Factsheet NN Group 16 May 2019

NN Group is a company, active in 18 countries with a strong presence in a number of European countries and Japan. The strong foundation of our purpose, brand, values and ambition, combined with our focus on our strategic priorities, enables us to create long-term value for our company and our stakeholders.

Who we are What we do Our strategy NN Group includes Our purpose is to help people secure To create long-term value for our Nationale-Nederlanden, NN, their financial futures. We offer company and stakeholders we have NN Investment Partners, retirement services, and , four strategic priorities: ABN AMRO Insurance, Movir, AZL, investments and banking products. 1. Disciplined capital allocation BeFrank and OHRA. 2. Innovate our business and industry 3. Agile and cost efficient operating model 4. Value added products and services.

Our values How we are structured

With about 14,000 employees, 468 we aim to deliver high-quality 30 products and services to retail, 36 SME, large corporate and institutional customers. 84 Life Our business activities are 58 Netherlands Non-life structured in reporting segments. 29 Insurance Europe Their contribution to the NN Group Japan Life 1Q 2019 operating result is depicted Asset Management in the graph (in EUR mln). Banking 268 Other* * Japan closed block VA, the business, the holding results, and other results. -36

Countries in which we operate General

Employees Countries in which we operate ±14,000 18 Customers (excl. NN IP) Credit ratings (Financial Strength Rating) Japan 17 million S&P A | Fitch A+

Responsible investing In our long-term investment decisions we take environmental, social and governance (ESG) into consideration.

Insurance and Asset Management Insurance Asset Management* Responsible investing is based on the following four pillars: * Outside Europe and Japan, NN Investment Partners has offices in New York 1Active ownership towards investee companies and Singapore. 2Integration of ESG factors into our investment processes 3Application of restrictions based on our policy framework Sustainability ratings 4Sustainable and impact investing strategies

Sustainalytics Dow Jones Sustainability Index 87/100 77/100 For more information FTSE4GOOD Carbon Disclosure Project [email protected] Included B ;+31 (0)70 513 03 03 awww.nn-group.com Management Board NN Group

Lard Friese Delfin Rueda Satish Bapat Tjeerd Bosklopper Jan-Hendrik Erasmus Chief Executive Officer * Chief Financial Officer ** CEO NN Investment Partners Chief Transformation Officer Chief Risk Officer

David Knibbe Dailah Nihot Fabian Rupprecht Janet Stuijt CEO Netherlands Chief Organisation & CEO International Insurance General Counsel Corporate Relations

* CEO and chair of the Management Board and the Executive Board ** CFO and member of the Management Board and the Executive Board Delivering on NN Life our strategy NN Life managed to maintain its strong position in the market and as a result of proactive engagement, its customer (NPS) and broker satisfaction scores increased.

NN Life Japan Higher sales in Japan were the result of strong sales efforts, as well as customer expectations NN Bulgaria of a revision of tax rules for NN Bulgaria and Eurobank Bulgaria AD Corporate Owned Life Insurance (Postbank) expanded their partnership products (COLI). 1Q19 as Postbank has involved its whole branch network in the distribution of NN Bulgaria’s pension products.

NN Group The corporate partnership NN Investment Partners between NN Group and the NN Investment Partners (NN IP) Mauritshuis Museum in The continued its focus on responsible Hague will be extended until 2021, investing. In March 2019, it published its with the attraction of new 2018 Responsible Investment Report audiences to the museum as one that elaborates on the 2018 of the main shared goals. engagement and voting results.

Results

Operating result Net result (in EUR mln) Solvency II ratio (in %) (in EUR mln)

512 468 399 313 230 213

1Q18 1Q19 1Q18 1Q19 4Q18 1Q19