat
23 12. BARPETA:
MILK COLLECTION CENTERS
SL NO Place Remarks
1 Bamakhata Bamakhata DUSS Ltd
2 Nityananda Kamdhenu DUSS LTd
3 Dumuria Kapili DUSS Ltd
4 Howly Dairy Extension Center
5 Beikuchi Beikuchi DUSS Ltd
6 Kalbari Uddhab Gohai DUSS Ltd
7 Banbahar Banbahar Maralartari DUSS Ltd
8 Banglipara Gopal Ata DUSS Ltd
9 Saderi Himalaya DUSS Ltd
GODOWNS
1 Nityananda Kamdhenu DUSS Ltd
2 Howly Dairy Extension Center
24 13. BONGAINGAON:
Infrastructure/ Sl No. Name & address of Infrastructure/Item No. Remarks Item
Milk Processing Milk Processing Plant, NorthSalmara, Bon- Under 1 1 Plant gaigaon Construction
2 B.M.C. B.M.C. at Seuji DUSS Ltd, Deohati, Abhayapuri. 1
Seuji DUSS Ltd, Deohati, Abhayapuri.
2 Pragati DUSS Ltd, Vill- Kokila-Mazpara, P.O. Dairy Co-operative 3 Kokila, Dist- Bongaigaon Society
Dr. GautomSarma. Barpara, Bongaigaon
Mr. Sailesh Choudhury, Abhayapuri. Commercial Dairy 4 Dr. Nil Bahar Begum, Dholagaon, Bongaigaon. Unit 4 Mrs. JoyshreeBordoloi, Chapaguri, Bongaigaon
25 14. GOALPARA:
Sl Infrastructure/Item Name & address of Infrastructure/Item No. Remarks No. Dairy Development Dairy Development Of ice, Bhalukdubi, P.O. 1 1 Of ice &DistGoalpara, Pin-783101 2 Chilling Plant Chilling Plant, Dudhnoi, Dist- Goalpara 1 Lakhimi DUSS Ltd, Vill-Gajiajani, P.O.- Lalabari, Goalpara Kamdhenu DUSS Ltd, Vill-Nayapara, PO- Bahati, Goalpara Rubi DUSS Ltd, Vill-Chakla, PO-Bashbari, Goalpara DhanLaxmi DUSS Ltd Vill-Narangabari, PO- Baguan, Goalpara, Shabnam DUSS Ltd Vill-Dakaidol, PO-Mornoi, Registered in Dairy Co-operative Goalpara, 3 10 the year 2017- Society Shantipur DUSS Ltd, Vill-Shantipur, PO- 18. Dudhnoi, Goalpara BhagayaLaxmi DUSS Lt Vill- Bahati Char-II, PO-Bahati, Goalpara d, Luit DUSS Ltd, Vill-Bahati N.C. PO-Bahati, Goalpara Surabhi DUSS Ltd Vill-BahatiPt-II, PO-Bahati, Goalpara, Friendship DUSS Ltd Vill- Chinabari, PO- Baguan, Goalpara.,
26 15. DHUBRI: Name & address of Sl No. Infrastructure/Item No. Remarks Infrastructure/Item The only Chilling Plant at Panbari, Chilling Plant at Pan- 1 Panbari now under jurisdiction of BTAD bari Area. No DCS has been organized 2 No organized DCS through our Deptt in recent years under any scheme. 16. SOUTH SALMARA:
Name & address of Infrastruc- Sl No. Infrastructure/Item No. Remarks ture/Item
2 B.M.C. B.M.C. Hatsingimari, Mankachar. 1
27 17. DARRANG:
Sl No Component Qty Particulars 1. Milk Chilling Plant 1 No Under TMSS, Khanapara at Kharupetia 2. Dist. Coordinator Of ice 1 No Mangaldoi Town Building 3. BMC (Bulk Milk Cooler) 1 No. At Haripur DCS, Dipila 4. Milk Collection Centre 7 Nos. 1. At Mahalipara DCS 2. At Athiabari DCS 3. At 1 No. Chengapara DCS 4. At Khataniapara DCS 5. At Pachimbahabari DCS 6. At Haripur DCS 7. At Otala Village DCS 5. Milk Village 4 Nos 1. At Mowamari Village, PO-Mangaldoi 2. At Borkola Village, PO-Borkola 3. At Doha Village, PO-Chamuapara 4. At Dosotani Village, PO-Garukhuti 5. DCS of Darrang Dist. 5Nos 1. No Chengapara Kapili DUSS Ltd, . PO-Patharighat. (Dairy Cooperative 2. Haripur DUSS Ltd., PO-Dipila Societies) 3. Athiabari DUSS Ltd., PO-BBahmola 4. Outala DUSS Ltd., PO-Outola 5. Nizsarabari Swarnadhenu DUSS Ltd., PO-Deodhanighat.
28 18. SONITPUR:
Sl No Component Qty Particulars 1. Milk Chilling Plant 1 No At Bhutpara, Dhekiajuli 2. Milk Processing Plant 1 No 1.At Gutlung, Tezpur 3. CFS 1 No. Gutlung, Tezpur 4. BMC (Bulk Milk Cooler) 1 No. Gutlung, Tezpur 5. Milk Collection Centre 3 Nos. 1. At Panibharal 2. At Jinjia 3. Samdhora, Jamuguri 6. DCS of Sonitpur Dist. 9 Nos 1. Tezpur Graziars Samabai Dairy Ltd., Burachapori. (Dairy Cooperative Soci- 2. Sunrises DUSS Ltd., Karokani, Napam eties) 3. Borguri DUSS Ltd., Borguri 4. Barukachuburi Bamungaon DUSS Ltd, Tezpur Ba- mungaon. 5. Mahabhairab DUSS Ltd, Batamari 6. Towbhanga DUSS Ltd, Towbhanga 7. Jianoi DUSS, Ltd., Dipota 8. Tolgereki DUSS Ltd, Tezpur Tolgereki 9. Purbanchal Gausala Seva Sahgha, No.1 Bordikarai. 10. Chamdhara DUSS Ltd., Chamdhara 11. Amritdhara DUSS Ltd., Kahara, Bhagamandir. 12. Gejenga DUSS Ltd, Gejenga. 13. Pachim Tezpur DUSS Ltd., Pachim Tezpur. 14. Ketekibari Dairy Cooperative, Ketekibari, Tezpur. 15. Solagaon DUSS Ltd., Solagaon 16. Bihaguri Prathamik Pragati DUSS Ltd., Bihaguri. 17. Tezpur Ghah Aru DUSS Ltd., Parbatia, Mazgaon. 18. Uriamguri DUSS Ltd., Uriamguri.
29 19. BISWANATH:
Sl No Component Qty Particulars 1. Milk Chilling Plant 1 No At Panibharal, Biswanath Chariali 2. Milk Collection Centre 2 Nos 1.At Panibharal
2.At Jinjia
3.Samdhora, Jamuguri 3. DCS of Biswanath Chariali Dist. 9 Nos 1. Goumoti DUSS Ltd, Tinisuti (Dairy Cooperative Societies) 2. Panibharal Gramya DUSS Ltd, Panibharal
3. Kachamari Kamarpukhuri Mahila DUSS Ltd, Kamarpukhuri.
4. Sonali DUSS, Ltd, Borjaroni Gaon.
5. Brahmaputra DUSS Ltd, Kathonibari
6. Pancharatna DUSS Ltd, Garugaon
7. Kamdhenu DUSS Ltd, Pub Jinija
8. Kunwari DUSS Ltd, Japoubari
9. Gelapukhuri DUSS Ltd, Gelapukhuri
30 20. LAKHIMPUR:
Dairy Infrastructure
SL No Name of Infrastructure Location 1 TMSS :- Town Milk Supply Scheme 1. NH- 15, P.O. Charaimoria, North Lakhimpur 2 BMC :- Bulk Milk Cooler i) Pathalipahar ii) Boginadi 3MCC: i) Pathalipahar ii) Nowboicha iii) Bhogpur, Jaypur
LIST OF DAIRY COOPERATIVE SOCIETIES IN LAKHIMPUR DISTRICT
Sl. No. Name of the DCS Address 1 Swarnadhenu DUSS, Vill- Tarajuli, P.O. Pathalipahar 2 Nowboicha DUSS, Vill- Khalihamari, P.O. Nowboicha 3 Snehbandhan DUSS, Vill- Borimuri, P.O. Saboti 4 Kulamon Christian Nayantara DUSS, Vill- Kulamon, P.O. Angarkhowa 5 Kohipat DUSS, Vill- Chandrapur, P.O. Khoga, GP- Telahi 6 Ranganadi DUSS, Vill- Kadamiyal, P.O. Noragaon GP- Kamalabaria 7 Nilakantha DUSS, Vill- Kakotitup, GP- Uttar Telahi 8 Suravi DUSS, Vill- Rajkhowagaon, P.O. Azad 9 Jyotishman DUSS, Vill- Kuhiarbari, GP- Panigaon 10 Garubandha DUSS, Vill- Madhupur, GP- Bholabori, Narayanpur 11 Sonali DUSS, Vill- Bharti Sonowal, P.O. Panigaon GP- Telahi 12 Progati DUSS, Vill & P.O. Saboti 13 Kapak DUSS, Vill- Kapak, P.O. Ghunasuti 14 Lakhimi DUSS, Vill- Borbocha, P.O. Charaimoria GP- Saboti
31 15 Gharmora Suruj DUSS Vill & P.O. Gharmora Satra 16 Phukanarhat Noiguri DUSS, Vill-Phukanarhat GP- Kamalabaria 17 Kamdhenu DUSS, Vill- Anaigharia, P.O. Angarkhowa, 18 Lechai DUSS, Vill- Lechaigaon P.O.Noragaon 19 Amrit DUSS, Vill- Kamalaboria P.O.Phukanarhat 20 Kopilee DUSS, Vill- Kamalpur P.O.Phulbari Bokanodi 21. DHEMAJI:
LIST OF DAIRY COOPERATIVE SOCIETIES(DCS) IN DHEMAJI DISTRICT
Sl. Name of the DCS Remarks No. 1 Jamuguri Koibartta DUSS, P.O.Jamuguri Panchali 2 Laxmi DUSS, Vill- No.2 Boijoyantipur, P.O.Joyrampur, Block-Bordoloni 3 Dakhin Silapathar Dugdha Utpadan Coop- Vill- Dakshin Society, P.O.Silapathar erative Society Ltd, 4 Rengoni DUSS, Handique village, P.O.Simenchapori 5 Surabhi Dugdha Utpadan Cooperative Vill- Nagaon Deogharbari, P.O.Bordoloni Society Ltd., 6 Dirpai DUSS, Vill- Dirpai, Kochutali GP, P.O.Gogamukh 7 Uttar Silapathar Dugdha Utpadak Cooper- Vill- Phulbaripathar, P.O.Silapathar ative Society Ltd, 8 Sissitongani Dugdha Utpadak Cooperative P.O. Pipolguri, Block- Sissiborgaon Society Ltd., 9 Jundia Dairy Cooperative Society, Vill-No.2 Khanamukh Nepali gaon, P.O. Maduripathar, (Silapathar)
32 22. MAJULI:
Infrastructures/ Organised Dairy Sl. No. Name of the DCS Cluster 1 Sri Krishna DCS, Dakhinpat Kumargaon DCS 2 Haridev DCS, Dakhinpat Kalitagaon DCS 3 Moni Kanchan DCS, Bartani DCS 4 Namoni Lachan Gaon DCS, Namoni Lachan Gaon DCS 5 United Uttar Kamalabari DCS, Uttar Kamalabari Satra DCS 6 Bhogpur Anchalik DCS, Bhogpur DCS 7 Gyandeep DCS, Deudiati Hazarika Vill . Benganati Satra . DCS 8 Auniati Ansalik Gopalan Society, Jugun dhari, Auniati SatraDCS 9 Barpamuba DCS, Jengaraimukh DCS 10 Namoni Cherpai DCS, Jengarimukh DCS
33 23. CACHAR:
Sl No Component Qty Particulars 1. Milk processing Plant 1 No Under TMSS, Silchar at Ghungoor 2. BMC Building 1 No At Kurkuri Village, Kalain 3. Dairy Cooperative Societies 20 1. Sildubipaila no DUSS Ltd, Sildubi Nos 2. Gandhinagar DCS, PO Gandhinagar 3. Joyerpurigram DCS, PO Bagpur 4. Nearigram DCS PO Nearigram 5. Kaptanpur Turning DCS PO Kaptanpur 6. ChingdongLaikolTikarbasti DCS(CT) PO Kaptanpur 7. LaikolBasti DCS PO Singirbond 8. Khambar Bazar DCS, Vill: Burunga PO TikarBurunga, Kalain 9. Padritilla DCS, VillKurkuriPt IV, PO Kalain 10. Madhutilla DCS Ltd PO: NIT, Silchar 11. Atalbasti PMPCS Ltd PO: SMC, Silchar 12. Uttarkrisnapur DCS Ltd PO:Uttarkrishnapur, Silchar 13. Borakhai DCS Ltd, PO: Silcoori 14. Chotomamda DCS Ltd Vill&PO:ChotomamdaBinakandi 15. Kamdhenu MPCS Vill: NoonNagar, PO: Kalain 16. Laxan PMPCS, Ambikapur Pt-6, PO:SMC, Silchar 17. Shiba DCS Ltd, PO; Binakandi 18. DwarbondJanakalyan DCS, PO: Dwarbond 19. Mahila DCS Ltd vill& PO: Silcoori 20. Harinagar PMPCS Ltd, PO: Harinagar
34 24. KARIMGANJ:
Sl No Component Qty Particulars 1. Chilling Plant Building 1 No Constructed in the premises of DVO of ice at Karimganj
2. BMC Building 1 No Constructed adjacent to IndutrialEastae in Badarpur
3. Dairy Cooperative Societies 5 Nos 1. Lakshmibazar Milk Production and DCS Ltd, Narikhali, PO: Lakshmibazar
2. Greaterbadarpur Milk Production Coop Society Ltd, Badarpur
3. Badarpur Dairy Milk MPCS Ltd, ST Road, Badarpur
4. Barak MPCS Ltd, Vill& PO: Malua
5. Deodhar PDUSS Ltd vill: Debadwar- PO:Brojendrapur
6. Nilambazar MPCS Ltd Vill& PO: Dasgram
35 24. HAILAKANDI:
Sl No Component Qty Particulars
1. Milk Chilling Plant 1 No At Kuchila near Hailakandi town
2. BMC Building 1 No At Kalacharaa, near Lala
3. Dairy Cooperative Societies 24 Nos 1. Chebra PDUSS Ltd PO; Kuchila 2. Bashdhar –I PDUSS Ltd Matijuri 3. Bashdhar-II PDUSS Ltd MatiJuri 4. Rangpur I Pduss Ltd PO Rangpur North 5. Matijuri PDUSS Ltd PO Matijuri 6. Chandrapur PDUSS Ltd PO: Kuchila
36 7. Matijuri Group-10 DCS Ltd PO: Paikan 8. Kalacharra Milk Producers DCS Ltd, PO: Nimainchandpur 9. Chandrapur SC milk Production DCS Ltd PO: Chandrapur 10. Malituk PDUSS Ltd PO: Nichintapur 11. Vichingcha-II PDUSS Ltd PO: Vichingcha 12. Dudhpur PDUSS Ltd PO Vichingcha 13. Paikan PDUSS Ltd PO: Paikan 14. Vichingcha-I PDUSS LTD PO: Vichingcha 15. Bahadurpur PDUSS Ltd PO: rangauti 16. Bashbari PDUSS Ltd PO: Chandrapur 17. Chandrapur PDUSS Ltd, Chandrapur 18. Algapur PDUSS, PO Algapur 19. Boalipar PDUSS Ltd PO: Boalipar 20. Hindustan MPCS Ltd PO: Boalipar Bazar 21. NarainpurPt-IMPCS Ltd, PO Ratakandi 22. Rangauti-I PDUSS Ltd, Rangautipo 23. Rangauti PDUSS Ltd, Rangautipo 24. Mohanpur R/A PDUSS Ltd PO: Ratanpur • Basic information of dept, Statistics, farms etc • : with me • Existing service delivery mechanism, infrastructure district wise.: almost done • : Done • SOP of Plant: From SOP already prepared ONGOING SCHEMES: A. SOPD (State Own Priority Development) Schemes Activities under SOPD 2016-17: The total approved amount for the Annual Plan 2016-17 was Rs.906.70 Lakh, out of which only Rs.707.65 Lakh was utilized. The major Financial and Physical targets are:- Components Allocation Expenditure incurred SOPD-G Rs. 349.75 Lakh Rs.249.05 Lakh Withdrawal from Govt. exchequer Rs. 556.95 Lakh Rs.458.60 Total Rs. 906.70 Lakh Rs. 707.65 Lakh
37 Physical Targets achieved:- 1. Const of ground loor of 4 storied Gr-III staff qtr at Directorate Dairy Campus Khanapara completed up to 4th loor level. 2. Operationalize 13 commercial Dairy Farms at Dhemaji under Chief Minister’s Special Package in Dhemaji district 3. Organization of 40 Dairy Cooperative Societies in the districts of Goalapara, Nalbari, Majuli and Dibrugarh. 4. Completed all civil works of 5000 LPD Milk Processing Plant at Dhemaji under Chief Minister’s Special Package in Dhemaji district.
Activities under SOPD 2017-18:- The total approved amount for the Annual Plan 2017-18 was Rs.670.00 Lakh, out of which only Rs.241.17 Lakh was utilized till date and antipated to utilized fully upto 31st March, 2018. The major Financial and Physical targets are: Components Allocation Expenditure incurred SOPD-G Rs. 270.00 Lakh Rs.191.17 Lakh SOPD-ODS Rs. 350.00 Lakh Nil SOPD-SCSP Rs. 50.00 Rs. 50.00 Lakh Total Rs. 670.00 Lakh Rs. 241.17 Lakh Physical Targets:- 1. Completion upto 2nd loor of 4 storied Gr-III staff qtr at Directorate Dairy Campus Khanapara. 2. Operationalize 13 commercial Dairy Farms at Dhemaji 3. Organization of 200 Dairy Cooperative Societies in 21 districts of the state started.. 4. Grants-in-aid to Sundarpukhuri DUSS, Nazira for strengthening.
38 Activities under SOPD 2018-19 GENERAL AREAS: An amount of Rs.606.00 lakh is allocated under SOPD for the FY 2018-19, which includes SOPD-G for Rs.476.00 Lakh and SOPD-SCSP for Rs.100.00 Lakh and SOPD-TSP for Rs.30.00 Lakh. The schematic breakup of the amount and physical target proposed under each scheme are shown below:
Amount proposed Sl No Particulars of the scheme/project during 2018-19
State Own Priority Development (SOPD-G)
Ongoing Scheme Establishment of Milk Processing Plant at Dhemaji under C.M.’s 1 118.00 special package
Establishment of 13 units of Commercial Dairy Farm at Dhemaji 2 39.20 under C.M.’s Special Package
3 Organization of DCSs in 4 District- 2016-17 25.05
Construction of Grade-III residential staff qtr 4 storied 16 units at 4 184.00 Dairy Campus Khanapara
Operationalise the Dudhnoi Chilling Plant- (Electrical Transformer 5 7.67 and power line )
Establishment of District Dairy Development Of ice with farmers 6 50.00 training center in two locations
Renovation of Directorate of ice for arrangement of work station to 7 10.00 of icers and staff.
Organization of 200 DCSs in the state- 2017-18 and Support inputs 8 to Progressive Dairy Cooperative Societies for enhancement of Milk 0.08 Production as per need base Viz.
9 Establishment of Fodder Block Manufacture Unit- 2017-18 42.00
10 Implementation of Milk Village Scheme under SCSP 100.00
11 Implementation of Milk Village Scheme under TSP 30.00 Grand Total 606.00
39 Details of schemes implemented by Dairy Development, Assam 1. Establishment of Milk Processing Plant at Dhemaji under C.M.’s special package:- Project Objective: To establish one 5000 LPD Dairy Plant in Dhemaji District of Assam. Project Provisions: The project provides for 100% Grant in Aid against the cost of following components for establishment of 5000 Dairy Plant- A. Project component (CIVIL) 1. New construction of Dairy Plant. 2. Construction of security boundary wall 3. Construction of 2 unit of chowkider qtr. 4. Construction of water supply arrangement. 5. Construction of approach road 6. Sewage treatment plant and drain 7. Installation of 63.5 KVA transformer with HT & LT line.
B. Project component(Mechanical) 1. Installation of pasteurization plant. 2. Installation of Refrigeration plant 3. Installation of cream separator. 4. Installation of a packaging machine. 5. Installation of Power Generator set. 6. Purchase of Dairy Processing equipments for manufacturing indigenous milk product. 7. Cold storage facilities for milk and milk products. 8. Purchase of laboratory equipments/ milk scanner/ reagents etc. including on line quality assurance data base systems. 9. Purchase of Milk Procurement and marketing vehicle.
C. Working Capital: 1. Milk procurement Can 2. Milk marketing Can 3. Printed polythene 4. Revolving fund for milk bills and POL etc.
40 Sl No Name of the component Amount (In Rupees) A. Civil Works 1 Construction of 5000 LPD Dairy Plant at Dhemaji. (Annexure-I) 3084600
2 Construction of brick boundary wall at Dhemaji. (Annexure-II) 656600 3 Construction of Approach road at Dhemaji. (Annexure-III) 585200 4 Installation of Bore well, water distribution pipe line with pump etc. at 443600 Dhemaji. (Annexure-IV) 5 Installation of 63.5 KVA transformer with HT & LT line including street light- 500000 ening at Dhemaji.. 6 Construction of two unit chowkider qtr at Dhemaji. (Annexure-V) 1215400 7 Construction of 5000 LPD Dairy Plant at Lahowal. (Annexure-VI) Sub Total A 6485400 B. Machinery and Equipments 1 Supply, installation and commissioning of 5000 LPD dairy plant with 11632883 product section. 2 Milk testing equipments, chemicals for Laboratory. 58499 3 Insulated milk procurement vehicle 1413724 4 Milk marketing vehicle 400000 Sub Total B 13505106 C. Working Capital 1 Milk Procurement can 40 ltr cap 50 Nos @2940/Can 147000 2 Milk Marketing Crate 200 nos @Rs.392.56/Crate 78512 3 Printed Polythene LS 50000 4 Revolving Fund for Milk bills, POL etc. 75000 Sub Total C 325512 Total (A+B+C) 20316018 Say 2,03,16,000.00 2. Establishment of 13 units of Commercial Dairy Farm in Dhemaji District under C.M.’s special package Project Objective: To promote establishment of a Commercial Dairy Farm in Dhemaji District of Assam. Project Provisions: The project provides for 100% Grant in Aid against the cost of 10 Lakh project cost for establishment of medium scale commercial dairy farm comprising of 10 CB cattle.
41 Total Project Cost: The various component wise costs under this proposal are as under: Particulars Total Cost(Rs.) A. Land and Site Dev. I) Land Own land ii)Land Dev Own Development cost B. Cow Shed including electricity 210000.00 C. Cost Of Cattle I) Cost of Cattle Including Transportation Transit In- 516500.00 surance and fodder D) Machineries & Equipment 120150.00 F) Misc Fixed Assets 110000.00 Preoperative expenses 8401.00 G) Working Capital Support 30535.00 H) Contingency 4402.00 TOTAL 999987.00 Say Rs.1000000.00 3. Organization of DCSs in 4 District- 2016-17:- 4. Preparation of Road Map cum Vision documents for Dairy Development Sector Objective: To undertake study for preparation of road map for dairy sector in Assam through three tier system of formation of DCS, Milk Unions and Milk Federation Study area: Study should cover all the districts of Assam 5. Construction of Grade-III residential staff qtr 4 storied 16 units at Dairy Campus Khanapara:- Directorate of Dairy Development, Assam is situated in the eastern part of the Guwahati city and in the entry point from upper Assam to Guwahati city. The campus with its all buildings which were established during 1967 is in deplorable condition, which need modernization of buildings, roads, drain etc to match with the growing up Guwahati city. Accordingly, Chief Engineer, P.W.D. (Building) was entrusted to execute the work and they completed the Construction of Grade-IV residential Quarter RCC Building 4(four) storied provision (4 unit each loor) during 2016 and construction of RCC (G+4) storied Grade-III staff qtr (16 units 4 units in each loor) in verge of completion. 6. Operationalise the Dudhnoi Chilling Plant- (Electrical Transformer and power line ):-The Dudhnoi Chilling plant which was in defunct condition since 1994 was revived during 2015-16 will be made operational during 2018-19 by incorporating electrical power line. 7. Establishment of District Dairy Development Of ice with farmers training center in two locations:- The present Government is initiating various development activities under Dairy Development sector in the districts of Goilaghat and Majuli, But due to non existence of any of ice etc. in these two district the of icers and staff deputed for dairy development activities in these two districts as well as the dairy farmers of these two districts are facing various problem for smooth implementation of schemes and projects. Under
42 the above circumstances, necessary Administrative Approval to establish one district of ice at Majuli and Golaghat to render service for better development in dairy sector in these two districts during 2018-19 were received. Initially, the existing of icers and staff will be entrusted for of iciating in these two of ice and after full functioning of the of ice necessary proposal for creation of post will be moved. 8. Renovation of Directorate of ice for arrangement of work station to of icers and staff.:-Due to damage of of ice furniture etc of directorate and to create working environment all rooms of of ice staff and of icers are provided with work station. 9. Organization of 200 DCSs in 21 districts of the state:- Objective: Assam is having small-scale milk producers who have .the potential to meet the required increased demand in milk and milk products in growing urban centers where there is a demand. Due to agro climatic condition production potential are there. The Arti icial Insemination (AI) programme and animal health care services amongst the rural dairy farmers of the state taken up by the Animal Husbandry & Veterinary Department. But improvements are required for integrating small holders and smallholder groups in the production chain and marketing chain. The main objective is to attract small holders into the supply cycle is to provide increased returns for their produce to stimulate production and encourage uptake of improved technologies. This applies marketing of milk from farm level where hygienic quality and safe milk is encouraged to be produced and marked right up to consumer level. This will also encourage value addition and other effective and adaptable technologies by organised groups of producers who collectively can take up the activities. The main aims to improve the livelihood of dairy farmers through organizing them in to Dairy Cooperative Societies and providing them both forward and back ward linkages in order to make them more competitive and to give them remunerative price for their produce. It will also look at ways and means to improve the existing traditional milk markets. District wise targets are as follows:- 1. Goalapra -10 Nos 2. Bongaigaon -10 Nos 3. Kamrup -5 Nos 4. Darrang -7 Nos 5. Lakhimpur -5 Nos 6. Dhemaji -13 Nos 7. Dibrugarh -10 Nos 8. Tinsukia -10 Nos 9. Sivasagr -10 Nos 10. Jorhat -10 Nos 11. Golaghat -15 Nos 12. Majuli -10 Nos 13. Charaideo -10 Nos 14. Nagaon -10 Nos 15. Hojai -10 Nos 16. Morigaon -10 Nos 17. Cachar -10 Nos.
43 18. Karimganj -10 Nos 19. Hailakandi -10 Nos 20. Biswanath -10 Nos 21. Nalbari -5 Nos Total -200 NOS 10. Establishment of Fodder Block Manufacture Unit- 2017-18:- The dairy farmers are facing acute shortage of feeds and fodder during lood etc.. So it is proposed to set up a Fodder Block Manufacturing unit at Bokakhat with a objective to Promote conservation of fodder by converting crop residues into fodder blocks through the use of modern technologies, bailing machines etc. into fodder blocks. This type of feed will be useful during drought/ lood etc. when the main objective is survival/maintenance of livestock population. 11. Implementation of Milk Village Scheme under SCSP & TSP: • Introduction:- It is a 100% grants-in-aid scheme for a Joint Liability Group (JLG) comprising of seven (7) Schedule Caste/Schedule Tribes Dairy Farmers who are experienced in rearing cross bred milch cattle. • Eligibility criteria for the beneϐiciary:- o The bene iciary must be unemployed youth Schedule Caste/ Schedule Tribes community. o The bene iciary must be experienced in rearing cross bred milch animals. • Selection Committee for beneϐiciary:- o The bene iciary will be selected by the SC Welfare Board/ITDP of the respective Sub-division as per their existing norms. • Mode of implementation in the ϐield.:- o The fund released from the Govt. would be transferred directly to the account of JLG which will be operated by the Secretary of JLG and the District Implementing Of icer. o Procurement of Cross bred milch animals/Pregnant heifers:-The milch animals/Pregnant heifers will be procured by the JLG in coordination with District Level Cattle Selection Committee through community procurement. o The District Level Cattle Selection Committee was already constituted by Govt. vide Govt. noti ication No. VFV.102/2001/Pt/2 dtd. 03-02-2010. • Selection of implementing agency for disbursement of the beneϐits. o District Implementing Of icer of Dairy Development, Assam will be the implementing agency of the scheme. B. AACP & AACP-AF The World Bank funded project AACP was started way back in 2005 and dairy activities under this project was initiated in 8 project district viz Kamrup, Darrang, Marigoan, Nagoan, Jorhat (including a pocket of Golaghat), Sonitpur, Cachar, Barpeta.AACP was closed in 2012 and additional inancing of AACP was started from 2012 to March, 15th, 2015.
44 Dispersed dairy farmers have been brought under the organized groups by forming 312 Nos of Dairy Cooperative Societies(DCS) under AACP in the project districts. Around 9575 nos of dairy farmers have been bene ited under this legal dairy formal group by providing them with dairy inputs, capacity building, exposure visit outside the state, market linkages etc. Further, 300 nos of smaller, non legal, informal dairy groups viz. Milk Producers Institution (MPI) have been formed during AACP in Kamrup, Marigoan & Nagoan district and 61 MPIs have been formed in the lone AACP-AF district Nagaon bene iting around 2527 of dairy farmers under this non legal, informal dairy group by providing them with dairy inputs, capacity building, market linkages, exposure visit etc Organized group formation in the form of DCS and MPI, providing support and their skill building have helped these farmers to get more economic bene it for their sustainability. The key physical achievements under the project are: Total 312 Dairy Cooperative Societies (DCS) were formed in the 8 milk shed(including a pocket of Golaghat) districts and supported with dairy inputs, capacity building, exposure visit outside the state, market linkages etc, bene iting around 9575 dairy farmers. As per records, 187 DCSs out of the data collected from 247 DCS are collecting more than 100 lts. of milk per day . DCSs of Jorhat, Golaghat and Barpeta districts formed under AACP were federated into 3 (three) District Milk Unions (DMU). Similarly, in addition, 361 Milk Producers Institution (MPI) were formed as a informal dairy group and supported in Kamrup, Morigaon & Nagaon district, bene iting around 2527 dairy farmers/bene iciaries. (300 MPIs under AACP plus 61 MPIs under the AF.) At the initiative of AACP during July 2004, the Powers of Registration of Dairy Cooperative Societies was delegated to the Director, Dairy Development under section 4 of Assam Cooperative Societies Act, 1949 A “Comprehensive Study of the Dairy Sector of Assam” was conducted by International Livestock Research Institute (ILRI), Nairobi, Kenya. The study facilitated in realigning the priorities in this sector, including handling and marketing of clean & hygienic milk. Two other important studies were also done under the project. A well equipped Milk Testing Laboratory, Khanapara was established for ascertaining the quality assurance in producer, vendor and consumer level. Project also provided total 07 Nos. Bulk Milk Coolers (BMC) to the better performing DCSs thereby the minimising the loss due to milk curdling. Initiative to improve the hygiene and quality of milk produced and marketed by Informal Milk vendors in Guwahati city: For milk consumers, quality and safety about informal milk marketed has always been an issue. Realizing the fact, the project along with ILRI and Department of Health, Guwahati Municipal Corporation (GMC), Veterinary Deptt etc. constituted a Joint Coordination and Monitoring Committee (JCMC) for improving milk quality and safety marketed by informal market actors. Programs on training, monitoring, certi ication and licensing programs were organized for 263 milk vendors and 356 milk producers in and around Guwahati city on clean and hygienic milk production, handling and marketing. Prior to this, no government or non government agencies took any such collective initiative of improving the hygiene and quality of milk/milk
45 Achievement report of Dairy Development, Assam during the period May, 2016 to May, 2017.
CONSTRUCTION OF RCC 4 STORIED GRADE IV STAFF QTR (16 UNITS) AT KHANAPARA
ESTABLISHED 13 COMMERCIAL DAIRY FARMS IN DHEMAJI DISTRICT WITH 130 BENEFICIARIES.
46 ESTABLISHED 13 COMMERCIAL DAIRY FARMS IN DHEMAJI DISTRICT WITH 130 BENEFICIARIES.
COMPLETED PRELIMINARY SURVEY REPORT FOR FORMATION OF 40 NUMBERS OF DAIRY COOPERATIVE SOCIETIES IN THE DISTRICT OF GOALAPARA, NALABARI, MAJULI AND DIBRUGARH
47 COMPLETED PRELIMINARY SURVEY REPORT FOR FORMATION OF 40 NUMBERS OF DAIRY COOPERATIVE SOCIETIES IN THE DISTRICT OF GOALAPARA, NALABARI, MAJULI AND DIBRUGARH
COMPLETED CONSTRUCTION OF RCC BOX CULVERT WITH APPROACH ROAD TO TOWN MILK SUPPLY SCHEME NORTH LAKHIMPUR
48 CONSTRUCTION OF GRADE –III STAFF QTR RCC (4 STORIED) 4 UNITS IN EACH FLOOR AT KHANAPARA
COMPLETED CONSTRUCTION OF 5000 LPD MILK PROCESSING PLANT AT BONGAIGAON
49 COMPLETED CONSTRUCTION OF 5000 LPD MILK PROCESSING PLANT AT BONGAIGAON
COMPLETED CONSTRUCTION OF 5000 LPD MILK PROCESSING PLANT AT BONGAIGAON
50 COMPLETED CONSTRUCTION OF 5000 LPD MILK PROCESSING PLANT AT DHEMAJI
COMPLETED CONSTRUCTION OF 5000 LPD MILK PROCESSING PLANT AT DHEMAJI
51 products marketed by informal market actors through a friendly approach not only in Assam but also in India. Impact Assesment by M & E -(AACP): Study on sampled individual pourers of the DCS was conducted in 9 districts during the impact assessment study. A total of 324 of crossbred cows and 254 numbers of local cows were included for the study. The average milk production of crossbred cows was found to be 6.32 litres per day. Maximum milk yield (8.28 litres) has been recorded for crossbred cows of Barpeta district, followed by 7.35 and 7.03 litres/day respectively for Nagaon and Golaghat district. The milk production per day of local cows varied form 1.14 litres to 1.57 litres/day, the average daily milk yield being 1.35 litres/day. Maximum milk yield (1.57 litres/day) in local cows has been observed for Kamrup district followed by Nagaon (1.42 litres/day) and Jorhat (1.38 litres/day) districts. Increase of pourers and milk production -(AACP): According to the End Term Assessment Report of the Original Credit (AACP), there is a steady rise in the quantity of milk handled by the DCS over the years. There is a steady increase of milk pourers supplying milk to the DCS. Percentage increase in milk pourers in the surveyed DCS since inception is 35%. Simultaneously milk supply has also increased by 57% resulting in an increase in income by 110%. Achievement of key physical activities-(AACP & AACP-AF)
Target & Achievement Key Activities Physical Achievement Unit AACP AF Total AACP AF Total Formation of Dairy Cooperative Nos 312 - 312 312 - 312 Societies(DCS) 361 Formation of Milk Producers Nos 300 61 361 300 61 Institution(MPI)
Support to DCS formation during irst two Nos 312 0 312 302 0 302 years Working capital for milk procurement by Nos 312 0 312 302 0 302 DCS Startup capital for milk testing equipment Nos 312 0 312 302 0 302 Milk cans /Utensils for DCS & SHG Nos 312 0 312 302 0 302 Farmers orientation visit to Anand Nos 312 0 312 300 0 300 Farmers’ Orientation Nos 312 0 312 281 0 281 Training of Society Secretaries Nos 312 0 312 287 0 287 Training of extension workers at NDDB Nos 55 0 55 55 0 55 Orientation Camp for member of the Nos 312 0 312 235 0 235 Society Orientation program of DCS/SHG Nos 312 0 312 300 0 300 executives on management practices Training on Clean & Hygienic Milk Cluster 0 45 45 0.00 45 45 Production
52 Key Activities Unit AACP AF Total AACP AF Total Training to MPI farmers on value addition Batch 0 12 12 0 8 8 of milk at Karnal Orientation training workshops for rural Nos 68 0 68 65 0 65 entrepreneurs on dairy Milk measuring and Collection accessories Nos 0 61 61 0 61 61 for MPI Milk pail, accessories and Saaaf-kit for MPI Nos 0 181 181 0 181 181 Milk can 20 lts capacity with lid @ 3 cans Nos 0 61 61 0 61 61 per MPI Revolving fund for procurement of milk & Nos 0 61 61 0 61 61 medicine for MPI Value addition inputs for MPI clusters Cluster 0 30 30 0 30 30 Milk testing laboratory No. 1 - 1 1 - 1 Establishment of Bulk Milk cooler No. 3 4 7 3 4 7 Renovation of the Directorate Of ice Bldg No. 1 0 1 1 0 1 Renovation of Dist. Of ices(3 district) ( civil No.303303 works) Renovation of Dist. Of ices(4 district) ( civil No.404404 works Establishment of Milk selling booths in Nagaon & Hojai Town including deep freeze No. 0 10 10 0 9 9 etc Pre-fabricated Milk Vending Tricycles(120 Ltrs) for carrying milk to BMC or Door to No. 0 35 35 0 35 35 Door vending of milk by clusters of MPI( 5 MPI/cluster) Billboards on hygienic milk production and No. 30 30 60 30 30 60 consumption Generic milk campaign /f LS 10 25 35 10 0 10 ILRI consultancy for developing pro poor No.101101 concept Feasibility and design of treatment plants No. 1 0 1 1 0 1 Study of the periurban dairy farms for No.101101 improving quality of milk and environment
53 BEFORE AND AFTER SNAPSHOT OF A DCS
SWARNADHENU DCS, Phalegichuk, Titabar, Golaghat
Particulars Before project intervention After project intervention & convergence Legal Status Dispersed individual farmers Dairy Co-operative Society, a legal entity Milk Collection No organized collection 520 liters.
Milk Marketing Unorganized Organized Procurement price Rs. 10.00-15.00 per liter Rs. 32 to 37 per liter at present Nil Secretary Training at ICM, Guwahati Exposure visit outside the state Training for Paneer Making ( Value addition under DDD Training Milk producers training under RKVY AI training under AACP .
AACP inputs Nil Against community procurement
AI facility Unorganized Organized Mode of transpor- 7 nos milk carrying Bi-cycle with aluminium Nil tation. cans / Milk Van/ 3 wheelers Pick-up Van. 19 farmers provided subsidized loan under Nil CM’s EGM Support for en- 7 farmers were provided loan @ hancement of milk 50% subsidy under RKVY production 25 farmers covered for Bank loan through IDBI Milk Collection centre, AMCU, Bulk Milk Cooler, Convergence Nil DG Set, proposed sale booth at Titabar Town under RKVY . Nil PDS quota wheat bran at subsidized rate . Support on cattle One time cattle ration under Annual feed Plan to the 70 farmers during 2012- 13 & 2013-14. Year wise milk production in liters 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 Month wise 3300 6900 10800 11400 12600 13950 15600 average
Daily average 110 230 360 380 420 465 520
Payment mode- Weekly payment is made to the producers online through NEFT
54 Organized Dairy Group of DCS/ MPIs
Organized milk collection
Organized milk handling, processing and marketing
Milk collection at DCS DCS member at his cattle shed
55 Milk collection at DCS Female member testing milk sample
C. Assam Agribusiness and Rural Transformation Project (APART) 1. Background of the Project About 90 percent of Assam’s population lives in rural areas and is mostly dependent on agriculture for their livelihoods. The Agriculture and allied sector plays a signi icant role in providing livelihood support to more than 75 percent of the population of the State, providing employment opportunities to more than 50 percent of total workforce. Agriculture in Assam is mostly tradition based and has certain key constraints in its structural transformation like - lack of proper storage facility, absence of appropriate processing facilities, constrained market access, fragmented supply chain of inputs, low level of private sector involvement, underdeveloped knowledge and awareness among the farming community on markets and climate change, lack of scienti ic post-harvest management practices, dated regulatory framework of agricultural marketing. The previous World Bank funded Assam Agricultural Competitiveness Project (AACP) under Government of Assam, has been successfully implemented with increasing cropping intensity, on-farm productivity, and diversi ication of agriculture in the State. Under the project, productivity of the crops like rice, cabbage and other food crops gained substantial momentum. The area under high value crops like vegetables and oil seeds re lected an increase of 17-35%. Thus, AACP has laid the foundations for long term agriculture transformation in Assam by shifting the focus from rice production towards diversi ication into high value agriculture production (vegetables, spices, ish, pork, dairy etc.). This move towards higher value products offers opportunities to increase contribution of agriculture to Assam’s growth. In the above context the Government of Assam has taken up the project titled “Assam Agribusiness and Rural Transformation Project (APART)”. 1.1 What is the duration of the project? The duration of the project will be a period of seven (7) years. 1.2 Which are the identiϐied project districts? The identi ied project districts are: Nagaon, Sonitpur, Barpeta, Karbi Anglong, Kamrup, Dhubri, Golaghat, Kokrajhar, Lakhimpur, Darrang, Cachar, Sivasagar, Jorhat, Goalpara, Morigaon and Nalbari. (Undivided districts as on April 1, 2016)
56 1.3 In which ways, the project will provide support to the Agriculture and allied sectors of Assam? The project is designed to support value addition in the production and postharvest management of selected agriculture value-chains; facilitate agribusiness investments through inclusive business models that provide opportunities to small farmers and enable establishment of new agribusiness SMEs; and support resilience of agriculture production systems for better management of increasing production and commercial risks associated with climate change. The project is designed for a transformational impact on rural poverty through improved agricultural productivity, value-addition, higher non-farm employment opportunities and increased farmers income. The project aims to support agriculture and livestock productivity (including value and incomes) through essential technology transfer in production and improved post-harvest and market operations. It proposes to support the development of higher value commodity supply chains for structural transformation of the agrarian-economy. The project shall focus on food processing, agribusiness, logistics and infrastructure, and MSME inance and insurance and shall establish a new standard of excellence for entrepreneurship and business skills training by improving skills and knowledge transfer from trainers to MSMEs.
Milk Value Chain: Informal sector under APART 2. Overview of the Sub-component: The dairy sub-sector in Assam makes important contribution to livelihoods, nutrition and the economy. Growing demand for animal source foods will drive expansion of this sub-sector, and strategic inputs are required to maximize the bene its and mitigate the risks of a rapidly growing livestock sector. 3. Background: Dairy in the State is characterized by rural smallholder and subsistence production system along with specialized dairy production belts (with improved cattle) in urban and peri-urban areas. Organized marketing (formal) of milk in Assam remains relatively insigni icant despite efforts in the past to develop and promote collective marketing mechanisms. The traditional market (informal) with either fresh liquid milk or milk products accounts for about 97% of the market opportunities for farmers. It is thus apparent that development of the traditional market will be extremely important for the Assam dairy sub-sector as it transits to a more formal way of operating, and therefore it is necessary to inject interventions that could facilitate improvement of the market (Comprehensive Dairy Sector study, 2007). A major area of concern in the traditional market is the quality and safety of milk and milk products supplied. Work by ILRI with partners in developing countries, including a pilot initiative in Assam, demonstrated that small-scale informal market actors are willing and able to apply more hygienic practices and participate in quality monitoring scheme, when provided with incentives: such as, certi ication, licensing, or improved business skills (Johnson et al., 2016). Improvement in quality in the traditional market will raise the demand and value of the products and thus income and employment. It will also help facilitate the evolution of the traditional market towards the more regulated and organized market. If this whole informal /traditional sector is routed through adoption improved package of practices in production, handling, trading, processing and marketing it can bring signi icant change in entire milk market sector with substantial contribution to the economy and ultimately this neglected sector can be
57 brought under the ambit of the formal sector. The above issues of concern need to be addressed with effective mechanism and the informal milk sector will be formalized in phased manner. 4. Sub-Component Objective: Transformation of the informal dairy sector into the formal one through improvement in resilience in production, quality, safety and standards of milk adding value to the produce with particular focus on informal market actors and dairy-entrepreneurs in targeted districts. 5. Policy & Regulatory Environment: 5.1 Legal Provision on food safety & Standards: (i)Food Safety Standards Act, 2006: The dairy of icials delegated with powers of food safety of icers can assist the of icials under the State Commissioner, Food Safety and Standards Authority of India (FSSAI) in respect of milk and milk products and to facilitate enabling conditions of milk market regulations of the state .The Food Safety Of icer will ensure the food safety and standards prevailing in the existing unregulated milk market in the unorganized sector. (ii) Food Safety and Standards Rule, 2011 5.2 Legal Provision on Cooperatives: Assam Cooperative Societies Act, 2007 6. Eligibility & Selection Criteria: for selection of informal dairy clusters (milk market actors) (a) Each block will be considered as a cluster. (b) Areas with presence of vendors, sweet makers, cottage processors and milk producers located in and around the urban and peri-urban areas where informal milk market actors operate will be considered. The urban and peri urban areas of a block will be the target zone of operation within a radius of around 10-12 Kms. (c) Volume of milk and milk products handled by the market actors in a cluster should be around 5000- 6000 LPD. 7. Activities to be ϐinanced including Illustrative List of Investments: (a) Market (i) Market assessment through mapping of market actors of informal dairy value chain: To be outsourced to ILRI (Cross cutting with Pig Component): Under this activity, ILRI proposes to survey and map the informal dairy clusters. The mapping will be conducted through key informant interviews and participatory discussions with the market actors during which GIS data will be collected using a hand held GPS. This will be imported to a GIS platform to produce. The mapping will also help the local of icers to gather speci ic information about their cluster and create linkages with relevant actors. Finally, maps of respective clusters with information can be used for planning not only for this project but for other projects as well. (ii) Assessment of human health risk in dairy value chain with particular focus on informal sector before and after interventions: To be outsourced to ILRI:
58 Under this, it is proposed to assess the major health risk in terms of adulterants, microbial load, antimicrobial residues and a latoxins. The indings would be an important baseline for the state to design any action for improving milk quality and safety. The information from the risk assessment will be directly used to identify which adulterants/hazards need to be tested for, at which points, and how often. This information in turn will be used to source affordable and practicable tests. After completion of the risk assessment, risk communication is important to undertake under the systematic approach of risk pathway as explained under FSSA-2006. This is best done as a “farm to table” approach so that critical control points can be identi ied where food must be checked and control action can be taken. (iii)Establishing of Peer Monitoring & Certiϐication Process for Food Safety in Place: To follow FSSA, 2006 norms it is important to test milk/ milk product samples traded by informal market actors periodically for checking quality and safety. In order to test milk quality, existing laboratories of DDD need to be strengthened, and capacity built for surveillance and response. (iv) Developing Protocol and Quality Assurance System (to adhere with FSSA, 2006, to be outsourced to ILRI: ILRI will work with DDD to design and develop standard protocol for laboratory work and how to put in place a food quality and safety assurance process. The protocols would include procedures from sample collection in the ield to packaging, storing, dispatching, long-term storage and analysis.The quality assurance programme will be monitored by ILRI from time to time to ensure a sound lab technology system in place. ( v) Policy Action to Implement FSSA 2006 and other prevailing laws and practices: To implement the programme successfully, it is important to take some policy decisions by the policy makers. These include: a) to notify the existing Joint Coordination and Monitoring Committee (JCMC) of all relevant government departments and ILRI as State Advisory Body provided under FSSA, 2006 b) to constitute JCMC in each project districts (at district level). (vi) Linkages and Support to Market Actors to run their business efϐiciently following prevailing laws and practices: It is proposed to bring all the informal market actors under the act of food laws & regulations prevailing in the state. Towards this, it is intended to make training to adopt improved practices and certi ication as a pre-requisite for availing FSSA registration/license and trade license from municipality/town committees. Training and certi ication could also be a requisite to avail credit/loan for any actors involved in the chain. This would ensure that all market actors would have basic knowledge and skill to trade quality and safe milk and milk products to the consumers. (vii) Formation of Licensed Market for Better Positioning and Increasing Traceability: The major challenge in the unorganized sector is that it is always dif icult to get access of the milk market actors and to communicate with them because of their dispersed nature. Therefore the Hygienic Milk Monitoring Committees (HMMC) proposed to be constituted immediately after each training to adopt improved practices in each area would be transformed into a formal/
59 licensed Market Actor Groups for better traceability and access. These groups can look after the common activities of all the members of market actors in addition to monitoring of adoption of improved practices. These groups will play role in increasing access to inputs, services and market. (viii) Designing Strategy for Food Safety Communication and Awareness Building of Consumers: (to be outsourced to ILRI, cross-cutting with pig component)- Building consumer knowledge and awareness can drive quality down the supply chain encouraging good practices/products and discouraging bad. This will entail sensitization on the nutritional bene its of milk &milk products, health risk from consuming poor quality products, and, identi ication and sourcing quality products. This would also help increase demand for products and underpin a demand-driven dairy sector. (ix) Consumer Awareness and Campaign particularly on Food Safety and Zoonosis: The project would launch a mega generic campaign through print and electronic media and through community level activities like road shows, street play, exposure trip, art competition/ debate competition among school children etc. to generate awareness among the consumers about the characteristics of good and poor quality milk and the risk of consuming poor quality milk for human health. (b) Processing (i) Encouragement for supplying milk to formal milk processing sector subject to receipt of good price for milk (ii) Convergence of DCS and formal processors (c) Aggregation Developing Collection Centers at each DCS for milk collection: For better aggregation of milk produced by each members of the dairy cooperative society (DCS), a common collection centre (suitable premises to be contributed by the DCSs) will be developed with facility of milk quality testing equipments & accessories. (d) Production (i) Formation of DCS among the interested trained producers under the informal dairy value chain: The trained milk producers who want to have a legal status of milk producers cooperatives will be registered as Dairy Cooperative Societies (DCS)and will be supported with capacity up gradation, input services, market access and other linkages in milk value chain. For organization of motivation and awareness amongst the farmers to form DCS, supports of NGOs will be taken for registration of DCSs and their handholding. There will be 10 DCS per district totaling the number to 160 DCS in 16 project districts. (ii) Assessment of critical need gap of old DCS and making arrangement for need based support: Under APART, the 50 numbers of old DCSs operating in the peri urban areas out of the 312 old DCS formed under earlier World Bank funded project AACP in 9 districts are proposed to be assessed on different parameters of cooperative society norms and milk volume
60 handled and will be categorized as “Highly Performing”, “Performing” and “Non-Performing”. After that interventions/supports will be identi ied and need based intervention/support in the form of capacity strengthening, value addition and other inputs, forward linkages, technical backstopping etc will be provided under this project. (iii) Mastitis and Reproductive Health Management (to be outsourced to ILRI): There is high prevalence of both clinical and sub-clinical mastitis in the state, which cause huge economic losses to the dairy animals. Milk from mastitis-affected animals contains a heavy microbial load, which not only causes milk spoilage but can also cause human illness. Therefore, it is proposed to demonstrate a mastitis management programme in a small cluster (around 100 farmers) under the project to reduce the prevalence. (iv) Technical assistance for introducing new feed technologies: To be outsourced to ILRI (Cross cutting with Pig Component- ILRI proposes to provide technical support to entrepreneurs in running small feed mixing units and would organize training and technical support for feed entrepreneurs. (v) Assessment of animal waste reuse for mixed crop-livestock system: To be outsourced to ILRI (Cross cutting with Pig Component- ILRI will provide technical guidance in order to mitigate the environmental and health impacts of livestock waste, reuse and recycling of waste. (vi) Technical advisory services to DDD & AHVD for project planning and implementation: To be outsourced to ILRI (Cross cutting with Pig Component)- Successful implementation of the project requires judicious planning and implementation. ILRI proposes to provide advisory services to AHVD & DDD on different aspects of project planning, implementation and management as and when requirement arises. (vii) Facilitate coordination and collective action among project partners and beyond: To be outsourced to ILRI (Cross cutting with Pig Component)- ILRI, being an international agency with presence in Assam and in India for several years and an extensive working relationship with government and non-governmental organizations, institutions and private irms in the state and beyond, is best placed to facilitate coordination and collective actions among government and non-government organizations and institutions to realize the bene it of multi-sectoral/multi-institutional activities. (viii) Animal Health Cover- To be implemented by AHVD(Cross cutting with AHVD) (e) Capacity Building: (i) Capacity building of dairy farmers & Vety ϐield ofϐicials –to be implemented by AHVD, crosscutting with AHVD. (ii) Designing and developing detail plan, tools and protocol for training, monitoring and certiϐication (TMC) scheme: To be outsourced to ILRI: To scale-out the TMC programme, ILRI proposes to provide technical support to DDD by designing an updated training curriculum, training calendar and work plan and also propose to develop protocols for training of trainers (ToT) and ield trainings, tools for monitoring
61 the trained actors, and policy support for establishing the certi ication and licensing programme. (iii) Training course Development for dairy value chain actors: To be outsourced to ILRI: ILRI will identify the training needs of value chain actors and set objectives for training. Along with the DDD, ILRI will develop a customized training course for all informal value chain actors (producers, traders, sweet makers and cottage processors). The course will include topics related to improved dairy practices (technically and economically feasible in local context), clean and hygienic practices in production, handling, storage and marketing, improved milk and product quality and safety, reducing wastage and spoilage, value addition, prevailing rules and regulation for running informal milk/product business, business management, marketing and so on. (iv) Printing of training manuals by DDD: Training manuals and handouts will be printed by DDD in English & Assamese language which will be practical tools for training producers, traders, sweet makers & cottage processors. (v) Training of Trainers (ToT) to be outsourced to ILRI: In order to develop a sustainable system of training delivery, it is proposed to organize ToTs for resource persons in the project districts who would in turn impart training to the actual trainees. (Producers, traders, sweet makers & cottage processors) (vi) Technical Assistance for rolling out TMC Program (to be outsourced to ILRI): ILRI will provide technical support to DDD in rolling out the programme in the ield. (vii) Training implementation in the ϐield by DDD: Under this, training will be imparted to the target groups at their own convenient place and time in the ield so that it could increase participation of the target groups (both male and female). Separate target groups viz Producer, Trader, Sweet Processor and Cottage Processors will be trained separately so that the customized training modules can be utilized as per the respective KAP(knowledge, attitude and practices) gaps. Continuous monitoring from the project implementation unit will be done to make these trainings successful. (viiI) Training Monitoring: Immediately after each training, a Hygienic Milk Monitoring Committee (HMMC) (different committee for different set of milk market actors) will be constituted among the trained actors to monitor the adoption of improved practices taught during the training by the fellow farmers/ traders/sweet makers/ cottage processors using a simple monitoring tool developed by the project. (ix) Capacity Building of Govt. Ofϐicers on Lab Technology (to be outsourced to ILRI): Under this component, ILRI proposes the following activities-Developing protocol and quality assurance system under DDD for adherence to FSSA, 2006, capacity building of government of icers on laboratory technology, Support for health risk assessment and risk communication in milk value chain under FSSA, 2006 (f) ILRI’s Consultancy for Technical Backstopping for project period: The International Livestock Research Institute (ILRI), Kenya, a CGIAR research centre will be engaged
62 for technical assistance for Improvement of Informal Dairy Sub-sector in 16 APART districts of Assam & for facilitating transformation from informal milk sector to formal. (g) Project Implementation: Project activities will be implemented through the operational Project Implementation Unit (OPIU) at HQ at Directorate of Dairy Development and PIU at its project district of ice. As the Directorate is in dearth of man power, it proposes to engage technical as well as functional manpower with suitable quali ications at operational PIU to be engaged from the open market in addition to the engagement of NGOs for districts for DCS formation and handholding. Of icials also need some key capacity building in WB procurement procedures, DCS registration, cooperative management, milk value addition and exposure visit to advanced dairy state or institutions etc. (h) Cost Estimate: Total estimated cost for dairy informal activities will be Rs. 5144 lakhs. (i) Sustainability: To ensure sustainability of the adoption of improved practices by the milk market actors, it is proposed under the plan to consider motivation, need based capacity strengthening, inancial (eg, credit and insurance linkages) and non inancial (eg. certi icate, license etc.) incentives for the market actors as the key elements. Besides, after the training it is proposed to monitor the trained market actors for six months to ensure adoption of improved practices before issuing training certi icate. It is expected that once the market actors adopt improved practices for six months and make it a habit they would not go back to their previous practices if they see some bene its out of it. D. Rastriya Krishi Vikash Yojana (RKVY) Major Contribution from RKVY programme to Dairy sector in the state During the inancial year of 2008 – 09 Rastriya Krishi Vikash Yojana (RKVY) programme was introduced in this sector. After intervention of RKVY a few number of new programmes were taken up in order to make an entry to ful ill aspiration of dairy farmers in this sector. Some major contribution from RKVY programme is briefed below. i. Induction of Milch Cattle to the selected beneϐiciaries : Inducting 1000 nos. of milch cattle almost 7000 lits of milk are produced by the farmers generating income of Rs.1,75,000/- per day during 2008 – 09 and another 1800 nos. of milch cattle during 2009 – 10 yielded almost 15000 lits of milk per day by the farmers generating income of Rs.3,45,000/- per day.
63 ii. Construction of milk Collection Center (MCC) : Additional facility of storage and handling of 11,000 lits of milk is provided to the dairy farmers by constructing 21 nos of MCC during 2008 – 09. Construction of another 12 Nos. of MCC during 2009-10 and 23 nos. in 2010-11 for the DCS/ Dairy groups were provided for collection of milk, its storage and marketing and were able to handle around 17,500 lits of milk per day produced by the milk producers.
iii. Installation of Automatic Milk Collection Unit (AMCU) : Dairy Cooperative Societies / Dairy SHG were provided automatic milk testing and recording units to manage accounts of milk supplied by the members of the societies/ groups and with this facility dairy farmers get attracted to pour milk in the DCS in the Milk Collection Centres. For better management of accounts, proper testing and recording 21 nos. of AMCU during 2008-09 and 44 nos. of AMCU during 2010-11 were provided and thus 65 nos. of DCS/ Dairy groups were bene itted.
iv. Distribution of Cream Separator: DCS members in the remote areas could make more attractive milk by-product as well as lowering loss by converting unsold, sour & evening milk to by product with availability of 105 nos. of hand cream separator under this project during 2008-09. The big societies handling more than 800 lits of milk per day were provided electric cream separator during 2011-12 and 50 numbers of cream separators were provided to those groups during 2012-13 programme. v. Training for cattle management & fodder development : Exposure to the training the farmers are getting required knowledge in scienti ic management of
64 their herd. 500 nos. of dairy farmers during 2008 – 09, 900 dairy farmers during 2009-10, 2000 nos. of dairy farmers in 2011-12 were trained on Cross bred cattle rearing & management to make dairy farming as livelihood by generating additional income. vi. Consumers Awareness programme (Generic Campaign) : Although milk and milk products are highly nutritious the people of this region do not consider it as an important item of dietary till now. To bring a paradigm shift in the mindset of the consumer as a whole, an intensive milk-marketing awareness programme is proposed under the project with the programme like Consumers Awareness programme (Generic campaign) as a continuous programme in selected districts. Moreover, to get them aware of milk quality, a simple process of testing milk for its quality, distribution of lactometer is proposed under the project and is assume to give overwhelming response. Responses were found from the consumers on the utility of clean milk consumption and hygienic handling of such a good food commodity through this programme.
vii. Milk Van for Procurement : During 2009-10 ive Milk Procurement & marketing Van were utilized for milk procurement and distribution of milk and can cover long distances for milk procurement from the dairy farmers. With two insulated milk procurement van Milk curdling during transportation could be plugged and minimized the losses of the milk producers.
65 viii. Setting up of Bulk Milk Coolers : Shelf life of milk could be increased by providing 15 nos. of Bulk Milk cooler for chilling of milk and specially the evening milk could effectively utilized for which enhancement in milk procurement is noticed and losses of the milk producers are minimized.
ix. Bicycle with milk can : Dairy farmers has to collect milk from distant places in the remote areas for pouring milk in the DCS or to sell in the market. Providing a bicycle with two milk cans to those dairy farmers it become possible to make a channel of milk marketing in the remote areas. 890 numbers of bicycle with two milk during 2010-11 were provided to the dairy farmers and another 855 dairy farmers were selected for the year 2011-12.
x. Chaff cutter Machine : Availability of green fodder and hay is an essential food item for cattle and buffalo. Farmers traditionally procure fodder and roughages from surrounding locality for their herd. More than 30% of fodder grasses and hays get spoiled during feeding their herd. This loss can be overcome by using chaff cutter machine for better utilization of fodder grass and in turn reduces cost of production of milk. So this essential item for the dairy farmers are proposed to be provided to identi ied DCSs on demonstration basis for making green fodder available for their livestock. 500 numbers of Chaff
66 Cutter were proposed to distributed during 2011-12.The component is a much sought after item by the farmers as this indirectly reduces the cost of fodder and hay.
xi. Milk Sale booth : With increase in procurement and processing of milk in the existing Milk processing plant, milk marketing has to be given adequate importance. In order to channelized the process 45 nos. of sale booth during 2010-11 and 15 nos. during 2011-12 in selected location were set up to sale milk and milk products. Moreover, construction of three nos. of Milk Parlours at Nagaon, Tezpur and Jorhat are in the process to create a platform for marketing of milk and milk products in one roof.
xii. Upcoming Programme : ( Approved by SLSC for RKVY 2018-19) 1 . Installation of milk processing Plant at Bongaigaon Milk Plant 2. Installation of Rapid milk Cooler in 8 locations 3. Establishment of Knowledge Centre & Farmers’ Training Hall at Khanapara 4. Cottage Dairy Unit for value addition for DCS in 40 locations.
67 OTHER FINANCING SCHEMES UNDER GOVT OF INDIA FOR DAIRY SECTOR A. Implemented through NABARD: 1. Dairy Entrepreneurship Development Scheme (DEDS)
Operational Guidelines for Dairy Entrepreneurship Development Scheme for Implementation Durring 2018-19 1. Background The Department of Animal Husbandry, Dairying and Fisheries is implementing Dairy Entrepreneurship Development Scheme (DEDS) since 01.09.2010 with the objective of generating self employment opportunities in the dairy sector, covering activities such as enhancement of milk production, procurement, preservation, transportation, processing and marketing of milk, by providing back ended capital subsidy for bankable projects. The scheme is being implemented by National Bank for Agriculture and Rural Development (NABARD) 2. Objectives of the Scheme • to generate self-employment and provide infrastructure for dairy sector; • to set up modern dairy farms and infrastructure for production of clean milk; • to encourage heifer calf rearing for conservation and development of good breeding stock; • to bring structural changes in the unorganized sector, so that initial processing of milk can be taken up at the village level; • to upgrade traditional technology to handle milk on a commercial scale and • to provide value addition to milk through processing and production of milk products. 3. Implementing Agency and Area of Operation The National Bank for Agriculture and Rural Development (NABARD) will be the nodal agency for implementation of DEDS scheme in all the States and UTs throughout the country. 4. Outlays of the scheme and implementation Period There is budget provision ot Rs 323 crore during the year 2018-19, which includes Rs 195.7B crore under MH2404 (General Component), Rs 49.29 crore under MH24D4 (SC Component), Rs 25.63 crore under MH24D4 (Tribal Component) and Rs 45.42 crore under MH 2552 (North Eastern Region) & Rs 4.53 crore under MH2552 (SC Component), Rs 2.35 crore under MH2552 (Tnbal Component). 5. Eligible Beneϐiciaries Farmers, Individual Entrepreneurs and Groups of Unorganized and Organized Sector are eligible under DEDS. Group of organized sector, includes Self-Help Groups on behalf of their members, Dairy Cooperative Societies, Milk unions on behalf of their members, Milk federation, Panchayati Raj Institutions (PRIs) etc. 5.2 An applicant will be eligible to avail assistance for all components under the scheme, but only once for each component. However, more than one member of a family can be assisted under the scheme provided they set up separate units with separate infrastructure at different locations. The distance between the boundaries of two such farms should be at least 500 m.
68 5.3 Priority shall be given to projects being implemented in a cluster mode covering dairy farmers/ Women in SHGs, Cooperatives and Producer Companies including creation of facilities of processing, value addition and marketing of milk produced in the cluster. 5.4 Priority may be also be given to the bene iciaries from the categories of Scheduled Caste, Scheduled Tribes, landless, small, marginal and BPL category farmers alongwith farmers belonging to drought and lood affected areas of the country. 5.5 Block Development Of icers may also recommend the proposals of potenlial bene iciaries to bank for funding under DEDS. BDOs shall provide information regarding details of such recommended proposals to District Consultative Committee (DCC) to review periodically. 6. Pattern of Assistance a) Back ended capital subsidy @ 25% of the project cost for general category and @ 33.33 % for SC/ ST farmers. The component-wise subsidy ceiling will be subject to indicative cost arrived at by NABARD from time to time. b) Entrepreneur contribution (Margin) for loans beyond Rs.1 lakh* -10% of the project cost (Minimum) c) Bank Loan - Balance portion [* Subject to any revision in RBI guidelines] 7. Financial Institutions eligible for re-ϐinance under the scheme a. Commercial Banks b. Regional Rural and Urban Banks c. State Cooperative Banks d. State Cooperative Agriculture and Rural Development Banks: and e. Such other institutions, which are eligible for re inance from NABARD 8. Linkage with credit Assistance under the scheme shall be purely credit linked and subject to sanction of the Project by eligible inancial institutions mentioned at para 7above. 9. Sanction of project by banks (Financial Institutions): & Release of Subsidy: 9.1. The entrepreneurs will prepare a project as per norms of the scheme and submit to the Bank for sanction of the project. 9.1.1. The bank shall appraise the project as per the administrative approval issued by DADF from time to time and if found eligible, sanction the total outlay excluding the margin, as a bank loan. 9 1.2. After sanction of proposal by Financing intuition, they will upload the details as per the template prescribed in the DEDS Ensure Portal (https;//ensure nabard.org) within 3D days of sanction and block eligible subsidy amount 9.1.3. On successful upload and post validation, the bank will release the irst installment. The details of irst installment may be updated within 30 days of irst upload. Thereafter, the loan amount shall be disbursed in suitable installments depending on the progress of the unit. The time frame shall be as under:
69 i. 1st Installment release - 30 days from the date of 1st upload (new) ii. Submission to NABARD - 30 days from the date of release of the 1st installment. 9.1.4. In case the irst installment details are not updated within 30 days, the system will delete the application automatically, as budget cannot be earmarked for unlimited period. The bank/ controlling of ice shall ensure the subsidy claims should be uploaded within stipulated time period. 9.1.5. In case the application is rejected due to incomplete detail or for any other reason, the application has to be uploaded afresh. 9.2 All the inancing banks shall be required to upload their subsidy claims in DEDS Portal through their Controlling Of ice in time frame as indicated in Para 9.1 above. Bank shall submit the valid Aadhar Number of applicant in all cases (except for areas where Government of India has granted relaxation) 10. Project Sanctioning Committee (PSC) Project Sanctioning Committee of NABARD at Head Of ice shall consider proposals uploaded by Concerned Financial Institutions/banks in portal and approve the subsidy cases of eligible applicants within one month of receipt of the proposal 11. Release of subsidy by Government India 11.1 Government of India will release funds in advance to NABARD to meet the subsidy claims submitted through DEDS online portal (www.Ensure.nabard.org). Funds will be recouped after balance comes below a certain level in DEDS portal. The funds will be utilized by NABARD for providing back ended capital subsidy to eligible bene iciaries through inancing banks, as per their online subsidy claims. 11.2. After approval by the PSC of NABARD, NABARD shall release the subsidy amount, on the basis of availability of funds allocated to the States/UTs on irst come irst serve basis. 11.3. All the inancing banks shall be required to keep the subsidy amount in “Subsidy Reserve Fund Account (Borrower-wise) in books of the inancing institution/bank and adjust the subsidy amount in the subsidy reserve fund account of the bene iciary within seven days of the receipt of subsidy from NABARD. In case the subsidy is not adjusted to the subsidy reserve fund account of the bene iciary within seven days of the receipt, the inancing bank shall be liable to compensate the bene iciary to the extent of the additional interest charged. 11.4. After the receipt of subsidy from NABARD, the controlling of ice of the inancing bank/ Institution shall submit a utilization certi icate to the effect that the amount has been credited to the Subsidy Reserve Fund Account (SRFAJ of the bene iciary alongwith details of the bene iciary. This certi icate should be submitted/uploaded to NABARD online within ifteen days of receipt of subsidy. 12. Rate of Interest applicable on the loan amount under the scheme Rate of interest on loans shall be as per RBI guidelines and the declared policy of the concerned bank. The bank may charge interest on the entire loan amount, until the subsidy portion is received; and from the date of the receipt of the subsidy, interest shall be charged only on the effective bank loan portion i.e. bank loan minus subsidy.
70 13. Time limit for Completion of the project 13.1 Time limit for completion of the project (except for calf rearing units where disbursements are expected to continue upto two years) would be as envisaged under the project, subject to a maximum period of 9 months from the date of disbursement of the irst installment of loan This maximum period may be extended by 3 months in cases where justi ication provided by the bene iciary is found adequate by the inancing bank. 13.2 In case, the project is not completed within the stipulated period, bene it of subsidy will not be available; the advance subsidy placed with the participating bank, if any, shall be refunded to NABARD. 14. Security/Surety 14.1 Security for availing the loan be as per the guidelines issued by RBI from time to time. 14.2 The bene iciary contribution of 10% shall not be required for loans less than Rs.1 lakh or any amount as speci ied in the RBI guidelines, as revised from time to time. 14.3 Kisan Credit Cards (KCC) may be used for availing loans under the scheme. subject to RBI guidelines. 15. Repayment 15.1. Repayment Period will vary between 3- 7 years depending on the nature of the activity and cash low. Grace period may range from 3 to 6 months in case of dairy farms to 3 years for calf rearing units (to be decided by the inancing bank as per needs of individual projects). 15.2 The recovery of the loan will be based on the net loan amount only, Subsidy shall be adjusted by the concerned bank after the net bank loan (Bank loan minus subsidyl and interest thereon has been repaid. 15.3 Repayment schedules shall be drawn on the total bank loan taken in a manner that the subsidy amount is adjusted after liquidation of the net bank loan (excluding subsidy). 16. Adjustment of subsidy 16.1 Capital subsidy will be back ended (adjusted against last few installments of repayment of the bank loan) with a minimum lock-in period of 3 years, and shall be refunded if the account becomes a Non Performing Account (NPA). 16.2 The subsidy amount will be kept in “Subsidy Reserve Fund Account (Borrower-wise) in books of the inancing institution/bank. No interest shall be payable on this amount. 17. Monitoring Mechanism 17.1 Project Sanctioning Committee (PSC): PSC set up at NABARD shall monitor and review the progress of the scheme on quarterly basis. The participating banks shall conduct periodic inspections of the units and give a feedback to NABARD. 17.2 Joint Monitoring Committee (JMC): Joint Monitoring Committee (JMC) set up under Chairmanship of Joint Secretary (DD) with representatives of NABARD. concerned Banks and State Secretaries- in-charge of AH&D of four States, on rotational basis for a period of two years, will monitor and review progress of implementation of the Scheme, at regular intervals.
71 17.3 The State Level Bankers Committee (SLBC) and District Consultative Committee (DCC) of bankers shall review and monitor the Scheme in the concerned State at regular intervals. 17.4 Empowered Committee under the Chairmanship of Secretary (ADF) will have discretion to modify indicative unit cost, based on inputs from NABARD. 17.5 NABARD shall furnish a monthly progress report to DAHD&F, regarding proposals received and sanctioned; farmers / entrepreneurs bene ited; including SC, ST S Women members; component- wise details of fund release; funds sanctioned and recovery of loan in the format enclosed at Annexure I. 17.6 Units set up under the scheme will be monitored by conducting ield visits on a sample basis by NABARD and major observations snail be placed before the PSC for discussion. In case the observation is such that needs to be brought to trie attention of JMC, NABARD shall do so. 18. Other conditions: 18.1 Empowered Committee under the Chairmanship of Secretary (ADF) will have discretion to modify indicative unit cost, based on inputs from NABARD. 18.2 As per directives of NITI Aayog, a Separate budgetary provision has been made in the Scheme for SC farmers/bene iciaries under the Special Component Plan for Scheduled Castes (SCP-SC), Tribal Area Sub-plan (TSP) and for North Eastern States in BE 2018-19. 18.3 DAHD&F reserves the right to modify, add and delete any terms / conditions without assigning any reasons and the Departments interpretation of various terms will be inal. Further, the Department reserves the right to recall any amount given under the scheme without assigning any reason thereof 18.4 Surprise inspection shall be undertaken by DAHD&F to assess the physical and inancial progress of the projects. 18.5 NABARD would be provided funds equivalent to 3.5% of the subsidy disbursed per year for Administrative and Impact evaluation study expenses (including 1% to be spent on Publicity and awareness generation of the Scheme) subject to a ceiling of Rs.10crore per year. 18.6 NABARD shall ensure adequate publicity of the scheme throughout the country to ensure that the bene its of the scheme are availed by all eligible bene iciaries Publicity charges will be restricted to 1 % of subsidy disbursed in a year. Special attention will be given to the North Eastern States to sensitize potential bene iciaries. 18.7 Other operational instructions issued by DAHD&F / NABARD from time to time will be strictly adhered to. 18.8 NABARD would provide re inance assistance to commercial banks, Regional Rural Banks (RRBs) Schedule Commercial Banks (SCBs): State Cooperative Agriculture and Rural Development Banks (SCARDBs) and other such eligible institutions. Quantum and rate of interest on re inance will be as decided by NABARD from time to time 18.9 A signboard displaying “Assisted under DEDS by Department of Animal Husbandry Dairying and Fisheries, Government of India through NABARD” will be exhibited at the unit funded under DEDS.
72 18.10 NABARD shall have the administrative control of the DEDS online portal. All technical issues regarding operalionallisation of the portal shall be dealt by NABARD: Head Of ice 18.11 Copyright of data generated in the DEDS portal shall be with DAHD&F, Government of India. 19. Integration of one or more components shall be admissible for funding under DEDS subject to bankability of the project. Components those can be ϐinanced, indicative unit cost and pattern of assistance are given below.
S.No Component indicative unit cost Pattern of Assistance
i Establishment of small dairy units Rs.7.00 lakh for 10 25% of the project cost (33.33 - crossbred cows, indigenous animal unit. % for SC / ST farmers), as back cows like Sahiwal, Red Sindhi. Gir, minimum unit size is 2 ended capital subsidy. Subsidy Rathietc, graded buffaloes- upto animals with an upper shall be restricted on prorata 10 animals. Establishment of limit of 10 animals. basis to a maximum of 10 small dairy units with crossbred animals subject to a ceiling of cows/ indigenous descript Rs.17,500 per animal, (Rs.23,300 milch cows like Sahiwal, Red for SC/ST farmers) or actual Sindhi. Gir, Rathi etc/ graded whichever is lower Bene iciaries buffaloes upto 10 animals. (for may purchase animals of higher SHGs, Cooperatives societies, costs, however, the subsidy Producer Companies unit will be restricted to the above size will be 2-10 animals per ceilings. member
ii Rearing of heifer calves - cross Rs 9.70 lakh 25% ot the project cos: (33.33 bred, indigenous cattle and for 20 calf unit- with an % for SC / ST farmers) as back graded buffaloes - upto 20 calves upper limit of 20 calves ended capital subsidy. Subsidy shall be restricted on prorata basis to a maximum of 20 calf unit subject to a ceiling of Rs.12.100/- per calf (Rs.16,200 for SC/ST farmers) or actual whichever is lower.
iii Vermi compost with milch animal Rs 25200/- 25% of the project cost (33.33 unit % for SC / ST farmers) as back ended capital subsidy subject to a ceiling of Rs 6,300/-(Rs 8-100/- for SC/ST farmers) or actual whichever is lower.
iv Purchase of milking machines / Rs 20iakh 25% of trie project cost (33.33 milk-o-testers/bulk milk cooling % for SC / ST farmers) as back units (upto 5000 lit capacity) ended capital subsidy subject (Biomass/cow dung based to a ceiling of Rs 5.0 lakh (Rs power run milk chilling unit is 6.67 lakh for SC / ST farmers) or also admissible) actual whichever is lower.
73 v Purchase of dairy processing Rs 13.20 lakh 25% of the project cost (33.33 equipment for manufacture of % for SC/ST farmers) as back indigenous milk products ended capital subsidy subject to a ceiling of Rs 3.30 lakh (Rs 4.40 lakh for SC/ST farmers) or actual whichever is lower. vi Establishment of dairy product Rs 26.50 lakh 25% of the project cost (33.33 transportation facilities % for SC / ST farmers) as back ended capital subsidy subject to a ceiling of Rs 6.625 lakh (Rs 8.830 lakh for SC/ST farmers) or actual whichever is lower.
vii Cold storage facilities for milk and Rs 33 lakh 25% of the project cost (33.33 milk products % for SC 1 ST farmers) as back ended capital subsidy subject to a ceiling of Rs 8.25 lakh (Rs 11.0 lakh for SC/ST farmers) or actual whichever is lower.
viii Establishment of private Rs 2.60 lakh (mobile) & 25% of the project cost (33.33 veterinary clinics Rs 2.0 lakh (stationary) % for SC / ST farmers) as back ended capital subsidy subject to a ceiling of Rs 65,000/- and Rs 50,000/- (Rs 86,600/-and Rs 66,600/- for SC/ST farmers) respectively for mobile and stationary clinics or actual whichever is lower.
ix Dairy marketing outlet/ Dairy Rs 3 lakh 25% of the project cost (33.33 parlour % for SC / ST farmers) as back ended capital subsidy subject to a ceiling of Rs 75,0O0/- (Rs 1,00,000/-for SC/ST farmers) or actual whichever is
Note:- The subsidy amount will be rounded off to the nearest 100 Rupees. Beneϔiciaries may submit project proposals without any limit. However, the back ended capital subsidy under the scheme will be restricted to the afore mentioned ceilings. The Banks will verify the costs of components admissible under the scheme based on the cost norms notiϔied by NABARD.
74 AREA DEVELOPMENT SCHEMES ASSAM
Sl. PHYSICAL BANKING PLAN AMOUNT DISTRICT No. UNIT ( ` in lakh )
DAIRY
1 Bongaigaon 540 750.60 2 Dhubri 540 750.60 3 South Salmara Mancachar 455 632.45 4 Chirang 250 349.44 5 Cachar 375 524.25 6 Hailakandi 375 587.00 7 Darrang 255 356.42 8 Udalguri 255 356.42 9 Goalpara 540 750.60 10 Golaghat 571 793.69 11 Jorhat 1740 2436.00 12 Majuli 480 672.00 13 Karbi Anglong 1360 1904.00 14 Karbi Anglong (West) 600 840.00 15 Dima Hasao 535 749.00 16 Kokrajhar 200 278.00 17 Lakhimpur 1260 1751.40 18 Morigaon 500 695.00 19 Nagaon 200 278.00 20 Hojai 150 208.50 21 Nalbari 207 287.73 22 Sibsagar 150 208.50 23 Charaideo 150 208.50 24 Sonitpur 903 1255.00 25 Biswanath 1770 2460.00 26 Tinsukia 1000 1379.00 27 Kamrup (Metro) 216 302.40 28 Kamrup (Rural) 1320 1848.00 29 Karimganj 320 448.00 TOTAL 17217 24060.50
75 2. Area Development Scheme on Dairy Farming
1. Introduction Agriculture is the main activity of the rural people in Assam. The major crops grown in the state are Paddy, Sugarcane, Tea, Jute, Pulses and Vegetables. Livestock in Assam is highly livelihood-oriented and is generally owned by small and marginal farmers and landless agricultural labourers who form more than 90% of the households in the district. Dairy has the potential to be taken up successfully as the main occupation by unemployed educated youth and as an important source of subsidiary income by small and marginal farmers, agricultural labourers and women in the scheme area of the state. The estimated per capita availability of milk is 70g/day which is lower than the National average of 299 g/day (Yr 2014-15 estimates of Dept. of Animal Husbandry and Dairy, Govt. of India). 29 Area Development Schemes in different districts of Assam have been prepared with an objective to provide employment opportunities and promote setting up of modern dairy farms for production of clean milk and to bring structural changes in the unorganised sector of processing and marketing of milk at village level as well as to bring about upgradation in quality and traditional technology to handle milk on a commercial scale.
76 This Area Development Scheme would provide a platform for all concerned viz., Farmers, Bankers, NGOs and Line Departments to work in a coordinated manner and would also ful il the objective of scienti ic lending and creation of quality assets through infrastructural and other promotional support from State Government and credit support by Commercial Banks and Regional Rural Banks with technical and re inance assistance from NABARD in the scheme area. The support of State Government to promote dairy infrastructure and support services in the project area would give an impetus to develop employment opportunity and nutritional security as well as income support to a number of households in the areas selected. 2. Forward and Backward Linkages 2.1. Availability of Milch Animals / Purchase of Quality Dairy Animals As per the 19th Livestock Census 2012, the cattle population constitutes the largest group with a count of 103 crore in the state. The population of buffaloes, on the other hand is only 4 lakh. The buffaloes in Assam are mostly of swamp type and yield average milk of 3.05kg/day/animal. The inter-calving period is as high as 24 months and age at maturity more than 3-4 years. With the implementation of the breed upgradation programme under Assam Agricultural Competitiveness Project (AACP), RKVY and NPCBB schemes, availability of Cross Bred Heifers and Cows has increased and has opened avenues to inance animals. Low productivity of milk animals is a serious constraint to dairy development. The productivity of dairy animals could be increased by crossbreeding low- yielding non-descript cows with high-yielding selected indigenous purebreds or suitable exotic breeds in a phased manner. 2.2. Veterinary and Cross Breeding Infrastructure Veterinary services will be provided by experienced veterinary doctors hired by the bene iciary. However, in addition, Department of Animal Husbandry, Government of Assam may depute Veterinary Surgeons on weekly basis from the nearby Veterinary Dispensary to the project area for vaccination, disease surveillance and treatment of the animals. Arti icial Insemination services and primary health services could be provided by Regional Arti icial Insemination Centres present in the districts. 2.3. Feed and Fodder Development Fodder such as berseem, lucern, oats, maize, sorghum, guinea grass and cow pea could be cultivated by the farmers depending upon the availability of land owned or leased by the farmer. Additionally, paddy straw would be given as dry fodder and also local grass/leaves, etc., if any, available around the village/common ield during lean period. Concentrate feed would also be available from local market. Farmers may formulate home-made feed if they have the necessary experience. Fodder seed would also be supplied by Department to producers, wherever needed. 2.4. Milk Marketing Infrastructure Marketing may be de ined as the sum total of economic activities which are undertaken to help the movement of the product from the point of production to the point of consumption. But, in between, there are some middlemen who play a signi icant role. There are two types of marketing channels, organized and unorganized. Organized channel involves participation of Govt. Institutions or Cooperative Federations. The basic motive of the organization is to
77 see that the consumer price does not luctuate violently. The unorganized channel means participation of private traders who have pro it making motives. More than 67 percent of dairy animals are owned by marginal and small farmers, who constitute the milk-production sector in the state. Many of these farmers own dairy animals primarily to supply milk for their own consumption. On an average, 30 percent of the milk produced is retained in producer households. Milk is marketed through the highly fragmented unorganized sector, which includes local milk vendors, wholesalers, retailers, and producers themselves. Critical Infrastructure i. At least 1 Milk van with capacity of around 2,000 litres may be required in the irst year for transportation of milk in each of the project area. More no. of Milk vans may be sponsored/ inanced based on the requirement. ii. At least 1 Bulk Milk Chamber (BMC) would be required to store the milk for a brief period in the irst year, at the project area. More no. may be sponsored/ inanced based on the requirement. 3. Selection of Area The scheme would be implemented in the select blocks of 29 districts of Assam. Large number of SHG members have been observed to be actively involved in dairy farming. However, most of these household units have 1 or 2 indigenous cattle breed. Some of the units inanced by banks are doing exceptionally well both in terms of increased in family income and regular repayment of the bank loan. 4. Selection of Beneϐiciaries Proper selection of bene iciaries/dairy entrepreneurs is of prime importance to make the scheme successful. Criteria adopted for selecting the bene iciaries should be based on availability of the area for growing green fodder/availability of the space for cattle shed, own farm, dry fodder resources, concentrate feed sourcing, experience, etc. Minimum unit size is 2 milch animals. Depending upon the interest and resources of the farmers, multiple units of 2 milch animals may be considered. District AH & Veterinary Services Depts., would provide necessary extension through their Dispensaries, Block Veterinary Of icers and Veterinary Field Assistants. All Bank branches are expected to provide credit to eligible Dairy entrepreneurs for development of the sector. Bene iciaries under Area Development Scheme will be selected by veterinary department in association with the bank branches. Preference will be given to those farmers who are already engaged in dairy with one or two animals. 5. Capacity Building of Beneϐiciaries Block Animal Husbandry and Veterinary of ice will impart training for Dairy Development. Under Cattle Insurance Program several workshops have already been organized by the department to increase capacity building of Dairy Farmers. If necessity arises at a future date, NABARD may provide budgetary support to conduct training programmes for Dairy Famers through NGOs.
78 6. Techno-Economic Assumptions A. Cost Chart
Sl. Particulars Physical Unit No. 1 No. of Animals 2 No. of Animals in First Batch 1 No. of Animals in Second Batch 1 No. of Days after which Second batch animal is purchased after First 180 Stage at which the animal is bought(Days of Lactation) / freshly calved 30 animals in 1st to 3rd calving Breed HF/Jersey Cross 2 Average Milk Yield (Litre/Day/Animal) with peak yield during irst 3 8 months of lactation 20% to 25% above average yield Lactation Yield per Animal (Litre) 2400 3 Average Cost of Animal (`/Animal) 40000 4 Cost of Transportation (`/ Animal) 2000 5 Cost of Equipment (Chaff cutter, feeding buckets, milk cans, 3500 etc.)(`/Animal) 6 Shed - Area (Sq. Ft./Animal) 65 7 Cost of Construction of Shed (`/Sq.Ft.) 300 8 Green Fodder Requirement (Kg./Animal/Day) 10 9 Dry Fodder (Kg./Animal/Day) 5 10 Concentrate Feed - Maintenance (Kg./Animal/Day) 1.25 11 Concentrate Feed - Production (kg./Animal/Day) 3.25 2.75 for 8 kg. milk / 0.25 kg additional for every kg. of milk 12 Concentrate Feed - Last 60 Days of Pregnancy (Kg./Animal/Day) 0.50 13 Cost of Green Fodder (`/Kg) 4 14 Cost of Dry Fodder (`/Kg) 3 15 Cost of Concentrate (` /Kg) 25 16 Insurance Premium (%) 1 Year (5%) 3 Years (7%) 5 17 Cost of Breeding (`/Animal/Year) / Animals to be inseminated 200 preferably within its second heat after calving Electricity and water (` /Animal/Year) 1200 Miscellaneous expenses (sanitation, chemicals, etc,) (`/Animal) 200
79 Sl. Particulars Physical Unit No. 18 Lactation Period (Days) 300 19 Dry Period (Days) 100 Veterinary Aid (`/Animal/Year) Cost of Vaccination and disease 20 control 1000 and veterinary services / Animals to be vaccinated as per schedule prescribed by veterinary doctor 21 Price of Milk (`/Liter) 40 22 Income from sale of manure (`/Animal/Year) /To be utilised in the 3000 Farm/ Vermicompost 23 Residual Value / Scrap Value of Animals after economic life of 10000 5-6 lactation (`/Animal) 24 Margin (%) 15 25 Interest Rate (%) 12
B. Lactation Chart
Year Year Year Year Year Year Particulars I II III IV V VI
First Batch 365 365 365 365 365 365
Lactation Days 270 300 300 290 265 265
Dry Days 95 65 65 75 100 100
Days in Last 60 days of 55 25 40 60 60 60 Pregnancy
Second Batch 185 365 365 365 365 365
Lactation Days 185 265 265 265 265 265
Dry Days 0 100 100 100 100 100
Days in Last 60 days of 0 60 60 60 60 60 Pregnancy
Both Batches
Lactation Days 455 565 565 555 530 530
Dry Days 95 165 165 175 200 200
Days in Last 60 days of 55 85 100 120 120 120 Pregnancy
80 C. Feed Chart
Lactation Period Dry Period Quantity Quantity Cost (`/ Sl. No. Particulars (Kg / (Kg / Cost (`/ animal/ animal/ animal/ animal/ day) day) day) day) Concentrate Feed i For milk 3.25 81.25 00 For maintenance excluding 1.25 31.25 1.25 31.25 last 60 days of pregnancy Additional feed during last 000.5 12.5 60 days of pregnancy ii Green Fodder 10 40 10 40 15 iii Dry Fodder 5 15 5
7. Partners In Implementation Of The Project The partners in the implementation of the project would consist of participating bank branches, Lead District Managers, Krishi Vigyan Kendras, RSETIs, Dairy Farmers, Deptt. of Animal Husbandry, NABARD and respective District administration. 8. Project Cost For Dairy Unit Capital Investment for 2 Cross Bred Cows
Sl. No. Particulars Cost (in `) 1 Cost of Crossbred Cows 80000 2 Cost of Transportation of Cows 4000 3 Equipment’s 7000 4 Cost of Construction of Shed 39000 5 Concentrate Feed Cost for 1 month 3375 6 Insurance 4000 7 Veterinary Expenses 2000 8 Miscellaneous 400 Total Investment Cost 1,39,775 It is expected that the cost of labour small dairy units up to 4-6 animals will be managed by family labour. Larger dairy units may require one labourer for every 10 animals. 9. Banking Network And Trends In Credit Flow The banking network in the State, as on 31 March, 2017 comprised of 33 Commercial Banks [24 Public Sector Commercial Banks and 09 Private Sector Commercial Banks]; 2 Regional Rural Banks and Assam
81 Cooperative Apex Bank [ACAB]. Banking services in the State are provided through a network of 2396 branches, of which, 1771 branches [74%] are rural/semi-urban branches. State Bank of India is the Convenor of the State Level Bankers’ Committee [SLBC] and is also the Lead Bank in 7 districts of the State. Two other banks viz., United Bank of India and UCO Bank also have Lead Bank responsibilities in 15 and 11 districts respectively. The CD Ratio in the State stood at 47.26%. Credit dispensation through these Area Development Schemes would help in increasing the CD Ratio favourably upto the desired benchmark of 60%. 10. Physical and Financial Programme
Banking Plan Amount Sl. No. District Physical Units (` lakh)
1 Biswanath 1770 2460.00 2 Bongaigaon 540 750.60 3 Cachar 375 524.25 4 Charaideo 150 208.50 5 Chirang 250 349.44 6 Darrang 255 356.42 7 Dhubri 540 750.60 8 Dima Hasao 535 749.00 9 Goalpara 540 750.60 10 Golaghat 571 793.69 11 Hailakandi 375 587.00 12 Hojai 150 208.50 13 Jorhat 1740 2436.00 14 Kamrup (Metro) 216 302.40 15 Kamrup (Rural) 1320 1848.00 16 Karbi Anglong 1360 1904.00 17 Karbi Anglong (West) 600 840.00 18 Karimganj 320 448.00 19 Kokrajhar 200 278.00 20 Lakhimpur 1260 1751.40 21 Majuli 480 672.00 22 Morigaon 500 695.00 23 Nagaon 200 278.00 24 Nalbari 207 287.73 25 Sivasagar 150 208.50 26 Sonitpur 903 1255.00 27 South Salmara Mancachar 455 632.45 28 Tinsukia 1000 1379.00 29 Udalguri 255 356.42 TOTAL 17217 24060.50
District-wise details with Block and Bank branches are given in the subsequent Annexures.
82 11. Project Proϐitability Expenditure/Cost [year-wise cost of production] (Amt. in `)
Year Year Year Year Year Year Particulars I II III IV V VI Income
Sale of Milk 145600 180800 180800 177600 169600 169600 Sale of Manure / Vermi-compost 6000 6000 6000 6000 6000 6000 Salvage value -- - - -20000
Total Income 151600 186800 186800 183600 175600 195600
Expenditure
Feed Cost
Green Fodder 22000 29200 29200 29200 29200 29200
Dry Fodder 8250 10950 10950 10950 10950 10950
Concentrate - Maintenance 1250 2500 2031 1719 2500 2500
Concentrate - Production 51188 63563 63563 62438 59625 59625 Concentrate - Last 60 Days of Pregnancy 2406 3719 4375 5250 5250 5250 Breeding Expenses 400 400 400 400 400 400 Veterinary and other 2000 2000 2000 2000 2000 2000 Expenses Insurance 4000 4000 4000 4000 4000 4000
Electricity and water 2400 2400 2400 2400 2400 2400
Miscellaneous expenses 400 400 400 400 400 400
Total Expenditure 94294 119131 119319 118756 116725 116725
Less Capital Expenditure 9775 -- ---
Total Expenditure after netting Capitalised 84519 119131 119319 118756 116725 116725 expenditure
Gross Surplus 67081 67669 67481 64844 58875 78875
83 12. Financial Analysis (Amt. in `)
Cash ϐlow and Year Year Year Year Year Year Calculation of IRR I II III IV V VI Investment Cost 139775 0000 0 Recurring Cost 84519 119131 119319 118756 116725 116725 Total Cost 224294 119131 119319 118756 116725 116725 Income 151600 186800 186800 183600 175600 195600 Net Income -72694 67669 67481 64844 58875 78875 NPW of Total Cost @ 15% 195038 90080 78454 67899 58033 50463 539968 NPW of Income @ 15% 131826 141248 122824 104974 87304 84563 672739 NPW of Net Income Income @ 15% -63212 51167 44370 37075 29271 34100 132771 Beneϐit Cost Ratio 1.25 IRR 63.7%
13. Sensitivity Analysis The above inancial analysis has been recalculated taking into consideration 5% increase in cost and 5% decrease in bene its and indicated below. (Amt. in `)
Total Cost after 5% increase 235508 125088 125285 124694 122561 122561
Total Income after 5% reduction 144020 177460 177460 174420 166820 185820
Net Income -91488 52372 52175 49726 44259 63259
NPW of Total Cost @ 15% 204790 94584 82377 71294 60934 52987
566966
125235 134185 116683 99725 82939 80335 NPW of Income @ 15%
639102
NPW of Net Income Income @ 15% -79555 39601 34306 28431 22005 27349
72136
Beneϐit Cost Ratio 1.13
IRR 29.4%
84 14. SWOT analysis • Strengths: . Good supplementary activity in the scheme area for doubling the farmers’ income. . Adequate availability of forward and backward linkages in the scheme area. • Weaknesses: . Limited green fodder availability in the scheme area. . Inadequate awareness among the farmers on scienti ic dairy farming. • Opportunities: . Growing demand for milk from consumers in the area due to increasing in income level. . Proximity to demand centres/markets. • Threats: . Changes in Govt. policy leading to adverse procurement price. . Weak monsoons adversely affect the milk production and thereby milk procurement. . Climate change may also affect productivity of milch cows. 15. Repayment Period The repayment is considered to be 5 years including moratorium period. A. Bankability (Amt. in `)
Year Year Year Year Year I II III IV V Unit Cost 139775 Margin (%) 15 Bank Loan 119000 Rate of Interest (%) 12 Loan O/S at the beginning of the year 119000 97364 73023 50895 27761 Gross Surplus 67081 67669 67481 64844 58875 Payment of Interest 14280 11684 8763 6107 3331 Repayment of Principal 21636 24341 22128 23134 27761 Loan O/S at the end of the year 97364 73023 50895 27761 0 Total Outgoing 35916 36025 30891 29241 31092
Net Surplus 31165 31644 36590 35602 27783
85 B. Repayment Schedule (Amt. in `)
Year Income Expenses Gross Surplus Instalments Net Surplus I 151600 84519 67081 35916 31165 II 186800 119131 67669 36025 31644 III 186800 119319 67481 30891 36590 IV 183600 118756 64844 29241 35602 V 175600 116725 58875 31092 27783 16. Implementation Strategy and Monitoring Mechanism • Department of Animal Husbandry will creates awareness about dairy in the districts and guide dairy farmers to establish farm units on scienti ic lines in the districts under the scheme. The department may also conduct veterinary health camps and provide training on scienti ic farming to the bene iciaries identi ied under the plan. It may identify suitable farmers interested in expanding their farms with credit. • Branches of banks may select suitable farmers identi ied by the Department of Animal Husbandry and or directly identify clients and inance diversi ied activities under dairy. Branches may ensure successful implementation of the banking plan in the districts. • NABARD will prepare banking plans, ensure implementation of the plans in association with participating banks and line departments; facilitate capacity building of bene iciaries of the plans through RSETIs/training institutes/KVKs and provide exposure visits, whenever required. • Arrangements for insurance and the cost of insurance: An Insurance Scheme has been launched under the National Livestock Mission. Under this scheme, Central Government and State Government will contribute 30% each and farmers’ contribution will be 40% of the premium for general category and for SC/ST farmers, Government share will be 80% and farmer’s contribution will be 20%. Fund is available with the District Veterinary Departments. Otherwise, a ive year insurance premium @ 10% of the cost of cows is applicable. A Project Implementation and Monitoring Committee [PIMC] would be constituted for monitoring of the Area Development Scheme in each district. The PIMC would consist of the participating bank branches, Lead District Manager, Krishi Vigyan Kendra, RSETI, representative of the bene iciary farmers, Department of Animal Husbandry and NABARD with Deputy Commissioner of the respective district as Chairman. 17. Conclusion Doubling real income of farmers by 2022 over the base year of 2015-16, would require approximate annual growth of 10.41% in farmers’ income. This implies that the on-going and previously achieved rate of growth in farm income has to be sharply accelerated. Thrust has to be given, therefore, for development of allied activities to harness all possible sources of growth in farmers’ income by the targeted year. The results of the inancial analysis of the project indicates that it is inancial viable/bankable.
86 B. Project Implemented by Ministry of Animal Husbandry, Dairying and Fisheries, Govt. of India: a. National Plan for Dairy Development (NPDD) OPERATIONAL GUIDELINES FOR IMPLEMENTATION OF NATIONAL PROGRAMME FOR BOVINE BREEDING AND DAIRY DEVELOPMENT (NPBBDD) DURING 12TH FIVE YEAR PLAN PERIOD National Programme for Bovine Breeding and Dairy Development (NPBBDD) will have two components namely “National Programme for Bovine Breeding (NPBB)” and “National Programme for Dairy Development (NPDD)”. 1. OBJECTIVES : • to create and strengthen infrastructure for production of quality milk including cold chain infrastructure linking the farmer to the consumer; • to create and strengthen infrastructure for procurement, processing and marketing of milk; • to create training infrastructure for training of dairy farmers; • to strengthen dairy cooperative societies/Producers Companies at village level; • to increase milk production by providing technical input services like cattle-feed, and mineral mixture etc; • to assist in rehabilitation of potentially viable milk federations/unions; 2. DURATION OF THE PROJECT: National Programme for Bovine Breeding and Dairy Development (NPBBDD) will be implemented throughout the country during 12t h Five Year Plan (2013-2017) Spill over activities of the projects will be continued during the 13t h Five Year Plan. 3. AREA OF OPERATION: 3.1 NPBBDD will be implemented throughout the country. 3.2 NPBBDD will inance all components in those States where National Dairy Plan, Phase I is not being implemented i.e in the following States and regions: Delhi, Uttrakhand, Goa, Puducherry, Chhattisgarh, Jharkhand, Himachal Pradesh, Arunachal Pradesh, Assam, Meghalaya, Manipur, Mizoram, Nagaland, Sikkim, Tripura, Jammu & Kashmir, UT of Chandigarh, Daman & Diu, Lakshadweep, Andaman and Nicobar. FUNDING PATTERN: NPDD will be implemented on 100 % grant- in-aid basis for all components, except for the following activities: 4.2.1 installation of bulk milk coolers; 4.2.2 milk processing plants; 4.2.3 milk powder plants; and, 4.2.4 rehabilitation Milk Unions/ federations 4.3 For the irst three components, viz.- installation of bulk milk coolers, milk processing plants and milk powder plants,- the funding pattern will be as under:
87 a) In NDP States -50% grant in aid. b) For Milk Unions/Federations of North Eastern States and of hilly areas (more than 1000 meter above sea level) in hilly States of Jammu & Kashmir, Uttarakhand and Himachal Pradesh, central assistance would be 90% c) For other non-NDP States: i) For pro it making EIAs- i.e. EIAs with accumulated pro it of Rs One crore or more in the previous inancial year - 75 % grant in aid ii) For other EIAs- i.e. loss making EIAs and EIAs with accumulated pro it of less than Rs One crore in the previous year- 90% d) For the component “Rehabilitation Plan” for assisting Milk Unions/ federations to become more viable- 50 % grant in aid. 5. PROJECT FINANCIAL CEILINGS AND OTHER LIMITATIONS - UNDER NPDD COMPONENT: Central assistance ceilings under NPDD component will be as under: 5.1 Central assistance for the project shall be restricted to Rs 15.00 crores per District. 5.2 For milk powder plant, central grant per district shall be limited to Rs.5 crores per district. NOTE: (i) For establishing /upgrading milk powder plant of 30 metric tonnes capacity, surplus milk from a milk shed covering a cluster of districts may be pooled to ensure economic viability of the powder plant. (ii) Central grant for establishing milk powder plant shall be limited to dairy cooperatives only. Assistance for “technical input services” shall be subject to a ceiling of 15% of the project cost. 5.4 Assistance for cattle induction shall be allowed only for Scheduled Castes, Scheduled Tribes and BPL families. 5.5 Cattle Induction shall be subjected to a maximum ceiling of 10% of the total project cost. NOTE: The Cost for this purpose of calculating subsidy shall include: i) cost of cattle, ii) animal insurance and iii) transportation cost. 5.6 The subsidy for Cattle Induction shall be restricted to 50% in all cases except for women farmers. NOTE: In the case of for women milk producers the subsidy element for cattle induction shall have a maximum ceiling of 75% cost. 5.7 Assistance for manpower and skill development shall be provided for setting up and/or upgrading a Training Centre for skill development in the areas listed at Annexure A. The total assistance under this component shall not be more than Rs.75 lakh or 5% of the total project cost, whichever is lower. 5.8 Assistance for Information and Communication Technology networking shall be subject to a maximum ceiling of 10% of the project cost. 5.9 Rehabilitation assistance as central grant shall be restricted to a ceiling of Rs.5 Crores.
88 5.10 Assistance for Working Capital shall be restricted to the total value of “21 days-milk procurement”, as projected in the terminal year of the Project, by the End Implementing Agency. 5.11 Planning and Monitoring - limited to 5% of the project cost. 6. IMPLEMENTING AGENCIES: 6.2.1 State Implementing Agencies SIAs – State Dairy Federations for States viz
Andhra Pradesh, Bihar, Chhattisgarh, Gujarat, Haryana, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Nagaland, Orissa, Punjab, Rajasthan, Tamil Nadu, Uttar Pradesh, Himachal Pradesh, Uttarakhand, West Bengal and Milk Unions in remaining States and UTs
6.2.2 End Implementing Agencies EIAs - 6.2.3 Participating Agencies PIAs - District Milk Unions, New Generation Milk Producer Companies (which are functional for at least one full inancial year ending on 31st March of the previous inancial year –in respect of projects on PPP model), District Rural Development Authority/Zila Parishad/District Mission Management Units (in respect of projects where there is no District Dairy Cooperative Unions). Other agencies associated or af iliated to above SIAs or EIAs like NGOs, SHGs, Universities, Colleges, ICAR Institutes etc 7. BREEDING POLICY FOR BOVINES AND ATTENTION TO INDIGENOUS BREEDS. 7.1. NPBBDD will be implemented in the states which have a noti ied dynamic breeding policy and a de inite action plan to operationalise the policy. Refer to Annexure B 8. INSTITUTIONAL SET UP FOR IMPLEMENTATION UNDER NPBBDD: 8.1. Funds will be released for the NPBB component to all SLDBs, being the State Implementing Agencies. 8.1.1. All States where the process of transfer of breeding related assets – like semen stations, bull mother farms, semen banks and depots- from the Directorate of Animal Husbandry/dairy cooperatives, to the State Livestock Development Boards has not been done shall complete the same within six months of the issue of these guidelines. 8.1.2. The SIAs will receive the project grants and channelize them to the End Implementing Agencies. Organogram for implementation of the scheme is given at Annexure-C Funds will be released for the NPDD component to all State Milk Federations/Milk Unions, being the State Implementing Agencies. 8.2.1. Districts where there is no State Milk Federation or District Milk Union, DRDA/Zilla Parishad shall be the end implementing agency. For such districts, DRDA shall take up projects covering backward linking activities, while forward linking activities (i.e, setting up of milk processing plants) shall be on PPP model. 8.2.2. New Generation Milk Producer Companies shall take up projects on PPP model through SIAs. 8.3. Creation of a District level Implementation and Monitoring Committee under the Chairmanship of the Collector/District Magistrate/District Collector to meet on a regular basis.
89 8.4. Organogram for implementation of the scheme is given at Annexure-D 9. SUPPLEMENTATION OF FUND-FLOW FROM SOURCES OTHER THAN NPBBDD: 9.1. The States may continue to augment fund low from their own resources towards recurring and maintenance costs. 9.2. States can also augment fund low from other sources like RKVY/other schemes having livestock component as well as multidisciplinary schemes of Ministry of Rural Development, Department of Agriculture & Cooperation, Department of Women & Child Development, Department of Biotechnology etc. This aspect is to be kept in view while formulating the proposals for NPBBDD. 9.3. Respective State/UT Governments or State/End Implementing Agencies shall bear cost of land for chilling centres, dairy plants, liquid nitrogen plants, cattle feed plant, storage godowns and non-plan salary of staff of Implementing agencies. 10. INSTITUTIONAL MECHANISM FOR REVIEW AND MONITORING: 10.1. Central Level monitoring by DAHDF, GoI 10.2. NPDD: Central Management Information System (CMIS) shall be established. After CMIS is operational, all SIAs and EIAs (wherever applicable) need to obtain their USERID and PASSWORD from the Department. All QPRs and Audited Annual reports shall be submitted to this Department as per formats within the prescribed time frame. Such reports would be evaluated under third party and peer group review/monitoring mechanism. State Level Monitoring by Technical Management Committee: NPDD: Technical Management Committee under the Chairmanship of Secretary in charge of dairy development of the State, shall be constituted with membership from the Departments of planning, inance, Veterinary, dairy development, State Dairy federation/ District Milk Union, Project Director of DRDA of the respective State Govt. There shall be one member from DADF, GoI representing the scheme in TMC. Minimum of ive members from the above shall constitute the quorum of TMC. TMC shall be organized after every six months (September and March) to review progress of technical, physical and inancial parameters and remove bottlenecks quickly. 10.3. Annual Works hop for Monitoring Audit Report and the same shall be discussed in Annual Workshop involving participating agencies and experts. 10.4. Assistance is available under NPBBDD for installation of computers at strategic locations to facilitate close monitoring of the project. The governing body of the EIAs shall keep a close watch on the activities and will ensure that there is no duplication. The EIA shall give an undertaking to this effect while submitting the Project. 10.5. EIAs shall put in place an effective mechanism to reduce the gestation period of the projects to the barest minimum. This mechanism will be outlined in the Project Proposal. 10.6. All EIAs shall follow the State Procurement Procedures and Guidelines. EIAs should attempt to streamline the process of procurement to develop synergies and cut down delays. 10.7. Audited Annual Progress Report in the prescribed format shall be published by the EIAs within the prescribed time frame and circulated to all concerned.
90 10.8. Central Monitoring Units and State Monitoring Teams will be constituted by the DADF and the SIA’s respectively, for continuous monitoring and evaluation of the subprojects being implemented by the EIAs in the State. 10.9. State Implementing Agencies/ End Implementing Agencies of the scheme shall comply with the Statutory guidelines vide Lok Sabha Secretariat’s (Committee Branch II) Of ice Memorandum no. 18/1/2012-2013/CII/CLP dated 19.03.2013, to furnish audited accounts/ annual reports to enable this Department to lay their annual reports as per prescribed procedure for implementation of dairy development projects. The list of the activities which will be funded under NPDD are as follows: 13.2.1 Milk Chilling facilities at village, block, district level. 13.2.2 Civil works 13.2.3 Equipment for bulk milk coolers, chilling centres. 13.2.4 Milk Processing & Marketing i) Processing and Marketing facilities [civil works and equipments for milk processing plants (including boiler and refrigeration system etc), milk powder plants, Milk product plants, transportation tankers, including refrigerated tankers, cold storage etc] ii) Establishment of dairy marketing outlet/parlour (not limited to establishment within the state) iii) Marketing infrastructure for preserving/ maintaining quality of milk i.e, insulated/refrigerated tanks/ vans, deep freezer, Visi-coolers, refrigerators etc. iv) Assistance for campaigning to increase awareness about advantages of clean milk production/ consumption of pasteurized milk to milk producers/consumers. v) Can/Crate Washing facility/system. vi) Ef luent Treatment plant (ETP) including civil works. 13.2.5 Milk Procurement i) Capital Investment for DCS (including DCS - Building construction, Power supply/DG set, water supply system etc.) ii) Collection of Milk through road milk tankers/ truck/van and/ or cans iii) Management grant to DCS (on tapering basis- for 3-years only) iv) Management grant to Union (for federations/unions, which do not have accumulated pro it) v) Transport subsidy on milk transport/ head load charges vi) Transport subsidy on cattle feed transport vii) Incentive for better quality milk 13.2.6 Cattle Shed i) Cattle Shed Construction (new shed construction/ strengthening for old sheds) (Civil works, fodder block storage godowns, Cattle feed godowns, Water supply system, Power supply system, Vermi-compost unit)
91 ii) Cattle farm mechanization (equipment, mechanization systems, tractor, D.G set) 13.2.7 Cattle Induction i) Purchase of animals ii) Purchase of Heifer iii) Cattle/heifer insurance iv) Transportation cost of animals 13.2.8 Construction/Establishme nt of Milk and Milk Product Testing Laboratories i) At DCS/village level laboratories/ at Bulk Milk Cooler (BMC) centers/At District level laboratories/At State level laboratories including purchase of laboratory equipments as per FSS Act/Codex ii) Purchase of laboratory equipments (for chemical/ microbial (only for union/state level) analysis of milk and milk products) iii) Purchase of laboratory furniture iv) Purchase of vehicle/van/motorcycles for mobile testing laboratory for sample collection/spot testing of milk and milk products) v) System for quality assurance (HACCP/ISO) including equipment/computer hardware and software etc vi) Accreditation and certi ication of dairy establishments under HACCP/ISO 13.2.9 Clean Milk Production Kit (for beneϐiciaries) i) Detergent and sanitizer kit/ accessories ii) Stainless Steel utensil kit/ accessories iii) Milking machine & other equipments for hygienic milk handling at village/farmer level. 13.2.10 Technical Input Services i) FMD & other vaccines ii) First Aid Box iii) Audio Visual Kits etc. iv) Animal Health & Breeding Input Camps v) Fodder Development a. Pasture Development b. Fodder Seeds/Mini Kits Distribution c. Chaff cutter d. Fodder Storage Go downs e. Fodder Block making unit f. Tractor with trolley
92 vi) Cattle Feed Development a. Cattle Feed Storage b. Cattle Feed Plant (compounding/ mixing & grinding plant) c. Vehicle for feed transport (Trucks) 13.2.11 Information and Communication Technology Networking i) Purchase of Computers/handheld terminals with accessories ii) Purchase of Server System iii) Purchase/installation of Software systems (milk collection/distribution/billing, quality assurance, employee payroll, operating systems, antivirus etc) iv) Facilities for registration with RFID tag (including equipments/hand held devices for animal identi ication and data recording for Bolus tagging) for animals inducted under the programme 13.2.12 Manpowe r and Skill Development i) Co-operative Development Programme ii) Farmer Induction Programme/Training of farmers iii) Training of DCS staff/BMC/chilling centre iv) Training of farmers in good hygienic practices/ good manufacturing practices. v) Training of farmers for animal rearing/husbandry practices vi) Training of Dairy Personnel/milk tester (including Plant and Marketing staff) vii) Training of Management Committee Members & Board of Directors of Union viii) Institutional skill development (by implementing agencies) ix) A.H/ Dairy Extension activities (including ration balancing programme, use of area speci ic mineral mixture, Azolla cultivation). Working Capital (including purchase of milk powder, packaging mate rial, cattle feed and fodder) - Limited to not more than procurement price for 21 days of the targeted milk procurement. 13.2.14 Rehabilitation of defunct/sick milk unions/federations i) Outstanding milk bill payments. ii) Working capital for purchase of milk, cattle feed and packaging material - Equivalent to not more than cost of 21 days of targeted milk procurement iii) Strengthening of plant building and plant & machinery. i) Pre-project Baseline survey (by independent agency) and preparation of project report ii) Concurre nt evaluation and in-depth independent evaluation of the project and Post-project impact assessment survey 13.2.16 Centralised MIS facility for DADF, Government of India for improved monitoring and control in implementation of projects under the scheme.
93 [Note – All or some of the above Major components as per actual needs of the project areas shall be considered for funding under the projects under NPDD. This list provides for major components along with their sub-components.] 14. Maximum project cost will be: Rs. 25 Crore for projects with processing capacity of 1 Lakh Litre Per Day, and Rs 15 Crores for projects with processing capacity upto 50 Thousand Litre Per Day. Rs. 10 Crore for projects with processing capacity upto 20 Thousand Litre Per Day. 15 PROJECT PREPARATION AND SUBMISSION OF PROPOSAL 15.2 A Situation Analysis shall be undertaken and shall include: a) Pre project Base line Survey by an independent Agency; b)funding under earlier programmes, c) role and capabilities of different players; and d)area of operation etc. 15.3 The Project/subproject Proposals under NPBBDD shall ensure optimal resource utilization and shall discourage avoidable expenditure and duplication/ overlap of activities. 15.4 Special efforts must be made to re-commission idle equipment and equipment that is damaged but repairable. Proposal for fresh procurement shall be made only after making a realistic need assessment. 15.5 Under NPDD, the proposal may be prepared by furnishing requisite information as per prescribed Factsheet and Annexure I to Annexure XVII of the guideline. Guideline/ procedure for preparing of a new project proposal along with prescribed annexure I to XVII may be obtained from the DADF website. Essentials of preparation of new project proposals and detailed project report is given at Annexure F 15.6 The SIAs shall formulate a single comprehensive proposal for the State covering the requirement of the State and including the Projects/ Sub-Projects of the EIAs . 15.7 Six copies of the Detailed Project Report should be submitted to DAHDF timely, for appraisal and approval by the Project Sanctioning Committee. Essentials for preparing and applying for ϐinancial assistance under “National Programme for Dairy Development (NPDD)” The new project proposal would comprise of following:- 1. Background for dairy development in the State as a whole, the project districts giving details of prevailing milk procurement, processing and distribution, marketing system justifying the need for a new project. 2. Pro ile of the implementing agency. 3. Baseline survey shall evaluate dairy development potential, infrastructural facilities available and market demand of milk of the proposed project area. The report providing an executive summary, basis of selection of district/Block/village etc, methodology and outcome of the survey. The outcome of the survey report should invariably be used for setting up of project targets. 4. Technical aspects of the project proposal explaining requirement of each and every components/items supported with igures and justi ication. The content would also cover a brief breeding plan during project period.
94 5. There are seventeen annexure to be illed up for preparing new project proposals. Among these, annexure-I to VII requires primary data of the project area & the State, which are to be validated by the agency conducting baseline survey. Annexure–VIII to XVII requires information on project activities, project operation cost estimates, etc. There are to be prepared based on the outcome of the survey and data available with the Implementing agency/State Government. Annexure may be downloaded from the website of the Department. 6. A map of project districts locating the project area, milk routes, existing & proposed Animal Husbandry & Dairy Infrastructure including dairy & chilling plants, BMCs, DCS (with dots) etc to give a fair idea about the project. Procedure for Applying: District wise project to be prepared based on a baseline survey (conducted by an independent agency) and as per guidelines of the Scheme and to be submitted through the concerned State Government. A project may include one to ive districts depending upon the capability of implementing agency to be implemented in a period of three to ive years. Project proposal comprising of detailed project report (DPR) and baseline survey report shall be submitted to the Joint Secretary (Dairy Development) to the Government of India, Department of Animal Husbandry, Dairying & Fisheries, Ministry of Agriculture, Krishi Bhawan, New Delhi. Milk Union & Dairy Cooperative Society-Guidelines Frame of District Milk Union Bye Laws • The bye laws of the District Milk Producers Cooperative Union Ltd. (DMU) shall be framed as per Schedule-B under section-9 of the Assam Cooperative Societies Act, 2007. • Total members of the DMU shall be minimum 20 nos. registered DCS. • Board of Director- Under Section 35 - (1) There shall be a Board for the management of every District Milk Union registered under this Act. The Directors shall be elected in accordance with the provisions of the bye-laws. The management of every DMU constituted in accordance with the provision of this Act and the bye-laws shall vest in the Board: • Provided that in the case of a cooperative society/DMU newly registered under this Act, the persons who have signed the application for the registration of the cooperative society/DMU may appoint a promoter Board, for a period not exceeding one year from the date of registration to direct the affairs of the cooperative society/DMU and it shall cease to function as soon as a regular board is constituted in accordance with the provisions of this Act and the bye- -laws. • The Board shall consist of 15 number of Directors (BOD) Guidelines for Dairy Cooperative Society(DCS) Formation Frame of Bye Laws • Total members of the DCS shall be minimum 20. • Board of Director: There shall be a Board for the management of every cooperative society registered under this Act. The Directors shall be elected in accordance with the provisions of the bye-laws. • The Board shall consist of 15 number of Directors (BOD) • The Chief Executive shall be under the general superintendence, direction and control of the Board and exercise a few powers and perform certain functions
95 • Subject to other laws regulating employer-employee relations all employees of a cooperative society shall be appointed, regulated and removed by and be accountable to authorities within the cooperative society in accordance with the service conditions approved by the Board Annual General Meeting (AGM) A general meeting to be termed as Annual General Assembly of a registered Cooperative Society shall be held at least once in every Cooperative year within a period of six months of close of the inancial year to transact the business as provided in this Act. The Board shall automatically stand dissolved for not holding Annual General Meeting in accordance with the provisions of the Act and bye-laws within six months from the expiry of every inancial year. Inspection of society Every registered society shall beliable to inspection at any time by the Registrar or any person authorized by him by general or special order and by any af iliating society if so provided inits bye-laws.An inspection of a registered society shall also be made by the Registrar or any person authorized by him in this behalf by an order in writing at any time on the application of a creditor of a registered society.
Dairy Education B.Tech in Dairy Technology • Types of courses available Bachelor of Technology in Dairy or B. Tech. Dairy Technology as it is famously known among the masses is a 4 year long undergraduate engineering degree course which involves training the admitted students extensively in the production, processing and quality control of dairy related products. The minimum eligibility requisite is 10+2 or an equivalent quali ication with Physics, Chemistry and Mathematics as their subjects.It cover topics which involve basics of dairy technology, physical chemistry of milk, introduction to dairy microbiology, cheese technology and dairy engineering etc. • Eligibility Criteria One needs to clear the 10+2 examination with the combination of Physics, Chemistry, Biology and English. In certain institutes like National Dairy Research Institute, a minimum percentage requisite of 50% aggregate is required. • Admission Criteria After the 10+2 eligibility criteria are met, the students have to furnish a valid scorecard of the All India Entrance Examination conducted by ICAR, New Delhi at different centers in the country. The admission is then based on merit.Various institutes also accept the state level entrance exam scorecards conducted by the respective states or some of them have designed their own entrance exams for admissions like the Acharya N.G. Ranga Agricultural University Dairy Technology Entrance Exam and Baba Farid Institute of Technology Dairy Technology Entrance Exam. The students after clearing the entrance exam need to clear the group discussion and personal interview conducted by some of the institutes. For details please visit- https://dairy.assam.gov.in/portlets/education-training-recruitment
96 ka1960@ fmail.com hkalita8@ gmail.com gmail.com gmail.com gmail.com yahoo.com yahoo.com ANNEXURE-I utpalddd@ hbgohain@ bhabeshde- borah.nilim@ bhuyan_ark@ nh_hazarika@ h_chak@redif- rediffmail.com rediffmail.com amardeka00@ 9435111819 9864016696 9435152190 9435143266 9435085947 9435474766 9435101814 9864503355 9435149060 Directorate of Dairy Directorate Assam, Khanapara, Dev., Ghy-22 Directorate of Dairy Directorate Assam, Khanapara, Dev., Ghy-22 Dairy Development Bebejia Of ice, Birah Nagaon of Dairy Directorate Assam, Khanapara, Dev., Ghy-22 Milk Supply Town Scheme, Khanapara, Ghy-22 Milk Supply Town Scheme, Bokel, Dibrugarh Milk Supply Town Scheme, Ghungoor, Silchar Dairy Development Bebejia Of ice, Birah Nagaon Milk Supply Town Scheme, Gutlung, Tezpur icers under Dairy Development, Assam under Dairy Development, icers ϐ ication Address No Contact Email id ϔ M.Sc.(Dairy Micro.), MBA, LLB, MBA, M.Sc.(Dairy Micro.), PGDAEM B.Sc.(Dairy Tech.) M.Sc.(Dairy Tech.) B.Sc.(Dairy Tech.) B.Sc.(Dairy Tech.) B.Sc.(Dairy Tech.) B.Sc.(Dairy Tech.) i/c Director, Dairy i/c Director, (HQ) Dy Director Dev., Asstt. Director (HQ)Asstt. Director LLB B.Sc.(Dairy Tech.), Of icerDairy Dev. B.Sc.(Dairy Tech.) Dairy Extension Rural Of icer Quality Control Of icer & Nodal Of icer(RKVY) Asstt. Dairy Dev. Of icer Asstt. Dairy Dev. Of icer Dairy Extn Rural Nagaon Of icer, I/C Asstt. Dairy Of icer & Dev. & Procurement Distribution Of icer ile and contact details of Dairy Of ile and contact ϐ Pro Name Designation Quali Sri Haren Sri Haren Buragohain Sri Utpal Sharma Sri Nilim Kr. Borah Sri Amarendra Deka Sri Hemanta Kalita Kr. Sri Hemanta Chakravarty Sri Niranjan Bhuyan Sri Bhabesh Ch. Deka Sri Nikhil Hazarika 1 2 3 4 5 6 7 8 9 Sl No
97 com com dchoud- hury63@ joynalho- gmail.com gmail.com gmail.com gmail.com gmail.com gmail.com asjorhat@ mahddd@ dcdas62@ manabsar- rajuhazari- sarmakaru- [email protected] que6@gmail. ppboroowa@ rajkamalbaru- ka602@gmail. [email protected] dwijendra10@ 8472817641 9864011718 9864050049 9435225510 9954536250 9435548212 8876592906 9954707556 8761826746 9854494169 Town Milk Supply Milk Supply Town Scheme, Khanapara, Ghy-22 Milk Supply Town Scheme, Khanapara, Ghy-22 of Dairy Directorate Assam, Khanapara, Dev., Ghy-22 Of ice of the Asstt. Dairy Extension Director, Service, Diphu Of ice, Dairy Dev. Goalpara Milk Supply Town Scheme, Rawriah, Jorhat-5 Milk Supply Town Scheme, Khanapara, Ghy-22 of Dairy Directorate Assam, Khanapara, Dev., Ghy-22 Nalbari Deputy Director, Zone, Nalbari Milk Supply Town Scheme, Khanapara, Ghy-22 B.Sc.(Dairy Tech.) MBA B.Sc.(Dairy Tech.), HDCM B.Sc.(Dairy Tech.), Auditorship B.Sc.(Dairy Tech.), in FSMS B.Sc.(Dairy Tech.) MBA, B.Sc.(Dairy Tech.), in FSMS Auditorship PGDAEM, LLB B.Sc.(Dairy Tech.), B.Sc.(Dairy Tech.) I/C Superintendent & I/C Superintendent Milk Tester Asstt Distribution Of icer Dairy Extn Asstt.Rural Of icer (Hq) & i/c Asstt. Director Manager(Manja) Plant Chilling Plant supervisor(Panbari) Plant ManagerChilling Plant B.Sc.(Dairy Tech.) Supervisor(Jagiroad) Dairy Extn Asstt.Rural Of icer (Hq) Dairy Asstt. Rural Extn Of icer (Char Development) area Plant Manager(Shift) B.Sc.(Dairy Tech.) Sri Karuna Nanda Sharma Sri Dinesh Ch. Das Sri Manab Kr. Sarmah P. Sri Prasanta Boroowa Sri Joynal Haque Miah Sri Rajkamal Baruah Sri Biswadeep Hazarika Sri Dwijendra Nath Barman Sri Dwijen Choudhury 10 11 12 13 14 15 16 Sri Ajit Sharma 17 18 19
98
mail.com mail.com gmail.com gmail.com hkchetia@ yahoo.com pradipdut- tabaruah@ yahoo.co.in kishorebar- snath.ddo@ lpbnagaon@ man@rediff- rkl64@rediff- rediffmail.com manjit.duara@ 9864148245 9101034364 9864074407 9435007770 9435309712 9435082303 9864807802 9435032052 O/O Dy Director, Nalbari O/O Dy Director, Zone, Nalbari Milk Supply Town Scheme, Khanapara, Ghy-22 Milk Supply Town Scheme, Garampani, Umrangshu O/O Dairy Dev.Of icer, Goalpara Milk Supply Town Scheme, Khanapara, Ghy-22 Milk Supply Town Scheme, Manja Milk Supply Town Scheme, North Lakhimpur Milk Supply Town Scheme, Rawriah, Jorhat-5 B.Sc.(Dairy Tech.) MBA B.Sc.(Dairy Tech.), B.Sc.(Dairy Tech.) B.Sc.(Dairy Tech.) MBA B.Sc.(Dairy Tech.), P.G.D B.Sc.(Dairy Tech.), (D.Tech) B.Sc.(Dairy Tech.) I/c Dy Director I/c Dy Director Nalbari Zone, Asstt. Dairy Extn Rural Nalbari Of icer, Chilling Plant Super- visor(Kharupetia) i/c Asstt. Dairy Of icer & Plant Dev. Manager Of icer i/c Dairy Dev. & ARDEO Plant Manager(Y&F) HDCM MBA, B.Sc.(Dairy Tech.), Chilling Plant Supervisor(Silonijan) I/C Asstt. Dairy Of icer & Develoment Chilling Plant Super- visor(Biswanath) I/C Asstt. Dairy Of icer Develoment & Chilling Plant Supervisor(Bokakhat) Sri Pradip Sri Pradip Dutta Baruah Kr. Sri Rajib Lahon Ch. Sri Hiren Das Sri Sukumar Nath Sri Hemanta Chetia Kr. Sri Lakhmi Pd. Borah Sri Manjit Duarah Sri Kishore Barman 20 21 22 23 24 25 26 27
99 Whom to Contact for:
RTI related matters Name: Dr. Imdadul Haque Designation: Assistant Director (Veterinary) Email: Phone: 9864042620 Fax: Address: Directorate of Dairy Development, Assam Khanapara Guwahati -22
Web Related Matters Name: Hemanta Kr. Kalita Designation: Quality control Of icer Email: Phone: 9435085947 Fax: Address: Directorate of Dairy Development, Assam Khanapara Guwahati -22
100 ANNEXURE-II
THE ASSAM CO-OPERATIVE SOCIETIES ACT, 2007
(ACT NO. IV OF 2012)
[ AS AMENDED UP TO ACT NO. IV OF 2013]
For download, please visit the following link- https://coop.assam.gov.in/sites/default/ iles/swf_utility_folder/departments/coopr_lipl_in_oid_2/menu/ document/Assam%20Co-ooperative%20Societies%20Act%202007.pdf
101 THE ASSAM CO-OPERATIVE SOCIETIES ACT, 2007 (AS AMENDED ACT NO. IV OF 2013) ARRANGEMENT OF SECTION Preamble SECTIONS CHAPTER- I PRELIMINARY 1. Short title, extent and commencement. Page no 6 to 9 2. De initions.
CHAPTER – II REGISTRATION OF SOCIETIES 3. The Registrar.
4. Societies which may be registered. Page No 9 4A. Co-operative Bank to be eligible Co-operative Bank Page No 10 5. Age quali ication of a member. 6. Conditions of Registration. 7. Restrictions on acquisition of shares in a Co-operative Society. 8. Power of Registrar to decide certain questions. 9. Byelaws. Page No 12 10. Application for registration. Page No 12 11. Certi icate of registration. 12. Amendment of bye-laws of registered societies. Page No 13 13. Division of Cooperative Societies. Page No 14 14. Amalgamation of Cooperative Societies. Page No 15 15. Merger of Cooperative Societies. 16. Local of Head Of ice. 17. Fees etc. Page No 16 CHAPTER –III MEMBERSHIP 18. Eligibility of membership on Cooperative Societies. Page No 16
102 19. Disquali ication of Member. 20. Admission of Member. 21. Withdrawal of Membership. 22. Cessation of Membership. 23. Termination of Membership. Page No 17 24. Registered of Member 25. Education of Member etc. Page No 19 26. Right and liability of members of registered societies and exercise of rights thereof. 19 27. Votes of members and manner of exercising vote. Page No 19 28. Liabilities of past member and his estate.
CHAPTER –IV MANAGEMENT 29. General Assembly. 30. Matters to be dealt with in the Annual General Meeting. Page No 20 to 22 31. Term of the Board. 32. General Meeting. 33. Special General Meeting. Page No 22 34. Quorum of meeting of General Assembly. 35. Board. Page No 23 36. President and Vice-President of Cooperative Societies. 37. Disquali ication of the members of the Board and Administrative Council. Page No 24 38. Power and functions of the Board. 39. Annual General Meeting. 40. Eligibility for a Director in Cooperative Society. Page No 25 41. Electronics. Page No 26 42. Term of Directors. 43. Board Meeting. Page No 27 44. Decision by Majority of votes. 45. Minutes of proceeding of Meetings. Page No 28 46. Vacancies etc. Not to invalidate proceedings. 47. Proceedings of meetings to be deemed to be good and valid. 48. Power to depute Govt. servant to manage the affairs of a Cooperative Society. 49. Chief Executive, his powers and function and staff. Page No 29 to 30
103 50. Votes of Members. 51. Loan to be utilised for the purpose for which advanced. 52. Restriction on transfer of share or interest. 53. Validity of transfer or charge of share or interest. 54. Share or interest not liable to attachment. 55. Nomination of Transferee. Page No 31 56. Transfer of interest on death of member. 57. Disposal of shares or interest of ceased members. 58. Liability of members on winding up of society. 59. Restriction on transfer of possession of land held under a society. Page No 32 60. Right of a registered society to pay prior debts of a mortgagor. 61. Restriction of mortgaged property. Page No 33 62. Bar to certain clam.
CHAPTER – V FINANCE 63. Mobilization of funds. 64. Deployment of funds and pro ile. 65. Disposal of surplus. Page No 34 66. Management of de icit. 67. Operation of special funds. 68. Address of society. 69. Maintenance and inspection of documents. Page No 35 70. Restriction on borrowing. 71. Power of Government to give inancial assistance. 72. Restriction of loans. Page No 36 73. Of ice bearer of society is required to furnish information and produce documents.
CHAPTER – VI ACCOUNTABILITY AND PRIVILAGES REGISTERED SOCIETY 74. Prior claims of societies. Page No 37 to 39 75. Charge and set off in respect of shares or interest of members. 76. Deduction of dues from salary of members. 77. Exemption from compulsory registration and personal attendance for registration of instruments. 78. Exemption from registration of mortgage deed executed in favour of cooperative land development bank or primary society. Page No 39 to 40
104 79. Power to grant remission of certain duties, fees, etc. 80. Accounts, records and documents to be maintained. Page No 40 to 41
CHAPTER – VII AUDIT 81. Audit. 82. Power of the Registrar to have the accounts written up. 83. Nature of Audit. Page No 41 to 42 84. Audit Report. Page No 42 to 43 85. Recti ication of defect. 86. Re-Audit/Recasting of audit report. 87. Inquiry. Page No 43 to 44 88. Inspection of society. Page No 44 89. Cost of inquiry and inspection. 90. Prohibition of use word “Cooperative” and Penalty. 91. Offence. Page No 45 to 46
CHAPTER – VII SETELEMENT OF DISPUTES 92. Reference of Dispute. 93. Settlement of Dispute. Page No 46 to 47
CHAPTER –IX DISSOLUTION A SOCIETY 94. Cancellation of Registration. Page No 47 to 48 95. Winding up, Appointment of liquidator and his powers and functions. Page No 48 to 49 96. Distribution of fund of a dissolved society. 97. Liquidator to deposit the books and submit a inal report. 98. Disposal of surplus assets of liquidated Cooperative Societies. 99. Bar of suits or legal proceedings. 100. Final Accounts. 101. Bar of suit. Page No 49 to 50
105 CHAPTER – X RECOVARY OF SUMS DUE 102. Recovery of sums due and enforcement of obligations. 103. Charge and surcharge. Page No 50 to 51
CHAPTER – XI PENELTY 104. Punishment for false return, false information, disobeying summons, order, etc. 105. Punishment for disposing property in contravention of Section – 61. 106. Penalty for certain misdemeanors. Page No 52 107. Power to Enforce performance of obligations. 108. Cognizance of offence.
CHAPTER – XII JURISDICTION 109. Indemnity. 110. Bar to jurisdiction Civil of Revenue Courts. 111. Appeal or review. Page No 53 to 54 112. Power of Attachment of property. 113. Registrar to be Civil Court for certain purpose. 114. Recovery of sums due. Page No 54 to55 115. Registrar may order a meeting of creditors.
CHAPTER – XIII MISCELLANEOUS 116. Previous sanction of Reserve Bank of India or Nabard in certain matters. 117. Society to be body corporate. 118. Register of member. Page No 55 119. Entries in books of registered society shall be received as Prima Facie evidence. 120. Savings of existing societies. 56 121. Constriction of reference to Assam Cooperative Societies Act.1949. 122. Act. VII of 1913 not to apply. 123 Acts of societies, etc. not to be invalidated by certain defects. Page No 56 124. Power to order recoupment of expenditure. 57 125. Supersession of Board. 57 126. Power to seize records of Society. Page No 57 to 58
106 127. Power of the Managing body of an af iliating society to enquire into the affairs of a members society. 128. Limitation. 129. Information and returns to be ield with Registrar. Page No 58 to 59 130. Power to exempt Societies from the operation of the Assam Money lenders Act. 131. Power to make rules. 132. Repeal and Savings. Page No 59
CHAPTER – XIV SPECIAL PROVISIONS APPLICABLE TO THE CO-OPERATIVE CREDIT SOCIETIES 133. Overriding effect of Chapter XIV. 134. De initions. 135. Membership and voting right and Primary Agricultural Credit Society. Page No 60 to 61 136. Autonomy of the Co-operative Credit Structure Society. 61 137. State Governments subscriptions to the equity share capital of Co-operative Credit Structure Society. Page No 61 138. Conditions for member of the Board of the Co-Operative Credit Structure Society. 139. Conditions for supersession of the Board of State Co-operative Bank. 140. Election to the Co-operative Credit Structure Society. 141. Registration of bye-laws or amendment with the registrar. Page No 62 142. Registrar to prescribe prudential norms etc. 143. Criteria for appointment and removal of Chief Executive Of icer and the members 144. Professional to have knowledge and experience as stipulated by the Reserve Bank. 145. Audit. 146. Registrar’s obligation. 147. Prohibition to use the nomenclature as Bank Page No 63 to 64 148. Prior approval of Reserve Bank in case of exemption of this chapter. Page No 64
SCHEDULE – A SCHEDULE – B SCHEDULE – C
107 1. THE ASSAM CO-OPERATIVE SOCIETIES 2. ACT, 20071 (ASSAM ACT NO. IV OF 2012) (Received the assent of the President on 18— 1-20 12) [Dated the 4th February, 2012] An Act to consolidate and amend the-law relating to Cooperative Societies in the State of Assam to facilitate the voluntary formation and democratic functioning of Cooperative Societies as people’s institutions based on self- help and mutual aid and to enable them to promote their economic and social betterment. Preamble— Whereas it is expedient to consolidate and amend the law relating to Cooperative Societies in the State of Assam to facilitate the voluntary formation and democratic functioning of Cooperative Societies as people’s institutions based on self help and mutual aid and to enable them to promote their economic and social betterment and for matters connected there with or incidental thereto-It is hereby enacted in the Fifty- eighth Year of the Republic of India as follows:— NOTE Preamble.— Preamble in a particular Act is the Philosophy behind the passing of the Act. However the preamble by itself may not have the force of law. But in certain cases the assistance of the preamble is required to be taken for effective interpretation of certain provisions in the Act. As such the preamble has its own importance as and when required in a given situations. As per the present preamble the concerned law is enacted for social and economic upliftment of the members of the society by a co-operative method which is regarded as one of the ways of democratic functioning.
CHAPTER- I PRELIMINARY 1. Short title, extent and commencement— (1) This Act may be called the Assam Cooperative Societies Act, 2007. (2) It extends to the whole of Assam. (3 It shall come into force on such date as the State Government may, by noti ication in the of icial Gazette1, appoint. NOTE De initions.— The de initions of the terms in a particular Act is the grammar for the Act. The de initions of the terms given in an act may not be in consonance with the general sence of the terms in question. So the provisions of an Act must be understood with reference to the meaning attached to a particular term. In the present Act the de initions are clear and without annoynity.
1 With effect from 10/3/2012, See A.G.Extn. No. 88, dated 5th March, 2012. l. Inserted by Assam Act No. IV of 2013, published in the Alum Gazette Extraordinary No. 144, dated 5th February, 2013.
108 2. Deϐinitions-In this Act, unless there is anything repugnant in the subject or context — (a) “Administrative Council” means a body intermediary between a managing body and the General Assembly of a registered society; (b) “Afϐiliating Society” means the registered society of which a particular society is a member and “Af iliated Society” means the particular society which is a member of the af iliating society; (c) “Arbitrator” means a person appointed under the provisions of this Act to decide any dispute referred to him;, (d) “Audit Ofϐicer” means a person appointed under the provisions of this Act to audit the accounts of a registered society; (e) “area of operation” means the area from which the membership is drawn; 2[(ea) “authorized person” means the persons authorized under the Assam Cooperative Societies Act, 2007 (Assam Act No. IV of 2012), for the offences relating to the Cooperative Societies and penalties for such offences as referred to in Article 243 ZQ of the Constitution of India;”] (f) “bye-law” refers to the registered bye-laws of a Society for the time being in force and includes registered amendments of bye-laws of a Society; 2[(g) “Board” means the Board of Directors or the Governing Body of a Co—operative Society to which the direction and control of the management of the affairs of a Society is entrusted to;] (h) “Co-operative Year” means the period beginning and ending on such dates as may be ixed by the Registrar for the purpose of drawing up the Balance Sheets of registered societies and for all other purposes under this Act; (i) “Co-operative Demand Certiϐicate” means a certi icate as mentioned in sub-section (4) of Section 103 or sub-section (1) of Section 114; (j) “Co-operative Society” or “society” means a Co-operative Society registered under this Act and includes a society formed after amalgamation of such two or more societies or by division of an existing society; ([jj) “Co-operative Bank” means a Co-operative Society registered under this Act carrying on the business of Banking as de ined under Section 5(b) of the Banking Regulation Act, 1949 (Act No. 10 of 1 949), which shall also include Central Co—operative Bank and a State Co— operative Bank as de ined under clauses (d) and (u) of Section 2 of the National Bank for Agriculture and Rural Development Act, 1981 (Act No 61 of1981) and a Primary Co-operative Society carrying on the business of Banking; (k) “Co-operative” where used as a noun means an autonomous association of persons united voluntarily to meet their common socio—economic need through a jointly owned and democratically controlled enterprise formed in co-operative principles and registered under this Act; (l) “Chief Executive” means the individual, in paid or honorary capacity, nominated or elected or appointed by the Board from among members, Directors or others, in accordance with the bye-laws of the society who shall perform such functions, and responsibilities and
2 Substituted by Anna Act No. IV of 2013, published in the Assam Gazette Extraordinary No. 144, dated 5th February. 2013. Before substitution read as:- (9) “Board” means the Governing body of a Co-operative Society to which the man- agement of the affairs of the (lo-operative Society is entrusted under the bye-laws and includes Managing Committee of a Co-operative Society;
109 exercise such powers as speci ied in the Act, bye-laws and assigned by the Board; (m) “common need” means the economic and social need which is common to all who wish to form a cooperative society; (n) “Chief Auditor” shall mean the senior most cooperative of icer posted at the of ice of the Registrar; (o) “delegate“ means a person elected by a group of individual members of a society to represent them in the general body of the cooperative society in accordance with the bye-laws of the society; (p) “Director” means the Director of the Board which shall be construed as member in case of Managing Committee; (q) “Delegate General Body” in relating to a cooperative society means all its delegates; (r) “Delegate General Body Meeting” means a meeting of the delegates, called and conducted in accordance with the provisions of this Act and the bye-laws; (s) “employee” means a person, not being an of ice bearer, employed by a registered society on a salary or similar form of remuneration other than advance patronage dividend or payment for goods sold to or through such society; 2[(sa) “Election Authority” means the Registrar on whom the superintendence, direction and control of the preparation of electoral rolls for, and the conduct of, all elections to a Cooperative society has been vested under sub-section (1) of Section 41;”] (t) “family” means a person, his spouse, his children and parents dependent on him and jointly residing with him; (u) “General Assembly” in relation to a cooperative society means the higest authority of a registered society; (v) “General Meeting” means a meeting of the General Assembly called and conducted in accordance with the provisions of this Act and the bye-laws; (w) “member” means a person who is admitted as a member of the cooperative society in accordance with the Provisions of this Act and bye—laws of the society and shall include a cooperative self-help group and an institution; 2[(x) “ofϐice bearer” means a President, Vice-President, Chairperson, Vice-Chairperson, Secretary or Treasurer of a Co—operative Society and includes (any other person to be elected by the Board of any Cooperative Society;”] (y) “Primary Cooperative Society” means a Cooperative Society whose membership is available only to individual and self help groups and voluntary institutions other than cooperative societies; (z) “patronage dividend” means the dividend paid to members in relation to their participation in the business of the society in accordance with the provisions of the bye—laws; (aa) “prescribed” means prescribed by rules made under this Act; 3[(aaa) “Promoter” means any eligible person or registered Society signing the application for registration 3 “of ice bearer” means a member duly elected by the appropriate body of a registered society according to its bye-
110 of a Cooperative society;”] (bb). “Registered Society “means a cooperative society registered under this Act and includes a society formed after amalgamation of such two or more societies or by division of such an existing society; (cc). “Registrar” means the of icer appointed by the State Government under Section 3 to perform the duties of Registrar of Cooperative Societies under this Act; (dd). “rules” means rules made under this Act; (ee). “Secondary Cooperative Society or Federal Cooperative Society” means a cooperative society whose members are cooperative societies as well as individuals; (x) “ofϔice bearer” means a member duly elected by the appropriate body of a registered society according to its bye-laws to any ofϔice of such society, including the ofϔice of President. Chairmen, Vice-President, Vice-Chairman, Secretary, Managing ‘Director & Treasurer: Provided that any ofϔicer appointed or nominated by the State Government to hold charge of any ofϔice of a registered society shall be deemed to be an ofϔice bearer unless speciϔically stated to the contrary; (ff) “surplus“ means the excess of income over expenditure of a cooperative society arrived at the end of a inancial year after the payment of interest, if any, on share capital and before the payment of surplus refund and allocation of reserves and other funds; (gg) “self help group (SHG) ” means a homogeneous group of persons voluntarily formed to save small amounts of their earnings and also to raise loans to be lent to its members on terms, as mutually agreed upon; (hh) “Service“ means the main services provided to members, through which a cooperative society intends to meet the need common to all members for the ful illment of which the cooperative society was formed; 1[(hhh “State Level Cooperative society” means a Cooperative Society having its area of operation extending to the whole of the State of Assam;”] (ii) “Schedule” means the Schedule appended to this Act
CHAPTER – II REGISTRATION OF THE SOCIETIES 3. The Registrar- (1) The State Government may appoint an of icer to be the Registrar of Cooperative Societies for the State or any portion of it for the registration, supervisions, assistance, counsel and for the all-round development of the Cooperative movement in the State with such other powers and responsibilities as may be provided under this Act or Rules or Bye—laws framed thereunder. (2) The State Government may also appoint any other person or persons to assist the Registrar and may laws to any of ice of such society, including the of ice of President. Chairmen, Vice-President, Vice-Chairman, Secre- tary, Managing ‘Director & Treasurer: Provided that any of icer appointed or nominated by the State Government to hold charge of any of ice of a regis- tered society shall be deemed to be an of ice bearer unless speci ically stated to the contrary;
111 by general or special order in writing delegate to any such person or persons all or any of the powers and responsibilities of the Registrar under this Act. 4. Societies which may be registered— (1) Subject to the provisions hereinafter contained, a society which has as its chief object the promotion of the economic interest and general welfare of its members in accordance with cooperative principles laid down in Schedule ‘A’ may be registered under this Act; provided that a society established with the object of facilitating the operation of such a society including a society formed by the division of an existing registered society or amalgamation of existing two or more societies, may be registered under this Act with limited liability. (2) No cooperative society with unlimited liability shall be registered after commencement of this Act. (3] Where a cooperative society with unlimited liability was functioning before the commencement of this Act such society shall exercise the option within a period of one year from such commencement either to continue to function as such or to convert itself into a cooperative society with limited liability by following the procedure of amendment as speci ied in Section 12. EXPLAMTION-For the purpose of this sub—section cooperative society with limited liability means a“ cooperative society in which the liability of its members for the debts of the cooperative society is limited by its bye-laws, to such form and extent as they may undertake to contribute to any de icit in the assets of the cooperative society in the event of its being wound up.
NOTE Section 4.— A limited liability concept for the members of a society is provided in the Act when the society is wound up. By the provisions in bye-laws the limit of each member may be ixed. (4) Where a cooperative society is ordered to be dissolved under any provision of this Act, the liability of a past member or of the estate of a deceased member, who ceased to be member or died during the period of two years immediately preceding the date of order for dissolution, shall continue until completion of the entire liquidation proceedings, but such liability shall be limited only to the debts of the cooperative society as they stood on the date of cessation of his membership or his death, as the case may be. (5) No society shall be registered if in the opinion of the Registrar its declared objects are not likely to be achieved or if it is economically unviable, technically and cooperatively unsound or if it may have an adverse effect upon any registered cooperative society or the cooperative movement as a whole or if the members or the applicants do not need the services or are not in a position to use the services of the cooperative society : Provided that no other organization, entity or societies registered under any other-Act existing for the time being in force other than this Act shall be registered or converted or . merged as a cooperative society. (6) The Cooperative Society to be registered as a Cooperative Bank shall speci ically indicate in its byelaws submitted before the Registrar at the time of registration, that the society shall be a Cooperative Bank which shall carry on the business of banking as de ined under Section 5 (b) of the Banking Regulation Act, 1949 (Act No. 10 of 1949) on the basis of which the Registrar shall register the said society as a Co-operative Bank as de ined under this Act. (7) The existing Cooperative Societies carrying on the business of banking as de ined under Section 5 (b) of the Banking Regulation Act, 1949 (Act No. 10 of 1949) on the date of coming into force of this Act, shall amend their Bye—laws indicating that the said societies have been carrying on the business of banking in the
112 State of Assam and shall ile a copy of the amended bye—laws before the Registrar for getting the societies registered as a C0— operative Bank and Registrar shall register the said societies accordingly under this Act. EXPLANATION-For the purposes of this sub-section the term “existing Cooperative Societies” means the Cooperative Societies registered under the Assam Cooperative Societies Act, 1949 (Assam Act No.1 of 1950), and carrying on the business of banking at the commencement of this Act. 4A. Cooperative Bank to be eligible Cooperative Bank— A Cooperative Society registered as a Cooperative Bank under this Act shall be an eligible Cooperative Bank within the meaning of clause (gg) of Section 2 of Deposit Insurance and Credit Guarantee Corporation Act, 1961 (Act No. 47 of 1961) and shall be bound by the following:— (a) If so required by the Reserve Bank in the public interest or for preventing the Affairs of the Cooperative Bank being conducted in, a manner detrimental to the interests of the depositors or for securing the proper management of the bank, an order shall be made for the supersession of the committee of management or other managing body (by whatever name called) of the Cooperative Bank and the appointment of an administrator therefore for such period 4[“not exceeding one year or as may be speci ied by the Reserve Bank from time to time”]. b), An order for the winding up of the Cooperative Bank or an order sanctioning scheme of compromise or arrangement or of amalgamation or reconstruction or an order for the supersession of the committee of management or other managing body (by whatever name called) of the Cooperative Bank and the appointment of an administrator therefore made with the previous sanction in writing or on the requisition of the Reserve Bank shall not be liable to be called iii question in any manner. (c) The liquidator or the insured Cooperative Bank or the transferee Cooperative Bank, as the case may be, shall be under an obligation to repay the Corporation in the circumstances, to the extent and in the manner referred to in Section 21 of the Deposit Insurance and Credit Guarantee Corporation Act, 1961 (Act No. 47 of 1961). 5. Age, qualiϐication of a member-No person may becomes an individual member of a registered cooperative society unless he is above eighteen years of age, provided that the bye-laws of a society may prescribe a higher minimum age and he is not otherwise disquali ied under this Act. 6. Conditions of Registration— No society other than a society of which a member is a registered society shall be registered under this Act which does not consist of at least such number of eligible persons as may be prescribed by the Registrar of Cooperative Societies: Provided that the number of members for the above purpose shall not in any case be less than 10 members competent to contract under Section 11 of the Indian Contract Act, 1872 (IX of 1872) and belonging to ten different families. (2) The word limited shall be the last word in the name of every society registered under this Act. (3) No society shall be registered under this Act in an area where there already exists another cooperative society with similar objectives:
4 Substituted by Lena: Act lo. Iv of 2013, published In the Assam Guam Earn-ordinary lo. 144. dated 5th February. 2013. for the words “or period not exceeding ϔive years in the aggregate as may from time to time speciϔied by the Reserve Bank.”
113 Provided that Registrar may allow registration of more than .one cooperative societies in the same area of operation in case the need or necessity, demand for organization of such types of societies requires registration of more such types of societies in the same area of operation e.g. transport cooperative, labour contract cooperative, trading cooperative, housing cooperative. However, in doing so proper justi ication must be obtained before allowing registration of such societies. 7. Restrictions on acquisition of shares in a cooperative society— (1) No member of a registered society shall hold more than such portion of the share capital of the society as may be prescribed by the rules, or the bye-laws of the society. (2) No member shall be allowed to acquire an additional share until he has paid in full the value of the whole of that portion of his share holding which he is required to pay in accordance with the bye-laws of the society. 8. Power of Registrar to decide certain questions - (1) All disputes regarding formation, registration or continuance of a society under this Act shall be decided by the Registrar. 9. Byelaws- (1) A cooperative society shall frame their own bye-laws and the affairs of the cooperative society shall be managed in accordance with the terms, conditions and procedure speci ied in the bye- -laws (2) Subject to the provisions of this Act, the functioning of every cooperative society shall be regulated by its bye- -laws. (3) The bye-laws may contain such matters as decided by the General Assembly and shall be speci ic and con ined only to the matters provided in Schedule B. However, the bye-laws of a society shall in no case supersede the provisions of the Act. 10. Application for registration- (1) For the purpose of registration, an application thereof shall be submitted to the Registrar in the form as may be prescribed, by hand or by registered post signed by at least ten. persons or such number of persons as may be ixed by the Registrar, quali ied under Section 5 of the Act, read with sub-section (5) of Section 4 who wish to form a primary cooperative society or by a duly authorized person on behalf of at least three such registered cooperative society who . wish to form a secondary cooperative society. The person by whom or on whose behalf such application is made, shall furnish such information in regard to the proposed cooperative society as the Registrar may require. Every such application shall be accompanied by the original declaration signed by applicants expressing commitment to the cooperative principles speci ied in Schedule-A and the following:- (a) four copies of the proposed bye-laws of the cooperative society as adopted by the applicants; (b) a true copy of the resolution passed at a meeting by the applicants adopting the bye-laws; (c) a list of names of the applicants with their complete address, occupation and equity participation and other details; (d) a scheme regarding viability of the proposed society, economically, inancially, technically and cooperatively; (e) a copy of treasury challan in support of payment of registration fees calculated in accordance with the provisions of sub-section (1) of Section 17 which shall be non refundable and shall furnish such other information in regard to the society as the Registrar may require.
114 (2) On receipt of the application for registration and after due consideration, the Registrar may register the bye-laws with such modi ication as he thinks necessary to bring about conformity with the provisions of the bye-laws of any society having similar objects and functions or for any other grounds he deems necessary for the interest of cooperative society in particular and the cooperative movement in general. If the conditions laid down in Sections ‘4 and 6 are not ful illed, the Registrar shall communicate by registered post the order of refusal for registration together with the reasons thereof, within sixty days from the date of submission or receipt of application for registration, as the case may be, to the applicants. However, in case of registration of a Cooperative bank clearance from NABARD or Reserve Bank of India as the case may be shall have to be obtained before considering for according permission for registration of such societies: Provided that no order of refusal shall be made without giving an opportunity of being heard to the applicant. The certi icate of registration signed and sealed by the Registrar shall be conclusive evidence that the society mentioned therein is a cooperative society duly registered under this Act, unless it is proved that the registration of the society has been subsequently cancelled: No cooperative society shall commence business unless it has obtained a certi icate of registration under Section 11 and after obtaining prior license/permission if necessary under any State or Central Act in such business and every member of such, cooperative society carrying on business in contravention of this sub-section shall be severally liable for all liabilities incurred in. such business. 11. Certiϐicate of registration— The Registrar shall register the society and also take on record its bye-laws and communicate by registered post a certi icate of registration and the original bye-laws signed and sealed by him within sixty days from the date of submission or receipt of the application for registration, as the case may be to such person speci ied in the application for the purpose subject to the ful illment of the following conditions, namely:- (a) the application is in conformity with the requirements laid down under this Act; (b) the object of the proposed cooperative society is the economic and social betterment of its members through the provision of services to ful ill such common need as speci ied in the proposed bye-laws; (c) the proposed bye-laws are not inconsistent with the provisions of this Act and are not against the aims and objects of the cooperative society : Provided that where within sixty days of submission of the application for registration the society is not registered or the certi icate of registration has not been issued or refusal of registration has not been communicated, the society shall be deemed to have been registered under this Act. 12. Amendment of the bye-laws of a registered society— (1) No amendment of the bye-laws of a registered society, whether by way of addition, alteration or change of name shall be valid until such amendment has been registered under this Act. (2) Every proposal for such amendment shall have to be approved by a resolution at a meeting of the General Assembly in accordance with the bye-laws of the society and be forwarded within a month from the date of the resolution to the Registrar; and if the Registrar is satis ied that the proposed amendment is not contrary to the provisions of this Act or Rules, he shall unless for reasons to be recorded in writing he considers it to refuse, register the amendment [“within sixty days from the date of receipt of application for amendment and if refused, that shall also be made Within sixty days of receipt of application which shall be duly communicated to the applicant with reasons recorded in writing”].
115 (3) When the Registrar registers an amendment of the bye- laws of a registered society, he shall issue to the society a copy of the amendment certi ied by him which shall be conclusive evidence that the same has been duly registered, unless it is proved that the registration of the society has been cancelled or that further amendments have been registered or that the society’s copy of the amendments have been tempered with, the amendment shall be binding upon the society with effect from the date of registration. (4) A copy of the resolution of an amendment of the bye-laws of the society by the General Assembly shall be forwarded by the cooperative society to the Registrar within a period of thirty days from the date of the general meeting at which the resolution was passed. (5) A copy of the resolution of an amendment forwarded to the Registrar shall be signed by the President and two Directors and shall be accompanied by the following particulars:- (a) a copy of the resolution adopting the amendment; (b) the date of the general meeting at which the amendment was adopted and the total number of members of the society on that date; (c) a list of members who attended such general meeting and a list of members who voted for or against the resolution in such general meeting. (6) The Registrar shall consider the amendment of the bye-laws under sub-section (2) subject to the ful illment of the following conditions, namely:- (a) the amendment is not inconsistent with the provisions of the Act or any of the existing societies with similar objectives or is not against the aims and objects of the cooperative society; and (b) the amendment is in conformity with the cooperative principles speci ied in Schedule-A.
NOTE Section 12(6).— Any amendment of the bye-laws cannot be enforced unless the same is approved by the Registrar as provided under the Act., Any amendment to the bye-laws must be for aims and object of the co- operative society. In case of amendment of the bye-laws the Registrar has a inal say. (7] The Registrar may by order refuse registration of the amendment if any of the conditions speci ied in sub—section (6) is not ful illed. Provided that no such order of refusal shall be passed by the Registrar without giving a reasonable opportunity to the cooperative society to reconsider the amendment in the light of the direction of the Registrar within a period speci ied by him. (8) The Registrar may after considering the reply received in response to the opportunity given under sub- section (7) if satis ied that the directions to reconsider the amendment has been complied with or satis ied with the reply, he shall register the amendment. If no reply is received from the cooperative society within the period speci ied by the Registrar under the proviso to sub-section (7) or the reply is not in accordance with the direction of Registrar, the Registrar may refuse the amendment and shall communicate the decisions within thirty days of the receipt of such reply or on the expiry of the period referred to above, as the case may be. 5[(9) All registered Societies with approved bye-laws registered under the Assam Cooperative Societies Act, 5 Substituted by Assam Act No. IV of 2013, published In the Assam Gazette” Extraordinary No. 144, dated 5th February. 2013. Before substitution read as:- E“ < The Registrar may, however, revise the fees-from time to time as deemed
116 2007 [Assam Act No. IV of 2012), shall within a period of twelve months from the date of coming into force of this Amendment Act, shall get their respective bye-laws amended as may be required so as to make them in conformity with the provisions of the Assam Cooperative Societies Act, 2007 (Assam Act No. IV of 2012) as amended by this Amendment Act and register the amendment before the Registrar.] 13. Division of cooperative societies— (1) A cooperative society may by a special resolution passed at a meeting of its General Assembly decide to divide itself into two or more cooperative societies. (2) Where a special resolution is passed under sub—section (1), the cooperative society shall give notice thereof together with a copy of the resolution passed by it to all its members and creditors and any member other than those who voted in favour of the proposed division and any creditor shall during a period of thirty days from the date of service of notice upon him have the option of withdrawing the shares, deposits or loans from the Cooperative society, as the case may be, subject to the discharge of his obligations to the cooperative society. (3) Any member of creditor who fails to exercise the option within the period speci ied in sub-section (2) shall be deemed to have assented to the division. (4) The special resolution passed under sub-section (1) shall not take effect until- (a) all claims of the members and creditors of the cooperative society who have exercised the option under sub-section (2) have been met in full or otherwise satis ied; (b) information of the intended division and settlement of claims members and creditors is sent to the Registrar and his approval is obtained; and (c) the certi icates of registration and the original bye-laws of the resultant cooperative society signed and sealed by the Registrar are issued under Section 11. (5) When a cooperative society divides itself into two or more cooperative societies under this section the registration of such cooperative society shall stand cancelled and it shall be deemed to have been dissolved and shall cease to exist as a cooperative body and the Registrar shall delete the name of such cooperative societies from the register of cooperative societies. (6) When a cooperative society divides itself into two or more cooperative societies such member who has assented or deemed to have assented to the division shall be deemed to have become a member of that newly formed cooperative society to which his interest were transferred, in accordance with the scheme of division approved by the general body of such cooperative society notwithstanding anything contained in this Act. 14. Amalgamation of cooperative societies— (1) Any two or more cooperative societies having similar objectives may, by special resolutions passed in the respective General Assembly, decide to amalgamate themselves and form a new cooperative society. (2) Where special resolutions are passed under sub-section (1) each cooperative society shall give notice thereof together with a copy of the resolution passed by it to all its members and creditors and any member other than those who voted in favour of the proposed amalgamation and any creditor shall, during a 1 period of thirty days from the date of service of notice upon him, shall have the option of withdrawing his shares, deposits or loans from the Cooperative Society, as the case may be, subject to the discharge of his obligations
necessary.
117 to the cooperative society concerned. (3) Any member or creditor who fails to exercise the option within the period speci ied in sub-section (2) shall be deemed to have assented to the amalgamation. (4) The special resolution passed under sub-section (1) shall not take effect until— (a) all claims of the members and creditors of each cooperative society who have exercised the option under sub-section (2) have been met in full or otherwise satis ied; (b) information of the intended amalgamation and settlement of claims of members and creditors is sent to the Registrar and his approval 15 obtained; and (c) the certi icate of registration and the original bye-laws of the cooperative society which is formed as a result of amalgamation, signed and sealed by the Registrar, is issued under Section 11. (5) When two or more cooperative societies amalgamate themselves into a new cooperative society under this section the registration of the cooperative society, so amalgamated, shall stand cancelled and they shall be deemed to have been dissolved and shall cease to exist as corporate bodies, and the Registrar shall delete the name of the cooperative societies so amalgamated from the register of cooperative societies. “ (6) When two or more cooperative societies amalgamate themselves into a new cooperative society under this section, all e members of the cooperative societies who have assented or deemed to have assented to the amalgamation shall be deemed 0 have become members of the new cooperative society not- withstanding anything contained in this Act. NOTE Section 14.— It is a new dimension that certain co—operative societies y be amalgamated for achieving the real aims. 15. Merger of cooperative societies— A cooperative society y, by a special resolution passed in the meeting of the General Assembly, decide to merge itself into any other cooperative society having similar objects and the said society by special resolution, agrees to such merger. (2) Where special resolutions are passed under sub-section (1) each cooperative society shall give notice thereof together with a copy of the resolution passed by it to all its members and creditors, and any member other than those who voted in favour of the proposed merger and any creditor, shall during a period of thirty days from the date of service of notice upon him, have the option of withdrawing his shares, deposits or loans from the cooperative society, as the case may. NOTE Section 15.— Apart from the amalgamation the provision is made for merger of one cooperative society with others. Sub-section (2) has given the right to a member of the society to exercise his option in the matter of merger. 16. Location Head ofϐice— (1) Every cooperative society shall specify the full address of its Head of ice in its bye-laws. (2) The Board may, subject to approval of the General Assembly, change the address of its Head of ice at any time and shall make such amendment in its bye-laws as per provision laid down in Section 12.
118 17. Fees etc.— (1) Registration fees amounting to one percent of the proposal authorized share capital of the proposed cooperative society shall have to be deposited by Treasury Challan along with the application for registration of the proposed cooperative society. ‘[The Registrar may, however, revise the registration fees from time to time on merit and on case to case basis maximum of which shall not exceed 50% of the registration fees calculated under this section.] (2) Subject to the provisions of sub-section (3) of Section 81 i and sub-section (2) and (6) of Section 87 respectively, the Registrar J may by order prescribe a scale of fees to be paid by a cooperative ‘5 society for various services rendered by him under this Act.
CHAPTER – III MEMBERSHIP 18. Eligibility of membership in cooperative society— (1) Any person who needs the services of a cooperative society and expresses his willingness to accept the responsibilities of membership, meets such other conditions as may be speci ied in the bye-laws of the cooperative society and is in a position to use the services of the cooperative society, may seek membership and if the cooperative society is in a position to extend its services to the applicant, it may admit him as a member. (2) Every applicant for membership and every member of a cooperative society shall keep each cooperative society of which the person is a member, informed of membership in other cooperative society and in case of con licting membership, the Board may, by resolution, refuse admission under Section 19 or terminate from membership under Section 23, as the case may be : Provided that no such resolution to refuse admission shall be passed without giving the applicant, as the case may be, a reasonable opportunity to make representation to the Board as to why he should not be refused admission. EXPLANATION:- For the purpose of this sub-section the ” expression, “con licting membership” means membership of the common objective cooperative societies functioning within the jurisdiction of a cooperative society of which the membership is sought.
NOTE Section 18.- Eligibility of membership of cooperative society depends upon the aims for which the society is formed. 19. Disqualiϐication of member-No person shall be eligible .for admission as a member and a member shall cease to be a member of a cooperative society if he incurs disquali ication of membership prescribed in the bye-laws. 20. Admission of member- (1) The Board may admit a person for membership in accordance with the procedure laid down in the bye-laws within sixty days from the date of receipt of application for membership if he is eligible for membership under Section 18 or refuse admission to the applicant if he is not eligible for membership under Section 19 and communicate the same to the applicant by post or by hand. (2) Where admission for membership is refused under sub-section (l), the decision with the reasons thereof, shall be communicated to such applicant within ninety days from the date of application. If nothing is
119 communicated within the period of ninety days speci ied above the admission shall be deemed to have been accepted by the Board. (3)Where an application has been refused by the Board the applicant may appeal to the General Assembly within a period of sixty days from the date of receipt of the order of the refusal. The decision of the General Assembly shall be inal and binding on all concerned parties: “ Provided that no decision of refusal of admission shall be taken by the General Assembly without giving the applicant an opportunity of being heard. 21: Withdrawal of membership- (1) Subject to the provisions of sub-section (2) of Section 66, a member may, at any time after expiry of one year from the date of accepting membership, withdraw from membership in a cooperative society in accordance with the procedure laid down in bye-laws. (2) The withdrawal from membership shall not require the person to ful ill such obligations as were undertaken or assured as a member, under the provisions of the Act, the bye-laws or any agreement. 22. Cessation of membership— (1) If any person having been admitted as a member of a cooperative society dies or subsequently becomes subject to any of the disquali ications speci ied in the bye-laws shall cease to be a member of the cooperative society. (2) Every cooperative society shall inform, in the event of receipt of information of the death of the member, the nominee of the member and in every other instance, the member, about the _ cessation of membership for the settlement of accounts. 23. Termination of membership- (1) The Board may, by a’ resolution passed by three fourth majority of the Directors present» ” and voting at a meeting held for the purpose, terminate the membership of a member if he- (a) Intentionally does any act likely to injure the creditability of the cooperative society or bring it to disrepute; or (b) willfully deceives the cooperative society; or (c) has acted adversely to the objects or his act is detrimental to the interest of the cooperative society; or (d) persistently makes default in payment of his dues or fails to comply with the provisions of the bye-laws; or (e) having been admitted as a member subsequently becomes a member of any other society having common objective cooperative functioning within the jurisdiction of the cooperative society, of which he is member; or (f) does not use the services of the cooperative society 1[for a period of three years or does not attend three consecutive Annual General Meetings], or he ceases to be a resident of the area of operation of the society: Provided that no such resolution shall be passed without giving the member concerned a reasonable opportunity to make representation at the Board meeting. (2) Any member aggrieved by the resolution passed under sub-section (1) may appeal to the General Assembly within thirty days of the receipt of such resolution.
120 (3) No member of a cooperative society whose membership has been terminated under sub-section (1) shall be eligible for readmission as a member of the cooperative society for a period as may be speci ied in the resolution but not exceeding ive years, subject to the condition that his conduct during the period of expulsion suf iciently justi ied his fair conduct in the event of his enrolling membership again.
NOTE Section 23.- Termination of membership of a member depends largely upon the conduct exhibited by him. Here the principle of andi-alterem partum is directed to be followed. 24. Register of member- (1) Every cooperative society shall maintain a register of members. The name of every person admitted as a member of the cooperative society shall be entered in the register along with such particulars as may be deemed necessary by the Board. (2) The name of a person— (i) whose admission is refused under sub—section (2) of Section 20; or (ii) who has withdrawn from membership under Section 21; (iii) who ceased to be a member under Section 22; or (iv) whose membership has been terminated under Section 23 shall be deleted i’om the register of members : Provided that the name of a person referred to in clause (i) or clause (iv) shall not be deleted from the register of members till expiry of 30 days the date of the decision of the Board or Annual General Meeting, as the case may be, and in case an appeal is preferred under sub-section (2] of Section 23, as the case may be. The register maintained under sub-section (1) shall be prime. facie evidence of the date on which any person was admitted to the cooperative society as a member and of the date on which he ceased to be a member. 25. Education of member etc.-(1) Every cooperative society shall include a certain amount in its budget annually, as provision for expenses on education of member and potential member, education and training of stall and directors for the development of their cooperative societies in accordance with the cooperative principles speci ied in Schedule A and practices of cooperation, besides contributing at least 1% of pro it or an amount speci ied by the Registrar in case of societies not earning pro it, to State Cooperative Union 1[or any other institution under the administrative control of the Cooperation Department] for cooperative education and training. NOTE Section 26.- Certain expenses by the cooperative society for proper education and training of its members and the staff is provided. 26. Rights and liabilities of members of registered societies and exercise of rights thereof- (1) Every member of a registered society and every ex-of icio member of the Administrative Council or Managing Body of such society, unless under some temporary disquali ication, shall have the right to attend any general meeting of the society and to exercise vote at such meeting.
121 (2) No member of a cooperative society shall exercise the right of a member including the right of vote unless he has made such payment to the cooperative society in respect of membership or has acquired and continues to have such interest in the cooperative society as may be speci ied in the bye-laws. (3) The Chief Executive of every cooperative society within twenty days of closure of the previous cooperative year, shall prepare a list of members with the right of vote, and a list of members without the right of vote, valid for the current inancial year. The list shall be af ixed on the notice board of the Head of ice of the cooperative society for information of all members and any member not satis ied with speci ic instances of inclusion or non-inclusion of members in the lists, may appeal to the Board within ten days from the date of the af ixing of the lists on the notice board, for re-examination of the records, and the Board shall within forty days of closure of the previous cooperative year, review the lists, inalise it, and have it af ixed on the notice board of the Head of ice of the cooperative society : Provided that a member who is an employee or member of Employees Union of such society shall not be entitled to vote— (i) at election of a member of the Board of such society; (ii) in any general meeting convened for framing the bye- laws of such society or any amendments thereto. (4) In the case of equality of votes the Chairperson shall have a casting vote. 27. Votes of members and manner of exercising vote- (1) In primary cooperatives societies, irrespective of the shares held in the society and subject to temporary disquali ication, each member shall have equal voting right (one member one vote). Similarly in case of Secondary Cooperative Society, the representative of such cooperative society shall have same voting rights (one representative one vote). Every member of cooperative society or the representative referred herein shall exercise his vote in person and in the manner speci ied in the bye-laws and no member or representative shall be permitted to vote by proxy: Provided that a person shall have been a member for at least one full inancial year, before being eligible to vote or to seek election to managing body : Provided further that the condition of one year membership shall not apply to the members who join at registration or at any time after the registration of a cooperative society but before the irst day of the next cooperative year. (2) Every member of a cooperative society shall exercise his vote in the manner speci ied in the bye-laws. 28. Liabilities of past member and his estate- The liability of a past and of the estate of a deceased member for the debt of a registered society as they existed at ‘the date of his ceasing to be a member or on his death, as the case may be, shall continue for a period of ive years from the said date.
CHAPTER –IV MANAGEMENT 29. General Assembly- (1) General Assembly of a cooperative society shall consist of all the members of such cooperative society who are eligible to vote at the general meeting of the society.
122 (2) (a) Every member of a registered society and every ex-of icio member of the Administrative Council or managing body of such society, unless under some disquali ication, shall have the right to attend any general meeting of the society and to exercise his vote at such meeting : Provided that the bye-laws of a registered society may prescribe- (i) that a registered society af iliated to such society may have more than one representative entitled to vote at general meetings of the society; and (ii) that only one third of the members of the General Assembly, excluding ex-of icio members, may be individual members and the other two thirds being representatives of af iliated registered societies; (b) if the number of individual members exceeds one third of the total membership of the society the individual members shall elect at a special meeting to be called by the Secretary of the society not more than thirty days before the Annual General Meeting in the manner prescribed in the bye-laws to represent in the Annual General Meeting, those individual members who, as the representative of the body of individual members shall form the one third membership of the General Assembly for the purpose of voting at the Annual and other meetings of the General Assembly during the ensuing year. Only such elected representatives shall have the right to attend and vote at such general meeting. (3) If the general body of a cooperative society decides that the size, area or types of its membership requires a representative body of delegates for more effective decision making, its bye-laws shall provide for a smaller body, called “delegate body” elected from the members, in the annual general meeting in accordance with the bye-laws, to exercise such powers and to discharge such duties of the general body as may be speci ied in the bye-laws. [4) Subject to the provisions of this Act and the bye-laws, the ultimate power of a cooperative society shall vest in the general body. The supreme authority shall however vest with the State Government or the Registrar of Cooperative Societies, as the case may be, during the pendency of any loan or service to the society from the Government. (5) Any power, function or responsibility, falling within the scope of a cooperative society as a corporate body, which has not been speci ically entrusted by this Act or the bye-laws, to any authority of the cooperative society may be dealt with by the General Body or by the State Government during the pendency of any loan or services to the society from the Government. 30. Matters to be dealt with in the Annual General Meeting- (1) The following matters in addition to others as are considered necessary by the Board shall be dealt with by the Annual General Meeting namely:— 1[(a) election of delegates and representatives, if fallen due;] (b) consideration of the long term plan and budget, when required; (c) consideration of the annual operational plan and budget for the current inancial year; (d) consideration of the annual report of activities for the previous inancial year including provisional inancial statements of accounts if not audited; (e) consideration of the audited inancial statements of accounts, and the auditor’s report relating to the previous inancial year or years; (f) consideration of the report on deviations, if any from the approved budget relating to the previous
123 inancial year; (g) disposal of surplus, if any, of previous inancial year; (h) management de icit, if any, of previous inancial year; (i) creation of speci ic reserves and other funds; (j) review of actual utilization of reserves and other funds; (k) review of the report on the attendance at meeting by Directors; (l) review of the use of the cooperative societies’ services by the directors; (m) appointment of internal auditor, ixation of remuneration paid to any Director or member of any committee or internal auditor in connection with his duties in that capacity or his attendance at concerned meetings; (n) review of quantum and percentage of service provided to non members vis-a-vis services provided to the members; (o) report of activities and accounts related to education of member and Director “and staff training; (p) consideration of any other matter which may be brought before the meeting of the general body in accordance with the bye-laws; (q) expulsion of members; (r) disposal of appeals; (s) formulation of code of conduct the members of Board of Directors and of icers appointed by the Board. (2) The following matters among such other matters as considered necessary by the Board or which are speci ically assigned to the general body under any other provision of this Act may be dealt with by the general body at its annual or any general meeting, namely:- (a) amendments of bye-laws; (b) removal of Directors and election of new Director; (c) membership of the cooperative society in secondary cooperative society; (d) partnership with other cooperative societies; (e) amalgamation, division, merger, transfer of assets and liabilities; (f) dissolution of the cooperative society; (g) consideration of the Registrar’s report of inquiry and action taken thereon or reasons for the non completion of the inquiry. (3) If the bye—laws of the cooperative society provide for election of one or more Directors on territorial basis, such Director shall be elected from the areas, in a meeting of the members of that area in accordance with the provision of the bye-laws on a date prior to that of annual general meeting. The result thereof shall be af ixed on the notice board of the Head of ice of the cooperative society and also at the place of the annual general meeting prior to the commencement of the proceedings of the annual general meeting.
124 (4) All Directors shall cease to be Directors on the date of the Annual General Meeting, if the annual inancial statement of accounts and annual report of activities for the previous inancial year were willfully not prepared before 15 days of the Annual General Meeting for inspection of the members or for placing before the Annual General Meeting. 31. Term of the Board-The term of the Board shall be 1[ ive] Cooperative year. 32. General Meeting- The Board may, at any time, call a general meeting of the members of the cooperative society. However, one general meeting in every cooperative year must be convened by the Board. 33. Special General Meeting-(1) The Board may call a special general meeting and shall be bound to do so within forty ive days of the date of receipt of a written requisition- (a) signed by not less than twenty ive percent of the members having right to vote; or (b) from the Registrar. (2)Such requisition shall contain the reasons why the meeting is felt necessary and the proposed agenda and no subject other ‘than the subjects included in the proposed agenda shall be discussed at the special general meeting. (3) If the Board fails to hold a special general meeting on requisition under sub—section (1) or any of the Annual General Meeting under Section 32 within the period speci ied therein all directors shall cease to be directors on the date of expiry of the said speci ied period. (4) Any meeting of the General Assembly other than the Special General Meeting may, with the consent of the majority of the members present, he adjourned from time to time to a later hour on the same day or to any other date as may be provided in this bye-laws, but no business other than that left over at the adjourned meeting shall be transacted at the next meeting. A notice of such adjournment posted in the notice board of the Head of ice of the cooperative society on the day on which the meeting is adjourned shall be deemed suf icient notice of the next adjourned meeting. 34. Quorum of meetings of General Assembly— (1) The quorum for a meeting for the General Assembly shall be speci ied in the bye-laws, but shall not be less than ten percent of the members eligible to vote at the meeting. (2) If-within one hour from the time ixed for meeting of the General Assembly a quorum is not present, the meeting shall stand adjourned ordinarily to the same day in the next week at the same time and place. But the Chairman of the meeting may, . however, decide to adjourn the meeting to a later date not later than ifteen days or as may be speci ied in the bye-laws of the society :, V Provided that a meeting of the Special General Assembly called on the requisition of members under sub- section (1) of Section 33 shall not be adjourned but dissolved. (3) If at any time in a meeting there is no quorum the presiding authority shall adjourn it to such time or date as it’ thinks it and announce the same at once and the business set down for the meeting shall be brought forward at the subsequent meeting whether at such meeting there is a quorum or not.
125 (4) No-business other than the business ixed for-the original meeting shall be transacted at such subsequent meeting. (5) A notice of such adjournment posted in the notice board of the Head of ice of the cooperative society on the day on which the meeting is adjourned shall be deemed suf icient notice of the next subsequent meeting. (6) The quorum for a delegate general body meeting shall not be‘ less than twenty ive percent of the delegate eligible to vote at the delegate general body meeting. If at any time in the meeting of delegate general body meeting there is no quorum, the procedure laid down in-sub-section (l) to (5) shall be followed. (7) At the meeting of the General Assembly, the President shall preside over the meeting. If the President is absent the Vice-President shall preside. If both the President and the Vice-President are absent from the meeting of the General Assembly, the members present shall choose one of them to preside the meeting. 35. Board-(1) There shall be a Board for the management of every cooperative society registered under this Act. The Directors shall be elected in accordance with the provisions of the bye-laws. The management of every cooperative society constituted in accordance with the provision of this Act and the bye-laws shall vest in the Board: Provided that in the case of a cooperative society newly registered under this Act, the persons who have signed the application for the registration of the cooperative society may appoint a promoter Board, for a period not exceeding one year from the date of registration to direct the affairs of the cooperative society and it shall cease to function as soon as a regular board is constituted in accordance with the provisions of this Act and the bye- -laws. *[(2) The Board shall consist of ifteen number of Directors: Provided that there shall be reservation of one seat of Director for the Scheduled Castes or the Scheduled Tribes and two seats for Women in the Board of every Cooperative Society consisting of individuals as members and having members from such class or category of persons. ] *(3) The promoter Board appointed under the proviso to sub-section (1) shall conduct the election of Directors within the period mentioned therein. *(4) Every Director while exercising the powers and discharging duties shall act honestly and in good faith and in the best interests of the cooperative society and exercise such care, diligence and skill as a reasonably prudent person would exercise in similar circumstances. *(5) A Director who is guilty of misappropriation, breach of trust or dishonesty resulting in loss or shortfall in revenue of the cooperative society and is found guilty after an enquiry or inspection under Section 87 and Section 88 or after audit under Section 81, shall be personally liable to make good that loss or shortfall, without prejudice to any criminal action to which the Director may be liable under any law. 36. President and Vice-President of cooperative society- (1) There shall be a President and Vice- President in a cooperative society to be elected by the Board from amongst its Directors in accordance with the provisions of the bye-laws. The term of President and Vice-President elected by the Board shall be coterminous with the term of the Board. (2) Vacancy in the of ice of the President or Vice—President shall be illed in by the Board in accordance with the provisions of the bye-laws and the President or Vice-President so elected shall hold of ice for the unexpired term of his predecessor.
126 (3) The Vice-President may resign his of ice at any time by notice in writing to the President and the President may resign his of ice at any lime by notice in writing to the Vice-President. Such resignation shall take effect from the date of its acceptance by the Board. - (4) The Board may, by a resolution passed by three—fourth majority of the Directors present and voting at a meeting held for the purpose, remove the President or Vice-President. Such meeting shall not be presided over by the President or Vice-President against whom such resolution is to be considered. (5) The President or Vice-President as the case may be aggrieved by the resolution passed under sub-section (4) may appeal to the Registrar within thirty days from the date of passing: of such resolution whose decision thereon shall be inal. (6) in the event of the occurrence of any vacancy in the of ice of the President by reason of his death, resignation or removal or otherwise, the Vice-President shall act as President until the? date on which a new President is elected in accordance with the provisions of this Act and the Bye-laws to ill such vacancy. (7) When the President is unable to discharge his functions owing to absence, illness or otherwise the Vice- President shall discharge the functions of the President until the date on which the President resumes his duties. 37. Disqualiϐication of the members of the board and administrative council- A member shall not be eligible for being chosen or being appointed, as a member of the Board or Administrative Council of a society or another society to which the society is af iliated if such member- (a) is adjudged by a competent court to be insolvent or of unsound mind; (b) has been punished with imprisonment for an offence involving moral turpitude or criminal activities; (c) is concerned or participates in the pro it of any contract with the society; (d) in a credit society, failed to pay in three consecutive years immediately preceding the election at least an amount equivalent to any installments ixed for repayment of any loan or advance or credit or become defaulter to any other cooperative society; (e) has acted in a manner prejudicial to the interest of the cooperative society in’ particular or the cooperative movement in general. 38. Powers and functions of the Board- The Board shall discharge such functions, perform such duties and exercise such powers as may be speci ied in the bye-laws and in accordance - with the terms, conditions and procedure laid down therein and in particular the Board shall have the following powers, functions and duties, namely:- (1) to interpret the organisational objectives, to set up speci ic goals towards achieving such objectives and to make periodic appraisal of operations; (2) to nominate, elect or appoint and remove the Chief Executive provided he is not a Government appointee; (3) to make provisions for the matters mentioned in Section 49 in respect of the staff of cooperative society; (4) to inalise long term perspective plan, annual plan and budget and to direct the affairs of the cooperative society in accordance with the plan and budget approved by the general body; (5) to arrange for funds;
127 (6) to authorise acquisition and disposal of immovable property; (7) to frame, approve and amend regulations relating to services, funds, accounts and accountability and information and reporting systems; (8) to elect President and Vice—President in accordance with the provisions of the bye-laws; (9) to prepare the annual inancial statement of accounts; (10) to hold Annual General Meeting in stipulated time; and (11)to remove President or Vice-President in accordance with sub-section (4) of Section 36. “(12) to make policies and to lay down quali ication and terms and conditions of service for appointment of Chief Executive and other staff of the Society.] 16[39. Annual General Meeting.— A general meeting to be termed as Annual General Assembly of a registered Cooperative Society shall be held at least once in every Cooperative year within a period of six months of close of the inancial year to transact the business as provided in this Act. The Board shall automatically stand dissolved for not holding Annual General Meeting in accordance with the provisions of the Act and bye-laws within six months from the expiry of every inancial year.] 40. Eligibility for a Director in cooperative society— Subject to such other conditions as may be speci ied in the bye-laws a member of a cooperative society shall be eligible for being chosen as a Director of the cooperative society, if- (1) such member has the right to vote in the affairs of the cooperative society; (2) such member has patronised the services of the cooperative society during the previous inancial year to the extent and in the manner speci ied in the bye-laws and has attended at least two Annual General Meetings in the previous ive years; (3) such member has no pecuniary interest in any subsisting contract made with, or work being done for the cooperative society except as otherwise speci ied in the bye-laws; expiry of every cooperative year. The Board shall automatically stand dissolved for not holding Annual General Meeting in accordance with the provisions of the Act and bye—laws within 120 days from the date of expiry of every cooperative year.” (4) the period of 1( ive) years has elapsed from the date such member ceased to be a Director for the following reasons:- (a) not conducting or wrongly conducting the Annual General Meeting under Section 39 or Special General Meeting under sub-section (3) of Section 33 and Board meetings under sub—section (3) of Section 43; (b) non submission of annual report of activities, annual inancial statement of accounts to the general body under sub-section (4) of Section 30; (c) not conducting the meeting of the Board under sub-section of Section 43 of delegates or representative under sub-section (3) of Section 41;
6 Annual General Meeting-A general meeting to be termed as Annual General Meeting of the General Assembly of a registered cooperative society shall be at least once in every cooperative year within a period of 120 days from the date of .
128 (d) absence from Board meetings under sub-section (7) of Section 43; (e) automatic dissolution under sub—section (3) of Section 41; (f) for failure to take follow up action on audit report as speci ied in Section 85., (5) such member is free from default of any payment due to the society.
NOTE Section 40- Under this section certain restrictions have been laid down against a person who may be chosen as director for the society. Anybody who does not conform to the requirements cannot be chosen as director. 2[41. Elections.— (1) The superintendence, direction and control of the preparation of electoral rolls for, and the conduct of all election to a Co-operative Society shall vest in the Registrar. It shall be the duty of the Register to prepare the voters list with eligible members to arrange for holding election of Directors, delegates, or representatives to the delegate general body and representative of the society, if fallen vacant. (2)The election of Directors to a Board shall be conducted before the expiry of the term of the Board so as to ensure that the newly elected members of the Board assume of ice immediately on the expiry of the of ice of members of the out-going Board. (3) Subject to the provisions of the Constitution of India and the provisions of this Act, the State Government may make rules to provide for the procedure and guidelines for the conduct of elections to the Cooperative Societies. (4) Where a Board fails to arrange for holding election of the Directors or delegates, as the case may be, before the expiry of the term of their of ice in accordance with the Act and bye-laws, all Directors shall cease to be Directors on the expiry of the period as speci ied in Section 42(1). (5) The election of Directors and delegates shall take place at the General Meeting called for the purpose. (6) Where a Board fails to arrange for holding election before the expiry of the term of the Board or delegates or where there are no Directors remaining on the Board, the Registrar shall convene a General Meeting by appointing an Of icer of the Cooperative Department for Constitution of the Board within ninety days from the date of such appointment and the of icer so appointed shall perform all functions of the Board during the said period of ninety days at the cost of the Society. (7) The Directors shall hold of ice for the period for which they were elected and the newly elected Directors shall assume of ice on the date of expiry of the said period. (8) The Directors shall not be eligible for re-election, if so speci ied in the bye-laws. (9) Where there are vacancies in the of ice of the Directors and where there are no suf icient number of Directors to constitute a Quorum for Board meeting, the Board may co-opt maximum three eligible members for constituting quorum or arrange for holding election to ill up the vacancies for the un-expired term of the Board. (10) Notwithstanding anything contained in this Act, no person shall be eligible to hold; at the same time, of ice of a President or Vice-President of the Board of more than two Co-operative Societies. ]
129 42. Term of Directors— 1[(1) The tenure of an of ice of elected members of the Board and its of ice bearers shall be ive years from the date of election: Provided that the tenure of of ice bearers shall be co—terminus with the tenure of the Board] (2) The term of representative of an af iliated’ society shall be co-terminus with the term of Board of such cooperative society : Provided that the said representative shall cease to be a representative if the Board of the society which he represents is dissolved: Provided further that a Director representing a credit society or a inance society to a higher tier of such society shall be disquali ied to continue in the board in the event of the society which he represents commits default in repayment for a period exceeding 90 days. (3) Any casual vacancy in the of ice of the Director shall be illed in accordance with the provisions of the bye—laws and the Director so elected shall hold of ice for the unexpired term of his predecessor : 1[Provided that the Board may ill a casual vacancy of a member of the Board by nomination out of the same class of members in respect of which the casual vacancy has arisen, if the remaining term of the Board is less than half of the original term.] 2[(4) The Board may co—opt persons having experience in the ield of banking, management, inance or specialization in the ield relating to the objects and activities undertaken by the Cooperative societies as members of the Board of such Cooperative Societies, provided that there is no such experienced or specialized person in the Board. The number of such co-opted members shall not exceed two in addition to the ifteen Directors speci ied in Section 35(2): Provided that such co-opted members shall not have the right to vote in any election in the Board in the capacity as such member l or to be eligible to be elected as of ice bearers of the Board: Provided further that the inancial Directors of a co-operative, society shall also be the members of the Board and such members 1* shall be excluded for the purpose of counting the total number of, Directors of Board as speci ied in section 35(2).] 43. Board meeting- (1) A meeting of the Board may be called at any time by the President or Chairman, as the case may be, and in the event of his being incapable of acting, then by the Vice—President or Vice—Chairman but at least four meetings of the Board shall be held in a inancial year and the period between two consecutive meetings shall not exceed one hundred and twenty days. (2) The President or Chairman and in the event of his being physically incapable of acting, the Vice—President or Vice-Chairman may, whenever he thinks it, call a special meeting of the Board and shall be bound to do so within ifteen ‘days of the date of receipt of a written requisition— (a) signed by not less than one third of the Directors of the Board; or (b) from the Registrar; or (c) from the auditor. Such requisition shall contain the reasons as to why the meeting is felt necessary and the proposed agenda
130 and no subject other than the subjects included in the proposed agenda shall be discussed at the special meeting of the Board. (3) If the President or Chairman, Vice-President or Vice-Chairman, as the case may he, fails to hold the meeting of the Board under sub-section (1) or the special meeting of the Board under sub-section (2) within the period speci ied therein, he shall cease to be President or Chairman, Vice-President or Vice-Chairman, as the case may be, on the date of expiry of the speci ied period. In which case the remaining Board members. shall elect a new President or Chairman, Vice-President or Vice-Chairman, as the case may, from among themselves. (4) A person who ceases to be the President or Chairman Vice-President or Vice-Chairman, as the case may be, under sub-_, section (3) shall not be eligible to hold the of ice of President or Chairman, Vice-President or Vice-Chairman, as the case may be, for a period of three years from the date of such cessation. (5) The quorum for a meeting of the Board shall be such as may be speci ied in the bye—laws but shall not be less than ifty percent of the total number of Directors of the Board. (6) Subject to the provisions of this Act, the procedure to convene and conduct the meeting of the Board shall be such as may be speci ied in the bye-laws. (7) If a Director fails to attend three consecutive meetings of the Board without the permission of the President or Chairman he shall cease to be a Director, from the date of the fourth meeting. (8) The State Government and Registrar may appoint nominee to the Board or any sub-committee of a cooperative society on its own motion when the Government has subscribed more than 50% of the paid-up share capital or when there is provision of Government nominee in its bye-laws. (9) The Financial institution may also appoint its nominee when it participates in its capital by way of share or other inancial assistance as per bye-laws of the cooperative society. 44. Decision by majority of votes-Except as otherwise provided under this Act, or the bye-laws, all questions brought before any meeting under this Act shall be decided by majority of the votes of the members present and in the case of any equality of votes the presiding authority of the meeting shall have a second or casting vote : Provided that in the case of equality of votes at the election of the President or Chairman, Vice-President or Vice-Chairman, Directors, Delegate, the presiding authority shall not exercise his casting vote and the result shall be decided by lot. 45. Minutes of proceedings of meetings- (1) Every cooperative society shall record in the minutes books, in the of icial language of its station or in English or in any other language prescribed in the bye-laws, proceedings of every general meeting, delegate general body meeting and Board meeting and the names of the members or delegates present there at and shall be con irmed at the same or the next meeting. The proceedings of all General Meetings and Special General Meeting of every cooperative society complete in all respects as provided in the Act and bye-laws shall 6 sent to the Registrar within ifteen days from the date of completion of such meeting with due acknowledgement. The Registrar shall give his approval on the resolutions within ifteen days of receipt of “the proceedings. If no approval is received within 6 aforesaid period, the proceeding shall be deemed to have been approved. (2) The minutes so recorded shall be signed-
131 (a) in the case of a general meeting or delegate general body meeting, by the person who presided the said meeting, or in the event of his death, unwillingness or incapacity to sign the minutes within the time required by the Chief Executive of the cooperative society for the purpose of submission of proceedings for approval and which shall be con irmed in the following meeting; (b) in the case of a Board meeting by the person who presided the said meeting or by the person who presides the following meeting, wherein the minutes are con irmed. (3) In the matter of inclusion of any matter in the minutes of general meeting or Board meeting; which in the opinion of the Chairman of the meeting- (a) is or could reasonably be regarded as defamatory of any person; (b) is irrelevant or immaterial to the proceedings, or (c) is detrimental to the interest of the society, the Chairperson shall exercise discretion in regards to inclusion or deletion in the minutes on the grounds speci ied above. 46. Vacancies etc; not to invalidate proceedings— No act or proceeding of the cooperative society, Board or of any of ice constituted or appointed under this Act shall be questioned on accounts of any vacancy in the membership or any defect in the election or quali ication of the President/Chairman, Vice-President/ Vice-Chairman, Director, delegate or representative or any defect or irregularity in such act or proceeding not affecting the merit of the case. 47. Proceeding of Meeting to be deemed to be good and valid-Unless contrary is proved every meeting of the general body or of any of ice constituted or the Board shall be deemed to have been duly convened and held and, all members of the meeting shall be deemed to have been duly quali ied when the minutes of the meeting have been signed in accordance with the provisions of this Act. However, the proceeding of the Annual Meeting and all general meetings shall require approval of the Registrar as provided under Section 45. 48. Power to depute Govt. Servant to manage the affairs of a Cooperative Society- The State Government may, on application supported by a resolution of the Board of a registered cooperative society and on such terms and conditions, depute Government of icials to the service of the cooperative society for the purpose of managing the affairs of the cooperative society and the of icial shall exercise such powers and such duties as may be determined by the State Government and acceptable by the borrowing cooperative society. 49. Chief Executive, his powers and functions and staff- (1) 1[((a) There shall be a Chief Executive, by whatever designation called of every cooperative society to be appointed by the Board or by the State Government. In the event of appointment of the Chief Executive by the Board, he shall be a full time employee of the society] (b)) The Chief Executive shall be the ex-of icio member of the Board; (c) Where the State Government stands guarantee for repayment of any loan secured from any inancial institution the Chief Executive may be appointed by the State Government and salary and allowances payable to other terms and conditions of service including pension, gratuity and other bene its of the Chief Executive shall be prescribed by the Government; (d) Notwithstanding anything contained in any law in force or bye-laws of the society, the Chief Executive
132 appointed by the Government shall have full administrative control over the employees of the society in all matters including transfer, posting and disciplinary action. However, in case of dismissal of employees approval of the Board shall be necessary. (2] The Chief Executive shall be under the general superintendence, direction and control of the Board and exercise the lowing powers and the functions, namely:- (a) day-to-day management of the business of the cooperative society; (b) operating the accounts of the co—operative society and be responsible for making arrangements for safe custody of cash; (c) signing on the documents for and on behalf of the cooperative society; (d) making arrangements for the proper maintenance of various books and records of the cooperative society and for the correct preparation, timely submission of periodical statements and returns, in accordance with the provisions of this Act, the rules and the bye-laws; (e) convening meetings of the general body of the cooperative society, the Board and the Executive Committee and other committees or sub-committees constituted under provision of the Act and bye- laws and maintaining proper records for such meetings; (f) making appointments to the posts in the cooperative society in accordance with the bye-laws; (g) assisting the Board in the formulation of policies, objectives and planning; (h) furnishing to the Board periodical information necessary for appraising the operations and functions of the cooperative society; (i) to sue or be sued on behalf of the cooperative society; in (j) present the draft annual report and inancial statements for the approval of the Board within thirty days of closure of the cooperative year; (k) performing such other duties, and exercising such other powers, as may be speci ied in the bye-laws of the cooperative society; (I) in case of dispute between the Chief Executive and the Board in any matter, the decision of the Registrar shall be binding on the both. (3) Subject to other laws regulating employer—employee relations all employees of a cooperative society shall be appointed, regulated and removed by and be accountable to authorities within the cooperative society in accordance with the service conditions approved by the Board : Provided that in case of cooperative societies where State Government holds more than ifty percent of Share Capital or guarantees repayment of loan secured from any inancial ‘ institution, any upward revision of pay and allowances of staff, shall require prior approval of the State Government. The controlling authority of all staff shall be the Chief Executive of the society. NOTE Section 49.— The Chief Executive may be the head of a society but he is under the general superintendence, direction and control of the Board. Nevertheless he is the disciplinary authority for the staff in the society. 50. Votes of Members-(1) Irrespective of the shares he holds in the society and subject to any temporary
133 disquali ication from voting which may be prescribed in bye-laws and to the provisions of Section 27 relating to voting by representatives, a member of a registered society shall have one vote only in the affairs of the society : Provided that in the case of an equality of votes the President or Chairman at any meeting shall have a second “or casting vote subject to the provision as laid down in Section 44. Provided further that the bye-laws of a society may provide for more than one vote in the case of an af iliated society. (2) Either the President or Chairman or the Chief Executive of a registered society which is a member of another registered society, as may be decided by Board shall represent the society in the affairs of such other society as its representative: Provided that the Annual General Assembly of the society may nominate any other member other than President or Chairman or Chief Executive to represent the Society. (3) Voting by proxy shall not be allowed. (4) Notwithstanding anything contained in this Act, a registered society may by speci ic provisions made in its bye-laws, admit certain class of members without any voting right. 51. Loan to be utilised for the purpose for which advanced-The loan advanced by a registered society to a member thereof shall be utilized by him for the purpose for which it was advanced and for no other purpose. The society shall have power to recover the advance as prescribe if the member does not so utilise it. 52. Restriction on transfer of share or interest – The transfer or charge of the share or interest of a member in the capital of a registered society shall be subject to such conditions as to maximum holding as may be prescribed. NOTE Section 52.-Transfer or change of share or interest of a member of society is permitted but it must not exceed the maximum prescribed.
53. Validity of transfer or charge of share or interest-Except otherwise provided in this Act no transfer or charge of his share or interest by a member of a society with unlimited liability shall be valid unless- (a) he has held such share or interest for not less than one year; and (b) the transferor or mortgager is either a member of such ~ society or a person “mere application for membership has been accepted. NOTE Section 53.- Here the matter of limited liability is indicated. 54. Share or interest not liable to attachment- Notwithstanding anything contained in any other law for the time being in force and subject to the provision of Section 56, the share or interest of a member in the capital of a registered society or in any fund under Section 65 shall not be liable to attachment or sale under any decree or order of a court in respect of any debt or liability incurred by such member nor be subject to any claim by a receiver under the Provincial Insolvency Act, 1920 (5 of 1920).
134 NOTE Section 54.- Share or interest of a member is the capital of or fund of a registered society which is exempted from attachment. 55. Nomination of Transferee-If the bye-laws of a registered society so permit, any member of the society may, in accordance therewith, nominate a person in whose favour the society shall dispose of the shares or interest of such member on his death. 56. Transfer of Interest on Death of Member-When a member of a registered society dies, his shares and interest in the society shall, subject to the provisions of this Act, be transferred- (a) to the person, if any nominated in accordance with the provision of Section 55; or (b) if there is no such nominee or if the nominee is not available, or is dif icult to be ascertained by the managing body, or if for any other cause such transfer cannot be made without unreasonable delay, the transfer of interest on death of a member shall be made to the person as may appear to the managing body to be the legal heir or legal representative of the deceased member, provided that ninety days have elapsed from the date of the member’s death and no new claim shall be entertained after the said period of ninety days. 57. Disposal of shares or interest of ceased members- When a member of a registered society is expelled or Withdraws or otherwise ceases to be a member under this Act, rules or bye-laws, his share or interest shall be transferred to his nominee or to another eligible person, and the value thereon, determined in accordance with the rules, shall be paid to such ceased member if his share or interest is not forfeited under the provisions of this Act, rules or bye-laws or if he is insane, to any person appointed to manage his properties under the Indian Lunacy Act, 1912, (Central Act IV of 1912); provided that if there is no eligible transferee and if the bye-laws of the society so provide, the value of his share or interest determined in accordance with the bye- laws shall be paid to him or, if he is insane, to any person appointed to manage his properties under the Indian Lunacy Act, 1912. 58. Liability of Members on winding up of society-The members of a registered society shall, in the winding up of the society, jointly and severally liable to contribute towards any de iciency in the assets of the society- (a) in the case of a society with unlimited liability, without limit; and, (b) in the case of a society with limited liability, subject to such limitation of amount as may be provided in the bye-laws. NOTE Section 58.- The liability of a member in the case of winding up the society depends upon the limited or unlimited liability provided in a particular society- 59. Restriction on transfer of possession of Land held under a society-(1) Notwithstanding anything in any other law for the time being in force, a member of a registered society the object of which is to develop cooperative of collective farming, shall not be entitled to transfer his possession or interest in any land held by him under the society except to the society or with the previous approval of the managing body and in accordance with its bye-laws, to a member thereof or to a person who will be admitted as a member of the society.
135 (2) On the death of such a member his possession of an interest in any such land held by him under the society shall come to his nominees in accordance with the provisions of Section 56 or to the irst eligible heir according to seniority in age willing to become a member of the society. (3) If no nominee or heir becomes a member the possession of an interest in such land of the deceased shall vest in the society which shall pay to the nominee or the heir a sum equivalent to the value of the share and interest of the deceased member and any other sum due from the society as determined in accordance with this Act or Rules framed thereunder, after deducting all dues of the deceased member owing to the society. (4) If there is no person quali ied to succeed to the share or interest of the deceased member the society shall pay to his heir, executor or the legal representative, as the case may be, sum equivalent to the value of the share and interest of the deceased member as determined in accordance with the rules, after deducting the dues of the deceased to the society. (5) When in any other case a member ceases to be a member of such a society under this Act, Rules or Bye- laws his possession of and interest in any such land held by him under the society shall come to the society. If the bye-laws allow and if the share and interest of the members is not forfeited under this Act or Rules framed thereunder, the society shall pay to the ceased member a sum equivalent to the value of the share and interest of such member and any other sum due to him from the society after deducting his debts to the society, if any. (6) No land held under a registered society speci ied in sub-section (1) by a member thereof, or vested under sub-section (2) in the heir or nominee of such member shall be attachable in any suit or proceeding for the recovery of any debt other than a debt due to the society or to a member thereof. (7) No land shall vest in such a society by reason of the provisions of this Section unless it is owned by the society or has been leased to the society and, if the society holds the land by lease or contract the land shall vest in the society only during the pendency of lease or contract.
NOTE Section 59.- In case of co—operative society for collective farming some restrictions have been put in the transfer of possession or interest over the land of a member. The conditions imposed are mandatory in character. 60. Right of a registered society to pay prior debts of a mortgagor- (1) Where a mortgage is executed in favour of a registered society for payment of prior debts or part thereof, the mortgagor secured on the mortgaged property, the registered society may notwithstanding under the provisions of Section 83 and 84 of the Transfer of Property Act, 1882 (IV of 1882) by notice in writing and served by registered post with acknowledgement due, require any person to whom any such debt is due to receive payment of such debt or part thereof from the society at its registered of ice within such period as may be speci ied in the notice. (2) The person on whom such notice is served shall be bound to receive payment of the amount offered by the society, but where there is disagreement or dispute between the mortgagor and such person as regards to the amount of the debt or Where the society tenders less than the agreed amount of debt the receipt of the sum offered by the society shall not debar such person from enforcing his right to recover the balance amount claimed by him.
136 (3) If any such person refused to receive such notice or such payment, such debt or part thereof, as the case may he, shall cease to carry interest from the expiry of the period speci ied in the notice and the property mortgaged under sub-section (1) shall be deemed to have been freed from the encumbrance of such prior mortgage. (4) No society shall advance any loan on any mortgage without taking a declaration from the prospective mortgagor as to the names of prior mortgagees of the property in question, if any.
NOTE Section 60.- Certain provisions of Transfer of Property Act, 1882 are not applicable to the society in case of certain secured debt etc. 61. Restriction on mortgaged property- (1) Where land is mortgaged to a registered society, the mortgagor shall not be entitled without the approval of the society to transfer or mortgage as equity of redemtion or to create a charge upon or lease out such property during the pendency of the mortgage. (2) If the mortgaged property at any time is wholly or partially destroyed or the security rendered becomes insuf icient due to fall in value or for any other reason and the mortgagor having been given a reasonable_ opportun.ity by the society of providing for further security suf icient to cover the loan or for repaying the loan with interest or such portion of the loan as may be determined by the supervisory, managing or controlling body and the mortgagor having failed to provide such security or repay such portion of the ‘ loan, the whole of the loan or such uncovered portion shall be . deemed to fall due at once and recoverable through a cooperative demand certi icate. (3) Notwithstanding anything contained in the Transfer of Property Act, 1882 (Central Act IV of 1882), the mortgaged property, in case of default of payment of mortgage money or any part thereof, may be sold by the society as prescribed by rules in addition to any other remedy available, without the intervention of court if expressly conferred by the mortgage deed : Provided that the society serves a notice in writing by registered post demanding payment of the mortgage money with interest, or part thereof upon the mortgagor or, any person having any interest in or charge upon the mortgaged property or the equity of redemption who has previously noti ied the society of such interest or charge in writing or any surety, and if default has been made in payment of the loan or part thereof for three months after such service of notice: Provided further that any party aggrieved by an action taken by a registered society under this section may prefer an appeal to the Registrar within thirty days from the date of the sale and his decision shall be inal.
NOTE Section 61.- For further mortgage or transfer of already mortgaged property a prior approval from the authority of the society is needed. 62. Bar to certain Claim-All payment and transfer made by a registered society under this Chapter shall be valid and effectual against any demand made upon the society by any other person.
137 CHAPTER - V FINANCE 63. Mobilisation of funds- (1) A cooperative society may raise funds in the shape of equity, capital, deposit and loans from its members to such extent and under such conditions as may be speci ied in the bye-laws. (2) A cooperative society may borrow funds from non-member] individuals and institutions including Government to such extent and under such conditions as may be speci ied in the bye-laws. 64. Deployment of funds and proϐits- (1)The funds mobilized by a cooperative society shall be deployed primarily for the furtherance of its objectives. (2) No part of the funds of a cooperative society other than the net pro its shall be paid by way of bonus or dividend or otherwise distributed among its members. (3) A cooperative society may out of its net pro its in any year, pay on the paid up share capital of members a dividend at a rate ixed by the general body in the annual general meeting. (4) Such of its funds as are not needed for use in its business, a cooperative society may invest or deposit, outside its business in any non speculative manner. 65. Disposal of surplus- (l) The surplus, if any, arising out of the business of a cooperative society in a inancial year shall be used for the purpose as mentioned under clause (a), (d), (h) and (i) and in one or more of the following purpose as:- (a) towards a de icit cover fund; (b) to be distributed as surplus refund among its members; (c) to develop its business; (d) towards reserves funds constituted in accordance with the bye-1aws; (e) to provide common services to its members; (f) to provide rewards or incentives to staff; (g) towards payment of bonus under the Payment of Bonus Act, 1965 (21 of 1965) to the employees; (h) towards writing off bad debts and losses not adjusted; (i) towards such purposes as may be speci ied in the bye-laws; and (j) to cooperative development fund. (2) Surplus arising out of the business of a cooperative society shall be fully disposed of at the annual general meeting in which the audited annual inancial statement of accounts for the year in which the surplus arose is presented for the consideration of the general body. 66. Management of deϐicit- (l) The de icit, if any, arising out of the operation of the business of a cooperative society during any given inancial year, shall be fully settled by debiting a part or whole of the de icit to the de icit cover fund, if any, or as charge among its members: Provided that where such amounts are recovered the general body may resolve to credit a part or whole amount to the de icit cover fund or to account of each member in proportion to the de icit charge levied on him.
138 (2) No member shall be permitted to withdraw from the membership of a cooperative society without paying his share towards clearing the de icit, if any. 67. Operation of special funds- (1) A cooperative society may create reserves and such other funds as in the interest of members or the cooperative society and which are speci ied in the bye-laws: Provided that where a contributory provident fund is created for the bene it of employees such fund— (a) shall not be used in the business of the cooperative Society; (b) shall not form part of the assets of the cooperative society; (c) shall not be liable to attachment or be subject to any other process of any court or other authority; and (d) shall be administered in such manner as may be provided in the bye-laws. (2) In any inancial year if the fund 15 not applied in part or whole for the purpose for which it was created, the cooperative society shall credit to the account of such fund an annual interest on the amount of balance of such fund at a rate not less than the rate paid by scheduled banks on long term ixed deposits, debiting such interest as operational expenditure. 68. Address of society-Every registered society shall have a registered address to which all notices and communications may be sent and shall send notice in writing of every change thereof within thirty days of such change to the Registrar and to the af iliating society, if any. 69. Maintenance and inspection of documents- (1) Every registered society shall keep the following documents and allow inspection free of charge by any member of the society and such other persons as may be prescribed at all reasonable times at the of ice of the society- (a) a copy of this Act; (b) a copy of the Rules framed under this Act; (c) a copy of the bye-laws of society; (d) a copy of all Rules framed under the bye-laws of the society; (e) annual Balance Sheet authenticated by the Audit Of icer; (f) such other books, forms, register or other documents as may be prescribed by the Registrar. (2) A society shall deliver to every member on payment of a sum prescribed by the society’s bye-laws or rules, copies of documents certi ied to be true copies. 70. Restrictions on borrowing-A registered society may receive deposits and may borrow from its members and from persons who are not members to such extent and ‘on such conditions as may be provided in the Act and bye-laws: Provided that no cooperative society shall, by accepting deposits, or loans or in any other way, incur liabilities exceeding 25 times the sum of the paid up share capital and the accumulated reserve fund during any inancial year: Provided further that while calculating the total sum of subscribed share capital and accumulated reserve fund the accumulated losses shall be deducted. 71. Power of Government to give ϐinancial assistance- Not-withstanding anything contained in any other
139 law for the time being in force, the State Government may, on the request of the cooperative society, supported by a resolution passed by the General Assembly of the cooperative society, grant loans, to take shares or guarantee the principal or the interest or both in respect of debentures issued by any cooperative society or give inancial assistance in any other form to any registered society which puts forwards a satisfactory schemes for the utilisation of the funds so raised. The State Government may recover from any society out of its net pro it in any year all or any part of such inancial assistance. 72. Restriction on loans- [1) A registered society shall not give loans— (a) to any person other than a member except with the general or special sanction of the Registrar; provided that a loan may be given to a depositor of the society out of his deposit; or (b) to a member in excess of his normal credit limit ixed for that member by the society in accordance with the provision of the bye-laws, provided that in assessing normal credit limit the managing body shall take a full statement as to the member’s means of earning; (C) to a member on the security of movable property or future movable property, unless the movable property is charged, hypothecated or pledged with the society; (d) on personal security without sureties, unless the borrowing member has unencumbered immovable property or attachable funded assets suf icient to cover the loan and a full statement of such securities is submitted by the borrower and the truth of the statement is ascertained by the managing body; (e) on personal security with sureties unless, the borrowing member and his surety together have unencumbered immovable property or attachable funded assets suf icient to cover the loan and a full statement of such securities is submitted by the borrower and the sureties separately and the truth of the statements is ascertained by the managing body; (f) to a member on personal security, with or without sureties, unless the loan is for a short period not exceeding the time required to reap the bene it of the loan and in no case exceeding three years. (2)(a) Notwithstanding the provisions of sub-section (1), a loan may be given on personal security provided that the managing body of the society is satis ied as to the borrowers capability and has taken from him a scheme for the utilisation of the loan and has ascertained the truth of the statements contained in the scheme and the bona ides of the borrowing member; (b) the resolution of the managing body granting a loan under this section shall contain the names of all assenting members, and all the assenting members and secretary shall be held jointly and severally responsible for the issue of the loan and its recovery; (c) Notwithstanding the provisions of clauses (b), (c), (d), (e), and (f) of sub-section (1) and clauses (a) and (b) of this sub-section a registered society may issue a loan on mortgage of valuable security; (d) no person shall be accepted as a surety for any borrower unless he is also a member of the same registered society. (3) A registered society, the primary object of which is not the issue of loans, shall open a separate accounting or inance or banking branch in accordance with its bye—laws and frame rules for the conduct of business in such branch before it issues any loans and such rules shall irst be approved by the Registrar.
NOTE A Section 72.- The society under the Act cannot grant loan without observing the formalities provided.
140 73. Ofϐice bearer of society is required to furnish information and produce documents- (1) Every of ice bearer of a registered society shall produce documents and books of account and cash balance in his custody and appear before and furnish such information in regard to the transaction or working of the society as may be required of him by the Registrar or persons authorized by the Registrar in this behalf and auditing of icer, arbitrator, liquidator or any persons conducting inspection or an inquiry under the provisions of this Act and the rules made thereunder. (2)(a) At any sale of property, movable or immovable, held under this Act or Rules framed thereunder, no of ice bearer of the registered society concerned or any person having any duty to perform in connection with such sale, shall either directly or indirectly bid for, acquire or attempt to acquire any interest in such property; (b) any of ice bearer of a society or a liquidator may, on behalf of the society bid and purchase at a sale of mortgaged property.
NOTE Section 73.- Register of Cooperative society has kea role to be played in successful functioning of the society.
CHAPTER - VI ACCOUNTABILITY AND PRIVILEGES OF REGISTERED SOCIETY 74. Prior claims of societies-(1) Notwithstanding anything contained in Sections 60 and 61 of the Code of Civil Procedure, 1908 (Central Act V of 1908) any debt or outstanding demand due to a registered society by any member, surety, past member or the estate of any deceased member shall be a irst charge : (a) if such debt or the demand is due in respect of the supply, or any loan to provide the means of such supply, of seed, manure, labour, fodder for cattle or any other thing incidental to the conduct of agricultural operations upon the crops or agricultural produce of such member, past member, or belonging to the estate of such deceased member, at any time within two years from the date of such supply or loan or from the days on which the last installment of such supply or loan became repayable; (b) if such debt or demand is due in respect of the supply of or any loan for the purchase of cattle, agricultural implements or warehouses for the storage of agricultural produce in the manner and to the extent aforesaid upon the crops or agricultural produce of such member, past member or belonging to the estate of such deceased member and also upon the cattle, agricultural implements or warehouse thus supplied or purchased wholly or in part from any such loan; (c) if such debt or demand is due in respect of the supply of loan for the purchase of raw materials, industrial implements, machinery, workshop, warehouses or business premises upon the raw materials or other things supplied or purchased by such member, past member or the deceased member wholly or in part from any such loan and also upon any articles manufactured from raw materials or with implements or machinery so supplied or purchased wholly or in part from any such loan; (d) if such debt or demand is due in respect of any loan for the purchase, improvement or redemption of land or for the purchase or construction of any house, building or any portion thereof, upon the land purchased, improved or redeemed or the house or building so purchased or constructed by such
141 member, past member or the deceased member from any such loan. (2) Notwithstanding anything contained in this Act or any other law for the time being in force- (a) a member who makes an application for a loan to a cooperative society of which the majority of the members are agriculturists shall, if he owns any land or has any interest in any land as a tenant, make in such forms as may be prescribed, a declaration that he thereby creates a charge upon such land or such interest, or such portion thereof, as may be speci ied in the declaration for securing the repayment of the loan which the society may make to the members on the application and of future loans, if any, that may be made to him, from time to time by the society together with interest on such loan or loans; (b) a declaration made under clause (a) may be varied or cancelled at any time by the members making it, with the consent of the society in whose favour it is made; (C) any land or interest in land in respect of which a declaration has been made under clause (a) or any part of such land or interest, shall not be sold or otherwise transferred by the member making the declaration until the entire amount of the loan or loans taken by the member from the society together with interest thereon is paid to the society: Provided that nothing in this clause shall apply to any such part of such land or interest as may have been released from the charge created under this section under the proviso to clause (d); (d) subject to any claim of the State Government in respect of land revenue or any sum recoverable as land revenue or as public demand, there shall be a irst charge in favour of the society on the land or interest in land speci ied in the declaration made under clause (a) for and to the extent of the dues recoverable from the member making the declaration on account of the loan or loans together with any interest thereon made to him by the society: Provided that if a part of such dues is paid by the member, the society may, on the application of the member and with the approval of the inancing bank to which it may be indebted, release from the charge such part of the land or interest in the land speci ied in the declaration made under clause (a) as the society may, having due regard to the security of the outstanding amount of the loan or loans made to the member deem proper; (e) every record-of—rights prepared and maintained under the Assam Land and Revenue Regulation, 1886 (Regulation I of 1886) or any other law for the time being in force shall also include the particulars of every charge on any land or any interest thereon created under clause (a). NOTE Section 74.- Society is placed in a privileged position for releasing its dues. 75. Charge and set off in respect of shares or interest of members— A registered society shall have a charge upon the share or interest in the capital and on the deposits of a member or past member or deceased member and upon any dividend, bonus or surplus payment to a member or past member or the estate of a deceased member in respect of any debt due from such member or past member of estate of such deceased member to the society, and may set off any sum credited or payable to a member or past member or estate of a deceased member in or towards payment of any such debt. 76. Deduction of dues from salary of members- If a member of a registered society, who is an employee of the Government or any local authority, takes a loan from a society and contracts to repay it by installments,
142 and authorises the society to recover such installments by deduction from his salary, the person who disburses any amount payable to such member as salary or remuneration in respect of such employment shall on demand from the society, deduct the amount of such installment from the amount disbursed to such members as salary and shall forthwith remit to the society the amount so deducted. 77. Exemption from compulsory registration and personal attendance for registration of instruments- Nothing in clauses (b) and (c) of sub-section (1) of Section 17 of the Indian Registration Act, 1908 (Central Act XVI of 1908) shall apply to— (1) any instrument relating to share in a registered society, notwithstanding that assets of such society consists in whole or in part of immovable property; or (2) any debenture issued by any such society and not creating, declaring, assigning, limiting or extinguishing any right, title or interest to or in immovable property, except, in so far as it entitles the holder to the security afforded by a registered instrument whereby the society has mortgaged, conveyed or otherwise transferred the whole or part of its immovable property or any interest therein to trustees upon trust for the bene it of the holder of such debentures; (3) any endorsement upon or transfer of any debenture issued by any such society; (4) notwithstanding anything contained in the Indian Registration Act, 1908 (Central Act XVI of 1908), it shall not be necessary for any of ice bearer of a registered society or a liquidator of a society to appear in person or by agent at any registration of ice in any proceeding connected with the registration of any instrument executed by him in his of icial capacity or to sign as provided in Section 58 of that Act.
NOTE Section 77 & 78.- Certain mandatory provisions of Indian Registration Act, 1908 are made non applicable in certain operation of the society indicated under this section. 78. Exemption from registration of mortgage deeds executed in favour of cooperative land development bank or primary society (1) Notwithstanding anything contained in the Indian Registration Act, 1908, (Central Act XVI of 1908), it shall not be necessary to register mortgages executed in favour of the Cooperative Land Development Bank or a primary society of which the majority of the members are agriculturists, for the purpose of securing the repayment of a loan provided that; the Land Development Bank or the primary society concerned send within such time and in such manner as may be prescribed, a copy of the instrument whereby immovable property is mortgaged for the purpose of securing repayment of the loan to the registering of icer with the local limits of whose jurisdiction the whole or any part of the property mortgaged is situated. (2) On receipt of the copy of the instrument under the preceding sub-section, the Registering Authority shall ile a copy or copies as the case may be in Book No. 1 prescribed under Section 51 of the Indian Registration Act. 1908. (3) The mortgages executed in favour of and all other assets transferred to a cooperative Land Development Bank or a primary society of which the majority of members are agriculturists, by the members thereof, as security for repayment of loan, before or after commencement of this Act shall, with effect from the date of such execution or transfer be deemed to have been executed or transferred by such society in favour of or to the inancing bank.
143 79. Power to grant remission of certain duties, fees etc.- (1) The State Government may, by general or special order in the case of a registered society or class of registered societies, remit any tax, cess or fee payable under any law for the time being in force or the rules thereunder in respect of which they are competent to exempt remission of such tax or fee. (2) The State Government may, in respect of any registered society or class of registered societies by noti ication in the Of icial Gazette, grant remission of— (a) the stamp duty other than stamp duties falling within item 91 or item 96 in List - I of Seventh Schedule to the Constitution of India in respect of any instrument executed by or on behalf of a member thereof, and relating to the business of such society or any class of such instruments, cooperative demand certi icates or decisions, awards or orders of Registrar or arbitrators under this Act, in cases where, but for such remission, the registered society, Of icer or member thereof, as the case may he, would be liable to pay the stamp duty chargeable under any law for the time being in force, in respect of such instrument, and (b) any fee payable by a registered society under any law for the time being in force for the registration of documents or of court for the time being in force. 80. Accounts, records and documents to be maintained - (1) Every cooperative society shall keep at its Head of ice the following accounts, records and documents, namely- (a) a copy of this Act with amendments made therein from time to time; (b) copies of other laws and regulations to which the cooperative society is a subject; (c) a copy of its bye-laws, with amendments made therein from time to time; (d) a copy of the Regulations framed under clause (7) of Section 38 and amendments made therein from time to time; (e) the minutes books; (f) accounts of all sums of money received and expended by the cooperative society and their respective purposes; (g) account of all purchases and sales of goods by the cooperative society; (h) account of the assets and liabilities of the cooperative society; (i) a list of members, their ful illment of responsibilities over the previous inancial year, their eligibility to exercise their rights for the current twelve months period updated within sixty days of closure of the cooperative year; and (j) all such other accounts, records and documents as may be required by this Act or other laws and regulations or bye-laws of the cooperative society : Provided that where a cooperative society has branch of ices, summarised statements of accounts relating to such branch of ice, shall be available at the Head of ice for each quarter of inancial year within ifteen days of the end of that quarter. (2) The books of account and records shall be open to inspection by any Director during of ice. hours of the cooperative society.
144 (3) The copies of this Act, bye—laws, regulations, minutes book of the general body, voters list and such accounts and records of transactions that relates to a member shall be made available to any member during of ice hours of the cooperative society for inspection. [4) The books of accounts relating to a period of at least ten years before the current inancial year together with supporting records and vouchers shall be preserved unless otherwise require for a longer period.
CHAPTER – VII AUDIT 81. Audit- (1) The Registrar shall audit or cause to be audited by auditors of the department or by some person authorised by him, by a general or special order in ‘writing in this behalf, the accounts prepared by every registered society and society under liquidation once at least in every year : Provided that State Government shall also maintain a panel of auditors consisting of Chartered Accountants and any cooperative society shall have the option to get the accounts audited by an auditor out of this panel subject to the condition that accounts of such cooperative society shall have to be audited by departmental auditors at least once in every three years. (2) The Registrar or the person authorised by him in this behalf shall at all reasonable times have free access to the books, accounts, documents, securities, cash and other properties belonging to or in the custody of the society and may summon any person in possession or responsible for custody of any such books, accounts, documents, securities, cash or other properties to produce the same and furnish such information in regard to the transactions and working of the society at any convenient place or at the head quarters of the society or any branch thereof by the same means and so far as may be in the same manner as provided in the Code of Civil Procedure, 1908 (Central Act V of 1908). (3) In respect of every audit of the accounts a registered society shall pay such audit fee as may be prescribed by the Registrar of Cooperative Societies and such fee shall be deemedto be outstanding dues from the society. 1[(4) The State Government shall, by noti ication, lay down the minimum quali ications and experience of auditors and auditing irms that shall be eligible for auditing accounts of the cooperative societies. (5)The accounts of every cooperative society shall be audited within six months of the close of the inancial year to which such account relates.] 82. Power of the Registrar to have the accounts written up-If at the time of the audit the accounts of a registered society are not complete the Registrar or with his sanction the audit of icer may cause the accounts to be written up at the expense of the society. Such expenses shall be realised by the auditor from the society concerned along with the audit fee. 83. Nature of audit- (1) The audit shall include among others— (a) a veri ication of the cash balance and securities; (b) a veri ication of the balance at the credit of the depositors and creditors and the amounts due from the debtors of the society;
145 (c) an examination of overdue debts, if any; (d) the valuation of the assets including stock veri ications, and liabilities of the society; (e) an examination of the statement of accounts and balance sheets to be prepared by the managing body of the society in such forms as may be prescribed; (f) a certi ication of the realised pro its; and (g) any other relevant matter. (2) The auditor’s report among others shall include- (a) statement whether the auditor has obtained all the information and explanations which to the best of his knowledge and belief were necessary for the purpose of the audit; (b) statement whether the balance sheet of cooperative society and income and expenditure account dealt with by the report are in agreement with the books of accounts; (c) statement indicating the basis on which each asset and liability was valued and mentioned speci ically any change in the manner in which such valuation was done in the. inancial year under examination and its effect on surplus or de icit; (d) statement indicating the amount of surplus earned or ‘ «de icit incurred from provision of services to non—members as distinct from surplus earned or de icit incurred because of service to members or in normal course of business; (e) statement indicating every deviation in actual expenses and income from the estimated expenses and income in the approved budget; (f) statement whether or not any of the Directors had at any time during the inancial year under review, become ineligible under this Act to continue in of ice as a Director, and (g) statement whether the decisions on disposal of surplus or assessment of de icit of the general body at its previous Annual General Meeting were implemented correctly and completely or not. 84. Audit report- The Audit Of icer shall within a fortnight from the date of completion of audit, submit to the registered society and to the Registrar, together with the statement of accounts audited, audit report including a statement of- (a) every transaction which appears to him to be contrary to law or to the rules or bye-laws; (b) every sum which ought to have been brought but has not been brought into account; (c) the amount of de iciency or loss which appears to have resulted from any negligence or misconduct that requires further investigation; (d) any money or property belonging to the society which appears to have been misappropriated or fraudulently retained by any person; (e) any of the assets which appears to him to be bad or doubtful; (f) any irregularity in maintaining the account;* (g) any other relevant matter under Section 83*; and *[(h) The audit report of the accounts of a co-operative society shall be laid before the Assam Legislative Assembly by the Registrar in any one of the sessions immediately after expiry of 120 days from the closure of the Co-operative year.]
146 85. Rectiϐication of defect- (l) A registered society shall be afforded by the Registrar an opportunity of explaining any defects, or irregularities pointed out and objected to by the audit of icer and thereafter, the society shall within such time and in such manner as the Registrar may direct, remedy such defects and irregularities and report to the Registrar, the action taken by it thereon, Deleted the word “and” in clause “07’ and in clause “(yr the word “and” substituted for “.” and thereaiter new clause 2) The Boards of all societies shall take follow up action on the audit report and shall submit a report to the Registrar within 3 months of acceptance of report by the Annual General Meeting of the society. The non compliance of above shall disqualify the Board in of ice after expiry of three months period. 86. Re-Audit/Recasting of audit report- If the Chief auditor on appeal or on inquiry and detail checking of accounts satis ies himself that the audited accounts need recasting or re-audit he shall give order for such recasting or re-audit. Provided that no such recasting or re-audit shall be taken up after 3 years from the date of acceptance of Balance Sheet by the General Assembly in their Annual General Meeting. If recasting or re- audit is required to be undertaken due to non compliance of the procedure of audit the cost of recasting or re-audit shall be recovered from the auditor auditing the accounts in addition to facing disciplinary action under the Assam Government. Services and Conduct Rules or action under appropriate law as the case may be. If the same has to be undertaken due to non furnishing of adequate records, reports etc., the cost of such recasting or re-audit shall be recovered from the respective of ice bearer or of icer of the society. He will also be liable to disciplinary action under appropriate law, rules applicable for the purpose. The cost of re—audit or recasting of audit report shall be determined by the Registrar. 87. Inquiry- (l) Registrar shall on the application of a federal or a secondary cooperative society to which the cooperative society concerned is af iliated, or of a creditor to whom the cooperative is indebted, or of not less than one third of the Directors, or of not less than one—tenth of the members, hold an inquiry or cause an inquiry into any speci ic subject relating to any violation of any of the provisions of this Act or bye-laws. 7[(2) The Registrar shall order an enquiry or reject the application for an enquiry showing the reasons within ten days from the date of receipt of application] (3) The inquiry shall be completed within a period of thirty days from the date of order of the inquiry : Provided that where the inquiry cannot be completed within a period of thirty days the reasons thereof shall be recorded in writing. (4) The Registrar shall— (a) within a period of thirty days from the date of the completion of the inquiry, communicate the report of the inquiry— (i) to the cooperative society concerned; and (ii) to the applicant secondary cooperative society; or (iii) to the applicant creditor; or (iv) to the person designated by the applicant Directors; or (v) to the person designated by the applicant members, as the case may be; 7 Before substitution read as:— “(2) The Registrar shall order an inquiry only after the receipt of a fee as determined by him from the applicant or the applicants. The fee should be sufϔicient to meet the costs of the inquiry to be conducted.”
147 (b) within a period of ifteen days from the date of expiry of the period mentioned in sub-section (3) communicate the reasons for the non-completion of the inquiry within the speci ied period along with the period which is likely to be taken for completion of inquiry, to the parties concerned under sub-section 4(a). (5) The cooperative society concerned shall, on receipt of the report, place it before the next general meeting or in a special general meeting to take such action thereon as the general body may think it, which may include removal of all or any Directors and election of new Directors or any other action on any employees as required. (6) A copy of report shall be supplied to any other member of the cooperative society, on payment of such fee as determined by the Registrar. 88. Inspection of society— (1) Every registered society shall be liable to inspection at any time by the Registrar or any person authorized by him by general or special order and by any af iliating society if so provided in its bye-laws. (2) An inspection of a registered society shall also be made by the Registrar or any person authorized by him in this behalf by an order in writing at any time on the application of a creditor of a registered society : Provided that no inspection shall be made under sub-section unless- (i) the creditor deposits with the Registrar such sum as security for the cost of the proposed inspection as the Registrar may require; and (ii) the creditor satis ies the Registrar that the alleged debt is a sum then due and that he has demanded payment thereof and has not received satisfactory response within a reasonable time : Provided further that no inspection shall be conducted under this sub-section without giving the society an opportunity of being heard. . 4 The result of an inspection under this section shall be communicated to the society and if held at the instance of a creditor, to the creditor. (3)(a) A inancing bank shall have the right to inspect the books of any cooperative society which has either applied to the bank for inancial assistance or is indebted to the bank on account of inancial assistance granted earlier; (b) the inspection may be carried out by an of icer or any other member of the paid staff of inancing bank. (c) the of icer or any other member of the paid staff of the inancing bank undertaking such inspection, shall at all reasonable time have access to the books of account, documents, securities, cash and other properties belonging to or in the custody of the cooperative society for inspection by him. Such information, statements and returns as may be required by him to assess the inancial conditions of the society and the safety of the inancial assistance to be made to the society or already made to it. (4] The cooperative society concerned shall on receipt of the report, place it before the next Annual General Meeting or Special Annual General Meeting with action taken report and to take such action thereon as the General body may think it which may include removal of all or any Directors or any other action on employee as required. (5) A copy of the report shall be supplied to any member on requisition and on payment of fees to be determined by the Registrar.
148 89. Cost of inquiry and inspection- (1) When an inquiry is held under Section 87 or .an inspection is made under Section 88, the Registrar may, alter giving the parties an opportunity of being heard, apportion the cost or such part of the cost as he may deem it, between the society, the members thereof or the af iliating society or the creditor or creditors applying for such inspection or inquiry, as the case may be, and the of icers, former of icers, members and past members of the society. (2) No expenditure from the fund of registered society shall be incurred for the purpose of defraying any cost in support of any appeal preferred by any person other than the society itself against an order under sub- section (1). t ‘ (3) Any person authorized by the Registrar for the purpose of inquiry and inspection under Section 87 and 88 shall have all the powers of the Registrar when acting these sections. (4) Any sum awarded By way of cost under this section shall be recoverable as the fees for inquiry or inspection in the manner of realization of audit fees or through a Cooperative Demand Certi icate. 90. Prohibition of use of word “Cooperative” and Penalty- (1) No person other than a cooperative society registered under this Act shall, without the permission of the State Government, function, trade or carry on business under any name or title of which the word “cooperative” or its equivalent in any Indian language forms part. (2) Every person who is a member of a cooperative society formed in contravention of Section 4 and Section 6 of this Act and every person contravening’ the provisions of sub-section (1) shall be punishable with a ine which may extend to ive hundred rupees and in the case of a continuing offence with further ine of two hundred rupees for each month on which the offence is continued after conviction thereof. 91. Offence- (1) A person who makes or assists in making a report, return, notice or other documents required under this Act to be published or sent to the Registrar or to any other person that— . (a) contains an untrue statement of a material; or (b) omits to state a material fact required in the report or makes a statement contained in the report misleading in the light of the circumstances in which it was made; shall be guilty of an offence and shall on summary conviction, be punishable- (a) in case of an individual, with imprisonment for a term which may extend to ninety days or with ine which may extend to rupees ten thousand or both; (b) in the case of juristic person other than an individual, with a ine which may extend to rupees ten thousand. (2)(a.) If the person committing an offence under sub-section (1) is a cooperative society which is a body corporate, the cooperative society as well as every person in charge of and responsible to the cooperative society for the conduct of its business at the time of commission of the offence shall be deemed to be guilty of the offence and shall be liable to be proceeded against and punished accordingly. (b) Notwithstanding anything contained in clause (a) where an offence has been committed by a cooperative society, and it is proved that the offence has been committed with the consent of and connivance of or that the commission of the offence is attributable to any neglect on the part of any Director, Manager, Secretary or other of icer of the cooperative society, such Director, Manager, Secretary or other of icer shall also be deemed to be guilty of that offence and shall be punishable with imprisonment for a term which may
149 extend to ninety days or with ine of one thousand rupees or with both. (3) No person shall be guilty of an offence under sub-section (1) or sub-section (2) where the untrue statement or omission— (a) was not known to him, and (b) after exercising reasonable diligence fact could not have been known to him. (4) Every person who- (a) without reasonable cause, contravenes a provision of this Act for which no penalty is otherwise provided, or (b) fails to ile or furnish return or to give any notice or to send any document required by the provisions of this Act- shall be guilty of an offence and shall, on summary conviction, be punishable with a ine which may extend to two thousand rupees. (5) Where a person is convicted of an offence under this Act the Court may, in addition to any punishment imposed, order the person to comply with the provisions of this Act for the contravention of which he has been convicted. (6) No prosecution for an offence under this Act shall be commenced after ive years from the date when the subject matter of the complaint arose. (7) No civil remedy for an act or omission under this Act is suspended or affected by reason that the act or omission is an offence under this Act.
CHAPTER – VIII STATEMENT OF DISPUTES 92. Reference of dispute- Any dispute touching the business of a registered society, other than a dispute regarding disciplinary action taken by a society against an employee of the society, or of the liquidator of a society shall be referred to the Registrar for decision if the parties thereto are among the following:- (a) the society, its past or present controlling or managing body any past or present of icer, agent or employee or the liquidator of the society, or (b) member, past member or persons claiming through a member, past member or deceased member of the society, or (c) a surety of a member, a past member or deceased member of a society, or (d) any other registered society or the liquidator of the society, or (e) a registered society and a inancing bank. 93. Settlement of dispute- (1) The Registrar shall on receipt of a reference under Section 92— (a) decide the dispute himself or authorize any other Government of icer to decide the dispute; or (b) refer it for disposal to an arbitrator appointed by the Registrar or to three arbitrators one to be nominated by each of the parties to the dispute and the third who shall be nominated by the Registrar to act as Chairman. Where any party to the dispute fails to nominate an arbitrator within ifteen days after the communication of this notice, the Registrar may himself make the nomination. No legal practitioner
150 may be nominated as an arbitrator by any party to a dispute or by the Registrar; (c) an arbitrator appointed under the previous sub—clause shall be governed by the Indian Arbitration Act, 1940 (X of 1940), with such statutory re-enactment or modi ication thereof as shall from time to time be made. (2) The Registrar may withdraw any reference of such dispute referred to under sub-section (1) and may deal with it himself under the said sub-section. (3) Where the Registrar is satis ied that a party to any reference made to him under Section 92 with intent to defeat or delay the execution of any decision that may be passed thereon— (a) is about to dispose of the whole or any part of his property, or
(b) is about to remove the whole or any part of his property from the local limits of the jurisdiction of the Registrar; the Registrar may direct the conditional attachment of the said property or such part thereof as he deems necessary, and such attachment shall have the same effect as if it had been made by a competent Civil Court.
CHAPTER – IX DISSOLUTION OF A SOCIETY
94. Cancellation of Registration- (1) If the Registrar, on receipt of an application made upon resolution adopted in a meeting of the General Assembly by a three—fourth majority of the members present in the meeting, provided that the notice of dissolution was included in the circulated agenda of the meeting, is of opinion that the society ought to be dissolved, he may, by an order in writing, cancel the registration of the society. (2) The Registrar after an enquiry has been held under Section 87 or after the inspection has been made under Section 88 may cancel the registration of a society which— (i) has not commenced working; or (ii) has ceased working; or (iii) has ceased to comply materially with any condition as to registration in this Act, Rules or Bye-laws; and (iv) in his opinion ought to be dissolved. (3) A copy of the order canceling the registration of a society shall forthwith be published in the of icial Gazette by a notice, which shall be communicated to the society and to any af iliating society concerned by registered post. The notice shall contain the name of the liquidator appointed under Section 95 who shall take full charge of the society forthwith and shall require all claims against the said society to be made to the liquidator within two months of the publication of the notice. All liabilities recorded in the account books of the society shall be deemed ipso facto to have been so claimed. (4) When the cancellation of the registration of a society takes effect, the society shall cease to exist as a
151 corporate body, but shall vest in the liquidator. (5) Any member of the society may within two months from the date of publication of the order of cancellation, appeal to the State Government from such order. (6) Where an appeal is presented within two months from the publication of an order cancelling the registration of the society, the order shall take effect on the expiry of the period. (7) When an appeal is presented within two months of an . order of cancellation, the order shall not take effect until it is con irmed by the State Government and such con irmation is communicated to the society by registered post. NOTE Section 94.-The provision under this section empowers Registrar to cancel registration of society if the conditions for the same are complied with. 95. Winding up, Appointment of liquidator and his powers and functions- (1) When an order of cancellation of the registration of a society is made by the Registrar under Section 94, he may appoint any person to be the liquidator of the society and may remove such person and appoint another in his place. (2) The liquidator appointed under sub-section ( 1) shall have power from the date of his appointment to take immediate possession of all assets, properties, effects and actionable claims of the society or to which the society is entitled and all books, records, case and other documents pertaining to the business of the society and, in the interest of the society, shall hold charge of the society notwithstanding the provisions of Section 94 provided that no steps shall be taken for the winding up of the society during the pendency of any stay order. (3) The liquidator shall, under the general control of the Registrar, have power, so far as is necessary for the winding up of the society, on behalf of the society to carry on the business thereof and to do all acts and execute all documents necessary to such winding up, and in particular shall exercise the following powers: (a) to institute, compromise and defend suits and other legal proceedings on behalf of the society; (b) to make any compromise or arrangement with any person between whom and the society there exists any dispute; (c) to determine the debts due to the society by a member, past member or estate, nominees, heirs or legal representatives of deceased members; (d) to determine from time to time the contribution to be made or remaining to be made by the members, past members or by the estate or nominees, heirs or legal representative of deceased members or by any of icers or former of icers, to the assets of the society and to determine the debts due from such members or persons and the cost of liquidation; (e) to calculate the cost of liquidation and to determine by what persons and in what proportion they are to be borne; (f) to investigate all claims against the society and subject to the provisions of this Act to decide questions of priority arising between claimants; (g) to pay claims against the society including interest up to date of cancellation of registration according to their respective priorities, if any, in full or rateably as the assets including the reserve fund of the
152 society, permit; the surplus, if any, remaining after payment of claims being applied in payment of interest from the date of such cancellation at the rate ixed by him but not exceeding the contract rate in any case; (h) to take step to recover dues according to the provisions of Section 102, if necessary; and (i) to dispose of the surplus, if any, remaining after paying the claims against the society in accordance with Section 96. (4) Subject to the provisions of this Act and Rules made there under, a liquidator appointed under Section 95 shall, in so far as such powers are necessary for carrying out the purpose of this Section, have power to summon and enforce the attendance of witnesses and to compel the production of any books, accounts, documents, securities, cash or other properties belonging to or in the custody of the society by the same means and so far as may be in the same manner as is provided in the case of a Civil Court under the Code of Civil Procedure, 1908 (V of 1908). (5) Notwithstanding anything contained in any law for the time being in force, if any landed property is held by a liquidator as such the title over the land shall be complete as soon as the mutation of the name of his of ice is, effected and no court shall question the title on the ground of dispossession, want of possession or physical delivery of possession.
NOTE Section 95.- As in the case of registered company the provisions are made for appointing liquidator when the society is dissolved. The liquidator can proceed as empowered. 96. Distribution of fund of a dissolved society- On dissolution of a society the reserved fund and any undisbursed cash in hand shall be applied to discharging liabilities of the society and the repayment of the share capital. Any sum that may remain may be applied to such object of local and public utility as may be selected by the members of the dissolved society and approved by the Registrar. If, within three months of the notice published in the Of icial Gazette under Section 97, notifying the closing of the liquidation proceedings of the society, the members fail to select any object as aforesaid, the Registrar shall, with the approval of the Government, apply the fund to such local public utility as may be determined by him or credit the remaining sum to the reserve fund of a society to be formed to replace the dissolved society or if there be no such society to any other deserving society existing within the same area of operation and having objects similar to those of the dissolved society or if there be no such society to any other registered society in Assam as may be determined by the Registrar. 97. Liquidator to deposit the books and submit a ϐinal report- When the affairs of a registered society have been wound up, the liquidator shall make a report to the Registrar, who, when satis ied shall order the liquidation proceedings to be closed and direct the liquidator to deposit the records whatsoever the Registrar thinks it and the Registrar shall issue a notice in the Of icial Gazette, notifying the closing of the liquidation proceedings of the society. 98. Disposal of surplus assets of liquidated Co-operative societies- After all the liabilities including the paid up share capital of a wound up cooperative society have been met, the surplus assets shall not be divided among its members but they shall be applied to any object described in the bye-laws and when no object is so prescribed in the bye-laws, to the cooperative development fund.
153 99. Bar of suit: or legal proceedings-When an order to wind up the cooperative society has been made or the liquidator has been appointed a suit or other legal proceeding relating to business of such cooperative society shall he proceeded with or instituted against the liquidator as such or against the cooperative society or any member thereof except with the leave of the Registrar and subject to such conditions as he may impose. 100. Final accounts- (1) A liquidator shall pay the costs of liquidation out of the property of the cooperative society and shall pay or make adequate provision for all claims against the cooperative society. (2) Subject to the provisions of Section 60 after paying or making adequate provision for all claims against the cooperative society, the liquidator shall apply to the Registrar for approval of his inal accounts and for permission to distribute in cash or in kind the remaining property of the cooperative society in accordance with the bye-laws. (3) Where the Registrar approves the inal accounts rendered by a liquidator under sub—section (2), he shall- (a) issue direction with respect to the custody or disposal of the documents and records of the cooperative society; and (b) discharge the liquidator. (4) Where the Registrar discharges a liquidator under sub-section (3) the Registrar shall dissolve the cooperative society, issue a certi icate of dissolution and delete its name from the Register of Co-operative Societies. (5) The cooperative society ceases to exist on the date shown in the certi icate of dissolution, which shall not be later than eight years after the appointment of the liquidator.
101. Bar of suit- Save in so far as is expressly provided in this Act, no Civil Court shall take cognizance of any matter concerned with the winding up or dissolution of a society under this Act and when a liquidator has been appointed no suit, order or legal proceedings shall lie or be proceeded with against him except by leave of the Registrar and subject to such terms as he may impose.
NOTE Section 101.- The jurisdiction of Civil Court is barred in the matter of dissolution of the society or in the inding of the liquidator.
CHAPTER – X RECOVERY OF SUMS DUE 102. Recovery of sums due and enforcement of obligations- (1) Notwithstanding anything contained in this Act, the Registrar or such other person as may be authorized in this behalf, may, on his own motion when the interest of the Government is involved or on the written requisition of a registered society, an af iliating society or inancing bank for the recovery of any loan or any other sum due by a defaulting member after due inquiry as he may deem it and after giving a reasonable opportunity of being heard, grant a Cooperative Demand Certi icate for recovery of any amount found to be due.
154 (2) (a) If any installment of loan or interest payable by a member of a cooperative society or any part of such installment has remained unpaid for more than 30 days from the date on which it fell due, the Board may, in addition to any other person authorized for the recovery of such installment or part thereof, recover the installment or such part thereof by distraint and sale of the produce of the charged land including the standing crop; (b) On receipt of such application the Registrar or the person authorized by him may, notwithstanding anything contained in the Transfer of Property Act, 1882, take action in the manner as prescribed for the purpose of detraining and selling such produce: Provided that no distraint shall be made after the expiry of twelve months from the date on which the installment fell due; (c) The value of the property distrained shall be, as nearly as possible equal to the amount due and the expenses of the distraint and the costs of the sale. 103. Charge and surcharge- (1) Where, as the result of an audit under Section 81 or an inquiry under Section 87 or an inspection under Section 88 or a report made in the course of the winding up of a registered society, it appears to the Registrar that any member, of icer or employee past or present, of the society has at any time within a period of four years prior to the date of such audit, inspection, inquiry or report, as the case may be- (a) intentionally, whether individually or as an assenting member of any managing or other controlling body, made or authorized any payment or granted any loan which is contrary to the provision of this Act or to the Rules or Bye-laws or failed to take timely steps to recovery any loan at the due date or it was being improperly utilized: or (b) was grossly negligent in respect of any loss or de iciency; (c) failed to bring into account any sum which ought to have been brought into account; or (d) misappropriated or fraudulently retained any property of the society; or (e) committed breach of trust in relation to the society, the Registrar may inquire into the conduct of such of icer or members of the managing or other controlling body. (2) The Registrar may similarly inquire into the conduct relating to the affairs of the society or of any member, of icer or employees, past or present, of a registered society on the application of the present controlling or managing body of the society or liquidator, or any creditor, or any other registered society to which the society is af iliated or any contributory. (3) Upon such inquiry giving such member, of icer or employee an opportunity of being heard and in the case of payment made contrary to the provision of this Act or Rules or Bye-laws after affording such member, of icer or employee time to recovery the amount of such payment from the payee and credit it to the funds of the society, if such member, of icer or employee fails to recover the amount then the Registrar may by an order in writing require such member, of icer or employee to pay such sum with interest at such rate as the Registrar may direct, to the society by way of compensation in respect of such payment or loss or to restore such property as the Registrar thinks it, and to pay such sum as the Registrar may ix to meet the cost of the proceedings under this section. (4) Any award made by the Registrar under sub-section (3) shall be reduced to the form of a Cooperative Demand Certi icate by the of icer authorized to issue such certi icates.
155 (5) This section shall apply notwithstanding that such member, of icer or employee may by his act or omission have incurred in addition to criminal liability under this Act or any other law for the time being in force.
CHAPTER – XI PENALTY 104. Punishment for false return, false information, disobeying summons, order etc.- If a registered society or an of icer or member thereof or any liquidator- (a) willfully makes a false return or furnishes false information or willfully neglects or refuses to do any act required by this Act or any Rules or Bye-laws or does anything contrary to this Act or any Rules, or Bye- laws or fails to submit returns; or (b) any person willfully or without reasonable excuse disobeys any summons, requisition or lawfully written order issued under the provisions of this Act or does not produce document or cash balance of the society or does not furnish any information lawfullly required from him by a person authorized in this behalf under the provisions of this Act or fail to maintain up-to-date account, record and other documents of the society required to be maintained by him under this Act or Rules or Bye—laws he shall be punishable with ine which may extend to ive thousand rupees, and in the case of a continuing offence a further ine of ifty rupees for each day on which the offences are continued after conviction thereof*;or *[(c) any of icer or custodian who willfully fails to hand over custody of books, accounts, documents, records, cash, security and other property belonging to a co-operative society of which he is an of icer and custodian, to an authorized person; or (d) any employer who, without suf icient cause fails to pay to a co-operative society amount deducted by him from its employee within a period of fourteen days from the date on which such deduction is made shall be punishable as per provision of clause (b).] 105. Punishment for disposing property in contravention of Section 61-Any member, past member or the nominee, heir or legal representative of a deceased member removing or otherwise disposing of any property on which a registered society holds a charge under Section 61 with intent to defraud the society or with such intents doing any other act to the prejudice of the society’s charge, shall be punishable with ine which may extend to ive thousand rupees. ‘ 106. Penalty for certain misdemeanours- Where it appears to the Registrar that any person has contravened the provisions of this Act or Rules or Bye-law- (a) by sitting or voting or exercising his rights as a member, or as a member of any managing or controlling body, or voting in the affairs of a registered society as a representative of another society which is a member of such society, when such person was not entitled so to sit, vote or exercise such rights, as the case may be; (b) or by utilizing a loan for a purpose different from that for which it was granted; the Registrar may, after affording such person an opportunity to be heard by an order in writing, direct him to pay to the assets of the society by way of penalty such sum not exceeding ive thousand rupees as the Registrar thinks it*; or [*(c) whoever, before, during or after the election of members of the Board or of ice bearers, adopts any corrupt practice, the Registrar may, after giving such person an opportunity of being heard, by an order in writing, direct him to pay to the asset of the society by way of penalty by such sum as the Registrar may deem it.]
156 107. Power to enforce performance of obligations- Not— withstanding anything contained in this Act, where any registered society is required to take any action under the Act, the Rules or Bye-laws and such action is not taken within the time provided in this Act, the Rules or Bye-laws or within such time as the Registrar may specify by a notice in writing where no time is so provided, the Registrar may call upon any of icer of the society whom he considers to be responsible for carrying out the directions, and after giving such of icer an opportunity to be heard may require him to pay to the assets of the society such sum not exceeding rupees ive thousand as the Registrar may think it for each day until the Registrar’s directions are carried out. 108. Cognizance of offence- (1) No court inferior to that of a Magistrate of the irst class shall try any offence under this Act. (2) No prosecution for an offence under this Act shall be instituted without the previous sanction of the Registrar. (3) Offences under this Act may be tried summarily.
CHAPTER – XII JURISDICTION 109. Indemnity- No suit, proceeding or prosecution whatsoever shall lie against the Registrar or any person acting on his authority, or against any liquidator in respect of anything done or purporting to be done in good faith under this Act. 110. Bar to Jurisdiction - Civil or Revenue Courts- (1) Save as provided in this Act, no Civil or Revenue Court shall have any jurisdiction in respect of- (a) registration of a society-or its bye-laws or amendments of bye-laws; or (b) the dissolution of a managing or controlling body and the management of the affairs of the society on dissolution thereof; or (c) any dispute referred to the Registrar; or (d) any matter in relation to the winding up and dissolution of a registered society. (2) Save as provided in this Act, no order, decision or award under this Act, or working of the affairs of a registered society shall be liable to be challenged, set aside, modi ied, revised, declared void in any court on any ground whatsoever. 111. Appeal or Review- (1) Except where otherwise expressly provided to the contrary an appeal shall lie to the Registrar from the decisions made under this Act or Rules framed thereunder by any Government Of icer liquidator appointed under Section95. (2) The Registrar may review any order passed by him at any time within sixty days from the communication of such order. (3) Save as otherwise provided in this Act or Rules, no appeal shall lie to the” State Government against any order of the Registrar, except on a question of law, and provided such appeal is prefer-red within sixty days of the communication of such order.
157 (4) Any appellate authority and the Registrar in case of review may pass any stay order pending any appeal or review before such an authority, and may award costs against any party appealing or petitioning for review if such appeal or review petition is considered false, vexatious or frivolous by the authority concerned. (5) Notwithstanding anything contained in this, Act where with the previous sanction in writing or on requisition by the Reserve Bank of India, a Cooperative Bank- (a) is being wound up; or (b) in respect of which a scheme of amalgamation or reorganization is given effect, no appeal thereof shall lie or be permissible without the sanction or requisition of the Reserve Bank and that shall not be liable to be called in question. 112. Power of Attachment of property— Where the Registrar or such Gazetted of icer as may have powers delegated to him under Section 114 is satis ied that any person holding property within his jurisdiction with intent to defeat or delay the execution of any order, under a Cooperative Demand Certi icate for recovery of dues, or with intent to avoid payment of dues from such person under this Act, Rules or Bye—laws— (a) is about to dispose of the whole or any part of such property; or (b) is about to remove the whole or any part of such property or from the local limits of the jurisdiction of the Registrar or of such Gazetted of icer, may unless adequate security is furnished, as he may require, direct the conditional attachment of the said property or such part thereof as he thinks necessary, notwithstanding that the claimant or owner of the property may reside elsewhere, and such attachment shall have the same force and effect as if it had been made by a competent Civil Court and shall continue in force until withdrawn or cancelled. 113. Registrar to be Civil Court for certain purpose- The Registrar or any person empowered by him in this behalf shall be deemed, when exercising any power under this Act for the recovery of any amount by attachment or‘ sale without attachment of any property or when passing any orders on any application made to him for such recovery or to take any step-in aid of such recovery, to be a Civil Court for the purpose of Article 182 of the First Schedule to the Indian Limitation Act, 1908 (IX of 1908). 114. Recovery of Sums Duo-(1) All dues recoverable under this Act or Rules framed thereunder shall be reduced to the form of a Cooperative Demand Certi icate, as in Schedule C over the signature of the Registrar or of such Gazetted Of icers as may have powers delegated to them by the Registrar in this behalf and shall be recovered as an arrear of land revenue under Assam Land and Revenue Regulation, 1886 (Regulation I of 1886) and shall be paid to the certi icate holder or his authorized nominee. Such certi icate shall be in the name of the claimant and shall be delivered to him. (2) Notwithstanding anything contained in sub-section (1), all the said dues shall also be recoverable as public demand in accordance with the procedure laid down in the Bengal. Public Demands Recovery Act, 1913 (Bengal Act III of 1913) on a”-written requisition sent to the certi icate of icer in the prescribed form over the signature of the Registrar or of such Gazetted Of icer or of icer of a cooperative society as may have powers delegated to him by the Registrar in this behalf. Explanation- “The Certi icate Of icer” means the of icer so de ined in and the Prescribed Form, means the form so prescribed under the Bengal Public Demands Recovery Act, 1913 (Bengal Act III of 1 913). (3) For the purpose of this section a member of an af iliated society shall be deemed to be a member of the af iliating society and loans due to the af iliated society shall be deemed also to be loan due to af iliating
158 society to the extent that loans from the af iliating society to the af iliated society are outstanding and cannot be recovered from the af iliated society provided that not more than one demand= Motto may be executed against a single loan. (4) A copy of the Cooperative Demand Certi icate prepared under this section shall be Served in the manner prescribed upon the person from the amount is due. (5) On receipt of a copy of the Co-cooperative Cooperative Demand Certi icate the person from the amount is due shall pay the same within a period-of thirty days from the date of service of the certi icate : Provided that the period during which the payment is to be made may be extended by the Registrar for a period not exceeding thirty days for reasons to be recorded in writing. (6) Any person violating the provisions of sub-section (5) above shall, on conviction be punished with imprisonment of either description which may extend to six months or with ine which may extend to one thousand rupees or with both. 115. Registrar may order a meeting of creditors- (1) Not-withstanding anything contained in this Act, where a compromise or arrangement is proposed between a registered society and its creditor or creditors or any class of them the Registrar, upon an application made by a registered society or by liquidator, in case of a society in respect of which an order has been passed for the winding up thereof, or by a creditor or creditors or any class of creditors may order a meeting of the creditors. (2) If a majority number of creditors or the class of creditors, as the case may be representing claims to three-fourths of the debts due by the society to the creditor or class of creditors, at a meeting agree to any compromise or arrangement and if the Registrar agrees to such compromise or agreement and gives his sanction then the compromise or the arrangement shall be binding on all the creditors or class of creditors and also on the society or on the liquidator in the case of a society in respect of which an order has been passed for the winding up thereof, and on all persons who may be required by the liquidator to contribute to the assets of the society.
CHAPTER – XIII MISCELLANEOUS 116. Previous sanction of Reserve Bank of India or Nabard in Certain Matters-Notwithstanding: anything contained in Sections 12, 13, 14, 15 in the case of a cooperative bank or an urban cooperative bank, no conversion, transfer, division, amalgamation, merger, dissolution shall take place save with the previous sanction in writing of the Reserve Bank of India, the National Bank for Agriculture and Rural Development Bank, as the case may be. Once a banking license is cancelled by the concerned authority, it is mandatory on the part of Registrar of Cooperative Societies to send it into liquidation.
NOTE Section 116.- In case the license of a Cooperative Bank or Urban Cooperative Bank is cancelled the Registrar of Cooperative societies must send the concerned bank into liquidation. 117. Society to be a body corporate- Every registered cooperative society shall be deemed to be a body corporate by the name under which it is registered, with perpetual succession and a common seal, and with
159 power to hold property, to enter into contracts, institute and defend suits and other legal proceedings and to do all things necessary for the purpose for which it was constituted. 118. Register of members- Any register or list of members or shares kept by any registered society shall be prima facie evidence of any of the following particulars entered therein— (a) the date on which the name of any person was entered in such register or list as a member, and (b) the date on which any such member ceased to be a member. 119. Entries in book of registered society shall be received at prima facie evidence- (1) A copy of any entry in a book of a registered society, regularly kept in the course of business shall, if certi ied by the Chairman or Secretary of the society, he received in any suit or legal proceedings as prima facie evidence of the existence of such entry and shall be admitted as evidence of the matters, transactions and accounts therein recorded in every case where, and to the same extent as the original entry itself is admissible. (2) No of icer or liquidator of a registered society and no of icer in whose of ice the books of a registered society are deposited after liquidation shall in any legal proceedings to which the society or the liquidator is not a party, be compelled to produce any of the society’s books the contents of which can be proved under sub— section (1) or to appear as a witness to prove the matters, transaction and accounts therein recorded unless specially so directed by an order of the Court or the Arbitrator.
NOTE Section 119.- In a suit or legal proceeding the certi icate issued as to an entry in a register of registered Co- operative Society will go as evidence. 120. Savings of existing societies- (1) Every society existing at the commencement of the Act which has been registered under the Cooperative Societies Act, 1949 (Assam Act 1 of 1950, shall be deemed to be registered under this Act, and its bye-laws shall, in so far as they are not inconsistent with the provisions of this Act, continue in force until altered or rescinded and shall to such extent be deemed to be registered under this Act. (2) All appointment, rules and orders made, noti ication and notices issued, all transactions entered into and all suits and other proceedings instituted under the said Act shall continue and shall, so far as may be, deemed to have been respectively made, issued, entered into or instituted under this Act. 121. Construction of reference to Asian Cooperative Societies Act, 1949- All reference to the Assam Cooperative Societies Act, 1949 (Assam Act I of_1950), occurring in any enactment made by any authority in India and for the time being in force in Assam shall in the application of any such enactment thereto, be construed as reference to this Act, and anything done, or any proceedings commenced in pursuance of such enactment on or after the commencement of this Act shall be deemed to have been done or to have commenced and to have had effect as in the reference in such enactment to the Assam Cooperative Societies Act, 1949 (Assam Act I of 1950), had been a reference to this Act, and no such” thing or proceedings shall be deemed to have been invalid on the ground that such enactment did not refer to this Act. 122. Act VII of 1913 not to apply- The provisions of the Indian Companies Act, 1913 shall not apply to registered societies.
160 NOTE Section 122.- Although a registered Co—operative Society is deemed to be a body corporate no provisions of Indian Companies Act, 1913 shall be applicable to it. 123. Acts of societies, etc. not to be invalidated by certain defects- (1) No act of a registered society or of a managing or controlling body or of any of icer or liquidator done in good faith in pursuance of the business of the society shall be deemed to be invalid by reason only of some defect subsequently discovered in the organization of the society or in the constitution of any such body, or in the appointment or election of the of icer or liquidator or on the ground that such of icer or liquidator was disquali ied for appointment. (2) No act done in good faith by any person appointed under this Act shall be invalid merely by reason on the fact that his appointment has been cancelled or in consequence of any order subsequently passed under this Act. (3) The Registrar shall decide whether any act was done in good faith in pursuance of the business of a society. 124. Power to order recoupment of expenditure-Not- withstanding anything contained in any other law for the time being in force the State Government may, by a general or special order, require every registered society or a class of registered societies to make contribution of such sum annually to be ixed by the Registrar towards the recoupment of administrative expenditure incurred by the Government in respect of inspection, supervision and guidance of a society or class of societies or of any service to such society or class of societies. 8[125. Supersession of the Board.- If in the opinion of the Registrar the Board of a co-operative society is persistently making default or is negligent in the performance of the duties imposed on it by this Act or the rules or the bye-laws or has committed any act which is prejudicial to the interest of the society or its members or has omitted or failed to comply with any directions given to it or that there is a stalemate in the constitution or functions of the Board, the Registrar shall cause an enquiry under Section 87 or an inspection under Section 88 and after giving the society an opportunity to state its objections if any and after considering the objections if received, forward the enquiry/ inspection report: to .“the society for placing the report before the Annual General Meeting if due within 60 days from the date of receipt of the report by the society or at a Special General Meeting to be convened specially-for considering to take actions as suggested in the report under sub-section (5) of Section 87 and sub-section (4)of Section 88. If no action as stated above is taken by the society.withi11.ithe stipulated period 8 “125. Super-autos of Board by Registrar-li‘ in the opinion of the Registrar the Board of a cooperative society is per- sistently making default or is negligent in the performance of the duties imposed on it by this Act or the Rules or the Bye-laws or has committed any act which is prejudicial to the interests of the society or its members, or has omitted or failed to comply with any directions given to it or that there is stalemate in the constitution or functions of the Board. the Registrar shall cause an enquiry under Section 87 or an inspection under Section 88 and after giving the society an opportunity to state its objections. if any and after considering the objections, if received forward the enquiry/inspec- tion report to the society for placing the report before the Annual General Meeting it due within 60 days from the date of receipt of the report by the society, or at a Special General Meeting to be convened specially for considering to take actions as suggested in the report under sub-section (5) of Section 87 and sub-section [4) of Section 88. If no action as stated above is taken by the society within the stipulated period the Registrar shall by an order in writing superseed the Board and appoint one or more administrators or an adhoc committee from the department to manage the affairs of the society for such period not exceeding three months as may be speciϔied in the order which period may at: the discretion of the State Government be extended from time to time: Provided that the total period of extension in any case shall not exceed six months. Such appointed person shall call a special general meeting and shall elect a new Board within the above period.
161 the Registrar shall by an order in writing supersede or kept under suspension the Board and appoint one or more administrators from the department to manage the affairs of the society for such period not exceeding six months. Such appointed person shall arrange for holding election of a new Board within the above period]1 126. Power to seize records of society- (1) If the Registrar or any person authorized by him in this behalf, while making audit, inspection, inquiry or supervision, as the case may be believe or has reason to believe that the registered society is not keeping or maintaining the accounts, books and records of the society properly or inds or reasonably suspects gross negligence of duties misappropriation or misuse of fund of the society irregulartity in recording proceeding or keeping accounts or books he shall have power to take possession of any .or all books, registers or documents, cash in hand or accounts books of the society and remove such seized property as may be directed by the Registrar. (2) The person seizing the property of the society under sub—- section (1) shall prepare an inventory of the properties seized in duplicate with his signature and require the of icer or member of the society from whose possession or custody the property is seized to put his signature in witness thereof and if such of icer or member refuses to sign, then the person seizing; the property shall call upon two or more persons to sign the seizure list. A copy of the list prepared under this section signed by the witnesses, shall be delivered to the of icer of the society. (3) The Registrar shall take immediate steps in such case for audit or inspection and pass such orders as he may think it. (4) The Administrative Head of a Civil Sub-division or administrative area shall give police help to all of icers mentioned in sub-section [1) of this section’ when sought for. 127. Power of the managing body of an afϐiliating society to enquire into the shin of a member society- When a registered society takes a loan from an af iliating society and defaults payment of the, debt on any installment thereof any member of the managing body of the af iliating society, may examine and look into the accounts and working of such borrowing society and report the result of his inquiry or examination particularly with reference to the said loan to the af iliating society and may recommend any suggestion «in his report. The borrowing society shall furnish such information and produce such documents, books and accounts as the member of the managing body may require. 128. Limitation— (1) Notwithstanding any of the provisions of the Indian Limitation Act, 1908 (X of1908), the period of limitation for the institution of a claim to recover any sum, including the interest thereon, due to a registered society by a member thereof shall be computed from the date on which such member dies or ceases to be a member of a society. (2) The Indian limitation Act, 1908 (X of 1908), shall not apply to any debts or liability due by any member, past member or deceased member to any society in respect of which an order of dissolution has been passed under this Act. 129. Information and returns to be ϐiled; with Registrar- (1) Every year within thirty days of holding of the Annual General Meeting, the Board shall ile the following information with the Registrar:- (a) annual report of activities; (b) annual inancial statements of accounts as audited with auditor’s report thereon; (c) statistical statements indicating name of the cooperative society, services offered by the
162 Cooperative society to the members, total number of members as on the last day of the inancial year; (d) total liabilities expressed as- (i) funds from members and surpluses; (ii) funds from other external sources as on the last day of the inancial year; (iii) quantum of rupees or services provided to members and non members, and surplus or de icit at the end of the inancial year; and (e) annual disposal of surplus or management de ici*; *[(f) declaration regarding date of holding of its general body meeting and conduct of elections when due; (g) list of amendments to the bye-laws of the co—operative society, if any, and any other information required by the Registrar in pursuance of any of the provisions of this Act] (2) Along with the returns speci ied in sub-section (1) every cooperative society shall furnish the following information to the Registrar:— (a) the date of Annual General Meeting at which the returns to be iled with the Registrar were considered or approved; (b) the total number of members on the rolls of the cooperative society who were eligible to vote on the date of such Annual General Meeting; (c) the number of eligible members present at such Annual General Meeting; (d) list of names of Directors with addresses and terms of of ice; (e) name and address of the internal auditor appointed for internal audit of the society for the current inancial years accounts; (f) any other relevant and special information required by the Registrar to enable him to decide whether the Cooperative Society has conducted its affairs in accordance with the cooperative principles mentioned in Schedule A and the provision of this Act and the Bye-laws. (3) If the returns and information as Speci ied under sub-section (1) and (2) are not iled or furnished to the Registrar within the period speci ied under sub-section (1] shall be treated as an offence under this Act and the Board shall be penalised in accordance with provisions of this Act. 130. Power to exempt societies from the operation of the Assam Money Lenders Act- The State Government may by a noti ication in the Of icial Gazette, exempt a registered society from any or all the provisions of the Assam Money Lenders Act, 1934 (Assam Act IV of 1934), for the time being in force. NOTE Section 130.— The State Govt. has the power to grant exemption to a co—operative society as to certain provisions of the Assam Money Lenders Act, 1934. 131. Power to make rules- [1) The State Government may, after previous publication, make rules for carrying out the purpose and objects of this Act, and such Rules may provide a penalty not exceeding ive thousand rupees for a breach thereof. (2) Every Rule made under this section shall be laid as soon as may be after it is made before the Assam
163 Legislative Assembly while it is in session for a total period of fourteen days which may be comprised in one session or in two successive sessions and if before the expiry of the session in which it is so laid or the session immediately following, the Assam Legislative Assembly agree in making any modi ication in the Rule or the Assam Legislative Assembly agree that the Rule should not be made, the Rule shall thereafter have effect only in such modi ied form or be of no effect, as the case may be, so however, that any such modi ication or annulment shall be without prejudice to the validity of anything previously done under that Rule. 132. Repeal and Saving- (1) The Assam Cooperative Societies Act, 1949 (Assam Act I of 1950), is hereby repealed. (2) Notwithstanding such repeal, anything done, any action taken, any order passed by any authority or any penalty imposed under the said Act shall be deemed to have been done or taken under the corresponding provisions of this Act.
*[CHAPTER-XIV] ‘SPECIAL PROVISIONS APPLICABLE TO THE CO-OPERATIVE CREDIT SOCIETIES 133. Overriding effect of Chapter XIV.- Notwithstanding anything contrary or inconsistent contained in any other provisions of this Act or rules framed thereunder or bye-laws of any registered society or orders issued thereunder, the provisions of this Chapter shall have overriding effect. 134. Deϐinitions.- In this Chapter unless the context otherwise requires- (a) “Co-operative Credit Structure Society” means a State Co- operative Bank and a Primary Agricultural Credit Society; (b) “State Co-operative Bank” means a Co—operative society engaged in the business of banking as de ined under Section 5(b) of the Banking Regulation Act, 1949 (Act No. 10 of 1949] and Section 2(a) of the National Bank for Agriculture and Rural Development Act, 1981 [Act No. 61 of 1 981); (c) “Primary Agricultural Credit Society” means a co-operative society as de ined under clause (cciv) of Section 5 of Banking Regulation Act, 1949 (Act No. of 1 949) and includes a Multi-purpose Co-operative Society; (d) “Multi-purpose Co-operative Society” means a Primary Co~ operative Society the object of which is to provide various services including services related to savings, credit, business, industry, consumer durables to its members; (e) “Chartered Accountant” means a member of the Institute of Chartered Accounts of India within the meaning of the Chartered Accountants Act, 1949 (Act No. 38 of 1 949); (f) “Reserve Bank” means the Reserve Bank of India established under Section 3 of the Reserve Bank of India Act, 1934 (Act No 2 of1 934); (g) “National Bank” means the National Bank for Agriculture ‘ and Rural Development established under Section 3 of the National Bank for Agriculture and Rural Development Act, 1981 (Act No. 61 of1981). 135. Membership and voting right in Primary Agricultural Credit Society.- (1) An individual or group depositor in a primary Agricultural Credit Society shall become a member of the society under sub-section
164 (1) of Section 18 of this‘ Act by subscribing at least the minimum share capital speci ied in the bye-laws and on holding a minimum deposit of rupees ive thousand or such minimum sum as may be prescribed by the State Government from time to time, for continuous period of minimum two years preceding the date of noti ication of election and shall have the full voting rights. (2) An individual or a group borrower shall become a member of Primary Agricultural Credit Society under sub-section (1) of Section 18 of this Act by subscribing the prescribed share capital speci ied in the bye-laws and shall have full voting rights. (3) Every group depositor or group borrower admitted as a member under sub-section (1) of Section 18 of this Act shall be entitled to vote through one delegate nominated by the group. 136. Autonomy of the (lo-operative Credit Structure Society.- A Co-operative Credit Structure Society shall have autonomy in all inancial and internal administrative matters including the following areas:- (i) Interest rates on deposits and loans conformity with the guidelines issued by the Reserve Bank; (ii) Borrowing and investments; (iii) Loan policies and individual loan decisions; (iv) Personnel policy, staf ing, recruitment, posting and remuneration to staff; and (v) Internal control systems, appointment of auditors and remuneration for the audit. 137. State Governments subscription to the equity share capital of Co-operative Credit Structure Society.- (1) The State Government’s subscription to the equity share capital of a C0-operative Credit structure society shall not exceed twenty ive percent of its equity share capital and the State Government may reduce the State Government’s subscription further at its choice: Provided that in the case of State Co—operative Bank which is unable to comply with the requirements of sub-section (1) of Section 11 of Banking Regulation Act, 1949 (Act No. 10 of 1949), the State Government may contribute equity in excess of the limit speci ied above only to the extent required to enable the State co-operative Bank to comply with the requirements of sub-section (1) Section 11 of Banking Regulation Act, 1949 (Act No. 10 of 1 949). (2)There shall be only one nominee of the State Government on the Board of a State Co-operative Bank, if the State Government has subscribed to its share capital. (3) There shall be no nominee of the State Government of the Board of a Primary Agricultural Co-operative Society: Provided that the existing nominees on‘ the Managing Committee shall continue till the expiry of their current term. However, they shall not have any voting right in any election or in a motion of no-con idence. (4) A Co-operative Credit Structure Society may af iliate or disaf iliate with an af iliating society at its choice: Provided that before dis-af iliation, the society shall discharge its inancial liability, if any, to the society which it is dis-af iliating? (5) A Co-operative Credit Structure Society shall have the freedom of entry and exit at any tier of co-operative society and there shall be no mandatory restriction of geographical boundaries for its operations within the State of Assam.
165 (6) A Co-operative Credit Structure Society may invest or deposit its funds in any Bank of inancial institution regulated by the Reserve Bank and not necessarily in the af iliating society. [7) A Co-operative Credit Structure Society may obtain loans from any Bank or inancial institution regulated by the Reserve Bank and re inance from the National Bank or any other re inancing agency directly or through any Reserve Bank regulated inancial institution and not necessarily from the af iliating society. (8) A Primary Agricultural Credit Society may pay dividend in accordance with the guidelines framed by the Registrar in consultation with the National Bank. (9) There shall be no other compulsion on contribution to any fund other than those required for improving the net worth / owned funds of a Co—operative Credit Structure Society. 138. Condition for member of the Board of the Co-operative Credit Structure Society.- No person shall be elected, nominated or co-opted or allowed to continue as a member of the Board of a Co-operative Credit Structure Society, if he- (i) is a person who represents a society other than a Primary Agricultural Credit Society on the Board of a State Co-operative Bank, if such society he represents has committed a default towards the payments of such bank for a period exceeding ninety days; (ii) is a person who committed a default towards the payments to a Primary Agricultural Credit Society or represents a Primary Agricultural Credit Society in the Board of a State Co-operative Bank, if such society he represents has committed a default towards the payments of such Bank for a period exceeding one year, unless the default is cleared; (iii) is a person, who represents a society whose Board is superseded or has ceased to be a member of the Board of his own society. 139. Conditions for supersession of the Board of State Co-operative Bank.- (1) The Board of a State Co- operative Bank shall be superseded only with the prior approval of the Reserve Bank. (2) The Board of a Primary Agricultural Credit Society shall be superseded by the Registrar only under the following conditions:- (i) that a society incurs losses for three consecutive years; or (ii) that serious inancial irregularities or frauds have been identi ied; or (iii) that there are judicial directives to this effect; or (iv) there is a perpetual lack of quorum. Explanation:- “perpetual lack of quorum” means failure of holding three consecutive meetings for want of quorum. 140. Election to the (lo—operative Credit Structure Society.- (1) The Registrar shall ensure conducting of elections to the Co— operative Credit Structure Society before the expiry of the term of the existing Board. (2) The Registrar shall ensure conducting of elections to a C0-operative Credit Structure Society within two months from the date of supersession: Provided that in the circumstances beyond control of the Registrar, the State Government may allow holding of such elections within a period not exceeding six months from the date of such supersession.
166 (3] A member of the Board of a Primary Agricultural Credit Structure Society which has been superseded under sub-clauses (i) and (ii) of sub-section (2) of Section 139 shall not be entitled to contest again for a period of ive years after supersession. 141. Registration of bye-laws or amendments with the Registrar.-(1) The bye—laws or any amendment to the bye-laws of a Co-operative Credit Structure Society shall be registered by the Registrar within thirty days from the date of receipt of the application. (2) If the Registrar is satis ied that the proposed bye-laws or the amendments to the bye-laws are contrary to the provisions of the Act and the Rules made thereunder, he shall reject the same duly recording his reasons thereon within thirty days from the date of receipt of the application. 142. Registrar to prescribe prudential norms etc.- The prudential norms including Capital to Risk weighted Asset Ratio shall be speci ied by the Registrar by an order for all the Primary Agricultural Credit Structure Societies in consultation with the National Bank. 143. Criteria for appointment and removal of Chief Executive Ofϐicer and the members.- The Chief Executive Of icer and the members of the Board of a State Co-operative Bank shall ful ill the criteria stipulated by the Reserve Bank for the time being in force and such person who, in the opinion of the Reserve Bank or the National Bank, does not ful ill the criteria stipulated by the Reserve Bank shall be removed on the advice of the Reserve Bank or the National Bank. 144. Professional to have knowledge and experience as stipulated by the Reserve Bank.- (1) There shall be at least such number of professionals having special knowledge or experience in such ields as may be stipulated by the Reserve Bank on the Board of a State Co-operative Bank and in case such number of elected Directors do not, in the opinion of Reserve Bank or National Bank, possess special knowledge or experience in such ields as may be stipulated by the Reserve Bank, the Board of a State Co-operative Bank shall co—opt such number of professionals with full voting rights irrespective of- (i) the limit of the number of members of the Board under this Act or rules framed there under or its bye-laws; (ii) whether such professional is a member of the society or not. (2) If any person, who, in the opinion of the Reserve Bank, has been co-opted as a member of the Board under sub-section (1) without having requisite knowledge or experience as stipulated by the Reserve Bank, he shall, on being advised by the Reserve Bank or the National Bank, be removed from the of ice after giving him a reasonable opportunity of being heard. 145. Audit.- (1) The accounts of a State Co-operative Bank shall be audited and certi ied by Chartered Accountants appointed by it from the panel approved by the National Bank. (2) The Registrar shall ensure conduct of special audit of a State Co-operative Bank if requested by the Reserve Bank in the manner and form stipulated by the Reserve Bank and also furnishes the report to the Reserve Bank within the time stipulated. 146. Registrar’s obligations-(l) The Registrar shall ensure that Reserve Bank’s regulatory prescriptions in case of a State Co-operative Bank including recommendation for supersession of the committee or winding up of a State Co-operative Bank are implemented and an administrator or a liquidator, as the case may be, is appointed within one month from the date of receipt of the advice from the Reserve Bank.
167 (2) The Registrar shall, within two months of being advised by the Reserve Bank or the National Bank, ensure removal of the Chief Executive Of icer of a State Co-operative Bank who does not ful ill eligibility criteria speci ied by the Reserve Bank. (3) The Registrar shall, within two months of being advised so by the Reserve Bank or the National Bank, ensure removal of any person elected or co-opted as a member of the Board under sub-section ( 1) of Section 144 without having the requisite knowledge or experience as stipulated by the Reserve Bank. 147. Prohibition to use the nomenclature as Bank.- No Primary Agricultural Credit Society or its federation or association, except those which are permitted to act as a Bank under Banking Regulation Act, 1949 (Act No. 10 of 1 949) shall be registered with the words “Bank” or any other derivative of the word “Bank” in its registered name or shall use the same as a part of its name : Provided that Where any Primary Agricultural Credit Structure Society or its federation or association except those which are permitted to act as a Bank under Banking Regulation Act, 1949 (Act No. 10 of 1949) has been registered or using the same as a part of its name before the commencement of the Assam Co-operative Societies Act; 2007 as amended with the word “Bank“ or any of its derivatives in its registered name, it shall within three months from the date of such commencement, change its name so as to remove the word ‘Bank’ or its derivative, if any, from its name : Provided further that where any such society fails to comply with the above provisions within the period speci ied therein, the Registrar shall order the winding up of such society forthwith. 148. Prior approval of Reserve Bank in case of exemption of this Chapter- No Co-operative Credit Structure Society shall be exempted by the State Government from the application of any of the provisions of this Chapter without the prior approval of the Reserve Bank or the National Bank.)
SCHEDULE - A (See Section 4(1), 25) COOPERATIVE PRINCIPLES The cooperative principles are guidelines by which cooperative societies put their values into practice. 1st Principle : Voluntary and open Membership. Cooperative societies are voluntary organisations, open to all persons able to use their service and willing to accept the responsibilities of membership, without gender, social, racial, political or religious discrimination. 2nd Principle: Democratic Member Control. Cooperative societies are democratic organisation controlled by their members, who actively participate in setting their policies and making decisions. Men and women serving as elected representatives are accountable to the members. In primary co-operative members have equal voting rights (one member, one vote) and cooperative society at other levels are also organised in a democratic manner 3rd Principle : Member Economic Participation. Members contribute equitably to and demo-cratically control, the capital of their cooperative societies. At least part of that capital is usually the common-property of the cooperative. Members usually receive limited compensation, if any, on capital subscribed as a condition of membership. Members allocate surpluses for
168 any or all of the following purposes : developing their co—operative societies, possibly by setting up reserves, part of which at least would be invisible, bene iting members in proportion to their transaction with the cooperative society, and supporting other activities approved by the members. 4th Principle : Autonomy and Independence. Cooperative societies are autonomous, self-help organizations controlled by their members. If they enter into agreements with other organi-sations, including Governments, or raise capital from external sources, they do so on terms that ensure democratic control by their members and maintain their co-operative autonomy. 5th Principle : Education, Training and Information. Co-operative societies provide education and training for their members, elected representatives, managers, and employees so they can contribute effectively to the development of their co-operative societies. They inform the general public - particularly young people and opinion leaders - about the nature and bene its of co- operation. 6th Principle: Co-operation among Co-operatives Societies. Co-operative societies serve their members most effectively and strengthen the co-operative movement by working together through local, national, regional and international structures. 7th Principle: Concern for Community. Co-operative societies work for the sustainable development of their community through policies approved by their members. 8th Principle : Professional Management.’ Co-operative Societies are managed in a professional manner in running their affairs]1
SCHEDULE – B (See Section 9) Subject matter for speci ic consideration when framing Bye— laws. 1. Identity of the cooperative society: (a) the name of the cooperative; (b) the village/town/city where the Head Of ice of the Cooperative society is to be located; (c) the custody and use of the common seal; (d) the area of operation from where the membership is to be draw. 2. Aim and services: (a) the aim of the cooperative society explicitly stated as a common need of the members which the cooperative society aims at ful illing; (b) key service and support services to members to ful ill the common need stated in the aim; (c) the conditions under which—services may be provided to non-membership.
169 3. Membership : (a) eligibility, ineligibility for obtaining membership; (b) eligibility, ineligibility for continuing membership; (c) procedure for obtaining membership; (d) procedure for withdrawing membership; (e) procedure for termination of membership; (f) circumstances under which membership ceases; (g) procedure for cessation of membership. 4. Member rights and obligations : (a) the rights of members; (b) manner of ixation of minimum performance expected annually of each member vis-a-vis use of services, inancial commitment, participation in meetings and adherence to bye—laws, in order to be eligible to exercise the rights of membership including the right to vote; (c) the consequences of performing below the minimum level ixed; (d) the consequences of default in payment of any sum due by a member. 5. General Body: (a) the role of the general body and of the delegate General body, if any, and subjects which must be dealt with by the general body, and by the representative general body, if any; (b) the manner and frequency of convening general meetings, the mode of communication of the intimation of these meetings and quorum required; (c) the minutes of proceedings of general meetings. 6. Board of Directors: (a) The size and composition of the Board of Directors; (b) Eligibility, ineligibility for becoming Director; (c) Eligibility, ineligibility for retaining Directorship; (d) The procedure for election including the appointment of election of icer, removal of Directors, the election of the President, Vice4President, and representative and illing of casual vacancy; (e) The terms of of ice of the Directors; (f) The frequency of board meetings; (g) The manner of convening board meetings, and quorum; (h) The functions, responsibilities and powers of the-Board; (i) The minutes of proceedings of Board meetings; (j) The functions, responsibilities and powers of Directors. 7. Chief Executive and staff:
170 (a) the person to sue or be sued on behalf of the cooperative society; (b) the manner of appointment and removal of Chief Executive; (c) the functions, responsibilities and powers of the Chief Executive. 8. Finance: (a) the inancial year which the cooperative society wishes to adopt; (b) the manner of appointment of auditors and their duties; (c) the manner of appointment of internal auditors and their duties; (d) the nature and amount of equity capital, if any, of the cooperative society; (e) the maximum capital which a single member can hold; (f) the types and extent of funds to be raised; (g) the purposes for which the funds raised by the cooperative society may be applied; (h) the debt-equity ratio that the cooperative society wishes to maintain at all times, and the maximum external debt that a cooperative society wishes to permit itself at any point of time; (i) procedure for transfer of shares or interest by a member; (j) procedure for redemption of shares by the cooperative society; (k) procedure for transfer or payment of interest on death of member; (l) the nature and extent of the liability of the members for the debts contracted by the cooperative society; (m) the nature and extent of the liability of the Directors for the debts contracted by the cooperative society; (n) the manner of disposal of funds if under liquidation. 9. Secondary cooperative societies: (a) the rights, if any, which the cooperative society wishes to confer on any secondary cooperative society of which it is a member, and the circumstances under which these rights may be exercised by such secondary cooperative society; (b) the procedure of appointing and changing representative to secondary cooperative society. 10. Other matters: (a) the manner of making or amending bye-laws; (b) the manner of constitution and functioning of arbitration council along with the quali ication of the members for settlement of disputes; (c) the manner of dissolution of the cooperative society;
171 (d) the language in which the affairs of the cooperative society are to be conducted; (e) refunding of loan, guarantee, share capital, grant or subsidy received from Government; (f) other matters which the provisions of this Act requires to be provided by bye-laws. SCHEDULE - C Form (See Section 114)
Cooperative Demand Certi icate granted under Section 114(1) of the Assam Cooperative Societies Act, 2007. (To be realized as an arrear of land revenue by the authority within whose jurisdiction the judgment debtor’s property is situated) Case No. __ of 20.. District / sub-division In the matter of……………………………………………………………………………………………………………………...... ……………… Versus……………………………………………………………………………………………………………………………...... ……. (1) Whereas as a result of my enquiry I decide that a sum of Rs.………………………………………...... …………………..... (Rupees…………………………….………) by way of …………………………………………………..………………………………. under Section 102(1) of the Assam Cooperative Societies Act, 2007 and a sum of Rs………………………...... …………………………... ……………………………. (Rupees ………………………………………………...... ……………………………………………. by way of interest upto ……………………………………………………..………………. is/are due from you and you have not paid. Or Whereas ………………………………………………………………...... has made a reference in writing to me complaining/determining that a sum of Rs…………………...……………...... ……....…………………………. (Rupees………………………………………………………………………………………… ) by way of . ………………………………………………………………………………..under Section …………………….. of the Assam Cooperative Societies Act, 2007 and a sum of Rs. ………………………………….. (Rupees …………………………………………………….. ) by way of interest upto ………………………………………………………….…………… is/are due from you .and you have evaded payment of the same. (2) And whereas a notice of demand calling on you to pay the dues within the speci ied time was served with notice to show cause. (3) And whereas you have not paid up your dues speci ied in the notice. (4) And whereas you have not submitted explanation/your explanation is unsatisfactory. (5) Now, therefore I under the authority of the sub—section (1) of Section 102/ …………. of the Assam Cooperative Societies Act, 2007 read with the sub—section (1) of Section 114 of the Assam Cooperative Societies Act, 2007 do hereby order that the above mentioned sum of Rs. ….. ‘ …….. “(Rupees …………………………
172 ) is due to the above named from you and that you will pay the amount with further interest on the principal sum at the rate of ……………. percent per annum from ………………. together with all cost till the date of realization of the above mentioned sum. (6) I further order that the title and interest of ………………….. in the properties set out and described in the Schedule below be sold as an arrear of land revenue under the provisions of Assam Land and Revenue Regulation Act, 1886 (Regulation I of 1886) and that, if the sale proceeds should be found insuf icient to discharge the dues with subsequent interest at the above rate till the date of realization and costs in full, the balance be realized by attachment and sale of the other movable property of judgment-debtor as an arrear of land revenue. (7) Further take notice that if you fail to pay the amount as ordered above within a period of thirty days from the date of service of Certi icate you shall also be liable to prosecution under sub-section (6) of Section 114 of the Assam Cooperative Societies Act, 2007 in addition to other measures for the recovery of the amount payable by you. SCHEDULE
…………………………….. ……………………………… ……………………………… Dated Guwahati/ …………….. The ……………………………….. Registrar of Cooperative Societies, Assam 11.3. The irrelevant words/portions may be struck off and the relevant entries may be made where necessary. ………………………………………………...... ………………………………………………………………………………………………………
ANNEXURE-III
FSSAI STANDARDS FOR MILK AND MILK PRODUCTS
For dtails please visit- https://dairy.assam.gov.in/portlets/food-safety-standards
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