GDP SUN 0605 Copy 8
Total Page:16
File Type:pdf, Size:1020Kb
WWW.GWINNETTDAILYPOST.COM • SUNDAY, JUNE 5, 2011 • 1D Gwinnett Daily Post see today’s classifieds on page 3D D www.gahomesource.net gwinnettdailypost.com This Area’s Most Comprehensive Property Search Option Sunday, June 5, 2011 Search more than Featuring Real Estate in Gwinnett, Jackson, Barrow, South Hall & Walton Counties 100,000 statewide listings money like my husband did in courses like Dave Ramsey’s important to help them under- his early twenties. Every time he Financial Peace University it is stand what these items mean for took money out of the ATM he still very difficult to make a their future. For many students looked at the balance at the bot- budget, much less stick to one. credit cards are not an option tom to determine how much First, start by determining your until they are 21 due to the money he had in his account. teenager’s estimated income Credit Card Accountability, Never mind the fact that there whether that comes from a Responsibility, and Disclosure might be checks that had not steady job, an allowance, or odd Act which states that you have to cleared or any holds on the jobs he/she does. Then, sit down have an independent means of account. Believe me, it lead to an with him/her and analyze spend- income or a co-signor to be unpleasant conversation or two ing habits so that you and your approved for a credit card. when we got married when he child can set spending priorities However, it is still essential for still tried to manage our money and financial goals together. In your children to understand how that way! In order for your this way you can help your child quickly debt can pile up once children to make better choices it create a budget that fits his/her they get a credit card if they do is imperative that you teach them specific needs. It is important to not use it wisely. One way to help a safer method early on. remember, though, that your them begin to grasp this concept One way to do this in a children do not just learn from is to get them a debit card that is hands-on manner is to have your what you say but by what you do. attached to their checking children open an account and If you are constantly complaining account so that they can monitor then take responsibility for some that you don’t have enough how quickly money comes and Planning for of their expenses by paying some money to make it from paycheck goes if they are not making small bills, such as their cell to paycheck they will unfortu- smart, calculated decisions. phone bill or car payment. Even nately think that is the way a nor- Lastly, your children need to Your Graduate’s if you are giving them the money mal household manages money, be informed that although they to pay the bills,it still helps them and that is not the impression may not have credit history or a to understand what it looks like you want to leave with them. In credit score yet, eventually they Future to pay the bill and deduct that the end, helping them create and will. So, make sure that they For those of you who have early to start talking about amount from their account.Also, maintain a budget could be help- know to pull a credit report once been witness to the sea of black financial planning and the give them the opportunity to ful for both of you. a year to check for any anom- gowns, sentimental yet humor- future, which most of the time watch you pay bills. It will help Saving money: If your child alies. It is also vital for your ous speeches, and caps thrown involves owning a home of your them to see how far money actu- does not already have a savings children to understand that their victoriously into the air you own. If you want to prepare ally stretches and to determine account, now is a great time to credit score is how financial know what season we have your children for the future in for themselves whether they open one.Saving money is just as institutions determine whether been in for the last few weeks – the best possible way, you will want to pay bills with paper valuable as a budget in learning or not they can afford a car, a graduation! If you have been teach them how to manage checks or electronically online. to manage money, save for the house, or just about anything part of this incredible cross- their money early on so that Lastly, if your children tend to future, and take care of any that needs good credit. roads with either a high school later when they have jobs and listen better to someone teaching unforeseen expenses. An impe- Therefore, your child needs to or college graduate you know obligations of their own, they them other than you, they can tus to start saving might be to make wise decisions now for a the enormity of this change will be able to handle them- sign up for a CheckWise course offer to match whatever money better future later. and the life-altering journey selves and their money with on www.CredAbility.org/check- your child saves. This list is by no means ahead of each one of them. wisdom. The following tips are wise which will help them learn Keeping an eye on the exhaustive, but will hopefully Why, you may ask, is this being a start in helping them on the how to manage an account on future: A couple of last items to start them on their path to the discussed in the real estate sec- path to financial stability. their own. consider are credit cards and future with a good set of finan- tion? Well, because no matter How to use a checking How to create and stick to a credit score. Although your cial principles in place and what type of school you are account: The unfortunate truth budget: Even for those of us who children may not have much in real-world practice for their graduating from, it is never too is that some people manage their have taken financial planning the way of either one now, it is journey ahead. NEW GATED TOWNHOMES From Best Value in Norcross the Owner financing available 90’s NOWPHASE SELLING 3 Brookside Commons, a gated and secluded community, is located minutes from I-85 and I-285 with an easy access to Atlanta Downtown and Hartsfield Airport. These newly constructed Craftsman style homes offer three unique floor plans that will suit any lifestyle. We also offer a quick access to restaurants, shopping, and entertainment. Graves Park, located less than a mile away, offers a number of activities with everyone in mind; even your pets. FEATURES AND AMENITIES: • Minutes to I-85 and I-285 • Stainless Steel Appliances • 3 Open Floor Plans • 9ft Ceilings/Vaulted • 2 & 3 large Bed/2.5 BA • Custom Cabinetry & Doors • Interior/Exterior Storages • Total Electric 404-791-7441 1821 Brookside Lay Circle, Norcross, GA 30093 www.brooksidecommonshomes.com EDT Real Estate, LLC Information reliable but not guaranteed. Subject to omissions, prior sale, changes or withdrawal notice. 2D • SUNDAY, JUNE 5, 2011 • WWW.GWINNETTDAILYPOST.COM MOBILE HOMES FARMS, LOTS HOUSE FOR RENT HOUSE FOR RENT & LOTS FOR SALE & ACREAGE GWINNETT, TUCKER 1/2 mo. Free! Pretty Gwinnett, Buford 2 story, 3BR/2.5BA, BARROW, WINDER Gwinnett Daily Post sep. LR/DR, big kit., 3BR/2BA, fireplace, fplc., 2 car gar., big MORGAN COUNTY 2 huge bonus rooms, lot, new paint/appli/ 2 WOODED LOTS 2 car garage. $900/mo. blinds. Spic & span! 10.69 & 11.49 ACRES, + $500 deposit. $899/mo. 770-925- Protective Covenants. Call 678-315-8648 8463. No pets. Home improvements that make a sale Foreclosure I-20 to exit 105, south 4 miles, take right on Must Sell GWINNETT,BUFORD Elliott Road, Old Mill Extra Lge. brick 5BR Beautiful Farms on left. 4BA, GR, deck, great Today's buyers are less willing to 3 Bedroom $11,000/Acre. trees, in-law suite, 2nd HOUSES FOR SALE 2 Bath Home Call 404-373-3434 kit. $1050/mo. compromise Gwinnett • Suwanee/ Call 404-843-2900. Lawrenceville Area, • New Appliances LAKE/RIVER/COASTAL PROPERTY FOR SALE 4BR/2.5BA 2 Story, • New Carpet Clean! 2 car garage. Dian Hymer • Storage Building SOUTH CAROLINA, Move In June 2011. • Wrap Around Deck LAKE KEOWEE Quiet neighborhood. Inman News FORECLOSURES • Fireplace New D/W, fridge & air HUD OWNED Located Near conditioning. Just min- Gwinnett, $1K Moves You In Mall of Georgia utes from Hwy 85 & Lawrenceville Mall of Ga. Good 30046 600 Credit Score www.countrysidegwinnett.com school district. $1100 3/BR, 2/BA work in Required Call Now mo. 706-658-5080. kitchen. DR/ The temptation is strong to clean up the HOUSE HUNTING TIP: Choose an Free Search Great Rm. w/fire- www.hudhomesingeorgia.com Waterfront GWINNETT, place,& Laundry yard, declutter the house, and put it on the agent to work with who has experience help- Call Robin at LILBURN area, Garage, RE/MAX Center Cottages Large.Yard. market without spending time and money ing sellers prepare their homes for the mar- Gated, Luxury Nice area, close to 678-522-2336 downtown. 3BR / $900/mo. + sprucing the place up for sale. This is espe- ket. Ask an agent you're interested in hiring Amenities! Lodge, $900/dep.